NEFA Funding Symposium Hotel Room Rate
Deadline is Monday, September 11th
JW Marriott San Antonio Hill Country Resort & Spa

Yes, the hotel deadline is Monday, September 11th.  Be sure to register and reserve your hotel room before then or the price of the hotel rooms will increase!

https://book.passkey.com/event/50450193/owner/1464965/home

To Register as Member - Register as Non-Member
October 3, 2023 - October 6, 2023
https://web.cvent.com/event/1a3aa23f-ad69-4039-a249-4139081616fc/summary

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The perpetual truck driver shortage is not real
By Craig Fuller, CEO, FreightWaves

The seemingly perpetual market wide truck driver shortage is not real, nor is it market wide. While specific fleets can and do have driver shortages — i.e., unseated trucks — the trucking market quickly corrects.

There also are periods of capacity shortages, but those get addressed very quickly by the market.

With no barriers to entry, almost anyone can create a trucking company. That is exactly what has happened over the past four years.

Generally speaking, the driver shortage myth stems from larger trucking companies that find it difficult to recruit drivers into their fleet operations. After all, fleets have to compete for truck drivers with other trucking companies. In addition, some licensed truck drivers go to work in other sectors of the economy, like construction and warehousing. But the fleets also have to compete against the growth of independent operators.

Of the 2.9 million trucks in the market, 1.2 million are in fleets with more than 100 trucks — or just 41%. In 2010, fleets with more than 100 trucks comprised 54% of total trucking capacity.

Midsize and large fleets have problems recruiting new employee drivers, often due to lifestyle issues. Many drivers do not want to be away from home for days or weeks at a time, especially in a forced dispatch operation, which is typical of truck driver fleet operations.

For truck driving entrepreneurs who want to have the autonomy of their own operations, no such challenges exist. After all, if you want to dictate which loads make sense for you, based on destination, time in transit or even commodity, you can do so as an independent trucker with far more control than an employee fleet driver. Therefore, independent owner-operator entrepreneurs are constantly entering the market.

Full Article
https://www.freightwaves.com/news/the-perpetual-truck-driver-shortage-is-not-real

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New Hires/Promotions in the Leasing Business
and Related Industries

Ron Bouchard was hired as Vice President, ALT Capital, East Lyne, Connecticut. Previously, he was Vice President, Senior Business Development Professional, North State Leasing, Equipment Financing
(April, 2014 - September, 2023). Full Bio:
https://www.linkedin.com/in/ron-bouchard-7b238387/details/experience/
https://www.linkedin.com/in/ron-bouchard-7b238387/

Lisa Calero was hired as Senior Loan Analyst, PNC, Pittsburg, Pennsylvania She is located in Newark, NJ. Previously, she was Loan Administration III/Transaction Processing, Provident Bank (September, 2021 - September, 2023); Assistant Manager, Bank of America (September, 2015 - April, 2023); Customer Service Representative, Wells Fargo (July, 2014 - September, 2015); Assistant Manager, ALDO Group Leasing (November, 2009 - January, 2014).
https://www.linkedin.com/in/lisacalero/

Martin Klotzman was promoted to Director of Marketing and Operations, Ivory Consulting Corporation, Walnut Creek, California. He is located in Chicago, Illinois. He joined Ivory March, 2014, Marketing Analyst,  promoted January, 2015, Associate, Sales and Marketing, promoted August, 2016, Marketing and Operations Manager, promoted August, 2019, Senior Marketing Manager.
https://www.linkedin.com/in/martin-klotzman/details/experience/

Andrew McBride was hired as Vice President, Vendor Programs, AP Equipment Financing, Bend Oregon.  He is located in Greater Philadelphia. Previously, he was Director of Strategic Accounts,
NewLane Finance (October, 2021 - July, 2023). He joined Marlin Capital Solutions. September, 2010, Business Development Manager, promoted September, 2012, National Sales Manager, promoted July, 2013, Director of Strategic Accounts.
https://www.linkedin.com/in/andrew-mcbride-05231968/

Victoria Terekhova was hired as Vice President, Sales, West and Midwest, Philips Medical Capital, Wayne, Pennsylvania. She is located in greater Cleveland. Previously, she was Vendor Equipment Financing, Highland Capital Corporation (May, 2019 - August, 2023); Vice President of Sales, Healthcare Segment, Key Equipment Finance (October, 2015 - March, 2019). Full Bio:
https://www.linkedin.com/in/vterekhova/details/experience/
www.linkedin.com/in/vterekhova/

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Leasing and Finance Industry Help Wanted
  We Are Growing Our Senior Sales Team Now!
www.topmarkfunding.com/careers

Get Ahead in Your Career, One Step at a Time
By Ken Lubin, ZRG Partners

Career success is a journey, not a destination. It's a path filled with opportunities, challenges, and growth. While achieving your career goals may seem like a daunting task, the key to success lies in taking one step at a time. There are a few practical strategies and tips to help you advance in your career incrementally, ensuring that you stay motivated and on the right track.

Set Clear Goals
The first step in advancing your career is setting clear, achievable goals. These goals should be specific, measurable, and time-bound (SMART). Whether you're aiming for a promotion, a higher salary, or a change in job roles, having well-defined objectives will give you a sense of direction and purpose.

Continuous Learning
The world is constantly evolving, and so are industries and job requirements. To stay relevant and get ahead, commit to lifelong learning. This can include taking courses, attending workshops, reading industry-related books and articles, and seeking mentorship. Embrace new technologies and trends to expand your skill set.

Network Effectively
Building a strong professional network is crucial for career advancement. Attend industry events, join online forums and social media groups, and connect with colleagues and mentors. Networking can provide valuable insights, opportunities, and support when you need it most.

Embrace Challenges
Don't shy away from challenges. Instead, view them as opportunities for growth. Taking on new responsibilities, projects, or tasks outside your comfort zone can help you acquire new skills and showcase your abilities to your superiors. Be open to feedback and learn from your mistakes.

Work on Soft Skills
Technical skills are essential, but soft skills are equally important. Develop your communication, leadership, teamwork, and problem-solving abilities. These skills are highly valued by employers and can set you apart from your peers.

Seek Feedback
Regularly seek feedback from supervisors, colleagues, and mentors. Constructive criticism can help you identify areas for improvement and guide your career development. Don't be afraid to ask for feedback; it's a sign of your commitment to growth.

