Add me to mailing list | Change email  Search
Advertising | All Lists | Archives | Classified Ads | This Day In American History

Leasing News is a web site that posts information, news, and
entertainment for the commercial bank, finance and leasing industry


Tuesday, May 27, 2014

Today's Equipment Leasing Headlines

Balboa Capital Dismisses Suit Against Regents Capital
 Regents Capital Sues Balboa for $36,454 Attorney Fees
  Classified Ads---Credit
Zombie Bank Closes in Cincinnati
 500th Bank Failure Since 2007
  HSMC Sanctioned for Destroying Evidence of
   Recorded Phone Calls in Privacy Action
    By Tom McCurnin, Leasing News Legal News Editor
   Uber to Become the World's Most Valuable Startup
    Classified Ads---Help Wanted
 “Resume in ASCII Text File”
   Career Crossroad---By Emily Fitzpatrick/RII
    Leasing 102 by Mr. Terry Winders, CLP
     Equipment Location
      Top Stories May 19--May 23
       (You May Have Missed One)
        Labrador Retriever
         Cincinnati, Ohio Adopt-a-Dog
          Classified ads—Marketing
News Briefs---
Valley Community Bank sold to FNB Bancorp in SF Bay Area
 banking deal, creates $1 billion bank
  Samsung Readies Phone for Your Wrist
   Redbox to dismantle 500 of its DVD/Blu-ray kiosks
    Bodies of 28 Veterans at LA County Morgue Will Finally
     Receive Proper Burial

Broker/Funder/Industry Lists | Features (collection)
Top Ten Stories Chosen by Readers | Top Stories last six months (Be Careful of Doing Business)

  You May have Missed---
   SparkPeople--Live Healthier and Longer
    Sports Briefs---
      California Nuts Brief---
       "Gimme that Wine"    
          This Day in American History
           Daily Puzzle
               Weather, USA or specific area
                 Traffic Live----

######## surrounding the article denotes it is a “press release” and was not written by Leasing News nor information verified, but from the source noted. When an article is signed by the writer, it is considered a “by line.” It reflects the opinion and research of the writer.

Please send to a colleague and ask them to subscribe.
We are free.



Balboa Capital Dismisses Suit Against Regents Capital
Regents Capital Sues Balboa for $36,454 Attorney Fees
by Christopher Menkin

On February 19, 2014, Balboa Capital, Irvine, California sued Regents Capital, Costa Mesa, California, claiming proprietary information and customer’s lists were “stolen” by Regents Capital President Donald Hansen and the salesmen who joined his new company, formerly employed by Balboa. (1)

Hansen was first elected to the Huntington Beach City Council at the age of 32 in 2004, and was re-elected in 2008. In his final year on the council Don served as Mayor of Surf City, USA. He was also a 19 year veteran of Balboa, serving as vice president of the Commercial Finance Division.  He knew he would be sued when he left, as that is the practice of Patrick Byrne, Co-founder and Chief Executive Officer of Balboa Capital. Readers may remember the story of him going through garbage for files (2) and the practice of  Byrne’s old nemesis, Jim Raeder, and the Kinko’s video of the use of a computer to send out emails to all Raeder’s funding sources. (3).

Leasing News asked Donald Hansen, Regents Capital president, for a comment:

“I look forward to putting this distraction behind us.  Once we have concluded this baseless lawsuit and prevailed, I will be more than happy to give you my insider’s view of Balboa Capital and my experiences during my 19+ years.  I have been advised that it is best to let it resolve first.

“This mean spirited action should give all caution - 19 years of productive service with my former firm yields nothing but the door slamming in your face on the way out and $35,000 in legal fees.”

Balboa Capital does not return emails or telephone calls.

April 24, 2014, Balboa Capital failed to shut down Regents Capital with a restraining order. (4) The judge, in making the decision, also let it be known the plaintiff, Balboa Capital, did not have much of a chance of proving they took lists or private information when they left.

The defendants were to choose the “most knowledgeable person” for the first deposition: Patrick Byrne, co-founder and Chief Executive Officer. What was to be covered in the deposition was outlined (5)

Byrne missed the first two deposition dates. After missing the second one, Balboa withdrew the injunction. Regents Capital went ahead, and set up a third date for Byrne’s deposition.

In the case with Timepayment Systems, regarding Balboa allegedly stealing corporate trade secrets, Byrne did make a deposition. (6)

In the Timepayment deposition, made part of this case, and revealed publically for the first time, Byrne states, “At no time prior to accepting employment did anyone at Balboa request from Lisa Gargiulo any proprietary or confidential information of TimePayment, nor did she volunteer any such information…

“After accepting the position on or about November 1, 2011, after having been asked if she had a contact list, Lisa Gargiulo sent a contact list to Patrick Ontal at Balboa. A copy of that list is attached as Exhibit 5 to the Sinclair Affidavit.

“That list was initially seen by Patrick Ontal and Robert Rasmussen.
(Vice-President, Inside Sales/Chief Operating Officer. Editor)

“Upon receipt of the list, a determination was made of which contacts on the list were commercial dealers who had worked with Lisa in the water quality area and were not already in our Sales Logic system. It was only those contacts that were inputted into the Balboa Sales Logic system. From that point forward, the only person on the sales force that had access to those contacts was Lisa Gargiulo. The list of accounts inputted into the Balboa Sales Logic system is attached to the Sinclair Affidavit as Exhibit 8.

