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 Thursday, October 31, 2013 
 
        
       Today's Equipment Leasing Headlines  WAEL  Baseball Hall of Fame Broker/Funder/Industry  Lists |
        Features  (collection)     You  May have Missed--- ######## surrounding the article denotes it is a “press release” and was not written by Leasing News nor information verified, but from the source noted. When an article is signed by the writer, it is considered a “by line.” It reflects the opinion and research of the writer 
 Please send to a colleague. Spread the news. WAEL  Baseball Hall of Fame 1993  Mary  Jane Lindholm, The Manifest Group Marshall, Minnesota, originally  published to commemorate the Minnesota Twins, who won the  World Series 1987. This  was for the Western Association of Equipment Leasing (now  National Equipment Finance Association) Fall Conference where the  theme was baseball---and directors of the board all wore baseball  uniforms ---and their cards distributed at the conference. (Courtesy  of Jim Swander) --------------------------------------------------- You  can help support Leasing News by sending our News Edition [headlines] Classified  Ads---Credit (These  ads are “free” to those seeking employment  Credit, syndication, workout experience Free Posting for those seeking employment in Leasing: All  “free” categories “job wanted” ads: [headlines] Court  Upholds Ruling Surviving Spouse Liable When  John Otto committed suicide regarding the Ponzi scheme of  HL Leasing, Fresno, California, Superior Court Judge Donald S.  Black, Fresno County, ruled "when no probate estate is opened, a surviving  spouse is personally liable for the debts of a deceased spouse  chargeable to both halves of the community property plus the separate  property of the deceased spouse that has passed to the surviving  spouse without administration (Prob. Code, 13350. This rule preserves  for creditors the situation that would exist if the decedent had not  died: Both spouses' community property plus the debts spouse'  separate property are exposed to creditors' claims."(1) Here  is what has become more typical when the government does not intervene  or rules otherwise, that civil action becomes the only alternative.  In this case neither the FBI nor State of California filing  Receivership, took any action regarding the claims by investors who  lost all their money supposedly regarding American Express Business  Leases held by Key Equipment Finance that never existed. A  class action case against the officers and others thought liable in  the HL Leasing scheme, masterminded by John Otto, found the  president, Dan Ramirez, and Andy Fernandez, chief financial officer,  liable and ordered to pay $46.5 million to more than 1,200 who claim  to be victims. Ara Jabagchourian, principal, Cotchett, Pitre &  McCarthy, LLP, Burlingame, California brought the case before Judge  Donald S. Black in Fresno County Superior Court. Both  Ramirez and Fernandez having been found guilty, are prevented from  filing bankruptcy, and assets are liable.  The wife of John Otto was  not found guilty, but was adjoined. At age 73, she filed bankruptcy  (2). According  to Ara Jabagchourian, the liquidated bankruptcy was over  $2 million, with approximately $500,000 in a retirement account, not  subject to the claim.   This leaves approximately $1.5 million plus  what assets are now available from Ramirez, president of HL Leasing,  and Fernandez, CFO, to be divided by those with claims as well as  attorney fees. Reportedly  the Ponzi scheme had been going on for almost 20 years and was  fueling Heritage Leasing and other ventures by Otto, involving over  1,000 investors and an  estimated at $132 million in liabilities.  There was an active blog started May 14, 2009, containing over 1,163  entrees of heartaches, money lost, how it wiped out savings, college  funds, loss of their homes, retirement money, and what can they do.  (3)   A  second blog brought up all the background information of John Otto,  such things as noting he was not a graduate of Harvard University, as  he claimed, as well as this note:   "According  to flightaware.com, Air Fred's jet, tail number N725CC, left the  United States only once in the months before John Otto's suicide -- a  round trip to Canada the day before he died.  The plane flew from  Palm Springs to Victoria International, arriving in Canada at 2:03 pm  and leaving Canada for Palm Springs a little more than an hour later  at 3:09 pm on May 10.  Somebody needs to figure out who or what John  Otto's company's aircraft dropped off in Canada the day before John  Otto's suicide.  If it is just a coincidence, which would be nice to  know." (4) What  happened to the $132 million? Was it all used in making monthly  payments on the leases? Many of the investors reportedly went back 20  years, and gave testimony to the return they received that impressed  the new investors? Perhaps  an FBI investigation would have found something, but then again, why  isn't Sheldon Player, an ex-felon, not in jail regarding the obvious  repeat actions that resulted in the bankruptcy of Equipment  Acquisition Resources and the many banks, creditors, leasing  companies, service providers, who lost millions? Previous  Articles: 
 [headlines] New  Hires—Promotions Oliver  Althoff has joined  Waypoint Leasing as managing director of Capital Markets &  Treasury; "…will be responsible for leading the development  and execution of Waypoint’s debt financing strategy and the  management of the Treasury function. Ed Washecka, CEO of Waypoint,  said, 'Oliver’s insights and contributions will be instrumental as  we continue growing Waypoint’s position as a leading provider of  helicopter leasing and financing solutions globally'.” Previously  he was director of Transportation Lending at CIT Aerospace &  Defense Finance (May, 2006-October, 2013). ECLP, General Electric  (June, 2004-May, 2006), manager, FleetBoston Financial (February,  2002-July, 2003), business analyst, Mitchell Madison Group (June,  1998-January, 2000). University of Pennsylvania - The Wharton School,  M.B.A., Finance (2002 – 2004) Activities and Societies: Wharton  Wildmen Hockey (CFO), Investment Management Club, Wharton  International Cultural Show, German Club Cornell University, MPA,  Macro-Economic Policy (1997 – 1998). Activities and Societies: CIPA  Forum (TV Production) Cornell  University, BA, Economics and Government (1993 – 1997). Activities  and Societies: Student Assembly Finance Commission Officer, Pi Kappa  Phi Fraternity, Cornell Economics Society (President and Treasurer)  Student Learning Skills Center (Macro-Econ Tutor), Career Management  Office Mentor. Ben  Carlile was named  managing director, as well as retains title of president, Allegiant  Partners, Inc., San Rafael, California. He joined the firm in  October, 1999.  