Take Initiative
Take initiative at work by identifying problems and proposing solutions. Show your dedication and enthusiasm for your role by going the extra mile. Being proactive and demonstrating leadership qualities can lead to recognition and advancement.

Maintain Work-Life Balance
While it's important to be ambitious in your career, don't forget to maintain a healthy work-life balance. Burnout can hinder your progress, so prioritize self-care, time with loved ones, and activities that rejuvenate you.

Stay Updated on Industry Trends
Stay informed about the latest industry trends, news, and developments. Subscribe to relevant publications, follow influential thought leaders on social media, and participate in discussions. Being well-informed positions you as an industry expert.

Celebrate Achievements
Lastly, don't forget to celebrate your achievements, no matter how small. Recognize your progress and acknowledge your hard work. Celebrating milestones can boost your motivation and keep you on the path to career success.

Advancing in your career doesn't happen overnight; it's a journey that requires dedication, continuous learning, and strategic planning. By setting clear goals, developing essential skills, networking, and embracing challenges, you can take incremental steps toward achieving your career aspirations. Remember that success is a result of consistent effort and perseverance. So, take it one step at a time, and you'll be well on your way to a fulfilling and successful career.

Ken Lubin, Managing Director
ZRG Partners, LLC
Americas I EMEA I Asia Pacific
C: 508-733-4789
https://www.linkedin.com/in/klubin/

The Ultimate Hire Collections:
http://leasingnews.org/Conscious-Top%20Stories/ultimate.html

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Top Ten Leasing News Read by Readers
September 7

(1) McDonald’s Menu in 1972
Photo
https://leasingnews.org/archives/Sept2023/09_07.htm#menu

(2) New Hires/Promotions in the Leasing Business
and Related Industries
https://leasingnews.org/archives/Sept2023/09_07.htm#hires

(3) Announcing New CLFP Program Online
to Become Certified Leasing and Finance Professional
https://leasingnews.org/archives/Sept2023/09_07.htm#clfp

(4) Real Estate Doom Loop Threatens America’s Banks
exposure to commercial real estate substantial
https://www.wsj.com/real-estate/commercial-real-estate-regional-banks-9f8f591

(5) Has Smoking Lost Its Cool?
Total Number of Cigarettes Sold in U.S.
https://leasingnews.org/archives/Sept2023/09_07.htm#has

(6) Over 70,000 day-care programs at risk of closure,
threatening U.S. women’s workforce gains
https://www.latimes.com/business/story/2023-09-06/over-70-000-day-care-programs-at-risk-of-closure-threatening-u-s-womens-workforce-gains

(7) Full List of AACFB Exhibitors - Hall Now Sold Out
Commercial Finance Expo Sept. 20-21 Orlando, Florida
https://leasingnews.org/archives/Sept2023/09_07.htm#aacfb

(8) Stand Out and Succeed: Leveraging Technology
  for Self-Promotion in Your Career
By Ken Lubin, ZRG Partners
https://leasingnews.org/archives/Sept2023/09_07.htm#stand

(9) SVB Acquisition Just One of Many Bank Deals
Top Financial Firms Serving the Wine Industry
https://www.winebusiness.com/news/article/276254

(10) The states that produce the most doctors,
artists and writers, and more
https://www.washingtonpost.com/business/2023/08/18/states-most-artists-writers/

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Top NFL Football Teams Financial Value
According for Forbes

Full Article:
https://www.forbes.com/lists/nfl-valuations/?sh=6c270aac1738

 

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FDIC-Insured Institutions Reported Net Income
of $70.8 Billion in Second Quarter 2023

Merger Activity Continued in the Second Quarter: In the second quarter, two banks opened, one bank failed, and 27 institutions merged. In addition, one bank that failed during the third quarter did not file a second quarter 2023 Call Report.

• Net Income Decreased From the Prior Quarter, Driven By Lower Noninterest Income
• The Net Interest Margin Declined for the Second Straight Quarter
• Unrealized Losses on Securities Increased Quarter Over Quarter
• Community Banks Reported Higher Net Income From the Prior Quarter
• Loan Balances Increased From Last Quarter and One Year Ago
• Total Deposits Declined For a Fifth Consecutive Quarter
• Asset Quality Metrics Remained Favorable Despite Modest Deterioration
• The Reserve Ratio for the Deposit Insurance Fund Declined to 1.10 Percent

FDIC Chairman Martin J. Gruenberg, remarked, “Despite the period of stress earlier this year, the banking industry continues to be resilient. In the second quarter, key banking industry metrics were favorable. Net income remained high by historical measures, asset quality metrics were stable, and the industry remained well capitalized.  However, the banking industry still faces significant challenges from the effects of inflation, rising market interest rates, and geopolitical uncertainty. These risks, combined with concerns about commercial real estate fundamentals, especially in office markets, as well as pressure on funding levels and net interest margins, will be matters of continued supervisory attention by the FDIC.”

Reports from 4,645 commercial banks and savings institutions insured by the Federal Deposit Insurance Corporation (FDIC) reflect aggregate net income of $70.8 billion in second quarter 2023.  Though second-quarter net income decreased by $9.0 billion (11.3 percent) from first quarter 2023, after excluding the effects on acquirers’ incomes of their acquisition of three failed banks in 2023, quarter-over-quarter net income would have been roughly flat for the second consecutive quarter.

 Declines in noninterest income, reflecting the accounting treatment of the acquisition of three failed institutions, lower net interest income, and higher provision expenses were the drivers of the decline in net income.  These and other financial results for second quarter 2023 are included in the FDIC’s latest Quarterly Banking Profile released today.

Highlights from the Second Quarter 2023
 Quarterly Banking Profile
'

• Loan Balances Increased From Last Quarter and From One Year Ago:  Total loan and lease balances increased $86.5 billion (0.7 percent) from the previous quarter.  An increase in credit card loans (up $45.0 billion, or 4.6 percent) and loans to nondepository financial institutions (up $24.3 billion, or 3.2 percent) drove loan growth.

• Year over year, total loan and lease balances increased $526.8 billion (4.5 percent).  One-to-four family residential loans (up $158.5 billion, or 6.7 percent) and credit card loans (up $124.4 billion, or 13.8 percent) led loan growth during the year ending second quarter.

