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Leasing News is a web site that posts information, news, and
entertainment for the commercial alternate financing,
bank, finance and leasing industries

Tuesday, February 13, 2018

Today's Equipment Leasing Headlines

Position Wanted – Credit
  Work Remotely or Relocate for Right Opportunity
Top Stories -- February 5 - February 9
  (Opened Most by Readers)
California Court of Appeals Reinstates Suit Against
 Tribal Lenders - Denies California Lender’s License
     By Tom McCurnin, Leasing News Legal Editor
Leasing Industry Ads---Help Wanted
  Alliance Capital - CoreTech Leasing
The Booming Airline and Transportation Business
   Affecting the Availability of Capital?
Channel Partners January’s Last 20 Deals
  FICO, TIB, Annual Revenues, Funding Amount, Term
Money Anxiety Index Reflects High Financial Confidence
  Despite High Volatility in the Equipment Market
Leasing News Advisor
  Ralph Mango
Sales Makes it Happen by Scott Wheeler, CLFP
  Does Your Title Explain Your Job?
Sometimes You Make a Credit Decision
   Not by the Book
Back Office Companies
Chow/Chow Mix
  Fallston, Maryland Adopt-a-Dog
News Briefs---
How General Electric became a general disappointment
   GE is in a real-time meltdown
Citigroup to set up innovation centre in London
  Decision is boost for UK’s FinTech sector ahead of Brexit

Broker/Funder/Industry Lists | Features (writer's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months (Be Careful of Doing Business)
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You May have Missed---
  Sports Brief----
   California Nuts Brief---
   "Gimme that Wine"
     This Day in History
       Daily Puzzle
         Weather, USA or specific area
          Traffic Live----

######## surrounding the article denotes it is a “press release” and was not written by Leasing News nor information verified, but from the source noted. When an article is signed by the writer, it is considered a “by line.” It reflects the opinion and research of the writer.

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Position Wanted – Credit
Work Remotely or Relocate for Right Opportunity

Each Week Leasing News is pleased, as a service to its readership, to offer completely free ads placed by candidates for jobs in the industry. These ads also can be accessed directly on the website at:

Each ad is limited to (100) words and ads repeat for up to 6 months unless the candidate tells us to stop. Your submissions should be received here by the end of each week.

Please encourage friends and colleagues to take advantage of this service, including recent graduates and others interested in leasing and related careers.


Will relocate for the right opportunity and can work remotely. I have (25+) years in making credit decisions, as well as helping sales team and third party originators close more transactions via understanding their applicant's financial abilities. I can create alternative or additional opportunities (and income) by knowing which type of loan is best for the borrower

Orlando, Florida
As a Commercial Credit Analyst/Underwriter, I have evaluated transactions from sole proprietorships to listed companies, across a broad spectrum of industries, embracing a multitude of asset types. Sound understanding of balance sheet, income statement and cash flow dynamics which impact credit decisions. Strong appreciation for credit/asset risk.
407 430-3917


Work Remotely from Portland, Oregon

Experienced commercial banker and former commercial equipment leasing industry professional seeking full-time or part-time work out of my home in Portland, Oregon. Over twenty years’ experience in credit analysis, underwriting, sales and collections. Known for creative problem solving and strong quantitative & qualitative analytical skills.  Demonstrated ability to gather information, evaluate and make informed strategic business decisions to maximize profit and mitigate risk. Well known for ability to develop strong business relationships with Clients and large list of national equipment leasing Brokers. Please see attached resume and contact me below if interested. 

Seattle, WA – Will Work Remotely

A highly skilled credit expert.  Extensive underwriting background in small ticket leasing and commercial banking.  Managing equipment finance credit operations, performing daily credit tasks, spreading/analyzing financial statements, preparing monthly reports.  Exceptional organizational, analytical, communication skills.  I excel at making sound credit decisions in a fast paced environment.



Top Stories -- February 5 - February 9
(Opened Most by Readers)

(1) New Hires/Promotions in the Leasing Business
    and Related Industries

(2) Pictures from the Past - 1994
 Deborah Monosson Leasing Person for 2017

(3) Commercial Equipment Leasing Companies
  Closing Stock, Tuesday, February 6, 2018

(4) Celtic Bank Joins Funder List
  also Funder Looking for Broker Business

(5) Top Stories --  February 5 - February 9
(Opened Most by Readers)

(6) Dakota Financial - Updated
  Funders Looking for Broker Business

(7) Rates Will Be Going Up
 By Mr. Terry Winders, CLFP

(8) Investors Bank Launches Equipment Finance Group
   Based in Iselin, New Jersey

(9) Where the Most Workers Put in a 60-Hour Week
   By Niall McCarthy

(10) Marlin Business Services Earnings Call Transcript
Highlights by Christopher Menkin 




Top Reputable Company Seeking
Equipment Leasing Account Executive

Equipment Leasing Account Executive

What sets CoreTech apart from other equipment leasing companies is our team members and impeccable reputation. Are you unhappy with the ethics of your company and the promises made to you? Come to Newport Beach and join us.

To learn more, please click here
CoreTech specializes in medium to
large size companies and firms

Over 100 law firms trust CoreTech for their leasing needs, why wouldn't you?



California Court of Appeals Reinstates Suit Against
 Tribal Lenders - Denies California Lender’s License

By Tom McCurnin
Leasing News Legal Editor

Borrowers Were Hamstrung Trying to Prove Defendants Usurious
Tribal Lending Involved California Consumers

Baillie v. Tucker, No. A141201, 2017 LEXIS 6757 (Sep. 28, 2017)

Proving jurisdiction in a particular state can be problematic when the only contact with the state is through the internet. Moreover, tying particular individuals to the lending process without discovery is nearly impossible. But that is exactly what a California trial judge wanted borrowers to do and, absent that impossible burden, the trial court dismissed this matter. The California Court of Appeals rescued the borrowers, ordering that limited discovery should have been ordered to prove that the tribal lenders were subject to California jurisdiction and that certain members of the tribe or their agents were part of the lending process and therefore subject to California jurisdiction.

This decision is particularly noteworthy in light of the Consumer Financial Protection Bureau’s wholesale abandonment of trying to regulate tribal lending.        .

Details matter. In today’s case, the lender’s application for a California Lenders’ License included a disclosure that it had made 11 prior loans while being unlicensed.  That’s like telling a policeman that you’ve been driving without a license for the past year. I liked the applicant’s honesty but perhaps the statement should have been tempered with an explanation. I can think of two. 

First, no lenders’ license is needed for five or fewer commercial loans made in a calendar year under certain circumstances. The exemption from licensing for five or fewer commercial loans in a single year is found in Financial Code § 22050(e), as long as the loans are “incidental to the business of the person relying on the exemption.” The statute does not elaborate what this phrase means. But legislative history suggests that the five loan exemption was intended to eliminate “an unnecessary burden on business that may not be engaged in the business of lending” but just may make a few loans in a context unrelated to the business of lending. A copier service technician servicing copiers for businesses might make a loan unrelated to the loan business but incidental to its business as a copier service vendor. 

The problem here for PMC was that these were consumer loans. No such exemption exists for consumer loans.

Second, why not offer the explanation that you didn’t know about licensing until your lawyer told you about the requirement. You might even offer to pay a fine. While the fine is nominal $2,500 for each violation, the aggregate fine mounts up when there are multiple violations. Here the fine would have been $27,500, but could have been negotiated downward. 

Given the lack of exemption, it might have been wiser to simply start a new corporation and apply for a lenders’ license fresh without the baggage. That is usually my recommendation. 

In any event, the DOB was left with little choice but to deny the lender’s application. 

What are the takeaways here?

•  First, Know the Law Before Applying for a License. Seek competent counsel who can shepherd the applicant through the agency minefield. Lawyers time is rarely needed—a good paralegal will be able to fill out the forms for you.

•  Second, If You Have Baggage, Start Fresh. The application process does not go into details relative to related companies that might have had illegal lending (maybe it should), so in many cases it is cleaner to start a new company, get it capitalized, and start fresh. 

