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Independent, unbiased and fair news about the Leasing Industry

Midwest Sales Representative
(as far east as Michigan, as far west as Colorado, as far
south as Texas, and as far north as Minnesota)

Construction, Trucking, Machine Tools, Waste Equipment
Credit application only up to $250K, vendor driven, fast approvals
contact: Chris Chiappetta at 

In the last 25 years National Machine Tool Financial has evolved into the premier outsource captive finance company for many major manufacturers.

Friday, October 28, 2011

Today's Equipment Leasing Headlines

Results Are In---
 "Application Only" versus Financial Statements?
  Classified Ads---Senior Management
   Pawnee Leasing in the Snow---Fort Collins, Colorado
 Customer Complaints Filed
  against Select Group of Equipment Leasing Companies
   Companies Who Do Not Notify Lessee regarding termination
   nor have such a standard for their discounters
 New Hires---Promotions
  Classified Ads---Help Wanted
   Funders Looking for New Broker Business
    7 Advantages to Cloud Computing for SMB
     “Kamikaze Kat”
      Global Leasing Income Fund II Listed on TD Ameritrade
    Seattle Auto Show, Nov. 2-6
     San Jose, California Adopt-a-Dog
      Dog Halloween Costume---Yoda
  Fernando's View: Halloween Special DVD's
   by Fernando Croce
    Classified ads—Back Office
News Briefs---
Calling Bankers’ Bluff, Merkel Got Europe a Debt Plan
FINRA brokerage oversight group misled regulators, SEC charges
CFNB First Quarter EPS Increase 50% on Higher Lease Income
  Mass. economic recovery continues to outpace nation’s
Polish leasing market worth zł.22.2 billion in first three quarters
    Digital Device Leasing Liabilities
Steve Jobs stayed tag-less by leasing a new car every six months

Broker/Funder/Industry Lists | Features (collection)
Top Ten Stories Chosen by Readers | Top Stories last six months

Milton Friedman 30 Years Ago on Greed and Capitalism
   You May have Missed---
    Sports Briefs---
     California Nuts---
       Gimmie that wine---
         This Day in American History
           Daily Puzzle
             Weather, USA or specific area
              Traffic Live----

######## surrounding the article denotes it is a “press release” and was not written by Leasing News nor information verified, but from the source noted. When an article is signed by the writer, it is considered a “by line.” It reflects the opinion and research of the writer. It is considered “bias” as it is the writer’s viewpoint.


Results Are In---
"Application Only" versus Financial Statements?

Bob Robichaud, CLP, Vice President, Equipment Finance Department, Commerce National Bank, Anaheim, California, requested readers who actually fund bank quality transactions and also offer Application Only financing if they could provide some statistics as to the historical loss rate of that ‘Application Only’ product. When compared to full financial “commercial“transactions is it appreciably higher? The same?

Here is what Bob learned:

“Thanks for your assistance in helping our bank receive industry information on the benefits and risks of having an “Application Only” product and I would like to share with your readers, my opinion, on what we’ve discovered.

“I received a handful of responses back from a cross section of lenders, which either do, or won’t do and never will, offer this product. Although I would like to say I received a couple dozen more, I believe the majority of respondents are totally against anything being done application only, and those few that do still offer it advised us that if we decided to go that direction, to build an extremely tight credit box, stick to it, and tread carefully.

“Every respondent was in total agreement that the benefits of having complete business and guarantor financial and tax information give a lender a much better handle on company strength and direction as well as outside guarantor support. While having all this is never a guaranty that any deal won’t have problems, with this information, lenders are much better able to verify that there is sufficient cash flow (as well as global cash flow), to repay all existing and proposed new debt as well as providing other important credit ratios important to any credit decision.

“While the application only offering is a quick and easy way to handle small dollar transactions, the risks are substantially higher because decisions are mainly based on some credit box designed on the comfort level of the lender, which may or may not be sufficient and that can be massaged and subject to the amount of rate that can be charged to take a risk. While we did not receive actual loss percentages from everyone, those that shared stated that even on quality scoring models, losses were 2.5 to 3.0 times higher then with full disclosure transactions and collections were much higher.

“The bottom line is that application only hides a lot or warts. The credit box can’t be to loose, the amount available under the program must be capped at a reasonably low dollar number, the interest rates charged and the loss reserves set aside need to be high enough to offset the increased perceived losses and collection expenses, and the numbers of exceptions made should be few, if any. Under these guidelines, the loss ratio amounts are considered to be acceptable.

“However, as a banker and because of the excessive amount of scrutiny and regulation placed on all banks these days by the various bank auditors, offering an application only product and trying to justify it, may be like walking a tightrope (over a mine field), and therefore the jury is still out on whether or not our bank is willing to take on this product!”

Thanks again!

Bob Robichaud, CLP
Vice President, Equipment Finance Department
Commerce National Bank
3818 E. Coronado Street, Suite 100
Anaheim, CA 92807
(Tel.) 714-678-5302
(Cell) 714-290-8112


Classified Ads--- Senior Management

(These ads are “free” to those seeking employment
or looking to improve their position)

25+ yrs exper. management roles Chase, AT&T Capital, Heller Financial, SFS. Develop biz from “scratch to success”. Looking for challenging & pioneering job.

Philadelphia, PA
27 yrs. exp. sales, ops., credit, strategy, P&L mngmet. Most recently created & executed the biz plans for 2 highly successful Bank-owned small ticket leasing subsidiaries.
Southern CA
20 years exp. as hands-on leasing CFO, managing accounting, treasury, FP&A, including securitizations, Great Plains/FRx, budgets, risk management.  MBA.  Also available as interim Controller/CFO, consultant.

Free Posting for those seeking employment in Leasing:

All “free” categories “job wanted” ads:

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Dedicated to the leasing industry
click here to learn more.

Hear What Our Clients say about us
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Gary DiLillo, President 216-658-5618 or



Pawnee Leasing in the Snow---Fort Collins, Colorado

“My annual contribution to your "of interest" column:-)...attached is a photo taken around 12noon today outside our office today! And it’s continuing to snow!

“Please pass on to your readers that despite the snow we're open for business and continuing to expand our footprint in the B+, B, C and Start-Up credit markets!”

Hope all is well.

Gary Souverein
President & COO
V: 800-864-4266 ext. 222; 970-482-2556 ext. 222
F: 970-482-2666
Pawnee Leasing Corporation
a Chesswood Group Limited company
700 Centre Avenue Fort Collins, CO 80526


Please send Leasing News and ask them to subscribe. We are Free!


Customer Complaints Filed at Complaints Board & Rip-off Report
against Select Group of Equipment Leasing Companies

The chart above shows leasing-related customer complaints filed online at Complaints Board ( and at Rip-off Report ( against the following equipment leasing companies.

These companies were chosen for this survey based on Leasing News' growing list of companies that they do not provide auto-renewal notices to their customers at the end of the term. It should be noted, however, that the complaints filed against them on these two websites are not all auto-renewal related.

Please note also that we have not investigated any of these complaints to determine whether they are meritorious or not.


