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Experienced only, Sales Reps 1 Southeast, 1 West Coast
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Friday, October 26, 2012

San Francisco Giant 2012 World Series Rally Towel
(We waive them at home watching the games on TV)

Today's Equipment Leasing Headlines

  Excellent Tips by Warren Buffet
    Classified Ads---Asset Management
Evergreen Leasing Closed?
 Leasing Companies Out of Business
  plus No Longer taking Broker/Discounting Business
   Solar Financing Company Objects to View of Industry by McCurnin
    New Hires---Promotions
     Classified Ads---Help Wanted
September Hits $8.2 Million New Leasing Business
 Less employees and what this means
  by Christopher Menkin
   Why Sue in Federal Court?
    By Tom McCurnin. Esq. and Frank Peretore, Esq.
     IDS Receives 30-Year Membership Award
      States with the Most Doctors
  Tablet ads more engaging for readers
    Yellow Puppy Labs
     Boston, Massachusetts Adopt-a-Dog
 Vampyr/Psycho,Night of the Living Dead
   Tim Burton's The Nightmare before Christmas
     Drag Me to Hell--Reviews by Fernando Croce
      Special DVD Halloween Edition, Part II
News Briefs---
 Halloween Horror:Hurricane Sandy Could Be 'Billion-Dollar Storm'
  Everbank Loans & Lease up 42% compared to last year
   Microfinancial Net $2.3MM, Revenue up 9.2%,Originations 19.1%
    Trinity Industries' CEO Discusses Q3 2012 Results
     Oct. Subprime Loan Approvals Rise Nearly 50% Year-Over-Year
      Mortgage rates trot on the refi treadmill
       Citi Chairman Is Said to Have Planned Chief’s Exit Over Months
   U.S. Banks for Sale
    BofA employees could face fraud charges, prosecutor says
     Royal Bank of Canada to buy Ally auto finance unit
      Samsung Top Smartphone Vendor in 3Q W/31.3% Global Market
       Billions in Hidden Riches for Family of Chinese Leader
         Flight delays, cancellations hurt United's profit

Broker/Funder/Industry Lists | Features (collection)
Top Ten Stories Chosen by Readers | Top Stories last six months

  You May have Missed---
   SparkPeople--Live Healthier and Longer
    Sports Briefs---
     Baseball Poem
      California Nuts Brief---
       "Gimme that Wine"    
          This Day in American History
           Daily Puzzle
               Weather, USA or specific area
                 Traffic Live----

######## surrounding the article denotes it is a “press release” and was not written by Leasing News nor information verified, but from the source noted. When an article is signed by the writer, it is considered a “by line.” It reflects the opinion and research of the writer.

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Classified Ads---Asset Management

(These ads are “free” to those seeking employment or looking
to improve their position)

San Francisco, CA
Ten year’s experience setting residuals, negotiating leases and remarketing equipment across a broad spectrum of large ticket asset types including marine, intermodal, mining, energy, manufacturing.


Free Posting for those seeking employment in Leasing:

All “free” categories “job wanted” ads:


Evergreen Leasing Closed?

Looks like John Blazek, CLP, operator of Evergreen Leasing, South Elgin, Illinois has closed his doors. The web site says "goodbye" and his phone number goes to a mortgage company in Florida that did not returned calls. Reid Raykovich, CLP, Executive Director, tells Leasing News: "He’s still “active” and paid for his re-certification; however, he hasn’t paid for 2013 yet so if he doesn’t he’ll be considered inactive as of 1/1/2013."

Former Vice-President of MetroLease, closed in 2000; former president
of Stratford Leasing, filed bankruptcy (file photograph,1992.)

He was on the board of directors of the United Association of Equipment Leasing, very active, until his company Stratford Leasing filed bankruptcy in 2000. He then became a principal and vice-president of Metrolease involving alleged "double funding" between LaSalle Bank and Textron, who at the time left to start Evergreen Leasing.

(Note: PPR-Evergreen Clause newspaper story in the 8-18-06 issue, ironically follows the story on John Blazek, editor)


Leasing Companies Out of Business
plus No Longer taking Broker/Discounting Business

Companies with an * are no longer in business. The others are companies that were taking broker business, but announced that they no longer are accepting broker business. Many have also down-sized or are managing an existing portfolio.

More details are available in this list by company name:

*ABCO Leasing Inc., Bothell, WA
*ACC Capital, Midvale, Utah (lenders running off portfolio residuals)
Advantage Business Capital, Lake Oswego, Oregon
AEL Financial, Buffalo Grove, Illinois
(No longer taking new broker business) 
Alliance Financial, Syracuse, New York
*AMC Funding, Charlotte, North Carolina
American Bank Leasing, Alpharetta, Georgia
*American Equipment Finance, Warren, New Jersey
Balboa Capital, Irvine, Ca
*Bank Midwest Leasing, Overland Park, KS 
Bankers Healthcare Group, Weston, FL
*CapNet, Los Angeles, California 
*C and J Leasing Corp, Des Moines, Iowa
*Carlton Financial Corporation, Wayzata, Minnesota
*Chase Industries, Inc., Grand Rapids, Michigan 
*Chesterfield Financial, Chesterfield, Missouri
CHG-MERIDIAN U.S. Finance, Ltd, Woodland Hills, CA
(Sales Management focuses very selectively on certain brokers.) 
*Churchill Group/Churchill Leasing, Jericho, NY
CIT Group (limited)
Columbia Bank Leasing, Tacoma, WA
Commercial Equipment Lease, Eugene, Oregon 
Concord Financial Services, Long Beach, California
Court Square, Malvern, Pennsylvania
*Creative Capital Leasing Group, LLC, San Diego, CA
Direct Capital, Portsmouth, New Hampshire
Diversified Financial Service, Omaha, NE
Dolsen Leasing, Bellevue/Yakima, Washington
Equipment Finance Partners, a division of Altec, Birmingham, Alabama 
Evans National Leasing, Inc., Hamburg, NY
Enterprise Funding, Grand Rapids, Michigan
* Evergreen Leasing, South Elgin, Illinois
*Excel Financial Leasing, Lubbock Texas
*First Corp.(IFC subsidiary), Morton Grove, Illinois
First Federal Financial Services, Inc., Menomonee Falls, Wisconsin
First Republic Bank, San Francisco, CA
Frontier Capital, Teaneck New Jersey 
*GCR Capital, Safety Harbor, Florida 
GE Capital, Conn (limited)
Global Funding LLC., Clearwater, FL
*Greystone, Burlington, MA
*Heritage Pacific Leasing, Fresno, CA
*Hillcrest Bank Leasing, Overland Park, KS (Parent bank sold)
Huntington Equipment Finance, Vendor Finance Group, Bellevue, Washington
*IFC Credit Corp., Morton Grove, Illinois
Irwin Financial (Irwin Union Bank), Columbus, Indiana 
Irwin Union Bank, F.S.B. (Louisville, Kentucky)
Lakeland Bank, Montville, NJ
LaSalle Systems Leasing
*Latitude Equipment Leasing, Marlton, New Jersey 
*Leaf Specialty Finance, Columbia, South Carolina
*LEAF Third Party Funding, Santa Barbara, Ca.
Lombard, part of Royal Bank of Scotland, worldwide
Marlin Business Services, Mount Laurel, NJ (accepting no new brokers, they may have opened for a select fee, but no more at this time, they say.)
M&T Credit (Bank)
*MericapCredit, Lisle, Illinois
Merrill Lynch Financial
*Mesa Leasing, San Diego, CA 
Midwest Leasing Group, Livonia, Minnesota
National City, Cleveland, Ohio
*Navigator (Pentech subsidiary) San Diego, California
OFC Capital, Roswell, Georgia
Old National Bank, Evansville, Illinois
Pentech Financial, Campbell, CA
*PFF Bancorp, Inc, Pomona, CA
Pinnacle Business Finance, Fife, Washington
*Pioneer Capital Corporation, Addison, Texas
PredictiFund, a subsidiary of Capital Access Network, Inc
Popular Finance, St. Louis, Missouri
Puget Sound Leasing, Seattle, Washington 
Radiance-Capital, Tacoma, WA
Rational Technology Solutions, Rolling Meadows, IL
*Reliant National Finance, Jacksonville, Florida
Sandy Springs, Olney, MD
Sovereign Bank, Melville, New York
Specialty Funding, Albuquerque, NM
*Studebaker-Worthington Leasing, Corp., Jerico, NY
(part of sale from Main Street Bank to Ascentium Capital) 
Sun Trust Equipment Finance & Leasing, Baltimore, Maryland 
*SunBridge Capital, Mission, Kansas
Suncoast Equipment Funding Corp., Tampa, Florida
TCF Equipment Finance, Minnetonka, Minnesota 
TechLease, Morgan Hill, California
*Tennessee Commerce Bank, Franklin, Tennessee 
Textron Financial
*Triad Leasing & Financial, Inc., Boise, Idaho
*Union Capital Partners, Midvale, Utah
US Bank, Manifest Funding, Marshall, Minnesota
(new requirement: large yearly funding) 
US Bank, Middle-Market, Portland, Oregon 
Velocity Financial Group, Rosemont, Illinois
VenCore, Portland, Oregon (former company Len Ludwig)
*Vision Capital, San Diego, California
Wachovia Bank Leasing
*Washington Mutual Financial
Western Bank, Devils Lake, ND
*Westover Financial, Inc., Santa Ana, California

