The Best Compliment You Can Give
   Placard

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Canadian Finance and Leasing Association Annual Conference
September 19 – 22, Quebec City, Canada
By Hugh Swandel, President, Meridian OneCap Credit Corp

Hugh on Podium at Conference

This past week, over 350 industry colleagues came together to celebrate 50 years of the Canadian Finance and Leasing Association (CFLA). The Canadian industry association is made up of vehicle and commercial equipment finance companies as well as their service providers. For 50 years, the dedicated membership has consistently improved and built an organization that is respected by governments and industry stakeholders. The conference was an opportunity for members to reconnect and share opinions on key issues facing the industry.

Quebec City is a tremendous location for a conference and showcases the unique French-Canadian culture. Many who visit Quebec City comment that it feels like a European city with cobblestone streets and buildings from a different era.  The association made every effort to showcase the city as well as the conference venue.  The opening reception of the conference was held at the provincial legislature and attendees had ample time to arrange off site dinners in the older neighborhood of a beautiful city.

During the conference, the President, Michael Rothe, spoke on the historic accomplishments of the association and the ambitious plans. Michael took the opportunity to report on successes including the funding of a report outlining why vehicle theft and illegal exports are an increasing problem and what can be done to address them on the municipal, provincial, and federal levels. The report was extremely well received by news outlets across Canada and has resonated well with all levels of government.

Ralph Petta, President and Chief Executive Officer of the Equipment and Financing Association (ELFA), attended the event and this presented a unique opportunity for the Canadian Association to show its appreciation to Mr. Petta prior to his upcoming retirement.  CFLA President Michael Rothe thanked Ralph Petta for the many years he has supported the CFLA and fostered a close cooperative relationship between the CFLA and the ELFA. The association was grateful to have the opportunity to acknowledge the leadership demonstrated by the ELFA leader to foster global cooperation among associations from around the world.

The conference agenda was well balanced between industry specific presentations and experts providing leading edge insights into fraud, politics, law and other relevant topics. The speakers included Peter Mansbridge, a legendary Canadian journalist who anchored the national news for over 30 years. His speech resonated very strongly with the audience and was of the highest caliber.

The conference closed with a final dinner at which time the David Powel CFLA Member of the Year Award recipient was announced. This year’s recipient was Richard McAuliffe who, throughout his career, has been a proactive leader with the CLFA and a key contributor to many of the most important initiatives carried out by the association. Richard, who is currently President, Head of Siemens Financial Services Commercial Finance, was humbled by the award and made a memorable acceptance speech.

The conference closed with the release the results of a branding update project undertaken to celebrate the 50th anniversary of the Canadian Finance and Leasing Association. The updated branding captures the spirit of an association well positioned to continue to provide the fuel that drives Canadian economic growth for another 50 years and beyond.

Hugh Swandel | President
Meridian OneCap Credit Corp
204 – 3185 Willingdon Green
Burnaby, B.C.  V5G 4P3
T: 604-646-2254  | 888-735-2201, extension 8298 (toll-free)
C: 236-888-9031
@: hugh.swandel@meridianonecap.ca 
meridiancu.ca/mocc

 

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  deBanked CONNECT San Diego Conference
By Marshall Goldberg, Esq., Leasing News Legal Editor

I had the privilege to attend the deBanked Connect San Diego Conference at the Wyndham San Diego Bayside. For those who do not know, deBanked is an association created by Sean Murray, its amazing Chief Editor, covering everything in the nonbank finance universe. The Conference was a great success with 348 participants attending, many of whom had never previously attended a deBanked conference. There was lots of time for networking.

Sean’s opening statements included a discussion of the decline in the competition for “A paper” and how the players in the nonbank space are doing quite well despite high interest rates, though he is also aware of increased defaults in some areas.

Sean remarked that we are entering into a phase where many banks are not lending, opening space for increased alternative financing. The largest area of business in this industry originates out of New York, followed by Miami and then Southern California. Sean concluded by recommending that participants in the industry seriously consider integrating AI chatbots to stay competitive at scale.

At the conference, the panelists included David Snitkoff and John Lowenthal of Ocrolus, Elizabeth Schuerman of OnxyIQ, and Mark Ross of Dragin. Tye Hanna, CEO of Titan Asset Management, spoke on how to value Merchant Cash Advance portfolios.

Brock Blake, CEO of Lendio, discussed tech platforms that have entered the lending space and the importance of innovation in a changing world.

I was given the opportunity to speak with David Austin and Scott Peterson on legal and regulatory developments affecting the merchant cash industry and other similar non-bank financial service industries. 

The Conference concluded with a beautiful, hosted reception at the hotel outdoor terrace on a clear magnificent San Diego evening.

Information can be found for those interested in attending the next deBanked Connect conference to be held in Miami on January 11, 2024, at www.debankedmiami.com

I also recommend to subscribe to deBanked:
https://debanked.com/forums/register

Marshall Goldberg, Esq.
Glass & Goldberg, A Law Corporation
22917 Burbank Blvd.
Woodland Hills, CA 91367-4203
(818) 474-1532 Direct
(818) 888-2220 Main
(818) 888-2229 Facsimile
mgoldberg@glassgoldberg.com
www.glassgoldberg.com

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Women in Leasing Going Strong!!!
By Sloan Schickler, Esq.

It has been a terrific year for the National Vehicle Leasing Association’s Women in Leasing. After a high energy kickoff at the 2022 Annual Meeting in Tucson, we agreed to meet online and settled into a bi-monthly format.

This past May, we agreed to form a Women in Leasing Committee as a part of the NVLA with the following goals:

• Develop opportunities for women in NVLA to connect, network, and share resources and knowledge
• Create pathways to leadership for women within NVLA.
• Expand, attract, and retain NVLA membership through program involvement.
• Ensure that the diverse voices and perspectives of NVLA’s stakeholders are represented and heard within the association.

The committee agreed to have a focal point for discussion at each meeting and we adopted the topic: What is impacting your business today? Last week, we had a 40-minute discussion that centered around how interest rates are impacting the members’ businesses and their views and experience with electric vehicles. We could have spent a lot more time on both of those topics—we barely got into them.

We have prepared a survey to go out to the general membership in the next few weeks so we can learn more about what Women in Leasing should be addressing, including the issues that you believe are pressing.