Companies Who Do Not Notify Lessee regarding termination
nor have such a standard for their discounters

ACC Capital, Midvale, Utah
Financial Pacific Leasing, Federal Way, Washington
IFC Credit, Morton Grove, Illinois
Jules and Associates
LEAF Financial Group, Philadelphia, Pennsylvania
Marlin Business Services

Full List: 

This group Leasing News has sent up to six emails, as well as telephoned several, some more than once, and actually talked to over six of the officers on several occasions, but no formal response:

Atel Capital Group
Bank of Ozarks Leasing
CIT Group
CSI Leasing
Equilease Financial Services
Icon Capital
Lease Corporation of America
Navitas Lease Corp.
CNB Marcela Durango
Susquehanna Patriot Commercial Leasing
TCF Equipment Finance
US Bancorp (Direct)
Gordon Flesh Company, Inc.


((Please Click on Bulletin Board to learn more information))

(Leasing News provides this ad “gratis” as a means
to help support the growth of Lease Police)



New Hires---Promotions

Dennis P. Lordon, Greater Philadelphia Area, was hired as BASEL II Quality Consultant at Randstad Technologies, a subsidiary of Randstad Holding NV, Contracted to De Lage Landen Financial Services in Wayne, Pennsylvania. Previously he was Global Account Manager and Business Leader, De Lage Landen Financial Services, a subsidiary of Rabobank (September, 2005-2011), Managing Partner, Prometheus Capital Partners (February, 2005-September, 2005), Manager, Operations and client services, ADP Credit Corp., a subsidiary of Automatic Data Processing (October, 2003-Januayr, 2005), Vice President and General Manager, Healthcare Group, American Express Business Finance (October, 2002-Feburary, 2003), Vice President and General Manager, Healthcare Finance, CIT Group (January, 2000-October, 2002) Note: Successive promotions over a distinguished 18+ year career with CIT, Vice-President and Regional Sales Manager, CIT Group (June, 1995-December, 1999), Senior Credit Officer, National Accounts Division, CIT Group (May, 1991-June, 1995), District Sales Manager, CIT Group (February, 1987-April, 1991), District Credit Manager, March, 1986-February, 1987),Previously employed by CIT as a Credit Analyst in the NYC Division office from 1983 – 1985 and as a District Credit Analyst with Chrysler Capital and Westinghouse Credit Corp from 1985-1986, prior to returning to CIT in 1986. State University of New York at Fredonia (September 1977 – December 1980).


Tom Messier hired as regional vice president for the Northeast U.S. for TIP Capital, Bloomfield Hills, Michigan. He will be based out of Saunderstown, Rhode Island. He previously was Sr. Account Executive at OnX Enterprise Solutions, Past VP-Sr. Account Executive at Insight Investments-Insight Financial Services VP-Sr. Account Executive at US Bank Equipment Finance, VP-Sr. Account Executive at CSI Leasing. Education North Attleboro High School, University of Rhode Island - College of Business Administration.

Shinji S. Muto named Middle Market Lease Manager, Metro NY Area, for Key Equipment Finance, Superior, Colorado. Previously he was Senior Director, Business Development, The Receivables Exchange (2009-2011), Vice-President, GE Capital (2008-2009), Vice-President, Citigroup (2004-2008), Senior Account Manager, GE Capital (1999-2004), Financial Specialist, First Union(succeeded by Wells Fargo) (1996-1999).Bryant University BBA, Marketing (1989 – 1993).

Greg Steffes, Consultant, Retired credit manager and analyst with extensive experience in equipment leasing and finance industry, interested in consulting, temporary and/or project-oriented opportunities. Previously, VP, Indirect Credit Manager Equipment Finance Division, Bank of the West (1998-2011), Equipment Lease Administrator, North American Mortgage Company (1993-1998), Credit Manager, Orix Credit Alliance Corporation (1990-1992), Equipment Leasing Credit Manager, Fremont Financial Corporation (fka Commonwealth Financial Corporation). San Francisco State University B.A., Economics.

Geoff Taylor is now Area Vice President, Business Development, Bell & Williams Associates. Previously he was Asset Management Specialist, Balboa Capital (2008-2009), Asset Management Specialist, Assistant Vice-President, Santa Barbara Bank & Trust (December, 1994-July, 2007), Senior Collection, Bell Atlantic TriCon Leasing (1989-1994). University of Southern California, Bachelor of Science, Marketing (1982 – 1985), 1980 -1982 went to UCLA Freshman year Dean List Involved in the Disinvestment campaign of corporations doing business with South Africa, Fraternity Zeta Beta Tau, Play: inter-mural soccer Activities and Societies: Marketing Club, Chess Club

Jeff Visscher was hired as Business Development Manager, Direct Originations Group, Clearwater, Florida; Indianapolis, Indiana area. Previously he was in real estate sales at The Estridge Companies (2010- September, 2011), Midwest Sales Director, De Lage Landen (2003-2009), Finance Manager, Ingersoll-Rand Financial Services, A Division of CitiCapital (1996-2003), Senior Retail Credit Analyst, Ingersoll-Rand Financial Services, Wholesale Credit Analyst, Ingersoll-Rand Financial Services (1993-1995), Regional Collection Representative, Ingersoll-Rand Financial Services (1990-1993), Customer Service Supervisor, Chrysler Credit Corporation (189-1990), Field Representative, Chrysler Credit Corporation (1988-1989). Hope College BA, Business Administration (Hope College BA, Business Administration (1984 – 1988).


Leasing Industry Help Wanted

Midwest Sales Representative
(as far east as Michigan, as far west as Colorado, as far
south as Texas, and as far north as Minnesota)

Construction, Trucking, Machine Tools, Waste Equipment
Credit application only up to $250K, vendor driven, fast approvals
contact: Chris Chiappetta at 

In the last 25 years National Machine Tool Financial has evolved into the premier outsource captive finance company for many major manufacturers.



For information on placing a help wanted ad, please click here:

Please see our Job Wanted section for possible new employees.


Funders Looking for New Broker Business


Advantage Funding
Agility Solutions
Allegiant Partners Incorporated
Allegheny Valley Bank Leasing
American Leasefund, Inc.
Bank of the West
Bankers Capital
Barrett Capital Corporation
Black Rock Capital
Blackstone Capital Partners, L.P.
Boston Financial & Equity Corp.

BSB Leasing, Inc.
Calfund, LLC
Chesapeake Industrial Leasing Co., Inc.
Cobra Capital LLC
Dakota Financial
Data Sales Co., Inc.
Exchange Bank Leasing (formerly Dumac Leasing)
First Federal Leasing
Financial Pacific Leasing
Forum Financial Services, Inc.
Gonor Funding
Lease Corporation of America
Manufacturer's Lease Plans, Inc

Mar Vista Financial
Marquette Equipment Finance
Maxim Commercial Credit, LLC
National Equipment Finance
National Machine Tool Financial Corporation
Navitas Lease Corp
NFS Leasing, Inc
Northwest Leasing Company, Inc
P&L Capital Corporation
Pawnee Leasing Corporation
Standard Professional Services, LLC
Summit Leasing, Inc.
TEAM Funding Solutions
Vision Financial Group, Inc.