• Community banks reported a 2.6 percent increase in loan balances from the previous quarter and a 12.5 percent increase from the prior year.  Growth in 1-4 family residential mortgages and nonfarm, nonresidential commercial real estate mortgages drove both the quarterly and annual increases in loan balances.

Total Deposits Declined for a Fifth Consecutive Quarter: Total deposits declined $98.6 billion (0.5 percent) between first and second quarter 2023. This was the fifth consecutive quarter that the industry reported lower levels of total deposits. A reduction in estimated uninsured deposits (down $180.6 billion, or 2.5 percent) drove the quarterly decline. Estimated insured deposits (up $84.9 billion, or 0.8 percent) continued to increase during the quarter.

Analysis
FDIC Quarterly Banking Profile
https://www.fdic.gov/analysis/quarterly-banking-profile/qbp/2023jun/?source=govdelivery&utm_medium=email&utm_source=govdelivery

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5 Takeaways from ELFA Webinar on
Building Inclusive Workplaces

WASHINGTON, DC,– Fostering a culture of diversity, equity and inclusion (DEI) where employees feel valued, respected and empowered as individuals can lead to increased productivity, innovation and overall employee satisfaction. An exploration of DEI principles and ways to champion initiatives to drive positive change were the topics of ELFA’s recent webinar, “Building Inclusive Workplaces: You’ve successfully recruited a diverse workforce, now what?”

Session presenters Scott Thacker, CPA, CLFP, Chief Executive Officer, Ivory Consulting Corporation and Chair, ELFA Equity Committee; Christopher Johnson, SVP & President, Pitney Bowes Global Financial Services; Moto Tohda, CLFP, Vice President/Information Systems, Tokyo Century (USA) Inc.; Amy Weum, Regional Vice President, Farm Credit Leasing; and Eboni Preston-Laurent, Director, Diversity, Equity and Inclusion, ELFA, shared expert insights and effective strategies for implementing and sustaining inclusive practices in the workplace.

Scott Thacker, CPA, CLFP, Chief Executive Officer, Ivory Consulting Corporation, said, “The panelists' excellent suggestions and creative ideas around building inclusive workplaces are inspiring and thought provoking, and illustrate that DEI should be a priority for all businesses which desire to outperform their peers.

 “I encourage everyone—whether or not you have experience in DEI or believe in the benefits of DEI—to watch the webinar recording as a primer to building a DEI culture, and to access the range of free resources ELFA and the Equity Committee provide to assist you in your journey. I also urge everyone to attend our upcoming second annual Equity Forum to learn from many guest speakers experienced in DEI and to interact and share ideas in a safe space.”

More than 100 industry professionals participated in the August 30 event, which examined the far reaching and positive benefits of a DEI culture throughout the organization. The following are among the webinar highlights.

• Organizational impacts. Efficiency, profitability and engagement all increase in a DEI environment. Having people from diverse walks of life and perspectives working on a business problem or opportunity helps to create greater efficiencies by rethinking the status quo and developing solutions in new ways. It enables greater speed to identify and manage issues, as well as creates richer discourse for more effective responses. Employee satisfaction is higher and motivated employees contribute more when there is open dialogue and an inclusive culture. A DEI culture also enhances recruitment and enables you to attract higher caliber talent.

• Initial steps. Organizations starting on the path to adopting DEI will sometimes attempt to take on too much and exceed what their ability, time and budget allow. Instead, start small, create tangible goals and celebrate successes. For example, select three to five initiatives, including low hanging fruit that can be attained right away, and others than can reasonably be achieved in year one. Assign people with accountability for those goals, meet regularly to share updates, and take time to reflect and share successes throughout the company. This allows for people to talk about DEI in a meaningful, intentional way and share in the process.  

• Ongoing formal training. Continuing the conversation with your teams, whether monthly or quarterly, allows your organization to realign and establish your core values and commitment to inclusion throughout the year. This can be facilitated internally or by a diversity trainer. Given the current cultural sensitivity around DEI, it’s equally important to raise cultural awareness and education of DEI in a more informal, light-hearted way. Consider monthly lunch-and-learns around topical events such as Disability Awareness Month, or a religious holiday like Holi. Create opportunities where employees feel free to share their experiences with disabilities such as ADHD or dyslexia. Bringing someone in—or someone on staff—to talk about their experience, can be very impactful.

• Employee resource groups (ERG). ERGs are voluntary, employee-led groups of shared characteristics, such as gender, ethnicity, religious affiliation, lifestyle or career path (women’s, pride, veteran, Hispanic, ally, young professional, etc.) that support an organization’s DEI goals. These groups should be easily accessible, available on your company’s website and easy to join. They should form a mission statement and have a senior leader to reinforce top-down participation, commitment and core focus. ERGs are a great way to keep people involved on an ongoing basis with programming and special events like community service projects, holiday commemorations and book clubs. Slack channels are an effective way to keep people connected with their particular interests.

• Learning curve. Everyone is on their own personal journey with DEI, and part of the experience is making mistakes. People bring different opinions and perspectives, so they may not know the appropriate word choices or pronouns, and the culture is always evolving. Be open to learning from each other, acknowledge offenses and move forward. Remember that we’re all in this together and we’re supporting each other.

A recording of the August 30 webinar is available at https://www.elfaonline.org/webinars.

Join Us
The 2023 ELFA Equity Forum will be held September 13-14 in New Orleans, and will feature transformative educational sessions that celebrate diversity and embrace the power of inclusion for the benefit of all. To register or for more information, visit www.elfaonline.org/events/2023/EF.

Learn More
ELFA’s goals to inspire and develop an inclusive and equitable industry and promote and advance DEI in all areas of the association are key priorities, led by the ELFA Equity Committee. The committee curates information and tools for fostering diversity, equity and inclusion across the association and the equipment finance industry. They are available on ELFA’s Knowledge Hub “Diversity, Equity & Inclusion” Industry Topics page. Visit  https://www.elfaonline.org/DEI.