Depending upon the results, we will adapt the issues to appear on the agenda at our next in person meeting at 12:00 pm on October 12, 2023 in Austin, TX at the Annual NVLA Meeting. We look forward to seeing everyone in person and to rekindling our acquaintance very soon in Austin!

Sloan Schickler
One Rockefeller Plaza, 11th Floor
New York, NY 10020
Direct Dial: 212-262-5297
Facsimile: 212-262-6298
sloan.schickler@schicklerlaw.com

Sloan Schickler is a partner in the commercial finance law firm, Schickler & Schickler PLLC. Schickler, a veteran vehicle leasing, finance and bank attorney and the attorneys in her firm have decades of experience representing and protecting lessors, banks, captive and independent finance companies in all facets of the vehicle leasing and financing business. She has served as the NVLA Legal and Legislative counsel since 2017 and is currently the only woman on the board of directors.

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Leasing and Finance Industry Help Wanted

Maxim Commercial Capital Joins
Funders Taking "New" Broker Business List
Five Do Not Require that Brokers Be Licensed

Name In Business Since Contact Website Leasing Association	Employees	Geo Area	Dollar Amount	A	B	C	D	E
Maxim Commercial Capital, LLC 2009 Dana Freeman, Director Broker Relations 213-425-3163 Dana@maximcc.com  https://maximcc.com AACFB, CLFP, ELFA, NEFA (footnote)	30	Nationwide	$5,000 to $3 million	Y	N	Y	Y	Y

 

A -Accepts Broker Business | B -Requires Broker be Licensed
| C -Sub-Broker Program| D -"Private label Program" | E - Also "in house" salesmen

Footnote:
Maxim is your specialty lender for non-bankable clients who need liquidity to seize business opportunities. Submit your deals for clients who:

• Need working capital and own residential, commercial or multi-family Real Estate
• Want to buy/lease new or used Heavy Equipment
• Are drowning in short term debt and own Heavy Equipment and/or Real Estate
• Want to buy/lease and operate a used Class 8 or Class 6 Truck, Trailer or Reefer

Funders Taking "New" Broker Business List
https://leasingnews.org/Pages/new_brokers2014.html

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Are You Part of the 15% or the 85%
By Scott Wheeler, CLFP

Eighty-five percent of activities and knowledge in which originators in the commercial equipment finance and leasing industry participate are the basics that can be learned in 180 days.

Eighty-five percent of activities and efforts are essential factors in building a successful career as an originator. These basic activities include, but are not limited to:

• Making the necessary calls
• Explaining the economics of a proposed transaction
• Articulating the process which is required to properly move a transaction from application to funding
• Efficiently working transactions from lead to closing.

The facts are clear - if an originator had the basic skills, he was able to earn an above average income over the last few years.

However, it is the remaining 15% of activities, efforts, and knowledge that allow originators to be top producers in all economic cycles. This remaining 15% distinguishes the top producer from the average originator. The remaining 15% of activities, efforts, and knowledge are constantly changing based upon facts on the ground, especially when the industry is going through a transition. The remaining 15% require well-rounded professionals who know every aspect of the business. Below are a few questions to determine originators who are moving beyond the basics and are pursuing excellence. (The assumption is made that the originator is proficient in the first 85% of basic selling skills.) Based upon today's market conditions,

• What activities, efforts, or initiatives is the originator pursuing today that were not being considered one, three, or five years ago?
• How is the originator leveraging every transaction to create three to five new opportunities?
• Is the originator exploring new channels of business which will strengthen his career, company objectives, and his personal long-term sustainability in the industry?
• Does the originator understand and accept today's credit underwriting requirements for both application-only and full-disclosure transactions?
• Is the originator pursuing and capable of developing new relationships which can significantly improve his production and change the trajectory of his company?
• What new research or products is the originator embracing and using to enhance his ability to provide superior service to his key relationships?

Top originators go beyond the basics and create new opportunities based upon their ability to anticipate change. Top producers are forward thinking, bold, and confident in their ability to outperform their competition. Success is a journey through the remaining 15% of activities, efforts, and knowledge. The remaining 15% create the greatest sense of personal accomplishment, the greatest offering of solution-based products, and the most fun.

Scott A. Wheeler, CLFP
Wheeler Business Consulting
1314 Marquis Ct.
Fallston, Maryland 21047
Phone: 410 877 0428
Fax: 410 877 8161
Email: scott@wheelerbusinessconsulting.com
Web: www.wheelerbusinessconsulting.com 

Wheeler Business Consulting is helping its clients to maximize their position in the market. I am facilitating sales training to help seasoned (and relatively new) originators aggressively sell in a changing market. I am providing strategic options to participants that are navigating a changing economic environment.

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ELFA Reports Month of August Turned Up
to $10.1B for August from July $9.9B

(Leasing News Chart)

The Equipment Leasing and Finance Association’s (ELFA) Monthly Leasing and Finance Index showed their overall new business volume for August was $10.1 billion, up 14 percent year-over-year from new business volume in August 2022. Volume was up 2 percent from $9.9 billion in July. Year-to-date, cumulative new business volume was up 2.8 percent compared to 2022.

(ELFA Chart)

ELFA President and CEO Ralph Petta said, “At its recent meeting, the Fed signaled to keep interest rates artificially elevated for the time being, hoping to continue its campaign to control inflation. Despite this higher interest rate environment, many businesses continue to invest in productive assets. As they do, equipment finance companies are providing the necessary capital to help these businesses thrive and prosper.”  

Craig Weinewuth, President and Chief Executive Officer, Mitsubishi HC Capital America, Inc., said, “The August MLFI survey results are encouraging given recent economic turbulence caused by high interest rates and inflationary pressures. Growth in new business volume is improving across all industries, especially for technology assets, clean energy assets, and projects in transportation and construction.

“As an independent lender, we are also experiencing an increase in activity as companies are looking for flexible financing alternatives amid credit tightening. Companies will always need access to capital to support and sustain growth, and we expect demand for financing new equipment to continue to strengthen as the economic environment improves.”

(ELFA Chart)

Full Press Release
https://www.elfaonline.org/news-and-publications/industry-news/read/2023/09/26/equipment-leasing-and-finance-association-s-survey-of-economic-activity-monthly-leasing-and-finance-index

##### Press Release ############################

AACFB Commercial Financing Expo
Wraps Up Successful Event in Orlando
The American Association of Commercial Finance Brokers (AACFB)

AACFB concluded its 2023 Commercial Financing Expo with resounding success in Orlando, Florida last week. The event took place September 20th and 21st at the stunning Rosen Shingle Creek Resort, bringing together commercial finance brokers, funding sources, and service providers from across the nation.

