Position Wanted – Credit
Work Remotely or Relocate for Right Opportunity 

Each Week Leasing News is pleased, as a service to its readership, to offer completely free ads placed by candidates for jobs in the industry.  These ads also can be accessed directly on the website at:
http://www.leasingnews.org/Classified/Jwanted/Jwanted.htm

Each ad is limited to (100) words and ads repeat for up to 6 months unless the candidate tells us to stop. Your submissions should be received here by the end of each week.

Please encourage friends and colleagues to take advantage of this service, including recent graduates and others interested in leasing and related careers. 

Credit

Work Remotely from Portland, Oregon Experienced commercial banker and former commercial equipment leasing industry professional seeking full-time or part-time work out of my home in Portland, Oregon. Over twenty years’ experience in credit analysis, underwriting, sales and collections. Known for creative problem solving and strong quantitative & qualitative analytical skills.  Demonstrated ability to gather information, evaluate and make informed strategic business decisions to maximize profit and mitigate risk. Well known for ability to develop strong business relationships with Clients and large list of national equipment leasing Brokers. Please see attached resume and contact me below if interested.  Resume JFrank@BL-Solutions.com

Orlando, Florida - Will work remotely As a Commercial Credit Analyst/Underwriter, I have evaluated transactions from sole proprietorships to listed companies, across a broad spectrum of industries, embracing a multitude of asset types. Sound understanding of balance sheet, income statement and cash flow dynamics which impact credit decisions. Strong appreciation for credit/asset risk. rpsteiner21@aol.com 407 430-3917

Seattle, WA – Will Work Remotely A highly skilled credit expert.  Extensive underwriting background in small ticket leasing and commercial banking.  Managing equipment finance credit operations, performing daily credit tasks, spreading/analyzing financial statements, preparing monthly reports.  Exceptional organizational, analytical, communication skills.  I excel at making sound credit decisions in a fast paced environment.  murphy9679@frontier.com

 

 

 
 

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Top Stories -- March 12 - March 16
(Opened Most by Readers)

(1) Alert: Section179.0rg
  Trojan Horse or Very Clever Advertising
     By Christopher Menkin
http://leasingnews.org/archives/Mar2018/03_16.htm#alert

(2)  New Hires/Promotions in the Leasing Business
   and Related Industries
http://leasingnews.org/archives/Mar2018/03_16.htm#hires

(3) First Federal Leasing, Richmond, Indiana
   No Interim Rent, No Evergreen, 100% Broker Driven
http://leasingnews.org/archives/Mar2018/03_12.htm#ff

(4) Amazon Going into Mortgage Business
     By Christopher Menkin
http://leasingnews.org/archives/Mar2018/03_14.htm#amazon

(5) Payday Lender Dinged for Charting Interest
        in Excess of Rate Cap
By Tom McCurnin, Leasing News Legal Editor
http://leasingnews.org/archives/Mar2018/03_12.htm#payday

(6) Correction: Highlight Marlin Business Service's
  10K 120 Page Fiscal Year Ended December 31, 2017
http://leasingnews.org/archives/Mar2018/03_14.htm#correction

(7) Neuman Finance Leases Space in Philadelphia
  Plans Hiring more than 200 Jobs Next Two to Three Years
http://leasingnews.org/archives/Mar2018/03_16.htm#neuman

(8) Theresa Kabot, CLFP
     in her Richard Sherman Jersey
http://leasingnews.org/archives/Mar2018/03_16.htm#kabot

(9) Why Participate in the ELFA Funding Conference?
         63 Funding Sources to Date April 10-12
http://leasingnews.org/archives/Mar2018/03_12.htm#why

(10) Verhelle Forms New Company, Registering in California
      and Florida: Innovation Finance USA
http://leasingnews.org/archives/Mar2018/03_16.htm#verhelle

 

 

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Leasing News Complaints Bulletin Board
BBB Ratings

The following companies appear on the Leasing News
“Complaints” Bulletin Board:
http://www.leasingnews.org/bulletin_board.htm

Also may appear on Evergreen Abuse List
Ability Capital Solutions, Long Beach, California: F
ACC Capital, Midvale, Utah: A+
Balboa Capital, Costa Mesa, California: A-
                   Blue Bridge Financial, LLC, Buffalo, New York: A+
De Lage Landen, Wayne, Pennsylvania: A+
iFinancial Group, San Clemente, California  A+
Integrity Financial Groups, Midvale, Utah N/R
Leasing Innovations, Inc., Solano Beach, CA  A+
Liberty Capital, Aliso Viejo, California  N/R
MAC Financial Services, Scottsdale, Arizona: A+
Marlin Leasing, Mount Laurel, New Jersey A+
Jules and Associates, Los Angeles, California  A+
Matrix Business Capital, Long Beach, California: B
Mazuma Capital Corporation, Draper, Utah A+
Newport Financial Partners, Newport Beach, California: N/R
Onset Financial, South Jordan, Utah A+
Platinum Financial, Orange, California  A+
Proviso Financial Services, Coquitlam, British Columbia: N/R
Radiance Capital, Tacoma, Washington  A+
Tetra Financial Group, Salt Lake City, Utah A+
US Business Funding, Santa Ana, California: A+

 

BBB Leasing & Alt. Finance Company Ratings
March 17, 2017

Many banks and financial Institutions with leasing entities evidently do not have their leasing divisions separated from bank and financial institutions ratings. No rating was found on the leasing divisions.

Find your company's BBB listing by going to www.bbb.org and using your zip code first for the right division.

To list your company in the next listing, please email rating to kitmenkin@leasingnews.org

Full List

A+ 

--Accredited 12/16/1997
21st Century Leasing, San Diego, California
http://www.bbb.org/san-diego/business-reviews/leasing-service/21st-century-leasing-in-san-diego-ca-10011418/

ACC Capital, Midvale, Utah
http://www.bbb.org/utah/business-reviews/financial-services/acc-capital-in-midvale-ut-5002457
Closed, lenders running off portfolio residuals, according to Loni Lowder, President. Company in Leasing News Complaints re: Evergreen Clause.

--Accredited 9/10/2000
Advantage Leasing Corporation Milwaukee, Wisconsin
http://www.bbb.org/wisconsin/business-reviews/leasing-service/advantage-leasing-corporation-in-milwaukee-wi-1004216/

--Accredited 4/01/2002
Allegiant Partners, Walnut Creek, California (now AP Financing Financing)
http://www.bbb.org/greater-san-francisco/business-reviews/leasing-service/allegiant-partners-incorporated-in-san-rafael-ca-46794

--Accredited 1/22/1999
Alliance Funding Group, Orange, California
http://www.bbb.org/orange-county/business-reviews/office-furniture-and-equipment-rental-and-leasing/alliance-funding-group-inc-in-orange-ca-13096486

--Accredited 8/27/1999
Amur Equipment Finance, Inc., Grand Island, Nebraska
(Formerly Axis Capital)
http://www.bbb.org/nebraska/business-reviews/office-furniture-and-equipment-rental-and-leasing/axis-capital-in-grand-island-ne-104008575

--Accredited 9/01/2008
Arvest Bank Leasing, Fayetteville, Arkansas
http://www.bbb.org/arkansas/business-reviews/banks/arvest-bank-in-sherwood-ar-5001142

Atel Capital, San Francisco
http://www.bbb.org/greater-san-francisco/business-reviews/equipment-rentals-and-sales/atel-in-san-francisco-ca-76975

Bankers Capital, Northborough, Massachusetts
http://www.bbb.org/central-western-massachusetts/business-reviews/financing/bankers-capital-in-northborough-ma-262264 

Biz2Credit, Inc ., New York, New York
https://www.bbb.org/new-york-city/business-reviews/loans-small-business/biz2credit-inc-in-new-york-ny-102540

---Accredited since 12/15/2014
Blue Bridge Financial, Buffalo, New York
https://www.bbb.org/upstate-new-york/business-reviews/financing/blue-bridge-financial-llc-in-buffalo-ny-235977013/

Bluevine, Redwood City, California
https://www.bbb.org/greater-san-francisco/business-reviews/financial-services/bluevine-capital-inc-in-redwood-city-ca-875531

BSB Leasing, Englewood, Colorado
http://www.bbb.org/denver/business-reviews/financial-services/b-s-b-leasinginc-in-englewood-co-26029 

---Accredited since 12/14/1998
CAN Capital New York City
https://www.bbb.org/atlanta/business-reviews/financial-services/can-capital-in-kennesaw-ga-13000248

 ---Accredited since 6/03/2011
Channel Partners, Maple Grove, Minnesota
http://www.bbb.org/minnesota/business-reviews/financing-consultants/channel-partners-in-maple-grove-mn-96298573

--Accredited 6/20/1996
Charter Capital, Scottsdale, Arizona
http://www.bbb.org/central-northern-western-arizona/business-reviews/leasing-service/charter-capital-in-scottsdale-az-89000861/

---Accredited since 7/23/2013
CMS Funding, Wayne, New Jersey
http://www.bbb.org/new-jersey/business-reviews/loans/cms-funding-in-wayne-nj-90159003

--Accredited 4/6/2010
Cornerstone Medical & Technology Finance, Lees Summit, Missouri
http://www.bbb.org/kansas-city/business-reviews/financial-services/cornerstone-medical-and-technology-finance-in, -lees-summit-mo-99153606

