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Leasing News is a web site that posts information, news, and
entertainment for the commercial alternate financing,
bank, finance and leasing industries

kitmenkin@leasingnews.org
   




Monday, December 10, 2018



Today's Leasing News Headlines

Position Wanted – Credit
  Work Remotely or Relocate for Right Opportunity
Leasing News Top Stories
   December 3 - December 7
Leasing Ultrahazardous Equipment
   By Tom McCurnin, Leasing News Legal Editor
Leasing Industry Ads---Help Wanted
   Start the New Year off moving up in your career
Bancorp South Adds 5 to Equipment Finance Team
   Yes, that was the Headline, but Not the Truth
How Evergreen/Wintergreen Clause Started
    By Mr. Terry Winders
26 New Certified Leasing and Finance Professionals
  Total Now 643 Active CLFP Professionals and Associates
Two Week Bike Trip in Argentina
  Not Your Typical CPA
Black Mouth Cur/Hound
   Hattiesburg, Mississippi - Adopt a Dog
"Perpetual" Series Three Books Released
    By Brian Huey
News Briefs---
Tariff Payments Hit Record High October, Pro-trade group says
  Amount of Import Taxes paid by Business $6.2 Billion
Trucking jobs up in November;
  slated for five-digit increase for the year
Tesla starts working on Trans-Canada Supercharger route
   for coast-to-coast travel
Madoff’s Victims Are Close to Getting Their $19 Billion Back
  "That kind of recovery is extraordinary and atypical"
What Should I Do With My General Electric Shares?
  SeekingAlpha

Broker/Funder/Industry Lists | Features (wrilter's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months

www.leasingcomplaints.com (Be Careful of Doing Business)
www.evergreenleasingnews.org
Leasing News Icon for Android Mobile Device 

You May have Missed---
 Poem
  Sports Brief----
   California Nuts Brief---
     "Gimme that Wine"
     This Day in History
      SuDoku
       Daily Puzzle
        GasBuddy
         Weather, USA or specific area
          Traffic Live----

######## surrounding the article denotes it is a “press release,” it was not written by Leasing News nor has the information been verified. The source noted. When an article is signed by the writer, it is considered a “byline.” It reflects the opinion and research of the writer.


Please send a colleague and ask them to subscribe. We are free
Email kitmenkin@leasingnews.org and in subject line: subscribe


[headlines]

--------------------------------------------------------------

 

Position Wanted – Credit
Work Remotely or Relocate for Right Opportunity

Orlando, Florida - Will work remotely

As a Commercial Credit Analyst/Underwriter, I have evaluated transactions from sole proprietorships to listed companies, across a broad spectrum of industries, embracing a multitude of asset types. Sound understanding of balance sheet, income statement and cash flow dynamics which impact credit decisions. Strong appreciation for credit/asset risk.
rpsteiner21@aol.com
407 430-3917

Each Week Leasing News is pleased, as a service to its readership, to offer completely free ads placed by candidates for jobs in the industry. These ads also can be accessed directly on the website at: http://www.leasingnews.org/Classified/Jwanted/Jwanted.htm

Each ad is limited to (100) words and ads repeat for up to 6 months unless the candidate tells us to stop. Your submissions should be received here by the end of each week.

Please encourage friends and colleagues to take advantage of this service, including recent graduates and others interested in leasing and related careers.



[headlines]
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Leasing News Top Stories
December 3 - December 7

(Stories most opened by readers)

(1) Letters! We Get eMail
  Amur Equipment Finance/Bloomberg MCA/ABC Leasing
http://leasingnews.org/archives/Dec2018/12_03.htm#letters

(2) Mazuma Capital Goes on the Defensive for Its Violation
       of New York’s Evergreen Clause Law
             By Tom McCurnin. Leasing News Legal Editor
http://leasingnews.org/archives/Dec2018/12_05.htm#mazuma

(3) New Hires/Promotions in the Leasing Business
    and Related Industries
http://leasingnews.org/archives/Dec2018/12_07.htm#hires

(4) Mazuma Up to Old Tricks, Been Following for Years
         By Christopher Menkin, Editor
http://leasingnews.org/archives/Dec2018/12_05.htm#mazuma2

(5) Leasing News Complaints Bulletin Board
    BBB Ratings
http://leasingnews.org/archives/Dec2018/12_03.htm#bbb

(6) Fred Van Etten, President, Midland Equipment Finance
   Plays Golf with former President George H.W. Bush
http://leasingnews.org/archives/Dec2018/12_07.htm#etten

(7) Purchase, Renewal, Return ("PRR") Clauses
    By Christopher Menkin
http://leasingnews.org/archives/Dec2018/12_05.htm#ppr

(8) Marshall Goldberg Reports California Senate Bill 1235
      Will Not Become Effective Before Year End 2019
http://leasingnews.org/archives/Dec2018/12_07.htm#marshall

(9) Day in the Life" from Chris Enbom, CLFP
      Allegiant Partners CEO
http://leasingnews.org/archives/Dec2018/12_03.htm#day

(10) Top Ten Business Challenges to Finance/Leasing
        #1 Driving Down Operations Costs
http://leasingnews.org/archives/Dec2018/12_03.htm#ten

 


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Leasing Ultrahazardous Equipment

By Tom McCurnin
Leasing News Legal Editor

Insurance, Not Underwriting, Is Probably the Answer to
Claims Made by Persons Injured by the Lessee’s Employees

Newton v. Caterpillar Fin. Servs. Corp. (Fla. 2018) 253 So.3d 1054.)

Equipment lessors finance all sorts of construction equipment, often called “yellow iron.” Most of this equipment, if operated by morons, could result in the death or injury of a third party. The question then becomes, can the injured party sue the finance company for his or her injuries. The answer is yes in some circumstances. In today’s case, the equipment lessor was tagged for potential liability for the negligent operation of a loader under Florida’s dangerous instrumentality doctrine. The facts follow.

Caterpillar Financial Services leased a multi-terrain loader to its lessee. This equipment is a bulldozer with rubber treads or tires, generally used off road. The loader was being used to clear a lot, and the debris was being loaded onto a trailer for disposal. The trailer was on a public street. The plaintiff, a third party independent contractor, was asked to jump into the trailer to stomp down the debris, while the lessee’s worker continued to operate the loader. The loader operator released a tree stump into the trailer, which severely injured the plaintiff.

The plaintiff sued Caterpillar, alleging that Caterpillar was liable for the injuries he sustained from the operator’s negligent operation of the loader because the loader was a “dangerous instrumentality.”  Under the law of Florida, and some other states, if the equipment is considered a dangerous instrumentality, the law imposes strict vicarious liability upon the owner or lessor of equipment, for its negligent operation. 

Whether equipment is a dangerous instrumentality is a question of law. The equipment must be so peculiarly dangerous in its operation as to justify application of the doctrine. Some of the factors include whether the equipment is operated on public streets, whether the equipment has a track record of injuries, and its physical characteristics. 

At trial court, Caterpillar prevailed, arguing that it was not a motor vehicle, it did not transport persons or property on the public roads, was exempt from some regulations designed for motor vehicles operating on highways, and the relative danger posed by the loader was low. The Florida Court of Appeals affirmed. Caterpillar won. 

But on appeal to the Florida Supreme Court, the Supreme Court reversed. The court held that common knowledge demonstrated that a loader has the ability to cause serious injury when operated near or over a public street and is a serious piece of machinery with the capacity to do great harm.  Moreover, the accident occurred on a public street. While it was unclear whether the loader was on the street, the debris trailer, where the plaintiff was standing, was on a public street. 

The Florida Supreme Court held that the equipment lessor Caterpillar Financial Services may be vicariously liable to the plaintiff, because the equipment was a dangerous instrumentality.  The case goes back to the trial court for a trial. The Plaintiff victim wins, the Defendant equipment lessor loses. 

What are the takeaways here? 

• First, The Lessor’s Lease is Probably Irrelevant Here. I get it that there are probably paragraphs in the lease requiring the equipment not be operated in a negligent manner, not to be operated on or near public streets. Toss that lease in the trashcan. This is a strict liability negligence case. 

• Second, The Lessor Can Not Control the Operation of the Equipment. I also get it that while there will be lease terms which purport to regulate the operation of the equipment, the lessor cannot go to every job site to ensure that the equipment is being operated in accordance with the lease. That is likewise irrelevant. 

