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Leasing News is a web site that posts information, news, and
entertainment for the commercial alternate financing,
bank, finance and leasing industries

kitmenkin@leasingnews.org
   





Friday, November 30, 2018



Today's Leasing News Headlines

Auction is on for December 5 regarding the Shares
     of Amur Equipment Finance and et al
Quiktrak Updated
   Site Inspection Services
Equipment Leasing Associations
   Related Finance Associations – Updated
New Hires/Promotions in the Leasing Business
    and Related Industries
Leasing Industry Ads---Help Wanted
   Salespeople Wanted Nationwide
Soaring House Prices Hurt Home Affordability
 U.S. House Price Index/Housing Opportunity Chart
Look at Life as if You Were a Bus Driver
   Placard
Certified Lease & Finance Professionals' Handbook
    Available as eBook
Equipment Leasing & Finance Foundation Elects Officers,
    Welcomes New Trustees, Presents Research Award
Green Book/Burning
The Incredibles 2/Sorry to Bother You/Some Like it Hot
   Film/Digital Reviews by Leasing News' Fernando Croce
German Shepherd Mix
   Grand Rapids, Nebraska  Adopt-a-Dog
How to Check Your Internet Speed
   Connections Vary, Learn What You Signed Up For
News Briefs---
Fed retunes message for 2019, opening door to 'slow down'
   more cautious approach on further rate hikes next year
Deutsche Bank offices raided in money-laundering probe
  Police raided six Deutsche Bank offices in and around Frankfurt
A Farmer’s Tough Year on a Trade War’s Kansas Front
  The Price of Soybean on his life

Broker/Funder/Industry Lists | Features (wrilter's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months

www.leasingcomplaints.com (Be Careful of Doing Business)
www.evergreenleasingnews.org
Leasing News Icon for Android Mobile Device 

You May have Missed---
 Poem
  Sports Brief----
   California Nuts Brief---
     "Gimme that Wine"
     This Day in History
      SuDoku
       Daily Puzzle
        GasBuddy
         Weather, USA or specific area
          Traffic Live----

######## surrounding the article denotes it is a “press release,” it was not written by Leasing News nor has the information been verified. The source noted. When an article is signed by the writer, it is considered a “byline.” It reflects the opinion and research of the writer.




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[headlines]

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Auction is on for December 5 regarding the Shares
of Amur Equipment Finance, et al.

An auction is about to occur due to the loss of a $167 million line of credit in August, 2018 re: Amur Finance IV LLC, as noted in the Leasing News article, "Delaware Appeals Court Affirms Judgment in Amur Finance Case." (1)

Interest payments were reportedly not being made and revenue was diverted from securitized leases on its $167 million line of credit.  The judgement was confirmed July 9, 2018 and involved collateral, including Amur Equipment Finance shares. The Notice of Collateral Sale was sent. After an attempt at appeals, the date for the actual auction was set December 5, 2018. The Collateral Agent Mr. Gavin Wilkinson, UMB Bank, Minneapolis, Minnesota, told Leasing News the auction was to go forward. (2)

The latest news has Amur Equipment Finance purchasing the Wells Fargo banking office at 304 W. Third Street, Grand Rapids, Nebraska, as the new location, providing additional space to grow its existing workforce by 50 percent, reports the Grand Island Independent. (3)

In October, Amur Equipment Finance announced it had closed its 6th term securitizations, issuing $250.9 million in Asset-Backed notes (4)

Amur Finance Equipment was asked for a comment, send sent the following email:
“The Notice of Disposition of Collateral relates to ongoing litigation between certain unwinding funds managed by Pine River Capital Management LP and a separate affiliate of Amur called Amur Finance IV LLC.  Amur, by policy, does not comment on ongoing litigation, however, please note that Amur Equipment Finance, Inc. is not a party to this litigation and it in no way affects the business or operations of Amur Equipment Finance, Inc.”

The fact is the auction does affect many Amur investments, and specifically 7,546.22 shares of Series A Preferred Stock of Amur Equipment Finance, par value $1,000 per share. (2) Maybe a small stock dollar number or perhaps to be bid upon by Amur Equipment Finance or its straw buyer.

The entire series of events is strange with all the red flags in the securitization was cleared,  the line of credit at Key Bank was renewed, and an announcement of a purchase of a building as the company was expanding, at the same time a liquidation auction is scheduled, while the liquidation auction is scheduled.  In addition, as Leasing News noted in stories about the company, there were major changes in personnel at Amur, with many key people leaving, including presidents, syndicators, sales personnel. (5)

(1) Delaware Appeals Court Affirms Judgment in Amur Finance Case by Tom McCurnin, Leasing News Legal Editor
 http://leasingnews.org/archives/Aug2018/08_01.htm#deleware

(2) Notice of Disposition of Collateral, December 5, 2018
http://www.leasingnews.org/PDF/dispostion_collateral2018.pdf

(3) Purchase Wells Fargo building in Grand Rapids, Nebraska
https://www.theindependent.com/news/business/new-building-will-give-amur-equipment-finance-room-to-grow/article_8d0c0ad2-e6ef-11e8-9982-134743a6390e.html

(4) Amur Equipment Finance Closes Sixth Term Securitization
Issuing $250.9MM in Asset-Backed Notes
http://leasingnews.org/archives/Oct2018/10_19.htm#amur

(5) The Inside of What is Going on at Amur Financial Group
 http://leasingnews.org/archives/Aug2018/08_01.htm#inside

Michael Coon No Longer at Amur Equipment Finance
  Sales People Reportedly Are Leaving, Too
http://leasingnews.org/archives/Sep2018/09_12.htm#coon

 

 

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Site Inspection Services

Company Name
Year Founded
Contact
Website 
Associations
Full-time 
Employees
Part-Time
Employees or Ind. Contractors
Additional 
Services
Major
Clients

Quiktrak, Inc.
1991
Walt Graham
National Account Executive
wgraham@quiktrak.com
503.214.3034 (direct)
quiktrak.com
AACFB, ELFA, ETA, NEFA

114
Employees

900+
Independent
Contractors 

Equipment & Site Inspections,
Commercial Collections,
Audit & Inventory Management
(Floor Plan), Vehicle Condition Reports
Inventory
Verification
USA/Canada
UK, Europe,
Asia, Australia
 

Full List:
http://www.leasingnews.org/Site_Insp/Default.htm




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http://www.leasingnews.org/associations.htm

Alternate Finance Association Membership
http://leasingnews.org/archives/Jul2017/07_17.htm#alternate

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New Hires/Promotions in the Leasing Business
and Related Industries


Kevin Donovan was hired as First Vice President, East West Bank, Oakland, California.  Previously, he was at US Bank Equipment Finance, joining May, 2006 as Senior Vice President and  Region Manager; promoted January, 2016, Area Manager, Senior Vice President: SVP, Area Manager, RBS Asset Finance (February, 2002 - May, 2006); Senior Vice President, Heller Financial (January, 1992 - January, 2002); Vice President, Area Manager, Chrysler Capital Corporation (June, 1982 - December, 1991). Education: University of Southern California, MBA, Finance (1974 - 1976). Activities and Societies: Beta Gamma Sigma, MBA Advisory Council.  University of California, Berkeley. BA, Economics (1970 - 1974).  Activities and Societies: Phi Sigma Kappa Fraternity; Californians (campus based activity group). IFC, Vice President. Graduated with Distinction.
https://www.linkedin.com/in/kevin-donovan-47bb078/


