|
 |
Lease Coordinator, Accurate preparation of equipment lease documentation and funding. Knowledge of leasing industry preferred. email kgoo@celticleasing.com
|
|
|
Business Development Officer—
Golf Industry
Located in SE region of U.S.
This opportunity with VGM Financial Services (affiliate of TCF Financial Corp.) offers rewards for selling vendors & leasing programs to golf car & turf equipment manufacturers, dealers/distributors & golf clubs. You'll work with VGM Club, largest buying group in golf industry, to facilitate eqpm't financing needs of member courses. BS & 5 yrs vendor/leasing sales exp. req'd, including golf industry eqm't financing. Send resume & letter to: jclark@vgmfs.com
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Wednesday, April 12,2006
Passover
Passover begins at Sundown. April 13-20 Pesach or Passover. Hebrew calendar dates Nisan 15-22, 5766. The first day of Passover begins an eight-day celebration of the delivery of the Jews from slavery in Eqypt. Unleavened bread (matzoh) is eaten at this time.
(see other calendar events )
Headlines---
Classified Ads---Doc.Mgr./Finance/Legal
Pioneer Capital up-date “Funder List”
Sales Makes it Happen—by Linda Kester
“Information Over Load”
Classified Ads---Help Wanted
Cartoon--Teichman Easter Business
Financial and Sales Training List
NorVergence Lessee Listserve Reactions
Up-Date---Leasing Assoc. Spring Conf
Top 10n Most Unusual Sales Tax Laws
CIT Announces Senior Appointments
News Briefs---
You May have Missed---
California Nuts Brief---
"Gimme that Wine"
Calendar Events
Restaurant Review-Palo Alto/S.F
Cafe Niebaum-Coppola
Today's Top Event in History
This Day in American History
Spring Poem
######## surrounding the article denotes it is a “press release”
----------------------------------------------------------------
Classified Ads---Documentation Manager / Finance / Legal
The Covenant Ark *
Documentation Manager / Finance / Legal
Documentation Manager: New York, NY
10+ years in equipment leasing/secured lending. Skilled in management & training, documentation, policy and procedure development & implementation, portfolio reporting. Strong work ethic.
Email: dln1031@nyc.rr.com |
Documentation Manager: Phoenix, AZ
Lease Administrator with exp. in lease administration, doc. & porfolio management for $200M in IT assets. Additional experience financial analysis process improvement/development.
Email: jeg3894@cox.net |
Finance: Austin, TX.
20+ years all facets of lease/finance. Collection and credit management. Equipment & rolling stock structuring. $150k credit authority, $100 million portfolio management.
Email: texmartin@juno.com
|
 |
Finance: Chicago, IL
Experienced in big ticket origination, syndication, valuation and workout.
Twenty five years, MBA, CPA, |
JD, LLM (Tax), structuring specialist. Inbound and outbound transactions. Email: pal108381@comcast.net
Transaction Summary
Website: www.tlgattorneycpa.com |
Finance: Orange County, CA
25+ years experience large ticket and mid-market commercial finance. Senior manager in operations, documentation, legal, credit, workouts, portfolio management. $2+Billion portfolio. MBA Finance. Juris Doctor.
Email: finance1000@cox.net
|
Finance: San Jose, CA.
15+ years sourcing debt, managing cash and receivables and other treasury functions. Strong background in credit, contract
administration and bankruptcy litigation experience. MBA Finance.
Email: raycis@comcast.net |
Finance: Sausalito, Ca
Sr. Corp. officer, presently serving as consultant, fin. service background, M&A, fund raising, great workout expertise, references Email: nywb@aol.com |
Finance: Toronto
Long diverse career financial services industry. Executed billions of dollars of leases over 20 years; structuring, executing and pricing US/Canadian transactions. Per Diem or full time. E-mail: eslavens@eol.ca |
Information System: North Detroit, MI
INFOLEASE EXPERT - 18 years experience. Since being downsized in 2002, working as a consultant for several leasing companies.
Seeking consulting projects nationwide.
email: darwint@prodigy.net |
Legal: Los Angeles, CA
Experienced in-house corporate and financial services attorney seeks position as managing or transactional counsel. Willing to relocate.
Email: sandidq@msn.com |
For a full listing of all “job wanted” ads, please go to:
http://64.125.68.91/AL/LeasingNews/JobPostings.htm
To place a free “job wanted” ad, please go to:
http://64.125.68.91/AL/LeasingNews/PostingForm.asp
A limited edition ark of only 100, the Covenant Ark is the most valuable piece of folk art the Mendocino Company creates. The Covenant Ark barely holds the abundance of wildlife that accompanies Mr. and Mrs. Noah on their long journey. The ark comes with 72 pairs of animals! The Covenant supplies the finishing touches to any folk art collection.
The Covenant comes with 72 pairs of animals and Mr. and Mrs. Noah. To view the animal list, click here:http://www.mendocinoark.com/animals/index.html
Long High Wide
34 inches 14 inches 8 inches
Price $3,220
http://www.mendocinoark.com/ark/covenant.html
[headlines]
--------------------------------------------------------------
Pioneer Capital up-date “Funder List”
home of
Lease services for titled vehicles: This program covers all commercially used titled vehicles (owner-operator and long haul trucking applications are not eligible.) see footnote:
Funder - Update
A -Accepts Broker Business | B -Requires Broker be Licensed | C -Sub-Broker Program
| D -"Private label Program" | E - Also "in house" salesmen
|
Name
In Business Since Contact
Website
Leasing Association
|
|
|
|
|
|
|
|
|
|
27. |
Pioneer Capital Corporation
(A wholly-owned subsidiary of IFC Credit Corporation)
1983
John Boettingheimer VP/General Manager
800.521.1308
www.PioneerFunding.com
NAELB, UAEL (A) |
20 |
50 U.S. States |
$5,000 minimum (no maximum) |
ATM , aircraft, energy management, livestock, tanning, copiers, vending,
vehicles, website development.
For more visit our website. |
Y |
N |
N |
Y |
N |
(A) Pioneer Capital originates all it's paper from brokers - 100%. Pioneer is a full service funding company that holds 100% of its transactions internally. We have over $150 million in small ticket leasing lines. We offer "A", "B" and in some circumstances "C+" credit coverage. We also offer franchise, medical, and new business leasing programs. Accepts Broker Business - to apply for to http://www.pioneerfunding.com/becomebroker.html.
