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Leasing News is a web site that posts information, news, and
entertainment for the commercial alternate financing,
bank, finance and leasing industries

We are looking for:
Account Executive
Senior Account Executive
National Sales Manager
2018 Interns for Sales, Operations, or Accounting

What sets CoreTech apart from other equipment leasing companies is our team members and impeccable reputation. Are you unhappy with the ethics of your company and the promises made to you? Join our team, positions are available in Newport Beach, CA and remotely.

To learn more, please click here
CoreTech specializes in assisting medium to large size companies throughout various markets including: Legal, Medical, Manufacturing, Education, Corporate and Semi-Conductor

Over 100 law firms trust CoreTech for their leasing needs,
why wouldn't you?

Monday, May 21, 2018

Today's Equipment Leasing Headlines

Don Myerson on Island of Kauai
  Kilauea Volcano Affecting Other Hawaiian Islands?
Position Wanted – Credit
  Work Remotely or Relocate for Right Opportunity
Top Stories:  May 15 - May 17
   (Opened Most by Readers)
Appears Aggregate Funder "Business Finance"
   Has Closed Down Their Operation
Aggregate Funding Sources Today- Updated
  (Online: connects lessees, lessors, and vendors)
CoreTech Lease Positions
 Centra Funding active
  Leasing News Help Wanted
New Hires/Promotions in the Leasing Business
   and Related Industries
CLFP Academy for Lease & Finance Professionals
   Three Classes/New Handbook Being Printed
Equipment Leasing and Finance Industry Confidence Down
    Drops in April index of 68.3 to May Index 64.6
   Lihue, Kauai, Hawaii  Adopt a Dog
deBanked Connect: San Diego, California
   Note: Miami, Brooklyn Sold Out in Advance
News Briefs---
This Is America’s Hottest Job
  shortage of people who can do data science
Starbucks' China Goals: A New Store Every 15 Hours for 5 Years
6,000 China units across 230 cities by the end of 2022
Chick-fil-A Investing $14.65M in Employee Scholarships
 funded more than $61 million,  3,000 schools nationwide
The new Fed looks like it's ready to dump
    mortgage-backed securities
Deere Reports Second-Quarter Net Income of $1.208 Billion
  Second quarter climb 34% on strength in key markets
Trump pressured USPS to jack up shipping rates
    for Amazon
United Airlines CFO Quits After 2 Years on Job
 may reveal serious conflict at the top of the organization
PayPal is Buying European Fintech Leader
     iZettle for $2.2 Billion
U.S. Suspending New Tariffs While Negotiating
   Trade with China, Mnuchin Says

Broker/Funder/Industry Lists | Features (wrilter's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months (Be Careful of Doing Business)
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          Traffic Live----

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Don Myerson on Island of Kauai
Kilauea Volcano Affecting Other Hawaiian Islands?

AP report:
"The area affected by lava and ash is small compared to the Big Island, which is about 4,000 square miles. Most of the island and the rest of the Hawaiian chain is unaffected by the volcanic activity on Kilauea."

I would suspect tourism would be affected on all the islands.  But since Don is on the furthest island, wondered if they were seeing ash and sulfuric gas smoke. And are you and your neighbors worried?

He responded:

"Aloha Kit!
Interesting that the volcano is a non-event on Kauai at the moment. We’ve seen no vog or change in air quality either. Wind blowing the other way. Kauai still dealing with the aftermath of the recent rains and flooding. South side (Poipu) beaches are crowded with tourists that can’t get to North Shore."

Sent from my iPhone





Position Wanted – Credit
Work Remotely or Relocate for Right Opportunity

Each Week Leasing News is pleased, as a service to its readership, to offer completely free ads placed by candidates for jobs in the industry. These ads also can be accessed directly on the website at:
Each ad is limited to (100) words and ads repeat for up to 6 months unless the candidate tells us to stop. Your submissions should be received here by the end of each week.

Please encourage friends and colleagues to take advantage of this service, including recent graduates and others interested in leasing and related careers. 


Orlando, Florida - Will work remotely
As a Commercial Credit Analyst/Underwriter, I have evaluated transactions from sole proprietorships to listed companies, across a broad spectrum of industries, embracing a multitude of asset types. Sound understanding of balance sheet, income statement and cash flow dynamics which impact credit decisions. Strong appreciation for credit/asset risk.
407 430-3917

Work Remotely from Portland, Oregon
Experienced commercial banker and former commercial equipment leasing industry professional seeking full-time or part-time work out of my home in Portland, Oregon. Over twenty years’ experience in credit analysis, underwriting, sales and collections. Known for creative problem solving and strong quantitative & qualitative analytical skills.  Demonstrated ability to gather information, evaluate and make informed strategic business decisions to maximize profit and mitigate risk. Well known for ability to develop strong business relationships with Clients and large list of national equipment leasing Brokers. Please see attached resume and contact me below if interested. 

Seattle, WA – Will Work Remotely
A highly skilled credit expert.  Extensive underwriting background in small ticket leasing and commercial banking.  Managing equipment finance credit operations, performing daily credit tasks, spreading/analyzing financial statements, preparing monthly reports.  Exceptional organizational, analytical, communication skills.  I excel at making sound credit decisions in a fast paced environment.



Top Stories:  May 15 - May 17
(Opened Most by Readers)


(1) New Hires/Promotions in the Leasing Business
            and Related Industries

(2) Hudson to Retire from Element Fleet Board of Directors
          Jay Forbes Named Chief Executive Officer

(3) History of Steve Hudson
   Newcourt/ Herbal Magic/ Hair Club for Men/Alta Moneta

(4)  Alt. Finance Group to Form Broker Association
   To Build Credit Ability, Help with State Licensing

(5) Reid Raykovich, CLFP, Exec. Direct CLFP Foundation
          Trip to Australia Photo

(6) Pie in the Face for New Papa John’s CFO
          as an "impossible" problem in funding needed

(7) Kabbage Heads to Court
   violations of state usury, false advertising

(8) Jack up property taxes for pensions, say 3 Fed economists
  $500,000 home increase of $5,000, paid each year for 10 years

(9) Joe Bonanno, CLFP, to be Keynote Speaker at Conference
   National Alliance of Commercial Loan Brokers (NACLB)

(10) Jump-starting Your Stagnant Content Marketing Campaign
       FinTech #102 by Alex Vasilakos





Appears Aggregate Funder "Business Finance"
Has Closed Down Their Operation

Looks like www.financebusiness has closed their doors. They are the last of the twenty-six from the year 2000 with the offer of putting applicants together with funders, as well as working with third party originators and vendors.” The above is from their website:     

At one time they had on their website:

Business Finance: "Search over 4,000 sources of Business Finance and get your free matched list in seconds"

The main page touts small business loans:
Small Business Loans    2,105 sources
Equipment Finance         317 sources
Working Capital             192 sources


Equity Investments      1,121 sources
Commercial Finance         178 sources
Commercial Mortgages     232 sources

* Leasing News at one time divided these groups in Aggregate Funding Sources and Leasing Portals.  The growth of browsers from AOL, Excite, Yahoo and others to the major innovator of today, Google, changed this.

The following was in DOS format and from Sept. 7, 2000

Leasing Portals
(financial intermediaries/marketing service/eLease broker/super broker? ) #1 #2

#1 The is a portal for buyers and sellers of equipment. supports their back-end leasing transactions, using their ASP Vendor System. Our software was integrated into their website.

#2 "We've successfully listed over $4.5 billion from our Funding Directory, attracted over 50,000 daily visitors from 20 countries around the world and sold out our first "eLeasing Conference" in 45 days." John Semon,

These companies are classified in the World Wide Web as "portals." Technically "aggregate eLease brokers" may also be classified as "portals;" as their web sites also connect leasing users, brokers, funders, service providers and all those searching information in the equipment leasing industry. They technically are eLease brokers who are paid a fee for putting debtor and creditor together.

This group has a different approach and thus the reason for this category. The successes of Internet portals such as My Yahoo! and My Excite have inspired companies to develop Enterprise Information Portals (EIPs) as a way to allow business users to access corporate information. An Enterprise Information Portal is an application that enables a company to unlock internally and externally stored information and provides internal and external users with a single gateway to personalized information needed to make informed business decisions. It may be viewed an approach as intermediary by using a highly sophisticated browser, part of the new growing business-to-business (b2b) trend on the internet to introduce companies to each other. These companies do not consider themselves eLease brokers, as do the aggregate eLease brokers are really on line lease brokers. This group consider themselves "" They may charge a membership fee or a specific fee for their services either from the applicant, broker, or funder, or all three. They are more an "organization" browser, and perhaps defined best as an "EIP" for the leasing industry.

eLeasing- aggregate funding sources
           (eLease brokers/super brokers )* * + #* ~ ~
Totalfunding.++ ##

*also markets software and/or services
+ accepts broker business ( fees are negotiated per deal at eLeaseusa)
+* offers an ASP Leasing System to equipment vendors, according to Brian Murray. Their customers, sales reps and VAR's are able to submit lease applications directly to from their website.

