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######## surrounding the article denotes it is a press release, it was not written by Leasing News nor has the information been verified, but from the source noted. When an article is signed by the writer, it is considered a byline. It reflects the opinion and research of the writer.

Hiring in the Equipment Leasing and Finance Business
in a Tough Interest Rate Environment
By Ken Lubin, ZRG Partners, Managing Director

As interest rates present uncertainties and challenges to financial markets, the equipment leasing and finance industry grapples with the ripple effects. Admit this; hiring decisions can be both a strategic advantage and a vulnerability.

Overview of the Equipment Leasing and Finance Business Functionality:

Functionality. This industry facilitates businesses in acquiring essential equipment without the financial burden of outright purchases. Through leasing or financing, companies can spread costs over time, ensuring they aren't hamstrung by capital constraints.
Market Dynamics: As many enterprises lean towards operational expenditures over capital expenditures, the equipment leasing and finance business sees consistent demand. However, interest rates significantly impact leasing costs, influencing customer decisions.

The Impact of Interest Rates on the Sector

Leasing Appeal: In rising interest rate scenarios, fixed-rate lease payments become more appealing. Unlike variable-rate loans, where costs can escalate, leases offer payment predictability.
Profit Margin Dynamics: For leasing firms, interest rate hikes can squeeze margins. Balancing competitive customer rates while maintaining profitability becomes a daunting challenge.

Benefits of Hiring in this Environment

Attracting Experienced Talent: Economic volatility o en makes professionals gravitate towards stability. Established firms, Demonstrating resilience, become magnets for talent that can
navigate economic fluctuations.
Innovation and Diversification Fresh perspectives from new hires can be invaluable. They might introduce innovative financing structures, digital solutions for customer interface, over implication strategies to tap into new market segments.
Market Expansion: In rising rate environments, some markets remain less sensitive than others. Hiring professionals with experience in these niches can allow a company to expand its footprint and hedge against the more sensitive sectors.

Ken Lubin, Managing Director
ZRG Partners, LLC
Americas I EMEA I Asia Pacific
C: 508-733-4789
klubin@zrgpartners.com
https://www.linkedin.com/in/klubin

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Top Ten Leasing News Read by Readers
October 9 - October 13

(1) New Hires/Promotions in the Leasing Business
and Related Industries
https://leasingnews.org/archives/Oct2023/10_13.htm#hires

(2) New Hires/Promotions in the Leasing Business
and Related Industries
https://leasingnews.org/archives/Oct2023/10_11.htm#hires

(3) The More Chances You Take
The Luckier You Become
https://leasingnews.org/archives/Oct2023/10_11.htm#chances

(4) Highlights from NEFA Funding Symposium
By Mel Vinson, CLFP
https://leasingnews.org/archives/Oct2023/10_11.htm#nefa

(5) Artificial Intelligence (AI): Friend or Foe
for Finance and Leasing?
By Kenneth C. Greene, Esq., Leasing News Emeritus
https://leasingnews.org/archives/Oct2023/10_09.htm#ai

(6) What Drove Online Used Car Marketplace
Shift Technologies to File for Bankruptcy
By Matthew W. Daus, Esq.
https://leasingnews.org/archives/Oct2023/10_13.htm#what

(7) Say Goodbye Forever: These Chains
Closing Locations In 2023
https://shebudgets.com/news/stores-closing/

(8) CLFP Foundation Adds 18 New CLFPs
With Photographs
https://leasingnews.org/archives/Oct2023/10_09.htm#clfp

(9) Cannabis Expert David Rabinowitz Questions News Report
On Georgia Pharmacies Dispensing Medical Marijuana
https://leasingnews.org/archives/Oct2023/10_13.htm#questions

(10) New CLFP Program Online
to Become Certified Leasing and Finance Professional
https://leasingnews.org/archives/Oct2023/10_09.htm#clfp2

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Tips for the New Road Warrior

Sales Makes It Happen by Jim Acee

Congratulations, you got the new job/promotion as an outside sales rep. Along with the new job comes the not so glamorous road warrior life style.

This is not one of those articles extolling the virtues of working out or eating healthy while on the road.

Below are small tips I learned over 30 years spent as a fellow road warrior. They will hopefully ease some of the aggravation and time waste that comes with hitting the road each week.

Get the airline credit card: Assuming you don’t have airline status yet (silver/gold/platinum) on your hometown airline, get their airline credit card. It’s worth the extra $35-$75 you will pay annually for the card, even if you don’t use it. It will allow you to board early enough to get your bags in the overhead and on the off chance you will have to check it a bag, it’s free.

Keep business expenses/reimbursements separate: Dedicate a credit card to business expenses only. Open a separate checking account just for business expenses to be deposited. Keeping your business expenses and reimbursements separated from your personal accounts will help make sure you are getting reimbursed for all expenses.

Purchase a business card import app: Spend the $5 to purchase a phone app like SamCard to import business cards into your contacts. It will save you a lot of time typing information into Outlook and/or your CRM systems

TSA PreCheck Known Traveler: Sign up for the TSA PreCheck https://www.tsa.gov/precheck . It’s worth the one-time $85 fee and will save you time and aggravation at the airport

Avoid tourists – Fly early morning, after 5PM and No Fridays: One of the biggest aggravations of weekly business travel is tourists. They take forever to board the plane, jam far too much crap in the overhead, insist on talking to you/others during the flight and complain the loudest when the plane boards 15 minutes late. Avoid the tourist by flying before 8AM, after 5PM and never fly on Fridays or weekends.

