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######## surrounding the article denotes it is a “press release,” it was not written by Leasing News nor has the information been verified. The source noted. When an article is signed by the writer, it is considered a “byline.” It reflects the opinion and research of the writer.

2022 Highlights and 2023 Predictions
By Ken Greene, Leasing News Editor

Unless you were asleep last year, you know it was a time of significant change in the commercial finance industry. Many of these changes were time-consuming, disruptive, and expensive. In all probability, this coming year will be less tumultuous. Still, there are changes ahead and issues to be resolved.

What was new in '22

Commercial Disclosure Laws: With California leading the way, many states took the lead and have passed or are considering imposing disclosure obligations on commercial transaction lenders and brokers, an obligation previously reserved for consumer transactions. Utah passed its disclosure law, effective January 1, 2023. Virginia passed its law, although basically limited to merchant cash advances, effective July 1, 2022. New York is still working on its regulations, while New Jersey, Nevada, Maryland, Connecticut, Mississippi, Missouri, North Carolina and Pennsylvania laws are still under consideration. These laws are significant and cannot be ignored by anyone in the industry.
California Financing Law (“CFL”) licenses and the Nationwide Multistate Licensing System (“NMLS”): The Department of Financial Protection and Innovation (“DFPI”) mandated that all applications for CFL applications be processed through the NMLS. In addition, all existing CFL licensees were directed to transition their licenses to the NMLS on or before the beginning of 2022. This is not as easy as it might seem but the DFPI is very helpful in assisting licensees and applicants through this process.
Bank subsidiaries may not be exempt from California licensing laws: At least two DFPI examiners have opined, after an audit or examination of a CFL licensee, that, although federal and state chartered banks are exempt from the CFL license laws, their subsidiaries are not exempt. More on this below.
CFL licensees may work remotely without a branch license if they follow certain precautions re: safeguarding of personal information: This includes certain technological requirements including equipment, software and/or programs to ensure the privacy of customer data.

What will be in '23

The bank subsidiary exemption issue in California must be resolved: The opinion of two examiners has created uncertainty and a substantial amount of havoc on those bank subs who do not have CFL licenses. For obvious reasons, this issue has to be resolved ASAP.
When, if ever, do commercial loan brokers need to provide disclosures in California: There are conflicting opinions within the legal and leasing community about this issue. The DFPI should address and resolve it.
New York will finalize and put into action its disclosure laws: This, as what happened in California, has been pending for years. I believe the law will be finalized and put into effect this year, albeit with a six month waiting period between the effective date and the operational date.
Other states will jump on the disclosure bandwagon: This is inevitable. The unanswered question is whether there will ever be a uniform set of disclosure laws that govern all states. Given the political environment today, it is highly unlikely to happen soon, which is unfortunate, as it would make life much easier for anyone impacted by these new laws.

Ken Greene
Tel: 818.575.9095
Fax: 805.435.7464
ken@kengreenelaw.com
Alternate: kengreenelaw@outlook.com

Ken Greene Leasing & Finance Observations
https://leasingnews.org/Pages/greene_observations.htm

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New Hires/Promotions in the Leasing Business
and Related Industries

Zuzanna M. Capozzi, CLFP, was promoted to Assistant Vice President, Treasury, North Mill Equipment Finance, LLC, Norwalk, Connecticut. She is located in the New York City Metropolitan Area. She joined North Mill June, 2021, as Treasury Manager. Previously, she was Trade Finance Coordinator/Treasury, KOLMAR AMERICAS, Inc. (September, 2019 - June, 2021); Administrator/Accountant, Triple Point Technology (September, 2009 - June, 2019).
https://www.linkedin.com/in/zuzanna-m-capozzi-clfp-14372350/

Denise Castagna was hired as Senior Account Manager, Amur Finance, Grand Island, Nebraska. She is located in their New York City Branch. Previously, she was Business Development Manager/ Industrial Division, ENGS Commercial Finance Company (November, 2021 - January, 2023): Business Development Officer, Ambassador, Arboretum Commercial Finance (January, 2020 - November, 2021); Director, Nassau Asset Management (September, 2007 - November, 2021)
https://www.linkedin.com/in/denise-castagna-b6775a6/