(Note: Should a company policy have changed, please contact

Funders looking for new Brokers:

"Broker/Lessor" looking for broker business:



Solar Financing Company Objects to View of Industry by McCurnin

RE: --Exclusive--
Clean Energy Lease Gets $32 Million Dirty
By Tom McCurnin

From Rob Aldridge, EVP-Finance & Syndications, CalcoGreen:

“Thanks for running an article pointing out some of the pitfalls as to clean energy financing. As a company that specializes in arranging financing for solar PV and other clean energy installations, however, I thought that I must point out that the author was condemning the entire industry on the basis of an admittedly bad deal done in California. While the transaction highlighted seemed to involve some serious mistakes by both the lessor and the lessee---that does not justify the total condemnation of solar PV and of leasing clean energy equipment.

“The sharply declining installed cost of solar PV may have created havoc for panel manufacturers, but the positive result is that the cost per kilowatt hour has been reduced to a point at or below grid parity in portions of the country. Basically, competitively priced solar installations can now make economic sense when the local cost of energy exceeds 18 to 20 cents per kWh. Much of California is already above that mark as well as certain large markets in the Eastern USA. Hawaii and more remote regions passed that rate long ago and now have electrical costs over 40 cents per kWh.

“While the article is right in saying that the collateral is poor if one has to repossess and remarket, it is very good if it remains in place. For many lessees, a solar PV installation actually reduces their current costs for operation (lease payment versus energy savings) and with a useful life of 25 plus years, the asset can be worth as much in five years as it was when installed. This is because the value in place is essentially the PV of the net savings over the remaining useful life and as energy costs continue to rise, the value of those avoided costs also increases.

“The biggest issue we have is finding lessors who will write true operating leases and can take the substantial tax benefits into consideration as to setting the lease payment. With the 30% Federal Investment Tax Credit plus 5 year MACRS depreciation, the after tax rate of return on the financing of solar PV can be significantly higher than the yields on financing other assets to comparable credits. As an added benefit, the residual risks inherent in an operating lease can be managed by putting an floor under the FMV and still meet the <90% PV FAS13 test. The Energy ITC can be carried forward for up to 20 years and even used to offset current Alternative Minimum Taxes.

“I would suggest that doing a financing for a governmental or other tax exempt entity creates some unique challenges, since if the lease is direct the ITC cannot be taken by the lessor and the depreciation would be under the Pickle rules. That is essentially why the Clean Renewable Energy Bonds program was started, to stimulate these investments with zero percent financing in lieu of the tax benefits. To make these types of transactions make sense, one often has to either get the CREB participation in place or insert a Power Purchase Agreement and a legitimate intermediary entity in order to retain the ITC and MACRS.

“Due to falling costs for the equipment, increased efficiencies, rising energy costs, lots of incentives (cash and otherwise) and the corporate goal of reducing carbon footprint, renewable energy is a sector that will continue to grow and I feel, offer some very significant financing opportunities for the leasing community.

Regardless of the difficulty in the tax exempt sector, there are tens of millions of dollars of financing opportunities to commercial customers and that area continues to grow as the cost per installed watt for clean energy systems continues to decline. For the reasons stated above, namely increased yield and reduced residual risk, profitable lessors may wish to consider increasing their funding for clean energy equipment.

Rob Aldridge
EVP – Business Development & Syndications
CalcoGreen, LLC Enabling Change
Oregon Office
Direct: 503.980.1380
Toll Free: 877.943.3943
FAX: 877.763.5004

From Tom McCurnin:
The article was not intended as an indictment of the industry, merely to point out the challenges of no money down solar financing with uncollectable lessees.

I have successfully financed solar equipment as pointed out in the article and such financing may have the following attributes :

--A collectable capitalized lessee, with a collectable guarantor

--The Vendor participation in the lessee business with actual percentage of ownership of the operating company

--Long term real property lease at favorable rates to the operating company

--Assignment of power generation contracts as collateral.

These deals can involve many parties, the Vendor, the owner of the real estate, a real estate lessee (ground lease), operating entity, and power grid purchasers and their contracts. It is complicated.

Bear in mind these are generally unsecured loans—the collateral is valueless to repossess. Hence the need for collectability and stable favorable real estate lease.

Tom McCurnin
Barton, Klugman & Oetting
Visit our web site at



New Hires---Promotions

Ryan Danielson was promoted to Managing Director of Sales, Midwest-Region, of Vantage Financial, Excelsior, Minnesota. He joined the firm in December, 2011, and previously was Regional Manager. Previously he was senior account executive; national account executive, Niscayah (November, 2010-December, 2001), national director of vendor programs, TCF Technology Finance (December, 2009-October, 2010), territory executive, TCF Technology Finance (November, 2005-July, 2010), Executive Sales representative, Popp (March, 2003-october, 2006). St. John's University, Management (1999 – 2002), Activities and Societies: St. John's University Football Team Captain North Dakota State University (1998 – 1999) Activities and Societies: Football

Mark Joyce was appointed executive vice president and chief financial officer, AmeriQuest Business Services, Cherry Hill, New Jersey.

"Joyce joined AmeriQuest in 2006 when the leasing entity of AmeriQuest Transportation Services merged with the NationaLease organization. Since then, he has played an instrumental role in positioning AmeriQuest Business Services to grow revenues exceeding $720 million in 2012." Previously he was executive vice president and chief financial officer, National Truck Leasing System (NationalLease) (September, 2001-December,2006), Corporate controller, Goeken Group Corporation (January,2000-September, 2001), manager, McGladrey & Pullen (May,1992-January, 2000) DePaul University - Charles H. Kellstadt Graduate School of Business Master of Business Administration (MBA) (2003), John Carroll University Bachelor of Science in Business Administration (BSBA), Accounting (1988 – 1992)

Amanda Ray has joined LEAF Commercial Capital, Philadelphia " lead the regional sales operations in LEAF’s Southeast territory. She will be responsible for maintaining relationships and further developing the office equipment vendor base throughout the Southeast.

Prior to joining LEAF, Ray spent seven years working for Toshiba Business Solutions as a major account executive supporting Central and South Florida." Indiana University Bloomington Bachelor of Arts.




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September Hits $8.2 Million New Leasing Business
Less employees and what this means
by Christopher Menkin

MLFI-25 New Business Volume (Year Over Year Comparison)
click to make larger
(Chart: ELFA)

The good news is the prediction of the Equipment Leasing and Finance Foundation that in 2013 the equipment finance market would grow from $628 billion to $740 billion looks very promising. (1) The Equipment Finance and Leasing Association September, 2012 numbers show a business volume increase of $8.2, as well as the third quarter was up.

(Chart: Leasing News)

Compared to the previous year, September, 2012 shows
a 16% increase.