Avoid Chicago connection: Listen, I don’t have a problem with Chicago, just their airport. If you have business in Chicago, great, but avoid connections through there to other destinations at all costs. If you are going to have problems with a missed connection due to a late arrival or cancellation due to weather any time of the year, it’s going to be in Chicago. Opt for Atlanta, Dallas or even Minneapolis, but never Chicago.

Don’t fly home the week before President’s Day holiday: If your Thursday flight home, before the President’s holiday, gets cancelled due to weather, chances of you getting on another flight before Saturday afternoon is slim. All flights are sold out because everyone is heading out of town for the long weekend. I speak from experience on this one…I’ve spend 3 President holiday weekends unable to get home because I could not get flights until Sunday morning after Thursday snow storms in Newark, Boston and Chicago.

Join the car rental, hotel, airline club: Joining the respective clubs will save you time when booking reservations. In the case of hotels and rental cars you may be able to skip the lines at the check in counters completely with companies like Marriott online check-in or Hertz (Gold Club).

Pay for a good roller bag: Spend the $500 for a good bag. The cheap ones won’t hold up to being jammed in overheads or worse yet, the gorillas unloading checked bags.

Don’t unpack: Items like toiletries, belts, ties (in a tie folder) that you use each week should stay in your bag. Buy duplicates if necessary. You should only have to pack the clothes you are wearing that week.

Always carry-on: Even the occasional flyer knows that waiting for checked bags is painful. I can’t speak for women, but men can pack for a whole week in just one roller bag. If you wear one suit/sport coat on the plane and pack a second, everything should fit in your carry-on.

Pack clothes in dry cleaner bags: Put one dry cleaner bag over your shirts and another over your suits/sport coats before jamming them into your suitcase. The dry cleaner bags will keep everything from getting wrinkled beyond recognition.

Carry stain remover: If you are a slob like me, there’s no sense in ruining another dress shirt. Put a few dabs of stain remover on the stain and run it under water before you throw it in your bag. Otherwise, you will forget it and the dry cleaner never seems to get out the stain completely.

Same socks: Buy 5 pairs of the same blue or black socks. That way you won’t feel like an idiot, when sitting in the reception area waiting for your appointment you notice that you have on one black and one blue sock.

Golf clubs – 2 rounds: Don’t drag your golf clubs on the plane you unless you are playing at least 2 rounds. Call ahead and reserve a set of premium rentals at the golf club (chances are they’re better than your set anyhow). Besides, you will be able to blame the unfamiliar clubs when you shoot that 105.

Sleep on the side away from the TV: The side of the bed toward the TV is where everyone sleeps and the mattress sags. Sleep on the other side of the bed, you will find it more comfortable.

Always check iron first: Before you touch that hotel iron to your nice white shirt, crank it up on high and hit the steam button to blow out all of the rust and other burnt goodies onto a towel.

The little arrow on the gas gauge: Wondering which side the gas fill-up is on your rental car? Just look down at the gas gauge. There is a little arrow that points to the side of the fill up.

Always get two key cards: The first one never seems to work. It will save you from schlepping back to the front desk to get a new key.

Steam clothes in shower: An easy way to get wrinkles out of clothes is to steam everything in the shower the night before your appointment. Hang your clothes on the shower rod, crank the shower on hot and close the bathroom door. Let everything steam for an hour. Voila, no wrinkles.

Look around one last time:I wish I had a dime for every phone charger cord or receipt I’ve left in a hotel room or rental car.

This was written for Leasing News by Jim Acee several years ago, but is worth repeating, especially for new readers. Jim is now retired, he wrote in LinkedIn, "...and gone fishing, hunting, and golf too!“

He worked last for Bank of the West, before that many years at DLL, then wells Fargo.
https://www.linkedin.com/in/jim-acee-578a03b/details/experience/

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##### Press Release ############################

ELFA Releases Two New Studies of Compensation
Trends in the Equipment Finance Industry

Study survey results focus on cross-section of equipment finance industry and small and medium sized companies

WASHINGTON, D.C., - Compensation in the equipment finance industry returned to steady increases in 2022, according to the 2023 Equipment Leasing and Finance Compensation Survey, one of two new studies released today by the Equipment Leasing and Finance Association (ELFA). Along with the 2023 Small and Medium Enterprise Compensation Survey, the surveys are part of the Knowledge Hub, ELFA’s source for business intelligence on the equipment finance industry.