▪  Third, Know The Five Commercial Loan Exemption. I’ve heard brokers say that this exemption gives them carte blanche to broker five loans a year, but that is untrue because of the “incidental to the business” language quoted above. 

The bottom line to this case is the State of California will underwrite lender’s license applications thoroughly. If you think you’ll be able to smoke one past the DOB, think again.  Hire competent counsel to guide you through the process. 

Baillie v. Tucker (9 pages)

Tom McCurnin is a partner at Barton, Klugman & Oetting in Los Angeles, California.

Tom McCurnin
Barton, Klugman & Oetting
350 South Grand Ave.
Suite 2200
Los Angeles, CA 90071
Direct Phone: (213) 617-6129
Cell (213) 268-8291
Visit our web site at
Previous Tom McCurnin Articles:

Previous Tom McCurnin Articles:



The Booming Airline and Transportation Business
Affecting the Availability of Capital?

The aircraft, container, ships, tanker lease market affects the smaller commercial equipment marketplace as it increases the competition for credit and funding availability.  What has happened is the enormous growth of the Asian marketplace where Chinese capital is accounting for 28 percent of the $261 billion deployed by leasing firms worthwhile, according to Reuters.

"Analysts say a fall in aircraft leasing rates and tight returns for lessors highlight some of the challenges faced by an industry that has emerged as a significant new asset class in recent years,"
Reuter’s reports.

"The world’s largest 20 lessors now comprise a handful of Chinese-owned firms, including the likes of fast-growing China Aircraft Leasing Group Holdings Ltd and the leasing units of Chinese banks."

Boeing and Airbus sold a lot to Chinese firms. Leasing is playing a major role in this marketplace where over 40% of the deliveries go to lessors who lease them to airlines, not directly to the airlines.  There is a boom and is it affecting the global financial marketplace?

It is easy to see why so many planes are being bought in the Asian marketplace as look at the cities most visited, and often by air.

The World's Most Visited Cities - Chart
By Martin Armstrong,

The latest Euromonitor data, as cited by WEF, has revealed the most visited cities in the world for 2017. Top of the list again, and due largely to domestic visits from mainland China, is Hong Kong. A huge 26.6 million people spent at least one night visiting the city last year - a long way ahead of second-placed Bangkok with 21.2 million. Breaking up Asia's dominance in the top half of the list is London, which hosted 19.2 million tourists.





Money Anxiety Index Reflects High Financial Confidence
Despite High Volatility in the Equipment Market

The Money Anxiety February index stands at 51.4, the lowest it has been since the Great Recession, according to Dr. Dan Geller.

"Personal consumption expenditures growth has remained high in the past 12 month despite the lack of growth in real disposable income," he reports. "In a sign of high financial confidence, consumers have compensated for the lack of growth in their incomes by decreasing the amount they save to keep pace with their consumption level.

"This increased financial confidence, supported by the lowest level of money anxiety in a decade, has fostered a condition where individuals are more confident to decrease the amount they save, or even utilize part of their existing savings, to help fund their consumption.

"As long as the economic fundamentals, such as employment, inflation and personal income remain stable, the level of money anxiety will remain low, and people will continue to spend money despite this temporary volatility in the equity market."

About Dr. Dan Geller
Dr. Geller is the author of the behavioral economics book Money Anxiety which was named a "must read book" by Business Insider. He is also the developer of the Money Anxiety Index, which pointed to a looming recession 14 months in advance because it is the only financial confidence index that measures what people do rather than what people say in response to confidence surveys and opinion polls. 



Leasing News Advisor
Ralph Mango

Project Management Coordinator
comScore, Inc.
11950 Democracy Dr., Suite 600, Reston, VA 20190
telephone 703-234-8623; (c) 732-642-5008

Ralph joined the Advisory Board June 26, 2013. As a reader of Leasing News, Ralph has been a long time contributor and a resource of history. In July, 2013, he was named Leasing News Associate Editor, responsible for proof reading and editing each news edition as well as contributing content. He serves as a volunteer as do many of the Leasing News writers and contributors. In that role, Ralph sees the written news edition version first, before graphics are added, reviewing all articles. In addition, he has been instrumental in "cleaning up" the duplications, errors, typos, in "This Day in American History," which was started over 30 years ago and never proofed until he volunteered. He has become the editor's right hand in producing each Leasing News edition.

Ralph has been with comScore, Inc., Reston, Virginia since December, 2010.  comScore (SCOR:NASDAQ) is a global digital analytics company providing online, mobile, television, and movie data and multi-platform analytical tools to many of the world's largest enterprises, carriers, agencies, and publishers.

For comScore, he has piloted projects involving process construction for pricing, FASB revenue recognition compliance, process analytics, CRM effectiveness, marketing response analysis, training, knowledge sharing, and sales and client service support.  Currently, he is responsible for quality control involving the contract management and CRM processes.

During his leasing industry career, he has consulted on multiple business necessities that include internal control processes for sales, sales support, documentation, verification, funding, and MIS; integration of CRM into sales processes toward reducing administrative tasks, strengthening forecast reliability and pipeline veracity, and pricing authority delegation to eliminate revenue leaks, among others.

His background is quite unique to his present position as his nearly 40-year equipment leasing career includes stops as General Manager, SVP of Sales and Region management with several industry leaders.  He has broad and successful business unit general management experience in both indirect and direct equipment leasing as a captive lessor and vendor provider that began as a credit manager.
His career zenith was as Sr. Vice President, Sales & Marketing, Newcourt Financial when he piloted the proposal team through which he became Co-founder, Vice President and General Manager, Dell Financial Services in 1997.

He has also made the change into analytics as it relates to consumer demographics, adoption, and behavior in this digital age of morphing technologies.

Ralph is a member of the Alumni Mentoring program for Rutgers University (New Brunswick, ’74), mentoring soon-to-be Rutgers graduates on their career aspirations and providing editing and proofreading services to them as well.  He is also part of ACP. The ACP, American Corporate Partners (, provides similar guidance to our returning military, assisting them in identifying and translating their skills that were executed in a military structure into concepts and language that resonate in the private sector.

Ralph and Beth celebrated their 50th wedding anniversary in May, enjoying in northern Virginia, their three daughters, four grandchildren, and two sons-in-law. An avid reader and writer, Ralph also has been a lifelong baseball fan dating back to Ebbets Field and the Polo Grounds, and remains a die-hard Yankees fan, owing to his late parents’ Bronx roots.



Sales Makes it Happen
by Scott Wheeler, CLFP

Does Your Title Explain Your Job?

Originators in the commercial equipment leasing and finance industry have multiple titles, such as: salesperson, account manager, new business developer, customer service representative, etc. There are significant differences in each of these functions and titles are rarely aligned with the actual activities performed.

($) Customer service representative: Typically answers inbound calls from existing clients and are able to do one of two things:
1) Answer the majority of inbound questions or 2) direct customers to the internal resources which can help their customer immediately. 
($$) Account manager: Manages existing accounts and is customer-service oriented. These professionals are intermediaries between the clients, the sales department, and the operational department. These professionals are usually inbound and outbound calling officers, who are able to leverage existing relationships.
($$$) Salesperson: This professional sells. He calls on new and existing clients offering and articulating the positives of their services. This professional is a prospector, presenter, and closer. Sales representatives leverage every call, every meeting, and every potential relationship.

($$$$) New business developer: Obviously, the primary function of this professional is to develop new business, to build new relationships, and to uncover new opportunities of business for the company. This professional is usually not tasked with processing or customer service functions. This professional is prospecting and closing new "key" accounts. Strong new business developers are working on the future, while account managers are focused on existing accounts and the present. New business developers proactively create opportunities and are able to identify high-quality vendors, end-users, and partners. 