The Expo represented the perfect mix of new and returning attendees, with more than 80 attending their first AACFB event. Over 100 brokers kept the sold-out exhibit hall busy, allowing for valuable connections to be made.

Key highlights from the 2023 AACFB
Commercial Financing Expo include:

Women in Finance – Over 50 of the best and brightest women in the commercial finance industry gathered to kick off the official Expo program at the increasingly popular Women in Finance Breakfast. Women now represent approximately 40% of the attendees at the Expo and 75% of the current AACFB Board of Directors are female.

Must-Have Education – The Expo boasted ten educational sessions. Attendees learned how to make more money by implementing strategies to help them be more efficient and how to better package their deals. They got up to speed on protecting themselves in broker agreements and what Section 1071 will be requiring of them. Funding sources heard from brokers on how to be a broker’s top pick for funding. Brokers learned from sponsors about their funding appetite. Attendees gained insight on using video in their marketing and how to choose the best software systems for their businesses. Newer brokers gathered tips on how to thrive in the industry.

Exhibit Hall – The sold-out exhibit hall was a hub of activity. Attendees had ample opportunities to connect with a wide range of funding and service providers as well as grab a margarita or Bloody Mary to refresh.

Networking Opportunities – Networking started the night before the Expo this year with an informal Mix & Mingle and continued throughout the event including the Wednesday night reception. The Expo’s relaxed and welcoming atmosphere encouraged meaningful conversations and collaborations.

Keynote Speaker – Sought-after speaker, author, and successful commercial finance broker, Kortney Murray with Coastal Kapital shared her inspirational story of “Kaos to Kapital.” Her thought-provoking presentation challenged attendees to examine their role in the commercial finance industry.

Birthday Surprise – Long-time AACFB Executive Director, Monica Harper celebrated a milestone birthday at the Expo this year and the AACFB made sure that it would be memorable. During the Wednesday luncheon, the AACFB Board shared heartfelt appreciation videos and even brought her family in via Zoom. Of course, no birthday celebration would be complete without a cake, which was shared with attendees in the exhibit hall.

Harper said, “I have been involved with the NAELB/AACFB since 2004 so spending my birthday with this group was very special. The AACFB Board and members are like a second family to me. I am so very grateful to have been afforded the opportunity to have such a rewarding career and to feel genuinely appreciated for my efforts.”

AACFB President, Teresa Cranney with American Financial Partners, said, “We were thrilled with the overwhelming success of the 2023 AACFB Commercial Financing Expo,” added. “The planning committee did an outstanding job curating the agenda which was filled with timely information.

“Many thanks go out to planning committee members Scott Hansen, Tamara McCourt, CLFP, Crystal Murcha, and Carrie Radloff, CLFP as well as board liaisons, Katie Baker, CFLP, and Laura Estrada. Thanks also to all of the sponsors, presenters, exhibitors, and attendees for helping to make the Expo such an outstanding event.

“We look forward to continuing to grow this event next year when the Expo will be held September 4-5, at the Hilton New Orleans Riverside Hotel in New Orleans, Louisiana.”

About American Association of Commercial Finance Brokers (AACFB)

The American Association of Commercial Finance Brokers (AACFB), formerly the NAELB, is the premier trade association empowering independent commercial finance brokers. The AACFB represents the expanding interests of its growing membership by providing best-practice education and networking opportunities while promoting a culture of ethics. For more information visit: https://www.aacfb.org/home

 

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### Press Release ############################

Richard McAuliffe was announced as 2023’s
David Powell CFLA Member of the Year

McAuliffe continues to go above and beyond the call of duty to ensure the asset-based finance and leasing industry’s success.

Québec City, Que.– During the closing banquet at the Canadian Finance and Leasing Association’s (CFLA) National Annual Conference on September 21, presented 2023's David Powell CFLA Member of the Year Award to Richard McAuliffe, Head of Siemens Financial Services, Commercial Finance.

Mike Rusch of Jim Pattison Group and Chair of the CFLA’s Board of Directors, said, “The 2023 David Powell Member of the Year Recipient is not only an avid contributor to our industry and association but someone who cares deeply about its future,” . 

McAuliffe has been a fixture at the CFLA for an incredible 20+ years and past Board Chair from 2017 to 2019.  He served on countless committees, research projects, and, most recently, on the Executive Committee. 

McAuliffe is currently Head of Siemens Financial Services, Commercial Finance, in Oakville, Ontario. Prior to joining Siemens, Richard spent 17 years at Key Equipment Finance as the Head of Canadian operations, where he oversaw direct originations and vendor equipment finance programs. Before joining Key Bank, he was Associate Vice President and General Manager of TD Asset Finance. 

"The David Powell CFLA Member of the Year Award recognizes members who work to advance the industry’s priorities, the CFLA’s goals, and go above and beyond the call of duty,” said Michael Rothe, CFLA President and CEO. “A few years ago, we renamed the member of the year award to include the CFLA’s former president and CEO’s name, David Powell.”

About the CFLA:

The Canadian Finance and Leasing Association is the only organization advocating the interests of Canada's asset-based financing, and vehicle and equipment leasing industry. Through the CFLA, members help shape the industry's future within the competitive financial services sector.

Established in 1993 through the merger of the Canadian Automotive Leasing Association and the Equipment Lessors Association of Canada, the CFLA grew from 61 member companies to over 200 today.

#### Press Release #############################

 

Border Collie/Mixed Breed
Humane Society of Central Oregon, Bend, Oregon

Melon

Pet ID 5394408
Female
6 Years Old
36 lbs.
Location: Shelter,Kennel#Dog Kennels

Humane Society of Central Oregon
61170 S.E. 27th St.
Bend, OR  97702
541.382.3537

Open:
Tuesday – Saturday: 10:00 am – 5:30 pm.

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Watch at Home
by Fernando Croce, Leasing News Movie Reviewer

The year’s biggest blockbuster, “Barbie,” makes its splashy streaming debut, along with a sardonic political allegory (“El Conde”), a joyous comedy (“Theater Camp”), a lyrical drama (“The Unknown Country”), and a spicy documentary (“We Kill for Love”).