2023 Equipment Leasing and Finance Compensation Survey

The 2023 Equipment Leasing and Finance Compensation Survey measures compensation rates for the 2022 fiscal year as reported by more than 80 equipment finance companies representing a cross section of the equipment finance sector, including independent, bank and captive equipment finance companies. Firms provided data for more than 90 executive, front-office and support positions and 10 levels of seniority, including a breakdown of salary (for 2022 and 2023), incentives (including cash bonuses and commissions), long-term awards and total compensation by company type. The survey is a collaborative initiative between ELFA and McLagan, a performance/reward consulting and benchmarking firm for the financial services industry. Highlights include:

Total Compensation: Total compensation increased on a year-over-year basis for most functions and levels. On a “same store” basis (constant incumbents in multiple survey years), total compensation was up approximately 3-5% at median for key revenue-generating functions from 2021 to 2022.
Salary: On a “same store” basis, salaries for origination roles increased (~3%) at the median from Entry through Advanced levels. Base salaries remained flat at more senior levels.
Differences by Level: Total compensation increased ~2-3% across all levels from the Entry through Managing Expert levels at the median. At the high end of the market (75th percentile), total compensation increased ~5%.
Leadership: At the Executive level, cash bonuses for the 2022 performance year accounted for 36% of Executive compensation while long-term awards accounted for 29%. Total incentives (both cash bonus and long-term awards) were 155% of salary at median.

2023 Small and Medium Enterprise Compensation Survey

The 2023 Small and Medium Enterprise Compensation Survey reveals trends in pay—including salaries, bonuses, benefits and commission—at bank, captive and independent equipment finance companies. The report is based on a survey of ELFA member companies conducted by Vault Consulting, LLC. A total of 39 companies participated in the survey. The respondents reported 790 employees for 20 specialized revenue and support positions, ranging from CEO to collections staff to sales staff. The data are displayed by company type, new business volume, region and market segment. Highlights from the survey include:

The five highest paid positions, based on average total compensation, were CEO/President, Head of Sales, CFO, Senior Sales Representative and Head of Credit. Total compensation is based on average base salary and average bonus/commission.
Compared to the last SME Compensation Survey in 2022, the average total compensation of the top five positions changed by the following percentages: CEO/President +1%; Head of Sales -8%; CFO -15%; Senior Sales Representative +43%; and Head of Credit +14%.
A bonus/commission was reported for 82% of the submitted employees. A total of 88% of sales staff received a bonus/commission, and 5% of companies reported commission only sales staff.
The top quantitative factor used to determine executive leadership incentives was profitability (83%) and the top qualitative factor was managerial effectiveness (64%).

Learn More

For a complete copy of the 2023 Equipment Leasing and Finance Compensation Survey report, please visit https://bit.ly/2023ELFACompSurvey or contact Bill Choi at bchoi@elfaonline.org.

Note: Survey results are only available for purchase by firms who commit to participation in the 2024 survey. All participating firms are required to sign a non-disclosure agreement with McLagan for data privacy purposes.

Participation in the 2023 Small and Medium Enterprise Compensation Survey is a benefit of ELFA membership, and ELFA member respondents receive a complimentary copy of the report. Non-respondents may purchase a copy from the ELFA website at https://bit.ly/2023ELFASMESurvey.

Learn more about the Knowledge Hub, ELFA’s source for business intelligence on the equipment finance industry, at www.elfaonline.org/KnowledgeHub.

About ELFA
The Equipment Leasing and Finance Association (ELFA) is the trade association that represents companies in the $1 trillion equipment finance sector, which includes financial services companies and manufacturers engaged in financing capital goods. ELFA members are the driving force behind the growth in the commercial equipment finance market and contribute to capital formation in the U.S. and abroad. Its 580 members include independent and captive leasing and finance companies, banks, financial services corporations, broker/packagers and investment banks, as well as manufacturers and service providers. ELFA has been equipping business for success for more than 60 years. For more information, please visit https://www.elfaonline.org/