About ELFA
The Equipment Leasing and Finance Association (ELFA) is the trade association that represents companies in the $1 trillion equipment finance sector, which includes financial services companies and manufacturers engaged in financing capital goods. ELFA members are the driving force behind the growth in the commercial equipment finance market and contribute to capital formation in the U.S. and abroad. Its 580 members include independent and captive leasing and finance companies, banks, financial services corporations, broker/packagers and investment banks, as well as manufacturers and service providers. ELFA has been equipping business for success for more than 60 years. For more information, please visit www.elfaonline.org.

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Border Terrier
Walnut Creek, California

Lincoln

Male
5- 7 Years old
Medium Weight
Black with Whit
Adorable
Affectionate
Happy
Smart
Shots up-to-date
Not good with other cats
Special Need

My Story
Six-year-old Lincoln is a handsome and refined gentleman, he enjoys a good walk, socializing with other chill dogs, and loves a good nap! Lincoln has chronic kidney disease and will require ongoing management. We recommend he does not go into a home that has cats or small animals. He currently weighs 40 pounds. Lincoln’s adoption fee has been prepaid by a generous donor.

 Lincoln is being cared for in a foster home, so is available to meet by appointment only. Please email ambassador@arflife.org if you are interested in adopting this animal. Lincoln's adopter must be at least 18 years old with valid state-issued identification.

Animal Rescue Foundation
2890 Mitchell Drive
Walnut Creek, CA 94598
adopt@arflife.org
ambassador@arflife.org

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National Vehicle Leasing Association Conference
Discounted Room Block Rates Ends in 9 Days

Take advantage of the savings! National Vehicle Leasing Association (NVLA)'s discounted room block rates ends in 9 days, on Tuesday, September 19.

Book your stay for the NVLA Conference at the Sheraton Austin at the Capitol and SAVE.
https://book.passkey.com/event/50509621/owner/3640/home

The 2023 NVLA Annual Conference will be October 11-13, at the Sheraton Austin at the Capitol in Austin, Texas. Register NOW for the premier conference on vehicle leasing.

NVLA is the preeminent organization for the leasing industry, promoting responsible legislation and encouraging the highest ethical and professional standards. Our annual conference attracts high-level attendees that ensure productive networking among independent lessors and service providers who are vital to the leasing industry.

Conference Program
https://www.nvla.org/page/2023NVLAProgram

Registration:
https://www.nvla.org/general/custom.asp?page=2023NVLAConference

News Briefs---

Industry giants move to protect supply chain
    by on shoring key electric components
https://www.freightwaves.com/news/daimler-truck-cummins-and-paccar-partner-to-make-battery-cells-in-us

More than 80% of home shoppers consider
climate risks when looking for a new home
https://www.prnewswire.com/news-releases/more-than-80-of-home-shoppers-consider-climate-risks-when-looking-for-a-new-home-301917394.html

California shows an electric-car uprising
headed for the U.S.
https://www.mercurynews.com/2023/09/08/california-shows-an-electric-car-uprising-headed-for-the-us/

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Job interview ‘coffee cup test’ used by
   corporate executive sparks debate
https://nypost.com/2023/09/09/job-interview-coffee-cup-test-used-by-corporate-executive-sparks-debate/

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Sports Briefs---

Brock Purdy throws 2 TDs in return from elbow surgery,
    49ers drill Steelers 30-7 in season opener
https://www.pressdemocrat.com/article/sports/brock-purdy-throws-2-tds-in-return-from-elbow-surgery-49ers-drill-steelers/

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California News Briefs---

Once-kidnapped Seagram heir lists
    Atherton mansion for $42 million
https://www.sfgate.com/local/article/seagram-heir-atherton-mansion-18351123.php

Fisherman’s Wharf is in trouble. But it’s
still more than a tourist trap
https://www.sfchronicle.com/sf/article/fishermans-wharf-tourist-18274985.phpp

San Jose hotel project site heads for
   real estate auction, foreclosure
https://www.mercurynews.com/2023/09/06/san-jose-hotel-real-estate-build-develop-covid-economy-foreclose-tech/

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Gimme that Wine

 

http://www.youtube.com/watch?v=EJnQoi8DSE8    

California Wine Update, Part 2:
    New Products Target Younger Set
https://www.shankennewsdaily.com/2023/09/06/33910/california-wine-update-part-2-new-products-target-younger-set/

2023 wine grape harvest begins
in Monterey County
https://kingcityrustler.com/2023-wine-grape-harvest-begins-in-monterey-county/