(Page 3 of Request for Judicial Notice Byrne Deposition) (7)

The lists provided by Lisa Gargiulo allowed the company to take the names and contacts for water system companies they already did not have. Ironically, she left the company when the case was settled with the provision of confidentiality. Surprisingly, a recent announcement by Balboa states Lisa Gargiulo has been re-hired as Balboa Capital’s Program Manager of National Accounts, Water Systems, (8)

A week before the third deposition for Byrne regarding Regents Capital, Balboa dropped the suit.

In the quest for $36,454 attorney fees, the court document reads:

“Balboa never had any evidence that defendants took anything — no documents, no customer lists, no computer records — from Balboa. Balboa also has no evidence that defendants used any trade secret information. Moreover, there is no trade secret. Yet Balboa sued all defendants, alleging they engaged in these unlawful acts.” (9)

In the motion for Attorney fees, the workings today of the 150 employee Balboa Capital company are outlined, how sales are obtained, the use of the social media, and press releases; basically a primer on the use of sales technology. (9)

  1. Balboa Capital Sues Regents Capital
    They Are After Salesmen Who Left

  1. Another Equipment Lessor Gets Sued for Stealing Trade Secrets

  1. “Insider says it was an employee at Balboa Capital. Jim Raeder will not reveal name of party or company. He says he received "cash settlement" and believes matter is "resolved." (10/04) A number of readers question how Kinko's turned over a video so quickly, while others believe it is an ex-employee that is the culprit and thus the real reason the name is not being revealed. (10/04) We do not receive any benefit in publicly humiliating the individuals responsible for this misconduct. Our intentions are to hold them responsible and liable for the consequences of their statements, and to recover damages they have caused to our business, says Raeder. (10/04) Survey Results: Let Us Know the Name  (9/04) Jim Raeder to reveal culprits’ names. (8/04) Jim Raeder allegedly sees video at Kinko's, sales slip, talks to clerk, knows party's name and company. (8/04) Derogatory and malicious accusations spread around internet and to funders, industry readers, and becomes chain letter. 8/04) New York Times criticizes company for not returning advance rentals. Controversy grows regarding story and commitment fees in general.”
  1. Balboa Capital Loses Decisively
    to Put Regents Capital Out of Business Right Now

  1. Declaration in Support

  1. Balboa Capital Tagged for Stealing Corporate Trade
    Secrets of TimePayment Systems
    (E-Technology Changes Leasing Employment)

  1. Request for Judicial Notice

  1. Lisa Gunville Gargiulo  New Hires

  1. Motion for Attorney Fees



Classified Ads---Credit

(These ads are “free” to those seeking employment or looking
to improve their position)

Credit, syndication, workout experience
Exceptional work ethic, common sense coupled with practical experience in equipment finance, consumer, commercial. Can interact with all levels of borrowers and intermediaries. Not an originator – but can help sales team close – great up sell ability. Will relocate for the right opportunity AND can work

Orlando, Florida
As a Commercial Credit Analyst/Underwriter, I have evaluated transactions from sole proprietorships to listed companies, across a broad spectrum of industries, embracing a multitude of asset types. Sound understanding of balance sheet, income statement and cash flow dynamics which impact credit decisions. Strong appreciation for credit/asset risk.
407 430-3917

Free Posting for those seeking employment in Leasing:

All “free” categories “job wanted” ads:


Zombie Bank Closes in Cincinnati
500th Bank Failure Since 2007

“A zombie bank is a financial institution that has an economic net worth less than zero but continues to operate because its ability to repay its debts is shored up by implicit or explicit government credit support. The term was first used by Edward Kane in 1987 to explain the dangers of tolerating a large number of insolvent savings and loan associations and applied to the emerging Japanese crisis in 1993. A zombie can continue to operate and even to grow as long as creditors remain confident in the relevant government's ability to extract the funds needed to back up its promises from current or future taxpayers. But when this ability seems doubtful, zombie institutions face runs by uninsured depositors and margin calls from counterparties in derivatives transactions.” believes "There has been a pronounced tendency by regulators to allow small deeply troubled zombie banks to continue operating for long periods of time after odds of a financial recovery have become exceedingly remote. This is in contrast to the previous savings and loan banking crisis of the late 1980's when weak banks were quickly closed and disposed of.

At December 31, 2013, the Problem Bank List contained 467 banks or almost 7% of all FDIC insured institutions. Prior to the banking crisis it was normal to see well under 100 banks on the Problem Bank List.

Columbia Savings Bank, Cincinnati, Ohio, was closed with United Fidelity Bank, FSB, Evansville, Indiana, to assume all of the deposits. It is the 500th bank failure nationwide since 2007, and the fifth in Ohio, according to the FDIC. Founded October 30, 1892, Columbia Bancorp, Inc. had 10 full time employees as of December 31, 2013. There were 17 full time employees as of December 31, 2009.

Tier 1 risk-based capital ratio .0354%

"Columbia Savings Bank was founded from modest beginnings. On October 29, 1892, the Elmont No.2 Building and Saving Co. was formed by Herman Leiser, Silas T. Jennings, Charles Pitton, John M. Keber, and Joseph White for the purposes of:

"raising money to be loaned among the members and depositors of such corporation for use in buying lots or homes or in building or refinancing houses or other purposes."

