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Wednesday, May 18, 2022

Today's Leasing News Headlines

American Association of Commercial Finance Brokers
  2022 Annual Conference Report
    By Nuria Blais, American Lease Insurance
States No Longer the Issue to Status of Attorney
  Finding the Best Attorney for the Case Today
    By Ken Greene, Leasing News Legal Editor
New Hires/Promotions in the Leasing Business
    and Related Industries
Leasing Industry Ads
    We Are Growing Our Senior Sales Team Now!
Unlimited Opportunities
    Sales Makes it Happen by Scott Wheeler, CLFP
Small Business Owners Are Prioritizing Digital Aids
  to Support Business Operations
    By Delaney Sexton, Contributing Editor, Coleman Reports
Cars Still Dominate the American Commuter
    Modes of Transpiration
Terrier Mix
    Medfield, Massachusetts  Adopt-a-Dog
Women in Leasing
    May 11, 2007 Leasing News
News Briefs---
Powell: Fed to keep hiking rates until
    it controls inflation
This Illinois company was just sold for $3 billion, but hundreds
    of employees are getting a cut. Some will get $800,000
Elon Musk Says Twitter Deal Can’t Move Forward
     Without Clarity on Fake Accounts
JPMorgan Shareholders Reject Jamie Dimon’s
    $50 Million Bonus
Apple reportedly delays return-to-office plans,
    resumes masking
Public Meeting on Proposed Bank of Montreal Acquisition
   of BancWest Holding Inc. and Bank of the West;
    Public Comment Period Extended

You May have Missed---
Jack Nicklaus says Saudis offered him over
      $100 million to head series

Broker/Funder/Industry Lists | Features (wrilter's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months
www.leasingcomplaints.com (Be Careful of Doing Business)
www.evergreenleasingnews.org
Leasing News Icon for Android Mobile Device

Sports Brief----
 California Nuts Brief---
   "Gimme that wine"
    This Day in History
     SuDoku
      Daily Puzzle
       GasBuddy
        Weather, USA or specific area
         Traffic Live----
          Wordle

######## surrounding the article denotes it is a “press release,” it was not written by Leasing News nor has the information been verified. The source noted. When an article is signed by the writer, it is considered a “byline.” It reflects the opinion and research of the writer.

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American Association of Commercial Finance Brokers
2022 Annual Conference Report
By Nuria Blais, American Lease Insurance

As a first timer to the AACFB Conference (of which there were over 150!) I was blown away by the amount of time and knowledge freely shared between commonly competing sources. The broker numbers were high at this conference and Monica Harper, Executive Director, shared with me that it, in her opinion, has much to do with the recent climate and the desires of individuals who previously worked for organizations to explore new and independent territories.

It was also amazing to see 70 Exhibitors present, working the floor, and having many visitors to their booth.

The energy of this group was vibrant and this certainly was in part due to the nature of the past two years. Excitement about this in-person conference was palpable and I look forward to watching this conference grow past its pre pandemic numbers.

This year’s American Association of Commercial Finance Brokers (AACFB) Annual Conference was held May 11-13 at the Sheraton Charlotte Hotel in sunny Charlotte, North Carolina. Bouncing back from a pandemic lull, and nearing its pre pandemic numbers, the final attendance count came in at 331, only slightly under the Las Vegas 2019 conference which boasted the highest attendance in recent history-353. Charlotte’s 325 count was made up of 39 associates and guests representing 18 companies, 168 funders representing 61 companies and 124 brokers representing 90 companies.

Opening Day activities included an optional golf outing at Skybrook Golf Club as well as a Women in Leasing Luncheon at Church and Union where over 60 women came together to share their stories-new and old-about their times in this industry.

The afternoon of day one was filled with presentations from National Equipment Leasing Inc., North Mill Equipment Finance LLC, FileInvite, Amur Equipment Finance and Quality Leasing Co. AACFB also hosted a valuable session for first time attendees where emphasis was placed on available committee opportunities. The AACFB has eight active committees and is search of member support to fill roles within those.

Concluding the afternoon was the Speed Networking Reception (fondly referred to by many as “speed dating”) during which funding sources set up around the perimeter of the space and other attendees are given ample time for a brief but informational conversation to learn more about a potential funding fit. This reception was high paced and well attended, and the conversations appeared to be rich as when the horn sounded many had to peel themselves away to the next funder.

The evening reception, hosted by C.H. Brown Co., LLC, took place at the rooftop lounge, showcasing the beautiful sunset and skyline. Eighties cover band, Kids in America, rocked the show and made for a fun atmosphere to close the day.

Thursday’s afternoon line up of sessions was vast and included Business Forecasts-Riding the Tides, Increasing Efficiencies with E-Notary, Technology-Making Your Processes Flow, Marketing Success Blueprint, Credit and Underwriting Insights and Sales and Fraud Roundtables. The free night on Thursday was a great time to catch a concert, ball game or show. Several people attended the renowned Hamilton production and many simply took advantage of the many local restaurants. Personally, a couple oysters and my first Po’ Boy at Sea Level opposite the Pittsburgh Penguins Game on TV was my perfect evening!

Friday opened with some networking time in the exhibition hall followed by a few concurrent sessions including Disclosure Law, HR Pitfalls and When Deals Go Bad.

Global Financial hosted the luncheon and auction, where several awards took center stage including passing of the gavel from AACFB President Carrie Radloff, CLFP, to AACFB President Elect Laura Estrada. Forum Moderator Gary Greene, CLFP, of Lease$mart and AACFB Executive Director Monica Harper were each awarded the AACFB President’s Award, which goes to individuals chosen by the president who went above and beyond to support the association during their term. AACFB bucks were used (and had been collected throughout the conference) to bid on prizes ranging from discounted memberships to future conference credit, cash drawings and tech items like Bose Bluetooth speakers and headphones. The auction was quite the hit and put pep in everyone’s step as they prepared for the travel home.


Nuria Blais
Business Development Manager
American Lease Insurance
Dedicated Dial 413-369-2182
nuria@aliac.net




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States No Longer the Issue to Status of Attorney
Finding the Best Attorney for the Case Today
By Ken Greene, Leasing News Legal Editor

Let’s face it – everyone, at one time or another, needs a lawyer. It could be anything - a dispute, a transaction, or maybe you need business advice on state laws, especially licensing and commercial law requirements.

It is very smart business to attend conferences and meet attorneys who attend. It is also important learn first-hand from members what attorney they are using and who they recommend.

There has been much discussion throughout the country, including the American Bar Association (“ABA”) about the propriety of attorneys working in states in which they are not licensed. The trend is to enhance that ability, but much of it was due to the exigencies arising from COVID. This is an area of inevitable change and we will update you as things progress.

There are certain things a lawyer can do even if he or she is licensed in only one state. In 95% of cases, the lawyer’s location does not matter. This is not the 1800’s where people were limited in where they could work. Times have changed, and the internet is one of the main reasons. A lawyer in one state can draft a contract between a client and a third party in another state. But some things have not changed. A personal injury suit has to be brought in the state where the defendant lives or where the accident occurred. Or if the dispute involves a contract, jurisdiction and venue clauses may dictate where a lawsuit can be brought.

So, there will be occasions in which you simply need local counsel. Under the right circumstances, your lawyer could apply for pro hac vice admission. Just make sure you aren’t better off with an attorney who (1) knows the lay of the land (i.e. the judges, court staff, etc.) and (2) knows the laws relevant to your case, but also has a good sense of how the judges will treat certain cases.
When it is time to retain counsel, here are some things you should consider in making your selection:

  • How do you find the right law firm? Word of mouth from people      you trust is best. If that doesn’t work, try reaching out to finance and leasing associations for their list of attorneys. As a last resort,  try Google.
  • Find someone with a solid grasp of your business. If you need an equipment finance attorney, don’t hire your nephew who just graduated law school and is seeking a career in criminal law.
  • Schedule an interview, face-to-face, if possible, Zoom if not.

Don’t forget to ask in advance if there is a charge for
the initial consult.

  • Be 100% honest as you disclose the situation to prospective counsel. Remember your communications are privileged, even if you decide to retain someone else. If you don’t tell the whole story accurately, it will come back to haunt you later. Promise.
  • If you are at a point of being comfortable and like what you have learned, time to discuss fees up front, i.e.
  • What are their billing rates?
  • Do they have minimum billing entries i.e. 1/10 or ¼ hours? That can get expensive fast.
  • Do they have flat or contingency fees?
  • Who will do most of the work?
  • Who will take the matter to trial?
  • Will you have more than one attorney working the case?
  • Does the firm bill for conferences between attorneys, or one attorney reviewing another’s work?
  • Do you need a retainer? Is it applicable against the first invoice, or must it be held in trust until trial?
  • Ask for an overall fee estimate. This can be difficult, but you will get some idea of what to expect.
  • Find out whether the firm carries errors and omissions coverage.
  •  Ask when they can start work, and what their game plan is.
  • Determine whether you need a firm with an “intimidation factor.” The big firms are expensive, but on occasion can end a dispute quickly if the other side knows it is outclassed, outnumbered and could easily be buried in paper by a much larger firm.

It's not an easy process, but, assuming you have the time, it is worth it to be sure you’ve picked the right hired gun. You wouldn’t have an unqualified doctor operate on you. The same goes true for lawyers . . . make sure you have a good one!

Please remember my first piece of advice. It very good business to go to the conferences and meet attorneys who attend or learn from members what attorney they are using and who they recommend.

