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Leasing News is a website that posts information, news, and
entertainment for the commercial alternate financing,
bank, finance and leasing industries

Friday, July 26, 2019

Today's Leasing News Headlines

 Entegra Capita, Overland Park, KS
ELFA Reports June, 2019, up 9% from May
    as well as Year-over-Year
New Hires/Promotions in the Leasing Business
   and Related Industries
Leasing Industry Ads---Help Wanted
    Experienced Sales Professional
Companies who notify lessee in advance of lease expiration
Facebook Keeps on Growing
 Chart - Number of Monthly Active Facebook Users Worldwide
Top Three Challenges for Fleet Managers This Year
   Originally Appeared in Automotive Fleet
Welcome NVLA's New President, Doug Moore
    Open Letter National Vehicle Leasing Association
Commercial Finance Association
   Is Now Secured Finance Network
The Farewell/David Crosby: Remember My Name
   Dumbo/The Image Book/Klute
      Film/Digital Reviews by Leasing News' Fernando Croce
German Shepherd Mix
   Kansas City, Missouri
NEFA October Conference Registration Up $65 July 31
  October 2, 2019 to October, 4, 2019 Funding Symposium
News Briefs---
Struggling Deutsche Bank suffers $3.5 billion loss
   plagued by losses and scandal
Nissan plans 12,500 layoffs
   after operating profits fall 98%
Southwest ceasing operations at Newark airport
   because of 737 Max delays
Wintrust tees up another suburban bank deal
   Second Suburban Bank in Less than Two Months

Broker/Funder/Industry Lists | Features (wrilter's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months (Be Careful of Doing Business)
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 You May have Missed---
  Sports Brief----
   California Nuts Brief---
     "Gimme that Wine"
     This Day in History
       Daily Puzzle
         Weather, USA or specific area
          Traffic Live----

######## surrounding the article denotes it is a “press release,” it was not written by Leasing News nor has the information been verified. The source noted. When an article is signed by the writer, it is considered a “byline.” It reflects the opinion and research of the writer.

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10801 Mastin St., Suite 450
Overland Park, KS 66320

Reports from readers, including brokers and leasing companies, Entegra Capital has stopped funding signed truck deals as well as approved deals.  Brokers told Leasing News they are trying to take these transaction to other leasing companies, explaining they are told the company has run out of funds.

Others have explained it that Entegra has had a delay in upsizing/amending their credit facility and are delaying and staggering the closing of approved and documented leases to dates that are two weeks out. This was also confirmed from funders who specialize in truck financing.

Adrian Weber, President of Entegra Capital told Leasing News, "I fully understand that brokers may need to go elsewhere. We work exclusively with brokers and value their business very much.  Our current funding delay stems from rapid growth due to an increased market demand; coupled with having the best month we have ever had.  We have an exceedingly strong balance sheet and the long term outlook is very positive. We have secured additional financing, but the process will not be complete until August."
He hoped this would be understood.  He added Leasing News could call him anytime and keep his brokers informed he was doing the best he could to speed matters along.



ELFA Reports June 2019, up 9% from May
as well as Year-over-Year

(Chart: Leasing News)

The Equipment Leasing and Finance Association’s (ELFA) Monthly Leasing and Finance Index (MLFI-25), which reports economic activity from 25 companies representing a cross section of the $1 trillion equipment finance sector, showed their overall new business volume for June was $9.9 billion, up 9 percent year-over-year from new business volume in June 2018. Volume was up 9 percent month-to-month from $9.1 billion in May. Year to date, cumulative new business volume was up 1 percent compared to 2018.

click to make larger
(Chart: ELFA)

ELFA President and CEO Ralph Petta said, “After a sluggish beginning to the year, Q2 new business volume in the equipment finance sector, as measured by responding organizations to the MLFI-25, shows a healthy gain. As we head into the summer months, the economy and credit markets continue to perform well. Demand for financed equipment is strong.”

Deborah Baker, Head of Worldwide Leasing & Financing, HP, Inc., said, “The MLFI-25 positive year-over-year growth is a key market indicator. The Equipment Leasing & Finance Foundation Q3 2019 Industry Snapshot data show similar optimism. Despite the headwinds associated with continued trade tensions, the U.S. economy realized an improved annualized growth rate of 3.1 percent in Q1 aided by tailwinds associated with strength in the oil sector and more temperate Federal Reserve actions on interest rates. Such results increase confidence in potential full year results.”

Receivables over 30 days were 1.70 percent, unchanged from the previous month and up from 1.40 percent the same period in 2018. Charge-offs were 0.33 percent, down from 0.46 percent the previous month, and unchanged from the year-earlier period.

Credit approvals totaled 77.0 percent, up from 75.9 percent in May. Total headcount for equipment finance companies was down 2.2 percent year-over-year.

Separately, the Equipment Leasing & Finance Foundation’s Monthly Confidence Index (MCI-EFI) in July is 57.9, up from the June index of 52.8

click to make larger

click image to make larger

click image to make larger

Full Listing of MLFI Participants

Bank of America Leasing
Bank of the West
BB&T Bank
BMO Harris Equipment Finance
Canon Financial Services
Caterpillar Financial Services
Citizens Asset Finance
Dell Financial Services
Fifth Third Equipment Finance
First American Equipment Finance, a City National Bank Company
Frost Bank
GreatAmerica Financial Services
Hitachi Capital America
HP, Inc.
HPE Financial Services Company
Huntington Equipment Finance
John Deere Financial
Key Equipment Finance
LEAF Commercial Capital Inc.
M&T Bank
Marlin Leasing
Merchants Bank Equipment Finance
PNC Equipment Finance
SG Equipment Finance
Siemens Financial Services
Stearns Bank
Stonebriar Commercial Finance
TCF Equipment Finance
TD Equipment Finance
TIAA Commercial Finance, Inc.
US Bancorp Equipment Finance
Volvo Financial Services
Wells Fargo Equipment Finance