(Chart: Leasing News)

William Stephenson, Chairman, Global Vendor Finance, De Lage Landen International B.V. said: "Double digit improvement in several index categories is certainly a good sign for our industry."

Total Number of Employees
(Year Over Year Comparison)

click image to make larger
(Chart: ELFA)

Before getting into the other statistics, which continues Mr. Stephenson’s observation, would like to comment on what to me is interesting and what I think it indicates: the number of employees (year over year comparison), which reflects for the first time the ZRG Employment index, which also has fallen.

Why this is so interesting to me is there are many new leasing companies reported by Leasing News in the last six months, as well as regional and community banks getting active in the industry, covered by leasing news. Yes, there were some cut backs by GE Capital ( isn’t there always). But what the less employee trend in combination to the positive improvement in business as well as new companies and new entrance means: perhaps the combination of trying to increase profits as well as the automation such as cloud and other innovations making operations, and even sales, less labor intensive. More people working at home, more laptops and digital devices than PC’s, much better software, more ram at extremely low prices, much larger hard drive space as if they can’t give it away, and the faster silicon valley chips (smaller and hotter) are changing the bank, finance, and leasing industry more than we realize.

We have entered a paradigm shift we think is social networking, but we are perhaps just entering it and don’t fully realize the dynamics of digital phones, iPads, laptops, or what the Silicon Valley chip has created to the changes that are happening to economics and our business as part of it. Thus a divide to go back to the old ways or to move forward---in which the decision has already been made as brought to us by the Silicon Valley chip and satellites. (please see story on Tablet news. editor)

Back to Mr. Stephenson, as he notes the other charts echo the positive atmosphere being experienced by many of those of the ELFA MFLI-25 reporting companies:

Aging of Receivables:

click to make larger

Average Losses (Charge-offs) as a % of net receivables
(Year Over Year Comparison)

click image to make larger

Credit Approval Ratios As % of all Decisions Submitted
(Year Over Year Comparison)

click image to make larger

Participants in the ELFA MLFI-25:

ADP Credit
BancorpSouth Equipment Finance
Bank of America
Bank of the West
BB&T Bank
BMO Harris Equipment Finance
Canon Financial Services
Caterpillar Financial Services
De Lage Landen Financial Services
Dell Financial Services
EverBank Commercial Finance
Fifth Third Equipment Finance, a City National Bank Company
First American Equipment Finance
Hitachi Credit America
HP Financial Services
Huntington Equipment Finance
John Deere Financial
Key Equipment Finance
M&T Bank
Marlin Leasing
Merchants Capital
PNC Equipment Finance
RBS Asset Finance
SG Equipment Finance
Siemens Financial Services
Stearns Bank
Susquehanna Commercial Finance
US Bancorp Equipment Finance
Verizon Capital
Volvo Financial Services
Wells Fargo Equipment Finance

  1. Equipment Leasing & Finance Foundation Forecasts
    Equip. Finance Sector to Surpass $740 Billion in 2013

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Why Sue in Federal Court?
By Tom McCurnin. Esq. and Frank Peretore, Esq.

Tougher Judges, Better Lawyers, and Judgments Easier
to Domesticate
Make Federal Court a Better Option

My Dad used to say to us kids, if we were complaining, “Don’t make a Federal Case out it!” Well, for equipment leases in excess of $75,000, it’s our opinion that more lessors might benefit from making a Federal case out of their lease.

State courts are courts of general jurisdiction, and thus, a lessor may file any case in State court. Federal Court is a court of limited jurisdiction, and thus, a lessor can only file suit in Federal court if they are relying upon a federal law or where the is “Diversity”. Unless a lessor is suing on an airplane, boat or railcar lease, a lessor is probably not suing under any federal law. Therefore, in most lessor cases a lessor can only get into Federal court if he can invoke “Diversity”. two things are required to be in Federal Court—Diversity cases(citizens of two different States) and a jurisdictional minimum of $75,000. Diversity is established by the leasing company having its principal place of business in one State and the lessee and guarantors being in States other than the lessor’s State. The jurisdictional minimum of $75,000 is established by mathematics, which should be apparent from the lease, and does not include attorney fees or costs.

Assuming the lessor can establish both requirements of diversity and the jurisdictional minimum, it can file in Federal Court.

We see numerous advantages
to Federal Court, summarized below:

First, there is the question of the Judges. Typically, Federal Judges are the best and brightest of lawyers and have bright law clerks to assist them with the paperwork. Papers which are filed, will get a thorough readings.

Second, not every lawyer practices in Federal Court. We find there is a higher class of lawyer which does so, and the lessor will be less likely to draw lazy jerks on the other side. There is a collegial quality amongst Federal practitioners, so professional courtesies usually are granted.

Third, law and motion times are quicker in Federal Court, and often they are easier to resolve. For example, in California, a Summary Judgment is noticed for 75 days. In Federal Court, it’s 28 days.

Fourth, federal courts are more likely to grant summary judgment, a procedure that enables swift resolution of the case without trial, saving considerable legal expenses and leading to earlier collection of the balance due. The United States Supreme Court issued a trilogy of rulings in the mid 1980s that encourages wider use of summary judgment in federal courts.

Fifth, the federal courts are less patient with defendants who appear to be acting in bad faith and who file frivolous pleadings in an attempt to delay. Too often, the defendant files a general denial answer to delay the litigation and extract an unjust settlement. The federal courts are more likely than many state courts to sanction a defendant or his counsel for filing frivolous pleadings or for pursuing tactics intended to delay. The very real threat of sanctions in federal court tends to sober defense counsel: the attorney is less likely to include in the papers frivolous defenses or claims.

Finally, once the lessor has a judgment, that judgment can be transferred to another district either within that State or a district in another State (state) in a matter of 24 hours or less. Transferring State Court judgments to another State can take months.

It should be noted that there are some downsides to Federal Court. We find that if a lessor brings a case toward the bottom end of the jurisdictional amount, the Courts will may view the matter with some disdain, as a “collection case.” In other words, the Judge has more important things to do. In addition, because counsel is dealing with a higher class of judges, the written work submitted to a Federal Judge must be of the highest quality, which often translates to more expense for the lessor.

However, all things considered, we typically favor filing in Federal Court. So the next time a lessor has a case, it might consider making a Federal case out of it.

Tom McCurnin is a partner at Barton, Klugman & Oetting in Los Angeles, California.

Frank Peretore is the founding partner at Peretore & Peretore in Sparta, New Jersey and specializes in the representation of leasing companies.



IDS Receives 30-Year Membership Award

International Decision Systems (IDS) was recognized by the Equipment Leasing and Finance Association (ELFA) at the 51st Annual ELFA Convention for its 30-year membership.

Michael Campbell

“We are honored to be recognized as a long-standing member of ELFA,” said Michael Campbell, CEO of IDS. “Over the last three decades, our involvement in ELFA has proven to be an essential ingredient in our company’s success. As a bridge connecting organizations from all across the industry, ELFA helps us share critical industry news with our existing customers, meet prospective new customers, and promote the use of technology as a means of increasing efficiencies and boosting profit margins throughout the global equipment finance market."

International Decision Systems are used by more than 250 customers in 34 countries to improve lease and loan "decisioning," streamline operations and reduce risk, Mr. Campbell notes. “ In addition to offering powerful, flexible software, IDS provides the industry experience and expertise to assure successful, complete solutions.”

Headquartered in Minneapolis, MN, the company also has offices in the United Kingdom, India, Singapore and Australia. For additional information, visit






States with the Most Doctors

New Jersey
Doctors per 100,000 people: 251.4
Medical students per 100,000 people: 22.4 (18th lowest)
Pct. without health insurance: 13.2% (22nd lowest)
Life expectancy: 79.7 years (tied-13th highest)

Doctors often come to New Jersey after finishing medical school. Although the state is one of the leading employers of physicians, at 251.4 per 100,000 people, it has just 22.4 medical students per 100,000 residents — considerably lower than the national rate of 31.4 students per 100,000. However, the state is a leader in hiring doctors educated outside the U.S., who account for 39.1% of all physicians in New Jersey — the highest percentage nationwide. Doctors may be attracted to the state because of its wealth; median household income in New Jersey was $67,681 in 2010, the second-highest in the nation behind Maryland.

