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Monday, September 26, 2022

Today's Leasing News Headlines

49th Annual Canadian Finance and Leasing Association
  Conference Charlottetown, Prince Edward Island
   By Hugh Swandel
New Hires/Promotions in the Leasing Business
    and Related Industries
Leasing and Finance Industry Help Wanted
    Equipment Vendor Sales/Best-in-Class Sales Technology
Great Selling and Change Management
    Sales Makes it Happen by Steve Chriest
Top Ten Leasing News Read by Readers
    September 12 to September 19
Rapid Finance Announces New Brand Identity,
    Website, and New Business Lines
Julien Bigras was named the recipient of 2022’s
    David Powell CFLA Member of the Year Award
Shetland/Sheepdog Mix
    San Jose, California  Adopt-a-Dog
Spam Arrest - Inexpensive and it Works
    Strongly Recommended by Kit Menkin
News Briefs---
EFLA: Borrowings Grow in Equipment Finance in August
    4% in August
Apple Confirms More Problems For iPhone 14,
     iPhone 14 Pro Buyers
Newark Airport will no longer be considered part of NYC
    — which could mean higher fare prices

You May Have Missed ---
Do tiny homes really work as a solution?
to homelessness? Here’s what the data shows

Broker/Funder/Industry Lists | Features (wrilter's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months
Sales Make It Happen

Sports Brief----
 California Nuts Brief---
   "Gimme that wine"
    This Day in History
      Daily Puzzle
        Weather, USA or specific area
         Traffic Live----

######## surrounding the article denotes it is a “press release,” it was not written by Leasing News nor has the information been verified. The source noted. When an article is signed by the writer, it is considered a “byline.” It reflects the opinion and research of the writer.


49th Annual Canadian Finance and Leasing Association
Conference Charlottetown, Prince Edward Island
By Hugh Swandel

St. Charlottetown, Canada

Over 360 Canadian commercial equipment finance professionals travelled to the Delta Prince Edward Hotel in St. Charlottetown, Prince Edward Island for the 49th annual conference. It had been three years since the industry came together in person and the participation levels was well in excess of the projected 300 participants expected.

It was clear from the opening reception that CFLA members were thirsting for personal interaction and the industry updates. All sessions and events were well attended and there was zealous interaction at all networking events.

The attendees were ecstatic with the opportunity to network and many commented about the volume of business opportunities discussed during the two-day event. While the positivity and enthusiasm ran high throughout the event, there was considerable speaker content emphasizing the early warnings that the industry is seeing a turn in economic fortunes.

Attendees agree that we are facing tougher circumstances ahead as the battle to control inflation reduces spreads and puts much greater strain on borrowers. In spite of the storm clouds on the horizon there is a level of industry confidence that reflects the maturity, and experience of those attending the CFLA annual convention.

The conference content included a milestone announcement by Reid Raykovich, Chief Executive officer of the Certified Finance and Leasing Professional (CLFP) Foundation. Raykovich, who is also part of the Leasing News advisory board, announced that Canada will be the next country to adopt CLFP accreditation program.

Work has begun on creating Canada specific education and testing materials that will be used to establish the CLFP accreditation as the standard of excellence for Canadian leasing professionals. Topics covered included economics, politics, work from home and industry- specific plenary sessions. Much of the economic and industry data presentations point to growing concerns that higher interest rates and inflation will negatively impact growth prospects, spreads and credit losses.        

The CFLA convened a panel of leaders of associations from the United States, Australia, Europe and Canada. This session was unique and provided a rare glimpse into how Canadian issues compare to those facing our financing brethren in other parts of the world. The session was unique and a great initiative by the CFLA to give members a global perspective from colleagues from around the globe.

The annual conference also marks the occasion for presenting the CFLA David Powell Member of the Year award at the closing dinner.

This year’s recipient is Julien Bigras of Core Capital Group Inc. Julien was honored for his work in shining the spotlight on young leaders in the industry and advocating to have them more active in the association. His acceptance speech included a reference to feeling good about seeing less gray hair and more youth in attendance at the event.

Prince Edward Island (PEI) provided a quaint background for the event and Canada’s smallest province did not disappoint. Conference attendees ventured out to the excellent local restaurants and members feasted on local seafood including the world-famous Prince Edward Island Oysters. Attendees appreciated the location but had some trepidation as Hurricane Fiona barreled towards PEI during the week.

The CFLA narrowly averted being the second industry conference to operate through a Hurricane (Remember Hurricane Wilma (2005) disrupting the Equipment Finance and Leasing Association conference in Boca Raton?). The Hurricane crossed PEI the evening after most conference attendees had left leaving a trail of damage and power outages across the province.

Hugh Swandel | President
Meridian OneCap Credit Corp
204 – 3185 Willingdon Green
Burnaby, B.C.  V5G 4P3
T: 604-646-2254  | 888-735-2201, extension 8298 (toll-free)
C: 236-888-9031

Mr. Swandel joined the Leasing News Advisory Board July 6, 2011.



New Hires/Promotions in the Leasing Business
and Related Industries


Sean Delande was hired as a Sales Account Executive, Universal Finance Corporation, Reading, Massachusetts. He is located in Redding, Massachusetts. Previously, he was Account Manager, Franchise and Vendor Service, Balboa Capital (November, 2020 - September, 2022). He joined TimePayment February, 2018, Acquisition Specialist, promoted August, 2019, Franchise Finance Special/Sales Consultant, Woburn, Toyota (August, 2015 - May, 2017).  Full Bio:

Jaime Hudson was hired as Director of Operations, Blue Bridge Financial, Inc., Irvine, California. Previously, she was Office Manager/Transaction Coordinator/Sales Support Manager, Nexseer Capital (February, 2017 - April, 2020): Funding Coordinator, TopMark Funding (November, 2016 - November, 2017); Vendor Service Relations Manager, Balboa Capital (May, 2014 - April, 2016).

