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Leasing News is a web site that posts information, news, and
entertainment for the commercial alternate financing,
bank, finance and leasing industries

Asset Manager
Los Angeles, California
Class 8 through Class 6 Trucks

Manage repossession, valuation, refurbishing,
remarketing trucks and equipment
Exp. owner-operator trucking business a must
To learn more, please click here

"Helping Owner-Operators Break
through Credit Challenges"


Monday, December 18, 2017

 (Please click on Kettle)
Thank You Larry Armstrong, Edward Castagna, Richard Cohen, Theresa Kabot,
Bruce Kropschot, Bruce Lurie, Dean Morrison, Gerry Oestreich, Cam Pittman,
Reid Raykovich, CLFP, Dean Rubin, Bob Teichman, Rosanne Wilson

Today's Equipment Leasing Headlines

Financing Cannabis Funding Sources
  Many Work with Third Party Originators
New Hires/Promotions in the Leasing Business
   and Related Industries
Eight Days, Eight Tips
  Recruiter Hal T. Horowitz Speaks Out
Leasing Industry Ads---Help Wanted
  Asset Manage Class 8 through Class 6 Trucks
What the Most Profitable Companies Make
  per Second---Visualization
2017 CLFP Annual Accomplishment Report
  New CLFP's, Celebration Day, Conferences, Photo
The Most Common Christmas Songs in Movies
The Best-Selling Christmas Albums
Grand Illusion/The Bells of St. Mary/A Charlie Brown Christmas
Scrooged/A Very Harold & Kumar 3D Christmas
  Christmas Classics & Holiday Wishes from Fernando Croce
Labrador Retriever
  Rancho Santa Margarita, California
Attorneys Who Specialize in
  Banking, Finance, and Leasing
News Briefs---
U.S. business borrowing fell 11% in November
 Up From a Year Earlier reports ELFA
Sonoma Valley Bank officials convicted of fraud
   Convicted of at least 25 different counts
Train was 50 mph over limit before deadly
   Washington derailment; I-5 south still closed
UPS buying largest order yet of Tesla’s electric semi-trucks
  "buying 125"
Chick-fil-A breaks its own rules for stranded Atlanta travelers
2,000 free meals had already been handed out to hungry travelers
Cannabis-infused wine promises a hangover-free buzz
  This wine will give you a buzz, but not a hangover
Subway marketing boss resigns amid franchisee revolt
   More than 400 of them have signed a petition...
Senate Panel Rejects White House Pick for Ex-Im Bank
  Republicans Help Take Down Nominee
How Southern California farmers are coping
  with the devastating Thomas fire
Mom, Pop -- you're the losers in this tax plan
  By Anne Zimmerman, CPA
AT&T pink-slips 700 DirecTV installers
  Merry Christmas
40th Annual Chapman University Economic Forecast
  2018 U.S. Forecast Summary

Broker/Funder/Industry Lists | Features (writer's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months (Be Careful of Doing Business)
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Financing Cannabis Funding Sources
  Many Work with Third Party Originators

Alliance Commercial Capital, Inc
161 North Clark Street, 16th Floor
Chicago, Illinois, 60601
888-727-9960 Ext# 6078
Fax: 312-664-3021

Cannabis Program Highlights:
Loan Size:  $25,000 - $10,000,000+
Collateral:  lighting, HVAC, benching, extractors, irrigation, CCTV & related cannabis equipment
Locations:  Nationwide
Business:  The owner/tenant must be licensed and regulated by the State. Personal Guarantees required from all owners. Minimum credit score preferred 700. No bankruptcies in the last 7 years. No unresolved state or federal tax liens.
Application Only: $50,000.
Documentation required: Submit with our attached credit application, copy of vendor invoice/quote, Bank statements for the last 4 months and copy of State Cannabis License
Time in Business: 2+ years
Terms are from 2 to 5 years
Interest rates typically average 9-12.75%
Full Disclosure:  Over $50,000
Documentation required: Same as above plus Personal and Corporate tax returns for last 3 years, Personal financial statement for all owners, Debt Schedule, Latest interim Financial Statements.
Start-Ups: Unsecured Business Finance (UBF) program up to $150,000/owner based solely on personal credit. Submit with credit application only.

MoneyTrac Technology, Inc. (“MTT”), a subsidiary of Global Payout, Inc. (OTC:GOHE) , has established and is now marketing an alternative banking solution for the Cannabis industry.

 MTT currently has the ability to integrate and streamline electronic payment processing such as E-wallet, mobile applications, debit cards, and credit cards. Currently, MoneyTrac Technology has strategic partnerships with top cannabis services such as GreenRush, BlazeNow, High Grade Management Group, and PotSaver, which was a majority acquisition last October.

According to Bloomberg, "MoneyTrac Technology, Inc., through its subsidiary, provides electronic wallet and e-banking financial solutions for the marijuana industry. It offers financial technology, which includes an e-wallet and mobile app that allows users to access financial information. The company also provides white labeling services; mobile platform to manage financial transactions; and solutions for accessing account information, making payments, and online bill pay activities. In addition, it offers transaction management services."


"I do know a bit about canna finance in the US and have actually completed a deal or two (it’s mainly all convertible debt).  I ran an event in NYC for over 200 investors at Chelsea Piers and I helped organize, promote and sell out the first Weed Stock conference in Colorado.  I have been an investor in the industry since 2013.

"There are no miracle answers for leases (in most states, ownership of canna assets without being licensed as a canna business would prohibit leasing).  Most deals are done as loans with a conversion provision and pretty harsh default penalty.

"One thing lenders have to keep in mind is that bankruptcy (other than just a state bankruptcy) isn’t available to canna debtors.  Federal judges won’t hear the cases and will dismiss them if they get filed.  In fact most disputes that wind up filed in federal court get dismissed and refiled in state court."

 Organigram Enters into Letter of Intent
with Farm Credit Canada for $10 Million


Number 1 Enterprises, Inc.
Funding Cannabis, Marijuana, CBD, Hemp Businesses

 “We specialize in structuring your capital infusion. Number 1 is a group of reformed bankers whom grew weary of declining great clients because their loan requests did not fit into the traditional lenders' ‘box’.”  

Through a network of over 8,000 Funding Sources: Private Investors, Investor Groups, Lenders, Co-Brokers, Facilitators, Hedge Funds, etc., we help businesses acquire the necessary capital to grow their business:

  • Debt and Convertible Notes
  • Equity Capital
  • Unsecured Business Financing
  • Purchase Order Financing
  • Accounts Receivable Financing
  • Factoring

Companies have funded or in process of funding include:

1. Marijuana Grower, Extractor, Edibles Maker, Wholesaler, and Dispensary in Alaska
2. Medical Marijuana Conglomerate Acquiring a Building and Additional Capital for Operations in Nevada
3. Medical Marijuana Grower in Arizona
4. National Builder whom builds Grow-houses of all sizes
5. Warehouse Builder in North Florida which leases the space to Cannabis Grow-houses
6. Grower in Northern Nevada
7. Builder & Grower in New Jersey
8. Cannaceuticals and Hemp-based Nutritional Product company based in Florida and Pennsylvania
9. CBD Oil Manufacturer
10. CBD Oil Wholesalers
11. CBD Oil Retailers

“We will leave no stone unturned to ensure every available option for acquiring your business capital.

“With Number 1, We get it done!”