Ken Greene
Law Office of Kenneth Charles Greene
5743 Corsa Avenue Suite 208
Westlake Village, California 91362
Tel: 818.575.9095
Fax: 805.435.7464
ken@kengreenelaw.com
Alternate: kengreenelaw@outlook.com

[headlines]
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New Hires/Promotions in the Leasing Business
and Related Industries


Lisa Corby was hired as Vice President of Credit and Syndication, Blue Street Capital, Huntington Beach, California. She is located in Raleigh, North Carolina.  Previously, she was Senior Funder, Partners Capital Group (January, 2022 - May, 2022). She joined CSI Leasing March, 2014, as Credit Analyst, promoted, March, 2014, Finance Manager.
https://www.linkedin.com/in/lisa-corby-18598618/


Jori Dean was hired as Business Development Manager, Carbon Capital Corporation, Calgary, Alberta Canada.  Previously, he was Senior Account Executive, CWB National Leasing (August, 2016 - April, 2022).https://www.linkedin.com/in/jori-dean-96415247/


Michael Fuoti was hired as Business Development, Equipment and Lender Finance, Apple Bank, Iselin, New Jersey. Previously, he was Senior Vice President and Managing Director, Equipment and Lender Finance, Investors Bank (February, 2010 - April, 2022); Business Development Manager, Capital Equipment Finance, Everbank (November, 2015 - February, 2019).
https://www.linkedin.com/in/michaelfuoti/


Raovu Gupta was hired as Managing Director, Global Technology and PTS Practice, ZRG Partners, New Rochelle, New Jersey. He is located in the San Francisco Bay Area. https://www.linkedin.com/in/ravi-gupta-48247a1/


Debra Langvardt was hired as Senior Account Executive, Equipment Leasing Grupp of America, LLC, Los Angeles, California.
https://www.linkedin.com/in/debralangvardt/


Mathew Padden, CLFP, was hired as Manager, ENGS Commercial Finance Company, Itasca, Illinois. He is located in the greater Chicago area. Certification: CLFP Foundation, Certified Lease and Finance Professional (2011).
https://www.linkedin.com/in/matthew-padden-clfp-b7363320/


Phil Priolo was hired as Senior Vice President SLR Equipment Finance, Wilton, Connecticut. He is located in St. Augustine, Florida.  Previously, he was East Coast Regional Manager, De Lage Landen (April, 2006 - May, 2022).
 https://www.linkedin.com/in/phil-priolo-93409288/

Sandra Rowland was hired as Senior Vice President, Credit Leader, Equipment Finance, Apple Bank, Iselin, New Jersey. She is located In Elmsford, New York. https://www.linkedin.com/in/sondra-rowland-4562519/


Dan Rubenstein was hired as Director, Global Cross Section Group, Fitch Ratings, Manhattan, New York. He is located in Fairfield, Connecticut. Previously, he was Director, Head of Portfolio Manger, Global Jet Capital, joining the firm February, 2018,
as Portfolio Manager.
https://www.linkedin.com/in/dan-rubenstein-19734713/


Dave Tyler was promoted to Vice President, Lead Equipment Finance Portfolio Manager, Wells Fargo, Overland Park, Kansas. He joined the firm as Vice President, Senior Portfolio Manager, Middle Market, October, 2021.
https://www.linkedin.com/in/dave-tyler-5b17a930/


Ken Walters was hired as Managing Director, Group Head Equipment Finance, Apple Bank, Iselin, New Jersey. Previously, he was Managing Director, Group Leader Equipment Finance, Investors Bank (February, 2018 - May, 2022).
https://www.linkedin.com/in/ken-walters-a6402b23/

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Help Wanted Ads


 

[headlines]
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Unlimited Opportunities

Sales Makes it Happen by Scott Wheeler, CLFP

One of the primary reasons that originators enter the commercial equipment finance and leasing industry is to capture unlimited opportunities. A primary reason that originators stay and thrive in the industry is that they recognize the unlimited opportunities which exist and can be captured on a daily basis.

Why don't all originators perform at the highest level and why do some originators leave the industry when there are unlimited opportunities?

Unlimited opportunities create a challenge for every originator: Where do I focus my time today when there are so many different opportunities to find, win, and fund? How do I make sure that I do not miss an opportunity over here while I am spending time over there? Opportunities in the commercial equipment finance and leasing industry are so vast that some originators do not know where to place their efforts to gain the greatest returns.

The number one question that I hear from originators is: What industry, equipment, and/or niche should I pursue, because it has the most potential for success?

My answer is always the same. It does not matter what niche you choose; however, you need to choose something and commit all of your efforts to that selected industry, channel, equipment type, and/or niche. Furthermore, since it does not matter, select a focus that interests you, one that you have a passion to learn more about, one that your personality naturally meshes with the professionals who participate in that selected niche.

Do not pick a niche because someone told you it was the easiest; choose a niche because it will challenge you, it will excite you, and will enhance your ability to thrive and be a leader in the industry. The objective is not to be a "jack of all trades and master of none." The objective is to master something and be a player in a chosen niche.

It is my observation that the most successful and sustainable originators focus all their efforts into a specific industry, equipment type, channel, and/or niche which they have purposely chosen. Their chosen focus aligns with their personality and passion. A well-defined focus allows top originators to expand their personal ability to succeed, become a player, and position themselves as a leader in the commercial equipment finance and leasing industry.

Scott A. Wheeler, CLFP
Wheeler Business Consulting
1314 Marquis Ct.
Fallston, Maryland 21047
Phone: 410 877 0428
Fax: 410 877 8161
Email: scott@wheelerbusinessconsulting.com
Web: www.wheelerbusinessconsulting.com

Sales Makes it Happen articles:
http://www.leasingnews.org/Legacy/index.htm

 

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Small Business Owners Are Prioritizing Digital Aids
to Support Business Operations
By Delaney Sexton, Contributing Editor, Coleman Reports

“Looking longer term, entrepreneurs anticipate that emerging technologies, such as cybersecurity, 5G and automation, will become increasingly important to business success. Many business owners are also adopting digital tools at a higher rate to aid in their business operations, including online banking and cashless payments. In the decade ahead, 44% of business owners plan to prioritize digital sales over brick-and-mortar,” writes Sharon Miller, Head of Specialty Banking and Lending at Bank of America, in the 2022 Small Business Owner Report.

Here are the facts from the 2022 Small Business Owner Report:

  • In the next year, 64% of small business owners expect their revenue to increase.
  • 62% of business owners say that their business has wholly or partially recovered from the pandemic.
  • The pandemic’s effects on small businesses have been split with 44% of small business owners stating their business is better off while 56% say their business is worse off.
  • About half of the owners (48%) attribute part of their business recovery to increased consumer spending.
  • Over half of business owners (57%) have taken steps to address future risks to their business based on the pandemic.
  • To address future risks, small business owners are focusing more on digital sales (37%), adopting new technology (36%), and diversified revenue streams (31%).
  • 17% of business owners are currently prioritizing digital sales, but 44% of small business owners plan to prioritize digital sales in the decade ahead.
  • 70% of business owners adopted new digital tools and strategies over the past year. 43% are accepting more forms of cashless payments, 34% are increasing their social media presence, and 28% are setting up an online sales presence.
  • In 2012, word-of-mouth and direct mail were considered more effective marketing tools (87% and 37% respectively), but in 2022, social media has become more important while word-of-mouth continues to be significant (53% and 74% respectively).
  • Similarly, the sources small business owners use for news impacting their business have shifted. In 2012, 56% of owners used print news while 17% used online media outlets. This year, 61% use online media outlets, and 34% use print media.



Source:
Bank of America 2022 Small Business Owner Report
https://newsroom.bankofamerica.com/content/dam/newsroom/docs/
2022/2022%20Small%20Business%20Owner%20Report%20ADA.pdf
 

Coleman Report, 28081 Marguerite Pkwy.
#4525, Mission Viejo, CA 92690
bob@colemanreport.com



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76 percent of American commuters use their own car to move between home and work, making it by far the most popular mode of transportation. Meanwhile, only 11 percent of the 5,649 respondents use public transportation while 10 percent ride their bike. As our chart shows, alternatives to the car have become more popular since 2019, but none comes close to challenging the car's status as the king of the American commute.

The fact is Americans are used to commuting longer distances than people in most European nations, automatically ruling out the bike for many as well as other transportation to get to where their work is actually located in a shorter period of time.

By Felix Richter, Statista

#############################

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Terrier Mix
Medfield, Massachusetts  Adopt-a-Dog


Hootie

Male
One Year Old
35 lbs.
Yellow/Tan/blond
Fawn, White/Cream
Good in a Home with
Other Dogs
Neutered
Vaccinations up-to-date
Adoption Fee
$500

Hootie is a handsome 1-year-old, 35-pound terrier mix. He has a typical terrier personality -- sweet and loving, but a bit headstrong at times. Hootie enjoys going on walks, and getting lots of play time in an enclosed yard or park. He is a mostly quiet pup who happily greets everyone he meets.

Hootie will need to continue to work on his house, leash and obedience training at his new home. He is crate trained. He would make a great companion to any terrier-lover who is looking for a new friend!

If you can give Hootie his forever home, please apply today!

Adoption coordinator: Hannah

Forever Home Rescue New England is a 501(c) 3 non-profit organization. We are a network of foster homes in the South and the New England area.

If you wish to adopt our dogs, please complete an online APPLICATION. You must first be approved by going through our application and screening process. https://form.jotform.com/80544205784155

Forever Home Rescue suggests obedience training for all puppies and dogs.