New Hires/Promotions in the Leasing Business
and Related Industries

Lisa Fitzgerald was promoted to Director, Business Capital, CIT, Livingston, New Jersey. She rejoined the firm June, 2018 as VP, ePMO Leadership Team.  Prior, she was Contracts Manager, Avolon, April, 2017. She originally joined CIT, Transportation Finance, as VP, Senior Operations Analyst, April, 2009; promoted Vice President/Financial Operations, Transportation Finance, September, 2014. Prior, she was IT Systems Manager, Tygris Commercial Finance (August, 2008 - March, 2009); Manager, Business Systems Analysis/Financial Reporting Services, The CIT Group (November, 2004 - August, 2008); Senior Business Analyst, CitiCapital (February, 2004 - November, 2004); Accountant/Systems Analyst, Gravitec Systems (March, 2002 - February, 2004); Conversions Analyst, International Decisions Systems (1999 - 2001). Certifications: Certified Professional Business Process Management (2018). No Expiration Date.  Education: Augsburg University, BS, Management Information Systems (1995 - 1999). Activities and Societies: Augsburg Student Alumni Council, Augsburg Ambassador, Augsburg Honors Program, Alpha Chi Honor Society, and Delta Mu Delta.  Graduated Summa cum Laude (3.9 GPA). Augsburg Honors Program, four years. Dean's List 9 semesters.  150 semester hrs. of Accounting (eligible to sit for CPA exam). City university of Seattle. Certificate, Accounting (2002 - 2003). Completed 150 hours of accounting courses in order to be eligible to sit for CPA under new exam rules. Villanova School of Business Process Management (2018). Villanova School of Business, Certificate, Business Process Management (2018). Villanova School of Business, Business Process Management.

Kristi Gorrell was hired as Account Executive, Quail Financial Solutions (Quail Capital), Burbank, California. Previously, she was Account Executive, Blue Street Capital (January, 2019 - July, 2019); Equipment Lease Finance Specialist, Numerica Capital Group (Formerly ProLease) (March 2001 - December, 2018); Equipment Lease Finance Specialist, Signature Financial Group (May 1995 - March, 2001); Title Representative, First American Title (1993 - April, 1995); Sales Rep, R.S. Hughes (June, 1992 - September, 1993). Community Service: Volunteer: VP Membership MVMS, Mesa View Middle School (August, 2013 - June, 2015). VP of Merchandise, Yucaipa Thunderbirds.  Education: California State University, San Bernardino. Bachelor of Applied Science (B.A.Sc.) (1988 - 1992). Activities and Societies: Alpha Phi.

Jennifer Pusateri - Klepper was hired as Senior Area Manager, Intuitive, Naperville, Illinois. Previously, she was Financial Solutions Manager, Cisco (March, 2014 - July, 2019); Senior Account Executive, Healthcare, De Lage Landen (January, 2012 - March, 2014); Regional Sales Manager, Key Equipment Finance (May, 2008 - January, 2012); Technology Finance Sales Manager, CIT Credit Corporation (August, 2003 - November, 2004); Vice President, US Bank (November, 2002 - August, 2003); Business Development Manager, Ameritech Credit Corporation (April, 1996 - November, 2002); Operation Supervisor, First United LEASING (October, 1990 - April, 1996). Volunteer: Leader, Girl Scouts of Greater Chicago and Northwest Indiana. (August, 2014 - Present).  Education: Roosevelt University. Finance. (1996 - 2002).

Clive Melville was hired as Vice President, Business Development Manager, Pacific Enterprise Bank, Irvine, California. Previously, he was Finance/Business Development Manager, Crossroads Equipment Lease and Finance (May, 2011 - 2019); Account Manager, GE Capital Fleet Services (1999 - 2009); Account Manager, Supreme Truck Bodies (1997 - 1999). Education: Dale.

Justin Nauman was hired as Vice President, Dext Capital, Lake Oswego, Oregon. He is located in Hoboken, New Jersey. He previously was Regional Vice President, First Finance Corporate Services (January, 2007 - June, 2019).  Education: The University of Connecticut. BS, Business and Psychology. (2000 - 2004). Bachelors Degree in Psychology with Minor in Business Management.

Brad Stern was hired as Vice President, Dext Capital, Lake Oswego, Oregon.  He is located in the Greater Chicago Area. "Stern’s expertise includes the development and building of relationships with developers to serve the financing needs of new surgery centers and expanding medical practices." Previously, he was Vice President, Healthcare Services, Wells Fargo Equipment Finance (March, 2009 - June, 2019). He joined MarCap Corporation 1996 as Sales Representative/Regional Manager; promoted Director of Sales/Marketing Coordinator in 2004. Arbitrage Sales Manager, Saul Stone (1987 - 1996). Education: Drake University. Bachelor of Science. BS, Business Administration.

Maureen Ciliberto-Thompson was promoted to Finance Sales Specialist, Siemen's Financial Services, Inc. Malvern, PA. She joined the firm as Financial/Contracts Specialist, May, 2004.  Education: Villanova University. Master's Certificate, Commercial Contract Management. University of Phoenix, Bachelor of Science, Business Management. 


Help Wanted


Companies who notify lessee in advance of lease expiration

American Leasefund, Inc.
BancLease Acceptance Corporation
Bankers Capital
Equipment Finance 
Black Rock Capital
BSB Leasing
Capital Technology & Leasing, LLC
Cobra Capital, LLC
Dakota Financial, LLC
Direct Capital

Financial Pacific Leasing
First Midwest Equipment Finance 
Forum Financial Services, Inc.
Gonor Funding

GreatAmerica Financial
Innovative Lease Services, Inc.
Madison Capital
Macrolease Corporation 
Manufacturer's Lease Plans, Inc
Navitas Lease Corp. 
Northwest Leasing Company
P&L Capital Corporation 
Pacifica Capital 
Padco Financial Services

Pawnee Leasing Corporation
Southern California Leasing, Inc
Specialty Funding, Albuquerque, New Mexico
Standard Professional Services, LLC 
TEAM Funding Solutions

These companies do not use language to confuse or deceive, resulting in an automatic continuation of the lease for an additional twelve months of payments. They do not invoke the twelve months on a $1.00 purchase option or an Equipment Finance Agreement.

In its editorial of June 30, 2011, Leasing News recommended that the equipment lessor send a certified letter with return receipt; however, at this time, the acceptance of the word of the president of the company will be accepted until proven otherwise.

Full List:



Little more than 15 years ago, on February 4, 2004, 19-year old Harvard student Mark Zuckerberg, along with some of his classmates, launched a little website called Thefacebook.

"Thefacebook is an online directory that connects people through socil networks at colleges", the original website greeted its visitors back then, explaining that it would enable them to "search for people at your school, find out who are in your classes [sic], look up your friends’ friends and see a visualization of your social network."