Neilly Feitor was hired as Credit Coordinator, Equirex Leasing Corp., Oakville, Ontario, Canada.  Previously she was at Bodkin Leasing Corporation, joining November, 2009, as Receptionist; promoted May, 2011, Funding Administrator; promoted, May, 2016, Credit Coordinator. Prior, she was CSR, TD Canada Trust (June, 2009 - May, 2011). https://www.linkedin.com/in/nelly-feitor-039629b9/


Todd Glickstern was hired as Director Originations, Structured Finance, Hitachi Capital Corp., Chicago, Illinois. "His responsibility will be for originating and managing structured finance transactions, as well as large ticket equipment leases/loans and leveraged loans."  Senior Vice President, GE Capital (July, 1985 - October, 2018). "He served as a Senior Vice President. Prior to that, he held a series of senior positions throughout GE Capital including Senior Vice President at GE Antares Capital and Region Sales Manager at GE Corporate Finance. He has extensive experience in equipment leasing, financial structuring and analysis, leverage lending, risk mitigation, and process improvement..  Hitachi Capital America Structured Finance Vice President and General Manager Chris Pagano, said, “Todd’s market expertise, industry connections, sales acumen, and his ability to foster key relationships will be instrumental as we work to expand our market share.  We’re excited to have someone of Todd’s caliber on our team." Education: University of Bridgeport.  Bachelor of Science (BS), Management & Industrial Relations’ (1982 - 1985). https://www.linkedin.com/in/todd-glickstern-a14b888/#experience-section


David Gresso was hired as Senior Executive, Envision Capital Group, Laguna Hills, California. Previously, he was Vice President of Sales, Partners Capital Group (February, 2015 - September, 2018); Asset Manager, Carrington Property Services (February, 2012 - October, 2014); Asset Manager, REDC (209-2011).  Education: San Diego State University. Bachelor's degree, Liberal Arts and Sciences/Liberal Studies (1988 - 2004). Pattonville High School.  https://www.linkedin.com/in/david-gresso-47799272/



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Housing affordability in the United States remained at a decade low in Q3 2018, as only 56.4 percent of new and existing homes sold during the three month period ending September 30 were affordable to families earning the U.S. median income of $71,900. That’s according to the National Association of Home Builders (NAHB)/Wells Fargo Housing Opportunity Index (HOI) released earlier this month.

“Continuing home price appreciation and rising interest rates coupled with persistent labor shortages are contributing to housing affordability concerns,” said NAHB Chairman Randy Noel, as the national median house price edged up to $268,000 in the third quarter.

The following chart illustrates the direct link between house prices and affordability. Home prices have reached historically high levels this year, exceeding the previous peak reached in 2006/2007 before the housing bubble burst. Back then, home affordability was even lower though, with only 40 percent of homes sold affordable to a median-income family.

By Felix Richter, statista.com

https://www.statista.com/chart/16253/us-house-price-index-and-housing-opportunity-index/

 



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Certified Lease & Finance Professionals' Handbook
Available as eBook

Reid Raykovich, Executive Vice President, said, "Ever since taking over the CLFP Foundation, people have asked me why we don't offer a digital edition of The Certified Lease & Finance Professionals' Handbook.  I'm happy to say that we now do! "

The book is also available at Amazon in print.  Rakuten kobo introduces the ebook by Deborah Reuben, CLFP, CLFPs and Industry Experts: https://www.kobo.com/us/en/ebook/the-certified-lease-finance-professionals-handbook

 

 

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##### Press Release ############################

Equipment Leasing & Finance Foundation Elects Officers
Welcomes New Trustees, Presents Research Award

Washington, DC, – The Equipment Leasing & Finance Foundation (Foundation) announced the officers of its Board of Trustees who will serve in 2019. Board Officers serving are:

  • Jeffry Elliott, Senior Managing Director, Huntington Equipment Finance, as Chairman;
  • Scott Thacker, Chief Executive Officer, Ivory Consulting Corporation as Vice Chairman;
  • Nancy Pistorio, President, Madison Capital LLC, as Treasurer;
  • Ralph Petta, President, Equipment Leasing and Finance Association (ELFA) as President;
  • Paul Laurenza, Member, Dykema Gossett, as Secretary.

 The officer elections were held during the Board of Trustees’ Annual Meeting.

The new members appointed to the Foundation Board of Trustees include:

  • Chris Enbom, Chief Executive Officer and Chairman, AP Equipment Financing;
  • Lori Frasier, Senior Vice President, Strategy and Performance Management, Key Equipment Finance;
  • Valerie Gerard, Senior Managing Director, The Alta Group LLC;
  • Zack Marsh, Chief Financial Officer, Orion First Financial, LLC;
  • Michael Romanowski, President, Farm Credit Leasing Service Corporation.

“It’s a privilege to have the professional expertise and commitment of our Trustees to guide the Foundation in 2019,” said Jeffry Elliott. “We’re grateful for their dedication to the Foundation’s mission, which benefits the entire equipment finance industry.”

Other 2019 Trustees are:

  • Jeffrey Berg, Executive Vice President, DLL
  • Katie Emmel, Chief Operating Officer, International Decision Systems
  • Eric Hanson, Senior Managing Director, Macquarie Capital
  • Randy Haug, Executive Vice President and Vice Chairman, LTi Technology Solutions
  • James Johnson, Ph.D, Retired, Professor of Finance, Northern Illinois University
  • Donald Link, Vice President and General Manager, Medium and Small Ticket Finance Division, Hitachi Capital America Corp.
  • Bonnie Michael, Vice President, Legal and General Counsel, Volvo Financial Services
  • Thomas Petersen, Executive Vice President, Wells Fargo Equipment Finance
  • Thomas Ware, Senior Vice President, Analytics and Product Development, PayNet, Inc.
  • Kelli Nienaber, Executive Director, Equipment Leasing & Finance Foundation

Steven R. LeBarron Award

Research Committee Chair Thomas Ware honored Kelly Reale, Vice President, Strategy and Performance Management, Key Equipment Finance, with the Steven R. LeBarron Award for Principled Research during the Foundation’s Annual Research Planning Meeting, which was held along with the Annual Board Meeting.

Reale has been a dedicated participant of numerous Foundation Research Committee projects including Managed Solutions and Driverless Vehicles/Robotic Technologies. Reale also led the steering committee for the Fintech report, Headwinds, Undercurrents, and Tailwinds: How Equipment Finance Companies Can Learn and Benefit from the Fintech Phenomenon. This award is presented annually in memory of LeBarron to the Research Committee member who demonstrates the insight, fortitude, and dedication he exemplified.

ABOUT THE FOUNDATION

The Equipment Leasing & Finance Foundation is a 501c3 non-profit organization that propels the equipment finance sector—and its people—forward through industry specific knowledge, intelligence, and programs that contribute to industry innovation, individual careers, and the overall betterment of the equipment leasing and finance industry. The Foundation is funded through charitable individual and corporate donations. Learn more at www.leasefoundation.org.

### Press Release ############################



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Fernando's View
By Fernando F. Croce

Crowd-pleasing comedy-drama (“Green Book”) and engrossing mystery (“Burning”) come to theaters, while DVD releases offer zippy animation (“The Incredibles 2”), sharp satire (“Sorry to Bother You”), and a rip-roaring classic (“Some Like It Hot”).

In theaters:

Green Book (Universal Pictures): Better known as one half of the Farrelly Brothers (“There’s Something About Mary”), director Peter Farrelly goes solo in this crowd-pleasing comedy-drama, which is already gathering Oscar buzz. Set during the Sixties in the bitterly segregated South, the based-on-a-true-story narrative unfolds as a road picture shared between two unlikely travelers. Don Shirley (Mahershala Ali) is an African-American pianist on his way to a concert, who hires an Italian-American bouncer named Tony Vallelonga (Viggo Mortensen) as driver and bodyguard. Though their personalities are complete opposites, the two gradually develop a strong bond that contrasts with the divided cultural landscape around them. Approaching thorny material with unrelenting optimism, Farrelly’s film benefits enormously from the performances of his leading men, who approach each mismatched situation with humor and poignancy.