Any dogs older than pups--even if they are not marked housetrained in their posting---usually housetrain within a day or two, because most are used to living outside in the South and will prefer to do their business outdoors.

Our dogs and pups are best suited for families with children 5 years old and up.

Forever Home Rescue
New England
Medfield, Massachusetts
foreverhomerescue@gmail.com
508-359-4465

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Women in Leasing
May 11, 2007 Leasing News


Jester , Monosson, Castagna, Williams, Pryor
Seated: Pistorio, Lipski
photo by A. Levine, Madison Capital  

Top left to right:

Valerie Hayes Jester
Chairperson ELFA
President Brandywine Capital Associates, Inc.

Deborah J. Monosson
President
Boston Financial & Equity Corporation

Denise Castagna

Marketing Coordinator
Nassau Asset Management

Judith Williams
Marketing Manager
American Lease Insurance

Alison Pryor
Executive Director EAEL

Seated Left to Right

Nancy Pistorio, CLP
Executive Vice President
Madison Capital

Shari L. Lipski, CLP
Principal
ECS Financial Services Inc.

 

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News Briefs---

Powell: Fed to keep hiking rates until
    it controls inflation
https://www.pressdemocrat.com/article/business/powell-fed-to-keep-hiking-rates-until-it-controls-inflation/

This Illinois company was just sold for $3 billion, but hundreds
  of employees are getting a cut. Some will get $800,000.
https://www.chicagotribune.com/business/ct-biz-illinois-garage-door-company-sale-windfall-workers-20220516-aebonwsudvajzc7rhuo6rld5vm-story.html

Elon Musk Says Twitter Deal Can’t Move Forward
     Without Clarity on Fake Accounts
https://www.wsj.com/articles/elon-musk-says-twitter-bid-cant-move-forward-without-more-clarity-on-fake-accounts-11652775337?st=s9x3rb6w6z9uvkp&reflink=desktopwebshare_permalink

JPMorgan Shareholders Reject Jamie Dimon’s
    $50 Million Bonus
https://www.wsj.com/articles/jpmorgan-shareholders-reject-jamie-dimons-50-million-bonus-11652821300?mod=hp_lista_pos1

Apple reportedly delays return-to-office plans,
    resumes masking
https://nypost.com/2022/05/17/apple-delays-return-to-office-plans-resumes-masking-report/

Public Meeting on Proposed Bank of Montreal Acquisition
   of BancWest Holding Inc. and Bank of the West;
Public Comment Period Extended
https://occ.gov/news-issuances/news-releases/2022/nr-ia-2022-55.html

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You May Have Missed---

Jack Nicklaus says Saudis offered him over
$100 million to head series
https://www.washingtonpost.com/sports/2022/05/16/jack-nicklaus-saudi-golf-series-pga-tour/


[headlines]

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Sports Briefs---

Complete week-by-week schedule for 18-week,
    17-game 2022 NFL regular season
https://www.usatoday.com/story/sports/nfl/2022/05/12/nfl-schedule-2022-weekly-slate/9752917002/

Recent shoulder surgery would complicate a Drew Brees return
https://www.theredzone.org/Blog-Description/EntryId/22956/Recent-shoulder-surgery-would-complicate-a-Drew-Brees-return

Deshaun Watson admits in deposition one of his accusers
left in tears, then he sent apology text
https://www.theredzone.org/Blog-Description/EntryId/22962/Deshaun-Watson-admits-in-deposition-one-of-his-accusers-left-in-tears--then-he-sent-apology-text

With Steve Kerr back, Warriors try to keep COVID
out of NBA playoff picture
https://www.sfchronicle.com/sports/annkillion/article/With-Steve-Kerr-back-Warriors-try-to-keep-COVID-17179852.php

49ers rookie wide receiver Danny Gray’s elite speed
should help in running game
https://www.pressdemocrat.com/article/news/49ers-rookie-wide-receiver-danny-grays-elite-speed-should-help-in-running

[headlines]
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California Nuts Briefs---

$6.89 a Supreme gallon?! California reaches another
    gas price record. Is there any relief ahead?
https://www.mercurynews.com/2022/05/17/bay-area-gas-prices-top-6-10-as-california-hits-all-time-record/

New problem at San Francisco's still-sinking Millennium
Tower means it may be forever tilting
https://www.sfgate.com/local/article/new-problem-at-SF-sinking-tower-17179301.php?IPID=SFGate-HP-CP-Spotlight

14 CA Cities Ranked Among Best Places to Live: U.S. News
https://patch.com/california/losgatos/s/i991h/14-ca-cities-ranked-among-best-places-to-live-us-news?utm_source=alert-breakingnews&utm_medium=email&utm_campaign=alertMa


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"Gimme that wine"

Corkscrews to cans: WA wineries adapt
    to sustainable packaging
https://crosscut.com/news/2022/05/corkscrews-cans-wa-wineries-adapt-sustainable-packaging

Sangiacomo 'superhero' wins Vineyard Employee of the Year
https://www.sonomanews.com/article/news/sangiacomo-superhero-wins-vineyard-employee-of-the-year/

Wine of the week: Lucy, 2021 Santa Lucia Highlands,
Monterey County Rosé of Pinot Noir
https://www.pressdemocrat.com/lifestyle/wine/


“Gimme that Wine”

http://www.youtube.com/watch?v=EJnQoi8DSE8

Free Wine App
https://www.nataliemaclean.com/mobileapp/

Wine Prices by vintage
http://www.winezap.com
http://www.wine-searcher.com/

[headlines]
----------------------------------------------------------------

This Day in History

     1631 - The General Court of the Massachusetts Bay Colony decreed that 'no man shall be admitted to the body politic but such as are members of some of the churches within the limits' of the colony.’  Separation of church and state was an unthinkable concept in early American colonialism. In contrast to what is taught in schools, most were not escaping for religious freedoms, but were missionaries with strong prejudices against other religious groups except for their own.  Separately, John Winthrop was elected the first Governor of the Massachusetts Bay Colony
    1652 - Rhode Island enacted a slavery emancipation law: “No blacken mankind or white... (maybe) forced by covenant bond or otherwise to serve any man or his assignees longer than ten years, or until they come to be 24 years of age, if they be taken in under 15, from the time of their coming within the Liberties of the Colonies, and at the end of termed of ten years... (are to be set) free, as is the manner with the English servants. And that man that will not let them goe free, or shall sell them elsewhere, to that end that they may be enslaved to others for a long time, he or they shall forfeit to the Colonie forty pounds.”
    1766 - The Church of the United Brethren in Christ was organized in Lancaster, PA, under the leadership of Martin Boehm, 41, and Philip William Otterbein, 39. (It became a branch of the Evangelical United Brethren in 1946.)
    1798 - The first Secretary of the U.S. Navy was appointed, Benjamin Stoddert.  Stoddert was born in Maryland, in 1744, the son of Captain Thomas Stoddert. He was educated at the University of Pennsylvania and then worked as a merchant. He served as a captain in the Pennsylvania cavalry and later as secretary to the Continental Board of War during the Revolution. During the war, he was severely injured and was subsequently released from active military service.  After Washington was elected President, he asked Stoddert to purchase key parcels of land in the area that would become the nation's capital, before the formal decision to establish the federal city on the banks of the Potomac.  In May 1798, President Adams appointed Stoddert to oversee the newly established Department of the Navy.  As the first Secretary of the Navy, Stoddert soon found himself dealing with an undeclared naval war with France, which would come to be known as the Quasi-War. Stoddert realized that the infant Navy possessed too few warships to protect a far-flung merchant marine by using convoys or by patrolling the North American coast. Rather, he concluded that the best way to defeat the French campaign against American shipping was by offensive operations in the Caribbean, where most of the French cruisers were based. Thus, at the very outset of the conflict, the Department of the Navy adopted a policy of going to the source of the enemy's strength. American successes during the conflict resulted from a combination of Stoddert's administrative skill in deploying his limited forces and the initiative of his seagoing officers. Under Stoddert's leadership, the reestablished Navy acquitted itself well and achieved its goal of stopping the depredations of French ships against American commerce.  Stoddert concerned himself not only with the Navy's daily administration and operations, but also with the service's future strength. He established the first six navy yards and advocated building twelve 74 gunships.
http://www.mariner.org/usnavy/05/05d.htm
    1822 – One of America’s first photographers, Matthew Brady (d. 1896), was born in Warren County, NY.  He studied under inventor Samuel F.B. Morse, who pioneered the daguerreotype technique in America. Brady opened his own studio in New York in 1844, and photographed Andrew Jackson and John Quincy Adams, among other celebrities. When the Civil War started, his use of a mobile studio and darkroom enabled vivid battlefield photographs that brought home the reality of war to the public. Thousands of war scenes were captured, as well as portraits of generals and politicians on both sides of the conflict, though most of these were taken by his assistants, rather than by Brady himself.
    1827 - Josiah Warren (1798–1874) opens his first Time Store in Cincinnati, Ohio — the first commercial cooperative.  He was an American reformer and anarchist.  An early follower of Robert Owen, he soon rejected Owen's political socialism, advocating instead anarchy based on “the sovereignty of the individual.” Warren founded several “equity” or "time" stores, with the idea of exchanging goods for an equivalent amount of labor and on the principle that cost should be the limit of price. He also established three utopian colonies:  the most successful was Modern Times (1851–c.1860), Long Island, N.Y. (now Brentwood). The most important of his publications was “True Civilization” (1863, 5th ed. 1875).
http://faculty.evansville.edu/ck6/bstud/warren.html
See "The Lemonade Ocean & Modern Times" by Hakim Bey.
http://www.evolutionzone.com/kulturezone/bey/
lemonade.ocean.and.modern.times.html

