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Leasing News is a web site that posts information, news, and
entertainment for the commercial alternate financing,
bank, finance and leasing industries

kitmenkin@leasingnews.org
   

 



Wednesday, July 5, 2017


Today's Equipment Leasing Headlines

Position Wanted – Credit
 Work Remotely or Relocate for Right Opportunity
Top Stories: June 27 - June 29
  (Opened Most by Readers)
Complaints Bulletin Board BBB Ratings
   Leasing News
Leasing Company BBB Ratings
   July 1, 2017
California Senate Bill 297 is Dead
 According to Attorney Marshall Goldberg
Letters?! We get eMail
  (Mostly in Chronological Order)
Bank President & Vice-President Sentenced
5 Years in Jail for Concealing $3.4 Million Bad Loan
NACM’s Credit Managers’ Index Bounces Back
    in June with Strong Showing
Shepherd
  Houston, Texas Adopt-a-Dog
  “Billions”
TV Review by Kit Menkin
News Briefs---
What Happened to Bizfi?
  by Sean Murray, deBanked
LendUp gets strategic investment from PayPal
   and adds to its executive team
Historic Canadian Free Trade Agreement
 Within Their Own Borders Effective July 1

Broker/Funder/Industry Lists | Features (writer's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months

www.leasingcomplaints.com (Be Careful of Doing Business)
www.evergreenleasingnews.org
Leasing News Icon for Android Mobile Device 

You May have Missed---
Federal Reserve Payments Study highlights
changes in consumer and business payment choice
 Baseball Poem
  Sports Brief----
   California Nuts Brief---
   "Gimme that Wine"
     This Day in American History
      SuDoku
       Daily Puzzle
        GasBuddy
         Weather, USA or specific area
          Traffic Live----

######## surrounding the article denotes it is a “press release” and was not written by Leasing News nor information verified, but from the source noted. When an article is signed by the writer, it is considered a “by line.” It reflects the opinion and research of the writer.


Please send a colleague and ask them to subscribe. We are free.
Email kitmenkin@leasingnews.org and in subject line: subscribe


[headlines]

--------------------------------------------------------------

Position Wanted – Credit
Work Remotely or Relocate for Right Opportunity


Each Week Leasing News is pleased, as a service to its readership, to offer completely free ads placed by candidates for jobs in the industry. These ads also can be accessed directly on the website at:
http://www.leasingnews.org/Classified/Jwanted/Jwanted.htm

Each ad is limited to (100) words and ads repeat for up to 6 months unless the candidate tells us to stop. Your submissions should be received here by the end of each week.

Please encourage friends and colleagues to take advantage of this service, including recent graduates and others interested in leasing and related careers. 

Credit

Will relocate for the right opportunity and can work remotely. I have (25+) years in making credit decisions, as well as helping sales team and third party originators close more transactions via understanding their applicant's financial abilities. I can create alternative or additional opportunities (and income) by knowing which type of loan is best for the borrower
aaacorrespondent@gmail.com

Chicago, Illinois
Seasoned Risk and Portfolio Management professional with strong Credit Management background, Portfolio Management, Underwriting, Process Improvement, Collections and Workouts. Deep expertise in risk management and portfolio management within a regulated and compliance-driven banking environment. Partners with senior leadership to identify business risks and determine business strategy based on market and industry trends. Leads initiatives to improve efficiency and mitigate risk. Leverages business acumen and expertise gained through experience across multiple industries, including industrial, consumer and financial services, to develop and implement solutions, improve profits and reduce losses. Significant large-scale project management experience.
Demonstrated ability to analyze and articulate complex issues and implement process improvements. Excels in evaluating and mitigating customer credit risk, profit improvement, management reporting, loss mitigation and business intelligence.
wgriffith61@yahoo.com 
Resume

Orlando, Florida
As a Commercial Credit Analyst/Underwriter, I have evaluated transactions from sole proprietorships to listed companies, across a broad spectrum of industries, embracing a multitude of asset types. Sound understanding of balance sheet, income statement and cash flow dynamics which impact credit decisions. Strong appreciation for credit/asset risk. 
rpsteiner21@aol.com
 
407 430-3917

 



Work Remotely from Portland, Oregon

Experienced commercial banker and former commercial equipment leasing industry professional seeking full-time or part-time work out of my home in Portland, Oregon. Over twenty years’ experience in credit analysis, underwriting, sales and collections. Known for creative problem solving and strong quantitative & qualitative analytical skills.  Demonstrated ability to gather information, evaluate and make informed strategic business decisions to maximize profit and mitigate risk. Well known for ability to develop strong business relationships with Clients and large list of national equipment leasing Brokers. Please see attached resume and contact me below if interested. 
Resume
JFrank@BL-Solutions.com

 


[headlines]
--------------------------------------------------------------

Top Stories: June 27 - June 29
(Opened Most by Readers)

(1) Jason John Winders Passes Away
         1972 - 2017
http://leasingnews.org/archives/Jun2017/06_27.htm#winders

(2) Photoshopped Fraudulent Invoices Lead
     to 30 Months in Jail for Restauranteur
By Bob Coleman, Coleman reports
http://leasingnews.org/archives/Jun2017/06_27.htm#invoices

(3) $65 to Print a Boarding Pass?
  by Kevin F. Clune, CLFP
http://leasingnews.org/archives/Jun2017/06_29.htm#print

(4) New Hires---Promotions in the Leasing Business
        and Related Industries
http://leasingnews.org/archives/Jun2017/06_29.htm#hires

(5) Are You Licensed to Do Business in this State?
  Compliance. Regulations. Guidelines
http://leasingnews.org/archives/Jun2017/06_27.htm#are

(6) Baseball Pitcher and FinTech Computer
  Cartoon
http://leasingnews.org/archives/Jun2017/06_29.htm#cartoon

(7)  Alert:
  FaaStrak, Charlotte, North Carolina
http://leasingnews.org/archives/Jun2017/06_27.htm#faastrak

(8) Office supplies chain Staples sold for $6.9 billion
  "this deal to close by the end of the year - 1600 stores
http://www.chicagotribune.com/business/ct-staples-sold-20170628-story.html  

(9) FASB plans corrections to lease,
    financial instrument rules 
https://www.complianceweek.com/blogs/accounting-auditing-update/fasb-plans-corrections-to-lease-financial-instrument-rules#.WU_40o7ytjW

(10) New Lease Accounting Rules Pose Challenges, Study Says
goes into effect: public companies, 2019/ private companies, 2020
http://ww2.cfo.com/lease-accounting/2017/06/new-lease-accounting-rules-pose-challenges-study-says/

 

[headlines]
--------------------------------------------------------------

 