Burning (Well Go USA Entertainment): Critically acclaimed South Korean director Lee Chang-dong (“Secret Sunshine”) delivers another intense, allegorical drama with this deliberately paced yet engrossing mystery. Taking place in Seoul, the story centers on Jong-soo (Yoo Ah-In), an aspiring novelist who makes a living as a deliveryman. His life takes an unexpected turn when he runs into Hae-mi (Jeon Jong-seo), a former schoolmate who grows increasingly intimate with him. When she vanishes while on a trip to Africa, however, he becomes suspicious that Hae-mi’s sophisticated friend Ben (Steven Yeun) may have something to do with it. Ambiguity builds on top of ambiguity as Jong-soo’s paranoid mood shifts take hold of him. Taking as its theme everyday enigmas that people carry inside them, Lee’s film makes for challenging, rewarding viewing. With subtitles.

Nextflix: The Walt Disney of comic-books, Stan Lee (1922-2018) was the man behind characters that continue to thrill audiences decades after they were created. So check out Netflix for the best movies based on his works, which include “Spider-Man” (2002), “Iron Man” (2008), “Captain America” (2011), and “The Avengers” (2012).

On DVD:

The Incredibles 2 (Walt Disney Studios): One of the most modern dynamic animators, Brad Bird delivers another generous dose of exhilaration with this much-anticipated sequel to his 2004 hit “The Incredibles.” Picking up right where the predecessor left off, the story catches up with the eponymous family of superheroes and their various combinations of quotidian duties and world-saving missions. Mrs. Incredible (voiced by Holly Hunter), Mr. Incredible (Craig T. Nelson) and their children find themselves undergoing a change of image in the wake of a messy mission, which brings them face to face with a new and unexpected villain. Mingling parenthood with top-secret heroism, Bird’s rousing movie delights with spirited vocal performances (others in the cast include Samuel L. Jackson and Catherine Keener) and action sequences that put Marvel blockbusters to shame.


Sorry to Bother You (Annapurna Pictures): Rapper Boots Riley makes an impressive directorial debut with this energetic, trenchant social satire, set in a dark-fantasy version of Oakland. The protagonist is Cassius Green (Lakeith Stanfield), a hapless telemarketer whose struggling life takes a sharp turn when he discovers a way to increase his sales at work. Learning to use what he calls his “white voice,” he finds himself skyrocketing to the top of the company, where he falls under the spell of CEO Steve Lift (Armie Hammer). Facing untold riches, Cassius is more than ever torn between capitalistic gains and the underdog integrity represented by his friends and colleagues. Working with a strain of comic sci-fi reminiscent of Terry Gilliam’s “Brazil,” Riley fires a sharp and original blast that tackles race and greed.


Some Like It Hot (Criterion): Beloved as one of the greatest comedies ever made, Billy Wilder’s 1959 masterpiece remains as rip-roaringly funny as the day it was released. Set in the Prohibition era, it follows a pair of unemployed musicians, Joe (Tony Curtis) and Jerry (Jack Lemmon), on the run after they witness an underworld Chicago rubout. Desperate, they disguise themselves as women and hop a train to Florida with an all-girl band. Complications arise when Joe falls for Sugar (Marilyn Monroe, in an iconic role) and poses as a millionaire, while Jerry must dodge a flirtatious coot (Joe E. Brown) who’s quite taken with his “feminine” self. Frenetically paced and overflowing with side-splitting gags (including an immortal last line), Wilder’s classic beautifully blends his trademark cynicism with a timeless screwball effervescence.

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German Shepherd Mix
Grand Rapids, Nebraska  Adopt-a-Dog

Kodo
ID # 39798706
Male
8 years, 2 months
Large
Black/Tan
Neutered
Declawed
Housetrained: Unknown
Site: Central Nebraska Humane Society

        
"HI! My name is Kodo! I am a pretty timid guy at first but once I get to know you I become your best friend! I love being outside so if you come to meet me take me outside and you will see the amazing guy I can be! I would do well in a home with children and other dogs if I meet them first, low foot traffic would be best for me since I do get scared easily. With time I know I can the best dog you have ever had! If you want to meet me come down to the Central Nebraska Humane Society and say hello!!!!! Can't wait to see you soon!"

Central Nebraska Humane  Society
1312 Sky Park Road
Grand Island, NE 68801
Phone:308 -385-5305
Contact us:
http://www.centralnebraskahumanesociety.com/contactus

Please call us ahead of time to verify availability. Some pets are in foster homes and available to meet by appointment only.

Adopt a Pet
http://www.adoptapet.com/

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How to Check Your Internet Speed
Connections Vary, Learn What You Signed Up For

There are many free programs that check your internet speed. It is a very good idea to do often to learn the wired and wireless speed of the computer or device you are using. This one gives you fast, free answers:

www.speedtest.net

You must be aware of peak times and distance from your provider to the link make a difference. Your provider may also be overloaded with users. If you are getting too slow a speed, too often, time to change. It may require a faster modem, most often provided by the company, which I recommend. The fact is modem speed and abilities change. Don't think you are saving money by buying, as obsolescence of these devices is often and less expensive speeds is the trend with faster modems required. Lease the modem.


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News Briefs----

Fed retunes message for 2019, opening door to 'slow down'
   more cautious approach on further rate hikes next year
https://www.reuters.com/article/us-usa-fed-powell-analysis/fed-retunes-message-for-2019-opening-door-to-slow-down-idUSKCN1NY2UF

Deutsche Bank offices raided in money-laundering probe
Police raided six Deutsche Bank offices in and around Frankfurt
https://nypost.com/2018/11/29/deutsche-bank-offices-raided-in-money-laundering-probe/

A Farmer’s Tough Year on a Trade War’s Kansas Front
  The Price of Soybean on his life
https://www.nytimes.com/2018/11/29/business/economy/farmer-trade-tariffs.html

 


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You May Have Missed---

Cash Advance Sign Here lose everything
https://www.bloomberg.com/graphics/2018-confessions-of-judgment/


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You Must Not Quit

When things go wrong, as they sometimes will,

When the road you're trudging seems all uphill,
When the funds are low and the debts are high,
And you want to smile, but you have to sigh,
When care is pressing you down a bit-
Rest if you must, but don't you quit.
Life is queer with its twists and turns,

As every one of us sometimes learns,
And many a fellow turns about
When he might have won had he stuck it out.
Don't give up though the pace seems slow -
You may succeed with another blow.
Often the goal is nearer than

It seems to a faint and faltering man;
Often the struggler has given up
When he might have captured the victor's cup;
And he learned too late when the night came down,
How close he was to the golden crown.
Success is failure turned inside out -

The silver tint in the clouds of doubt,
And you never can tell how close you are,
It might be near when it seems afar;
So stick to the fight when you're hardest hit -
It's when things seem worst that you must not quit.