     Most of the eLease brokers have this ability.
~ more a "finance" or "lender," but claims leasing available.
++ TotalFunding works solely with brokers and refers vendors to brokers,
     paying a percentage fee to broker on vendor approved programs. )
     This company is considered an eLease Superbroker.
## also provides "back office service" for approved brokers

These companies aggregate, collect, connect, funding sources with lessees. They are intermediaries. They do not fund leases "direct." Most of them have an "auction" type format "matching" lessees with the lowest cost lessor. They also claim to offer a one-stop-shop for all credit and equipment types. Many of them do not "credit score" but introduce or match lessee and equipment to lessor. Most do not have "auto approval" or make so-called "instant decisions." Most are "vendor" oriented, although all accept "direct" business, except for TotalFunding. There are other criteria such as size and nature of equipment, b2b applications, or "EIP" nature (see Leasing Portals). Perhaps when this list is up-dated next time, we will be able to confirm these aspects.




Aggregate Funding Sources - Updated
(Online: connects lessees, lessors, and vendors)

These are online companies that connect via Financial Technology to funders of business loans, leasing, working capital, and other finance methods to secure credit approval that meets the criteria of the funder that they represent as well as being the most attractive rate and terms for the applicant.

Capital Relay accepts broker business (third party originators) and claims to have a current network of 752 brokers and current network of 117 Lenders.

These companies have several funders "where funders compete."

This company appeals to vendors, sellers of equipment.



Leasing Industry Ads---Help Wanted
Now’s the Time to Apply

We are looking for:
Account Executive
Senior Account Executive
National Sales Manager
2018 Interns for Sales, Operations, or Accounting

What sets CoreTech apart from other equipment leasing companies is our team members and impeccable reputation. Are you unhappy with the ethics of your company and the promises made to you? Join our team, positions are available in Newport Beach, CA and remotely.

To learn more, please click here
CoreTech specializes in assisting medium to large size companies throughout various markets including: Legal, Medical, Manufacturing, Education, Corporate and Semi-Conductor

Over 100 law firms trust CoreTech for their leasing needs,
why wouldn't you?





New Hires/Promotions in the Leasing Business
and Related Industries



Paul Butze was hired as Vice President, Merchants Equipment & Finance, Edina, Minnesota.  Previously, he was Vice President, TCF Equipment Finance (December, 2002 - May, 2018); District Sales Manager, Popular Leasing (2000 - 2002); District Sales Manager, Conseco Vendor Services (1985 - 2000).  Education: Mankato State University, BA, Business (1979 - 1983).

Shondolyn Jackson was hired as a Collateral Analyst, TCF Capital, Chicago, Illinois. Previously, she was at MB Financial Bank, starting November, 2009, as Accounting Clerk; promoted June, 2014, Portfolio Analyst. Prior, Funding Specialist, Merrill Lynch Capital (2006 - 2008); Electronic Payments Representative, Park National Bank (April, 2006 - June, 2005); Operations Specialist, Bank One (October, 1999 - June, 2005).  Education: Chicago State University (1990 - 1994).

Mary Lynn Kingett was promoted to Documentation Manager, TD Equipment Finance.  She joined the firm October, 2006, as Leasing Documentation Specialist; promoted April, 2013, Credit Analyst. Education: Camden County College.

Zhengyuan Lu was hired as Managing Director, FinTech Credit Solutions, SVB Financial Group, Greater New York Area. Previously, he was Board of Director Observer, Blispay (2017 - 2018); Principal, Victory Park Capital Advisors (2016 - 2018); Senior Vice President, Head of Capital Markets and Treasury, OnDeck (2013 - 2016); Managing Director, Investment Banking, Gleacher & Company (RangeMark Financial) 2009 -2013); Managing Director, Global Head of Structured Products, Keefe, Bruyette & Woods (2007 - 2009); Senior Vice President, Structured Products, Fortis Bank (2006 - 2007); Executive Director, WestLB (2005 - 2006); Managing Director, Credit Derivative, CDC IXIS FG (2002 - 2005);  Portfolio Manager, PPM America, Inc. (1996 - 2000); Investment Banking, CS First Boston (1994 - 1996). Education: Middlebury College. BA, Economics and Computer Science (1990 -1994). Activities and Societies: Phi Beta Kappa.

David Marks was named Head of Commercial Capital, Wells Fargo, starting June 30, 2018, following the retirement of Vice President Ed Blakley.  Marks is currently head of Wells Fargo Capital Finance. "Prior to leading Capital Finance, Marks was the group risk officer for Wells Fargo’s Consumer Lending (CL) and Payments, Virtual Solutions and Innovation (PVSI) businesses, was a senior leader in Corporate Risk and Wholesale Credit Risk, and also led the Corporate Risk Program Office, where he was instrumental in strengthening the risk management functions across the company...He joined the company 1987. He earned his bachelor’s degree in history from Carleton College in Northfield, Minnesota." He presently is located in Santa Monica, California.

Sean Morrissey was hired as senior Associate, TCF Capital, Chicago, Illinois. "Prior to joining TCF, Sean was an Associate at Bank of America Merrill Lynch and prior to that, an Investment Analyst at Lubar & Company. Sean received a BS in Finance and Economics from Marquette University of Wisconsin."

Wendy Murphy was hired as Managing Director and Global Practice Leader, ZRG Partners, Rochelle Park, New Jersey. (She)... will also be engaged in ZRG’s Healthcare Practice where she has deep experience in Private Equity healthcare searches. Joining Wendy are several key leaders that have been working together for years, including Davonne Helmer, Managing Director, who will be working out of the firm’s Chicago Office, and Allyson Hauck, Principal, working out of ZRG’s Washington DC office."  Previously, she was Managing Director and Member, CHRO and Board of Directors Practices, RSR Partner (April, 2001 - May, 2018); Managing Partner, Global CHRO Practice, Heidrick & Struggles (November, 2005 - April, 2011); Senior Client Partner, Global HR Practice, Korn-Ferry International (April, 2004 - November, 2005); Partner, Global Human Resources Practice, Heidrick & Struggles (2002 - 2005); Consultant, ODI/Winter Wyman/LAI Worldwide (1988 - 2002). Community Service: Volunteer: Board of Trustees, The Stony Brook School (2013 - Present).  Education: Louisiana Tech University Bachelor's Degree (1984 - 1987). The Stony Brook School, Activities and Societies: College Preparatory Board School, Stony Brook, NY.  Field Hockey, Choir.

James Rusch was hired as Head of Risk, Deutsche Leasing, USA, Chicago, Illinois.  Previously, he was Credit Manager, Equipment Leasing Group of America, LLC (November, 2017 - May, 2018); Financial Representative, Country Financial (May, 2017 - October, 2017); Independent Consultant (May, 2016 - May, 2017); Operations Manager, Commercial Credit Group (March, 2013 - May, 2016); Risk Manager, GE Capital (June, 2010 - March, 2013); Regional Credit Manager, Navistar Financial Corp. (March, 2004 - August, 2010); Credit Supervisor, Navistar Financial Group (February, 2003 - March, 2004); Sr. Credit Analyst (Navistar Financial Corp); Risk Manager, Old Kent Leasing (August, 1997 - August, 2001); Credit Manager, National Machine Tool Financial Corp. (January, 1995 - August, 1997); Credit Analyst, ORIX Financial Services (1993 - 1995). Education: Lake Forest Graduate School of Management, MBA, General Management (2007 - 2011). Activities and Societies: Class Representative. Bradley University, BS. Finance (1086 - 1999.) Activities and Societies: Phi Gamma Delta. WRBU Radio.

