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Leasing News is a web site that posts information, news, and
entertainment for the commercial alternate financing,
bank, finance and leasing industries

We are looking for:
Account Executive
Senior Account Executive
National Sales Manager
2018 Interns for Sales, Operations, or Accounting

What sets CoreTech apart from other equipment leasing companies is our team members and impeccable reputation. Are you unhappy with the ethics of your company and the promises made to you? Join our team, positions are available in Newport Beach, CA and remotely.

To learn more, please click here
CoreTech specializes in assisting medium to large size companies throughout various markets including: Legal, Medical, Manufacturing, Education, Corporate and Semi-Conductor

Over 100 law firms trust CoreTech for their leasing needs,
why wouldn't you?

Wednesday, May 9, 2018

Today's Equipment Leasing Headlines

CFPB Dares States to Regulate Financial Services:
  California Obliges as SB 1235 Moves Forward
    By Tom McCurnin, Leasing News Legal Editor
Commercial Alternative Finance Company List
   Listing is Free
New Hires/Promotions in the Leasing Business
    and Related Industries
   Career Positions Available
Next Week in D.C.: ELFA Members Convene
    for Capitol Connections, May 16-17
Worldwide Smartphone Market Share by Operating System
   2010: 297M unit sales compared to 2017: 1.5B units
Four Types of Interim Rent
   By Christopher Menkin
Chesswood Record Portfolio Growth
   and Income Before Taxes
National Leasing becomes CWB National Leasing
   Same company, new name, expanded services
Mother's Day Movies: Mildred Pierce/Imitation of Life
   The Joy Luck Club/Brave
Recommendations by Leasing News' Fernando Croce
  Sacramento, California  Adopt-a-Dog
Leasing News Classified - Free Listing
   Back Office
News Briefs---
Boeing, Airbus to lose $39 billion in contracts
  because of Trump sanctions on Iran
House Votes to Kill CFPB auto-lending guidelines
  Originally Drafted to Combat Racial Discrimination by Auto Dealers
Qualcomm to Buy Back $10 Billion in Stock
  To help proposed acquisition Netherlands NXP Semiconductors
LendingTree's Consumer Debt Outlook Americans On Pace
 to Amass a Collective $4 Trillion in Consumer Debt by the End of 2018

Broker/Funder/Industry Lists | Features (wrilter's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months (Be Careful of Doing Business)
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CFPB Dares States to Regulate Financial Services:
California Obliges as SB 1235 Moves Forward

By Tom McCurnin
Leasing News Legal Editor

Mick Mulvaney Invites States to Take Over Regulation of Financial Services. The California Legislature Moves SB 1235 Out of Committee With Revisions.  

I get it that regulation of financial services industry is not a popular subject. It is even less popular under the current administration, having appointed Mick Mulvaney to head up the Consumer Finance Protection Bureau (CFPB). Mr. Mulvaney is a self-described opponent of any and all regulation relating to banks and other financial institutions. 

Which makes the following statement of Mr. Mulvaney at a speech before the National Association of Attorneys General (NAAG) a few weeks ago fairly shocking. Mulvaney stated:

"We are going to be looking to the state regulators and the states' attorney general for a lot more leadership when it comes to enforcement.  Why we think we know better how to protect consumers in you state than you do surprises me a little bit. I don't think you'll be seeing us doing much of that anymore."

In case you missed the irony, the head of the CFPB just asked the state attorneys general to regulate financial services more, instead of less.

Hearing the call, the California legislature moved SB 1235 out of committee, albeit with some minor changes, with a 4-1 vote in the committee. 

For a review, SB 1235 is a California bill which will require some commercial lenders to disclose interest rates in some commercial loans. The disclosure will be consistent with Regulation Z in consumer transactions. Most banks disclose the APR even in commercial transactions. 

The Bill in its present form:

▪ Requires disclosure for all commercial loans over $5,000. This was increased from $2,500.
▪ Commercial leasing transactions are exempt. Under the Uniform Commercial Code, this means a true lease.  So if the lender is doing 10% purchase option transactions, the lender must still disclose
▪ Loans secured by real estate are exempt.
▪ Prepayment Fees must now be disclosed.
▪ The provision relative to loans disguised as “merchant cash advances” remains in effect. 
▪ Banks and open ended credit programs (similar to credit lines) are also exempt
▪ Lenders which makes 5 or less loans per year would also be exempt. 
▪ Transactions over $500,000 are exempt. 

The Bill now moves to the full California Senate for a majority vote.

For those in the industry that laments state imposed interest rate disclosures, let me remind all of you that I predicted this in 2017 when the CFPB was gutted by the present administration. I’m a big believer in Federal preemption and it is easier to lobby 50 Senators than 50 state legislatures.

The reactions to the demise of the CFPB has resulted in 16 states writing letters to Mr. Mulvaney on April 25 threatening more state regulation after the vacuum created by Mr. Mulvaney. 

What are the takeaways to this new development?

• First, The Anti-Regulation CFPB Has Thrown Down The Gauntlet To The States To Regulate Lending On Their Own.  Is this really a states’ rights issue, or should the Federal government step in. I think that ship has sailed. 

• Second, California Has Answered The Plea Of Mr. Mulvaney. You should not be surprised if more states join the dog pile. You’ve been warned. 

• Third, California Will Require APR Disclosure for Non-Bank Commercial Loans and Merchant Cash Advances Between $5,000 and $500,000. The vote wasn’t even close in the committee. I would expect it to pass the legislature. Governor Jerry Brown, who has turned out to be a fairly moderate governor, may or may not sign it. 

Fourth, Take the Tom McCurnin Challenge. Tell me why interest rates on commercial loans shouldn’t be disclosed and why disclosure is a bad thing for borrowers. 

The bottom line to this bill is that Mr. Mulvaney stupidly asked the states’ attorneys general to regulate lending at the state level. Be careful what you wish for, you may get it. 

Changes to SB 1235

Tom McCurnin is a partner at Barton, Klugman & Oetting in Los Angeles, California.

Tom McCurnin
Barton, Klugman & Oetting
350 South Grand Ave.
Suite 2200
Los Angeles, CA 90071
Direct Phone: (213) 617-6129
Cell (213) 268-8291
Visit our web site at
Previous Tom McCurnin Articles:

Previous Tom McCurnin Articles:



Commercial Alternative Finance Company List

There is no advertising fee or charge for a listing. They are “free.” Leasing News makes no endorsement of any of the companies listed, except they have qualified to be on this specific list.

This list will appear on the website as well as in the News Edition, from time to time, particularly when updated, as well as utilized when Leasing News is asked for a referral or has a good reputation.

To qualify for this list, the company must be a "funder" and not a "Broker."  The company may sell off its portfolio from time to time, but the definition is for a company or financial institution where 50% or more of its business is from actually "funding" transactions themselves, where they are on "recourse." Every non-public company' banker and/or investor(s) are contacted to verify this.

Leasing News reserves the right to not list a company who does not meet these qualifications.

This is for commercial business only, no consumer transactions, and products offered to list include, Bridge Loans, Business Loans Factoring, Capital Leasing, Lines of Credit, Merchant Advance, Trade/PO Financing, Working Capital.

In Business Since 
Leasing Association
Products Offered

Chris Sandoval

US, Canada and Australia
$5,000 to $500,000
Term Loans, Buiness Lines of Credit

Rapid Advance
Jeff Schubert

$5,000 to $1,000,000
Bridge Loans, Factor, Leasing, Lines of Credit, Merchant Advance, Trade/PO Financing/Working Capital

A -Accepts Broker Business | B -Requires Broker be Licensed 
| C -Sub-Broker Program| D - Also "in house" salesmen

To join the list, email:




New Hires/Promotions in the Leasing Business
and Related Industries

Mona (Moreno) Cardona was hired as Account Manager, Far West Capital, Austin, Texas.   Previously, she was Business Development Manager/Credit Analyst, Bravo Capital LLC (May, 2014 - March, 2018); Executive Assistant, Diversified Lenders (2011 - 2014); Teller Supervisor/Operations Specialist/Teller, American Bank of Commerce (2008 - 2011); Administrative Operations Assistant, IME Trucking (2001 - 2007). Community Service: Volunteer: Little Helping Hands (March, 2016). Education: Texas Tech University. Bachelors of Business Administration, International Business (2004 - 2007).  South Plains College, Associates of Science (2001 - 2004).