CSI Leasing, St. Louis, Missouri
http://www.bbb.org/stlouis/business-reviews/computers-dealers/cs-i-leasing-in-saint-louis-mo-110207320 

---Accredited since 11/07/2016
Currency Capital, LLC., Los Angeles, California
https://www.bbb.org/losangelessiliconvalley/business-reviews/consumer-finance-and-loan-companies/currency-capital-in-los-angeles-ca-641996

Dakota Financial, LLC., Los Angeles, California
http://www.bbb.org/sanjose/business-reviews/loans-small-business/dakota-financial-in-los-angeles-ca-13177252

De Lage Landen Financial Services, Incorporated, Wayne, Pennsylvania
http://www.bbb.org/washington-dc-eastern-pa/business-reviews/financing/de-lage-landen-financial-services-incorporated-in-wayne-pa-80012304/

--Accredited 07/29/2015
Direct Capital, Portsmouth, New Hampshire (now a CIT Bank company)
http://www.bbb.org/concord/business-reviews/financial-services/direct-capital-corporation-in-portsmouth-nh-3004519#

Equilease Financial Services, Norwalk, CT (who were purchased by North Mill Equipment Finance, a subsidiary of Colford Capital. Colford Capital was recently sold to Solar Senior Capital LTD).
http://www.bbb.org/connecticut/business-reviews/financial-services/equilease-financial-service-in-norwalk-ct-1003628

--Accredited 3/10/2011
Financial Pacific, Federal Way, Washington
http://www.bbb.org/western-washington/business-reviews/consumer-finance-and-loan/financial-pacific-leasing-in-federal-way-wa-22025327

First Federal Leasing, Richmond, Indiana
https://www.bbb.org/indy/business-reviews/banks/first-federal-leasing-in-richmond-in-12000771

---Accredited since 01/20/2011
Fora Financial, New York, New York
https://www.bbb.org/new-york-city/business-reviews/financial-services/fora-financial-llc-in-new-york-ny-122049

---Accredited since 04/29/2014
FundBox, San Francisco, California
https://www.bbb.org/greater-san-francisco/business-reviews/financial-services/fundbox-inc-in-san-francisco-ca-462656

---Accredited since 12/03/2013
Forward Finance, Boston, Mass.
https://www.bbb.org/boston/business-reviews/financing/forward-financing-llc-in-boston-ma-133112\\

---Accredited since 11/07/2016
Fundera, New York, New York
https://www.bbb.org/new-york-city/business-reviews/loans/fundera-in-new-york-ny-162542

---Accredited since 12/23/2013
Funding Circle USA, Inc.
https://www.bbb.org/greater-san-francisco/business-reviews/small-business-loans/funding-circle-usa-inc-in-san-francisco-ca-456720

--Accredited 12/27/2010
Great America Leasing, Cedar Rapid, Iowa
http://www.bbb.org/iowa/business-reviews/financing/great-america-leasing-in-cedar-rapids-ia-20000104

---Accredited since 01/31/2014
Kabbage, Atlanta, Georgia
https://www.bbb.org/atlanta/business-reviews/loans-small-business/kabbage-in-atlanta-ga-27469815

--Accredited 8/19/2011
iFinancial Group, San Clemente, California (many Leasing News
complaints)
http://www.bbb.org/orange-county/business-reviews/leasing-service/ifinancial-group-inc-in-san-clemente-ca-13077753

---Accredited since 7/29/2013
Innovative Leasing Services, Inc. Carlsbad, California
http://www.bbb.org/san-diego/business-reviews/leasing-service/innovative-lease-services-inc-in carlsbad-ca-10008827/

--Accredited 7/20/2011
Jules & Associates, Los Angeles, California
http://www.bbb.org/sanjose/business-reviews/office-furniture-and-equipment-rental-and-leasing/jules-and-associates-in-los-angeles-ca-92003291

---Accredited 1/2/1993
Key Equipment Finance aka KeyBank Headquarters Location 
http://www.bbb.org/cleveland/business-reviews/banks/keybank-in-cleveland-oh-6747

LEAF Financial Corporation, Philadelphia, PA
http://www.bbb.org/washington-dc-eastern-pa/business-reviews/financial-services/leaf-financial-corporation-in-philadelphia-pa-55049028/

--Accredited 5/9/2003
Lease Corporation of America, Troy, Michigan
http://www.bbb.org/eastern-michigan/business-reviews/computers-software-and-services/lease-corporation-of-america-in-troy-mi-45000151/

---Accredited 12/11/2012
LeaseQ, Inc., Burlington, Massachusetts
https://www.bbb.org/boston/business-reviews/financing-consultants/leaseq-inc-in-burlington-ma-130886

Lease $mart, Ocala, Florida (Tucson, Arizona)
http://www.bbb.org/tucson/business-reviews/leasing-service/lease-mart-in-tucson-az-6762 

 --Accredited 6/14/2001
Leasing Innovations, Inc., Solano Beach, California
 http://www.bbb.org/san-diego/business-reviews/financial-services/leasing-innovations-inc-in-solana-beach-ca-19005998  

---Accredited since 01/01/2008
Lending Club, San Francisco, California
https://www.bbb.org/greater-san-francisco/business-reviews/financial-services/lendingclub-corporation-in-san-francisco-ca-361746

Manufacturers' Lease Plans, Inc., Phoenix, Arizona
http://www.bbb.org/central-northern-western-arizona/business-reviews/leasing-service/manufacturers-lease-plans-inc-in-phoenix-az-88000426

Mazuma Capital Corp., Salt Lake City, Utah
http://www.bbb.org/utah/business-reviews/contractor-equipment-and-supply-rental-and-leasing-companies/mazuma-capital-in-draper-ut-22214565

---Accredited 2/22/2011
Marlin Leasing, Mount Laurel, New Jersey
http://www.bbb.org/new-jersey/business-reviews/business-consultants/marlin-leasing-in-mt-laurel-nj-80012102 

---Accredited 02/14/2013
National Funding, San Diego, California
https://www.bbb.org/sdoc/business-reviews/financial-services/national-funding-inc-in-san-diego-ca-172005860 

---Accredited 8/12/2010
Navitas Lease Finance Corp., Ponte Vedra Beach, Florida
http://www.bbb.org/north-east-florida/business-reviews/financial-services/navitas-lease-finance-corp-in-ponte-vedra-beach-fl-125716478/

---Accredited since 08/09/2007
North Mill Capital, LLC, Minneapolis, Minnesota
http://www.bbb.org/minnesota/business-reviews/loans-small-business/north-mill-capital-in-minneapolis-mn-96063541

---Accredited since 05/08/2008
OnDeck, New York City
https://www.bbb.org/new-york-city/business-reviews/financial-services/on-deck-capital-inc-in-new-york-ny-101780

Onset Financial, South Jordan, Utah 
 http://www.bbb.org/utah/business-reviews/financial-services/onset-financial-in-south-jordan-ut-403

Orion First Financial, Gig Harbor, Washington
http://www.bbb.org/western-washington/business-reviews/consumer-finance-and-loan-companies/orion-first-financial-in-gig-harbor-wa-37003864

P&L Capital, Omaha, Nebraska
http://www.bbb.org/nebraska/business-reviews/office-furniture-and-equipment-rental-and-leasing/p-and-l-capital-in-omaha-ne-104006668

Pawnee Leasing, Fort Collins, Colorado
http://www.bbb.org/wyoming-and-northern-colorado/business-reviews/leasing-companies/pawnee-leasing-corporation-in-fort-collins-co-46006417

Platinum Financial, Orange, California
http://www.bbb.org/san-diego/business-reviews/financial-services/platinum-financial-oc-in-orange-ca-100120358

---Accredited since 08/21/2007
Portfolio Financial Servicing Company, Portland, Oregon
http://www.bbb.org/oregon/business-reviews/financial-services/portfolio-financial-servicing-company-in-portland-or-22140131

---Accredited 8/20/2009
Providence Capital Funding, Brea, California
http://www.bbb.org/orange-county/business-reviews/office-furniture-and-equipment-rental-and-leasing/providence-capital-funding-inc-in-brea-ca-100085193

Radiance Capital, Tacoma, Washington
http://www.bbb.org/western-washington/business-reviews/office-furniture-and-equipment-rental-and-leasing/radiance-capital-in-tacoma-wa-22227403

---Accredited 9/07/2010
RapidAdvance, Bethesda, Maryland
https://www.bbb.org/washington-dc-eastern-pa/business-reviews/loans-small-business/rapid-financial-services-llc-in-bethesda-md-152838509 

Reliant Funding, Redwood City, California
https://www.bbb.org/sdoc/business-reviews/financial-services/reliant-funding-in-san-diego-ca-171988509

Somerset Capital Group, Milford, Connecticut
http://www.bbb.org/connecticut/business-reviews/leasing-service/somerset-capital-group-in-bridgeport-ct-1001573

Steelcase Financial Services, Grand Rapids, Michigan
http://www.bbb.org/western-michigan/business-reviews/office-furniture-and-equipment-wholesale-and-mfg/steelcase-in-grand-rapids-mi-14000824

---Accredited 3/11/2015
Strada Capital Corporation, Laguna Hills, California
(BBB report being updated.  Note: Brad Kissler, founder is now Executive Vice President, Current, Los Angeles, California
http://www.bbb.org/orange-county/business-reviews/office-furniture-and-equipment-rental-and-leasing/strada-capital-corporation-in-laguna-hills-ca-100005606