Mike Salatino was hired as Vice President & Northeast Business Development Officer, Bridge Funding Group, Inc, a BankUnited Company, Hunt Valley, Maryland.  He is based in Wilton, Connecticut.  Previously, he was Vice President & Senior Account Executive, PNC Bank, Equipment Finance Division (April, 2012 - March, 2018); Senior Regional Vice President, Sales Somerset Capital Group, Ltd. (August, 2009 - April, 2012); SVP, New Business Development, Northeast Region, GE Capital and Merrill Lynch Capital Equipment Finance (May, 2007 - February, 2009); VP, Northeast Sales, Fifth Third Bank Leasing (May, 2004 - May, 2007); VP, NY Metro Sales (Fleet Capital Leasing/NE Region (February, 2001 - May, 2004); VP, District Manager, The CIT Group, Commercial Equipment Finance (July, 1995 - February, 2001); East Territory Manager, Penske Teamlease Program, GE Capital CEF (June, 1993 - June, 1995); District Sales Manager, US Leasing/Ford (February, 1991 - June, 1993); Account Executive, US West Financial/LDI Financial (February, 1989  - January, 1991); VP & District Sales Manager, GE Capital (July, 1985 - January, 1989); Graduate GE Financial Management Program and Various HQ Staff Positions in Finance & Operations (August, 1997 - July, 1985). Education: Isenberg School of Management, UMass Amherst, BBA, Finance (1977)  3.39 GPA.

Amanda Scott was hired as senior Associate, TCF Capital, Chicago, Illinois. “Prior to joining TCF, Amanda was an Officer at Wintrust Financial Corporation, Capital Markets and prior to that a Credit Analyst for the Commercial Bank. Amanda received a BS in Finance and Economics from DePaul University.”

Fred Williams was promoted to Sales Manager, Allegiant Partners, Inc., Bend, Oregon.  He joined the firm August, 2014 as National Account Manager.  Previously, he was Sales Consultant, Bend Honda (April, 2013 - August, 2014). Education: Full Sail University, Internet Marketing (2011 - 2013).  Phone Application Design for IOS and Internet Marketing.

Mike Zalas was promoted to Senior Vice President, International Sales, LeasePlan, USA, Alpharetta, Georgia.  He is based in the Greater Chicago area.  He joined the firm January, 2014, and previous position was Vice President, Business Development. Previously, he was Director of Business Development, Ewald Fleet Solutions (March, 2012 - January, 2014); Account Executive, Wheels, Inc. (2005 - March, 2012); Outside Technical Sales, Affiliated Control Equipment (2002 - 2005).  Education: Indiana University Bloomington, B.S., Business Administration.  Activities and Societies: Sigma Alpha Epsilon.  Elmhurst College.




CLFP Academy for Lease & Finance Professionals
Three Classes/New Handbook Being Printed

 The Certified Lease & Finance Professional (CLFP) Foundation has scheduled at this time three Academies for Lease & Finance Professionals (ALFP). Right now, the staff at the foundation is excited about a new handbook about to go to the printers.  It is different than all others, written by several in the industry, edited and reviewed. This time the entire book is being written by one author hired exclusively to update the book.

In the meantime, staff is working on an FAQ sheet for those interested in the new book vs. the old book. The two recent classes will soon result in the announcement of new CLFP’s.  The two were one in Irvine, California, hosted by First Foundation Bank, and Overland Park, Kansas, hosted by Arvest Equipment Finance

Here are three Scheduled to Date for 2018

Chicago, Illinois
Start: Thu, July 12, 2018
  8:00 AM (CDT)
End: Sat, July 14, 2018
  4:00Pm (CDT)
Location: Hosted by BMO Harris Equipment Finance Company. Class Location: BMO Harris Bank N.A., 115 S. LaSalle St., 20th Floor; Chicago, IL 60603 
BMO Harris Bank
N.A., 115 S.
LaSalle St. 20th Floor
Chicago, Il. 50503
Spaces Left: 7
Registered: 13

Philadelphia, PA
Start: Thu, August 2, 2018
8:00 AM (EDT)
End Sat, August 4, 2018
4:00 PM (EDT)
Location: Hosted by BB&T Commercial Equipment Capital Corp. Class Location: Spring Hill Suites Philadelphia Plymouth Meeting, 430 Plymouth Rd, Plymouth Meeting, PA 19462 
Spaces left:  10
Registered:  15

Cincinnati, Ohio
Start: Thu, August 16, 2018  
8:00 AM (PDT)
End: Sat, August 18, 2018
4:00 PM (PDT)
Location: Hosted by Great American Insurance. Class Location: Great American Insurance, Queen City Square, 301 E. 4th Street, 23rd Floor, Cincinnati, OH 45202. Guests will check-in at lobby security for access to the 23rd floor.
Spaces left: 0
Registered: 24 

Last year, the CLFP Foundation partnered with twelve different equipment finance companies to organize eight different Academies. Of the 133 CLFPs that were added to the membership last year, 102 attended an Academy.

The class is a three-day event designed to fully prepare an individual to sit for the CLFP exam assuming that the candidate has read and studied The Certified Lease & Finance Professionals’ Handbook prior to attending the class. During the first two days, all of the required sections of the CLFP exam are covered in-depth and on the third day, the exam is offered, but not mandatory.

The CLFP designation identifies an individual as a knowledgeable professional to employers, clients, customers, and peers in the equipment finance industry. There are currently 542 Certified Lease & Finance Professionals and Associates throughout the world.

The CLFP designation is the only certification for the Equipment Finance Industry and there are currently 543 active Certified Lease & Finance Professionals and Associates in the United States, Canada and Australia. For more information, call Executive Director Reid Raykovich, CLFP at (206) 535-6281 or Sandy Vigilia, Executive Administrator (206) 535 – 6281.




##### Press Release ############################

Equipment Leasing and Finance Industry Confidence Down
Drops in April index of 68.3 to May Index 64.6

Washington, DC,– The Equipment Leasing & Finance Foundation (the Foundation) releases the May 2018 Monthly Confidence Index for the Equipment Finance Industry (MCI-EFI) today. Designed to collect leadership data, the index reports a qualitative assessment of both the prevailing business conditions and expectations for the future as reported by key executives from the $1 trillion equipment finance sector. Overall, confidence in the equipment finance market eased further in May to 64.6, down from the April index of 68.3.

When asked about the outlook for the future, MCI-EFI survey respondent:

Michael Romanowski, President, Farm Credit Leasing Services Corporation, said, “Customers are continuing to work through the impacts of tax law changes and making decisions on how best to finance capital investments. Projects are beginning and we anticipate an increase in purchase leaseback activity in the last quarter of the year.”

Independent, Small Ticket

Valerie Hayes Jester, President, Brandywine Capital Associates, commented, “Demand is strong this spring. Small business seems determined to move forward and to keep investing in equipment that will produce income. In spite of the manic performance of Wall Street and the ongoing drama in Washington, Main Street America continues to stay the course.”

Bank, Middle Ticket

Harry Kaplun, President, Specialty Finance, Frost Bank, observed, “Stronger economic conditions continue, and in spite of deterrents like rising interest rates, the advantages of tax reform offset them.”

May 2018 Survey Results:

• When asked to assess their business conditions over the next four months, 22.2% of executives responding said they believe business conditions will improve over the next four months, a decrease from 33.3% in April. 74.1% of respondents believe business conditions will remain the same over the next four months, an increase from 63.3% the previous month. 3.7% believe business conditions will worsen, relatively unchanged from 3.3% who believed so the previous month.

• 29.6% of survey respondents believe demand for leases and loans to fund capital expenditures (capex) will increase over the next four months, a decrease from 46.7% in April. 70.4% believe demand will “remain the same” during the same four-month time period, an increase from 50% the previous month. None believe demand will decline, a decrease from 3.3% in April.

• 25.9% of the respondents expect more access to capital to fund equipment acquisitions over the next four months, down slightly from 26.7% in April. 74.1% of executives indicate they expect the “same” access to capital to fund business, an increase from 73% last month. None expect “less” access to capital, unchanged from last month.

• When asked, 44.4% of the executives report they expect to hire more employees over the next four months, a decrease from 46.7% in April. 55.6% expect no change in headcount over the next four months, an increase from 50% last month. None expect to hire fewer employees, down from 3.3% in April.

• 22.2% of the leadership evaluate the current U.S. economy as “excellent,” down from 30% last month. 77.8% of the leadership evaluate the current U.S. economy as “fair,” up from 70% in April. None evaluate it as “poor,” unchanged from last month.

• 25.9% of the survey respondents believe that U.S. economic conditions will get “better” over the next six months, a decrease from 30% in April. 70.4% of survey respondents indicate they believe the U.S. economy will “stay the same” over the next six months, an increase from 63.3% the previous month. 3.7% believe economic conditions in the U.S. will worsen over the next six months, a decrease from 6.7% in April.