This Day in History

    1609 – Henry Hudson discovered Manhattan Island and the indigenous people living there.  In 1524, Giovanni da Verrazzano – sailing in service of France – was the first European to visit the area that would become New York City. Hudson entered the strait now known as The Narrows – between present-day Staten Island and Brooklyn - and continued up the river that would later bear his name until he arrived at the site of present-day Albany. 
    1744 - Sarah Franklin Bache (d. 1808) birthday, Philadelphia.  She solicited money to provide clothing for Gen. Washington's army during the American Revolution. In order to make the money go further, she took part of it to buy raw linen cloth. She then had the material cut into shirt patterns at her own home and she and her friends (and servants) hand-sewed 2,005 shirts themselves - a prodigious accomplishment that would have warranted the highest military awards had it been done by men. From before her marriage and throughout (along with having seven children), she also served as host for her father, Benjamin Franklin. It was taught in school that Franklin was unmarried. Technically, he was unmarried under the law and absolutely, he was not single. Deborah Read was unable to find her husband to divorce him after meeting Franklin. Therefore, in the ways of that time, she and Benjamin Franklin lived together as husband and wife and were accepted in society as a married couple. Deborah Read Franklin died in 1774, just before the Revolutionary War. Franklin is buried next to her in the famed Christ Church cemetery as is Sarah Franklin Bache, who was devoted to her father throughout his later life. In Franklin's will, he gives “his daughter” Sarah most of his estate. Her portrait by John Hoppuer is on display in the Metropolitan Museum of Art, New York City.
http://www.amphilsoc.org/library/mole/b/bachesf.htm
http://sln.fi.edu/franklin/family/sarah.html
http://sln.fi.edu/franklin/family/lastwill.html
    1773 - Benjamin Franklin writes "There never was a good war or bad peace."
    1776 - British–American peace conference on Staten Island failed.  The participants were the British Admiral Lord Howe, and members of the Second Continental Congress, John Adams., Benjamin Franklin and Edward Rutledge.  The conference, held in the days after the British capture of long Island, lasted just three hours without resolution. The Americans insisted on recognition of their recently-declared independence, and Howe's limited authority was inadequate to deal with that development. After the conference, the British continued their military campaign for control of New York City.
    1777 - The largest engagement of the American Revolution, between the Continental Army, led by General George Washing­ton, and British troops led by General William Howe. General Howe was marching to take Philadelphia when Washington chose to try and stop the British advance at the Brandywine River near Chadds Ford, PA. The American forces were defeated and the British went on to take Philadelphia on September 26th. They spent the win­ter in the city while Washington's troops suffered at their encamp­ment at Valley Forge, PA. Only the weather prevented General Howe from following up his series of victories, while the Americans trained, held on, and not only tried to keep men from deserting, but recruit more experienced riflemen who owned a rifle.
    1786 - The Annapolis Convention, formally titled as a Meeting of Commissioners to Remedy Defects of the Federal Government, was a meeting of twelve delegates from New York, New Jersey, Delaware, Pennsylvania and Georgia for four days to discuss commercial matters of mutual interest. The delegates voted on September 14 to adopt a resolution prepared by Alexander Hamilton asking all states to send representatives to a convention at Philadelphia, PA, in May, 1787 “to render the constitution of the Federal Government adequate to the exigencies of the Union.”
    1841 - In protest of President John Tyler's veto of the Banking Bill, all of his cabined except Secretary of State Daniel Webster resigned. Tyler had become president in an electoral commission vote, allegedly by making promises to Southern senators for their votes.  He was beholden to the Southern “Dixiecrats,” who ruled the Senate, perhaps even to this day with their coalition of interest.  Tyler stood his ground and quickly named a new cabinet. 
    1847 - Stephen Foster performed his "Oh! Susanna" for the very first time. The performance, for a crowd by a local quintet at a concert in Andrews' Eagle Ice Cream Saloon in Pittsburgh, Pennsylvania, earned Foster a bottle of whiskey.
    1850 - Jenny Lind sang at the Castle Garden Theatre in New York City. It was her first performance in America. Lind's voice was so sweet that she was nicknamed ‘The Swedish Nightingale.' Theater ticket scalpers began plying their trade in New York City prior to the first appearance of the Swedish singer and celebrity Jenny Lind at Castle Garden. The seats were auctioned by Phineas Taylor “P.T.” Barnum, who charged 25 cents admission to the auction. The first ticket was sold to John Nicholas Genin for $225. One thousand tickets sold for a total of $10,141. Some ticket holders resold their tickets at high premiums. Gross receipts for the performance were $17,864. Jenny Lind donated her share of the gross to New York charities.
http://memory.loc.gov/ammem/today/sep11.html
    1850 - A park in New York City large enough to provide a healthy atmosphere for all the citizens was proposed. Here began the concept of a central park.
    1857 - Mormon fanatic John D. Lee, angered over President Buchanan's order to remove Brigham Young from governorship of the Utah Territory, incited a band of Mormons and Indians to massacre a California-bound wagon train of 135 (mostly Methodists) in Mountain Meadows, Utah. Reportedly the Mormon Church changed its position on polygamy and agreed to further reforms in the governing of Utah.
http://www.onlineutah.com/historylee.shtml
http://antimormon.8m.com/leechp18.html
http://www.geraldgrimmett.com/
    1862 - Birthday of William S. Porter (d. 1910), known by his pen name “O. Henry,” a famous American author, born at Greensboro, NC. Best known for his short stories, including “Gift of the Magi.”
    1875 - "Professor Tigwissel's Burglar Alarm" appeared in the New York "Daily Graphics" newspaper. 17 successive pictures that filled a full page made up the first comic strip to be published in a newspaper. The “comic strip” is an American creation.
    1886 – The Major League debut of Connie Mack, catcher, Philadelphia Athletics.
    1892 - The Scarritt Bible and Training School in Nashville, TN, was dedicated, primarily as the result of the conception, urging and fund-raising of southern Methodist mission's leader and social reformer, Belle Harris Bennett (1852-1922).
http://www.scarrittbennett.org/facts.htm
    1902 - Birthday of guitarist Governor Jimmie Davis (d. 2000), Quitman, LA.  Davis was also songwriter of both sacred and popular songs who served for two nonconsecutive terms from 1944–48 and from 1960–64 as the governor of Louisiana.