Andrew DiAlberto, President
Number One Enterprises, Inc.                                                                                                                                  3100 NW 46th St.
Suite 208
Ft. Lauderdale, FL 33309 
Tel:  954-204-3292
Cell:  954-579-2584


Vertical Companies

Scott Jordan
Managing Director
Financial Services
Englewood, Colorado
303 887 2750

Scott Jordan leads Vertical’s financial services arm. He has been in Colorado providing access to capital for marijuana business owners since 2009 and has been called “The Marijuana Money Man” by Fox San Francisco and the Denver Post. He created one of the first companies to provide debt-based capital, Dynamic Alternative Finance in 2014, and arranged over $30 million in funding before accepting the position with Vertical as President of the newly created Financial Services division.


Marijuana Industry News




New Hires/Promotions in the Leasing Business
and Related Industries

Carlo van Kemendade was promoted to "Chief Executive and Chairman of the Executive Board effective January 2018 (pending approval of the Supervisor and Works Council, for Obvion, 100% daughter of Rabobank, Heerlen, Netherlands, servicing a portfolio of 33.8 billion Euro. He joined De Lage Landen International in 1990.  He rose through the ranks, June, 2001, Managing Director of a Strategic Business Unit in the USA, DLL; February, 2004, Executive Vice President, COO Europe and Chief Risk Officer; May, 2010, Vice Chairman & Chief Commercial Officer, Global Vendor Finance; March, 2013, Member of the Executive Board (Global Chief Operating Officer.). Education: Nyenrode Business University. Drs (Msc)and MBA, International Management (2004 -2007).  MBA study at Nyenrode in conjunction with Kellogg School of Business (Chicago) and Stellenbosch Business School (near Capetown).

Ingemar Lanevi rejoins LeaseAccelerator as Vice President Finance & Capital Markets. He remains as Finance and Strategy Advisor, ReveMed Technologies (February, 2016 - Present); Board of Directors Member, LeaseAccelerator (June, 2015 - October, 2017); CEO and CFO, TransCirrus (July, 2014 - March, 2017); Advisory Board Member,  6fusion USA (May, 2012 - May, 2015); Finance and Strategy Advisor, TransCirrus (April, 2014 - June, 2014). He joined NetApp, February, 2000, as VP & Corporate Treasurer; promoted January, 2012, VP & GM for NetApp Capital Solutions. Prior, he was Assistant Treasurer, Silicon Graphics, Inc. (July, 1995 - January, 2000); Treasury Manager, FRD Europe, HP Enterprise Services (June, 1988 - June, 1995). Volunteer: Finance Committee Member, Chordoma Foundation (May, 2012); Board Member, North Carolina Chamber of Commerce (January, 2010-April, 2014).  Education: Purdue University, MS, Finance (1986 - 1988); Flagler College, BA, Business Administration (1982 - 1986). St. Petri High School.

Brad Sanner was hired by Madison Capital, Ownings Miles, MD as Vice President of Business Development. "He will represent the equipment and vehicle financing company as it expands in the greater Atlanta, Georgia, Area." Previously, he was President/CEO/Director, Regal Bank & Trust (now Old Line Bank, Bowie, Maryland); Managing Director and Senior Vice President of the Commercial Banking Division, Provident Bank of Maryland (now M&T Bank, Buffalo, New York) (1987 - 1994).
He served as Chairman and Member of the Board of Directors, Atlantic Community Bank (This position and the position of President and CEO of Regal Bank & Trust were held concurrently) (2005 - 2011).  Volunteer: Vice Chairman of the Board of Trustees, Central Presbyterian Church. Member Board of Directors, Mid-Atlantic Business Finance Company and Chesapeake Business Finance Corporation). Member Board of Directors, Maryland Bankers Association. Cook and Server at Carpenters Kitchen, Inner City Soup Kitchen, Mount Vernon Place United Methodist Church. Guest Lecturer, Career Mentor and Coach, Towson University. Named Outstanding Young Man in America, United States Junior Chamber, ("Jaycees”). Instructor: Accounting Finance, and Banking, American Bankers Association.  Education: University of Virginia, Bachelor of Arts (BA), Economics. Activities and Societies: Elected to the Jefferson Society (Phi Pi Theta), the oldest collegiate literary and debating society in America. Delta Sigma Phi (social fraternity).  University of Virginia Intercollegiate Rugby Football Club.  Loyola University Maryland Sellinger School of Business and Management. Master of Business Administration (MBA), Finance, Graduated top 15% of class Activities and Societies: Elected to Alpha Sigma Nu, International Scholastic Honor Society.



Eight Days, Eight Tips
Recruiter Hal T. Horowitz Speaks Out

Counting today, and factoring in two half-days for the Fridays before the Christmas and New Year holidays, there are six full and two half working days left in 2017.  Last week we discussed the value of networking during the remainder of the year.  But with so little time before we change calendars, one might think that now’s the time to crack the eggnog.  So yes, go ahead, if that’s what you want to do.

But if you want to squeeze the last few moments out of the year for your job search, here are eight things you can do to help improve your chances of getting ahead of your competition.

  1. New laws will be going into effect on the first.  Read up on those that might have an impact on your industry, your clients and how you can present that in your interview.
  2. Work on developing a consultative and cross-sales approach to developing new clients, retaining existing relationships and building a deeper network.
  3. December is a great month for listing “trends.”  Check out which industries are up, down or sideways.  Let your future employer know that you have an eye on where its markets are moving, and you’re prepared to get out in front of them.
  4. Review your résumé.  Yes, even if you did it last week, take one more look at it.  Does it show the best of your 2017 accomplishments? How is its eye-appeal? Is its syntax consistent?  Make sure it’s 2018-ready.
  5. Surf the web for news regarding your clients’ industries.  Which mergers are likely to happen? Which ones are more likely to be blocked or viewed as being in violation of antitrust laws?  Which might be destined for growth? Whose needs for your next employer’s products will be the greatest?  You’ll want to let your interviewer know you understand your target markets.
  6. Look at your social media profiles.  Your potential employers are.  Do they jive with your résumé?  Do they reflect the values of the companies you want to work for?  Do they reflect your professionalism?  Can they jeopardize or enhance your chances of getting that interview?
  7. While you’re at it, look at whom and what kind of individuals make up your network.  Is it a strong database of resources and centers of influence to which you can point as valuable during your interview?  Or have you just been accepting every invitation you receive without regard for how it will help you develop your career?  If the latter, start beefing it up with the right connections.
  8. And finally, draft an action plan that you can enact on Tuesday, January 2, 2018 identifying your average day for optimizing your job search efficiency.  Set goals for how many résumés you want to send out; how many phone calls you want to make to employers, recruiters and your network.

And you can enjoy your eggnog while you’re at it.

Hal T. Horowitz
Financial Pro Solutions
Executive recruitment serving financial professionals
Career coaching & professional résumé writing services & interview preparation
Phone: 818-347-FINA (347-3462)
Cell: 818-730-0645
Twitter:  @finapros

Recruiter Hal T. Horwitz Speaks Out


Leasing Industry Help Wanted

Asset Manager
Los Angeles, California
Class 8 through Class 6 Trucks

Manage repossession, valuation, refurbishing,
remarketing trucks and equipment
Exp. owner-operator trucking business a must
To learn more, please click here

"Helping Owner-Operators Break
through Credit Challenges"


(click to make larger)



2017 CLFP Annual Accomplishment Report
New CLFP's, Celebration Day, Conferences, Photo

2017 CLFP Report:






Leasing News: Special Christmas Edition
By Fernando Croce

With a selection of picks running the gamut from heartwarming classics to gut-busting comedies, we at Leasing News offer our readers a list of Christmas titles along with our holiday wishes. Check out these titles on Netflix.