Originators are often tasked with performing all of the above functions. Top performing originators have an "all of the above" approach - no matter their title. They have strong time management skills and they invest their time where it produces the greatest results and personal incomes. Strong companies provide different incentives for each of the above functions and top producers follow the $ signs. The questions remain: What functions are you best at providing? What do you spend YOUR time doing? Are you a true new business developer or a customer service representative? 

Scott A. Wheeler, CLFP
Wheeler Business Consulting
1314 Marquis Ct.
Fallston, Maryland 21047
Phone: 410 877 0428
Fax: 410 877 8161

Sales Makes it Happen articles: 


Sometimes You Make a Credit Decision
Not by the Book

We move around in our jobs from day to day, handling the technical side of our craft, managing the largest single asset out there – making a credit decision.  The collection department cleans up our mistakes. It's sometimes a thankless job, fraught with risk and second guessing.

So sometimes it helps to just step back for a moment to reflect on just how important the entire concept of CREDIT is. Credit, you see, is the oil that lubricates the economy. It allows things to happen that never would happen without it. We're all incredibly better off because of our system of sound credit.

Credit is a critical part of MARKETING. Doubt me? Read on…

I was driving along the other day listening to the radio and heard the end of an interview with Fred Turner, lead singer with the Canadian classic rock band Bachman Turner Overdrive.

Growing up in Winnipeg, Manitoba, he played his sister's accordion. But when he saw Elvis Presley on the Ed Sullivan Show, with his guitar, that changed his life! Soon afterwards, he relates, he took his sister’s accordion down to a store called Winnipeg Piano and traded it in for a Les Paul Junior guitar and a little Gibson amp. His father was livid.

The accordion wasn’t enough to cover the cost for the guitar and amp. So the owner of the store sent him home with a contract for his father to co-sign. His father looked at him and said, "You’re crazy, you’ll never pay this thing off, I’m not signing this!"

So he had to take the guitar and the amp back to the music store. The owner of the store looked at him said, "Your dad’s not gonna sign? I’ll tell you what, kid. You come in here every Saturday, if you’ve only got a quarter in your pocket, you give me that quarter, and you take these home with you."

Continued Turner with a laugh, "I bought a lot of instruments from that store afterward!"

So there you have it. No money. No collateral. An irate dad. But still giving the kid a chance based on gut instinct. And it worked out quite nicely for both sides of that first transaction on credit for BTO's lead singer.
Talk about changing the world and bringing good will to millions of people. Talk about great marketing!
And if you're not in the office yet or have some head phones handy, here's a little inspiration to remind you of the great benefits of credit: 

Bachman Turner Overdrive: Roll on Down the Highway
Thanks for reading! 
The Editors at Credit Today 

Ps. If you're hiring, use our job board - - to find the very best candidates in the profession! 


Back Office Companies

Advance Property Tax Compliance Group 88 Systems, Inc.  
Barrett Management Corp. Haws Consulting Group Phoenix Leasing Portfolio Srvcs., Inc.
Bank of the West JDR Solutions Portfolio Financial Servicing Co.
ECS Financial Services Lease Broker Assistant, LLC LeaseDimensions, Inc.
RPC Property Tax Advisors, LLC Madison Capital, LLC
GreatAmerica Portfolio 
Services Group LLC
Orion First Financial, LLC

Full List:


Chow/Chow Mix
Fallston, Maryland Adopt-a-Dog


ID #37776165
Age: 7 Years
Size: Medium
Color: Tan
Declawed: No
Site: Humane Society of Harford County
Location: Dog Kennel Wing- Blue
Intake Date: 2/5/2018
Adoption Price: $95.00

Dog Application:

Send a Message:

The Humane Society of Harford County
2208 Connolly Road ⋅ Fallston, MD 21047
410-836-1090 ⋅ 410-877-3788 (fax)

Monday thru Friday: 11 am–6 pm
Saturday: 10 am–5 pm
Sunday: 12 pm–4 pm

Adopt a Pet


News Briefs----

How General Electric became a general disappointment
   GE is in a real-time meltdown

Citigroup to set up innovation centre in London
  Decision is boost for UK’s FinTech sector ahead of Brexit

Equipment Leasing Account Executive

What sets CoreTech apart from other equipment leasing companies is our team members and impeccable reputation. Are you unhappy with the ethics of your company and the promises made to you? Come to Newport Beach and join us.

To learn more, please click here
CoreTech specializes in medium to
large size companies and firms

Over 100 law firms trust CoreTech for their leasing needs, why wouldn't you?



You May Have Missed---

Open Architecture Trend Accelerates in Equipment Finance


Cool Tombs
by Carl Sandburg

When Abraham Lincoln was shoveled into the tombs, he forgot
    the copperheads and the assassin . . . in the dust, in the cool

And Ulysses Grant lost all thought of con men and Wall Street,
    cash and collateral turned ashes . . . in the dust, in the cool

Pocahontas' body, lovely as a poplar, sweet as a red haw in
November or a pawpaw in May, did she wonder? Does she
   . . . in the dust, in the cool tombs?

Take any streetful of people buying clothes and groceries,
   a hero or throwing confetti and blowing tin horns . . . tell me
   if the lovers are losers . . . tell me if any get more than the
   lovers . . . in the dust . . . in the cool tombs.



Sports Briefs---

Why the Colts hired Frank Reich as their new coach
   after the Josh McDaniels disaster

49ers’ Foster arrested on domestic violence charges

Number of Super Bowls won by NFL team from 1967 to 2018*


California Nuts Briefs---

Oroville-inspired dam inspection bill heads to Jerry Brown

SF Bay Area residents want more housing, but …

San Rafael hot dog restaurant — 800,000 dogs and counting



“Gimme that Wine”

Napa Grape Prices Up 11.5%

Winegrape crop hits $1.5B new record in California North Coast

Ojai Reports Early Bud Break

Fetzer looks to showcase new vintages after 50 years
    as Mendocino County’s wine pioneer