• In May, 37% of respondents indicate they believe their company will increase spending on business development activities during the next six months, a decrease from 53.3% in April. 63% believe there will be “no change” in business development spending, an increase from 43.3% the previous month. None believe there will be a decrease in spending, down from 3.3% who believed so last month.

Who participates in the MCI-EFI?
The respondents are comprised of a wide cross-section of industry executives, including large-ticket, middle-market and small-ticket banks, independents, and captive equipment finance companies. The MCI-EFI uses the same pool of 50 organization leaders to respond monthly to ensure the survey’s integrity. Since the same organizations provide the data from month to month, the results constitute a consistent barometer of the industry’s confidence.

### Press Release ############################



Lihue, Kauai, Hawaii  Adopt a Dog

Size: Small
Age: 5 Years, 3 months
Color: White/Black
Housetrained: Unknown
Location: Dog Adoption
Intake Date: 4/30/2018
Stage: Available

"In the time I've been at KHS since I was surrendered on April 30th, I've already proved too many that I'm a wonderful and well-mannered dog. I showed them how sweet and loving I am, that I really enjoy chewing on bully sticks when they spoil me with them, and that I enjoy walks on the beach or on any trail. I do like to sniff around a lot on those walks. If you let me, I'll show you where the chickens are hiding in the bushes. LOL Other times, I just like to sniff to know what's going on in my surroundings. You have got to meet me! You will love me and want to make me your furever furry family member. I'm ready! Plus, I'm really a handsome guy. ;) XOXO, Louie"

Adopting from KHS:

Kauai Humane Society
3-825 Kaymuaii Highway
Lihue, Hawaii

Mon & Sat: 10am - 4pm
Tues - Fri: 11am - 6pm
Sunday: Closed

Adopt a Pet



deBanked Connect: San Diego, California
Note: Miami, Brooklyn Sold Out in Advance

Thursday, October 4, 2018
3:00 PM - 8:00 PM PDT
$129  Limited Attendance

Andaz San Diego
a concept by Hyatt
600 F Street
San Diego, CA 9210

At the Andaz in San Diego, deBanked will bring together brokers, funders, and folks from the MCA and small business lending industry for an evening of education, networking, and cocktails.

Register: Space is Limited 

Photos from previous deBanked events:
Broker Fair 2018, Brooklyn, NY – May 14, 2018
Broker Fair 2018 Pre-show party – Brooklyn, NY – May 13, 2018
deBanked Connect – Miami, FL – January 25, 2018
deBanked Golf Outing – Brooklyn, NY – August 28, 2017


News Briefs----

This Is America’s Hottest Job
  shortage of people who can do data science 

Starbucks' China Goals: A New Store Every 15 Hours for 5 Years
6,000 China units across 230 cities by the end of 2022

Chick-fil-A Investing $14.65M in Employee Scholarships
 funded more than $61 million,  3,000 schools nationwide

The new Fed looks like it's ready to dump
    mortgage-backed securities

Deere Reports Second-Quarter Net Income of $1.208 Billion
Second quarter climb 34% on strength in key markets

Trump pressured USPS to jack up shipping rates
    for Amazon

United Airlines CFO Quits After 2 Years on Job
 may reveal serious conflict at the top of the organization

PayPal is Buying European Fintech Leader
     iZettle for $2.2 Billion

U.S. Suspending New Tariffs While Negotiating
   Trade with China, Mnuchin Says


We are looking for:
Account Executive
Senior Account Executive
National Sales Manager
2018 Interns for Sales, Operations, or Accounting

What sets CoreTech apart from other equipment leasing companies is our team members and impeccable reputation. Are you unhappy with the ethics of your company and the promises made to you? Join our team, positions are available in Newport Beach, CA and remotely.

To learn more, please click here
CoreTech specializes in assisting medium to large size companies throughout various markets including: Legal, Medical, Manufacturing, Education, Corporate and Semi-Conductor

Over 100 law firms trust CoreTech for their leasing needs,
why wouldn't you?


You May Have Missed---

These 10 American colleges minted more than 500 billionaires,
 including Elon Musk, Warren Buffett, and the founders of Google



Baseball Poems

#  1

 by  Brendan Awerbach

Baseball is a game,  It has a Hall of Fame.

In Cooperstown, it's there, Getting in is so rare.

Baseball! Doubleday is the father of the game we know,
Or is it really so.
Playing in the late 1800's,  
In front of crowds that were smaller then a hundred.
Baseball started in a very small way,
People needed to know how to play.

By the 1920's after the Black Sox scandal,
Baseball was changing and people started to get the handle.

The Yankees of the 30's and 40's started to create quite a sensation, 
as baseball fever gripped the eastern part of the nation.

 Ruth, Gehrig, Cobb, Johnson and Young all became the names of the day,
They would be the first to be in the Hall of Fame in a great way.

 Baseball from the late 30's to the mid 40's took a back seat to the war,
but in the late 40's and 50's came back with roar.

A new generation of players were around,
Led by Feller, DiMaggio, Williams and Snyder, the stars seemed to abound.

The 60's and 70's gave us more greats,
Koufax, Yastremski, Mays, Aaron, Mantle and Maris,
Baseball was known and played from the US to Paris.

As we entered the 80' and 90's, more stars came around, 
Griffey, Ripken, Mcquire, Jackson, Ryan and Smoltz , all are the players that will astound.

The Hall of Fame is where all the greats are enshrined,
To hear their stories and tales can take a lotta time.
To understand baseball is not very tough,
And if you love the game, you can never get enough.


Sports Briefs---

Steph Curry's shimmy returns in Game 3, and so does his shot

LeBron James carves up Celtics in Game 3
  with passes 'only one person' would even try Lu Zhengyuan Lu

Vegas Golden Knights reach Stanley Cup Final
   in first-ever NHL season


California Nuts Briefs---

San Francisco Bay Area economy roars to life in April,
  adds 11,000 jobs, today over 4 million employed

Want to buy a home in California?
   Here's how much you need to earn — by county

Poll reveals what's taking so long with
   Northern California wildfire rebuild

In Oakland, CA, 97 percent of McClymonds graduating class
    heading to college

Cities Line Up to Support California
   in Sanctuary Fight With Feds

Sheriff's K-9 stabbed in the head following pursuit in Carmichael



“Gimme that Wine”

Koerner Rombauer Service/Celebration of Life Set for June 5

 The 'Next Big Thing' in Wine

Walmart notes increased e-commerce sales,
   expansion of online grocery

Barack Obama to lead conference on climate change
  in Porto July 6 Organized by Pancho Campo

In China, there's a new crop of connoisseurs as taste for wine grows


TTB Extends Alternate Procedure, Decision Allows Wineries
  to Claim New Federal Excise Tax Credit