Jack Dison was hired as Regional Sales Manager, Hitachi Capital America. He is based in the Dallas Fort Worth Area. Previously he was  Senior Business Development Manager, Marlin Business Services (June, 2016 - April, 2018); Business Development Manager, Engs Commercial Finance Co. (September, 2015 – June, 2016); Transportation Specialist, Regions Financial Corporation (December, 2014 – September, 2015); Relationship Manager, GE Capital (June, 2013 – January, 2015); Financial Solutions Advisor, Bank of America (November, 2011 – June, 2013). Education: University of Central Arkansas. University of Texas at Tyler, Bachelor’s Degree, Business Administration and Management, General.

Mark Erickson was promoted to New Products Consultant, OnDeck, New York City.  He is located in Denver, Colorado. Previously he was Senior Vice President/General Manager, Commercial Sales and Operations, Square Two Financial Corporation (December, 2010 - May, 2017); Chief Operating Officer, Sustainable Cards LLC (December 2009 – December 2010). He joined Key Equipment Finance, Australia Pty Ltd, October, 2010; promoted 2001, VP, Risk Management Asia-Pacific; promoted December, 1994, Senior Vice President.  Prior, he was VP - Commercial Lending, Colorado National Bank (now US Bank) (1994 – 1997). Education: Washington University in St. Louis - Olin Business School, MBA, Finance & Marketing (1989 – 1991). University of Denver, BA, International Politics (1984 – 1988). Activities and Societies: Graduated with Honors, Kappa Sigma Fraternity President.

David Fritzshall was hired as Regional Manager, Southeast, Hitachi Capital America Corp. He is based in Boca Raton, Florida. Previously, he was Senior Business Development Manager, Marlin Business Services Corp. (May, 2016 - May, 2018); Business Development Manager, Engs Commercial Finance Co. (January, 2016 - April, 2016); Director of Finance, Nationwide Equipment Finance (October, 2013 - January, 2016); Regional Sales Manager, Ascentium Capital (June, 2012 - October, 2013); Equipment  Finance Specialist, Independent Equipment Finance Representative (June, 2009 - June, 2012); Regional Marketing Manager, Sterling National Bank (April, 2005 - June, 2009); Account Executive, RG Crown Bank (August, 2002 - April, 2006); Business Development, Wells Fargo FKA Green Tree/Conseco (April, 1998 - September, 2001); Team Leader Southeast,  Trans Leasing International (GE Capital) (October, 1996 - April, 1998). Community Service: Volunteer: Healing Hearts with Horses (December, 2013 - May, 2017). Education: Southern Illinois University, Carbondale. Bachelor of Science (BS), Marketing (1985 - 1988). Webster University.  N/C, Business Administration and Management, General (1992).

Carrie Jensen was hired as Vice President, Business Development Officer, Triumph Business Capital, Los Angeles, California. Previously, she was Vice President, Business Development Officer, Crestmark Bank (May, 2016 - April, 2018); Business Development Manager, UC Factors (May, 2002 - May, 2016); Vice President, Lawrence Financial (April, 1999 - April, 2002). Education: California State University, Northridge, BA, Psychology.

Corey Kerns was promoted to Director of Finance and Operations, Cedar Rapids, Iowa.  He joined the firm December, 2015, as Senior Finance and Operations Analyst.  Previously he was at GreatAmerica Financial Services, joining January, 2011 as Financial Analyst; promoted April, 2013, as Senior Business Unit Financial Analyst.   Community Service: Volunteer: Board Member, YMCA of the Cedar Rapids Metropolitan Area (April, 2018 - Present).  Student Mentor, Cedar Rapids Metro Economic Alliance (January, 2016 - Present.  Education: University of Iowa, Henry B Tippie College of Business.  Master of Business Administration (MBA). Warburg College, Bachelor of Arts, Business Administration (2007 - 2010).  Activities and Societies: Wartburg Football Student Coach, Delta Mu Delta, Honor Society, Phi Eta Sigma Honor Society, Alpha Chi Honor Society.

Terry M. Keating was promoted to President and CEO, Accord Financial, Inc., Greenville, South Carolina.  He joined the firm May, 2014, and previous position was Executive Vice President.  Previously, he was Managing Director, Amherst Partners (January, 2009 - February, 2014).  He served on the Board of Advisors, Turner Acceptance Corp. (January, 2013 - Present); Board of Advisors, PCS Financial (May, 2014 - January, 2017). Prior, he was Managing Director, Amherst Partners, LLC (January, 2009 - February, 2014); President, Donald J. Keating & Sons, Inc (September, 2005 - December, 2008); Senior Vice President, Bank of Scotland (November, 2007 - June, 2008); Senior Vice President, Hovde Financial (June, 2006 - December, 2006); Senior Vice President, Unit Head, LaSalle National Bank/ABN-AMRO (June, 1993 - September, 2005); Senior Vice President, LaSalle Bank (1986 - June, 1993); Commercial Loan Officer, First National Bank of Valparaiso (June, 1981 - September, 1983). Education: Keller Graduate School of Management of DeVry University, MBA, Accounting and Finance (1984 - 1987).  Valparaiso University, BSBA, Economics (1977 - 1981).

Christina Magnotta was hired as Vice President, Sales, Nations Equipment Finance, Norwalk, Connecticut. Previously, she was General Sales Manager, Bruce Bennett Nissan (December, 2015 - March, 2018).  She joined the firm March, 2004, working her way up to Business Manager before being promoted.  Education:  SUNY Cortland.  State University of New York College of Agriculture and Technology at Cobleskill.  White Plains High School.

Chris Maudlin, CLFP, was promoted to Senior Vice President and Analytics, Hanmi Bank, Irvine, California. He joined the firm October, 2016 and previous position was Vice President of Credit. The bank had purchased Banc of California, where he had joined July, 2012 as AVP, Lease Credit Manager; promoted, October, 2014, VP, Commercial Credit Manager. Prior, he was Director of Credit and Funding, American Capital Group, Inc (July, 2008 - July, 2012); Director of Credit and Funding, Nationalwide Funding, LLC (January, 2004 - July 2008); Clubhouse Attendant, Chicago Cubs (March, 1998 - November, 2003).  Education: Loyola University of Chicago, Bachelor of Arts (BA). Sociology (1997 - 2001)

Christopher C. Patterson was promoted to Managing Director, Cat Mining Finance (Americas), Caterpillar Financial Services Corporation, Nashville, Tennessee. He joined firm in 2005 as Global Credit and Operations Manager, Capital Markets; promoted February, 2009, Global Syndication Sales Manager; August, 2009, Executive Director, Cat Structured Finance (America). Prior, he was Syndication and Risk Manager, Volvo Financial Services (1997 - 2005); Regional Manager and Syndications Manager, Volvo Commercial Finance (1996 - 2005). Community Service: Volunteer:  Member of the Sponsorship Committee and Play, Music City Tennis Invitational.  Benefit for the Vanderbilt Children's Hospital Center for Child Development.   This is the longest running annual charity tennis tournament in the USA.  Education:  University of Akron School of Law, JD. Corporate Law (1985 - 1989). Activities and Societies: Law Review.  Top Student in Corporate Law, Member of Akron Law Review, publish author - Akron Law Review.  Wittenberg University, B.A. Business Administration and Political Science (1978 - 1985). Activities and Societies: ATO, Soccer. Dual Major: Business Administration and Political Science.  Member of officer of Alpha Tau Omega Fraternity. Member of Soccer Team.  Fairport High School. Regents. NYS High School Diploma (1975 - 1978).

Melissa Roberts was hired as Commercial Equipment Financing Specialist at Avon Leasing, Lakeland Florida. Previously, she was Health and Wellness Coach, Herbalife Independent Distributor (January, 2014 - Present); General Manager/Consultant, Southern Bride Boutique (December, 2012 - July, 2017). Community Service: Volunteer: Child Advocate, Guardian Litem (2009 -2016).

Laura Weidenbacher was hired as Finance Manager, Cisco Capital, Greater Philadelphia Area.  Previously she was at Marlin Business Services Corp., where she started September, 2014 as Business Development Manager; promoted August, 2014, Union Bank Leasing Program Manager; promoted, January, 2017, Capital Markets Executive.  Previously, she was Assistant Manager, Enterprise Rent-a-Car (July, 2012 - September, 2014). Education: Temple University, Bachelor of Arts (BA), Psychology.  Activities and Societies: Psi Chi Honor Society, Temple Chapter of National Psychology Honor Society, American Psychology Association Student Group, German Society, Health Education Awareness Resource Team.  Unversitat Leipzig, German, Classical Music History.



