Funding Tree, Riverside, California---Arrest Charge       June 14, 2002

Leasing News has been writing about this company since November of last

year.  It appears all one has to do is send a fax or e-mail that you do “deals

no one else will do,” and you get leasing application, including advance rentals.

It appears some companies live off of this.

Leasing News wrote about Kendra Bernal being on probation, including conformation

with the District Attorney’s office, but that did not stop submitting applications.

While the government moves slowly, it still gets to the destination.  Kendra Bernal

is accused of being in violation of her parole.  Here are:

Kendra Ameliarae Bernal Charges

http://www.leasingnews.org/docs/kendra.htm

In addition, here is the Riverside Better Business Bureau report:

http://www.labbb.org/scripts/cgiip.exe/WService=wsbroker1/C%3A/Inetpub
/wwwroot/SouthlandReport/default.htm?hCompID=13158660&hAKAID=1&hAddrID=1

Better Business Bureau Report

The Funding Tree, Inc.

6141 Riverside Avenue Suite 1

Riverside CA 92506

Business Started: 01/01/98 File Open Date: 08/29/01Last Report Date:06/12/02

Principal Contact:Kendra Bernal Phone: (909) 369-3150 Fax: (909) 369-3420

EMail: fundtre2@pacbell.net Web Address: http:// www.thefundingtree.com

Bureau ID: 13158660

Nature of Business

This company's business is providing equipment leasing and consumer financing loans

services.

   Bureau File Experience

We rate this company as having an unsatisfactory business performance record based
on a pattern in their customer complaints which causes us concern.

 Complainants allege dissatisfaction with the company's failure to provide refunds of
deposit amounts for equipment leases not funded.

Complainants contend they gave the company thousands of dollars in the form of first
lease payments, insurance fees, processing fees, or other costs associated with leasing
trucks or other equipment. After extended delays of several months, loans or lease
agreements remain unfulfilled by the company.

The company responds to complaints by explaining in most cases the "leasing pool" has not
closed and they continue to work diligently to resolve the matter. One complaint was
responded to by an advisory that the lease had been fulfilled. Some complaints were closed
as disputed, meaning the customers were not satisfied with the company's response.

 One complaint remains unanswered.

We advise careful consideration on choosing a funding source to expand or start a business.

The complainants for this company have report ably invested up to several thousand dollars,
waited several months and still do not have the funding necessary to complete their business plan.

 Our experience with similar offers has been many who complain never receive a refund when no
funding occurs, or, previously undisclosed processing fees allow the company to retain sometimes
50% of the amount paid. This means the investor receives back half the amount invested.

We routinely suggest contacting the Small Business Administration in your area for information
on venture capital sources. The Better Business Bureau does not endorse, recommend, or
disapprove of any company, product or service.