Wine Prices by vintage

US/International Wine Events

Leasing News Wine & Spirits Page


This Day in History

     Breakfast was the main meal of the day in Colonial America. At the turn of the 19th century, most Americans had plenty to eat, but few enjoyed a balanced diet. Farmers grew their own food and shot wild game. In the cities that lack of refrigeration and even of canning until about 1820 meant that much sale pork and other preserved items were staples. Fresh fruits and vegetables were not available for much of the year. Foreign visitors were impressed by the amount of greasy food consumed by Americans and the speed at which it was eaten. A visiting French count reported that he was nearly made ill by breakfast that included fish, steak, ham, sausage, salt beef and hot breads. "The whole day passes in heaping indigestion on one another."  The English had a similar view, "They eat with the greatest possible rapidity and in total silence...(breakfast consisted of) cornbread, buns, buckwheat cakes, broiled chickens, bacon, steak, rich hominy, fish, fresh and pickled, and beef-steak." Charles Dickens was repelled by those dyspeptic ladies and gentlemen who eat unheard-of quantities of hot corn bread..."    
   1741 - Andrew Bradford was an early American printer in colonial Philadelphia. He published the first newspaper in Philadelphia, “The American Weekly Mercury,” beginning in 1719, and the first magazine in America, “The American Magazine,” in 1741 just three days ahead of Benjamin Franklin's “General Magazine.” He also taught the print business and for a time employed Benjamin Franklin when Franklin first came to Philadelphia, introduced by Bradford's father William. 
    1784 - Ice flows blocked the Mississippi River at New Orleans, then passed into the Gulf of Mexico.
    1819 - In Congress, the Missouri Statehood Bill is introduced. It allowed the Missouri Territory to draft a constitution and prepare for statehood. James Tallmadge of New York proposes two anti-slavery amendments. One would ban the further introduction of slavery. The other would emancipate the children of slaves in Missouri, born after the admission of the territory as a state, at the age of 25. The amendments pass the House on 17 February, but fails in the Senate on 27 February. 
    1826 - The American Temperance Society (later renamed the American Temperance Union) was organized in Boston. It quickly grew into a national crusade, and within a decade over 8,000 similar groups had been formed, boasting a total of 1.5 million members.
    1831 - Birthday of Union General John Rawlins (d. 1869), born in Galena, Illinois. Rawlins was a close personal aide to General Ulysses S. Grant and was reported to have kept Grant from drinking heavily during the war. Rawlins' family was originally from Virginia but had settled in Illinois shortly before Rawlins' birth. When Rawlins was a teenager, his father abandoned the family and headed for the gold fields of California. The younger Rawlins received little formal education, but he studied law and was admitted to the Illinois bar in 1854. He became the city attorney in 1857 and became involved in state politics. He was an avid supporter of Senator Stephen Douglas and served as an elector for Douglas in 1860. When the war began, Rawlins became the aide de camp to Grant. He was Grant's principle staff officer throughout the war, and Grant said that Rawlins was nearly indispensable. Grant was known to be a heavy drinker when he served on the frontier in the 1850s, and there were rumors that he continued to drink during the early stages of the war. Rawlins appears to have been instrumental in keeping Grant “in line.” Many reports of Grant's drinking were over-exaggerated, it is said. After the war, Rawlins served in the west. He helped General Greenville Dodge survey the route for the Union Pacific Railroad, which later became part of the first transcontinental line. For his efforts, the town of Rawlins, Wyoming, was named after him. When Grant became president in 1869, Rawlins became secretary of war. His health declined after taking office, and he died just six months later. Rawlins is buried in Arlington Cemetery.
    1847 - General Kearney acts on orders to establish a new government in Monterey while Freemont still acts a governor in Los Angeles.
    1854 - Admiral Perry anchors off Yokosuka, Japan to receive Emperor's reply to treaty proposal. This agreement, forced on the Tokugawa shogunate by Commodore Perry's menacing "black ships," ended over two centuries of virtual exclusion (the exception being the Dutch) of foreign traders from the coast of Japan. The intrusion of the U.S. in the first place derived from the ill-treatment accorded American whaling crews when shipwrecked off the coast or landing for provisions or repairs. The treaty fully satisfied the U.S. government's concerns in this regard but left to the future the equally important matter of opening the country to foreign trade; concluded in 1858 with the signing of the Harris treaty. Perry's great achievement was widely recognized at the time. 
    1861 - Colonel Bernard Irwin distinguished himself while leading troops in a battle with Chiricahua Apache Indians at Apache Pass, AZ (at the time part of the territory of New Mexico).  For two days, this army assistant surgeon “voluntarily took command of troops and attacked and defeated the hostile Indians he met on the way.” For those actions, Irwin later became the first person awarded the new US Medal of Honor, although he didn't actually receive it until three years later (January 24, 1864).
    1862 - The four-day Battle of Fort Donelson, Tennessee, begins. After capturing Fort Henry on February 6, 1862, Grant advanced cross-country to invest Fort Donelson. The original garrison of the two forts was about 2,500 men, and Albert Johnston had dispatched about 12,000 reinforcements from Bowling Green, KY, under John Floyd to bolster the defense. A few men also arrived from Columbus, the western end of the Confederate defensive line. Grant had wanted to move fast, to prevent reinforcements arriving at all, but wretched weather (rain before and during his operations ruined the roads) delayed him and the Confederate troops arrived safely. Fort Donelson was a much stronger work than Fort Henry, larger, with a stronger garrison, about 100 feet above the river (so it had plunging fire on ships), and on a ridge which narrowed routes for infantry attack. The Confederates had a strong line on the next ridge outwards from the fort, with each of the Generals commanding a sector while Floyd (the senior) also had overall command. Grant deployed two divisions in line, with a third arriving. On the 12th, despite orders not to, McClernand had one of his brigades probe the Confederate defenses. They charged two or three times and found the defenses strong and well manned: Union losses were heavy. Grant had intended simply to surround the fort and have the Navy batter it into submission. 
    1865 - The Confederacy approved the recruitment of slaves as soldiers, as long as the approval of their owners was gained. 
    1866 - The famous James Gang, which operated in Missouri after the Civil War, which included the James brothers, Frank and Jesse, and the Younger brothers, Cole, James and Robert, held up their first bank at the Clay County Savings and Loan Association in Liberty, MO.  The cashiers, brothers Greenup and William Bird, were locked in the bank's vault, while the robbers joked that “all birds should be caged.” The made off with $60,000 in currency and securities. It was the first of more than 26 raids by the James Gang that yield more than $500,000 in loot.
    1883 – Harold Homer Chase (d. 1947) was born in Los Gatos, CA.  In a career that spanned 1905-19 with several clubs, no lesser figures than Babe Ruth and Walter Johnson named Chase the best first baseman ever, and contemporary reports described his glovework as outstanding. He is sometimes considered the first true star of the franchise that would eventually become the New York Yankees. In 1981, 62 years after his last Major League game, baseball historians Lawrence Ritter and Donald Honig included him in their book, “The 100 Greatest Baseball Players of All Time.”  Despite being an excellent hitter and his reputation as a peerless defensive player, Chase's legacy was tainted by a litany of corruption. He allegedly gambled on baseball games and engaged in suspicious play in order to throw games in which he played.  Chase faced allegations of wrongdoing as early as 1910, when his manager claimed that Chase was "laying down" in games.  Midway through the 1918 season, Chase allegedly paid pitcher Jimmy Ring $50 ($813 in current dollar terms) to throw a game against the Giants.  After the end of the season, an unknown individual sent NL President John Heydler a copy of a $500 ($8,135 in current dollar terms) check that Chase received from a gambler for throwing a game in 1918 — the same year that he had acquitted Chase for throwing games.