New Hampshire
Doctors per 100,000 people: 257.4
Medical students per 100,000 people: 28.3 (22nd highest)
Pct. without health insurance: 11.1% (12th lowest)
Life expectancy: 79.7 years (tied-13th highest)

Just over 28% of students who completed their medical education in New Hampshire practiced in the state, the lowest percentage of all states. New Hampshire’s population is generally well-insured, as just 11.1% of the state’s population has no health insurance, far less than the 15.5% of the population nationwide. Most residents have the means to buy health insurance — a nationwide low of 8.3% of the population is below the poverty line.

Doctors per 100,000 people: 265.5
Medical students per 100,000 people: 19.7 (11th lowest)
Pct. without health insurance: 7.9% (2nd lowest)
Life expectancy: 81.5 years (the highest)

Those who work in Hawaii treat a healthy population with the nation’s highest life expectancy, at 81.5 year and the nation’s lowest adult obesity rate, at 57.2%. Only 7.9% of Hawaiians were uninsured in 2010, the second-best percentage in the nation behind Massachusetts.


Rhode Island
Doctors per 100,000 people: 269.0
Medical students per 100,000 people: 40.3 (11th highest)
Pct. without health insurance: 12.2% (16th lowest)
Life expectancy: 79.3 years (19th highest)

Doctors per 100,000 people: 270.7
Medical students per 100,000 people: 77.1 (2nd highest)
Pct. without health insurance: 8.0% (3rd lowest)
Life expectancy: 79.7 years (tied-13th highest)

Vermont is a leading employer of doctors, male and female. According to the AAMC, women accounted for 34.1% of all physicians, the fourth-highest figure in the U.S. Aside from hiring, Vermont also educated a large number of doctors. There were 77.1 medical students per 100,000 residents in the state, more than all but one other state in the country. However, only 30.5% of physicians educated in Vermont practice there, the third-lowest rate among all 50 states. Vermont may appeal to doctors looking for security; the state’s population is well-insured, as just 8% did not have health coverage in 2010, the third-lowest percentage in the country.

Doctors per 100,000 people: 272.1
Medical students per 100,000 people: 38.7 (14th highest)
Pct. without health insurance: 10.1% (10th lowest)
Life expectancy: 78.7 years (24th highest)

Maine had just 23.6 doctors in residence per 100,000 people, compared to the national rate of 35.8 per 100,000. However, more than half of these residents stayed in the state to practice, one of only 13 states where this was the case.

Doctors per 100,000 people: 273.0
Medical students per 100,000 people: 25.0 (23rd lowest)
Pct. without health insurance: 9.1% (5th lowest)
Life expectancy: 80.2 years (5th highest)

After medical school, many potential doctors choose to perform their residency in Connecticut. The state’s residency programs are quite popular, with an estimated 59.7 residents for every 100,000 people in the state — more than in all but three other states. Connecticut’s top hospital, according to U.S. News and World Report, is Yale-New Haven Hospital, which is rated well in 17 specialties. Among the potential appeals of practicing in Connecticut: only 9.1% of people living in the state were uninsured in 2010, one of the lowest rates in the nation.

New York
Doctors per 100,000 people: 277.4
Medical students per 100,000 people: 49.4 (7th highest)
Pct. without health insurance: 11.9% (15th lowest)
Life expectancy: 80.4 years (4th highest)

New York is home to 68,042 practicing physicians, 54,306 of whom are active patient care physicians, more than any state except for California. With its 13 accredited medical schools the state can more easily attracts doctors since these schools provide residency opportunities. New York has also attracted many overseas-trained physicians. Just over 26,000 of the practicing physicians were trained outside of the U.S., accounting for 38.3% of the total physician population. This is the second-highest percentage of overseas-trained doctors after New Jersey’s 39.1%.

Doctors per 100,000 people: 281.0
Medical students per 100,000 people: 33.8 (17th highest)
Pct. without health insurance: 11.3% (13th lowest)
Life expectancy: 78.1 years (18th lowest)

Maryland hosts three medical schools, including the prestigious Johns Hopkins University. There were 44.6 doctors in the state completing residency or fellowship for every 100,000 people, the eighth-largest ratio in the country. Maryland’s wealthy population is likely very attractive to doctors. Median income in the state was $68,854, nearly $19,000 higher than the U.S. average. Of the state’s physicians, 35.4% were women, a higher percentage than any state but Massachusetts. Despite its high rate of doctors and wealthy population, the state has a higher-than-average rate of deaths due to heart disease, a higher-than-average infant mortality rate, and a lower-than-average life expectancy.

Doctors per 100,000 people: 314.8
Medical students per 100,000 people: 45.0 (8th highest)
Pct. without health insurance: 4.4% (the lowest)
Life expectancy: 80.1 years (6th highest)

Massachusetts has the lowest uninsured rate in the country because of the near-universal health coverage enacted back in 2006. The wide coverage helped attract doctors to practice in the state since they reap far more money on insured patients than on uninsured ones. Massachusetts also spent more than $9,200 on health care for each resident, more than any other state. The state’s residents were clearly healthier than the U.S. population as a whole. Only 14.1% of state residents were smokers, the fourth-lowest percentage in the country. And although about six in 10 adults were either overweight or obese, it was the fifth-lowest rate in the U.S. and nearly four percentage points below the national rate.

Full Story






Tablet ads more engaging for readers

New stats out from comScore and eMarketer show that yes, indeed, tablet users are news junkies. And, what better for publishers, those tablet-owning news junkies are also click-happy on the ads they see on their tablets. First, the numbers from comScore’s study of 6,000 tablet owners: 37.1 percent of tablet owners read newspaper content once a month on their devices and 11.5 percent read it daily.

Magazines were even more popular with 39.6 percent reading one monthly. What’s really interesting about the study is the differences in devices. Kindle Fire readers are more likely to read newspapers and magazines than their iPad counterparts. For magazines, for instance, 43.9 percent of Kindle Fire owners read one monthly compared to 40.3 percent of iPad users.

But, no matter which tablet is most popular, it’s clear, according to the eMarketer report, that tablets are quickly becoming mainstream. The research firm estimates that U.S. tablet users will reach 70 million by the end of 2012. That’s up from 34 million in 2011. And, what’s better is that as far as mobile ads go, tablets are tops. And, in some cases, tablet ads are outperforming desktop ads.

According to eMarketer, “Tablet ads are proving to be more engaging than typical mobile campaigns and, at times, more effective than ads on a PC.”

The firm cites two recent studies. The first is from Marin Software, an ad management platform, which reported that paid clicks from tablets increased 33 percent from Q1 and Q2 and that people doing searches on a tablet were 42 percent more likely to click on ads than people searching on computers. And more data from InsightExpress showed that, “In aggregate, consumers were keenly aware of ads served to their tablet devices and those ads were twice as likely to raise purchase intent as typical mobile ad campaigns.”


(This ad is a “trade” for the writing of this column. Opinions
contained in the column are those of Mr. Terry Winders, CLP)

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Yellow Puppy Labs
Boston, Massachusetts Adopt-a-Dog


Yellow Lab Puppies!

We have a gorgeous litter of 6 little yellow Lab puppies available for adoption. They are breeder release pups and are purebred Labs. We love to match them to families with kids as you know exactly what to expect with our favorite breed!

The pups are 10 weeks old and have been very nicely socialized. They love people and get along very nicely with their littermates. We have medium temperaments with no resource guarding

The pups have had 3 puppy shots, a bordetella vaccine and will have a rabies vaccine and be spayed or neutered before going to their new families.

Please apply for our fabulous babies today, we have 2 females and 4 males.”

Adopt-a-Lab and our foundation,, are working in conjunction with two additional not-for-profits, Helping Hounds in Syracuse, New York, and North Central Indiana Spay and Neuter in Lafayette, Indiana, to form a new rescue called Helping as many of these dogs get out of breeding in Missouri is our mission. We have already taken in 167 dogs and 96 have gone on to new homes with another 71 ready for homes.