Leasing News Complaints Bulletin Board
BBB Ratings

The following companies appear on the Leasing News
“Complaints” Bulletin Board:
http://www.leasingnews.org/bulletin_board.htm

Also may appear on Evergreen Abuse List


Ability Capital Solutions, Long Beach, California: F
ACC Capital, Midvale, Utah: A+
Balboa Capital, Costa Mesa, California: A+
                   Blue Bridge Financial, LLC, Buffalo, New York: A+
De Lage Landen, Wayne, Pennsylvania: A+
iFinancial Group, San Clemente, California  A+
Integrity Financial Groups, Midvale, Utah  A+
Leasing Innovations, Inc., Solano Beach, CA  A+
Liberty Capital, Aliso Viejo, California  N/R
MAC Financial Services, Scottsdale, Arizona: A+
Marlin Leasing, Mount Laurel, New Jersey A+
Jules and Associates, Los Angeles, California  A+
Matrix Business Capital, Long Beach, California: A-
Mazuma Capital Corporation, Draper, Utah A+
Newport Financial Partners, Newport Beach, California: N/R
Onset Financial, South Jordan, Utah A+
Platinum Financial, Orange, California  A+
Proviso Financial Services, Coquitlam, British Columbia: N/R
Radiance Capital, Tacoma, Washington  A+
Tetra Financial Group, Salt Lake City, Utah A+
US Business Funding, Santa Ana, California: A+

 


[headlines]
--------------------------------------------------------------

 

Leasing Company BBB Ratings
July 1, 2017

Many banks and financial Institutions with leasing entities evidently do not have their leasing divisions separated from bank and financial institutions ratings. No rating was found on the leasing divisions.

Find your company's BBB listing by going to www.bbb.org and using your zip code first for the right division.

To list your company in the next listing, please email rating to kitmenkin@leasingnews.org


Full List

A+

--Accredited 12/16/1997
21st Century Leasing, San Diego, California

http://www.bbb.org/san-diego/business-reviews/leasing-service/21st-century-leasing-in-san-diego-ca-10011418/

ACC Capital, Midvale, Utah
http://www.bbb.org/utah/business-reviews/financial-services/acc-capital-in-midvale-ut-5002457
Closed, lenders running off portfolio residuals, according to Loni Lowder, President. Company in Leasing News Complaints re: Evergreen Clause.

--Accredited 9/10/2000
Advantage Leasing Corporation Milwaukee, Wisconsin
http://www.bbb.org/wisconsin/business-reviews/leasing-service/advantage-leasing-corporation-in-milwaukee-wi-1004216/

--Accredited 4/01/2002
Allegiant Partners, Walnut Creek, California

http://www.bbb.org/greater-san-francisco/business-reviews/leasing-service/allegiant-partners-incorporated-in-san-rafael-ca-46794

--Accredited 03/23/2017
Alliance Capital Corporation, Minneapolis, Minnesota
https://www.bbb.org/minnesota/business-reviews/financial-services/alliance-capital-corporation-in-minneapolis-mn-96183545

--Accredited 1/22/1999
Alliance Funding Group, Orange, California
http://www.bbb.org/orange-county/business-reviews/office-furniture-and-equipment-rental-and-leasing/alliance-funding-group-inc-in-orange-ca-13096486

--Accredited 9/01/2008
Arvest Bank Leasing, Fayetteville, Arkansas
http://www.bbb.org/arkansas/business-reviews/banks/arvest-bank-in-sherwood-ar-5001142

Atel Capital
http://www.bbb.org/greater-san-francisco/business-reviews/equipment-rentals-and-sales/atel-in-san-francisco-ca-76975

--Accredited 8/27/1999
Axis Capital, Grand Island, Nebraska
http://www.bbb.org/nebraska/business-reviews/office-furniture-and-equipment-rental-and-leasing/axis-capital-in-grand-island-ne-104008575  

--Accredited since 12/13/1999
Balboa Capital Corporation, Costa Mesa  (Many complaints in
Leasing News, plus law suits)
http://www.bbb.org/orange-county/business-reviews/loans-small-business/balboa-capital-corporation-in-irvine-ca-13126386

Bankers Capital
http://www.bbb.org/central-western-massachusetts/business-reviews/financing/bankers-capital-in-northborough-ma-262264

BSB Leasing, Englewood, Colorado
http://www.bbb.org/denver/business-reviews/financial-services/b-s-b-leasinginc-in-englewood-co-26029 

 ---Accredited since 6/03/2011
Channel Partners, Maple Grove, Minnesota
http://www.bbb.org/minnesota/business-reviews/financing-consultants/channel-partners-in-maple-grove-mn-96298573

--Accredited 6/20/1996
Charter Capital, Scottsdale, Arizona
http://www.bbb.org/central-northern-western-arizona/business-reviews/leasing-service/charter-capital-in-scottsdale-az-89000861/

---Accredited since 7/23/2013
CMS Funding, Wayne, New Jersey
http://www.bbb.org/new-jersey/business-reviews/loans/cms-funding-in-wayne-nj-90159003

--Accredited 4/6/2010
Cornerstone Medical & Technology Finance, Lees Summit, Missouri
http://www.bbb.org/kansas-city/business-reviews/financial-services/cornerstone-medical-and-technology-finance-in, -lees-summit-mo-99153606

CSI Leasing, St. Louis, Missouri
http://www.bbb.org/stlouis/business-reviews/computers-dealers/cs-i-leasing-in-saint-louis-mo-110207320

Dakota Financial, LLC., Los Angeles, California
http://www.bbb.org/sanjose/business-reviews/loans-small-business/dakota-financial-in-los-angeles-ca-13177252

De Lage Landen Financial Services, Incorporated, Wayne, Pennsylvania
http://www.bbb.org/washington-dc-eastern-pa/business-reviews/financing/de-lage-landen-financial-services-incorporated-in-wayne-pa-80012304/

--Accredited 07/29/2015
Direct Capital, Portsmouth, New Hampshire
http://www.bbb.org/concord/business-reviews/financial-services/direct-capital-corporation-in-portsmouth-nh-3004519#

Equilease Financial Services, Norwalk, CT (now part of North Mill Equipment Finance, a subsidiary of Colford Capital. North Mill Capital is rated A+).
http://www.bbb.org/connecticut/business-reviews/financial-services/equilease-financial-service-in-norwalk-ct-1003628

--Accredited 3/10/2011
Financial Pacific, Federal Way, Washington

http://www.bbb.org/western-washington/business-reviews/consumer-finance-and-loan/financial-pacific-leasing-in-federal-way-wa-22025327