Please click on name to learn more

There is no advertising fee or charge for a listing. They are “free.” Leasing News makes no endorsement of any of the companies listed, except they have qualified to be on this specific list.

Leasing News reserves the right to not list a company who does not meet these qualifications.

We encourage companies who are listed to contact us for any change or addition they would like to make. Adding further information as an "attachment" or clarification of what they have to offer would be helpful to readers are very much encouraged.

Full list with more information:





7 Advantages to Cloud Computing for SMB

As a small business owner or future entrepreneur, you understand that saving time and saving money whenever possible are both critical to your success. Whether you are just starting out or your business is more mature, cloud software and services can help you cut costs while also freeing up your time so you can concentrate on doing what you do best – running your business.

Cloud computing is a way of leveraging the Internet to consume software or other IT services on demand.

Users share processing power, storage space, bandwidth, memory, and software. With cloud computing, the resources are shared and so are the costs, making cloud computing very much a business model as well.

Advantages of cloud computing for SMB include:

1. Lower Initial Investment -
If you already have a computer and an Internet connection, you can very likely take advantage of most cloud offerings without investing in any new hardware, specialized software, or adding to staff.

2. Easier to Manage -
There are no power requirements or space considerations to think about and users do not have to understand the underlying technology in order to take advantage of it. You will not be responsible for maintaining and updating any new hardware or software. Planning time is considerably less as well since there are fewer logistical issues.

3. Pay as You Go -
Large upfront fees are not the norm when it comes to cloud services. Many software as a service applications and other types of cloud offerings are available on a month to month basis with no long term contracts.

4. Scalability
Cloud computing can be scaled to match the changing needs of your small business as it grows. You can quickly add additional licenses, storage space, and more as needed.

5. Deploy Faster
You can usually be up and running significantly faster with cloud services than you can if you have to plan, buy, build, and implement in house. With many software as a service application or other cloud offerings you and your team can start using the service within hours or days rather than weeks or months.

6. Location Independent
Because services are offered over the Internet, you are not limited to using cloud software or services just at work or only on one computer. Access from anywhere is a big advantage for people who travel a lot, like to be able to work from home, or whose organization is spread out across multiple locations.

7. Device independent
Most web-based software and cloud services are not designed specifically for any one browser or operating system. Many can be accessed via PC, Mac, on tablets like the iPad, and through mobile phones.

(And more than likely, it is more secure from hackers than your company server, as well as being monitored constantly. editor)

(This ad is a “trade” for the writing of this column. Opinions
contained in the column are those of Mr. Terry Winders, CLP)


“Kamikaze Kat”

Cat lovers say Leasing News has been ignoring them. So here again is "Kamikaze Kat,” runs on your screen, speaks out, and will surprise you. You can keep the cat on as a “screen saver” feature, too (depends if you are a “cat lover.”)

Right Click on the cat as it runs on your screen for more features or to exit the program.

(It is a safe program, although your browser may give you a warning. Remember, you can exit by right clicking on the moving cat.)


#### Press Release #############################

Global Leasing Income Fund II Listed on TD Ameritrade

Scottsdale, AZ - Global Financial & Remarketing Services, LLC, an equipment leasing and alternative financial solutions firm, is pleased to announce that GFRS Equipment Leasing Income Fund II has been approved by TD Ameritrade. This approval provides wealth management advisors and non-affiliated registered investment advisors (RIAs) the ability to place GFRS Fund II into their clients' investment portfolios.

J.D. Jenks, president & CEO commented, "In today's tough investment climate, we are delighted to have met TD Ameritrade's rigorous approval requirements and look forward to working with the TD Ameritrade wealth management community for the benefit of wealth management clients."

TD Ameritrade Holding Corporation is investment firms focused on helping individual investors meet their financial goals. For more than 35 years they have been serving individual investors through their brokerage subsidiaries — either directly or through our network of independent RIAs. From the first-time investor to the sophisticated trader, and from the "do-it-yourself" to the "do-it-for-me" investor, they offer a broad range of investment tools and services.

Founded in 2009, Global Financial and Remarketing Services is an equipment leasing and alternative financial services company that serves small and mid-size businesses by offering a hybrid of financial solutions to meet growing business needs. GFRS serves a broad spectrum of industries including the medical, telecommunications,

I.T., manufactuning and energy-related sectors. According to the National Federation of Independent Business, a recent study shows that only half of small businesses attempting to borrow funds are able to obtain the capital they need. Nearly 25% are unable to receive any credit at all. At GFRS, we pride ourselves on addressing this need through personal service, quick turnaround time on funding decisions and the understanding that a business is more than its credit rating. Other services offered include structured finance and debt & equity placement for publicly and privately held companies.

#### Press Release ############################

America’s Car Museum to Host Display at Seattle Auto Show, Nov. 2-6

1926 Marmon

TACOMA, Wash. – LeMay – America’s Car Museum (ACM), will feature three cars at the Seattle Auto Show – Wednesday, Nov. 2-6, at the newly renamed CenturyLink Field Event Center. This will be the fifth consecutive year ACM, the four-level, 165-square-foot facility that officially opens next June in Tacoma, has had a display at the auto show.

ACM will showcase a 1926 Marmon – fresh off the Pebble Beach Motoring Classic – a 1972 El Camino and a recently acquired A-1 Grand Prix Team USA Lola Formula Car.

“Our museum was built to highlight America’s 100-plus year love affair with the automobile,” said Scot Keller, ACM’s chief marketing & communications officer. “There’s no better way for car enthusiasts to get a sense of what’s coming than by visiting our 900-square-foot exhibit at the Seattle Auto Show. The three cars being displayed exemplify the breadth of our collection.”

The event will feature more than 400 vehicles ranging from exotic supercars and muscle cars to the latest fuel-efficient vehicles, hybrids and electrics.

“We’re always looking for great automobiles to display at the Seattle Auto Show, and ACM has never disappointed,” said Jim Hammond, show manager and executive director of the Puget Sound Automobile Dealers Association. “We’ve always had a great working relationship with ACM, and we’re very enthusiastic about having a top-tier auto museum opening in the Pacific Northwest.”

For more information on the Seattle Auto Show, visit

ABOUT America’s Car Museum (
LeMay – America’s Car Museum, set for a June 2012 opening in Tacoma, Wash., explores how the automobile has fulfilled a distinctive role at the core of the American experience and shaped our society. The spacious Museum with rotating exhibits is designed to be the centerpiece for automotive history as well as an educational center and library. The campus also contains a 3.5-acre show field, theatre, café, banquet hall and meeting facilities. To become an ACM member, volunteer or make a donation, visit (

##### Press Release ############################


San Jose, California -- Adopt-a-Dog

Small, baby, female
white or cream

“Foxie is the only girl in this litter and she is one tough cookie. Sweet and loving, but tough enough to wrestle with her brothers and come out on top. Foxie is beautiful and fluffy and really cute. She likes to sit up on your neck and nuzzle you and clean your face and just have an all around good time. Foxie is potty pad trained. If you would like to get more info on Foxie, please contact her foster home at 831.724.1332 or email or”

CARE Companion Animal Rescue Effort, San Jose, CA

Adopt-a-Pet by Leasing Co. State/City

Adopt a Pet


Leasing News: Halloween Special
By Fernando F. Croce

To many moviegoers, Halloween has boiled down to carving grinning faces on pumpkins, buying jumbo-sized bags of candy for potential trick-or-treaters, and trying not to laugh when co-workers come to the office dressed like Frankenstein. But does anybody remember the last time a horror movie really scared them? So hit your Netflix queue for our recommendations for a hearty Halloween night. Just make sure you don’t watch them alone!