• Third, The Lessee’s Negligence is Also Irrelevant. Finally, I also get it that the lessee’s operator of the loader was negligent.  That isn’t the plaintiff. The plaintiff was a third party.  At trial, someone could argue that it isn’t too smart jumping into a trailer while another guy drops tree stumps into that same trailer, but that is an issue for trial. 

Fourth, What Is a Dangerous Instrumentality is Uncertain. My understanding was that the doctrine was confined to that equipment used on near the public on public streets with a significant history of past injuries. The Florida Supreme Court moved the bar a bit, so presumably any yellow iron equipment could be considered a dangerous instrumentality. 

• Fifth, Insurance is the Only Answer. If the lessor cannot rely on its lease, cannot supervise the operation of the equipment, and isn’t protected by the stupidity of the lessee’s employees and independent contractors, then the only answer is insurance. The equipment lease should require a minimum of several million dollars in insurance, and the lessor should be an additional insured.  Notwithstanding the lessee’s obligation to be insured, the lessor should have its own policy which should be secondary to the lessee’s insurance.  Lessors should diligently oversee the lessee’s compliance with the insurance provisions at least once a year. 

The bottom line to this case is that the Florida Supreme Court has used its “dangerous instrumentality” doctrine to stick it to an equipment lessor. This doctrine is prevalent in Florida and a handful of other states. I don’t see any way to protect the equipment lessor here, except by insurance. 

Tom McCurnin is a partner at Barton, Klugman & Oetting in Los Angeles, California.

Tom McCurnin
Barton, Klugman & Oetting
350 South Grand Ave.
Suite 2200
Los Angeles, CA 90071
Direct Phone: (213) 617-6129
Cell (213) 268-8291
Email: tmccurnin@bkolaw.com
Visit our web site at www.bkolaw.com
Previous Tom McCurnin Articles:
http://www.leasingnews.org

Previous Tom McCurnin Articles:
http://www.leasingnews.org/Conscious-Top%20Stories/leasing_cases.html


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Yes, that was the Headline, but Not the Truth

Press Release:
BancorpSouth Bank announced today the addition of six new teammates to BancorpSouth Equipment Finance and Leasing, which provides equipment financing for commercial markets and municipalities across the Southeast and parts of the Midwest."

New to the department are:

  • Lori Dean as senior vice president and director of Operations
  • Whit Ross as vice president and credit manager
  • Teena Smith as an operations specialist
  • Shawn Lowe as vice president and equipment finance specialist for Alabama and Tennessee
  • Zane Burgess as vice president and equipment finance specialist for North and East Texas
  • Dawn Day as vice president and equipment finance specialist for southern Louisiana, Mississippi, Alabama and Florida

-----------

In working on biographies from LinkedIn Zane Burgess is the closest to the December announcement, joining September 2018.

The rest, alphabetically:

  • Dawn Day, CLFP, joined January, 2018,
  • Lori Dean, CLFP, joined February, 2018,
  • Shawn Lowe, CLFP, May, 2018,
  • Whit Ross, May, 2018
  • (Teena Smith, CLFP, not found in LinkedIn, but in Leasing News named earning her CLP at Arvest Equipment Finance, October, 2013, Sales Support Specialist).

In contacting BancorpSouth, Leasing News was told, "It was never our intention to mislead you or your readers. We decided to announce our new hires at one time in order to better showcase how much the department has grown over the last several months. Please let us know if you have any follow up questions. We really appreciate your interest in our bank."

Since submitted as “New Hires,” will post them with dates they joined BancorpSouth Bank, as they were not involved in the writing of the press release:


Zane Burgess was hired September, 2018, as Vice President, Equipment Finance Specialist, Bancorp South Equipment Finance, Hattiesburg, Mississippi. He is based in the Dallas/Fort Worth area.  Previously, he was Senior Vice President, CBI Equipment Finance, Inc. (October, 2017 - September, 2018); BOK Financial Equipment Finance, joining May, 2007, as Vice President; promoted February, 2008, President). https://www.linkedin.com/in/zane-burgess-429b808/


Dawn Day was hired as Vice President, Equipment Finance Division, BancorpSouth Equipment Finance, Hattiesburg, Mississippi. She is located in Brandon, Mississippi. LinkedIn.com states she joined the firm January, 2018 as Vice President, Equipment Finance Division. Previously, she was Vice President, Commercial Lending, Ouachita Independent Bank (February, 2012 - January, 2018);Vice President/Relationship Bank, Citizens National Bank, Meridian, MS (August, 2003 - January, 2002); Branch Manager, Assistant Vice President, AmSouth Bank (2002 - 2003). Community Service: Volunteer: Gala Chair, Cancer League of Jackson (2007 - 2008).  Education: Mississippi College, Master of Business Administration (MBA), Banking Corporate, Finance, and securities Law (2006 - 2007).  Vanderbilt University, Southeastern School of advanced Commercial Lending, Commercial Lending (2006 - 2005). University of Mississippi, Mississippi School of Banking (2003 -2005).  Mississippi College, Master of Communications, Business & Corporate Communication (2002 - 2005). Belhaven College, Bachelor of Science, Business Administration and Management, General cum Laude (2000 - 2002). https://www.linkedin.com/in/dawn-day-55648237/


Laura Dean, CLFP, was hired February, 2018 as Director of Operations, BancorpSouth Equipment Finance, Hattiesburg, Mississippi.  Previously she was Equipment Finance Operations Manager, Arvest Equipment Finance, a division of Arvest Bank (April, 2007 - January, 2018); Branch Manager, Arvest Bank (August, 1992 - 2007).
https://www.linkedin.com/in/lori-dean-clfp-2879096a/      


Shawn Lowe, CLFP, joined on May, 2018, joined BancorpSouth Equipment Finance, Hattiesburg, Mississippi. He is located in Birmingham, Alabama.  Previously, he was Partner, Power Ten Management, LLC, February, 2010; Medical Device Representative, LaMaster Medical (July, 2013 - May, 2018);  Owner, High Bridge Capital Finance (July, 2009 - May, 2018); Vice President, Equipment Finance/Leasing, Red Mountain Bank (August, July, 2009); Senior Vice President, Central Leasing Corporation (March, 2003 - August, 2007); President, Co-Founder, CapitalPartners Leasing Inc. (November, 1998 - March, 2003). Vice President, Sales Administration, First Commercial Leasing Corporation (February, 1995 - October, 1998), Leasing Officer (1995 - 1996). Education: University of Alabama, Manderson Graduate School of Business, MBA, Finance, Marketing and Entrepreneurship (1992 - 1994). Magna cum Laude.  The University of Alabama, BA, Communications, Advertising (1985 - 1990).  Activities and Societies: Theta Chi Fraternity, Rush Chairman, Civitan International.
Hattiesburg, Mississippi. https://www.linkedin.com/in/svlowe/


Whit Ross was hired in May, 2013, as Vice President, BancorpSouth Equipment Finance, Hattiesburg, Mississippi, Previously, he was Bank Examiner, Mississippi Department of Banking and Consumer Finance (May, 2013 - May, 2018); Loan Officer, Peoples Bank (June, 2006 - April, 2013).  Education:  The University of Southern Mississippi, Banking and Finance (2008 - 2010).  Copiah-Lincoln Community College. Business Administration (2006 - 2008). https://www.linkedin.com/in/whit-ross-5b4b06b/


Teena Smith, CLFP. Leasing News Edition October 25, 2013 shows announcement receiving CLP, as Sales Support Specialist, Arvest Equipment Finance. http://leasingnews.org/archives/Oct2013/10_25.htm#clp

 

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How Evergreen/Wintergreen Clause Started
By Mr. Terry Winders


At the start of the leasing craze for computers and other data processing equipment, lessees wanted to have a lease product that would allow them to continue using the equipment after termination if the newest generation of equipment was still a few months off or the delivery of the new equipment was delayed. This led to a flexible lease with a month to month extension called an evergreen clause. This allowed the lessee to extend the lease month to month, after termination of the stated term, until they gave thirty days’ notice. The key here was that the extension was under the lessee's control. Not long after this it spread to other lease markets.