Private Label Program - Pioneer offers private label documents and discounting programs to eligible brokers.
Approved Pioneer Brokers can use our on-line leasing program called "ZapLease.com". Program allows brokers to submit on-line applications, receive approvals, view credit files, CBR results, send lease documents by email, check funding status and much more.
Lease services for titled vehicles: This program covers all commercially used titled vehicles (owner-operator and long haul trucking applications are not eligible) “We feel that this market has not been covered adequately in the marketplace", states John Boettigheimer, Vice President and General Manager of Pioneer. "We spent several months reviewing and developing the processes we will use to fund these transactions, and we were hesitant to move forward until we were certain that we could fund these transactions quickly and effortlessly" stated Mr. Boettigheimer. Program features include:
EFA Document and simple Power of Attorney to bind contract
- Use of outside title company ($200 fee)
- Minimal liability requirements - $500,000
- Normal Funding Turnaround Times
- Standard credit criteria applies
For the full list, please go here:
http://www.leasingnews.org/Funders_Only/Funders.htm
[headlines]
--------------------------------------------------------------
Sales Make it Happen
“Information Under Load”
by Linda P. Kester
The most appealing treadmill to me in the gym was located in the second row of aerobic equipment. I liked it because it's the only treadmill positioned so that you can view three TV's at the same time. On one particular day, all the televisions had the closed caption feature on. In addition, they had sports scores or stock quotes scrolling across the bottom (and sometimes tops) of the screen, and they flashed their own bullet points, names and titles. There was a minimum of three different things to read on each TV.
So, I'm running, attempting to comprehend nine different pieces of information from three TV's, all while listening to my iPod™ and monitoring my heart rate on the treadmill. I would glance from TV to TV to try to find the most interesting thing to read or watch. Finally I just ignored all the TV's and got lost in my own thoughts. There was so much information coming at me that I couldn't assimilate any of it.
The experience reminded me of a prospect call where the leasing sales rep goes on and on about their turnaround time, fast payment, fabulous approval rate, and every other program they can think of. The rep is so excited to get a decision maker on the phone that he just unloads. Another way of looking at it, is that the rep shows up and throws up! There is so much information coming at the prospect that he gets lost in his own thoughts. The prospect is thinking “God, this guy is talking a lot, how can I get off the phone and get back to work?”
A more effective approach is to practice information under load. When prospecting, you want to quickly get to high-quality questions. Not questions like “How much leasing do you do?” Hopefully you have already qualified the prospect. If you start out with a qualifying question to the decision maker you seem so selfish. Example of high quality questions include:
- What is most important to you in a leasing company?
- What is the biggest challenge facing you this year?
Then really listen to the answers. Listen like you've never listened before. Look at the letters that make up the word listen and rearrange them so they spell out silent. Listen/silent they are the same in content only arranged to appear different from each other. When you listen, be silent. Really listen without thinking about what you are going to jump in with next. When you're silent, you'll hear at a new level of listening.
Figure out what's important to that person then introduce one program that matches his needs. Examples of programs:
- Trade Show Support
- Private-Label Docs
- On-line Tools
It could even be the basics like lower rates or more approvals. If you identify what's important you can focus on that instead of including it in the 50 things you blow past him.
Then when you call to follow-up, you touch on his hot buttons, then ask questions and give just one different program, for example:
- 90-Day Deferred
- Industry-specific program
- Faxable docs
Every call should have something of value for the prospect. How many times have you heard a sales rep call and say “You have any apps for me?” It's not about you! Put yourself in their shoes, look at things from their perspective and intrigue them one piece of information at a time.
As for my gym experience, I'll now run on any treadmill regardless of how many TV's I can see. However, I won't give up my iPod™. Some things are indispensable.
Linda Kester motivates, educates and empowers leasing sales reps to obtain top performance and increase volume. She provides enthusiastic and practical ideas for success. For more tips visit www.lindakester.com
|
[headlines]
--------------------------------------------------------------
Classified Ads—Help Wanted
Account Executive
 |
At Dell Financial Services, we fuel your potential with the kind of challenging opportunities and hands-on support you need to grow. We're the exclusive provider of leasing and finance services for Dell technology systems worldwide. If you're ready for your chance to take the field, join our team as a:
Account Executive
Responsible for working remote out of a home office in the states of MI, GA, WA, CO, CA and MN. We're looking for seasoned candidates with 8+ years of Equipment Leasing Sales experience with a successful track record of increasing market/account penetration by assigned segment and/or geographic region, improving customer satisfaction and growing the business for long term results. You will be working in a relationship sales environment directly with CFOs, CIOs, CEOs and other high-level executives. If this type of opportunity sounds appealing, please send a copy of your resume to US_DFS_STAFFING@dell.com
|
|
|
Account Executive
Seeking an assertive, goal-oriented, profit-motivated Account Executive with sales experience in the equipment finance industry for Irvine , California headquarters. Unlimited earning potential - competitive salary with bonus and commission. Send resumes to llewis@calfirstlease.com or log on to www.calfirstjobs.com/apply_now.htm to apply for position.
|
|
Business Development Officer
|
Business Development Officer—
Golf Industry
Located in SE region of U.S.
This opportunity with VGM Financial Services (affiliate of TCF Financial Corp.) offers rewards for selling vendors & leasing programs to golf car & turf equipment manufacturers, dealers/distributors & golf clubs. You'll work with VGM Club, largest buying group in golf industry, to facilitate eqpm't financing needs of member courses. BS & 5 yrs vendor/leasing sales exp. req'd, including golf industry eqm't financing. Send resume & letter to: jclark@vgmfs.com
|
|
|
Chief Credit Officer
|
Chief Credit Officer
Costa Mesa, CA
Report to president. Min.10 years commercial lending/lease exp. Equip./Vehicles/RE loans. Fax Resume to: 714-241-1582 or email to sltidland@goldenwestfinance.com
|
|
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Lease Coordinator
|
|
Lease Coordinator, Accurate preparation of equipment lease documentation and funding. Knowledge of leasing industry preferred. email kgoo@celticleasing.com
|
|
Portfolio Collection & Customer Service
|
Portfolio Collection & Customer Service Specialist, Irvine, CA
Small ticket lessor seeks candidates with related work experience in the equipment leasing industry. Candidates must possess strong verbal/written communication and negotiating skills. Competitive comp package and outstanding work environment! Please e-mail resumes: recruiter@gen-cap.com.
|
|
Sales Manager
|
Sales Manager – Irvine, CA
We're looking for a detail oriented, profit driven Sales Manager with 10 years experience in sales and/or management in the middle ticket equipment finance/leasing industry. Great opportunity for huge earnings potential as we offer a competitive salary with bonus and commission. Send resumes to llewis@calfirstlease.com .
|
|
[headlines]
--------------------------------------------------------------
[headlines]
----------------------------------------------------------------
Financial and Sales Training
(For our "Lease School/Franchisors" list, please click here)
These individuals act as a consultant in 75% or more of their main business, actually training staff or individuals of a leasing company. These are not schools or franchisors, which can be viewed
by clicking here.