"The first recorded Board Meeting was held on November 19, 1892; at that time the bank consisted of a few hundred dollars. In November 1902 the Elmont No.2 Building and Saving Company was renamed The Corryville Building and Saving Company existed until it was renamed The Columbia Savings and Loan Company in May 1970. The name would change one more time as it became a state-chartered savings bank and thus the name we know today, Columbia Savings Bank."

The Charge Offs and Non-Current Loans
tell the story why this bank closed:

(in millions, unless otherwise)

Charge Offs

2006 $132,000 ($131,000 1-4 family residential properties, $1,000 multifamily properties)
2007 $1.2 ($1.2 1-4 family residential properties)
2008 $471,000 ($471,000 1-4 family residential properties)
2009 $487,000 ($392,000 1-4 family residential, $95,000 multifamily properties)
2010 $517,000 ($472,000 multifamily properties, $42,000 1-4 family properties
2011 $951,000 ($703,000 1-4 family residential, $174,000 multifamily)
2012 $671,000 ($523,000 1-4 family residential, $152,000 multifamily
3/21 $30,000 ($30,000 1-4 family residential)

Non-Current Loans


The bank was never able to raise additional capital.

(in millions, unless otherwise)

Net Equity




As of March 31, 2014, Columbia Savings Bank had approximately $36.5 million in total assets and $29.5 million in total deposits. In addition to assuming all of the deposits of the Columbia Savings Bank, United Fidelity Bank, FSB agreed to purchase essentially all of the failed bank's assets.

The FDIC estimates that the cost to the Deposit Insurance Fund (DIF) will be $5.3 million. Compared to other alternatives. Columbia Savings Bank becomes the eighth banking failure of 2014 and the first in Ohio since September 2010.

Failed Banks: Class of 2014

List of Bank Failures:

Leasing News Bank Beat:



HSMC Sanctioned for Destroying Evidence of
Recorded Phone Calls in Privacy Action
By Tom McCurnin
Leasing News Legal News Editor

Bank’s Mistaken Destruction of Phone Calls Records Results in the Burden of Proof Being Shifted to the Bank to Prove Consent.
If You’re Recording Phone Calls, Make Sure Your IT Department Saves Them

Fanning v HSBC., 12:00885 (USDC Central District California)

The IT Departments at Banks march to the beat of their own drum, and almost without exception, have no risk management background to guide them. So, it is not surprising to me that after the Bank received a pre-litigation demand letter threatening suit over recording phone calls without permission, some genius in the Bank’s IT Department destroyed all the recordings which would enable the plaintiff to prove its case--- or which would enable the Bank to defend the case. The Court held that the Bank would have to prove that the callers provided consent, a fact almost insurmountable to prove, without the recordings. The facts follow.

Terry Fanning made and received phone calls from HSBC in connection with his credit card account. Apparently, no one provided him with notice, and an opportunity to opt out, so Fanning filed suit in 2012. But prior to suit, Fanning’s counsel sent the Bank a pre-suit demand letter on March 7, 2012. The Bank destroyed about 150,000 recordings during the applicable time period, going back to 2008. Plaintiff filed his suit on June 4, 2012. It ascertained that the Bank destroyed virtually all the evidence earlier this year, and the Plaintiff brought a motion for sanctions against the Bank.

While the Court did not order sanctions, it did order that the burden of proving consent would be reversed, and would be placed on the Bank.

The Bank argued that only one out of 18,000 calls is actually recorded, so it is no big deal. The Court disagreed. Thus, the burden of proof would be switched, with the Bank being required to prove that the hundreds of thousands of calls were all consented to and authorized—an impossible task

What are the lessons for equipment lessors here?

First, if you record your calls, and you should be recording the delivery and acceptance telephonic audits, retain them for at least the length of the lease, plus an appropriate period of time after lease expiration, perhaps up to two years after the fact.

Second, instruct your IT Department that this is a legal issue and that the calls must be preserved.

The bottom line to this case is that mistakes happen, but it’s always better if they happen to the other guy. Your IT Department needs to be supervised.


Tom McCurnin is a partner at Barton, Klugman & Oetting in Los Angeles, California.

Tom McCurnin
Barton, Klugman & Oetting
350 South Grand Ave.
Suite 2200
Los Angeles, CA 90071
Direct Phone: (213) 617-6129
Cell (213) 268-8291
Visit our web site at

Previous Tom McCurnin Articles:

((Please Click on Bulletin Board to learn more information))
(Leasing News provides this ad “gratis” as a means
to help support the growth of Lease Police)


Leasing Industry Help Wanted

For information on placing a help wanted ad, please click here:

Please see our Job Wanted section for possible new employees.


Uber---Makers of a mobile application providing access to vehicles for hire

Airbnb---a website for people to rent out lodging

Xiaomi--China's biggest electronics company, selling smartphones, mobile apps, and consumer electronics

Dropbox--file hosting service

Palantir Technologies---data analysis

Jingdong Mall--Chinese electronic commerce company

Pinterest---a share board

Zalando---multinational e-commerce company that specializes in selling shoes, clothing and other fashion and lifestyle products online

SpaceX---Exploring space via space crafts

Cloudera---enterprise-class deployments of Apache-licensed projects and platforms



Resume in ASCII Text File”
Career Crossroad---By Emily Fitzpatrick/RII

Question: I have been asked twice to submit my resume as an ASCII Text file, can you advise on how to do this.