The Exorcist (William Friedkin, 1973): A title that repeatedly pops up at the very top of most lists about the most terrifying movie ever made, this legendary shocker has over the past decades lost none of its power. The story follows the ordeal of 12-year-old Regan (Linda Blair), whose strange and increasingly disturbing behavior leads her mother (Ellen Burstyn) to go beyond scientific explanations and seek the help of Father Karras (Jason Miller), a troubled priest. It soon becomes clear that the girl has been possessed by a demonic spirit, and Father Merrin (Max Von Sydow), is called in to help perform an exorcism. William Friedkin ("The French Connection") directs with all the stops out, creating a classic that will leave many audience members sleeping with the light on for a while.

Rosemary’s Baby (Roman Polanski, 1968): Surely one of the most frightening movies for expecting mothers, this darkly comic horror movie has often been imitated but never equaled. Mia Farrow plays Rosemary, a young woman who moves with her husband (John Cassavetes) into a spooky old building in New York City, and starts having strange feelings after she becomes pregnant. Suspicious people start to intrude upon her life, while concerned friends mysteriously disappear. Is it all in her imagination, or do her odd neighbors have anything to do with it? Brilliant, controversial director Roman Polanski creates a unique atmosphere that mixes genuine dread with eccentric humor, building up to an unforgettable conclusion. And keep an eye out for Ruth Gordon’s Oscar-winning, movie-stealing performance.

Night of the Living Dead (George A. Romero, 1968): Imagine newsreel footage of ghouls charging at you, and you start to get the idea of how vividly horrifying George A. Romero’s original horror show is. As a young woman (Judith O’Dea) goes to visit her parents’ grave in the countryside, the unthinkable starts happening around her: The dead are rising from their graves to prey on the living. A group of people barricade themselves inside a farmhouse, but, with bloodthirsty zombies at the door, how long can they last? Working on a shoestring, Romero turned his shortcomings into strengths: The rough look of the movie adds immeasurably to the feeling of raw monstrosities unfolding right before your eyes, with the big question remaining: Who are the true monsters?

It's the Great Pumpkin, Charlie Brown (Bill Menendez, 1966): No holiday celebration is quite complete without a special episode of the Peanuts Gang, and this Halloween-themed special ranks high among fans of Charles M. Schulz's beloved animated characters. While Charlie Brown, Lucy and the other kids are busy choosing costumes for their trick-or-treating party night, Linus is more interested in being visited by the Great Pumpkin, the magical creature that he believes brings candy to children on Halloween. As he waits on the pumpkin patch, however, will his belief be enough to make the fantastical real? One of the funniest Peanuts specials, this delightful short is, like their episodes on Christmas and Easter, a humorous and thoughtful rumination on the true meaning behind a holiday.

Vampyr (Carl Theodor Dreyer, 1932): Tired of horror movies that offer little more than blood and guts and the occasional "boo"? In this chilling classic by the Danish master Carl Theodor Dreyer ("The Passion of Joan of Arc"), fear is not something that jumps at you from out of the shadows, but something that slowly but surely gets under your skin. The story tells the tale of Allan Grey (Julian West), a young man obsessed with the occult side of life, who finds himself in a strange new land filled with people who may or may not be supernatural creatures. Based on the works of famed horror writer Sheridan Le Fanu, the film takes its time but conjures forth countless unforgettable images, resulting in the rare movie that ventures beyond scaring you into haunting you.



Classified ads—Back Office

Leasing Industry Outsourcing
(Providing Services and Products)

All "Outsourcing" Classified ads (advertisers are both requested
and responsible to keep their free ads up to date:

How to Post a free "Outsourcing" classified ad:

John Kenny Receivables Management

• End of Lease Negotiations & Enforcement
• Fraud Investigation
• Credit Investigations
• Asset Searches
• Skip-tracing
• Third-party Commercial Collections

The Solution to Your Credit & Accounts Receivable Needs
John Kenny
315-866-1167 |

News Briefs---

CFNB First Quarter EPS Increase 50% on Higher Lease Income

Hewlett-Packard reverses course, won't spin off PC business

Greek Bank Investors Facing Wipeout as Nationalization Looms

Digital Device Leasing Liabilities

Steve Jobs stayed tag-less by leasing a new car every six months

Calling Bankers’ Bluff, Merkel Got Europe a Debt Plan

FINRA brokerage oversight group misled regulators, SEC charges

Mass. economic recovery continues to outpace nation’s

Polish leasing market worth zł.22.2 billion in first three quarters



You May Have Missed---

Milton Friedman 30 Years Ago on Greed and Capitalism

(2 minutes—well worth the view of this economist as his comments are even more valid today.)


Bonus: Milton Friedman-Gov’t Regulation on Donahue 1979 (10:34) (Part 1) (Part 2)




Sports Briefs----


Freese homer lifts Cardinals to victory in 11 innings

Sides optimistic NBA deal may be near,0,7123435.story

Parents of 49ers coach Jim Harbaugh to celebrate 50th wedding anniversary

Terrell Owens comes full circle, sadly

San Jose releases details on sale of downtown land to Oakland A's


California Nuts Briefs---

Hurt protester Scott Olsen was 'provoking no one'

Occupy Oakland makes plans for citywide general strike

The Ritz eatery in Newport loses lease with Irvine Co.



“Gimme that Wine”