Barbie (Amazon Prime, Vudu): The famous plastic maiden comes to life in this breezy box-office smash from Oscar-nominated director Greta Gerwig (“Little Women”). Margot Robbie is perfect as the eponymous blonde doll, leading a carefree life with her numbskull beau Ken (a hilarious Ryan Gosling) in candy-colored Barbieland. But what happens when a corporate product gains self-awareness? Struck with an existential crisis, Barbie leaps into the real world to find her creator. With her complex new feelings to deal with and trackers ordered by the Mattel CEO (Will Ferrell) on her trail, this is anything but an easy journey. What could have easily been just a toy commercial is transformed by delightful performances, ticklish humor and splashy musical numbers, to say nothing of Gerwig’s recurring themes of identity and liberation.

El Conde (Netflix): After turning Princess Diana’s story into a horror tale in “Spencer,” Chilean director Pablo Larrain does the same (but with a generous dose of dark humor) for infamous dictator Augusto Pinochet in this sardonic political allegory. Played by Jaime Vadell as an ancient but still bloodthirsty vampire, Pinochet is revealed to have led a regime of terror that goes back farther than the 1973 coup in Chile. Depicting evil as something that can’t be vanquished but instead changes forms, the film follows the monstrous figure from the tumult of the French Revolution to modern days, when family members fight for inheritance money. Addressing historical tragedy and offering a bitterly imaginative portrait of ongoing fascist power, Larrain serves up a barbed, boldly conceived cinematic vision. With subtitles.

Theater Camp (Amazon Prime, Hulu): Anybody who’s worked hard to cobble together a tuneless Sondheim tribute (or had to sit through one) will savor this zippy portrait of theatrical hopefuls, which has reminded more than one reviewer of the movies of Christopher Guest (“Waiting for Huffman”). Filmed like a bogus documentary, it follows a group of students and teachers in upstate New York. Replacing the group’s founder (Amy Sedaris), her ambitious but knuckleheaded son (Jimmy Tatro) enlists a pair of neurotic instructors (Ben Platt, Molly Gordon) to whip the young pupils into shape. Can this crew—which includes acerbic choreographers and flamboyant costume designers—pull everything together, or is the premiere headed for disaster? Directed by Molly Gordon and Nick Lieberman, this is a joyously goofy ode to collective creativity.

The Unknown Country (Amazon Prime, Vudu): Before the upcoming “Killers of the Flower Moon” gives her much-deserved wider recognition, check out Lily Gladstone’s stirring performance in this evocative indie drama. Gladstone stars as Tana, a young Native American woman who takes off on a journey of self-discovery following the death of her grandmother. From South Dakota, she drives to Texas in search of the sense of connection that’s eluded her. Along the way, she meets a wide gallery of people, ranging from motel owners to waitresses to dance hall veterans, providing a mosaic of voices to accompany Tana. Making a promising feature debut, director Morrisa Maltz uses her background in documentaries to blur the lines between characters and real-life people. Anchoring things is Gladstone’s quietly precise rendering of her character’s emotions.

We Kill for Love (Amazon Prime, iTunes): A staple of VHS and late-night cable throughout the Eighties and Nineties, the erotic thriller has since become something of a lost subgenre, something this engaging, exhaustive documentary aims to fix. Reaching back into the classics, director Anthony Penta posits Hitchcock films like “Vertigo” and “Marnie” as early examples of cinema obsessed with a sensual side. From there to steamy classics like “Body Heat,” “Fatal Attraction” or “Basic Instinct” and their direct-to-video knock-offs illustrates the interests of the audiences in different decades, as well as the advance of home-viewing technology. Interviewing critics along with genre stalwarts like Jim Wynorski, Fred Olen Ray and Andrew Stevens, this is a dedicated study of films that, often written off as trash, unabashedly celebrated cinematic desire.

News Briefs---

More CFOs Pull Back Spending Plans
   Due to Higher Interest Rates
https://www.wsj.com/articles/more-cfos-pull-back-spending-plans-due-to-higher-interest-rates-4b6a0a8b?mod=business_lead_pos2

Kia and Hyundai recall more than 3 million
vehicles due to the risk of fire
https://www.npr.org/2023/09/27/1202075844/kia-hyundai-recall-fire

U.S. housing value has surged, gaining more
than $2.6 trillion in the past year
https://www.prnewswire.com/news-releases/us-housing-value-has-surged-gaining-more-than-2-6-trillion-in-the-past-year-301938414.html

Now that writers can work again, here’s when
   daytime and late-night talk shows will return
https://www.latimes.com/entertainment-arts/business/story/2023-09-26/daytime-late-night-talk-shows-writers-strike

U.S. Crude Oil Hits Highs of the Year
  To Climb to $93.68 Barrel November Futures
https://www.wsj.com/livecoverage/stock-market-today-dow-09-27-2023/card/u-s-crude-oil-hits-highs-of-the-year-ga3njzj1AbWh46FDiiMb?mod=hp_lead_pos1

U.S. Government Shutdown Is Unlikely
to Cause an Immediate Recession
https://www.nytimes.com/2023/09/27/us/politics/us-government-shutdown-recession.html

Las Vegas and Its Big, Big Ambitions
Round the Clock Construction
https://www.nytimes.com/2023/09/27/travel/las-vegas-sphere-grand-prix-sports.html

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Pfizer chief, visiting Boston, sees ‘scientific
renaissance’ over coming decade
https://www.bostonglobe.com/2023/09/27/business/pfizer-chief-visiting-boston-sees-scientific-renaissance-over-coming-decade/

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Sports Briefs---

NFL Week 3: Big questions, risers, fallers and takeaways
https://www.espn.com/nfl/story/_/id/38447750/nfl-week-3-2023-questions-risers-fallers-takeaways-lessons-stats

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California News Briefs---

Poll: 87% of Californians say U.S. is in a mental
    health crisis. But how do they feel about themselves?
https://www.eastbaytimes.com/2023/09/27/poll-87-of-californians-say-u-s-is-in-a-mental-health-crisis-but-how-do-they-feel-about-themselves/

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Gimme that Wine

 

http://www.youtube.com/watch?v=EJnQoi8DSE8    

The Mondavi Defense
    Fermentation
https://tomwark.substack.com/p/the-mondavi-defense?