Leasing Industry Ads---Help Wanted
Now’s the Time to Apply

We are looking for:
Account Executive
Senior Account Executive
National Sales Manager
2018 Interns for Sales, Operations, or Accounting

What sets CoreTech apart from other equipment leasing companies is our team members and impeccable reputation. Are you unhappy with the ethics of your company and the promises made to you? Join our team, positions are available in Newport Beach, CA and remotely.

To learn more, please click here
CoreTech specializes in assisting medium to large size companies throughout various markets including: Legal, Medical, Manufacturing, Education, Corporate and Semi-Conductor

Over 100 law firms trust CoreTech for their leasing needs,
why wouldn't you?


Next Week in D.C.: ELFA Members Convene
for Capitol Connections, May 16-17

What: 2018 Capitol Connections, hosted by the Equipment Leasing and Finance Association (ELFA)

When: Wednesday, May 16 – Thursday, May 17

Where: Washington Court Hotel, 525 New Jersey Ave NW, Washington, DC 20001

Who Attends: Presidents, CEOs and senior executives of ELFA member equipment leasing and finance companies

Highlights: Equipment finance executives from across the country will gather in Washington, D.C., for ELFA’s Capitol Connections event, May 16-17 at the Washington Court Hotel. This event is designed to educate members of Congress and select Administration officials about the $1 trillion equipment finance industry’s role as a major source of capital and investment in the United States, and to positively influence federal policymakers who set the legislative and regulatory framework for the industry.

More than 140 ELFA members will meet with more than 200 Senate and House offices and one executive branch agency. In addition to advocating for the equipment leasing and finance industry on tax and financial services matters, attendees will hear from keynote speakers on a range of hot topics.



Worldwide Smartphone Market Share by Operating System
2010: 297M unit sales compared to 2017: 1.5B units

As this chart from Statista shows, the smartphone market is a lot more profitable and far less diverse than it was seven years ago, thanks to the dominating success of a select few manufacturers.
Overall smartphones manufacturers sell five times more devices than they did in 2010. While iOS' share of the market can only be attributed to Apple, Android's share is split among a number of manufacturers including Google and Samsung. Companies making phones that use Android sold a total of 1.3 billion smartphones in 2017 — more than four times the total number of smartphones sold in 2010.
It's a welcome change for app developers who can now create something that works for the majority — or at least a significant fraction — of smartphone owners. On the other hand, it's an unfortunate evolution for now non-existent operating systems like Blackberry and for the manufacturers responsible for the 1.5 million smartphones running an operating system that isn't iOS or Android.

Prachi Bhardwaj, Statista




Four Types of Interim Rent
By Christopher Menkin

       Construction Interim
Funds advanced to the manufacturer of the equipment during construction of the equipment.

         Delivery Interim
Partial payment to the manufacturer upon delivery of the equipment prior to the Lessee's acceptance of the equipment.

         Multiple Delivery Interim
Daily rent on delivery of accepted equipment prior to the balance of the equipment being accepted by the Lessee

       Due Date Interim 
Additional rent charged to change the due date on the Lease from the
commencement date to a more acceptable date during the month.

The first three are usually a part of a “Master Lease,” which is usually a document that provides a line of credit allowing a Lessee to add equipment under the same basic terms and conditions without negotiating a new Lease contract. Often it is one contract in sections.

The rent is most common “interest only” and often a separate document spells this out from the “Master Lease.”

Partial payments are normally part of the “Master Lease” and generally are “interest only,” often spelled out in a separate document not part of the lease contract itself.  In smaller leases, the payment is derived from a lease factor (the monthly payment as a multiplier) of the master lease payment.  It also includes the principal, which is kept by the lessor as an extra profit as it is not deducted from the monthly payment or actual total cost of the equipment.  The difference in the payment from the interest is then “extra profit.”

The Due Date Interim includes “extra profit” for the lessor as the actual lease is billed in advance to the lessee but converted to the
bank or line of credit in arrears.  A T-Value program can compute the extra profit in this arrangement.

Some offer a first or 15th of the month payment due date and do not charge interim rent or actually start the payment on a specific day the vendor is paid. Then in an ACH billing system where a specific day for the payment is not necessary for bookkeeping or collection purposes.

What is known as a 90 day interim payment is in reality a scam, as it is not a choice of a day in the month for payments to be due, but an means of extra profit since the interim rent is not part of the monthly
payment stream.

In Leasing News Bulletin Complaints, most of the lessees are talked into the 90 day payment that it is less interest charge, which in reality what is done is the three monthly payments become the 90 day payment.  In this manner, the yield to the lessor is increased, meaning more profit in the manner computed as payments are in advance, not arrears. In addition, the interim rent is 89 day as in the Balboa – Shopko case.

Balboa Capital and Shopko Settle Their Much Litigated 
  $1 Million Dollar Plus perhaps $300,000 Attorney Fee Case
By Tom McCurnin, Leasing News Legal Editor 



##### Press Release ############################

Chesswood Record Portfolio Growth
and Income Before Taxes
Parent of Pawnee Leasing and Blue Chip Leasing

TORONTO, /CNW/ - Chesswood Group Limited ("Chesswood" or "the Company") (TSX: CHW), a North American commercial equipment finance provider for small and medium-sized businesses, today reported its results for the first quarter ended March 31, 2018.

The Company generated record quarterly Income before tax, along with strong operating earnings of $8.3 million, compared to $8.0 million last year.  Chesswood generated these record Canadian dollar results even though the U.S. exchange rate during the quarter (1.26:1) was significantly lower than in the first quarter of 2017 (1.32:1). The effect of the weaker U.S. dollar on operating income for the quarter was $490,000. Chesswood's finance receivables grew to $750 million in the quarter, driven by record quarterly originations of $94 million, a 19% increase from $79 million in the first quarter of last year.

Barry Shafran
Chesswood President, CEO

"Our first quarter results not only reflect record portfolio growth and excellent operating income but they also reflect an improvement in our U.S. delinquency markers that was better than expected," said Barry Shafran, Chesswood's President and CEO. "We continue to look with optimism on the business climate and activity, especially in the U.S., following the recent lowering of tax rates, the easing of regulations and the very low unemployment numbers," added Shafran.

Financial Highlights

For the Three Months

(in CDN $000's, except EPS)

Ended March 31,



Operating Income(1)(2)



Net Income (2)



Earnings Per Share - basic



(1)  - See "Non-GAAP Measure" below.

(2) - Provision for credit losses included in net income for Q1 2018 is in accordance with IFRS 9. Prior period comparatives were prepared in accordance with IAS 39 and have not been restated.

Non-GAAP Measure

Operating Income is not a recognized measure under International Financial Reporting Standards and does not have standard meanings. Accordingly, this measure may not be comparable to similar measures presented by other issuers. Please refer to the Company's Management Discussion and Analysis in Chesswood's 2017 Annual Report and 2018 First Quarter Report for additional information concerning this measure and a reconciliation of this measure to the Company's consolidated net income. 

About Chesswood

Through two wholly-owned subsidiaries in the U.S. and Canada, Chesswood Group Limited is North America's only publicly-traded commercial equipment finance company focused on small and medium-sized businesses. Our Colorado-based Pawnee Leasing Corporation, founded in 1982, finances a highly diversified portfolio of commercial equipment leases and loans through established relationships with over 600 independent brokers in 48 U.S. states. In Canada, Blue Chip Leasing Corporation has been originating and servicing commercial equipment leases and loans since 1996, and today operates through a nationwide network of more than 50 independent brokers. Based in Toronto, Canada, Chesswood's shares trade on the Toronto Stock Exchange under the symbol CHW.
Learn more at and

### Press Release ############################


### Press Release ############################

National Leasing becomes CWB National Leasing
Same company, new name, expanded services

On June 4, 2018 National Leasing, Winnipeg, Manitoba, Canada, intends to change its name to CWB National Leasing Inc.

Michael Dubowec, President & CEO, National Leasing, said, “National Leasing has been a proud member of CWB Financial Group since 2010.

 “It’s time we start looking the part and connecting our customers with a wider range of financial services through our fellow companies.”