---annoymous

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Sports Briefs---

It's a deal: Rams settle lawsuit
   over personal seat licenses in St. Louis
https://www.stltoday.com/sports/football/professional/it-s-a-deal-rams-settle-lawsuit-over-personal-seat/article_9b26e54d-c359-5366-978c-6b0dea2f3860.html

Cowboys down Saints
https://www.star-telegram.com/sports/spt-columns-blogs/mac-engel/article222411650.html#navlink=Lead

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California Nuts Briefs---

San Diego home sales down for 5th straight month
https://www.sandiegouniontribune.com/business/real-estate/sd-fi-home-prices-october-20181129-story.html

Wildfires Leave Behind Billion-Dollar Losses
https://dsnews.com/daily-dose/11-27-2018/wildfires-leave-behind-billion-dollar-losses

Cal Fire rescuers pull three families from flooded homes
 near Butte County fire zone
https://www.sacbee.com/news/local/article222385640.html

Shutterfly Donating Camp Fire Victims Photo Books, Money
https://patch.com/california/losgatos/s/gkbdy/shutterfly-donating-camp-fire-victims-photo-books-money


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“Gimme that Wine”

http://www.youtube.com/watch?v=EJnQoi8DSE8

This California Winery is Revolutionizing American Sparkling Wine
https://vinepair.com/articles/this-california-winery-is-revolutionizing-american-sparkling-wine/

This Year in Wine, According to Wine Spectator
https://www.theepochtimes.com/this-year-in-wine-according-to-wine-spectator_2719566.html


Wine Prices by vintage
http://www.winezap.com
http://www.wine-searcher.com/

US/International Wine Events
http://www.localwineevents.com/

Leasing News Wine & Spirits Page
http://two.leasingnews.org/Recommendations/wnensprts.htm

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----------------------------------------------------------------

This Day in History

        1729 - Birth of Samuel Seabury (d. 1796), Groton, CT.  First bishop of the American Protestant Episcopal Church. Following the American Revolution, Seabury helped formulate the constitution which made the American Protestant Episcopal Church independent and autonomous from the Church of England.
    1782 - The Articles of Peace between Great Britain and the U.S., which were to end America's War of Independence, were signed at Paris, France. The refined and definitive treaty of peace between Great Britain and the U.S. was signed at Paris, on September 3, 1783. In it, "His Britannic Majesty acknowledges the United Sates...to be free, sovereign and independent states; that he treats them as such; and for himself, his heirs and successors, relinquishes all claims to the government, propriety and territorial rights of the same, and every part thereof..." The time delay was not only due to communication by sea, but time was needed for over 100,000 loyalists to leave the United States. Also known as Tories, the loyalists suffered various penalties for their loyalty to the Crown, including confiscation of property, removal from public office, and punitive taxation. Probably no more than 10% of the colonials were Tories, who were generally well-to-do, engaged in commerce, or the professions, or public officials. Many fled to Canada, where they were granted land if they fought in the British Army, some to England. Some returned after the war. Many, however, had remained behind, thinking Great Britain would win the war. After the conflict, those Tories that did remain were able to recover at least part some of their confiscated property, according to historians. In 1784, a major depression crippled the U.S. economy, prompting states to institute separate measures to aid recovery. The hardships suffered during this depression led to Shays' Rebellion on January 25, 1787.
    1804 – The impeachment trial of Supreme Court Justice Samuel Chase began.  President George Washington appointed Chase as an associate justice of the Supreme Court in 1796.  President Thomas Jefferson, alarmed at the seizure of power by the judiciary through the claim of exclusive judicial review, led his party's efforts to remove the Federalists from the bench. His allies in Congress had, shortly after his inauguration, repealed the Judiciary Act of 1801, abolishing the lower courts created by the legislation and terminating their Federalist judges despite lifetime appointments.  Chase, two years after the repeal in May 1803, had denounced it in his charge to a Baltimore grand jury, saying that it would "take away all security for property and personal liberty, and our Republican constitution will sink into a ‘mobocracy.’  Earlier, in April 1800, Chase acting as a district judge, had made strong attacks upon a defendant who had been indicted under the Alien and Sedition Acts, behaving more like a prosecutor than a judge.  Jefferson saw the attack as indubitable bad behavior and an opportunity to reduce the Federalist influence on the judiciary by impeaching Chase, launching the process from the White House when he wrote a Congressman, asking: "Ought the seditious and official attack [by Chase] on the principles of our Constitution . . .to go unpunished?"  Virginia Congressman John Randolph took up the challenge and took charge of the impeachment. The House served Chase with eight articles of impeachment in late 1804.  One article covered Chase's conduct with the New Castle grand jury, charging that he "did descend from the dignity of a judge and stoop to the level of an informer by refusing to discharge the grand jury, although entreated by several of the said jury so to do." Three articles focused on procedural errors made during Chase's adjudication of various matters, and an eighth was directed at his “intemperate and inflammatory … peculiarly indecent and unbecoming … highly unwarrantable … highly indecent” remarks while "charging" or authorizing a Baltimore grand jury. The Senate began the impeachment trial of Chase in early 1805, with Vice President Aaron Burr presiding and Randolph leading the prosecution.  All the counts involved Chase's work as a trial judge in lower circuit courts. The heart of the allegations was that political bias had led Chase to treat defendants and their counsel in a blatantly unfair manner. Chase's defense lawyers called the prosecution a political effort by his Republican enemies. In answer to the articles of impeachment, Chase argued that all of his actions had been motivated by adherence to precedent, judicial duty to restrain advocates from improper statements of law, and considerations of judicial efficiency.  The Senate voted to acquit Chase of all charges on March 1, 1805. He is the only U.S. Supreme Court justice to have been impeached. 
    1810 - Birthday of rifle maker Oliver Fisher Winchester (d. 1880), Boston.  Rifle maker. His company acquired rights to manufacture pistols and rifles patented by Tyler Henry and others. The repeating rifle was in full production by 1860 and was in heavy demand during the Civil War, during which Winchester continued to improve the rifle's design by acquiring other patents. He renamed the company the Winchester Repeating Arms Company in 1866. A political and philanthropic figure, he was lieutenant governor of Connecticut (1866–67) and made large donations to Yale. 
    1812 - American forces invaded Canada at Queenston on October 13 and lost.  British forces under General Brock hurried down the road from Niagara-on-the-Lake to reinforce the troops at Queenston. When they arrived, the fight began to warm up and the main body of the American militia, on the U.S. side, refused to cross the river to back up the success of their comrades. Their cowardice in abandoning the brave men who had gone before, and the poor leadership of the American Forces changed victory to defeat and possibly changed the entire outcome of the war. General Brock led an attack against the forces on the hill and was killed by a sniper's bullet in the first charge. U.S. forces were back again on this date with an army of 5,000 troops assembled near Buffalo. A small force crossed the river and captured a British battery. General Smythe demanded the British surrender Fort Erie, when this was refused, he called off the invasion plan. His men broke their weapons in frustration and humiliation. Smythe was publicly called a coward and challenged to a duel by U.S. Col. Peter Proter. He resigned his command of the frontier, but was dismissed from the army in disgrace by the Senate. After two years of bloodshed, misguided and misdirected efforts, the armies were back where they started. There was no doubt that both sides of the river gave a heartfelt sigh of relief when the Treaty of Ghent ended the war in December, 1814.
http://www.goniagarafalls.com/history.html
    1835 - Birthday of Samuel Langhorne Clemens (d. 1910) at Florida, MO.  Known as Mark Twain, celebrated American author, whose books include: “The Adventures of Tom Sawyer,’ “The Adventures of Huckleberry Finn” and “The Prince and the Pauper.” Twain is quoted as saying, “I came in with Halley's Comet in 1835. It is coming again next year, and I expect to go out with it.” He did, Apr 21, 1910 (just one day after Halley's Comet perihelion).
http://memory.loc.gov/ammem/today/nov30.html
    1854 - "Fighting Mary" Eliza McDowell (d. 1936), was born in Cincinnati. A social worker, she helped organize the first women's local union of the Amalgamated Meat Cutters in 1902. Comprised mostly of women workers, the Local grew to more than 1,000 members.
http://www.chicagotribute.org/Markers/McDowell.htm
http://womenshistory.about.com/library/bio/blbio_mcdowell_mary.htm
    1866 - Construction begins on the first underwater highway tunnel, the Washington Street Tunnel, beneath the Chicago River, Chicago, IL. The total length of the tunnel and its approaches as 1,520 feet. It was lowered in 1907 to provide a clear draft of 27 feet in the Chicago River.
    1874 – Birthday of Lucy Maud Montgomery (d. 1942), Toronto, Canada.  Writer, famous for her juvenile books, especially “Anne of Green Gables” (rejected by several publishers) published in 1908, and followed by six sequels.
http://www.kirjasto.sci.fi/lmmontg.htm
    1874 – World War II British prime minister Winston Churchill was born at Blenheim Palace, Woodstock, England.  His mother, Lady Randolph, originally Jennie Jerome, was born in Brooklyn.  Who knew he was half-American?
    1875 - A severe early season cold wave set November records. Temperatures plunged to 5 degrees in New York City, NY, 2 below at Boston, MA and 13 below at Eastport, ME.
    1887 - The first softball game was played at the Farragut Boat Club, Chicago, IL. The game was invented by George W. Hancock, who devised a set of rules that gradually developed as the game progressed. A broomstick was used for the bat and a boxing glove for the ball. The game was known variously as Diamond Ball, Fast Ball, Kitten Ball, Playground Ball, and recreation Ball. It was named softball by Walter C. Hakanson.
    1901 – The man who scouted Jackie Robinson for Branch Rickey, Clyde Sukeforth (d. 2000), was born in Washington, ME.
   1906 - Birthday of John Dickson Carr (d. 1977), Uniontown, PA.  Under pseudonyms Carr Dickson, Carter Dickson, Roger Fairbairn, he was a writer of detective fiction, whose specialty was "locked-room” puzzles, which he developed to its limits. Published about 80 mysteries. Fifty of them featured one of his three detectives - Henri Bencolin, Dr. Gideon Fell, & Sir Henry Merrivale.
http://www.kirjasto.sci.fi/jdcarr.htm
    1907 - Disappearance of SF Police Chief William Biggy.  After the non-fatal shooting of special prosecutor Francis J. Heney by an excused juror named Morris Haas, Chief Biggy endured public criticism for negligence for the fact that Haas had a small derringer and committed suicide under police watch. Upon falling out with the men supporting the graft prosecution, Biggy was placed under surveillance by detectives employed by William J. Burns, a special agent to the prosecution.  Biggy went overboard from a police launch during a nighttime crossing of San Francisco Bay after discussing his resignation with police commissioner Hugo Keil. His body was found floating in the bay two weeks later. Because Biggy, a devout Catholic, was considered an unlikely suicide, the Coroner's Jury returned a verdict of accidental death although many people believed that he had committed suicide and the death remains unsolved.
http://www.sfmuseum.org/sfpd/sfpd1.html
http://www.thejukejoint.com/franksinatrajr.html
    