Answer: ASCII (“askee”, an abbreviation for the American Standard Code for Information Interchange) is a universal code that nearly all computers understand. ASCII (AKA Plain Text) files are very generic and do not contain formatting codes (e.g. special fonts, margins, tabs, etc…). This is typically required if you are uploading a resume to a website, job board, or uploading the resume into a company’s candidate tracking software. Text files are boring / plain looking documents, and I strongly recommend also sending (to hiring managers via email) AND bringing to your interview (s) another version of your resume that is anything but boring!

Universally, PDF files are widely accepted today, so you can send your resume in this format over the internet. It also widely accepted because it does not take up much room on an employment board, for instance. Ask if you can substitute for an ASCII Text File.

Hopefully, you have already created a neat, formatted and stellar looking resume (create this first before your text file), so it should be easy to strip it of all the codes by saving it as an ASCII text file. In most word-processing software, you can select “Save As” from the “File” menu and choose “Plain Text”. Remember to save the file under a new name with the “.txt” extension.

You will note some changes, e.g. spacing. Here are some tips:

· Tabs will disappear when you convert your file to text, so use your spacebar to move words over instead of tabs

· Rather than trying to force lines into bulleted phrases, use paragraphs and generous white pace on an ASCII resume

· Your choices for bullets are limited to the characters on your keyboard … Some of the better symbol choices to highlight lines of text are ~, *, + … You can use special characters form your keyboard to create dividers, like a series of ~~~~ or -------

· Do not set full justification on an ASCII resume – instead left justify all lines so the right margin is ragged

· An ASCII resume can be longer than one page, but remember that you have one screen (approx. 15 lines) to grab your reader’s attention and motivate him/her to continue reading

Feel free to contact us for more advice!

Emily Fitzpatrick
Sr. Recruiter
Recruiters International, Inc.
Phone: 954-885-9241
Cell: 954-612-0567
Invite me to Connect on LinkedIn
Also follow us on Twitter #RIIINFO

Career Crossroads Previous Columns


Leasing 102
by Mr. Terry Winders, CLP

Equipment Location

The location of the leased equipment is necessary so collected sales taxes are paid to the correct jurisdiction, as well as needed in a default, or to inspect the equipment, as per your lease contract. Some lessors do a good job describing the equipment, but fail to note the location. In addition, language needs to be in the lease agreement that requires the lessee to notify the lessor with any equipment location change.

I know requiring the lessee to notify you of every location change sounds like overkill, but if you fail to send the taxes to the correct jurisdiction, you may have a double tax bill. Once again, you need language in the lease to protect you against unpaid taxes. When the new jurisdiction discovers that taxes have not been paid, they will want the unpaid taxes, and possibly late charges and penalties. You may wish to request for a refund from the old jurisdiction. I have gone through this, and trust me, getting the tax back may cost you a lot of time, as well as alienate your customer. It sounds easy to get the money back, but it is not. The recognition of the fact that if taxes are paid to the wrong jurisdiction because you had old location information, the chances of that jurisdiction refunding those payments are little or none.

You may put language in the lease, placing the burden on the lessee to pay property taxes, but unless you have language that requires the lessee prove that they have complied, you may never know if it has been paid until it is too late. If they fail to pay it, you will still be responsible because the lessor is considered the owner of record until title is passed upon termination. It does not matter if the lease is a true lease or a bargain option lease. In addition, because property tax is paid in arrears, you need to collect the current year’s property tax as part of your termination agreement, or you may get a tax bill months after the lease terminates.

The location notification is not necessary, if the equipment is not mobile and the lessee has only one location, or it is very expensive to move. This does not give you a pass on the yearly equipment inspection. I have recommended for years that there needs to be a level or dollar amount of residual that dictates a requirement of equipment inspection each year. It is not just to inspect the equipment for its upkeep and condition, but also gives you a strong reason to make an effective sales call.

Mr. Terry Winders, CLP, has been a teacher, consultant, expert witness for the leasing industry for thirty years and can be reached at or 502-649-0448.

He invites your questions and queries.

Previous #102 Columns:

Mr. Terry Winders available as Expert Witness. 35 years as a professional instructor to the top equipment leasing and finance companies in the United States, author of several books, including DVD's, as well as weekly columnist to Leasing News. He also performs audits of leasing companies as an expert on documentation, and has acted as an expert witness on leasing for litigation in legal and tax disputes, including before the IRS. He also has taught the senior bank examiners, how to review a bank leasing department, for the Federal Reserve in Washington D.C. and has trained the examiners for the FDIC on how to prepare a lease portfolio for sale.

Mr. Winders received his Master of Business Administration and his Bachelor of Science degrees from the College of Notre Dame.