Jennifer Vanderveen was hired as Sales Manager, Construction, Balboa Capital, Costa Mesa, California. She is located in Orange County, California. Previously, she was Vice President of Sales, Ascentium Cantal (December, 2020 - May, 2022); Vice President, Originations, LendSpark (February, 2019 - April, 2020); Engs Commercial Finance Co (August, 2017 - February, 2019); Vice President, Construction, LendSpark Business Financing (January, 2017 - August, 2017). Full Bio:

Justin Wilmes, CLFP, was hired as Account Manager, Dext Capital, Lake Oswego, Oregon. He is located in Portland, Oregon. He joined U.S. Bank as Program Manager, July, 2005, promoted Sales Support Manger, May, 2012, promoted AVP, Sales Manager, January, 2015). Certified Leasing and Finance Professional, CLFP Foundation, May, 2020.  Full Bio:

Naomi (McComb) Phillips was hired as Vice President, Account Manager, Wheaten Financial, subsidiary of Time Payment. Burlington, Massachusetts. She is located in Newport Beach, California. Previously, she was National Account Manager, Dimension Funding, LLC (January, 1997 - September, 2010):  Account Executive, Cannon Business Solutions (2002 - 2005); Account Manager, Republic Group, LLC (1995 - 1997).


Leasing and Finance Industry Help Wanted
Excellent Compensation/Marketing Support/Work


Great Selling and Change Management

Sales Makes it Happen by Steve Chriest 

Many sales professionals can get into the habit of selling better; but it isn’t as simple as pointing to the work ethic of top performers or publishing so-called  best practices  for everyone to emulate.

For sales performance to improve, behaviors must change. Habits that lead to sub-standard performance, or hinder exceptional performance, must be replaced by habits that support improvement. This calls for basic and substantial change.

Much has been written about change management and many articles coach senior leaders on how to manage organizational change. The trick, I think, is to recognize why and when individuals change, and then to determine how best to help them with the change process.

One of my favorite quotes on change is from Andy Warhol who said, “When people are ready to, they change. They never do it before then, and sometimes they die before they get around to it. You can't make them change if they don't want to, just like when they do want to, you can't stop them.”
In my experience, there are at least four important questions that must be answered by individuals who profess a desire to change:

• Why is it important for me to change?
• How badly do I want to change?
• What is my motivation for changing?
• Why is it urgent that I change now?
Once, a very long time ago, I smoked cigarettes. I knew then that inhaling smoke wasn’t a healthy activity, and that people were dying from diseases directly linked to the smoking habit.

One day, along with two close friends, I decided to quit smoking. It was important for me to change to improve my health. I wanted to change badly to eliminate the cost of an unnecessary habit. I was also motivated to stop the embarrassment I felt as people stared at me while I blew smoke rings in public places. My sense of urgency resulted from hearing my physician tell me that a two-pack-a-day smoking habit would ruin my health.

Sales professionals won’t change unless they discover why it is important for them to change, how badly they want to change, what is motivating them to change and why they want to change now. Each team member must  own  his or her reasons for wanting to change.

Once a sales leader or executive determines that a sales professional is receptive to change, the real work of supporting the change process begins. Managers will surely be disappointed, however, if they expect a perfect response going forward from the sales professional who wants to change.

When a sales professional voices the desire to change, managers should recognize that the nature of change is that most people will fall off the wagon. They are prone to lapse into old, familiar behaviors and habits.

Here is where managers must be trained to have great patience. If the desire to change is sincere, patience is needed to support the sales professional who falters. I recommend that managers ask the individual who has lapsed into old habits to again answer the four important questions for wanting to change. The leader can then ask the sales professional to “recommit” to the change they want. 

Recommitment is a powerful tool. A request from the manager to the sales professional to recommit to change will help the salesperson regain the awareness of how important change is to her and how badly she wants to change.

Changing behaviors is a process, and while the commitment is itself immediate change, change that lasts requires time, commitment, recommitment and support.

The good news is that when managers understand the components of individual change, and learn to facilitate and support change at the individual level, old, inefficient and undesirable selling habits can be replaced by habits that embrace continual improvement.

Those sales professionals who change successfully once are much more receptive to change as future developments in your business will surely require.

Steve Chriest is the CEO of Open Advance and author of “Selling to the E-Suite, The Proven System for Reaching and Selling Senior Executives and Business Acumen 101.”  He is the former president of several leasing companies.  Today, he produces video and radio blogs, as well as continuing as a columnist for Leasing News since 2005.

Sales Makes It Happen


Top Ten Leasing News Read by Readers
September 12 to September 19

(1) "New York State of Mind"
  Completes Disclosure of New Commercial Finance Law
By Ken Greene, Leasing News Legal Editor

(2) Funders Taking "New" Broker Business List
Four Do Not Require that Brokers Be Licensed

(3) New Hires/Promotions in the Leasing Business
and Related Industries

(4) Types of Fraud
Six Most Common in Commercial Finance

(5) The Certified Lease & Finance Professional Foundation
Presents Three Lifetime Membership Awards

(6) New Hires/Promotions in the Leasing Business
and Related Industries

(7) Centra Funding/4 Hour Funding
   Announces New Financial Technology Program
By Kit Menkin

(8) US Housing Market in ‘Deep Recession’ as
  Homebuilder Confidence Tanks: Economist Report

(9) Check Your Internet Speed Connection---Why
By Kit Menkin

(10)  The Fed is now expected to keep raising rates
then hold them there, CNBC survey shows


##### Press Release ############################

Rapid Finance Announces New Brand Identity,
Website, and New Business Lines


BETHESDA, Md.----Rapid Finance, a market leader in helping small businesses find sustainable and customized financing solutions through a fast and simple application process, announced updates to its corporate branding in response to accelerated company growth and strong industry adoption of its scalable, purpose-built solutions to drive efficient SMB financing and servicing.

“There is an increasing need for fast and simple financing solutions for small businesses, especially those still recovering from the impact of the pandemic”

Tweet this In addition to the new brand initiatives, Rapid Finance also announced the formation of Rapid Finance Enterprise, a new business segment containing the company’s servicing and technology businesses that serve enterprise customers with financial technology and business services solutions.

Through Rapid Finance’s Lending-as-a-Service (LaaS) business model, the restructuring positions corporate partners to readily apply the company’s technology and servicing business capabilities to support their portfolios at every level.

Will Tumulty, CEO, Rapid Finance, said, “There is an increasing need for fast and simple financing solutions for small businesses, especially those still recovering from the impact of the pandemic.

“As a company, we have realized tremendous revenue growth and diversification in the past two years, so we are pleased to build upon this momentum to demonstrate the breadth of financial services, financing and technology solutions that we bring to our clients and partners across all of Rapid Finance’s business segments.”

Since 2005, Rapid has leveraged its premier marketplace funding platform to help small businesses identify the best working capital solutions for their business needs, while also providing essential same-day funding capabilities. Rapid Finance’s complete suite of customized financing solutions includes lines of credit, merchant cash advances, and SMB loans, as well as financial products from 60+ funders through the Rapid Funding Network.