Previously he was v.p., credit administration,  Trinity Capital Corp. (1988-1999), manager, credit card receivables,  Bank of America (1986-1988), sales finance, CIT Corporation, Western  Region (1984-1986). Willamette University, B.S., Economics (1975 –  1979) Jeffrey  Morse named Risk Director  Americas, Bibby Financial Services, Kennesaw, Georgia. Previously he  joined Textron Financial as in October, 2005, and was promoted to SVP  national underwriter manager, then SVP, special assets group,  October, 2008).  svp, senior region risk officer, GE Capital (April,  2002-September, 2005), v.p., senior underwriter, GE Capital (August,  1997-March, 2002), v.p., senior account executive, Bank of America  (March, 1995-jULY, 1997).Chicago-Kent College of Law, Illinois  Institute of Technology, Doctor of Law (JD), Law, Activities and  Societies: Certificate in Environmental Law; Computer Lab Monitor,  University of Massachusetts Dartmouth Bachelor of Science (B.S.),  Business Administration' Activities and Societies: Cost Accounting  Tutor; Sailing Club Treasurer. Bill  Pitcairn named vice  president, First Financial Healthcare Solutions, New York.   Previously he was senior account manager, Presidio Technology Capital  (February, 2012-October, 2013), senior account manager, Cisco Capital  (May, 2008-March, 2010). Marist College, BS Marketing and Economics,  Sales, Accounting and Economics, 3.44 (1971 – 1975). Ailar  Poormoghaddam promoted to  Assistant Creditor at Allegiant Partners, Inc., Greenbrae,  California. She joined the first October, 2012 as a credit and  documentation associate.  College of Marin 2012 –  2014 (expected), Redwood High School (2008 – 2012). Jennifer  Sweat promoted to Channel  Development Manager, Xi3, Greater Salt Lake City area.  She joined  the firm April, 2013 as technology solutions manager. She continues  as president and founder of FlexMatch (July, 2012-Present),  previously she was national account manager, Onset Financial (August,  2012-November, 2012), relationship manager, Pacific Western Bank  (May, 2011-april, 2012). community education representative, Odyssey  Hospice (July,  20011-March, 2012), branch manager, Mortgage Integrity (August,  2006-November, 2008), senior loan officer/trainer, Alta Financial  Corp (February, 2003-July, 2006).The University of Georgia, BSED,  Health Promotion & Behavior (1989 – 1995). Ryan  van de Boogaard promoted  to Senior Team Lead - Originations at Key Equipment Finance,  Superior, Colorado.  He joined the company November, 2007booking and  account maintenance analyst, rose to the senior position March, 2009,  then July 2011, team leader for booking and account maintenance.  Previously he was MT, Enterprise Rent-a-Car (January, 2008-November,  23007), senior  teller, Heritage Bank (August, 2001-January, 2007). Metropolitan  State College of Denver, BS, Marketing (2001 – 2006),Graduated with  a 3.5 GPA. A member of the National Honor Society, Internship-  December (2004-May 2005). Vice  President of Student Athletic Marketers (SAM) at Metropolitan State  College of Denver. [headlines] #####  Press Release ############################ CSI  Leasing Increases Lease Origination & Income St.  Louis  - CSI Leasing, Inc. (CSI) announces that new lease origination  topped $829 million worldwide in fiscal year 2013, up nearly 15  percent from the previous fiscal year. Total assets were up 5.5  percent and net income was up 8.7 percent compared to the prior  fiscal year ending June 30. CSI also added 80 new employees  worldwide, an increase of more than 10 percent. Steve  Hamilton  “This  is a nice improvement given the difficult economic conditions  encountered in the various markets in which we operate around the  world. It’s a testament to our dedicated employees and all the hard  work they have put in throughout the year,” said Steve Hamilton,  president and COO. “In the past year, we have also invested in  three additional equipment lifecycle services centers, located in  Allentown, Pennsylvania; Calgary, Alberta; and Bratislava, Slovakia,  to enhance the scope of our end-of-lease service offerings.”  CSI  also recently updated its online asset information tool, MyCSISM. The  system, which provides customers with information regarding their  leased assets, now has an improved user interface and administrative  capabilities. CSI  Leasing, Inc. is one of the largest privately-held independent  equipment leasing and equipment lifecycle services companies in the  world. Established in 1972, CSI has operations throughout North,  Central and South America, Europe and Asia. More information is  available at www.csileasing.com. ###  Press Release ############################   [headlines] Classified  Ads---Help Wanted 
 
							Sales Account Executives 
						  Navitas Lease Corp is an innovator in the Small Ticket Leasing   Software Programmer www.pawneeleasing.com [headlines] Nancy  Geary, CPA, CLP Awarded The  Board of Directors of the Certified Lease Professional (CLP)  Foundation is proud to announce that Nancy Geary, CPA, CLP, Partner  at ECS Financial Services, is the second recipient of the annual  Cindy Spurdle Award of Excellence. Cindy  Spurdle was the first and only Executive Director of the CLP  Foundation since its inception in May of 2000 until June 2012. The  award was created to acknowledge the CLP who has contributed the most  to the industry and best represents the CLP ideals and last year’s  winner was Theresa Kabot,  CLP, K2 Funding. When  asked about the award, Ms. Geary stated, “I am honored to be the  recipient of this wonderful award.  I am a huge supporter of the CLP  Foundation and its contribution to the industry, and am happy to be  serving on the CLP Board of Directors during this time of growth and  expansion.  I would encourage every company in the industry to  include the CLP Handbook in its employee training toolbox, and add  obtaining the CLP designation to each employee’s goals for the  coming year.  The knowledge gained in preparing for the exam will be  valuable to any level of industry member, and the designation serves  as an indicator of the individual’s commitment to education and  ethics.” The  CLP designation identifies you as a knowledgeable professional to  employers, clients, customer, and peers in the leasing industry.  