Many lessors found that when a standard evergreen clause was used the lessee continued to lease the equipment for extended periods of time simply because, if the lease never ended, and invoices continued to be sent, they were paid. Many lessees did not have an internal method of following termination dates, especially if they had numerous transactions. However, when the lessee learned of their mistake, tempers flared. This was usually solved by informing the lessee of the evergreen clause at commencement and their requirement to notify the lessor when they wanted to terminate.

Next we began to require a ninety day notice prior to termination with a mandatory evergreen clause if there was a failure to notify. Also the notice could not be submitted prior to six months from termination. In many cases the notice requirement was placed in the body of the lease and was usually undetected by the Lessee. When the lease terminated and the lessor informed the lessee that they failed to submit the ninety day notice and the lease would continue for another ninety days the lessees became disturbed. So, New York and Illinois began to put requirements on the lease document to make the notice requirement “conspicuous” or to give the lessee notice of their notice requirement. Many lessors, but not all, have begun to send notice of the notice requirements sixty days in advance of the notice date or are contacting the lessees directly.

Now we have many major lessors that have a wintergreen clause which is a mandatory twelve month extension if the lessee fails to give proper notice further irritating lessees. It is being abused as some lessors do not give notice of the actual end of the original lease.

Both the evergreen and the wintergreen clauses are another part of the differences between lessors and require professional lease salespersons to know the requirements of their competitors so as to properly present reasons to lease with them.


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26 New Certified Leasing and Finance Professionals
Total Now 643 Active CLFP Professionals and Associates

The CLFP designation identifies an individual as a knowledgeable professional to employers, clients, customers, and peers in the equipment finance industry.

Chris Forsyth, CLFP,
Vice President, Credit Officer, who is now one of 109 CLFPs and Associates at First American Equipment Finance stated, “I chose to pursue the CLFP designation because of the knowledge gained through the process leading up to the test and in the future as a member of the organization.

“Furthermore, it is important for my peers and customers to know that they are working with a dedicated professional that will continuously work to provide a high level of skill and service.” 

26 individuals sat through the 8-hour online CLFP exam during the recent months have successfully passed.  They are:


Ryan Anthony, CLFP
Business Development Manager
Vendor Finance, First American Equipment Finance


Emma Bambury, CLFP Associate

Assistant Vice President
Finance Specialist, First American Equipment Finance


Michelle Bruno, CLFP Associate

Assistant Vice President
Project Manager, First American Equipment Finance


Jordan Cooper, CLFP Associate

Assistant Vice President, Marketing
First American Equipment Finance


Melissa (Dawn) Day, CLFP

Vice President/Equipment Finance Specialist
BancorpSouth Equipment Finance


Kyle Cerone, CLFP Associate

Associate Vice President
First American Equipment Finance


Desiree Chackal, CLFP Associate

Assistant Vice President, Marketing
First American Equipment Finance


Christopher Demtschenko, CLFP Associate

Assistant Vice President, Logistics + Distribution Division
First American Equipment Finance


Becky Farmer, CLFP Associate

Assistant Vice President, Project Manager
First American Equipment Finance


Nicholas Flemister, CLFP Associate
Assistant Vice President
First American Equipment Finance


Chris Forsyth, CLFP

Vice President, Credit Officer
First American Equipment Finance


Julie Kaczor, CLFP 

Assistant Vice President, Marketing
First American Equipment Finance


Josh Klein, CLFP

Assistant Vice President, Project Manager
First American Equipment Finance


Jennifer Marison, CLFP
Associate
 Client Services
BB&T Commercial Equipment Capital Corporation


Traci McKenrick, CLFP Associate

Assistant Vice President, Marketing
First American Equipment Finance


Amy Moffitt, CLFP Associate

Assistant Vice President, Assistant Controller
First American Equipment Finance


Samantha Nunn, CLFP Associate

Assistant Vice President, Dental Division
First American Equipment Finance


Adrian Pelkey, CLFP

Assistant Vice President, Project Manager
First American Equipment Finance


Zachary Scribani, CLFP Associate

Assistant Vice President, Dental Division
First American Equipment Finance


Kamal Shivnani, CLFP

Business Architect
Odessa


Marietta Smith, CLFP Associate

Assistant Vice President – Project Manager
First American Equipment Finance


Robin Smith, CLFP

Vice President
BancorpSouth Equipment Finance


Natalie Tawil, CLFP

Inside Sales Representative
BB&T Commercial Equipment Capital Corporation


Alison Taylor, CLFP Associate

Assistant Vice President, Marketing
First American Equipment Finance


Katelyn Weichman, CLFP

Senior Financial Analyst (AVP-2)
First American Equipment Finance


Megan Yeaple, CLFP Associate

Insurance Finance Specialist
First American Equipment Finance

For more information, call Executive Director Reid Raykovich, CLFP at (206) 535-6281 or visit http://www.CLFPfoundation.org

 

 

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Two Week Bike Trip in Argentina
Not Your Typical CPA

Sam Oliva, CPA, in the orange hat sitting on his bike, founder and CEO of both ECS Financial and Beacon Funding.

 

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Black Mouth Cur/Hound
Hattiesburg, Mississippi - Adopt a Dog

Jersey
SOPA-A-84212
Male
Age: 2 years, 1 month
Weight: 65 lbs.
Location: Section 3, 14

The Black Mouth Cur is a hunting and cattle dog that has its origins in Southern United States.

TemperamentKind, Fearless, Loyal, Protective, Active, Trainable
ColorsBrindle, Fawn, Red, Buckskin, Yellow
Wikipedia

Southern Pines Animal Shelter
1901 N. 31st Avenue
Hattiesburg, MS 39401
601-544-6632
Hours of Operation
Monday-Tuesday  11:00am - 5pm
Wednesday---Closed
Thursday-Saturday   11:00am - 5pm
Sunday  1:00pm - 5pm


Adopt a Pet
http://www.adoptapet.com/

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“Perpetual” Series Three Books Released
By Brian Huey

In Brian Huey's email signature, he included "Finance guy by day and writer by night."  He is a twenty-five year equipment leasing veteran, running LeaseSource Financial, Charlotte, North Carolina. He also writes for trade magazines.

His first novel, “Perpetual,” released in 2008, received warm reception. he reports. “I think half the reviews on Amazon and Barnes & Noble are from Leasing News readers,” he said.

He has just released "The Perpetual Trilogy" to family and friends. He reports series went global through Ingram Content Group, one of the largest book distributors in the world. He further notes that the lowest prices are realized through his website www.brianhuey.com, with special discounts through the holidays. 


"Search," "Assassins," "Abducted"

A 30% discount is offered to Leasing News readers by logging into www.bianhuey.com.  Books can also be located by typing in "Perpetual by Brian Huey" in Google.

He is working on books 4 and 5 in the series.

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News Briefs----

Tariff Payments Hit Record High October, Pro-trade group says
  Amount of Import Taxes paid by Business $6.2 Billion
https://thehill.com/policy/finance/trade/420311-tariff-payments-hit-record-high-in-october-pro-trade-group-says

Trucking jobs up in November;
  slated for five-digit increase for the year
http://www.landlinemag.com/Story.aspx?StoryID=73421#.XA3A9-J7ljU

Tesla starts working on Trans-Canada Supercharger route
   for coast-to-coast travel
https://electrek.co/2018/12/03/tesla-trans-canada-supercharger-route/

Madoff’s Victims Are Close to Getting Their $19 Billion Back
“That kind of recovery is extraordinary and atypical,”
https://www.bloomberg.com/graphics/2018-recovering-madoff-money/?srnd=premium

What Should I Do With My General Electric Shares?
  SeekingAlpha
https://seekingalpha.com/article/4227142-general-electric-shares

 


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You May Have Missed---

Map: China’s Provinces Rival Countries in Population Size
https://www.visualcapitalist.com/china-provinces-country-population/


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 American Football Poem

Spinning Records with Spinoza
Spinning records with Spinoza
Kicking footballs with Lou Groza
Doesn't care for rhythm and blues
Drinks a lot of booze
Country's not his style
Wants to change the turnstile
Spinning records with Spinoza
Reading law books with Cardoza
Thinks classical is hip
Forget Gladys Knight & the Pips

Lawrence P. Murren, Jr.

