Leasing News - information, news, education and entertainment for the commercial bank, finance and leasing industry

######## surrounding the article denotes it is a press release, it was not written by Leasing News nor has the information been verified, but from the source noted. When an article is signed by the writer, it is considered a byline. It reflects the opinion and research of the writer.

New Hires/Promotions in the Leasing Business
and Related Industries

Ian Crapper was hired as Vice President of Sales, Eastern Canada, Summit Fleet, Greater Toronto Area, where he is also located. Previously, he was National Manger, Commercial Fleet Business, Canadian Tire Corporation (January, 2022 - August, 2025); Global Director, Business Development Leasing Channel, Fleet Complete (2019 - 2020); Managing Director, Global Business Development, Donlen (June, 2017 - November, 2018); He joined Foss National Leasing , April, 2013, Vice President
Business Development, Payment Solutions, promoted Vice President Sales and Marketing (March, 2014 - May, 2017)
Full Bio:
https://www.linkedin.com/in/ian-crapper-47801a17/details/experience/
https://www.linkedin.com/in/ian-crapper-47801a17/

James Drake was promoted to Vice President of Financing, Credit & Key Accounts, Core Health & Fitness, Ponte Verde Beach, Florida, where he is also located. He joined Core as Director of Global Customer Finance (August. 2020 - September, 2025). He previously was at Navitas Credit Corporation, Vice President of Sales, Fitness and Franchise (February, 2019 - Present. He previously was Director of Sales, Reliable Capital Source, LLC (January,2009 - July, 2014); Senior Budget Development Officer, Popular Equipment Finance (June, 2007 - November, 2008).
Full Bio:
https://www.linkedin.com/in/james-drake-9913a426/details/experience/
https://www.linkedin.com/in/james-drake-9913a426/

Todd Hudson was hired as CEO, Driving Growth & innovation in Equipment Finance, Amanda Credit Group, Inc., Toronto, Ontario, Canada, where he is also located. Previously, he was CEO, Axis Auto Finance (March, 2018 - May, 2025); Chief Operations Officer, Element Financial Corporation (July, 2009 - October, 2016).
https://www.linkedin.com/in/todd-hudson-37532a84/

Danny Lebovics was hired as Managing Director, Armada Credit Group, Inc., Greater Toronto Area, Canada. He is located in Markham, Ontario, Canada. Previously, he was President of
NorthStar Leasing Corporation (August, 2014 - July, 2015); President, Multisource Capital Corporation (March, 2012 - Augusts, 2014); Senior Vice President, CIT (October, 2005 - July, 2011); SVP & General Manager, Dell Financial Services Canada Limited (October, 2005-June, 2011);. Full Bio:
https://www.linkedin.com/in/dannylebovics/details/experience/
https://www.linkedin.com/in/dannylebovics/

Elisa McKay was hired as Customer Care Application Specialist, LTi Technology Solutions. She is located in Schwenksville, Pennsylvania to work remotely. Previously, she was IT Business Analyst III, Product Owner, Truist (November, 2011 - August, 2025); Sempor Systems & App Technologist, TCF Capital Solutions, a division of TCF National Bank (February, 2021 - April, 2021). She joined Truist as Software and Applications Administrator, April, 2008, promoted Software and Applications Administrator, promoted November, 2016, ADS Senior Developer, promoted Senior Systems Analyst (September, 2018 - January, 2021). Full Bio:
https://www.linkedin.com/in/elisa-mckay-4896b492/details/experience/
https://www.linkedin.com/in/elisa-mckay-4896b492/

[headlines]
--------------------------------------------------------------

From morning cups of tea to late-night energy drinks, caffeine has become part of daily life across the globe. But how much is hidden in these drinks, and when does it become too much?

A Global Habit

Caffeine is the world’s most commonly consumed stimulant, present in coffee, tea, soft drinks, and energy beverages. Billions of people rely on it each day for focus or an energy boost.

Yet health authorities stress that safe limits are not universal. Age, body size, and metabolism all affect how much caffeine the body can handle. Children and teenagers are particularly sensitive, while most adults tolerate moderate amounts more easily.