---Accredited 12/19/2007
Summit Funding Group, Cincinnati, Ohio
http://www.bbb.org/cincinnati/business-reviews/financing/summit-funding-group-inc-in-cincinnati-oh-1206757/    

---Accredited since 07/15/2010
Swift Capital, Wilmington, Delaware
https://www.bbb.org/delaware/business-reviews/financial-services/swift-capital-in-wilmington-de-24000267

Taycor Financial, Los Angeles, California
http://www.bbb.org/sanjose/business-reviews/office-furniture-and-equipment-rental-and-leasing/taycor-financial-in-los-angeles-ca-13125882

TCF Equipment Finance, Minnetonka, Minnesota
http://www.bbb.org/minnesota/business-reviews/consumer-finance-and-loan-companies/tcf-equipment-finance-in-minnetonka-mn-96072521

--Accredited since 5/2/2015
Tetra Financial Group, Salt Lake City, Utah
http://www.bbb.org/utah/business-reviews/credit-services/tetra-financial-group-in-salt-lake-city-ut-22186390

TimePayment Corporation
http://www.bbb.org/boston/Business-Reviews/leasing-service/timepayment-corp-in-burlington-ma-117288/bbb-rating

United Leasing, Evansville, Indiana
http://www.bbb.org/evansville/business-reviews/leasing-companies/united-leasing-in-evansville-in-99475

--Accredited 2/19/2016
US Business Funding, Santa Ana, California
(13 closed complaints, now reduced)
http://www.bbb.org/sdoc/business-reviews/leasing-service/us-business-funding-in-santa-ana-ca-100094667

Varilease Finance, Inc., Salt Lake City, Utah
http://www.bbb.org/utah/business-reviews/credit-services/varilease-finance-in-salt-lake-city-ut-22165465

A 

Southern California Leasing, Tustin, California
http://www.bbb.org/orange-county/business-reviews/computers-rent-and-lease/southern-california-leasing-incorporated-in-tustin-ca-13135867

A-

--Accredited since 12/13/1999
Balboa Capital Corporation, Costa Mesa  (Many complaints in
Leasing News, plus law suits; downgraded from A+: “Factors that affect the rating for Balboa Capital Corporation include: Government action(s) against the business)
http://www.bbb.org/orange-county/business-reviews/loans-small-business/balboa-capital-corporation-in-irvine-ca-13126386

Susquehanna Commercial Finance, Pottstown, Pennsylvania
http://www.bbb.org/washington-dc-eastern-pa/business-reviews/financial-services/susquehanna-commercial-finance-in-pottstown-pa-140042240/

B

Matrix Business Capital, Long Beach, California
http://www.bbb.org/sanjose/business-reviews/office-furniture-and-equipment-rental-and-leasing/matrix-business-capital-in-long-beach-ca-100041782

F

Ability Capital Solutions, Long Beach, California
http://www.bbb.org/sanjose/business-reviews/leasing-service/ability-capital-solutions-in-long-beach-ca-100046803

Newport Financial Partners, Newport Beach, California
https://www.bbb.org/sdoc/business-reviews/leasing-service/newport-financial-partners-llc-in-newport-beach-ca-172010666

Not Rated

Integrity Financial Groups, Midvale, Utah (Many Complaints in Leasing News, Dallin Hawkins, Principal, BK,  vendors not paid, deposits not returned).
http://www.bbb.org/utah/business-reviews/financing-consultants/integrity-financial-groups-llc-in-midvale-ut-22293260

 

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Leasing Industry Ads---Help Wanted
Now’s the Time to Apply

We are looking for: Account Executive Senior Account Executive National Sales Manager 2018 Interns for Sales, Operations, or Accounting What sets CoreTech apart from other equipment leasing companies is our team members and impeccable reputation. Are you unhappy with the ethics of your company and the promises made to you? Join our team, positions are available in Newport Beach, CA and remotely. To learn more, please click here www.coretechleasing.com CoreTech specializes in assisting medium to large size companies throughout various markets including: Legal, Medical, Manufacturing, Education, Corporate and Semi-Conductor Over 100 law firms trust CoreTech for their leasing needs, why wouldn't you?

 

 

Sales Makes It Happen by Darryl Stroink

How Equipment Leasing Helps You Sell More

Leasing comes in handy for equipment dealers looking to sell more equipment. Buyers love having the option to break equipment costs into smaller and more manageable payments.

Of course, as a dealer you aren’t in the business of lending. You might think that providing financing to your customers will mean mountains of paperwork, payment delays, a steep learning curve, and legal ramifications. All of this couldn’t be further from the truth when you partner with an equipment leasing company like Thomcat Leasing. That’s because your financing partner will take care of all that for you.

Here are the 3 big reasons you need to offer leasing to your customers:

1. Leasing takes the attention off the price tag
Take your buyers focus off of the price tag by offering an easy to understand monthly payment. Even the most seasoned buyers get sticker shock sometimes. That’s because a buyer is thinking about their business cash flow in a monthly or seasonal way. Conceptually, it’s easier to understand a number that fits into their regular cash flow.

Let’s look at an example: Say your customer wants to buy a $40,000 mini excavator. Which do you think makes more sense to them?

Statement #1: “The mini excavator costs $40,000.”

Statement #2: “The mini excavator costs $800 a month over 5 years.”

$40,000 sounds like a lot of money – especially when you have to pay it all up front. Conversly, $800 is a very manageable expense for nearly any business owner who will be earning income off that mini excavator!

These days, everyone is running their businesses on thin margins. This means most of the cash-flow available is tied up in day-to-day operations. As such, they probably can’t buy equipment with cash. Leasing overcomes this by tying the equipment costs into their day-to-day cash flow.

2. Retain your customers longer
Happy customers come back (and send their friends to you). It’s that simple.

Your job as a dealer is to make the purchase experience so positive that you are the customer’s first thought the next time they need to purchase again or upgrade.

How does leasing help with this? You will save your customers countless hours searching for a 3rd party lender. The question of how your customer will pay for the equipment is already addressed. Instead, you can use the time to really focus on what the customer needs.

Additionally, some lessors will let you know when a customer of yours is nearing the end of their lease. That’s the perfect time to reach out and see if they’re ready to upgrade.

3. Leasing gives you flexibility
Without leasing, you only have one payment option to offer your customer: lump sum payment in full. Chances are good, if they can’t afford that, you will suggest they talk to their bank about securing a loan. Weeks, possibly months later, the bank has finally approved them.

Yes, mistakes were made.

With leasing, you don’t need to send people away. You can easily offer on-the-spot financing with plenty of options.

Does your customer earn most of their living during the summer and fall? No problem, leasing allows for seasonal payments. Does your customer want to pay off the lease quickly? No problem, terms as short as 2 years are available. Does your customer want a lower payment? No problem, you can add residual and/or go for a longer term.

Well, you get the point. Leasing offers a lot of flexibility.

Let’s not forget to mention that leasing takes only minutes, sometimes a bit more, to approve your customers. Paperwork is minimal because the loan is secured to the purchased equipment.

Take Control of Your Sales with Leasing
Start selling your customers equipment and add ons based on what they need, not on what they think they can afford. It’s much easier to handle price objections when you can break the costs into small affordable payments. Your customers will appreciate how easy it is to work with you, and they’ll come back. Leasing covers all the costs including taxes, documentation, shipping, and inspections.

You’ll get 100% paid on the day of the purchase too.

Darryl Stroink is the President at Thomcat Leasing, British Columbia, Canada. His company has grown into a national equipment leasing business. "We proudly serve people across Canada...Since 1989, we've worked with Canada's top lenders to find you the best rates and low payments. This means that you can leverage the full value of your equipment while it pays for itself with renewed cash-flow."

The article is one he provides for his dealers. He gave Leasing News permission to re-print it. Mr. Stroink ended the article, “Thomcat Leasing has dedicated staff to support dealers just like you. Start offering lease financing to your customers today!"
- Editor

 

 

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Aggregate Funding Sources - Updated
(Online: connects lessees, lessors, and vendors)

These are online companies that connect via Financial Technology to funders of business loans, leasing, working capital, and other finance methods to secure credit approval that meets the criteria of the funder that they represent as well as being the most attractive rate and terms for the applicant.

Capital Relay accepts broker business (third party originators) and claims to have a current network of 756 brokers and current network of 117 Lenders.

http://www.capitalrelay.com

These companies have several funders "where funders compete."

https://capfundnow.com/

https://www.leaseq.com/

This company appeals to vendors, sellers of equipment.

https://www.currencycap.com/

 

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InPlace Auction
Melville, New York

Founded by Edward Castagna, an appraiser for over 25 years, he has provided free appraisals on many Leasing News Complaints regarding "Fair Market Value" issues, helping to fairly resolve many of the disputes, all "pro bono."  It should be noted he joined the Leasing News Advisory Board on February 4, 2004.

He is an active member of the following associations: Turnaround Management Association (TMA.org), National Auctioneers Association (NAA), Equipment Leasing and Finance Association (ELFA), National Association of Government Guaranteed Lenders (NAGGL), Machinery Dealers National Association (MDNA), American Society of Appraisers (ASA) and Association of Machinery and Equipment Appraisers (AMEA).

Ed served on the Equipment Leasing and Finance Association (ELFA) Board of Directors from 2006-2009 representing its service provider members. He is also on the service providers business council of the ELFA and a member of the fair Business Practices Committee.