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Sports Briefs---

49ers ride George Kittle’s 210 receiving yards
     to upset win over Broncos
https://www.sfgate.com/49ers/article/Kittle-s-210-receiving-yards-lead-49ers-to-13453182.php

Raiders complete wild comeback in 24-21 upset of Steelers
https://www.eastbaytimes.com/2018/12/09/raiders-complete-wild-comeback-in-24-21-upset-of-steelers/

Packers' Joe Philbin Runs Out Of Challenges
    83 Seconds into the Game
https://deadspin.com/packers-joe-philbin-runs-out-of-challenges-83-seconds-i-1830969361

Chiefs beat Ravens 27-24 in overtime thriller at Arrowhead
https://www.arrowheadpride.com/2018/12/9/18132981/chiefs-beat-ravens-27-24-in-overtime-thriller-at-arrowhead

After Redskins slam their fans, fans turn backs on Redskins
https://www.yahoo.com/sports/redskins-slam-fans-fans-turn-backs-redskins-233132629.html

Report: GM McKenzie to leave Raiders at season's end
https://www.yahoo.com/sports/report-gm-mckenzie-leave-raiders-seasons-end-171420688--nfl.html

5 thoughts from Cowboys' huge OT win over Eagles:
 Amari Cooper has proved to be a season-saving acquisition
https://sportsday.dallasnews.com/dallas-cowboys/cowboys/2018/12/09/5-thoughts-cowboys-huge-ot-win-eagles-amari-cooper-proved-season-saving-acquisition

Draymond Green set to rejoin Warriors’ lineup
    Monday against Minnesota
https://www.sfchronicle.com/warriors/article/Draymond-Green-set-to-rejoin-Warriors-lineup-13452969.php

Jim Harbaugh says he won't leave Michigan for NFL
http://www.theredzone.org/Blog-Description/EntryId/73992/Jim-Harbaugh-says-he-won-t-leave-Michigan-for-NFL


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California Nuts Briefs---

Dog that survived California wildfire guarded home for weeks
https://www.nbcnews.com/news/us-news/dog-survived-california-wildfire-guarded-home-weeks-n945721

New LinkedIn headquarters approved by Mountain View, CA
https://www.mv-voice.com/news/2018/12/07/new-linkedin-headquarters-approved-by-city

US move to restrict immigrant health care
   would hit California's economy, study says
https://www.northbaybusinessjournal.com/industrynews/insurance/9045577-181/california-immigration-health-care-insurance

Housing in the Central Valley is changing.
  But not necessarily for the better.
https://www.sacbee.com/news/state/california/big-valley/article222821310.html


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“Gimme that Wine”

http://www.youtube.com/watch?v=EJnQoi8DSE8

US Master Sommeliers shrink and compensate
https://www.jancisrobinson.com/articles/us-master-sommeliers-shrink-and-compensate

Gloomy Outlook for Smaller Wineries
https://www.wine-searcher.com/m/2018/12/gloomy-outlook-for-smaller-wineries

8 mistakes you should avoid when shopping for wine at Costco
https://www.businessinsider.com/costco-wine-shopping-mistakes-2018-12


Wine Prices by vintage
http://www.winezap.com
http://www.wine-searcher.com/

US/International Wine Events
http://www.localwineevents.com/

Leasing News Wine & Spirits Page
http://two.leasingnews.org/Recommendations/wnensprts.htm