Wine Prices by vintage

US/International Wine Events

Leasing News Wine & Spirits Page


This Day in History

     1542 – On the banks of the Mississippi River in present-day Louisiana, Spanish conquistador Hernando de Soto died, ending a three-year journey for gold that took him halfway across what is now the United States. In order that Indians would not learn of his death, and thus disprove de Soto’s claims of divinity, his men buried his body in the Mississippi River. In late May, 1539, de Soto landed on the west coast of Florida with 600 troops, servants, and staff, 200 horses, and a pack of bloodhounds. From there, the army set about subduing the natives, seizing any valuables they stumbled upon, and preparing the region for eventual Spanish colonization. Traveling through Florida, Georgia, South Carolina, across the Appalachians, and back to Alabama, de Soto failed to find the gold and silver he desired, but he did seize a valuable collection of pearls at Cofitachequi, in present-day Georgia. Decisive conquest also eluded the Spaniards, as what would become the United States lacked the large, centralized civilizations of Mexico and Peru. As was the method of Spanish conquest elsewhere in the Americas, de Soto ill-treated and enslaved the natives he encountered. For the most part, the Indian warriors they encountered were intimidated by the Spanish horsemen and kept their distance. In October, 1540, however, the tables were turned when a confederation of Indians attacked the Spaniards at the fortified Indian town of Mabila, near present-day Mobile, Alabama. All the Indians were killed, along with 20 of de Soto’s men. Several hundred Spaniards were wounded. In addition, the Indian conscripts they had come to depend on to bear their supplies had all fled with baggage. De Soto could have marched south to reconvene with his ships along the Gulf Coast, but instead he ordered his expedition north-westward in search of America’s elusive riches. In May, 1541, the army reached and crossed the Mississippi River, probably the first Europeans ever to do so. From there, they traveled through Arkansas and Louisiana, still with few material gains to show for their efforts. Turning back to the Mississippi, de Soto died of a fever on its banks on May 21, 1542. The Spaniards, now under the command of Luis de Moscoso, traveled west again, crossing into north Texas before returning to the Mississippi. With nearly half of the original expedition dead, the Spaniards built rafts and traveled down the river to the sea, and then made their way down the Texas coast to New Spain, finally reaching Veracruz, Mexico, in late 1543.
    1758 - Ten-year-old Mary Campbell was abducted in Pennsylvania by Lenape during the French and Indian War.  She was returned six and a half years later.  She is believed to have been the first white child to travel to the Western Reserve.  Campbell's return to her family in Pennsylvania in 1764 was a result of British military pressure on the Native Americans of southern Ohio by troops under Colonel Bouquet.  Over two days, August 5 and August 6, Bouquet's forces prevailed against Native American irregulars in the Battle of Bushy Run, a key battle that turned the tide of Pontiac’s Rebellion.
    1796 - Attorney and Statesman Reverdy Johnson (d. 1876) was born in Annapolis, Maryland. Although he personally opposed slavery, Johnson represented the slave-owning defendant in the 1857 Dred Scott case in which the U.S. Supreme Court decided that slaves could not be citizens of the United States. The court's decision increased antislavery sentiment in the North and fed the antagonism that sparked the Civil War. He was a key moderate during the days of reconstruction and deserves a more noteworthy place in history than he has received.
    1819 - Queen Victoria (d. 1901) was born in Kensington Palace, London.  Her birthday has been commemorated in Canada as Victoria Day since 1845.
    1819 - Imported bicycles made their first appearance in New York City. The Common Council met on August 19 and passed a law “to prevent the use of velocipedes in public places and on the sidewalks of the City of New York.” In their early years, bicycles were called velocipedes, curricles, or swift walkers.
    1832 - Baltimore, MD, at the Athenaeum, the first Democratic National Convention was held under the name Republican Party. Delegates from 21 states and DC nominated Andrew Jackson for president and Martin Van Buren for vice-president, the latter to succeed incumbent John C. Calhoun of South Carolina.  This was precipitated by Calhoun’s advocacy for nullification involving a Supreme Court decision, resulting in his disfavor among much of the party. The party was officially the “Democratic-Republican Party, “and remained so until 1840.  The Whig and the Whip parties eventually became the Republican Party, but not as we know it today.  The Republican Party then was more “liberal” and the “National Democratic Party” was considered the “conservative wing.”
    1833 - Black students enroll in classes at Oberlin College, Ohio
    1856 - The Siege of Lawrence occurred when pro-slavery activists, led by Sheriff Samuel J. Jones, attacked and ransacked the town which had been founded by anti-slavery settlers from Massachusetts, who were hoping to make Kansas as a "free state." The incident made worse the guerilla war in Kansas Territory that later became known as "Bleeding Kansas."
    1860 - A swarm of tornadoes occurred in the Ohio Valley. Tornadoes struck the cities of Louisville, KY, Cincinnati, OH, Chillicothe, OH, and Marietta, OH, causing a million dollars damage.
    1863 – Nathaniel Banks, commander of the Union Department of the Gulf, surrounds the Confederate stronghold at Port Hudson and attacks. Fortifications were built at Port Hudson in 1863 to protect New Orleans from a Union attack down the Mississippi River. On April 25, 1862, New Orleans had fallen into Union hands following an attack from the Gulf of Mexico by Admiral David Farragut. Still, Port Hudson was considered an important installation for the South since it was a significant threat to Federal ships on the Mississippi River. In 1863, the Union command began to focus attention on clearing the Mississippi of all Rebels. On May 21, newly-appointed Maj. Gen Franklin Gardner received orders from Gen. Joseph Johnston, operating in Mississippi, to abandon the fort. But Gardner refused and asked for reinforcements. This was a fatal mistake, and Banks soon had Gardner surrounded. For the next three weeks, Banks attempted to capture Port Hudson but failed each time. It was not until Vicksburg surrendered on July 4 that Gardner also surrendered.  The Siege of Port Hudson was the final engagement in the Union campaign to recapture the Mississippi.
    1878 – American aviation pioneer and a founder of the U.S. aircraft industry Glenn Curtiss (d. 1930) was born at Hammondsport, NY. Curtiss made the first officially witnessed flight in North America, won a race at the world's first international air meet in France, and made the first long-distance flight in the United States. His contributions in designing and building aircraft led to the formation of the Curtiss Aeroplane and Motor Company, now part of Curtiss-Wright Corporation. His company built aircraft for the U.S. Army and Navy, and, during the years leading up to World War I, his experiments with seaplanes led to advances in naval aviation. Curtiss civil and military aircraft were predominant in the inter-war and World War II eras.
    1881- The first meeting of what was to become the American Red Cross happened at the home of Adolphius Simeon Solomons in Washington, D.C., where he and Clara Barton founded the American Association of the Red Cross as part of an international humanitarian movement to provide help to victims of war and natural disasters. It was thought the organization would have a better chance of growth with a woman as president, for which Mr. Solomons made an official motion.  It was made part of the International Red Cross on March 16, 1882 (started in Switzerland, 1864).
    1881 - The United Sates Lawn Tennis Association was formed at the Fifth Avenue Hotel, New York City, by 34 clubs.  It formulated the rules of play, standardized the height of the net and the size of the ball, and ruled on such matters as the service line and the size of the court.  The first president was Robert Shaw Oliver of the Albany Tennis Club. In 1975, the name was changed to the United States Tennis Association.
    1895 - The temperature at Norwalk, OH, dipped to 19 degrees to set a state record for the month of May.
    1896 - The mercury soared to 124 degrees at Salton, CA, to establish a U.S. record for May.
    1898 – Armand Hammer (d. 1990) was born in NYC.  American business manager and owner, most closely associated with Occidental Petroleum, a company he ran from 1957 until his death, he was also known as well for his art collection and philanthropy.
    1901 - Connecticut passed the first speeding driver's law, “the speed of all motor vehicles should not exceed 12 miles per hour on country highways and eight miles per hour on highways within city limits.”
    1904 - Birthday of great singer/pianist Thomas”Fats” Waller (d. 1943), New York City, NY. Perhaps the first jazzman I listened to as a young man as my father collected his vinyl records, and often played his jazz organ playing. More than 40 years after his death, he remains one of the most popular of all jazz musicians, admired even by those who say they don't like jazz. Many of his tunes, such as "Honeysuckle Rose," "Ain't Misbehavin' " and "Blue Turning Grey Over You," are considered popular music standards. Waller's commercial success and international fame did not begin until 1934, although he began recording 12 years earlier. It was in '34 that he formed the first of the "Fats Waller and His Rhythm" bands. The five-piece group provided the setting for Waller's lighthearted and often humorous vocals, which by then overshadowed his piano playing. Fats Waller died of natural causes on December 15th, 1943 while traveling aboard the Sante Fe Express train.,+Fats