There are currently 195 Certified Lease Professionals throughout the  world. For more information, call (206) 535-6281 or visit  www.clpfoundation.org The  fourth edition has new chapters on Agriculture and Insurance with  expanded sections on Lease Pricing and Asset Management -  Collections. The History, Classification and Tax and Accounting  chapters have also been updated to reflect the pending changes in the  FASB and IASB Exposure Draft. Whether you’re a college student,  entry level leasing associate, or an old pro, this book is an  invaluable resource. (To  learn more about the CLP Handbook) CLPs  in Good Standing Why  I Became a CLP series: [headlines] GPS  Story from Maxim Commercial Capital, L.A., CA A  Maxim trucking customer was over 60 days past due on a reefer trailer  he had financed.  Maxim began the repossession process after a number  of customer phone calls went unanswered.  Even though a GPS unit had  been installed, we were having trouble locating the equipment because  the GPS had reporting gaps every 3-4 days.  Each time, the reporting  stopped in El Paso, TX, so we assumed the truck had been driving into  Mexico. Since  we couldn’t repo from Mexico, we waited until the right opportunity  arose.  Finally, the GPS showed the vehicle location at a repair shop  in southern Texas.  The repo company moved in and recovered the truck  off the repair lift at the shop.  Less than 2 hours later, Maxim  received a phone call from an INS agent working on border patrol  between the US and Mexico. INS  Agent:  “Mr. Rashti, did your company recently pick up a 2008  refrigerated trailer leased under the name of Mr. X? Shervin  Rashti:  “Yes, we did. That trailer belongs to Maxim Commercial  Capital since the customer has not contacted us or made a lease  payment in over 60 days.  He is in violation of his lease agreement.   Do you need to see our lease documents?” INS:   “Unfortunately, that trailer belongs to the INS now.  It is part of  a federal investigation.  We need you to return it to the repair  shop… immediately.”   Maxim’s  repo agent returned the trailer to the repair shop where it was put  back up on the lift and the customer had no idea the repossession  ever occurred.  A week later, the GPS went out again.  Maxim  confirmed the customer had been cutting the power to the trailer each  time he crossed the border when the INS arrested the customer for  human trafficking of illegal immigrants from Mexico into the U.S.! Mae  Philpott   • Contract Negotiations • Fraud Investigations  john@jkrmdirect.com | ph 315-866-1167| www.jkrmdirect.com (Leasing  News provides this ad as a trade for investigations [headlines] Non-Current  Loans Take Another Bank Down   (in  millions, unless otherwise)  Non-Current  Loans The  two branches of Bank of Jackson County, Graceville, Florida, were  closed with First Federal Bank of Florida, Lake City, Florida, to  assume all of the deposits. Established September 6, 1934, the bank  had 16 full time employees as of June 30, 2013, at each branch in  Graceville and Marianna. Year-end 2006 the bank had 27 full time  employees. When  the bank was closed it had a $6,000 net equity Graceville  is a city in Jackson County, Florida, United States, latest population  2,392 (2004.) Jackson County is a rural community primarily composed  of businesses in agriculture, manufacturing, service, and retail  trade. In addition, many government facilities are located within the  county, including a federal prison and three state correctional  institutions. As of  June 30, 2013 Bank of Jackson County had approximately $25.5 million  in total assets and $25.0 million in total deposits. In addition to  assuming all of the deposits of Bank of Jackson County, First Federal  Bank of Florida agreed to purchase approximately $23.1 million of the  failed bank’s assets.  The  FDIC will retain the remaining assets for later disposition. Tom  Wilder IV, Chief Marketing Officer The  FDIC estimates that the cost to the Deposit Insurance Fund (DIF) will  be $5.1 million.   (in  millions, unless otherwise) Net  Equity Profit  Charge  Offs Construction  and Land, 1-4 family multiple residential, Multiple Family Residential,  Non-Farm Non-Residential loans. http://www.fdic.gov/news/news/press/2013/pr13097.html [headlines] Banks  Are NOT All the Same (Reprinted  with Permission) I  heard a comment at a banking conference last week that I have heard  many times before: "We [banks] are all alike. We only compete on  price." If that attitude permeates your company or any of the  lines-of-business within it, you are condemning yourself to an  undifferentiated marketing approach that can only result in poor  returns. Of course we also hear from other banks that say they have  created differentiated approaches when in in fact they are deluding  themselves. They will also likely generate subpar returns in what has  become for many a slow growth and hypercompetitive market. The  self-defeating comment above resonated even more because of a recent  Wall Street Journal column titled "Lenders Looking All Too  Similar" that quotes a bank customer saying, "In the end,  banks are really all the same." Really? From the perspective of  someone who has been able to look at hundreds of banks from the  inside, my response is No! The good banks, whether big or small in  size are not the same and, most importantly, their customers know it.  They oftentimes differentiate themselves less by the products and  services they provide than whom they sell them to and how they sell  to customers. They also avoid the lemming-like rush to the latest  product scheme and stick to their core business and core customers.   One of  the issues that has plagued the industry and that the WSJ article  highlights concerns the tendency of banks to do too much rather than  too little. Ironically many banks avoid focus, one of the handful of  factors that can distinguish them with their customers. UBS's chief  finance officer reflected, "We were trying to be all things to  all people in all regions." The column also quotes Mike Corbat  of Citigroup saying how they are dealing with this same tendency: "We  have gotten rid of many things that today would be classified as  hobbies." How  does a bank avoid being "alike" all the other banks when  there are about 7,000 banks, operating in an increasingly regulated  industry where deposit products and loan products are largely  similar? Examples of distinctive approaches exist with banks both  large and small.    