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Wednesday, July 21, 2010


Professional American soccer defender and midfielder Brandi Denise Chastain born 21 July 1968 in San Jose, California. She is best known for her game-winning penalty shootout kick against China in the 1999 FIFA Women's World Cup final and her bra-baring celebration afterwards.


Headlines---

  Classified Ads---Senior Management
U.S. Bancorp Oliver-Allen group Closing Down
 ABCO latest to file against Allied--More to follow?
  Cartoon---Kitchen Problem
   Team Funding Solutions –Funder List “Up-dated”
  AbsoluteAuto Solutions Joins Broker-Lessor List
   Broker-Lessor List “A” up-date
    Classified Ads---Help Wanted
Sales makes it Happen—by Steve Chriest
 “A Sure Fire Winner"
  Letters---We get Email!
   Placard---Do It!
    Classified ads—Investigator
  Brea, California---Adopt-a-Dog
News Briefs---
 75 years of Friendly's
  Kindle e-book sales overtake hardback book sales   
    Sports Briefs---
     "Gimme that Wine"
    This Day in American History
      Baseball Poem
       SuDoku
        Daily Puzzle
      GasBuddy
     Weather, USA or specific area
      Traffic Live----


######## surrounding the article denotes it is a “press release” and was not written by Leasing News nor information verified, but from the source noted. When an article is signed by the writer, it is considered a “by line.” It reflects the opinion and research of the writer. It is considered “bias” as it is the writer’s viewpoint.


LeasePolice.com - "Your One Stop Vendor Check"

(Leasing News provides this ad “gratis” as a means
to help support the growth of Lease Police)

[headlines]
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Classified Ads---Senior Management

Europe
25+ yrs exper. management roles Chase, AT&T Capital, Heller Financial, SFS. Develop biz from “scratch to success”. Looking for challenging & pioneering job.
Email: frans@alliedproperty.net

Philadelphia, PA
27 yrs. exp. sales, ops., credit, strategy, P&L mngmet. Most recently created & executed the biz plans for 2 highly successful Bank-owned small ticket leasing subsidiaries.
email: mccarthy2020@comcast.net
Philadelphia Metro Area - 30 Years experience Healthcare sales/ management- 3 years experience newly create "small-ticket" healthcare division.
Good success - Mitch Utz
215-460-4483
Email: mitutz@msn.com

Southern CA
20 years exp. as hands-on leasing CFO, managing accounting, treasury, FP&A, including securitizations, Great Plains/FRx, budgets, risk management.  MBA.  Also available as interim Controller/CFO, consultant.
Email: leasecfo@gmail.com

For a full listing of all “job wanted” ads, please go to:
http://www.leasingnews.org/Classified/Jwanted/Jwanted.htm

Other e-Mail Posting Sites:
http://www.leasingnews.org/Classified/Posting_sites.htm


[headlines]
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U.S. Bancorp Oliver-Allen group Closing Down



Sal Maglietta, CEO U.S. Bancorp Equipment Finance, visited the Larkspur office, Marin County office, right above the City of San Francisco and laid everyone off, except for a few outside salesmen. Leasing News was told this is from 75-80 employees of the U.S. Bancorp Oliver-Allen group, now called the US Equipment Finance Technology Group. April, 2008 Maglietta let most of the salesmen go here. It is reported the Larkspur group become more operational with a few salesmen scattered about the country, primarily in Southern California.

Telephone calls to Mr. Maglietta and US Bancorp public relation personnel on Monday were not returned. Leasing News was told most would be gone by September with the final date of November 15th. The lease on the building reportedly runs through next August.


Archive--Sal Maglietta enjoying a cigar after dinner at
Bradley Ogden's Lark Creek Inn, Larkspur, California

Located in Larkspur, California, Oliver-Allen started in 1973, when Marin County was the location for over a dozen leasing companies and funders from Interlease, SHW Capital, and many others. Oliver-Allen was one of the first companies to specialize in IT: leasing equipment for computer systems, networking, communications, PC connectivity, primarily to middle market clients. They were sold in March, 2000 to US Bancorp.

February of 2005 Maglietta came from Parthenon Capital, San Francisco, where he was a partner, prior he was with Citibank in New York where he was CEO of CitiCapital Equipment Finance. U.S. Bancorp Equipment Finance was then composed of four business units, including the Capital Equipment Group, U.S. Bancorp Oliver-Allen, Machine Tool Finance Group and Indirect Finance and Syndications Group and brought his finesse to Portland, Oregon, which also included some old friends. He reorganized the group over the last few years, eventually eliminating the middle-market broker group and now. The main group address remains Marshall, Minnesota, in the County of Lyon, thus the Lyons Financial name dba Manifest.

Looks like a very serious cutback.


[headlines]
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ABCO Latest to file against Allied--More to follow
by Christopher Menkin



The total count at this time is reaching $20 million. Those holding leases and noting the number of UCC's believe this could reach five times that number.

ABCO Leasing, Bothell, Washington is the latest to file against Allied Health Care Services, Orange, New Jersey as well as the guarantor Charles K. Schwartz. It regards two leases for a total of $400,000. Leasing News is told there are several other banks who are about to file, one for $9 million. Reportedly Allied is two to three months in arrears. Bankers report hearing many excuses for the last six months.

There will most likely be many small banks in a similar situation, many who actually visited the Allied offices (as told to Leasing News in several telephone conversations over the last few months ), and inspected the alleged respirators involved in the lease transaction; several looked a checks received as well as invoices (reported in previous stories by Leasing News.)

Bank auditors will be aware of Allied Health Care Services if this appears as widespread among small banks as per the UCC filings.

This will bring further attention to leases brokered to banks. Reportedly there is an audit directive regarding leasing transactions directed from outside the bank. Leasing News is seeking this document, if available to the public under the freedom of information act.