### Press Release ############################

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This Day in History

    1492 - Columbus' fleet anchored at "Fernandina" (Long Island, Bahamas).
    1629 - The Virginia General Assembly enacted a law to limit the planting of tobacco in an attempt to control the price of the export to Europe. More slaves were “imported” as Virginia’s main economy was becoming the growing and selling of tobacco.
    1701 - The Collegiate School was founded at Branford, CT by Congregationalists dissatisfied with the religious atmosphere at Harvard.   In 1716, the school was moved to New Haven, where it became Yale College, named after Elihu Yale, a governor of the East India Company. The first degrees were awarded in 1716. Yale became a university in 1887. Founded as a school for men, Yale began admitting women undergraduates in 1969.
    1758 - Birthday of Noah Webster (d. 1843), West Hartford, CT. American teacher and journalist whose name became synonymous with the word “dictionary” after his compilations of the earliest American dictionaries of the English language.
    1775 – Portland, ME is burned by the British.
    1780 – Royalton and Tunbridge, VT are the last raids of the revolutionary War.
    1781 - General Cornwallis was finding no way out from Yorktown siege. At about 4:00 A.M., Lt. Colonel Robert Abercromby led 350 British troops on a sortie to spike allied guns now in position on the second parallel. Abercromby was able to spike four guns after pretending to be an American detachment. Moving to another position along the parallel, the British were this time driven back to their lines by a French covering party. However, they had managed to spike two more guns, but the allies were able to get all the spiked guns back into action within six hours. That evening, General Cornwallis attempted to ferry across the York River to see about fighting his way out by way of Gloucester, but a storm frustrated these efforts. October 16 is generally recognized as the day George Washington captured Yorktown, all but ending the Revolutionary War, although Cornwallis would not formally surrender until October 19, 1781.
    1829 - The Tremont Hotel opened in Boston. Heralded as the first modern hotel in America, each of the Tremont's luxurious 170 rooms went for $2 a day. The price included four meals. It also boasted being the first hotel with indoor plumbing in 1869.
    1846 - Dr. John Collins Warren gave the first demonstration of painless surgery using a drug supplied by William Thomas Green Morton, a dentist of Charleston, MA. Morton was refused admission to hospitals until he divulged the name of the secret drug, which was sulfuric ether. Although he is credited with the discovery of anesthetics, 8 or 10 others have also claimed this honor.
    1847 - Charlotte Bronte's book "Jane Eyre" is published.
    1848 – The first homeopathic medical college in the US opens in Pennsylvania at Drexel University.
    1849 - Birthday of George Washington Williams at Bedford Springs, Pa. Early African-American historian and founder of two African-American newspapers: "The Commoner" in Washington, DC, and Cincinnati's "The Southern Review."
    1858 - Henry Wadsworth Longfellow published “The Courtship of Miles Standish,” a narrative poem about romance among the Pilgrims. The story is not accurate and an exaggeration, basically made up by Longfellow, who took much of the plot from a German poem of another man who asks another for marriage and the lady says, “Why not speak for yourself?” It has been repeated so many times people believe it is a true story. It is not. The same is true with his most famous poem,” The Midnight Ride of Paul Revere.”   Revere never reached his destination. He was one of three riders who tried. Only Dr. Samuel Prescott reached Concord, where he delivered the warning, "The British are Coming!" And when the British came to Concord, the Americans were ready.
    1859 - The federal arsenal at Harpers Ferry, VA (now in W.Va.) was seized by John Brown and 21 followers. Brown wanted to establish an abolitionist republic in the Appalachians and to fight slavery with fugitive slaves and abolitionist whites. On Dec. 2, he was hanged at Charles Town, also now W.Va., for murder, conspiracy, and treason against Virginia. In the South, he was thought of as a murderer and traitor who deserved the gallows, but in the North, his gibbet was described as “the cross of a martyr.” Slave owners in the South had been chasing runaways in “free” states and territories. They were raiding cities. John Brown survived one of the raids. There were border wars and skirmishes between armed raiders and unarmed small towns. Violence was riff in many areas. In Concord, Mass, Henry David Thoreau wrote of Brown: “When a government puts forth its strength, to kill the liberators of the slave, what a merely brute…force it is seen to be.” Lincoln was philosophical and brooded over the fates of historical zealots who had taken it upon themselves to end oppression. Longfellow sounded a prophetic note: “This will be a great day in our history, the date of a new revolution…As I write, they are leading old John Brown to execution…This is sowing the wind to reap the whirlwind, which will soon come.”
http://memory.loc.gov/ammem/today/oct16.html
    1863 - After his impressive victory taking Vicksburg, Ulysses S. Grant, a brigadier general of the militia, was appointed a general in the regular army and with the subsequent reorganization of the departments of war in this area, Grant's first priority was to save the besieged and starving Union troops at Chattanooga, Tennessee.
    1867 – Alaska adopts the Gregorian calendar and crosses International date line. The United States purchased it from Russia on March 30, 1867 for $7.2 million