First Federal Leasing, Richmond, Indiana
https://www.bbb.org/indy/business-reviews/banks/first-federal-leasing-in-richmond-in-12000771

--Accredited 12/27/2010
Great America Leasing, Cedar Rapid, Iowa
http://www.bbb.org/iowa/business-reviews/financing/great-america-leasing-in-cedar-rapids-ia-20000104

--Accredited 8/19/2011
iFinancial Group, San Clemente, California (many Leasing News

complaints)
http://www.bbb.org/orange-county/business-reviews/leasing-service/ifinancial-group-inc-in-san-clemente-ca-13077753

Integrity Financial Groups, Midvale, Utah (Many Complaints in Leasing News, Dallin Hawkins, Principal, BK)
http://www.bbb.org/utah/business-reviews/financing-consultants/integrity-financial-groups-llc-in-midvale-ut-22293260

--Accredited 7/20/2011
Jules & Associates, Los Angeles, California
http://www.bbb.org/sanjose/business-reviews/office-furniture-and-equipment-rental-and-leasing/jules-and-associates-in-los-angeles-ca-92003291

---Accredited 1/2/1993
Key Equipment Finance aka KeyBank Headquarters Location 
http://www.bbb.org/cleveland/business-reviews/banks/keybank-in-cleveland-oh-6747

---Accredited 01/05/2011
Kingswood Leasing, Dover, New Hampshire
https://www.bbb.org/concord/business-reviews/leasing-service/kingswood-leasing-in-dover-nh-5005439

LEAF Financial Corporation, Philadelphia, PA
http://www.bbb.org/washington-dc-eastern-pa/business-reviews/financial-services/leaf-financial-corporation-in-philadelphia-pa-55049028/

--Accredited 5/9/2003
Lease Corporation of America, Troy, Michigan
http://www.bbb.org/eastern-michigan/business-reviews/computers-software-and-services/lease-corporation-of-america-in-troy-mi-45000151/

Lease $mart, Oro Valley, Arizona  85737
http://www.bbb.org/tucson/business-reviews/leasing-service/lease-mart-in-tucson-az-6762 

 --Accredited 6/14/2001
Leasing Innovations, Inc., Solano Beach, California
 http://www.bbb.org/san-diego/business-reviews/financial-services/leasing-innovations-inc-in-solana-beach-ca-19005998

Manufacturers' Lease Plans, Inc., Phoenix, Arizona
http://www.bbb.org/central-northern-western-arizona/business-reviews/leasing-service/manufacturers-lease-plans-inc-in-phoenix-az-88000426

Mazuma Capital Corp., Salt Lake City, Utah
http://www.bbb.org/utah/business-reviews/contractor-equipment-and-supply-rental-and-leasing-companies/mazuma-capital-in-draper-ut-22214565

---Accredited 2/22/2011
Marlin Leasing, Mount Laurel, New Jersey
http://www.bbb.org/new-jersey/business-reviews/business-consultants/marlin-leasing-in-mt-laurel-nj-80012102

---Accredited 8/12/2010
Navitas Lease Finance Corp
., Ponte Vedra Beach, Florida
http://www.bbb.org/north-east-florida/business-reviews/financial-services/navitas-lease-finance-corp-in-ponte-vedra-beach-fl-125716478/

---Accredited since 08/09/2007
North Mill Capital, LLC, Minneapolis, Minnesota
http://www.bbb.org/minnesota/business-reviews/loans-small-business/north-mill-capital-in-minneapolis-mn-96063541

Onset Financial, South Jordan, Utah 
 http://www.bbb.org/utah/business-reviews/financial-services/onset-financial-in-south-jordan-ut-403

Orion First Financial, Gig Harbor, Washington
http://www.bbb.org/western-washington/business-reviews/consumer-finance-and-loan-companies/orion-first-financial-in-gig-harbor-wa-37003864

P&L Capital, Omaha, Nebraska
http://www.bbb.org/nebraska/business-reviews/office-furniture-and-equipment-rental-and-leasing/p-and-l-capital-in-omaha-ne-104006668

Pawnee Leasing, Fort Collins, Colorado
http://www.bbb.org/wyoming-and-northern-colorado/business-reviews/leasing-companies/pawnee-leasing-corporation-in-fort-collins-co-46006417

Platinum Financial, Orange, California
http://www.bbb.org/san-diego/business-reviews/financial-services/platinum-financial-oc-in-orange-ca-100120358

---Accredited since 08/21/2007
Portfolio Financial Servicing Company, Portland, Oregon

http://www.bbb.org/oregon/business-reviews/financial-services/portfolio-financial-servicing-company-in-portland-or-22140131

---Accredited 8/20/2009
Providence Capital Funding, Brea, California
http://www.bbb.org/orange-county/business-reviews/office-furniture-and-equipment-rental-and-leasing/providence-capital-funding-inc-in-brea-ca-100085193

Radiance Capital, Tacoma, Washington
http://www.bbb.org/western-washington/business-reviews/office-furniture-and-equipment-rental-and-leasing/radiance-capital-in-tacoma-wa-22227403

---Accredited 9/07/2010
RapidAdvance, Bethesda, Maryland
https://www.bbb.org/washington-dc-eastern-pa/business-reviews/loans-small-business/rapid-financial-services-llc-in-bethesda-md-152838509

Somerset Capital Group, Milford, Connecticut
http://www.bbb.org/connecticut/business-reviews/leasing-service/somerset-capital-group-in-bridgeport-ct-1001573

Steelcase Financial Services, Grand Rapids, Michigan
http://www.bbb.org/western-michigan/business-reviews/office-furniture-and-equipment-wholesale-and-mfg/steelcase-in-grand-rapids-mi-14000824

---Accredited 3/11/2015
Strada Capital Corporation, Laguna Hills, California
http://www.bbb.org/orange-county/business-reviews/office-furniture-and-equipment-rental-and-leasing/strada-capital-corporation-in-laguna-hills-ca-100005606

---Accredited 12/19/2007
Summit Funding Group, Cincinnati, Ohio
http://www.bbb.org/cincinnati/business-reviews/financing/summit-funding-group-inc-in-cincinnati-oh-1206757/    

Taycor Financial, Los Angeles, California
http://www.bbb.org/sanjose/business-reviews/office-furniture-and-equipment-rental-and-leasing/taycor-financial-in-los-angeles-ca-13125882

TCF Equipment Finance, Minnetonka, Minnesota
http://www.bbb.org/minnesota/business-reviews/consumer-finance-and-loan-companies/tcf-equipment-finance-in-minnetonka-mn-96072521

--Accredited since 5/2/2015
Tetra Financial Group, Salt Lake City, Utah
http://www.bbb.org/utah/business-reviews/credit-services/tetra-financial-group-in-salt-lake-city-ut-22186390