CWB Financial Group (CWB) is a diverse financial services organization providing specialized services in banking, trust and wealth management through its member companies. CWB acquired National Leasing as its flagship equipment financing subsidiary in 2010. For the past eight years, CWB and National Leasing have been working together to expand their equipment financing line of business. Today, National Leasing is the largest and longest running equipment financing organization in Canada.

“The cutting-edge systems we’ve built, along with our amazing team, allow us to continue expanding our operations and bring business owners across the country the equipment they need to grow,” says Dubowec. “Now, as we become more closely aligned with our partner companies within the Group, we can connect our customers with a full suite of financial services.”

About CWB National Leasing
CWB National Leasing, Canada’s largest and longest running equipment financing company, currently helps over 70,000 Canadian businesses secure the equipment they need to help their business grow. We offer a full range of financing services to commercial, agriculture, construction, transportation, forestry, health care, golf and turf equipment sellers. Our 60 sales agents and a broker network across Canada are supported from our head office in Winnipeg, Manitoba. Read other news at

About CWB Financial Group
CWB Financial Group (CWB) is a diversified financial services organization serving businesses and individuals across Canada. Operating from its headquarters in Edmonton, Alberta, CWB’s key business lines include full-service business and personal banking offered through 42 branches of Canadian Western Bank and Internet banking services provided by Motive Financial. Highly responsive specialized financing is delivered under the banners of CWB Equipment Financing, National Leasing, CWB Maxium Financial, CWB Franchise Finance and CWB Optimum Mortgage. Trust Services are offered through Canadian Western Trust. Comprehensive wealth management offerings are provided through CWB Wealth Management, which includes the businesses of McLean & Partners Wealth Management and Canadian Western Financial. As a public company on the Toronto Stock Exchange (TSX), CWB trades under the symbols “CWB” (common shares), “CWB.PR.B” (Series 5 Preferred Shares) and “CWB.PR.C” (Series 7 Preferred Shares). Learn more at

#### Press Release #############################


Fernando’s View: Special Mother's Day Edition
By Fernando Croce

Though Christmas, Halloween and Thanksgiving all boast a long list of holiday-themed movies, Easter-related movies are rarer but no less inspiring. With Easter Sunday right around the corner, take some time off from hunting eggs and chocolate bunnies and check Netflix for these classic holiday choices.

Mildred Pierce (Michael Curtiz, 1945): Joan Crawford won a Best Actress Oscar for her performance in this robust tale of motherly dilligence, directed with a more than a hint of film-noir darkness by Warner Bros. studio stalwart Michael Curtiz ("Casablanca"). Crawford stars as the titular heroine, a struggling housewife whose crumbling marriage leaves her to take care of her two daughters by herself. With dreams of opening her own restaurant, Mildred begins a romance with a smooth-talking playboy (Zachary Scott), leading up to a startling discovery with her snobbish, spoiled daughter Veda (Ann Blyth). Packing enough powerhouse intrigue for three features into its running time, this compulsively watchable film has been recently and impressively remade for cable TV, though there's no substitute for Crawford's sheer dramatic intensity.

Imitation of Life (Douglas Sirk, 1959): A master of glossy, soap-operatic melodramas that were actually devastating critiques of bourgeois mores, director Douglas Sirk reached an artistic pinnacle in this stunning tale of prejudice and maternal dedication. Adapted from Fannie Hurst’s famous book, the story follows the intertwined trajectories of two women: Lora (Lana Turner), a white single mother with dreams of Broadway success, and Annie (Juanita Moore), an African-American widow who becomes her friend and caretaker to her daughter (Sandra Dee). Gradually, the focus shifts daringly to Annie’s difficulties with her daughter Sarah Jane (Susan Kohner), who’s determined to escape the hardships her mother endured. A master-class in sumptuous filmmaking, Sirk’s emotional classic is also a subversive dissection of American society that packs as powerful a wallop today as when it first came out.

The Joy Luck Club (Wayne Wang, 1993): Family and culture are at the center of this sweeping, bittersweet adaptation of Amy Tang’s novel, which manages to combine an epic scope with intimate emotions. Centered in San Francisco, the multi-character narrative weaves several vignettes from eight women, four Chinese women and their American-born daughters. There’s Lindo (Tsai Chin) and her problems with Waverly’s (Tamlyn Tomita) engagement; Yin-Yin (France Nguyen) with a tragic and an unhappy daughter (Lauren Tom); An-Mei (Lisa Liu) and Rose’s (Rosalind Chao) cultural differences; and Suyuan’s (Kieu Chinh) concern as June (Ming-Na Wen) heads out to Asia to learn about her heritage. Focusing on the clash of generations and on often frayed relationships, director Wayne Wang weaves a rich and heart-rending mosaic filled with complex performances.

Beloved (Jonathan Demme, 1998): In some ways the most harrowing work from Oscar-winner Jonathan Demme (“The Silence of the Lambs”), this adaptation of Toni Morrison’s novel serves up some of cinema’s most potent views of a mother’s pain and love. Set in 19th-century Ohio, it charts the ups and downs of Sethe (Oprah Winfrey), whose mind is lashed by grievous memories of slavery. Trying to start her life anew with her daughter (Kimberly Elise) and an old friend (Danny Glover), she finds her newfound harmony fiercely shaken by the arrival of a mysterious figure: Beloved (Thandie Newton), a young woman who carries with her a mystical and disturbing force. With an unblinking eye for pain and a glowing belief in human hope, Demme’s film is a difficult easy watch but an essential one.

Brave (Mark Andrews, Brenda Chapman & Steve Purcell, 2012): After the disappointing "Cars 2," Pixar bounced back to form with this rousing animated adventure. Set on the vibrantly green Scottish Highlands during medieval times, the story focuses on Merida (voiced by Kelly Macdonald), the fiery-haired daughter of King Fergus (Billy Connolly) and Queen Elinor (Emma Thompson). The young lass' skills with bows and arrows are only matched by her headstrong refusal to follow family traditions, a rebellious streak which upsets the lords of the kingdom. With the threat of devastation now hovering over the land, Merida must put her bravery to practice on a perilous journey to undo a curse. Recalling Disney's tradition of feisty heroines, this gorgeously crafted fable is a treat to moms and daughters in particular, and a feast to audiences everywhere.


Sacramento, California  Adopt-a-Dog

Six Months Old
Coat: Short
Color: Tricolor
Size: 60 lbs.
Declawed: No
Special Needs: No
Good with cats: No
Good with dogs: Yes
Good with kids: Yes
Housetrained: Yes
Adoption Fee: $95

"Tucker is a young (under one year old) American Fox Hound. He is energetic (as puppies are) and excited to do all the things that puppies do: play with toys, frolic with other dogs and run! He currently learning basic commands and crate training. He is around 60 lbs. right now, but plan for him to gain a few more. If Tucker could tell the story of how he came to Happy Tails, it would be a wild tale indeed. He was found lost, dirty and emaciated in the Sierras with a frostbitten ear! He has half of one ear missing, but we think he is still as handsome as can be.

"If you're interested in adopting Tucker, please call 916.556.1155 or e-mail Be sure to include your name and phone number so that we can get back to you."

Happy Trails
Adoption Center
6001 Folsom Blvd
Wednesday - Sunday
12 p.m. to 6 p.m.

"We’re open to the public Wednesday through Sunday
from 12 Noon – 6 p.m."

Adopt a Pet



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News Briefs----

Boeing, Airbus to lose $39 billion in contracts
  because of Trump sanctions on Iran

House Votes to Kill CFPB auto-lending guidelines
  Originally Drafted to Combat Racial Discrimination by Auto Dealers

Qualcomm to Buy Back $10 Billion in Stock
To help proposed acquisition Netherlands NXP Semiconductors

LendingTree's Consumer Debt Outlook Americans On Pace
to Amass a Collective $4 Trillion in Consumer Debt by the End of 2018



You May Have Missed---

Thousands work to overhaul Carnival cruise ship
   at Portland's Vigor Industrial




  by Tim Peeler

When every relationship and previously 
Understood concept feels tenuous. 
Albeit the gravity grows weak 
And the voices that rise 
Are not the sanguine few 
You remember as wise, the coaches
 That actually "knew" something
 Beyond the roar of their anger- 

Now your days on the field
 Are gone or have slipped 
Into the churn and become 
Sweet buttered memories,
 Not the indecisive hell 
Of rounding second not knowing 
Where the ball was and the 
Third base coach hollering 
At a player on the bench 
While they trapped you in 
A rundown. 

