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######## surrounding the article denotes it is a press release, it was not written by Leasing News nor has the information been verified, but from the source noted. When an article is signed by the writer, it is considered a byline. It reflects the opinion and research of the writer.

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North Mill Equipment Finance LLC (“NMEF”), a leading independent commercial equipment lender and lessor headquartered in Norwalk, Connecticut, is pleased to announce the successful closing of its tenth asset-backed securitization (ABS),

NMEF Funding 2025-B (“NMEF 2025-B”), a $525 million transaction. This marks the company’s second securitization of the year and brings NMEF’s cumulative issuance volume to over $3.1 billion, underscoring the platform’s robust growth and sustained access to the capital markets.

Mark Bonanno, President and Chief Revenue Officer of NMEF, said, “NMEF 2025-B was our largest securitization to date, attracting a deep and diverse investor base, with 37 unique investors participating in the offering.

“Notably, the transaction saw the inclusion of 14 first-time investors, reflecting continued institutional confidence in NMEF’s platform and the continued evolution of credit quality and collateral diversification. The transaction was met with strong demand across the capital stack, allowing for tightened spreads compared to both initial price targets and final pricing levels of NMEF 2025-A, which was issued earlier in 2025.”

The transaction reinforces NMEF’s momentum in scaling its presence in the capital markets. With a steadily expanding investor base and enhanced asset diversification through acquisitions and credit migration, NMEF continues to develop its access to cost-effective funding.

Mitch Tobak, Vice President of Corporate Development at NMEF, said, “This transaction reflects the strategic strides we’ve taken over the last several quarters—broadening our origination sources, integrating our recent acquisition, and expanding our reach in the capital markets.

“We’re especially encouraged by the volume of new investor interest, which speaks to the depth and durability of our platform as we scale. These outcomes validate our approach of building a balanced portfolio that generates strong risk-adjusted returns across a variety of collateral types.”

As NMEF continues to advance its long-term growth strategy, this securitization marks a key step forward in capital efficiency, platform integration, and investor diversification. With enhanced structural flexibility and a broadening mix of originations, including those from Pawnee, the company is primed to meet the evolving financing needs of small and mid-sized businesses across industries.

About North Mill Equipment Finance
NMEF is a national, premier lender who works with third-party referral (TPR) sources to finance small to mid-ticket equipment commercial leases and loans ranging from $15,000 to $3,000,000 and up to $5,000,000 for investment grade opportunities. NMEF accepts A – C credit qualities and finances transactions for many asset categories including but not limited to medical, construction, franchise, technology, vocational, manufacturing, renovation, janitorial and material handling equipment. NMEF is majority owned by an affiliate of InterVest Capital Partners.

The company’s headquarters are in Norwalk, CT, with regional offices in Irvine, CA, Voorhees NJ, and Murray, UT. For more information, visit www.nmef.com. One of NMEF’s controlled affiliates, BriteCap Financial LLC, is a leading non-bank lender providing small businesses with fast, convenient financing alternatives such as working capital loans since 2003 from its main office in Las Vegas, NV. For more information, visit www.britecap.com.

NMEF is the largest third-party originating private lender in the United States, and for more than 65 years, our legacy has been delivering excellence. https://nmef.com/

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AACFB’s 2025 Commercial Financing Expo
Brings Energy and Opportunity to Austin

By Monica Harper
Executive Director

SEPTEMBER 19, 2025 – The American Association of Commercial Finance Brokers (AACFB) successfully wrapped up its 2025 Commercial Financing Expo last week in Austin, Texas, delivering three days of education, networking, and new business opportunities for commercial finance professionals.

Hosted at the AT&T Hotel and Conference Center, the Expo drew brokers, funding sources, and service providers from across the country. This year’s theme, “Funding in Harmony: Rocking Finance in Austin,” reflected the collaborative spirit of the industry and the momentum shaping its future.

The Expo began with a charity riverboat cruise, hosted by AACFB in partnership with Equipment Finance Cares. The evening combined networking with purpose, raising more than $5,000 in support of Global Child Advocates and the San Antonio Food Bank, which is providing emergency relief to Texas flood victims. Guests enjoyed a breathtaking sunset over Lady Bird Lake, capped off by the unforgettable sight of Austin’s famous bat colony taking flight at dusk.