Confined to the Harvard campus at first, the service quickly gained popularity and was subsequently rolled out to other colleges. By the end of 2004, Thefacebook had more than 1 million registered users and the newly-founded company behind it had not only moved to Silicon Valley but also secured a $500,000 investment from PayPal co-founder Peter Thiel. After changing its name to just "Facebook" in 2005, the social network was opened to the general public in the fall of 2006, marking the start of one of the most remarkable growth stories in corporate history.

Within three years, the social network added 350 million users and in the summer of 2012 it became the first online service of its kind to reach 1 billion monthly active users. Until today, despite being shrouded in controversy over its (mis)handling of user privacy, Facebook just keeps on growing. In the past quarter alone, Facebook added 39 million monthly active users, bringing its total user base to an astonishing 2.41 billion.

By Felix Richter, Statista



Top Three Challenges for Fleet Managers This Year
Originally Appeared in Automotive Fleet

 (Courtesy of TD Bank)

Fleet operators are most worried about keeping up with fleet management technology, shortages of qualified drivers, and a possible economy slowdown, according to a survey from TD Bank. The survey focused on evolving technology and expectations for equipment financing.

More than half of respondents (52%) said changing technology poses the biggest challenge in the coming year. This year, telematics providers have been racing to release new video-based telematics products, and fleets face the impending shutdown of Verizon's 3G cellular network at the end of the year.

Autonomous trucks appear to be captivating fleet managers, who said (61%) they agree they will become mainstream in the next decade.

In the alternative-fuels realm, 45% of respondents said they would like to incorporate electric or liquid natural gas vehicles in their fleet.

Fleet managers appear to be moving to diversify and grow their fleets with 84% saying they will "make significant adjustments" to their vehicle composition. About one-fifth (17%) said they will invest in new asset classes that favor last-mile delivery, and 33% plan to increase the size of the fleet they manage.

Anthony Sasso, TD Bank's head of Equipment Finance, said, "The transportation industry is on the brink of a major transformation. Traditionally, the industry has been defined by trucks and infrastructure, but the use of mobile devices, GPS and electronics have revolutionized logistics. To stay competitive, fleet managers need the capital or funding to upgrade and acquire modern equipment."

Companies are looking for flexible finance solutions that offer shorter term loans and the ability to upgrade equipment frequently. About 50% of respondents indicated that they are more inclined to finance equipment acquisition through leasing options. Only 10% indicated they would prefer loans.

The results come from a TD Bank survey of 120 respondents who attended the NAFA Institute & Expo  in Kentucky.



Welcome NVLA's New President, Doug Moore
Open Letter National Vehicle Leasing Association

I half expected to experience some new aspect of self-awareness at 12:01 AM July 1, 2019 as the mantle automatically passed from NVLA Past President Ed Kaye to me, the newbie. The transfer happened without me being profoundly aware that it had. What I am truly aware of is the outstanding legacy that Ed and other past presidents have left to our membership. I have learned so much from him and the other board members and am proud to call them all friends. Their dedication and selfless service to NVLA have set a high standard to meet.

Since its inception, the vehicle leasing industry has evolved and grown stronger through, and sometimes in spite of, constant change. Whatever challenges we have faced as an industry, the NVLA has brought us together as fellow lessors and industry supporters to innovate and develop practical solutions.

In fact, a situation occurred just last month when our legal and legislative counsel, Sloan Schickler, rang the alarm, notifying us all that the New York Legislature was about to vote on a bill regulating automobile brokers that, if passed, could seriously affect some of our members. Our president, executive director and board of directors were immediately on it; we joined the opposition to the bill, and we communicated this to critical individuals. Fortunately, the bill died before any vote. However, we will remain vigilant on this issue and others.

This is only one example of why NVLA is as relevant today as it was at its inception over fifty years ago. Our industry needs the voice and influence of NVLA and our programs.

I look forward to working with our committees and board members, as well as Mike Mathy, our outstanding executive director, and his well-qualified and capable staff. Everyone is pleased to hear that Ken Sopp has agreed to continue as chairman for our next conference. Mark your calendars: March 25 – 27, 2020 in Austin, TX.

I urge you to become involved with your industry association. We need your talent and perseverance to help us find answers to the issues we face. Part of your reward will be to work alongside some of the hardest working individuals and the brightest minds in North America. I invite you to be a part of creating our shared future!


Learn More About Doug!



##### Press Release ###########################

Commercial Finance Association
Is Now Secured Finance Network

NEW YORK –The Commercial Finance Association has rebranded as Secured Finance Network (SFNet) in time for its 75th anniversary, underscoring the industry’s crucial role in providing secured financing to businesses and driving economic growth worldwide, CEO Richard D. Gumbrecht announced. The international association’s tax-exempt affiliate, CFA Education Foundation, has also changed its name, to Secured Finance Foundation.

A Foundation study this year revealed the impact of secured commercial finance in the U.S. for the first time. The industry delivered more than $4 trillion in secured financing to over 1 million U.S. businesses in 2018, affecting an estimated 20% of the gross domestic product (GDP), directly or indirectly. The research provided other insights into the market, which encompasses related, but distinct, segments of finance including asset-based lending, factoring, supply chain finance, equipment leasing and finance, leveraged and cash-flow loans, and asset-backed securities. More research findings will be released quarterly.

CEO Richard D. Gumbrecht, remarked, “Last year, the association announced its intention to rebrand over an 18-month period. We’ve completed the transition, just as we are preparing for our 75th anniversary celebration, Nov. 13-15 at the SFNet Annual Convention in New York City.”

The organization also has launched a new website:

David Grende, SFNet president and CEO and president of Siena Lending Group, added, “I’m excited about the future of Secured Finance Network. The new brand preserves those attributes that our members highly value – networking, valuable data, relevant education and advocacy – and reinforces the characteristics of our diverse community, which is forward-looking, welcoming and dynamic.”

Jennifer Palmer, SFNet Marketing Committee Chair and President of Gerber Finance, added, “Over the years our association has served a wide range of professionals with programs, events and resources that have often been separately branded, making it difficult for people to understand our breadth. The new master brand is unifying, allowing us to present our offerings more coherently.”