(This ad is a “trade” for the writing of this column. Opinions
contained in the column are those of Mr. Terry Winders, CLP)


Top Stories May 19--May 23
(You May Have Missed One)

Here are the top stories opened the most by readers:

(1) Paul Anderson Passes Away

(2) Platinum Financial, Orange, California
Bulletin Board Complaint: $6,236.18

(3) Crossroads Equipment Lease & Finance joins
No Longer taking Broker/Discounting Business” List

(4) Leasing 102 by Mr. Terry Winders, CLP
Getting Ready for the Future in Leasing

(5) Colonial Pacific Leasing Loses Summary Judgment on Commercially Reasonableness of Sale of Leasing Equipment
By Tom McCurnin, Leasing News Legal News Editor

(6) Pictures from the Past
Dashiell Leslie Menkin

(7) Complaints Bulletin Board BBB Ratings

(8) BBB Leasing Company Ratings
May 20, 2014

(Tie) (9) Platinum Financial, Orange, California
Update: Bulletin Board Complaint: $6,236.18
by Christopher Menkin, editor

(Tie) (9) The Salary You Must Earn to Buy a Home in 27 Metros

(Tie) (11) Channel Partners Last 20 Deals

(Tie) (11) New Hires --- Promotions


Labrador Retriever
Cincinnati, Ohio Adopt-a-Dog

Labrador Retriever
Size: M
Sex: M
Age: 2 years

INFO ABOUT ME:" Hello, my name is Slade (#943), and I am a 2 year old male Labrador Retriever mix. I was found as a stray. I can't remember how I got to the SPCA, but I am thankful to have a roof over my head and food to eat every night. I am a super high energy boy who would benefit from some training. I have been checked out by a veterinarian and neutered. I received a set of preventative shots, have been wormed, and tested negative for heartworms. My adoption fee also includes my Hamilton County dog license. You can find me at SPCA Cincinnati€™s Sharonville location. For more info about me, email Kelly at My adoption fee is $20. I am trying to find a home as quickly as possible, so if I am already gone when you inquire, please take a look at my friends. I know you will fall in love with one of them. Please know that due to our low adoption fees, the majority of our available animals do not make it up online before they are adopted. This is especially true of puppies, kittens, small dogs, and purebreds. We always highly recommend that you stop by either shelter location to meet all of our adoptable animals if you are searching for a new furry family member."

SPCA Cincinnati is open the following hours:
Monday - Friday Noon to 6 p.m.
Saturday 9 a.m. to 5 p.m.
Sunday Noon to 5 p.m.
3949 Colerain Avenue 11900 Conrey Road
(513) 541-6100

Adopt a Pet



Classified ads—Marketing

Leasing Industry Outsourcing
(Providing Services and Products)

Marketing services creative boutique: ads, flyers, premiums, trade show support and much more. Over 15 years experience working with CIT and ORIX. Currently seeking new relationships:
SAWBUX: a different kind of marketing firm.  Built by deal guys for deal guys, we drive sales and create winning brands. Contact:
Marketing: Generate Leads, Build Authority and Showcase your expertise with your own lease blog. Don't have the time? We do it for you. Complete turnkey blog setup and/or content only provided by leasing expert for leasing companies. Email for free evaluation


All "Outsourcing" Classified ads (advertisers are both requested and responsible to keep their free ads up to date:

How to Post a free "Outsourcing" classified ad:



News Briefs----

Valley Community Bank sold to FNB Bancorp in Bay SF Area banking deal, creates $1 billion bank

Samsung Readies Phone for Your Wrist

Redbox to dismantle 500 of its DVD/Blu-ray kiosks

Bodies of 28 Veterans At LA County Morgue Will Finally Receive Proper Burial


John Kenny 
Receivables Management

• End of Lease Negotiations & Enforcement
• Fraud Investigations
• Credit Investigations • Asset Searches 
• Skip-tracing • Third-party Commercial Collections | ph 315-866-1167|

(Leasing News provides this ad as a trade for investigations
and background information provided by John Kenny)



--You May Have Missed It

16 things the food industry doesn't want you to know about sugar


SparkPeople--Live Healthier and Longer

23 Ways to Top Your Popcorn (for Under 150 Calories)


Baseball Poem

The Base Stealer

Poised between going on and back, pulled
Both ways taut like a tight-rope walker,
Fingertips pointing the opposites,
Now bouncing tiptoe like a dropped ball,
Or a kid skipping rope, come on, come on!
Running a scattering of steps sidewise,
How he teeters, skitters, tingles, teases,
Taunts them, hovers like an ecstatic bird,
He's only flirting, crowd him, crowd him,
Delicate, delicate, delicate, delicate - Now!

----Robert Francis




Sports Briefs----

If Steve Ballmer buys L.A. Clippers, it hurts Chris Hansen’s bid in Seattle


California Nuts Briefs---

Gardening goes high-tech in Silicon Valley


“Gimme that Wine”

