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Leasing News is a website that posts information, news, and
entertainment for the commercial alternate financing,
bank, finance and leasing industries

kitmenkin@leasingnews.org
   




Monday, August 5, 2019



Today's Leasing News Headlines

Position Wanted – Collections
    Prefers Long Island, NY - but Open
Leasing News Top Stories
   July 29 - August 2
Aug. 6 ELFA Webinar--Free--Tuesday Noon  ET
   Results of Survey of Equipment Finance Activity
Equipment Broker School
   For Brokers by Brokers
Marlin Business Services 10Q 2nd Quarter, 2019
    Plus Former Marlin Exec. Tells What His New Company is Not Doing
Leasing Industry Ads---Help Wanted
  Top Sales Personnel Requested/$10,000 Signing Bonus
Your Facebook Profile in Job Hunting
   Career Crossroad---by Emily Fitzpatrick/RII
Chesswood Announces 2nd Quarter/Six Months Results
   Continued Growth and Build-Out at Tandem Finance
Mutt
   Dover, New Hampshire   Adopt-a-Dog
deBanked Connect Meeting San Diego
   October, 24th, 2018
News Briefs---

TCF, Chemical Bank finish merger with eye out for
  buying more banks and expanding TCF Equipment Finance
How a shadow banking crisis sent India's autos
    sector into a tailspin

Broker/Funder/Industry Lists | Features (wrilter's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months

www.leasingcomplaints.com (Be Careful of Doing Business)
www.evergreenleasingnews.org
Leasing News Icon for Android Mobile Device


 You May have Missed---
  Poem
  Sports Brief----
   California Nuts Brief---
     "Gimme that Wine"
     This Day in History
      SuDoku
       Daily Puzzle
        GasBuddy
         Weather, USA or specific area
          Traffic Live----

######## surrounding the article denotes it is a “press release,” it was not written by Leasing News nor has the information been verified. The source noted. When an article is signed by the writer, it is considered a “byline.” It reflects the opinion and research of the writer.




Please send a colleague and ask them to subscribe. We are free
Email kitmenkin@leasingnews.org and in subject line: subscribe


[headlines]

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Position Wanted – Collections
Prefers Long Island, NY - but Open

Each Week Leasing News is pleased, as a service to its readership, to offer completely free ads placed by candidates for jobs in the industry.  Each ad is limited to (100) words and ads repeat for up to 6 months unless the candidate tells us to stop. Your submissions should be received here by the end of each week.

Senior level Credit, Collections and Risk Management professional with demonstrated competencies in portfolio management, credit analysis/underwriting, collections and risk management. Equally comfortable with leases and loans, detail-oriented with proven abilities to transform teams into high performance units through coaching, training and motivational techniques. My preference is to work on Long Island, NY, but everything is negotiable. jbsullivan46@gmail.com         Resume


 


 

[headlines]
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Leasing News Top Stories
July 29 - August 2

(Stories most opened by readers)

(1) California Department of Business Oversight Questionnaire
    A Major Change for California Finance/Leasing Business
http://leasingnews.org/archives/Aug2019/08_02.htm#california

(2) Reaction to SB 1235 Requirements
     for Doing Business in California
http://leasingnews.org/archives/Jul2019/07_31.htm#reaction

(3) Seeking Comments on SB 1235 - Deadline 9/9/19
   California Department of Business Oversight
http://leasingnews.org/archives/Jul2019/07_29.htm#seeking

(4) New Hires/Promotions in the Leasing Business
   and Related Industries
http://leasingnews.org/archives/Aug2019/08_02.htm#hires

(5) A First! Open to Non-Members
   Meet North Mill Equipment Finance
http://leasingnews.org/archives/Jul2019/07_29.htm#first 

(6) Registration for members and non-members included
    A First! Open to Non-Members
          Meet North Mill Equipment Finance
http://leasingnews.org/archives/Jul2019/07_31.htm#meet

(7) "Goldilocks Economy" Creates Opportunities
     for Age 50+ Entrepreneurs
http://leasingnews.org/archives/Jul2019/07_31.htm#goldilocks

(8) North Mill Equipment Finance Attains All-Time High
     in Originations for July
http://leasingnews.org/archives/Aug2019/08_02.htm#north

(9) Current Regulations in United States
    Not Official, Compiled from Many Source
http://leasingnews.org/archives/Jul2019/07_31.htm#current

(10) SLIM Capital Reviews Some Deals
   Shows Broker Deals Accomplished
http://leasingnews.org/archives/Jul2019/07_29.htm#slim

[headlines]
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#### Press Release #############################

August 6th Webinar: Get the Results of the 
ELFA 2019 Survey of Equipment Finance Activity – Free

WHAT: The Equipment Leasing and Finance Association is hosting a free one-hour webinar to present findings of its 2019 Survey of Equipment Finance Activity (SEFA), the largest and most important source of statistical information on the $1 trillion equipment finance industry.