    1909 - Massachusetts approved the first credit union, sponsored by Pierre Jay, the first bank commissioner of the state.
    1912 - Monty Franklin Pierce Stratton (d. 1982), baseball player, born at Palacios, TX. Stratton's five-year career in the Majors was ended when his leg was amputated after he accidentally shot himself in a hunting accident.  Jimmy Stewart played Stratton in a very successful movie, “The Stratton Story” (1949), based roughly on his life.
    1917 - Birthday of Raymond Burr (d. 1993), New Westminster, British Columbia.  Stage, film and TV actor best known for the role of Perry Mason in the series of the same name (my late father, Lawrence Menkin, was the story editor and wrote many of the episodes. He had many funny stories to relate about the actors during the filming of the series.)  He has many other TV series, including “Ironside,” and owned and operated a winery in Sonoma, California (still in operation).
    1918 - IZAC, EDOUARD VICTOR MICHEL, Medal of Honor
Rank and organization: Lieutenant, U.S. Navy. Place and date: Aboard German submarine U-90 as prisoner of war, 21 May 1918. Entered service at: Illinois. Born: 18 December 1891, Cresco, Howard County, lowa. Citation: When the U.S.S. President Lincoln was attacked and sunk by the German submarine U-90, on 21 May 1918, Lt. Izac was captured and held as a prisoner on board the U-90 until the return of the submarine to Germany, when he was confined in the prison camp. During his stay on the U-90 he obtained information of the movements of German submarines which was so important that he determined to escape, with a view to making this information available to the U.S. and Allied Naval authorities. In attempting to carry out this plan, he jumped through the window of a rapidly moving train at the imminent risk of death, not only from the nature of the act itself but from the fire of the armed German soldiers who were guarding him. Having been recaptured and reconfined, Lt. Izac made a second and successful attempt to escape, breaking his way through barbed-wire fences and deliberately drawing the fire of the armed guards in the hope of permitting others to escape during the confusion. He made his way through the mountains of southwestern Germany, having only raw vegetables for food, and at the end, swam the River Rhine during the night in the immediate vicinity of German sentries.
    1919 – The New York Giants traded outfielder Jim Thorpe to the Boston Braves for $1,500.  The Olympic star played only 60 games in Boston and finished his six-year Major League career with a lifetime .252 average.
    1921 - Birthday of arranger/songwriter, trumpet player Henry Glover (d. 1991), Hot Springs, AR
    1923 - Formal transfer of T. L. Huston’s interest in the Yankees to Jacob Ruppert was completed for $1.5 million. Ten days later, Ruppert bought two more sets of uniforms so his players can wear a clean outfit every day, an unprecedented move.
    1923 – Ara Parseghian (d. 2017) was born in Akron, OH.  After two years in the Navy, he played halfback for the Cleveland Browns of the All-American Football Conference in 1948 and 1949, both resulting in championships for the Browns under Paul Brown.  He then took a job as an assistant coach at Miami of Ohio. When head coach Woody Hayes left in 1951 to coach at Ohio State, Parseghian took over his job. He stayed in that position until 1956, when he was hired as head coach at Northwestern. Parseghian's success attracted the interest of Notre Dame, which had not posted a winning record in five straight seasons. He was hired as coach in 1964 and quickly turned the program around, coming close to capturing a national championship in his first year. He proceeded to win two national titles in 11 seasons as coach, a period often referred to as "the Era of Ara." He never had a losing season at Notre Dame and posted an overall record of 95–17–4, giving him the third-most wins of any coach in school history after Rockne and Lou Holtz.  Parseghian was inducted into the College Football Hall of Fame as a coach in 1980. His career coaching record is 170–58–6.
    1929 - Birthday of drummer Lawrence Marable (d. 2012), Los Angeles, Ca.
    1927 - Charles A. Lindbergh arrived to a hero's welcome in Paris, in his spindly monoplane, "The Spirit of St. Louis" (the famous plane is now displayed in the Smithsonian Institute in Washington, DC). Lindbergh's flight marked the first time that a person had flown across the Atlantic Ocean. The event got more press coverage than any other single even in history to that time. In American newspapers alone, it was estimated that some 27,000 columns of words were used to describe Lindbergh's epic journey. A depiction of that famous flight was portrayed by one of America's great motion picture actors, Jimmy Stewart, in the film, "The Spirit of St. Louis." Upon his return to American soil, Lucky Lindy was given another hero's welcome. He was also awarded the Medal of Honor:
“Rank and organization: Captain, U.S. Army Air Corps Reserve. Place and date: From New York City to Paris, France, 20-21 May 1927. Entered service at: Little Falls, Minn. Born: 4 February 1902, Detroit, Mich. G.O. No.: 5, W.D., 1928; act of Congress 14 December 1927. Citation: For displaying heroic courage and skill as a navigator, at the risk of his life, by his nonstop flight in his airplane, the Spirit of St. Louis, from New York City to Paris, France, 20-21 May 1927, by which Capt. Lindbergh not only achieved the greatest individual triumph of any American citizen but demonstrated that travel across the ocean by aircraft was possible.”
    1927 - Arranger Bill  Holman birthday, born Willis Leonard Holman in Olive, CA.
    1932 - Bad weather forced Amelia Earhart to land in a pasture in Derry, Northern Ireland and she thereby became the first woman to fly solo across the Atlantic Ocean.  On the morning of May 20, Earhart set off from Newfoundland, intending to fly to Paris in her single engine Lockheed Vega 5B to emulate Lindbergh’s solo flight.  After a flight lasting 14 hours, 56 minutes during which she contended with strong northerly winds, icy conditions and mechanical problems, she was forced to land.
    1932 - Birthday of bandleader Bob Florence (d. 2008), Los Angeles, California. One of my high school idols, as I saw his band many times locally and patterned my 21-piece dance band after his.
    1936 - E.I. du Point de Nemours, Wilmington, DE, began production of Lucite, or polymethyl methacrylate, “a plastic that is low in moisture absorption, highly nonconducting, and crystal clear, and that possesses the interesting property of bending light rays as the pass through.”  In 1938, they produced Teflon but did not start commercial production until 1954.
    1940 - Will Bradley (Wilbur Schwichtenberg) cuts “Beat Me Daddy, Eight to the Bar,” (Columbia 35530).
    1941 - Birthday of singer Ronald Isley (The Isley Brothers), Cincinnati, OH. The group first hit the charts in 1959 with "Shout," which has since become a rhythm-and-blues standard recorded by such artists as Lulu, Tom Petty and the Blues Brothers. The Isleys were still on the charts in the early 1980's. Their 1981 album "Grand Slam" earned a gold record.
    1941 - Claude Thornhill Band records their theme, “Snowfall.”
    1941 – Baseball Hall of Fame manager Bobby Cox was born in Tulsa, OK.  He first led the Atlanta Braves from 1978 to 1981, and then managed the Toronto Blue Jays from 1982 to 1985. He later rejoined the Braves in 1985 as a general manager. He moved back to the manager's role during the 1990 season and stayed there until his retirement following the 2010 season. The Atlanta Braves have since retired his number 6, having led the Braves to the World Series championship in 1995. He led the Braves to a division title every season from 1991 to 2005, excluding the strike-shortened 1994 season.  He holds the all-time record for ejections in Major League Baseball with 158 (plus an additional three post-season ejections), a record previously held by John McGraw.  Cox ranks fourth on the baseball all-time managerial wins list.
    1942 - Freddie Slack with Ella Mae Morse records “Cow Cow Boogie,” Los Angeles.
    1945 - Lauren Bacall and Humphrey Bogart were married. Legend has it that the couple fell in love in 1943 during making of the film, "To Have and Have Not." Theirs would become one of Hollywood's most enduring marriages.
    1945 - DOSS, DESMOND T., Medal of Honor