Marcus Eide, Sales Manager, Richie Bros, Financial Services (America), Inc., Burnaby, British Columbia. He is located in Queen Creek, Arizona. Previously, he was Assistant Vice President, Commercial Credit Group, Inc. (August, 2018 - January, 2023). He joined Richie Bros. April, 2015, Territory Manger Trainee, promoted January, 2017, Territory Sales Manager
https://www.linkedin.com/in/marcus-eide-61a67664/details/experience/
https://www.linkedin.com/in/marcus-eide-61a67664/

Bob Hoffkins, CLFP, was hired as Assistant Vice President, First American Equipment Finance, an RBC/City National company, Rochester, New York. Previously, he was at Paychex, starting September, 2010, P&C Support Specialist, promoted P&C Insurance Agents (November, 2013 - December, 2018).
https://www.linkedin.com/in/bob-hoffkins/

Dave Schlauderaff was named President of Merchants Bank Equipment Finance (MBEF), Winona, Minnesota. He is located in Lakeville, Minnesota. He succeeds Rick Barry, who retired from Merchants in December. Previously, he was at U.S. Bank, joining June, 1998, as Regional Sales Representative, Healthcare Vendor Services, promoted February 2000, Regional Sales Manager Healthcare Vendor Services, promoted September, 2004, Regional Sales Manager, Bank Services Group, promoted July, 2008, Vice President, Director of Sales, Small Business Group, promoted February, 2015, Regional Sales Manager, Capital Equipment Group.
https://www.linkedin.com/in/dave-schlauderaff-5264307/

Brett Sorensen was hired as Vice President, Sales and Marketing, KLC Financial, Minnetonka, Minnesota. He is located in the Greater Minneapolis-St. Paul Area. He joined Compute North March, 2022, as Vice President of Business Development, promoted August, 2022, Vice President/General Manager, Asset Optimization, August, 2022; Senior Vice President, Bell Bank (August, 2019 - August, 2021). https://www.linkedin.com/in/brettsorensen1/details/experience/
https://www.linkedin.com/in/brettsorensen1/

Michael Terry was hired as Business Development/Sales and Operations, Strategic Partnership, GreatAmerica Financial Services, Des Moines, Iowa. He located in Summerville, South Carolina. Previously, he was President and Founder, Premier Assert Finance Group, Inc. (January, 2009 - January, 2023); Vice President of Business Development, US Bank (2005 - 2009); Vice President of Business Development, GE Healthcare (2000 - 2005). He began his career at GE Capital, 1993, Regional Sales Manager, promoted Vice President of Business Development and Account Manager (1996 - 1999).
https://www.linkedin.com/in/michael-terry-587a0a13/

Mitch Tobak was promoted to Vice President of North Mill Equipment Finance, LLC, Norwalk, Connecticut. He is located in the New York City Metropolitan Area. He joined North Mill January, 2021 as AVP Corporate Development. Previously, he was Analyst, Seraph Aviage Group (February, 2019 - December, 2022); Analyst, MNUFG (June, 2017 -January, 2019).
https://www.linkedin.com/in/mitch-tobak-74171057/details/experience/
https://www.linkedin.com/in/mitch-tobak-74171057/

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Meridian OneCap Credit Corp. Great Year
By Hugh Swandel, President

I work with some phenomenal people who were consistently understaffed (due to growth) in 2022 and still managed to accomplish the following...

1. Broke the monthly sales record every month of 2022.
2. Produced Operating Earnings > 150% above plan.
3. Won the coveted Equipment Leasing and Finance Association Operations and Technology Excellence Award.
4. Planted over 12,000 trees in communities across the Canada
5. Reduced wasted time and effort.
6. Improved our service levels in credit, funding and customer service.
7. 20% increase in deals being adjudicated with auto decision.
8. Employees led initiatives to drive community based charitable donations across the country.
9. Added top talent to take us to the next level.
10. Helped thousands of Canadian businesses get the equipment and software they need.

Along the way we had some fun together. This is a phenomenal team full of ambition and promise - we are just getting started.