The next morning, the Women in Finance Breakfast put community and camaraderie at the forefront, offering a warm welcome to newcomers while giving seasoned members the chance to strengthen and deepen lasting connections.

The networking carried on throughout the day as attendees connected with more than fifty exhibitors in the exhibit hall, discovering new funding sources and solutions. The momentum continued into the evening with an outdoor reception featuring authentic Texas barbecue, lively conversation, and another stunning Austin sunset.

Education was a cornerstone of the Expo, highlighted by AACFB’s foundational Brokering Essentials course designed for those new to the industry. More than a dozen breakout sessions covered a wide range of topics, from negotiation strategies and legal updates to ancillary revenue opportunities and conflict resolution. Attendees also enjoyed a lively and energizing keynote presentation by the mayor of Independence, Missouri, Rory Rowland. The event concluded with two intensive boot camp sessions focused on building portfolios and leveraging AI for marketing.

AACFB President, Kalah Sprabeary, CLFP, said “Our Expo is all about creating opportunities for learning, for building relationships, and for strengthening businesses.

“Austin was the perfect backdrop for an event that celebrated both the progress we’ve made and the potential that lies ahead.”

In addition to education and networking, AACFB introduced a new member benefit at the Expo, providing an exclusive members-only healthcare option, underscoring its commitment to supporting members year-round.

Looking ahead, AACFB members and partners can mark their calendars for the 2026 Annual Conference, taking place May 5-7, 2026, in Orlando and the 2026 Commercial Financing Expo taking place October 21-23, 2026, in Irvine, California.

About American Association of Commercial Finance Brokers (AACFB)
The American Association of Commercial Finance Brokers (AACFB), formerly the NAELB, is the premier trade association empowering independent commercial finance brokers. The AACFB represents the expanding interests of its growing membership by providing best-practice education and networking opportunities while promoting a culture of ethics. For more information visit: www.aacfb.org

Monica Harper
Phone: 800-996-2352
Email: mharper@hqtrs.com

If you missed the photo’s sent in for last Friday’s news edition
Here is the link:
Photo gallery from
AACFB Expo in Austin, TX
https://leasingnews.org/archives/Sep2025/09_19.htm#gallery

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You Tube interviews of Reid Raykovich, CLFP, and
Mel Vinson, CLFP

For four decades, the CLFP designation has represented integrity and excellence in the equipment finance industry. Our journey has been one of growth, community, and unwavering commitment to advancing the profession forward.

In 2021, CEO Reid Raykovich, CLFP, CAE shared her vision and passion for CLFP designation in a Fireside Chat. Three years later, in 2024, VP of Marketing & Development Melissa (Mel) Vinson, CLFP, reflected on the Foundation’s continued growth and the momentum of the designation.

Viewed together, these conversations capture the evolution of the CLFP Foundation, honoring our history while highlighting the strength and momentum we see today.

We invite you to listen to both chats and celebrate the growth of the CLFP designation, the Foundation, and our conversation on YouTube.

When you make the time, there are others in the Finance And Leasing industries who may be interested in leasing About their growth of knowledge and experiences.

Listen to Reid’s Fireside Chat here:
https://www.youtube.com/watch?v=q8ErAiG16ZM

Leasing and Finance Help Wanted
Balboa Capital
We Are Growing Our Senior Sales Team Now

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Top Ten Most Read by Readers
September 15 to September `19

(1) New Hires/Promotions in the Leasing Business
and Related Industries
https://leasingnews.org/archives/Sep2025/09_17.htm#hires

(2) New Hires/Promotions in the Leasing Business
and Related Industries
https://leasingnews.org/archives/Sep2025/09_15.htm#hires

(3) New Hires/Promotions in the Leasing Business
and Related Industries
https://leasingnews.org/archives/Sep2025/09_19.htm#hires

(4) From Cola to Coffee: How Much Caffeine
Your Drinks Really Contain
https://leasingnews.org/archives/Sep2025/09_15.htm#from

(5) Highlights from the 2025 AACFB Commercial
Financing Expo by Mel Vinson, CLFP
https://leasingnews.org/archives/Sep2025/09_19.htm#aacfb

(6) Photo gallery from
AACFB Expo in Austin, Texas
https://leasingnews.org/archives/Sep2025/09_19.htm#gallery