TimePayment Corporation
http://www.bbb.org/boston/Business-Reviews/leasing-service/timepayment-corp-in-burlington-ma-117288/bbb-rating

United Leasing, Evansville, Indiana
http://www.bbb.org/evansville/business-reviews/leasing-companies/united-leasing-in-evansville-in-99475

--Accredited 2/19/2016
US Business Funding, Santa Ana, California
(13 closed complaints, now reduced)
http://www.bbb.org/sdoc/business-reviews/leasing-service/us-business-funding-in-santa-ana-ca-100094667

Varilease Finance, Inc., Salt Lake City, Utah
http://www.bbb.org/utah/business-reviews/credit-services/varilease-finance-in-salt-lake-city-ut-22165465

A 

---Accredited since 7/29/2013
Innovative Leasing Services, Inc. Carlsbad, California
http://www.bbb.org/san-diego/business-reviews/leasing-service/innovative-lease-services-inc-in carlsbad-ca-10008827/

Southern California Leasing, Tustin, California
http://www.bbb.org/orange-county/business-reviews/computers-rent-and-lease/southern-california-leasing-incorporated-in-tustin-ca-13135867

A-

Matrix Business Capital, Long Beach, California
http://www.bbb.org/sanjose/business-reviews/office-furniture-and-equipment-rental-and-leasing/matrix-business-capital-in-long-beach-ca-100041782
Susquehanna Commercial Finance, Pottstown, Pennsylvania
http://www.bbb.org/washington-dc-eastern-pa/business-reviews/financial-services/susquehanna-commercial-finance-in-pottstown-pa-140042240/

F
Ability Capital Solutions, Long Beach, California
http://www.bbb.org/sanjose/business-reviews/leasing-service/ability-capital-solutions-in-long-beach-ca-100046803

Newport Financial Partners, Newport Beach, California
https://www.bbb.org/sdoc/business-reviews/leasing-service/newport-financial-partners-llc-in-newport-beach-ca-172010666

 

 

 

[headlines]
-------------------------------------------------------------- 

 

California Senate Bill 297 is Dead
According to Attorney Marshall Goldberg

“The Equipment Leasing and Finance Legislative and Regulatory Sub-Committee has been heard. We brought the concerns regarding California Senate Bill 297 directly to policymakers in the  California Legislature and they abandoned the proposed legislation. It was my great pleasure and honor to participate with such an intelligent, competent, dedicated and wonderful group of individuals.

“The law, if enacted, would add a new category of regulation to the legislation that now requires brokers and lenders to secure finance lenders licenses in California. Under the new law ‘lead generators’ (earlier called, ‘finders’) would be required to register with the Department of Business Oversight and become subject to the Finance Lenders Law."

 Marshall Goldberg
Glass * Goldberg, ALC
21600 Oxnard Street, Suite 320
Woodland Hills, CA 91367.
(818) 888-2220
mgoldberg@glassgoldberg.com



[headlines]

--------------------------------------------------------------

Letters?! We get eMail
(Mostly in Chronological Order)

(Mostly in Chronological Order)

Jason John Winders Passes Away
1972 - 2017
http://leasingnews.org/archives/Jun2017/06_27.htm#winders

 "I do not know how you received the obituary on my son Jason but I was very appreciative that you published it. It meant a lot to me so thanks very much."

 Terry Winders

---------------

"Just wanted to thank you for publishing Leasing News. I truly enjoy it every day!"

C.T. Brown

------------

Fernando's View by Fernando F. Croce
http://leasingnews.org/archives/Jun2017/06_02.htm#fernando

6/6
"I usually don’t comment on your excellent content but I think you have the wrong picture in the movie section for “Things to Come. “It looks like Raymond Massey in the 1936 movie version of the H. G. Wells story of the same name vs. the unrelated plot 2016 movie.

"Just an FYI and I hope all is well...You publish a great newsletter"

Tom Paton

(Thank you. Photo was corrected online. Editor)

 ----------------
Is This a Forecast of Things to Come?
http://leasingnews.org/archives/May2017/05_16.htm#top_58

"Why not put the name of the leasing companies not sending back the monies to the potential clients?" 

John Torbenson - President
Odyssey Equipment Financing Company

(Because the deal was when they send the money back, they don't get a complaint in leasing news...perhaps the only reason I am able to get the money returned...I had over 50 complaints with Jim Raiders company, a record, but when it came down to the wire, the complaints were all settled, most with all the money returned, others negotiated to both parties liking.. I have been trying to help clean up the industry for years.
Editor)

"And doing a damn good job, seems like years since IFG days in Montana."

 John

-----------------------

Hawkins Bankruptcy Complete
http://leasingnews.org/archives/Apr2017/04_20.htm#hawkins

There were several readers who sent in copies of emails sent to them from Dallin Hawkins, including this recent one that Gerry Oestreich, ABC Leasing & Finance, In Delmar, NY received:

"Gerald,

"We are reaching out to you to follow up on your financing needs for this year.

"We currently have a substantial amount of capital to place for equipment financing transactions and we are looking to earn your business.

"What equipment purchases are you looking at this year?"

Best Regards,

Dallin Hawkins

(Gerry's been in the equipment leasing business since 1983, selling his first business to First Niagara Bank in 2004, then after three year employment contract, went back to being a broker; well-known in the industry.
https://www.linkedin.com/in/geraldoestreich/  editor.)

 



[headlines]
--------------------------------------------------------------

Bank President & Vice-President Sentenced
5 Years in Jail for Concealing $3.4 Million Bad Loan

GulfSouth Private Bank, Destin, Florida, President Anthony J. Atkins, 51, of Eufaula, Alabama, was convicted March 10, 2017, of conspiracy to commit bank fraud, four counts of false statements to a federally insured financial institution, bank fraud, and mail fraud affecting a financial institution.  He was sentenced June 29, 2017, to 63 months in jail and ordered to pay more than $2.4 million in restitution.

GulfSouth Private Bank Vice-President, Bruce A. Houle, 57, of Inlet Beach, Florida, pled guilty to conspiracy to commit bank fraud and one count of false statement to a federally insured financial institution.

This case resulted from a joint investigation by the Special Inspector General for the Troubled Asset Relief Program (SIGTARP) and the Federal Deposit Insurance Corporation Office of Inspector General
(FDIC-OIG).

According to a SIGTARP press release, "In 2007, an individual went to Anthony Atkins, the president of GulfSouth Private Bank, and notified Atkins that the individual’s company, which had been loaned $3.4 million, was no longer going to be able to make payments on the mortgage loans issued by GulfSouth Private Bank that had been
secured by three condominiums. In an effort to conceal that the loans were going into default, and instead of recognizing that the $3.4 million in loans were losses to the bank, Atkins devised a scheme to
conceal the bad debt.