Grand Illusion (Jean Renoir, 1937): One of the screen’s greatest humanists, French master Jean Renoir could depict the deepest and most complicated sides of his characters. Among his most famous films is this antiwar classic, taking place during World War I and following a group of captured French soldiers. While a friendship grows between the German commander (Erich von Stroheim) and the aristocratic French captain (Pierre Fresnay), the rough lieutenant (Jean Gabin) escapes and ventures toward the snowy frontier with a fellow prisoner (Marcel Dalio). In a film full of moving scenes, a particularly memorable one is the Christmas the two French fugitives spend with a brave Swiss woman (Dita Parlo) and her little daughter, during which a basic love transcends language and nationality. Not to be missed. With subtitles.

The Bells of St. Mary’s (Leo McCarey, 1945): Charting the further adventures of Father O’Malley (Bing Crosby), this marvelous sequel to the hit “Going My Way” has director Leo McCarey bringing the same magical fusion of humor and sentiment. This time around, O’Malley has been transferred to St. Mary’s, a dilapidated Catholic school ran by Sister Mary (Ingrid Bergman). While disagreeing over the school’s future, the two of them join forces to save it from being closed with the help of a local businessman (Henry Travers). Along the way, they help students with their individual problems and, to their surprise, find a spark of affection growing that could prove problematic. Buoyed by Bergman’s terrific performance, McCarey’s uplifting film has a gentleness and delight in human interactions that make it a treasure.

A Charlie Brown Christmas (Bill Menendez, 1965): The first animated adaptation of cartoonist Charles M. Schultz’s beloved Peanuts characters, this TV special takes a look at Christmastime through the eyes of a child. Namely Charlie Brown, who, while everybody else is getting into the holiday spirit, is having a bit of trouble remembering the season’s true magic. He agrees to direct the school’s Christmas play, only to run into trouble when he can’t find a proper tree. When the only one he can find is so skinny it can’t even hold a single ornament, it’s up to his friend Linus to remind everyone of the meaning of Christmas. Combining the wry humor from the comics with charming designs and voices, Bill Menendez’s classic endures as a staple of seasonal animation.

Scrooged (Richard Donner, 1988): Charles Dickens’ venerable chestnut “A Christmas Carol” has seen innumerable adaptations, but few as funny as this update with the inimitable Bill Murray in the Ebenezer Scrooge role. Murray plays Frank Cross, a successful but heartless TV executive who, alienated from all his loved ones, settles in for a Christmas night by himself. Visited by a trio of spirits, however, he sees how his ambition came between his original ideals, his family, and the woman he loves (Karen Allen). With past and present blurred, and with a fired employee (Bobcat Goldthwait) seeking revenge, can he turn his life around before it’s too late. Featuring hilarious appearances from Carol Kane and David Johansen, this modern Dickens benefits immensely from the punch and heart Murray brings to it.

A Very Harold & Kumar 3D Christmas (Todd Strauss-Schulson, 2011): For viewers who prefer their eggnog on the raunchy side, here’s a lowbrow yuletide blast from the cult duo. With season events keeping them busy, the originally inseparable Harold (John Cho) and Kumar (Kal Penn) have grown apart from each other. Their paths cross again when Kumar accidentally destroys a prize Christmas tree belonging to Harold’s tough-as-nails father-in-law (Danny Trejo). With time quickly running out, the two embark on a mad dash across New York City to find a replacement—a journey that puts them in contact with a wide and colorful array of weirdos, including of course Neil Patrick Harris. With outrageous gags that have become the series’ trademark, the film adds a touch of inspired lunacy to your Christmastime viewing.


Labrador Retriever
Rancho Santa Margarita, California Adopt-a-Dog

Pet ID# 11939245
11 Months Old
70 lbs.
Color: Black
House Trained
Good with Dogs

My Story
"~~Hey YOU, YES, YOU…   Come and meet me, woof woof…   Hi, my name is Adam, I am full of love, affection, goofiness, with tons of energy. I am a STUNNING 11 month young black lab, 70 lb neutered male, best part, I am kennel/crate, and potty trained, great with kids and dogs of all sizes however I am a told I am a rough houser! I LOVE cars rides... sticking my head out in the wind and letting my ears flapis the best! I am longing to find my forever home, you see, a few months ago, I thought I had my forever home… My human went to a back yard breeder and fell in love, and took me home. Things were going GREAT and I was sure I was going to have the best life! But there I sat without any exercise, training, stimulation... just sitting in our apartment waiting for my humans to pay attention to me! They then decided I was too much for the apartment life and they could not have me anymore. They listed me for “FREE TO GOOD HOME” on Craigslist! Thank goodness my friends with ICARE saw me and rescued me before I could have ended up in bad hands!

"As soon as I was safe in my foster home, they started to notice something was wrong with me, they noticed I could only run for a few steps, and when I did, I would limp on my front legs.  ICARE and my foster family, immediately took me to be evaluated, and also sought a second opinion.  That’s when my world changed and we were told that I had Ununited Anconeal Process (UAP), Fragmented Coronoid Process (FCP), and Osteochondritis Dissecans (OCD) in both of my elbows. It is very rare for a single dog to have all three components, but me, YES you guessed it, I had ALL 3 not to mention bone spurs causing me tons of pain. Luckily, my friends at ICARE took care of all of this for me so that I could get a fresh start with my new family! I still have 30 more days of crate rest and limited activities but my doctor says I am healing beautifully! I would love a family to call my own who has a home as apartment style living is not for me. I need a family who will dedicate their time and love to me! With training, exercise, and most of all love... I know I can be the best boy in the world.

"So, what do you say?! Let’s do this!"

I.C.A.R.E. Dog Rescue
Rancho Santa Margarita
California, CA 92688

Adopton Fee: $300
Shots up to date of adoption

We also require to stay second on the micro-chip info for life
and have a life time return policy on all our rescue dogs adopted out.

Adopt a Pet



Attorneys Who Specialize in
Banking, Finance, and Leasing

Birmingham, Alabama
The lawyers of Marks & Associates, P.C. have over 30 years experience in dealing with virtually every type of equipment financing and are recognized throughout the industry for prompt, practical solutions and exemplary service. They offer cost-conscious, effective lease enforcement and good counsel. 

Kenneth C. Greene

Leasing and Financial consultant, active in several leasing
associations, as well as involved in music and film production in LA.  Mention "Leasing News" for a free consultation.
Skype: 424.235.1658
Connecticut, Southern New England: 
EVANS, FELDMAN & BOYER, LLC Collections, litigation, documentation, portfolio sales and financing, bankruptcy. We represent many of the national and local leasing companies doing business in this state. Past chairman EAEL legal committee. Competitive rates. 
Los Angeles/Santa Monica
Hemar & Associates, Attorneys at Law
Specialists in legal assistance, including debt collection, equipment recovery, litigation for 35 years. Fluent in Spanish. 
Tel: 310-829-1948 

David G. Mayer
Partner, Dallas, Texas
Schackelford, Bowen, McKinley & Norton 
9201 N. Central Expressway
Fourth Floor
Dallas, Texas 75231
Telephone: (214) 780-1400

Los Angeles, Southern CA 
Seasoned attorney representing secured creditors in auto finance and truck/equipment lease industry.  Bankruptcy and State Court litigation.   Vincent V. Frounjian (818) 990-0605 or email:

Encino, California: Statewide “ELFA” 
Hemar, Rousso & Heald, LLP 30 yr excellent reputation Lessor representation commercial litigationdebt collection, and bankruptcy.
Call Stephen E. Jenkins Esq (818) 501-3800

Los Angeles, Statewide: CA.     "ELFA" Aggressive creditors rights law firm specializing in equipment leasing handling collection matters on a contingency, fixed fee or hourly cbasis. 