At this time, these are the companies who have complaints filed against Allied Health Care Services in addition to ABCO Leasing:

July 12th Onset Financial, South Jordan, Utah and CW Onset, a Utah limited company, on July 12, 2010 filed a $9,798,000. Crossroad Bank, Wabash, Indiana, formerly known as First Federal Savings Bank of Wabash filed a suit on July 9th, 2010 for $144,788.20 plus attorney and court costs regarding respirators. Commonwealth Capital Corporation filed on June 18 for $4,224,543.02 against the corporation and $1,792,893.82 against the personal guarantee of Charles K. Schwartz, "plus attorneys fees, costs, and interest, as well as all other relieve which this court deems just;" Kingsbridge Holding, LLC, Lake Forrest, Illinois, was first with a suit against Allied Health Care Services for $1,051,207.74 plus attorney and court fees; MinnWest Capital Corporation, Minnetonka, Minnesota, (subsidiary of MinnWest Bank Metro) $2,070,690 suit against Allied as well as the Charles Schwartz, president of the company, as personal guarantor to the corporation.

ABCO Complaint:
http://leasingnews.org/PDF/ABCO_Complaint.pdf

Exhibit A-Contract:
http://leasingnews.org/PDF/ABCO_Complaint_Exhibt_Lease_Contract.pdf

Exhibit B-Personal Guarantee:
http://leasingnews.org/PDF/ABCO_Personal_guarantee.pdf

Previous Articles:
http://www.leasingnews.org/Conscious-Top%20Stories/allied_health.html


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Team Funding Solutions –Funder List “Up-dated”


“TEAM Funding Solutions is a direct funding source dedicated to funding "C-Credit Leases" for the Broker Community!" Your customers are welcome Nationwide.

“We prefer to work with Brokers who are members of equipment leasing associations such as: NAELB and NEFA. New Brokers are welcome that have been formally trained by known equipment leasing education companies.”

http://www.teamfundingsolutions.com/

TEAM Funding Solutions
1992
Ted Reynolds – Owner and President
Jeff Deskins - Credit Manager

Lynn Smith - Broker Development Manager
888-457-6700 x115,
App Submittal
Martin Lacayo - Broker Development Manager
888-457-6700 x106,
App Submittal
Mike Wright - Broker Development Manager
888-457-6700 x108,
App Submittal
Stephen Stuesser – CFO
Jessica Green - Marketing and Relationships Manager,
888-457-6700 x109, Enrollment
Fax: 512-258-2322

512.692.0500 fax
www.teamfundingsolutions.com
ELFA, NAELB, NEFA
(YY)
11
All 50 States
$10,000 - $100,000
Y
N/R
N/R
N/R
N/R

Funder List “A”:
http://www.leasingnews.org/Funders_Only/Funders.htm

[headlines]
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AbsoluteAuto Solutions Joins Broker-Lessor List


AbsoluteAuto Solutions, LLC.
Dayton, Ohio
William B. Brough, President
wb@aasfinance.com
Susan A. Brough, V-President
sab@aasfinance.com
877-675-5440
fax: 888-723-8768
aasfinance.com
OVLA, NVLA
2009
9
National
N/R
 
N
Y
Y
Y
Y

Broker-Lessor “A” List:
http://www.leasingnews.org/Brokers/broker_Lessor.htm

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Broker-Lessor List “A” update



Due to the size, the Broker-Lessor list consisted of List “A” and List “B” by employee size. Several may advertise they are “funders,” but did not meet the criteria for the “Funder List” and others may be brokers who work with other brokers, but do not “qualify” as a super broker as they also have a sales staff or present themselves in a “funder” category.

Note: 45 broker-lessors were removed from the first list (“A”) as being out of business. This was confirmed by emails not returned and telephones disconnected. Whether they are working elsewhere is not known.

“List B” is in the process of being up-dated as well as the Captive Lessor list.

http://www.leasingnews.org/Brokers/broker_Lessor.htm

http://www.leasingnews.org/Brokers/broker_Lessor_B.htm


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Leasing Industry Help Wanted

Looking for experienced vendor reps. across the country.
A book of business is a plus... Our value proposition
is unmatched in the industry.
contact: mscritchfield@homecoastcapital.com

www.homecoastcapital.com


Please see our Job Wanted section for possible new employees.

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Sales Makes It Happen---by Steve Chriest



“A Sure Fire Winner”

As a sales professional, there is at least one sure-fire way to increase your value to your company and to any organization – learn to read and understand financial statements.

Jessica Byrnes wrote to CFO magazine recently and said “There is not a single person working is a U.S. public company…who should not be able to read and understand a financial statement. While this may be true, another reader, Dave Kosek, wrote that Ms. Byrnes was “…out of touch with reality.” He continued, “I would bet that more than half of the people in management of our U.S. public companies cannot read or understand a financial statement, not to mention the people who actually do the work!”

An outsider might think that surely everyone in the equipment finance business would know all about financial statements, but that doesn't seem to be true. I am told, in fact, that a great many salespeople in the finance industry don't know much, if anything, about financial statements.

I think most managers would agree that many equipment finance salespeople don't need to become experts in reading financial statements. Unless a salesperson is coincidentally involved in structuring transactions that requires expertise in financial analysis, it may not be necessary to become an expert in analyzing financials, but understanding the basics of financial statements can't hurt professionally, and can help salespeople personally.

In keeping with my perspective that people change behaviors only when they perceive something beneficial in it for them to do so, here is my short list of the benefits to leasing salespeople of learning to read and understand financial statements:

- The ability to read and understand financial statements will make you appear smarter.

- You will build credibility in your organization with your managers, credit analysts and senior managers.

- You will build credibility with your customers as you demonstrate through analysis that you truly understand their business.

- You will save yourself gobs of time as you learn to pass on deals that you know will waste the time of credit analysts and will lead to frustration for everyone.

- You will gain confidence and independence when making personal investment decisions.

From a selfish perspective, assisting credit analysts with an educated point of view on a deal, or saving them time by discarding deals that don't make the grade from a financial analysis perspective, will naturally position you in the eyes of the credit analysts as a professional who cares about their time and workload. Don't be surprised when most analysts are willing to listen to you when you want to present a deal that doesn't quite fit the credit box, but may deserve consideration based on other criteria.