About Rapid Finance

Rapid Finance has a proven track record of helping small businesses (and those who support them) succeed and since 2005, has been offering fast, simple, and trusted financing options that provide small businesses with access to capital when they need it most. Using a thoughtful combination of technology, speed and deep industry expertise, Rapid Finance has helped millions of small business clients find financing plans that meet their unique business needs. Visit www.rapidfinance.



### Press Release ############################

Julien Bigras was named the recipient of 2022’s
David Powell CFLA Member of the Year Award

Julien Bigras has gone above and beyond the call of duty
 to ensure the asset-based finance and leasing
 industry’s future success.

Charlottetown, PE, Canada– During the closing banquet at the Canadian Finance and Leasing Association’s (CFLA) National Annual Conference on September 22, Mike Rusch of Jim Pattison Group and Chair of the CFLA’s Board of Directors presented 2022’s David Powell CFLA Member of the Year Award to Julien Bigras, Managing Director of Core Capital Group Inc.

Mike Rusch commented, “The 2022 David Powell Member of the Year Recipient is not only an avid contributor to our industry and association, but someone who cares deeply about its future

 “They’ll do whatever it takes to ensure our success for years to come.”

Bigras joined the CFLA’s Board of Directors in 2020 and became Chair of the CFLA’s Future Leaders’ Initiative in 2021. Since then, Julien has molded the Future Leaders Initiative into a well-functioning committee that spotlights exemplary leaders in the industry.

 He also spearheaded a networking event at the CFLA’s Toronto office earlier this year to bring the industry’s future leaders together since the pandemic prevented them from meeting for so long.

Michael Rothe, CFLA President and CEO, said, “The David Powell CFLA Member of the Year Award recognizes members who work to advance the industry’s priorities, the CFLA’s goals, and go above and beyond the call of duty

“A few years ago, we renamed the member of the year award to include the CFLA’s former president and CEO’s name, David Powell.”

About the CFLA:

The Canadian Finance and Leasing Association is the only organization advocating the interests of Canada's asset-based financing, vehicle and equipment leasing industry. Through the CFLA, members help shape the industry's future within the competitive financial services sector.

Established in 1993 through the merger of the Canadian Automotive Leasing Association and the Equipment Lessors Association of Canada, the CFLA grew from 61 member companies to over 200 today.

#### Press Release #############################


Shetland/Sheepdog Mix
San Jose, California  Adopt-a-Dog


26 lbs.
8 Years Old
$65.00 fee

City of San Jose Shelter
Tuesday — Sunday, noon to 5:00 pm
200 E. Santa Clara St.
San Jose, Ca 95113
408 535-3500 - Main
800 735-2922 - TTY.


Recommended by Kit Menkin

The first line of defense is not to be confused with a "malware" virus, as most are sent out as spam, asking you to respond or open up an attachment. Therefore, the best line of defense is to identify the spam by using a program that identifies it. Sender emails can be phony or duplicated as someone you know.  Use a program like "spamarrest," as it requires the sending party to verify themselves. These “malware” are sent out by the thousands from North Korea, China, everywhere.
To get through “Spam Arrest,” they require a response, which requires a human person.  You see a list of all the emails with no response. Most are spam. You decide if it really is spam or a person who does not know how to use the program.

As important, once the sender clears them, they are not questioned again; labeled a "safe sender."  You can also "block" senders, as well as put on vacation or respond emails with messages as you would do on a telephone answering device.

You can try a month for free and cancel if you don't like it at any time. You can also pay monthly, a $7.95 a month or pay for a year in advance at $69.95 a year or $109.95 for two years, or monthly at $7.95; $39.95 for 6 months, $69.95 for one year.

Go direct to and/or view video: 


News Briefs---

EFLA: Borrowings Grow in Equipment Finance in August
    4% in August – Equipment Leasing and Finance Assoc.

Apple Confirms More Problems For iPhone 14,
iPhone 14 Pro Buyers

Newark Airport will no longer be considered part of NYC
— which could mean higher fare prices


Do tiny homes really work as a solution
to homelessness? Here’s what the data shows



Sports Briefs---

Fan who caught Albert Pujols' 700th Home Run
     ball intends to keep it, per report

Titans never trail in keeping Raiders winless
with 24-22 win

Patriots finally put some points on the board but a
loss to the Ravens shows they aren’t ready for prime time

FINAL SCORE: Chiefs lose to Colts 20-17
in mistake-filled game

Takeaways: Gritty Buffalo Bills dig deep
in narrow loss to Miami Dolphins


California Nuts Briefs---

California gas is ‘out of whack’ – nearly $2
    more than national average. Who’s to blame?

California First State to Ban Natural Gas
Heaters and Furnaces (by 2030)



"Gimme that wine"

Tourists keep coming to Sonoma County wineries
     even as tasting fees increase

Survey: US wine industry will generate over
$276 billion in economic impact this year

Napa Wine Country is reeling from ‘mass attacks’
on trees. Here’s what is going on

Fewer headaches. Less severe hangovers. Better gut health.
How do these health claims stack up against the science?

“Gimme that Wine”