"As a part of the scheme, Atkins and Cobb solicited Houle, Mark W. Shoemaker, Michael Bradley Bowen, and William Blake Cody to take out new loans with the bank to purchase the three condominiums. To persuade Houle, Shoemaker, Bowen, and Cody to engage in the scheme, Atkins and Cobb told these individuals that the loans would be non-recourse, meaning that, if the men defaulted, GulfSouth would have no recourse against them.

"Thereafter, Atkins and Cobb caused new mortgage loans and additional lines of credit to be issued for approximately $3.8 million to the men they had solicited. According to the terms of the fraudulent loans issued during the scheme, the men Atkins and Cobb solicited were not required to make any payments on the loans until the loans came due months down the road. These new loans were then used to pay off the old loans that were going into default. Issuing these new loans and new lines of credit created the appearance that the debt was “performing”, which allowed Atkins to avoid having to report the loans associated with the condominiums as bad debt, as required. Further, as a part of the scheme, Atkins and Cobb caused fraudulent security agreements to be prepared that falsely represented that Houle, Shoemaker, Bowen, and Cody were obligated to repay their respective new
mortgage loans and lines of credit.

"In September 2009, GulfSouth received $7,500,000 in Troubled Asset Relief Program (“TARP”) funds from the United States Treasury. Thereafter, Atkins and Cobb allowed the condominiums that were collateral for the mortgage loans to be sold in short sales, resulting in a loss to GulfSouth. Further, Atkins allowed the deficiencies and the lines of credit to be charged off of GulfSouth’s books and records.

"The bank failed in 2012 with a $36 million charge to the FDIC insurance fund."

GulfSouth Private Bank failure:
http://leasingnews.org/photos/SouthParkBank.pdf

 

 


[headlines]
--------------------------------------------------------------

##### Press Release ############################

NACM’s Credit Managers’ Index Bounces Back
    in June with Strong Showing

The June economic report from the National Association of Credit Management indicates a return to solid growth territory after a slump in May.

According to the June report of the Credit Managers’ Index (CMI) from the National Association of Credit Management (NACM), the combined score reached a level as good as it has been in over a year, with a reading of 56.1. Favorable factors surged to a reading of 63.9, the highest seen this year and for several years prior. Unfavorable factors edged into the expansion zone after dipping into contraction territory last month, typical of the tendency they have followed for the last few years to stay close to the border between expansion and contraction.


Chris Kuehl, Ph.D.
NACM Economist

“The variability would be more problematic were it not for the fact that this behavior has been mirrored in all kinds of other data streams,” said NACM Economist Chris Kuehl, Ph.D. “There are contradictory waves coursing through the economy as the wild enthusiasm that greeted the start of the year has come face to face with reality.”

Among the favorable factors, sales achieved it best reading of the last several years, surpassing its high in April. The biggest gain was in the category of dollar collections, which increased nearly six points. Amount of credit extended also improved to its best performance in the last few years.

Activity among unfavorable factors was subdued but still important. The big mover, as it has been in previous months, was dollar amount beyond terms, with a jump into expansion territory. “This echoes the dollar collection data to suggest that companies are struggling to keep current with their creditors, but they have not entered into a crisis situation yet,” Kuehl said. Rejections of credit applications and accounts placed for collection showed slight improvement. In June, only two categories remained in contraction territory, while last month there were four.

“This was yet another month that reverses course from the month prior, but it is hoped this back and forth ends, as nobody wants the stability to develop due to a downturn,” Kuehl said.

For a complete breakdown of the manufacturing and service sector data and graphics, view the June 2017 report at http://web.nacm.org/CMI/PDF/CMIcurrent.pdf. CMI archives may also be viewed on NACM’s website at http://www.nacm.org/cmi/cmi-archive.html.

ABOUT THE NATIONAL ASSOCIATION OF CREDIT MANAGEMENT
NACM, headquartered in Columbia, MD, supports more than 14,000 business credit and financial professionals worldwide with premier industry services, tools and information. NACM and its network of affiliated associations are the leading resource for credit and financial management information, education, products and services designed to improve the management of business credit and accounts receivable. NACM’s collective voice has influenced federal legislative policy results concerning commercial business and trade credit to our nation’s policy makers for more than 100 years, and continues to play an active part in legislative issues pertaining to business credit and corporate bankruptcy. NACM's annual Credit Congress & Exposition conference is the largest gathering of credit professionals in the world.

### Press Release ############################


[headlines]
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Shepherd
Houston, Texas Adopt-a-Dog


Ace
Pet ID: 335737
Breed: Shepherd
Sex: Male
Age: 1 years and 2 months
Weight: 50 lbs.
Location: Kennels - Large Dogs

"My name is ACE and I was brought to the Houston SPCA by the 24 Hour Stray Injured Animal Ambulance and treated medically by our veterinarians. Because I was a stray, my past history is unknown. At the shelter, I love being around both people and dogs - in fact if you have another dog like me at home I'd love to have a friend! My best friend at the shelter is named Cooper, and we play and go on walks together quite a lot. I'd love a fresh start in a loving home - please ask a staff member or volunteer if you'd like to visit with me!"

Houston SPCA
900 Portway Drive
Houston, TX 77024

Large Dogs - $95

Adoptions

Monday through Friday from 11 a.m. to 7 p.m.

Saturday and Sunday from 10 a.m. to 6 p.m.

Phone: (713) 869-SPCA (7722)
Fax: (713) 869-5857
Email: info@houstonspca.org

Adopt a Pet

http://www.adoptapet.com/

 

[headlines]
--------------------------------------------------------------

 

“Billions”
TV Review by Kit Menkin


US Attorney Chuck Rhoades

First, let me warn you, there are many sex scenes you will never see on network TV …and maybe elsewhere. Be warned, this is not for children. I found some scenes shocking. Many will believe the sex scenes are a diversion. others see it as a part of the theme.

It was the storyline that captivated me. The portrayal of what happens at hedge funds, as well as the government investigators, will have you at the edge of your seat. You also need to be alert to follow the plot line with all its revelations. The factors of dominance and control seem to be the theme --- that’s the only hint I will give you.


(Axe and Wendy)
Axe receives unexpected news; Chuck finalizes his long game.
Season 2 finale

The storyline centers around hedge fund king Bobby "Axe" Axelrod, played by Damian Lewis, and the investigation of how he runs his company, the people in his company, and the role of US Attorney Chuck Rhoades, played by Paul Giamatti, along with their wives. There is a lot more to the story, but don't want to give the plot away.