The pups are amazingly well socialized as are the adults and all are in perfect health. We are looking for adoptive homes for this new "not a Lab" population. We are confident that we will be able to provide the amazing homes that we currently provide for all of our fabulous big dog breeds. These babies are really just a small-sized version of the perfect family dog!


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Leasing News: Fernando's View
By Fernando F. Croce

Special Halloween Edition, Part Two

In the second half of our seasonal frightfest, we offer another batch of choice Halloween pictures, which range from the horrific to the delightful. So check in with Netflix and enjoy your own cinematic night of tricks and treats!

Vampyr (Carl Theodor Dreyer, 1932): Tired of horror movies that offer little more than blood and guts and the occasional "boo"? In this chilling classic by the Danish master Carl Theodor Dreyer ("The Passion of Joan of Arc"), fear is not something that jumps at you from out of the shadows, but something that slowly but surely gets under your skin. The story tells the tale of Allan Grey (Julian West), a young man obsessed with the occult side of life, who finds himself in a strange new land filled with people who may or may not be supernatural creatures. Based on the works of famed horror writer Sheridan Le Fanu, the film takes its time but conjures forth countless unforgettable images, resulting in the rare movie that ventures beyond scaring you into haunting you.


Psycho (Alfred Hitchcock, 1960): It’s been analyzed, spoofed and remade countless times, yet Hitchcock’s seminal thriller remains as haunting as ever. Things start out as a morality tale, with young clerk Marion Crane (Janet Leigh) stealing $40,000 from a client and taking off to join her lover. Things take a decidedly darker turn, however, when she checks in Bates Hotel, where the unforgettably weird Norman (Anthony Perkins) lives with stuffed birds and a mysteriously unseen mother. The famous shower murder will still shred nerves, but what really startles is the way the film gradually descends into the portrait of a twisting mind. Famously, Hitchcock impishly called it “just a fun movie,” although viewers then and now may have been too disturbed to agree.


Night of the Living Dead (George A. Romero, 1968): Imagine newsreel footage of ghouls charging at you, and you start to get the idea of how vividly horrifying George A. Romero’s original horror show is. As a young woman (Judith O’Dea) goes to visit her parents’ grave in the countryside, the unthinkable starts happening around her: The dead are rising from their graves to prey on the living. A group of people barricade themselves inside a farmhouse, but, with bloodthirsty zombies at the door, how long can they last? Working on a shoestring, Romero turned his shortcomings into strengths: The rough look of the movie adds immeasurably to the feeling of raw monstrosities unfolding right before your eyes, with the big question remaining: Who are the true monsters?

Tim Burton’s The Nightmare Before Christmas (Henry Selick, 1993): A rare treat that can be enjoyed on both Halloween and Christmas, this stop-animation classic would make for a great double-bill with the Bass-Rankin specials of the 1970s. The marvelously twisted plot follows fearsome but good-hearted ghoul Jack Skellington, who, despite being crowned Pumpkin King at Halloween Town, dreams of something besides macabre costumes and haunted houses. After a dose of Christmas spirit following a visit to the North Pole, Jack decides to spread holiday cheer the only way he can—kidnapping Santa Claus and delivering the presents himself. Directed by Henry Selick (“Coraline”) yet in every frame carrying the stamp of Tim Burton, this is a beautiful blend of the prankish and the poignant.


Drag Me to Hell (Sam Raimi, 2009): Best known today for his "Spider-Man" movies, director Sam Raimi actually got his start as a maker of gruesome and clever horror movies. Consider this chilling, giddily over-the-top supernatural thriller a return to his original roots. Christine (Alison Lohman) is an ambitious loan officer who seems ready for a promotion when a mysterious old woman enters her bank to ask for an extension for her home loan. Christine's decision unleashes her client's terrifying true personality, and suddenly she finds herself dealing with a curse that makes her life a literal hell. Can she break the spell, or will she succumb to the sinister forces plaguing her? Mixing shocks and social criticism, this is a bloody good time at the movies.



News Briefs----


Halloween Horror: Hurricane Sandy Could Be 'Billion-Dollar Storm'

Everbank Loans & Lease up 42% compared to last year

Microfinancial Net $2.3MM, Revenue up 9.2%,Originations 19.1%

Trinity Industries' CEO Discusses Q3 2012 Results

October Subprime Loan Approvals Rise Nearly 50% Year-Over-Year

Mortgage rates trot on the refi treadmill

Citi Chairman Is Said to Have Planned Chief’s Exit Over Months


Bank of America employees could face fraud charges, prosecutor says

Royal Bank of Canada to buy Ally auto finance unit

Samsung Top Smartphone Vendor in 3Q W/ 31.3% Global Market

Billions in Hidden Riches for Family of Chinese Leader

Flight delays, cancellations hurt United's profit


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Sports Briefs----


S.F. Giants Win Game 2

Photos of World Series

NFL: Tampa Bay Bag Big Road Win in Minneapolis

Alex Smith: My confidence is fine

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Baseball Poem---

When someone asks you your favorite sport
And you answer Baseball in a blink
There are certain qualities you must possess
And you're more attached than you think.
In the frozen grip of winter
I'm sure you'll agree with me
Not a day goes by without someone
Talking baseball to some degree.
The calendar flips on New Year's Day
The Super Bowl comes and it goes
Get the other sports out of the way
The green grass and the fever grows.
It's time to pack a bag and take a trip
To Arizona or the Sunshine State
Perhaps you can't go, but there's the radio
So you listen-you root-you wait.
They start the campaign, pomp and pageantry reign
You claim the pennant on Opening Day

From April till fall
You follow the bouncing white ball
Your team is set to go all the way.
They fall short of the series
You have a case of the "wearies"
And need as break from the game
But when Christmas bells jingle
You feel that old tingle
And you're ready for more of the same.
It will be hot dogs for dinner
Six months of heaven, a winner
Yes, Baseball has always been it.
You would amaze all your friends
If they knew to what ends
You'd go for a little old hit.
The best times you're had
Have been with your Mom and your Dad
And a bat and a ball and a glove.

From the first time you played
Till the last time you prayed
It's been a simple matter of love.





California Nuts Briefs---

San Jose is in line for a big wave of technology company expansions

Three-bedroom unit in The Infinity is listed for $3.2 million


“Gimme that Wine”