How Popular Drinks Compare
The amount of caffeine in common drinks varies widely:

Cola (355ml): about 40mg
Black tea (250ml): around 50mg
Double espresso (60ml): 80mg
Instant coffee (250ml): 100mg
Red Bull (250ml): 80mg — about two colas or one espresso
Monster/Relentless (500ml): 160mg — equal to four colas or two espressos
Prime energy (330ml): 140mg — about three and a half colas or one and a half espressos

A single large energy drink can therefore contain as much caffeine as several cups of tea.

Children and Teenagers at Higher Risk

Health guidance around the world advises caution for younger people. Their smaller body size and developing nervous systems mean even one can of an energy drink may exceed recommended safe levels.

For teenagers, many health organizations suggest limiting caffeine to under 100mg a day — less than one can of Prime or Monster. For children, regular caffeine is often discouraged altogether.

Adults and Older People
For healthy adults, up to 400mg a day — the equivalent of four cups of coffee — is generally considered safe. But tolerance differs widely. Older people may find that caffeine affects sleep, heart rate, or anxiety more strongly.

Why Awareness Matters
As high-caffeine energy drinks grow in popularity worldwide, experts say the public should be more aware of what is inside them. A product that looks like an ordinary soft drink can contain two or three times as much caffeine.

Knowing the numbers, health authorities suggest, is the first step to safer daily choices.

Dataset

Drink Caffeine Equivalent

Can of cola (355ml) 40 mg
Mug of black tea (250ml) ~50 mg
Double espresso (60ml) 80 mg
Mug of instant coffee (250ml) 100 mg
Can of Red Bull (250ml) 80 mg
Can of Monster/Relentless (500ml) 160 mg
Can of Prime energy drink (330ml) 140 mg

Data sources
https://www.digitalinformationworld.com/2025/09/england-moves-to-block-energy-drink.html
https://www.efsa.europa.eu/en/corporate/pub/efsaexplainscaffeine150527

Vioronoi by Visual Capitalist

Leasing and Finance Help Wanted
Balboa Capital
We Are Growing Our Senior Sales Team Now

[headlines]
--------------------------------------------------------------

“Telling My Employer I am Leaving”

Career Crossroads---By Emily Fitzpatrick/RII

Question: I am taking a new position. How do I give notice to my current employer?

Answer: First, NEVER burn bridges (many of us have learned this from past experience!). Give notice in the PROPER manner.

I would suggest developing a formal resignation letter at least two weeks prior to terminating your present employment. Many resignation letters state your last day of employment and a willingness to assist in the transition process (sometimes including training a new hire to take over your duties). You may want to include a personal note thanking the employer and explaining your reasoning for your departure.

Whatever the circumstances, make sure you phrase your resignation letter in a positive way. This does not give you free reign to lay out your grievances … not appropriate! Don’t do it!

Your past employer may be called upon to provide a reference for you in the future. AND you never know if you might work with your manager (s) in the future!

Don’t burn any bridges.

Emily Fitzpatrick
Sr. Recruiter
Recruiters International, Inc.
Phone: 954-885-9241
Cell: 954-612-0567
emily@riirecruit.com
www.riicareer.com
Invite me to Connect on LinkedIn
www.linkedin.com/pub/emily-fitzpatrick/4/671/76
Also follow us on Twitter #RIIINFO
https://www.pinterest.com/recruitersinter/rii-career-services/

[headlines]
--------------------------------------------------------------

Top Ten Most Read by Readers
September 8 to September 12

(1) New Hires/Promotions in the Leasing Business
and Related Industries
https://leasingnews.org/archives/Sep2025/09_08.htm#hires

(2) New Hires/Promotions in the Leasing Business
and Related Industries
https://leasingnews.org/archives/Sep2025/09_10.htm#hires

(3) New Hires/Promotions in the Leasing Business
and Related Industries
https://leasingnews.org/archives/Sep2025/09_12.htm#hires