Season 1 is available from Amazon, Hulu, produced by Showtime. Seasons 1 ans 2 are on Showtime. The shows are 60 minutes. Definitely start with Season 1.


“A psychiatrist by trade, Wendy Rhoades (played by Maggie Siff) combines an avid intellect with a keen understanding of human nature. She used those skills to help Bobby Axelrod build his hedge fund from the ground up and now works as the company's star in-house performance coach. Wendy joined Axe Capital long before Chuck became the U.S. Attorney and she refuses to sacrifice her lucrative career for her husband's crusade. (She also ‘dominates’ her husband.KM).”
  http://www.sho.com/billions/cast/wendy-rhoades

TV Reviews by Kit Menkin
http://www.leasingnews.org/Conscious-Top%20Stories/tv_reviews.htm


[headlines]
--------------------------------------------------------------


News Briefs---

What Happened to Bizfi?
  by Sean Murray, deBanked
http://debanked.com/2017/07/what-happened-to-bizfi/

LendUp gets strategic investment from PayPal
   and adds to its executive team
https://techcrunch.com/2017/06/28/lendup-paypal/

Historic Canadian Free Trade Agreement
http://www.newswire.ca/news-releases/historic-canadian-free-trade-agreement-takes-effect-july-1-631560973.html
 




[headlines]
--------------------------------------------------------------

You May Have Missed---

Federal Reserve Payments Study highlights
     changes in consumer and business payment choice
https://www.federalreserve.gov/newsevents/pressreleases/
other20170630a.htm


[headlines]
--------------------------------------------------------------

Baseball Poem

http://leasingnews.org/items/catcher3.jpg


2050: The End

The earth may end
by fire and wind
and we may all go insane,
but please Lord
not when the Mets
are winning a ball game.


Written by Robert L. Harrison
“Green Fields and White Lines,”
Baseball Poems published
by McFarland and Company

[headlines]
--------------------------------------------------------------


Sports Briefs----


Warriors fans (and haters) wrap their heads
around Kevin Durant's pay cut on Twitter
http://www.sfgate.com/warriors/article/Warriors-fans-wrap-their-heads-around-Kevin-11264673.php

Marshawn Lynch's appearance in soccer match goes as you'd expect
https://www.yahoo.com/sports/marshawn-lynchs-appearance-soccer-match-goes-youd-expect-162731591.html


[headlines]
--------------------------------------------------------------


California Nuts Briefs---

Apple Disrupts Silicon Valley With Another Eye-Catcher: Its New Home
https://www.nytimes.com/2017/07/04/realestate/commercial/apples-park-silicon-valley-cupertino-sunnyvale.html?ref=business&_r=0

Will California’s travel restrictions hurt your college football team
http://www.sacbee.com/news/politics-government/the-state-worker/article158910859.html

[headlines]
--------------------------------------------------------------




“Gimme that Wine”

http://www.youtube.com/watch?v=EJnQoi8DSE8

Wine Spectator Grand Awards Class of 2017
https://restaurants.winespectator.com/index/grand_awards_2017

Your Next Lesson: New Zealand Sauvignon Blanc
https://www.nytimes.com/2017/06/29/dining/wine-school-assignment-new-zealand-sauvignon-blanc.html

How a Disney Studio Chief Found Himself in a Family Vineyard
http://www.hollywoodreporter.com/news/how-a-disney-studio-chief-found-himself-a-family-vineyard-1015008

The 2017 Central Coast Wine Competition Unveils Winners
https://www.winebusiness.com/news/?go=getArticle&dataid=186438


Free Mobile Wine Program
http://leasingnews.org/archives/Feb2010/2_26.htm#mobile

Wine Prices by vintage
http://www.winezap.com
http://www.wine-searcher.com/

US/International Wine Events
http://www.localwineevents.com/

Leasing News Wine & Spirits Page
http://two.leasingnews.org/Recommendations/wnensprts.htm