Revenue Rises With Private Tastings

Wente's new interactive Winemakers Studio

St. Helena winery approved despite objections to size

How uses affiliates to boost the bottom line

Robin Williams' Napa Valley winery is for sale

Free Mobile Wine Program

Wine Prices by vintage

US/International Wine Events

Winery Atlas\

Leasing News Wine & Spirits Page


This Day in History


1607-The first battle between English colonists and Native Americans took place when the English settlers of Jamestown, VA, repulsed an attack by 200 Native American warriors. It is recorded that the English leader, Captain Edward Maria Wingfield, “was shot clean through his beard.” 
    1647-Alllegedly the first execution for witchcraft on record was that of Achsah Young of Massachusetts, who was thought to have been hanged as a witch. However, history shows the first accused witch to be executed was Margaret Jones of Charleston, MA, hanged in 1648.
There are conflicting stories on this and all the “todays in history” echo the hanging of Achsah Young as accurate (one of the reason we try to footnote these as we find many inaccuracies and wrong dates in history pages which seem to copy each other but never verify facts or dates. This is a good example. Actual Massachusetts archives shows that she was convicted on this date, but not changed.
The record shows that the council reconsidered and let her go home with her husband.
Here is the site of this information:
The actual charges start here and show the bizarre attitude, perhaps “jealousies” or “fears “ of the time:
    1664-- Colonial theologian Increase Mather, 24, was installed as minister of Boston's Second (Congregational) Church. He remained there until his death in 1723.
    1771 - 150 lives were lost in the Richmond, Virginia area in the great James River Flood.
     1794 – American industrialist, shipping and railroad magnate, Cornelius Vanderbilt was born. Vanderbilt University is named for him.
     1813 - Americans captured Fort George, Canada. Fort George served as the headquarters for the Centre Division of the British Army. These forces included British regulars, local militia, aboriginal warriors, and Runchey’s corps of freed slaves. The U.S. forces used the fort as a base to invade the rest of Upper Canada; however, they were repulsed at the Battles of Stoney Creek and Beaver Dams. 
     1818—American social reformer and women's rights advocate Amelia Jenks Bloomer, born at Homer, NY. Her name is remembered especially because of her work for more sensible dress for women and her recommendation of a costume hat had been introduced about 1848 by Elizabeth Smith Miller but came to be known as the “Bloomer Costume” or “Bloomers.” Amelia Bloomer died at Council Bluffs, IA, Dec. 30, 1894.
    1819- Birthday of Julia Ward Howe, author, women's rights activist, and reformer who became a national institution, sometimes referred to as the Queen Victoria of the United States. She is best known historically for her poem Battle Hymn of the Republic (1862).   She edited the influential Woman's Journal (1870-1890), was the first woman member of the American Academy of Arts and Letters, and was the first president (1868-1877, 1893-1910) of the New England Woman Suffrage Association. 
She worked hard for equal education and professional and business opportunities for women after seeing the terrible economic plight of Civil War widows.
    1836 – Birthday of American financier and railroad executive Jay Gould.
     1837 – Birthday of Wild Bill Hickock, American frontiersman, army scout, marksman and gambler.
    1850 --Mormon Temple in Nauvoo IL destroyed by tornado
   1863 - On this day in 1863, Chief Justice Roger B. Taney of Maryland issues Ex parte Merryman, challenging the authority of President Abraham Lincoln and the U.S. military to suspend the writ of habeas corpus (the legal procedure that prevents the government from holding an individual indefinitely without showing cause) in Maryland.
    1873- The first running of the Preakness Stakes at Pimlico Race Track, Baltimore, MD, was won by Survivor with a time of 2:43. The winning jockey was G. Barbee, and the winning owner took one-year possession of a Woodlawn Vase, a trophy created in 1860 by Tiffany and Co. The Preakness was named for the colt that won the Dinner Party Stakes on the day the track opened in 1870. Preakness was shipped to Europe after being purchased by the Duke of Hamilton, who, sometime later in a fit of pique, shot the horse dead.
   1878- Isadora Duncan, born in San Francisco, world famous interpretive dancer who revolutionized the entire concept of dance. Bare-footed, freedom-loving, liberated woman and rebel against tradition, she experienced worldwide professional success and profound personal tragedy. Her two children drowned, her marriage failed and she met a bizarre death when the long scarf she was wearing caught in a wheel of the open car in which she was riding, strangling her in Nice, France, Sept 14, 1927.
    1894- Dashiell Hammett's birthday, who my son is named after. He is best known as the author of “The Maltese Falcon”. He lived with writer Lillian Hellman and worked with her on many of her plays. His first two novels, “Red Harvest” (1929) and “The Dain Curse” (1929) were based on his eight years spent as a Pinkerton Detective in San Francisco. Hammett is recognized as the founder of the "hard-boiled" school of detective fiction. All his books were made into movies and it was not until he was called to testify but refused to name members of an alleged subversive organization during House Un-American Activities Committee hearings in the early 1950s, that he stopped writing. It is a longer story than this, outlined in Lillian Hellman's autobiography.
    1896 --First major tornado to strike urban US (St Louis & E St Louis MO). Labeled a cyclone, in less than fifteen minutes, reportedly killed 256 in St. Louis and East St. Louis, 85 missing, killing over 40 in remote towns, and leaving thousands homeless.