You recall
The running outfield catches
Of a sunny childhood, not the
Dark liner lost in the lights till
It roared toward you
Like a car with one headlight.
Memory is the shaky tightrope 
You wrap your dreams around; 
And faith in the past, the balance 
To get you through this day.

“Waiting for Godot's First Pitch.”

  with permission of the author


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NFL stadium considered for Cleveland

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This Day in History

         1647 - Peter Stuyvesant arrived in New Amsterdam to become governor.
    1690 - In the first major engagement of King William's War, British troops from Massachusetts seize Port Royal in Acadia (Nova Scotia and New Brunswick) from the French.
    1797 - The Columbia River, Oregon, is discovered by Captain Robert Gray, recognized as the first documented white person to sail into the Columbia River.  He nor the people in its time of discovery knew its value. Gray was a fur trader, and actually poor at it, as he died a pauper.  He had discovered and named much geography along the Pacific Northwest.
    1846 - Congress declares war against Mexico at request of the President James Polk. At the time, the entire United States Army numbers only about 6,000 officers and men, eventually expanded to nearly 10,000 by war’s end. The bulk of the force needed to prosecute the war will come from the uniformed volunteer militia (forerunners of today’s National Guard) of the various states.
    1855 - The oldest gambling house in San Francisco, the El Dorado, closed forever because of a new state anti-gambling law.
    1858 - Minnesota entered the Union as the thirty-second state. Known as the "Land of Ten Thousand Lakes," Minnesota is the northern terminus of the Mississippi River and the westernmost point of an inland waterway that extends through the Great Lakes and the St. Lawrence Seaway to the Atlantic Ocean. The Ojibwe and the Dakota were among the Native peoples who first made this land their home.  White settlement of the area began in 1820 with the establishment of Fort Snelling. In 1849, Minnesota became a US territory. The building of railroads and canals brought a land boom during the 1850s, and Minnesota’s population swelled from only 6000 in 1850 to more than 150,000 by 1857. Chiefly a land of small farmers, Minnesota supported the Union in the Civil War and supplied large quantities of wheat to the Northern armies. Originally settled by migrants of British, German, and Irish extraction, Minnesota saw a major influx of Scandinavian immigrants during the nineteenth century. Minnesota’s "Twin Cities" — Minneapolis and St. Paul — grew out of Fort Snelling, the center of early US settlement.
    1862 - The Confederate ironclad CSS Virginia was destroyed by Confederate forces to prevent its capture by Union troops. The Virginia was built from the salvaged hull of the USS Merrimack. Two months prior to its destruction, the Virginia fought several Union ships in what became known as "The Battle of Hampton Roads."
    1864 - Attempting to head off Union General Phil Sheridan's cavalry advance on Richmond, one of the South's greatest military strategists, Confederate General J.E.B. Stuart's cavalry encountered the Federals at Yellow Tavern, Virginia. It was a surprise encounter, not only changing the direction of the war, but Stuart was mortally wounded in the battle and died the following day. The loss of one of its most colorful and effective cavalry leaders was a great loss to the South. It also marked the first time that Sheridan, with Gen. Grant’s approval, was making his first independent cavalry action, surprising Stuart considerably. The battle did accomplish the delay of the Federal advance, delaying it long enough for the Confederates to strengthen the defense at Richmond, and Sheridan was forced to change his plans. In the wake of advancing Union troops in the Peninsular Campaign.  The South was forced to destroy the valuable vessel and its manufacturing facility to prevent its capture by Union forces. The “History Channel” has an excellent series about these two warships.
    1867 - Jefferson Davis is released on bail from prison where, since being captured on 10 May 1865, he was awaiting a treason trial that never would take place for having been President of the Confederacy during the US Civil War: the charges would be dropped on 25 December 1868.    
    1885 - Jazz musician Joseph Nathan "King" Oliver (d. 1938) born Aben, Louisiana.