About Secured Finance Network
Founded in 1944, the Secured Finance Network (formerly Commercial Finance Association) is an international trade association connecting the interests of companies and professionals who deliver and enable secured financing to businesses. With more than 1,000 member organizations throughout the US, Europe, Canada and around the world, SFNet brings together the people, data, knowledge, tools and insights that put capital to work. For more information, please visit
 About Secured Finance Foundation
Founded in 1990, the Secured Finance Foundation (formerly CFA Education Foundation) encourages, facilitates, and supports education, innovation, and charitable works for the betterment of organizations and professionals who deliver and enable secured finance – and their communities. As a separate entity from the Secured Finance Network, the foundation is a 501(c)(3) organization that funds crucial initiatives advancing the foundation’s mission. For more information, please visit

##### Press Release ############################



Fernando's View
By Fernando F. Croce

A bittersweet comedy-drama (“The Farewell”) and a frank documentary (“David Crosby: Remember My Name”) come to theaters, while DVD releases offer Disney live-action remakes (“Dumbo”), audacious experiments (“The Image Book”), and a suspenseful classic (“Klute”).

In theaters:

The Farewell (A24): Family and tradition are the themes of this compassionate Sundance Festival favorite, a bittersweet comedy-drama about a large Chinese-American family in New York City. Billi (Awkwafina) is an unemployed writer who takes her family on a trip to China to bid farewell to her grandmother Nai Nai (Zhao Shuhzen), who has been diagnosed with cancer. As the family has kept the diagnosis a secret from Nai Nai, however, the gathering has to be disguised as something else—namely, a wedding for Billi’s cousin and his confused girlfriend. The event must keep a celebratory veneer even as its center is melancholic, leading to revelations both humorous and heartrending. It’s a thin line, but director Lulu Wang and her cast walk it skillfully. The result is a lovely study of cultural differences.

David Crosby: Remember My Name (Sony Pictures Classics): Music legend David Crosby looks back at his often tumultuous life and career in this frank, reflective, poignant documentary. Much of the film is dedicated to Crosby’s trajectory in the world of rock ‘n’ roll, from his start with The Byrds to the formation of Crosby, Stills, Nash & Young, from his friendship with Mama Cass and time at Woodstock, from his love for Joni Mitchell and dislike of Jim Morrison. Equally important, however, is the musician’s inquiry into his own foibles, including his drug addiction, flare-ups with band members, anger problems and run-ins with the law. Evoking both the intoxication of the Sixties and Seventies as well as their consequences, A.J. Eaton’s film unflinchingly locates its subject’s zest and rue.

Nextflix: A favorite of legendary director Ingmar Bergman, Bibi Andersson (1935-2019) would always bring light and warmth into the Swedish master’s often stark stories. So check out Netflix for her best roles, which include “The Seventh Seal” (1957), “Wild Strawberries” (1957), “Persona” (1966), “Quintet” (1979), and “Babette’s Feast” (1987).


Dumbo (Walt Disney Studios): Eccentric director Tim Burton (“Edward Scissorhands”) returns to his Disney roots with this sumptuous live-action remake of the 1941 animated classic. The setting is a failing circus in the wake of World War I, suddenly re-energized by the appearance of the eponymous enchanted creature—a baby elephant whose enormous ears enables him to fly. This new main attraction helps out ringleader Max (Danny DeVito) and catches the eye of Vandevere (Michael Keaton), a tycoon interested in turning little Dumbo into big business. But how will the corporate showcase affect the bond Dumbo shares with equestrian star Farrier (Colin Farrell) and his daughter Milly (Nico Parker)? Always one to spike whimsy with oddball subversion, Burton keeps the story colorful and charming while sneaking in winks of personal independence.

The Image Book (Kino Lorber): Arguably the greatest living director, French master Jean-Luc Godard (“Goodbye to Language”) once again reinvents the medium with his latest cinematic essay. Structured not as a narrative but an impressionistic cavalcade that melds film history with social commentary, the film unfurls in five movements. In each of them, the luxurious artifice of cinema is contrasted with the often terrible reality of the world, offering a moving art critique where image and sound are continually clashing with each other. Always one to challenge rules, Godard experiments with formats, intensifies and desaturates colors, and offers audaciously perplexing juxtapositions. Though not for every audience, the film is an exhilarating ride for the learned cinephile who will luxuriate in its erudite references and bewildering beauty. With subtitles.

Klute (Criterion): Jane Fonda delivered arguably her greatest performance in this trenchant 1971 thriller, which won her the first of her Best Actress Oscars. She plays Bree Daniels, a New York City call girl who sees her job as an extension of her failed career as an actress. When one of her clients, an important executive, disappears without a trace, a straight-laced detective named Klute (Donald Sutherland, in an equally complex performance) is assigned to trail her. At first confrontational, their relationship grows more emotional as the investigation grows more dangerous. Can their growing love overcome the loneliness and alienation of the city? Director Alan J. Pakula (“All the President’s Men”) makes urban paranoia a palpable presence, which, together with the exceptional acting, makes this a classic from the challenging Seventies.


German Shepherd Mix
Kansas City, Missouri

Name: Apollo

Animal ID: 42037293
Species: Dog
Breed: German Shepherd / Mix
Age: 2 years 9 months
Gender: Male
Size: X-Large
Weight: 69 pounds
Color: Brown
Spayed/Neutered: Yes
Housetrained: Unknown
Location: Main Adoption Center
Here Since: June 24, 2019

Description: Hi! My name is Apollo. I'm a young handsome fella that enjoys long walks on the… wait, this isn't for my dating profile? I guess it's kind of close to that! Where to start?  I am playful and outgoing, and I love to chase balls and play with hard toys. I walk nicely on my leash, and am a friendly and happy fella. I'm sort of a big dog, but all the more to cuddle you with! I love treats and all things fun. I think that's enough about me. Will you come meet me soon? I'm ready to be in a home where I can kick back and relax and live the good life. My adoption fee includes my vaccines, microchip, neuter, but most importantly, a lifetime of unconditional love.

Kansas City, MO
Animal Shelter
(Main Shelter Location)
4400 Raytown Rd
Kansas City, MO 64129

(due to high volume of calls, leave a message and someone will return your call)

Mon–Sat: 12pm to 6pm
Sun: 12pm to 5pm


NEFA October Conference Registration Up $65 July 31
October 2, 2019 to October, 4, 2019 Funding Symposium

JW Marriott Atlanta Buckhead
3300 Lenox Rd NE
Atlanta, Georgia  30326
United States


Shari Lipski, CLFP and Dale Kluga
to Co-Chair NEFA October Funding Symposium

Shari L. Lipski, CLFP, Principal, ECS Financial Services, and Dale Kluga, Providence Equipment Finance, a Division of Providence Bank & Trust, will co-chair the National Equipment Finance Association (NEFA) 2019 Funding Symposium, October 2, 2019 to October, 4, 2019.