WHEN: Tues, Aug. 6, 2019, at Noon ET

HIGHLIGHTS:  The webinar is designed to help business leaders use the data in the 2019 SEFA to benefit their organizations. Topics will include:

  • Introduction to the 2019 SEFA
  • Key findings: New business volume; yield/cost of funds; financial statements; portfolio performance; and business processes (credit approval, remarketing/asset management and headcount)
  • A live demo of the new Interactive SEFA
  • Tips for using the data effectively
  • Q&A

WHO:  The webinar will be presented by Raymond James, Chair of the ELFA Research Committee and Senior Consultant at Ivory Consulting Corporation; Carol Ann Fisher, Consultant at PwC, which produces the report in partnership with ELFA; and Bill Choi, ELFA Vice President for Research and Industry Services.

WHERE: https://zoom.us/j/960158967 on Aug. 6 at Noon Eastern. Audio dial-in: 646-876-9923; Meeting ID: 960 158 967. For technical questions, call 888.799.0125.  Add the webinar to your calendar.

The Equipment Leasing and Finance Association (ELFA) is the trade association that represents companies in the $1 trillion equipment finance sector, which includes financial services companies and manufacturers engaged in financing capital goods. ELFA members are the driving force behind the growth in the commercial equipment finance market and contribute to capital formation in the U.S. and abroad. Its 580 members include independent and captive leasing and finance companies, banks, financial services corporations, broker/packagers and investment banks, as well as manufacturers and service providers. For more information, please visit www.elfaonline.org.

##### Press Release ############################

 

[headlines]
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Equipment Broker School
For Brokers by Brokers

Josh Feinberg and Will Murphy of Everlasting Capital Rochester, Dover, New Hampshire, have launched a school to teach students to teach "strategy, tactics, coaching and training covering  leadership, cash advance, equipment finance and leasing, entrepreneurship, social media, and sales," according to their press release. (1)  The state they "own companies with total funding’s exceeding $100 million. They have been on the Inc.500 list, Inc., Entrepreneur360 list, mentioned in DeBanked, and spoken at Business Loan Broker Academy conference 2018, and Broker Fair 2019!" (1)


Josh Feinberg
Co-Founder, CEO, Equipment Broker School LLC, Dover, New Hampshire (July, 2019 - Present); President, Everlasting Equipment (April, 2019 - Present); President/CEO, Everlasting Capital Corporation (November, 2012 - Present); Internet/Retail Sales Manager, We Buy Stuff, Rochester (March, 2012 - November, 2012); Regional Manager, Balboa Capital Corporation (November, 2011 - March, 2012); Finance Manager, Direct Capital Corporation (July, 2010 - September, 2011); Customer Sales Associate, JC Penny (March, 2010 - July, 2010). Education: Great Bay Community College.  In Progress Liberal Arts (2011 - 2013).  Dover Senior High School (2006 - 2011). https://www.linkedin.com/in/josh-feinberg-45407432/


Will Murphy
Co-Founder, COO, Equipment Broker School LLC., Dover, New Hampshire (July, 2019 - Present); Co-Founder, COO, Everlasting Capital Corporation (November, 2012 - Present); Owner, We Buy Stuff – Pawn Shop (June, 2011 - May, 2016); Assistant Manager, 1-800-GOT-JUNK (May, 2009 - May, 2011); CEO/Founder, BAB! Landscape and Design (March, 2005 - November, 2008); Account Executive,
AMERIFI Mortgage (May, 2005 - June, 2006); Account Executive Inside/Outside Sales, Turf Green Chem Lawn (May, 2004 - May, 2005). Education: Plymouth State University Kappa (2000 - 2004). Kappa Delta Phi Sigma Chapter. Lincoln High School (1996 - 2000).
https://www.linkedin.com/in/will-murphy-8099a95b/

Pricing Options, according to their website (2)

Pay Monthly $200 for Months
 $997 One Time Payment

1 Year Access to All Courses
12 Segments’ with over 60 Videos

Advanced Equipment Finance & Leasing
  Launching September 1st

Expert Equipment Finance & Leasing
  Launching October 1st

*The Equipment Broker School will be listed joining the Leasing News
Leasing/Finance/Business Loan School:


Commercial Capital Training Group

Global Leasing

Wheeler Leasing School

http://leasingnews.org/Conscious-Top%20Stories/School-Franchisors.htm

 

(1) Press Release:
http://www.prweb.com/releases/everlasting_capital_founders_develop_equipment_finance

(2) Website
http://www.equipmentbrokerschool.com

 

 


[headlines]
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Marlin Business Services 10Q 2nd Quarter, 2019
Plus Former Marlin Exec. Tells What His New Company is Not Doing


George G. Pelose
former Exec. VP, General Counsel, Secretary of Marlin for 14 years

Highlights from 67 Page Securities Exchange Report

RESIDUAL PERFORMANCE

Our leases and loans are fixed-rate transactions with terms generally ranging from 36 to 60 months. At June 30, 2019, our lease and loan portfolio consisted of 94,088 accounts, excluding Working Capital Loans, with an average original term of 49 months and average original transaction size of approximately $17,000.

MBB offers a flexible loan program called Working Capital Loans (formerly called Funding Stream.) Working Capital Loans is tailored to the small business market to provide customers access to capital to help grow their businesses. As of June 30, 2019, the Company had approximately $51.7 million, not including the allowance for credit losses allocated to loans of $1.9 million, of small business loans on the balance sheet. Generally, these loans range from $5,000 to $200,000, have flexible 6 to 24 month terms, and have automated daily, weekly and monthly payback.

(page 42)

Our leases offer our end user customers the option to own the equipment at lease expiration. As of June 30, 2019, approximately 59% of our leases were one dollar purchase option leases, 40% were fair market value leases and 1% were fixed purchase option leases, the latter of which typically contain an end-of-term purchase option equal to 10% of the original equipment cost. As of June 30, 2019, there were $28.7 million of residual assets retained on our Consolidated Balance Sheet, of which $24.2 million, or 84.2%, were related to copiers. As of December 31, 2018, there were $27.6 million of residual assets retained on our Consolidated Balance Sheet, of which $23.6 million, or 85.4%, were related to copiers  (sic) (1). No other group of equipment represented more than 10% of equipment residuals as of June 30, 2019 and December 31, 2018. Improvements in technology and other market changes, particularly in copiers, could adversely impact our ability to realize the recorded residual values of this equipment.

Our leases generally include renewal provisions and many leases continue beyond their initial contractual term (sic). Based on the Company’s experience, the amount of ultimate realization of the residual value tends to relate more to the customer’s election at the end of the lease term to enter into a renewal period purchase the leased equipment or return the leased equipment than it does to the equipment type. We consider renewal income a component of residual performance. Renewal income net of depreciation totaled approximately $1.4 million and $1.2 million for each of the three-month periods ended June 30, 2019 and June 30, 2018, respectively, and approximately $2.8 million and $2.4 million for the six-month periods ended June 30, 2019 and June 30, 2018, respectively.

(( Former Marlin Exec. George D. Pelose, explained why the new company he formed with Marlin Exec. Dan Dyer is called "New Lane Finance:”  "The other aspect of the 'new lane' is our product offering. Many players in our field ‘hide the ball’ when it comes to certain deal terms, specifically in the area of fees. Pressure to grow profits results in the burdening of the lessee with additional fees and charges. That includes delayed invoicing to incur more late fees, delaying the first invoice date to generate more interim rent, and using evergreen clauses with narrow notice windows to lock in lessees to unexpected long-term renewal periods."  (2) Editor. ))

(page 57)

On September 19, 2018, the Company completed the acquisition of Fleet Financing Resources (“FFR”), a leading provider of equipment finance credit products specializing in the leasing and financing of both new and used commercial vehicles, with an emphasis on livery equipment and other types of commercial vehicles used by small businesses. This acquisition is consistent with our strategy of augmenting organic growth with strategic acquisitions that extend our existing equipment finance business into new and attractive markets. The Company paid $10.0 million in cash for FFR and incurred an immaterial amount of acquisition-related cost. In addition, if FFR generates volume of up to $542 million from the closing date through September 30, 2026, we have agreed to pay the seller up to an additional $5.5 million in cash in earn-out consideration. This earn-out consideration will be calculated quarterly based on a sliding scale of percentage of revenue volume that increases as successively greater tiers of volume are attained, and if the maximum earn-out consideration is earned, the total consideration paid for FFR will be $15.5 million. The valuation of this earn-out will be evaluated in the fourth quarter of each year and more frequently if warranted, and the difference between the revised fair value estimate and the earn-out liability will be recorded in earnings. The Company completed the purchase price allocation in the first quarter of 2019 with $5.6 million recorded to goodwill and $7.6 million recorded to intangible assets for vendor relationships and lender relationships, offset by a contingent consideration liability of $3.2 million representing the estimated fair value of the earn-out.