Sip of wine is Panetta's reward for bin Laden

Investment firm buys stake in Sbragia Family Winery

Weather the story for CA. Central Coast wine grape growers in 2011

Napa harvest: Widespread rot fails to dampen spirits

South African Wines: Place In The Sun On A Winning Streak

Free Mobile Wine Program

Wine Prices by vintage

US/International Wine Events

Winery Atlas\

Leasing News Wine & Spirits Page


This Day in History

    1492--- Christopher Columbus discovers Cuba. He and his men take many slaves back to Spain, their main bounty in the mission.
    1646- At Nonantum, Mass., colonial missionary John Eliot ("Apostle to the New England Indians"), 42, conducted the first Protestant worship service for the Indians of North America. He also delivered the first sermon preached to the Indians in their native tongue.
    1768 - Germans and Acadians joined French Creoles in their armed revolt against Antonio de Ulloa the Spanish governor of New Orleans. This combined militia will force his resignation the next day.
    1776--- Battle of White Plains; Washington retreats to NJ. The American forces were dislodged from their position, but once again Howe failed to pursue his opponents and waited for reinforcements. By November 1, the British were ready to resume their offensive, but a heavy wind and rain storm slowed their progress. Washington took advantage of the British lethargy and retreated northward to another hilltop location, this time about five miles away near the town of North Castle. Washington and his dispirited army believed that a major, perhaps decisive, battle would occur within the next few days. To their utter amazement, dawn on November 4 brought the sight of the British turning their backs on the lightly entrenched Americans and beginning a march back to Manhattan. Washington made a crucial decision to divide his army and led about 2,500 men into New Jersey
    1790 ---New York gives up claims to Vermont for $30,000
    1793-Eli Whitney applies for a patent on the cotton gin. According to history one of his black slaves had come up with the idea from using a comb to a cylinder, in which he had made a prototype of wood. Upon seeing it, Whitney made some experiments, put it to paper, and sent a letter to register the idea. He then spent a year making a metal prototype. He called it a cotton gin (short for “engine.” It turned quickly, easily separating cottonseed from the short-staple cotton fiber. Whitney's cotton gin was capable of maintaining a daily output of 23 kg (50 lb) of cleaned cotton, and its effect was far-reaching, making southern cotton a profitable crop for the first time. Whitney, however, failed to profit from his invention. Numerous imitations appeared, and his 1794 patent was not validated until 1807. In 1798, Whitney obtained a government contract to make 10,000 muskets. He demonstrated that machine tools--manned by workers who did not need the highly specialized skills of gunsmiths--could produce standardized parts to exact specifications, and that any part could be used as a component of any musket. The firearms factory he built in New Haven, Conn., was thus one of the first to use mass production methods.
    1798-Birthday of Levi Coffin, founder of The Underground Railroad, born New Garden, North Carolina.;jservsessionid=6183044723fd99786b3ce31

    1842-Birthday of Anna Elizabeth Dickinson, influential American orator and author of the Civil War era, born at Philadelphia, PA. As an advocate of abstinence, abolition and woman suffrage, she earned the nickname, “American Joan of Arc.” She died on October 22, 1932.
    1846-The pioneering Donner Party, a group of 90 people consisting of immigrants, families and businessmen led by George and Jacob Donner and James F. Reed, head toward California from Springfield, IL, in hopes of beginning a new life. They experienced the normal travails of caravan travel until their trip took several sensational twists, Indian attacks and winter weather which forced them to interrupt their journey led to famine and outright cannibalism which took their toll on members of the party whose numbers dwindled to 48 by journey's end.
    1864- Second Battle of Fair Oaks located on the defensive perimeter around the Confederate capital of Richmond. General Robert E. Lee's army constructed five lines of trenches that stretched 25 miles south to Petersburg. For five months, Lee's troops had been under siege by the forces of Union General Ulysses S. Grant. The monotony of the siege was broken only periodically by a Union attempt to break Lee's lines. One such attack came at Hatcher's Run, southwest of Petersburg, on October 27. At the same time, Grant ordered an attack at Fair Oaks, about 24 miles from the assault at Hatcher's Run. The Richmond defenses were formidable, so any direct assault was unlikely to succeed. By attacking at Fair Oaks, Grant hoped to prevent Lee from shifting any troops along the Richmond-Petersburg line to reinforce the lines at Hatcher's Run. Some 1100 Union men were killed, wounded, or captured during the attack, while the Confederates lost just 450. The planned diversion did not work--at the far end of the defenses, the Yankees failed to move around the end of the Confederate line at Hatcher's Run.
    1864- Battle of Wauhatchie, TN, one of the few night engagements of the Civil War, won by the Union troops to open up a badly needed supply route, establishing what was then called “The Cracker Line.”
    1864- In the midst of the Battle of Burgess' Mill VA, cavalry commander CS Gen Wade Hampton came upon his sons - mortally wounded Frank Preston Hampton and Wade Hampton, Jr. who had been shot while coming to his brother's aid.
    1875- Birthday of Gilbert H. Grosvenor, the editor credited with transforming National Geographic Magazine from a small scholarly journal into a dynamic world-renowned monthly, born at Istanbul , Turkey, died 1966.
(Lower half of:
    1886- Frederic Auguste Barthold's famous sculpture, the statue of Liberty Enlightening the World, on Bedloe's Island in New York Harbor was dedicated. A sonnet by Emma Lazarus, inside the pedestal of the statue, contains the words: "Give me your tired, your poor, your huddled masses yearning to breathe free, the wretched refuse of your teeming shore. Send these, the homeless, tempest-tost to me, I lift my lamp beside the golden door." Here is a little known fact, when the Statue of Liberty was dedicated in New York Harbor, women were barred from the ceremony because it would be too crowded and rough for the ladies, the city declared, but a group of women chartered a boat and circled the island singing and shouting women's rights messages.
    1896-Birthday of Howard Hanson, composer/conductor/educator born Wahho, NE. In 1921 he became the first American to win the Prix de Rome. In 1924 eh became head of the Eastman School of Music at the University of Rochester, NY, where he served for 40 years. Best known for the music he composed, Hanson was awarded the Pulitzer Prize as outstanding contemporary composer in 1944 for his composition Symphony No. 4, the George Forster Peadboy Award in 1946, the Laurel Leaf of the American Composers Alliance in 1957 and the Huntington Foundation Award in 1959. He died at Rochester, Feb 26, 1981 949-Helen Eugene Moore Anderson became the first woman to hold the post of US ambassador when she was worn in by President Harry S. Truman . She served as Ambassador to Denmark.
    1904-St Louis police try a new investigation method-fingerprints.
    1907-Birthday of alto sax player Rudy Power, New York City, NY
    1914-Birthday of Jonas Salk, developer of the Salk polio vaccine, born at New York, New York. Salk announced his development of a successful vaccine in 1953, the year after a polio epidemic claimed some 3,300 lives in he US. Polio deaths were reduced by 95 percent after the introduction of the vaccine. Salk spent the last 10 years of his life doing AIDS research. He died June 23, 1995 at La Jolla, CA. 1919- Congress passed the Volstead Act ,prohibiting the "manufacture, sale, or transportation of intoxicating liquors" in the United States. The Roaring Twenties were about to begin. A little known fact, the Volstead Act did cut down the alcoholic rate in the United States, with less fatalities and family problems. Many of the nightclubs legally sold alcohol beverages as anything in their inventory was “legal.” Crime in the Midwest was rampant before the 1920's. The advent of the machine gun and automatic weapons increased the crime rate, not the commerce of alcohol from Canada and Mexico.
    1916 Birthday of Trombone player/composer Bill Harris.
    1919 - Congress passed the National Prohibition Enforcement Act, otherwise known as the Volstead Act, on this date. The Volstead Act authorized the enforcement of the 18th Amendment, ratified on 29 January 1919. The Act authorized the Coast Guard to prevent the maritime importation of illegal alcohol. This led to the largest increase in the size and responsibilities of the service to date.
    1928-Birthday of accordion player Iry LeJeune, Point Noir, LA