Several hold classes, and most will travel to their client's premise.
To qualify for this page, they must be an active member in an equipment leasing association.
Please fax our request form back to 408.343.3843 or you
may e-mail to: kitmenkin@leasingnews.org.
Second Column: YCS - Year Company Started | YELB - Years in equipment Leasing Business
Rank |
Name
City, State
Contact
Website
Leasing Association |
YCS
YELB
(see above for meaning) |
Geographic Area |
Speciality |
1 |
|
1990
35 |
International |
“We specialize in the marketing and sales areas of leasing although we also offer training across the full spectrum of leasing skills. Clients have included lessors, lease brokers, funders and associations.”
|
2 |
Teichman Financial Training
Sausalito, California
Bob Teichman, CLP
BoTei@aol.com
415.331.6445
NAELB, UAEL |
1998
43 |
International |
"We specialize in the technical side of leasing, offering comprehensive training in packaging, credit, pricing, structuring, financial analysis and operations. Our clients include lessors, lessees, lenders, associations, and government agencies."
|
3 |
Winders Consulting Co., Inc.
Louisville, KY
Terry Winders, CLP
Leaseconsulting@msn.com
502.327.8666
EAEL, ELA, NAELB & UAEL |
1991
35 |
USA |
Lease seminars and training on rules & regulations pricing, documentation, sales. Also procedure audits, and help to establish a leasing activity or company for brokers, bankers, and captives.. Expert witness on legal & tax.
|
[headlines]
----------------------------------------------------------------
NorVergence Lessee Listserve Reactions
“I was going to fight, I was going to win I wasn't going to give in.
Then my attorney and CPA advised me "never let a judge or a jury
determine the outcome of something that you can reasonably settle on
your own." I word to the wise. Yes I settled with US Crapcorp for
15cents on the dollar and it kills me every month that I sign the
check for $257.49 but such is life.”
“Add me to the list of people receiving the NY Popular Leasing settlement offer of forgiving 85% of the lease balance plus all unpaid late fees and insurance charges. Basically this mess goes away for $ 2460.00. But like David, I am a hardliner that feels like giving any money to Popular is like paying the crook to get your stolen car back.”
“Believe it or not, I am really on the fence with this one. On one hand I am confident that Popular Leasing committed insurance fraud against my company for billing us for 6 months of insurance charges after they cancelled my policy. I know that I did not receive any savings as my phone numbers were never ported away from my local provider.”
“My attorney in Missouri advised me that while he is extremely confident that ultimately we will prevail the costs and time to prevail must be taken into consideration. I am a businessman first but oh would I love the opportunity to square off against Popular's lawyers with the evidence I have amassed. Financially we can handle the costs, but in the end is it all worth it to spend time away from what makes us successful?”
“I took the settlement from CIT nine months ago. I, like you, was on the fence as I wanted the leasing companies to feel our pain. But, we needed closure. $2500.00 over 18 months (no interest) would make this long ass nightmare come to an end. I gladly make that check out each month for my peace of mind.”
“We have recently been offered through registered letter a $5,286.00 negotiated pre-trial settlement buy-out of our original $24,600.00 lease through the lawyer we retained in Missouri for our pending Popular Leasing case.
“As Kit has loosely stated or at least tried to convey to us in many previous posts, 'you eventually will arrive at a point when have to look at your ROI (Return on Investment) and what you are likely to recover from this situation and when it is likely to come. That point has sadly come clear to me this past week.
“The letter we received from our lawyer outlined our proposed settlement amount, then went on to state approximate court costs for an average 2-day trial. To that end I added my own personal time and expenses involved in being there for those 2-days, and in the final outcome it just wasn't worth it any more.
“ I (we) gave in, broke down and paid this final "limited time" offer, not because I didn't want to have my day in court, but because I started wondering how much more time was going to pass before a decision would be rendered and then if an appeal was filed, how much time, etc. etc.
“Now that we have decided to pay this settlement has been made, I feel that I have left each of you down but I feel that we just had to move on and get on with the business of doing business! It simply wasn't worth the daily aggravation in just ‘not knowing" anymore.'”
“You would be foolish not to accept terms that allow you to escape
this mess and secure your business interest. Congratulations and
best of luck.”
[headlines]
----------------------------------------------------------------
Leasing Association Conferences --- Spring 2006
National Association of Equipment Leasing Brokers
April 20-22
2006 Annual Conference
Hilton Minneapolis
Minneapolis, MN
www.naelb.org
Guest Speakers
|
Dr. Barry Roberts will captivate your attention with the story of obstacles that he has overcome. If you ever feel that you need some inspiration in order to keep focus in your business, Dr. Roberts' presentation will surely provide it. After hearing his fascinating life story, from the horrible car crash that caused him to lose his right arm to becoming the captain of the sheriff's department, you will Never Lose Focus when business reveals obstacles again. |
Dr. Roberts will keep your focus while helping you in the day-to-day operations of your business. Learn about this incredible man and his exceptional motivation to overcome what life has thrown at him.
Attend Dr. Roberts' Opening General Session, Never Lose Focus! On Friday, April 21 at 8:00 a.m. |
|
Debbie Allen's focus on marketing through her motivating presentation will keep you entertained and informed. She will show you how to stop wasting thousands of dollars on ineffective marketing. Discover dozens of highly effective, low-cost marketing strategies that are easy to implement and create FAST results every time. Debbie is the author of four books, including her award winning, Confessions of Shameless Self Promoters tm now published in five countries. |
Debbie's expertise has been featured in numerous publications, including the Who's Who of Experts, Entrepreneur, Selling Power, Sales & Marketing Excellence and Franchising Magazine . She now addresses over 75 organizations and more than 100,000 business people each year, sharing her insightful success strategies and secrets to marketing success.