Finally, achieving some level of expertise in understanding financial statements can actually be fun. When you understand that all businesses, sooner or later, suffer from commoditization and become white elephants, that “profit” isn't the end-game of business, but is instead the ultimate cost of staying in business, and that without profits, and real free cash flow, a company is unable to continue the investments it must make to stay competitive, you begin to look at a company's financials with a different perspective. You may even come up with an idea no one else has thought of for keeping a business profitable or helping a business out of trouble.

If you are truly looking for a way to become a more valuable resource to your company, and to your customers, learn about financial statements. There are more resources than ever to help you learn, and you will profit professionally and personally!

About the author: Steve Chriest is the founder of Selling UpTM (www.selling-up.com), a sales consulting firm specializing in sales improvement for organizations of all types and sizes in a variety of industries. He is also the author of Selling The E-Suite, The Proven System For Reaching and Selling Senior Executives and Five Minute Financial Analyst, Basic Finance & Analysis Tools for Non-Accountants. You can reach Steve at schriest@selling-up.com.

Sales Makes it Happen articles:
http://www.leasingnews.org/Legacy/index.html

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Letters---We get Email!

(mostly chronological)


ELFA President on Financial Regulation Reform
http://leasingnews.org/archives/July2010/7_16.htm#elfa_reform

“Mr. Sutton’s comments on the passage of FinReg are an insult to the Equipment Leasing Industry.

“Either Mr. Sutton did not read the bill or any reasonable analysis of the bill.

“If this is an example of Mr. Sutton’s leadership, he should resign.

“Is Mr. Sutton afraid to intelligently criticize the most intrusive, disorganized, idiotic, wasteful financial legislation every written?

“Nothing is the bill addresses the real problems of the financial crisis and if Mr. Sutton does not know that he should keep his mouth shut because that only encourages more damaging legislation from the worst Congressional session in the history of this country.

“Mr. Sutton does not represent any thinking member of the Equipment Finance and Leasing Industry.

“He is an abject embarrassment.”

Thank you.

John C. Salomone
Managing Director
Structured Finance International, LLC
1410 Bay Road
Miami Beach, FL 33139
305-672-7793 - Direct
305-673-4383 - Fax
917-704-9043 - Mobile
Email: John@SFInternational.biz
www.structuredfinanceinternational.com


Maricle Arrested in Florida Advance Rental Scam
http://leasingnews.org/archives/July2010/7_16.htm#maricle_arrest



“I want to be sure your readers are aware of the fact that many states have laws like Florida’s prohibiting or limiting the right to collect advance fees. Joe Bonanno and I have written about this in the past.

“Our concern is that honest brokers may be caught up in a law designed to prevent fraud.”

BARRY S. MARKS
MARKS & WEINBERG, P.C.
Financial Center - Suite 1615
505 North 20th Street
Birmingham, Alabama 35203
P. O. Box 11386
Birmingham, Alabama 35202
bmarks@marksweinberg.com
www.leaselawyer.com
205.251.8303
fax 278.8905 (Direct) 251.8305 (Main)

(Many states have them, and Florida does, but does not apply to capital leases or operating leases. The Florida Attorney General office was backing a bill that the ELFA and NAELB opposed.

(Florida: Brokers of a “loan of money, a credit card, line of credit or related guarantee, enhancement or collateral of any nature” may not assess or collect an advance fee. Florida Statues, Chapter 687.14 (1992)

(The bill wanted this to include equipment leases.)

(Many states have them, but don't enforce them, such as New York:

New York: Any advance payment or deposit must go into an escrow account until a transaction proceeds.

http://leasingnews.org/archives/Jun2010/6_25.htm#statuses

(What you will be seeing, however, is more active auditing of banks who do leases with others and never meet the customer, relying primarily of the party who submitted the credit (the bank may

check the results), but auditors will be looking more at leases due to all the leases and frauds. The FDIC has reportedly set up guidelines for this and Leasing News is attempting to obtain a copy.
- Editor)



6 Month 2010 Leasing Assoc. Membership Count
http://leasingnews.org/archives/July2010/7_14.htm#assoc_count

“Thank you for publishing the membership numbers. NEFA is mainly off in the Broker /lessor grouping and in Funding sources over $50 MM annually. This should come as no surprise to those of us in the business. It’s tough out in these market segments, but we are still working hard as a board to provide real value for our members and anticipate additional members. Our turn out at our Regional events continues to be strong indicating to me that NEFA members and non-members that want to stay engaged are continuing to see the value out these local events.

“As I said above, The NEFA board and committees continuing our efforts to add additional members for the remainder of the year and expect an uptick in members prior to our Fall Expo Atlanta Conference October 14-16 at the Ritz Carlton. This is traditionally our largest and most well attended conference and in a normal year, which this is not, we still expect a good turnout.”

Best regards,
Randy

Randy Haug , Sr. Vice President / Partner, LeaseTeam, inc.
402.493.3445 (w) | 402.493.3433 (f) | randy@leaseteam.com
Feature-Rich Software Solutions that seamlessly handle the entire lifecycle of your leases and loans.
www.leaseteam.com




“I thought I would add a little POSITIVE news you can pass on to your readers. FinPac has lowered their best rates by 400 bps to 12%. “While our focus is still in our second tier credit niche with appropriate pricing, we are trying to respond to our TPO's (third party originators) needs in that better rate segment. We believe that our historical knowledge and the experience we've gained over the past two years helps us properly identify and price for risk. I am pleased that, in the face of a more limited funding marketplace, we can be a broader solution for our TPOs.

“In my opinion, though sluggishly, the economy IS IMPROVING.

“Just some good news for a change! Thanks for your support of our industry.”