Los Angeles, Statewide: CA      "ELFA"
Practice limited to collections, bankruptcy and problem accounts resolution. Decades of experience. 10-lawyer firm dedicated to serving you. Call Ronald Cohn, Esq. (818)591-2121 or email. Email:   

Los Angeles- Statewide, CA
Lawyer specializing in banking and leasing issues statewide. Documents and litigation. 
Tom McCurnin, Barton, Klugman & Oetting. Voice: (213) 617-6129 
Cell:(213) 268-8291

California & National

Paul Bent – More than 35 years experience in all forms of equipment leasing, secured lending, and asset based transactions. Financial analysis, deal structuring, contract negotiations, documentation, private dispute resolution, expert witness services. 
(562) 426-1000

Kevin E. Trabaris: Concentrates his practice in the areas of commercial finance, corporate and business transactions. Extensive experience representing banks, financial companies, equipment lessors, insurers and other funding and intermediary entities and borrowers in connection with thousands of business financing matters. He has handled everything from small ticket transactions to billion dollar syndicated loans, real estate financing to asset-based facilities.
Telephone:  847-840-4687


Joseph G. Bonanno, Esq., CLFP.  Transactional/Documentation. Past special industry consultant to The World Bank,  industry expert witness in litigation, appointed to Governor’s Counsel to adopt Articles 2A and 9 in Massachusetts, MA continuing legal education co-instructor,  past (5) Term Certified Leasing and Finance Professional Board Member, CLFP review instructor, numerous authored and co-authored published articles and conducting educational seminars. (781) 328-1010;

National: Coston & Rademacher: Business attorneys serving the lease-finance industry since 1980. Transactional, documentation, corporate/finance, workouts, litigation, bankruptcy, portfolio management. Chicago-based national practice. Jim Coston, CLP (Members: ELFA, NEFA). 

Michael J. Witt, experienced bank, finance, and leasing attorney, also conducts Portfolio Audits. Previously he was Managing Counsel, Wells Fargo & Co. (May, 2003 – September, 2008); Senior Vice President & General Counsel, Advanta Business Services (May, 1988 – June, 1997) Tel: (515) 223-2352 Cell: (515) 868-1067 

St. Louis County , MO. - statewide: 
Schultz & Associates LLP., collections, negotiation, and litigation. Also register and pursue recovery on foreign judgments. Contingency and reasonable hourly rates. 
Ronald J. Eisenberg, Esq.
(636) 537-4645 x108
NJ, De, Pa: Specializing in leased equipment/secured transactions. Collections, replevins/workouts reasonable rates. Sergio Scuteri/Capehart & Scratchard, /
New York and New Jersey

Frank Peretore
Chiesa Shahinian & Giantomasi
West Orange, New Jersey
Phone 973-530-2058
 Documentation, portfolio purchase & sale, replevin, workouts, litigation, collection, bankruptcy. Aggressive. Over 30 years experience.

Thousand Oaks, California: 
Statewide coverage Spiwak & Iezza, LLP 20+ years experience,Representing Lessors banks in both State/ Federal Courts/ all aspects of commercial leasing litigation.
Nick Iezza 805-777-1175



News Briefs----

U.S. business borrowing fell 11% in November
 Up From a Year Earlier reports ELFA

Sonoma Valley Bank officials convicted of fraud
Convicted of at least 25 different counts

Train was 50 mph over limit before deadly
   Washington derailment; I-5 south still closed

UPS buying largest order yet of Tesla’s electric semi-trucks
  "buying 125"

Chick-fil-A breaks its own rules for stranded Atlanta travelers
2,000 free meals had already been handed out to hungry travelers

Cannabis-infused wine promises a hangover-free buzz
This wine will give you a buzz, but not a hangover

Subway marketing boss resigns amid franchisee revolt
More than 400 of them have signed a petition...

Senate Panel Rejects White House Pick for Ex-Im Bank
  Republicans Help Take Down Nominee

How Southern California farmers are coping
  with the devastating Thomas fire

Mom, Pop -- you're the losers in this tax plan
  By Anne Zimmerman, CPA 

AT&T pink-slips 700 DirecTV installers
  Merry Christmas 

40th Annual Chapman University Economic Forecast
  2018 U.S. Forecast Summary 




You May Have Missed---

Let Your Child Experience The Joys Of Leasing
  With This Porsche Dealership Playset




Sports Briefs---

49ers' Robbie Gould key in three-game win streak

Aaron Rodgers Placed on IR  Due to Collarbone Injury;
    Packers Sign Joe Callahan


California Nuts Briefs---

Jay Leno spotted in San Francisco driving an upside-down Camaro

Silicon Valley’s power restaurant, Lion & Compass,
    closing after 35 years

Airbnb wants to build apartments throughout the U.S.




“Gimme that Wine”

Thomas Fire Threatens Santa Barbara Wine Country

American Agriculture Is Aging — So Now What?

Cabernet Franc rising in the Northwest

Chateau Ste. Michelle Celebrates 50 Years Of Washington Wine

Robert Biale Vineyards: Napa's Zinfandel Holdout
   and Many Reviews!