    1907 – Pike Place Market in Seattle was dedicated.
    1907 – Brooklyn Dodger fans will remember Happy Felton, born Francis Joseph Felton (d. 1964) in Bellevue, PA.  Felton was a musician and television and radio personality who hosted the very popular show “Happy Felton's Knothole Gang” which preceded telecasts of Dodgers games. He had a knack for working with children and, in 1949, pitched the idea of pre-game show aimed at a young audience and featuring young fans to Dodgers owner Walter O’Malley. The proposal was accepted, the first installment aired on April 21, 1950 and continued until the Dodgers moved to LA for the 1958 season.
    1912 - Birthday of Gordon Parks (d. 2006), Ft. Scott, KS.  Film director/writer, “The Learning Tree.” Photographer for Life magazine, director of "The Learning Tree" and "Shaft," called a "Twentieth Century Renaissance man" by the NAACP, who awarded him its Spingarn Medal in 1972.
    1915 - "Brownie" McGee, born Walter Brown McGee (d. 1996), blues singer and guitarist, born Knoxville, Tennessee. Best known as part of the duet Brownie McGee and Sonny Terry. http://www.island.net/~blues/sonnyter.html
http://www.bluespower.com/a-bm01.htm
http://www.imdb.com/name/nm0569185/
    1924 - Birthday of Shirley Chisholm (d. 2005), Brooklyn.  She was the first black woman to serve in U.S. Congress. Got legislation passed that guaranteed minimum wages for domestic workers. Angered the political powers by actively seeking the presidency, winning 154 delegates. After serving seven terms, Chisholm retired from Congress in 1982, becoming a professor at Mount Holyoke College.  In 2015, Chisholm was posthumously awarded the Presidential Medal of Freedom.
    1929 - Birthday of Dick Clark (d. 2012), Mount Vernon, NY.  Long-time host of “American Bandstand,” from 1957-87, entertainer, producer.  As host of Bandstand, Clark introduced rock ‘n’ roll to most Americans. The show gave many new music artists their first exposure to national audiences, including most of the members of the Rock and Roll Hall of Fame. Episodes he hosted were among the first in which blacks and whites performed on the same stage and among the first in which the live studio audience sat without racial segregation. The music establishment, and the adults in general, really hated rock ‘n’ roll. Politicians, ministers, older songwriters and musicians foamed at the mouth. According to Hollywood producer Michael Uslan, "he was able to use his unparalleled communication skills to present it in a way that was palatable to parents.”  Singer Paul Anka claimed that Bandstand was responsible for creating a "youth culture." Due to his perennial youthful appearance and his fame as the host of American Bandstand, Clark was often referred to as "America's oldest teenager" or "the world's oldest teenager."
    1929 - Birthday of Joan Ganz Cooney, television producer, Phoenix, AZ. After winning an Emmy for an anti-poverty special in 1966, she raised the funds to found the Children's Television Workshop which developed and produced “Sesame Street,” “The Electric Company,” and provide home and hearth for the Muppets. 
    1931 - William Ernest “Bill” Walsh (d. 2007) birthday, Los Angeles, CA. Pro Football Hall of Fame coach, Walsh went 102–63–1 with the San Francisco 49ers, winning 10 of his 14 postseason games along with six division titles, three NFC Championships, and three Super Bowls. He was named NFL Coach of the Year in 1981 and 1984. In 1993, he was elected to the Hall of Fame.  Among his many accomplishments to the game, he is credited with introducing the West Coast offense of short, precise passes to complement a solid running game.  Hall of Famers who played for him include Joe Montana, Jerry Rice, Charles Haley, Ronnie Lott, Steve Young and his coaching tree rivals those of Paul Brown, Sid Gilman and Vince Lombardi.
http://www.sportspublishinginc.com/Titles/Bill-Walsh-Finding.html
    1931 –Trumpet player Jack Sheldon birthday, Jacksonville, FL.
http://www.jacksheldon.com/
    1931 – “The Joy of Cooking” is published, perhaps the most popular all-purpose cookbook, self-published by Irma Rombauer (1877-1962—her son by the way started Rombauer Winery in Napa making outstanding wine.) Rombauer's book was a comforting voice for cooks during the Depression, and the book grew into an institution. The first commercial edition of the book appeared in 1936, and it offered a revolutionary “action format” (chronologically ordered ingredients followed by instructions) now commonplace in cookbooks. In reality, she was not a cook, and most of the recipes she collected from friends and others, and wrote in a style for people who were not cooks. The numerous editions overseen by Rombauer and later her daughter and grandson sold more than 14 million copies.
    1933 – Birthday of African-American artist Sam Gilliam, Tupelo, Mississippi. Artist known for unique manipulation of materials resulting in painted sculpture or suspended paintings. His work was in the exhibit African-American Artists 1880-1987.
http://www.ket.org/content/painting/gilliam.htm
http://www.artcyclopedia.com/artists/gilliam_sam.html
http://www.crosstownarts.com/CrosstownArts/client_art/sam/sam.html
    1937 – Birthday of Noel Paul Stookey, Baltimore.  American folk singer. Stookey was "Paul" of the 1960s folk trio Peter, Paul & Mary. Converted in the late 1960s, Stookey is now a Christian recording artist and prefers using his "born again" name, “Noel.”
http://www.peterpaulmary.com/people/nps.htm
http://www.noelpaulstookey.com/index.html  
http://www.peterpaulmary.com/people/nps.htm
    1938 - Bunny Berigan records Bix Beiderbecke’s “Davenport Blues.”
    1939 - Dwight David Eisenhower was issued pilot's license No. 93,258 by the Civil Aeronautics Administration. He learned to fly when he was a lieutenant colonel on General Douglas Macarthur's staff in the Philippines. He is the only President of the United States to hold an airplane pilot's license.
    1940 - Charlie Parker cuts first date with Jay McShann Band, Radio KFBI, Wichita, KS, “I've Found a New Baby.”
    1940 - "I Love Lucy" actress Lucille Ball (28) wed actor Desi Arnaz (23) in Greenwich, CT.
    1941 - Japanese Emperor Hirohito consulted with admirals Shimada and Nagano. Hirohito was deeply concerned by the decision to place "war preparations first and diplomatic negotiations second" and announced his intention to break with centuries-old protocol.  At the Imperial Conference on the following day, he directly questioned the chiefs of the Army and Navy general staffs — a quite unprecedented action. Konoe quickly persuaded Hirohito to summon them for a private conference instead, at which the Emperor made it plain that a peaceful settlement was to be pursued "up to the last." Chief of Naval General Staff Admiral Osami Nagano, a former Navy Minister and vastly experienced, later told a trusted colleague "I have never seen the Emperor reprimand us in such a manner, his face turning red and raising his voice." The war preparations continued without the slightest change. 
    1943 - OHATA, ALLAN M., Medal of Honor
Sergeant Allan M. Ohata distinguished himself by extraordinary heroism in action on 29 and 30 November 1943, near Cerasuolo, Italy. Sergeant Ohata, his squad leader, and three men were ordered to protect his platoon’s left flank against an attacking enemy force of 40 men, armed with machine guns, machine pistols, and rifles. He posted one of his men, an automatic rifleman, on the extreme left, 15 yards from his own position. Taking his position, Sergeant Ohata delivered effective fire against the advancing enemy. The man to his left called for assistance when his automatic rifle was shot and damaged. With utter disregard for his personal safety, Sergeant Ohata left his position and advanced 15 yards through heavy machine gun fire. Reaching his comrade’s position, he immediately fired upon the enemy, killing 10 enemy soldiers and successfully covering his comrade’s withdrawal to replace his damaged weapon. Sergeant Ohata and the automatic rifleman held their position and killed 37 enemy soldiers. Both men then charged the three remaining soldiers and captured them. Later, Sergeant Ohata and the automatic rifleman stopped another attacking force of 14, killing four and wounding three while the others fled. The following day he and the automatic rifleman held their flank with grim determination and staved off all attacks. Staff Sergeant Ohata’s extraordinary heroism and devotion to duty are in keeping with the highest traditions of military service and reflect great credit on him, his unit, and the United States Army. 
    1943 - On Capitol Records, Nat ‘King' Cole and his trio recorded "Straighten Up and Fly Right," the first recording for the King Cole trio.
    1945 - Top Hits
“It's Been a Long, Long Time” - The Harry James Orchestra (vocal: Kitty Kallen)
“That's for Me” - Dick Haymes
“I'll Buy that Dream” - The Pied Pipers
“Shame on You” - The Lawrence Welk Orchestra (vocal: Red Foley)