    1888 - American songwriter Irving Berlin (d. 1898) was born in Russia. He wrote nearly 1,000 songs, and had his first hit in 1911 with "Alexander's Ragtime Band." Many of his best songs came from such Broadway musicals as "Call Me Madam" and "Annie Get Your Gun." Berlin also composed film scores, and many of his stage musicals were adapted for the screen. Among the best known of his songs are "White Christmas," "God Bless America" and "There's No Business like Show Business."
    1889 - Major Joseph Wham and group of soldiers, carrying a military payroll of $29,000, were attacked by a dozen outlaws near Fort Thomas, Arizona Territory. After wounding more than half the soldiers and driving off the rest, the outlaws simply walked away with the entire payroll. A posse of lawmen rounded up various suspects who were later charged with the sensational robbery. Most of these suspects were Mormons with political connections and the accused men were defended by the famed lawyer Marcus Aurelius Smith. Major Wham and his men were unable to identify any of the dozen defendants in court and they were all acquitted. It was widely claimed that political pressure from the acting governor allowed the thieves to go free.
    1894 - During the Depression of 1893, the Pullman Company handed out a hefty round of wage cuts.  Though the cuts ate up 25 percent to 40 percent of workers' take-home pay, the company refused to lower its rents. In May of 1894, a group of workers implored company chief George Pullman to redress the situation. Pullman promptly fired three of the workers. The rail managers won the support of Federal and state troops, which led to a long and violent skirmish in early July.  Pullman and the rail managers soon prevailed over the strikers, many of whom were subsequently barred from working in the rail industry.
    1894 - Birthday of Martha Graham (d. 1991), Alleghany, PA.  She is generally recognized as the woman who most embodied the movements of modern dance; who influenced American modern dance as a dancer, teacher, and choreographer. Her career spanned more than 60 years during which she created almost 200 works from solos to feature presentations.
    1895 - Birthday of American composer William Grant Still (d. 1978) in Woodville, MS.  Perhaps the best-known African-American classical composer of the 20th century still wrote 8 symphonies, 7 operas and more than 100 other works, included such important works as “Levee Land” and “Sahdji.” As the site notes, he was a pioneer in many ways: as the first Black person to conduct a major American symphony (the Los Angeles Philharmonic at the Hollywood Bowl in 1936), to have an opera (“Troubled Island” in 1949) produced by a major company, and to have an opera performed on television (“Bayou Legend,” posthumously, in 1981).
    1898 - Sailors and Marines from USS Marblehead and USS Nashville cut trans-oceanic cable near Cienfuegos, Cuba, isolating Cuba from Spain. The operation was performed close to shore, directly under the guns of the enemy soldiers garrisoned at Cienfuegos. For more than an hour the small boats with their crews of brave young sailors and Marines endured the dangerous waters, the ever present mines, the crash of large rounds, and small arms fire, to continue their task. On the U.S.S. Nashville, sailors who had not been selected for the mission continued to man the ship's big guns to cover their comrades. Finally, one of the cables was cut through. The shore end was dropped in place and one of the boats from the Marblehead towed the other end out to sea where it was dropped after another large section of cable was removed to make it harder to repair. Finally, the second cable was cut. A remaining smaller cable on the shore would have to be ignored. The badly battered sailors and Marines, in small boats barely able to remain afloat, turned to return to their warships. As they fought the seas, the enemy began finding their range. Large shells dropped closer and closer to the small sailing ships. For a few minutes, it looked as if all of the volunteers would be lost. In the distance, Lieutenant Dillingham turned the Nashville towards the shore, steaming ahead and then turning again to place his warship between the enemy on the shore and the retreating smaller boats of the cable cutting crews and their Marine guards. It was a bold act, exposing his ship to intense enemy fire, but for the badly battered volunteers, it meant the difference between life and death. The wounded were quickly taken aboard the warships for medical care. Many of the men had suffered wounds, several of them repeated wounds, and at least three were critical or fatal. All 52 men, 26 from each of the Marblehead and the Nashville, were subsequently awarded Medals of Honor.
    1901 - Birthday of Gladys Rockmore Davis (d. 1967), NYC.  U.S. artist who has works hanging in the Metropolitan Museum of Art.
    1903 – Charley Gehringer (d. 1993) was born, Fowlerville, MI.  All his nineteen years in the Majors were with the Detroit Tigers, he was AL MVP in 1937 and second in the MVP voting in 1934.  A six-time All-Star, he was voted into the Baseball Hall of Fame in 1949.
    1904 – Cy Young’s 23-inning no-hit string ended. The streak included two innings on April 25, six on April 30, a perfect game on May 5 and six innings today.
    1910 - Glacier National Park in Montana was created by an act of Congress. With over one million acres, the park is home to many animals, including wolves, grizzly bears, and mountain lions, and over 1400 plant species.
    1912 - Birthday of Phil Silvers (d. 1985), Brooklyn.  Comedian and actor, who had one of the most popular 1950's TV show where he starred as Sgt. Bilko in “You’ll Never Get Rich.” He was on Broadway before and after, and had a second TV show.  He was also sought as a guest on many early 1960 TV shows for his humor. As a "Did you Know?” Silvers wrote the lyrics for Frank Sinatra's "Nancy (With the Laughing Face)."
    1916 - Einstein's Theory of General Relativity was presented.
    1927 - Birthday of Mort Sahl in Montreal, Quebec,  Comedian, political satirist, beatnik, Sahl was one of a kind -- a razor-sharp trailblazer of biting, tremendous popular satirical comedy in the 1950s and 1960s.
    1927 - The Academy of Motion Picture Arts and Sciences was founded by Louis B. Mayer. The first Oscars were for films produced in the first year of the Academy: 1927-28. (For the first 6 years, the awards were for films produced during the fiscal year, not the calendar year.) Among the first winners were Emil Jannings and Janet Gaynor for acting, and “Wings” for Best Picture. 
    1928 - WGY-TV in Schenectady, New York began the first schedule of regular TV programs. WGY offered programming to the upstate New York audience three times a week using the electronic scanning method. 
    1937 - Battle of the Bands between Benny Goodman and Chick Webb, Savoy, NY. 
    1938 - Birthday of American composer Harvey Sollberger, Cedar Rapids, IA.
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    1941 - Rock singer Eric Burdon, who first came to fame with the Animals during the 1960's British invasion, was born in Newcastle-on-Tyne, England. The Animals hit the top of the charts in both Britain and North America in the summer of 1964 with "House of the Rising Sun." When the original group broke up in 1966, Burdon began billing the band as Eric Burdon and the Animals. They began playing psychedelic songs, such as "San Franciscan Nights" and "Sky Pilot." In 1970, Eric Burdon fronted the funk band War for their number-one hit "Spill the Wine," but by the following year Burdon and War had parted company.
    1942 – “Go Down, Moses” by William Faulkner is published.
    1943 - American troops invaded Attu Island in the Aleutians in an attempt to expel occupying Japanese forces. The island was the site of the only World War II land battle fought on an incorporated territory of the United States; its battlefield area is a U.S. National Historic landmark. A shortage of landing craft, unsuitable beaches, and equipment that failed to operate in the appalling weather caused great difficulties in projecting any force against the Japanese. Army vehicles would not work on the tundra. The Japanese defenders did not contest the landings, but rather they dug in on high ground away from the shore. This resulted in bloody fighting: there were 3,929 U.S. casualties while the death count for the Japanese was 2,035.   The Japanese evacuated three months later.
    1944 - *WAUGH, ROBERT T., Medal of Honor
Rank and organization: First Lieutenant, U.S. Army, 339th Infantry, 85th Infantry Division. Place and date: Near Tremensucli, Italy, 11-14 May 1944. Entered service at: Augusta, Maine. Birth: Ashton, R.I. G.O. No.: 79, 4 October 1944. Citation: For conspicuous gallantry and intrepidity at risk of life above and beyond the call of duty in action with the enemy. In the course of an attack upon an enemy-held hill on 11 May, 1st Lt. Waugh personally reconnoitered a heavily mined area before entering it with his platoon. Directing his men to deliver fire on 6 bunkers guarding this hill, 1st Lt. Waugh advanced alone against them, reached the first bunker, threw phosphorus grenades into it and as the defenders emerged, killed them with a burst from his Tommy gun. He repeated this process on the 5 remaining bunkers, killing or capturing the occupants. On the morning of 14 May, 1st Lt. Waugh ordered his platoon to lay a base of fire on 2 enemy pillboxes located on a knoll which commanded the only trail up the hill. He then ran to the first pillbox, threw several grenades into it, drove the defenders into the open, and killed them. The second pillbox was next taken by this intrepid officer by similar methods. The fearless actions of 1st Lt. Waugh broke the Gustav Line at that point, neutralizing 6 bunkers and 2 pillboxes and he was personally responsible for the death of 30 of the enemy and the capture of 25 others. He was later killed in action in Itri, Italy, while leading his platoon in an attack.
    1945 - McKlNNEY, JOHN R., Medal of Honor