    1928-The First Men's Field Hockey Game: The Westchester Field Hockey Club of Rye, NY, defeated the Germantown Cricket Club of Germantown, PA, 2-1, in the first organized men's field hockey game played in the US.
    1936 - The temperature at Layton, NJ, dipped to 9 above zero to establish a state record for the month of October. 
    1938-John Kirby records his trumpet man Charlie Shavers's “Undecided,” Decca.
    1939-Birthday of singer Andy Bey, Newark, NJ
    1944--ADAMS, LUCIAN Medal of Honor Rank and organization: Staff Sergeant, U.S. Army, 30th Infantry, 3d Infantry Division. Place and date: Near St. Die, France, 28 October 1944. Entered service at: Port Arthur, Tex. Birth: Port Arthur, Tex. G.O. No.: 20, 29 March 1945. Citation: For conspicuous gallantry and intrepidity at risk of life above and beyond the call of duty on 28 October 1944, near St. Die, France. When his company was stopped in its effort to drive through the Mortagne Forest to reopen the supply line to the isolated third battalion, S/Sgt. Adams braved the concentrated fire of machineguns in a lone assault on a force of German troops. Although his company had progressed less than 10 yards and had lost 3 killed and 6 wounded, S/Sgt. Adams charged forward dodging from tree to tree firing a borrowed BAR from the hip. Despite intense machinegun fire which the enemy directed at him and rifle grenades which struck the trees over his head showering him with broken twigs and branches, S/Sgt. Adams made his way to within 10 yards of the closest machinegun and killed the gunner with a hand grenade. An enemy soldier threw hand grenades at him from a position only 10 yards distant; however, S/Sgt. Adams dispatched him with a single burst of BAR fire. Charging into the vortex of the enemy fire, he killed another machine gunner at 15 yards range with a hand grenade and forced the surrender of 2 supporting infantrymen. Although the remainder of the German group concentrated the full force of its automatic weapons fire in a desperate effort to knock him out, he proceeded through the woods to find and exterminate 5 more of the enemy. Finally, when the third German machinegun opened up on him at a range of 20 yards, S/Sgt. Adams killed the gunner with BAR fire. In the course of the action, he personally killed 9 Germans, eliminated 3 enemy machineguns, and vanquished a specialized force which was armed with automatic weapons and grenade launchers, cleared the woods of hostile elements, and reopened the severed supply lines to the assault companies of his battalion. 
    1944--BROSTROM, LEONARD C. Medal of Honor Rank and organization: Private First Class, U.S. Army, Company F, 17th Infantry, 7th Infantry Division. Place and date: Near Dagami, Leyte, Philippine Islands, 28 October 1944. Entered service at: Preston, Idaho. Birth: Preston, Idaho. G.O. No.: 104, 15 November 1945. Citation: He was a rifleman with an assault platoon which ran into powerful resistance near Dagami, Leyte, Philippine Islands, on 28 October 1944. From pillboxes, trenches, and spider holes, so well camouflaged that they could be detected at no more than 20 yards, the enemy poured machinegun and rifle fire, causing severe casualties in the platoon. Realizing that a key pillbox in the center of the strong point would have to be knocked out if the company were to advance, Pfc. Bostrom, without orders and completely ignoring his own safety, ran forward to attack the pillbox with grenades. He immediately became the prime target for all the riflemen in the area, as he rushed to the rear of the pillbox and tossed grenades through the entrance. Six enemy soldiers left a trench in a bayonet charge against the heroic American, but he killed 1 and drove the others off with rifle fire. As he threw more grenades from his completely exposed position he was wounded several times in the abdomen and knocked to the ground. Although suffering intense pain and rapidly weakening from loss of blood, he slowly rose to his feet and once more hurled his deadly missiles at the pillbox. As he collapsed, the enemy began fleeing from the fortification and were killed by riflemen of his platoon. Pfc. Brostrom died while being carried from the battlefield, but his intrepidity and unhesitating willingness to sacrifice himself in a l-man attack against overwhelming odds enabled his company to reorganize against attack, and annihilate the entire enemy position. 
    1944--OKUBO, JAMES K. Medal of Honor
Technician Fifth Grade James K. Okubo distinguished himself by extraordinary heroism in action on 28 and 29 October and 4 November 1944, in the Foret Domaniale de Champ, near Biffontaine, eastern France. On 28 October, under strong enemy fire coming from behind mine fields and roadblocks, Technician Fifth Grade Okubo, a medic, crawled 150 yards to within 40 yards of the enemy lines. Two grenades were thrown at him while he left his last covered position to carry back wounded comrades. Under constant barrages of enemy small arms and machine gun fire, he treated 17 men on 28 October and 8 more men on 29 October. On 4 November, Technician Fifth Grade Okubo ran 75 yards under grazing machine gun fire and, while exposed to hostile fire directed at him, evacuated and treated a seriously wounded crewman from a burning tank, who otherwise would have died. Technician Fifth Grade James K. Okubo’s extraordinary heroism and devotion to duty are in keeping with the highest traditions of military service and reflect great credit on him, his unit, and the United States Army.
    1944-THORSON, JOHN F. Medal of Honor
Rank and organization: Private First Class, U.S. Army, Company G, 17th Infantry, 7th Infantry Division. Place and date: Dagami, Leyte, Philippine Islands, 28 October 1944. Entered service at: Armstrong, lowa Birth: Armstrong, lowa. G.O. No.: 58, 19 July 1945. Citation: He was an automatic rifleman on 28 October 1944, in the attack on Dagami Leyte, Philippine Islands. A heavily fortified enemy position consisting of pillboxes and supporting trenches held up the advance of his company. His platoon was ordered to out-flank and neutralize the strongpoint. Voluntarily moving well out in front of his group, Pvt. Thorson came upon an enemy fire trench defended by several hostile riflemen and, disregarding the intense fire directed at him, attacked single-handed He was seriously wounded and fell about 6 yards from the trench. Just as the remaining 20 members of the platoon reached him, 1 of the enemy threw a grenade into their midst. Shouting a warning and making a final effort, Pvt. Thorson rolled onto the grenade and smothered the explosion with his body. He was instantly killed, but his magnificent courage and supreme self-sacrifice prevented the injury and possible death of his comrades, and remain with them as a lasting inspiration.
    1946 - Our favorite flying cowboy was heard on ABC radio for the first time. "Sky King" starred Jack Lester, then Earl Nightingale, and finally, Roy Engel, as Sky. Beryl Vaughn played Sky's niece Penny; Jack Bivens was Chipper and Cliff Soubier was the foreman. "Sky King" was sponsored by Mars candy.
    1948-- In St. Louis, MO, Chuck Berry marries his first and only wife, Themetta "Toddy" Suggs.
    1949-Birthday of William Bruce Jenner, sportscaster., Olympic gold medal decathlete, born Mount Kisco, NY.