http://www.blancmange.net/tmh/articles/manifesto.shtml
http://www.blackcrayon.com/people/warren/
    1830 - Edwin Budding of England signed an agreement for the manufacture of his invention, the lawn mower.
    1836 - Cynthia Ann Parker (1825-71), a blue-eyed blonde Caucasian woman, was captured by the Comanche at age nine. When U.S. soldiers found her four years later in a Comanche camp where she was living under the name "Prelock," she refused to return. She said she was happy living as a Comanche.  In 1860, she and her infant daughter were captured in a U.S. army raid and were forcibly detained. She was sent to Parker's father. The infant died soon after capture and Prelock died in 1871, according to legend, by starving herself to death longing to go back to the Comanche way of life.   Her eldest son, Quanah, became chief of the Kwahadi tribe which held out against the white man. Some called him the most ferocious Indian who ever lived. In 1875, he suddenly brought his people in and settled near the Wichita Mountains in Oklahoma and saw to it that Comanche children went to school and were educated.
    1849 - Sailing ship "Grey Eagle" arrived in San Francisco with 34 passengers from the East in 113 days, a record at that time.
    1852 - Massachusetts rules all school-age children must attend school
    1860 - Republican Party nominates Abraham Lincoln for president over William H. Seward who would become his Secretary of State.
On November 6, 1860, Lincoln defeated his opponents with only 40% of the popular vote, becoming the first Republican to win the presidency. The announcement of his victory signaled the secession of the Southern states which, since the beginning of the year, had been publicly threatening secession if the Republicans gained the White House. By the time of Lincoln's inauguration on March 4, seven states had seceded and the Confederate States of America had been formally established with Jefferson Davis as its elected president. One month later, the American Civil War began when Confederate forces under General P. G. T. Beauregard opened fire on Union-held Fort Sumter in South Carolina. 
    1861 - Battle of Sewall's Point, VA is the first Union offensive against the South.
    1863 - A new sport became available to Americans with the introduction of roller skating by James L. Plimpton. Plimpton invented the four-wheel skate, which worked on rubber pads, thus permitting skaters to change direction by shifting their weight to one side or the other without lift the wheels of the skate off the ground. Roller skating became fashionable in New York City and soon spread to other cities. In Newport, RI, the Roller Skating Association leased the Atlantic House and turned its dining room and plaza into a skating rink. In Chicago, the Casino could accommodate 3000 spectators and 1000 skaters. In San Francisco, a rink advertised 5000 pairs of skates available for rent.
    1863 - Union General Ulysses S. Grant surrounds Vicksburg, the last Confederate stronghold on the Mississippi River, in one of the most brilliant campaigns of the war. On May 16, Grant fought the Confederates under John C. Pemberton at Champion's Hill and defeated them decisively. He then attacked again at the Big Black River the next day, and Pemberton fled into Vicksburg with Grant following close behind. The trap was now complete and Pemberton was stuck in Vicksburg, although his forces would hold out until July 4. In the three weeks since Grant crossed the Mississippi in the campaign to capture Vicksburg, Grant's men marched 180 miles and won five battles. They took nearly 100 Confederate artillery pieces and nearly 6,000 prisoners, all with relatively light losses.
    1864 - The Battle of Spotsylvania Court House in Virginia, reaches its peak at the Bloody Angle.  This was the second major battle in Grant’s 1864 Overland campaign. Following the bloody but inconclusive Battle of the Wilderness, Grant's army disengaged from Lee’s army and moved to the southeast, attempting to lure Lee into battle under more favorable conditions. Elements of Lee's army beat the Union army to the critical crossroads of Spotsylvania Court House, Virginia and began entrenching. Fighting occurred on and off from May 8 through May 21, 1864, as Grant tried various schemes to break the Confederate line. In the end, the battle was tactically inconclusive, but with almost 32,000 casualties on both sides, it was the costliest battle of the campaign.
    1872 - Bertrand Russell (d. 1970) was born in Trelleck, Wales. Philosopher, mathematician and social critic, one of the most widely read philosophers of this century.  Awarded Nobel Prize for Literature, 1950. Outspoken pacifist, imprisoned during World War I. Abandoned pacifism during World War II, but was a leading figure in the antinuclear movement. Imprisoned in 1961 for taking part in a demonstration in Whitehall. A pioneer of logical positivism. I took a course from him at UCLA and have read most of his books.
http://www.mcmaster.ca/russdocs/russell.htm
http://www.kirjasto.sci.fi/brussell.htm
http://www.sci.fi/~phinnweb/links/philosophy.html
    1883 - An F4 tornado tracked 20 miles through Kenosha and Racine Counties in Wisconsin. 8 people were killed and 85 were injured. The tornado made a spectacular exit as a multiple vortex waterspout over Lake Michigan and was described as: "whirling columns of air seemed like great wreaths of smoke, bearing with them spiral columns of water...a half dozen could be seen at a time, then all would disappear and new ones would reform."
    1896 – In Plessy v. Ferguson, the Supreme Court ruled separate-but-equal facilities constitutional on intrastate railroads. For fifty years, the Plessy v. Ferguson decision upheld the principle of racial segregation. Across the country, laws mandated separate accommodations on busses and trains, and in hotels, theaters, and schools. The premise was separate, but “equal.” When I first went to New Orleans in 1958, the facilities were not equal, but certainly separate. As I traveled in other parts of the South, Blacks would walk on one side of the main street and whites on the other. Restaurants and rest rooms were “white only.” Even the French Quarter was quite segregated with “white only” jazz clubs and, further down, you would find “black” or “Cajun,” which was even “rougher.” Drinks were much cheaper, the food simple, but delicious. We were musicians, so we never experienced any difficulty as often the two of us would be the only whites in the club. We had our own mouthpieces, as it was the tradition then, as I believe now, if you play someone else’s instrument, you used your own mouthpiece. I had both a clarinet and alto sax; Warren had his trumpet mouthpiece which he carried with him all time, especially when we have gone to places where he would be invited to play.
http://memory.loc.gov/ammem/today/may18.html
    1897 – New York Giant 1B Bill Joyce set the MLB record of 4 triples in 1 game.    1900 - Birthday of author Laura Z. Hobson (d. 1986) in New York City. She wrote revolutionary novels about social injustices. "Gentleman's Agreement" dealt with anti-Semitism, "Tenth Month," on unwed motherhood, "Consenting Adult," on homosexuality. 
    1901 - Birthday of Jeanette Macdonald (d. 1965) in Philadelphia.  She was a very popular U.S. singer-actor best known today for her singing over the ruins of “San Francisco” (1936), duets with Canadian Mounties, and teaming with Nelson Eddy from 1936-42.  She was also an accomplished Broadway and film actor and a fine comedic player. She was one of the top money grossers of her era.
    1902 - An F4 tornado struck the town of Goliad, Texas, killing 114 people. No U.S. tornado disaster of similar magnitude has ever occurred further south than this event.
    1902 - Birthday of Meredith Wilson (d. 1984), composer and lyricist (“The Music Man”), in Mason City, IA.
http://www.sfmuseum.org/hist/willson.html
    1910 – The Earth passed through the tail of Halley’s Comet.
    1911 - Blues Shouter Joseph Vernon “Big Joe” Turner (d. 1985) was born Kansas, City, MO.  He was one of the forefathers of rock 'n' roll.  His 1950's recordings of such songs as "Shake, Rattle and Roll," "Honey Hush" and "Flip, Flop and Fly" are rock 'n' roll classics. But Turner had been singing for more than 20 years when these songs were recorded. In the 1930's, he teamed with boogie-woogie pianist Pete Johnson. Their appearance at John Hammond's famed "Spirituals to Swing" concert in 1938 helped spark the boogie-woogie craze of the time. In 1951, Turner began recording rhythm-and-blues for Atlantic Records. Many of his songs were rock 'n roll hits when recorded by white artists. Bill Haley turned "Shake, Rattle and Roll" into a million-seller in 1954 and Pat Boone had a pop hit with Turner's "Chains of Love" in 1956. In the '60s, Big Joe Turner turned to jazz singing, continuing to perform and record until his death on November 24th, 1985.