Harvest Report: Storm prompts busy weekend in Napa

Roswell Starbucks now serves wine, beer

2012 Most Notable Wine List Winners - Top 100 Restaurant List

Monterey Wines Honored in Sunset Magazine’s International Wine Competition


Free Mobile Wine Program

Wine Prices by vintage

US/International Wine Events

Winery Atlas\

Leasing News Wine & Spirits Page


This Day in History

      1682 - William Penn accepted the area around Delaware River from Duke of York.
    1774 - The First Continental Congress adjourned in Philadelphia.
    1774 - Minutemen were selected in the American colonies. The terms militia and minutemen are sometimes used interchangeably, but there was a difference between them. Militia were military units formed to protect their towns from foreign invasion. Minutemen, on the other hand, were a small elite force, hand-picked by militia commanders, which were required to be able to assemble quickly. Usually 25 years of age or younger, they were chosen for their enthusiasm, reliability, and physical strength. Usually about a fourth of the militia served as Minutemen. Although today Minutemen are thought of as originating in the War for Independence, they actually began in Massachusetts during as early as 1645. Equipped with matchlocks or pikes, they were to report within half an hour of being warned. One thing the Minutemen lacked was central leadership, a flaw that would lead to their dissolution. At Concord, Minutemen companies from Concord, Acton, Littleton, and other towns combined their units. They were sent to the North Bridge in Concord with a number of light infantry. After a few volleys were fired, the British light infantry retreated back to the Concord Common area. Lacking central command, each company of Minutemen chose their own action and they did not pursue the redcoats. In the running battle that ensued fifteen miles back to Boston the Massachusetts militia would see their last action as Minutemen in history. The militia would go on to form an army, surrounding Boston and inflicting heavy casualties on the British army at Bunker and Breed's Hill.
    1785-The first mule born in the United States was bred from a jackass sent to President George Washington, which arrived this day in Boston, MA.. The exportation of full-blooded jacks from Spain was prohibited, but King Charles III of Spain, learning of Washington’s interest, sent him two jacks and two jennets. Mules became the staple of farmer’s in the US for many years to come. Washington was also the first to start producing whiskey in the United States in wooden barrels. His farm manager was from Scotland, had a plan for the surplus corn and other plantings they could not sell to turn into whiskey to trade and store. Washington looked into it and made the investment. While others were making this product in American, Washington decided to expand the product and use wooden barrels as they did in Scotland to store the whiskey, and also age it. Most domestic whiskey was distilled, bottled, and sold or stored. Washington’s one and five year old whiskey was sought after and if you tour his house and property, there are still examples of this product for view, some in special wooden boxes, another idea he had to make it different than the rest. Like Jefferson, Washington was a “farmer” but a businessman looking for new ideas and products.
    1787 - "Federalist Papers," a series of articles written under the pen name of Publius by Alexander Hamilton, James Madison, and John Jay, were published and called for ratification of Constitution. Madison, widely recognized as the Father of the Constitution, would later go on to become President of the United States. Jay would become the first Chief Justice of the US Supreme Court. Hamilton would serve in the Cabinet and become a major force in setting economic policy for the US.
    1825-The Erie Canal, the first US major man-made waterway, was opened this day in 1825,providing a water route from Lake Erie to the Hudson River. Construction started July 4, 1817, and the canal cost $7,602,000. Cannons fired and celebrations were held all along the route for the opening. It enhanced commerce and the expansion of the country Westward.
    1850--Reports from Sacramento City, California, say 57,000 miners are at work in the gold fields.
    1858- Hamilton Smith of Philadelphia, PA, obtained a patent for a washing machine with rotary motion. It was equipped with a crank that was turned by hand, caused a perforated cylinder with a wooden shell to revolve. Smith continued to improve his machine and in 1863 secured patent protection on a self-reversing-motion attachment to the machine.
    1859 - New York City had their earliest substantial snow of record as four inches blanketed the city.
    1881 –Gun Fight at OK Coral. Newspapers, the media, the enactment at fairs and circuses that traveled the country have made this 30 second event the defining moment of the wild west. In the small town of Tombstone, Arizona Territory, the famous gun fight occurred when a group of drunken ranch hands threatened to kill the popular town gamblers and players Wyatt Earp, Morgan Earp, Virgil Earp, and Doc if they didn't get out of Tombstone, the whole town watched to see the outcome. In the 1880's, Tombstone was largest city between St. Louis and San Francisco and had become the most cultivated city in the West. ( Underground water found in the mines and falling silver prices ended Tombstone's mining and population boom in 1886. )
On October 26, 1881, Virgil received word that the Cowboys were gathering at the O.K. Corral, and that they were armed, which was against city law. Doc met the Earps on Fourth Street on their way to the O.K. Corral and demanded that he be allowed to join them in their little walk. Five men, potential killers, lay in wait. When Wyatt Earp and Billy Clanton opened the battle, Doc shot Billy in the chest, then cut Tom McLaury down with a double charge of buckshot. The life was blasted from McLaury before he struck the ground. Although, Wyatt allowed Ike Clanton to run from the fight scene, Holliday was not so generous. He was a lady’s man, a dentist who made his living gambling, a known drug addict and alcoholic, who was the most angry. He threw two shots at Ike as he fled, missing him narrowly. A bullet from Frank McLaury cut into Doc's pistol holster and burned a painful crease across his hip. Doc's return shot smashed into McLaury's brain. Less than thirty seconds after the opening shot, three men lay dead and three were wounded. Doc had shot each of the dead cowboys at least once. Virgil had been shot in the leg and Morgan through both shoulders. Only Wyatt Earp has survived the fight untouched. He later traveled the West, promoting the famous gun fight, and was known as a man who also made his living by gambling and the support of women who were attracted to this handsome, traveling man. Tom and Frank McLowery and also Billy Clanton are among those buried in Tombstone's infamous Boot Hill Cemetery, visited by many tourist yearly. Tombstone had survived the Great Depression and removal of the County Seat to Bisbee, located 25 miles south of Tombstone. Tombstone's survival in the 1930's earned it the title of the "Town Too Tough To Die", as reported by the St. Louis Post Dispatch in 1932. In 1962, the Department of the Interior named Tombstone a Registered Historic Landmark. The late 1950’s television show “The Life and
Legend of Wyatt Earp” starring handsome Hugh O’Brien with his famous flat hat and long nose pistol was one of the highest rated shows of its time. It was considered the first “adult” TV western. My late father Lawrence Menkin wrote many of the episodes. Following the cowboy movie re-runs in the early 1950’s as television was primarily local,
when it became a network media, westerns became the rage among viewers.
    1911- Singer Mahalia Jackson birthday (some wonderful albums are available of this singer.)
    1913 -bandleader Charlie Barnet born, New York City.
    1916-- Margaret Sanger arrested for obscenity (advocating birth control)
    1919 - The temperature at Bismarck, ND, plunged to ten degrees below zero, the earliest subzero reading of record for the city, and a record for the month of October.
    1927- tenor sax player Wayne Marsh born.
    1927- Adelaide Hall records “Creole Love Call” with Duke Ellington.
    1934-- Cole Porter records "You're The Top"
    1935- The NBC Radio show Lux Radio Theatre presents its newest find -- a 12-year-old girl singer named Judy Garland.
    1942 -- Japanese attack Guadalcanal, sinking two U.S. carriers. 
    1942 -- U.S. Navy aircraft carrier Hornet is sunk in the Battle of Santa Cruz Island, in the South Pacific.
    1942---PAIGE, MITCHELL---Medal of Honor
Rank and organization: Platoon Sergeant, U.S. Marine Corps. Place and date: Solomon Islands, 26 October 1942. Entered service at: Pennsylvania. Born: 31 August 1918, Charleroi, Pa. Citation: For extraordinary heroism and conspicuous gallantry in action above and beyond the call of duty while serving with a company of marines in combat against enemy Japanese forces in the Solomon Islands on 26 October 1942. When the enemy broke through the line directly in front of his position, P/Sgt. Paige, commanding a machinegun section with fearless determination, continued to direct the fire of his gunners until all his men were either killed or wounded. Alone, against the deadly hail of Japanese shells, he fought with his gun and when it was destroyed, took over another, moving from gun to gun, never ceasing his withering fire against the advancing hordes until reinforcements finally arrived. Then, forming a new line, he dauntlessly and aggressively led a bayonet charge, driving the enemy back and preventing a breakthrough in our lines. His great personal valor and unyielding devotion to duty were in keeping with the highest traditions of the U.S. Naval Service.
