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Wednesday, September 13, 2023


Today's Leasing News Headlines

Mail Server Announcement
    Migrated to Google
New Business Are Up 25% in 2023
    By Delaney Sexton, Coleman Reports
New Hires/Promotions in the Leasing Business
    and Related Industries
Leasing and Finance Industry Help Wanted
  We Are Growing Our Senior Sales Team Now!
    www.topmarkfunding.com/careers
The Hardest Thing to Do Is To Be Yourself
    By Ken Lubin, ZRG Partners
Academy for Certified Lease & Finance Professionals
    September to November – Mentor Programs Available
*Date Noted Above for New CLFP Program
    Oakmont Public Virtual Public
Aurora’s Upgrades Bring New Possibilities with
    AI, Fast Funding, and Section 1071 Readiness
Mixed Breed
    Pensacola, Florida Adopt-a-Dog
Female Leasing/Finance Association Presidents
    Year of Office – Updated
News Briefs ---
Record Number of Billion-Dollar Disasters
    Shows the Limits of America’s Defenses
America’s biggest trading partner is
    no longer China but this country: Mexico
Inflation is toast — even if
    the Fed won’t say so yet
These are some of the notable companies
    laying off workers
Google trial begins in first major
    tech antitrust case in decades

You May Have Missed --
TikTok Popularizes Products
    Can It Sell Them, Too?

Broker/Funder/Industry Lists | Features (wrilter's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months
Sales Make It Happen

Sports Briefs
   California News
    "Gimme that Wine"
 This Day in History
  SuDoku
   Daily Puzzle
    GasBuddy
     Weather, USA or specific area
      Traffic Live----
       Wordle

######## surrounding the article denotes it is a press release, it was not written by Leasing News nor has the information been verified, but from the source noted. When an article is signed by the writer, it is considered a byline. It reflects the opinion and research of the writer.

[headlines]
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Mail Server Announcement
Notice

Leasing News has migrated its mail server to Google Workspace due in part to spoofing by foreign sources and other authentication isses.

If you sent an email to kitmenkin@leasingnews.org over the last few weeks it may have not been received. If newsworthy or with a question, please do not hesitate to try again.

Thank you.


[headlines]
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New Business Is Up 25% in 2023
By Delaney Sexton, Contributing Editor, Coleman Reports

In a recent study, Yelp reported that the number of new small businesses in 2023 is set to beat 2022’s all-time high. Minority-owned businesses and businesses in the hotel and travel industry are flourishing beyond the national average.

Each month of 2023 has seen growth of at least 15% in new businesses compared to that same month over the past four years. Every month has set an ongoing all-time high for new businesses since 2019. From the first seven months of 2022 to the first seven months of 2023, the national average of new businesses rose by 25%. When compared to 2019, new businesses are up by 46%.

Yelp found that new business openings in 2023 increased across all business categories. Some of the lead industries in new business growth are hotels & travel (39% increase), home services (37% increase), auto (27% increase), event services (27% increase), and local services businesses (23% increase).

New minority-owned businesses are following the growth trend too. This year there have been more than 33,000 new women-owned business openings, up 19% from 2022. New Black-owned businesses and new Latinx-owned businesses have both risen 28% in the last year. The influx of minority-owned businesses shows that lenders are reaching underserved markets.

The positive expansion of new businesses is also being tracked across all U.S. states for the first time, but the states on the East Coast are experiencing the most significant growth rate of new businesses in the last year. At the head of new business opening growth is Rhode Island (46% increase), West Virginia (46% increase), Delaware (45% increase), and Vermont (38% increase).

Whilst Eastern states are seeing a higher percentage of new businesses, other states have the greatest number of total new business openings. Those states include California, Florida, Texas, New York, and Georgia. More specifically, the metropolitan areas of these states are driving the highest number of new openings in 2023.

Source with full information:
https://www.yelpeconomicaverage.com/business-openings-report-h1-2023.html

Coleman Report
28081 Marguerite Pkwy.
#4525, Mission Viejo, CA 92690
bob@colemanreport.com


[headlines]
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New Hires/Promotions in the Leasing Business
and Related Industries


Sarah (Rule) Burnes
was promoted to Director, National Accounts, GreatAmerica Financial Services Cedar Rapids, Iowa. She joined GreatAmerica December, 2018, National Account Manager. Previously, she was Vice President, M2 Lease Funds LLC (November, 2007 - December, 2018); Strategic Financial Account Manager, Hewlett-Packard Financial Services (March, 2005 - October, 2007); Director, Vendor Relationship Development, GreatAmerica Leasing (2001 - 2005); Customer Service, Toyota Financial Services (1997 - 2003); Customer Service, McLeod, USA.
https://www.linkedin.com/in/sarahburnes/details/experience/


Mark Kasis was hired as Senior Account Executive, eCapital Corporation, Atlanta, Georgia. Previously, he was Managing Director and Head of Risk Management, Commercial Vertical (August, 2022 - June 2023);Managing Director, Regions Bank, Regions Business Capital (July, 2010 - August, 2022); Senior Vice President, Corporate Risk Management and Compliance, Tygris Commercial Finance (July, 2008 - November, 2009); Vice President, GE Commercial Finance, Corporate Lending (October, 2006 - June, 2008); Senior Vice President/Director, ORIX USA Commercial (October, 2000 - October, 2006). Full Bio:
https://www.linkedin.com/in/mark-kassis-6b0a70/details/experience/
https://www.linkedin.com/in/mark-kassis-6b0a70/


Kayleigh Murray was hired as Documentation Specialist, OnPoint Capital, LLC, New York, New York. He is located in Tonawanda, New York. Previously, she was Credit Analyst, Commercial Credit Group, Inc. (February, 2022 - September, 2023).  She joined Target Lending Co., LLC, March, 2019, Documentation Specialist, promoted August, 2020, Credit Manager.  Full Bio:
https://www.linkedin.com/in/kayleighmurray/details/experience/
https://www.linkedin.com/in/kayleighmurray


[headlines]
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Leasing and Finance Industry Help Wanted
  We Are Growing Our Senior Sales Team Now!
www.topmarkfunding.com/careers


[headlines]
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The Hardest Thing to Do Is To Be Yourself
By Ken Lubin, ZRG Partners

Societal pressures, expectations, and the constant quest for validation prevail; it often seems that the hardest thing to do is simply be yourself. We are bombarded with images, ideals, and standards that we are told to conform to, making it increasingly difficult to maintain our individuality. But embracing your true self is not just an act of rebellion; it's a journey towards self-discovery and authenticity: why being yourself can be one of the most challenging yet rewarding things you can do.