    1950-“The Jack Benny Program” premiered on television. One of radio's favorite comedians, Jack Benny made the transition to favorite TV personality with this situation comedy-variety show in 1950. In March 1932, then-newspaper columnist Ed Sullivan, dabbling in radio, asked Benny, a star in vaudville, to do an on-air interview. Benny reluctantly agreed. His comedy, though, was so successful that Benny was offered his own show In many of these skits, Benny portrayed himself as a vain egomaniac and notorious pinchpenny who refused to replace his (very noisy) antique car and who kept his money in a closely guarded vault. His regulars included his wife, whose character, Mary Livingstone, deflated Benny's ego at every opportunity; Mel Blanc, who used his famous voice to play Benny's noisy car, his exasperated French violin teacher, and other characters; and Eddie Andersen, one of radio's first African American stars, who played Benny's long-suffering valet, Rochester Van Jones. The program ran until 1955. One of my favorite lines came from a skit where a robber sticks a gun in his ribs and says, “Your money or life? “ The silence went on for many minutes, until Benny turns deadpan to the camera and answers, “I'm THINKING! “
    1950-"All My Love" by Patti Page topped the charts and stayed there for 5 weeks.
    1951--BURKE, LLOYD L. Medal of Honor Rank and organization: First Lieutenant, U.S. Army, Company G, 5th Cavalry Regiment, 1st Cavalry Division. Place and date: Near Chong-dong, Korea, 28 October 1951. Entered service at: Stuttgart, Ark. Born: 29 September 1924, Tichnor, Ark. G.O. No.: 43. Citation: 1st Lt. Burke, distinguished himself by conspicuous gallantry and outstanding courage above and beyond the call of duty in action against the enemy. Intense enemy fire had pinned down leading elements of his company committed to secure commanding ground when 1st Lt. Burke left the command post to rally and urge the men to follow him toward 3 bunkers impeding the advance. Dashing to an exposed vantage point he threw several grenades at the bunkers, then, returning for an Ml rifle and adapter, he made a lone assault, wiping out the position and killing the crew. Closing on the center bunker he lobbed grenades through the opening and, with his pistol, killed 3 of its occupants attempting to surround him. Ordering his men forward he charged the third emplacement, catching several grenades in midair and hurling them back at the enemy. Inspired by his display of valor his men stormed forward, overran the hostile position, but were again pinned down by increased fire. Securing a light machine gun and 3 boxes of ammunition, 1st Lt. Burke dashed through the impact area to an open knoll, set up his gun and poured a crippling fire into the ranks of the enemy, killing approximately 75. Although wounded, he ordered more ammunition, reloading and destroying 2 mortar emplacements and a machine gun position with his accurate fire. Cradling the weapon in his arms he then led his men forward, killing some 25 more of the retreating enemy and securing the objective. 1st Lt. Burke's heroic action and daring exploits inspired his small force of 35 troops. His unflinching courage and outstanding leadership reflect the highest credit upon himself, the infantry, and the U.S. Army. 
    1952---Top Hits 
You Belong to Me - Jo Stafford 
Wish You Were Here - Eddie Fisher 
I Went to Your Wedding - Patti Page 
Jambalaya (On the Bayou) - Hank Williams
    1955 –Birthday of William H. Gates, Seattle, Washington. Gates and his childhood friend Paul Allen began programming in high school, when they created and sold a program to control traffic patterns in Seattle. Gates dropped out of Harvard in 1975 after he and Allen created a compiler for the BASIC computing language and sold it to fledgling PC company MITS. In 1977, Gates and Allen founded Microsoft and built the company by creating versions of BASIC for various personal computers. The company's biggest break came in 1981, when IBM introduced the IBM PC, running Microsoft DOS as its operating system. Microsoft's lock on the operating system market grew stronger, and Gates became one of the wealthiest men in America by the time he turned thirty-five. Today he is the wealthiest individual in the United States.
    1955- A local kid from Lubbock, TX opened a concert for Marty Robbins and Elvis Presley. In the audience was a youngster by the name of Scott Davis. He would later become a superstar. We know him as Mac Davis. The kid who opened the concert was Buddy Holly.
    1956-Elvis Presley makes his second appearance on The Ed Sullivan Show, where the host presents him with a Gold record for "Love Me Tender".
    1957--The Four Lads record "Putt a Light in the Window."
    1958- In San Francisco, construction begins on the Giants' new ballpark in an area where the rocks look like candlesticks jutting into the San Francisco Bay. The developer gifts the land with the stipulation the park be named after him.
    1960-Top Hits
I Want to Be Wanted - Brenda Lee 
The Twist - Chubby Checker 
Devil or Angel - Bobby Vee 
Alabam - Cowboy Copas
    1960--- - The American Football League granted their seventh franchise to Buffalo with Ralph C. Wilson, Jr. of Detroit as principal owner
    1961 -Ground is broken for the Flushing Meadow Stadium; the future home of the New York Mets will be known as Shea Stadium in honor of Bill Shea, a lawyer who helped to bring back the NL to the Big Apple. 
    1961--- According to the Beatles' manager, Brian Epstein, this is the day on which a customer named Raymond Jones entered Epstein's Liverpool record store, NEMS, and requested a copy of the Beatles singing "My Bonnie" (a 45 the group had cut in Hamburg, Germany with singer Tony Sheridan). Epstein, impressed that someone would ask for a record cut by a local group but only available as an import, tracks the band down at the Cavern Club and offers to manage them. Several Liverpool scenesters have since cast doubt on this story, claiming the group was already well-known in town.
    1961- Chuck Berry was one of the biggest pop stars of the late 1950s when he began to have legal problems. While charges in yet another Mann Act violation were pending (which were dismissed in 1960), Berry met Janice Escalante, a Native American with roots in the Apache tribe, in a bar in El Paso, Texas. According to Berry, who took the young woman on the road with his traveling rock show, Escalante claimed to be 21 years old. After there was a falling out between the two, Escalante complained about Berry to the authorities. During his second trial, the prosecution produced a birth certificate proving that Escalante was a mere 14 years old. Berry was convicted and sentenced to three years in prison. After a short stretch in Leavenworth Federal Prison, he was transferred to a Missouri jail, where he spent his time studying accounting and writing songs. Among the songs he wrote before his release from prison in October 1963 were "No Particular Place to Go" and "You Never Can Tell," later memorialized in the film Pulp Fiction
    1961 - Brian Epstein, a record store owner in London, was asked by a customer for a copy of the record, "My Bonnie", by a group known as The Silver Beatles. He didn't have it in stock so he went to the Cavern Club to check out the group. He signed to manage them in a matter of days and renamed them The Beatles.
    1961 - Groundbreaking ceremonies were held for the Municipal Stadium at the former site of the New York World's Fair in Flushing, NY. The name was later changed to Shea Stadium, after New York Commissioner William A. Shea.
    1962 - New York quarterback Y.A. Tittle completes 27 of 39 passes for 505 yards and a record-tying seven touchdown passes in the Giants' 49-34 victory over Washington at Yankee Stadium. 
    1962-Withdrawal of Soviet missiles, under UN inspection, and a halt to construction of bases in Cuba, was agreed to by Premier Krushchev. Pres. Kennedy agreed to lift the trade and weapons ban when the UN had acted, and pledged that the U.S. would not invade Cuba.
    1964-Marietta Peabody Tree was sworn in to the Trusteeship Council of the United Nations, becoming the first United Nations permanent ambassador who was a woman. She had served since 1961 as a United Nations delegate.
    1965 - The Gateway Arch (630ft/192m high), St. Louis, Missouri, was completed. Construction had begun Feb 29, 1964.|
    1965--- The Supremes record "My World Is Empty Without You"