    1912 - Perry Como’s (d. 2001) birthday in Canonsburg, Pennsylvania, born Pierino Ronald Como.  A self-described admirer of Bing Crosby, Como copied Crosby's singing style and relaxed approach. He was a barber whose first record, "Goodbye Sue," was a hit in 1943. And so was "And I Love You So," recorded more than 30 years later. His other successes have included "Till the End of Time," "Temptation" and "It's Impossible." On television, Perry Como was the host of "The Chesterfield Supper Club," "The Perry Como Show" and "The Kraft Music Hall." He was perhaps the most popular singer on television in the 1950's.
    1917 - Selective Service Act was passed by Congress allowing conscription for military duty.  All males aged 21 to 30 were required to register for military service. At the request of the War Department, Congress amended the law in August 1918 to expand the age range to include all men 18 to 45, and to bar further volunteering.  By the end of World War I, some 2 million men volunteered for various branches of the armed services, and some 2.8 million had been drafted.  This meant that more than half of the almost 4.8 million Americans who served in the armed forces were drafted. Due to the effort to incite a patriotic attitude, the World War I draft had a high success rate, with fewer than 350,000 men “dodging the draft.”
    1917 – The First units of the American Expeditionary Force, commanded by General John J. Pershing, were ordered to France.
    1922 - Trombonist Kai Winding (d. 1983) was born Aarhus, Denmark.  His best-known recording is “More,” the theme from the movie “Mondo Cane.”
    1927 - Grauman's Chinese Theater on Hollywood Boulevard was opened, the first of the Fox chain of movie theaters. The lavish 2,200 seat theater cost $1 million to build. Its first film was shown on this date, Cecil B. DeMille's “King of Kings,” at the high price of $2.00 per seat. It was later renamed Mann's Chinese Theater.
    1927 - Bath, Michigan School Disaster. Andrew Kehoe, seeking revenge against the community for taxes imposed on his farm to pay for a new school, set off a TNT bomb in the school, killing 43 people, including 39 grade-school children. After the explosion, Kehoe killed his wife, then drove his truck back, loaded with dynamite & nails, to the school, and set it off, killing himself and the school superintendent.
    1928 – Actor Pernell Roberts (d. 2010) was born in Waycross, GA.  Roberts played Ben Cartwright's urbane eldest son Adam in the Western television series “Bonanza,” NBC’s longest-running western series ever (14 years) and television’s second-longest behind “Gunsmoke.”  Unlike his brothers, Adam was a university educated architectural engineer.  Roberts, having largely been "a stage actor, accustomed as he was to a rigorous diet of the classics" and to freely move about from part to part, found the "transition to a television series," playing the same character, "without costume changes," a difficult one.  It was perhaps not surprising that, despite enormous success and in one of television’s worst career moves, he bolted from "Bonanza" after the 1964–65 season, criticizing the show's simple-minded content and lack of minority actors.  It particularly distressed him that his character, a man in his 30's, had to defer continually to the wishes of his widowed father and he reportedly disliked the series itself, calling it — "junk" television and accusing NBC of "perpetuating banality and contributing to the dehumanization of the industry." 
    1931 - Bix Biederbecke joins Casa Loma Band for a date at Metropolitan Hotel, Boston.
    1933 - President Franklin Roosevelt signs the Tennessee Valley Authority Act.  TVA is a federally-owned corporation created by congressional charter to provide navigation, flood control, electricity generation, fertilizer manufacturing, and economic development in the Tennessee Valley, a region deeply affected by the Great Depression. The enterprise was a result of the efforts of Senator George Norris of Nebraska. TVA was envisioned not only as a provider, but also as a regional economic development agency that would use federal experts and electricity to rapidly modernize the region's economy and society.  TVA's service area covers most of Tennessee, portions of Alabama, Mississippi, and Kentucky, and small slices of Georgia, North Carolina, and Virginia. It was the first large regional planning agency of the federal government and remains the largest.
    1933 – The first Major League All-Star Game was announced for July 6 at Comiskey Park, to be played as part of the Chicago World's Fair.
    1934 – The Academy Award was first called Oscar in print, by Sidney Skolsky.
    1934 - Congress approved the Lindbergh Act, making kidnapping a capital offense
    1934 – “Dobie Gillis,” actor Dwayne Hickman, who played the starring role in this TV series of the 1950s, was born in LA.
    1937 – Baltimore Orioles’ Hall of Fame 3B, Brooks Robinson, was born in Little Rock, AR.  He is considered one of the greatest defensive third basemen in Major League history, winning 16 consecutive Gold Glove awards during his 23-year career, tied with pitcher Jim Kaat for the second-most all-time for any player at any position. Robinson was elected to the Hall in 1983.  “Brooksie” played in four World Series, winning two and was an 18-time All-Star.  With Frank Robinson and Jim Palmer, he led the Orioles in the 1960-70s.
    1942 - Birthday of Rodney Dillard in E. St. Louis, IL.  He is one of the electric bluegrass group, the Dillards. Formed in 1962, the Dillards left their home state for Hollywood where they played a hillbilly band on TV's "Andy Griffith Show." Their albums contained songs by folk and rock composers such as Bob Dylan, and their use of electric instruments helped pave the way for such country-rock groups as the Byrds and the Eagles.
    1942 – New York City ended night baseball games for the duration of the war.
    1944 - The Allies captured Monte Cassino (you may remember the movie). There had been five Allied attempts to take the German position at The Benedictine Abbey at Monte Cassino. Site of the Roman town of Cassinum, its abbey, the first house of the Benedictine Order, was established around 529. Although the abbey had been reduced to rubble, it served as a bunker for the Germans and they could relay all activity in the area to airplanes and execute giant cannon attacks. In the spring of 1944, Marshal Alphonese Pierre Juin devised an operation that crossed the mountainous regions behind the fortress-like structure, using Moroccan troops of the French Expeditionary Force. Specially trained for mountain operations, they climbed 4,850 feet to locate a pass. On May 15, 1944, they attacked the Germans from behind. On May 18, Polish troops attached to this force and took Monte Cassino.  British commanders of the Indian troops on the ground suggested that Germans were occupying the monastery and it was considered a key observational post by all those who were fighting in the field.   However, during the bombing no Germans were present in the abbey. Subsequent investigations found that the only people killed in the monastery by the bombing were 230 Italian civilians seeking refuge there.  Following the bombing the ruins of the monastery were occupied by German paratroopers, because the ruins provided excellent defensive cover.  Fortunately, the artifacts, artwork and other historical items had been removed prior to the bombing. The Abbey was rebuilt in the early 1950s and Pope Paul VI consecrated the rebuilt Basilica on 24 October 1964.
    1945 - On Okinawa, the US 6th Marine Division, part of US 3rd Amphibious Corps, captures most of the Sugar Loaf Hill, as well as parts of the Half Moon and the Horseshoe positions that overlook it, after several days of bitter fighting. The US 1st Marine Division continues to battle for the Wana River valley and Wana Ridge but fails to eliminate Japanese resistance, even with flame-throwers and tanks in support. Meanwhile, the US 77th and 96th Divisions, parts of US 24th Corps, attack Japanese positions on Flat Peak without success.
    1945 - No. 1 Billboard Pop Hit: "My Dreams Are Getting Better All the Time," Les Brown Orchestra/Doris Day.
    1946 - Top Hits
“All Through the Day” - Perry Como
“The Gypsy” - The Ink Spots
“Shoo Fly Pie” - The Stan Kenton Orchestra (vocal: June Christy)
“New Spanish Two Step” - Bob Wills
    1947 – The Philadelphia A’s catcher Buddy Rosar caught his 147th game without an error, Major League record at the time that has since been broken several times.
    1950 – Phillies 3B Tommy Glaviano made errors on 3 consecutive grounders
    1951 – The United Nations moved into its headquarters in NYC.
    1952 - US / Canada: Which Side Are You on? Paul Robeson, in dramatic defiance of government’s ban on his leaving US soil, standing on a flatbed truck parked one foot inside the US border at the Peace Arch, in Blaine, Washington, speaks and sings to a crowd of 40,000 Canadians & Americans gathered on both sides of the border.
(My father Lawrence Menkin was a recipient of the Paul Robeson Award for producing and writing “Harlem Detective” in the early 1950’s for WOR-TV)
http://www.bayarearobeson.org/Chronology_7.htm