    1948 - Baseball's Negro National League announced they are disbanding; the 1949 is their last season. The National Negro American League closed its doors in 1962, although its fans were less and less after the 1950's as blacks began to play in the Major Leagues.
http://www.negroleaguebaseball.com/history101.html
http://www.nlbpa.com/history.html
    1950 - Clover Dairy Company, Wilmington, DE, sold their first can of concentrated milk called Sealtest. Two parts of water were added to one part fluid milk. The Clover Dairy Company was a division of the National Dairy Products Corporation.  Originally it was only a “test,” thus the name on the can.
    1950 - BARBER, WILLIAM E., Medal of Honor
Rank and organization: Captain U.S. Marine Corps, commanding officer, Company F, 2d Battalion 7th Marines, 1st Marine Division (Rein.). Place and date: Chosin Reservoir area, Korea, 28 November to 2 December 1950. Entered service at: West Liberty, Ky. Born: 30 November 1919, Dehart, Ky. Citation: For conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty as commanding officer of Company F in action against enemy aggressor forces. Assigned to defend a 3-mile mountain pass along the division's main supply line and commanding the only route of approach in the march from Yudam-ni to Hagaru-ri, Capt. Barber took position with his battle-weary troops and, before nightfall, had dug in and set up a defense along the frozen, snow-covered hillside. When a force of estimated regimental strength savagely attacked during the night, inflicting heavy casualties and finally surrounding his position following a bitterly fought 7-hour conflict, Capt. Barber, after repulsing the enemy gave assurance that he could hold if supplied by airdrops and requested permission to stand fast when orders were received by radio to fight his way back to a relieving force after 2 reinforcing units had been driven back under fierce resistance in their attempts to reach the isolated troops. Aware that leaving the position would sever contact with the 8,000 marines trapped at Yudam-ni and jeopardize their chances of joining the 3,000 more awaiting their arrival in Hagaru-ri for the continued drive to the sea, he chose to risk loss of his command rather than sacrifice more men if the enemy seized control and forced a renewed battle to regain the position, or abandon his many wounded who were unable to walk. Although severely wounded in the leg in the early morning of the 29th, Capt. Barber continued to maintain personal control, often moving up and down the lines on a stretcher to direct the defense and consistently encouraging and inspiring his men to supreme efforts despite the staggering opposition. Waging desperate battle throughout 5 days and 6 nights of repeated onslaughts launched by the fanatical aggressors, he and his heroic command accounted for approximately 1,000 enemy dead in this epic stand in bitter subzero weather, and when the company was relieved only 82 of his original 220 men were able to walk away from the position so valiantly defended against insuperable odds. His profound faith and courage, great personal valor, and unwavering fortitude were decisive factors in the successful withdrawal of the division from the deathtrap in the Chosin Reservoir sector and reflect the highest credit upon Capt. Barber, his intrepid officers and men, and the U.S. Naval Service. 
    1950 - SITTER, CARL L., Medal of Honor
Rank and organization: Captain, U.S. Marine Corps, Company G, 3d Battalion, 1st Marines, 1st Marine Division (Rein.). Place and date: Hagaru-ri, Korea, 29 and 30 November 1950. Entered service at: Pueblo, Colo. Born: 2 December 1921, Syracuse, Mo. Citation: For conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty as commanding officer of Company G, in action against enemy aggressor forces. Ordered to break through enemy-infested territory to reinforce his battalion the morning of 29 November, Capt. Sitter continuously exposed himself to enemy fire as he led his company forward and, despite 25 percent casualties suffered m the furious action, succeeded in driving through to his objective. Assuming the responsibility of attempting to seize and occupy a strategic area occupied by a hostile force of regiment strength deeply entrenched on a snow-covered hill commanding the entire valley southeast of the town, as well as the line of march of friendly troops withdrawing to the south, he reorganized his depleted units the following morning and boldly led them up the steep, frozen hillside under blistering fire, encouraging and redeploying his troops as casualties occurred and directing forward platoons as they continued the drive to the top of the ridge. During the night when a vastly outnumbering enemy launched a sudden, vicious counterattack, setting the hill ablaze with mortar, machine gun, and automatic-weapons fire and taking a heavy toll in troops, Capt. Sitter visited each foxhole and gun position, coolly deploying and integrating reinforcing units consisting of service personnel unfamiliar with infantry tactics into a coordinated combat team and instilling in every man the will and determination to hold his position at all costs. With the enemy penetrating his lines in repeated counterattacks which often required hand-to-hand combat, and, on one occasion infiltrating to the command post with hand grenades, he fought gallantly with his men in repulsing and killing the fanatic attackers in each encounter. Painfully wounded in the face, arms, and chest by bursting grenades, he staunchly refused to be evacuated and continued to fight on until a successful defense of the area was assured with a loss to the enemy of more than 50 percent dead, wounded, and captured. His valiant leadership, superb tactics, and great personal valor throughout 36 hours of bitter combat reflect the highest credit upon Capt. Sitter and the U.S. Naval Service. 
    1952 - GEORGE, CHARLES, Medal of Honor
Rank and organization: Private First Class, U.S. Army, Company C, 179th Infantry Regiment, 45th Infantry Division. Place and date: Near Songnae-dong, Korea, 30 November 1952. Entered service at: Whittier, N.C. Born: 23 August 1932, Cherokee, N.C. G.O. NO.: 19, 18 March 1954. Citation: Pfc. George, a member of Company C, distinguished himself by conspicuous gallantry and outstanding courage above and beyond the call of duty in action against the enemy on the night of 30 November 1952. He was a member of a raiding party committed to engage the enemy and capture a prisoner for interrogation. Forging up the rugged slope of the key terrain feature, the group was subjected to intense mortar and machine gun fire and suffered several casualties. Throughout the advance, he fought valiantly and, upon reaching the crest of the hill, leaped into the trenches and closed with the enemy in hand-to-hand combat. When friendly troops were ordered to move back upon completion of the assignment, he and 2 comrades remained to cover the withdrawal. While in the process of leaving the trenches a hostile soldier hurled a grenade into their midst. Pfc. George shouted a warning to 1 comrade, pushed the other soldier out of danger, and, with full knowledge of the consequences, unhesitatingly threw himself upon the grenade, absorbing the full blast of the explosion. Although seriously wounded in this display of valor, he refrained from any outcry which would divulge the position of his companions. The 2 soldiers evacuated him to the forward aid station and shortly thereafter he succumbed to his wound. Pfc. George's indomitable courage, consummate devotion to duty, and willing self-sacrifice reflect the highest credit upon himself and uphold the finest traditions of the military service. 
    1952 - On a local New York television show, Jackie Robinson accuses the Yankee organization of being racist due to its failure to have a black player on the club.  They had signed Vic Power in 1951, who languished for several years in the minors until being traded.  The first black Yankee was Elston Howard who made the roster in 1955 and became a cog of the late 1950-early 1960s teams, winning the AL MVP in 1963…the first African-American so honored.
    1953 - Top Hits
“Rags to Riches” - Tony Bennett
“Many Times” - Eddie Fisher
“Ricoche”t - Teresa Brewer
“There Stands the Glass” - Webb Pierce
    1954 - Nat "King" Cole begins a six-night run at Harlem's Apollo theater. 
    1954 - The first meteorite known to have struck a person crashed through the roof of a house at Sylacauga, AL, bounced off a radio, and struck Mrs. Elizabeth Hodges on the hip. she was not permanently injured. The space rock was a sulfide meteorite weighing 8.5 pounds and measuring seven inches long. It was put on display in the University of Alabama Museum of Natural History, Moundville, AL.
    1954 - Birthday of June Pointer (d. 2006), Pointer Sisters, born Oakland, California.
http://www.thepointersistersfans.com/june.html
    1955 - Guitarist, singer, songwriter Billy Idol was born William Michael Albert Broad, Middlesex, England.