Hugh Swandel | President
Meridian OneCap Credit Corp
204 – 3185 Willingdon Green
Burnaby, B.C. V5G 4P3

Leasing and Finance Industry Help Wanted
Excellent Compensation/Marketing Support/Work

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##### Press Release ############################

North Mill Equipment Finance Reports
Record Originations for 2022

NORWALK, CT – North Mill Equipment Finance LLC (“NMEF”), a leading independent commercial equipment lender located in Norwalk, Connecticut, announced today that 2022 was the best year in the company’s 65-year history. Organic lease and loan originations reached an all-time high and financial and operational key performance indicator (“KPI’s”) exceeded all expectations.

David C. Lee, Chairman and CEO at NMEF, said, “The NMEF team’s extraordinary work ethic and genuine belief in what we do every day helped catapult this company to a level never seen before.

“When we completed our recapitalization in 2018, we set out on a goal of increasing the Company’s size by over 10xs to a billion dollars in assets within 5 years. I could not be prouder that this team not only achieved our goal a year early but made that achievement with KPI’s and profitability levels that exceeded our most optimistic projection models.”

According to Mark Bonanno, President and COO, “NMEF’s annual organic origination volume increased by 76% from the prior year to $542 million while total origination volume, including portfolio purchases, increased by 46% to $570 million. What was truly remarkable was this growth was achieved without increasing our employee count nor the amount of credit applications received. Moreover, average yields did not decline while the average credit quality of borrowers increased.

"Investments in technology, such as our recently launched, industry leading, broker portal and deeper strategic relationships with our largest referral partners, including providing over $75 million in capital support to such partners, enabled us to improve our look to book ratio by 40% and to raise our average transaction size by 24%.”

Pier Snider, EVP and CFO, commented, “NMEF has never been in a stronger operational and financial position to weather the widely predicted economic storm coming in 2023 where access to liquidity will be paramount. In addition to the support of our majority owner, InterVest Capital Partners, NMEF has in place separate credit facilities with 5 major senior lending institutions. In 2022 we completed two term ABS securitizations with total proceeds of $724 million.”

About North Mill Equipment Finance

North Mill Equipment Finance originates and services small to mid-ticket equipment leases and loans, ranging from $15,000 to $1,000,000 in value. A broker-centric private lender, the company accepts A – C credit qualities and finances transactions for many asset categories including construction, transportation, vocational, medical, manufacturing, printing, franchise, renovation, janitorial and material handling equipment. North Mill is majority owned by an affiliate of InterVest Capital Partners. The company’s headquarters is in Norwalk, CT, with regional offices in Irvine, CA, Dover, NH, Voorhees NJ, and Murray, UT. For more information, visit www.nmef.com.

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Top Ten Leasing News Read by Readers
January 3 to January 5

(1) Happy New Year: California CFL Lenders and Originators
Can Work at Home if Computer/Cellphone are Encrypted
By Ken Greene, Leasing News Legal Editor
https://leasingnews.org/archives/Jan2023/01_03.htm#happy

(2) Leasing Person of the Year 2022
California State Senator Steve Glazer
https://leasingnews.org/archives/Jan2023/01_05.htm#poy

(3) New Hires/Promotions in the Leasing Business
and Related Industries
https://leasingnews.org/archives/Jan2023/01_05.htm#hires

(4) The Top Four Leasing/Finance Funder Websites
In North America
https://leasingnews.org/archives/Jan2023/01_03.htm#sites

(5) The results are in from the
2022 Compensation and Production Survey
By Scott Wheeler
(Originators had a great 2022, survey proves - Editor)
https://leasingnews.org/archives/Jan2023/01_05.htm#results

(6) The Longest Lasting Cars, in Miles
Only Non-Japanese Model is Chevrolet Impala
https://leasingnews.org/archives/Jan2023/01_05.htm#longest

(7) If You Are Going to Lease or Purchase an EV Vehicle
Do it in Next Three Months, Before New Tax Requirements
By Matthew W. Daus, Esq.
https://leasingnews.org/archives/Jan2023/01_03.htm#if

(8) Big Banks Predict Recession, Fed Pivot in 2023
More than two-thirds of economists expect the U.S.
to have a downturn this year
https://www.wsj.com/articles/big-banks-predict-recession-fed-pivot-in-2023-11672618563?st=u8dm9vtmdshoiqd&reflink=desktopwebshare_permalink