    1952 - Country singer George Strait was born in Pearsall, Texas. Strait's traditional country sound, influenced by Bob Wills, Merle Haggard, George Jones and Hank Williams, began to find favor at the beginning of the 1980's. His rise to popularity was due at least in part to a reaction against the slicker "urban cowboy" sound. Strait is now one of the biggest country stars, with such number-one hits as "Love without End, Amen," "Does Fort Worth Ever Cross Your Mind," "All My Ex's Live in Texas" and "I've Come to Expect It from You." His 1985 "Greatest Hits" album spent more than five years on the charts.
    1953 - Air Force Lieutenant Colonel George I. Ruddell, 51st Fighter-Interceptor Wing, became the 31st ace of the war after making his fifth MiG kill in an F-86 Sabre called "MiG Mad Mavis."
    1953 - The first woman to fly faster than the speed of sound, Jacqueline Cochran, piloted an F-86 Sabrejet over California at an average speed of 652.337 MPH.
    1953 - Robbie Bachman, drummer for Bachman-Turner Overdrive, was born in Winnipeg. The Canadian rock band, which also included Robbie's brothers Randy and Tim on guitars, was internationally popular in the 1970's with such hits as "Blue Collar," "Let It Ride," "Takin' Care of Business" and "You Ain't Seen Nothing Yet," a 1974 million-seller. At its peak, BTO won many polls and honors in the US, as well as seven Juno Awards.
    1954 - Top Hits
“Wanted” - Perry Como
“Little Things Mean a Lot” - Kitty Kallen
“If You Love Me (Really Love Me)” - Kay Starr
“I Really Don’t Want to Know” - Eddy Arnold
    1955 - No. 1 Billboard Pop Hit: "Cherry Pink and Apple Blossom White," Perez Prado.
    1955 – Just short of a foot of rain fell at Lake Maloya, New Mexico, the state record.
    1956 – On the way to the Triple Crown and MVP, Mickey Mantle hit HRs from both sides of plate for record 3rd time.  He did so a total of 10 times in his career, a record when he retired that has been surpassed since by several hitters.
    1957 - The Chicago White Sox and the Baltimore Orioles played a 1-1 tie, a game called precisely at 10:20pm so that the White Sox could catch a train out of Baltimore. The Orioles’ Dick Williams hit a home run on the game’s last pitch to tie the game and avoid defeat. The game was replayed from the beginning at a later date and Baltimore won.
    1959 - Wilbert Harrison's recording of Leiber and Stoller's "Kansas City" rose to the top of the Billboard singles chart. Cover versions by Hank Ballard and The Midnighters, Rocky Olson, Rockin' Ronald & The Rebels, and Little Richard all appeared in March of 1959, but the Harrison version was by far the most popular. Further success for Harrison would have to wait until 1970 when "Let's Work Together" made it to number 32 in the US.
    1960 - Salt Lake City, Utah received an inch of snow. It marked their latest measurable snowfall of record.
    1960 - No. 1 Billboard Pop Hit: "Cathy's Clown," The Everly Brothers.
    1962 - Top Hits
“Soldier Boy” - The Shirelles
“Stranger on the Shore”- Mr. Acker Bilk
“She Cried” - Jay & The Americans
“She Thinks I Still Care” - George Jones
    1963 - At the first annual Monterey Folk Festival, Bob Dylan joins Joan Baez onstage to duet on his antiwar song "With God on Our Side."
    1963 - Jackie DeShannon makes her television debut, singing "Rock-A-Bye Your Baby" and "Just in Time" on CBS' Jackie Gleason Show.
    1963 - The Beatles begin their third tour of 1963 at the Adelphi Cinema in Buckinghamshire, England, opening for Roy Orbison; within a few days, thanks to growing "Beatlemania," they will be headlining.
    1963 - Lesley Gore's "It's My Party" enters Billboard's Top 40, where it will reach #1. 
    1963 - After hitting #22 the previous year with "Twistin' Matilda," Jimmy Soul reached #1 on the Billboard chart with "If You Wanna Be Happy." It would prove to be his final entry as the follow-up "Treat 'Em Tough" flopped completely, after which Jimmy entered the US Army. 
    1964 – The Supreme Court ruled it unconstitutional to deprive naturalized citizens of citizenship if they returned to their home country for more than 3 years
    1965 - Outer Space: Gene Roddenberry suggests 16 names -- including Kirk -- for Star Trek Captain. It will never fly, say some. And small hand-held devices that you can talk into as if you are on a telephone anywhere, who would believe it? In the “Next Generation,” they were on the shirt that you could turn on with a touch or vocal command or attach to your ear. Unheard of at the time; common today.
    1966 - PH Phactor Jug Band opened at 40 Cedar Alley near Polk and Geary in San Francisco. Does anyone else remember Cedar Alley?
    1966 - *STEWART, JIMMY G., Medal of Honor
Rank and organization: Staff Sergeant, U.S. Army, Company B, 2d Battalion, 12th Cavalry, 1st Cavalry Division (Airmobile). Place and date: Republic of Vietnam, 18 May 1966. Entered service at: Ashland, Ky. Born: 25 December 1942, West Columbia, W. Va. Citation: For conspicuous gallantry and intrepidity in action at the risk of his life above and beyond the call of duty. Early in the morning a reinforced North Vietnamese company attacked Company B, which was manning a defensive perimeter in Vietnam. The surprise onslaught wounded 5 members of a 6-man squad caught in the direct path of the enemy's thrust. S/Sgt. Stewart became a lone defender of vital terrain--virtually 1 man against a hostile platoon. Refusing to take advantage of a lull in the firing which would have permitted him to withdraw, S/Sgt. Stewart elected to hold his ground to protect his fallen comrades and prevent an enemy penetration of the company perimeter. As the full force of the platoon-sized man attack struck his lone position, he fought like a man possessed; emptying magazine after magazine at the determined, on-charging enemy. The enemy drove almost to his position and hurled grenades, but S/Sgt. Stewart decimated them by retrieving and throwing the grenades back. Exhausting his ammunition, he crawled under intense fire to his wounded team members and collected ammunition that they were unable to use. Far past the normal point of exhaustion, he held his position for 4 harrowing hours and through 3 assaults, annihilating the enemy as they approached and before they could get a foothold. As a result of his defense, the company position held until the arrival of a reinforcing platoon which counterattacked the enemy, now occupying foxholes to the left of S/Sgt. Stewart's position. After the counterattack, his body was found in a shallow enemy hole where he had advanced in order to add his fire to that of the counterattacking platoon. Eight enemy dead were found around his immediate position, with evidence that 15 others had been dragged away. The wounded that he gave his life to protect, were recovered and evacuated. S/Sgt. Stewart's indomitable courage, in the face of overwhelming odds, stands as a tribute to himself and an inspiration to all men of his unit. His actions were in the highest traditions of the U.S. Army and the Armed Forces of his country.
    1967 - GRANDSTAFF, BRUCE ALAN,  Medal of Honor
Rank and organization: Platoon Sergeant, U.S. Army, Company B, 1st Battalion, 8th Infantry. Place and date: Pleiku Province, Republic of Vietnam, 18 May 1967. Entered service at: Spokane, Wash. Born: 2 June 1934, Spokane, Wash. Citation: For conspicuous gallantry and intrepidity in action at the risk of his life above and beyond the call of duty. P/Sgt. Grandstaff distinguished himself while leading the Weapons Platoon, Company B, on a reconnaissance mission near the Cambodian border. His platoon was advancing through intermittent enemy contact when it was struck by heavy small arms and automatic weapons fire from 3 sides. As he established a defensive perimeter, P/Sgt. Grandstaff noted that several of his men had been struck down. He raced 30 meters through the intense fire to aid them but could only save 1. Denied freedom to maneuver his unit by the intensity of the enemy onslaught, he adjusted artillery to within 45 meters of his position. When helicopter gunships arrived, he crawled outside the defensive position to mark the location with smoke grenades. Realizing his first marker was probably ineffective, he crawled to another location and threw his last smoke grenade but the smoke did not penetrate the jungle foliage. Seriously wounded in the leg during this effort he returned to his radio and, refusing medical aid, adjusted the artillery even closer as the enemy advanced on his position. Recognizing the need for additional firepower, he again braved the enemy fusillade, crawled to the edge of his position and fired several magazines of tracer ammunition through the jungle canopy. He succeeded in designating the location to the gunships but this action again drew the enemy fire and he was wounded in the other leg. Now enduring intense pain and bleeding profusely, he crawled to within 10 meters of an enemy machine gun which had caused many casualties among his men. He destroyed the position with hand grenades but received additional wounds. Rallying his remaining men to withstand the enemy assaults, he realized his position was being overrun and asked for artillery directly on his location. He fought until mortally wounded by an enemy rocket. Although every man in the platoon was a casualty, survivors attest to the indomitable spirit and exceptional courage of this outstanding combat leader who inspired his men to fight courageously against overwhelming odds and cost the enemy heavy casualties. P/Sgt. Grandstaff's selfless gallantry, above and beyond the call of duty, is in the highest traditions of the U.S. Army and reflects great credit upon himself and the Armed Forces of his country. 