Free Wine App

Wine Prices by vintage

US/International Wine Events


This Day in History

    1493 - Columbus' 2nd expedition to the New World
    1513 - Vasco Nüñez de Balboa, a Spanish conquistador, stood high atop a peak in the Darien, in present-day Panama, becoming the first European to look upon the Pacific Ocean, claiming it as the South Sea in the name of the King of Spain.
    1690 - The first American newspaper was published. "Publick Occurrences,” with sub-title, "Both Foreign and Domestick" was written, printed, and distributed by Benjamin Harris, at the London-Coffee-House, Boston, Massachusetts. British authorities considered the first newspaper published in the US offensive and ordered immediate suppression. "American Facts and dates" states "Publick Occurrences" lasted only four days. Governor Simon Bradstreet of Massachusetts said he did not like certain “reflex ions.” Harris had intended to issue its monthly “or if any Glut of Occurrences happen, oftener,” but only the one issue appeared. It was a one-sheet paper folder to present four pages, containing news in double columns. The last page was blank. There were no advertisements. France brought their war with England to the Americas, making an alliance with the Indians. The estimated colonial population was 213,500. Very few colonials could read. Town carriers were very popular and the reading of the newspaper in the pub had a very high rating with active discussions that followed.
    1775 – Ethan Allen surrendered to British forces after attempting to capture Montreal during the Battle of Longue-Pointe.  Benedict Arnold and his expeditionary company set off from Fort Western, bound for Quebec City.
    1777 - The Conway Cabal began, an alleged plot to remove George Washington as commander of the Continental Army.  This followed Washington's defeats at Brandywine and Germantown, and Gen. Horatio Gate's victory at Saratoga. The plotters wished to put Gates in Washington's place. Gen. Thomas Conway, whose promotion had been opposed by Washington, wrote an indiscreet letter to Gates. Its contents, in distorted form, were then reported to Washington. When details of the plot leaked out, public opinion was overwhelmingly on Washington's side. Actually, Conway seems to have been more the victim of the plotters than the guilty party. He resigned from the Army in 1778.
    1789 - Congress transmitted to the state legislatures twelve proposed amendments, two of which, having to do with Congressional representation and Congressional pay, were not adopted. The remaining ten amendments became the Bill of Rights. The establishment of religion on a national level was expressly prohibited in the U.S. with the adoption of the First Amendment, the opening words of which read: 'Congress shall make no law respecting an establishment of religion or prohibiting the free exercise thereof.' Final ratification of the First Amendment came in 1791.
    1804 - The Teton Sioux of the Lakota demanded one of the boats from the Lewis and Clark Expedition as a toll for allowing the expedition to move further upriver.
    1846 – US forces under Zachary Taylor captured Monterrey, Mexico.
    1861 - Secretary of Navy authorized enlistment of slaves as Union sailors. Eventually the Union had 18,000 black sailors.
Howard University has a database, stating 18,000:
This site says there were 20,000:
National Park Service Complete History of Service;
    1890 - Polygamy was officially banned by the Mormon Church. This announcement followed on the heels of an 1890 Supreme Court ruling denying all privileges of U.S. citizenship to Mormons who practiced this outlawed form of marriage.,6021,184-1-314-4,00.html
    1890 - Congress establishes Sequoia National Park, California
    1897 - Birthday of William Faulkner (1897-1962) at New Albany, MS.  American novelist and short story writer, Nobel Prize winner who changed the style and structure of the American novel. Faulkner's first novel, “Soldiers' Pay” was published in 1926. His best-known book “The Sound and the Fury,” appeared in 1929. Shunning literary circles, Faulkner moved to a pre-Civil War house on the outskirts of Oxford, MS, in 1930. From 1930 until the onset of World War II, he published an incredible body of work. The “Portable Faulkner” appeared in 1946 and “Collected Stories” in 1950. In June of 1962 Faulkner published his last novel, “The Reivers.”
    1911 – Groundbreaking for Fenway Park in Boston.
    1912 – Columbia University Graduate School of Journalism was established in NYC.
    1917 - Birthday of Philip Francis "Scooter” Rizzuto (d. 2007), in Brooklyn.  Hall of Fame shortstop for the New York Yankees (1941-1942, 1946-1956).  Member of World Series teams in 1941, 1942, 1947, 1949, 1950, 1951, 1952, 1953, 1955. 5-time All-Star and 1950 American League MVP.  Rizzuto overcame his diminutive size to anchor a Yankees dynasty, helping them win seven of nine World Series during his 13 seasons, not counting three years lost to World War II. "The Scooter" was a durable and deft shortstop, skilled bunter and enthusiastic base runner who compiled a .273 lifetime batting average. Upon retirement, he spent 40 years as a popular Yankees broadcaster, the longest tenure of any Yankees broadcaster.
    1918 - RICKENBACKER, EDWARD V., (Air Mission) Medal of Honor.
Rank and organization: First Lieutenant, U.S. Army Air Corps, 94th Aero Squadron, Air Service. Place and date: Near Billy, France, 25 September 1918. Entered service at: Columbus, Ohio. Born: 8 October 1890, Columbus, Ohio. G.O. No.: 2, W.D., 1931. Citation: For conspicuous gallantry and intrepidity above and beyond the call of duty in action against the enemy near Billy, France, 25 September 1918. While on a voluntary patrol over the lines, 1st Lt. Rickenbacker attacked 7 enemy planes (5 type Fokker, protecting two type Halberstadt). Disregarding the odds against him, he dived on them and shot down one of the Fokkers out of control. He then attacked one of the Halberstadts and sent it down also.
    1919 - President Woodrow Wilson becomes seriously ill and collapses after a speech in Pueblo, Colorado.  The next day they diagnosis it as a stroke. It is said that he was incapacitated and Mrs. Wilson and a “cabal” began to run the United States (more on this tomorrow. Yes, the press was controlled about presidential cancer operations, infirmities and other “goings on.”) This event brought about a major change in American history, studied by students in high school to college.
    1919 - Drummer Rossiere “Shadow” Wilson (1919-59) birthday, Yonkers, NY.  Much of Wilson's early work was with swing jazz orchestras, including Count Basie, 1944-46.
& sRefer=&sourceid=&ctr=181092