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This Day in History

     1672 – The first postal route between cities was the route between New York City and Boston, MA. Governor Francisco Lovelace of New York announced that monthly service would be inaugurated on January 1, 1673. The first post rider left New York City on January 22, 1673 and arrived in Boston three weeks later. This was the origin of the Boston Post Road that goes through NYC into Westchester County and up to Boston.  Most of this road is now known as US 1.
http://freepages.genealogy.rootsweb.ancestry.com/~gentutor/boston.html
    1690 - The Massachusetts Bay Colony became the first American colonial government to borrow money.
    1776 - The cash strapped Continental Congress authorized a loan of $5 million from France, to be used for the purchasing of supplies and construction of cruisers. The length of the loan was indefinite. Bonds were sold at par. The rate of interest was 5 percent, payable annually. The loan was received on June 4, 1777. The final redemption was made on December 31, 1793, when the balance due was merged into the general account of the French debt. Alexander Hamilton was Secretary of The Treasury between September 11, 1789 and January 31, 1795 and obtained loans from the Bank of New York and Bank of North America. The interest rate was six percent.
    1787 - Birthday of Thomas Gallaudet (d. 1851) at Philadelphia, PA.   A hearing educator who, with Laurent Clerc, founded the first public school for deaf people, Connecticut Asylum for the Education and Instruction of Deaf and Dumb Persons (now the American School for the Deaf), at Hartford, CT, on Apr 15, 1817. Gallaudet University, for the hearing impaired, in Washington, DC was named in his honor.
    1819 – African-American Tom Molineux had a wide following by the time he left for England in 1810 to fight the English champion Tom Cribb on this day. Molineux grew up in slavery, history records, on a plantation in Virginia, and was said to have won his freedom by winning boxing bouts arranged by slave owners. He was very popular and the favorite to win in the English championship fight. Although he knocked Cribb out in the 23rd round, he was falsely accused of using lead weights in his gloves, and the fight continued, ending in a victory for Cribb in the 40th round.
    1817 - Mississippi became the 20th state.
    1830 - Birthday of one of America's greatest poets, Emily Dickinson (d. 1886), at Amherst, MA. She was reclusive, mysterious, and frail in health. Seven of her poems were published during her life, but after her death, her sister Lavinia discovered almost 2,000 more poems written on the backs of envelopes and other scraps of paper locked in her bureau. They were published gradually over 50 years, beginning in 1890. The little-known Emily Dickinson who was born, lived and died at Amherst, now is recognized as one of the most original poets of the English-speaking world.
    1845 - President James Polk makes a bold move to radically expand the burgeoning United States. Polk gave Congressman John Slidell the go-ahead to settle a border dispute concerning Texas, as well as to purchase New Mexico and California, from Mexico. As per Polk's demand, Slidell anted up $5 million for New Mexico and $25 million for California.  However, Mexico refused the offer, emboldening the president to marshal a war effort in the name of "re-annexing" the territory. We then annexed California and other land from Mexico with troops in Los Angeles and San Francisco.
    1850 - Birthday of Jennie Augusta Brownscombe (d. 1936) at Honesdale, PA.  A painter, specialist in scenes of early U.S. history, she was sought by magazine and calendar publishers because of her meticulous perspective and realism. Huge numbers of reproductions of her paintings were also sold. Most buyers never knew her name. In all, she copyrighted more than 100 paintings. She lived simply with one companion/servant and died at 85.
http://www.artoftheprint.com/artistpages/brownscombe_
jeannie_augusta_youngwomanhood.htm
http://www.artnet.com/ag/artistdetails.asp?aid=3197
http://www.malaspina.com/site/person_256.asp
http://www.artcyclopedia.com/artists/brownscombe
_jennie_augusta.html
    1851 - Birthday of Melville Louis Kossuth Dewey (d. 1931), American librarian and inventor of the Dewey decimal book classification system, at Adams Center, NY.  He was an advocate of spelling reform, urged use of the metric system and was interested in many other education reforms.
    1852 - 10,000 people turned out to watch the first legal hanging in San Francisco. Jose Forniz was hanged from gallows built on the slope of Russian Hill for the murder of Jose Attari. The crime which inaugurated public executions was commonplace. A Spaniard named Jose Foriniz struck down Attari, an unknown Mexican in Pleasant Valley, stabbing him with a dagger for, as he claimed, attempting to rob him. The case was tried before Judge Lake, with H. H. Byrne, District Attorney, as prosecutor, and Judge H. S. Brown and Colonel James for the defense.  After a very prompt trial, Foriniz was sentenced to be hanged two months later. The execution took place on Russian Hill, much to the indignation of the cemetery wherein, among others, rested the bones of Don Vicente Nunez. It was the oldest burying-place for the city. That did not deter some three thousand people from attending, parents taking children to see the unusual sight, and women on foot and in carriages forcing their way to the front. Between 12 and 1 o’clock the condemned man was taken to the scaffold in a wagon drawn by four black horses, escorted by the California Guard. The Marion Rifles under Captain Schaeffer kept the crowd back from the scaffold. The man died game, after a farewell speech, in which he said:  “The Americans are good people; they have ever treated me well and kindly; I thank them for it. I have nothing but love and kindly feelings for all. Farewell, people of San Francisco. World, farewell!”
    1861 – The Confederate States of America accepted a rival state government's pronouncement that declared Kentucky to be the 13th state of the Confederacy.
    1864 - Union General William T. Sherman completes his "March to the Sea" when he arrives in front of Savannah, Georgia. Since mid-November, Sherman's army had been sweeping from Atlanta across the state to the south and east towards Savannah, one of the last Confederate seaports still unoccupied by Union forces. Along the way, Sherman destroyed farms and railroads, burned storehouses, and fed his army off the land. In his own words, Sherman intended to "make Georgia howl," a plan that was approved by President Lincoln and Ulysses S. Grant, general-in-chief of the Union armies. The city of Savannah was fortified and defended by 10,000 Confederates under the command of General William Hardee. The Rebels flooded the rice fields around Savannah, so only a few narrow causeways provided access to the city. Sherman's army was running low on supplies and he had not made contact with supply ships off the coast. Sherman's army had been completely cut off from the North, and only the reports of destruction provided any evidence of its whereabouts. Sherman directed General Oliver O. Howard to the coast to locate friendly ships. Howard dispatched Captain William Duncan and two comrades to contact the Union fleet, but nothing was heard of the trio for several days. Duncan located a Union gunboat that carried him to Hilton Head Island, South Carolina. Supply ships were sent to Savannah, and Duncan continued on to Washington to deliver news of the successful "March to the Sea" to Secretary of War Edwin Stanton. For ten days, Hardee held out as Sherman prepared for an attack. Realizing the futility of losing his force entirely, Hardee fled the city on December 20 and slipped northward to fight another day.
    1869 - Women in Wyoming received the right to vote. Originally expressed as a mean of attracting women to this state where men overwhelming outnumbered the opposite sex, equality was a theme to be repeated over and over again as Wyoming became the first to grant women many equal rights.
(lower half of http://memory.loc.gov/ammem/today/dec10.html)
    1869 – Kappa Sigma Fraternity was founded at the University of Virginia.
    1884 – Mark Twain’s “Adventures of Huckleberry Finn” is published.
    1896 – In the first intercollegiate basketball game, Wesleyan beat Yale, 4-3.
    1898 - The “Treaty of Paris” was signed, which officially ended the Spanish-American War. American and Spanish ambassadors met at Paris, France, to negotiate a treaty. Under the terms of this treaty, Spain granted the US the Philippine Islands and the islands of Guam and Puerto Rico, and agreed to withdraw from Cuba. Senatorial debate over the treaty centered on the move by the US toward imperialism by acquiring the Philippines. A vote was taken Feb 6, 1899, and the treaty passed by a one-vote margin. President William McKinley signed the treaty Feb 10, 1899. The once-proud Spanish empire was virtually dissolved as the United States took over much of Spain’s overseas holdings. Puerto Rico and Guam were ceded to the United States, the Philippines were bought for $20 million, and Cuba became a U.S. protectorate. Philippine insurgents who fought against Spanish rule during the war immediately turned their guns against the new occupiers, and 10 times more U.S. troops died suppressing the Philippines than in defeating Spain.
    1899 – Delta Sigma Phi Fraternity was founded at CCNY.
    1901 – The first Nobel Peace Prizes were awarded to Jean Henri Dunant and Frederic Passy.
    1903 – The Nobel Prize for Physics was awarded to Pierre and Marie Curie
    1904 - The New York Police Department, New York City, appointed the first two motorcycle police officers, Anthony L. Howe and Eugene Case.  They were assigned to the police headquarters in The Bronx and Manhattan.
    1905 - "The Gift of the Magi," a short story by William Sydney Porter, 43, was first published. Known by his pen name, O. Henry, Porter's writings were characterized by trick endings, making him a master of short story telling.
http://www.auburn.edu/~vestmon/Gift_of_the_Magi.html
    1906 – The first American awarded the Nobel Peace Prize was President Theodore Roosevelt for his role in the mediation of the Russo-Japanese War.
    1911 – One of television’s first news anchors, Chet Huntley (d. 1974), was born in Caldwell, MT.  With David Brinkley, he co-anchored NBC’s evening news program, “The Huntley-Brinkley Report” for 14 years beginning in 1956.  Their catchphrase closing of "Good night, Chet" - "Good night, David... and good night for NBC News" is remembered almost as much as the high quality of their onscreen work. 
    1914 - Birthday of Dorothy Lamour, born Mary Leta Dorothy Slaton (d. 1966), in New Orleans, LA.   Singer-actor and wearer of a sarong in many of her movies. She is most renowned for her "road" films with Bob Hope and Bing Crosby, and “Hurricane” (1937). One of the big questions was what held up the sarongs - she said muscle control had a lot to do with it. During the Second World War, she auctioned two of her sarongs as part of fund-raising efforts that collected more than $2 million for the war effort. She was a native of New Orleans and never saw the South Pacific until she was 70 when she said it looked as pretty as the back lot of Paramount.
http://www.geocities.com/Hollywood/Hills/2440/lamour.html
http://www.canoe.ca/JamMoviesArtistsL/lamour_dorothy.html
http://us.imdb.com/name/nm0483787
    1915 - 1,000,000th model T Ford left the assembly line.
    1919 – The National League outlawed the spitball for all new pitchers while grandfathering it for existing Major Leaguers.
    1922 - Pete Henry kicked the longest known NFL drop-kicked field goal, 45 yards.
    1924 – Major League Baseball reached agreement on the permanent rotation of World Series games with each league getting games 1, 2, 6, 7 in alternating years.  That changed in 2005 when it was agreed that League that wins the All-Star Game will have home field advantage; the rotation went back to the original in 2017.
    1925 - The joint Major League Rules committee finally voted to award 2nd-place World Series money withheld from the eight Black Sox in 1920 to the other White Sox who were not involved in the scandal.
    1927 – The Grand Ole Opry made its first broadcast on radio from Nashville.
    1928 – Dan Blocker was born Bobby Dan Davis Blocker (d. 1972) in DeKalb, TX.  Blocker had a fledgling TV career with supporting roles in several television series, mostly westerns.  Blocker's big break came in 1959, when he was cast as Hoss Cartwright on the long-running NBC television series, “Bonanza” and played the role until his death.  Despite several popular myths as to the mysterious death of Blocker, he died in Los Angeles of a pulmonary embolism following gall bladder surgery.
    1930 - Duke Ellington and His Orchestra record "Mood Indigo.”
    1931 - The first Nobel Peace Prize awarded to an American woman went to Jane Addams, the pioneering social worker who founded Hull House, in Chicago, Ill, to serve the city's poor residents. She received the award jointly with Dr. Nicholas Murray Butler, president of Columbia University, for her leading role in the women's peace movement. She chaired the Woman's Peace Party in 1915, presided over the Women's International League for Peace and Freedom from 1919 to 1929, and helped to found the American Civil Liberties Union in 1920.
    1932 - Birthday of bass player Bob Cranshaw (d. 2016), Evanston, Ill.
http://shopping.yahoo.com/shop?d=product&id=1927028789&
clink=dmmu.artist&a=b