Paul J. Menzel, CLP
President & CEO
FINANCIAL PACIFIC LEASING, LLC
3455 South 344th Way, Suite 300
PO Box 4568
Federal Way, WA 98063-4568
Email: pmenzel@finpac.com
Phone: 253-568-6121 or 877-222-8558 x121
FAX: 800-510-0101


“During my ‘why am I being cut off after 18 years of loyal service to the broker’s partner (they advertise), steady $300k annual production, and zero delinquency after all MY hard work during 2009’ discussions with Manifest brass earlier this year, it occurred to me that it is easy to blame low volume and other brokers for losses and they should be saying, ‘Oh, I forgot about the deep recession, maybe that had something to do with it!’.”

Bruce Forinash, Leasing Agent
brucef@investmentleasing.com
www.investmentleasing.com
800-400-5060 x 101
858-451-0033 fax

Investment Leasing Company
Healthcare & Business Equipment, Software, & Vehicle Leasing & Financing Since 1986

FedEx & UPS address: 11835 Carmel Mt. Rd., Suite 1304-351, San Diego, CA 92128
All mail: P.O. Box 500110, San Diego, CA, 92150
Office: 11440 West Bernardo Ct., Suite #300, San Diego, CA 92127



“Thank you for publishing the list of funding sources.”

Linda Naiman
First Capital Leasing
800-541-0114, ext. 17
Fax 800-403-3529
PO Box 1018, 32 Wolf Hill
E. Sandwich, MA 02537
Email: Linda@LeaseExperts.com

Celebrating 25 Years -- April 4th, 2010!
www.LeaseExperts.com



"I'VE RECEIVED A NUMBER OF CALLS RECENTLY FROM BROKERS WHO THINK WE ARE STILL ACCEPTING BROKER BUSINESS.A CHECK OF LEASING NEWS SHOWS THAT WE ARE ON YOUR LIST OF FUNDERS NOT ACCEPTING BROKERS BUT ARE NOW ON THE REGULAR LIST AS AN ACTIVE FUNDING SOURCE.

"HERE IS AN UPDATE OF OUR CURRENT POSITION. AFTER JOANIE RETIRED IN NOVEMBER 2009 AND THE BELLEVUE OFFICE WAS CLOSED, THE REMAINING OWNER DECIDE TO QUIT LENDING MONEY ON ANY FUTURE DIRECT OR BROKER DEALS, INCLUDING CURRENT AND PAST CUSTOMERS. THE INITIAL PERIOD WOULD BE FOR A TERM OF ONE YEAR BUT IT LOOKS LIKE IT MAY BE PERMANENT. PLEASE DELETE OUR NAME FROM ANY ACTIVE LIST."

SINCERELY;

Steven J. Royce
Dolsen Leasing Company & Columbia Credit Company
301 N. 3rd St.
Yakima, Wa. 98901
888-476-2200
509-952-7071 Cell
509-249-7518 Fax

(Dolsen is not on any of the other lists, and the Out of Broker Business list does not contact telephone numbers or email addresses. Those brokers who called you cannot read, or maybe don't believe Dolsen is no longer accepting broker business. Editor)



“It’s hard to believe that today celebrates my 42nd year in the equipment financing business. We have provided financing to over 4400 clients in the US, Canada and now Mexico.

“As you probably know we finance some of our own leases thru our 3 companies, Odyssey Leasing, Two Rivers Leasing and Smart Lease Co. We can offer financing either on a lease or contract basis, your choice. Either way it is 100% financing, no down payment needed ever.

“It does not feel like 42 years have passed even though with the money market the way it is today, it’s stretching my patience. Our sales people are working harder than ever to service the needs of our clients.

“We have financed such a variety of items over the years; from a palomino horse to a million dollar wind turbine in Alaska. We even financed dairy cows at one time when we were located in Seattle. We provide financing for web sites, software only applications, and really any kind of new or used business equipment. You choose the equipment and the dealer, we just provide the financing. If you might be looking for some equipment and need a name of a dealer selling that kind of equipment, we might be able to give you a dealer’s name you could call.

“I have seen many many leasing companies come and go over the years. We are proud that we are still operating and serving our many lessees and dealers over these years. One our largest client’s has over 25 leases with us at their many locations.

“Our ability to provide long term lines of lease financing credit has really helped us grow over the years. Companies can figure out how much equipment they might need to finance for a year and we can set up a line of credit to utilize when needed. No need to go to their bank each time they have a financing need. These days going to the bank for money may be a waste of time.

“Hopefully money will be easier to get as the months unfold. I feel sorry for customers who have marginal credit; they are really having a tough time getting needed equipment financed at a decent rate, or at all. The same holds true for startup companies in this market, the money is there but the cost is high.

ODYSSEY EQUIPMENT FINANCING and medical divisions

John Torbenson-President
8655 E. Via de Ventura, Ste. E-130
Scottsdale, AZ 85258
Ph: 480-607-6800 Ext. #1 1-888-607-6800
Fax: 480-607-6868 www.oefc.net

"40+ Years Financing Equipment Nationwide"



“As a bank that discounts lease contracts, we’d like to get legal and Lessor opinions and comments from your readers on the legality of enforcing Evergreen Clauses, specifically on leases with just $1.00 and $101.00 options, not to mention ethics.

“I’m amazed at the number of Lessors that try to enforce an “automatic renewal” provision, if the Lessee doesn’t send written notice, to exercise even their $1.00 option, anywhere from 60 -180 days prior to the end of the lease, or they lose the right to exercise the original option and must now pay additional rentals as well as an FMV option……….Please, this has got to be illegal!!!!

“My personal opinion is that upon assignment, we as a funder should require the Lessor to give up the right to exercise any the Evergreen Clause if the option is for $1.00 or even $101.00. Is it the bank’s responsibility to advise the Lessee? Some banks hold thousands of leases and it just isn’t feasible to track and inform.

“As a discount lender we are often in the middle and get the wrath of an irate lessee who calls and asks why they are getting billing statements from the Lessor when they know they’ve made all their payments. We tell them to look at their contract and that we are required to return the original documents back to the Lessor because we usually only discounted an assigned stream of payments. We see no rational justification for that renewal clause being enforced on $1.00 option leases other then simple greed!

“With interim rent, automatic renewals and evergreen clauses, and the games being played, it’s no wonder the leasing community continues to get beaten up and many lenders have pulled away from this business."