Attend Debbie's Keynote Presentation, Proven Sales & Marketing Strategies that Guarantee Shameless Success!, during lunch on Friday, April 21 at Noon. |
If you missed these informative classes in 2005
be sure to sign up for them in 2006!
Advantage 2.0 & alaQuote Training
Thursday, April 20, 9:00 a.m.- 12:00 p.m. and 1:00 p.m. ? 4:00 p.m.
Jim Buckles will be training on the following aspects of the Advantage 2.0 and alaQuote Training:
- On-line lease calculator
- Quote letter
- Application submittal tool
- Contact management
- Deal tracking
- Document processing
- Electronic file storage
**Please RSVP by calling (866) 352- 8665 or by emailing jim@pbs4u.com
CLP Review: An Inch Wide and a Mile Deep
Thursday, April 20, 9:00 a.m. ? 5:00 p.m.
In conjunction with the NAELB, the CLP Foundation is pleased to be able to present this program to attendees of the 2006 Annual Conference in Minneapolis .
An in depth review of four of the toughest subjects in Equipment Leasing:
- Lease Classification and Terminology
- Math of Leasing
- Leasing Law, Documentation & Collections
- Accounting for Leases
Register on line at:
http://www.naelb.org/cde.cfm?event=120803
------------------------------------------------------------------------------
Equipment Leasing Association
April 23-25
Large Ticket Conference
Hyatt Regency Grand Cypress
Orlando, FL
Registration Fees:
ELA Members (1st person): $910
Each Additional ELA Member: $850
Non-members: $1,820
Committee Member or Speaker: $455
Spouse: $325
Golf: $200
www.elaonline.com
---------------------------------------------------------------------------
Association for Governmental Leasing & Finance
May 4-5
25th Annual Spring Conference
Omni Hotel Chicago
Chicago, Illinois
Room Rate $199.00
www.aglf.org
-----------------------------------------------------------------------------
At the conference, Leasing News will be presenting Paul Menzel, CLP, with the "Leasing News Person of the Year for 2005" award . Editor/Publisher Christopher "Kit" Menkin and many of the Leasing News Advisory Board will be on hand for the presentation; to salute Paul for the over 30 years he has contributed to the leasing profession.
"We hope to see you there."
Kit Menkin
United Association of Equipment Leasing
May 4-7
Spring Conference
Laguna Cliffs Mariott
Hotel and Spa
Dana Point, California
The featured speakers for the UAEL Spring conference are:
Our Opening General Session is presented by Greg Winston who will address the subject of “Creating Unshakeable Luck”
|
Mr. Winston is one of the few speakers guaranteed to receive a standing ovation with his interactive motivational speech “Creating Unshakeable Luck.” In his early years, Greg began a sales career with the Xerox Corporation and became one of their leading sales professionals. At one point in his career year-to-date sales figures were 10 times more than the average sales representative's. |
| |
|
|
Our Friday Luncheon speaker will be California assemblyman Roger Niello. Mr. Niello will speak on legislation pertinent to the equipment leasing industry. |
| |
|
 |
Assemblyman Roger Niello represents the 5 th district in the California State Assembly. He attended UC Berkeley for his undergraduate studies and completed his graduate studies at UCLA. Roger worked as a C ertified P ublic A ccountant until joining his family's business at Niello Auto Group, where he spent the next 25 years running retail automobile dealerships with his family partners. Roger was elected to the Sacramento County Board of Supervisors in a special election in February of 1999. |
Please register online at www.uael.org or contact Kim at kim@uael.org or 760-564-2227 with any questions regarding the conference. Also, register online for golf at the beautiful Talega Golf Club to be held Thursday morning May 4, 2006.
Register:
http://www.uael.org/events/conferences/slc/register.asp
or download form in PDF
http://www.uael.org/events/conferences/slc/RealFinalSpringApp.pdf
Funding Track:
Discount Available: with a minimum of one full paid registration (member or non-member), your Operations employees can attend the Friday aftternoon Funding Track for $125.00. In addition, each participant attending the Funding Track is invited to join the President's Reception Friday evening - a great opportunity to network with peers and funding sources. The Funding Track highlights are below:
Funding |
Credit Session |
- Prepering credit packages for application only submission.
- Preparing credit packages for commercial full disclosure packages.
- Understanding the difference among scoring models.
- Identifying the "red flags" for fraud prevention. |
Documentation Session |
- What do you need to know before documenting the deal?
- Sales tax issue (identitying special states and their requirements).
- Is your company using technology in the documentation process?
- Discount versus brokering. |
Funding Session |
- Tips and tools for making your "deal flow" more efficiently.
- What does it take to fund a deal?
- Discuss challenges that slow down funding and discuss solutions to these challenges. |
Click here to register for Funding Track
www.uael.org
-----------------------------------------------------------------------------
National Vehicle Leasing Association
June 7-10
Annual Conference and Exposition
Gaylord Texan Resort & Convention Center
Grapevine, Texas
www.nvla.org
----------------------------------------------------------------------------
Equipment Leasing Association
45th Annual Convention
October 22-24
JW Marriott Desert Springs Resort & Spa
Palm Desert, CA
www.elaonline.org
[headlines]
----------------------------------------------------------------
Top Ten Most Unusual U.S. Sales Tax Laws for 2006
AccountingWEB.com - After reviewing the latest tax laws from across the nation, First Data Corporation and www.taxware.com Taxware's team of domestic and international tax experts has compiled a list of the ten craziest sales and use tax laws in America for 2006. They are:
10. West Virginia, where American Independence is celebrated with a special tax on sparklers and other novelties, in addition to the state's regular 6 percent sales tax.
9. Kentucky's thoroughbred stud fees are subject to sales tax (that would be thoroughbred horses). “You would not believe how many checks I send back because they forget to add the $30,000 in sales tax to the $500,000 fee!” one breeder told Taxware.
8. In North Carolina, members of racing teams and motor-sport sanctioning bodies can obtain refunds for sales tax paid on aviation fuel (used to get to a motor sport event) because the state is a tax-free zone for motor sports.
7. Using a pay-phone in Kentucky is tax free as of January 1. Right across the state line, however, Indiana still taxes pay-phone calls.