(4) A Classic Mexican Chain Goes Bankrupt
By Leah Groth Eat This, Not That!
https://leasingnews.org/archives/Sep2025/09_10.htm#chain

(5) Interviewer Had Concerns. Help!
Career Crossroads---By Emily Fitzpatrick/RII
https://leasingnews.org/archives/Sep2025/09_08.htm#inter

(6) Funders Taking "New" Broker Business List
Five Do Not Require that Brokers Be Licensed
https://leasingnews.org/archives/Sep2025/09_08.htm#taking

(7) CLFP Foundation Adds 15 New CLFPs
https://leasingnews.org/archives/Sep2025/09_08.htm#clfp

(8)Structure Over Pricing:
A Lesson Top Originators Never Forget
By Scott Wheeler, CLFP
https://leasingnews.org/archives/Sep2025/09_10.htm#structure

(9) Trump administration asks Congress for extra funding
in talks to dodge shutdown
https://www.washingtonpost.com/business/2025/09/09/trump-administration-budget-talks/

(10) Ask Her Anything about CLFP
Live Office Hours with Mel
Monday, September 15, 9 am PDT
https://leasingnews.org/archives/Sep2025/09_12.htm#ask

[headlines]
--------------------------------------------------------------

#####Press Release##########################

Income Tax Aspects of the Big Beautiful Bill
September 24, 2025 | 12:00pm (Mountain Time)
A Free Webinar by Sudhir Amembal
— The First One was Attended
by Over 250 Industry professionals

Newly enacted legislation creates a new and dynamic landscape for the equipment finance industry. In this 30 + minute presentation Sudhir Amembal will discuss its impact on both end users and financiers.

Webinar Outline

Section 179

Bonus depreciation
Business interest expense deduction
Impact on equipment finance products
Mitigating challenges

Do not miss this opportunity to attend and understand the consequential changes that can be used to your benefit!

Free Registration:
https://us02web.zoom.us/webinar/register/WN_SpMTe591QTe8xoEuSpxgDg#/registration

Sudhir created the first-ever equipment leasing seminar for our industry and shepherded the training for over 80,000 industry professionals. He has published 18 books for our industry. He is the recipient of numerous industry accolades: ELFA Hall of Fame inductee, Monitor Converge 2023 and 2024 MVP Behind the Scenes Nominee, Monitor 2024 Industry Icon and the first-ever honorary CLFP.

####Press Release############################

[headlines]
--------------------------------------------------------------

Conferences and Forums - Updated
Commercial Finance/Leasing Finance
Moderator: Lisa Yanskey
Vice President, Sales, MOBILEASE

September 17: Brokers Expo NYC Center, 415 Fifth Avenue in Midtown -

Full Information: https://thefundersforumbrokerexpo.com/ny/?utm_source=BENY&utm_medium=email
&utm_term=button

The Experts Want to Hear from You: https://myemail.constantcontact.com/---Don-t-Miss-O
ut--Game-Changing-Panels---Power-Networking-at-Brokers-Expo-NYC-2025---Register-Now--
-----.html?soid=1133130637774&aid=prP58Y9ItbQ

🌟 Sales Strategies That Convert in a Tight Market
🌟 What Funders Look for in a Top-Tier Broker

Don Cosenza, CLFP, will cover the conference for Leasing News. Public Relations and spokesman for North Mill Equipment Finance for 10-Years, plus past National Equipment Finance Association past board member.

Network with Women in National Vehicle Leasing Association Webinar
Wednesday, September 17, 2025
11:00 AM - 12:00 PM CT
Full Information
https://www.nvla.org/events/EventDetails.aspx?id=1909329

Moderator: Lisa Yanskey
VIce President, Sales, MOBILEASE
Leading with Emotional Wellness
At each Women in Leasing meeting, we host expert-led discussions focused on the unique challenges and opportunities women face in today’s workplace.
Our next session will explore emotional wellness. Emotional wellbeing is key to your overall success at work, but women often face unique mental health challenges. In this session, we’ll explore how leaders can create psychologically safe environments where women can express themselves without fear of judgment. Learn how to navigate emotional stressors such as care giving and work-life balance and discover how peer support and mentorship programs can help you thrive emotionally at work
To Learn More and Click to Attend:
https://www.nvla.org/events/EventDetails.aspx?id=1909329