    1903 - A new National Agreement signed by the National Association of minor league clubs officially organized professional baseball under one comprehensive set of rules.  A second National Agreement was signed in 1904, ending the two-year war between the National League and the upstart American League. The two leagues created a three-member National Commission to settle disputes regarding player contracts and arrange for an annual post-season championship series, the World Series. The two leagues grew more integrated over the years, first with the creation of the office of Commissioner and the disbanding of the National Commission, as a result of the adoption of the Major League Agreement in 1920 in the wake of the Black Sox Scandal. 
    1903 - The first race at the Milwaukee Mile in West Allis, WI was held. It is the oldest major speedway in the world. 
    1904 - Birthday of harmonica player William McKinley “Jazz” Gillum (d. 1966), Indianola, MS
    1906 – In his last game as a player, John McGraw’s New York Giants beat the Boston Beaneaters, 3-0, behind Christy Mathewson’s 19th win.
    1910 - The first trackless trolley system was built by Charles Mann and placed in operation between “Bungalow Land” in Laurel Canyon, CA and the terminal point of the Los Angeles Pacific Electric Railway Company, a distance of 1.5 miles. Two automobile buses were used. On top of the buses were trolley poles making contact with overhead wires.
    1915 – Eddie Plank became the first left-hander in the Majors to win 300 games.  
    1921 - Nahalal, the first moshav in Palestine, was settled as part of a Zionist plan to colonize Palestine and creating a Jewish state, later to be Israel.  It was designed by Richard Kaufmann. Its founders immigrated to Mandate Palestine from Eastern Europe between 1904 and 1914, at the end of the Ottoman rule, some of whom had been members of the first kibbutz. After working in farming communities for a decade, they dreamt of establishing an income-sharing farming community similar to a kibbutz, but they wanted to maintain the nuclear household structure (kibbutzim had communal dining and children slept in separate housing).  Nahalal was established on land that had been given to the founders by the Jewish National Fund.
    1925 - Birthday of piano player Tommy Lee Russell, Vienna, GA
    1927 - Babe Ruth hits 50th of 60 homers.
    1928 – At Yankee Stadium, Ty Cobb’s last MLB at-bat resulted in a pop-up to short as a pinch-hitter.  It was just past 23 years after his debut.
    1929 - San Francisco Mayor James Rolph inaugurates new pedestrian traffic light system, the first in the country.
http://www.sfmuseum.org/hist1/rolph.html
    1934 - Fletcher Henderson band records “Big John's Special.”
    1941 - Stan Kenton Band makes first commercial recordings, LA, Decca.
    1941 - Aviator and American hero Charles Lindbergh, charges "the British, the Jewish & the Roosevelt administration" are trying to get the US into World War II.
http://history.acusd.edu/gen/WW2Timeline/lindbergh3.html
    1945 - General Hideki Tojo, former prime minister of Japan, attempts suicide when American troops arrived at his house to arrest him, on General MacArthur's instructions, as a war criminal. Though shooting himself with a revolver below the heart, the wound is not fatal, and after blood transfusions and penicillin administration at the American hospital at Yokahama his condition improves.
    1945 - Top Hits
“Till the End of Time” - Perry Como
“On the Atchison, Topeka and Santa Fe” - Johnny Mercer
“If I Loved You” - Perry Como
“You Two Timed Me One Time Too Often” - Tex Ritter
    1949 - Helena, MT had a snowfall of 7.5 inches, the earliest snow fell. The following day, 22 more inches followed.
    1953 - Top Hits
“Vaya Con Dios” - Les Paul & Mary Ford
“No Other Love” - Perry Como
“You, You, You” - The Ames Brothers
“A Dear John Letter” - Jean Shepard & Ferlin Huskey
    1954 - Before it fully recovered from devastating Hurricane Carol, New England was blasted by Hurricane Edna. Winds on Martha's Vineyard gusted to 120 mph. Boston reported sustained winds of 74 mph with gusts to 87 mph. Over 8 inches of rain fell at Portland, ME. 21 people were killed and damage was estimated at $40 million.
    1955 - The first Southern Baptist church to be established in Nebraska was organized at Lincoln, with 34 charter members. Founded by Southern Baptist U.S. Air Force personnel who had been stationed in Lincoln, the congregation first met for worship on Easter Sunday of this year.
    1956 - Art Tatum/Ben Webster Quarter, records for Verve.
    1956 - Singer Blossom Dearie cuts first Verve session.
    1957 - Jerry Lee Lewis hits the number three position on the US record charts with "Whole Lotta Shakin' Goin' On." 
    1959 - Congress passed a bill authorizing food stamps for low income Americans.
    1959 - "Duke" Ellington wins Spingarn Medal for his musical achievements. The award is presented each year by the NAACP for outstanding achievements by a black American.
http://www.infoplease.com/ipa/A0002290.html
    1961 - Top Hits
“Michael” - The Highwaymen
“Take Good Care of My Baby” - Bobby Vee
“My True Story” - The Jive Five
“Tender Years” - George Jones
    1961 - Very large and slow moving Hurricane Carla made landfall near Port Lavaca, TX. Carla battered the central Texas coast with wind gusts to 175 mph, and up to 16 inches of rain, and spawned a vicious tornado which swept across Galveston Island killing eight persons. The hurricane claimed 45 lives, and caused $300 million damage. The remnants of Carla produced heavy rain in the Lower Missouri Valley and southern sections of the Upper Great Lakes Region.
    1962 - The Beatles return to Abbey Road Studios where they record "P.S., I Love You." Producer George Martin is concerned with Ringo Starr's ability and hires session drummer Andy White to re-record "Love Me Do," on which Ringo played maracas and tambourine. 
    1964 - The last of the "Friday Night Fights" was seen on free home TV. The Gillette Safety Razor Company, Madison Square Garden and ABC-TV televised a fight between Dick Tiger and Gene Fullmer from Cleveland, OH. Tiger beat Fullmer to wrap up the 20-year TV series. Boxing soon went to closed-circuit TV in theatres and to cable and pay-per-view TV.
    1965 - 1st Cavalry Division (Airmobile) begins to arrive in South Vietnam at Qui Nhon, bringing U.S. troop strength in South Vietnam to more than 125,000. The unit, which had a long and storied history, was the first full U.S. Army division deployed to Vietnam. The 1st Cavalry Division, popularly known as the "First Team," was the only American division to fight in all four corps tactical zones. The bulk of the division began departing Vietnam in late April 1970, but the 3rd Brigade remained until June 1972. The 1st Cavalry Division was awarded the Presidential Unit Citation and "First Team" soldiers won 25 Medals of Honor, 120 Distinguished Service Crosses, 2,766 Silver Stars, 2,697 Distinguished Flying Crosses, and 8,408 Bronze Stars for Valor.