    1926 - Henry Ford announces the 8 hour, 5-day work week. Ford was the first to grant a ten-hour week, paid vacations, paid sick days, all before union organization. He worried about safety, boredom, and knew his “modernization” may eliminate jobs, even started company schools for employees. He was quite liberal for his day, a leader among inventors and scientists, and unfortunately most uninformed people remember him as an industrialist who took advantage of his workers.  While he did have his prejudices and faults, he looked at his employees as part of his “family.”
    1926 - NHL grants franchises to Chicago Black Hawks and Detroit Red Wings
    1929 – Testing skills that would serve him well in World War II, Jimmy Doolittle performed the first blind flight from Mitchell Field in Brooklyn, proving that full instrument flying from take-off to landing is possible.
    1934 - Lou Gehrig plays in his 1500th consecutive game
    1934 - Rainbow (US) beats Endeavor (England) in 16th America's Cup.
    1936 - Bluesman Roosevelt "Booba" Barnes (1939-96) is born in Longwood, MS.
    1939 - A west coast hurricane moved onshore south of Los Angeles bringing unprecedented rains along the southern coast of California. Nearly five and a half inches of rain drenched Los Angeles during a 24-hour period. The hurricane caused $2 million damage, mostly to structures along the coast and to crops, and claimed 45 lives at sea. "El Cordonazo" produced 5.66 inches of rain at Los Angeles and 11.6 inches of rain at Mount Wilson, both records for the month of September.
    1944 - Birthday of actor/director Michael Douglas, New York, NY.
(it is also his wife's birthday, see 1969)
    1945 - New York City, pianist Errol Garner records for Savoy his famous version of “Laura.”
    1950 - “The Kate Smith Hour” premiered. Kate Smith was a talented singer who hosted a radio show before beginning a successful but short TV career. This late afternoon show was the most successful among two other prime-time shows, “The Kate Smith Evening Hour” (September 1951—June 1952) and “The Kate Smith Show” (January—July 1960). It included interviews, musical numbers and comedy or drama sketches. The sketches spun off many series, including “The World of Mr. Sweeney” and “Ethel and Albert.' She was a very popular singer on the radio, best known for “God Bless America,” but she could not make the transition to the small screen.  Smith's rendition of "God Bless America" was played during the 7th inning stretch of New York Yankees home games from 2009 until April 2019, when the practice was discontinued amid controversy surrounding her 1931 recordings of “That’s Why Darkies Were Born" and "Pickaninny Heaven.” The following day, the Philadelphia Flyers followed suit. The statue of Smith was removed on April 21, 2019.  Her family responded by denying the racism allegations. Those against the discontinuation of using Kate Smith's works have cited the satirical nature of the song "That's Why Darkies Were Born." and the fact that it was also popularized by Paul Robeson. Smith called for racial tolerance in 1945 in an address on CBS Radio, saying, "Race hatreds, social prejudices, religious bigotry, they are the diseases that eat away the fibers of peace." She went on to say that it is up to us to tolerate one another in order to achieve peace.
    1951 - Top Hits
“Because of You” - Tony Bennett
“I Get Ideas” - Tony Martin
“Come on-a My House” - Rosemary Clooney
“Always Late (With Your Kisses)” - Lefty Frizzell
    1952 - Perhaps one of television’s finest drama series, “Four Start Playhouse” premiered. The actors who founded Four Star Films—Dick Powell, Charles Boyer, Joel McCrea and Rosalind Russell—starred in this dramatic anthology series. David Niven and Ida Lupino replaced McCrea and Russell, who left shortly after the series began. Other guest actors included Ronald Colman in his first TV dramatic appearance (“The Lost Silk Hat,” 1952) and Joan Fontaine in her first major dramatic TV role (“The Girl on the Park Bench,” 1953).
    1954 - Elvis Presley performs live on "Grand Ole Opry," singing "Blue Moon of Kentucky."
    1955 – Detroit’s Al Kaline became the youngest ever to win a batting title, at age 20.
    1956 - “Broken Arrow” premiered. My father, Lawrence Menkin, wrote many of the episodes. This half-hour western was one of the few to portray Native Americans in a positive light. It starred Michael Ansara as Cochise, Apache chief, and John Lupton as Indian Agent Tom Jeffords, Cochise's blood brother. The show was syndicated under the name “Cochise.”
    1956 – TAT-1, the first submarine transatlantic telephone cable system, is inaugurated. It was laid between Scotland and Newfoundland.  The agreement to make the connection was announced by the Postmaster General on December 1, 1953. The project was a joint one between the General Post Office of the UK, AT&T, and the Canadian Overseas Telecommunication Corporation. The share split in the scheme was 40% British, 50% American, and 10% Canadian. The total cost was about £120 million.
    1959 - Top Hits
“Sleep Walk” - Santo & Johnny
“('Til) I Kissed You” - The Everly Brothers
“Mack the Knife” - Bobby Darin
“The Three Bells” - The Browns
    1960 - Sam Cooke's "Chain Gang" peaks at Number Two on both the R&B and pop charts at the same time. It's his biggest hit since "You Send Me."