He has been an expert witness with a 100% rate of success in courtroom defense of challenged value. He has been retained as the face-to-face contact with defaulting business owners by a variety of Fortune 100 creditors, relying on his tact, expertise, and determination to resolve uncomfortable financial default situations.

Ed has liquidated assets of thousands of companies in industries as varied as television, manufacturing, transportation, medical, municipal, financial, textile, automotive and commercial real estate just to name a few. "It's my responsibility to treat everyone with respect, regardless of their circumstances. That's how I've been able to successfully and peacefully defuse even the most precarious of situations.”

An early adopter of web based technology in 1988, he was the first in the industry to create a high volume internet enhanced recovery, remarketing and reporting web based service. He is now applying this experience in conjunction with the latest technology to the auction business and currently holds live and online auctions. His latest auctions sold Intellectual Property, Real Estate, Machinery, & Building materials.

www.inplaceauction.com

 

 

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Usury and the California Financing Law
Knowing the Exemptions and Avoiding the Traps
By Susan R. Goldfarb, & Tom McCurnin

This is a 13 page article which appeared in the
 "California Law Practitioner"

http://leasingnews.org/PDF/UsuryCaliforniaFinancingLaw2018.pdf  

 

Mutt
San Francisco, California  Adopt-a-Dog

"Grant just arrived from the streets of Mexico! He is 60 lbs. and around 5 years old! He was spotted being dumped from a car on the streets of Mexico. He laid there on the streets for a week and wouldn’t move in the hopes his master would come back for him. The rescuer was finally able to convince him to go after a week. He is ready to be in a loving home that would never give up on him like that."

Shelter Location

Family Dog Rescue
2253 Shafter Ave
San Francisco, CA 94124
Contact:
http://www.wearefamilydog.com/contact/
*Open 7 days/week by appointment only*

Application:
http://www.wearefamilydog.com/adoption-application/

Adopt a Pet
http://www.adoptapet.com/

 

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Check Your Internet Speed Connection---Why
by Kit Menkin

There are many free programs that check your internet speed. It is a very good idea to do often to learn the wired and wireless speed of the computer or device you are using.

First, you learn if you are getting the speed you are paying for. It is important to understand that higher usage (Peak Times) of those in your "node" will slow down your speed. Thus if at a hotel and you are paying for premium, you may not be receiving it and the only way to find out and have internet provider improve your speed is to check the actual speed you are receiving. I always do this when traveling as I have found the provider's techs always try to be helpful.

A side benefit, if you are using the network connection at home, you may learn the better peak times during weeknights and weekdays.

Second, you learn the difference of wireless speed connections, especially realizing you can change your wireless signal provider, depending on your location. You also can get your internet provider to increase your speed by realizing what you are receiving.

Third, you can consider if it is time to improve your connection speed by going to the next tier or considering moving to a new provider.

Fourth, it may not be the carrier that is slowing down the speed, but the settings on your computer or hand held device. Often an IT person can discover and correct these settings, which can be other programs running, actual drive connections, or a hardware such as modem or route or processor or another software problem or improvement.

Consulting a professional may be very beneficial for faster connections, better graphics, as well as better overall performance. This can be done at a computer store, your location, and there are "on line" services who can do this remotely.

I recommend:
www.speedtest.net

There are many free programs to check speed. Many will give you the connection location to choose. I always choose the closest. I think that gives you the true numbers. The further the location, the slower the connection will be. Remember this, so you don't compare going to San Francisco time as the same time as going to Denver or Chicago. Also, when speaking to the internet provider tech, you know the speed and city, so it is not just an opinion, it is a fact.

The main thing is by testing your speed often you were learn more about how to improve your computer or hand held device performance.

News Briefs----

Caterpillar may cut up to 880 jobs
  as it sheds more facilities: Reuters
https://www.bizjournals.com/milwaukee/news/2018/03/16/caterpillar-may-cut-up-to-880-jobs-as-it-sheds.html

Is Bank of America Corporation a Buy?
1 out of 4 deposit transactions now happen through its mobile app
https://www.fool.com/investing/2018/03/16/is-bank-of-america-corporation-a-buy.aspx

Huge bonuses at Deutsche Bank despite 2017 loss
 Bank managers meanwhile again waived their bonuses
https://www.thelocal.de/20180317/huge-bonuses-at-deutsche-bank-despite-2017-loss

Chicago leads U.S. in underwater home
  more than 135,000 Chicago-area homes http://www.chicagobusiness.com/realestate/20180316/CRED0701/180319924/chicago-leads-u-s-in-underwater-homes

Top 25 Chain Restaurants in America
 When It Comes to Value and Experience
http://www.businessinsider.com/these-are-the-best-value-25-chain-restaurants-in-america-2018-3

 

 

[headlines]
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You May Have Missed---

FedEx Follows Amazon Into the Robotic Future
https://www.nytimes.com/2018/03/18/technology/fedex-robots.html

[headlines]
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Basketball Poem

Fast Break In Memory of Dennis Turner, 1946-1984 Edward Hirsch A hook shot kisses the rim and hangs there, helplessly, but doesn't drop, and for once our gangly starting center boxes out his man and times his jump perfectly, gathering the orange leather from the air like a cherished possession and spinning around to throw a strike to the outlet who is already shoveling an underhand pass toward the other guard scissoring past a flat-footed defender who looks stunned and nailed to the floor in the wrong direction, trying to catch sight of a high, gliding dribble and a man letting the play develop in front of him in slow motion, almost exactly like a coach's drawing on the blackboard, both forwards racing down the court the way that forwards should, fanning out and filling the lanes in tandem, moving together as brothers passing the ball between them without a dribble, without a single bounce hitting the hardwood until the guard finally lunges out and commits to the wrong man while the power-forward explodes past them in a fury, taking the ball into the air by himself now and laying it gently against the glass for a lay-up, but losing his balance in the process, inexplicably falling, hitting the floor with a wild, headlong motion for the game he loved like a country and swiveling back to see an orange blur floating perfectly though the net.

[headlines]
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Sports Briefs---

Jets Acquire No. 3 Overall Draft Pick From the Colts
https://www.nytimes.com/2018/03/17/sports/football/jets-colts-nfl-draft.html

Raiders trading Cordarrelle Patterson to the Patriots
https://www.eastbaytimes.com/2018/03/18/reports-raiders-trading-cordarrelle-patterson-to-the-patriots/

Discarded athletes find good homes in SF Bay Area
https://www.sfchronicle.com/sports/article/Discarded-athletes-find-good-homes-in-Bay-Area-12761562.php

[headlines]
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California Nuts Briefs---

North Sacramento is cleaner, thanks to these homeless people
http://www.sacbee.com/news/local/homeless/article204959814.html#emlnl=Breaking_Newsletter

Hundreds of California cannabis cultivators in backlog limbo
http://www.northbaybusinessjournal.com/northbay/sonomacounty/8121141-181/california-cannabis-cultivation-license-backlog

Hundreds of vacant lots placed on the market
  in Sonoma County after October wildfires
http://www.pressdemocrat.com/news/8090984-181/hundreds-of-vacant-lots-placed

 

[headlines]
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“Gimme that Wine”

http://www.youtube.com/watch?v=EJnQoi8DSE8

Oregon governor declares drought in Klamath County
http://www.capitalpress.com/Water/20180313/oregon-governor-declares-drought-in-klamath-county

Massive Côte du Rhône fine-wine fraud uncovered by French police
https://www.thelocal.fr/20180316/massive-cte-du-rhne-fine-wine-fraud-smashed-by-french-police

Auction Napa Valley 2018 Tickets Now on Sale
https://napavintners.com/press/press_release_detail.asp?ID_News=3622604

Dan Dawson launches 'Wine Advisor'
http://napavalleyregister.com/wine/dan-dawson-launches-wine-advisor/article_421d268a-465f-5b9f-b871-287ba3ae9631.html

Wine Prices by vintage
http://www.winezap.com
http://www.wine-searcher.com/

US/International Wine Events
http://www.localwineevents.com/

Leasing News Wine & Spirits Page
http://two.leasingnews.org/Recommendations/wnensprts.htm