    1965 - Beatles' "Help!" album goes #1 and stays #1 for 9 weeks.
    1965 - The Gentry's "Keep on Dancing" enters the Hot 100 where it stays for 13 weeks. It gets up to #4. It will be the group's biggest hit.
    1965 - The Rolling Stones hit #1 in England with "(I Can't Get No) Satisfaction."
    1966 - Benefit for BOTH/AND jazz club at the San Francisco Fillmore with Big Mama Thornton, The Airplane, Elvin Jones, Jon Hendricks Trio and the Joe Henderson Quartet.
    1966 - Johnny Miller became the first Yankee to hit a HR on his first at bat.  It was Miller's only homer in pinstripes, but as a Dodger in 1969, he homered in his last Major League at-bat as well.
   1966 - The Beatles receive a Gold record for the single, "Yellow Submarine."
    1967 - Singer Harry Connick, Jr., Birthday, born Joseph Harry Fowler Connick Jr., New Orleans.
http://www.harryconnickjr.com/connick/index.cfm
http://www.hconnickjr.com/
1967 - “Carol Burnett Show” premiered. This popular comedy/vari­ety show starred comedienne Carol Burnett, who started the show by taking questions from the audience and ended with an ear tug. Sketches and spoofs included recurring characters like “The Family” (later to be spun off as “Mama's Family”) and “As the Stomach Turns.” Regular cast members included Harvey Kor­man, Lyle Waggoner and Vicki Lawrence. Later, Tim Conway joined the cast. Dick Van Dyke briefly joined after Korman left in 1977.  The show originally ran on CBS to March 29, 1978, for 279 episodes, and again with nine episodes in the fall of 1991. The series won 25 primetime Emmy Awards, was ranked number 16 on TV Guide’s 50 Greatest TV Shows of All Time in 2002, and, in 2007, was listed as one of Time magazine's 100 Best TV Shows of All Time.
    1967 - The Beatles’ "All You Need Is Love" is certified as a million-seller.
    1969 - Top Hits
“Honky Tonk Women” - The Rolling Stones
“Sugar, Sugar” - The Archies
“Green River” - Creedence Clearwater Revival
“A Boy Named Sue” - Johnny Cash
    1970 - “Would you believe?” The last of the "Get Smart" series on CBS-TV was aired. This spoof spy-thriller appeared on both NBC (1965-69) and CBS (1969-70). Don Adams starred as bumbling CONTROL Agent 86, Maxwell Smart. His mission was to thwart the evildoings of KAOS organization. Agent Smart was usually successful with the help of his friends Barbara Feldon as Agent 99 (whom Smart eventually married), Edward Platt as The Chief, Robert Karvelas as Agent Larrabee, Dick Gautier as Hymie the Robot and David Ketchum as Agent 13. Max's shoe phone was worn on his right foot.
    1971 - “The Rookies” premiered on TV. This hour-long crime show focused on three young police recruits: Michael Ontkean as Willie Gates, George Stanford Brown as Terry Webster and Sam Melville as Mike Danko. Also featured were Gerald S. O'Loughlin as Lieutenant Ed Ryker, Kate Jackson as nurse Jill Danko, Mike's wife, and Bruce Fairbairn as Chris Owens. The show as produced by Aaron Spelling and Leonard Goldberg.
    1971 - The Ford Pinto made its debut; at a cost of less than $2,000, designed to compete with an influx of compact imports. But it was not the Pinto's low cost that grabbed headlines. Ford's new best-selling compact contained a fatal design flaw: because of the placement of the gas tank, the tank was likely to rupture and explode when the car was involved in a rear end collision of over 20 mph. In addition, it was eventually revealed that Ford knew about the design flaw before the Pinto was released. An internal cost-benefit analysis prepared by Ford calculated that it would take $11 per car to correct the flaw at a total cost of $137 million for the company. When compared to the lowly estimate of $49.5 million in potential lawsuits from the mistake, the report deemed it “inefficient” to go ahead with the correction. The infamous report assigned a value of $200,000 for each death predicted to result from the flaw. Ford's irresponsibility caused a public uproar, and it 1978, a California jury awarded a record-breaking $128 million to a claimant in the Ford Pinto case. 
http://www.fordpinto.com/blowup.htm 
http://www.mllassociates.com/REMEMBERPINTO.HTM 
http://www.geocities.com/MotorCity/Speedway/2641/index.html 
http://www.me.utexas.edu/~me179/topics/lessons/case3.html
    1971 - Donny Osmond's "Go Away Little Girl" hits Number One. The song was Number One for Steve Lawrence in 1963 and peaked at #12 for the Happenings in 1966.
    1972 – BART, the San Francisco Bay Area Rapid Transit, began operations, between MacArthur station in Oakland and Fremont.  Extensions were completed to Colma and Pittsburg in 1996, Dublin/Pleasanton in 1997, SFO and Millbrae in 2003, the automated spur that connects BART to Oakland Internal Airport in 2014, and to Warm Springs/South Fremont in early 2017. 
    1972 - No. 1 Billboard Pop Hit: "Black & White," Three Dog Night.
    1974 - “Little House of the Prairie” premiered. This hour-long family drama was based on books by Laura Ingalls Wilder. It focused on the Ingalls family and their neighbors living at Walnut Grove, MN: Michael Landon as Charles (Pa), Karen Grassle as Caroline (Ma), Melissa Sue Anderson as daughter Mary, Melissa Gilbert as daughter Laura, from whose point of view the stories were told, Lindsay and Sidney Greenbush as daughter Carrie and Wendi and Brenda Turnbaugh as daughter Grace. Others featured were:
Victor French, Bonnie Bartlett, Richard Bull, Katherine Mac­Gregor, Jonathan Gilbert, Alison Arngrim, Charlotte Stewart, Dabbs Greer, Merlin Olsen, Patrick Laborteaux. Interior shots were filmed at Paramount studios in Los Angeles, while exteriors were largely filmed at the nearby Big Sky Ranch in Simi Valley, where the town of Walnut Grove had been constructed. Many other filming locations were also used during the course of the series including Old Tucson Studios and various locations in Sonora, California. In its last season (1982), the show's name was changed to “Little House: A New Beginning.” Landon appeared less often and the show centered around Laura and her husband
    1974 - The St. Louis Cardinals took seven hours, four minutes and 25 innings to beat the New York Mets 4-3 at Shea Stadium in Flushing, NY. The game set a National League record for innings played in a night game. It was the second-longest game in professional baseball history. Fans went home at 3:10 a.m.  The Mets recorded 103 at bats, the only time in Major League history that a team had 100 at bats in one game.
    1975 - Janis Ian earns her first gold record for the album "Between the Lines." The album contains her single "At Seventeen," which is climbing the charts and will peak at Number Three.
    1976 - In the third race at Latonia, jockeys John Oldham and Suzanne Picou became the first husband and wife to ride against each other in a US pari-mutuel race. Oldham finished second riding Harvey's Hope. Picou finished 11th aboard My Girl Carla.