http://mr.mayhemchaos.tripod.com/mc00idol/id8.html
http://www.billyidol.com/v1/frame.html
    1956 - Floyd Patterson won the heavyweight title by knocking out Archie Moore in the fifth round of a fight in Chicago. Patterson claimed the title made vacant by the retirement of Rocky Marciano on April 27.
    1961 - Top Hits
“Runaround Sue” - Dion
“Please Mr. Postman” - The Marvelettes
“Goodbye Cruel World” - James Darren
“Big Bad John” - Jimmy Dean
    1962 – Perhaps the greatest athlete who never was, Bo Jackson, was born Vincent Edward Jackson in Bessemer, AL.  Jackson won the 1985 Heisman Trophy at Auburn University. He was a powerful running back with blazing speed and is one of two Heisman Trophy winners to play Major League Baseball (Vic Janowicz is the other); he is also a member of the College Football Hall of Fame. College Football News ranked him the 25th greatest college football player of all time.  He was drafted first overall by the Tampa Bay Buccaneers in the 1986 NFL draft, but at first declined to pursue a career in pro football in order to play baseball. After a year, he changed his mind and said he would attempt to play both sports. Drafted again in 1987, this time in the 7th round by the Oakland Raiders, he played with them from 1987 to 1990. He missed the 1992 season after a hip injury suffered in the NFL playoffs in 1991 that ended his football career. He sat out the entire 1992 baseball season after undergoing hip replacement surgery. He returned to play baseball two seasons after the surgery, the first player to play in the Majors with an artificial hip.  He is one of six men who hit a home run and score a touchdown the same year.  In the Majors in 1986, he hit what was then (and what still might be) the longest home run in Royals history - a 475-foot shot. He was a physical phenomenon, combining raw power with blazing speed and a cannon arm from the outfield.  His best year was 1989, when he hit 32 home runs with 105 RBI.  He became the first Royal in history to steal 25 bases and hit 25 home runs in a single season, when he did so in 1988, despite tearing a hamstring in May.  He was named Comeback Player of the Year in 1993, after he had missed the 1992 season due to hip replacement surgery. He last played in the Major Leagues with the Angels in 1994, his last game coming the day of the 1994 strike.
    1964 - A cold wave brought temperatures to 17 below at Minneapolis and 3 below at Springfield, IL
    1965 - Following a visit to South Vietnam, Defense Secretary McNamara reports in a memorandum to President Lyndon B. Johnson that the South Vietnamese government of Nguyen Cao Ky "is surviving, but not acquiring wide support or generating actions." McNamara warned that there was no guarantee of U.S. military success and that there was a real possibility of a strategic stalemate, saying that "U.S. killed in action can be expected to reach 1,000 a month." In essence, McNamara cautioned Johnson that sending additional troops was not likely to prevent the stalemate. In the end, however, Johnson chose to seek a military solution. By 1969, there were more than 500,000 U.S. troops in Vietnam.
    1967 - Julie Nixon, daughter of Richard and Pat Nixon, and David Eisenhower, grandson of President and Mrs. Eisenhower, announced their engagement.  They have been married since December 22, 1968.
    1967 – The New York Yankees purchased SS Gene Michael from the Dodgers.  While his Major League playing career was modest at best, this trade brought Michael to the organization he is credited with thoroughly rebuilding.  He was twice GM, latterly from 1990-95, and as GM was responsible for the acquisitions by trade or draft of the core of the Yankees dynasty of the 1990s:  Dave Winfield, Derek Jeter, Charley Hayes, Paul O’Neill, John Wetteland, Andy Pettitte, Jimmy Key, and David Cone.  His greatest value may have been in keeping owner George Steinbrenner from himself given his whimsy to trade young talent that did not develop as quickly as Steinbrenner wished.  Most prominent among them were Jeter and Pettitte. 
    1968 - Diana Ross and the Supremes hit t#1 on the music charts with "Love Child," a controversial song for the times. It stayed at #1 for two weeks.
    1969 - Top Hits
“Come Together/Something” - The Beatles
“And When I Die” - Blood, Sweat & Tears
“Na Na Hey Hey Kiss Him Goodbye” - Steam
“Okie from Muskogee” - Merle Haggard
    1969 - Simon & Garfunkel's first TV special airs. Sponsor AT&T backs out when they learn that the duo plan to show footage of Bobby Kennedy's funeral march and clips of the Vietnam War.
    1969 - OWEN, HAMMETT L., JR. Medal of Honor
Rank and organization: Staff Sergeant, U.S. Army, Company C, 2d Battalion, 14th Infantry, 25th Infantry Division. Place and date: Binh Duong Province, Republic of Vietnam, 27 June 1969. Entered service at: Jacksonville, Fla. Born: 30 November 1947, Lagrange, Ga. Citation: S/Sgt. Bowen distinguished himself while serving as a platoon sergeant during combat operations in Binh Duong Province, Republic of Vietnam. S/Sgt. Bowen's platoon was advancing on a reconnaissance mission into enemy controlled terrain when it came under the withering crossfire of small arms and grenades from an enemy ambush force. S/Sgt. Bowen placed heavy suppressive fire on the enemy positions and ordered his men to fall back. As the platoon was moving back, an enemy grenade was thrown amid S/Sgt. Bowen and 3 of his men. Sensing the danger to his comrades, S/Sgt. Bowen shouted a warning to his men and hurled himself on the grenade, absorbing the explosion with his body while saving the lives of his fellow soldiers. S/Sgt. Bowen's extraordinary courage and concern for his men at the cost of his life served as an inspiration to his comrades and are in the highest traditions of the military service and the U.S. Army. 
    1971 - As the "ABC Movie of the Week," ABC-TV presented "Brian's Song." The story was about Chicago Bears Brian Piccolo and his friendship with Gayle Sayers, who watched him die a tragic death. The movie, starring James Caan and Billy Dee Williams, rated a 32.9 and a 48 share. "Brian's Song," performed by Michel Legrand, was the movie's theme.
    1974 - The Eagles released their hit, "Best of My Love," but it would take until March 1,1975 for it to hit #1 on the top 40 charts.
    1974 - Elton John's Greatest Hits album hits #1 
    1977 - Top Hits
“You Light Up My Life” - Debby Boone
“Don't It Make My Brown Eyes Blue” - Crystal Gayle
“How Deep is Your Love” - Bee Gees
“The Wurlitzer Prize” (“I Don't Want to Get over You”) - Waylon Jennings
    1985 – “Separate Lives" by Phil Collins & Marilyn Martin topped the charts and stayed there for a week.
    1985 - Top Hits
“Separate Lives” - Phil Collins & Marilyn Martin
“Broken Wings” - Mr. Mister
“Never” - Heart
“Too Much on My Heart” - The Statler Brothers
    1987 - "Weird Al" Yankovic records first of his "Even Worse" LP: "Melanie" and "Stuck In A Closet With Vanna White" are among the songs therein.
    1987 - Los Angeles Raiders running back Bo Jackson rushes for 221 yards in just his fifth career NFL game as the Raiders beat Seattle 37-14. Jackson scores on runs of 91 and 2 yards, and adds a 14-yard touchdown catch
    1988 - LL Cool J performs the first rap concert held in Africa.
    1991 - 93 cars and 11 trucks were involved in a chain-reaction accident near Coalinga, California (Central California, north of the Grapevine) during a dust storm; 17 died and 150 were injured. The area is well-known for its “tule” fog and dust storms.
    1991 - "Set Adrift on Memory Bliss" by P.M. Dawn topped the charts and stayed there for a week.
    1991 - Minneapolis ended the month with 46.9 inches of snow, the most ever for November and for any month. Although the official start of winter was still 3 weeks away, the city had already surpassed the normal seasonal snowfall record with 55.1 inches since October 1 (normal for the entire winter is 49.2 inches)
    1993 - Brady Gun Bill signed into law by President Clinton.
    2000 - Free agent Mike Mussina inks an $88.5 million, six-year contract with the Yankees. The ten-year veteran compiled a 147-81 record with a 3.53 ERA as an Oriole hurler.  Mussina spent his entire career in the competitive and high-scoring AL East, won at least 11 games in 17 consecutive seasons – an American League record – and recorded a career .638 winning percentage. Considered a marginal Hall of Fame candidate, among pitchers, he ranks 33rd in all-time wins (270), 33rd in games started (535), 66th in innings pitched (3,562.2), and 19th in strikeouts (2,813). A five-time All-Star and seven-time Gold Glove winner, Mussina's consistency resulted in six top-five finishes in the voting for his league's Cy Young Award.  He finally had a 20-win season in his final year.
    2011 - Washington State University researchers developed an artificial bone 'scaffold' which uses 3D printers to print replacement bone tissue for injured patients.