This Day in History

     1589 - William Bradford (d. 1657), Pilgrim father, Governor of Plymouth Colony, one of the early residents of the American colonies, was born at Yorkshire, England. He sailed from Southampton, England, on the Mayflower in 1620. His wife Dorothy fell off the Mayflower and drowned on 7 December 1620, when it was anchored in Provincetown Harbor.
http://www.pilgrimhall.org/bradfordwilliam.htm
http://members.aol.com/calebj/bradford.html
http://members.aol.com/calebj/letterbook.html
    1628 - The Massachusetts Bay colony was founded by Englishmen with a grant from England.
    1674 - French Jesuit missionary Jacques Marquette erected a mission on the shores of Lake Michigan, in present day Illinois. His log cabin became the first building of a settlement that afterward grew to become the city of Chicago.
    1687 - The French explorer La Salle is murdered in by his own men while searching for the mouth of the Mississippi, along the coast of the Gulf of Mexico.
    1734 - Birthday of Thomas McKean (d. 1817) at Chester County, PA.  Signer of the Declaration of Independence and Governor of Pennsylvania.
http://virtualology.com/hallofusa/uspresidents/thomasmckean.net/
    1748 - The English Naturalization Act passed granting Jews the right to colonize in the American colonies
    1785 - The first city college was the College of Charleston, Charleston, SC, which was founded in 1770, but chartered this day. On December 20, 1837, it became a municipal university under municipal control.
    1798 - President John Adams informs Congress of the failure of US negotiations with France. France had been America's major ally in the War of Independence and, without its assistance, the United States may not have won independence. But the new government of Revolutionary France viewed a 1794 commercial agreement between the United States and Great Britain, known as Jay's Treaty, as a violation of France's 1778 treaties with the United States. The French initiated seizures of American ships trading with their British enemies and refused to receive a new United States minister when he arrived in Paris in December, 1796. In his annual message to Congress at the close of 1797, President John Adams had reported on France's refusal to negotiate and spoke of the need "to place our country in a suitable posture of defense."    
    1831 – The first bank robbery in US history was reported. The City Bank of New York City lost $245,000.
    1847 - Painter Albert Pinkham Ryder (d. 1917) was born at New Bedford, MA, where he gained a great love for the sea, the subject of many of his works. Ryder was a misanthrope and recluse. He dedicated himself to his painting, working slowly and piling layer after layer of paint on his canvases until he achieved the look he was after. In his lifetime, Ryder created only 150 paintings. Three of his best-known works are “The Race Track,” “Toilers of the Sea” and “Siegfried and the Rhine Maidens.” Because of his method of painting, many of his works have deteriorated since their creation.
http://www.artunframed.com/albert_pinkham_ryder.htm
    1848 - Birthday of Wyatt Earp (d. 1929) at Monmouth, IL.  A legendary figure of the Old West, Earp worked as a railroad hand, saloonkeeper, gambler, lawman, gunslinger, miner and real estate investor at various times. Best known for the gunfight at the OK Corral on Oct 26, 1881, at Tombstone, AZ.  
    1860 - Birthday of William Jennings Bryan (d. 1925) at Salem, IL.  American political leader, member of Congress, Democratic presidential nominee (1896), "free silver" advocate, assisted in prosecution at Scopes trial, known as "The Silver-Tongued Orator.”
http://memory.loc.gov/ammem/today/mar19.html
    1863 – The SS Georgiana, said to have been the most powerful Confederate cruiser, is destroyed on her maiden voyage with a cargo of munitions, medicines and merchandise then valued at over $1,000,000.
    1864 - Birthday of Charles M. Russell (d. 1926), St. Louis, Missouri. He moved to Montana at about age 16 and became a cowboy. Considered one of the greatest Western artists, he recorded the life of the cowboy in his artwork.
http://www.cmrussell.org/
    1865 - Confederate General Joseph Johnston makes a desperate attempt to stop Union General William T. Sherman's drive through the Carolinas in the war's last days, but Johnston's motley army cannot stop the advance of Sherman's mighty army at the Battle of Bentonville.  Following his famous March to the Sea in late 1864, Sherman paused for a month at Savannah, Georgia. He then turned north into the Carolinas, destroying all that lay in his path in an effort to demoralize the South and hasten the end of the war. Sherman left Savannah with 60,000 men divided into two wings. He captured Columbia, South Carolina in February and continued towards Goldsboro, North Carolina, where he planned to meet up with another army coming from the coast. Sherman assumed that Rebel forces in the Carolinas were too widely dispersed to offer any significant resistance, but Johnston assembled 17,000 troops and attacked one of Sherman's wings at Bentonville on March 19. The Confederates initially surprised the Yankees, driving them back before a Union counterattack halted the advance and darkness halted the fighting. The next day, Johnston established a strong defensive position and hoped for a Yankee assault. More Union troops arrived and gave Sherman a nearly three to one advantage over Johnston. When a Union force threatened to cut off the Rebels' only line of retreat on March 21, Johnston withdrew his army northward. The Union lost 194 men killed, 1,112 wounded, and 221 missing, while the Confederates lost 240 killed, 1,700 wounded, and 1,500 missing. About Sherman, Johnston wrote to Lee that, "I can do no more than annoy him." A month later, Johnston surrendered his army to Sherman.
    1881 - Birthday of Edith Nourse Rogers (d. 1960), born at Saco, ME. She was a YMCA and Red Cross volunteer in France during World War I. In 1925, she was elected to the US Congress to fill the vacancy left by the death of her husband. An able legislator, she was reelected to the House of Representatives 17 times and became the first woman to have her name attached to major legislation. She was a major force in the legislation creating the Women's Army Auxiliary Corps (May 14, 1942) during World War II.
    1883 - African-American Jan Matzeliger invented the first machine to manufacture entire shoe
http://www.invention.org/culture/african/matzeliger.html
    1891 - Birthday of Earl Warren (d. 1974) in LA.  American jurist, 14th Chief Justice of the US Supreme Court, Governor of California. He went from a crusading attorney general to a very conservative, right wing governor, they claim, and became one of the most liberal on the bench, hated by those who one time applauded him for his very conservative political actions. 
    1895 – The Los Angeles Railway was established to provide streetcar service.
    1897 - Vocalist/comedian Jackie “Moms” Mabley was born Loretta Mary Aiken (d. 1975) in Brevard, NC.  A standup comedian, she was a veteran of the Chitlin’ Circuit of African-American vaudeville.
    1900 - Congress ratified the Gold Standard Act and President McKinley signed it into law. The new law established gold as the only standard for redeeming paper money, stopping bimetallism (which had allowed silver in exchange for gold).
    1903 – The Senate ratified the Cuban treaty, gaining naval bases in Guantanamo and Bahia Honda.
    1904 - Birthday of John Joseph Sirica (d. 1992), “The Watergate Judge,” at Waterbury, CT. During two years of trials and hearings, Sirica relentlessly pushed for the names of those responsible for the June 17, 1972 burglary of the Democratic National Committee headquarters in Washington’s Watergate Complex. His unwavering search for the truth ultimately resulted in the toppling of the Nixon administration.
    1908 – Maryland barred Christian Scientists from practicing without medical diplomas.
    1914 - John Jacob "Jay" Berwanger (d. 2002) was born in Dubuque, IA.  Berwanger was the first winner of the Downtown Athletic Club’s Trophy in 1935.  The following year the award was renamed the Heisman Trophy, awarded annually to the nation's most outstanding college football player. Berwanger had been a star at the University of Chicago. In 1936, Berwanger became the first player to be drafted by the NFL in its inaugural draft.  
    1917 – The Supreme Court upheld the Adamson Act that made the eight-hour workday for railroads constitutional.
    1918 - Anniversary of passage by the Congress of the Standard Time Act, which authorized the Interstate Commerce Commission to establish standard time zones for the US. The Act also established "Daylight Saving Time," to save fuel and to promote other economies in a country at war. Daylight Saving Time first went into operation on Easter Sunday, Mar 31, 1918. The Uniform Time Act of 1966, as amended in 1986, by Public Law 99-359, now governs standard time in the US.  Currently in the US, daylight saving time starts on the second Sunday in March and ends on the first Sunday in November, with the time changes taking place at 2:00 a.m. local time.  In spring, the clock jumps forward from the last moment of 01:59 standard time to 03:00 DST and that day has 23 hours, whereas in autumn the clock jumps backward from the last moment of 01:59 DST to 01:00 standard time, repeating that hour, and that day has 25 hours. A digital display of local time does not read 02:00 exactly at the shift to summer time, but instead jumps from 01:59:59.9 forward to 03:00:00.0.
    1919 - Blind pianist Lennie Tristano (d. 1978) was born in Chicago, IL
http://www.lennietristano.com/
    1920 - Birthday of bassist Dillon “Curly” Russell (d. 1986), New York City. (Played a lot with Bird).
    1920 – The Senate rejected the Treaty of Versailles for the second time.
    1921 - Gospel vocalist Robert Keith McFerrin, Sr. (d. 2004), was born in Marianna, AR.  American operatic baritone and the first African-American man to sing at the Metropolitan Opera in New York City.
    1927 - Don Richard “Richie” Ashburn (d. 1997) was born at Tilden, NE. Baseball Hall of Fame outfielder, Ashburn won two National League batting titles and collected 2,574 hits over a 15-year career. He was a key member of the 1950 NL Champion Philadelphia Phillies, known as The Whiz Kids. After retiring, he broadcast Phillies games for 35 years. Inducted into the Hall of Fame in 1995.