    1938 - Filming finally begins on “Gone with the Wind” after years of delay. Producer David O. Selznick had not yet cast an actress to play the leading role of Scarlett O'Hara, so the first day's shooting was of the burning of Atlanta, which didn't require close footage of Scarlett.
    1938 - Pearl S. Buck becomes the first woman to win the Nobel Prize for Literature.
http://www.nobel.se/literature/laureates/1938/buck-bio.html
http://www.pearl-s-buck.org/psbi/PearlSBuck/about.asp
    1940 - A curious rule that was designed to "break up the Yankees" was continued by the American League, a rule which prohibits the team winning the championship from trading with any other club. The rule was voted in at the December, 1939 meetings by the seven other AL owners after the New York Yankees won four straight World Series.
    1941 - Jimmy Dorsey Band records “Tangerine.” Decca 4123.
    1941 - 4,000 Japanese troops land on the Philippine Islands, while Japanese aircraft sink the British warships Prince of Wales and Repulse. Guam, an American-controlled territory, was also seized. British Prime Minister Winston Churchill finally exclaims, "We have lost control of the sea." The attack on Pearl Harbor on December 7, 1941 was only one step in a larger plan to dominate the Pacific. That plan involved knocking out first American, then British, naval opposition. Japanese bombing raids on Guam, Midway Island, and Wake Island followed the attack on the American fleet anchored at Pearl Harbor. American airfields there were destroyed, as were Clark and Iba airfields in the Philippines, wiping out more than half of the United States' aircraft dedicated to the Far East. These bombing raids were followed up, on December 10, by 2,000 Japanese troops that landed on the Philippine island of Luzon in the north, and another 2,000 that landed at Vigan on the western coast. And in Guam, 700 Japanese Special Naval Landing Forces invaded and occupied the American-controlled military outpost of Guam after only a 25-minute military engagement, resulting in the capture of 500 Americans soldiers. The United States was not alone in its struggle for the Pacific. Great Britain had also declared war on the Empire of Japan on December 8. The next day, Japan occupied the capital of Thailand and then landed in the Malay Peninsula, which could not be repulsed by the outmatched Australian and Indian troops. Britain responded by dispatching Force Z, their Royal Navy unit dedicated to supporting Singapore, when Japanese bombers spotted Z's battleship, the Prince of Wales, and its sister ship, the Repulse, sailing for Kuantan on the eastern coast of the Malay Peninsula, believing erroneously that the Japanese had just put troops ashore there. The bombers rained down torpedo bombs on the British warships, sinking them and killing 840 men. "In all the war, I have never received a more direct shock," Churchill lamented. And the Japanese were far from finished: The humiliation of the United States in the Philippines and a more extensive occupation of Indochina and the South Pacific were still to come.
    1941 – Child actor Tommy Rettig (d. 1966) was born in Queens, NYC.  He is best remembered for portraying the character "Jeff Miller" in the first three seasons of CBS‘ “Lassie” from 1954 to 1957, later seen in syndicated re-runs as “Jeff's Collie.” 
    1941 – Chad Stuart, of Chad & Jeremy, was born David Stuart Chadwick at Windermere, Cumbria in the UK.  Together they had a role in the British invasion into America’s rock scene with “Yesterday’s Gone,” “A Summer Song” and “Willow Weep for Me.”
    1945 - Preston Tucker reveals plan to produce the Torpedo, a new 150 MPH car
    1945 - At the annual meeting, Major League Baseball headed off the quest of the Pacific Coast League for major league status and granted more territorial protection for the upper minors by creating a new AAA classification for the PCL, American Association and International League. The Eastern and Texas Leagues were promoted from A to AA. The South Atlantic League moved from A to B.
    1946 - The temperature at New York City soared to 70 degrees.
    1946 – “The Big Train,” Walter Johnson died in DC.  He played his entire 21-year baseball career for the Washington Senators (1907–1927). He later served as their manager (1929-32) and for the Cleveland Indians (1933-5).  One of the most celebrated and dominating players in baseball history, Johnson established several pitching records, some of which remain unbroken. He remains by far the all-time career leader in shutouts with 110, second in wins with 417, and fourth in complete games with 531. Speculation is strong that had he played for a more competitive club, he may have approached or passed 500 wins.  Upon his retirement, he held the career record in strikeouts with 3,508 and was the only player in the 3,000 strikeout club for over 50 years until Bob Gibson recorded his 3,000th strikeout in 1974. Johnson led the league in strikeouts a Major League record 12 times—one more than current strikeout leader Nolan Ryan—including a record eight consecutive seasons.  Johnson was one of the first five players elected to the Baseball Hall of Fame in 1936 with Ty Cobb, Christy Mathewson, Babe Ruth, and Honus Wagner.  Johnson’s gentle nature was legendary, and to this day he is held up as an example of good sportsmanship, while his name has become synonymous with friendly competition.  Johnson was born in Humboldt, KS in 1887.
    1946 - Damon Runyon died in the NYC about which he wrote so much.  Best known for his short stories celebrating the world of Broadway in New York City that grew out of the Prohibition era. To New Yorkers of his generation, a "Damon Runyon character" evoked a distinctive social type from the Brooklyn or Midtown demi-monde. The adjective "Runyonesque" refers to this type of character as well as to the type of situations and dialog that Runyon depicted.  He spun humorous and sentimental tales of gamblers, hustlers, actors, and gangsters.  He was born Alfred Damon Runyan October 4, 1880 in Manhattan, KS.
    1948 - United Nations passes Universal Declaration of Human Rights.
http://www.un.org/Overview/rights.html
    1949 - Fats Domino recorded his first tracks for Imperial Records. One of those songs was called "The Fat Man," which later became his nickname.
    1950 - Dr. Ralph Johnson Bunche became the first African-American awarded the Nobel Peace Prize. Bunche was awarded the prize for his efforts in mediation between Israel and neighboring Arab states in 1949.
    1950 - PAGE, JOHN U. D., Medal of Honor.
Rank and organization: Lieutenant Colonel, U.S. Army, X Corps Artillery, while attached to the 52d Transportation Truck Battalion. Place and date: Near Chosin Reservoir, Korea, 29 November to 10 December 1950. Entered service at: St. Paul, Minn. Born: 8 February 1904, Malahi Island, Luzon, Philippine Islands. G.O. No.: 21, 25 April 1957. Citation: Lt. Col. Page, a member of X Corps Artillery, distinguished himself by conspicuous gallantry and intrepidity in action above and beyond the call of duty in a series of exploits. On 29 November, Lt. Col. Page left X Corps Headquarters at Hamhung with the mission of establishing traffic control on the main supply route to 1st Marine Division positions and those of some Army elements on the Chosin Reservoir plateau. Having completed his mission Lt. Col. Page was free to return to the safety of Hamhung but chose to remain on the plateau to aid an isolated signal station, thus being cut off from elements of the marine division. After rescuing his jeep driver by breaking up an ambush near a destroyed bridge, Lt. Col. Page reached the lines of a surrounded marine garrison at Koto-ri. He then voluntarily developed and trained a reserve force of assorted army troops trapped with the marines. By exemplary leadership and tireless devotion he made an effective tactical unit available. In order that casualties might be evacuated, an airstrip was improvised on frozen ground partly outside of the Koto-ri defense perimeter which was continually under enemy attack. During 2 such attacks, Lt. Col. Page exposed himself on the airstrip to direct fire on the enemy, and twice mounted the rear deck of a tank, manning the machine gun on the turret to drive the enemy back into a no man’s land. On 3 December while being flown low over enemy lines in a light observation plane, Lt. Col. Page dropped hand grenades on Chinese positions and sprayed foxholes with automatic fire from his carbine. After 10 days of constant fighting, the marine and army units in the vicinity of the Chosin Reservoir had succeeded in gathering at the edge of the plateau and Lt. Col. Page was flown to Hamhung to arrange for artillery support of the beleaguered troops attempting to break out. Again Lt. Col. Page refused an opportunity to remain in safety and returned to give every assistance to his comrades. As the column slowly moved south Lt. Col. Page joined the rear guard. When it neared the entrance to a narrow pass it came under frequent attacks on both flanks. Mounting an abandoned tank Lt. Col. Page manned the machine gun, braved heavy return fire, and covered the passing vehicles until the danger diminished. Later when another attack threatened his section of the convoy, then in the middle of the pass, Lt. Col. Page took a machine gun to the hillside and delivered effective counter fire, remaining exposed while men and vehicles passed through the ambuscade. On the night of 10 December the convoy reached the bottom of the pass but was halted by a strong enemy force at the front and on both flanks. Deadly small-arms fire poured into the column. Realizing the danger to the column as it lay motionless, Lt. Col. Page fought his way to the head of the column and plunged forward into the heart of the hostile position. His intrepid action so surprised the enemy that their ranks became disordered and suffered heavy casualties. Heedless of his safety, as he had been throughout the preceding 10 days, Lt. Col. Page remained forward, fiercely engaging the enemy single-handed until mortally wounded. By his valiant and aggressive spirit Lt. Col. Page enabled friendly forces to stand off the enemy. His outstanding courage, unswerving devotion to duty, and supreme self-sacrifice reflect great credit upon Lt. Col. Page and are in the highest tradition of the military service.