[headlines]
----------------------------------------------------------------

This Day in American History

         1526 - The first European settlement in what is now South Carolina, San Miguel de Guadalupe, was established by Lucas Vazsquez de Ayllon, who led some 500 or 600 settlers from Hispaniola to this coast location.  The site of the settlement was thought to be just north of the Peedee River.  Many of the settlers died of fever. After Ayllon succumbed himself on October 18, the approximately 150 surviving settlers returned to Hispaniola.  The Spanish were the first group interested in this part of the Americas:  Juan Ponce de Leon discovering Florida, claiming it for the King of Spain. Members of his expedition reached the Mississippi River, and Juan Rodriquez Cabrillo not only went as far as Mexico, but in 1542, also landed near what is now Ballast Point, San Diego.  He then discovered Santa Catalina Island, San Pedro Bay, the Santa Barbara Channel, and other West Coast landmarks, which bear the names he gave them today.
    1699 – The pirate, Captain William Kidd, was captured in Boston
    1747 - American naval officer, John Paul Jones (1747-92), was born at Kirkcudbrightsire, Scotland. Remembered for his victory in the battle of his ship, the Bonhomme Richard, with the British frigate Serapis, on Sept 23, 1779. When Jones was queried: "Do you ask for quarter?" he made his famous reply: "I have not yet begun to fight!" Jones was victorious, but the Bonhomme Richard, badly damaged, sank two days later.
    1757 - Birthday of William McKendree (1757-1835) in King William County, VA. Colonial American church leader. In 1808, he was ordained the first American-born bishop of the Methodist Episcopal Church.
    1775 - Congress issued the "Declaration of the Causes & Necessity of Taking up Arms," listing grievances but denying intent to be independent.
    1776 - The Pennsylvania Evening Post of Philadelphia was the first newspaper to publish the Declaration of Independence.
    1785 - Congress unanimously resolved that US currency be named "dollar" and adopted decimal coinage
    1847 - Birthday of Ellen Martin Henrotin - wealthy U.S. widow who used her money to make the 1893 Chicago World's Fair the national focal point for feminist activity.  Most importantly, she led a committee that forced the closing of hundreds of brothels in Chicago and brought about the downfall of the flourishing "white slavery" trade in which women were kidnapped into prostitution.
    1866 - Birthday of Mina Miller (1866-1947), the seventh of eleven children. She met Thomas Edison at the home of a mutual friend of her father and Edison, the inventor Ezra Gilliland. Her future husband claims he taught her Morse code so that they could converse in secret, even while the family watched. This is how Edison claims he proposed marriage and how she responded "yes." The two married on February 24, 1886. The couple moved into Glenmont, the Edisons' new home, after their honeymoon in Florida. At age twenty, the new Mrs. Edison became a stepmother to first wife?? Mary's three children. It was not an easy task. She was less than ten years older than stepdaughter Marion.    Although Mina tried to nurture her new family, Marion later described Mina as "too young to be a mother but too old to be a chum." Her role as Mrs. Thomas Edison was also difficult: Edison frequently stayed late at the laboratory and forgot anniversaries and birthdays. Yet he seemed to love his "Billie." A note found in one of Mina's gardening books reads, "Mina Miller Edison is the sweetest little woman who ever bestowed love on a miserable homely good for nothing male (sic)" As Thomas Edison supervised his "muckers" down the hill (at his laboratory), Mina hired and supervised a staff of maids, a cook, a nanny and a gardening staff. She even called herself the "home executive." After 1891, she, not her husband, owned the house. (This protected the house from being seized to pay Edison's debts if he went bankrupt.).Four years after Edison died, Mina married childhood sweetheart Edward Everett Hughes. The two lived in Glenmont until Hughes died in 1940, when she once again adopted the name of Mrs. Edison.
    1858 - Lyman Reed Blake (1835-83) of Abington, MA, obtained patents for the McKay stitching machine, which revolutionized shoe manufacturing, creating a new industry for New England, providing inexpensive and well-made footwear.  The upper was lasted upon the insole by means of tacks driven through the insole and clinched against the steel bottom of the last. The outsole was then attached to the insole and upper by the McKay sewing machine, which made a chain stitch through and through to the inside of the shoe.   The surface of the insole was then covered by a lining.  The machine was first put in use by William Potter and Sons, Lynn, MA, in 1861. It was probably foot powered.
    1899 - Birthday of Mignon G. Eberhart (1899-1996) in Lincoln, NE.  U.S. mystery writer whose writing career spanned 57 years (1929-1988) and included 59 books. She commonly used brave, plucky women in exotic locations. Many of her books became Hollywood movies.
http://www.mignoneberhart.com/
    1871 - The first baseball game between an all-white team and an all-African American team was played in Chicago, IL.  The African-American Uniques beat the Alerts by a score of 17-16.
    1921 - Birthday of Nancy Davis Reagan, former First Lady, wife of the late Ronald Reagan, 40th president of the US, was born Anne Frances Robbins in New York, NY.
    1925 - Birthday of TV host, singer, entertainer, business executive Merv Griffin (1925-2007), was born in San Mateo, Ca.  He got his first start here in San Francisco on my old alma mater KRFC on the Old Don Lee Network.  As much as perhaps anyone in television history, Merv contributed in a variety of ways.  Perhaps the most enduring are his game shows that include “Wheel of Fortune” and “Jeopardy”, both of which are still going strong.
    1928 - At Potter, NE, severe thunderstorm drops huge hailstones. One measured 5.5 inches in diameter, with a circumference of 17 inches and weighed 1.5 pounds!
    1932 - Cubs shortstop Bill Jurges was shot twice in a Chicago hotel room by a spurned girlfriend, Violet Popovich Valli.
    1932 - Singer Della Reese was born Delloreese Patricia Early in Detroit, MI.  She started her career in the 1950s as a gospel, pop and jazz singer, scoring a hit with her 1959 single "Don’t You Know". In the late 1960s, she had hosted her own talk show, “Della”, which ran for 197 episodes.  Through four decades of acting, she is best known for playing Tess, the lead role on the 1994–2003 television show “Touched By An Angel”. In more recent times, she became an ordained New Thought minister in the Understanding Principles for Better Living Church in Los Angeles, California.
    1933 - Major League baseball Holds First All-Star Game: The first midsummer All-Star Game was held at Comiskey Park, Chicago, IL. Babe Ruth led the American League and became the first to hit a home run in an All-Star game.  The AL defeated the National League 4-2. Prior to the summer of 1933, All-Star contests consisted of pre-and postseason exhibitions that often found teams made up of a few stars playing beside journeymen and even minor leaguers.  
    1936 - 114ø F (46ø C), Moorhead, Minnesota (state record)
    1936 - 121ø F (49ø C), Steele, North Dakota (state record)
    1946 - “43,” George W. Bush, 43rd President, former governor of Texas, was born in New Haven, CT.
    1946 - Birthday of Sylvester Stallone, actor, director, in New York, NY.
    1947 - Top Hits
“Peg o' My Heart” - The Harmonicats
“I Wonder, I Wonder, I Wonder” - Eddy Howard
“Chi-Baba, Chi-Baba” - Perry Como
“It's a Sin” - Eddy Arnold
    1947 - Allen Funt (1914-99) debuted with "The Candid Microphone" on ABC Radio. Later, on August 10, 1948, "Candid Camera" became a smash TV hit and made Funt a star. Funt also produced the film "What Do You Say to a Naked Lady?" using his hidden camera concept.
    1949 - The Quiz Kids premiered and my good friend Ken Kelly of Goodwill and the Salvation Army was one of the winners. This show began on radio and continued on TV with the original host, Joe Kelly, and later with Clifton Fadiman. The format was a panel of five child prodigies who answered questions sent in by viewers. Four were regulars, staying for weeks or months, while the fifth was a "guest child." The ages of the panelists varied from 6 to 16.
    1953 - “Name That Tune” was a musical identification show that appeared in different formats in the 50's and the 70's. Red Benson was the host for the NBC series and Bill Cullen (and later George DeWitt) was the CBS host. Two contestants listened while an orchestra played a musical selection, and the first contestant who could identify it raced across the stage to ring a bell. The winner of the round then tried to identify a number of tunes within a specific time period. After 11 years, the show was brought back with Richard Hayes as host. In 1974, new network and syndicated versions appeared.
    1955 - Top Hits
“Rock Around the Clock” - Bill Haley & His Comets
“Cherry Pink and Apple Blossom White” - Perez Prado
“Learnin' the Blues” - Frank Sinatra
“Live Fast, Love Hard, Die Young” - Faron Young
    1955 - Governor William Grant Stratton of Illinois signed into law a state requirement that all automobiles be equipped with frame holes to which seat belts could be fastened, the first state to mandate this requirement.  The law also required that no new motor vehicle could be registered unless equipped with seat belt attachments conforming to the specifications of the Society of Automotive Engineers.
    1955 - "Baby Let's Play House" becomes Elvis' first single to place on the national charts and hits #10 on the Country & Western charts.
    1955 - A landmark in music history is established on July 9th, when Bill Haley's "Rock Around The Clock" reaches number one on the Billboard chart. Many music historians will eventually acknowledge the song as a dividing line, separating Rock and Roll from everything that preceded it.
    1957 - Althea Gibson of the US became the first black person to win any Wimbledon title when she beat Darlene Hard, also of the US, 6-3, 6-2 to win the women's singles championship.
http://memory.loc.gov/ammem/today/jul06.html
    1957 - Paul McCartney met John Lennon for the first time when Lennon's band, The Quarrymen were playing at a church social. In the church basement between sets, 15 year old McCartney teaches a 16 year old Lennon to play and sing Eddie Cochran's, "Twenty Flight Rock" and Gene Vincent's "Be-Bop-A-Lula". Lennon would later say that he was impressed with McCartney's ability to tune a guitar. 
    1961 - The Count Basie and Duke Ellington Bands record together for the first time. 
http://www.amazon.com/exec/obidos/tg/detail/-/B00000IMYM/104-4730229-5095117?v=glance
    1963 - Two weeks after being released, The Surfaris' classic tune "Wipe Out" cracks the Billboard Hot 100 on its way to number two. The song was recorded as a "filler" in just two takes, but would stay in the Top 40 for ten weeks.
    1963 - Three members of The United States Marine Corps at Camp LeJeune, North Carolina, who called themselves The Essex, had the number one song on Billboard's chart with "Easier Said Than Done". It was a tune that the group would later confess none of them really liked. In the studio, they rushed through the recording, intending the track to be the "B" side of their first single.
    1963 - James Brown went to #2 on the US album chart with "Live at the Apollo". The LP spent a total of 33 weeks on the chart.
    1971 - Top Hits
“It's Too Late/I Feel the Earth Move” - Carole King
“Indian Reservation” - Raiders
“Treat Her Like a Lady” - Cornelius Brothers & Sister Rose
“When You're Hot, You're Hot” - Jerry Reed
    1961 - Cecil Francis Poole became the first black US state’s attorney when he was sworn in as US attorney for the Northern District of California. He served until his retirement on Feb 3, 1970.
    1963 - Top Hits
Sukiyaki - Kyu Sakamoto
Blue on Blue - Bobby Vinton
Easier Said Than Done - The Essex
Act Naturally - Buck Owens
    1970 - California became the first state to adopt a “no fault” divorce law.  It allowed divorces in cases of incurable insanity and irreconcilable differences.  The divorce rate of more than 1 million a year was reached in 1975, when 1,036,000 divorces were granted.
    1974 - The Hues Corporation had the top tune in the US with "Rock the Boat".
    1977 - Peak of 10 day heat wave with 100 in Washington, D.C.
    1979 - Top Hits
“Ring My Bell” - Anita Ward
“Bad Girls” - Donna Summer
“Chuck E.'s in Love” - Rickie Lee Jones
“Amanda” - Waylon Jennings
    1981 - The DuPont Company of Wilmington, Delaware announced their intent to purchase Conoco, Inc. (Continental Oil Co.) for seven billion dollars. For that time, the merger was the largest in corporate history. Until a final sum of $7.7 billion closed the deal, the bargaining continued. The result of the merger was the creation of the seventh largest industrial company in the United States.
    1986 - Pocatello, ID sets new record with 35, coldest for July
    1987 - Top Hits
I Wanna Dance with Somebody (Who Loves Me) - Whitney Houston
Alone - Heart
Shakedown - Bob Seger
That was a Close One - Earl Thomas Conley
    1989 - Despite retiring May 29, Phillies’ 3B Mike Schmidt was elected to start the All-Star game.
    1990 - After pitching a no-hitter and losing, NY Yankee Andy Hawkins pitched a complete 12 inning game and lost, 2-0.
    1994 - Top Hits
“I Swear” - All-4-One
“Regulate (From ‘Above The Rim’)” - Warren G
“Any Time, Any Place/And On And On” - Janet Jackson
“Don t Turn Around” - Ace Of Base   
    1994 - "Forrest Gump", starring Tom Hanks, Robin Wright, and Gary Sinise, is released
    1996 – The Yankees’ closer, John Wetteland, set a record of 20 consecutive saves en route to 24.  At season’s end, Wetteland was traded to the Texas Rangers, opening the closer role for Mariano Rivera.
    1998 - Korean Se Ri Pak rolled in an 18-foot birdie putt to defeat amateur Jenny Chuasiriporn on the second hole of sudden death and win the 1998 US Women's Open at Blackwolf Run GC in Kholer, WI.  The two golfers had finished the regulation 72 holes tied at six-over-par and had battled evenly at two-over— through an 18-hole playoff.  Both parred the first extra hole, the first sudden-death hold in the history of the tournament. By winning, Pak became the youngest Open champ in history at 20, and only the second golf on the LPGA tour to win two major championships in her rookie year.  Her earlier victory had come in the McDonald's LPGA Classic.
    2001 - Playing in the 101st different park since 1876, the Cubs beat the Tigers in Comerica Park, 15-8. The Cubs win for the first time in Detroit in 56 years dating back to Game 3 of the 1945 World Series when Claude Passeau threw a 3-0 shutout in Briggs Stadium.
    2002 - Daryle Ward becomes the first player in the brief history of
Pittsburgh's PNC Park to hit the Allegheny River on the fly. His fifth inning towering grand slam, which is estimated to travel 479 feet, help the Astros to rout the Pirates, 10-2.
    2013 - 3 people are killed and 181 are injured after a Boeing 777 crash lands at San Francisco Airport.