    1967 - Tennessee Governor Ellington approved the repeal of the Butler Act or "Monkey Law," upheld in the 1925 Scopes Trial
    1968 - A tornado outbreak occurred across Illinois, Missouri, Indiana, Ohio, Iowa, and Arkansas. Charles City, Iowa was devastated by a tornado rated F5 with 13 people killed and 30 million dollars damage done. An F4 tornado tracked through Jackson, Craighead, and Mississippi Counties in Arkansas, killing 35 people and injuring 361. 164 homes in Jonesboro were destroyed.
    1968 - Electric Flag played the Late Show at the famed San Francisco Carousel Ballroom.
(To listen) http://concerts.wolfgangsvault.com/dt/electric-flag-concert/49934-2140.html
    1968 - Al Kaline hit his 307th HR, surpassing Hank Greenberg for the Detroit Tiger team HR record.
    1968 - Frank Howard tied the AL record with a HR in his 6th consecutive game; his 10 home runs are the most in 6 games.
    1969 – Apollo 10 began their orbit to circle the moon ten times.
    1969 – The Klamath tribe wins $4.1 million for loss of Oregon lands during fraudulent government surveys in 1880s. 
    1969 – Birthday of pop singer Martika, whose real name is Marta Marrera, Whittier, CA.  Her “Toy Soldiers” was a number-one record in 1989.
    1969 – No. 1 Billboard Pop Hit: “Get Back,” The Beatles.
    1970 – Actress, writer, comedian, producer Tina Fey was born Elizabeth Stamatina Fey in Upper Darby, PA.  Fey has received eight Emmys, two Golden Globes, five Screen Actors Guild Awards, and four Writers Guild of America Awards and was nominated for a Grammy for her autobiographical book “Bossypants,” which topped The New York Times Best Seller List for five weeks. In 2008, the Associated Press gave Fey the AP Entertainer of the Year award for her satirical portrayal of Republican vice presidential candidate Sarah Palin in a guest appearance on “Saturday Night Live.”
    1970 – Top Hits
“American Woman/No Sugar Tonight” – The Guess Who
“Vehicle” – The Ides of March
“Cecilia” – Simon & Garfunkel
“My Love” – Sonny James
    1974 – “The Streak” started a 3-week run at number one on the “Billboard” pop music chart. The novelty tune by Ray Stevens was about people running nekkid where they shouldn’t be nekkid, like, in public. It was the second number one hit for the comedian who made numerous appearances on Andy Williams’ TV show in the late 1960s, as well as his own show in the summer of 1970. His first number one hit, just prior to “The Streak,” was “Everything is Beautiful.” Both songs won gold records, as did his comedic “Gitarzan,” a top ten hit in 1969. Stevens has been the top novelty recording artist of the past three decades.
    1978 – Top Hits
“If I Can’t Have You” – Yvonne Elliman
“The Closer I Get to You” – Roberta Flack with Donny Hathaway
“With a Little Luck” – Wings
“It’s All Wrong, But It’s All Right” – Dolly Parton
    1978 – “The Buddy Holly Story,” a film starring Gary Busey as Holly, has its world premiere in Dallas. The movie will be a critical and commercial success.
    1980 – 9,677-foot Mt. St. Helens, quiet for 93 years, blew its top. The volcanic blast was five hundred times more powerful than the atomic bomb that leveled Hiroshima. Steam and ash erupted more than eleven miles into the sky and darkened skies in a 160-mile radius. Forest fires erupted around the volcano and burned out of control. The eruption, and those that followed, left some sixty dead and caused damage amounting to nearly three billion dollars.
http://vulcan.wr.usgs.gov/Imgs/Gif/Pictograms/may18_sequence.gif
    1982 - Unification Church founder Reverend Sun Myung Moon convicted of tax evasion.
    1983 - Dr. Sally Ride, 32-year-old with a Ph.D. in physics and pilot's license, becomes the first U.S. woman astronaut in space as a mission specialist aboard space shuttle Challenger, 20 years and two days after the first Russian woman went into space. It would be another 15 years before an American woman became a co-pilot of a U.S. space vessel. It took until 1995 - 32 years later - for American Lt. Col. Eileen Collins to touch the controls of an American spacecraft as co-pilot on a space mission. In 1998, she was named a space mission pilot and is scheduled to lift off her spacecraft in late 1999.
    1985 - Patricia Kimbrell, the first woman admitted to the ranks of the United States Jaycees, was installed as president of the Dallas chapter.
    1985 - The Scottish Rock band Simple Minds make their breakthrough in North America when "Don't You (Forget About Me)” tops the Billboard singles chart. The song was written specifically for the film “The Breakfast Club” and was only the second tune recorded by the group that they did not write.
    1986 - A remake of "Stagecoach," starring Johnny Cash, Willie Nelson, Kris Kristofferson, Waylon Jennings and John Schneider aired on network television. The production apparently was far from smooth, with Nelson walking off the set at one point. The stars all criticized the movie in a "TV Guide" article, with one aide to Cash describing it as being filmed with "a Concorde cast and a crop-duster crew."
    1986 - Top Hits
“Greatest Love of All” - Whitney Houston
“Why Can’t This Be Love” - Van Halen
“What Have You Done for Me Lately” - Janet Jackson
“Ain’t Misbehavin’” - Hank Williams, Jr.
    1987 - Thunderstorms in Kansas, developing along a cold front, spawned tornadoes at Emporia and Toledo, produced wind gusts to 65 mph at Fort Scott, and produced golf ball size hail in the Kansas City area. Unseasonably hot weather prevailed ahead of the cold front. Pomona, NJ reported a record high of 93 degrees, and Altus, OK, hit 100 degrees.
    1988 - A's Dave Stewart breaks a Major League record committing his twelfth balk of the season.
    1990 - Thunderstorms produced severe weather in the central U.S. spawning sixteen tornadoes, including a dozen in Nebraska. Thunderstorms also produced hail four inches in diameter at Perryton, TX, wind gusts to 84 mph at Ellis, KS, and high winds which caused nearly two million dollars damage at Sutherland, NE. Thunderstorms deluged Sioux City, IA with up to eight inches of rain, resulting in a record flood crest on Perry Creek and at least 4.5 million dollars damage.
    1991 - Gertrude Belle Elion, co-recipient of the 1988 Nobel Prize in Medicine, became the first woman inducted as a member of the National Inventors Hall of Fame. Elion’s researched to the development of leukemia-fighting drugs and immunosuppressant Imuran, which is used in kidney transplants. 
    1994 - Michael Jackson and Lisa Marie Presley were married in a private ceremony at a judge's home in the Dominican Republic. First word of the marriage came two months later from the judge himself in an interview published in a Dominican newspaper. The Jackson camp denied the story for several weeks. The marriage came after Jackson reached an out-of-court settlement with a teenager who accused the singer of seducing him. Jackson denied the allegations. Presley filed for divorce in January, 1996.
    1995 - Severe thunderstorms spawned 86 tornadoes over the Mississippi and Ohio Valleys, resulting in 4 deaths and 161 injuries. 5 of the tornadoes were rated F4.
    1997 - Tiger Woods wins Byron Nelson Golf Classic
    1998 - The CBS season finale of TV sitcom “Murphy Brown” aired, with the title character, played by Emmy-winner Candice Bergen, giving birth to an illegitimate son. Vice President Dan Quayle publicly lambasted the comedy, saying that the program "glorified" single-parenthood, and that it made a mockery of families with fathers. He went on to comment that "Murphy Brown" lacked the judgment to be a proper role model for young women, and that her actions were immoral. Despite the national unpopularity of his criticisms, Quayle did not back down from his stand against the popular show, providing fodder for many stand-up comics.
http://www.eonline.com/News/Items/0,1,3019,00.html
    1999 - The Backstreet Boys release their highly anticipated third album, "Millennium." The album goes on to become the best-selling album of the year.
    2000 - Mark McGwire passes Mickey Mantle into eighth place on the all-time home run career list with 539, although The Mick did not have any “help.” 'Big Mac' goes deep three times as the Cardinals beat the Phillies, 7-2.
    2004 - At the age of 40, southpaw Randy Johnson becomes the oldest pitcher to ever throw a perfect game as the Diamondbacks beat the Braves, 2-0. The ‘Big Unit’ joins Cy Young, Jim Bunning, Hideo Nomo and Nolan Ryan as the only hurlers to throw no-hitters in both leagues and creates the longest time span between no-no’s, having first accomplishing the feat against the Tigers in June of 1990.
    2005 - A second photo from the Hubble Space telescope confirmed that Pluto has two additional moons.
    2015 - President Barack Obama banned the use of certain military equipment by police in the wake of recent deaths of unarmed black men by police officers; the move is meant to help communities see police as protectors rather than as an 'occupied force.'