The Social Mask
From a young age, we are taught to fit into predefined roles and behave in ways that are deemed acceptable by society. This constant conditioning can lead us to wear a "social mask" that conceals our true thoughts, emotions, and identities. This mask may help us navigate social situations, but it often comes at the expense of our authenticity.

Fear of Judgment
One of the primary reasons it's difficult to be ourselves is the fear of judgment from others. We worry about what people will think if we express our true opinions, pursue our passions, or make unconventional choices. This fear can be paralyzing, leading us to conform to societal norms even when they don't align with our values.

Comparison Culture
The rise of social media has exacerbated the problem of comparison culture. We constantly compare our lives, appearances, and achievements to those of others, which can erode our self-esteem and make it even harder to embrace our unique qualities. The curated personas we see online often don't reflect reality, but we still strive to measure up to them.

Self-acceptance
Embracing your true self requires a deep level of self-acceptance. It means acknowledging your flaws, quirks, and imperfections and loving yourself despite them. This process can be incredibly challenging, as it requires us to confront our insecurities and confront the narratives that tell us we're not good enough.

The Power of Authenticity
Despite the challenges, being yourself is essential for living a fulfilling and meaningful life. Authenticity empowers you to make choices that align with your values and passions. It fosters genuine connections with others who appreciate you for who you are, not for the persona you present. When you embrace your true self, you're more likely to find happiness, fulfillment, and a sense of purpose.

Tips for Embracing Your Authentic Self

  • Self-reflection: Take time to understand who you truly are, your values, and your passions.
  • Surround yourself with supportive people: Seek out relationships that encourage and celebrate your authenticity.
  • Challenge fear: Confront your fear of judgment and practice vulnerability.
  • Let go of comparisons: Limit your exposure to social media and focus on your own journey.
  • Self-compassion: Treat yourself with the same kindness and understanding you would offer a close friend.

In a world that constantly pushes us to conform and fit into predefined molds, being yourself is indeed one of the hardest things to do. However, it's a journey worth embarking on. Embracing your authentic self leads to a more meaningful and fulfilling life, where you can make choices that align with your values and passions. Remember that authenticity is a process, and it's okay to take small steps towards being more yourself each day. So, go ahead, shed that social mask, and embrace the wonderful, unique individual that you are.


Ken Lubin, Managing Director
ZRG Partners, LLC
Americas I EMEA I Asia Pacific
C: 508-733-4789
https://www.linkedin.com/in/klubin/

The Ultimate Hire Collections:
http://leasingnews.org/Conscious-Top%20Stories/ultimate.html


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Academy for Certified Lease & Finance Professionals
 September to November – Mentor Programs Available

The Academy for Lease and Finance Professionals (ALFP) is a three-day event designed to fully prepare an individual to sit for the CLFP exam assuming the attendee has already self-studied. A trend has begun in having virtual online sessions.

During the first two days, all of the required sections of the CLFP exam are covered in-depth. On the third day, the exam is offered but is not mandatory and may be taken on another day.

Students are strongly advised to have read and studied The Certified Lease & Finance Professionals' Handbook prior to attending the class in order to ensure success.

Stearns Public, In-Person ALFP
September 19 – 29

Great America Private, In-Person ALFP
October 10 – 17

DLL Private, Virtual ALFP
October 18 – 18

Southern University Private, In-Person ALFP
November 3 - 4

Oakmont Public, Virtual ALFP *
November 8 – 10

Clark Atlanta University Private In-Person
ALFP (for CAU students)
November 10 - 11

Arvest Public, In-Person
November 16 – 18, 2023

Professional Handbook for Taking the Test in 2023
https://www.amazon.com/dp/B09TZM6SJ9?ref_=pe_3052080_397514860

About Academy
https://clfpfoundation.org/academy-for-lease-and-finance-professionals

[headlines]
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*Date Noted Above for New CLFP Program
Oakmont Public Virtual Public

“Available online November 8-10, thanks to Oakmont Capital Services who will host. This course is 3 half days of CLFP Exam prep, and will fully prepare a CLFP Candidate to sit for the CLFP exam assuming the attendee has read and thoroughly studied The Certified Lease & Finance Professionals’ Handbook prior to attending."

To start, be sure to order and study your CLFP Handbook if you haven't already done so: https://buff.ly/3OnufRn

Then, sign up for the Academy today: https://buff.ly/3OW8OFM

 

[headlines]
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##### Press Release ############################

Aurora’s Upgrades Bring New Possibilities with
AI, Fast Funding, and Section 1071 Readiness

Northteq Addresses Long-Standing Equipment Finance Industry and Regulatory Challenges with New Product Features and Upgrades

MINNEAPOLIS, MINNESOTA - Northteq, Inc., a leading provider of Salesforce loan origination solutions, announces upgrades to its Aurora platform. Embracing AI technology and user-centric design, these updates once again emphasize Northteq's commitment to driving FinTech forward in the equipment finance industry.

Northteq’s AI model seamlessly transforms handwritten applications into digital credit applications, while pre-configured tools expedite the entire lending process to just three minutes. Borrower authentication upgrades ensure a frictionless, compliant process and allow lenders to be ready to implement Section 1071 requirements. The enhanced credit summary offers a tailored borrower snapshot for precise decision.

Key feature updates include:

  • Intelligent Application Entry: Instantly populate credit applications directly into Aurora using Northteq’s trained AI model. Now, lenders, brokers, and vendor partners can take a picture of a handwritten application and securely upload it from any device or drag and drop a pdf application directly into a lender’s loan origination system in seconds.
  • End-to-End in 3 Minutes: Out of the box, pre-configured components, like the approval matrix, scorecards, pricing tables, and more, come ready to use, cutting down implementation time for new clients. Lenders can take a deal from application to documentation, all fully automated in just three minutes on installation.
  • Section 1071 Borrower Authentication: Users can effortlessly meet credit authorization needs, modify applications, and securely upload necessary documents from any device. The platform's intuitive interface makes completing credit and compliance requirements as easy as one click. Aurora is primed for the impending Section 1071 requirements, ensuring a seamless integration for lenders to be ready when the regulations take effect.
  • Enhanced Credit Summary: Get a comprehensive picture of a borrower in a single screen. Now lenders have the added advantage of customizing the credit summary screen with the data that matters most for a credit decision.