(7) NFIB Says Credit Eases and Equipment Leads
Spending Based on Small and Independent Trends
by Bob Coleman, Coleman Report
https://leasingnews.org/archives/Sep2025/09_17.htm#nfib

(8) MoneyThumb and deBanked Release Survey
Findings on Fraud Trends Among Small
Business Funders
https://leasingnews.org/archives/Sep2025/09_17.htm#mt

(9) What Tom McCurnin Learned from 40 Years
in Banking and Leasing - Sixth and final part
https://leasingnews.org/archives/Sep2025/09_17.htm#what

(10) Sales and Credit Realignment Drives Results
By Scott Wheeler, CLFP
https://leasingnews.org/archives/Sep2025/09_17.htm#drives

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Conferences and Forums - Updated
Commercial Finance/Leasing Finance

October 14-16: National Equipment Finance Association Fall Conference, Renaissance Hotel, Minneapolis, Minnesota

Membership Reservation:
https://members.nefassociation.org/Online/Online/Events/Event_display.aspx?EventKey=FLCONF25

Vicki Shimkus, CLFP, Balboa Capital Relationship Manager, will be covering the conference for Leasing News readers.

October 26-28: ELFA 64th Annual Convention, Marco Island, Florida
Register Deadline Dates:
https://members.nefassociation.org/Online/Online/Events/Event_display.aspx?EventKey=FLCONF25

Schedule:
https://www.elfaonline.org/education-networking/2025/annual-convention/schedule

Talent Pipeline Opportunity Fund awarding grants to attend ELFA Annual Convention
Register: https://www.elfaonline.org/education-networking/2025/annual-convention/register

ELFA's Talent Pipeline Opportunity Fund to cultivate and support the next generation of leaders in the equipment finance industry will award seven grants to individuals to attend the ELFA 64th Annual Convention Oct. 26–28 in Marco Island, Fla. Each grant will cover registration, travel and hotel accommodations. The application deadline is Sept. 8. Randy Haug, LTi Technology, will be covering the conference for Leasing News

October 28-29: DeBanked B2B Finance Expo, Wynn, Las Vegas, Nevada
B2B Finance Expo is back for its highly anticipated second edition at the Wynn Las Vegas! We're thrilled to once again partner with the Small Business Finance Association (SBFA) to deliver an even bigger and better experience, uniting top professionals in the commercial finance industry.

“Chief Editor Sean Murray announces: "SOLD OUT: Sponsorships to B2B Finance Expo in Las Vegas Have Sold Out."

Bob Coleman, Coleman Reports, will be a speaker. He us out with a new book:
“Hard Time, Easy Money”
https://debanked.com/2025/07/coleman-reports-bob-coleman-is-out-with-a-new-book-easy-money-hard-time/
Questions? Email us at events@debanked.com

RISING To the Challenge
SFNet's 81st Annual Convention
November 11-13, 2025
Los Angeles, California
Open for Members and non-members
$395, $295 for Members
Full Information
https://www.sfnet.com/home/81st-annual-convention

Please send any update information to” kitmenkin@lewasingnews.org

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Amembal Schedules Second Free Webinar
on Recent Tax Law Changes
Wednesday, Sep 24, 2025, 11:00 AM in
Pacific Time (US and Canada)

In this 30+ minute presentation, Sudhir Amembal will discuss its impact on both end users and finance companies.

To Register:
https://us02web.zoom.us/webinar/register/WN_SpMTe591QTe8xoEuSpxgDg#/registration
The webinar entitled "Recent Tax Legislation and its Impact," conducted by Sudhir Amembal, CLFP, CEO of Amembal & Halladay, held for free on August 12 , was attended by over 250 industry professionals.

In doing so, he concluded that the recent changes create a tax puzzle for a large number of customers who have to juggle a host of quantitative variables such as taxable income,

Sudhir Amembal, CLFP, stated "I was delighted that this webinar, the first-ever offered in our industry on this topic, attracted a large number of industry professionals. Tax ramifications are important; but the equipment product of choice must take into account a host of other non-tax factors, primarily the unique benefits inherent in the FMV Lease due more impact due to changes ."
.“For further information regarding our seminars, please Kelly Farnham at kelly@amembalandhalladay.com.

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