    1907-Birthday of American scientist and author Rachel Louise Carson, at Springdale, PA. Author of “Silent Spring” (1962), a book that provoked widespread controversy over the use of pesticides. Died April 14, 1964 at Silver Spring, MD.
    1911---Birthday of Hubert Horatio Humphrey, born Wallace, SD. Mayor of Minneapolis, MN (1945-48). Humphrey successfully led the fight for a strong party stand on civil rights at the 1948 Democratic National Convention. He was elected to the US Senate in 1948, the first Democratic senator to come from Minnesota since the Civil War. He served five terms; in 1961 he was the Senate Democratic whip. In 1964, he was elected vice president under Lyndon Johnson. As the Democratic nominee for president, he was narrowly defeated by Richard Nixon in 1968. Humphrey died on January 13, 1978, at Waverly Minnesota.
    1911---Birthday of actor Vincent Price, best known for his portrayal of sinister villains in horror films, born at St. Louis, MO. He died at Los Angeles, Ca, on October 25, 1993.
    1912—Birthday of “Slammin” Sam Snead, the winningest US tour golfer of the 20th century, at Hot Springs, VA. He turned pro in 1934 and went on to become the only golfer to win tournaments in six different decades. He won 84 US Tour events and 182 tournaments in total. Snead always wore a snappy straw hat and was a favorite on the Tour. He was one of the founders of the U.S. Senior Tour. Snead died at Hot Springs on May 23, 2002.
    1912 – Birthday of John Cheever, at Quincy, Massachusetts. American writer, wrote of the emptiness of middle-class, suburban America and portrayed its manners and morals with ironic humor. His career began with expulsion from the Thayer Academy in his junior year -- the subject of his first short story, "Expelled".
    1915-Birthday of author Herman Wouk, born New York, NY. “Marjorie Morningstar”, “The Winds of War”
    1923---Birthday of Henry Kissinger, former US Secretary of State during the Nixon Administration. History generally credits Kissinger as the leader of the talks that led to the end of the Vietnam War. Author, born Fuerth, Germany.
    1917 -67 people were killed and 345 were injured when an f4 tornado tracked 50 miles through Lake County in Tennessee and Fulton, Hickman, and Graves Counties in Kentucky
    1926 - Alto Sax player Bud Shank birthday
    1927-- Birthday of Ralph Carmichael, a popular sacred composer whose works flourished most during the 1960s-1970s. Among his often sung arrangements are "The Savior is Waiting" and "He's Everything to Me."
    1930 - Richard Gurley Drew received a patent for his adhesive tape, later manufactured by 3M as Scotch tape.
     1931 - A tornado struck the "Empire Builder" near Moorhead, Minnesota. Five coaches weighing 70 tons each were lifted off the track. One was carried 80 feet. 57 of the 117 passengers were injured and one was blown through a window and killed.
    1937 - Ceremonies marking the opening of the Golden Gate Bridge were held in San Francisco, California and the first pedestrians crossed the Golden Gate, so many that the normally curved surface roadway was flattened. The bridge has been called one of the greatest engineering marvels in the world.
    1941 - President Franklin D. Roosevelt announces a state of unlimited national emergency in response to Nazi Germany's threats of world domination on this day in 1941. In a speech on this day, he repeated his famous remark from a speech he made in 1933 during the Great Depression: ‘The only thing we have to fear is fear itself.”
    1942 - The Japanese invasion fleet for Midway puts to sea from Saipan and Guam with troop transports carrying 5000 men. They are escorted by cruisers and destroyers. Likewise, the invasion force for the Aleutians sets sail in two groups from Ominato. 
    1943- The first president of a black African country to visit the United States was President Edwin James Barclay of the Republic of Liberia, who addressed the Senate on May 27, 1943, the day following his arrival. The vice-president and president elect accompanied him and they were welcomed by President Franklin Delano Roosevelt.
    1945 - For the first time in history, an entire army is moved by air transport. American aircraft fly the Chinese 6th Army from Burma to China.
     1950 - Frank Sinatra made his TV debut as he appeared on NBC's "Star-Spangled Review" with show biz legend, Bob Hope.
     1955---Top Hits
Cherry Pink and Apple Blossom White - Perez Prado
Unchained Melody - Les Baxter
Learnin' the Blues - Frank Sinatra
In the Jailhouse Now - Webb Pierce
    1957- Buddy Holly and the Crickets, "That’ll Be the Day" 
    1961-- Ralph Boston of the US, sets then long jump record at 27' ½".
He broke the world record six times in his career.
    1962 -- Anton Webern's "Eight Early Songs" & "Langsamer Satz" premier, Seattle, Washington.
     1962 - At the Grammy Awards in New York, Andy Williams' "Moon River," from the movie “Breakfast at Tiffany's”, is named both Record and Song of the Year.
    1963 - On this day in 1963, Bob Dylan releases his second album, The Freewheelin' Bob Dylan, which goes on to transform him from a popular local act to a global phenomenon.
     1963---Top Hits
If You Wanna Be Happy - Jimmy Soul
Surfin' USA - The Beach Boys
Foolish Little Girl - The Shirelles
Lonesome 7-7203 - Hawkshaw Hawkins
     1964 – The first of the Bond franchise of movies, Ian Fleming’s "From Russia with Love" premieres in US.
    1967-FLEEK, CHARLES CLINTON Medal of Honor