6. Cloth diapers are exempt from sales tax in Wisconsin, however, disposable diapers are taxable.
5. In California fresh fruit is tax-exempt unless it is purchased from a vending machine where it is taxed on 33 percent of the price.
4. Texas' holiday spirit includes a heaping helping of taxes: holiday trees decoration services are taxable, but only if the decorator provides the ornaments, as are holiday pictures painted on windows, phone calls from holiday characters and greeting cards featuring Santa Claus or the Easter Bunny.
3. Dead people in Ohio get a tax break because applying makeup in a mortuary is tax-free, while applying makeup in a beauty salon is taxable.
2. South Dakota taxes air ambulance services but not ground ambulance services.
And the craziest American sales tax is….
1. Pennsylvania taxes air. That's right, use of coin-operated vacuum vending machines, commonly found at car washes, is now taxable. No word on whether extending this to the air from air compressors used to fill tires is next on the list.
www.taxware.com Taxware, a First Data Company, is an industry leader focused exclusively on global commercial tax compliance systems.
---------------------------------------------------------------------------
[headlines]
### Press Release ###########################
CIT Announces Senior Appointments to Lead Expansion of Global Sponsor Finance Group
Demonstrates CIT's Commitment to Financing Buyouts, Recapitalizations and Later-Stage Opportunities for Private Equity Groups across the Country
NEW YORK, / -- CIT Group Inc. (NYSE: CIT), a leading provider of commercial and consumer finance solutions worldwide, announced the appointments of Mark R. Affolter, Managing Director; Thomas R. Hobbis, Director; Eric L. Toizer, Managing Director; and Peter R. White, Managing Director, to CIT Global Sponsor Finance, a unit of CIT's Corporate Finance group, which provides sophisticated financing solutions and advisory services to the Company's vast middle market client base. Based in Chicago, New York, San Francisco and Boston, respectively, Messrs. Affolter, Hobbis, Toizer, and White will pursue middle market buyout financings with private equity groups across the country.
"We are extremely pleased to welcome Mark, Tom, Eric, and Peter," said Tim Eichenlaub, Senior Managing Director and Head of Global Sponsor Finance. "Given our growing presence in the marketplace -- CIT led, co-led, or participated in 196 sponsor deals last year alone -- their expertise and strong relationships in the private equity community will enable CIT to further expand our offering in key centers of activity across the U.S. We continue to add resources both domestically and to our London office, to our industry groups, and M&A Advisory Group, to better serve the needs of our private equity clients."
Based in Chicago, Mr. Affolter joins members of CIT's M&A Advisory group and is charged with building the company's presence in the Midwest sponsor community. Prior to joining CIT, Mr. Affolter served as Senior Managing Director of GE Global Sponsor Finance, where he led a middle market sponsor coverage team, marketing leveraged finance products to private equity sponsors throughout the Midwest, Canada and Boston., Mr. Affolter was instrumental in founding a mezzanine team within GE Merchant Banking and previously was responsible for structuring, pricing and syndicating leveraged, private equity sponsored loans at Heller Corporate Finance.
Mr. Hobbis joins CIT Global Sponsor Finance from ING Capital's Acquisition Finance Group, where he covered middle market private equity firms in the Northeast. Previously, he was a Director in the Transportation and Logistics investment banking groups at ABN AMRO and ING Barings, as well as a Vice President in ING Barings' Real Estate group after beginning his career with Shearson Lehman Brothers. Mr. Hobbis will be based in New York and focus on private equity firms in NYC, PA, and the Southeast.
As a Managing Director and leader of the newly-established San Francisco team, Mr. Toizer will drive origination and execution of buyout financings for private equity sponsors on the West Coast, Prior to joining CIT, Mr. Toizer spent 15 years in a number of senior positions at BNP Paribas, including leveraged finance; PAI Partners, a private equity group then affiliated with BNP Paribas; and, most recently, as a Managing Director in the firm's San Francisco office in charge of leveraged buyout financing and equity co-investments with financial sponsor firms.
Mr. White is charged with building a team in Boston to serve the private equity firms in New England. He joins CIT from GE's Global Sponsor Finance group, where he was a Managing Director and senior originator responsible for large cap private equity funds in the Boston market. Prior to that, Mr. White was a Managing Director at Fleet Securities and spent 20 years with BankBoston and Fleet in a variety of lending and investment banking roles.
About CIT:
CIT Group Inc. (NYSE: CIT), a leading commercial and consumer finance company, provides clients with financing and leasing products and advisory services. Founded in 1908, CIT has over $60 billion in assets under management and possesses the financial resources, industry expertise and product knowledge to serve the needs of clients across approximately 30 industries worldwide. CIT, a Fortune 500 company and a component of the S&P 500 Index, holds leading positions in vendor financing, factoring, equipment and transportation financing, Small Business Administration loans, and asset-based lending. With its Global Headquarters in New York City, CIT has approximately 6,000 employees in locations throughout North
America, Europe, Latin and South America, and the Pacific Rim. For more information, visit http://www.cit.com .
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### Press Release ###########################
News Briefs----
Bank of America to Cut About 1,900 Jobs
http://www.chron.com/disp/story.mpl/ap/business/3784591.html
Wal-Mart Bank Opposed by Bankers, Consumer Groups
http://www.bloomberg.com/apps/news?pid=10000103&sid=avo7KhU9o49w&refer=us
http://www.nytimes.com/2006/04/11/business/11bank.html?_r=1&oref=slogin
http://www.usatoday.com/money/industries/retail/2006-04-10-walmartbanking_x.htm
GE Expects Overseas Sales to Match Revenue in U.S.
http://www.bloomberg.com/apps/news?pid=10000100&sid=adYyM.IDwlXM
UPS begins China-Europe direct flights
http://www.chinaknowledge.com/news-detail.aspx?id=2655
Precious metals climbed to new record levels this week
http://www.freemarketnews.com/Analysis/176/4461/2006-04-11.asp?wid=176&nid=4461
11% Rise in Gas Prices Expected
http://www.washingtonpost.com/wp-dyn/content/article/2006/04/11/AR2006041100571.html
States Ranked by Total Taxes and Per Capita Amount: 2005
http://www.census.gov/govs/statetax/05staxrank.html
Matt Lauer extends 'Today' contract for three years
http://www.usatoday.com/life/television/news/2006-04-11-lauer-contract_x.htm
Microsoft Releases Three Windows Patches
http://www.chicagotribune.com/technology/sns-ap-microsoft-security,1,3728017.story?