(9) Previous Leasing Persons of the Year
Several for Careers of their Body of Work
https://leasingnews.org/archives/Jan2023/01_05.htm#previous

(10) Salesforce to lay off 8,000 workers in latest tech purge early with 5 months of pay, health insurance, career resources, more
https://www.pressdemocrat.com/article/business/salesforce-cuts-about-10-of-its-workforce/

We’ve Been Challenged Before
National Vehicle Leasing Association
By Jeff Barron

For those of us who have been in this crazy business long enough, we’ve seen our share of challenges: rising interest rates, manufacturer strikes, fuel shortages, material shortages, regulatory fights and national tragedies, but these past couple of years have battered our industry with back-to-back punches unlike any other time I can think of. Most of the challenges we survived in the past came one at a time, but the past two years have been unprecedented, and yet we’re still standing.

The how and why we’re still standing can best be answered with a look at the “who”. Lessors who have made it through years (decades) of challenges have learned not to rest on their success but rather to always be evaluating their current customer base, their supplier network, their credit standards and collection strategies, their business partners, their employees (including their succession plan) and, most importantly, the always-changing marketplace. The best people are always looking far ahead and not just at today and tomorrow.

This is the time of year that most of us are doing our strategic planning for 2023, but if you’re like me, you’re thinking a crystal ball might be just as reliable as trying to objectively forecast what the New Year will hold. But it shouldn’t stop us from asking questions. We should all be talking to our biggest and best customers to see how they’re looking at the year ahead.

Talk with banks to see what they are forecasting and if they see any changes in their lending practices. Talk with manufacturer reps to get the latest on 2023 production and availability. Talk with upfitters and vendors to see what their supply chain looks like. Talk with other lessors (through NVLA and study groups) to see if they’ve had good success with products you haven’t tried yet, like equipment leasing, fuel and maintenance programs, and more used-vehicle leasing. And don’t forget to talk with your employees. Your staff is your company and your brand.

I think we can all agree that 2023 could be yet another challenge, but if we keep doing the hard things right, we’ll still be standing strong this same time next year.

Jeff Barron, Managing Director,
Commercial Fleet Leasing,
The Bancorp Bank

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Embarking on the CLFP Journey
Start with the Handbook

During the first two days, all of the required sections of the CLFP exam are covered in-depth. On the third day, the exam is offered but is not mandatory and may be taken on another day.

Students are strongly advised to have read and studied The Certified Lease & Finance Professionals' Handbook prior to attending the class in order to ensure success.

Crossroads Equipment Finance Host - Virtual
February 3-4
Private ALFP

Key Equipment Host - Virtual
February 15 – February 17
Public ALFP

Channel Host - Virtual
March 1 – March 4
Public ALFP
April 7 - April 8
Private

Huntington Equipment Finance - Virtual
April 7 - April 8
Private

ALFP Host
April 7 – April 8
Private

Arvest Equipment Finance Host – In Person
April 20 - 23, 2022
Private ALFP

AP Equipment Finance - Virtual
June 8 - June 10
Private

Great American Insurance Host – In Person
August 18 - 19
Public ALFP

About Academy
https://clfpfoundation.org/academy-for-lease-and-finance-professionals/

If you are interested in attending, please contact Reid Raykovich, Executive Director: Reid@clfpfoundation.org

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This Day in American History