Mike Toglia, Executive Director & CEO of NEFA, said, "Large enough to be comprehensive, small enough to be friendly and casual. The Funding Symposium is a must-do event for sharing street-level intelligence and connecting with the funding sources and other services you need to continue building your business.

"If you are interested in chairing or volunteering on the conference committee and or have educational session / speaker suggestions, please reach out to me at:

P: (847) 562-5057”


News Briefs----

Struggling Deutsche Bank suffers $3.5 billion loss
   plagued by losses and scandal

Nissan plans 12,500 layoffs
   after operating profits fall 98%

Southwest ceasing operations at Newark airport
   because of 737 Max delays

Wintrust tees up another suburban bank deal
Second Suburban Bank in Less than Two Months



You May Have Missed---

Liens and Judgments Impact Discontinued Report
 on Equifax, TransUnion and Experian Credit




Bill Lattanzi

Transmigratory birds -
Orioles, Jays, Cards -
In town one day, gone the next.
Our cities connect by rail by bus by train
By plane, by wire and less.
We move.
Born in the burbs, 90 miles from your
Calm, Bob Shepard:
"Now batting. The Centerfielder. Mickey Mantle."
And you were old then. Doing your crosswords,
Looking up at just the right moment, never
Missing a line. Your P.A. voice sitting
kindly between the squawk of the Scooter and
the Ol' Redhead, wised up, seen it all.

We migrate and grow by rail and plane and
PF Flyer - running faster, jumping higher -
Now we're minutes from Fenway, and
Sox fans, too. Proof that peace is possible;
It's all a game. And with my sons
We sit, ghost of my Dad and we and them and watch
Rootless and rooted, rooting,
And listen for you, Bob Shepard,
87 I think you are, still there,
In between clever McCarver and professional Buck.
Look up, Bob. Look up.
"Number 2. The shortstop. Derek Jeter. Jeter."
The game goes on.


Sports Briefs---

A strongman’s course': 2,700 athletes set to hit the streets
     for Ironman 70.3 Santa Rosa, California

49ers sign top 2 draft picks before start of training camp


California Nuts Briefs---

Verizon plans huge San Jose tech hub where 3,400 will work

Boom! Google pays $1 billion for Sunnyvale sites
  it bought from Verizon and Yahoo

Sobrato unveils new plans for big downtown San Jose office tower



“Gimme that Wine”

Hot brand Josh Cellars propels Napa Valley's Joseph Carr Wines
    from near bankruptcy to success