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Top Stories

(chronological order)

- MCA Training and Certification
- Merchant Cash Advance Deemed Not to be a Loan
    But Denies Summary Judgement
- Letters?  We get email!
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- Alert: Appears Dallin Hawkins Back as Equipment Finance Services
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   for $429,000 as a Result of Lying to Lessee
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   With Losses over $7 Million after Some Recoveries
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  Losses over $7 Million after Some Recoveries
He’s Back! Trebels Says He Has Completed More than $1 billion
    in Transactions Service More than 100 lenders and Investors
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    Type Disclosures for Small Business Loans and MCAs
- NACLB 2018 Annual Conference Report
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    for Alleged Sexual Abuse
Highlights: Marlin Business Services Q3 2018 Results
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- National Equipment Finance Association Conference
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- Governor Jerry Brown Signs SB 1235
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Canadian Finance and Leasing Association Conference
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- U.S. Bank Enters Business Loan FinTech Fray
  
BuSmallsiness Loans Up to $250,000 "Often within an Hour"
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Fifth Credit Union Fails
   
Taxi Cab Medallion Loans
- Michael Coon No Longer at Amur Equipment Finance
    
Sales People Reportedly Are Leaving, Too
- Bulletin Board Complaint
   
Matrix Business Capital, Long Beach, California
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    Chief Financial Officer Leaves Company Explanation? 
- Online Lending and Small Business
   California SB 1235
Marlin Earnings Call Transcript 2nd Quarter, 2018
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- Balboa Capital Gets Sued Quarterly Interim Rent
   in California Class Action Lawsuit
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- Sudhir P. Amembal 40th Anniversary
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- Takeaways from the 2018 Credit Manager Survey
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- The Growth of Commercial Loan Brokers
   Goodbye “Lease Consultant” Title
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- Types of Fraud
-The Necessity of Landlord Waivers
- Vendors’ Number One Problem, Not the Applicant
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- Advanced Execution of Acceptance Certificates
- Are you an Equipment Leasing’s version of Blockbuster Video?
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- Tips for Obtaining Financing - Despite Challenged Credit
- Four Types of Interim Rent
- FinTech #102  by Christopher Menkin
   Menkin has an Epiphany
- Alternate Finance Companies - Subprime
- FICO Score: Excellent to Bad
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    and Make Extra Income
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Use a Password Generator
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- Take Your Banker to Lunch
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