    1885 - Birthday of Elizabeth "Bess" Wallace Truman (d. 1982), First Lady to President Harry Truman, known as "the Boss," assisted the President with many political decisions; served as Truman's secretary when he was a senator from Missouri.
    1885 - The "Friday the 13th" avalanche at Alva, UT, killed sixteen persons, and left thirteen others buried for twelve hours before being rescued.
    1892 - Grant Wood (d. 1942), American artist, especially noted for his powerful realism and satirical paintings of the American scene, was born near Anamosa, IA. He was a printer, sculptor, woodworker and high school and college teacher. Among his best-remembered works are American Gothic, Fall Plowing and Stone City.,0811812421)
(four down:
    1899 - On the edge of the greatest arctic outbreak of all-time, a vicious blizzard pounded the mid-Atlantic and New England states. 20 inches of snow fell at Washington, DC and 34 inches fell at Cape May, New Jersey. The central pressure of the storm was estimated to be 966 millibars (28.53 inches) just southeast of Nantucket, Massachusetts. It was the coldest morning ever along the Gulf Coast, with temperatures of 6.8 degrees at New Orleans, Louisiana, 7 degrees at Pensacola, Florida and 1 degree below zero at Mobile, Alabama. The record low temperature for the state of Florida was set at Tallahassee when the mercury tumbled to 2 degrees below zero. The record low temperature for the state of Louisiana was set at Minden, when the thermometer fell to 16 degrees below zero. A trace of snow fell at Fort Myers, Florida. This was the farthest south snow has ever been observed in the US until 1977.
    1899 - -1ºF (-18ºC) New Orleans LA; -2ºF (-19ºC) Tallahassee FL (state record); -16ºF (-27ºC), Minden LA (state record); the coldest temperature ever recorded at Dayton, Ohio occurred when it dropped to 28 degrees below zero.
    1900 - Birthday of trumpet player Joseph Matthews "Wingy" Manone (d. 1982), New Orleans. weekday) 
    1905 - -29ºF (-34ºC) Pond AR (state record); -40ºF (-40ºC) Lebanon KS (state record); -40ºF (-40ºC) Warsaw MO (state record)
    1910 - Birthday of William B. Shockley (d. 1989), London, England.  Shockley was the manager of a research group at Bell Labs for solid state physics that included John Bardeen and Walter Brattain. The three scientists invented the point-contact transistor in 1947 and were jointly awarded the 1956 Nobel prize in Physics.  Shockley's attempts to commercialize a new transistor design in the 1950s and 1960s led to California's Silicon Valley, becoming a hotbed of electronics innovation. In his later life, Shockley was a professor of electrical engineering at Stanford and became a proponent of eugenics.
    1914 - The American Society of Composers, Authors and Publishers – ASCAP - was formed in New York City.  The object of the society was to protect the copyrighter musical compositions of its members against illegal public performance for profit or other forms of infringement, and to collect license fees for authorized performances in public amusement establishments for distribution among its members.  George Maxwell was the first president.  It became affiliated with similar societies functioning in foreign countries.
    1918 - Birthday of Patty Berg (d. 2006), Minneapolis, MN.  By age 20, she had won every major amateur golf title in the world. When she turned pro at 22, newspapers commented that she would be making $145 a week and "that's quite a bit of money for a girl 22-years-old and taking her first job." 
    1919 - Birthday of country and religious singer Tennessee Ernie Ford, whose full name was Ernest Jennings Ford (d. 1991), born in Bristol, Tennessee. He was nicknamed "the Ol' Peapicker," and is best known for his 1955 hit "Sixteen Tons," which sold four-million copies. But Ford had his first hit, "Mule Train," in 1949. The success of "Sixteen Tons" gained Ford an NBC television series, which ran from 1955 to 1961 and was very popular. During his career, Tennessee Ernie Ford has also recorded many religious albums. One of them was awarded a platinum disc in 1963 for one-million copies sold. 
    1919 – Eddie Robinson (d. 2007) was born in Jackson, LA.  For 56 years, from 1941 to 1942 and again from 1945 to 1997, he was the head football coach at Grambling State, a historically black university in Grambling, Lincoln Parish, LA.  Robinson is recognized by many college football experts as one of the greatest coaches in history. During a period in college football history when black players were not allowed to play for southern college programs, Robinson built Grambling State into a small college football powerhouse. He retired in 1997 with a record of 408 wins, 165 losses, and 15 ties. Robinson coached every single game from the field and was inducted into the College Football Hall of Fame in 1997. He coached the second most victories in NCAA Division I history and the third most overall.    
    1920 - After his plan to bring Negro teams to the Majors was rejected by commissioner Kennesaw Mountain Landis, Chicago Negro baseball tycoon Andrew "Rube" Foster organized the Negro National League. Eight teams joined in its inaugural season: the Chicago American Giants, Chicago Giants, Cuban Stars, Dayton Marcos, Detroit Stars, Indianapolis ABCs, Kansas City Monarchs, and St. Louis Giants.
    1920 - The League of Nations recognized the perpetual neutrality of Switzerland.
    1921 - Tenor sax player Wardell Gray (d. 1955), Oklahoma City, OK 
    1923 – Chuck Yeager was born in Myra, WV.  A former Air Force officer and record-setting test pilot, in 1947, he became the first pilot confirmed to have exceeded the speed of sound in level flight.
    1927 - Birthday of tenor sax player Roger “Buck” Hill (d. 2017), Washington, DC
    1931 - Ted Lewis' version of "Just A Gigolo" is the most popular tune in America. David Lee Roth would score a number 12 hit with the same song in 1985.
    1933 - Birthday of actress Kim Novak, born Marilyn Pauline Novak, Chicago.
    1935 - Bruno Hauptmann found guilty of kidnap and murder of Lindbergh's infant. Some believe it was Lindbergh's sister who suffered from mental illness, and expressed jealousy of the young baby, who actually killed the child. It is claimed that there never was conclusive evidence the crime was committed by Hauptmann.
    1936 - The Lutheran Army and Navy Commission was organized by the Missouri Synod for the purpose of commissioning chaplains for military service and to minister to Lutheran personnel among the military overseas. In 1947 its name was changed to the Armed Services Commission.
    1938 - Birthday of Bunny Sheppard of the Ukranian-Canadian pop music duo Mickey and Bunny, was born Orissia Ewanchuk in Rosa, Manitoba. Mickey and Bunny were popular in the 1960's
    1939 - In Martinez, California, Italian-American Mario Cowell recorded Olmeda's rendition of six Italian folk songs, including "Marinaro” (The Sailor) and "La Capinera” (The Blackbird), a song he had learned, he said, from his father. The musical heritage of numerous ethnic groups representative of the diverse peoples who settled in the San Francisco Bay Area are in “California Gold: Folk Music from the Thirties, 1938-1940,” including Armenians, Basques and Croatians. 
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    1940 - Earl “Fatha” Hines records “Boogie Woogie,” “St. Louis Blues.”
    1941 - Woody Herman band records its theme, “Blue Flame.”
    1944 - Birthday of Peter Tork of the manufactured-for-television group, the Monkees, born Peter Halsten Thorkelson in Washington, DC. The success of the Monkees' TV show beginning in 1966 led to their singles and albums selling in the millions. Their hits included "Last Train to Clarksville," "I'm a Believer" and "Pleasant Valley Sunday." Peter Tork was one of two members of the quartet who actually could play an instrument when he was chosen for the group. Tork was the first to leave the Monkees, in 1968. The other three members went their separate ways a year later. Three of the Monkees reunited in 1986 for a successful tour and a hit album.
    1945 - Allied firebombing caused a firestorm in Dresden, Germany. The Air Force had discovered fire was more destructive than heavy bombs and began utilizing them in raids over Germany and then in Japan.  This strategy is credited with shortening the war and saving thousands of allied lives. More than 3,400 tons of explosives were dropped on the city by 800 American and British aircraft. The firestorm created by the two days of bombing set the city burning for many more days, littering the streets with charred corpses, including many children. Eight square miles of the city was ruined, and the total body count was between 35,000 and 135,000 (an approximation is all that was possible given that the city was filled with many refugees from farther east). The hospitals that were left standing could not handle the numbers of injured and burned, and mass burials became necessary. Among the American POWs who were in Dresden during the raid was novelist Kurt Vonnegut, who conveyed his experience in his classic antiwar novel “Slaughterhouse Five.”