Rank and organization: Sergeant (then Private), U.S. Army, Company A, 123d Infantry, 33d Infantry Division. Place and date: Tayabas Province, Luzon, Philippine Islands, 11 May 1945. Entered service at: Woodcliff, Ga. Birth: Woodcliff, Ga. G.O. No.: 14, 4 February 1946. Citation: He fought with extreme gallantry to defend the outpost which had been established near Dingalan Bay. Just before daybreak approximately 100 Japanese stealthily attacked the perimeter defense, concentrating on a light machinegun position manned by 3 Americans. Having completed a long tour of duty at this gun, Pvt. McKinney was resting a few paces away when an enemy soldier dealt him a glancing blow on the head with a saber. Although dazed by the stroke, he seized his rifle, bludgeoned his attacker, and then shot another assailant who was charging him. Meanwhile, 1 of his comrades at the machinegun had been wounded and his other companion withdrew carrying the injured man to safety. Alone, Pvt. McKinney was confronted by 10 infantrymen who had captured the machinegun with the evident intent of reversing it to fire into the perimeter. Leaping into the emplacement, he shot 7 of them at pointblank range and killed 3 more with his rifle butt. In the melee the machinegun was rendered inoperative, leaving him only his rifle with which to meet the advancing Japanese, who hurled grenades and directed knee mortar shells into the perimeter. He warily changed position, secured more ammunition and reloading repeatedly, cut down waves of the fanatical enemy with devastating fire or clubbed them to death in hand-to-hand combat. When assistance arrived, he had thwarted the assault and was in complete control of the area. Thirty-eight dead Japanese around the machinegun and 2 more at the side of a mortar 45 yards distant was the amazing toll he had exacted single-handedly. By his indomitable spirit, extraordinary fighting ability, and unwavering courage in the face of tremendous odds, Pvt. McKinley saved his company from possible annihilation and set an example of unsurpassed intrepidity.
    1945 - Off the coast of Okinawa, the carrier USS Bunker Hill was hit by two kamikazes, killing 346 of its crew. Although badly damaged, the ship returned to the U.S. under its own power. It was still under repair when the war ended.  Aboard was radioman-gunner Paul Newman, later the award-winning actor and food entrepreneur, and Disney CEO Cardon Walker who was the only flight deck officer to survive the attack.
    1946 - Jack Barry, a familiar face on TV game shows, hosted "Juvenile Jury" on WOR Radio in New York City. The show was such a hit after five weeks on the air that it debuted on the Mutual Broadcasting System coast to coast. Maybe Barry became a bit too familiar in 1959. It was "Twenty One," the enormously popular show that Barry hosted, that led to the Quiz Show Scandal that rocked television and the U.S. Congress.
    1946 – Robert Jarvik was born in Midland, MI.  Jarvik joined the University of Utah’s artificial organs program in 1971, then headed by Willem Kolff, his mentor. At the time, the program used a pneumatic artificial heart design by Clifford Kwan-Gett that had sustained an animal in the lab for 10 days. Kolff assigned Jarvik to design a new heart that would overcome the problems of the Kwan-Gett heart, eventually culminating with the Jarvik-7 device.
Jarvik's name came to the forefront after the well-aired 1982 news coverage of the artificial heart implant.  William DeVries first implanted the Jarvik-7 into retired dentist Barney Clark at the University of Utah on December 2, 1982 who lived another 112 days.
    1946 - *TERRY, SEYMOUR W., Medal of Honor
Rank and organization: Captain, U.S. Army, Company B, 382d Infantry, 96th Infantry Division. Place and date: Zebra Hill, Okinawa, Ryukyu Islands, 11 May 1945. Entered service at: Little Rock, Ark. Birth: Little Rock, Ark. G.O. No.: 23, 6 March 1946. Citation: 1st Lt. Terry was leading an attack against heavily defended Zebra Hill when devastating fire from 5 pillboxes halted the advance. He braved the hail of bullets to secure satchel charges and white phosphorus grenades, and then ran 30 yards directly at the enemy with an ignited charge to the first stronghold, demolished it, and moved on to the other pillboxes, bombarding them with his grenades and calmly cutting down their defenders with rifle fire as they attempted to escape. When he had finished this job by sealing the 4 pillboxes with explosives, he had killed 20 Japanese and destroyed 3 machineguns. The advance was again held up by an intense grenade barrage which inflicted several casualties. Locating the source of enemy fire in trenches on the reverse slope of the hill, 1st Lt. Terry, burdened by 6 satchel charges launched an l-man assault. He wrecked the enemy's defenses by throwing explosives into their positions and he accounted for 10 of the 20 hostile troops killed when his men overran the area. Pressing forward again toward a nearby ridge, his 2 assault platoons were stopped by slashing machinegun and mortar fire. He fearlessly ran across 100 yards of fire-swept terrain to join the support platoon and urge it on in a flanking maneuver. This thrust, too, was halted by stubborn resistance. 1st Lt. Terry began another 1 -man drive, hurling grenades upon the strongly entrenched defenders until they fled in confusion, leaving 5 dead behind them. Inspired by this bold action, the support platoon charged the retreating enemy and annihilated them. Soon afterward, while organizing his company to repulse a possible counterattack, the gallant company commander was mortally wounded by the burst of an enemy mortar shell. By his indomitable fighting spirit, brilliant leadership, and unwavering courage in the face of tremendous odds, 1st Lt. Terry made possible the accomplishment of his unit's mission and set an example of heroism in keeping with the highest traditions of the military service.
    1947 - B.F. Goodrich, from Akron, Ohio, announced the development of the tubeless tire.    
    1950 - After fans boo him for misplaying a ball, Ted Williams makes an inappropriate digital gesture three times (once to left, once to center, and once to right) to the Red Sox fans sitting in the outfield stands. During his next at bat, as the booing continues, the Splendid Splinter becomes the Splendid Spitter as Williams steps out of the box to spit at fans to show his displeasure.
    1953 - A devastating F5 tornado tore through downtown Waco, Texas. 114 people were killed and 597 were injured. Total damage was $41 million. Another tornado (F4) virtually leveled 15 square blocks of San Angelo, Texas with 13 people killed and 159 injured.
    1953 - No. 1 Billboard Pop Hit: "The Song from Moulin Rouge," Percy Faith Orchestra/Felicia Sanders.
    1954 - Birthday of American composer Jane Ellen
    1955 - Top Hits
“Cherry Pink and Apple Blossom White” - Perez Prado
“Unchained Melody” - Les Baxter
“Honey-Babe” - Art Mooney
“In the Jailhouse Now” - Webb Pierce
    1955 - With the help of an Ernie Banks' grand slam, the Cubs snap the Dodgers' 11-game winning streak, 10-8. The bases-filled homer will be Mr. Cub’s first of five on the year.
    1957 - The Everly Brothers make their debut on "Grand Ole Opry" in Nashville, Tenn.
    1957 - It's safe bet that San Francisco will have a Major League team playing next season, The Chronicle learned. The team will probably be the New York Giants, who will transfer their long standing feud with the Brooklyn Dodgers to California. The present plan calls for the Giants to move into Seals Stadium for the 1958 season and into a 70,000-seat stadium at South Basin near Hunters Point in 1959 that would become Candlestick Park.
    1957 – Buddy Holly and The Crickets auditioned for “The Arthur Godfrey Show” and were rejected.
    1959 - Twenty-three-year-old Carol Burnett made her musical comedy debut in “Once upon a Mattress” at the Phoenix Theatre in New York City. Only eight years later, the talented comedienne would star in her own Emmy-winning TV musical variety program. 
    1959 - Dave "Baby" Cortez' "The Happy Organ" hits #1
    1961 - President Kennedy approves sending 400 Special Forces troops and 100 other US military advisers to South Vietnam. On the same day, he orders the start of clandestine warfare against North Vietnam to be conducted by South Vietnamese agents under the direction and training of the CIA and US Special Forces troops. Kennedy's orders also called for South Vietnamese forces to infiltrate Laos to locate and disrupt communist bases and supply lines there.
    1963 - Top Hits
“I Will Follow Him” - Little Peggy March
“Puff the Magic Dragon” - Peter, Paul & Mary
“If You Wanna Be Happy” - Jimmy Soul
“Lonesome 7-7203” - Hawkshaw Hawkins
    1964 - No. 1 Billboard Pop Hit: "My Guy," Mary Wells. It is the first No. 1 hit for the Motown label.
    1964 - Britain's latest hot group, the Rolling Stones, are nonetheless refused service for lunch at Bristol, England's Grand Hotel because they're not properly attired in jackets and ties. The next day, the Daily Express calls them "the ugliest group in Britain" and remarks, "The Rolling Stones gather no lunch."
    1965 - Liza Minnelli opened in "Flora the Red Menace." The musical ran for only 87 performances at the Alvin Theatre.
    1966 - The 1.6 inch snow at Chicago, IL, was their latest measurable snow of record. Previously the record was 3.7 inches on the 1st and 2nd of May set in 1940.
    1968 - "The Birds, the Bees and the Monkees," which was certified gold upon its release in April, enters the LP charts at #80. In one week, pushed by the singles "Daydream Believer" and "Valleri," it will jump to #3.
    1969 - Beginning of one of the most infamous battles that signified the growing frustration with America’s involvement in the Vietnam War. Attempting to seize Dong Ap Bia Mountain, American troops repeatedly scaled the hill over a 10-day period, often engaging in bloody hand-to-hand combat with the North Vietnamese. After finally securing the objective, American military decision makers chose to abandon it and the North Vietnamese retook it shortly thereafter. The heavy casualties in the struggle to take the hill inspired the name “Hamburger Hill.”
    1970 - Sammy Davis, Jr. marries his third wife, Altovise Gore, a dancer in his current Broadway hit “Golden Boy.” The Rev. Jesse Jackson presides; the couple would remain married for the rest of Davis' life.
    1970 – The group, The Chairmen of the Board, not Sinatra, received a gold record for the hit "Give Me Just a Little More Time." The Detroit group recorded three other songs in 1970, with moderate success. 
    1970 - Lubbock, Texas was struck by a tornado rated F5 on the Fujita Scale. 26 people were killed and 500 were injured. The total damage was estimated at $135 million which was considered conservative. 600 apartment units were destroyed along with 430 houses. 250 businesses were damaged or destroyed. 80 percent of the windows in the downtown area were broken.
    1970 - The triple album "Woodstock" soundtrack is released on Cotillion Records. The document of the epochal rock festival will go gold within two weeks.  The soundtrack L.P. to the original Woodstock festival was released. The three record set featured many of the top Rock artists of the time, including Jimi Hendrix, Crosby, Stills, Nash and Young, Joe Cocker and The Who.