Wine Prices by vintage

US/International Wine Events

Leasing News Wine & Spirits Page


This Day in History

    1606 - Three small ships ("Susan Constant", "Godspeed" and "Discovery") departed London, England, bound for America. Captain Christopher Newport commanded the three tiny ships, which are now on display at Jamestown village in Virginia, where the royally chartered Virginia Company's approximately 120 persons established the first permanent English settlement. They arrived May 14, 1607. When the next ship arrived a year later with additional provisions, there were no survivors. What happened is still a mystery today. It is believed that the survivors joined Indian tribes, and were not murdered or died from disease as there was no evidence to this conclusion. Most of the passengers were gentry, meaning they were not prepared for labor, farming, hunting, or surviving without any experience in unknown territory. This was not the first attempt at permanent settlement in the United States. The Norwegians, Dutch, Spanish, and perhaps even Africans, landed here and established colonies. Many of them were invaded by subsequent landings, some were assimilated into Indian life, such as in Newfoundland, Florida and the islands, where it is believed Africans were the first to land in this area, including South America.
    1669 - History records the first rebellion by colonists, led by Marcus Jacobson, “The Long Finne,” who claimed to be the son of General Hans Christoph Konigsmark.  It happened against an English governor in Delaware, Governor Francis Lovelace. Jacobson was trapped and turned over to the English commandant. On December 20, 1669, he was condemned for insurrection in the first trial by jury in Delaware. He was lashed in public, branded with a letter R, and sold in chains as a slave in Barbados.
    1790 - In Pawtucket, Rhode Island, 23-year-old British subject Samuel Slater began production of the first American spinning mill. The British jealously guarded their technological superiority in the early stages of the Industrial Revolution, making it illegal for machinery, plans and even the men who built and repaired them to leave the country. After serving a 7-year mill apprenticeship in England, Slater recognized the potential offered in America. He memorized the plans for intricate machine specifications, disguised himself as a farm worker and in 1789 sailed to a new life across the Atlantic. Slater entered into a partnership with Rhode Island merchant Moses Brown and built a small spinning mill--the equivalent of 72 spinning wheels. At first, Slater's Mill employed only a handful of children between the ages of 7 and 12, but by 1800, he had more than 100 employees. By the time of Slater's death in 1835, he owned or had an interest in 13 textile mills and left an estate of almost $700,000. From this small beginning, America's own Industrial Revolution grew.
    1803 - One of the greatest real estate deals in history was completed when more than 800,000 square miles of the Louisiana Territory were turned over to the US by France, for a prize of about $20 per square mile.  The U.S. paid $11,250,000 and a cancellation of debts for a total of $15,000,000. This almost doubled the size of the US, extending its western border to the Rocky Mountains.  France's failure to put down the revolt in Saint-Dominique, coupled with the prospect of renewed warfare with the United Kingdom, prompted Napoleon to sell Louisiana to the United States. The Louisiana Purchase occurred during the term of President Thomas Jefferson.  Before the purchase was finalized, the decision faced Federalist Party opposition; they argued that it was unconstitutional to acquire any territory. Jefferson agreed that the US Constitution did not contain explicit provisions for acquiring territory, but he asserted that his constitutional power to negotiate treaties was sufficient.
    1820 - Missouri enacted legislation taxing placing a $1 tax “on every unmarried free white male, above the age of 21 years and under 50 years.”
    1821 - The first record of a “Christmas tree” in the United States was mentioned in the diary of Matthew Zahm of Lancaster, PA., and other German immigrants to Pennsylvania brought the custom of decorated trees from their homeland. History records the first decorated tree was at Riga in Latvia, in 1510. In the early 16th century, Martin Luther is said to have decorated a small Christmas Tree with candles, to show his children how the stars twinkled through the dark night.
    1833 - Birthday of Dr. Samuel A. Mudd (d. 1883), near Bryantown, MD. In the hysteria of the time, he was sentenced to life imprisonment for giving medical aid to disguised John Wilkes Booth, fleeing assassin of Abraham Lincoln. Imprisoned four years before being pardoned by President Andrew Johnson.
    1836 - A famous cold wave occurred in central Illinois. A cold front with 70 mph winds swept through at Noon dropping the temperature from 40 degrees to near zero in a matter of minutes. Many settlers froze to death. Folklore told of chickens frozen in their tracks and men frozen to saddles. Ice in streams reportedly froze to six inches in a few hours.
    1849 - A major event in San Francisco as 25 women arrived on different vessels today.
    1856 - Newberry College was chartered in Newberry, SC, under Lutheran auspices. The campus moved to Walhalla, SC, in 1868, but returned to Newberry in 1877
    1860 - In response to the victory of Republican Abraham Lincoln in the presidential election six weeks before, the South Carolina legislature voted to secede from the US, the first state to do so.  “...are hereby repealed; and that the Union now subsisting between South Carolina and other States under the name of the United States of America, is hereby dissolved.” Within six weeks, five more states seceded. On February 4, 1861, representatives from the six states met at Montgomery, Alabama, to establish a government, and on February 9, Jefferson Davis was elected president of the Confederate States of America. By June, 1861, 11 states had seceded from the Union.
    1868 - American industrialist, businessman and founder of the Firestone Tire and Rubber Company, Harvey Samuel Firestone (d. 1938), was born at Columbiana County, OH. A close friend of Henry Ford, Thomas Edison and John Burroughs, Firestone was also author of two books about rubber.
    1880 - Broadway, New York's main thoroughfare, was illuminated by electricity for the first time, between 14th and 26th Streets.
    1881 - Wesley Branch Rickey (d. 1965), player, manager and executive, born at Lucasville, OH. Rickey was baseball’s most innovative general manager. He invented the farm system, instituted unique training and teaching methods and, most prominently, signed Jackie Robinson to play Major League baseball with the Brooklyn Dodgers, breaking the racial barriers against African-Americans that had existed for decades. Inducted into the Baseball Hall of Fame in 1967.
    1886 - Hazel Virginia Hotchkiss Wightman (d. 1974), tennis player, was born at Healdsburg, CA. Known as the “Queen Mother of Tennis,” Wightman was a championship player, an instructor, a benefactor and the donor of the Wightman Cup, a trophy offered for competition between teams of women players from the US and England.
    1893 - Georgia passed a statute against lynching, “an act to prevent mob violence in this state...” Violators were guilty of a felony punishable by imprisonment of up to 20 years. If death resulted, a murder charge could be instituted.
    1895 - Susanne Langer (d. 1985), was born at New York, NY.  A leading American philosopher, author of “Philosophy in a New Key: A Study in the Symbolism of Reason, Rite, and Art.”  Her studies of esthetics and art exerted a profound influence on thinking in the fields of psychology, philosophy and the social sciences.
    1907 - Birthday of lyricist Paul Francis Webster (d. 1984), New York City.,+Paul+Francis
    1914 - The high temperature of 28 degrees at Atlanta, GA was their earliest daily high below the freezing mark.
    1918 - Birthday of saxophone player John Hardee (d. 1984), Corsicana, TX. “Hardee was a multi-instrumentalist who played piano, mellophone, C-melody saxophone, alto, and tenor sax. He worked with Don Albert as a tenor player before returning to college. After graduation, he worked as a band director in Texas and played the clarinet in the military band. Hardee went to New York to pursue his musical career, and worked with Tiny Grimes from 1946 to 1948. Most of the work he recorded was done on 78 rpm records at the precise time that the LP format was killing off 78s as the recorded medium of choice. His work wasn't released on LP and was lost and forgotten for some time, even though his playing put him on a par with Coleman Hawkins and Ben Webster. So what happened? Basically a crisis of self-confidence. The jazz scene in New York was extremely competitive at the time and Hardee simply didn't have the stomach for it. He felt that he could have filled the chair vacated by Ben Webster in the Duke Ellington orchestra, and the recorded evidence, now available on CD, supports that assertion. I strongly recommend either the Chronological Jazz Series release “John Hardee: 1946-1948” or the EMI import “John Hardee Swingtettes: Tired.” We're very lucky to have these performances saved and available for our pleasure. Had Hardee continued to be part of the New York scene he would undoubtedly have become a major tenor player whose contribution and influence would still be widely discussed. Hardee returned to Texas, teaching in Dallas for most of the rest of his life. No doubt he passed on a lot of wisdom to the kids who learned music from him.” Marshall Bowden
    1920 - An English-born comedian Leslie Downes, who would later be known as Bob Hope, became an American citizen today. Having lived in the United States since 1908, he became one of the nation's true ambassadors for show business and charity.
    1921 - At the Major League meetings, the AL voted to return to the best-of-seven World Series, while the NL voted to keep the five-of-nine format. Commissioner Landis cast the deciding vote and the four-of-seven format is reinstated.
    1938 - The kinescope, today known as the cathode-ray tube, was patented by Russian immigrant Vladimir Zworykin. It is still used today in computer monitors and television sets.
    1939 - Birthday of singer Kim Weston, Detroit, MI
    1940 - Tony Pastor records “Paradiddle Joe.” Bluebird 11008)
    1940 – Connie Mack bought a controlling interest in the Philadelphia Athletics from the Shibe family, for $42,500.