    1944 - The United States navy beat the Japanese at Leyte Gulf in the Philippines after three days of what is seen as one of history's great sea battles. More than 30 ships were sunk, most of them Japanese including their last four aircraft carriers.
    1946--CARSWELL, HORACE S., JR. (Air Mission) Medal of Honor
Rank and organization: Major, 308th Bombardment Group, U.S. Army Air Corps. Place and date: Over South China Sea, 26 October 1944. Entered service at: San Angelo, Tex. Birth: Fort Worth, Tex. G.O. No.: 14, 4 February 1946. Citation: He piloted a B-24 bomber in a one-plane strike against a Japanese convoy in the South China Sea on the night of 26 October 1944. Taking the enemy force of 12 ships escorted by at least 2 destroyers by surprise, he made 1 bombing run at 600 feet, scoring a near miss on 1 warship and escaping without drawing fire. He circled. and fully realizing that the convoy was thoroughly alerted and would meet his next attack with a barrage of antiaircraft fire, began a second low-level run which culminated in 2 direct hits on a large tanker. A hail of steel from Japanese guns, riddled the bomber, knocking out 2 engines, damaging a third, crippling the hydraulic system, puncturing 1 gasoline tank, ripping uncounted holes in the aircraft, and wounding the copilot; but by magnificent display of flying skill, Maj. Carswell controlled the plane's plunge toward the sea and carefully forced it into a halting climb in the direction of the China shore. On reaching land, where it would have been possible to abandon the staggering bomber, one of the crew discovered that his parachute had been ripped by flak and rendered useless; the pilot, hoping to cross mountainous terrain and reach a base. continued onward until the third engine failed. He ordered the crew to bail out while he struggled to maintain altitude. and, refusing to save himself, chose to remain with his comrade and attempt a crash landing. He died when the airplane struck a mountainside and burned. With consummate gallantry and intrepidity, Maj. Carswell gave his life in a supreme effort to save all members of his crew. His sacrifice. far beyond that required of him, was in keeping with the traditional bravery of America's war heroes.
    1949— President Truman signed a bill raising the minimum wage in certain industries engaged in interstate commerce from 40 cents to 75 cents an hour.
    1949 -The San Francisco Seals of the Pacific Coast League complete an Asian tour which includes five Japanese games. One of the Japanese games draws over 100,00 fans to watch Lefty O'Doul's team.
    1950---Top Hits
Goodnight Irene - The Weavers
All My Love - Patti Page
Harbor Lights - The Sammy Kaye Orchestra (vocal: Tony Alamo)
I’m Moving On - Hank Snow
    1951-- Rocky Marciano defeats Joe Louis at Madison Square Garden
    1951--SKINNER, SHERROD E., JR. Medal of Honor
Rank and organization: Second Lieutenant, U.S. Marine Corps Reserve, Battery F, 2d Battalion, 11th Marines, 1st Marine Division (Rein.). Place and date: Korea, 26 October 1952. Entered service at: East Lansing, Mich. Born: 29 October 1929, Hartford, Conn. Citation: For conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty as an artillery forward observer of Battery F, in action against enemy aggressor forces on the night of 26 October 1952. When his observation post in an extremely critical and vital sector of the main line of resistance was subjected to a sudden and fanatical attack by hostile forces, supported by a devastating barrage of artillery and mortar fire which completely severed communication lines connecting the outpost with friendly firing batteries, 2d Lt. Skinner, in a determined effort to hold his position, immediately organized and directed the surviving personnel in the defense of the outpost, continuing to call down fire on the enemy by means of radio alone until his equipment became damaged beyond repair. Undaunted by the intense hostile barrage and the rapidly-closing attackers, he twice left the protection of his bunker in order to direct accurate machine gun fire and to replenish the depleted supply of ammunition and grenades. Although painfully wounded on each occasion, he steadfastly refused medical aid until the rest of the men received treatment. As the ground attack reached its climax, he gallantly directed the final defense until the meager supply of ammunition was exhausted and the position overrun. During the 3 hours that the outpost was occupied by the enemy, several grenades were thrown into the bunker which served as protection for 2d Lt. Skinner and his remaining comrades. Realizing that there was no chance for other than passive resistance, he directed his men to feign death even though the hostile troops entered the bunker and searched their persons. Later, when an enemy grenade was thrown between him and 2 other survivors, he immediately threw himself on the deadly missile in an effort to protect the others, absorbing the full force of the explosion and sacrificing his life for his comrades. By his indomitable fighting spirit, superb leadership, and great personal valor in the face of tremendous odds, 2d Lt. Skinner served to inspire his fellow marines in their heroic stand against the enemy and upheld the highest traditions of the U.S. Naval Service. He gallantly gave his life for his country. 
    1952- "Victory at Sea" premiered on TV. The video series does not give it justice, as many of the clips were repeated in the series, in the early days of television. The score, orchestrated by Robert Russell Bennett was written by Richard Rodgers. In 1953, "No Other Love", adapted from one of the score's songs, became a hit for Perry Como.
    1954 - Chevrolet introduces the V-8 engine. 
    1955 - Rebel Without a Cause, starring James Dean, Natalie Wood, and Sal Mineo, premiered in New York.
    1955 - The Village Voice is first published, backed in part by Norman Mailer.
    1955 - No. 1 Billboard Pop Hit: ``Autumn Leaves,'' Roger Williams. 
    1958---Top Hits
It’s All in the Game - Tommy Edwards
Rock-in Robin - Bobby Day
Topsy II - Cozy Cole
City Lights - Ray Price
    1958 - The first New York - Paris transatlantic jet passenger service is inaugurated by Pan Am, while the first New York - London transatlantic jet passenger service is inaugurated by BOAC.|
    1958- Berlin, Germany's first rock and roll concert ever is staged, a performance by Bill Haley and his Comets that ends in chaos when the East Berliners in the crowd of 7,000 begin to fight with the West Berliners. Twenty policemen are injured.
    1959--- The Everly Brothers leave their old label, Cadence, for Warner Brothers.
    1960- In a move designed to get a jump on the National League in the expansion race, the American League grants franchises to Washington and Los Angeles and okays the Senators move to Minnesota.
    1961--- Bob Dylan signs with Columbia Records, his first recording contract.
    1962-Bob Dylan records "Corrina, Corrina"
    1962-- The first Motown "revue" tour begins in Washington DC, featuring Mary Wells, Marvin Gaye, Martha and the Vandellas, the Contours, Stevie Wonder, and the Marvelettes.
    1962-an early season snowstorm brought 4.7 inches of snow to Worcester, MA and 3.6 inches to Portland, ME. Greenville, ME had 13.9 inches. All were new records for the heaviest snow early in the season.
    1962 - JFK warned Russia that the US would not allow Soviet missiles to remain in Cuba. Nikita Khrushchev sent note to JFK offering to withdraw his missiles from Cuba if US closed its bases in Turkey. The offer was rejected. A boarding party from the Pierce and Kennedy executed the first quarantine interdiction of the Marucla. A tanker, the Groznyy is placed under aerial surveillance. Three more Soviet ships en route to Cuba were reported to have changed course and were returning to their ports of departure. They were the Vishnevsky, Okhotsk, and Sergev Botkin. Later in the day, Lawrence and MacDonough were shadowing Groznyy. The tanker had several cylindrical tanks topside and had declared them to contain ammonia.
    1963 - Natalie Merchant, at one time the vocalist for the band 10,000 Maniacs, is born in Jamestown, N.Y.
    1964-- On the last day of recording their fourth album, Beatles for Sale, the Beatles are visited by rockabilly legend Carl Perkins, an early idol of theirs. The group decides then and there to cover Perkins' "Honey Don't." At one point, Ringo calls the Sun records artists "Mr. Perkins," to which he replies, "Son, I wish you'd just call me Carl. Mr. Perkins is my daddy."
    1965: The Beatles receive Members of the British Empire (MBE) medals from Queen Elizabeth II in a ceremony staged at Buckingham Palace. It is the first such honor ever given to a rock band, causing many former recipients, many distinguished military personnel, to return their medals in disgust. According to John, the group is so nervous beforehand that it gets high on marijuana in a palace bathroom; during the ceremony, when Her Majesty asks the group how long it's been together, Ringo replies "forty years." Later, a press conference is held at the Saville Theatre. When asked how he enjoyed meeting Queen Elizabeth II, John said "She's much nicer than she is in the photos."