Stanley Cup Champions
1971 - Montreal Canadiens

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Features

Alerts and Flags
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Connect with Leasing News


Top Stories

(chronological order)

- Top Mark First Quarter Continues the Momentum
    Breaking Quarterly Performance
- Ascentium Capital LLC Reports $392.5 Million
    in First Quarter 2022 Funding Volume
- Nevada Law on Being Registered for Financing and Leasing Brings Up:
   Are You Licensed to Do Business at a Conference?
    By Christopher Menkin
- 2020 Median House Income
    Chart by State
- Her Identity Stolen and Caller Used UCC to Make Calls
    to Prior Clients, Using her Key Personal Information
     By Ken Greene, Attorney
- The Survey of Consumer Sentiment had a
    “change of heart” and jumped 6.3 points  By Dr. Dan Geller
- Equipment Lease and Finance Association Reports
    Record Turnout at Chicago Events
- AP Equipment Financing Posts Record First Quarter
    50% in Year-over-Year Funding Volume
- Business Development for Originators Has Changed
   By Josh Feinberg, President/CEO, Everlasting Capital
- ZRG Makes No. 9  in
   HuntScanlon Top Fifty Recruiters
- Computing Interest Rates Programs
   For Use in New State Commercial Finance Laws
- Concert for Ukraine, Ken Greene, Producer
   Report from Ken
- Most Popular Cars Fall short of Fuel Economy Standard
     Chart Best-Selling Cars in U.S. 2021
- Amur Achieves Record-Breaking First Quarter,
    Achieving 100% Year-over-Year Growth
- ZRG Acquires RoseRyan
    Major Finance and Accounting Consulting Firm
- Positive Employment Situation Boosts Business and
    Consumer Financial Confidence in March By Dr. Dan Geller
- North Mill Equipment Finance Hits All-Time High
   for Month of March: $49 Million
- Jim Merrilees Gets NEFA's Lifetime Achievement Award
    at National Equipment Finance Association Lunch
- National Equipment Finance Association Summit
    Big Success! Reaches Record-Breaking Attendance
- NEFA Women in Leasing Luncheon Meeting
- John Donohue, Leader at Direct Capital, Now Leads Customers Bank
     Commercial Finance’s New Small Ticket Business
- Leasing Company Turns it Down, but Then Gives to
    Direct Salesperson Who Puts it Together
- Signs of Spring
- How to Trade Leads with Banks
   Work with Community, Small Banks, Credit Union
- 2021 Leasing-Finance Associations' Membership Count
- Former President and CEO of Iowa Bank Sentenced
    to 9 Months & $4.5 MM in Restitution for Loan Guaranty Fraud
- Kris Roglieri, CEO Prime Commercial Lending
    Announces $188 Million Development Transaction
- Chesswood Announces 2021 Fiscal Year Results
- North Mill Announces a Refresh of Business Brand, Logo
- Went to the Shelter to Get a Cat....
- CLFP Foundation Releases Ninth Edition Handbook
- Top Seven Leasing/Finance Funder Websites In North America
- PPP Lender CEO Allegedly Purchased Luxury Cars
    and Homes with Fraudulent Lender Fees and PPP Loan
- Robust Retail Sales and Strong Employment Figures
    Boost Consumer Financial Confidence
- North Mill Announces Their Largest Securitization: $371 Million
- Rivers Leasing and LTi Technology Solutions Announce Partnership
- Pandemic Creates a Nation of Hostile Drivers, Increased Fatalities
- California Attorney General Dept. of Justice Visits
    Partners Capital Group, Santa Ana, California
- CLFP Companies with More than 3 Members
- TopMark Funding Celebrates Record-Setting 2021
- Canada Set to Launch First In-Airport Marijuana Retail Store
- Marijuana Has Contributed $43+ Billion to Canada’s GDP
- The Explanation to the Borrower on Calculating Rate
   Quoted Rate 7.3% TValue Rate: 14%
- Crestmark Announces Organizational Changes
- Banks and Credit Unions Are Responding Identically
    to the Rising Rates of 2017
- Four Utah banks targeted for laundering predatory loans up to 225%
- Ascentium Capital LLC Closes Year Strong
    Attaining $1.43 Billion in Funded Volume for 2021
- Cost of Capital Going Up - Wheeler Business Consulting
- ZRG Global Summit Conference By ZRG CEO Larry Hartmann
- ELFA Monthly December Report Shows Very Good News
     Although the Month was Down 3% from Last Year
- Doing Business in a Rising Rate Environment
    By Ralph Mango, Associate Editor, Leasing News
- Acorn Woodpecker in Town of Los Gatos, California
- Dr. Dan Geller: "But I told you so;
    Cryptocurrency is the Emperor's New Clothes”
- Report Finds State-Legal Cannabis Markets
     Have Generated $10 Billion in Taxes
- Regents Capital Closes $25.0 Million Corporate Note Financing
- Top U.S. New Year's Resolutions for 2022
- Wintrust Specialty Finance Exceeds
    Half Billion Dollar Milestone in First 3 Years
     Dave Normandin, CLFP, "Proud of Incredible Team"
- Charles K. Schwartz Released from Prison
     to a Halfway House After Serving Half a Term
- Merchant Cash Advance Broker 16 Years: Why She Loves MCA
- North Mill Reports 2021 as Best Year in the Company's History
- The House that Jerry Built Redux
    by Christopher Menkin, Publisher
- Crypto Investors Will Soon Realize that Currency
    Was Created for Control, Not Convenience
- Visualizing the $94 Trillion World Economy in One Chart
- Results from 2021 Compensation and Production Survey
     Wheeler Business Consulting
- Previous Leasing Persons of the Year
     Several for Careers of their Body of Work
- Lovern J. Gordon, CLFP, Responded
    on being named 2021 Person of the Year
- Lovern J. Gordon, CLFP
    2021 Leasing News Person of the Year
- Chesswood Continues to Grow Looking Forward to 2022
- Bank of the West Sold for $16.3 Billion; Once Very Active in Leasing and Finance
     By Christopher Menkin, Editor
- Balboa Capital Survey: 8 in 10 Small Business Owners
     Planning to Use Section 179 Deductions
- The Subject of Sex in the Recruiting Interview
    Recruiter Hal T. Horowitz Speaks Out
- Where Semiconductors Are Made
- Pictures from the Past 1993 Article: Balboa Capital/Griffin-Byrne
- Balboa Capital now a division of Ameris Bank
- Centra Funding (4-Hour Funding) Joins and
    Strengthens APPROVE Lender Network and How it Works
- Former CFO of Boston Grand Prix (and Leasing Broker)
    Pleads Guilty to Fraud and Tax Schemes
- Infrastructure Bill Delivers Much for Trucking
Irontrax Report
- Banking Must Commit to Increased Tech Spending in 2021
    By Jim Marous, Co-Publisher of The Financial Brand
     CEO of the Digital Banking Report
- David Lee, Chairman/CEO North Mill Equipment Finance
at 27th ABS East Conference Dec. 13-15, Miami Beach, FL
- The Top Seven Leasing/Finance Company Websites in North America
- One-Fourth of All 3Q Car Buyers Considered EVs or Hybrids
- Motor Vehicle Dealers License Requirement for New York Lessors
    By Sloan Schickler, Esq. and Edward P. Kaye, Esq.
- Slim Capital Simplified Finance Solutions
    Examples of Programs
- Things to Know About Leasing EVs Right Now
     By Adam Berger, President, Doering Fleet Management
- Leasing News Adds New Procedure
to Subscribe to News Editions
- Most Influential Women in Leasing and Finance Updated
- LinkedIn Advice on Passwords
- Vehicle Leasing Surges at Credit Unions
     as CULA Marks Leasing Milestone
- Wireless Network Protection - www.netlingo.com
- Chesswood Announces Third Quarter 2021 Results
- Most Influential Women in Leasing and Finance
Updated and Request for Nominations
- Ascentium Capital LLC Reports $390M
     in Third Quarter Funding Volume
- Marlin Leasing Reports Third Quarter, 2021
Net Income $5.5 Million, Down from $10.3 Million Last Quarter
- Female Leasing/Finance Association Presidents
- ELFA Annual Convention Draws Large Crowd
    Report and Photos from “In the Spotlight”
- Northmill Equipment Finance Whole Team Photo
- ELFA September New Business Confirms Companies’
    Press Releases Showing Third Quarter and September New Business
- ELFA New Board of Directors Announced
   Including new Board Chair
- The LTi Difference
   Developers of Lease and Loan Platforms
- New Disclosure Laws - When will They Take Effect
     By Ken Greene, Leasing News Legal Editor
- Six Types of Bankruptcy - Updated
   By Ken Greene, Esq., Legal Editor
- What Not To Lease
   By Terry Winders
- California Was the First State to Go After MCA
How it All Began/Current Pending Revisions
By Ken Greene, Leasing News Legal Editor
- Franchise Brokers Association
Good Guides for Prospective Franchise Buyers
- You are the Brand
   By Ralph Mango, Associate Editor, Leasing News
- Marlin Business Services Shareholders Meeting
Votes to Go Ahead Merger/Related Compensation Proposal
- Sikhs, Finding Religious Freedom on the Road,
Take Outsize Role in American Trucking
By Joseph Hammond, RNS
- FT Partners Q2 2021 Fintech Insights
   Global Financing and M&A Statistics
- Marlin Capital Solutions
10-Q Quarterly report 7/30/2021
- Pfizer Gets a Booster Shot from its COVID-19 Vaccine
Pizer's Annual Revenue since 2016
- Six-Month Leasing/Finance Associations'
Membership Count and by Category
- Balboa Capital Reports 93% Year-Over-Year Increase
in Q2 Originations, Hires 25 New Employees
- Company Celebrates Being Back in the Office
   from Alina Gilmore, VP, Can Capital
- Don’t Be Afraid to Look into the Mirror
   By Ralph Mango, Associate Editor
- North Mill Announces Record Quarterly Originations
   Exceeding $120 Million
- Brean Capital, LLC, Closes $50 Million
    Corporate Note Financing for Balboa Capital
- Big Gains Following Recessions
- Cash is King When Running a Manufacturing Business
    By Ken Hurwitz, Canadian Metalworking
- Podcast Interview with Paul Menzel on Leadership
  and How He Leads Others to Perform
    The Alta Group Leadership Development
- Our Leasing/Finance Life is Changing
  Not Just Because of FinTech, Perhaps the Convenience
    By Kit Menkin
- The Mysterious FDIC $3.4 Million Fine & Restitution Against
   Umpqua Bank and Financial Pacific
      By Christopher Menkin, Editor/Publisher, Leasing News
- More on Financial Pacific and FDIC Fine
   Against Umpqua Bank and Restitution Penalty
- Balboa Capital Added to Good Guys: Companies
   Who Notify Lessee in Advance of Lease Expiration
- NVLA Executive Director Moves Down the Road
- Marlin Business Services Announces Further Staff Cuts
- Specialists in cannabis and hemp company leasing
- Report: 85 Percent of Independent Restaurants
    Could Close Without Direct Aid
- Back to Business Not Yet
- NY Based Finance Companies Deceived Small Businesses,
    with Merchant Cash Advance, one at 4,000 percent Interest
- New York Attorney General's Office Wins Major Case
    Against Northern Light Systems Leasing and Affiliates
- Dr. Dan Geller Predicts US Being Pushed
  into a Prolonged Recession
- How Vaccines Eradicated Common Diseases
- Be Prepared for What May be a Bankruptcy Lifeline
   for Small Businesses to Survive COVID-19
- Equipment Broker School Sign Ups Surged
  Includes report MCA, Funders, Business Loans, Leasing Marketplace
- Jeff Rudin, Quail Capital, Two Dogs
  One from Leasing News Adopt a Dog
- Ralph Mango Remembers the Start of FinTech
- Balboa Capital Gets Excellent Review over Other Companies
  By DBRS Morningstar Confirms Three Securitizations
- Don’t Get Caught Doing Business in California
   If You Are Required to Have a License or Don’t File Annual Report
- NewLane Finance Takes a New Lane
   By Christopher Menkin, Editor
- 5 Things the Finance World Can Learn From Marketers
- "We’re still getting residuals from a company 14 years later.”
     Phil Dushey, President, Global Financial Services
   for $429,000 as a Result of Lying to Lessee
- Four Types of Interim Rent
- FinTech #102  by Christopher Menkin
   Menkin has an Epiphany
- Alternate Finance Companies - Subprime
- FICO Score: Excellent to Bad
- Reader Complaint About LEAF Financial Investment (Collection)
- How to be a “Leasing Expert Witness”
    and Make Extra Income
- Your Photograph on LinkedIn.com
Use a Password Generator
- Banks Turn Toward Leasing for More Profit
- Why Leasing News is Different
- Take Your Banker to Lunch
- Lease Police Tips on Judging Vendors
- Alert: Rudy Trebels Back Soliciting Broker Business
- "The real U.S. Bank Equipment Finance story"
- The Day that Albert Einstein Feared May Have Finally Arrived
- California License Web Addresses
- Settlement Costs vs. Litigation Costs