Rank and organization: Sergeant, U .S. Army, Company C, 1st Battalion, 27th Infantry, 25th Infantry Division. Place and date: Binh Duong Province, Republic of Vietnam, 27 May 1967. Entered service at Cincinnati, Ohio. Born: 28 August 1947, Petersburg, Ky. Citation: For conspicuous gallantry and intrepidity in action at the risk of his life above and beyond the call of duty. Sgt. Fleek distinguished himself while serving as a squad leader in Company C, during an ambush operation. Sgt. Fleek's unit was deployed in ambush locations when a large enemy force approached the position. Suddenly, the leading enemy element, sensing the ambush, halted and started to withdraw. Reacting instantly, Sgt. Fleek opened fire and directed the effective fire of his men upon the numerically superior enemy force. During the fierce battle that followed, an enemy soldier threw a grenade into the squad position. Realizing that his men had not seen the grenade, Sgt. Fleek, although in a position to seek cover, shouted a warning to his comrades and threw himself onto the grenade, absorbing its blast. His gallant action undoubtedly saved the lives or prevented the injury of at least 8 of his fellow soldiers. Sgt. Fleek's gallantry and willing self-sacrifice were in keeping with the highest traditions of the military service and reflect great credit on himself, his unit, and the U.S. Army.
    1967 - Columbia and RCA announce plans to raise the price of long-playing LP (33 rpm) records one dollar to a high of $4.98.
    1969-PHIPPS, JIMMY W. Medal of Honor
Rank and organization: Private First Class, U.S. Marine Corps, Company B, 1st Engineer Battalion, 1st Marine Division (Rein), FMF. Place and date: Near An Hoa, Republic of Vietnam, 27 May 1969. Entered service at: Culver City, Calif. Born: 1 November 1950, Santa Monica, Calif. Citation: For conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty while serving as a combat engineer with Company B in connection with combat operations against the enemy. Pfc. Phipps was a member of a 2-man combat engineer demolition team assigned to locate and destroy enemy artillery ordnance and concealed firing devices. After he had expended all of his explosives and blasting caps, Pfc. Phipps discovered a 175mm high explosive artillery round in a rice paddy. Suspecting that the enemy had attached the artillery round to a secondary explosive device, he warned other marines in the area to move to covered positions and prepared to destroy the round with a hand grenade. As he was attaching the hand grenade to a stake beside the artillery round, the fuse of the enemy's secondary explosive device ignited. Realizing that his assistant and the platoon commander were both within a few meters of him and that the imminent explosion could kill all 3 men, Pfc. Phipps grasped the hand grenade to his chest and dived forward to cover the enemy's explosive and the artillery round with his body, thereby shielding his companions from the detonation while absorbing the full and tremendous impact with his body. Pfc. Phipps' indomitable courage, inspiring initiative, and selfless devotion to duty saved the lives of 2 marines and upheld the highest traditions of the Marine Corps and the U.S. Naval Service. He gallantly gave his life for his country.
     1971---Top Hits
Joy to the World - Three Dog Night
Brown Sugar - The Rolling Stones
Me and You and a Dog Named Boo - Lobo
I Won't Mention It Again - Ray Price
   1972 - Soviet President Leonid Brezhnev and U.S. President Richard Nixon, meeting in Moscow, sign the Strategic Arms Limitation Talks (SALT) agreements. At the time, these agreements were the most far-reaching attempts to control nuclear weapons ever.
    1974- Lisa Marie Presley, then five, meets an 11-year-old Michael Jackson for the first time when Elvis brings her to the Jackson 5 show at the Sahara in Vegas. 
    1977--- Val-Kill Cottage in Hyde Park, New York, was named a National Historic site. Eleanor Roosevelt used it as a retreat in her younger years with her woman friends and made it her home in later years. It was a gift from her husband Franklin Delano Roosevelt near his family's estate in Hyde Park. He wanted her to have a private place. He had a special bridge built that rumbled to warn of visitors.,content=6899
    1979---Top Hits
Reunited - Peaches & Herb
Hot Stuff - Donna Summer
Love You Inside Out - Bee Gees
If I Said You Had a Beautiful Body Would You Hold It Against Me - Bellamy Brothers
    1984 -Thunderstorms unloaded 8.63 inches of rain on Tulsa, Oklahoma in only 6 hours. The resultant flash flooding killed 14 people and total damage was $89.6 million.
    1985 - The Boston Celtics defeated the Los Angeles Lakers, 148-114, in the first game of the NBA championship series, setting a new record for total points by a team.
    1987 -Severe Thunderstorms in West Texas produced baseball size hail at Crane, hail up to 3.5 inches in diameter at Post, and grapefruit size hail south of Midland. 5 days of flooding commenced in Oklahoma. Thunderstorms deluged Central Oklahoma with 7 to 9 inches of rain. Oklahoma City was drenched with 4.33 inches of rain in just 6 hours.
    1987---Top Hits
With or Without You - U2
The Lady in Red - Chris DeBurgh
You Keep Me Hangin' On - Kim Wilde
Can't Stop My Heart from Loving You - The O'Kanes
    2000 - The Cardinals pay tribute to Hall of Famer hurler Dizzy Dean by dedicating a statue, created by sculptor Harry Weber, outside of Busch Stadium. The colorful character joins Enos Slaughter, Bob Gibson, Lou Brock, Stan Musial, and Red Schoendienst to be honored in such a manner by the Redbirds.
    2008 - Famous director and producer Sydney Pollack died at the age of seventy-three from cancer. The Oscar-winning director died surrounded by family only ten months after being diagnosed with cancer. He had directed such films as Out of Africa, Tootsie, and The Firm. 

Stanley Cup Champions this Date

    1975 Philadelphia Flyers




The object is to insert the numbers in the boxes to satisfy only one condition: each row, column and 3x3 box must contain the digits 1 through 9 exactly once. What could be simpler?





Daily Puzzle

How to play:

Refresh for current date:






See USA map, click to specific area, no commercials



Traffic Live---

Real Time Traffic Information

You can save up to 20 different routes and check them out with one click,
or type in a new route to learn the traffic live