    1962 - Charles “Sonny” Liston won the heavyweight championship by knocking out Floyd Patterson at 2:06 of the first round at Comiskey Park, Chicago. Liston defeated Patterson in a rematch and then lost to Cassius Clay in Feb, 1964.
    1964 - No. 1 Billboard Pop Hit: "Oh, Pretty Woman," Roy Orbison.
    1965 - Willie Mays hit his fiftieth home run of the baseball season, making him the oldest player to accomplish this. He was 34 years old. Ten years before, at the age of 24, he was the youngest man to accomplish the same feat, marking the longest span between 50 HR seasons in MLB history.
    1965 - Satchel Paige, the oldest player in Major League history at an estimated 59 years, 8 months, 5 days, pitched the last game of his career. He hurled three scoreless innings for the Kansas City Athletics against the Boston Red Sox. Paige gave up only one hit, to Carl Yastrzemski.
    1965 - Birthday of Scottie Pippen, basketball player, born Hamburg, AR.
    1965 - “Eve of Destruction,” sung by S/Sgt. Barry McGuire, moved to the top of the charts.
    1967 - Top Hits
“The Letter” - The Box Tops
“Never My Love” - The Association
“Apples, Peaches, Pumpkin Pie” - Jay & The Techniques
“My Elusive Dreams” - David Houston
    1967 - Paul Butterfield Blues Band at the S.F. Fillmore.
    1968 - Rap/television/film star Will Smith (a.k.a. the Fresh Prince) was born in Philadelphia.
    1969 - Catherine Zeta-Jones, Academy Award-winning actress, wife of Michael Douglas, was born Wansea, Glamorgan, Wales (see 1944 for his birthday.)
    1974 - No. 1 Billboard Pop Hit: "Rock Me Gently," Andy Kim. He wrote the 1969 No.1 song "Sugar, Sugar" with Jeff Barry for the Archies.
    1974 - The first ulnar collateral ligament replacement surgery (Tommy John surgery) was performed, on pitcher Tommy John by orthopedic surgeon Dr. Frank Jobe, then a Dodger team physician who served as a special advisor to the team.
    1975 - Top Hits
“Fame” - David Bowie
“I'm Sorry” - John Denver
“Fight the Power” - The Isley Brothers
“Daydreams About Night Things” - Ronnie Milsap
    1976 - Blue Oyster Cult's "Agents of Fortune" LP enters the chart.
    1979 - The third musical resulting from the collaboration of Tim Rice and Andrew Lloyd Weber lit up the Great White Way. "Evita" opened on Broadway to rave reviews.
    1979 - The Eagles LP, "The Long Run" is released.
    1979 - Joe Jackson releases his "I'm The Man" single.
    1981 - Rolling Stones begin their 6th US tour (JFK Stadium, Philadelphia, PA)
    1981 - Sandra Day O'Connor was sworn in as the first woman associate justice on the US Supreme Court on this date. She had been nominated by President Ronald Reagan in July 1981.
    1983 - Top Hits
“Tell Her About It” - Billy Joel
“Total Eclipse of the Heart” - Bonnie Tyler
“The Safety Dance” - Men Without Hats
“Baby, What About You” - Crystal Gayle
    1987 - Hurricane Emily crossed the island of Bermuda during the early morning. Emily, moving northeast at 45 mph, produced wind gusts to 115 mph at Kindley Field. The $35 million damage inflicted by Emily made it the worst hurricane to strike Bermuda since 1948. Parts of Michigan and Wisconsin experienced their first freeze of the autumn. Snow and sleet were reported in the Sheffield and Sutton areas of northeastern Vermont at midday.
    1988 - Florence Griffith Joyner runs Olympic record 100m in 10.54s
    1989 - Twenty-three cities in the south central U.S. reported record low temperatures for the date, including Topeka, KS with a reading of 33 degrees, and Binghamton, NY with a low of 25 degrees. Showers and thunderstorms in the southeastern U.S. drenched Atlanta, GA with 4.87 inches of rain, their sixth highest total of record for any given day.
    1991 - Top Hits
“I Adore Mi Amor” - Color Me Badd
“Good Vibrations” - Marky Mark & The Funky Bunch/Loleatta Holloway
“Emotions” - Mariah Carey
“Leap of Faith” - Lionel Cartwright
    1993 - A Florida judge ruled that it was legal for a child to divorce biological parents. The court case involved twelve-year-old Gregory Kingsley who didn't want his parents anymore.
    1998 - Hurricane Georges crossed the Florida Straits, passed over Key West and took aim on the northern Gulf coast. On September 26, hurricane warnings went up from Panama City to Morgan City, Louisiana.
    1998 - By hitting a 462-foot blast at the Astrodome, Sammy Sosa hits #66 (and his final homer) of the season to take the lead in the HR race. Less than an hour later, however, Mark McGwire also hits his 66th in the Cardinals' 6-5 victory over the Expos to tie the Cub outfielder in the historic home run race, on the way to 70.
    2003 - Sammy Sosa becomes the first National Leaguer to have at least 100-RBIs nine seasons in a row. The Cubs' right fielder surpasses Mel Ott and Willie Mays who had accomplished the feat eight straight seasons, and joins Rafael Palmeiro and Jimmie Foxx as the only players in major league history to hit 35 home runs and 100 RBI for nine consecutive seasons.
    2009 - President Obama, British Prime Minister Brown and French President Sarkozy, in a joint TV appearance for a G-20 summit, accuse Iran of building a secret nuclear enrichment facility.
    2014 – In his final Yankee Stadium at bat, Derek Jeter knocked in the winning run in the bottom of the 9th to defeat the Baltimore Orioles, 6-5, after the Yanks blew a 5-2 lead in the top of the inning.  Jeter retired at season’s end after 20 years as the Yanks’ SS, with 5 World Series rings and 3465 hits, the most of any Yankee and 6th most in history.