Rank and organization: Private First Class, U.S. Army, Medical Detachment, 307th Infantry, 77th Infantry Division. Place and date: Near Urasoe Mura, Okinawa, Ryukyu Islands, 29 April-21 May 1945. Entered service at: Lynchburg, Va. Birth: Lynchburg, Va. G.O. No.: 97, 1 November 1945. Citation: He was a company aid man when the 1st Battalion assaulted a jagged escarpment 400 feet high as our troops gained the summit, a heavy concentration of artillery, mortar and machinegun fire crashed into them, inflicting approximately 75 casualties and driving the others back. Pfc. Doss refused to seek cover and remained in the fire-swept area with the many stricken, carrying them 1 by 1 to the edge of the escarpment and there lowering them on a rope-supported litter down the face of a cliff to friendly hands. On 2 May, he exposed himself to heavy rifle and mortar fire in rescuing a wounded man 200 yards forward of the lines on the same escarpment; and 2 days later he treated 4 men who had been cut down while assaulting a strongly defended cave, advancing through a shower of grenades to within 8 yards of enemy forces in a cave’s mouth, where he dressed his comrades’ wounds before making 4 separate trips under fire to evacuate them to safety. On 5 May, he unhesitatingly braved enemy shelling and small arms fire to assist an artillery officer. He applied bandages, moved his patient to a spot that offered protection from small arms fire and, while artillery and mortar shells fell close by, painstakingly administered plasma. Later that day, when an American was severely wounded by fire from a cave, Pfc. Doss crawled to him where he had fallen 25 feet from the enemy position, rendered aid, and carried him 100 yards to safety while continually exposed to enemy fire. On 21 May, in a night attack on high ground near Shuri, he remained in exposed territory while the rest of his company took cover, fearlessly risking the chance that he would be mistaken for an infiltrating Japanese and giving aid to the injured until he was himself seriously wounded in the legs by the explosion of a grenade. Rather than call another aid man from cover, he cared for his own injuries and waited 5 hours before litter bearers reached him and started carrying him to cover. The trio was caught in an enemy tank attack and Pfc. Doss, seeing a more critically wounded man nearby, crawled off the litter; and directed the bearers to give their first attention to the other man. Awaiting the litter bearers’ return, he was again struck, this time suffering a compound fracture of 1 arm. With magnificent fortitude he bound a rifle stock to his shattered arm as a splint and then crawled 300 yards over rough terrain to the aid station. Through his outstanding bravery and unflinching determination in the face of desperately dangerous conditions Pfc. Doss saved the lives of many soldiers. His name became a symbol throughout the 77th Infantry Division for outstanding gallantry far above and beyond the call of duty.
    1949 - Top Hits
“Riders in the Sky” - Vaughn Monroe
“Again” - Gordon Jenkins
“Forever and Ever” - The Russ Morgan Orchestra (vocal: The Skylarks)
“Lovesick Blues” - Hank Williams
    1951 - RODRIGUEZ, JOSEPH C., Medal of Honor
Rank and organization: Sergeant (then Pfc.), U.S. Army, Company F, 17th Infantry Regiment, 7th Infantry Division. Place and date: Near Munye-ri, Korea, 21 May 1951. Entered service at: California. Born: 14 November 1928, San Bernardino, Calif. G.O. No.: 22, 5 February 1952. Citation: Sgt. Rodriguez, distinguished himself by conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty in action against an armed enemy of the United Nations. Sgt. Rodriguez, an assistant squad leader of the 2d Platoon, was participating in an attack against a fanatical hostile force occupying well-fortified positions on rugged commanding terrain, when his squad’s advance was halted within approximately 60 yards by a withering barrage of automatic weapons and small-arms fire from 5 emplacements directly to the front and right and left flanks, together with grenades which the enemy rolled down the hill toward the advancing troops. Fully aware of the odds against him, Sgt. Rodriguez leaped to his feet, dashed 60 yards up the fire-swept slope, and, after lobbing grenades into the first foxhole with deadly accuracy, ran around the left flank, silenced an automatic weapon with 2 grenades and continued his whirlwind assault to the top of the peak, wiping out 2 more foxholes and then, reaching the right flank, he tossed grenades into the remaining emplacement, destroying the gun and annihilating its crew. Sgt. Rodriguez’ intrepid actions exacted a toll of 15 enemy dead and, as a result of his incredible display of valor, the defense of the opposition was broken, and the enemy routed, and the strategic strongpoint secured. His unflinching courage under fire and inspirational devotion to duty reflect highest credit on himself and uphold the honored traditions of the military service.
    1951 - Birthday of Al Franken, born New York, NY. Until forced to resign for allegations of sexual harassment, he was US Senator (D-Minnesota), comedian, actor, writer, best known for his “Saturday Night Live” performances.
    1952 - Birthday of actor Mr. T (“Rocky II,” “The A Team”), born Lawrence Tureaud, Chicago, Illinois.
    1955 - Chuck Berry went into a recording session for Chess, performing a restyled version of "Ida Red." What came out of that hot session was Ida Red's new name and Chuck Berry's first hit, "Maybellene," which went on to top the R & B charts at #1, and the pop charts at #5. And Beethoven rolled over...
    1956 - 2,500 fans storm the stage at the Municipal Auditorium in Topeka, KS during Elvis Presley's show there.
    1956 – The US exploded the first airborne hydrogen bomb,
“Redwing,” over Bikini Atoll in the Marshall Islands in the Pacific Ocean. From 1946-58, the US exploded 23 bombs on the reef, underwater, and on the sea, before this first airborne explosion.
    1957 - Reaffirming their decision to bar females from the Fenway Park's male-only press box, Boston baseball writers deny a seat to Doris O'Donnell, a feature writer following the Indians.
    1957 - Top Hits
“All Shook Up” - Elvis Presley
“School Day” - Chuck Berry
“Love Letters in the Sand” - Pat Boone
“A White Sport Coat (And a Pink Carnation)” - Marty Robbins
    1957 - Birthday of actor Judge Reinhold, born Edward Ernest Reinhold, Jr., in Wilmington, Delaware.  “Beverley Hills Cop,” “Fast Times at Ridgemont High,” “Ruthless People.”   
    1959 - Ethel Merman played the lead role in the musical, "Gypsy," which opened at the Broadway Theatre in New York City. The popular show ran for 702 performances. It was based on the memoirs of Gypsy Rose Lee, the famous burlesque queen.
    1969 - Henry “Hank” Aaron of the Atlanta Braves was lifted for a pinch hitter for the first time in his career. Mike Lum batted for Aaron in the seventh inning of a game against the New York Mets after Aaron had come to the plate 9,015 times.  Lum doubled, and the Braves won, 15-3.
    1960 - Fabian is reported to be working on two upcoming movies: “High Time,” starring Bing Crosby, and “North to Alaska,” starring John Wayne.
    1961 - "Every Beat of My Heart" enters the Hot 100 in two versions. One is on the Fury label by Gladys Knight and the other by the Pips on the Vee Jay label. They are not the same recording but are rendered by the same act, victims of a contract dispute. The Vee Jay single will be more successful, rising to #6 on the pop chart and Number One R&B. Both groups will eventually sign to Motown's soul label.
    1963 - Little Stevie Wonder who turned 13, just eight days ago, records his second album, "The Twelve Year- Old Genius," live at a Detroit ballroom. One tune off the album, "Fingertips, Part Two," will become Wonder's first hit, topping both the R&B and the pop charts.
    1964 - After performing in England, Bob Dylan takes a vacation in Paris, where he would meet German model Nico, for whom he would later pen the classic "I'll Keep It with Mine."
    1965 - Top Hits
“Ticket to Ride” - The Beatles
“Help Me, Rhonda” - The Beach Boys
“Back in My Arms Again” - The Supremes
“Girl on the Billboard” - Del Reeves
    1966 - DOLBY, DAVID CHARLES, Medal of Honor
Rank and organization. Sergeant (then Sp4c.), U.S. Army, Company B, 1st Battalion (Airborne), 8th Cavalry, 1st Cavalry Division (Airmobile). Place and date. Republic of Vietnam, 21 May 1966. Entered service at: Philadelphia, Pa. Born: 14 May 1946, Norristown, Pa. G.O. No.: 45, 20 October 1967. Citation: For conspicuous gallantry and intrepidity at the risk of life above and beyond the call of duty, when his platoon, while advancing tactically, suddenly came under intense fire from the enemy located on a ridge immediately to the front. Six members of the platoon were killed instantly and a number were wounded, including the platoon leader. Sgt. Dolby’s every move brought fire from the enemy. However, aware that the platoon leader was critically wounded, and that the platoon was in a precarious situation, Sgt. Dolby moved the wounded men to safety and deployed the remainder of the platoon to engage the enemy. Subsequently, his dying platoon leader ordered Sgt. Dolby to withdraw the forward elements to rejoin the platoon. Despite the continuing intense enemy fire and with utter disregard for his own safety, Sgt. Dolby positioned able-bodied men to cover the withdrawal of the forward elements, assisted the wounded to the new position, and he, alone, attacked enemy positions until his ammunition was expended. Replenishing his ammunition, he returned to the area of most intense action, single-handedly killed 3 enemy machine gunners and neutralized the enemy fire, thus enabling friendly elements on the flank to advance on the enemy redoubt. He defied the enemy fire to personally carry a seriously wounded soldier to safety where he could be treated and, returning to the forward area, he crawled through withering fire to within 50 meters of the enemy bunkers and threw smoke grenades to mark them for air strikes. Although repeatedly under fire at close range from enemy snipers and automatic weapons, Sgt. Dolby directed artillery fire on the enemy and succeeded in silencing several enemy weapons. He remained in his exposed location until his comrades had displaced to more secure positions. His actions of unsurpassed valor during 4 hours of intense combat were a source of inspiration to his entire company, contributed significantly to the success of the overall assault on the enemy position, and were directly responsible for saving the lives of a number of his fellow soldiers. Sgt. Dolby’s heroism was in the highest tradition of the U.S. Army.
    1966 - The Castiles, a band made up of five school kids from Freehold Regional High in New Jersey, perform at their own senior prom. Lead singer: future superstar Bruce Springsteen.  They formed in July, 1965 under the stewardship of Tex and Marion Vinyard, who sponsored young bands in Brick Township, New Jersey. Tex Vinyard named the band after a brand of soap. They recorded two songs in May 1966 at a public recording studio, "Baby I" and "That's What You Get". We are aware of 115 performances by The Castiles before their final gig, which is believed to have taken place in August 1968.