    1945 - PEREZ, MANUEL, JR., Medal of Honor
Rank and organization: Private First Class, U.S. Army, Company A 511th Parachute Infantry, 11th Airborne Division. Place and date: Fort William McKinley, Luzon, Philippine Islands, 13 February 1945. Entered service at. Chicago, Ill. Born: 3 March 1923 Oklahoma City, Okla. G.O. No.: 124, 27 December 1945. Citation: He was lead scout for Company A, which had destroyed 11 of 12 pillboxes in a strongly fortified sector defending the approach to enemy-held Fort William McKinley on Luzon, Philippine Islands. In the reduction of these pillboxes, he killed 5 Japanese in the open and blasted others in pillboxes with grenades. Realizing the urgent need for taking the last emplacement, which contained 2 twin-mount .50-caliber dual-purpose machineguns, he took a circuitous route to within 20 yards of the position, killing 4 of the enemy in his advance. He threw a grenade into the pillbox, and, as the crew started withdrawing through a tunnel just to the rear of the emplacement, shot and killed 4 before exhausting his clip. He had reloaded and killed 4 more when an escaping Japanese threw his rifle with fixed bayonet at him. In warding off this thrust, his own rifle was knocked to the ground. Seizing the Jap rifle, he continued firing, killing 2 more of the enemy. He rushed the remaining Japanese, killed 3 of them with the butt of the rifle and entered the pillbox, where he bayoneted the 1 surviving hostile soldier. Single-handedly, he killed 18 of the enemy in neutralizing the position that had held up the advance of his entire company. Through his courageous determination and heroic disregard of grave danger, Pfc. Perez made possible the successful advance of his unit toward a valuable objective and provided a lasting inspiration for his comrades. 
    1946 - African-American Isaac Woodward, Jr., discharged from the Army only a few hours, was on his way home when he had his eyes gouged out in Batesburg, South Carolina, by the town chief of police, Linwood Shull. Still in uniform, Woodward was traveling on a bus from Atlanta, Ga. to Winnsboro, S.C. About an hour out of Atlanta, Woodward had an altercation with the bus driver over use of a restroom. At Batesburg, S.C., the driver called the police and ordered Woodward out. Chief of police Linwood Shull struck Woodward across the head with a Billy club, and in jail, gouged out his eyes, blinding him for life. On November 5, however, an all-white federal jury acquitted Shull after being out for 15 minutes.
    1947 – Mike Krzyzewski was born in Chicago.  Since 1980, he has been the head men's basketball coach at Duke University, leading them to five NCAA Championships, 12 Final Fours, 12 ACC regular season titles, and 13 Acc Tournament championships. He was also the coach of the US men’s national basketball team, which he has led to three gold medals in the Summer Olympics of 2008, 2012 and 2016. He has additionally served as the head coach of the American team that won gold medals at the 2010 and 2014 FIBA World cup. He was also an assistant coach for the 1992 Dream team.  On November 15, 2011, Krzyzewski became the winningest coach in NCAA Division I men's basketball history. Krzyzewski's 903rd victory set a new record, breaking that held by his former coach, Bob Knight. On January 25, 2015, Krzyzewski became the first Division I men's basketball coach to reach 1,000 wins.
    1948 - Top Hits
“Ballerina” - Vaughn Monroe
“I'll Dance at Your Wedding” - Buddy Clark with The Ray Noble Orchestra
“Now is the Hour” - Bing Crosby
“I'll Hold You in My Heart (Till I Can Hold You in My Arms)” - Eddy Arnold
    1949 - Actor-director Jack Webb gets his start in realistic crime drama with the radio show “Pat Novak for Hire,” which makes its national network debut on ABC. Jack Webb played Novak, whose deadpan, hard-boiled delivery foreshadowed “Dragnet's” Joe Friday. The show ran for only about four months.  Webb was raised by his mother in Southern California. After high school graduation, he spent four years in the U.S. Army Air Corps during World War II, working a desk job. He started his radio career in San Francisco and soon landed his Novak role. In 1949, he was chosen to play the role of Lt. Lee Jones in “He Walked by Night,” and it was there that he met Marty Wynn, a sergeant for the Los Angeles Police Department who was working as a technical adviser for the program. Webb's conversations with Wynn and an invitation to review real LAPD case files spurred Webb to develop “Dragnet,” as a radio show. CBS rejected the show, but NBC agreed to give Webb's program a trial run in 1949, even though his show lacked a sponsor. Eighteen weeks later, cigarette company Chesterfield agreed to sponsor the show, a partnership that lasted for seven years. The television debut of “Dragnet,” four years after the radio program began, marked the beginning of realistic TV police dramas. Webb starred as Sgt. Joe Friday and narrated the shows in a documentary style, turning "Just the facts, ma'am" into a national catchphrase. Episodes were based on real cases from the Los Angeles Police Department, and each half-hour segment concluded with the capture of the perpetrator, followed by a short synopsis of what happened at the suspect's trial. My late father, Lawrence Menkin, wrote several of the “Dragnet,” stories from actual cases from a Los Angeles policeman who wanted to become a writer and collaborated with my father (sorry, don't remember his name or what ever happened to him). My father was an old radio writer that got him in with Webb, and the fact that the person co-writing the scripts with him was an actual uniformed LA police officer, sold many of the stories they wrote. Another bit of trivia, one of my best high school friend’s father, Harry Morgan, joined the second series as Sgt. Ben Romero. “Dragnet,” was resurrected in 1967 under the name “Dragnet ‘67” and ran for another two years, focusing this time on helping citizens in distress and community service rather than high-intensity crime. In 1987, it was revived again, this time as a spoof feature film starring Dan Aykroyd and Tom Hanks. The TV show reappeared two years later as a syndicated series, airing in the 1989-90 season in New York and Los Angeles only, then nationally syndicated the following season.  Webb, whose other television series included “Emergency!” and “Adam 12,” died of a heart attack in 1982 and was buried with full LAPD honors. The LAPD retired the badge he wore on “Dragnet,” sergeant's badge No. 714, and erected a memorial to him on the LAPD Academy grounds.
    1953 - Senator Edwin Johnson warned Major League baseball owners not to televise their games nationwide. The Senator said broadcasting the games to a national audience would threaten the survival of minor league baseball. Major League owners did not share the Senator's opinion, and games, especially those on NBC, had a large following.  Minor League baseball has enjoyed renewed birth with many reaching attendance records.
    1954 - Guitar Slim's "The Things that I Used to Do" hits #1 R&B
    1954 – Frank Selvy, Furman University, became the only NCAA Division I basketball player ever to score 100 points in a single game.
    1955 - Elvis Presley performs at the Fair Park Coliseum in Lubbock, TX, billed as "The Be-Bop Western Star of the Louisiana Hayride." It is the first concert booked through Col. Tom Parker. Also on the bill that day: Buddy and Bob, a country duo featuring an eighteen-year-old Buddy Holly. 
    1956 - Top Hits
“Rock and Roll Waltz” - Kay Starr
“No, Not Much!” - The Four Lads
“Teenage Prayer” - Gale Storm
“Why Baby Why” - Red Sovine & Webb Pierce
    1961 - Frank Sinatra unveiled his own record label, Reprise. Sinatra had a low opinion of rock music but nonetheless the label would release recordings by the Beach Boys, Jimi Hendrix and the Kinks.
    1961 - Lawrence Welk's "Calcutta" hits #1 
    1964 - Top Hits
“I Want to Hold Your Hand” - The Beatles
“You Don't Own Me” - Leslie Gore
“Um, Um, Um, Um, Um, Um” - Major Lance
“Begging to You” - Marty Robbins
    1965 - President Lyndon B. Johnson decides to undertake the sustained bombing of North Vietnam that he and his advisers have been contemplating for a year. He thought he could run the war better than his generals.  It is said he did not want “the enemy” to think that he was “soft.” Earlier in the month, the president had ordered Operation Flaming Dart in response to communist attacks on U.S. installations in South Vietnam. These retaliatory raids did not have the desired effect of causing the North Vietnamese to cease support of Viet Cong forces in South Vietnam, and out of frustration, Johnson turned to a more extensive use of airpower. Called Operation Rolling Thunder, the bombing campaign was designed to interdict North Vietnamese transportation routes in the southern part of North Vietnam and slow infiltration of personnel and supplies into South Vietnam. The first Rolling Thunder mission took place on March 2, 1965, when 100 U.S. Air Force and Republic of Vietnam Air Force (VNAF planes struck the Xom Bang ammunition dump 100 miles southeast of Hanoi. In July 1966, Rolling Thunder was expanded to include North Vietnamese ammunition dumps and oil storage facilities, and in the spring of 1967, it was further expanded to include power plants, factories, and airfields in the Hanoi-Haiphong area. Operation Rolling Thunder was closely controlled by the White House and at times targets were personally selected by President Johnson. From 1965 to 1968, about 643,000 tons of bombs were dropped on North Vietnam. A total of nearly 900 U.S. aircraft were lost during Operation Rolling Thunder. The operation continued, with occasional suspensions, until President Johnson, under increasing domestic political pressure, halted it on October 31, 1968.
    1965 - Sixteen-year-old Peggy Fleming won the ladies senior figure skating title at Lake Placid, NY. Fleming would go on to win Olympic gold, and as a professional skater, signed a long-term, $500,000 contract for several commercial endorsements that lasted for years. She appeared in TV specials and performed with the "Ice Follies" and "Holiday on Ice" and was elected to the International Women's Sports Hall of Fame and the Olympic Hall of Fame.
    1965 - Motown group Jr. Walker & the All Stars enter both the pop and R&B charts for the first time with "Shotgun," which establishes the group's trademark hard-driving "roadhouse" R&B sound. The song makes it to Number One on the R&B charts and #4 on the pop chart.
    1965 - Gary Lewis and the Playboys record "Count Me In" 
    1966 - The Rolling Stones made their first appearance on American television, on "The Ed Sullivan Show" from New York.  It was tape recorded the day before.
    1967 - The Beatles, "Strawberry Fields Forever" b/w "Penny Lane" 
    1969 - The New York Stock Exchange board of governors approved the admission of the first African-American, Joseph Louis Stearles III, a partner in the brokerage firm of Newburger, Loeb and Company.
    1969 - The Doors' single "Touch Me" and Sly and the Family Stone's single "Everyday People" win gold records.
    1969 - CREEK, THOMAS E., Medal of Honor
Rank and organization: Lance Corporal, U.S. Marine Corps, Company I, 3d Battalion, 9th Marines, 3d Marine Division (Rein), FMF. Place and date: Near Cam Lo, Republic of Vietnam, 13 February. 1969. Entered service at: Amarillo, Texas. Born 7 April 1950, Joplin, Mo. Citation: For conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty while serving as a rifleman with Company 1 in action against enemy forces. L/Cpl. Creek's squad was providing security for a convoy moving to resupply the Vandegrift Command Base when an enemy command detonated mine destroyed 1 of the vehicles and halted the convoy near the Cam Lo Resettlement Village. Almost immediately, the marines came under a heavy volume of hostile mortar fire followed by intense small-arms fire from a well-concealed enemy force. As his squad deployed to engage the enemy, L/Cpl. Creek quickly moved to a fighting position and aggressively engaged in the fire fight. Observing a position from which he could more effectively deliver fire against the hostile forces. he completely disregarded his own safety as he fearlessly dashed across the fire-swept terrain and was seriously wounded by enemy fire. At the same time, an enemy grenade was thrown into the gully where he had fallen, landing between him and several companions. Fully realizing the inevitable results of his action, L/Cpl. Creek rolled on the grenade and absorbed the full force of the explosion with his body, thereby saving the lives of 5 of his fellow marines. As a result of his heroic action, his men were inspired to such aggressive action that the enemy was defeated and the convoy was able to continue its vital mission. L/Cpl. Creek's indomitable courage inspired the Marine Corps and the U.S. Naval Service. He gallantly gave his life for his country.
    1970 - General Motors is reportedly redesigning automobiles to run on unleaded fuel. 
    1970 - The Jaggerz, a six piece group from Pittsburgh, Pennsylvania, entered the Billboard chart with a song called "The Rapper." Although the tune would rise to #2 during an eleven week run, it would be the band's only chart appearance. 
    1971 - The Osmonds, a family singing group from Ogden, Utah, started a five-week stay at the top of the pop music charts with "One Bad Apple." The song, featuring little Donny Osmond, also showcased the talent of older brothers Alan, Wayne, Merrill and Jay Osmond. They were regulars on Andy Williams' television show from 1962-1967. The group got their start in 1959 as a religious and barbershop quartet. Together, the Osmonds had 10 singles in four years, and four of the songs were top ten hits.