Check out the full list of upgraded products and features here.

About Northteq

Northteq, Inc. is a Minneapolis, Minnesota-based FinTech company that has helped over 175 lenders provide their customers, vendors, and employees with intuitive, thoughtfully designed lending solutions.

Northteq’s flagship product, Aurora, is an automated, Salesforce powered loan origination system and partner portal. Northteq also offers turnkey Salesforce apps created through key partnerships with FinTech industry leaders including Middesk, PayNet, FICO, Equifax, Experian, D&B, TimeValue, LexisNexis, Nintex, Ocrolus, Plaid, and many more.

 For more information visit   https://northteq.com/

### Press Release ############################


 

--------------------------------------------------------------

Mixed Breed
Pensacola, Florida Adopt-a-Dog

Reba

Female
Tan
Adult

PENSACOLA HUMANE SOCIETY
5 North Q Street
Pensacola, FL 32505
850-432-4250
adopt@pensacolahumane.org
https://pensacolahumane.org/

Apply for Adoption:

https://www.shelterluv.com/matchme/adopt/PHS-A-4881

[headlines]
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Female Leasing/Finance Association Presidents
Year of Office – Updated

 


June Sciotto (1994-1996)
President, Regal Finance, Inc. “First female president of a Leasing Association since 1988. She was President of Regal Finance, one of the original persons that started the National Association of Equipment Leasing Brokers, worked countless hours to get the organization off the ground, then went on to serve on the board becoming as its first Female President. This was back in the day when the term for President was for 2 years and all the work was done by the officers and board with no help from any management group or hired individuals. Several of the policies and procedures that were implemented by June Sciotto helped bring the National Association of Equipment Leasing to become a viable association for the Leasing Broker and also broke the barriers of the other organizations by getting them to recognize the NAELB and to include its members in their meetings.”


Donna Cole (2004-2005)
Owner, Business Capital Leasing, Inc.


Heather von Bargen (2005-2006)
Owner, Caladesi Capital, Inc.


Sonia V. M. Stoddard (2010-2011)
Owner, Stoddard 8 Associates


Joan Modes, BPB (2013-2015)
President, Gem Commercial Credit


Sheri Bancroft (2018-2019)
Vice-President, Bancroft Leasing


Cindy Downs (2020-2021)
Business Marketing Manager, Heartland Capital Group, LLC


Carrie Radloff, CLFP (2021-2022)
American Financial Partners 


Laura Estrada (2022 - 2023)
Preferred Capital Funding


Teresa Cranney (2023 - 2024)
American Financial Partners

 


Nancy Pistorio, CLFP (2005–2007)
2022 - First Woman to Chair Board of Trustees, Equipment Leasing & Finance Association
President, Madison Capital, Baltimore, Maryland, April 25, elected to two year term as president of the Eastern Association of Equipment Lessors (EAEL.) The first woman elected president in the 25-year history of the EAEL (Merged with United Association of Equipment Lessors, now the National Equipment Finance Association). She is Vice Chair of the Equipment Leasing and Finance Foundation.


Valerie Jester (Chair)
 (2007)
President of Brandywine Capital Associates. She served as Senior Vice President of First Sierra Financial. She was President and owner of Corporate Capital Leasing Group, which she sold to First Sierra Financial. Prior to founding Corporate Capital's predecessor company in 1988, Ms. Jester was a Regional Manager for General Electric Credit Corporation - in the company's Commercial Asset Finance Department. It is her volunteerism that nominates her as being one of the most influential women in leasing. For 17 years she has been active in the Equipment Leasing and Finance Association, very active on many committees, and also it was for her work that she was elected as the first woman chairman of the association. Ms. Jester has not limited herself and activities to one association. She also served on the Board of Directors of the Eastern Association of Equipment Lessors and as a member of the Ethics committee of the United Association of Equipment Leasing (now National Equipment Finance Association.) She also has been a speaker and chair of many industry conventions and workshops. Ms. Jester has also served on the Board of Directors of the YMCA of Chester County, Red Cross of Chester County, the American Lung Association of Chester and Delaware Counties, the Salvation Army, and the Chester County Art Association, and has served as Chair for many local fundraising events .Leasing News Person of the Year 2014.


Martha Ahlers (Chair)
 (2020)
Ahlers has more than two decades of commercial leasing and finance experience. She joined United Leasing & Finance in 1996. In her current role as President, her areas of direct involvement include sales, risk management, marketing, credit, operations and human resources. Prior to her promotion to President, she served as Vice President & Chief Operating Officer.  An active participant in ELFA, Ahlers has served on the ELFA Board of Directors since 2014. In addition to her current position on the ELFA Board, Ahlers is a member of ELFA’s Executive, Nominating and Personnel Committees. She previously served on the Fair Business Practices Committee. From 2015 to 2016, Ahlers was Chair of LeasePAC, ELFA’s nonpartisan federal political action committee. Ahlers also has been active with the Equipment Leasing & Finance Foundation. In 2018, she served as the ELFA Board Liaison to the Foundation. She has contributed to multiple Foundation studies, including “State of the Equipment Finance Industry” and “U.S. Equipment Finance Market Study.” She also has participated in the Industry Future Council and supports the Foundation as a donor. Outside of ELFA, Ahlers has been involved in numerous civic and community organizations, including the Ronald McDonald House Charities of the Ohio Valley Board of Directors, Evansville Executive Forum and the Tri-State MS Association Board of Directors. She holds a bachelor’s degree in economics from the University of Illinois.  