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Top Stories

(chronological order)

- Marlin Capital Solutions Now Listed in
    Leasing Companies Out of Business
- Make Your Email Count by Ken Countess
- The Top Five Leasing/Finance Funder Websites
    In North America
- Alexa Internet Ranking May, 2022 Announcement
    76 Similar Websites
- Pictures from the Past
    2002: Theresa Kabot with Crosby
- ELFF Reports August Confidence Up
    On the Scale, 50, an Increase from July 46.1
- Gulf Coast Bank Acquires Another Commercial Independent
    This Time it is KLC Financial
- CLFP Foundation Adds 16 New CLFPs
    Hosted by U.S. Bank Equipment Finance
- Lender Asks Broker for Vendor Profile
    How Unusual is This?
- “Sitting on the Dock of the Bay" with Ken Greene
  By Kit Menkin and Ken Greene, Legal Editor
    “The Sausalito Music Factory"
- Chesswood Closes $347 Million Securitization
    Primarily for Pawnee Leasing
- Chesswood Reports Quarter 2 Income $9.7 Million
    Compared to $7.8 Million Same Period in 2021
- National Equipment Finance Association Announces
    the Formation of Regional Committees
- Wintrust "MOJO" Wins First Place
   at Chicago Yacht Club Race
-Wintrust Specialty Finance Exceeds $1 Billion
    in Funded Contracts Since Inception
- North Mill Equipment Finance Hits $1B in Originations
    on its Anniversary of Recapitalization
- TopMark Funding Marks Another Quarter of Record
    Breaking Growth for the Fifth Consecutive Quarter
- Ascentium Capital LLC Reports Second Quarter 2022
    Funding Volume of $480.8 Million
- Additional Regulations on the Horizon for
  Motor Vehicle Lessors, Lenders, and Dealers
    By Edward P. Kaye, Esq. and Sloan Schickler, Esq.
- Marlin Leasing changing name to PEAC Solutions
   Entering the International Market Place
- Quality Leasing Continues Record-Breaking Volume
    through Q2 2022;  Volume Up 95% Year-over-Year
- The Top Six Leasing/Finance Funder Websites
    In North America
- Despite Recent Positive Reports from ELFA & ELFF
    Foundation July Survey Decreases to 46.2 from June 50.9
- Loan Fees Earned for the Top Twenty 2020 PPP Lenders
    By Delaney Sexton, Coleman Report Contributing Editor
- Half of All Small Businesses Report Unfilled Job Positions
    By Delaney Sexton, Coleman Report Contributing Editor
- North Mill Equipment Finance Announces
    New Rate Card Program
- Channel Closes $163MM Securitization
    Second Securitization Business Loans and Cash
- The Most Popular Desktop Brands in the U.S.
  Statista’s Global Consumer Survey
- Amur Achieves Another Record-Breaking Quarter
   With 85% Growth
- North Mill Reports Record-Breaking Quarter
   And Month
- Clicklease joins List  "A"
    and Funders Looking for Broker Business
- Targeted Lending Co. Updated in Funder List "A"
   Also added to Funders Looking for Broker Business
- Work Smarter, Not Harder
    Short Video
- Amur Equipment Finance Joins
    Funder List “A”
- Equipment Finance Industry Confidence Steady in June
    Reports Equipment Leasing & Finance Foundation
- ELFF Industry Confidence Drops Again
    Five Months, May 49.6% from April 56.1%
- States No Longer the Issue to Status of Attorney
  Finding the Best Attorney for the Case Today
    By Ken Greene, Leasing News Legal Editor
- American Association of Commercial Finance Brokers
  2022 Annual Conference Report
    By Nuria Blais, American Lease Insurance
- Net Income 1st Quarter US $1.7 Million to
   2021 1st Quarter US $6.3 Mullion Reports Chesswood
- ELFA Release State-by-State Economic Impact
  Equipment Finance Industry Ranking, Volume, Growth
- Percent of Employees No Longer Working Remotely
    Top 10 Metro Areas List Back at the Office
- Archives---May 9, 2000: Bad News from Cindy Spurdle,
    Former Executive Director of NAELB
- Billions of Dollars Are Transferred Daily
    from Independent to Professional Investors
- Changing Rates Means Time for a New Marketing Plan
    Prepare to Enter New Markets
- Top Mark First Quarter Continues the Momentum
    Breaking Quarterly Performance
- Ascentium Capital LLC Reports $392.5 Million
    in First Quarter 2022 Funding Volume
- Nevada Law on Being Registered for Financing and Leasing Brings Up:
   Are You Licensed to Do Business at a Conference?
    By Christopher Menkin
- 2020 Median House Income
    Chart by State
- Her Identity Stolen and Caller Used UCC to Make Calls
    to Prior Clients, Using her Key Personal Information
     By Ken Greene, Attorney
- The Survey of Consumer Sentiment had a
    “change of heart” and jumped 6.3 points  By Dr. Dan Geller
- Equipment Lease and Finance Association Reports
    Record Turnout at Chicago Events
- AP Equipment Financing Posts Record First Quarter
    50% in Year-over-Year Funding Volume
- Business Development for Originators Has Changed
   By Josh Feinberg, President/CEO, Everlasting Capital
- ZRG Makes No. 9  in
   HuntScanlon Top Fifty Recruiters
- Computing Interest Rates Programs
   For Use in New State Commercial Finance Laws
- Concert for Ukraine, Ken Greene, Producer
   Report from Ken
- Most Popular Cars Fall short of Fuel Economy Standard
     Chart Best-Selling Cars in U.S. 2021
- Amur Achieves Record-Breaking First Quarter,
    Achieving 100% Year-over-Year Growth
- ZRG Acquires RoseRyan
    Major Finance and Accounting Consulting Firm
- Positive Employment Situation Boosts Business and
    Consumer Financial Confidence in March By Dr. Dan Geller
- North Mill Equipment Finance Hits All-Time High
   for Month of March: $49 Million
- Jim Merrilees Gets NEFA's Lifetime Achievement Award
    at National Equipment Finance Association Lunch
- National Equipment Finance Association Summit
    Big Success! Reaches Record-Breaking Attendance
- NEFA Women in Leasing Luncheon Meeting
- John Donohue, Leader at Direct Capital, Now Leads Customers Bank
     Commercial Finance’s New Small Ticket Business
- Leasing Company Turns it Down, but Then Gives to
    Direct Salesperson Who Puts it Together
- Signs of Spring
- How to Trade Leads with Banks
   Work with Community, Small Banks, Credit Union
- 2021 Leasing-Finance Associations' Membership Count
- Former President and CEO of Iowa Bank Sentenced
    to 9 Months & $4.5 MM in Restitution for Loan Guaranty Fraud
- Kris Roglieri, CEO Prime Commercial Lending
    Announces $188 Million Development Transaction
- Chesswood Announces 2021 Fiscal Year Results
- North Mill Announces a Refresh of Business Brand, Logo
- Went to the Shelter to Get a Cat....
- CLFP Foundation Releases Ninth Edition Handbook
- Top Seven Leasing/Finance Funder Websites In North America
- PPP Lender CEO Allegedly Purchased Luxury Cars
    and Homes with Fraudulent Lender Fees and PPP Loan
- Robust Retail Sales and Strong Employment Figures
    Boost Consumer Financial Confidence
- North Mill Announces Their Largest Securitization: $371 Million
- Rivers Leasing and LTi Technology Solutions Announce Partnership
- Pandemic Creates a Nation of Hostile Drivers, Increased Fatalities
- California Attorney General Dept. of Justice Visits
    Partners Capital Group, Santa Ana, California
- CLFP Companies with More than 3 Members
- TopMark Funding Celebrates Record-Setting 2021
- Marijuana Has Contributed $43+ Billion to Canada’s GDP
- The Explanation to the Borrower on Calculating Rate
   Quoted Rate 7.3% TValue Rate: 14%
- Crestmark Announces Organizational Changes
- Banks and Credit Unions Are Responding Identically
    to the Rising Rates of 2017
- Four Utah banks targeted for laundering predatory loans up to 225%
- Ascentium Capital LLC Closes Year Strong
    Attaining $1.43 Billion in Funded Volume for 2021
- Cost of Capital Going Up - Wheeler Business Consulting