Foley Sees Several California Acquisitions Take Off
    Three Golden State Labels Earned "Hot Prospects" Award
https://www.shankennewsdaily.com/2023/09/26/34032/foley-sees-several-california

Spain’s Wine Industry Faces Smallest
    Harvest Ever Recorded
https://vinepair.com/booze-news/spain-smallest-harvest-ever-recorded-2023/

Hong Kong toasts 14 million bottle wine
    trade with France
https://www.thedrinksbusiness.com/2023/09/hong-kong-toasts-14-million-bottle-wine-trade-with-france/

This Day in History

       1542 - California is discovered by Portuguese navigator Juan Rodriguez Cabrillo who reached San Diego Bay. His birth date is unknown but is generally recognized as 1499. The Cabrillo National Monument marks his landfall and Cabrillo Day is still observed in California (in some areas on the Saturday nearest Sept 28). Cabrillo left Navidad, Mexico on June 27, and landed at what is now known as Ballast Point, San Diego, CA. He continued his explorations and discovered Santa Catalina Island, San Pedro Bay, the Santa Barbara Channel, San Francisco Bay, and other West Coast landmarks. Other Europeans had encountered the Pacific Ocean previously, including Vasco Nunez de Balboa, who had laid eyes on the Pacific in 1513, and Ferdinand Magellan, who had sailed across the Pacific in 1520-21 during the first circumnavigation of the world. Like many other explorers, he sailed by the entrance to the San Francisco Bay, which was shrouded in fog. Cabrillo died at San Miguel Island, CA, Jan 3, 1543, from an accident on a rock that infected him with gregarine.
https://en.wikipedia.org/wiki/Juan_Rodr%C3%ADguez_Cabrillo
    1781 - American forces in the Revolutionary War, backed by a French fleet, began their siege of Yorktown Heights, Va.
    1787 - The newly completed US Constitution was approved by Congress to be sent to the state legislatures to be ratified.
    1836 – The first of 3 early snows for the year hit the northeast.  Hamilton, NY had 4 inches and Ashby, MA had 2 inches.
    1839 – Birthday of Frances Elizabeth Caroline Willard (d. 1898), Churchville, NY.  She was one of the best-known and most influential women of the 19th century.  Known for her temperance and suffrage work, she was also influential in education.   She was one of the first women to become an administrator of a major university when she was made dean of women for Northwestern University’s Women’s College. 
    1850 – Brigham Young, Mormon leader, was named first governor of the territory of Utah by Pres. Fillmore.
    1856 – Kate Douglas Wiggin (d. 1923) was born at Philadelphia, PA. She helped organize the first free kindergarten on the West Coast in 1878 at San Francisco and, in 1880, she and her sister established the California Kindergarten Training School. After moving back to the east coast, she devoted herself to writing, producing a number of children’s books including “The Birds’ Christmas Carol”, “Polly Oliver’s Problem” and “Rebecca of Sunnybrook Farm”.
    1867 – Toronto becomes the capital of Ontario
http://www.lonelyplanet.com/destinations/north_america/toronto/history.htm
http://www.city.toronto.on.ca/archives/index.htm#more
http://www.blackhole.on.ca/index_history.html
    1886 – The Statue of Liberty was dedicated in New York Harbor and women were barred from the ceremony because of concerns of over- crowding and rough for the ladies.  But a group of women chartered a boat and circled the island singing and shouting women’s rights messages.
    1892 – The first night game in US football took place between Wyoming Seminary and Mansfield State Normal.
    1895 - At a convention in Atlanta, three Baptist groups merged to form the National Baptist Convention. It is today the largest African-American denomination in America and the world.
    1901 - Birthday of Ed Sullivan (d. 1974) in NYC: A well-known columnist, who lived in Port Chester, New York, and, in his day, was the King of TV variety shows.  Sullivan started his media career in 1932 as a sportswriter for the Daily News in New York. His popular variety show, “The Ed Sullivan Show” (“Toast of the Town”), ran from 1948 until 1971. It included such sensational first time public appearances from such stars as Elvis Presley and the Beatles. It is fair to say that in his day, he owned New York.
    1901 – William S. Paley (d. 1990), the founder of CBS, was born in Chicago.  Paley's father was an immigrant who ran a cigar company. As the company became increasingly successful, Paley became a millionaire, and moved his family to Philadelphia in the early 1920s.  William had graduated from the Wharton School of the University of Pennsylvania.  In 1927, Paley's father, brother-in-law and some business partners bought a struggling Philadelphia-based radio network of 16 stations called the Columbia Phonographic Broadcasting System.  The intention was to use his acquisition as an advertising medium for promoting the family's cigar business. Within a year, under William's leadership, cigar sales had more than doubled, and, in 1928, the Paley family secured majority ownership of the network from their partners. Within a decade, William S. Paley had expanded the network to 114 affiliate stations.  During World War II, Paley served in the Office of War Information, under General Eisenhower. It was while based in London during the war when Paley came to know and befriend Edward R. Murrow, CBS's head of European news. In 1946, Paley promoted Frank Stanton to president of CBS. CBS expanded into TV and rode the post-war boom to surpass NBC.
    1909 – Cartoonist Al Capp (d. 1979) was born Alfred Gerald Caplin in New Haven, CT.  He is best known for the satirical strip “Li’L Abner”.
    1912 - W.C. Handy's “Memphis Blues” is published, changing the course of American popular music.
http://memory.loc.gov/ammem/today/sep28.html
    1918 - MILLER, OSCAR F., Medal of Honor
Rank and organization: Major, U.S. Army, 361st Infantry, 91st Division. Place and date: Near Gesnes, France, 28 September 1918. Entered service at: Los Angeles, Calif. Birth: Franklin County, Ark. G.O. No.: 16, W.D. 1919. Citation: After 2 days of intense physical and mental strain, during which Maj. Miller had led his battalion in the front line of the advance through the forest of Argonne, the enemy was met in a prepared position south of Gesnes. Though almost exhausted, he energetically reorganized his battalion and ordered an attack. Upon reaching open ground the advancing line began to waver in the face of machinegun fire from the front and flanks and direct artillery fire. Personally leading his command group forward between his front-line companies, Maj. Miller inspired his men by his personal courage, and they again pressed on toward the hostile position. As this officer led the renewed attack he was shot in the right leg, but he nevertheless staggered forward at the head of his command. Soon afterwards he was again shot in the right arm, but he continued the charge, personally cheering his troops on through the heavy machinegun fire. Just before the objective was reached he received a wound in the abdomen, which forced him to the ground, but he continued to urge his men on, telling them to push on to the next ridge and leave him where he lay. He died from his wounds a few days later.