    1966---Top Hits 
Reach Out I’ll Be There - Four Tops
96 Tears - ?(Question Mark) & The Mysterians
Walk Away Renee - The Left Banke
Open Up Your Heart - Buck Owens
    1968: Having been fired from WOR-FM, Legendary DJ Murray The K moves across town in New York, becoming one of the WMCA-AM "Good Guys."
    1970 - Garry Trudeau, only 22 years old, started his comic strip, "Doonesbury", out in 28 United States newspapers. The occasionally controversial strip is now in hundreds of papers and has a publishing empire of books and related merchandise. His wife of many years is TV news personality Jane Pauley.
    1971 - Memphis, Tennessee minister Al Green was awarded a gold record for his single, "Tired of Being Alone".
    1971 Al Green's "Tired of Being Alone" is certified gold 
    1974- Dionne Warwick and the Spinners' "Then Came You" hits #1
    1974- Barry White's LP Can't Get Enough hits #1
    1974---Top Hits
Then Came You - Dionne Warwicke & Spinners
You Haven’t Done Nothin - Stevie Wonder
You Ain’t Seen Nothing Yet/Free Wheelin’ - Bachman-Turner Overdrive
I See the Want to in Your Eyes - Conway Twitty
    1978 - No. 1 Billboard Pop Hit: ``Hot Child in the City,'' Nick Gilder. The song takes 20 weeks from the time it enters the Hot 100 to reach No. 1, longer than any single before it.
    1980 - Baltimore quarterback Bert Jones is sacked a record 12 times in a 17-10 loss to St. Louis. Houston quarterback Warren Moon would equal the mark on Sept. 29, 1985 at Dallas.
    1982 - “St. Elsewhere” premiers. This very popular one-hour medical drama set in St. Eligius Hospital at Boston. Among its large and changing cast were Ed Flanders, William Daniels, Ed Begley, Jr, David Morse, Howie Mandel, Christina Pickles, Denzel Washington, Norman Lloyd, David Birney, G.W. Bailey, Kavi Raz, Stephen Furst, Mark Har­mon and Alfre Woodard. The last episode of the series, aired on Aug 10, 1988, was presented in order to cast doubt on the real­ity of the whole series, suggesting that a child’s imagination had dreamed it up.
    1982 - No. 1 Billboard Pop Hit: ``Who Can It Be Now?'' Men at Work. The song is the 12th No. 1 single to pose a question and the first of two by the Australian band.
    1982---Top Hits
Jack & Diane - John Cougar
Who Can It Be Now? - Men at Work
Eye in the Sky - The Alan Parsons Project
He Got You - Ronnie Milsap
    1983 - A heat wave was in progress over the Northern Rockies, with record highs of 81 degrees at Sheridan WY and Billings MT.(Sandra and TI Richard Sanders.
    1984 - Barbra Streisand got multiplatinum certification when her three albums reached the four-million-dollar sales mark. "Greatest Hits, Vol. II", "Guilty", and "A Star is Born" with Kris Kristofferson were all honored.
    1985- the Kansas City royals tired the World Series, three games to three, against the St. Louis Cardinals by winning Game 6,2-1. On a poor call in 6th game, umpire Don Deckinger starts a string of events costing Cardinals the 82nd World Series. Then considered controversial call at first base by umpire Don Denkinger. Television replays indicated he had blown the call, but Orta remained perched on first base and a two run single by Dane Jorg brought the Royals the win. Kansas City won the seventh game the next day, 11-0.
After two one-sided losses at home, the Yankees win the next four games and take their first World Series since 1978 with a 3-2 victory over the defending World champs Braves in Game 6.
    1989 - Unseasonably warm weather continued in the north central U.S. Afternoon highs of 78 degrees at Alpena MI, 75 degrees at Duluth MN, 79 degrees at Fargo ND, 77 degrees at International Falls MN, 76 degrees at Marquette MI, 75 degrees at Sault Ste Marie MI, and 80 degrees at Saint Cloud MN, were all the warmest of record for so late in the season. Morning lows of 63 degrees at Concordia KS and Omaha NE were the warmest of record for the date.
    1990---Top Hits
I Don’t Have the Heart - James Ingram
Black Cat - Janet Jackson
Ice Ice Baby - Vanilla Ice
Friends in Low Places - Garth Brooks
    1990- a rapidly deepening coastal storm just east of Cape Hatteras produced wind gusts in excess of 90 mph along coastal sections. A dredge barge broke loose from its moorings in the Oregon Inlet and struck the Bonner Bridge, the sole link highway between Hatteras Island and the mainland. A 369 foot section of the bridge collapsed leaving thousands stranded on the island.
    1993 -the temperature at Eureka, CA soared to 87 to set an all-time record for the city
    1994---Top Hits
I ll Make Love To You- Boyz II Men 
All I Wanna Do- Sheryl Crow
Endless Love- Luther Vandross
Secret- Madonna
    1997- With two outs in the bottom of the 11th inning of Game 7, Edgar Renteria singles home Mark Counsell giving the Florida Marlins their first World Series title with a 3-2 win over the Indians. The five-year old Marlins become the youngest expansion team to win the Fall classic.
    1998- US Federal courts refuse to issue an injunction against makers of mp3 players, one which the RIAA has been pushing for in light of rampant piracy.
    1998- Fats Domino is awarded the National Medal of Arts from US President Bill Clinton.
    1999---Top Hits
Smooth- Santana Featuring Rob Thomas 
Satisfy You- Puff Daddy Featuring R. Kelly
Heartbreaker- Mariah Carey Featuring Jay-Z
Mambo No. 5 (A Little Bit Of...)- Lou Bega
    2000-- In Game 5 at Shea Stadium, the Yankees win their third consecutive World Series, the fourth title in five years and record 26th championship by defeating the Mets, 4-2. Luis Sojo's ninth inning two-out, tie-breaking single off starter Al Leiter is the decisive hit.    2000 - Capitol Records honors Garth Brooks with a lavish party, marking Brooks' status as the only artist to sell more than 100 million albums in a decade and the only artist to sell 10 million copies of four different albums.
    2001 - Anthrax was found in the offices of 3 lawmakers in the Longworth House Office building on Capital Hill. The Supreme Court was shut down to test for anthrax spores.
    2002 --When Russ Ortiz, tossing 5-0 shut-out strikes out Garret Anderson to begin the seventh, the Giants appeared destined to win their first World Series since 1954. Scoring six times in the 7th and 8th innings of Game 6, the Angels' rally from five runs down to stage the biggest comeback in Series history for a team facing elimination and beat the Giants, 6-5, forcing a Game 7.
    2002--In San Francisco, an estimated 40-80 thousand people marched down market Street to protest the Bush policy threatening war on Iraq. 
    2003---Top Hits
Baby Boy- Beyonce Featuring Sean Paul
Stand Up- Ludacris Featuring Shawnna
Get Low- Lil Jon & The East Side Boyz Featuring Ying Yang Twins
Damn!- YoungBloodZ Featuring Lil Jon
    2004 - Curt Schilling becomes the first starting pitcher to win a World Series for three different teams. In addition to his Game 3 Red Sox victory over the Cardinals, his 8-2 lifetime post-season record includes wins for the Phillies (1993) and Diamondbacks (2002). compiled a list of the top earning dead celebrities and to no one's surprise, Elvis Presley came out on top. 27 years after his death, fans were still buying his music and collecting memorabilia to the tune of $40 million a year. Beatle John Lennon was number four on the list with earnings of $21 million, while his former band mate George Harrison was number 7, bringing in $7 million. 
    2004-The Recording Industry Association of America brought a fresh round of copyright-infringement lawsuits against 750 file sharers, including 25 users on 13 university campuses. 
    2005 - Willie Harris scores the game’s only run in the eighth inning as Jermaine Dye, the series MVP, singles the pinch hitter home giving the White Sox a 1-0 victory over the Astros and the team its first World Championship since 1917. For the second consecutive year, an American League team sweeps its National League opponent.
    2005 - White Sox skipper Ozzie Guillen becomes the first foreign-born manager to win a World Series as the ‘Wizards of Ozzie’ sweep the Astros in the Fall Classic.
    2005 - Bobby Valentine becomes the first foreign manager to win the Japan Series in the 70-year history of Japanese baseball. Sweeping the Hanshin Tigers, the former Rangers and Mets skipper lead the Chiba Lotte Marines to their first league championship in 31 years.
    2005 - Tadahito Iguchi becomes the first Japanese native to win a World Series ring as the White Sox swept the Houston Astros to win the Fall Classic in 88 years. Leaving the Fukuoka Daiei Hawks, the second baseman signed as a free agent with Chicago prior to the start of the championship season.
    2008-Before game four of The World Series, Philadelphia's Patti LaBelle sang her own special version of The Star-Spangled Banner which included straying far from the original melody and singing the wrong lyrics. The 64-year-old LaBelle was heavily criticized following the performance for singing "sky lights last gleaming" (Instead of twilight), "through the perilous flight" (Instead of light) and "Lamp parts" (Instead of ramparts).


World Series Champions This Date

1911 Philadelphia Athletics

1996 New York Yankees

1997 Florida Marlins

2000 New York Yankees




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