    1930 - Alto saxophonist Ornette Coleman (d. 2015) was born in Fort Worth, TX.  An iconoclastic saxophonist and composer, his experiments in free-form improvisation sharply divided the jazz establishment upon his emergence in 1959. Largely self-taught, he played in rhythm-and-blues bands before settling in Los Angeles in 1951, where he gradually formed a quartet of musicians who were receptive to his unorthodox ideas. He first recorded in 1958 and made his New York debut the following year. He made a series of important recordings in 1959-61 that shaped the direction of jazz for the next twenty years. A sporadic performing artist after the early 1960s, he occasionally led both a conventional jazz quartet and the rock band Prime Time, but turned increasingly to composition, producing several works for symphony orchestra in accordance with his "harmolodic theory." Most commonly played a “plastic” alto saxophone.
http://www.pbs.org/jazz/biography/artist_id_coleman_ornette.htm
    1931 - The state of Nevada legalizes gambling.
    1933 - Birthday of Phillip Roth, American novelist and short-story writer, in Newark, NJ.  He first gained attention with the 1959 novella “Goodbye, Columbus,” an irreverent and humorous portrait of American-Jewish life.  His profile rose significantly in 1969 after the publication of the controversial “Portnoy’s Complaint,” the humorous and sexually explicit psychoanalytical monologue of "a lust-ridden, mother-addicted young Jewish bachelor," filled with "intimate, shameful detail, and coarse, abusive language.”
    1935 - Suffocating dust storms occurred frequently in southeastern Colorado between the 12th and the 25th of the month. Six people died, and many livestock starved or suffocated. Up to six feet of dust covered the ground. Schools were closed, and many rural homes were deserted by tenants.
    1936 – Actress Ursula Andress was born in Switzerland.  She is best known for her role as Honey Rider in the first James Bond film, “Dr. No,” for which she won a Golden Globe. She later starred as Vesper Lynd in the Bond-parody, “Casino Royale.”
    1937 – Count Basie and his band open at the Apollo Theatre in Harlem for the first time.
    1937 – Pianist/vocalist Clarence “Frogman” Henry was born in Algiers, LA.
(I have all his records. He is best known for” I Ain’t Got No Home,” “But I Do (I Don’t Know Why”).
http://www.tsimon.com/henry.htm
    1941 - The US aircraft carrier Lexington departed Pearl Harbor, Hawaii, to deliver aircraft to Midway Island. Because of this mission, the Lexington inadvertently avoided the Japanese attack on Pearl Harbor on 07 December. It was later to play a pivotal role in the Japanese defeat at Midway. Other US ships were not as lucky. Japanese carrier-based planes attacked the bulk of the US Pacific fleet moored in Pearl Harbor, sinking or severely damaging nineteen naval vessels, including eight battleships. 
    1941 - The 99th Pursuit Squadron also known as the Tuskegee Airmen, the first all-black unit of the US Army Air Corps, was activated at Chanute Field in Rantoul, IL.
    1943 – Mobster Frank Nitti, Al Capone’s underboss, committed suicide at the Chicago Central rail yard.
    1944 – The convicted assassin of Robert F. Kennedy, Sirhan B. Sirhan was born in Jerusalem.  He continues serving a life sentence in prison in San Diego.  15 parole hearings have denied him and his next is scheduled for 2021.  Some scholars believe that the assassination was the first major incident of political violence in the United States stemming from the Arab-Israeli conflict in the Middle East. 
    1945 - Kamikaze attacks USS Franklin off Japan. In a maneuver heralded as one of the greatest feats in naval history, the light cruiser USS Santa Fe bellied up alongside the flaming Franklin and rescued over 800 sailors while still being stalked by Japanese fighter pilots.  724 were killed and the Franklin made it to port under its own power.
    1945 - O'CALLAHAN, JOSEPH TIMOTHY, Medal of Honor
Rank and organization: Commander (Chaplain Corps), U.S. Naval Reserve, U.S.S. Franklin. Place and date: Near Kobe, Japan, 19 March 1945. Entered service at: Massachusetts. Born: 14 May 1904, Boston, Mass. Citation: For conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty while serving as chaplain on board the U.S.S. Franklin when that vessel was fiercely attacked by enemy Japanese aircraft during offensive operations near Kobe, Japan, on 19 March 1945. A valiant and forceful leader, calmly braving the perilous barriers of flame and twisted metal to aid his men and his ship, Lt. Comdr. O'Callahan groped his way through smoke-filled corridors to the open flight deck and into the midst of violently exploding bombs, shells, rockets, and other armament. With the ship rocked by incessant explosions, with debris and fragments raining down and fires raging in ever-increasing fury, he ministered to the wounded and dying, comforting and encouraging men of all faiths; he organized and led firefighting crews into the blazing inferno on the flight deck; he directed the jettisoning of live ammunition and the flooding of the magazine; he manned a hose to cool hot, armed bombs rolling dangerously on the listing deck, continuing his efforts, despite searing, suffocating smoke which forced men to fall back gasping and imperiled others who replaced them. Serving with courage, fortitude, and deep spiritual strength, Lt. Comdr. O'Callahan inspired the gallant officers and men of the Franklin to fight heroically and with profound faith in the face of almost certain death and to return their stricken ship to port.
    1945 - BURR, HERBERT H., Medal of Honor
Rank and organization: Staff Sergeant, U.S. Army, Company C, 41st Tank Battalion, 11th Armored Division. Place and date: Near Dorrmoschel, Germany, 19 March 1945. Entered service at: Kansas City, Mo. Birth: St. Joseph, Mo. G.O. No.: 73, 30 August 1945. Citation: He displayed conspicuous gallantry during action when the tank in which he was bow gunner was hit by an enemy rocket, which severely wounded the platoon sergeant and forced the remainder of the crew to abandon the vehicle. Deafened, but otherwise unhurt, S/Sgt. Burr immediately climbed into the driver's seat and continued on the mission of entering the town to reconnoiter road conditions. As he rounded a turn he encountered an 88-mm. antitank gun at pointblank range. Realizing that he had no crew, no one to man the tank's guns, he heroically chose to disregard his personal safety in a direct charge on the German weapon. At considerable speed he headed straight for the loaded gun, which was fully manned by enemy troops who had only to pull the lanyard to send a shell into his vehicle. So unexpected and daring was his assault that he was able to drive his tank completely over the gun, demolishing it and causing its crew to flee in confusion. He then skillfully sideswiped a large truck, overturned it, and wheeling his lumbering vehicle, returned to his company. When medical personnel who had been summoned to treat the wounded sergeant could not locate him, the valiant soldier ran through a hail of sniper fire to direct them to his stricken comrade. The bold, fearless determination of S/Sgt. Burr, his skill and courageous devotion to duty, resulted in the completion of his mission in the face of seemingly impossible odds.
    1945 - GARY, DONALD ARTHUR, Medal of Honor
Rank and organization: Lieutenant, Junior Grade, U.S. Navy, U.S.S. Franklin. Place and date: Japanese Home Islands near Kobe, Japan, 19 March 1945. Entered service at: Ohio. Born: 23 July 1903, Findlay, Ohio. Citation: For conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty as an engineering officer attached to the U.S.S. Franklin when that vessel was fiercely attacked by enemy aircraft during the operations against the Japanese Home Islands near Kobe, Japan, 19 March 1945. Stationed on the third deck when the ship was rocked by a series of violent explosions set off in her own ready bombs, rockets, and ammunition by the hostile attack, Lt. (j.g.) Gary unhesitatingly risked his life to assist several hundred men trapped in a messing compartment filled with smoke, and with no apparent egress. As the imperiled men below decks became increasingly panic stricken under the raging fury of incessant explosions, he confidently assured them he would find a means of effecting their release and, groping through the dark, debris-filled corridors, ultimately discovered an escapeway. Stanchly determined, he struggled back to the messing compartment 3 times despite menacing flames, flooding water, and the ominous threat of sudden additional explosions, on each occasion calmly leading his men through the blanketing pall of smoke until the last one had been saved. Selfless in his concern for his ship and his fellows, he constantly rallied others about him, repeatedly organized and led fire-fighting parties into the blazing inferno on the flight deck and, when fire rooms 1 and 2 were found to be inoperable, entered the No. 3 fire room and directed the raising of steam in 1 boiler in the face of extreme difficulty and hazard. An inspiring and courageous leader, Lt. (j.g.) Gary rendered self-sacrificing service under the most perilous conditions and, by his heroic initiative, fortitude, and valor, was responsible for the saving of several hundred lives. His conduct throughout reflects the highest credit upon himself and upon the U.S. Naval Service.
    1945 – Sensing the end, Hitler issued his "Nero Doctrine" ordering all industries, military installations, shops, transportation facilities and communications facilities in Germany to be destroyed.
    1946 - Vocalist Ruth Pointer of The Pointer Sisters was born Oakland, CA.
http://www.thepointersistersfans.com/ruth.html
    1948 - An F4 tornado moved through Fosterburg, Bunker Hill, and Gillespie, Illinois, killing 33 people and injuring 449. 2000 buildings in Bunker Hill were damaged or destroyed. Total damage was $3.6 million.
    1949 - The American Museum of Atomic Energy opened in Oak Ridge, Tennessee.
    1950 - Sarah Vaughan records “Mean to Me” (Columbia 745)
http://www.parsec-santa.com/celebrity/celeb_pages/SarahVaughn.html
    1950 - Timberline Lodge reported 246 inches of snow on the ground, a record for the state of Oregon.
    1950 - Top Hits
“I Said My Pajamas” - Tony Martin & Fran Warren
“Music, Music, Music” - Teresa Brewer
“If I Knew You Were Comin’ I’d’ve Baked a Cake” - Eileen Barton
“Chattanooga Shoe Shine Boy” - Red Foley