    1941 - First battle of the American Volunteer Group, better known as the "Flying Tigers" in China. The group consisted of three fighter squadrons of around 30 aircraft each. It trained in Burma before the American entry into World War II with the mission of defending China against Japanese forces. The group of volunteers were officially members of the Chinese Air Force. While it accepted some civilian volunteers for its headquarters and ground crew, the AVG recruited most of its staff from the U.S. military.
    1942 - An early cold wave sent the temperature plunging to 3 degrees below zero at Nantucket, MA, and to 11 degrees below zero at Boston, MA.
    1942 - Birthday of piano player Larry Willis, New York City
    1943 - VOSLER, FORREST T., (Air Mission) Medal of Honor
Rank and organization: Technical Sergeant, U.S. Army Air Corps. 358th Bomber Squadron, 303d Bomber Group. Place and date. Over Bremen, Germany, 20 December 1943. Entered service at: Rochester, N.Y. Born: 29 July 1923, Lyndonville, N.Y. G.O. No.: 73, 6 September 1944. Citation: For conspicuous gallantry in action against the enemy above and beyond the call of duty while serving as a radio operator-air gunner on a heavy bombardment aircraft in a mission over Bremen, Germany, on 20 December 1943. After bombing the target, the aircraft in which T/Sgt. Vosler was serving was severely damaged by antiaircraft fire, forced out of formation, and immediately subjected to repeated vicious attacks by enemy fighters. Early in the engagement a 20-mm. cannon shell exploded in the radio compartment, painfully wounding T/Sgt. Vosler in the legs and thighs. At about the same time a direct hit on the tail of the ship seriously wounded the tail gunner and rendered the tail guns inoperative. Realizing the great need for firepower in protecting the vulnerable tail of the ship, T/Sgt. Vosler, with grim determination, kept up a steady stream of deadly fire. Shortly thereafter another 20-mm. enemy shell exploded, wounding T/Sgt. Vosler in the chest and about the face. Pieces of metal lodged in both eyes, impairing his vision to such an extent that he could only distinguish blurred shapes. Displaying remarkable tenacity and courage, he kept firing his guns and declined to take first-aid treatment. The radio equipment had been rendered inoperative during the battle, and when the pilot announced that he would have to ditch, although unable to see and working entirely by touch, T/Sgt. Vosler finally got the set operating and sent out distress signals despite several lapses into unconsciousness. When the ship ditched, T/Sgt. Vosler managed to get out on the wing by himself and hold the wounded tail gunner from slipping off until the other crewmembers could help them into the dinghy. T/Sgt. Vosler's actions on this occasion were an inspiration to all serving with him. The extraordinary courage, coolness, and skill he displayed in the face of great odds, when handicapped by injuries that would have incapacitated the average crewmember, were outstanding
    1945 - Eddie Condon’s Club opens in the Village, New York City.  The first three successive jazz venues was located on West 3rd Street, followed by 52nd Street near Sixth Avenue, the present site of the CBS headquarters building, The final venue was on the south side of East 54th Street, east of Second Avenue.
    1946 - The Christmas film, “It’s a Wonderful Life” by Frank Capra, starring James Stewart and Donna Reed, opened in New York.
    1949 - Harry Belafonte recorded his second session at Capitol Records, waxing the songs "Whispering" and "Farewell to Arms." With eight songs recorded and little enthusiasm from record buyers, Capitol decided not to renew the singer’s contract. He relocated to RCA Victor in April, 1952 where he enjoyed a successful career.
    1949 - Top Hits
“I Can Dream, Can’t I?” - The Tommy Dorsey Orchestra (vocal: Jack Leonard)
“Rudolph, the Red-Nosed Reindeer” - Gene Autry
“White Christmas” - Bing Crosby
“Mule Train” - Tennessee Ernie Ford
    1952 - Jimmy Boyd hit #1 on the record charts with the Christmas song of the year, “I Saw Mommy Kissing Santa Claus.”
    1954 - The Buick Motor Company signed Jackie Gleason to one of the largest contracts ever with an entertainer. Gleason would produce 78 half-hour long shows over two years for $6,142,500.
    1956 - The Montgomery Bus Boycott came to an end.  The US Supreme Court ruling of Nov 13, 1956, calling for integration of the Montgomery, AL public bus system, was implemented. Since Dec 5, 1955, the black community of Montgomery had refused to ride on the segregated buses. The boycott was in reaction to the Dec 1, 1955, arrest of Rosa Parks for refusing to relinquish her seat on a Montgomery bus to a white man.
    1957 – The Boeing 707 made its first flight.  Developed as Boeing's first jet airliner, the 707 is a swept-wing design with podded engines. Although it was not the first jetliner in service, the 707 was the first to be commercially successful. Dominating passenger air transport in the 1960s and remaining common through the 1970s, the 707 is generally credited with ushering in the Jet Age. 
    1957 - Top Hits
Jailhouse Rock - Elvis Presley
Jingle Bell Rock - Bobby Helms
At the Hop - Danny & The Juniors
My Special Angel - Bobby Helms
    1957 - Just five days before Christmas, Elvis received his draft notice from the US Army. He later told reporters that it's a "duty I've got to fill and I'm going to do it." He will be inducted at the Memphis Draft Board in March of 1958 and assigned to Fort Hood, Texas for basic training for six months.
    1960 – Charles O. Finley, an insurance executive from Chicago, bought 52% controlling interest in the Philadelphia Athletics from the Arnold Johnson estate.  Johnson has acquired the club from the Connie Mack family in 1954 before moving the team to Kansas City.  Finley moved the team to Oakland for the 1968 season, where they remain.
    1961 - Birthday of Dallas Cowboy premier lineman Nathaniel “Nate” Newton, Jr., Orlando, FL.
    1963 – The Berlin Wall, dividing East and West Berlin in Germany, was opened for the first time to West Berliners, who were allowed one-day visits to relatives in the Eastern sector for the holidays.
    1965 - “The Dating Game” premiered on TV. Another game show developed by Chuck Barris, it typically featured a “bachelorette” who questioned three men who were hidden from her view and decided, based on their answers, which guy appealed to her the most. The couple was then sent on a date, courtesy of the show. Occasionally, a bachelor would question three women. Jim Lange was the host of the network series and two syndicated ones. Elaine Joyce and Jeff MacGregor hosted one season each on the retitled “The New Dating Game.”
    1965 - Top Hits
“Turn! Turn! Turn!” - The Byrds
“Over and Over” - The Dave Clark Five
“I Got You” (“I Feel Good”) - James Brown
“Make the World Go Away” - Eddy Arnold
    1966 - The NBA granted a franchise to Seattle for the 1967-68 season. The SuperSonics, as the team was nicknamed, were joined by the San Diego Clippers, to become the league’s 11 and 12th teams.
    1966 - Otis Redding Show opens at the Fillmore Auditorium, San Francisco, California.
    1967 - The Hollies' "He Ain't Heavy (He's My Brother)" is released.
    1968 – The Zodiac killer killed Betty Lou Jenson and David Faraday in Vallejo, CA.  The killer's identity remains unknown.  Between December, 1968 and October, 1969, four men and three women between the ages of 16 and 29 were targeted. The killer originated the name "Zodiac" in a series of taunting letters sent to the local Bay Area press. These letters included four cryptograms.   
    1969 – “Leaving on a Jet Plane,” recorded by Peter, Paul and Mary, jumped into the Number 1 spot on this date on Billboard's Top 40 record charts and was in the top slot for one week.
    1973 - Top Hits
“The Most Beautiful Girl” - Charlie Rich
“Goodbye Yellow Brick Road” - Elton John
“Time in a Bottle” - Jim Croce
“Amazing Love” - Charley Pride
    1973 – It is rare that we bring up a person passing away…multi-talented entertainer Bobby Darin, born in East Harlem as Walden Robert Cassotto, died at age 37 at Cedars of Lebanon Hospital in Los Angeles while undergoing surgery to remove two malfunctioning artificial valves in his heart. According to the biography written by son Dodd, Darin's hospitalization and subsequent death was brought on by not taking prescribed antibiotics before a teeth-cleaning procedure. Darin had a history of heart problems. [It is rumored is that he was born with a rheumatic heart and he knew he would die young.] He did not die of a spinal infection as is commonly rumored. He left a legacy of memories in rock ’n’ roll and pop tunes, as well as on television and in movies (even an Oscar nomination for his role in "Captain Newman, M.D."). The story of Darin being groomed to replace Frank Sinatra at Capitol Records is absolutely true. Unfortunately, Capitol didn’t think the grooming was going so well, and withheld many of Darin’s songs for many years; releasing them in a compilation CD in 1995. Good stuff to listen to: "Splish Splash," "Queen of the Hop," "Dream Lover," "Mack the Knife," "Beyond the Sea," and "If I Were a Carpenter." At the end, Darin, who had recorded for Atco, Capitol and Atlantic Records had just begun recording for Motown.
    1975 - Paul Simon’s "50 Ways to Leave Your Lover" jumped on U.S. singles charts. It hit number one (for three weeks) Feb 7, 1976. For you trivia fans out there, this is Paul Simon’s only #1 single (so far). “Just slip out the back, Jack; Make a new plan, Stan; You don't need to be coy, Roy; Just get yourself free...”
    1975 - Eric Carmen's "All By Myself" is released.
    1975 - Buffalo's O.J. Simpson scores a touchdown (vs. Minnesota) in his 14th straight game. The streak started against the New York Jets on Sept. 21. He was a great football player, but most likely a murderer, nevertheless.
    1979 – “Knots Landing” debuted on CBS, starring Ted Shackelford and Joan Van Ark as Gary and Valene Ewing.
    1980 - Television experimented with football when NBC covered the meaningless NFL game between the New York Jets (4-11) and the Miami Dolphins (8-7) with no announcers in the booth. The only thing heard were field noises and spectators as the pictures tried to get across the emotion of the game. The next day headlines read, "Jets Silence Dolphins 24-17."
    1980 - In a major blunder, the Red Sox missed the Basic Agreement deadline to tender contracts for certain veterans, permitting All-Stars Fred Lynn and Carlton Fisk to be eligible for free agency.  Lynn signed with the Angels and Fisk with the White Sox.
   1981 - Top Hits
“Physical” - Olivia Newton-John
“Waiting for a Girl like You” - Foreigner