    1868 - America's first department store, Zion's Co-Operative Mercantile Institution, was opened in Salt Lake City, Utah and is still operating there. It was founded under the direction of Brigham Young.
    1875 – Brigham Young University is founded by The Church of Jesus Christ of Latter Day Saints in Provo, UT.
    1876 - Race riot at Cainhoy, South Carolina. Five whites, one black killed.
    1880 - A blizzard struck eastern South Dakota and southern Minnesota blocking railroads. Snow drifts remained throughout the following very hard winter
    1882 – The first trains travel over the Nickel Plate Railroad, completed along the South Shore of the Great Lakes connecting Buffalo and Chicago.
    1888 - Birthday of American playwright Eugene O'Neil (d. 1953) at New York, NY. O'Neill began writing plays in his 20s, while recovering from tuberculosis at a Connecticut sanitarium. His first full-length play, “Beyond the Horizon,” won the Pulitzer Prize in 1920. He wrote more than 30 plays during his career. His major works included “Mourning Becomes Electra” (1931), “The Iceman Cometh” (1946), and “Long Day's Journey into Night” (posthumously, 1956). The Eugene O'Neill National Historic Site, located in Danville, CA, preserves Tao House, the hillside home of America's only Nobel Prize-winning playwright, where O'Neill and his wife lived from 1937 to 1944.  http://www.lucidcafe.com/lucidcafe/library/95oct/egoneill.html
    1890 - Birthday of photographer Paul Strand (d. 1976), born Brooklyn, New York.
http://www.spartacus.schoolnet.co.uk/USAPstrand.htm
http://www.masters-of-photography.com/S/strand/strand.html
    1890 - Reservation Police forcibly remove Kicking Bear from Standing Rock Agency, South Dakota, for teaching the Ghost Dance, a new Indian religion that foretold the disappearance of white people.
    1898 - Birthday of William O. Douglas (d. 1980), at Maine, MN. American jurist, world traveler, conservationist, outdoorsman and author. He served as Justice of the US Supreme Court longer than any other (36 years).
    1903 - Birthday of pianist Ford Lee "Buck" Washington (d. 1955), Louisville, KY.
    1903 - Joseph Lee "Big Joe" Williams (d. 1982) was born in Oktibbeha County, MS. Delta blues guitarist, singer and songwriter, notable for the distinctive sound of his nine-string guitar. Performing over four decades, he recorded the songs "Baby Please Don't Go," "Crawlin' King Snake" and "Peach Orchard Mama," among many others, for various record labels. He was inducted into the Blues Hall of Fame in 1992.
    1909 - Narrowly escaping an assassination attempt, US President William Howard Taft and Mexican President Profirio Diaz hold the first Mexican US summit.
    1913 - Temperatures in downtown San Francisco soared to 101 degrees.
    1916 - Margaret Sanger, Fania Mindel and Ethel Burne opened the first birth control clinic in the US at 46 Amboy Street, Brooklyn, NY. Sanger believed that the poor should be able to control the size of their families.
    1918 - NEIBAUR, THOMAS C., Medal of Honor.
Rank and organization: Private, U.S. Army, Company M, 107th Infantry, 42d Division. Place and date: Near Landres-et-St. Georges, France, 16 October 1918. Entered service at: Sugar City, Idaho. Born: 17 May 1898, Sharon, Idaho. G.O. No.: 1 18, W .D., 1918. Citation: On the afternoon of 16 October 1918, when the Cote-de-Chatillion had just been gained after bitter fighting and the summit of that strong bulwark in the Kriemhilde Stellung was being organized, Pvt. Neibaur was sent out on patrol with his automatic rifle squad to enfilade enemy machinegun nests. As he gained the ridge he set up his automatic rifle and was directly thereafter wounded in both legs by fire from a hostile machinegun on his flank. The advance wave of the enemy troops, counterattacking, had about gained the ridge, and although practically cut off and surrounded, the remainder of his detachment being killed or wounded, this gallant soldier kept his automatic rifle in operation to such effect that by his own efforts and by fire from the skirmish line of his company, at least 100 yards in his rear, the attack was checked. The enemy wave being halted and lying prone, 4 of the enemy attacked Pvt. Neibaur at close quarters. These he killed. He then moved alone among the enemy lying on the ground about him, in the midst of the fire from his own lines, and by coolness and gallantry captured 11 prisoners at the point of his pistol and, although painfully wounded, brought them back to our lines. The counterattack in full force was arrested to a large extent by the single efforts of this soldier, whose heroic exploits took place against the skyline in full view of his entire battalion.
    1921 – Given his profession, the mostly aptly-named Matt Batts (d. 2013) was born in San Antonio, TX. Bats was a backup Major League catcher for ten years.
    1923 – The Walt Disney Company was founded by Walt and Roy Disney as the Disney Brothers Cartoon Studio and established itself as a leader in the American animation industry.
    1925 - Birthday of Dame Angela Lansbury, Regents Park, London, England. Anglo-American actor of stage, screen and television. She won Tony awards in 1966, ‘69, ‘74, and ‘79 for her many wonderful musicals and plays on Broadway and garnered multiple Emmys for her work on TV in the long running, “Murder, She Wrote.”   Lansbury was nominated for three Academy Awards and set the standard for evil mothers in “The Manchurian Candidate” (1962).
    1925 – A Texas school board prohibits the teaching of evolution.