  1749 - Benning Wentworth issued the first of the New Hampshire Grants, leading to the establishment of Vermont.
    1777 - General George Washington’s Continental Army defeated British forces at the Battle of Princeton, New Jersey.
    1793 - Political and social reformer Lucretia Coffin Mott (d. 1880) born in Nantucket, MA.
http://memory.loc.gov/ammem/today/today.html
    1823 – Stephen F. Austin received a grant of land in Texas from the government of Mexico.
    1831 – The building & loan association in the US organized at Frankford, Pennsylvania.
   1834 – The government of Mexico imprisoned Stephen F. Austin in Mexico City.
    1852 – The first Chinese emigres landed in Hawaii.
    1861 – Delaware rejected a proposal to join the Confederate States of America, deciding to remain in the Union.
    1870 – Construction began on the Brooklyn Bridge.
    1876 - Hill Institute opened in Florence, MA. Originally called the Florence Kindergarten, because it was in the home of its founder, Samuel Lapham Hill, it become known as the Hill House and later to the name known today as the first free Kindergarten.
    1888 - Marvin Stone, of Washington, D.C., filed a patent for a drinking straw made out of paraffin-covered paper, replacing natural rye straws. It revolutionized drinking soda pop, not only a drug store fountains, but baseball games, beach, and all outdoor events.
    1889 – The world’s largest telescope at the time, the James Lick telescope at the Lick Observatory, east of San Jose, measuring 91 cm in diameter, was used for the first time.
    1889 – An admissions convention seeking statehood was held in Ellensburg, WA.
    1897 - Marion Davies, born Marion Cecilia Douras (d. 1961) at Brooklyn, NY. She made her first appearance on film in 1917. Her romantic and professional involvement with newspaper magnate William Randolph Hearst ensured the type of publicity that would launch her to stardom. Her films included When Knighthood Was in Flower, The Patsy and Show People. She had a mansion on Santa Monica Beach and as kids we would visit. When she was in a good mood, she was friendly and gave us soda. When her house was vacant, it became a place for us to meet as we knew how to enter, plus guards remember us as her friends.
    1899 – The first known use of the term “automobile” appeared in an editorial in The New York Times.
    1903 - President Theodore Roosevelt signed a bill establishing South Dakota's Wind Cave as a national park and preserve. It was the first national park established for the preservation of a cave.
    1904 - Eddie Lang Birthday
http://www.redhotjazz.com/lang.html
    1907 – Ray Milland was born Alfred Reginald Jones (d. 1986) in Wales.
His screen career ran from 1929 to 1985, and he is best remembered for his Academy Award-winning portrayal of an alcoholic writer in “The Lost Weekend” (1945), a sophisticated leading man opposite a corrupt John Wayne in “Reap the Wild Wind” (1942), the murder-plotting husband in Hitchcock’s “Dial M for Murder” (1954), and as Oliver Barrett III in “Love Story” (1970).
    1909 - Victor Borge was born Børge Rosenbaum (d. 2000) in Denmark. Comedian, conductor, and pianist who achieved great popularity in radio and television in the US and Europe, his blend of music and comedy earned him the nicknames "The Clown Prince of Denmark," "The Unmelancholy Dane," and "The Great Dane.”
    1910 - Stanley George "Frenchy" Bordagaray (d. 2000) was born in Coalinga, CA. He played Major League Baseball with several clubs between 1934 and 1945 with a .283 career batting average. Bordagaray gained publicity through the press through his colorful personality and various gimmicks. He grew a mustache in a time when baseball players were expected to be clean shaven. He told the following story, "I was making $3,000 a year playing baseball, so I figured I could at least have fun while I was not getting rich. But after I had [the mustache] about two months, Casey [Stengel] called me into the clubhouse and said, 'If anyone's going to be a clown on this club, it's going to be me.'"
    1919 – Herbert Hoover was put in charge of war relief in Europe.
    1920 - Boston Red Sox owner and theatrical producer Harry Frazee sold pitcher-outfielder Babe Ruth to the New York Yankees for $125,000 and a $300,000 loan. Frazee used the loan several years later to produce “No, No, Nanette,” a hit musical.
    1921 - The University of Wisconsin, Madison, WI on station 9XM made the first weather broadcast. Other radio stations copied this popular news.