    1918 - SCHAFFNER, DWITE H., Medal of Honor
Rank and organization: First Lieutenant, U.S. Army, 306th Infantry, 77th Division. Place and date: Near St. Hubert's Pavillion, Boureuilles, France, 28 September 1918. Entered service at: Falls Creek, Pa. Birth: Arroya, Pa. G.O. No.: 15, W.D., 1923. Citation: He led his men in an attack on St. Hubert's Pavillion through terrific enemy machinegun, rifle, and artillery fire and drove the enemy from a strongly held entrenched position after hand-to-hand fighting. His bravery and contempt for danger inspired his men, enabling them to hold fast in the face of 3 determined enemy counterattacks. His company's position being exposed to enemy fire from both flanks, he made 3 efforts to locate an enemy machinegun which had caused heavy casualties. On his third reconnaissance he discovered the gun position and personally silenced the gun, killing or wounding the crew. The third counterattack made by the enemy was initiated by the appearance of a small detachment in advance of the enemy attacking wave. When almost within reach of the American front line the enemy appeared behind them, attacking vigorously with pistols, rifles, and hand grenades, causing heavy casualties in the American platoon. 1st Lt. Schaffner mounted the parapet of the trench and used his pistol and grenades killing a number of enemy soldiers, finally reaching the enemy officer leading the attacking forces, a captain, shooting and mortally wounding the latter with his pistol, and dragging the captured officer back to the company's trench, securing from him valuable information as to the enemy's strength and position. The information enabled 1st Lt. Schaffner to maintain for S hours the advanced position of his company despite the fact that it was surrounded on 3 sides by strong enemy forces. The undaunted bravery, gallant soldierly conduct, and leadership displayed by 1st Lt. Schaffner undoubtedly saved the survivors of the company from death or capture.
    1918 - STOWERS, FREDDIE, Medal of Honor
Corporal Stowers, a native of Anderson County, South Carolina, distinguished himself by exceptional heroism on 28 September 1918, while serving as a squad leader in Company C, 371st Infantry Regiment, 93rd Infantry Division. His company was the lead company during the attack on Hill 188, Champagne Marne Sector, France, during World War I. A few minutes after the attack began, the enemy ceased firing and began climbing up onto the parapets of the trenches, holding up their arms as if wishing to surrender. The enemy's actions caused the American forces to cease fire and to come out into the open. As the company started forward and when within about 100 meters of the trench line, the enemy jumped back into their trenches and greeted Corporal Stowers' company with interlocking bands of machine gun fire and mortar fire causing well over fifty percent casualties. Faced with incredible enemy resistance, Corporal Stowers took charge, setting such a courageous example of personal bravery and leadership that he inspired his men to follow him in the attack. With extraordinary heroism and complete disregard of personal danger under devastating fire, he crawled forward leading his squad toward an enemy machine gun nest, which was causing heavy casualties to his company. After fierce fighting, the machine gun position was destroyed and the enemy soldiers were killed. Displaying great courage and intrepidity, Corporal Stowers continued to press the attack against a determined enemy. While crawling forward and urging his men to continue the attack on a second trench line, he was gravely wounded by machine gun fire. Although, Corporal Stowers was mortally wounded, he pressed forward, urging on the members of his squad, until he died. Inspired by the heroism and display of bravery of Corporal Stowers, his company continued the attack against incredible odds, contributing to the capture of Hill 188 and causing heavy enemy casualties. Corporal Stowers' conspicuous gallantry, extraordinary heroism and supreme devotion to his men were well above and beyond the call of duty, follow the finest traditions of military service and reflect the utmost credit on him and the United States Army.
    1920 - Eight members of the 1919 Chicago White Sox were indicted by a grand jury in Chicago on charges that they conspired to fix the 1919 World Series and allowed the Cincinnati Reds to win. According to Wikipedia, on this day, Eddie Cicotte and Shoeless Joe Jackson confessed their participation in the scheme to the grand jury. White Sox owner Charles Comiskey immediately suspended the eight. They were acquitted, but were nevertheless banned from baseball for life by the new and first Commissioner of Baseball, Kennesaw Mountain Landis.
    1928 - Glen Gray's orchestra recorded “Under a Blanket of Blue”, with Kenny Sargeant on vocals.
    1930 - Lou Gehrig's errorless streak ends at 885 consecutive baseball games. The winning pitcher is Babe Ruth, beating the Red Sox 9-3.
    1934 - Birthday of French sex symbol Brigitte Bardot, born Camille Javal, Paris, France.
http://www.triviatribute.com/brigittebardot.html
http://www.jon-aristides.com/brigitte.html
http://www.silverscreensirens.com/brigitte.htm
    1937 - President Franklin D. Roosevelt dedicates Bonneville Dam on Columbia River,  Oregon.
http://www.ohwy.com/or/b/bonnedam.htm
http://www.cqs.washington.edu/crisp/hydro/bon.html
    1938 – Birthday of Ben E. King (d. 2012) born Benjamin Earl Nelson, Singer, songwriter, Henderson, NC.
    1939 - America's most noted woman pilot, Jacqueline Cochran, wrote Eleanor Roosevelt to suggest women pilots could release American men pilots for combat duty in the war that was certainly coming. It would take until July 2, 1941 for a meeting to be scheduled between them.  Mrs. Roosevelt then asked President Franklin Roosevelt to join the discussion. The President agreed to Cochran's plan but politics would hold up implementation of the WASP program for another year.
    1941 - Ted Williams of the Boston Red Sox, starting the day with a batting average of .3995, went six-for-eight in a doubleheader against the Philadelphia Athletics to finish the season with a batting average of .406.   This is the last time a Major Leaguer finished the season with a batting average above .400.  Williams rejected manager Joe Cronin's suggestion to sit out the day and have his average rounded up to .400. He went four-for-five in the first game to raise his average to .4040 and got two hits in three at-bats in the nightcap. This remains the last time anyone hit over .400 for the season.