    1969 - EREVIA, SANTIAGO J., Medal of Honor
Rank and Organization: Sergeant, U.S. Army, Company C, 1st Battalion, 501st Infantry, 101st Airborne Division. Place and Date: May 21, 1969, Tam Ky, Vietnam. Born: 1946, Nordheim, TX. Departed: No. Entered Service At: San Antonio, TX. G.O. Number:  Date of Issue: 03/18/2014. Accredited To: .Citation: Then-Spc. 4 Erevia distinguished himself May 21, 1969, while serving as a radio-telephone operator during a search-and-clear mission near Tam Ky City, in the Republic of Vietnam.
    1973 - The sensual "Pillow Talk," by Sylvia (Sylvia Vanderpool), earned a gold record. The artist first recorded with Hot Lips Page for Columbia Records back in 1950 and was known as Little Sylvia. She was half of the singing duo Mickey & Sylvia, who recorded "Love is Strange" in 1957. "Pillow Talk" was her only major solo hit and made it to number three on the pop music charts.
    1973 - Top Hits
“You are the Sunshine of My Life” - Stevie Wonder
“Little Willy” - The Sweet
“Frankenstein” - The Edgar Winter Group
“What's Your Mama's Name” - Tanya Tucker
    1974 - One year after his firing from Columbia Records, Clive Davis is hired by Bell Records as a consultant.
    1976 - Aerosmith receives a gold LP for "Rocks." The album will eventually go to #3 on the album chart.
    1977 – Ricky Williams’ birthday, born Errick Lynne Wiiliams, Jr., in San Diego.  University of Texas Heisman Trophy-winning and former NFL running back.  Williams played 12 seasons in the NFL and one in the CFL.  Williams was selected in the first round as the fifth pick of the 1999 NFL Draft by the New Orleans Saints.  Head Coach Mike Ditka traded all of the Saints’ remaining 1999 draft picks (the second- round pick had already been traded to the Rams to get Eddie Kennison) to the Washington Redskins
to get Williams, as well as first- and third-round picks the following year.  This was the first time one player was the only draft pick of an NFL team.   
    1979 - An all-straight jury convicts former San Francisco city supervisor Dan White of the lightest charge possible in the assassination of S.F. city supervisor Harvey Milk and Mayor George Moscone. White's defense argued that White was depressed because of overconsumption of junk food, the so-called "Twinkie defense." Thousands march on city hall in response, provoking the White Night Riots, overturned police cars, and looting.   
    1980 - The temperature at Williston, ND reached 102 degrees to set a record for May, and the next day the mercury hit 106 degrees.
    1981 - Top Hits
“Bette Davis Eyes” - Kim Carnes
“Just the Two of Us” - Grover Washington, Jr./Bill Withers
“Being with You” - Smokey Robinson
“I Loved 'Em Every One” - T.G. Sheppard
    1985 - Marvin Gaye's last album was released. "Dream of a Lifetime," featured songs that critics considered too offensive, such as the controversial, pop version of "The Lord's Prayer." Three of the songs from the album were completed after Gaye's death. Marvin Gaye was inducted into the Rock and Roll Hall of Fame in 1987. - Septuplets were born in Orange CA, to Patti Frustaci, a 30-year-old schoolteacher. It was the largest multiple birth in the history of the United States. One child was stillborn and three more died within a month. Two boys and one girl survived. At the age of 2, the surviving infants -- Richard, Patricia and Stephen -- were found to have cerebral palsy. A year later, more bad news. The children also were diagnosed as mentally retarded. Sam and Patti Frustaci -- who already had a healthy son named Joseph but wanted more children -- sued the fertility clinic and the physician that treated the wife with Pergonal, the same drug used by Bobbi McCaughey Frustaci and her husband, who later filed a malpractice suit against her doctors and the infertility clinic where she had been treated. They won a $2.7 million settlement on behalf of the surviving septuplets, now 33 years old. The suit was settled in 1990 for a one-time payment of $450,000 and a monthly care payment for each of the three surviving septuplets, who needed extensive physical therapy and medical treatment. The Frustacis’ son, Joseph, said that the family still received the payments. Sam and Patti divorced in the mid-1990’s and Patti died in Feb, 2018 at age 63. 
    1986 - With a few gaps, millions of Americans held hands from Battery Park in New York City to Long Beach, CA, a distance of 4,150 as a fund-raising event sponsored by a consortium of charities and corporations.
    1987 - Severe thunderstorms, developing along a sharp cold front crossing the central U.S., produced 60 mph winds and golf ball size hail at Sedalia, MO, and drenched Hagerstown, IN, with six inches of rain in one hour. Temperatures soared into the 90s ahead of the cold front. Paducah, KY, hit 94 degrees for the second day in a row. Light snow blanketed Montana, with three inches reported at Butte
    1989 - Thunderstorms moving southeastward across the Central Plains Region into Oklahoma and Arkansas produced severe weather through the day and night. Thunderstorms spawned just four tornadoes, but there were 243 reports of large hail and damaging winds. Baseball size hail was reported at Augusta, KS, and thunderstorm winds gusted to 98 mph at Johnson, KS.
    1989 - Top Hits
“Forever Your Girl” - Paula Abdul
“Real Love” - Jody Watley
“Soldier of Love” - Donny Osmond
“If I Had You” – Alabama
    1990 - Thunderstorms produced severe weather across the southeastern U.S. for the second day in a row. Severe thunderstorms spawned five tornadoes, including one which injured a person at Richmond, KY. There were eighty-seven reports of large hail or damaging winds, with hail three inches in diameter reported at Austin, TX. Thunderstorms produced up to five inches of rain in Macon County, GA, and heavy rains left nearly eight feet of water over roads near Stepstone, KY.
    1992 - Johnny Carson, ending his 26-year tenure as host of NBC-TV's Tonight Show, appeared on his next-to-last show. The lone guest is Bette Midler, who famously sings a rewritten version of "You Made Me Love You" (as "You Made Me Watch You") and a moving version of "One for My Baby (And One More for the Road)."
    1995 - The Recording Industry Association of America reported that Bruce Springsteen's 1984 album, "Born in the USA," had sold more than 15 million copies. That tied it with Boston's self-titled album as the number-three all-time best-selling album. Only Michael Jackson's "Thriller" - at 24 million - and Fleetwood Mac's "Rumours" - at 17 million - had sold more.  By 2012, the album had sold in excess of 30 million and has been cited by critics as one of the greatest albums of all time.
    1998 – A 15-year old student opened fire inside Thurston High School in Springfield, OR, killing two students and wounding 23, a day after killing his parents.
    2000 - Major League Baseball has its first six grand-slam day less than one year after establishing the mark with 5. Angel Garret Anderson, Giant J.T. Snow, Phillie Brian Hunter, A's Jason Giambi and Dodgers Adrian Beltre and Shawn Green all contributed to the record. The NL also set a record with four of the six base-loaded homers. 
    2005 - Before their interleague game with the Athletics, the Giants pay homage to Juan Marichal by dedicating a nine-foot bronze statue outside SBC (now AT&T) Park. The ‘Dominican Dandy,' a San Francisco hurler from 1960-1973 now in the Hall of Fame, joins Willie Mays and Willie McCovey as the third player to be so honored.
    2005 - When Dae-Sung Koo bats against Randy Johnson, Mike Piazza confides to David Wright in the dugout, "If he gets a hit, I'll donate a million dollars to charity." The Korean reliever batting lefty off the Yankee fire-balling southpaw, who was afraid to stand in the batter's box in a previous game, promptly hits a 91-mph fastball to the wall in center for a double, causing the Mets catcher to remark he’ll be making a significant donation to a charity over the next 20 years.
    2015 – The tallest roller coaster in the world, Kingda Ka, opened at Six Flags Great Adventure in New Jersey.
    2014 – eBay announced that its databases were accessed by hackers in February and March despite no reports of illicit activity arising from the cyberattack.  The company asked all users to change their passwords.  The breach made it possible for the hackers to access the customer’s information like their name, address, password, contact no. etc., of 233 million users.  eBay has also claimed that the database which was maintaining PayPal data is safe and was out of reach of attackers as the data was encrypted. Altogether, according to them, all the confidential information and other financial data was not available in the attacked database.  

Stanley Cup Champions:
    1979 - Montreal Canadiens
    1981 - New York Islanders




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- CLFP Foundation Adds 38 Members
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Highlights Marlin Business Service's 10K
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     Class Action Settlement for $5 Million
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  Bonus Depreciation Extended through 2027
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   Bonus Depreciation Extended through 2027
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   An Updated Overview of a Few Troublesome States
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   This May Prevent You from Being Licensed in the Future
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  Attorneys’ Fees Award in Equipment Leasing Dispute
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   in the State of California
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that Brokers Need Licenses and Lessors Can’t Pay Unlicensed Brokers
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   Menkin has an Epiphany
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