Bob Robichaud, CLP
Vice President Leasing Relations
Commerce National Bank
brobichaud@commercenatbank.com
(Tel.) 714-882-7648





“See our cow herding Westies, Fiona and Abby. Also- a good break from leasing is a good idea every now and then. Hiking with dogs is very therapeutic and an excellent avenue for stress management.”

Jim Gibbons
Edison Capital Leasing



Tuna Shoelaces
http://leasingnews.org/archives/Jun2010/6_30.htm#shoelaces

“Thank you for uncovering the links between the economic ripple effect and this golden oldie by Abbott and Costello.

“Some readers might also be familiar with South Park episode ‘’Margaritaville’. Please find an excerpt from Wikipedia below.

"Seriously funny, although maybe too offensive for some."

Kind regards,
Sicco J Bier
Halfweg, Netherlands
s.bier@denso.nl <s.bier@denso.nl>

" ‘Margaritaville’ is the third episode of the thirteenth season of the American animated television series South Park, and the 184th overall episode of the series. It originally aired on Comedy Central in the United States on March 25, 2009. The episode is a satire and commentary on the global recession affecting much of the industrialized world at the time of the episode's broadcast. Kyle is portrayed as a Jesus-like savior working to save the economy, and Stan spends much of the episode trying to return a personal Jimmy Buffett Margaritaville machine. Released March 16, 2010:
http://www.amazon.com/Margaritaville/dp/B0021SMBK6

(This ad is a “trade” for the writing of this column. Opinions
contained in the column are those of Mr. Terry Winders, CLP)

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Classified ads—Investigator

Los Angeles - Licensed Private Investigators, specializing Collateral Recovery Field Investigation for the Lending industry since 1998 - Our clients include Banks, Credit Unions, Automotive and Equipment Lenders. JohnHarmonPI@aol.com Collections, Investigations & Asset Recovery Midwest:
Tierra Investigations & Consultants, LLC
Commercial collections, repossessions, bankruptcy fraud, theft & conversion claims. 
605-647-1700 Fax 605-647-0534
troy@tierrainv.com

Leasing Industry Outsourcing (Providing Services and Products)

All "Outsourcing" Classified ads (advertisers are both requested and responsible to keep their free ads up to date:
http://www.leasingnews.org/Classified/Outsourcing/Outsourcing.htm

How to Post a free "Outsourcing" classified ad:
http://www.leasingnews.org/Classified/Outsourcing/Outsourcing-post.htm


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Brea, California--Adopt-a-Dog



Journey

About a year old, missing knee caps, however he is a puppy and he does not let his disability get him. We're not even sure he realizes he is different; he just wants to play and have you chase him and pick up toys and wants to play with other dogs. He is gentle with little dogs and he is just a pleasure to watch and be with.”

My Contact Info
* Good Dog-Dog Talk Rescue
* Brea, CA
* 626-437-5412

http://www.petfinder.com/shelters/CA1411.html

Adopt-a-Pet by Leasing Co. State/City
http://www.leasingnews.org/Conscious-Top%20Stories/Adopt_Pet.htm

Adopt a Pet
http://www.adoptapet.com/

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News Briefs ---

75 years of Friendly's
http://www.boston.com/business/gallery/friendlyshistory/

Amazon: Kindle e-book sales have overtaken hardback book sales
http://www.nypost.com/p/news/business/amazon_kindle_book_sales_have_
overtaken_vI2AtFqzfowPXIgod7n16M






Sports Briefs----

The 50 Greatest Sports Songs of All Time (With Video)
http://bleacherreport.com/articles/402099-the-50-greatest-sports-songs-of-all-time-with-video

 



“Gimme that Wine”

100%Cork.Org Supporters Quickly Top 15,000; Majority are Women
http://finance.yahoo.com/news/100CorkOrg-Supporters-Quickly-prnews-706721751.html?x=0&.v=1

Growers gather to talk organic grapes
http://napavalleyregister.com/news/local/article_32f1a26e-93bf-11df-85fe-001cc4c002e0.html

Pine Mountain grape growers may drop 'Mayacmas'

Napa Valley's Far Niente Winery Marks 125th Anniversary
http://napavalleyregister.com/news/local/article_32f1a26e-93bf-11df-85fe-001cc4c002e0.html


Free Mobile Wine Program
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This Day in American History

    1667 - The Peace of Breda ended the Second Anglo-Dutch War and ceded Dutch New Amsterdam (Manhattan) to the English. The South American country of Surinam, formerly Dutch Guiana, including the nutmeg island of Run was ceded by England to the Dutch in exchange.    
    1669 - John Locke's Constitution of English colony Carolina was approved.
    1823 - After pirate attack, LT David G. Farragut leads landing party to destroy pirate stronghold in Cuba.
    1828-The first strike in which a militia was called out occurred in Paterson, NJ when the Godwin Guards of the national militia were ordered to keep peace during a strike bought about by the changing from noon to one o’clock. the strikers were defeated, but the noon lunch hour was afterwards restored.
    1832- Henrietta King Birthday – Founder of King Ranch in Texas. She inherited a good size ranch in west Texas - 500,000 acres - from her husband and a king-sized debt. By all reason the ranch should have gone on the auction block, but Henrietta was a stubborn woman. She decided to run it herself, hiring her son- in-law to assist. Together they streamlined the ranch operations. She personally developed the Santa Gertrudis cattle breed that became the mainstay of the Texas cattle business. When she died at age 92 in 1925, she had parlayed that nearly bankrupt ranch into the world-renowned King Ranch of 1,280,000 debt-free acres and an estate in excess of $5 million.
http://www.tsha.utexas.edu/handbook/online/articles/view/KK/fki16.html
http://www.harcourtschool.com/activity/biographies/hking/
http://www.taliesyn.com/hmking/hmking.htm
    1846- Mormons found first “American” settlement in California (San Joaquin Valley) called “New Hope.”
http://www.amazon.com/exec/obidos/ASIN/0934153094/inktomi-bkasin-20/
103-5362656-4423850