    1953 - With an investment of $7,600, Hugh Hefner published the first "Playboy" magazine. There is no date printed on the first issue, now a collector's item. The reason, according to "Hef," is that he doubted anyone would expect a second issue to be printed. Included in this first issue: A classic, nude, calendar photo of actress Marilyn Monroe.  My next door neighbor was a college classmate and joined the company as their accountant. He says their main income came from selling the mailing lists of subscribers to others until advertising came in later.
    1953 - Harry Belafonte debuted on Broadway in "Almanac" at the Imperial Theatre. Critics hailed Belafonte's performance as “electrifyingly sincere.” Also starring in the show: Hermione Gingold, Billy DeWolfe, Polly Bergen and Orson Bean.
    1953 – Brooklyn Dodgers president Walter O’Malley unveiled plans for a new stadium in Brooklyn at the end of the Atlantic Avenue subway line, known as Atlantic Yards. It will never be built. The site is currently that of Barclays Center, home of the NBA Brooklyn Nets.
    1954 – The Philadelphia Phillies agreed to purchase Connie Mack Stadium.
    1955 - Top Hits
“Sixteen Tons” - Tennessee Ernie Ford
“Memories are Made of This” - Dean Martin
“Nuttin' for Christmas” - Barry Gordon
“Love, Love, Love” - Webb Pierce
    1955 - "The Big Surprise" on NBC-TV awarded the largest amount of money given away on television. Mrs. Ethel Park Richardson of Los Angeles, CA may have needed an armored truck to carry away her $100,000 in cash.
    1955 – “Mighty Mouse Playhouse” premieres on television.  “…here I come to save the day, Mighty Mouse is on his way…”
    1958 – The University of Pittsburgh agreed to purchase Forbes Field from the Pittsburgh Pirates.
    1961 – Former Heisman Trophy winner and first draft pick, Billy Cannon (d. 2018) of the Houston Oilers of the American Football League, gained a total of 373 yards against the New York Titans.  The Oilers are now the Tennessee Titans and the New York Titans became the New York Jets upon a change of ownership…wait, it’ll come to you.
    1963 - Top Hits
“Dominique” - The Singing Nun
“Everybody” - Tommy Roe
“Louie Louie” - The Kingsmen
“Love's Gonna Live Here” - Buck Owens
    1963 - Donny Osmond makes his debut with The Osmonds on NBC's “The Andy Williams Show.”
    1964 - Rev. Martin Luther King became a recipient of the Nobel Prize for Peace. He was the youngest person to have earned the award.
    1964 – Celebrity chef Bobby Flay was born in NYC. “Boy Meets Grill,” “Iron Chef.”
    1965 - Bill Graham holds a second benefit for SF Mime Troupe, at The Fillmore (first time there) at Fillmore and Geary in The City.  3,500 turn out. The Warlocks become “The Grateful Dead,” and debuted with the new name at the Fillmore Auditorium. The Jefferson Airplane, The Great Society, the John Handy Quintet, the Mystery Trend, and Sam Thomas also appeared.
    1966 - The Beach Boys made a one-week stop at the top of the "Billboard" Hot 100 as "Good Vibrations" made it to #1. It was the third #1 hit the group scored. The others were "I Get Around" and "Help Me, Rhonda." This Brian Wilson masterpiece, at a cost of $16,000, was the most expensive single ever produced in music history up to that time.
    1967 - A previously unrecorded group called The Steve Miller Blues Band signs with Capitol Records for an unheard of $750,000. Capitol persuades the group to drop the "Blues" from its name.
    1967 - Otis Redding and four members of the Bar-Kays (Otis' backup group) were killed in the crash of a private plane near Madison, Wisconsin. Redding was 26 years old. His signature song, "(Sittin' On) The Dock of the Bay," was recorded three days before his death. It was #1 for four weeks beginning February 10, 1968. Redding was inducted into the Rock and Roll Hall of Fame in 1989. The Bar-Kays biggest hit was in July, 1967: "Soul Finger." James Alexander, bass player for the group, was not on the plane. Ben Cauley, trumpet player, survived the crash. The group played for a time with various new members.
    1969 - "Suspicious Minds" becomes Elvis Presley's 48th Gold Record. At last count, he had 53.
    1970 - The defense opens its case in the murder trial of Lt. William Calley. Charged with six counts of premeditated murder, Calley was a platoon leader in Charlie Company, 1st Battalion, 20th Infantry, 11th Infantry Brigade (Light) of the 23rd (America) Division. He was tried because of his leadership role in the My Lai massacres. On March 16, 1968, Calley led his troops to murder innocent Vietnamese civilians living in a cluster of hamlets located in Son Tinh District in Quang Ngai Province in the northern coastal lowlands. Citing "superior's orders," Defense Attorney George Lattimer contended that Capt. Ernest Medina, Calley's company commander, told his men that they were finally going to fight the enemy. He reportedly ordered "every living thing" killed. Lattimer also cited poor training of the platoon, the rage of the men who had seen their buddies killed, and the expectation of fierce resistance as additional factors contributing to the incident. The lawyer also charged that higher commanders on the ground and in the air observed the episode but did nothing. Despite Lattimer's argument, Calley was found guilty of murdering 22 civilians and sentenced to life imprisonment. His sentence was reduced to 20 years by the Court of Military Appeals and further reduced to 10 years by the Secretary of the Army. Proclaimed a "scapegoat" by much of the public, Calley served three and a half years of house arrest in his quarters at Fort Benning. He petitioned for habeus corpus on February 11, 1974, which was granted on September 25, 1974, along with his immediate release, by federal judge J. Robert Elliott. Judge Elliott determined that Calley's trial had been prejudiced by pre-trial publicity, denial of subpoenas of certain defense witnesses, refusal of the House of Representatives to release testimony taken in executive session of its My Lai investigation, and inadequate notice of the charges. The judge had released Calley on bail on February 27, 1974, but an appeals court reversed Elliott's ruling and returned Calley to U.S. Army custody on June 13, 1974. Consequently, his general court-martial conviction and dismissal from the U.S. Army were upheld; however, the prison sentence and subsequent parole obligations were commuted to time served, leaving Calley a free man. 
    1971 - Top Hits
“Family Affair” - Sly & The Family Stone
“Have You Seen Her” - Chi-Lites
“Got to Be There” - Michael Jackson
“Kiss an Angel Good Mornin'“ - Charley Pride
    1971 - William H. Rehnquist was confirmed by the Senate, 68-26, as U.S. Supreme Court Justice. He replaced Justice John Harlan who resigned in September, 1971. Rehnquist joined the Court on January 7, 1972, the same day as Justice Lewis F. Powell Jr.
    1971 - In one of the worst deals ever made, the Mets trade Nolan Ryan and three prospects to the Angels for six time all-star third baseman Jim Fregosi (Serra HS, San Mateo). The fireballer from Texas went on to set the all-time strikeout record (5,714), pitch 7 no-hitters, and become a member of the Hall of Fame while Fregosi provided little help for New York.
    1972 - The longest non-scoring pass in NFL history was made as Jim Hart of the St. Louis Cardinals passed from his own one-yard-line to Bobby Joe Moore, known now as Ahmad Rashad, who was tackled on the Los Angeles Rams' one-yard-line. The pass officially went for 98 yards.
    1974 - Representative Wilbur D. Mills, Democrat from Arkansas, resigns as chairman of the Ways and Means Committee in the aftermath of the first truly public sex scandal in American politics.
http://waysandmeans.house.gov/legacy/portraits/
1899-2000/mills.htm
http://mullings.com/dr_05-10-00.htm
http://abcnews.go.com/sections/politics/DailyNews/
politics_condit010711.html
    1974 – Space probe Helios 1 was launched by the U.S. and Germany.  It would later make the closest flyby of the Sun.
    1975 - "The Who by Numbers," which contains the hit single "Squeeze Box," earns the Who another Gold record.
    1977 - In only his second year of riding, Steve Cauthen became the first jockey to win $6 million in a single season. Cauthen was dubbed ‘The Six Million Dollar Man' and ‘Stevie Wonder' by his admirers and was named 1977 Sportsman of the Year by "Sports Illustrated," the Associated Press, "ABC's Wide World of Sports" and "The Sporting News."
    1979 - Kool and the Gang's "Ladies Night" is certified gold