US  Bancorp with over $350 Billion in assets has traveled a consistent  and deliberately narrow path for decades. It operates no "hobbies",  and a recent investor report showed the bank among the top five  providers (and often among the top two or three) in the 20 businesses  it operates within its four business lines. How have they  differentiated themselves? They have had stability both in top  management and in the strategy they have been executing. They have  carefully selected the businesses to develop and, conversely, those  to keep away; they have always emphasized risk management and refused  to stretch for growth. They are a true relationship bank, rather than  a bank that claims to be relationship oriented.  Signature  Bank with about $20 Billion in assets provides another example of a  bank that is not competing on price but rather in this case the  expertise of its relationship management teams. The bank attracts  experienced players who often have become frustrated with the  bureaucracy and inward-looking focus of many big banks. Bankers can  establish their own franchise and develop an annuity-like income  based upon the revenues they generate. The bank's culture and  compensation encourages a very proactive banker who, rather than  selling a commodity product, works to provide targeted solutions for  clients, a very different emphasis. One benefit it takes advantage of  is being a relatively new bank with none of the legacy baggage of  many other institutions.  A  much smaller bank, Suncoast National Bank of Florida with about $2  Billion in assets has created a unit within it called Accelerate that  focuses on small businesses and lower-end middle market companies.  Each office can make substantial credit decisions; one additional  senior signature allows for the approval of most loan requests.  Speed, accessibility, and local knowledge all serve to differentiate  this effort. Of course, as above, strong risk management is a key to  success. Outside  of traditional banking, merchant advance lenders offer the same cash  flow lending product of other banks but do so in a way that  differentiates them. They are offering a service that banks could  provide at least as well with a bank's access to account information  and inherent customer relationship power. However, bank concern over  compliance and potential PR issues keeps most U.S. banks away from  this area unlike in other countries like Brazil. The nature of the  customers the merchant advance (MA) companies serve, the MA's  responsiveness and their willingness to lend where the banks will  not, allows them to earn a pricing premium.   Many  banks have allowed themselves to become alike, offering the same  products to the same customer set. They have narrowed the credit box  in which they operate, resulting in more bank competitors fighting  over a limited customer set. That is one reason an increasing number  of banks are focusing on lending areas such as equipment finance and  asset based lending, distinctive offers that not all banks provide  (yet). Viewing  yourself as being the same as your competitor is simply a loser's  strategy, one that conveys a mindset that is closed off to the  creativity and focus on excellent execution that has allowed other  banks to succeed. Unfortunately, we see many banks operating with a  "we're all the same" philosophy. And, today, the internal  rise of the compliance people often seems to serve an excuse for  inaction and limited innovation in any area, with compliance  personnel and regulators sometimes providing an excuse for inertia.  (The Rise of the Compliance People is a potential title for a  bank-themed movie this Halloween week.) Yes,  many of the fundamental products are the same, but smart phones and  autos also perform largely the same functions while maintaining a  distinctive brand and attracting different customer sets. Few, if any  banks, will ever have the brand power of Apple or even Samsung, but,  as the best banks do, they must avoid competing as the low-priced  player. Financial  Institutions Consulting    (Leasing  News provides this ad “gratis” as a means [headlines] 
  [headlines] Terrier  Mix 
 Buddy “I am up to date with shots and good with dogs.” BUDDY's Story... “I am Buddy and I am a little bit on the elder side but not much. I still got some good years left in me and would like to spend them with someone who would love me and take care of me. I am not a big dog so would fit in with someone who is mature like me. I would love you for the rest of our lives if you would just give me a chance. Adoption fee for this dog will be $100.00, which helps with the expenses for spaying or neutering your pet, all vaccinations, including rabies up to date, heartworm testing, microchip, and any other grooming or medical care that was needed when the dog was rescued by ARF." 
 If you would like to fill out an application online, you can go to our website at www.arf-fresno.com, click on the Adoption Section and complete the application. Animal Rescue of Fresno is located at 4545 East Dakota Ave., Fresno, CA 93726 
 We  are open the following hours: 
 Adopt  a Pet  [headlines] 
 
 The  Economy? Don’t Worry! Be Happy! Fed  Extends Stimulus as Growth Stumbles Apple  Will Pump $11 Billion Into Capital Expenditures Next Year Man  Opens Old Safe, Discovers Gold Coins Facebook  third-quarter revenue surges 60 percent iPads  Hold a Staggering 94% of the Education Market for Tablets 
 
 
 Some  Find Path to Navajo Roots Through Mormon Church 
 SparkPeople--Live Healthier and Longer 
 6  Fitness Rules Meant to be Broken 
 [headlines] 
 Baseball Poem The Catcher Learns the Motion by Tim Peeler and is often the hub of the movements, he loves the sphere and its ridges, the catcher learns slaps the leather trap  the catcher imprints the motions of the hitters,  the catcher is the great disturber,  bilingual kamikaze -- Touching All Bases 
 
 
 
 Does  Philadelphia Eagles' Chip Kelly Have the Curse of College Coaches? Marcus  Mariota earns UCLA respect after he asks refs not to throw a flag Jerry  Jones says Brian Waters done for season, dealing big blow to Cowboys’  offensive line 
 
 [headlines] 
 San  Jose Mayor Chuck Reed extends hand to state unions  Guy  Fieri's heated feud caught on video SF  Chronicle to Stop Using 'Redskins' in Print 
 [headlines] 
 