The 52 California Wineries You Need to Visit in 2019

Bordeaux Prices Stagnate While Italy Booms

Free Wine App

Wine Prices by vintage

US/International Wine Events

Leasing News Wine & Spirits Page


This Day in History

     1526 - The Spaniard Lucas Vasquez de Ayllon and his colonists left Santo Domingo in the Caribbean for Florida.
    1559 - The French relinquished Fort Ticonderoga in New York to the British under General Jeffrey Amherst.
    1579 - Francis Drake left SF to cross Pacific Ocean.  
   1603- James VI of Scotland was crowned King James I of England. He then 'authorized' an English translation of the Scriptures, first published in 1611 and known since as the' King James Version' of the Bible. It brought more interest in “religious freedom.” His reign brought Europeans to the new world, where less than 10% of the native population survived, once they had started to settle the new land. In 1600, the Indian population of what was to become the U.S. was about 1,000,000 when European exploration began. They were tall, healthy, hunters, farmers, had wooden houses and large leather teepees. In the beginning, some of the earliest pioneers, as at Jamestown, VA were adventurers, interested more in making a quick fortune form the alleged riches of the New World than in engaging in agriculture or forestry. In later years, through a greater diversity of settlers arrived, and brought with them a variety of skills. They ranged from wealthy Englishmen, who wanted to carve out large estates, to servants. Merchants saw the opportunity for trade as populations grew. Groups seeking religious freedom were also prominent, bringing with them a tradition of hard work and a willingness to start anew (an example of the social position of the first settlers comes from the fact that among the male settlers of Jamestown, VA., the first permanent English settlement in America, of the 105 men, 35 were considered gentlemen, persons who means freed them from the need to work or engage actively in trade. The second expedition to Jamestown contained 33 gentlemen out of 120.
    1775-Benjamin Franklin was appointed the first Postmaster General. He had served the crown as deputy postmaster at Philadelphia, PA, form 1737 to 1753, and as deputy postmaster general for the colonies from 1753 to 1774.
    1788-New York became the 11th state to ratify the Constitution.
(Lower half of: )
    1835-The first sugar cane plantation started in Hawaii
    1847-American Black Joseph Jenkins Roberts declared Liberia, formerly a colony of the American Colonization Society, an independent republic. (Liberia and its independence was the subject of my University High School English Semester Report. Do you remember yours?)
    1860 -- Emperor Norton in San Francisco dissolved the United States:
"NOW, THEREFORE, WE, Norton I, by the Grace of God Emperor of the Thirty-three states & the multitude of Territories of the United States of America, do hereby dissolve the Republic of the United States, & it is hereby dissolved; & all laws made from & after this date, either by the National Congress or any State Legislature, shall be null & of no effect. 
All Governors, & all other persons in authority, shall maintain order by enforcing the heretofore existing laws & regulations until the necessary alterations can be effected. Given under our hand & seal, at Headquarters, San Francisco, this 26th day of July, 1860." 
    1863- Confederate General John Hunt Morgan was ordered to invade Kentucky He was to direct and draw General William S. Rosecrans' army from Tennessee. But Morgan went farther than he was ordered. He led a group of volunteer cavalrymen, raiding public property, burning bridges, taking horse, and captured railroad supplies. They also caused severe losses among the Union Troops and Morgan Raiders were feared wherever they went. While he never commanded more than 4,000 men, it is said he captured as many as 15,000 Union soldiers. He was a maverick. He had not followed orders and began harassing (some say plundering homes, others say they were Union sympathizer's homes) in Tennessee and Ohio, going in the opposite direction, actually into “enemy territory. “He was captured this day with 364 of his men at New Lisbon, Ohio. He had broken through the federal lines in Kentucky and crossed the Ohio River into Indiana. Used to lighting raids and use of his cavalry, a flood caused the river to rise. He could not find a way to return to Confederate territory. He was imprisoned in the Columbus, Ohio Penitentiary. It did not hold him long. He escaped the next November, continuing his many his raids. He finally made it to Kentucky, in June, 1864, where Union troops were no very strong. He was caught and defeated, but with his fast Calvary, out ran the Union troops, and regrouped. He then went to Greenville, Tennessee, which now was also in Union hands, where he was killed in battle, September, 1864.
    1865- Patrick Francis Healy is first black awarded PhD (Louvain Belgium)
    1875-Windstorm (possibly a tornado) rips through Erie, PA killing 134 and doing $500,000 damage
    1875 -Black Bart, a poet with a fondness for Wells Fargo, robs his first stagecoach, the Sonora to Milton stage, in Calaveras County, California — the same stage line he targets in his last heist (his 29th) in 1883. 
"I've labored long & hard for bread,
For honor & for riches,
But on my corns too long you've tread
You fine-haired sons of bitches." 
    1890-Powerful F3 tornado raked Lawrence, MA at 9:10 am, killing 8 and injuring 63. The storm destroyed 35 homes and damaged 60. Storms of this strength and occurring at this early hour are very rare in New England.
    1892-Birthday of Pearl S Buck US, novelist (The Good Earth)
    1902-birthday of trumpet player Gus Aiken, Charleston, SC.
    1902--- (1896), birthday of Gracie Allen - U.S. comic. GA was the Allen of the highly popular comedy team of Burns and Allen. Gracie took no part in the writing or promotion of the comedy, preferring her home and children. Her comedic delivery was impeccable, and the duo retained high popularity, but she got tired of the airhead with the twisted logic that she was forced to portray - although she continued to do it so very well. It was totally different from her own personality. Her right arm had been badly scalded when she was a child, and she always wore long sleeves.
    1907 - The first turbine-propelled ship was launched. The speedy vessel was named "Chester" and was built for the U.S. Navy.
    1914-birthday of bandleader Erskine Hawkins, Birmingham, Al1918- Race riot in Philadelphia (three whites and one black are killed)
    1922-Birthday of Jason Robards, a staple on the American stage and screen for six decades. Robards was born at Chicago, IL., and was a decorated World War II veteran. He won the Oscar for Best Supporting Actor two years in a row for 1976's “All the President's Men” and in 1977s “Julia.” His most famous stage roles were in the plays of Eugene O'Neill, including “The Iceman Cometh” and “Long Day's Journey into Night.” Saw him in both. He was outstanding. O'Neil in “The Iceman Cometh” calls for a rotund salesman, but Robards was extremely convincing, even mesmerizing in this very long play about a salesman who has become sober and visits his favorite bar to bring reality, but only wakes up the demons, including in himself. He won the Tony Award in 12959 for his portrayal of a fictionalized F. Scott Fitzgerald in The Disenchanted. Played many key roles in files, such as The Philadelphia Story. He died in Bridgeport, CT, December 26, 2000.
    1922-birthday of guitarist Charles Walker, Macon, GA
    1924-Drummer Louis Bellson Birthday
    1926-National Bar Association incorporates
    1928- American film writer and producer Stanley Kubrick, born at the Bronx, NY. Kubrick started out in photography at the age of 16 with Look magazine. His first film, Day of the Fight, produced in 1950, was a documentary of his photo series about fighter Walter Cartier. His film credits include Dr. Strangelove, Full Metal Jacket and 2001: A Space Odyssey. Eyes Wide Shut, Kubrick's final film, was released posthumously in the summer of 1999.He died at London, England, Mar 7, 1999.