    1965 ---Pope Paul VI decrees that Jews are absolved of blame for the crucifixion of Christ.
    1967- Actress/producer Julia Roberts birthday, born Smyrna, GA.
    1967-Diana Ross and The Supremes' "Greatest Hits" started a five week run at #1 on the US album chart. Although original member Florence Ballard is pictured on the cover and sings on all the tracks, by the time the L.P. was released, she had been fired from the group and replaced by Cindy Birdsong.
    1968---Top Hits 
Hey Jude - The Beatles 
Little Green Apples - O.C. Smith 
Those Were the Days - Mary Hopkin 
Then You Can Tell Me Goodbye - Eddy Arnold
    1969-Charges that an illegal war in Laos was being conducted without congressional knowledge or consent were leveled against President Richard Nixon, the administration and the Pentagon by Senator J. William Fullbright, chairman of the Senate Foreign Relations Committee.
    1970-Ky marshals were appointed in accordance with President Richard M. Nixon's presidential directive to deal with the proliferation of hijackings of commercial airplanes. The Treasury Law Enforcement Officers Training School graduated 46 marshals on December 23, 1970, and 81 marshals, including four women, on April 9, 1971.
    1971-Aa severe early season blizzard raged through the plateau and Rocky Mountain region. Heavy snows blocked railroads and interstate highways. Record cold accompanied the storm. Lander, WY was buried under 27 inches of snow and the temperature at Big Piney, WY plunged to 15 degrees below zero
    1972-Birthday of football player Terrell Davis, San Diego, CA.
    1972-The United States Council for World Affairs announces that it is adopting "Join Together" by The Who as its official theme.
    1973 –Secretariat, the colt many considered the greatest thoroughbred race of all time, concluded his career with a victory in the Canadian International Championships at Woodbine Race Course. His jockey on this occasion was Eddie Maple, substituting for the suspended Ron Turcotte..
    1974 - Rhoda Morgenstern made TV history as she married Joe Girard on "Rhoda" on CBS. The show was a spin-off from the hugely successful "The Mary Tyler Moore Show".
    1976---Top Hits 
If You Leave Me Now -Chicago 
Still the One - Orleans 
Rock'n Me - Steve Miller 
You and Me - Tammy Wynette
    1977-Steve Perry makes his first concert appearance with Journey at the Old Waldorf in San Francisco. He would lead them to 17 Billboard Top 40 entries over the next ten years. 
    1978 - Nick Gilder's "Hot Child in the City" was the number one single on the "Billboard Hot 100". The hit was a track from Gilder's "City Nights" album.
    1980 - Annette Funicello, Cubby O'Brien, Tommy Cole, Sherry Alberoni and Dickie Dodd joined other Mouseketeers wearing black ears and white shirts on a sound stage in Burbank, CA. They were celebrating the 25th anniversary of the "Mickey Mouse Club". While we're celebrating the "Mickey Mouse Club", do you remember the five special events each week? There was Fun with Music Day on Monday, Guest Star Day on Tuesday, Anything Can Happen Day on Wednesday, Circus Day on Thursday and Talent Roundup Day on Friday. “Y? Because we LIKE you!”
    1981 - Game 6 of the World Series saw the Los Angeles Dodgers storm back, winning their forth straight game (9-2), and the championship, after having been down two games to none to the New York Yankees. Rookie pitcher Fernando Valenzuela started the Dodger comeback, and batters Ron Cey, Pedro Guerrero, Steve Garvey, and Steve Yeager took them the rest of the way. There had been genuine concern that snow might interfere with the Fall Classic since it was being played so late in the season in New York City. And we worry about that every year that there's a World Series game in a northern city...
    1981--- Edward M McIntrye elected first black mayor of Augusta Georgia
    1984---Top Hits 
I Just Called to Say I Love You - Stevie Wonder 
Caribbean Queen (No More Love on the Run) - Billy Ocean 
Hard Habit to Break - Chicago 
If You're Gonna Play in Texas (You Gotta Have a Fiddle in the Band) - Alabama
    1986 - In the Neiman-Marcus catalogue this day, the store offered, as a unique holiday gift, a 100-year subscription to "The Wall Street Journal" -- for just $6,000. That was a $5,400 saving over the regular 100-year rate!
    1988 - Arctic cold invaded the north central U.S. Valentine, NE, dipped to 8 degrees, and Cutbank, MT, reported a morning low of one degree above zero. The temperature at Estes Park CO dipped to 15 degrees, but then soared thirty degrees in less than thirty minutes.
    1989 - The Oakland Athletics beat the San Francisco Giants 9-6 to complete a four-game sweep of the World Series, the first World Series sweep since 1976. The A's scored first in every game and never lost the lead once. Oakland pitcher Dave Stewart pitched two games, won two games, struck out fourteen hitters in sixteen innings, had an earned run average of 1.69 and was named MVP. The Series will be remembered not only for the A's dominance, but also for the earthquake before game three that killed sixty- seven people in the San Francisco Bay area.
    1989 - A storm crossing the western U.S. produced 10 to 20 inches of snow across northern and central Wyoming, with 22 inches reported at Burgess Junction. Seven cities in the Lower Ohio Valley and the Upper Great Lakes Region reported record high temperatures for the date as readings again warmed into the 70s. Alpena MI reported a record high of 75 degrees. 
    1991-Yakima, WA recorded 2.4 inches of snow, equaling the record for October.
    1995 - Atlanta Braves right fielder David Justice broke a scoreless tie with the Cleveland Indians. It was a solo home run in the bottom of the sixth in Game 6 of the World Series, and it was all the Braves would need. Pitcher/Series MVP Tom Glavine allowed just one hit in eight innings, and Mark Wohlers pitched a perfect ninth to seal the championship, the first in Atlanta's history.
    1996-Newspapers reported that Egghead, Inc. had started delivering software via the Internet directly to customers' computers, a major innovation at the time.. The move made Egghead the first major software retailer to deliver programs over the Internet. Egghead closed about half its retail stores in 1996, and in 1998, the company closed all its bricks-and-mortar stores and moved its entire sales operation to the Web.
    1997-The National Basketball association hired five new referees for the 1997-98 season, including the first two women ever, Dee Kanter and Violet Palmer both had extensive experience working women's college games and both worked exhibition games as a trial. Palmer got her first regular season assignment on October 31 in Vancouver. Kantner worked her first game on November 5, Philadelphia.
    2002 -The Mets, after being unable to get permission to talk to Lou Piniella from Seattle and deciding not to wait ten days after World Series for the availability Giant skipper Dusty Baker, give Art Howe a four-year, $9.4 million deal to manage the team. New York's new skipper managed the A's to two AL West titles (2000, 2002) championships with his teams winning 383 games during the last four seasons matching Joe Torre's Yankee total.
    2003-- Tonight's The Night, a musical play written around the hits of Rod Stewart, opens in London's West End.
    2007-- During the middle of Game 4 of the World Series between the Red Sox and World Series, S.I. com reports Alex Rodriguez has decided to opt out of his contract with the Yankees. The timing of the announcement and being a no-show at the game to receive the Hank Aaron Award, which honors the most outstanding offensive performer in each league, is severely criticize by fans and the media.

World Series Champions This Date

    1981 Los Angeles Dodgers
    1989 Oakland Athletics
    1995 Atlanta Braves




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