http://wwwlibrary.csustan.edu/bsantos/calif.html
    1853- Anna Adams Gordon birthday - U.S. social activist. AAG at 24 became the live-in private secretary of Women's Christian Temperance Union (WCTU) organizer and its long-time president Frances Willard. She became a prominent activist in the WCTU in addition to her duties to Willard and she served as national as well as world WCTU president after Willard's death. It was under her presidency that the U.S. adopted the 18th Amendment prohibiting the manufacture and sale of liquor, the last major attempt by government to legislate morality and like all others, it failed. Contrary to popular belief, deaths from alcohol abuse recorded by hospitals went down considerable, as did traffic accidents.
http://search.eb.com/women/articles/Gordon_Anna_Adams.html
    1856- Louise Blanchard Bethune birthday - U.S. architect. She was the first professional architect in the U.S. who was also a woman. In 1889 she was elected the first woman member of the American Institute of Architects.
http://www.fredbecker.org/News%20Letter/L%20Bethune.htm http://ah.bfn.org/a/archs/beth/bethberk.html http://www.distinguishedwomen.com/biographies/bethunel.html
    1861-In the Battle of Bull Run Union General Irvin McDowell was defeated by Confederate troops led by General Joseph E. Johnston at the first Battle of Bull Run at Manassas, VA. It was the first major engagement of the war. It was during this battle that Confederate General T.J.Jackson won the nickname “Stonewall” (by the way, the movie “Gods and Generals is only boring, but inaccurate.) In the second Battle of Bull Run, August 29-30,1962, Union General John Pope was badly defeated by General Robert E. Lee. For trivia buffs, CS Col Francis Stebbins Bartow, 8th GA, killed at 1st Bull Run July 21, 1861, was the first Georgian to die in the war.
On July 18, 1861, with Confederate and Union troops gathering nearby, a Union shell dropped through the chimney of the home of Wilmer McLean who had retired to an estate near Manassas Junction VA. When the smoke had cleared and the first major battle of the war known as 1st Bull Run was over, McLean moved away from the war to a small quiet area of Virginia known as Appomattox Court House. On Sunday, April 9, 1865, the war ended in McLean's parlor with the meeting of Lee and Grant for the signing of the surrender of the Army of Northern Virginia.
(lower half of : http://memory.loc.gov/ammem/today/jul21.html)
    1865-The New Orleans Tribune, first daily Black newspaper, is published in English and French. Belgian scientist Jean- Charles Houzeau became managing editor of the New Orleans Tribune that year. Ardently sympathetic to the plight of Louisiana’s black population and reveling in the fact that his dark complexion led many people to assume he was black himself, Houzeau passionately embraced his role as the Tribune’s editor and principal writer. The paper closed on February 28, 1869. Presently the New Orleans Tribune is a monthly newsmagazine targeted to the upscale African-American community. Founded in 1985 by Dr. Dwight and Beverly McKenna, the Tribune has earned a reputation as a fearless, pioneering advocate for social, economic and political issues often ignored by the mainstream press.
http://www.aaregistry.com/african_american_history/1219/
The_New_Orleans_Tribune_founded

http://www.neworleanstribune.com/
    1886- The cardinal's hat was conferred upon Elzear Alexandre Taschereau, 66, archbishop of Quebec. He was the first Canadian to be made a cardinal in the Catholic Church.
http://www.archiv.umontreal.ca/Galeries/Groupe/TaschereauCardinal.htm
http://www.newadvent.org/cathen/14462b.htm
    1896-National Association of Colored Women founded by Mary1873 - Jesse James and his gang conducted the first train robbery in America. At Adair, Iowa, James and company took $3,000 from the Rock Island Express.
Church Terrell in Washington ,DC
http://memory.loc.gov/ammem/aap/terrell.html
http://www.tnstate.edu/library/digital/terrell.htm
http://www.spartacus.schoolnet.co.uk/USAnacw.htm
http://www.cr.nps.gov/nr/travel/civilrights/dc2.htm
http://gos.sbc.edu/t/terrellmary.html
    1898- Sara Dougherty Carter birthday - U.S. music legend. SDC, with her husband A.P., formed the nucleus of the Carter family singing group that included cousin Maybelle Carter (B. 05- 10-1909) and Maybelle's children (including June Carter)as they grew up. The group disbanded in 1943. The group was responsible for the popularization of Appalachian and folk music and was the first group to be elected to the Country Music Hall of Fame. Much of today's country music depends on the innovative guitar styling of Maybelle as well as Sara's slide picking.
http://www.artistdirect.com/music/artist/bio/0,,412598,00.html?artist=Sara+Carter
http://www.bartleby.com/65/ca/CarterFam.html
    1899-Birthday of Ernest Hemingway, American short story writer and novelist born at Oak Park, IL. Made his name with such works as The Sun Also Rises (1926), A Farewell to Arms (1929), For Whom the Bell Tolls (1940) and The Old Man and the Sea (1952). He was awarded the Nobel Prize in 1954 and wrote little thereafter; he shot himself July 2, 1961, at Ketchum, ID, having been seriously ill for some time.
http://memory.loc.gov/ammem/today/jul21.html
    1911-Birthday of (Herbert) Marshall McLuhan, university professor and author, called "the Canadian sage of the electronic age," was born at Edmonton, Alberta, Canada. Understanding Media and The Medium is the Massage (not to be confused with his widely quoted aphorism: "The medium is the message"), among other books, were widely acclaimed for their fresh view of communication. McLuhan is reported to have said: "Most people are alive in an earlier time, but you must be alive in our own time." He died at Toronto, Ontario, Dec 31, 1980.
    1922 - Kay Starr is born in Dougherty, Okla. She begins her musical career with Joe Venuti's orchestra at age 15. She sings briefly with Glenn Miller, Charlie Barnet and Bob Crosby before launching a solo career in 1945. Her biggest hits are the No. 1 songs "Wheel of Fortune" and "Rock & Roll Waltz."
    1925 -Following a sensational 12-day trial, high school biology teacher John T. Scopes was found guilty of teaching evolution in his Dayton, TN classroom and was fined $100.
http://www.pbs.org/wgbh/amex/monkeytrial/timeline/index.html
http://www.law.umkc.edu/faculty/projects/ftrials/scopes/evolut.htm
http://www.law.umkc.edu/faculty/projects/ftrials/scopes/menk.htm
http://www.freeessays.cc/db/26/hmd422.shtml
http://xroads.virginia.edu/~UG97/inherit/1925home.html
    1929-birthday of singer Helen Merrill singer New York
http://www.museum.media.org/ella/carnegie/artists/merrill.html
    1931-birthday of tenor sax player Plas Johnson Donaldsville, LA
http://www.plasjohnson.com/
http://www.spaceagepop.com/johnson.htm
    1934-- 113ø F (45ø C), near Gallipolis, Ohio (state record)
    1943 -- "Stormy Weather" premieres in New York City with Lena Horne, Bill "Bo Jangles" Robinson, Fats Waller, Cab Calloway, the Nicholas Brothers, & Katherine Dunham. A week before the premiere, Horne said of African American actors, "All we ask is that the Negro be portrayed as a normal person. A worker in a union meeting, a voter in the polls...or an elected official. Perhaps I'm being naive. Perhaps these things will never be straightened out on the screen itself, but will have to wait until... [they're] solved in real life."
http://www.parabrisas.com/m_hornel1.html
http://www.reelclassics.com/Actresses/Horne/horne.htm
http://www.pbs.org/wnet/americanmasters/database/horne_l.html
http://www.amazon.com/exec/obidos/ASIN/B000001HKG/inktomi-musicasin-20/
103-5362656-4423850