    1942 - BAUER, HAROLD WILLIAM, Medal of Honor
Rank and organization: Lieutenant Colonel, U.S. Marine Corps. Born: 20 November, 1908. Woodruff, Kans. Appointed from: Nebraska. Citation: For extraordinary heroism and conspicuous courage as Squadron Commander of Marine Fighting Squadron 212 in the South Pacific Area during the period 10 May to 14 November 1942. Volunteering to pilot a fighter plane in defense of our positions on Guadalcanal, Lt. Col. Bauer participated in 2 air battles against enemy bombers and fighters outnumbering our force more than 2 to 1, boldly engaged the enemy and destroyed 1 Japanese bomber in the engagement of 28 September and shot down 4 enemy fighter planes in flames on 3 October, leaving a fifth smoking badly. After successfully leading 26 planes on an over-water ferry flight of more than 600 miles on 16 October, Lt. Col. Bauer, while circling to land, sighted a squadron of enemy planes attacking the U.S.S. McFarland. Undaunted by the formidable opposition and with valor above and beyond the call of duty, he engaged the entire squadron and, although alone and his fuel supply nearly exhausted, fought his plane so brilliantly that 4 of the Japanese planes were destroyed before he was forced down by lack of fuel. His intrepid fighting spirit and distinctive ability as a leader and an airman, exemplified in his splendid record of combat achievement, were vital factors in the successful operations in the South Pacific Area.
    1944 - ROEDER, ROBERT E., Medal of Honor
Rank and organization: Captain, U.S. Army, Company G, 350th Infantry, 88th Infantry Division. Place and date: Mt. Battaglia, Italy, 27-28 September 1944. Entered service at: Summit Station, Pa. Birth: Summit Station, Pa. G.O. No.: 31, 17 April 1945. Citation: for conspicuous gallantry and intrepidity at risk of life above and beyond the call of duty. Capt. Roeder commanded his company in defense of the strategic Mount Battaglia. Shortly after the company had occupied the hill, the Germans launched the first of a series of determined counterattacks to regain this dominating height. Completely exposed to ceaseless enemy artillery and small-arms fire, Capt. Roeder constantly circulated among his men, encouraging them and directing their defense against the persistent enemy. During the sixth counterattack, the enemy, by using flamethrowers and taking advantage of the fog, succeeded in overrunning the position Capt. Roeder led his men in a fierce battle at close quarters, to repulse the attack with heavy losses to the Germans. The following morning, while the company was engaged in repulsing an enemy counterattack in force, Capt. Roeder was seriously wounded and rendered unconscious by shell fragments. He was carried to the company command post, where he regained consciousness. Refusing medical treatment, he insisted on rejoining his men although in a weakened condition, Capt. Roeder dragged himself to the door of the command post and, picking up a rifle, braced himself in a sitting position. He began firing his weapon, shouted words of encouragement, and issued orders to his men. He personally killed 2 Germans before he himself was killed instantly by an exploding shell. Through Capt. Roeder's able and intrepid leadership his men held Mount Battaglia against the aggressive and fanatical enemy attempts to retake this important and strategic height. His valorous performance is exemplary of the fighting spirit of the U.S. Army.
    1945 - Robert Todd Duncan (1903-98), a baritone of Washington, DC, became the first African-American opera singer to sing a white role with a white cast, appearing as Tonio in “I Pagliacci,” and then as Escamillo in “Carmen” on September 30 in the New York City Opera Company's presentation at the City Center of Music and Drama, New York City.
    1951 – The Yankees’ Allie Reynolds pitched his second no-hitter of the season, blanking the Red Sox, 8-0.  In the second game of the doubleheader, the Yanks clinched the AL pennant, their third in a row.
    1951 – CBS launches the first color TVs for sale to the general public, but the product is discontinued less than a month later.
    1954 – Birthday of Steve Largent, Tulsa, OK.  Hall of Fame wide receiver for the Seattle Seahawks, in a stellar 14-year career, he retired with many if not most of the NFL’s receiving records that were obliterated later by Jerry Rice.  Following his NFL career, Largent served in the House for Oklahoma, from 1994 until 2002.  Largent became President and CEO of CTIA-The Wireless Association in November 2003 and served until May 2014. CTIA is an international nonprofit membership organization founded in 1984, representing all sectors of wireless communications: cellular, personal communication services, and enhanced specialized mobile radio.
    1954 - Top Hits
“Sh-Boom” - The Crew Cuts
“Hey There” - Rosemary Clooney
“Shake, Rattle and Roll” - Bill Haley & His Comets
“I Don't Hurt Anymore” - Hank Snow
    1958 - "To Know Him Is To Love Him" by the Teddy Bears, composed and arranged by 18-year-old Phil Spector is released on Dore Records. The title is taken from the inscription on Spector's father's tombstone. The song makes it up to Number One by the end of the year.  Spector also sang the song with the other Teddy Bears, Marshall Loeb and Annette Kleinbard.
    1958 - With 7 hits in his last 11 at-bats, Red Sox outfielder Ted Williams wins his sixth and final batting title, becoming the first 40-year old to lead the league in hitting. The Splendid Splinter's .328 batting average beats out his teammate Pete Runnels, who goes 0-for-4 today and ends up with .322.
    1961 - “Hazel” premiered on TV, based on a comic strip of the same name about a maid working for the Baxter family who gets into everyone's business. Hazel was played by Shirley Booth, and the Baxters were played by Don DeFore, Whitney Blake and Bobby Buntrock. “Hazel” moved from NBC to CBS after the third season and Hazel switched families from George to younger brother, Steve Baxter. These Baxters were played by Ray Fulmer, Lynn Borden and Julia Benjamin. Buntrock and Booth remained. This very successful series also featured Maia Powers and Ann Jillian.
    1961 - On NBC, Richard Chamberlain sang the top-10 hit song "Theme from Dr. Kildare (Three Stars Will Shine Tonight)," and played the part of the handsome, young doctor on NBC. Raymond Massey co-starred in the medi-drama. A year into the show's run, Chamberlain's "Theme from Dr. Kildare" became a hit. On MGM, he also sang "Love Me Tender" and "All I Have to Do is Dream" in 1962 and 1963.
    1961 - A military coup effectively ends the United Arab Republic, the union between Egypt and Syria.
    1962 – US Circuit Court of Appeals orders James Meredith admitted to U of Mississippi.