    1926 – Rock ‘n’ roll Hall of Famer Chuck Berry (d. 2017) was born in St. Louis. One of the pioneers of rock ‘n’ roll music in the 1950s, Berry scored with hits like "Maybelline" (1955), "Roll Over Beethoven" (1956), "Rock and Roll Music" (1957), “School Day” (1957), “Sweet Little Sixteen” (1958) and "Johnny B. Goode" (1958), the former two being reprised as Beatles hits in the 1960s. Berry refined and developed rhythm and blues into the major elements that made rock ‘n’ roll distinctive, with lyrics focusing on teen life and consumerism and utilizing guitar solos and showmanship, (his famous duck walk) that would be major influences on subsequent rock music. Berry was among the first musicians to be inducted into the Rock and Roll Hall of Fame on its opening in 1986. John Lennon once said, “…if you tried to give rock and roll another name, you might call it 'Chuck Berry'…”
    1926 – Charles Dolan was born in Cleveland, OH. He founded HBO and Cablevision.
    1928 - Marvin Pipkin of the Incandescent Lamp Department of General Electric Company at Nela Park, OH, received a patent for an electric light bulb frost on the inside. Inside-frost bulbs have a number of distinct advantages over outside-frost bulbs, among which are less absorption of light and less collection of dust, allowing the bulb to last longer and retain its illumination. The light was also easier on the eyes.
    1930 - Lionel Hampton cuts first vibes solo with Hite Band, “Memories of You,” Okeh Records.
    1931 - Trunk murderess Winnie Ruth Judd allegedly chops her first body. This becomes one of the biggest crime stories of its day as newspapers reader learn about Winnie Ruth Judd chopping up two girlfriends, packing their pieces into two trunks and a suitcase, and shipping them off to Los Angeles. Judd escaped seven times from the mental hospital where she was sent. On one occasion, she walked across the desert for seven days. The last time she escaped she eluded police for seven years.
http://www.crimelibrary.com/classics3/judd/4.htm
http://www.goodbyemag.com/sep98/judd.html
    1931 – Watergate co-conspirator turned born-again evangelist Charles Colson was born in Boston. Colson died in 2012.
    1937 - An unlikely winter-like storm produced as much as ten inches of snow in Minnesota and Iowa.
    1940 - Benjamin Oliver Davis Sr. named first black general in regular Army (later to become the Air Force).
http://search.eb.com/blackhistory/micro/720/95.html
http://www.ecctai.com/bodavis/index.html
    1940 – A lottery was held for the first draft for World War II
    1940 – Birthday of former Major Leaguer and NBA Hall of Famer Dave DeBusschere (d. 2003) in Detroit. He pitched for the White Sox in 1962-3 and played for the Detroit Pistons in the winter, one of 12 players to accomplish this. He was traded to the New York Knicks where he became part of the 1970 and 1973 NBA champs.
    1942 - BAUER, HAROLD WILLIAM, Medal of Honor.
Rank and organization: Lieutenant Colonel, U.S. Marine Corps. Born: 20 November 1908. Woodruff, Kans. Appointed from: Nebraska. Citation: For extraordinary heroism and conspicuous courage as Squadron Commander of Marine Fighting Squadron 212 in the South Pacific Area during the period 10 May to 14 November 1942. Volunteering to pilot a fighter plane in defense of our positions on Guadalcanal, Lt. Col. Bauer participated in 2 air battles against enemy bombers and fighters outnumbering our force more than 2 to 1, boldly engaged the enemy and destroyed 1 Japanese bomber in the engagement of 28 September and shot down 4 enemy fighter planes in flames on 3 October, leaving a fifth smoking badly. After successfully leading 26 planes on an over-water ferry flight of more than 600 miles on 16 October, Lt. Col. Bauer, while circling to land, sighted a squadron of enemy planes attacking the U.S.S. McFarland. Undaunted by the formidable opposition and with valor above and beyond the call of duty, he engaged the entire squadron and, although alone and his fuel supply nearly exhausted, fought his plane so brilliantly that 4 of the Japanese planes were destroyed before he was forced down by lack of fuel. His intrepid fighting spirit and distinctive ability as a leader and an airman, exemplified in his splendid record of combat achievement, were vital factors in the successful operations in the South Pacific Area.
    1942 – The National Boxing Association freezes the titles of those serving in the armed services.
    1943 - Chicago Mayor Ed Kelly opens the city's new subway system.
    1943 – Rock bassist/vocalist Fred Turner of Bachman-Turner-Overdrive was born in Winnipeg.
    1944 - The novel "The Robe," by Lloyd Douglas, was published. Nine years later, the book became a movie that won three Academy Awards. It is annually seen on television around the Easter holiday.
    1946 - 10 Nazi leaders were hanged as war criminals after the Nuremberg trials.
    1946 – Actress Suzanne Somers was born Suzanne Marie Mahoney in San Bruno, CA.
    1947 - Woody Herman's second Herd debuts at Municipal Auditorium, San Bernardino , CA
    1947 - Bob Weir, guitarist and vocalist for the Grateful Dead, is born, San Francisco.
    1954 - Two weeks after his appearance at Nashville's Grand Ole Opry, Elvis Presley performs on the Country music radio program, “Louisiana Hayride”, broadcast live on KWKH in Shreveport. After an enthusiastic reception from the audience, Presley is booked to appear every week for a year at $18 per show. His sidemen, Bill Black and Scotty Moore are paid $12 each.
    1956 - Top Hits
“Honky Tonk (Parts 1 & 2)” - Bill Doggett
“Just Walking in the Rain” - Johnnie Ray
“Love Me Tender” - Elvis Presley
“Hound Dog/Don't Be Cruel” - Elvis Presley
    1956 - "Love Me Tender" with Elvis Presley premieres
    1957 - Sam Cooke's "You Send Me" is released by Keen Records. The single will be his biggest hit selling two-and-a-half million copies.
    1957 - Queen Elizabeth and Prince Philip visit Williamsburg Virginia