Kristine A. Snow (Chair) (2021)
President of Cisco Systems Capital Corporation
Snow has more than two decades of commercial leasing and finance experience. She joined Cisco Systems Capital Corporation, a wholly owned subsidiary of Cisco Systems, Inc., in 2009. As President, she leads the company’s global captive finance and certified remanufactured equipment businesses. Previously she served as President of Global Vendor Finance at CIT Group. An active participant in ELFA, Snow served on the Board of Directors from 2008-2011 and returned to the Board in 2017. In addition to her current position on the Board, she is a member of ELFA’s Executive, Nominating and Personnel Committees. Previously, she served as Chair of the Captive and Vendor Finance Business Council Steering Committee. She has also served as a participant in the Equipment Leasing & Finance Foundation’s Industry Future Council and a contributor to previous “State of the Equipment Finance Industry” reports. Outside of ELFA, Snow has been involved in numerous civic and community organizations. She serves on the Gonzaga University Board of Trustees and is Board Member Emeritus for St. Mary’s College School of Economics and Business Administration. She was honored by the Computer Reseller News 2019 Women of the Channel list and received the Silicon Valley Business Journal’s Women of Influence award and the YWCA Tribute to Women Award for the Silicon Valley.


Better Kerhoulas, CLFP (2003)
Owner, Pacific capital
UAEL Elects First Female President--Oct. 7, 2002, Leasing News
Oren Hall, emeritus member, former president of the United Association of Equipment Leasing (UAEL), made the motion from the floor, and President Bob Fisher, CLP, made the announcement, In the first 26 years of our association, we now have a female president, Bette Kerhoulas, CLP.


Tara Aasand
2014 - 2015
Vice-President, Sales and Relationship
Management at LTi Technology


Stephanie Hall, CLFP (2016-1017)
EVP, Small-Ticket BankFinancial Equipment Finance


Laura Carini, CLFP (2020-2021)
SVP Operations, Financial Pacific Leasing



Deborah Monosson (2008) 
President and CEO Boston Financial & Equity Corporation, Boston, Massachusetts. A role model for women in leasing, active on the board at the Equipment Leasing and Finance Association, Equipment Leasing and Finance Foundation, first female president of the Commercial Finance Association, serving on many committees, very active and outspoken. Operates a very successful company. Active is several leasing and finance associations.


Andrea Petro (2017)
Managing Director, Waterfall Asset Management. Ms. Petro has 26 years of experience lending to specialty finance companies, beginning her specialty finance career at Transamerica Business Credit and culminating in 17 years with Wells Fargo Capital Finance’s Lender Finance Division. As a managing director, Ms. Petro is leading the effort to expand Waterfall’s participation in lending to the specialty underlying commercial finance company market. Previously, she was Executive Vice President/Division Manager at Wells Fargo Capital Finance. Currently she is on the 2022 Secured Finance Foundation Board of Directors as Individual Campaign Chair.



[headlines]
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News Briefs---

Record Number of Billion-Dollar Disasters
     Shows the Limits of America’s Defenses
https://www.nytimes.com/2023/09/12/climate/billion-dollar-disasters.html

America’s biggest trading partner is
no longer China but this country: Mexico
https://nypost.com/2023/09/12/americas-biggest-trading-partner-is-now-mexico

Inflation is toast — even if
the Fed won’t say so yet
https://www.bostonglobe.com/2023/09/11/business/inflation-fed-cpi/o/

These are some of the notable companies
laying off workers
https://www.washingtonpost.com/business/2023/01/06/layoff-numbers/

Google trial begins in first major
tech antitrust case in decades
https://www.washingtonpost.com/technology/2023/09/12/doj-google-antitrust-case


[headlines]
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TikTok Popularizes Products.
Can It Sell Them, Too?
https://www.nytimes.com/2023/09/12/business/tiktok-shop-e-commerce.html

[headlines]
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Sports Briefs---

Brock Purdy throws 2 TDs in return from elbow surgery,
    49ers drill Steelers 30-7 in season opener
https://www.pressdemocrat.com/article/sports/brock-purdy-throws-2-tds-in-return-from-elbow-surgery-49ers-drill-steelers/

[headlines]
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California News Briefs---

Once-kidnapped Seagram heir lists
    Atherton mansion for $42 million
https://www.sfgate.com/local/article/seagram-heir-atherton-mansion-18351123.php

Fisherman’s Wharf is in trouble. But it’s
still more than a tourist trap
https://www.sfchronicle.com/sf/article/fishermans-wharf-tourist-18274985.phpp

San Jose hotel project site heads for
   real estate auction, foreclosure
https://www.mercurynews.com/2023/09/06/san-jose-hotel-real-estate-build-develop-covid-economy-foreclose-tech/


[headlines]
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Gimme that Wine

 

http://www.youtube.com/watch?v=EJnQoi8DSE8    

Napa Cabernet 2020: Vintage report
    and top recommendations
https://www.decanter.com/premium/napa-cabernet-2020-vintage-report-and-top-recommendations-510257/

Longtime Oakville Growers Release Inaugural Vintage
of Ehrlich Vineyard Cabernet Sauvignon
https://www.winebusiness.com/news/article/276490

Cameron Diaz adds Pinot Noir
to her Avaline wine brand
https://www.thedrinksbusiness.com/2023/09/cameron-diaz-adds-pinot-noir-to-her-avaline-wine-brand/

Buying vineyards: Oregon still a bargain,
for now
https://www.capitalpress.com/specialsections/wine/buying-vineyards-oregon-still-a-bargain-for-now/article_716761c2-3704-11ee-acf0-e7cfda4ec481.html