    1951 - "The Caine Mutiny," a novel by Herman Wouk, was published for the first time. Wouk won a Pulitzer for the novel. He followed it with several more successes: "Marjorie Morningstar," "The Winds of War," and "War and Remembrance." 
    1953 - The Academy Awards celebrated their silver anniversary -- and came to television. NBC paid $100,000 for the rights to broadcast the event on both radio and TV, the first to be telecast, in black and white, to over 174 stations. Hollywood’s best turned out to hand out the Oscar statuettes for the movies of 1952. The party was held at the RKO Pantages Theater, Los Angeles, with Bob Hope hosting. A dual celebration was staged in New York City, where Conrad Nagel was host. The Best Picture award went to Cecil B. DeMille’s "The Greatest Show on Earth." Best Director was the legendary John Ford for "The Quiet Man." The rest of the best: Actor: Gary Cooper for "High Noon;" Supporting Actor: Anthony Quinn for "Viva Zapata!;" Actress: Shirley Booth for "Come Back, Little Sheba;" Supporting Actress: Gloria Grahame for "The Bad and the Beautiful;" Art Direction-Set Decoration/ Color: Paul Sheriff, Marcel Vertès for "Moulin Rouge;" Music/Song: Dimitri Tiomkin (music), Ned Washington (lyrics) for the song, "High Noon (Do Not Forsake Me, Oh My Darlin’)," from "High Noon." 
    1954 - Viewers saw the first televised prize fight shown in living color as Joey Giardello knocked out Willie Tory in round seven of a scheduled 10-round bout at Madison Square Garden in New York.
    1954 – Willie Mosconi set the world record by running 526 consecutive balls without a miss during a straight pool exhibition at East High Billiard Club in Springfield, OH. The record still stands today.
    1955 – Actor Bruce Willis was born in West Germany although he was raised in Carneys Point, NJ.
    1956 - New England had its second heavy snowstorm in 3 days. 20 inches piled up at Putnam, Connecticut, 19.5 inches fell at Blue Hill Observatory in Milton, Massachusetts, and Boston, Massachusetts recorded 13 inches. Traffic was paralyzed. This storm made a contribution to the snowiest march ever in southern New England (until 1993). 
    1957 - Although he wouldn't finalize the deal for six more days, Elvis Presley puts down a deposit to secure the 14-acre estate with a two-story colonial at 3734 Highway 51 South, Memphis, TN., later known as Graceland.
    1958 - Top Hits
“Don’t/I Beg of You” - Elvis Presley
“Sweet Little Sixteen” - Chuck Berry
“Dinner with Drac (Part 1)” - John Zacherle
“Ballad of a Teenage Queen” - Johnny Cash
    1958 - Big Records releases "Our Song," the first record by a teenage duo from Queens, New York, who go by the names of Tom and Jerry. The pair will become famous in the '60s under their real names, Paul Simon and Art Garfunkel.
    1961 – The Boston Red Sox announced that rookie Carl Yastrzemski will start the regular season in left field, succeeding the legendary Ted Williams who retired after last season. Yastrzemski will remain a fixture in the Red Sox's lineup for the next 23 years and will gain election to the Hall of Fame in 1989.
    1962 – Bob Dylan released his first album, “Bob Dylan” for Columbia Records.
    1964 – Sean Connery began shooting “Goldfinger.”
    1964 - A jury in Dallas found Jack Ruby guilty of murdering Lee Harvey Oswald, the accused assassin of President John F. Kennedy. Ruby’s conviction was overturned by the Texas Court of Appeals on the grounds that "an oral confession of premeditation made while in police custody" should have been ruled inadmissible, because it was violative of a Texas criminal statute.  The court also ruled that the venue should have been changed to a Texas county other than the one in which the high-profile crime had been committed. Ruby died technically unconvicted, because his original conviction was overturned and his retrial was pending at the time of his death.  During the six months following the assassination, Ruby repeatedly asked, orally and in writing, to speak to the members of the Warren Commission. The commission initially showed no interest. Only after Ruby's sister Eileen wrote letters to the commission (and her letters became public) did the Warren Commission agree to talk to Ruby. In June 1964, Chief Justice Earl Warren, then-Representative Gerald Ford, and other commission members went to Dallas to see Ruby. Ruby asked Warren several times to take him to Washington, DC, saying "my life is in danger here" and that he wanted an opportunity to make additional statements. He added: "I want to tell the truth, and I can't tell it here."   Warren told Ruby that he would be unable to comply, because many legal barriers would need to be broken and public interest in the situation would be too heavy. Warren also told Ruby that the commission would have no way of protecting him, since it had no police powers.  Arrangements were underway for a new trial to be held in February, 1967 in Wichita Falls, when on December 9, 1966, Ruby was admitted to Parkland Hospital in Dallas, suffering from pneumonia. A day later, doctors realized he had cancer and, three weeks later, he died.
    1965 - The wreck of the Confederate cruiser, SS Georgiana, valued at over $50,000,000, was discovered by a teenage diver and pioneer underwater archeologist, E. Lee Spence, exactly 102 years after its destruction.
    1966 – Texas Western University won the 1966 NCAA basketball championship, the first to win with an all-black starting lineup.
    1966 - Top Hits
“The Ballad of the Green Berets” - SSgt Barry Sadler
“19th Nervous Breakdown” - The Rolling Stones
“Nowhere Man” - The Beatles
“Waitin’ in Your Welfare Line” - Buck Owens
    1966 - Lesley Gore guest stars as herself on the final "By Line -- Jeffrey Stone" episode of ABC-TV's “The Donna Reed Show.”
    1968 - Chuck Berry plays Winterland in San Francisco
http://www.wolfgangsvault.com/concerts/player.html?type=concert&ConcertID=200%7C1292
(Promised Land one of the best)
    1968 - BUCHA, PAUL WILLIAM, Medal of Honor
Rank and organization: Captain, U.S. Army, Company D, 3d Battalion. 187th Infantry, 3d Brigade, 101st Airborne Division. Place and date: Near Phuoc Vinh, Binh Duong Province, Republic of Vietnam, 16- 19 March 1968. Entered service at: U.S. Military Academy, West Point, N.Y. Born: 1 August 1943, Washington, D.C. Citation: For conspicuous gallantry and intrepidity in action at the risk of his life above and beyond the call of duty. Capt. Bucha distinguished himself while serving as commanding officer, Company D, on a reconnaissance-in-force mission against enemy forces near Phuoc Vinh, The company was inserted by helicopter into the suspected enemy stronghold to locate and destroy the enemy. During this period Capt. Bucha aggressively and courageously led his men in the destruction of enemy fortifications and base areas and eliminated scattered resistance impeding the advance of the company. On 18 March while advancing to contact, the lead elements of the company became engaged by the heavy automatic weapon, heavy machine gun, rocket-propelled grenade, Claymore mine and small-arms fire of an estimated battalion-size force. Capt. Bucha, with complete disregard for his safety, moved to the threatened area to direct the defense and ordered reinforcements to the aid of the lead element. Seeing that his men were pinned down by heavy machine gun fire from a concealed bunker located some 40 meters to the front of the positions, Capt. Bucha crawled through the hail of fire to single-handedly destroy the bunker with grenades. During this heroic action Capt. Bucha received a painful shrapnel wound. Returning to the perimeter, he observed that his unit could not hold its positions and repel the human wave assaults launched by the determined enemy. Capt. Bucha ordered the withdrawal of the unit elements and covered the withdrawal to positions of a company perimeter from which he could direct fire upon the charging enemy. When 1 friendly element retrieving casualties was ambushed and cut off from the perimeter, Capt. Bucha ordered them to feign death and he directed artillery fire around them. During the night Capt. Bucha moved throughout the position, distributing ammunition, providing encouragement and insuring the integrity of the defense. He directed artillery, helicopter gunship and Air Force gunship fire on the enemy strong points and attacking forces, marking the positions with smoke grenades. Using flashlights in complete view of enemy snipers, he directed the medical evacuation of 3 air-ambulance loads of seriously wounded personnel and the helicopter supply of his company. At daybreak Capt. Bucha led a rescue party to recover the dead and wounded members of the ambushed element. During the period of intensive combat, Capt. Bucha, by his extraordinary heroism, inspirational example, outstanding leadership and professional competence, led his company in the decimation of a superior enemy force which left 156 dead on the battlefield. His bravery and gallantry at the risk of his life are in the highest traditions of the military service, Capt. Bucha has reflected great credit on himself, his unit, and the U.S. Army.
    1968 - Dean Martin received a gold record for the album, "Houston." Martin charted 17 hits on the pop music charts in the 1950s and 1860s. "Houston" was his 12th. 
    1969 - McMAHON, THOMAS J., Medal of Honor
Rank and organization: Specialist Fourth Class, U.S. Army, Company A, 2d Battalion, 1st Infantry, 196th Infantry Brigade, Americal Division. place and date: Quang Tin province, Republic of Vietnam, 19 March 1969. Entered service at: Portland, Maine. Born: 24 June 1948, Washington, D.C. Citation: For conspicuous gallantry and intrepidity in action at the risk of his life above and beyond the call of duty. Sp4c. McMahon distinguished himself while serving as medical aid man with Company A. When the lead elements of his company came under heavy fire from well-fortified enemy positions, 3 soldiers fell seriously wounded. Sp4c. McMahon, with complete disregard for his safety, left his covered position and ran through intense enemy fire to the side of 1 of the wounded, administered first aid and then carried him to safety. He returned through the hail of fire to the side of a second wounded man. Although painfully wounded by an exploding mortar round while returning the wounded man to a secure position, Sp4c. McMahon refused medical attention and heroically ran back through the heavy enemy fire toward his remaining wounded comrade. He fell mortally wounded before he could rescue the last man. Sp4c. McMahon's undaunted concern for the welfare of his comrades at the cost of his life are in keeping with the highest traditions of the military service and reflect great credit on himself, his unit, and the U.S. Army.