    1958 - “Ebby Calvin ‘Nuke’ LaLoosh” was born Tim Robbins in West Covina, CA. His dad, Gilbert Lee Robbins, was one of The Highwaymen who rose to the charts in 1962 with “Michael, Row the Boat Ashore.” Long relationship with actress Susan Sarandon, with whom he starred in “Bull Durham” (1988), ended in 2009. Robbins also had notable performances in “The Shawshank Redemption” (1994) and “Mystic River” (1993).
    1960 – The National League votes to place new teams in Houston and New York City. The Houston Colt 45s became the Astros when the team moved into the Astrodome. The New York Metropolitans remain as New York’s other Major League team.
    1962 - Cuban missile crisis began as President John F. Kennedy is briefed on the presence of missiles in Cuba, evidenced by U2 flights that photographed them there two days prior. On October 22, he addresses the public on television and on October 24, authorizes a blockade of offensive weapons to Cuba.
http://www.ecsu.ctstateu.edu/depts/edu/textbooks/cuban.html
http://www.tamu.edu/scom/pres/speeches/jfkcuban.html
    1962 – The San Francisco Giants narrowly miss winning the World Series as Bobby Richardson of the Yankees snared Willie McCovey’s screaming line drive as the final out with the tying and winning runs in scoring position. The Yankees won the Series 4 -3, thereby winning their ninth World Series in the last 14 years.
    1962 – Birthday of NBA big man, Manute Bol (d. 2010), who at 7’7” was one of the tallest men ever to play in the NBA. Bol was born in The Sudan.
    1963 – The last issue of The New York Mirror is published.
    1964 - Top Hits
“Oh, Pretty Woman” - Roy Orbison
“Do Wah Diddy Diddy” - Manfred Mann
“Dancing in the Street” - Martha & The Vandellas
“I Guess I'm Crazy” - Jim Reeves
    1965 - Tribute to Dr. Strange: Jefferson Airplane, the Charlatans, the Marbles, Great Society appear at the San Francisco Longshoreman's Hall
Artist: Ami Magill’ This was the First Dance Concert ever held under the sponsorship of the Family Dog at the octagonal meeting hall of the International Longshoremen's and Warehousemen's Union near Fishermen's Wharf. It was billed as "A Tribute to Dr. Strange," and featured the Jefferson Airplane, the Charlatans, the Great Society, and ?the Marbles [who later metamorphosed into the Loading Zone]. A light show was operated by Bill Ham. Reference/Source: Charles Perry, “The Haight Ashbury: A History”
    1965 - First Rock Dance Concert. The first rock dance concert ever
    1966 - Grace Slick makes her first appearance with the Jefferson Airplane at the Fillmore West in San Francisco. She replaces Signe Toly Anderson, who left the band to have a baby.
    1967 - Joan Baez and 123 other anti-draft demonstrators are arrested for blocking the entrance to the Oakland, California Armed Forces Induction Center. They are jailed for ten days.
    1968 - At the Mexico City Summer Olympics, American sprinters Tommie Smith and John Carlos, winners of the gold and bronze medals, respectively, in the 200-meter run, raised their black-gloved fists in a black power salute during the medal presentation to call attention to racism and poverty in the United States. Two days later, the pair was suspended by the US Olympic Committee and sent home.
    1969 - The “Miracle” New York Mets defeated the Baltimore Orioles, 5-3, to win the World Series, four games to one. Prior to the 1969 season, the Mets had never won more than 73 games. Their regular season victories and triumphs over the Atlanta Braves in the first-ever NLCS and the Orioles are regarded to be among recent baseball history's more improbable occurrences. “You Gotta Believe” became the catchword for New York Met fans.
    1969 - Trumpet Player Roy Hargrove born Waco, Texas
http://www.jazztrumpetsolos.com/Roy_Hargrove_Biography.asp
    1971 - Issac Hayes' "Theme from Shaft" is released.
    1972 - Creedence Clearwater Revival breaks up
    1974 - Oakland A's pitcher, Ken Holtzman, who hasn't batted all season, belts a 3rd inning home run in Game 4 and gets the win, 5-2. The A’s would go on to win their third consecutive World Series, defeating the LA Dodgers in five games.
    1976 - Memphis, TN disc jockey Rick Dees and his ‘Cast of Idiots' made it all the way to number one on the "Billboard Hot 100" with the immortal "Disco Duck (Part 1)". Dees today is a disc jockey in Los Angeles and is hosting several varieties of the "Weekly Top 40" show, syndicated around the world.
    1976 - Stevie Wonder's album, "Songs in the Key of Life" wound up at number one in the U.S. Hits on the album included "Sir Duke," "Isn't She Lovely" and "I Wish;" the double-album stayed at #1 for 14 weeks. Other tracks: "Love's in Need of Love Today," "Have a Talk with God," "Village Ghetto Land," "Contusion," "Knocks Me Off My Feet," "Pastime Paradise," "Summer Soft," "Ordinary Pain," "Saturn," "Ebony Eyes," "Joy Inside My Tears," "Black Man," "Ngiculela - Es Una Historia"/"I Am Singing," "If It's Magic," "As," "Another Star," "All Day Sucker," "Easy Goin' Evening (My Mama's Call)."
    1980 - Top Hits
“Another One Bites the Dust” - Queen
“Woman in Love” - Barbra Streisand
“Late in the Evening” - Paul Simon
“Loving Up a Storm” - Razzy Bailey
    1981 - Harvey Fierstein's "Torch Song Trilogy," premieres in New York City
     1982 - RCA Records releases Daryl Hall and John Oates' "H2O" which will match the spectacular performance of their last album, "Private Eyes," going to Top Five on the pop LPs chart and yielding two hits: "Man-eater" and "One on One."
    1982 – US Secretary of State George Schultz warns the UN that the US will withdraw if it votes to exclude Israel.
    1985 - Intel unveiled a 32-bit microprocessor, the 386. Although other chip makers had already unveiled this new, more powerful chip technology, Intel's introduction of the 32-bit chip was more significant because the company held eighty-five percent of the market for less powerful processors