[headlines]
----------------------------------------------------------------

This Day in History

     1663 - The first major conspiracy between slaves and indentured servants occurs in Gloucester County, Virginia. The plot was betrayed to the authorities. Several plotters were beheaded.
    1635 - The Massachusetts General Court banished Separatist preacher Roger Williams, 32, for criticizing the Massachusetts Bay Company charter and for perpetually advocating a separation of church and state.
    1759 - General Wolfe defeats General Montcalm on the Plains of Abraham outside Quebec City. Canada becomes English. End of the 7 Years' War, King George's War: English (in New Canada) and French (in New France) duke it out with Indian allies on each side. Both sides build forts or fortify trading posts in Indian country. Choctaw, Tuscarora, Yamasee, Cherokee, some Creeks, fight for the French; Mohawks, Chickasaw fight for the English.
    1778 - Congress picked New York, NY, as the location of the new US government in place of Philadelphia, which had served as the capital up until this time. In 1790, the capital moved back to Philadelphia for ten years, before moving permanently to Washington, D.C. They also authorized a Federal election,  “resolved that the first Wednesday in January next be the day for appointing electors in several states, which, before the said day, shall have ratified the said Constitution; that the first Wednesday in February next be the day for the electors to assemble in their respective states, and vote for a President; and that the first Wednesday in March next be the time, and the present seat of Congress the place for commencing the preceding under the said Constitution.”
    1814 - Francis Scott Key was aboard a ship that was delayed in Baltimore Harbor by the British unsuccessful bombardment on Fort McHenry.  Key had no choice but to anxiously watch the battle. That experience and seeing the American flag still flying over the fort the next morning inspired him to pen the verses that, coupled with the tune of a British musician's popular drinking song, “Anacreon in Heaven,” became our official national anthem in 1931, 117 years after the words were written. The commander of the Fort knew the British would be attacking and had a second flag made by Betsy Ross that was ten times the size of the fort's flag so it could be seen from far away as a sign of defiance to the British and to show the people of the land the resolve not to surrender the fort. 
(lower half of: http://memory.loc.gov/ammem/today/sep13.html )
This battle became a major turning point in halting the British, who for the first time, were beginning to retreat and trying to re-group.  The Americans were now organized and if not winning battles, were pushing back British troops.
    1845 – Alexander Joy Cartwright was said to present the first set of baseball rules.  It was believed that Cartwright and his friends formed their baseball club in the early 1840s and named it after Manhattan’s volunteer Knickerbocker Engine Company.  In 1845, Cartwright’s Knickerbockers moved across the Hudson River via ferry to play on the spacious Elysian Fields in Hoboken, N.J. It was there that the club became a driving force in baseball’s rapid development. Cartwright served as the Knicks’ secretary in 1846 and then as their vice president from 1847-48. He was also a member of the club’s rules committee in 1848.  In 1845, a committee from the new club including William Wheaton (but not Cartwright) drew up rules resembling those of the Gothams. The major precepts included the stipulations that foul territories were to be introduced for the first time, and the practice of retiring a runner by hitting him with a thrown ball was forbidden.   Cartwright is also erroneously credited for introducing flat bases at uniform distances, three strikes per batter and nine players in the field.  However, modern scholarship has cast doubt on the originality of these rules, as information has come to light about the New York clubs that predated the Knickerbockers, in particular the rules devised by William Wheaton for the Gotham Club in 1837. Baseball historian Jeffrey Kittel has concluded that none of the Knickerbocker Rules of 1845 was original, with the possible exception of three-out innings.  As MLB's Official Historian John Thorn wrote, Cartwright has "a plaque in the Baseball Hall of Fame on which every word of substance is false. Alex Cartwright did not set the base paths at ninety feet, the sides at nine men, or the game at nine innings." (In fact, all three were established by the inter-club Convention of 1857, eight years after Cartwright had left New York).
    1851 - Birthday of Walter Reed (d. 1902), at Gloucester County, VA. American army physician especially known for his Yellow Fever Research. This insight gave impetus to the new fields of epidemiology and biomedicine, and most immediately allowed the resumption and completion of work on the Panama Canal (1904–1914) by the United States.  He served as an army surgeon for more than 20 years and as a professor at the Army Medical College. The US Army's general hospital at Washington, DC, is named in his honor.
    1857 – Milton S. Hershey (d. 1945) was born in Derry Twp, PA.  He founded the Hershey Chocolate Company and the "company town" of Hershey, PA, eventually becoming a great success. As he and his wife had no children, they turned to philanthropy.
    1860 – General of the Armies John J. “Black Jack” Pershing (d. 1948) was born in Laclede, MO.  He is most famous as the commander of the American Expeditionary Force (AEF) in World War I, 1917–18. He rejected British and French demands that American forces be integrated with their armies, and insisted that the AEF would operate as a single unit under his command, although some American divisions fought under British command, and he also allowed all-black units to be integrated with the French army.  Pershing is the only American to be promoted in his own lifetime to General of the Armies, the highest possible rank in the United States Army; an act was passed in 1976 retroactively promoting George Washington to the same rank but with higher seniority, ensuring that he would always be considered the senior ranking officer in the United States Army.