    1971 - Top Hits
“Joy to the World” - Three Dog Night
“Never Can Say Goodbye” - The Jackson 5
“I Am...I Said” - Neil Diamond
“How Much More Can She Stand” - Conway Twitty
    1972 - The Giants trade Willie Mays to the Mets for right-hander Charlie Williams and $50,000 cash. The ‘Say-Hey Kid’, who is clearly past his prime, returns the city where he brilliantly began his Hall of Fame career.
    1972 - John Lennon makes another celebrated guest appearance on ABC-TV's “Dick Cavett Show” and casually tells Cavett that he believes the FBI is wiretapping his phone in order to gather evidence for his deportment. As it turns out, he's entirely correct.
    1973 - Charges against Daniel Ellsberg for his role in the "Pentagon Papers' case were dismissed. 
    1974 - Steely Dan's "Rikki, Don't Lose That Number" is released.
    1974 - Three Dog Night's "The Show Must Go On" reaches #4 on Billboard's Hot 100 and #1 on the Cashbox best sellers chart. The song turns out to be the band's final Top Twenty hit and their last Gold single.
    1974 - Elvis Presley plays a show at the Los Angeles Forum, attended by members of Led Zeppelin who were also in town for a gig. Upon learning of his famous fans, Elvis turns to his backup band after a somewhat sloppy opening number and jokingly admonishes them: "Wait a minute. Let's see if we can start together, fellas, because we’ve got Led Zeppelin out there. Let's try to look like we know what we’re doing." Afterwards, the band meets Elvis backstage and is more than a little star struck; Zeppelin manager Peter Grant and Elvis spontaneously swap their expensive watches, and then Robert Plant, just before the meeting breaks up, finally summons up the courage to sing Elvis' 1956 hit "Love Me." Elvis joins in for a few bars.
    1975 - Eighty thousand turn out in New York's Central Park to celebrate the end of the Vietnam War.
    1978 - Brigadier General Margaret A. Brewer became the Marine Corps' first female general officer. She was assigned Director of Information, Headquarters Marine Corps. Brewer had been Director of the Women Marines, the seventh and last women's director, succeeding Colonel Sustad on 1 February 1973. During Brewer's tenure, the Women Marine Corps was disbanded and all women were made a part of the regular Marine Corps.
    1979 - Top Hits
“Reunited” - Peaches & Herb
“Music Box Dancer” - Frank Mills
“Stumblin’ In” - Suzi Quatro & Chris Norman
“Backside of Thirty” - John Conlee
    1979 - Peaches and Herb, the sweet-singing soul duo, receive a platinum record for "Reunited," a Number One hit for four weeks.
    1981 - Heavyweight boxing challenger Gerry Cooney left former champ Ken Norton on the ropes and unconscious after 54 seconds of the first round at Madison Square Garden in New York City. 
    1981 - The Andrew Lloyd Webber musical "Cats" opened in London. The composer had to mortgage his house to help finance the $1.1 million production. Since then, "Cats" has grossed more than one billion dollars in more than a dozen countries, including Canada. On May 11th, 1989, "Cats" became London's longest-running musical, playing its 3,358th performance. And on January 29th, 1996, it set the world record for longevity with its 6,138th performance. 
    1985 - Scott Brayton turned in the fastest lap ever at the Indianapolis Motor Speedway. Brayton was traveling at 214.199 MPH in the third lap of qualifying. Duane ‘Pancho’ Carter grabbed the pole position for that years Indianapolis 500. Carter entered the history books with a speed of 212.583 MPH for four qualifying laps around the 2.5 mile track at Indy. 
    1987 – The first heart-lung transplant was performed by Dr. Bruce Reitz of the Stanford University School of Medicine.
    1987 - Top Hits
“(I Just) Died in Your Arms” - Cutting Crew
“Looking for a New Love” - Jody Watley
“With or Without You” - U2
“The Moon is Still Over Her Shoulder” - Michael Johnson
    1988 - Unseasonably warm weather prevailed in the southwestern U.S. Reno, NV, reported a record high of 89 degrees.
    1988 - On the occasion of his 100th birthday, legendary Tin Pan Alley songwriter Irving Berlin is serenaded by a crowd of fans singing his standards outside his New York apartment.  Celebrities from Frank Sinatra to Isaac Stern, Ray Charles to Leonard Bernstein paid musical tribute to Irving Berlin on his 100th birthday. The Carnegie Hall concert ended with all the performers singing "There's No Business like Show Business." Berlin himself did not attend but members of his family were there.    
    1989 - Roy Orbison was inducted into the Songwriters' Hall of Fame at a ceremony in New York. Eric Clapton presented the award to Orbison's widow, Barbara.
    1990 - Unseasonably cold weather followed in the wake of a spring storm in the north central U.S. Seven cities reported record low temperatures for the date, including Madison, WI with a reading of 29 degrees. Thunderstorms produced severe weather in Kansas, Oklahoma and the northern half of Texas. Severe thunderstorms spawned four tornadoes in Texas.
    1990 - Singer Ritchie Valens ("La Bamba," "Donna") receives a posthumous star on Hollywood's Walk of Fame.
    1994 - The Justice Department approved Novell's plans to purchase WordPerfect Corporation on this day in 1994. Novell also bought Borland's spreadsheet business, in an attempt to create a suite of office applications to compete with Microsoft Office. Novell's ownership of WordPerfect lasted less than two years.
    1997 - U.S. box office receipts to date for the film “Jerry McGuire,” starring Tom Cruise and Cuba Gooding, Jr., had climbed to $150,850,000; “The English Patient” had brought in $76,259,531. Top box office producer on this date, however, was George Lucas's re-released science fiction classic, “Return of the Jedi,” which had a reported accumulated U.S. box office gross of $308,453,687; trailing behind it was the re-released “The Empire Strikes Back,” with an accumulated gross of $290,158,751. 
    1997 - IBM's supercomputer Deep Blue made chess history by defeating Gary Kasparov, the first time a reigning world champion had been bested in a match by a machine. 
    1999 - After two years of work, Columbia Records released Latin heartthrob Ricky Martin's fifth album, a self-titled cross-over to English. This album was a calculated decision, and the album's first hit, "Livin' La Vida Loca" shot to the top of the charts. Martin's third and fourth solo efforts went gold. His fourth album "Vuelve" had sold more than 6 million copies worldwide. 
    2003 - In his last at-bat on the current home stand, 38-year-old first baseman Rafael Palmeiro drives a 3-2 fastball thrown by Indian hurler David Elder to become the second player this season and 19th overall to hit his 500th career home run. The 370-foot shot over the right field wall at The Ballpark in Arlington makes Raffy the first native of Cuba to reach the coveted milestone.
    2004 - After missing yesterday's game to become to become an American citizen, Red Sox left fielder Manny Ramirez, much to the delight of the Fenway faithful, leads his teammates out of the dugout waving an American flag to celebrate his first day as a citizen of the United States. As the 31-year native Dominican Republic comes to bat, “America” by Neil Diamond is played over the PA system.
    2004 - In Pittsfield, MA, city officials and historians released a bylaw dating back to 1791 which they believe is the earliest written reference to baseball. The 213-year-old document, used to protect the windows in the town's new meeting house by prohibiting anyone from playing baseball within 80 yards of the building, was uncovered by baseball historian John Thorn while doing research on the origins of baseball.  
    2005 - Strong thunderstorms affected parts of the U.S. Great Plains. In the Hastings, Nebraska area, significant severe weather occurred, including very large hail, damaging winds and widespread flooding. Radar estimated rainfall accumulation locally exceeded 10 inches.
    2006 - Hideki Matsui’s streak of playing in every game since starting his MLB career with the Yankees in 2003 ends at 518 games as the left fielder breaks his left wrist attempting to make a diving catch. Going back to his days in Nippon Pro Baseball, he had appeared in 1,768 consecutive games after playing in 1,250 straight for the Yomiuri Giants from 1993-2002. The 31-year Japanese star established the big league record for consecutive games to start a career, surpassing Hall of Fame infielder Ernie Banks, who played in 424 contests at the start of his playing days with Cubs from 1953-56.
    2012 - A memorial service was held for San Diego Chargers' Junior Seau; his #55 was retired by the team. Seau committed suicide with a gunshot wound to the chest earlier this year at the age of 43. Later studies by the NIH concluded that Seau suffered from chronic Traumatic encephalopathy (CTE), a type of chronic brain damage that has also been found in other deceased former NFL players.  On April 22, 2015 a final settlement was reached between players and the NFL in the case involving head injuries. Terms include payments to be made by the NFL for $75 million for "baseline medical exams" for retired players, $10 million for research and education, as well an uncapped amount for retirees "who can demonstrate that they suffer from one of several brain conditions covered by the agreement", with total payments expected to exceed $1 billion over 65 years.  In September 2015, researchers with the Department of Veterans Affairs and Boston University announced that they had identified CTE in 96 percent of NFL players that they had examined and in 79 percent of all football players.  On March 14, 2016, the top NFL official, Jeff Miller, publicly admitted that there is a link between football and CTE at the roundtable discussion on concussions. 
    2015 - Two art works set world records at a Christie's auction in New York, with Pablo Picasso's painting 'Women of Algiers Version O' selling for $160 million and Alberto Giacometti's sculpture 'Pointing Man' selling for $141.3 million.
    2016 – The Washington Nationals’ Max Scherzer tied the Major League record by striking out 20 in the Nats’ 3-2 win over the Detroit Tigers, his former team. Scherzer did not walk a batter and of his 120 pitches, 98 were strikes.  He would go on to a 20-7 record, winning the Cy Young Award to become the 6th pitcher in history to win it in each league. 



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