coll=chi-business-hed
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You May have Missed---
Zagat's Rates Top 100 Hotel Food in U.S.
http://www.usatoday.com/travel/zagat-hotels.htm
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California News Briefs---
Schwarzenegger wants market-based system to combat global warming
http://www.signonsandiego.com/news/state/20060411-1756-wst-
schwarzenegger-globalwarming.html
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“Gimme that Wine”
Rieslings from Germany Scale the Heights—Eric Asimov
http://www.nytimes.com/2006/04/12/dining/12pour.html
Taming of the screw
Diners and restaurateurs alike are confounded by corkage fees
http://www.sfgate.com/cgi-bin/article.cgi?f=/c/a/2006/04/06/WIGRPHVGP975.DTL
New 2005 Bordeaux Wine Prices May Challenge Records, Buyers Say
http://www.bloomberg.com/apps/news?pid=10000088&sid=aQHKwfEfQVNY&refer=culture
Retailers angry over Texas wine law
http://msnbc.msn.com/id/12248787/
Wine Prices by vintage
http://www.winezap.com
http://www.wine-searcher.com/
US/International Wine Events
http://www.localwineevents.com/
Winery Atlas
http://www.carterhouse.com/atlas/\
Leasing News Wine & Spirits Page
http://two.leasingnews.org/Recommendations/wnensprts.htm
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Restaurant Review
Cafe Niebaum-Coppola
473 University Avenue
Palo Alto, California 94301
650-752-0350
Fax: 650-752-0359
E-Mail: micki_mcguiree@ffcnotes.com
www.cafecoppola.com
This is a Cafe-Wine Tasting-Store. We did not mind waiting for a table, actually got a booth, as we tasted some of Neibaum-Coppola's wine before our late lunch. We bought some wine, plus the wine manager was able to order us double magnum of Cabernet Franc from the winery. We also purchased a carafe ( like I need another one, but this had rounded edges and looked great for older wine ) and also wine glasses, and Champagne glasses. They were beautiful. We also bought some other things, and had a delicious meal. We have gone back a second time and even enjoyed it more. This is definitely a fun place with good food at reasonable prices, a very good wine list, and a chance to enjoy some of the best wine coming from Napa Valley.
The newspaper said the service was "slow." We didn't experience that. A wait for the table and the host and hostess were most gracious, a lot of personality. Greg Pussehl, the wine person, was very hospitable, helpful, extremely knowledgeable, and a pleasure to meet. Our waiter lived in San Francisco, and commuted here to work at Il Fornai, plus here, and for years was a head waiter at Dorio's in the City. He was very helpful with an old world personality. We had a great time, great food, and would recommend this place for an informal lunch, brunch, early dinner, or even dinner for two or four or more. A fun place.
Cafe Niebuam-Coppola is also located in North Beach, California
916 Kearny Street at the corner of Columbus Avenue
Hours: Monday-Saturday, 10 am to 11pm Sunday, 9:30 am to 9 pm
Phone: 415-291-1700
Email: cafe_sf@ffcnotes.com
The winery was orginally called Niebaum-Coppola, but is now Rubicon Estate:
http://www.rubiconestate.com/site.php
The Winery store: http://store.rubiconestate.com/
(for other reviews: please go here:
http://two.leasingnews.org/Recommendations/rstrnt.htm 0
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Calendar Events This Day
Big Wind Day
Look Up At the Sky Day
National Licorice Day
Celebrating black licorice, its history, health benefits and world renown as a delightful confection. Throughout the entire month of April, Licorice international will present seminars and other special events to educate and entertain the public. ww.licoriceinternational.com
Passover
Passover begins at Sundown. April 13-20 Pesach or Passover. Hebrew calendar dates Nisan 15-22, 5766. The first day of Passover begins an eight-day celebration of the delivery of the Jews from slavery in Eqypt. Unleavened bread (matzoh) is eaten at this time.
Walk on Your Wild Side Day
Time's wasting friends. It's high time you went out and did some things no one expects you to do. Be unpredictable for once. Go to work dressed like a gorilla, get a master's degree—do something “they” said you'd never do. www.wellcat.com
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Today's Top Event in History
1954 - Bill Haley and His Comets recorded "Rock Around the Clock" for Decca Records on this day. The song was recorded at the Pythian Temple, “a big, barn like building with great echo,” in New York City. "Rock Around the Clock" was formally released a month later. Most rock historians feel the tune, featured in the 1955 film "Blackboard Jungle", ushered in the era of rock 'n' roll. It hit number one on June 29, 1955 and stayed there for eight weeks, remaining on the charts for a total of 24 weeks. The record has now sold over 25,000,000 copies.
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This Day in American History
1621-Myles Standish, one of the Mayflower Pilgrims, was unanimously chosen military captain of the colony.
http://etext.lib.virginia.edu/users/deetz/Plymouth/standishwill.html
1631-the first militia was formed by the Court of Assistants of the Massachusetts Bay Colony, Boston, MA, which ordered “ that there shall be a watch of 4 kept(every) night at Dorchester and another of 4 att Waterton, the watches to begin at sunset.”
1724-birthday of Lyman Hall, Signer of the Declaration of Independence. When the war reached Savannah. Hall's property was burned and he stood accused of high treason. He fled to Charleston, which was also overtaken by the British Born at Wallingford, CT, he died at Burke County, GA, Oct 19, 1790.
http://www.ushistory.org/declaration/signers/hall.
http://www.lyman-hall.com/ htm
1776,-the first Declaration to form an independent Union started 225 years ago with a resolution adopted by the Provincial Congress of North Carolina at Halifax, NC, authorizing the delegates from North Carolina to the Continental Congress to vote for a Declaration of Independence.
http://memory.loc.gov/ammem/today/apr12.html
1777-birthday of Henry Clay, statesman, born at Hanover County, VA. Was the Speaker of the House of Representatives and later became the leader of the new Whig party. He was defeated for the presidency three times. Clay died at Washington, DC, June 29, 1852.
http://www.henryclay.org/
1811-the first settlers to reach the Pacific coast left New York City on September 6, 1810, on the S.S. Tonquin, a 290-ton vessel captained by Jonathan Thorn. They rounded Cape Horn on December 25, 1810, landing on April 12, 1811, at Cape Disappointment, WA, a promontory at the mouth of the Columbia River. The enterprise was sponsored by John Jacob Astor.