    1862 - Perhaps this one event changes the Civil War most dramatically.  It ended General Robert E. Lee's plan to invade Washington, D.C. and win over the growing demand for "peace" with the Confederates. Not only was Lee surprised that McClellan could muster his troops in such short notice but outmaneuvered his plans. McClellan had obtained a copy of General Lee's surprise battle plans.  ”According to the records, the XII Corps, 1st division of General Alpheus Williams, was bivouacked about a mile southeast of Frederick, Maryland, on a meadow occupied the day before by Confederate General D. H. Hill's command. Around 10 a.m. on the 13th of September, 1862, Private Barton W. Mitchell of the 27th Indiana, along with Sergeant John M. Bloss, discovered an envelope containing three cigars wrapped in a piece of paper lying in the grass. The document turned out to be a copy of Confederate General Robert E. Lee's orders for the Invasion of Maryland. The dispatch was addressed to Confederate General Hill. Passed up through the chain of command, the captured order gave Union General George B. McClellan advance notice of his enemy's movements. Holding the paper, McClellan exclaimed, ‘Here is a paper with which, if I cannot whip Bobby Lee, I will be willing to go home'."  What was to follows was the first major Civil War engagement on Northern soil and the bloodiest single day battle in American History on September 17. This was just 18 days after the Confederate victory at Second Manassas, 40 miles to the southeast in Virginia.  General Lee's overall strategy would not have only won the battle but perhaps ended the war politically, except for the finding on an envelope containing three cigars wrapped in a piece of paper lying in the grass.
http://www.nps.gov/anti/ordr_191.htm
http://www.nps.gov/anti/battle.htm
    1867 - Gen E. R. S. Canby orders South Carolina courts to impanel black jurors, part of the Freedman Bureau. When President Tyler is installed, much of the reconstruction effort comes to an end, including allowing Blacks to serve on juries. 
http://www.tsha.utexas.edu/handbook/online/articles/view/CC/fca39.html
    1876 - Birthday of Sherwood Anderson (d. 1941), Camden, OH. Author and newspaper publisher, he is best remembered for his book, “Winesburg, Ohio.”
http://memory.loc.gov/ammem/today/sep13.html 
    1881 - African-American Louis Latimer patents an electric lamp with a carbon filament.
    1881 - The famous "Yellow Day" in the northeast caused by Michigan forest fires where 20 villages were burned and 500 killed. The smoke filtered out most of the light and left a brassy tinge on everything
    1886 - Birthday of Alain L. Locke (d. 1954), Philadelphia.  Philosopher and first Black Rhodes Scholar, 1907.
    1900 - At the Polo Grounds, Christy Mathewson made his first start, pitching a complete game 6-5 loss to the Chicago Orphans.
    1902 – The Orphans’ Joe Tinker, Johnny Evers and Frank Chance played their first game as the double play combo that would become famous.
    1905 - Birthday of Meade Lux Lewis (d. 1964), Chicago, IL.  One of my favorite pianists and Boogie Woogie master. 
    1909 – Little-known fact:  Ty Cobb clinched the AL home run title with his 9th, an inside-the-park drive against the Browns. In fact, all his nine home runs this season were inside-the-park. Only Wahoo Sam Crawford (12 in 1901) has hit more inside-the-park homers in a year than Cobb.
    1910 - Tenor sax player Chu Berry (d. 1941) was born Leon Brown Berry, Wheeling, W.Va.
    1916 - Birthday of singer Dick Haymes (d. 1980), born Buenos Aires, Argentina to British parents.  He was one of the most popular male vocalists of the 1940s and early 1950s.
    1922 - The mercury climbed to 136 degrees (Fahrenheit) in Azizia, Libya, the highest temperature ever recorded on Earth. We sure hope they had plenty of lemonade on hand.
    1925 - Birthday of “The Velvet Fog,” singer, drummer, actor, composer Mel Torme (d. 1999), Chicago.  A child prodigy, he first performed professionally at age 4, singing "You're Driving Me Crazy" at Chicago's Blackhawk restaurant.  Tormé wrote more than 250 songs, several of which became standards. He often wrote the arrangements for the songs he sang. He collaborated with Bob Wells on his most popular composition, "The Christmas Song" (1946), which was recorded first by Nat King Cole. Tormé said that he wrote the music in 45 minutes.  http://www.spaceagepop.com/torme.htm
    1925 – Years before Johnny Vander Meer finally did it, Brooklyn’s Dazzy Vance nearly threw consecutive no-hitters, pitching a 10-1 no-hitter five days after a 1-0 one-hitter.  
    1931 - Vaudeville star Eddie Cantor was heard for the first time -- on NBC radio. "The Chase and Sanborn Hour" became one of the most popular radio shows of the 1930s. He also made the early transition to television and his variety show was very popular until he retired.
    1936 – Indians’ teenage pitching phenom Bob Feller tied the Major League record and set a new AL record by striking out 17 batters as he two-hit the Philadelphia A’s, 5-2. After the season, "Bullet Bob" returned to his Van Meter, IA home to graduate from high school.
    1948 - Margaret Chase Smith (R-Me) was elected senator, the first woman to serve in both houses of Congress.
http://www.umaine.edu/mcsc/AboutUs/Bio.htm
http://www.biddle-audenreed.com/MagSmith.html
    1949 - The Ladies Professional Golf Association was formed in New York City. Patty Berg became the first president of the LPGA.
    1954 - The cover of "LIFE" magazine was adorned with Judy Garland's picture, with the caption, “Judy Garland takes off after an Oscar.” Garland had been nominated for her role in "A Star is Born."
    1955 - Top Hits
“The Yellow Rose of Texas” - Mitch Miller
“Maybellene” - Chuck Berry
“Autumn Leaves” - Roger Williams
“I Don't Care” - Webb Pierce
    1956 - Birthday of Joni Sledge (d. 2017), Philadelphia, PA, vocalist.  Her biggest hit was as Sister Sledge with “We are Family.” 
http://www.lustigtalent.com/html/sledge.htm 
http://www.entertainment-net.com/sister_sledge.html 
http://www.ebceleb.com/soul/kevsweb34/sister.htm
http://www.marstalent.com/bio_sister_sledge.htm
    1960 - The U.S. Federal Communications Commission banned payola. A scandal, investigated by a Congressional committee, involved some of the biggest names in radio, including popular New York DJ Alan Freed. He lost his job at WABC for allegedly accepting gifts and money for playing certain records. There was substantial evidence to prove that the practice was quite widespread in the industry. Tickets, dinners, trips, are still commonplace gifts by record and entertainment promoters. In addition, DJs often demanded and received songwriting credits on the releases to receive royalties as the songs gained popularity and play time on the air.  Cash is now a “no-no.”
    1962 - No. 1 Billboard Pop Hit: "Sherry," The Four Seasons.
    1963 - Top Hits
“My Boyfriend's Back” - The Angels
“Hello Mudduh, Hello Fadduh!” - Allan Sherman
“Blue Velvet” - Bobby Vinton
“Ring of Fire” - Johnny Cash
    1964 - New York DJ Murray the K hosts the conclusion of the ten-day rock ‘n’ roll extravaganza at Brooklyn's Fox Theatre, held to compete against the Animals ten-day run at Brooklyn's Paramount Theatre. Acts on the Fox bill include Marvin Gaye, the Miracles, Martha & the Vandellas, the Contours, the Supremes, the Searchers, the Temptations, Jay & the Americans, the Dovells, the Newbeats, Little Anthony & the Imperials, the Shangri-las and the Ronettes. The Fox show outdraws the concurrent Paramount show.