    1929-birthday of drummer Charles Persip, Morristown, NY.
    1932-Billy Banks's Rhythmakers ( Red Allen, PeeWee Russell, Fats Waller ) records “ Mean Old Bed Bug Blues.”
    1937-birthday of Al Banks (the Turbans), Philadelphia, PA1938-birthday of pianist Joanne Brackeen, Ventura, CA.
    1939 - Sixteen-year-old singer Kay Starr got a big break. She recorded "Baby Me" with Glenn Miller and his orchestra on Victor Records. Starr was filling in for Marion Hutton who, at the last minute, was unable to attend the recording session.
    1942 - Judy Garland joined Gene Kelly to record "For Me and My Gal" for Decca Records. The song is featured in the movie of the same name.
    1942 - About 400 miles southeast of Fiji, the American aircraft carriers Wasp, Enterprise and Saratoga rendezvous with the invasion force for Guadalcanal. It is the most powerful force the US Navy has yet assembled in the Pacific.
     1942 - Actor Gene Autry is sworn into the Army Air Corps on the air, during his regular radio show, Gene Autry's Melody Ranch. He served as an officer until 1945, when he resumed his show.
    1943-Birthday of Michael Phillip (Mick) Jagger, lead singer of the Rolling Stones since their beginning in 1962, was born in Dartford, England. The Stones began billing themselves as the greatest rock 'n' roll band in the world in the late '60s, and few denied the potency of their blend of blues, R'n'B and teen rock. Their manager, Andrew Loog Oldham, promoted them as the bad boys of British rock - the opposites of the clean-cut Beatles. And Jagger was portrayed as a leering, satanic figure. The Stones' number-one records in the '60s included "Satisfaction," "Get Off My Cloud" and "Time Is On My Side." The Stones survived the departure and subsequent death of guitarist Brian Jones in 1969. In fact, this and other notorious incidents, including a rumored liaison with Margaret Trudeau in 1978, seemed to enhance the Stones' following. The group continued to hit the charts into the 1980's, with such hits as "Start Me Up" and "Harlem Shuffle." Mick Jagger's duet with Tina Turner was one of the highlights of the 1985 Live-Aid concerts. He is still touring today, more magnificent then ever. Whenever I go to his concerts, I get third or four row. You pay a premium with a broker, but it is an event you will never forget as the band gives you every dollar's worth in their performance and show. 
    1943- Gene Autry, the world's most famous singing cowboy, joined the US Army Air Corps. Autry flew cargo and supply planes over enemy territory in the Middle and Far East.
    1943-Record high for the state of Oklahoma set at Tishomingo with 120.
    1944--WILSON, LOUIS HUGH, JR. Medal of Honor
Rank and organization: Captain, U.S. Marine Corps, Commanding Rifle Company, 2d Battalion, 9th Marines, 3d Marine Division. Place and date: Fonte Hill, Guam, 25-26 July 1944. Entered service at: Mississippi. Born: 11 February 1920, Brandon, Miss. Citation: For conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty as commanding officer of a rifle company attached to the 2d Battalion, 9th Marines, 3d Marine Division, in action against enemy Japanese forces at Fonte Hill, Guam, 25-26 July 1944. Ordered to take that portion of the hill within his zone of action, Capt. Wilson initiated his attack in mid-afternoon, pushed up the rugged, open terrain against terrific machinegun and rifle fire for 300 yards and successfully captured the objective. Promptly assuming command of other disorganized units and motorized equipment in addition to his own company and 1 reinforcing platoon, he organized his night defenses in the face of continuous hostile fire and, although wounded 3 times during this 5-hour period, completed his disposition of men and guns before retiring to the company command post for medical attention. Shortly thereafter, when the enemy launched the first of a series of savage counterattacks lasting all night, he voluntarily rejoined his besieged units and repeatedly exposed himself to the merciless hail of shrapnel and bullets, dashing 50 yards into the open on 1 occasion to rescue a wounded marine lying helpless beyond the frontlines. Fighting fiercely in hand-to-hand encounters, he led his men in furiously waged battle for approximately 10 hours, tenaciously holding his line and repelling the fanatically renewed counterthrusts until he succeeded in crushing the last efforts of the hard-pressed Japanese early the following morning. Then organizing a 17-man patrol, he immediately advanced upon a strategic slope essential to the security of his position and, boldly defying intense mortar, machinegun, and rifle fire which struck down 13 of his men, drove relentlessly forward with the remnants of his patrol to seize the vital ground. By his indomitable leadership, daring combat tactics, and valor in the face of overwhelming odds, Capt. Wilson succeeded in capturing and holding the strategic high ground in his regimental sector, thereby contributing essentially to the success of his regimental mission and to the annihilation of 350 Japanese troops. His inspiring conduct throughout the critical periods of this decisive action sustains and enhances the highest traditions of the U.S. Naval Service.
    1944- During WWII this day the US Army ordered desegregation of its training camp facilities. Later the same year black platoons were assigned to white companies in a tentative step toward integration of the battlefield. However, it was not until after the War—July 26, 1948—that President Harry Truman signed an order officially integrating the armed forces.
    1945-The U.S. Cruiser Indianapolis arrived at Tinian Island in the Marianas with a deadly cargo. Aboard were the makings of the atomic bomb. On the island waited scientists prepared to complete the assembly.
    1947-President Truman signed legislation unifying the two branches of the armed forces into the Department of Defenses. The branches merged were the war Department (Army) and the Navy. The Air Force was separated from the Army at the same time. Truman nominated James Forrestal to be the first Secretary of Defense. The legislation also provided for the National Security Council, the Central Intelligence Agency and the Joint Chiefs of Staff.
    1947 - President Harry S. Truman signs the National Security Act, which becomes one of the most important pieces of Cold War legislation. The act established much of the bureaucratic framework for foreign policymaking for the next 40-plus years of the Cold War. By July 1947, the Cold War was in full swing. The United States and the Soviet Union, once allies during World War II, now faced off as ideological enemies. 
    1948— President Harry S. Truman signed an executive order officially integrating the armed forces.
    1948 The first black host of a network show-CBS' Bob Howard Show.
    1948-- The Bambino makes his final public appearance at the New York premiere of The Babe Ruth Story. The Sultan of Swat will die three weeks later.
    1949 - No. 1 Billboard Pop Hit: "Some Enchanted Evening," Perry Como.
    1952-Bob Mathias of the US won the decathlon at the Summer Olympics in Helsinki, Finland, to become the first athlete to win the Olympic decathlon twice. His first victory came in the 1948 London Games. Daley Thompson of Great Britain equaled Mathias's feat in 1980 and 1984.
    1953-Fidel Castro with his Revolutionary Army leads attack on Moncada Barracks to take over Cuba, today known as the “ 26 th of July Movement.” The “recognition” of Cuba is perhaps the last remains of the “Cold War” with the so-called communist form of government, which appears to be more of a “dictatorship.”
    1951---Top Hits
“Too Young” - Nat King Cole
“My Truly, Truly Fair” - Guy Mitchell
“Mister and Mississippi” - Patti Page
“I Wanna Play House with You” - Eddy Arnold
    1952- "Half As Much" by Rosemary Clooney topped the charts and stayed there for 3 weeks.
    1955- Count Basie records “April in Paris.” ( One more “once!” )