    1986 - Chuck Berry celebrated his 60th birthday with a concert in his home town of St. Louis at the Fox Theatre. The show was organized by Keith Richards of The Rolling Stones and the concert was used in a documentary titled, "Hail! Hail! Rock 'N' Roll," an overview of Berry's career by Director Taylor Hackford. Among the stars in the film tribute: Roy Orbison, Eric Clapton, Linda Ronstadt, Etta James, Julian Lennon, and Joe Walsh (Eagles).
    1986 - U.S. government closes down due to budget problems
    1987 - Ten cities in the southeastern U.S. reported record low temperatures for the date. The low of 34 degrees at Augusta, GA marked their third straight morning of record cold. A cold front brought showers and thunderstorms to parts of the central U.S. Lightning struck a bull and six cows under a tree near Battiest, OK. (The National Weather Summary)
    1987 – 18-month-old Jessica McClure rescued 58 hours after falling 22' into a well shaft.
http://www.freep.com/news/nw/qjess14.htm http://www.texasmonthly.com/mag/issues
/2001-09-01/texana10.php
    1987 – Reviving fears of a 1929 redux, for the first time in history, the Dow Jones Industrial Average falls more than 100 pts (108.35).   A record 338,500,000 shares are traded on the New York Stock Exchange.
    1988 - Late afternoon thunderstorms produced severe weather in southwestern Lower Michigan and northern Indiana. One thunderstorm spawned a tornado north of Nappanee, IN which caused half a million dollars damage. Six cities in California reported record high temperatures for the date. The afternoon high of 100 degrees at Red Bluff, CA was the latest such reading of record for so late in the autumn season.
    1988 – LA Dodgers pitcher Orel Hersheiser becomes the first to pitch shutouts in the playoffs and World Series (game 2)
http://www.baseball-almanac.com/ws/yr1988ws.shtml
http://www.sportingnews.com/archives/worldseries/1988.html
    1988 - Top Hits
“Red Red Wine” - UB40
“Groovy Kind of Love” - Phil Collins
“What's on Your Mind (Pure Energy)” - Information Society
“Streets of Bakersfield” - Dwight Yoakam & Buck Owens
     1989 - Heavy snow blanketed the foothills of Colorado . Up to three inches was reported around Denver. Echo Lake was buried under nineteen inches of snow. Temperatures again warmed into the 80s and lower 90s in the eastern and south central U.S. Thirteen cities reported record high temperatures for the date, including Atlantic City, NJ with a reading of 84 degrees.
    1990 - In Game 1 of the World Series, Oakland’s ten-game post-season winning streak ends as the Reds beat the A's, 7-0. Reds outfielder Eric Davis becomes the 22nd player to hit a homer in his first Fall Classic at-bat. The Reds went on to upset the heavily-favored A’s in a sweep. Opposing managers Lou Piniella of Cincinnati and Tony LaRussa of Oakland played American Legion ball in Tampa as kids.
    1990 - U.S. forces reach 200,000 in Persian Gulf.
    1991 - George Jo Hennard, 35, kills 23 and himself and wounds 20 in Texas
    1992 – Phillies OF Bryce Harper was born in Las Vegas.
    1995 - Over 800,000 black men attend the Million Man March in Washington D.C.
    1996 – “Get on the Bus,” Spike Lee's critically acclaimed, highly energized film about a busload of black men heading from Los Angeles to the "Million Man March" in Washington, D.C., debuted in United States theaters. Ossie Davis gave an outstanding performance as Jeremiah, the senior member of the group. For the "exemplary ensemble acting of the whole team," the film received a Berlin International Film Festival special mention award.
    1998 - Hackers broke into America Online and altered the online service's Internet address. Millions of e-mail messages were misdirected as a result.
    2003 - In Game 7 of the ALCS, thanks to Aaron Boone's 11th inning home run at The Stadium, the Yankees capture their 39th American League pennant beating the Red Sox, 6-5. The defensive replacement becomes the fifth player to end a post-season series with a homer joining Bill Mazeroski ('60 Pirates, WS Game 7 vs. Yankees), Chris Chambliss ('76 Yankees, ALCS Game 5 vs. Royals), Joe Carter ('93 Blue Jays, WS Game 6 vs. Phillies) and Todd Pratt ('99 Mets, NLDS Game 4 vs. Diamondbacks). Thus, Boone joined Bucky Dent and Joe DiMaggio as ‘favorite’ Yankees among Red Sox fans. Boone became Yankees manager for the 2018 season and remain so.
    2005 - For the first time since 1959 making the 46-year absence between Fall Classic appearances the longest in big league history, the White Sox will represent the American League in the World Series. The Pale Hoses' starting rotation throws four consecutive complete games victories against the Angels to capture the ALCS in five games earning the title ‘World Champions’ for the first time since 1917.
    2005 - San Diego Chargers running back LaDainian Tomlinson rushes for 140 yards and a touchdown, his NFL record 18th straight game with a rushing score, surpassing the mark shared by George Rogers and John Riggins (13).
    2006 - A magnitude 6.7 earthquake rocks Hawaii, causing property damage, injuries, landslides, power outages, and the closure of Honolulu International Airport.
    2008 - The first pitch a potential Game 6 of the 104th World Series between The Philadelphia Phillies and the Tampa Bay Rays will begin eight minutes later to accommodate Democrat presidential candidate Barack Obama's desire to purchase the 8-8:30 pm slot on the Fox network, the same air time the campaign has secured on CBS and NBC. The Tropicana Field game is now scheduled to start 8:35 p.m.   The Phil’s went on to win the Series in 5 games.

World Series Champions:
    1909 - Pittsburgh Pirates
    1912 - Boston Red Sox
    1962 - New York Yankees
    1969 - New York Mets
    1983 - Baltimore Orioles

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