    1965 - Willie Mays hits his 500th home run. Connecting against Don Nottebart of the Houston Astros, Mays becomes only the fifth player to reach the milestone. Mays' blast helps the San Francisco Giants to a 5-1 win.  Mays finished his Hall of Fame career with 660 which, at the time he retired, was third all-time behind Babe Ruth and Henry Aaron…and without PEDs.
http://www.baseballprimer.com/daily/daily2001-09-13.shtml
http://www.baseball-reference.com/m/mayswi01.shtml
    1965 - The Beatles release the single, "Yesterday/Act Naturally." This is also the day they win their first Grammy -- for Best Group and for their "A Hard Day’s Night" LP.
    1968 - Clarence Carter received a gold record for his million-selling hit "Slip Away." Carter earned two other gold records for "Too Weak to Fight" and "Patches." The singer from Montgomery, Alabama had been blind since age one and taught himself to play guitar by age 11.
    1969 - John Lennon and his wife, Yoko Ono, presented the Plastic Ono Band in concert for the first time. The appearance at the Toronto Peace Festival was Lennon's first in four years. The first hit by the new group, "Give Peace a Chance," made it to number 14 on the charts.
    1969 - In a 6-4 defeat to the Reds, Bobby Bonds becomes the fourth player in Major League history steal at least 30 bases and hit at least thirty home runs in the same season. The other members of the 30/30 club include Ken Williams (1922-Browns), Willie Mays (1956 & 1957-Giants) and Hank Aaron (1963-Braves).
    1969 - Santana's debut album enters the LP chart.
    1970 - The first New York City marathon drew 126 runners, 55 of whom finished the course. Queens fireman Gary Muhrcke won the race with a time of 2:31:38.2
    1970 - IBM brings out the System 370 computer; the first with a rational data base. Intel, later in the year, introduces the ROM chip, where the memory stays on the chip when the electricity is turned off. Gene Amdahl spins off a new company and the start of the modern computer can be linked to this introduction by IBM.
    1971 - The World Hockey Association was formed. It was announced that play would commence in October, 1972.  The charter teams:  Alberta Oilers, Chicago Cougars, Calgary Broncos became the Cleveland Crusaders by Opening Day, Dayton Arrows became the Houston Aeros by Opening Day, LA Sharks, Minnesota Fighting Saints, New England Whalers, New York Raiders, Ottawa Nationals, Miami Screaming Eagles became the Philadelphia Blazers by opening Day, San Francisco Sharks became the Quebec Nordiques by opening Day, Winnipeg Jets.  Beset by financial difficulties from the start, the league managed to last until 1979, when a merger with the NHL took the Edmonton Oilers, New England Whalers, Quebec Nordiques, and Winnipeg Jets, after which the WHA disappeared. 
    1971 - Top Hits
“Go Away Little Girl” - Donny Osmond
“Spanish Harlem” - Aretha Franklin
“Ain't No Sunshine” - Bill Withers
“Easy Loving” - Freddie Hart
http://www.thocp.net/timeline/1970.htm
    1971 - Nine hostages and 28 prisoners die in take over at Attica State Prison by authorities.
http://abcnews.go.com/sections/us/DailyNews/attica000104.html
http://www.cpa.eku.edu/attica.htm
http://www.amadist3.com/attica.htm
http://www.nationalcops.org
    1971 - Frank Robinson hits his 500th home run.
http://www.thediamondangle.com/archive/april01/fivec.html
    1974 - “Chico and the Man” premiered on TV. This sitcom starred Jack Albertson as Ed Brown, acranky garage owner, and Freddie Prinze as Chico Rodriguez, his Mexican-American employee. It was set in the bar­rio of East Los Angeles. However, the show was widely criticized for its use of the term “Chico,” which was derogatory to many Chicanos, and for the lack of Mexican-Americans in the cast or crew. To remedy this, the cast was expanded to include Issac Ruiz as Chico's friend, Reman and Rodolfo Hoyos as Ed's friend, Rudy.  It was the first U.S. television series set in a Mexican-American neighborhood and lasted until July, 1978.
    1975 - Bruce Springsteen's "Born to Run" LP enters the chart.
    1976 - “The Muppet Show.” This comedy variety show was hosted by Kermit the Frog of ‘Sesame Street.” The new Jim Henson puppet characters included Miss Piggy, Fozzie Bear and The Great Gonzo. Many celebrities appeared as guests on the show, which was broadcast in more than 100 countries. The show ran until 1981. “Muppet Babies” was a Saturday morning cartoon that ran from 1984 until 1992. The Muppet Movie (1979) was the first of five films based on “The Muppet Show.” In 1996 a new show, Muppets Tonight!, was created.
    1976 - Peter Frampton's fourth solo album, "Frampton," goes gold. It's his commercial breakthrough album containing the hits "Show Me the Way" and "Baby I Love Your Way."
    1977 - The first diesel cars to be mass-produced were the Oldsmobile 88 and 98-diesel-engine models introduced by General Motors.
    1977 - “Soap” was a prime-time comedy that parodied soap operas. It had plots that were funny (e.g. Corinne's baby is possessed by the devil), controversial (e.g. Billy joins a cult) and downright bizarre (e.g. Burt is abducted by aliens). The show focused on two families, the wealthy Tates and the middle-class Campbells. It starred Katherine Helmond, Robert Mandan, Jennifer Salt, Diana Canova, Jimmy Baio, Robert Guillaume, Cathryn Damon, Richard Mulligan, Ted Wass, Billy Crystal, Richard Libertini, Kathryn Reynolds, Robert Urich, Arthur Peterson, Roscoe Lee Browne and Jay Johnson. Rod Roddy was the announcer who recapped what had happened on the previous episode
    1979 - “Benson” premiered on TV. This half-hour sitcom was a spin-off from the popular series “Soap.” Benson, played by Robert Guillaume, went to work for Jessica's Tate's widowed cousin Governor James Gatling, played by James Noble. The series centered around Benson trying to keep the household intact while the governor performed his duties for the state. The last telecast aired Aug 30, 1986. Other cast members included Missy Gold, Rene Auberjonois, Ethan Phillips, Didi Conn, Caroline McWilliams, Inga Swenson and Lewis J. Stadlen. 
    1979 - Abba's first North American tour opens in Edmonton, Alberta.
    1979 - Top Hits
“My Sharona” - The Knack
“After the Love Has Gone” - Earth, Wind & Fire
“The Devil Went Down to Georgia” - The Charlie Daniels Band
“I May Never Get to Heaven” - Conway Twitty
    1980 - Jackson Browne has the first Number One album of his career with the platinum "Hold Out," his first LP in well over two years.
    1983 - Huey Lewis and the News' "Sports" LP is released.
    1983 - United States mint strikes first gold coin in 50 years (Olympic Eagle) 
http://www.iccoin.com/usmin19lossi.html 
    1984 - Hurricane Diana made landfall near Wilmington, NC after meandering for two days off the coast. On the 11th, the Oak Island Coast Guard station recorded sustained winds of 104 mph with gusts over 115 mph. Wilmington recorded over 13.72 inches of rain. Damage was set at $78 million.
    1985 - Sting begins his first solo tour in San Diego.