    1959---Top Hits
Lonely Boy - Paul Anka
“A Big Hunk o' Love” - Elvis Presley
“My Heart is an Open Book” - Carl Dobkins, Jr.
“The Battle of New Orleans” - Johnny Horton
    1960-Salt Lake City UT soars to all-time record of 107
    1960--Sam Cooke's "Chain Gang" is released. 
    1963- Bob Dylan appeared at the Newport Folk Festival, where he sang "Blowin' in the Wind." Dylan had written the song in April 1962. "Blowin' in the Wind" became the unofficial anthem of the civil rights movement - and a hit for Peter, Paul and Mary.
    1963--Record high of 96 at Eastport, ME.
    1963-Motown Records release "Mickey's Monkey" by Smokey Robinson & the Miracles. It peaks at number three on the R&B charts and number eight on the pop chart.
    1964- Teamsters President Jimmy Hoffa convicted of fraud and conspiracy.
    1965- Beach Boys drummer Dennis Wilson marries Carol Freedman, the first of what would be four wives, in Los Angeles. 
    1966 -The Temptations' dance and show at the San Francisco Fillmore Auditorium. I was there with my late, great friend Acklin Thibeaux (May he rest in Peace.)
    1967---Top Hits
“Windy” - The Association
“Can't Take My Eyes Off You” - Frankie Valli
“Light My Fire” - The Doors
“With One Exception” - David Houston
    1968 - John Lennon and Paul McCartney complete "Hey Jude" during a writing session at Paul's home. The song hits No. 1 in the U.S. a month later.
    1968- The Jackson 5, discovered by Motown mainstay Gladys Knight (not, as legend has it, Diana Ross), signs to the label today for a one-year contract.
    1968- Jeannie C. Riley records her number one hit: "Harper Valley P.T.A."
    1968-The Rolling Stones album "Beggar's Banquet" has its release delayed because of their record label's objection to the album's cover design, which featured a graffiti-covered bathroom wall. Mick Jagger was furious. It was the first album on which Jagger played guitar.
    1969 - Mick Jagger of The Rolling Stones celebrated his 26th birthday with the release of the album, "Beggar's Banquet". It was the first time that Jagger's guitar playing had been featured on any of the Stone's records.
    1969 - Elvis Presley opens his first live engagement in nearly eight years. Las Vegas, Nev.
    1969- The Rolling Stones' founding member and guitarist Brian Jones, found dead in his swimming pool just weeks earlier, is memorialized on the cover of Rolling Stone magazine. 
    1970-The San Francisco Chronicle received a letter from the Zodiac killer with an unsubstantiated claim of killing 13 people. The case was never solved, and is still considered "open." Speculation is he was killed in a car accident or committed to a mental institution as reasons he was never heard from again (no one knows.)
    1970 - Home runs came in triplicate. Johnny Bench of the Cincinnati Reds belted three home runs against the St. Louis Cardinals, and Orlando Cepeda of the Atlanta Braves launched a trio of homers in a game with the Chicago Cubs.
    1972 - No. 1 Billboard Pop Hit: "Alone Again (Naturally)," Gilbert O'Sullivan.
    1974-John Denver earns a gold record for his all-time biggest hit, "Annie's Song." The song was written about his wife, who later divorced him.
    1974- London graffiti artists hired by the Rolling Stones' management spray paint various local sites as promotion for the groups' latest single, "It's Only Rock And Roll." 
    1975-Nat King Cole's daughter, Natalie, debuts on the music charts with "This Will Be." It makes it to number six on pop charts and number one on the R&B.
    1975---Top Hits
“The Hustle” - Van McCoy & The Soul City Symphony
“I'm Not in Love” - 10cc
“One of These Nights” - Eagles
“Touch the Hand” - Conway Twitty
    1975 - Van McCoy and The Soul City Symphony reached the top spot on the "Billboard" record chart for the first -- and only -- time. The disco hit "The Hustle" became the top record in the U.S. The instrumental remained in the reflection of the disco mirror ball for only one week ... though plenty of other disco hits followed. Keep that white suit handy. Disco may just come back!
    1976-Ted Nugent receives a gold record for his sixth, self-titled album. It includes "Hey Baby" and "Dog Eat Dog."
    1980 - No. 1 Billboard Pop Hit: "It's Still Rock and Roll to Me," Billy Joel. It is Joel's first No. 1 single.
    1983---Top Hits
“Every Breath You Take” - The Police
“Electric Avenue” - Eddy Grant
“Is There Something I Should Know” - Duran Duran
“Pancho and Lefty” - Willie Nelson & Merle Haggard
    1984 - "Purple Rain", the film creation of Prince, premiered in Hollywood. Attending the gala at the Palace Theatre were Eddie Murphy, Lionel Richie and Stevie Nicks. MTV presented live coverage of the events.
    1986--"Sledgehammer" by Peter Gabriel topped the charts and stayed there for a week
    1987 - Robert Wrenn set a record for the Buick Open. He won the golf tourney with a 26-under-par 262, a seven-stroke victory. Wrenn just missed the PGA Tour record of 27-under-par at the tourney, which was held at Grand Blanc, MI.
    1987-singer Billy Joel began a series of six concerts in the Soviet Union with a performance in Moscow. About 300 of the 10,000 people in attendance swarmed to the front of the auditorium, waving posters and climbing on each other's shoulders. It was an unusual display of enthusiasm for a Soviet audience, who usually showed appreciation by clapping slowly and rhythmically. At one point, Joel jumped from the stage and walked through the crowd followed by a procession of fans. He has an album plus a video/DVD on the tour.
    1988- Thunderstorms produced large hail and damaging winds in the Middle Atlantic Coast Region, and in the south central U.S. Eight cities in the northwestern and north central U.S. reported record high temperatures for the date. Salem, OR, hit 103 degrees.
    1989 - Morning thunderstorms produced heavy rain in southeastern Texas, with more than three inches reported at the Widllife Refuge in southwestern Chambers County. Evening thunderstorms produced severe weather in Montana, with wind gusts to 62 mph reported at Helena. Eight cities from Maine to Minnesota reported record high temperatures for the date, including Newark, NJ, with a reading of 99 degrees. 
    1990- President Bush signed the Americans with Disabilities Act, which went into effect two years later. It required that public facilities be made accessible to the disabled.
    1991---Top Hits
“Unbelievable” - EMF
(“Everything I Do”) “I Do It for You” - Bryan Adams
P.A.S.S.I.O.N. - Rhythm Syndicate
“I Am a Simple Man” - Ricky Van Shelton
    1992 - Patty Sheehan defeated Juli Inkster in a playoff to win the 47th U.S. Women's Open at the Oakmont (PA) Country Club.
    1998 - Hale Irwin birdied the 18th hole for a 69 to win the U.S. Senior Open by one stroke over Argentina's Vicente Fernandez at Riviera Country Club, Pacific Palisades CA.
    1998-- Don Sutton and Larry Doby are inducted into the Hall of Fame along with Lee MacPhail, George Davis and Joe Rogan. MacPhail joins his dad, Larry, to become the first father and son to be enshrined at Cooperstown.
    1998 --With his 44th homer, Mark McGwire surpasses Johnny Mize as the all-time Cardinal single-season home run leader.
    1998-- Hitting his 380th career homer, Jose Canseco becomes the all-time Latin home run leader passing Orlando Cepeda and Tony Perez.
    2000 - U.S. District Judge Marilyn Hall Patel (in federal court, San Francisco CA) issued a preliminary injunction against online music service Napster. The judge ordered Napster to stop distributing copyrighted songs on the Web. Although Napster fought the ruling for months, this was the beginning of the end for the Internet music distribution site.
    2005-- After waiting through a 2 hours, 43 minutes rain delay in Atlanta to start the game, Greg Maddux becomes the 13th pitcher in baseball history to register 3,000 strikeouts. Taking an inside fastball in the top of the third inning, Omar Vizquel of the Giants becomes the historic victim of the crafty 39-year old Cubs' right-hander.



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