October 14-16: National Equipment Finance Association Fall Conference, Renaissance Hotel, Minneapolis, Minnesota

Registration and Information
https://members.nefassociation.org/Online/iCore/Events/Event_display.aspx?
EventKey=FLCONF25&hkey=4aadd378-30dd-4c01-ad48-05e0ecaace0c

Vicki Shimkus, CLFP, Balboa Capital Relationship Manager, will be covering the conference for Leasing News readers.

October 26-28: ELFA 64th Annual Convention, Marco Island, Florida
https://www.elfaonline.org/events-new/event-detail/elfa-64th-annual-convention
Schedule:
https://www.elfaonline.org/education-networking/2025/annual-convention/schedule
Talent Pipeline Opportunity Fund awarding grants to attend ELFA Annual Convention
Register: https://www.elfaonline.org/education-networking/2025/annual-convention/register

ELFA's Talent Pipeline Opportunity Fund to cultivate and support the next generation of leaders in the equipment finance industry will award seven grants to individuals to attend the ELFA 64th Annual Convention Oct. 26–28 in Marco Island, Fla. Each grant will cover registration, travel and hotel accommodations. The application deadline is Sept. 8. For more information about the grant or to submit an application visit here.

Randy Haug, LTi Technology, will be covering the conference for Leasing News

October 28-29: DeBanked B2B Finance Expo, Wynn, Las Vegas, Nevada
B2B Finance Expo is back for its highly anticipated second edition at the Wynn Las Vegas! We're thrilled to once again partner with the Small Business Finance Association (SBFA) to deliver an even bigger and better experience, uniting top professionals in the commercial finance industry.
“Chief Editor Sean Murray announces: "SOLD OUT: Sponsorships to B2B Finance Expo in Las Vegas Have Sold Out."

Bob Coleman, Coleman Reports, will be a speaker. He us out with a new book:
“Hard Time, Easy Money”
https://debanked.com/2025/07/coleman-reports-bob-coleman-is-out-with-a-new-book-easy-money-hard-time/
Questions? Email us at events@debanked.com

RISING To the Challenge
SFNet's 81st Annual Convention
November 11-13, 2025
Los Angeles, California
Open for Members and non-members
$395 $295 for Members
Full Information
https://www.sfnet.com/home/81st-annual-convention

Please send any update information to kitmenkin@lewasingnews.org
[headlines]

October 14-16: National Equipment Finance Association Fall Conference, Renaissance Hotel, Minneapolis, Minnesota
NEFA FALL CONFERENCE GRAPHIC HERE

Registration and Information
https://members.nefassociation.org/Online/iCore/Events/Event_display.aspx?
EventKey=FLCONF25&hkey=4aadd378-30dd-4c01-ad48-05e0ecaace0c

Vicki Shimkus, CLFP, Balboa Capital Relationship Manager, will be covering the conference for Leasing News readers.

Bob Coleman, Coleman Reports, will be a speaker. He us out with a new book:
“Hard Time, Easy Money”
https://debanked.com/2025/07/coleman-reports-bob-coleman-is-out-with-a-new-book-easy-money-hard-time/
Questions? Email us at events@debanked.com

RISING To the Challenge
SFNet's 81st Annual Convention
November 11-13, 2025
Los Angeles, California
Open for Members and non-members
$395 $295 for Members
Full Information
https://www.sfnet.com/home/81st-annual-convention

Please send any update information to kitmenkin@lewasingnews.org

[headlines]
----------------------------------------------------------------

The object is to insert the numbers in the boxes to satisfy only one condition: each row, column and 3x3 box must contain the digits 1 through 9 exactly once. What could be simpler?

You can save up to 20 different routes and check them out with one click,
or type in a new route to learn the traffic live