    1946---Top Hits
The Gypsy - The Ink Spots
They Say It’s Wonderful - Frank Sinatra
Surrender - Perry Como
New Spanish Two Step - Bob Wills
    1949-birthday of Modern Blues Record owner/producer Dan Jacoubovitch, Roslyn, L.I..N.Y.
http://www.bluespower.com/armod.htm
http://www.bluespower.com/alph.htm
    1950 - Major General William F. Dean was reported missing in action as his 24th Infantry Division fought its way out of Taejon. During that action, he set the example by single-handedly attacking a T-34 tank with a grenade and directing the fire of others from an exposed position. As his division withdrew, he remained with the rearguard, rounding up stragglers and aiding the wounded. It was learned later that he had been captured about 35 miles south of Taejon on Aug. 25. Since the communists kept his capture a secret, he was presumed dead. In early 1951, President Truman presented the Medal of Honor to his wife in a White House ceremony. He was the only general officer and, at 51, the oldest man to receive the Medal of Honor during the Korean War.
    1951 - The National Association for the Advancement of Colored People protested the television version of "Amos 'n' Andy." The NAACP called it "a gross libel on the Negro and distortion of the truth".
    1953-Birthday of Robin Williams, comedian, actor ("Mork and Mindy," Mrs Doubtfire, Dead Poets Society, Good Will Hunting,Good Morning, Vietnam), born Chicago, IL.
    1954---Top Hits
Little Things Mean a Lot - Kitty Kallen
Sh-Boom - The Crew Cuts
Goodnight, Sweetheart, Goodnight - The McGuire Sisters
Even Tho - Webb Pierce
    1956- In a 13-6 defeat to the Cubs, Dodger shortstop Pee Wee Reese becomes one of five active players to collect his 2000th hit and Junior Gilliam sets a major league record by handling 12 assists at second base.
    1956--Billboard calls Elvis Presley "the most controversial entertainer since Liberace." The article also notes that Ed Sullivan, who once said Presley would never appear on his show, just signed the singer for three appearances
    1957 - When she won the Women's National clay-court singles competition, Althea Gibson became the first black woman to win a major United States tennis title
    1958 - On CBS-TV, the last installment of "Arthur Godfrey’s Talent Scouts" aired. Many artists owed their starts to "Talent Scouts," including Tony Bennett, Pat Boone, The McGuire Sisters and a singer named Connie Francis; who not only sang, but played the accordion.
    1958-"Hard Headed Woman" by Elvis Presley was the top tune on the Billboard chart. At the time, the King was in Fort Hood Texas, doing basic training in the US Army.
    1961-Following his success as a songwriter, penning Bobby Vee's "Rubber Ball" and Rick Nelson's "Hello Mary Lou", Gene Pitney makes his first appearance on American Bandstand, singing "Every Breath I Take".
    1962---Top Hits
Roses are Red - Bobby Vinton
The Wah Watusi - The Orlons
Johnny Get Angry - Joanie Sommers
Wolverton Mountain - Claude King
    1963- The usually mild-mannered Dodger manager Walter Alston is thrown out of both games of a doubleheader as the Braves sweep a twin bill for the first and only time in Milwaukee, 7-2 and 13-7. To make matters worse, the Los Angeles skipper has beer thrown in his face by a hometown fan as he leaves the second game.
    1967-The Youngbloods and Wildflower performed at the San Francisco California Hall. Grand opening of the Straight Theatre at Haight and Cole. It was the former Haight Theatre, but was now a hippie-run alternative to the commercially successful Fillmore Auditorium and Avalon Ballroom.
    1967-Grand opening of the Straight Theatre at Haight and Cole in San Francisco. It was the former Haight Theatre, but was now a hippie-run alternative to the commercially successful Fillmore Auditorium and Avalon Ballroom.
    1968-Arnold Palmer became the first golfer to surpass the $1 million mark in career earnings despite losing the PGA championship to Julius Boros by one stroke.
    1968-Brandi Chastain birthday, soccer player born right here in San Jose, California where women take off their shirt all the time when hot.
    1969 - One day after Neil Armstrong stepped onto the moon, on ABC-TV Duke Ellington and some of his band performed a 10-minute composition titled, "Moon Maiden." The tune featured piano, drums, bass and vocals.
    1970 - No. 1 Billboard Pop Hit: "(They Long to Be) Close to You," Carpenters.
    1970---Top Hits
Mama Told Me (Not to Come) - Three Dog Night
(They Long to Be) Close to You - Carpenters
Band of Gold - Freda Payne
He Loves Me All the Way - Tammy Wynette
    1971--Carole King receives a gold album for "Tapestry."
    1972 -- George Carlin charged with disorderly conduct & profanity after performing his famous "7 Words" routine at Summerfest in Milwaukee.
http://georgecarlin.com/
    1972- Rod Stewart releases "Never a Dull Moment." The album peaks at number two and has two top 40 hits, "You Wear it Well" and a re-make of Jimi Hendrix's "Angel.
    1973 - Jim Croce got his first big hit when "Bad, Bad Leroy Brown" reached #1 on the "Billboard" pop-singles chart. Two months later on September 20, 1973, Croce died in a plane crash.
    1975 - No. 1 Billboard Pop Hit: "The Hustle," Van McCoy & the Soul City Symphony.
    1975-Felix Millan of the New York Mets got four singles, but each time he was erased from the base paths as teammate Joe Torre grounded into four double plays. The Mets lost to the Houston Astros, 6-2.