    1969 - RAY, DAVID ROBERT, Medal of Honor
Rank and organization: Hospital Corpsman Second Class, U.S. Navy, 2d Battalion, 11th Marines, 1st Marine Division (Rein), FMF. Place and date: Quang Nam Province, Republic of Vietnam, 19 March 1969. Entered service at: Nashville, Tenn. Born: 14 February 1945, McMinnville, Tenn. Citation: For conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty while serving as a HC2c. with Battery D, 2d Battalion, at Phu Loc 6, near An Hoa. During the early morning hours, an estimated battalion-sized enemy force launched a determined assault against the battery's position, and succeeded in effecting a penetration of the barbed-wire perimeter. The initial burst of enemy fire caused numerous casualties among the marines who had immediately manned their howitzers during the rocket and mortar attack. Undaunted by the intense hostile fire, HC2c. Ray moved from parapet to parapet, rendering emergency medical treatment to the wounded. Although seriously wounded himself while administering first aid to a marine casualty, he refused medical aid and continued his lifesaving efforts. While he was bandaging and attempting to comfort another wounded marine, HC2c. Ray was forced to battle 2 enemy soldiers who attacked his position, personally killing 1 and wounding the other. Rapidly losing his strength as a result of his severe wounds, he nonetheless managed to move through the hail of enemy fire to other casualties. Once again, he was faced with the intense fire of oncoming enemy troops and, despite the grave personal danger and insurmountable odds, succeeded in treating the wounded and holding off the enemy until he ran out of ammunition, at which time he sustained fatal wounds. HC2c. Ray's final act of heroism was to protect the patient he was treating. He threw himself upon the wounded marine, thus saving the man's life when an enemy grenade exploded nearby. By his determined and persevering actions, courageous spirit, and selfless devotion to the welfare of his marine comrades, HC2c. Ray served to inspire the men of Battery D to heroic efforts in defeating the enemy. His conduct throughout was in keeping with the finest traditions of the U.S. Naval Service. 
    1971 - No. 1 Billboard Pop Hit:  “Me and Bobby McGee,'' Janis Joplin. The song is the second posthumous No. 1 song of the rock era, reaching the top of the charts almost six months after Joplin's death.
    1972 - Immaculata College defeated West Chester State, 52-48, to win the first Association of Intercollegiate Athletics for Women national basketball tournament. The AIAW crowned a champion for 11 years, but most Division 1 teams entered the new NCAA tournament starting in 1982. 
    1974 - Jefferson Airplane is re-named Jefferson Starship. The line-up includes Paul Kantner, Grace Slick, drummer Johnny Barbata, David Freiberg, Peter Kaukonen, Cragi Chaquico and Papa John Creach.
    1974 - Top Hits
“Seasons in the Sun” - Terry Jacks
“Dark Lady” - Cher
“Sunshine on My Shoulders” - John Denver
“There Won’t Be Anymore” - Charlie Rich
    1977 - The final episode of "The Mary Tyler Moore Show." It premiered on September 19, 1970 and ran for 168 episodes. "The Mary Tyler Moore Show" was the first of a new wave of sitcoms to make it big in the early '70s. It combined good writing, an effective supporting cast and contemporary attitudes. The show centered on the two most important places in Mary Richards's (Mary Tyler Moore) life:  the WJM-TV newsroom and her apartment at Minneapolis. At home, she shared the ups and downs of life with her friend Rhoda Morgenstern (Valerie Harper) and the manager of her apartment building, Phyllis Lindstrom (Cloris Leachman). At work, as the associate producer (later producer) of "The Six O'clock News," Mary struggled to function in a man's world. Figuring in her professional life were her irascible boss Lou Grant (Ed Asner), levelheaded and softhearted news writer Murray Slaughter (Gavin MacLeod) and self-obsessed, narcissistic anchorman Ted Baxter (Ted Knight). In the last episode the unthinkable happened:  everyone in the WJM newsroom except the inept Ted was fired. 
    1978 – Billy Joel played his first live gig in the UK, performing at London's Drury Lane Theatre.
    1979 – The House began telecasting its day-to-day business via the cable television network C-SPAN
    1980 - Elvis Presley's autopsy is entered into proceedings held by the Tennessee Board of Medical Examiners against Dr. George Nichopoulos, better known to his clients -- including Elvis -- as "Dr. Nick." The doctor will eventually be found guilty of overprescribing the drugs that led to The King's death and will have his license revoked, even though he repeatedly took measures to cure Presley of his addiction.
    1982 - Top Hits
“Centerfold” - The J. Geils Band
“Open Arms” - Journey
“I Love Rock ’N Roll” - Joan Jett & The Blackhearts
“Blue Moon with Heartache” - Roseanne Cash
    1984 - A major winter storm produced blizzard conditions in northwestern Kansas and southern Nebraska. This storm, which began affecting the region on the 18th, dumped 10 to 20 inches of snow over the above mentioned areas. A severe ice storm occurred in northeastern Kansas with 1 inch ice accumulations common. The 1400 foot radio tower for KLDH-TV near Topeka buckled and then collapsed from the weight of a 3 inch coating of ice. This ice storm ranks as one of the worst ever to hit Kansas.
    1985 - IBM announced that it was planning to stop making the PCjr consumer-oriented computer. The machine had been expected to dominate the home computer market but didn’t quite live up to those expectations. In the 16 months that the PCjr was on the market, only 240,000 units were sold. A young software programmer purchased the rights to the operating system and started a “tiny” software operation compared to IBM to be called Microsoft in the near future. 
    1987 – Televangelist Jim Bakker resigned as head of the PTL Club due to a brewing sex scandal.
    1988 - Michael Jackson begins construction on his 2,800-acre ranch and private amusement park in Santa Barbara, CA, which he will name "Neverland" after a fantasy location in his favorite book, Peter Pan, a place where children never grow up. 
    1988 – Koufax clone Clayton Kershaw was born in Dallas.  The Dodgers’ lefty is a three-time Cy Young Award winner and was the 2014 NL MVP.  His career ERA and average WHIP are the lowest among starters in the live ball era with a minimum of 1,000 innings pitched.  Kershaw has a career hits allowed per nine innings pitched average of 6.61—the second-lowest in MLB history.  In a high school playoff game, he pitched an all-strikeout perfect game.
    1990 - Top Hits
“Escapade” - Janet Jackson
“Black Velvet” - Alannah Myles
“Roam” - The B-52’s
“Hard Rock Bottom of Your Heart” - Randy Travis
    1991 - NFL owners stripped Phoenix of the 1993 Super Bowl game due to Arizona not recognizing Martin Luther King Day.
    1991 – The KC Royals put Bo Jackson on waivers.
    1997 - Major League Baseball owners gave final approval to the sale of the Los Angeles Dodgers from Peter O’Malley to Fox Entertainment, a unit of media mogul Rupert Murdoch’s Australian-based news conglomerate, News Corp. O’Malley had inherited the Dodgers from his father, Walter, who moved the team from Brooklyn to Los Angeles following the 1957 season, for which Brooklyn fans never forgave him. Critics of the $311 million sale to Murdoch’s company bemoaned the fact that one more team would no longer be family-owned. Nobody seemed happy about the sale except for Rupert Murdoch, reported never to have seen the team play in person.
    1998 - Seven cities in California and Nevada reported record high temperatures for the date as readings soared into the 80s and lower 90s. Los Angeles reported a record high of 89 degrees. Five cities in south central Texas reported record lows, including El Paso, with a reading of 22 degrees.
    1999 - Six cities reported new record low temperatures for the date as cold arctic air settled into the Upper Midwest for Palm Sunday, including Marquette, MI with a reading of 11 degrees below zero.
    2000 - Vector Data Systems conducted a simulation of the 1993 Branch Davidian siege in Waco, TX. The simulation showed that the government had not fired first.
    2002 - Operation Anaconda, the largest US-led ground offensive since the Gulf War, ended in eastern Afghanistan. During the operation, which began on March 2, it was reported that at least 500 Taliban and al Qaeda fighters were killed. Eleven allied troops were killed during the same operation.
    2003 - Operation Iraqi Freedom: At 9:30pm, EST, two hours past a deadline for Iraqi dictator Saddam Hussein to step down from power, US and British forces began air strikes against this regime. A ground campaign (adding Australian forces) followed quickly, and by April 9, Baghdad was in allied control and Hussein had disappeared. On May 1, President George W. Bush announced the end of major military operations in Iraq, although a peacekeeping force remains and faces violet and fatal attacks from insurgents. Hussein was captured by US forces on December 13, 2003. On June 28, 2004, Iraq regained its sovereignty. And on December 15, 2005, 70 percent of Iraqi’s registered voters turned out for parliamentary elections---one of the freest elections on record in the Arab world.
    2003 - Denver digs out from the second-biggest snowstorm in the city's history. Almost two and a half feet of wet snow over 36 hours shuts down the city. The month ends as Denver's snowiest March on record.
    2012 – New York Mets owners Fred Wilpon and Saul Katz, facing a $300 million lawsuit, agree to pay $162 million into a trust fund for victims of Bernard Madoff's fraudulent investment scheme, thus averting a trial. The payoff is because they were among the few investors who made money out of their investments in Madoff's fund, while thousands of smaller investors lost everything when the whole house of cards collapsed in 2009. Wilpon and Katz will put up $29 million of their own money in the settlement.
    2013 - NASA's Mars rover Curiosity discovered further evidence of water-bearing minerals.

NCAA Basketball Champions:
    1955 - San Francisco
    1960 - Ohio State
    1966 - Texas Western