    1929 – William S. Paley, 27, became the president of CBS. In 1927, Samuel Paley (William’s father), Leon Levy (Leon Levy was married to Paley's sister, Blanche), and some business partners bought a struggling Philadelphia-based radio network of 16 stations called the Columbia Phonographic Broadcasting System. Samuel Paley's intention was to use his acquisition as an advertising medium for promoting the family's cigar business, which included the La Palina brand. Within a year, under William's leadership, cigar sales had more than doubled, and, in 1928, the Paley family secured majority ownership of the network from their partners. Within a decade, William S. Paley had expanded the network to 114 affiliate stations. Paley's recognition of how to harness the potential reach of broadcasting was the key to his growing CBS from a tiny chain of stations into what was eventually one of the world's dominant communication empires. During his prime, Paley was described as having an uncanny sense for popular taste and exploiting that insight to build the CBS network. As war clouds darkened over Europe in the late 1930s, Paley recognized Americans' desire for news coverage of the coming war and built the CBS news division into a dominant force just as he had previously built the network's entertainment division. The lessons of his success in radio carried well into the booming pst-war medium, television.
    1930 - The first diesel engine car trip was made by Clessie Lyle Cummins of the Cummins Engine Company, Columbus, IN, with a stock model engine weighing 1,200 pounds, delivering 50 horsepower at 1,000 revolutions per minute with four cylinders of 4.5x6 inch bore, installed in a seven-passenger Packard sedan. He left Indianapolis, IN this day and arrived in New York City on January 6, covering 792 miles at a total fuel cost of $1.38.
    1933 – Minnie D. Craig became the first woman elected as Speaker of the North Dakota House of Representatives, the first woman to hold a Speaker position anywhere in the United States.
    1938 – The March of Dimes was established by President Franklin D. Roosevelt, himself a victim of the disease, to fight polio.
    1939 - Hockey Hall of Fame Left Wing Bobby Hull birthday, Point Anne, Ontario, Canada. In his 23 years in the NHL and WHA, Hull played for the Chicago Black Hawk, Winnipeg Jets and the Hartford Whalers. He won the Hart Trophy as the NHL's most valuable player twice and the Ross Trophy as the NHL's leading point scorer three times, while helping the Black Hawks win the Stanley Cup in 1961. He also led the WHA's Winnipeg Jets to Avco Cup championships in 1976 and 1978. He led the NHL in goals seven times, the most of any player in history (tied by Alexander Ovechkin in 2017–18) and led the WHA in goals one additional time while being the WHA's most valuable player two times. He was elected to the Hockey Hall of Fame in 1983 and in 2017, Hull was named one of the '100 Greatest NHL Players' in history.
    1939 - Gene Cox, 13, served on the House floor as aide to her father, Representative Eugene Cox (D-GA), on opening day of the 76th Congress. She was paid $4 for three hours of work and there were no objections to her one-day service. More than 30 years later, however, there was much debate when Senator Jacob Javits (R-NY) nominated a female to be a real Senate page.
    1945 - Admiral Chester Nimitz, placed in command of all US naval forces, began planning assaults on Okinawa and Iwo Jima in Japan.
    1945 – Stephen Stills of Crosby, Stills, Nash and Young, was born in Dallas.
    1946 – As a reward for his wartime cooperation, NY Governor Thomas Dewey commuted Charles "Lucky" Luciano's pandering sentence on condition that he not resist deportation to Italy. Luciano was tried and successfully convicted for compulsory prostitution and running a prostitution racket in 1936 after years of investigation by DA Thomas E. Dewey. He was given a thirty-year prison sentence, but during World War II an agreement was struck with the Department of the Navy through his associate Meyer Lansky in order to protect New York's harbors from Axis U-boats. Dewey almost failed to keep his end of the bargain and it took months to finally come up with a solution to release Luciano. He was deported to live his life freely outside the U.S.
    1947 - For the first time, the opening of Congress was televised.
    1947 – William Dawson became the first African American to head a Congressional committee.
    1949 - Metronome All-Stars (Parker, Gillespie, Ventura, etc.) cut “Victory Ball,” “Overtime,” and many more, New York City
    1952 – “Dragnet” starring Jack Webb, premiered, on NBC. “The facts, ma’am, just the facts.” During its early success on radio, “Dragnet” was popular enough to move to television. More important was that it brought continuity between the television and radio series, using the same script devices and many of the same actors. This original ran through 1959, then became “Badge 714” in syndication that may still be seen on cable networks occasionally. On Webb's death in 1982, LA Police Chief Daryl Gates announced that badge number 714, which was used by Joe Friday in “Dragnet”, would be retired. Los Angeles Mayor Tom Bradley ordered all flags lowered to half-staff in Webb's honor for a day, and Webb was buried with a replica LAPD badge bearing the rank of sergeant and the number 714.