 http://www.youtube.com/watch?v=EJnQoi8DSE8 Harvest  of Good News for Finger Lakes Wineries A  high-tech harvest at Conn Creek Winery Like  sands through an hourglass go the wine The  Thirstiest Girl: Leslie Sbrocco Free  Mobile Wine Program  Wine  Prices by vintage  US/International  Wine Events  Winery  Atlas  Leasing  News Wine & Spirits Page 
 [headlines] 
 This Day in History      “Mischief Night”, not celebrated as it was when I was a child: on the evening before Halloween and an occasion for harmless pranks, chiefly observed by children. However, in some areas of the US, the destruction of property and endangering of lives has led to the imposition of dusk-to-dawn curfews during the last two or three days of October. Not to be confused with “Trick or Treat,” or “Beggar's Night,” usually observed on Halloween. 1734- birthday of John Adams, second president of the US (term of office: Mar 4, 1797—Mar 3, 1801), had been George Washington's vice president, and was the father of John Quincy Adams (6th president of the US). Born at Braintree, MA, he once wrote in a letter to Thomas Jefferson: “You and I ought not to die before we have explained ourselves to each other.” John Adams and Thomas Jefferson died on the same day, July 4,1826, the 50th anniversary of adoption of the Declaration of Independence. Adams's last words: “Thomas Jefferson still survives.” Jefferson's last words: “Is it the fourth?” 1768 -The Wesley Chapel on John Street in New York City was dedicated. It was the first Methodist church building to be erected in the American colonies, and was restored in 1817, and again in 1840. 1815-Birthday of José Manuel Gallegos was born in Spanish colonial Mexico, in the town of Abiquiú, Nuevo México. Suspended from the priesthood for refusing to accept the authority of French religious superior, Bishop Jean Baptiste Lamy (who became the subject of Willa Cather's novel, Death Comes for the Archbishop), Gallegos put increasing energy into his political life. Subsequently, he was elected to the New Mexico Territorial House of Representatives, served as treasurer of the territory, and was superintendent of New Mexico Indian affairs. Gallegos returned to the U.S. House of Representatives for a second term in 1871. http://memory.loc.gov/ammem/today/oct30.html 1838 -- The Mormon War of Missouri ended when over 200 state militiamen attacked the LDS settlement of Huan's Mill. Eighteen Mormons were killed, and a dozen wounded, in reprisal for Mormon militia attacks on several communities since August of that year. Joseph Smith then led his followers to Illinois. http://www.answeringlds.org/index.html?artPersecution.html 1862-Yellow fever hits the Union Army .Union General Ormsby MacKnight Mitchell, commander of the Department of the South, is one of those who dies; at Beaufort, South Carolina. Born in Kentucky in 1809, Mitchell grew up in Lebanon, Ohio. He attended West Point and graduated in 1829 along with future Confederate leaders Joseph Johnston and Robert E. Lee. When the war erupted in 1861, Mitchell used his West Point education as a brigadier general in the Army of the Ohio under General Don Carlos Buell and participated in operations in Kentucky and Tennessee in 1862. Mitchell also directed raids into northern Alabama, capturing Huntsville in April 1862. Mitchell was a critic of the "soft war," or limited approach, of many northern generals, and his actions made him a target of conservative northern newspapers. Advocating a tougher stance against Southern civilians and the institution of slavery, he confiscated the property of prominent Confederates and protected slaves who escaped to his lines well before the practice was mandated by Federal policy. In July 1862 he was named commander of the Department of the South. He moved to headquarters on the Sea Islands of South Carolina, where he oversaw the building of schools and homes for slaves in the captured territory. This movement, begun by his predecessor, General David Hunter, is considered the first experiment in the reconstruction of the South. However, Mitchell's death from yellow fever cut short his participation in the experiment. 1864- Nevada became the 36th state. Anxious to have support of the Republican-dominated Nevada Territory for President Abraham Lincoln's reelection, the U.S. Congress quickly admits Nevada as the 36th state in the Union. In 1864, Nevada had only 40,000 inhabitants, considerably short of the 60,000 normally required for statehood. But the 1859 discovery of the incredibly large and rich silver deposits at Virginia City had rapidly made the region one of the most important and wealthy in the West. The inexpert miners who initially developed the placer gold deposits at Virginia City had complained for some time about the blue-gray gunk that kept clogging up their gold sluices. Eventually several of the more experienced miners realized that the gunk the gold miners had been tossing aside was actually rich silver ore, and soon after, they discovered the massive underground silver deposit called the Comstock Lode. The decisive factor in easing the path to Nevada's statehood was President Lincoln's proposed 13th Amendment banning slavery. Throughout his administration Lincoln had appointed territorial officials in Nevada who were strong Republicans, and he knew he could count on the congressmen and citizens of a new state of Nevada to support him in the coming presidential election and to vote for his proposed amendment. Since time was so short, the Nevada constitutional delegation sent the longest telegram on record up to that time to Washington, D.C., containing the entire text of the proposed state constitution and costing the then astronomical sum of $3,416.77.Their speedy actions paid off with quick congressional approval of statehood and the new state of Nevada did indeed provide strong support for Lincoln. On January 31, 1865, Congress approved the 13th Amendment to the U.S. Constitution banning slavery. 