    1972 - Top Hits
“Let's Stay Together” - Al Green
“Without You” - Nilsson
“Precious and Few” - Climax
“One's on the Way” - Loretta Lynn
    1972 - "1776" closed at 46th St Theater NYC after 1,217 performances. 
    1974 - Daryl Dragon and Toni Tennille, better known as The Captain & Tennille, were married in Virginia City, Nevada. 
    1974 - The heavily-publicized Bob Dylan and the Band tour ended at the Forum in Los Angeles. Many of the tracks on Dylan’s ”Before the Flood" album were recorded at this concert.
    1977 - Birthday of football player Randy Moss, Rand, WV.  Moss played 14 seasons in the NFL. He holds the NFL single-season touchdown reception record (23 in 2007), the NFL single-season touchdown reception record for a rookie (17 in 1998), and is second on the NFL all-time regular season touchdown reception list with 156. He is widely considered to be among the greatest wide receivers of all time and is a First Ballot Hall Of Famer, Class of 2018.  
    1980 - Top Hits
“Rock with You” - Michael Jackson
“Do that to Me One More Time” - The Captain & Tennille
“Coward of the County” - Kenny Rogers
“Leaving Louisiana in the Broad Daylight” - The Oak Ridge Boys
    1981 - Pink Floyd's "The Dark Side of Moon" becomes the longest-running rock LP on the Billboard chart, finishing up its 402nd week. The two LPs that have charted longer are Johnny Mathis' "Greatest Hits" (490 weeks) and the "My Fair Lady Original Cast Recording" (480 weeks).
    1983 - Marvin Gaye puts a sensual (some say too sensual) spin on the National Anthem at the NBA All-Star Game in Los Angeles. 
    1985 - Ready to release tomorrow on Valentine's Day, Whitney Houston's self-titled debut album by Arista Records. The LP will produce four giant Billboard hits, "You Give Good Love" (#3), "Saving All My Love for You" (#1), "How Will I Know" (#1), and "Greatest Love of All" (#1). 
    1987 - A storm in the western U.S. produced heavy rain over central California. Chews Ridge reported nearly eleven inches of rain in 24 hours, and extensive flooding occurred in San Benito County. The Mount Rose ski resort in Nevada experienced a "white-out" with 60 mph winds and 36 inches of snow. 
    1988 - Strong winds in the wake of a storm in the northeastern U.S., gusting to 60 mph at Oswego, NY, produced six-foot snow drifts in northeastern Ohio. High winds in the mountains of Utah, gusting to 106 mph at the Snowbird ski resort, contributed to a forty car pile-up on Interstate 15, near the town of Bluffdale. 
    1988 - Now a party classic, Buster Poindexter's (a.k.a. David Johansen) "Hot Hot Hot" peaks at #45 on the chart.
    1988 - Michael Jackson buys a ranch in Santa Ynez, California that he dubs "Neverland."
    1988 - Top Hits
“Could've Been” - Tiffany
“Seasons Change” - Expose
“I Want to Be Your Man” - Roger
“Wheels” - Restless Heart
    1989 - Cliff Richard received a special lifetime achievement award at the British Phonographic Industry BRITS awards show in London. He was cited as being the most enduring pop star Britain has produced.
    1989 - Showers and thunderstorms produced locally heavy rain and flash flooding from central Texas to western Pennsylvania. Up to ten inches of rain deluged western Kentucky in two days, with five day totals ranging up to 13.16 inches at Gilbertsville Dam, KY. Flooding caused tens of millions of dollars’ damage, including $18 million at Frankfort, KY. 
    1990 - Working Woman magazine announced a base rate of 1,000,000, the first business magazine to reach that exalted distribution rate - larger than Fortune, Forbes or Business Week. 
    1990 - A slow moving cold front brought heavy snow to Utah, Colorado and Wyoming. Big Horn, WY reported 15 inches of snow, and up to 22 inches was reported in Utah. In Colorado, 8 to 12 inches of snow fell over the northwest suburbs of Denver, while 16 to 22 inches was reported in the high mountain elevations west of Fort Collins. Strong winds accompanied the heavy snow, and bitter cold weather followed in its wake.
    1990 - Bryan Trottier of the New York Islanders scored the 500th goal of his career in a 4-2 loss to the Calgary Flames. Trottier finished his career with 524 goals and was inducted into the Hockey Hall of Fame in 1997.
    1990 - Drexel Files for Bankruptcy.  After spending a good part of the 1980s wheeling and dealing its way to the top of the financial world, the Drexel Burnham Lambert Group saw its empire crumble by the dawn of the 1990s. For a good spell, Drexel Burnham was barely a blip on Wall Street's radar. However, Drexel's head of bond trading, Michael Milken, helped change the firm's fortunes by focusing his efforts on the junk bond market. A long ignored sector of the investment industry, junk bonds focused on the buying and selling of high-risk, high-yield bonds issued by fledgling companies, many with poor credit ratings. By the 1980s, junk bonds were booming, thanks in large part to the troubled savings and loan industry, which turned to the bonds in hopes of boosting their sagging fortunes. Drexel, which, thanks to Milken, dominated this market, fast became a Wall Street heavyweight. But, the firm's woes began in 1988 as the economy, which had boomed its way through the middle of the decade, turned sour. Prices of junk bonds plunged, which not only created a nasty financial mess, but also focused a spotlight on Milken and Drexel's less than savory practices. The government initiated a probe into the firm and its star trader: the investigation found Milken guilty of various securities infractions, including skimming generous amounts from depositors' funds; it also revealed a rat's nest of corruption and shady deals at Drexel Burnham. A trial ensued and the government slapped the firm with $650 million in fines. Coupled with the Drexel Burnham's sizable, and expensive, backstock of junk bonds, the fines placed a considerable burden on the firm's finances. By early 1990 Drexel had run out of funds and filed for bankruptcy.
    1992 - Oakland Athletics star José Canseco rammed his Porsche intentionally into his estranged wife Esther's BMW after a dispute. Local new reports also said he spat on her windshield. Esther Canseco, age 25 and a former Miss Miami beauty queen, did not want to press charges. However, in a criminal assault case, the state had the option of pressing ahead without her cooperation or consent.
    1992 – “Wayne's World,” the motion picture starring Mike Myers and Dana Carvey, opens in movie theaters across the US. The soundtrack includes cuts from Queen, Eric Clapton and Jimi Hendrix. 
    1996 - Pointcast, an obscure company in Cupertino, California, announced a beta version of a free service that grabbed Web pages and information from the Internet and then displayed the data on the user's screen. By 1995, Netscape dominated the browser war, but Pointcast was their first challenge. The service became the year's most popular product, creating a near hysteria in the industry over Pointcast's so-called "push" technology. Media pundits predicted the end was near for the Web browser. By the following year, however, the limitations of push technologies became clear, and the hype died down. It seemed the death of the browser had been much exaggerated.  Microsoft was to adopt the technology, and began bundling their program in their operating software, actually preventing Netscape from operating, making it the exclusive browser.
    1997 - The Dow-Jones Index of 30 major industrial stocks topped the 7,000 mark for the first time.
    1997 - Michael Jackson became a father when his wife, Deborah Rowe Jackson, gave birth to a son at a Los Angeles hospital. Jackson had announced in November that Rowe, a nurse who worked with the singer's dermatologist, was six months pregnant with his child. They married later that month in Sydney, Australia, where Jackson was on tour.
    1999 - Monica's "Angel of Mine" was the #1 top-40 hit in the U.S.: “I look at you, lookin' at me; Now I know why they say the best things are free; I'm gonna love you boy you are so fine; Angel of Mine.” 
    2005 - At the 47th Grammy awards, Ray Charles's duets album "Genius Loves Company" won eight trophies, including Album of the Year and Record of the Year. Former Beach Boy's leader Brian Wilson won his first ever Grammy for Best Rock Instrumental for "Mrs. O'Leary's Cow" from his CD "Smile," the album he was forced to delay for nearly 40 years because of emotional problems. Led Zeppelin received a Lifetime Achievement Award. Guitarist Jimmy Page was on hand along with bassist John Paul Jones and the children of late drummer John Bonham. Other classic rockers who took home statues were Rod Stewart - Best Traditional Pop Vocal Album for "Stardust...The Great American Songbook Volume III" and Bruce Springsteen - Best Solo Rock Vocal Performance for "Code of Silence" from his album "The Essential Bruce Springsteen." 
    2011 - With appearances by Mick Jagger, Barbra Streisand, Justin Bieber and Katy Perry, the CBS broadcast of The Grammy Awards played to their largest audience in 10 years. 26.55 million Viewers tuned in to see Country trio Lady Antebellum win Song of the Year and Record of the Year with "Need You Now."
    2011 - For the first time in more than 100 years the Umatilla, a Native American Tribe, are able to hunt and harvest a bison just outside Yellowstone National Park, restoring a centuries-old tradition guaranteed by a treaty signed in 1855.
    2013 – Seven years after Apple submitted its request to sell the iPhone under that name in Brazil, regulators denied the request.  IBG Electronica filed the trademark request in 2000 and was granted permission in 2008.