    1976 - KC and The Sunshine Band had North America dancing in the streets with their Billboard chart topper, "Shake Your Booty."
    1977 - Top Hits
“Best of My Love” - Emotions
“(Your Love Has Lifted Me) Higher and Higher” - Rita Coolidge
“Handy Man” - James Taylor
“Don't It Make My Brown Eyes Blue” - Crystal Gayle
    1982 - "Valley Girl" by Frank Zappa and his daughter Moon Unit peaks at #32 on the singles chart.
    1983 - John Cougar's "American Fool" LP tops the chart. Cougar thus becomes the first artist in over a year and a half to have the Number One album, "American Fool," and two singles in the Top Ten, "Jack & Diane" and "Hurt So Good," in the same week. Michael Jackson accomplished the feat in 1981 with two hits off his "Off the Wall" LP.
    1984 - Bruce Springsteen broke the attendance record at the Spectrum in Philadelphia. The Boss entertained 16,800 fans for the first of six sold-out shows. Springsteen broke his own record, set during a visit to Philly in 1981.
    1985 - Top Hits
“St. Elmo's Fire” (“Man in Motion”) - John Parr
“We Don't Need Another Hero” (“Thunderdome”) - Tina Turner
“Money for Nothing” - Dire Straits
“I Don't Know Why You Don't Want Me” - Rosanne Cash
    1985 – Pete Rose became baseball's all-time hit leader, singling to left-center off Eric Show in the 1st inning of the Reds’ 2-0 win over San Diego. His 4,192nd career hit broke Ty Cobb’s record before 47,237 fans at Cincinnati's Riverfront Stadium. 
    1986 - Heavy rains over Michigan set a new 24-hour rainfall record at Muskegon. 6 inches of rain fell in a 24-hour period. 7.52 inches fell at Saginaw and 4.21 inches at Grand Rapids. On the 12th, rivers overflowed their banks and several earthen dams gave way causing record flooding on many rivers. The southbound bridge on U.S. route 31 washed out near the town of Hart.
    1988 - Snow blanketed parts of the Central Rocky Mountain Region and the Central Plateau, with ten inches reported at Mount Evans in Colorado. Smoke from forest fires in the northwestern U.S. reached Pennsylvania and New York State. Hurricane Gilbert, moving westward over the Caribbean, was packing winds of 100 mph by the end of the day.
    1990 - The high temperature at Phoenix reached 112, the highest ever for the date and for so late in the season
    1993 - Top Hits
“Dreamlover” - Mariah Carey
“Can’t Help Falling in Love” (From "Sliver") - UB40
“Whoomp!” (“There It Is”) - Tag Team
If - Janet Jackson
    1994 - Andre Agassi won the men's title at the U.S. Open tennis tournament, defeating Michael Stich 6-1, 7-6 (7-5), 7-5.
    1995 - Janet Jackson's "Runaway" makes history by becoming the first single by a woman to make its debut in the top 10 of Billboard's Hot 100. The single, which debuted at No. 6, is off Jackson's greatest hits album.
    1995 - No. 1 Billboard Pop Hit: "Gangsta's Paradise (from ‘Dangerous Minds')," Coolio featuring L.V.
    1996 - For the first time ever, a new single by a major recording artist is released exclusively on the Internet. David Bowie's "Telling Lies" is released on Bowie's Website (www.davidbowie.com), where it can be played and downloaded; the song does not appear anywhere on CD, record or cassette and is not to be heard on the radio.
    1998 - Top Hits
“I Don't Want To Miss A Thing” - Aerosmith
“The First Night” - Monica
“Crush” - Jennifer Paige
“My Way” - Usher
    1999 - Serena Williams won the U.S. Open women's title at age 17 in only her second year as a pro. Williams beat top-seeded Martina Hingis, 6-3, 7-6 (7-4).
    2001 - At 8:48 a.m. EDT a passenger jet crashed into the North Tower of the World Trade Center in New York City. Flames and smoke at 9:06 a.m. Another plane hit the WTC's South Tower. At 9:43 a.m. the Pentagon in Washington, DC was hit by another jet airliner. A few minutes later, a fourth jet airliner crashed in a field in Shanksville, PA, some 80 miles southeast of Pittsburgh. For the first time, terrorists had struck on U.S. soil. Air traffic to and from U.S. airports was halted. 19 Muslim militants, all men, all in their 20s and 30s, members of Osama Bin Laden's al-Qaeda, had hijacked at least four planes all in the name of their religion: Islam. Almost 3,000 people died at the World Trade Center, including 385+ firefighters and police who valiantly attempted to save the thousands in the towers. One jet destroyed a section of the Pentagon, killing 189 people. On the plane in Pennsylvania, the brave souls aboard tried to regain control from their hijackers. Their plane crashed in a field. There were no survivors. The 19 Islamic religious fanatics of Middle Eastern descent wanted to destroy what Americans stand for. They died in vain. But, the people they murdered did not. Americans are now prouder, more committed to stand together; united from Maine to Hawaii, from Alaska to Florida, determined not to let any country, religion, or people steal our freedoms. Americans will fight all evil-doers for our inalienable right to live in our democracy. The battle cry of the United States against terrorists: “Let's roll!” (Todd Beamer's last words as heard by an Airfone operator minutes before Flight 93 crashed.)
    2001 - In the wake of terrorist attacks on New York City's World Trade Center and the Pentagon, Major League Baseball cancels all games for security reasons and for the deep mourning for all the lives that have been lost. Yankee Stadium is evacuated as a precautionary measure.
    2002 - Yankee legends Whitey Ford and Phil Rizzuto unveil a monument dedicated to the victims of the September 11th terrorist attacks. The team also has a ceremonial tree planting in Monument Park in honor of the heroes and victims of horrific events of a year ago.
    2004 - As 36,887 Bank One Ballpark fans hope to see Barry Bonds hits his 699th and perhaps 700th career homer, they watch the Giant left fielder reach a different milestone. The San Francisco slugger receives three base-on-balls from Diamondback pitchers to break his own record and becomes the first Major Leaguer to walk over 200 times in a single season.
    2010 - The Medal of Honor was awarded for the first time since the Vietnam War.  U.S. Army Staff Sergeant Salvatore Giunta received the medal for his actions during the War in Afghanistan.
    2012 - The U.S. Consulate in Benghazi was attacked by members of the Islamic militant group Ansar al-Sharia.  U.S. Ambassador to Libya, J. Christopher Stevens, was killed with three others; the Cairo embassy was also attacked.  At the behest of the CIA, top U.S. officials initially described the attacks as the results of a spontaneous protest triggered by recently released anti-Muslim video.  Subsequent investigations showed that the attack was premeditated.
    2013 - The UN Security Council received alleged proof of chemical weapons use by Syrian militants from Russia.
    2014 - Court documents were unsealed for rulings in 2008 requiring companies to give customers' online data to the U.S. government with no warrant.  The papers showed that Yahoo! sued but lost, resulting in compliance by Yahoo!, Google, Apple, and others.