“Let’s Groove” - Earth, Wind & Fire
“All Roads Lead to You” - Steve Wariner
    1983 - Joe Gibbs of the Washington Redskins was named NFL Coach of the Year by the Associated Press. He became the first head coach to receive this honor in consecutive years since 1961-62 (when Allie Sherman, of the New York Giants, was so honored). Joe Gibbs took the Redskins to a 14-2 finish in the 1983 season.   
    1983 - Guy Lafleur of the Montreal Canadians scored the 500th goal of his career in a 6-0 victory over the New York Rangers. Lafleur played 17 years in the NHL and finished his career with 560 regular-season goals.
    1985 - Denis Potvin of the New York Islanders assisted on Mike Bossy’s goal against the New York Rangers to earn the 916th point of his career, breaking Bobby Orr’s NHL record for the most career points by a defenseman
    1985 - Robert Penn Warren was designated Poet Laureate Consultant in Poetry of the U.S. Library of Congress for 1986-1987. The library has used consultants since 1937, when Joseph Auslander was appointed the first Consultant in Poetry, but Robert Penn Warren was the first to be called Poet Laureate Consultant in Poetry.
    1986 - The Bangles’ "Walk like an Egyptian" moved to the top of the "Billboard" "Hot 100". It was #1 for three weeks. “Foreign types with the hookah pipes say; Ay oh whey oh, ay oh whey oh; Walk like an Egyptian...”
    1987 - Heavy snow fell in the northern mountains of Colorado, with 15 inches reported in the Mary Jane ski area. Strong and gusty winds prevailed from the Northern High Plains to the Great Lakes. Winds gusted to 54 mph at Buffalo, NY and reached 66 mph at Livingston, MT. Rain, freezing rain, sleet and snow fell across New England, with up to seven inches of snow in Maine.
    1988 - Warner Chappell, a division of Warner Communications and the largest music publisher in the world, agreed to pay $25 million for the song "Happy Birthday to You." The song, owned by Birchtree Ltd., reportedly generated $1 million a year in royalty fees. The copyright would expire after the year 2010 and is expected to fall into the public domain. The melody of probably the most often sung song in the world was composed by Mildred J. Hill, a schoolteacher. Her younger sister Patty Hill was the author of the lyrics which were first published in 1893 as “Good Morning to All,” a classroom greeting published in the book Songs Stories for the Sunday School.” The lyrics were amended in 1924 to include a stanza beginning “Happy Birthday to You.” Now it is sung somewhere in the world every minute of the day, although the authors are believed to have earned very little from song. Mildred Hill died at Chicago, Il, June 5, 1916, without knowing that her melody would become the world’s most popular song.
    1988 - Thunderstorms developing ahead of a fast-moving cold front produced severe weather in the Upper Ohio Valley and the Middle Atlantic Coast Region during the afternoon and early evening. Thunderstorm winds gusted to 69 mph at Kennedy Airport in New York City, and winds along the cold front itself gusted to 56 mph at Cincinnati, OH. The same storm produced snow in Kansas, Missouri and Illinois, with eight inches reported at Rolla, MO.
    1989 - Top Hits
“We Didn’t Start the Fire” - Billy Joel
“Another Day in Paradise” - Phil Collins
“Don’t Know Much” - Linda Ronstadt (featuring Aaron Neville)
“Two Dozen Roses” - Shenandoah
    1989 - Brutal northwest winds ushered bitter cold arctic air into the north central U.S. International Falls, MN, and Warroad, MN, tied for honors as the cold spot in the nation with morning lows of 34 degrees below zero. Minot, ND reported a wind chill reading of 81 degrees below zero. Squalls produced more heavy snow in the Great Lakes Region. Erie, PA received 21 inches of snow, including four inches in one hour, to bring their total snow cover to 39 inches, an all-time record for that location.
    1989 - The US launched “Operation Just Cause,” invading Panama in an attempt to seize Manuel Noriega and bring him to justice for narcotics trafficking. Seven months after Noriega had ruled unfavorable election results null and void, the US toppled the Noriega government and oversaw the installation of Guillermo Endara as president. Although the initial military action was declared a success, Noriega eluded capture.  He surrendered to US troops on Jan 4, 1990, and was tried, convicted and imprisoned in the US.
    1989 - Captain Linda L. Bray, 29, became the first woman to command American soldiers in battle, during the invasion of Panama by the U.S. as an MP. She was assigned to lead a force of 30 men and women soldiers to capture a kennel holding guard dogs that was defended by forces of the Panamanian Defense force. Although law forbids women in combat, the distinction between combat and military police in the Panama invasion was hazy. About 620 women were stationed in Panama before the attack and about 170 more women went to Panama in the attack. No women were killed, but 23 American men were. Eight American women lost their lives serving in Vietnam, the Army said. The 123-member 988th Military Police company commanded by Captain Bray was sent to Panama from Fort Benning, Ga. One Army officer, although stressing the difference in training between that given an MP officer such as Bray and that given combat officers added, "What has been demonstrated is the ability of women to lead, for men and women to work together as a team without distractions, and for women to react in an aggressive manner."
The official army report stated Capt. Bray was not in attendance when the initial fighting erupted, but her unit was under fire from snipers while she was on the scene. She oversaw the first stages of the operation by radio from a command center about a half-mile from the kennel. She ordered her troops to fire warning shorts after the Panamanians refused to surrender. The Panamanians replied by firing for about 10 minutes. She ordered the firing of a single warning shot and then later ordered her soldiers to fire M-60 machine guns to the side of the building so as not to hurt the Panamanians. The Panamanians continued to fire until threatened by an artillery attack and then they fled into the woods nearby. When she heard the Panamanians were escaping, she had her driver take her to the kennel to try to stop them. She crawled into a ditch to get closer to the building. No Panamanian bodies were found, but a cache of weapons was recovered.
    1989 - Low pressure brought thunderstorms and high winds to the northeastern U.S. There were 193 reports of damaging winds with thunderstorms in New York State, Pennsylvania and New Jersey. Tornadoes touched down near Seaside Park NJ and McAlevys Port PA. Winds with thunderstorms gusted to 92 mph at Poughkeepsie NY, and reached 94 mph at Newburgh NY. High winds in the Washington D.C. area, gusting to 73 mph, resulted in one death.
    1995 - "Nixon" opened in U.S. theatres. The film starred Anthony Hopkins as Richard M., Joan Allen as the president’s wife, Pat, Powers Boothe as Alexander Haig, Ed Harris as E. Howard Hunt, Bob Hoskins as J. Edgar Hoover, E.G. Marshall as John Mitchell, David Paymer as Ronald Ziegler, David Hyde Pierce as John Dean, Paul Sorvino as Henry Kissinger, Mary Steenburgen as Hannah Nixon, J.T. Walsh as John Ehrlichman, and James Woods played H.R. Haldeman.
    1998 - Green Bay’s Brett Favre connected three times with Antonio Freeman in the first half against the Tennessee Oilers, soon to be renamed Titans, en route to a 30-22 victory this day. In doing so, Favre became the first quarterback in NFL history to pass for 30 or more touchdowns in five consecutive seasons (33 in 1994, 38 in 1995, 39 in 1996, 35 in 1997, and 30 in 1998).
    1998 - President Bill Clinton was impeached by a House of Representatives that was divided along party lines. He was charged with perjury and obstruction of justice stemming from a sexual relationship with a White House intern. He was then tried by the Senate in January 1999. On Feb 12, 1999, the Senate acquitted him on both charges. Clinton was only the second US president to undergo impeachment proceedings. He did not run for re-election because he had served the maximum two terms as president. His wife Hillary was elected to the U.S. Senate from New York.
    1998 - Snowflakes fell in San Francisco and low temperature records were made around the Bay with 40 degrees in SF and 35 in Fremont.
    2001 - The Jean Yawkey Trust announced that all the partners have unanimously voted to sell 100 percent of the Red Sox, a family-owned business since 1933 under Tom Yawkey, to a group of investors led by Florida Marlins owner John Henry who also owned a one percent share of the Yankees. The price tag, rumored to be $600+ million, doubled the largest amount ever spent to buy a team.
    2002 - Money making figures for 2002's top grossing Rock artists were as follows:
Paul McCartney - $126.1 million
The Rolling Stones - $90 million
Cher - $67.6 million
Neil Diamond - $52.2 million
Britney Spears - $43.7 million
Aerosmith - $36.3 million
Eagles - $34.9 million
'N Sync - $33 million
The top grossing country artist was Kenny Chesney at $22.7 million.
    2003 - "The Diary of Alicia Keys" gives the young R&B sensation her second No. 1 debut on The Billboard 200.
    2006 - A major winter storm affected Colorado, dumping several feet of snow on areas of the Rocky Mountains. The snowstorm temporarily closed the Denver International Airport.
    2009 - The top 10 most-played holiday songs in the ASCAP repertory this holiday season are:
1. "Sleigh Ride" (Leroy Anderson, Mitchell Parish) - played 118,918 times
2. "Jingle Bell Rock" (Joseph Carleton Beal, James Roth Boothe) - played 118,601 times
3. "It's the Most Wonderful Time of the Year" (Edward Pola, George Wyle) - played 101,614 times
4. "White Christmas" (Irving Berlin) - played 89,348 times
5. "Winter Wonderland" (Felix Bernard, Richard B. Smith) - played 77,599 times
6. "The Christmas Song" (Chestnuts Roasting on an Open Fire) (Mel Tormé, Robert Wells) - played 74,360 times.
7. "A Holly Jolly Christmas" (Johnny Marks) - played 57,948 times
8. "Little Drummer Boy" (Katherine K. Davis, Henry V. Onorati, Harry Simeone) - played 55,617 times.
9. "Feliz Navidad" (José Feliciano) - played 51,072 times
10. "Frosty the Snowman" (Steve Nelson, Walter E. Rollins) - played 51,068 times
    2011 - Grammy organizers announced that Diana Ross, Glen Campbell, The Allman Brothers Band and The Memphis Horns would receive Lifetime Achievement Awards at the 2012 ceremony.
    2012 - Intercontinental Exchange, Atlanta, purchased the New York Stock Exchange, the largest stock exchange in the world, for $8.2 billion