1864- The town of Helena, Montana, is founded by four gold miners who struck it rich at the appropriately named "Last Chance Gulch." The first major Anglo settlement of Montana had begun just two years before in the summer of 1862, when prospectors found a sizeable deposit of placer gold at Grasshopper Creek to the west. When other even richer deposits were soon discovered nearby, a major rush began as tens of thousands of miners scoured the territory in search of gold. In 1864, four prospectors spotted signs of gold in the Helena area while on their way to the Kootenai country, but they were eager to reach the reportedly rich gold regions farther to the north and did not to stop. But after striking out on the Kootenai, they decided to take "one last chance" on finding gold and returned. When the signs turned out to mark a rich deposit of placer gold, they staked their claims and named the new mining district Last Chance Gulch. Eventually, Last Chance Gulch would prove to be the second biggest placer gold deposit in Montana, producing some $19 million worth of gold in just four years. Overnight, thousands of miners began to flood into the region, and the four original discoverers added to their fortunes by establishing the town of Helena to provide them with food, lodging, and supplies. But unlike many of the early Montana mining towns, Helena did not disappear once the gold gave out, which it inevitably did. Located on several major transportation routes, well supplied with agricultural products from an adjacent valley, and near to several other important mining towns, Helena was able to survive and grow by serving the wider Montana mining industry. In 1875, the city became the capital of Montana Territory, and in 1894, the capital of the new state of Montana. 1872- Emily Post was born at Baltimore, MD. Published in 1922, her book Etiquette: The Blue Book of Social Usage instantly became the American bible of manners and social behavior and established Post as the household name in matters of etiquette. It was in its 10th edition at the time of her death Sept 25,1960, at New York, NY. Etiquette inspired a great many letters asking Post for advice on manners in specific situations. She used these letters as the basis for her radio show and her syndicated newspaper column, which eventually appeared in more than 200 papers. 1882-Birthday of William “Bull” Halsey, American admiral and fleet commander who played a leading role in the defeat of the Japanese in the Pacific naval battles of WWII, William Halsey was born at Elizabeth, NJ. In April 1942, aircraft carriers under his command ferried Jimmy Doolittle's B-25s to within several hundred miles of Japan's coast. From that location the aircraft were launched from the decks of the carriers for a raid on Tokyo. In October 1942, as commander of all the South Pacific area, Halsey led naval forces in the defeat of Japan at Guadalcanal, and in November 1943, he directed the capture of Bougainville. He supported the landings in the Philippines in June 1944. In the great naval battle of Leyte (Oct 23—25,1944 1888-The ball-point pen was patented by John J. Loud of Weymouth, MA. The patent was on a pen having a spheroidal marking point capable of revolving in all directions. 1893-Birthday of Charles Atlas, bodybuilder born Angelo Siciliano at Acri, Italy. Atlas created a popular mail order bodybuilding course, pegged to his own youthful troubles as a “97-lb weakling.” The legendary sand-kicking episode used later in advertising for his course occurred at Coney Island when a lifeguard kicked sand in Atlas's face and stole his girlfriend. There generations of comic book fans read his advertisements. Died at Long Beach, NY, December 24, 1942 1893-After a rousing success, the Columbian Exposition held “American Cities Day” Oct 28, and Chicago Mayor Carter Harrison gave a speech before the visiting mayors. This was the highlight of the greatest new technology in America and hope was the economy would turn around. After he arrived home, Harrison's doorbell rang. When the mayor answered the door he was shot by Patrick Eugene Pendergast, who had been disappointed when his request for a Position with the city as corporation counsel was turned down. Instead of the elaborate ceremony that had been planned to close the exposition on Oct 30, a single speech was given and the flags lowered to half-mast. 1894- Daniel M. Cooper of Rochester, NY, received a patent for a card time recorder. The employee pressed a lever on the machine to record the time on specially printed cards divided by horizontal lines into seven equal spaces for the days of the week. The recorder, known as the Rochester, was manufactured by the Willard and Frick Manufacturing Company. 1917-The first US Navy chaplain who was Jewish was Rabbi David Goldberg of Corsicana, TX, who was appointed with the rank of lieutenant. He was advanced to lieutenant commander on January 1,1938, and retire don March 1, 1941. 1919--BUTTON, WILLIAM ROBERT Medal of Honor Rank and organization: Corporal, U.S. Marine Corps. Entered service at: St. Louis, Mo. Born: 3 December 1895, St. Louis, Mo. G.O. No.: 536, 10 June 1920. Citation: For extraordinary heroism and conspicuous gallantry and intrepidity in actual conflict with the enemy near Grande Riviere, Republic of Haiti, on the night of 31 October_l November 1919, resulting in the death of Charlemagne Peralte, the supreme bandit chief in the Republic of Haiti, and the killing, capture and dispersal of about 1,200 of his outlaw followers. Cpl. William R. Button not only distinguished himself by his excellent judgment and leadership but also unhesitatingly exposed himself to great personal danger when the slightest error would have forfeited not only his life but the lives of the detachments of Gendarmerie under his command. The successful termination of his mission will undoubtedly prove of untold value to the Republic of Haiti. 1925-Birthday of tenor sax player/composer/arranger/producer Teo Macero, Glens Falls, NY. http://shopping.yahoo.com/shop?d=product&id=1927158223&clink=dmmu.artist&a=b http://www.furious.com/perfect/teomacero.html http://www.holeintheweb.com/drp/drptm.htm 1930 – The great trumpet player Clifford Brown Birthday .Died June 26, 1956 http://cliffordbrown.net/bio.html http://members.tripod.com/~hardbop/brownie.html One of his finest albums: http://www.amazon.com/exec/obidos/tg/detail/-/B00004NHC0/ref=pd_bxgy_ text_1/104-6431180-5019133?v=glance&s=music&st=* 1930 -- Duke Ellington records "Mood Indigo". http://www.users.globalnet.co.uk/~mcgoni/ella/dukebio.html 1935- Woody Herman cuts first vocals with Isham Jones Band 1938- “War of the Worlds” was broadcast as part of a series of radio dramas based on famous novels, Orson Welles with the Mercury Players produced H.G. Wells's War of the Worlds. Near panic resulted when listeners believed the Simulated news bulletins, Which described a Martian invasion of New Jersey, to be real. People went into a panic as they believed the world was invaded and the end was near. 1941-The U.S. destroyer “Reuben James” was torpedoed and sunk off the coast of Iceland by a German submarine during the night of October 30-31. Some 100 lives were lost. It was the first American warship to be sunk in the war. Despite the passage of “Lend Lease” in support of Britain and other “free” countries in Europe, congress and the United States did not want to enter a war they thought “European.” This attitude lost many lives and war preparation. The fact is December 8th the US declared war against Japan due to its sneak attack at Pearl Harbor, which wiped out most of the Pacific Navy force. On December 11, in obvious collusion, Germany and Italy declared war against the U.S. and Congress adopted a resolution recognizing a state of war. 1945- June Christy, with Stan Kenton, records “Just A-Sittin' and A-rockin'. 