 

-------------------------------------------------------------

SuDoku

The object is to insert the numbers in the boxes to satisfy only one condition: each row, column and 3x3 box must contain the digits 1 through 9 exactly once. What could be simpler?

http://leasingnews.org/Soduku/soduko-main.htm

[headlines]

 

 

--------------------------------------------------------------

Daily Puzzle

How to play:
http://www.setgame.com/set/puzzle_frame.htm

Refresh for current date:
http://www.setgame.com/set/puzzle_frame.htm

[headlines]

--------------------------------------------------------------

http://www.gasbuddy.com/
http://www.gasbuddy.com/GB_Map_Gas_Prices.aspx
http://www.gasbuddy.com/GB_Mobile_Instructions.aspx

[headlines]

--------------------------------------------------------------

Weather

See USA map, click to specific area, no commercials

http://www.weather.gov/

[headlines]

--------------------------------------------------------------

Traffic Live---

Real Time Traffic Information

You can save up to 20 different routes and check them out with one click,
or type in a new route to learn the traffic live

--------------------------------

[headlines]

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Use a Password Generator
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- HL Leasing/John Otto--Update
- "The real U.S. Bank Equipment Finance story"
- The Day that Albert Einstein Feared May Have Finally Arrived
- Equipment Finance Agreements Explained/Barry S. Marks
- California License Web Addresses
- Settlement Costs vs. Litigation Costs