    1979 - Top Hits
“Babe” - Styx
“Still” - Commodores
“Please Don't Go” - K.C. & The Sunshine Band
“I Cheated Me Right Out of You” - Moe Bandy
    1980 - Rep. John W. Jenrette, D-S.C., resigned to avoid being expelled from the House following his conviction on charges related to the FBI's Abscam investigation.  The investigation also ensnared NJ Senator Harrison Williams and DC Mayor Marion Barry.
    1982 - Heavyweight Michael Dokes knocked out Mike Weaver at 1:03 of the first round to win the WBA heavyweight title in Las Vegas.
    1983 - Paul McCartney and Michael Jackson started a six-week run at #1 on the Billboard singles chart with "Say Say Say." It was Jackson's 10th chart topper, including solo and with The Jacksons, and was McCartney's 29th, including solo and with The Beatles.
    1983 – In the final NFL game at New York’s Shea Stadium, the Pittsburgh Steelers beat the New York Jets 34-7.  This left the Buffalo Bills as the only NFL team that actually plays its games in New York.  The Jets moved to Giants Stadium in NJ for its home games beginning in the 1984 season.
    1984 – A bill to balance the federal budget was passed in Congress.         
    1985 - The R.H. Donnelley Corporation announced plans to bring full color to its phone books, with red, blue and green ... along with the traditional Yellow Pages; and it wasn't long before ads printed in the Yellow Pages began sprouting up with red, blue and green accents (which cost more than the traditional, black-only print).
    1986 – F Dominique Wilkins of the Atlanta Hawks scored 57 against the Chicago Bulls.
    1987 - Top Hits
“Heaven is a Place on Earth” - Belinda Carlisle
“Faith” - George Michael
“Should've Known Better” - Richard Marx
“Somebody Lied” - Ricky Van Shelton
    1988 - Bill Champlin's vocals helped Chicago attain their third and final number one single when "Look Away" hit the top of the Billboard chart. It was one of three Top Ten hits from the "Chicago 19" album, along with "I Don't Wanna Live Without Your Love" and "You're Not Alone."
    1989 - Seattle wide receiver Steve Largent makes his NFL record 100th touchdown catch in the Seahawks' 24-17 win at Cincinnati.  The record would be obliterated across the 1990s and 2000s by Hall of Famer Jerry Rice who has 208.
    1989 - Heavy snow fell across the northern and central mountains of Colorado, with 24 inches reported at Steamboat Springs. Six to twelve inches of snow fell in the Denver and Boulder area delaying plane flights and snarling traffic. Heavy snow also spread across the Central Plains into the Mississippi Valley. Winner, South Dakota received 11 inches of snow, and more than ten inches of snow was reported north of Sioux City, IA.
    1991 - The U.S. Supreme Court struck down New York's "Son of Sam Law" that forced criminals' profits for selling their stories to be seized and given to their victims. The High Court held that the New York law was inconsistent with the First Amendment to the U.S. Constitution.
    1991 - Alan Freed, the disc jockey credited with giving ‘Rock and Roll' its name, was posthumously awarded a star on the Hollywood Walk of Fame. (Freed died Jan 20, 1965.)
    1991 – I.M. Pei received $5 million for the design of Rock and Roll Hall of Fame.  
    1991 – Howie Spira sentenced to 2 years in prison for trying to extort money from Yankees owner George Steinbrenner after Steinbrenner contacted Spira in an attempt to dig up dirt on Yankees’ star Dave Winfield.  This led to Steinbrenner’s suspension from baseball during which time the baseball people, led by Gene Michael, took charge of the team.  This period saw the signing of the “Core Four”…Derek Jeter, Mariano Rivera, Andy Pettitte, and Jorge Posada…who would go on to lead the Yankees to five World Series championships and 12 consecutive playoff appearances under Hall of Fame manager Joe Torre, from 1995 through 2007.
    1992 - A slow-moving Nor'easter batters the northeast U.S. coast killing 19 people.
    1993 - Top Hits
“Again” - Janet Jackson
“I'd Do Anything For Love (But I Won't Do That)” - Meat Loaf
“All That She Wants” - Ace Of Base
“Hero” - Mariah Carey
“Shoop” - Salt-N-Pepa
    1994 - Kenny G's "Miracles: The Holiday Album" was number one in the U.S. As of November 2014, the album has sold a total of 7,310,000 copies in the U.S. according to SoundScan.  The tracks: "Winter Wonderland," "White Christmas," "Have Yourself a Merry Little Christmas," "Silent Night," "Greensleeves," "Miracles," "Little Drummer Boy," "The Chanukah Song," "Silver Bells," "Away in a Manger" and "Brahms Lullaby."
    1995 - Worst snowstorm in Buffalo history drops 37.9" in 24 hours, breaking the previous record of 25.3" in 1982.  The storm began Dec 9 at 7 PM. Because of the use of all open spaces, including golf courses in which to dump snow plowed from streets and parking lots, little golf was played in 1995 in the area as the snow did not fully melt until autumn.  On December 26-29, 2001, they would get 80 inches of snow. 
    1995 - NASA scientists received the first data from the space probe Galileo -- a message beamed over 2.3 billion miles (3.7 billion kilometers).
    1998 - After 24 years and 1,071 appearances, Dennis Eckersley, 44, who has pitched in more Major League games than any other player, retires as an active player.  It was Manager Tony LaRussa’s conversion of Eckersley, previously a starter, to a 9th inning-only closer that revolutionized the game and how managers used relievers.  Previously, it was common for top relievers like Rollie Fingers, Bruce Sutter, Tug McGraw, Sparky Lyle and Goose Gossage, to pitch as many as the final four innings and usually more than one to shut down the opposition and close out the game.
    1998 - Top Hits
“I’ m Your Angel” - R. Kelly
“Nobody’ s Supposed To Be Here” - Deborah Cox
“Lately” - Divine
“Doo Wop (That Thing)” - Lauryn Hill
    2002 - Former President Jimmy Carter accepted the Nobel Peace Prize for his diplomacy in the Middle East in the 1970s.
    2007 - Former Vice President Al Gore accepted the Nobel Peace Prize with a call for humanity to rise up against a looming climate crisis.
    2007 - NFL star Michael Vick was sentenced to 23 months in prison for bankrolling a dogfighting operation and killing dogs that underperformed.
    2009 - President Barack Obama accepted the Nobel Peace Prize with a humble acknowledgment of his scant accomplishments and a robust defense of the U.S. at war.
    2010 – The FAA announced it has no clear record of ownership or records of access for over 119,000 private planes
    2011 – Ryan Braun, the reigning NL MVP, tested positive for PEDs during the postseason. Facing a 50-game suspension, Braun claims his innocence and announces he is appealing the test result.  Braun's suspension was reversed through the arbitration process; the three-man panel ruled that proper protocol had not been followed in collecting and storing the incriminating sample before testing, leaving a doubt open as to whether it could have been the subject of tampering.
    2012 - Governor of Colorado, John Hickenlooper, emboldened by the passage of a voter-approved amendment to the state constitution, declared marijuana legal for recreational use. 
    2013 - General Motors appointed Mary Barra CEO who became the first female CEO of an automotive company.
    2014 – James Watson, one of three scientists to co-discover DNA structure, auctioned off the 1962 Nobel Prize medal he received for the achievement.  Russian billionaire Alisher Usmaonv paid $4.8 million for the medal and returned it to Watson. 
    2014 – Google announced that it will close its Google News site in Spain next week, ahead of rules taking effect in January that will force news aggregators to pay each publisher for using its content.
    2017 - The Veterans Committee of the Baseball Hall of Fame elected Jack Morris and Alan Trammel, long-time Detroit Tigers teammates. They were inducted into Cooperstown in 2018.

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Top Stories

(chronological order)

- MCA Training and Certification
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   With Losses over $7 Million after Some Recoveries
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He’s Back! Trebels Says He Has Completed More than $1 billion
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    for Alleged Sexual Abuse
Highlights: Marlin Business Services Q3 2018 Results
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Canadian Finance and Leasing Association Conference
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BuSmallsiness Loans Up to $250,000 "Often within an Hour"
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Taxi Cab Medallion Loans
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Sales People Reportedly Are Leaving, Too
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    Chief Financial Officer Leaves Company Explanation? 
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Marlin Earnings Call Transcript 2nd Quarter, 2018
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   Goodbye “Lease Consultant” Title
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- Types of Fraud
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- FinTech #102  by Christopher Menkin
   Menkin has an Epiphany
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Use a Password Generator
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