1946—Top Hits Five Minutes More - Frank Sinatra South America, Take It Away - Bing Crosby & The Andrews Sisters Rumors are Flying - The Frankie Carle Orchestra (vocal: Marjorie Hughes) Divorce Me C.O.D. - Merle Travis 1954 ---Top Hits Hey There - Rosemary Clooney Shake, Rattle and Roll - Bill Haley & His Comets Smile - Nat King Cole More and More - Webb Pierce 1960--The Elvis Presley LP "G.I. Blues" enters the Billboard Hot 200, where it will rise to number one and stay there for six weeks. It will finally fall of the chart 111 weeks later, making it the longest charting album of Elvis' career. 1962---Top Hits Monster Mash - Bobby “Boris” Picket He's a Rebel - The Crystals Only Love Can Break a Heart - Gene Pitney Mama Sang a Song - Bill Anderson 1962--Elvis Presley's 11th film, Girls! Girls! Girls! premiered in Honolulu, Hawaii. 1964--The Supremes achieve their second Billboard number one single with "Baby Love". Just four months earlier, other artists at Motown Records referred to them as "the no-hit Supremes." 1964 - Roy Orbison went gold with his hit single, "Oh, Pretty Woman". 1964-Twenty-two-year-old Cassius Clay, who later changed his name to Muhammad All, became world heavyweight boxing champion by defeating Sonny Liston. All was well known for both his fighting ability and his personal style. His most famous saying was “I am the greatest!” Convicted of violating the Selective Service Act in 1967, he was stripped of his title; the Supreme Court reversed the decision, though, in 1971. Au was the only fighter to win the heavyweight boxing title three separate times (and he defended that title nine times) until Evander Holyfield defeated Mike Tyson in 1996. 1966--WILLIAMS, JAMES E. Medal of Honor Rank and organization: Boatswain's Mate First Class (PO1c.), U.S. Navy, River Section 531, My Tho, RVN, Place and date: Mekong River, Republic of Vietnam, 31 October 1966. Entered service at: Columbia, S.C. Born: 13 June 1930, Rock Hill, S.C. Citation: For conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty. PO1c. Williams was serving as Boat Captain and Patrol Officer aboard River Patrol Boat (PBR) 105 accompanied by another patrol boat when the patrol was suddenly taken under fire by 2 enemy sampans. PO1c. Williams immediately ordered the fire returned, killing the crew of 1 enemy boat and causing the other sampan to take refuge in a nearby river inlet. Pursuing the fleeing sampan, the U.S. patrol encountered a heavy volume of small-arms fire from enemy forces, at close range, occupying well-concealed positions along the river bank. Maneuvering through this fire, the patrol confronted a numerically superior enemy force aboard 2 enemy junks and 8 sampans augmented by heavy automatic weapons fire from ashore. In the savage battle that ensued, PO1c. Williams, with utter disregard for his safety exposed himself to the withering hail of enemy fire to direct counter-fire and inspire the actions of his patrol. Recognizing the overwhelming strength of the enemy force, PO1c. Williams deployed his patrol to await the arrival of armed helicopters. In the course of his movement his discovered an even larger concentration of enemy boats. Not waiting for the arrival of the armed helicopters, he displayed great initiative and boldly led the patrol through the intense enemy fire and damaged or destroyed 50 enemy sampans and 7 junks. This phase of the action completed, and with the arrival of the armed helicopters, PO1c. Williams directed the attack on the remaining enemy force. Now virtually dark, and although PO1c. Williams was aware that his boats would become even better targets, he ordered the patrol boats' search lights turned on to better illuminate the area and moved the patrol perilously close to shore to press the attack. Despite a waning supply of ammunition the patrol successfully engaged the enemy ashore and completed the rout of the enemy force. Under the leadership of PO 1 c. Williams, who demonstrated unusual professional skill and indomitable courage throughout the 3 hour battle, the patrol accounted for the destruction or loss of 65 enemy boats and inflicted numerous casualties on the enemy personnel. His extraordinary heroism and exemplary fighting spirit in the face of grave risks inspired the efforts of his men to defeat a larger enemy force, and are in keeping with the finest traditions of the U.S. Naval Service. 1967--*PITTS, RILEY L. Medal of Honor Rank and organization: Captain, U.S. Army, Company C, 2d Battalion, 27th Infantry, 25th Infantry Division. Place and date: Ap Dong, Republic of Vietnam, 31 October 1967. Entered service at: Wichita, Kans. Born: 15 October 1937, Fallis, Okla. Citation: Distinguishing himself by exceptional heroism while serving as company commander during an airmobile assault. Immediately after his company landed in the area, several Viet Cong opened fire with automatic weapons. Despite the enemy fire, Capt. Pitts forcefully led an assault which overran the enemy positions. Shortly thereafter, Capt. Pitts was ordered to move his unit to the north to reinforce another company heavily engaged against a strong enemy force. As Capt. Pitts' company moved forward to engage the enemy, intense fire was received from 3 directions, including fire from 4 enemy bunkers, 2 of which were within 15 meters of Capt. Pitts' position. The severity of the incoming fire prevented Capt. Pitts from maneuvering his company. His rifle fire proving ineffective against the enemy due to the dense jungle foliage, he picked up an M-79 grenade launcher and began pinpointing the targets. Seizing a Chinese Communist grenade which had been taken from a captured Viet Cong's web gear, Capt. Pitts lobbed the grenade at a bunker to his front, but it hit the dense jungle foliage and