1849-Brevet Brigadier General Bennet Riley, arrived in San Francisco with his brigade aboard the "U.S.S. Iowa" at Monterey.
1859-the first Billiard match to attain international fame was played in Detroit between Michael Phelan of New York City and John Seereiter of Detroit for the championship of the world and a 415,000 purse. Phelan, known as the “father of billiards,” won the championship by a score of 2,000 against his competitor's 1,904. The best run made by Phelan was 129 points. The game was played on a 6-by-12 four-pocket table with four balls. Pushing and crouching were allowed.
1861- after months of escalating tension, Major Robert Anderson refused to evacuate Fort Sumter at Charleston, SC. Confederate troops under the command of General PT. Beauregard opened fire on the harbor fort at 4:30 AM ( the first gun was fired by Edmund Ruffin, a 67-year-old Virginian) and continued until Major Anderson surrendered on Apr 13. No lives were lost despite the firing of some 40000 shells in the first major engagement of the American Civil War.
1861-the same morning, off Charleston, SC, the side-wheeler Harriet Lane fired a shot across the bow of the merchantman steamer Nashville to force it show its colors. The Nashville hoisted a U.S. ensign and was allowed to proceed, even though it was a Confederate ship. The Harriet Lane, 270 feet long with a 22-foot beam, had been built by William Henry Webb in 1857 as a Treasury Department revenue cutter and was transferred to the Navy in 1858. It was named after a niece of President James Buchanan and was the first federal steamer named for a woman. On January 1, 1863, the Harriet Lane was captured by Confederate forces in Galveston Bay, after desperately resisting boarding parties from four rebel ships.
1867-birthday of Johnny Watson, also known as “Daddy Stovepipe,” Mobile, AL
1883-Birthday of Imogen Cunningham, pioneer photographer of plants and portraits.
1892-George C. Blickensderfer of Stanford, CT received a patent for a portable typewriter.
1892—Jazz clarinetist Johnny Dodds birthday
http://www.redhotjazz.com/jdodds.html
1900-Joseph Bohomiel(Joe) Lapchick, Basketball Hall of Fame player and coach born at Yonkers, NY. Lapchick played basketball for pay form an early age. In 1923 he joined the original Celtics, one of the greatest pro teams of any era. The Celtics revolutionized the game with Lapchick as the great center. He began coaching at St. John's University in 1937, left for the New York Knicks in 1947, and returned to St. John's in 1957. the Celtics were inducted into the Hall of Fame in 1959, and Lapchick followed as an individual in 1966. Died at New York, NY August 10,1970.
1908 -- A fire that began in a dump in the Chelsea section of Boston, Massachusetts spread through the community and ignites oil tanks on the Chelsea Creek, eventually rendering 17,000 people homeless.
1915-birthday of guitarist “Hound Dog” Taylor, Natchez, MS
http://www.zicline.com/semaine16/houndog.htm
1918-singer Helen Forrest born Atlantic City, NJ.
http://www.davidmulliss.com.au/HelenForrest/helenforrest.htm
1926---birthday of Andrew “Blueblood” McMahon, Delhi, LA
1926-Smith Wildman Brookhart, Republican of Iowa, was ousted by the US Senate of a vote of 45-41. A recount of the votes in the election had proved the winner to be Daniel Frederic Steck,, the Democrat candidate, who served from April 12, 1926 to March 3, 1931.
1927 - an F5 tornado wiped Rock Springs, Texas "off the map". 235 of the town's 247 buildings were completely destroyed. The tornado was over 1 mile wide when it passed through the town. 74 people were killed.
1930-birthday of vocalist Bob Lee, Tuscalossa, AL
1934-the highest-velocity natural wind ever recorded occurred in the morning at the Mount Washington, NH, Observatory. Three weather observers, Wendell Stephenson, Alexander McKenzie and Salvatore Pagliuca, observed and recorded the phenomenon in which gusts reached 231 miles per hour--"the strongest natural wind ever recorded on the earth's surface." The 50th anniversary was observed at the site in 1984, with the three original observers participating in the ceremony
1934 -- F. Scott Fitzgerald's Tender Is the Night is published, but the novel about rich expatriates is unenthusiastically received during the Great Depression.
http://www.sc.edu/fitzgerald/biography.html
1939-Woody Herman cuts Woodchopper's Ball.
1940-pianist/composer Herbie Hancock born Chicago, IL
http://www.herbie-hancock.com/
1945 – President Franklin D. Roosevelt, 63, on the 83 rd day of his fourth term, dies of a cerebral hemorrhage in Warm Springs, Georgia, with the love of his life with him (no, it wasn't Eleanor); Vice-President Harry S. Truman was sworn in as president the next day.
1945 -Antlers, Oklahoma was leveled by an F5 tornado. 600 buildings were destroyed and 700 were damaged. 69 people were killed and 353 were injured. This disaster would have commanded national and local attention if it was not overshadowed by the death of President Roosevelt. Even nearby local newspapers had more information on the president than the tornado.
1947 David Letterman Birthday, born Indianapolis, Ind.
http://www.intac.com/~fredman/letterman/bio.html
http://www.cbs.com/latenight/lateshow//
1950---Top Hits
If I Knew You Were Comin' I'd've Baked a Cake - Eileen Barton
Music, Music, Music - Teresa Brewer
Peter Cottontail - Gene Autry
Long Gone Lonesome Blues - Hank Williams
1952- Buddy Morrow records “Night Train.”
http://www.buddymorrowproductions.com/
1955-The Kansas City Athletics, transplanted from Philadelphia, opened their first season in their new home by defeating the Detroit Tigers, 6-2, at Municipal Stadium. The A's finished the year in sixth place with a record of 63-91. They never won a pennant in Kansas City and moved to Oakland after the 1967 season.
1954 - Bill Haley and His Comets recorded "Rock Around the Clock" for Decca Records on this day. The song was recorded at the Pythian Temple, “a big, barn like building with great echo,” in New York City. "Rock Around the Clock" was formally released a month later. Most rock historians feel the tune, featured in the 1955 film "Blackboard Jungle", ushered in the era of rock 'n' roll. It hit number one on June 29, 1955 and stayed there for eight weeks, remaining on the charts for a total of 24 weeks. The record has now sold over 25,000,000 copies.