http://www.olemiss.edu/depts/english/ms-writers/dir/meredith_james/
    1962 - Top Hits
“Sheila” - Tommy Roe
“Ramblin' Rose” - Nat King Cole
“Green Onions” - Booker T. & The MG's
“Devil Woman” - Marty Robbins
    1963 - The legendary New York disc jockey Murray The K receives a copy of The Beatles' "She Loves You" and plays it on the radio. It is believed to be the first Beatles song ever played in the U.S,
    1963 - The Beach Boys' "Little Deuce Coupe" peaks at #15 on the singles chart.
    1968 - The Beatles' "Hey Jude" hits #1 on the singles chart, a position it will hold for 9 weeks. At 7 minutes 11 seconds, it was the longest song ever to hit the Billboard Hot 100 chart, an honor it held until Richard Harris' "MacArthur Park" in 1972 clocked in at 7:20.
    1970 - Top Hits
“Ain't No Mountain High Enough” - Diana Ross
“Lookin' Out My Back Door/Long as I Can See the Light” - Creedence Clearwater Revival
“Julie, Do Ya Love Me” - Bobby Sherman
“There Must Be More to Love Than This” - Jerry Lee Lewis
    1970 - Eric Burdon and War are awarded a Gold record for "Spill the Wine".
    1973 - The Rolling Stones appear on the premiere of Don Kirschner's Rock Concert on ABC, performing "It's Only Rock N' Roll (But I Like It)," marking their first appearance on US television in six years.
    1974 - "Rock Me Gently" by Andy Kim topped the charts and stayed there for a week.
    1974 - Bad Company's self-titled LP hits #1
    1974 – Nolan Ryan of the California Angels pitched his third of seven career no-hitters, striking out 15 and beating the Minnesota Twins, 4-0, in Anaheim.
    1975 - For the first time in Major League history, four pitchers combined on a no-hitter when Vida Blue, Glenn Abbott, Paul Lindblad, and Rollie Fingers of the Oakland A’s blanked the Angels, 5-0, on the final day of the season.
    1976 - World heavyweight boxing champion Muhammad Ali won a unanimous 15-round decision over Ken Norton at Madison Square Garden in New York City.
    1978 - Top Hits
“Boogie Oogie Oogie” - A Taste of Honey
“Kiss You All Over” - Exile
“Hopelessly Devoted to You” - Olivia Newton-John
“I've Always Been Crazy” - Waylon Jennings
    1982 - Poisoning of store merchandise, the first of its kind to have resulted in numerous deaths, took place in and around Chicago, IL.  In a three-day period form September 29 to October 1, 1982, several people died after taking Tylenol, a brand of acetaminophen, which they had bought at local drugstores and supermarkets. A murder who was never apprehended had removed the bottles from store shelves, opened them, added cyanide to the capsules of Tylenol, and replaced them in the stores. The poisonings led to the introduction of wraps and seals on all pharmaceutical products and many other products as well.
    1985 - Phil Collins' "Don't Lose My Number" peaks at #4 on the singles chart.
    1986 - Top Hits
“Stuck with You” - Huey Lewis & The News
“Friends and Lovers” - Gloria Loring & Carl Anderson
“Walk This Way” - Run-D.M.C.
“In Love” - Ronnie Milsap
    1988 – Orel Hershiser of the Dodgers threw ten shutout innings against the San Diego Padres, extending his streak of scoreless innings to 59 and breaking the record set by Don Drysdale in 1968.
    1988 - The first American women to ascent Mount Everest were Stacy Allison of the Northwest American Everest Expedition and Peggy Luce, was who part of the same expedition, who completed her ascent two days later. Both used the South Col route.
    1989 - Jimmy Buffett publishes a book of short stories entitled, "Tales from Margaritaville."
    1989 - Thunderstorms over northeastern Florida drenched Jacksonville with 4.28 inches of rain between midnight and 6 AM EDT. Unseasonably cool weather prevailed in the northeastern U.S. Five cities reported record low temperatures for the date, including Binghamton, NY with a reading of 30 degrees. Morning lows were in the 20s in northern New England. Unseasonably mild weather prevailed in the northwestern U.S., with afternoon highs in the upper 70s and 80s. In Oregon, Astoria reported a record high of 83 degrees
    1991 - R.E.M.'s "Shiny Happy People" peaks at #10 on the singles chart.
    1991 - Dire Straits' "On Every Street" enters the LP chart.
    1991 - "Good Vibrations" by Marky Mark & the Funky Bunch topped the charts and stayed there for 2 weeks.
    1991 - Garth Brooks becomes the first Country artist to enter the Billboard Hot 200 album chart at number one. His "Ropin' the Wind", a collection of Pop and Country tunes, had advance orders of over 4 million copies.
    1995 – Greg Harris of the Montreal Expos became the first pitcher to pitch with both hands in the 20th century. He faced four batters, two from his usual right side and two from the left, in the 9th inning of a 9-7 loss to Cincinnati.
    2001 - In the first home game at Wrigley since the terrorist attacks on America, Sammy Sosa, after hitting his 59th home run of the season, pulls out a small American flag and waves it as he circles the bases. After scoring and making a curtain call from the dugout, the Cub slugger continues to wave Old Glory.
    2001 - On a night he hits his 68th round tripper of the season in quest of Mark McGwire's single season home run record, Barry Bonds is walked for the 163rd time breaking 'Big Mac's' 1998 National League record for bases on balls. The Major League record of 170 walks held by Babe Ruth was broken later that year by Bonds who finished with 177.  Bonds also set the MLB HR record, finishing with 73.
    2003 - Ron Santo, the team's radio color commentator joins Hall of Famers Ernie Banks and Billy Williams becoming third player to have his number retired by the Cubs. The former third baseman, who spent 14 of his 15-year career with the Chicago (1960-73), will have his uniform #10 below Ernie Banks' on the left-field foul pole.
    2003 – Derek Jeter was named by owner George Steinbrenner to be the 11th captain in Yankees history.
    2004 - A Beverly Hills tribute concert in honor of Ray Charles, featuring Stevie Wonder, Michael McDonald, James Ingram, and Patti Austin, raises $15 million for Atlanta's African-American institution, Morehouse College.
    2008 – The New York Metropolitans closed out the Shea Stadium era with a 4-2 loss to the Florida Marlins.
    2012 – Homer Bailey of the Reds pitched the seventh no-hitter of the season, beating the Pirates, 1-0. The seven no-hitters this year tie the modern record set in 1990 and 1991.
    2014 - For the second straight season, a pitcher tossed a no-hitter on the last day of the regular season. After Henderson Alvarez last year, Jordan Zimmerman did the trick as the Washington Nationals beat Miami, 1-0, after rookie left fielder Stephen Souza made a leaping catch to rob the last hitter and preserve the no-no.  It was the first no-hitter in Nats history, although they recorded four such games when they were the Montreal Expos.