rebounded. Without hesitation, Capt. Pitts threw himself on top of the grenade which, fortunately, failed to explode. Capt. Pitts then directed the repositioning of the company to permit friendly artillery to be fired. Upon completion of the artillery fire mission, Capt. Pitts again led his men toward the enemy positions, personally killing at least 1 more Viet Cong. The jungle growth still prevented effective fire to be placed on the enemy bunkers. Capt. Pitts, displaying complete disregard for his life and personal safety, quickly moved to a position which permitted him to place effective fire on the enemy. He maintained a continuous fire, pinpointing the enemy's fortified positions, while at the same time directing and urging his men forward, until he was mortally wounded. Capt. Pitts' conspicuous gallantry, extraordinary heroism, and intrepidity at the cost of his life, above and beyond the call of duty, are in the highest traditions of the U.S. Army and reflect great credit upon himself, his unit, and the Armed Forces of his country. 1967 – The Supreme Court upholds the contempt-of-court convictions of Dr. King and seven other black leaders who led the 1963 marches in Birmingham. Dr. King and his aides enter jail to serve four-day sentences. "I must confess that over the last few years I have been gravely disappointed with the white moderate. I have almost reached the regrettable conclusion that the Negro's great stumbling block in the stride toward freedom is not the White Citizen's Council-er or the Ku Klux Klanner, but the white moderate who is more devoted to "order" than to justice; who prefers a negative peace which is the absence of tension to a positive peace which is the presence of justice; who constantly says "I agree with you in the goal you seek, but I can't agree with your methods of direct action;" who paternalistically feels he can set the timetable for another man's freedom; who lives by the myth of time and who constantly advises the Negro to wait until a "more convenient season." Shallow understanding from people of goodwill is more frustrating than absolute misunderstanding from people of ill will. Lukewarm acceptance is much more bewildering than outright rejection." — Dr. Reverend Martin Luther King, Jr., "Letter from the Birmingham Jail", 1963 http://coursesa.matrix.msu.edu/~hst306/documents/letter.html 1967 -- Benefit at the Fillmore for KPFA radio station. Pink Floyd and the Sopwith Camel performed. http://www.sopwithcamel.com/ 1970---Top Hits I'll Be There - The Jackson 5 We've Only Just Begun - Carpenters Fire and Rain - James Taylor Run, Woman, Run - Tammy Wynette 1970---James Taylor's album "Fire and Rain" is certified Gold just as the single reaches #3 in the US. 1972 -- Worst US rail accident in 14 years; 45 die in Chicago. 1974- Muhammad Ali regained the heavyweight title by knocking out defending champion George Foreman in the eight round of a fight in Kinshasa, Zaire, first heavyweight championship fight ever held in Africa. Ali was named fighter of the year1976 by Ring magazine. 1975- Winger Johnny Bucyk of the Boston Bruins scored the 500th goal of his career in a 3—2 Bruins' victory over the St. Louis Blues. Bucyk finished his career with 556 goals and entered the Hockey Hall of Fame in 1981 1975--Queen's "Bohemian Rhapsody" was released as a single. It would stay on the chart for seventeen weeks, nine of them at number one and would eventually go platinum. The song would be re-released in December, 1991 after being featured in the movie Wayne's World and became a hit all over again. 1976 -Dr. Joseph H. Evans was elected president of the United Church of Christ. It made him the first African-American leader of this predominantly white denomination. 1976 - The group, Chicago, started its second (and final) week at number one on the pop singles charts with, "If You Leave Me Now". The hottest LP was Stevie Wonder's "Songs in the Key of Life". The album was number one for a total of 14 weeks. 1976 -Jane Pauley becomes news co-anchor of the Today Show. http://www.msnbc.com/onair/bios/j_pauley.asp http://www.emanila.com/benrazon/people/pauley.htm http://talkshows.tqn.com/library/news/blnewsjanepauley.htm 1978---Top Hits Hot Child in the City - Nick Gilder You Needed Me - Anne Murray Reminiscing - Little River Band Let's Take the Long Way Around the World - Ronnie Milsap 1979-Richard Arrington elected first Black mayor of Birmingham, Alabama. 1984 - Barry Manilow opened at Radio City Music Hall, New York. His concerts sold out to the tune of $1.9 million, besting (by $100,000) the record set by Diana Ross. 1984 - Dan Ackroyd and John Belushi, aka The Blues Brothers (Jake and Elwood), hit the two-million-dollar sales mark with their LP, "Briefcase Full of Blues". http://www.amazon.com/exec/obidos/ASIN/B000002J5M/ inktomi-musicasin-20/ref%3Dnosim/104-6431180-5019133 http://www.briefcaseblues.com/ 1986---Top Hits True Colors - Cyndi Lauper Typical Male - Tina Turner I Didn't Mean to Turn You On - Robert Palmer Cry - Crystal Gayle 1996- IBM subsidiary Lotus said it would include a Web browser in its Lotus Notes software, a popular groupware program that allowed users to share data and collaborate on documents. The browser would allow users to store Web pages and work with them offline. In a surprise takeover, IBM had purchased Notes in July 1995, in an attempt to shore up its offerings in networking and Internet software. The takeover was the largest-ever deal for a software company. Companies such as System1,later to become CapitalStream, partnered with Lotus notes and offered a “seamless” technology from application to funding and documents via the Web through Nation's Capital ( never got off the prototype stages as leasing companies fought having their documents shared in System1 software.) 2001- Matt Williams becomes the first player in World Series history to hit home runs with three different teams. He homered in the Fall Classic for the Indians in 1997 and the Giants in 1989. ------------------------------------------------------------- SuDoku The object is to insert the numbers in the boxes to satisfy only one condition: each row, column and 3x3 box must contain the digits 1 through 9 exactly once. What could be simpler? http://leasingnews.org/Soduku/soduko-main.htm -------------------------------------------------------------- Daily Puzzle How to play: Refresh for current date: -------------------------------------------------------------- 
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