- ZRG Global Summit Conference By ZRG CEO Larry Hartmann
- ELFA Monthly December Report Shows Very Good News
     Although the Month was Down 3% from Last Year
- Doing Business in a Rising Rate Environment
    By Ralph Mango, Associate Editor, Leasing News
- Dr. Dan Geller: "But I told you so;
    Cryptocurrency is the Emperor's New Clothes”
- Report Finds State-Legal Cannabis Markets
     Have Generated $10 Billion in Taxes
- Regents Capital Closes $25.0 Million Corporate Note Financing
- Wintrust Specialty Finance Exceeds
    Half Billion Dollar Milestone in First 3 Years
     Dave Normandin, CLFP, "Proud of Incredible Team"
- Charles K. Schwartz Released from Prison
     to a Halfway House After Serving Half a Term
- Merchant Cash Advance Broker 16 Years: Why She Loves MCA
- North Mill Reports 2021 as Best Year in the Company's History
- The House that Jerry Built Redux
    by Christopher Menkin, Publisher
- Crypto Investors Will Soon Realize that Currency
    Was Created for Control, Not Convenience
- Visualizing the $94 Trillion World Economy in One Chart
- Results from 2021 Compensation and Production Survey
     Wheeler Business Consulting
- Previous Leasing Persons of the Year
     Several for Careers of their Body of Work
- Lovern J. Gordon, CLFP, Responded
    on being named 2021 Person of the Year
- Lovern J. Gordon, CLFP
    2021 Leasing News Person of the Year
- Chesswood Continues to Grow Looking Forward to 2022
- Bank of the West Sold for $16.3 Billion; Once Very Active in Leasing and Finance
     By Christopher Menkin, Editor
- Balboa Capital Survey: 8 in 10 Small Business Owners
     Planning to Use Section 179 Deductions
- Where Semiconductors Are Made
- Balboa Capital now a division of Ameris Bank
- Centra Funding (4-Hour Funding) Joins and
    Strengthens APPROVE Lender Network and How it Works
- Former CFO of Boston Grand Prix (and Leasing Broker)
    Pleads Guilty to Fraud and Tax Schemes
- Infrastructure Bill Delivers Much for Trucking
Irontrax Report
- Banking Must Commit to Increased Tech Spending in 2021
    By Jim Marous, Co-Publisher of The Financial Brand
     CEO of the Digital Banking Report
- David Lee, Chairman/CEO North Mill Equipment Finance
at 27th ABS East Conference Dec. 13-15, Miami Beach, FL
- The Top Seven Leasing/Finance Company Websites in North America
- One-Fourth of All 3Q Car Buyers Considered EVs or Hybrids
- Motor Vehicle Dealers License Requirement for New York Lessors
    By Sloan Schickler, Esq. and Edward P. Kaye, Esq.
- Slim Capital Simplified Finance Solutions
    Examples of Programs
- Things to Know About Leasing EVs Right Now
     By Adam Berger, President, Doering Fleet Management
- Leasing News Adds New Procedure
to Subscribe to News Editions
- Most Influential Women in Leasing and Finance Updated
- LinkedIn Advice on Passwords
- Vehicle Leasing Surges at Credit Unions
     as CULA Marks Leasing Milestone
- Most Influential Women in Leasing and Finance
Updated and Request for Nominations
- Ascentium Capital LLC Reports $390M
     in Third Quarter Funding Volume
- Marlin Leasing Reports Third Quarter, 2021
Net Income $5.5 Million, Down from $10.3 Million Last Quarter
- Female Leasing/Finance Association Presidents
- ELFA Annual Convention Draws Large Crowd
    Report and Photos from “In the Spotlight”
- Northmill Equipment Finance Whole Team Photo
- ELFA September New Business Confirms Companies’
    Press Releases Showing Third Quarter and September New Business
- ELFA New Board of Directors Announced
   Including new Board Chair
- The LTi Difference
   Developers of Lease and Loan Platforms
- New Disclosure Laws - When will They Take Effect
     By Ken Greene, Leasing News Legal Editor
- Six Types of Bankruptcy - Updated
   By Ken Greene, Esq., Legal Editor
- What Not To Lease
   By Terry Winders
- California Was the First State to Go After MCA
How it All Began/Current Pending Revisions
By Ken Greene, Leasing News Legal Editor
- Franchise Brokers Association
Good Guides for Prospective Franchise Buyers
- You are the Brand
   By Ralph Mango, Associate Editor, Leasing News
- Marlin Business Services Shareholders Meeting
Votes to Go Ahead Merger/Related Compensation Proposal
- Sikhs, Finding Religious Freedom on the Road,
Take Outsize Role in American Trucking
By Joseph Hammond, RNS
- FT Partners Q2 2021 Fintech Insights
   Global Financing and M&A Statistics
- Marlin Capital Solutions
10-Q Quarterly report 7/30/2021
- Pfizer Gets a Booster Shot from its COVID-19 Vaccine
Pizer's Annual Revenue since 2016
- Six-Month Leasing/Finance Associations'
Membership Count and by Category
- Balboa Capital Reports 93% Year-Over-Year Increase
in Q2 Originations, Hires 25 New Employees
- Company Celebrates Being Back in the Office
   from Alina Gilmore, VP, Can Capital
- Don’t Be Afraid to Look into the Mirror
   By Ralph Mango, Associate Editor
- North Mill Announces Record Quarterly Originations
   Exceeding $120 Million
- Brean Capital, LLC, Closes $50 Million
    Corporate Note Financing for Balboa Capital
- Big Gains Following Recessions
- Cash is King When Running a Manufacturing Business
    By Ken Hurwitz, Canadian Metalworking
- Podcast Interview with Paul Menzel on Leadership
  and How He Leads Others to Perform
    The Alta Group Leadership Development
- Our Leasing/Finance Life is Changing
  Not Just Because of FinTech, Perhaps the Convenience
    By Kit Menkin
- The Mysterious FDIC $3.4 Million Fine & Restitution Against
   Umpqua Bank and Financial Pacific
      By Christopher Menkin, Editor/Publisher, Leasing News
- More on Financial Pacific and FDIC Fine
   Against Umpqua Bank and Restitution Penalty
- Balboa Capital Added to Good Guys: Companies
   Who Notify Lessee in Advance of Lease Expiration
- Marlin Business Services Announces Further Staff Cuts
- Specialists in cannabis and hemp company leasing
- NY Based Finance Companies Deceived Small Businesses,
    with Merchant Cash Advance, one at 4,000 percent Interest
- Dr. Dan Geller Predicts US Being Pushed
  into a Prolonged Recession
- How Vaccines Eradicated Common Diseases
- Be Prepared for What May be a Bankruptcy Lifeline
   for Small Businesses to Survive COVID-19
- Equipment Broker School Sign Ups Surged
  Includes report MCA, Funders, Business Loans, Leasing Marketplace
- Jeff Rudin, Quail Capital, Two Dogs
  One from Leasing News Adopt a Dog
- Ralph Mango Remembers the Start of FinTech
- Balboa Capital Gets Excellent Review over Other Companies
  By DBRS Morningstar Confirms Three Securitizations
- Don’t Get Caught Doing Business in California
   If You Are Required to Have a License or Don’t File Annual Report
- NewLane Finance Takes a New Lane
   By Christopher Menkin, Editor
- 5 Things the Finance World Can Learn From Marketers
- "We’re still getting residuals from a company 14 years later.”
     Phil Dushey, President, Global Financial Services
   for $429,000 as a Result of Lying to Lessee
- Four Types of Interim Rent
- FinTech #102  by Christopher Menkin
   Menkin has an Epiphany
- Alternate Finance Companies - Subprime
- FICO Score: Excellent to Bad
- Reader Complaint About LEAF Financial Investment (Collection)
- How to be a “Leasing Expert Witness”
    and Make Extra Income
- Your Photograph on
Use a Password Generator
- Banks Turn Toward Leasing for More Profit
- Why Leasing News is Different
- Take Your Banker to Lunch
- Lease Police Tips on Judging Vendors
- Alert: Rudy Trebels Back Soliciting Broker Business
- "The real U.S. Bank Equipment Finance story"
- The Day that Albert Einstein Feared May Have Finally Arrived
- California License Web Addresses
- Settlement Costs vs. Litigation Costs