    1957 - Hamilton Watch Company, Lancaster, PA introduced to the public the first electric watch. The movement was powered by a small energy cell guaranteed to operate the watch for a year. It had no mainspring and had 35 percent fewer parts than an automatic or self-winding watch.
    1959 - Alaska, which had been purchased from Russia in 1867, became the 49th state. The area of Alaska is nearly one-fifth the size of the rest of the United States.
    1962 – Ground was broken for the 8th Wonder of the World, the Houston Astrodome.
    1965 - Three brothers became the first from one family to serve in the Senate. Three sons of Joseph Patrick Kennedy and Rose Kennedy of Boston, MA. are John Fitzgerald Kennedy, senator from Massachusetts, who was sworn in on January 3, 1953; Edward Moore Kennedy, also from Massachusetts, who was sworn in on January 9, 1963; and Robert Francis Kennedy, senator from New York, who was sworn in on January 3, 1965.
    1971 – NFL football, Bay Area chapter. AFC Championship Game: Baltimore Colts beat Oakland Raiders, 27-17; NFC Championship Game: Dallas Cowboys beat San Francisco 49ers, 17-10.
    1973 - A group headed by shipping executive George M. Steinbrenner, III, bought the New York Yankees from CBS for $10 million. During Steinbrenner's 37-year ownership from 1973 to his death in July 2010, the longest in club history, the Yankees earned seven World Series titles and 11 AL pennants. The team continues under the family ownership with Steinbrenner’s sons, Hal and Hank.
    1976 - Martha Elizabeth Keys, Democrat of Kansas and Andrew Jacobs, Jr, Democrat of Indiana, were married at Topeka, KS, to become the first congressional representatives to marry each other.
    1977 – Apple Computer incorporated
    1980 – One of the greatest catches in Super Bowl history was made by David Tyree, born in Livingston, NJ. His “Helmet Catch” in 2008 on the New York Giants' final drive of Super Bowl XLII, came at a crucial moment in continuing the drive that eventually resulted in the Giants scoring a last-minute touchdown, resulting in a 17–14 victory over the previously undefeated New England Patriots. The pass was thrown by QB Eli Manning, see below.
    1981 – Eli Manning was born Elisha Nelson Manning IV in New Orleans. Son of QB Archie Manning and brother of Peyton Manning, Eli is the winner of two Super Bowls with the Giants, MVP in each and holds Giants franchise records for most passing yards, TD passes, and completed passes in a career.
    1983 – Dallas Cowboys running back, Hall of Famer Tony Dorsett, set the NFL record for the longest run from scrimmage, ripping off a 99-yarder against the Minnesota Vikings.
    1987 - Cleveland quarterback Bernie Kosar passed for 487 yards, an NFL playoff record to date, to lead the Browns to a double-overtime 23-20 victory over the New York Jets in an AFC divisional playoff game. The following week, Cleveland lost the AFC championship game, also in overtime, to the Denver Broncos by the identical score.
    1987 – The Rock and Roll Hall of Fame inducted its first female artist, Aretha Franklin.
    1989 - “The Arsenio Hall Show” premiered on TV. Arsenio Hall became the first African-American to host a successful syndicated late-night talk show. The show attracted a younger audience than that of Johnny Carson's “The Tonight Show” and effectively limited the impact of CBS's 1989 late-night entry, “The Pat Sajak Show.” Hall was successful in booking soul and rap music acts that had rarely been seen on other shows. His was also the show on which presidential candidate Bill Clinton appeared, playing the saxophone in dark glasses. Hall was named by TV Guide (June 1990) as its first “TV Person of the Year.”
    1991 – Wayne Gretsky scored his 700th career goal, against the NY Islanders.
    1993 – The greatest comeback in NFL history occurred when the Buffalo Bills’ backup QB, Frank Reich, engineered a 41-38 OT victory over the Houston Oilers in the AFC wild card game.
    1996 – The first clamshell flip mobile phone, the Motorola StarTAC, goes on sale. Eventually 60 million are sold….and many are still in service!
    2004 - After hosting the show for over 30 years, Casey Kasem gave up the hosting duties of radio’s "American Top 40" to Ryan Seacrest.
    2018 - Previously unknown, the ancient Beringians people were unearthed in Alaska; they are believed to be the earliest known Native Americans at 11,500 years old.

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