    1978---Top Hits
Shadow Dancing - Andy Gibb
Baker Street - Gerry Rafferty
Miss You - The Rolling Stones
Only One Love in My Life - Ronnie Milsap
    1979-Seneca Falls, NY. Founded to honor American women whose contributions "have been of the greatest value in the development of their country" and located in the community known as the "birthplace of women's rights," where the first Women's Suffrage Movement convention was held in 1848, the Hall of Fame was dedicated with 23 inductees. Earlier National Women's Hall of Fame, honoring "Twenty Outstanding women of the Twentieth Century," was dedicated at New York World's Fair, on May 27, 1965.
    1979-Genesis' first album in over two years, "Duke," goes gold. The LP makes it up to #11 and gives the group their first major hit, "Turn It On Again."
1979- Robert Palmer's "Bad Case Of Loving You" is released
    1979-Genesis' first album in over two years, "Duke," goes gold. The LP makes it up to #11 and gives the group their first major hit, "Turn It On Again."
    1983--- Diana Ross plays a famous free concert in New York City's Central Park that is unfortunately interrupted by torrential rains. Ignoring the danger, Diana continues singing, urging the crowd to ignore the downpour, saying, "I need a bath, anyway, it's too hot," and "It took me a lifetime to get here... I ain't goin' nowhere." Unfortunately, the show does indeed stop when the rain proves to be too much for the band and the crowd, forcing Diana to reschedule the concert for the next day.
    1984-The first reported killing of a human by a robot occurred at Jackson, MI. A robot turned and caught a 34-year-old worker between it and a safety bar, crushing him. He died of the injuries July 26, 1984. According to the National Institute for Occupational Safety and Health, it was "the first documented case of a robot-related fatality in the US."
    1985-John Henry, the greatest money winner in thoroughbred racing history, was retired after earning $6,597,947. John Henry started 83 races and won 39 times.
    1985 - No. 1 Billboard Pop Hit: "Everytime You Go Away," Paul Young.
    1986---Top Hits
Invisible Touch - Genesis
Sledgehammer - Peter Gabriel
Nasty - Janet Jackson
Until I Met You - Judy Rodman
    1988- The Red Sox suspend Jim Rice for three days for shoving manager Joe Morgan. The Boston outfielder became upset when the skipper pinch hit for him using the light-hitting shortstop Spike Owen.
    1988 - While cool air invaded the central U.S., unseasonably hot weather continued over the western states. The temperature at Spring Valley, NV, soared from a morning low of 35 degrees to an afternoon high of 95 degrees. Fallon, NV, reported an all-time record high of 108 degrees, and Death Valley, CA, reported their sixth straight day of 120 degree heat.
    1989-Weird Al Yankovic's first movie, "UHF" opens.
    1996-Gretzy signs with the Rangers: after playing less than half a season with the St. Louis Blues, the team to which he had been traded from the Los Angeles Kings, center Wayne Gretzky signed a 2-year contract with the New York Rangers estimated to be worth $4 million per year plus incentives. Gretzky earned his money and defied those who thought he was too old and fragile to play regularly any more. He played everyone of the Rangers’ games and finished fourth in the league in scoring.
    1997-Executive officer of a man-of-war w3ho was a woman was Lieutenant Commander Claire V. Bloom, who served as the executive officer of the frigate U.S.S. Constitution, the flagship of the Navy, during the 200th anniversary voyage that began in Marblehead, MA.
    2000 -Thanks to Harold Baines' four hits, the Orioles halt its 20-game Canadian losing streak defeating the Blue Jays, 9-5. It is Baltimore's first victory north of the border since June 13, 1998.
    2004-- A third piece of concrete, which apparently fell from the park's upper deck, is discovered at Wrigley Field by a club employee. Two other chunks have also fallen recently in different sections in the at 90-year-old stadium prompting Mayor Richard Daley to say he would not hesitate to close sections -- or all -- of the facility to protect fans from potential harm.
    2006—Los Gatos/Saratoga, fourth day of over 100, and they say the weekend will even be hotter. Heat wave hits the entire country.


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Baseball Poem

Love of the Game

by David Michael Chambers

Crack of the bat
Love of the game
This is a picture
That needs no frame

From the pitcher's stance
High atop of the mound
To the cheer of the crowd
What a terrific sound

The ball flies high
Up into the air
When it comes down
Will it be fowl or fair?

The outfielder runs hard
Attempting to catch the ball
But into fowl territory
Alas does it fall

Once again
The pitcher comes set
Letting go with a fastball
His fastest yet

The batter then swings
With all his mustered might
Hoping to hit the ball
Clean out of sight

Clearing that outfield fence
Is what he longs to see!
Trotting around the bags
Crossing that plate with glee

A pop the batter does hear
As the ball shoots into the glove like a spike
Followed by the umpire's ringing up
The batter's third and final strike

On his way to the dugout
Smiling without shame
With a heart that's full of love
For this Baseball game

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