1955- the announcement was made that a polio vaccine developed by American physician Dr. Jonas E. Salk was "safe, potent and effective." Incidence of the dreaded infantile paralysis, or poliomyelitis, declined by 95 percent following introduction of preventive vaccines. The announcement of the discovery of a vaccine against polio, was made on the ten year anniversary of the death of Franklin Delano Roosevelt from complication of the disease, his deteriorating illness kept from the public for perhaps up to two years as others ran the government. With the end of the World War II only months away, the nation and the world were stunned by the "sudden" death of the president shortly into his fourth term of office. Roosevelt, 32nd president of the US ( March 4, 1933 to April 12,1945), was the only president to serve more than two terms--- he was elected to four consecutive terms. He died in Warm Springs, Georgia with the woman he loved present(it was not Eleanor Roosevelt ).
1958---Top Hits
Tequila - The Champs
He's Got the Whole World (In His Hands) - Laurie London
Book of Love - The Monotones
Oh Lonesome Me - Don Gibson
1961-The winners of the third annual Grammy Awards are announced. For the first time, rock & roll is noticeably absent. The big winner is Ray Charles, who wins Best Vocal Performance, Male, Best Performance by a Pop Single Artist for "Georgia on My Mind," Best Vocal Performane (Album) for "The Genius of Ray Charles" and Best R&B Performance for "Let the Good Times Roll."
1964 - Arnold Palmer won his fourth Masters title and became the first golfer to make career earnings of $506,496
1966-The Atlanta Braves brought major league baseball to the South but lost their regular season opener, 3-2, to the Pittsburgh Pirates in 12 innings. The Braves finished the season in fifth place with a record of 85-77. They won the first division pennant in 1969.
1966---Top Hits
The Ballad of the Green Berets - SSgt Barry Sadler
(You're My) Soul and Inspiration - The Righteous Brothers
Daydream - The Lovin' Spoonful
I Want to Go with You - Eddy Arnold
1966 -- Jan Berry, who I went to University High School in Los Angeles, half of the hit making surf-rock vocal duo Jan & Dean, runs his Corvette into an parked truck on L.A.'s Whittier Boulevard. Berry suffers total physical paralysis for over a year as well as extensive brain damage which makes it nearly impossible to return to performing. They do give it a try in 1973 but are not well received. He was never the same as before the accident.
1967--Benefit at the San Francisco Fillmore Auditorium for arrested members of the San Francisco Mime Troupe. The Airplane, the Dead, and Moby Grape appeared.
1971-Crosby, Stills, Nash & Young's live Four Way Street is certified gold even before it hits the LP chart. The double record set makes it to Number One giving the quartet the distinction of two Number One albums in two tries. It's the last LP the four will record together until 1988's American Dream.
1974---Top Hits
Sunshine on My Shoulders - John Denver
Hooked on a Feeling - Blue Swede
Bennie & The Jets - Elton John
A Very Special Love Song - Charlie Rich
1979-Poco receives a gold record for "Legend," their 12th LP.
1981-First flight of shuttle Columbia . Two astronauts (John Young and Robert Crippen), on first manned US space mission since Apollo-Soyuz in July 1976, spent 54 hours in space (36 orbits of Earth) before landing at Edwards Air Force Base, CA, Apr 14.
1982---Top Hits
I Love Rock 'N Roll - Joan Jett & The Blackhearts
We Got the Beat - Go-Go's
Make a Move on Me - Olivia Newton-John
Big City - Merle Haggard
1985-The first US Senator to fly in space was Jake Garn, Republican Senator for Utah, who joined the crew of Space Shuttle Discovery as a “congressional observer” when the shuttle lifted off from Cape Canaveral, FL, on April 12, 1985. A former Navy pilot, Garn had taken several months of astronaut training. Another senator, John Herschel Glenn, Jr., of Ohio, was an astronaut in the 1960's, before he entered politics.
1985 - Key West, Florida set a new record for April rainfall in a 24 hour period as 6.06 inches of rain were recorded, eclipsing the previous record of 6.04 inches which fell on April 29, 1941. In addition, the heavy rainfall shattered the old record for this date set back in 1931 when 1.49 inches of rain fell.
1987-“21 Jump Street” premiers on TV. Youthful big city cops busted crime in the local schools and colleges in this Fox police drama. Starred Johnny Depp as Tom Hanson, Holly Robinson Peete as Judy Hoffs, Dustin Nguyen as H.T. Ioki, Peter DeLuise as Doug Penhall, Frederic Forrest as Captain Jenko, Steven Williams as Captain Adam Fuller and Richard Grieco as Dennis Booker. It was one of the Fox network's early hits.
1987 - Larry Mize, 28, hit a miracle shot -- a 140-foot chip -- to win the Masters golf title in Augusta, GA. Mize defeated Greg Norman and Severiano Ballesteros in a playoff.
1990---Top Hits
Love Will Lead You Back - Taylor Dayne
I'll Be Your Everything - Tommy Page
All Around the World - Lisa Stansfield
Hard Rock Bottom of Your Heart - Randy Travis
1996-The Detroit Red Wings set a National Hockey League record by winning their 61 st regular season game, 5-3, over the Chicago Blackhawks. The previous record was held by the 1976-77 Montreal Canadiens. Detroit finished the season with 62 wins, 13 losses and 7 ties.
1996 - Duluth, Minnesota recorded 1.7 inches of snow on this day to raise its seasonal snowfall total to 132.8 inches -- its snowiest winter on record.
The old record was 131.6 inches set back in 1949-50.
2000-The San Francisco North Beach Playground and Pool was renamed the Joe DiMaggio North Beach Playground and Pool. The Recreation and park Commission voted 20 years earlier to rename the park after DiMaggio.
NBA Finals Champions This Date
1954-Minneapllis Lakers
1958—St. Louis Hawks
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Spring Poem
Song of Myself (an excerpt)
by Walt Whitman
I celebrate myself,
And what I assume you shall assume,
For every atom belonging to me as good belongs to you.
I loafe and invite my soul,
I lean and loafe at my ease observing a spear of summer grass.
My tongue, every atom of my blood, formed from this soil, this air,
Born here of parents born here from parents the same, and their parents the same,
I, now thirty seven years old in perfect health begin,
Hoping to cease not till death.
Creeds and schools in abeyance,
Retiring back a while sufficed at what they are, but never forgotten,
I harbor for good or bad, I permit to speak at every hazard,
Nature without check with original energy.
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