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- State Licensing and Usury Laws:
   An Updated Overview of a Few Troublesome States
- Shopko-Balboa Capital Summary Judgement Denied
- Who Writes Small Ticket Leases in Today’s Marketplace?
- Changes at Bank of the West Clarification
- Accounting for Leases Under the New Standard, Part 1
- DocuSign is now the electronic signature of choice
   for the federal government
- Class Action/Ascentium Settlement Discussions
- Tax Liens, Foreclosure & Embezzlement
   "How We Saved a Tow Truck Company"
- The Long Drought in Small Business Lending
- LEAF "All-Cash Acquisition"
- Violating California Lender’s License Law?
   This May Prevent You from Being Licensed in the Future
- New Jersey Appeals Court Vacates $1.5 Million
  Attorneys’ Fees Award in Equipment Leasing Dispute
- National Do Not Call Registrys
- Solar Financing Firms
   Working with Third Party Originators
- Referral, Recommendations, Questions, Complaints
- Filing a Complaint Against a Finance or Leasing Company
   in the State of California
- Credit Bureaus Erasing Negative Info
- It's Not the United States with Highest Income Tax
- California Department of Business Oversight Confirms
that Brokers Need Licenses and Lessors Can’t Pay Unlicensed Brokers
- Signs of a Chill in Fintech Funding?
- FinTech #102  by Christopher Menkin
   Menkin has an Epiphany
- Alternate Finance Companies - Subprime
- FICO Score: Excellent to Bad
- Charlie Chan on Balboa Capital
- Reader Complaint About LEAF Financial Investment (Collection)
- How to be a “Leasing Expert Witness”
    and Make Extra Income
- 2014 Survey Reports Expert Witness Hourly Fees
    Record All-Time Highs
- Your Photograph on
Use a Password Generator
- Banks Turn Toward Leasing for More Profit
- Why Leasing News is Different
- Take Your Banker to Lunch
- Lease Police Tips on Judging Vendors
- Alert: Rudy Trebels Back Soliciting Broker Business
- HL Leasing/John Otto--Update
- "The real U.S. Bank Equipment Finance story"
- The Day that Albert Einstein Feared May Have Finally Arrived
- Equipment Finance Agreements Explained/Barry S. Marks
- California License Web Addresses
- Settlement Costs vs. Litigation Costs