    1986 - "Captain EO," a 17-minute, three-dimensional, musical, science-fiction flick starring Michael Jackson, made its gala premiere at Disneyland in Anaheim, CA and at Disney's Epcot Center in Orlando, FL this day. The innovative movie cost approximately $1,000,000 a minute to produce.
    1986 - Miss America-1987 was crowned in Atlantic City, NJ.  Kellye Cash was the grandniece of singer Johnny Cash. It was the first year that the contestants' measurements were not publicized. Women's groups had been protesting the Miss America Pageant, especially the judging of contestants in swim suits, saying it was humiliating and demeaning to women.
    1987 - The New England Patriots became the first NFL team to broadcast its games on a regular basis on a French-Canadian radio network. Pierre Donais handled the play-by-play in French with radio station KCLM, a 50,000-watt station in Laval, Quebec, serving as the flagship.
    1987 - Top Hits 
“La Bamba” - Los Lobos 
“I Just Can't Stop Loving You” - Michael Jackson with Siedah Garrett 
“Didn't We Almost Have It All” - Whitney Houston 
“Make No Mistake, She's Mine” - Ronnie Milsap & Kenny Rogers
    1988 - Hurricane Gilbert smashed into the Cayman Islands, and as it headed for the Yucatan peninsula of Mexico strengthened into a monster hurricane, packing winds of 175 mph. The barometric pressure at the center of Gilbert reached 26.13 inches (888 mb), an all-time record for any hurricane in the Caribbean, Gulf of Mexico, or the Atlantic Ocean. Gilbert covered much of the Gulf of Mexico, producing rain as far away as the Florida Keys.
    1989 - Jockey Pat Day rode eight winners in nine races at Arlington Park in Illinois, breaking the record for most winners in a single day of racing at one track. Day finished second in the other race.
    1989 - Bruce Springsteen records "Viva Las Vegas" for the Elvis Presley tribute album, "The Last Temptation of Elvis."
    1990 - “Law & Order” premiered on TV. This hour-long series was filmed on location at New York City. Each episode shows the interaction between the police and the district attorney's office in dealing with a crime. Almost the entire cast has changed over the life of this program; Steven Hill as District Attorney Adam Schiff had been the only constant and was replaced in season 11 by Dianne Wiest and Fred Thompson followed in season 13.  Michael Moriarty as Assistant District Attorney Benjamin Stone was followed by Sam Waterston as ADA Jack McCoy. Richard Brooks as ADA Paul Robinette was replaced by Jill Hennessy as ADA Claire Kincaid who was replaced by Carey Lowell as ADA Jamie Ross followed by Angie Harmon as ADA Abbie Carmichael. The police have been represented by George Dzundza as Detec­tive Max Greevey, followed by Paul Sorvino as Detective Phil Cerreta, followed by Jerry Orbach as Detective Lennie Briscoe. Christopher Noth playing Detective Mike Logan was replaced by Benjamin Bratt as Detective Reynaldo Curtis followed by Jesse L. Martin as Detective Edward Green. Dann Florek as Captain Donald Cragen was followed by S. Epatha Merkerson as Lieu­tenant Anita Van Buren.  The entire “Law and Order” franchise, including “Law and Order: Special Victims Unit,” “Law and Order: Criminal Intent,” “Law and Order: Trial by Jury,” “Law and Order: True Crime,” and “Law and Order: You the Jury” constitute over 1,000 hours of programming and 1,096 original episodes.  They currently enjoy the entertainment afterlife in syndication and eternal annuities for creator Dick Wolf. 
    1992 - The first punt less game in NFL history saw the Bills beat the 49ers 34-31. The Buffalo Bills (quarterback Jim Kelly: 403 yards and three TDs) and San Francisco 49ers (QB Steve Young: 449 yards and three touchdowns) combined for 1,086 yards of total offense -- without punting the ball once. And they have the nerve to call it football...
    1993 - There was hope that the 45 years of war between Arabs and Jews would come to an end. PLO Chairman Yasser Arafat and Israeli Prime Minister Yitzhak Rabin came together in Washington, DC to sign an agreement to make peace, not war.  They signed the Oslo Accords, granting limited Palestinian autonomy.
    1993 - A strong winter type storm moved through the Rockies and western high plains producing record early snows. Denver, CO recorded 5.4 inches for its greatest snowstorm for so early in the season after reaching 92 degrees the day before. Records were also set at Cheyenne, WY with 5.5 inches and Scottsbluff, Nebraska with 2.5 inches.
    1993 - "Late Night with Conan O'Brien" makes its premiere on NBC. E Street Band drummer Max Weinberg is the show's band leader with the Max Weinberg 7.
    1997 - Oscar De La Hoya was awarded a unanimous decision after 12 rounds against Hector ‘Macho' Camacho in Las Vegas. This was the second time De La Hoya, unbeaten in 26 bouts, had successfully defended his WBC welterweight boxing title. “He earned it,” the bruised and battered Camacho said following the loss. “He did everything he said he was going to do, except he didn't knock me out.”
    1997 - “I like that ooh, ooh; Come on, come on MC, MC ooh, ooh...” Mariah Carey's "Honey" debuted on the "Hot 100" at number one -- her third single to do so. The others were "Fantasy" (Sep 30, 1995) and "One Sweet Day" (Dec 2, 1995). Carey was the first artist to have three singles debut at #1.
    1999 - Country music newcomers the Wilkinsons sweep the 1999 Canadian Country Music Awards by gathering five trophies. Close behind is Canadian-born country music sensation Shania Twain with four awards.
    2001 - Due the terrorist attacks on the World Trade Center and the Pentagon, Major League Baseball postpones all games through September 17. The 91 missed games, the most regular-season contests not played since World War I forced the cancellation of the final month of the 1918 season, have been re-scheduled for the week after the regular season ends meaning the World Series is likely to extend into November for the first time in history.
    2001 – Civilian air traffic resumed after the September 11 attacks closed US airspace for several days.
    2008 – Hurricane Ike made landfall on the Texas Gulf Coast causing heavy damage to Galveston Island, Houston, and surrounding areas. 
    2009 - Ichiro reached the 200 hit mark for the 9th straight year, a first in Major League history. 
    2013 – Insurgents attacked the US consulate in Herat, Afghanistan, with two members of the Afghan National Police reported dead and about 20 civilians injured.
    2018 – The Merrimack Valley gas explosions: excessive natural gas pressure caused fires and explosions in pipelines owned by Columbia Gas of Massachusetts caused a series of explosions and fires to occur in as many as 40 homes, with over 80 individual fires, in the towns of Lawrence, Andover, and North Andover. One person was killed and 30,000 were forced to evacuate their homes.

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