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- Financing Cannabis
- What the Most Profitable Companies Make
- 2018 World Leasing Yearbook Available
- The Meteoric Rise of Venmo
- The Most Valuable Companies of All-Time
- Fred Van Etten Now President Midland Equipment Finance
- Reader Wants to Share Articles; How Does He do That?
- Lesley Farmer, KLC Finance, A Top Woman in Finance
    Selected by Finance & Commerce
- Dyer and Pelose Come Out of Retirement
- ECN Capital Reports $50.9 Million Loss
- A+ Ratings on Alt-Finance and Leasing Companies
   Questions by Christopher Menkin, Editor
- Navitas Credit Corp. Reaches One Billion Total Originations
- "Hewlett Packard Sabotaged My Printer"
- Certified Leasing and Finance Foundation Member Milestone
   Surpasses 500 Members
- Hurricanes Reasons for 8th Consecutive Q Loss at OnDeck
- Are you an Equipment Leasing’s version of Blockbuster Video?
- Leasing News Complaints Bulletin Board BBB Ratings
- Tips for Obtaining Financing - Despite Challenged Credit
- Four Types of Interim Rent
Marlin Leasing: 10-Q for Quarter Ended Sept 30, 2017
- Is Competition Dying in the Canadian Equipment Finance Market
- Hours to Pay Monthly Mortgage in United States
- LEAF CFO Has Left the Building
- More Changes at Bank of the West
- 10 year Chief Sales Officer Leaves Marlin with over $750,000
- The Complaint Process for Leasing and Finance Associations
- Top Nine Leasing Company Websites in North America
- Ascentium Capital Class Action Suit Settled?
- Don't Fear the Unsubscribe
- Pine River to Shut $1 Billion Flagship Hedge Fund
- Alleged $11.5 Million Lease Fraud in Canada
- What's Ahead for Fleet Lessors?
- State Licensing and Usury Laws:
   An Updated Overview of a Few Troublesome States
- Shopko-Balboa Capital Summary Judgement Denied
- Who Writes Small Ticket Leases in Today’s Marketplace?
- Changes at Bank of the West Clarification
- Accounting for Leases Under the New Standard, Part 1
- DocuSign is now the electronic signature of choice
   for the federal government
- Class Action/Ascentium Settlement Discussions
- LEAF "All-Cash Acquisition"
- Violating California Lender’s License Law?
   This May Prevent You from Being Licensed in the Future
- New Jersey Appeals Court Vacates $1.5 Million
  Attorneys’ Fees Award in Equipment Leasing Dispute
- National Do Not Call Registrys
- Solar Financing Firms
   Working with Third Party Originators
- Referral, Recommendations, Questions, Complaints
- Filing a Complaint Against a Finance or Leasing Company
   in the State of California
- Credit Bureaus Erasing Negative Info
- It's Not the United States with Highest Income Tax
- California Department of Business Oversight Confirms
that Brokers Need Licenses and Lessors Can’t Pay Unlicensed Brokers
- Signs of a Chill in Fintech Funding?
- FinTech #102  by Christopher Menkin
   Menkin has an Epiphany
- Alternate Finance Companies - Subprime
- FICO Score: Excellent to Bad
- Charlie Chan on Balboa Capital
- Reader Complaint About LEAF Financial Investment (Collection)
- How to be a “Leasing Expert Witness”
    and Make Extra Income
- Your Photograph on
Use a Password Generator
- Banks Turn Toward Leasing for More Profit
- Why Leasing News is Different
- Take Your Banker to Lunch
- Lease Police Tips on Judging Vendors
- Alert: Rudy Trebels Back Soliciting Broker Business
- "The real U.S. Bank Equipment Finance story"
- The Day that Albert Einstein Feared May Have Finally Arrived
- Equipment Finance Agreements Explained/Barry S. Marks
- California License Web Addresses
- Settlement Costs vs. Litigation Costs