(page 10)

For the six-month periods ended June 30, 2019 and June 30, 2018, the Company sold $110.5 million of leases and loans from its portfolio for a gain on sale of $6.9 million and $38.8 million of leases and loans from its portfolio for a gain on sale of $2.6 million, respectively. For the year ended December 31, 2018, the Company sold $139.0 million of leases and loans from its portfolio for a gain on sale of $8.4 million.

(page 21)

Full Report:
http://www.snl.com/Cache/c399028781.html

(1) Copier Wars---It's more than the lease payment
By Christopher Menkin
http://leasingnews.org/archives/Nov2011/11_23.htm#copier

Marlin Business Service Form 10-K Highlights
   What you did not see in the press release
http://leasingnews.org/archives/Mar2013/3_11.htm#marlin

(2) NewLane Finance Takes a New Lane
http://leasingnews.org/archives/Jun2019/06_17.htm#newlane


[headlines]
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Help Wanted



 

[headlines]
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Your Facebook Profile in Job Hunting

Career Crossroad---by Emily Fitzpatrick/RII

Your social media profile is not a resume. I have received MANY submittals that include a Facebook or Instagram link. I don’t want to be insulting, but it often delivers the wrong message. More than likely, the interviewer will look you up in LinkedIn which gives your job and maybe even references.  While seeking a new job, I suggest tuning off your Facebook, Instagram, and you might even want to edit your Twitter account.

A social medial profile is not a resume. It does NOT replace the traditional form of applications.

Also, amend your resume for the specific job you are applying for. You can emphasize more attributes that fit the specific position. You resume does NOT fit all the jobs you apply for.

Once written, your resume is not finished. Re-write it for the job you are applying for. Yes, the resume writing is never done until an employer says "You're Hired!"

Please call me if you would like to discuss this in person.
Emily Fitzpatrick
Sr. Recruiter
Recruiters International, Inc.
Phone:  954-885-9241
Cell:  954-612-0567
emily@riirecruit.com
Invite me to connect on LinkedIn
www.linkedin.com/pub/emily-fitzpatrick/4/671/76
Also follow us on Twitter #RIIINFO

Career Crossroads Previous Columns
http://www.leasingnews.org/Conscious-Top%20Stories/crossroad.html


[headlines]
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##### Press Release ############################

Chesswood Announces 2nd Quarter/Six Months Results
Continued Growth and Build-Out at Tandem Finance

TORONTO, – Chesswood Group Limited (“Chesswood” or “the Company”) (TSX: CHW), a North American commercial equipment finance provider for small and medium-sized businesses, reported its results for the second quarter and six-months ended June 30, 2019.

Adjusted operating income (see Financial Highlights below) for the second quarter was $8.0 million compared to $9.0 million in the second quarter of 2018. This measures Chesswood’s operating income before the change in the allowance for credit losses in the period and Tandem Finance’s net expenses. Free cash flow remained strong and well in excess of our dividend levels.

Chesswood continues to focus on the build-out of its vendor-channel business Tandem Finance Inc. (“Tandem”). In just its first five months, Tandem has generated originations in excess of initial expectations.


Barry Shafran, Chesswood’s President and CEO, declared, “We’re very pleased with Tandem’s first full quarter of results, after having launched business development efforts just five months ago, in March of this year.

 “At the same time, we continue to build out the Tandem team and its infrastructure, including the vendor portal through which vendor-partners and borrowers can transact entirely through electronic documents, if desired.”

With decisioning in three hours or less, a product suite of multiple credit grades from prime through “C” and a portal that can conduct business completely online, Tandem is very well equipped to offer superior service and a comprehensive product offering, which is being well received in the market.

Chesswood’s third-party businesses, Pawnee Leasing and Blue Chip Leasing are focused today on matching risk with pricing in markets that are, in management’s opinion, mismatching this relationship and continuing to drive pricing lower.

“While we recognize that our risk management focuses impacts growth in our third-party channel businesses during this stage of the economic cycle, we believe it is the prudent course of action for Chesswood, in this market environment,” Shafran added.

Non-GAAP Measures
Operating income, adjusted operating income and free cash flow are not recognized measures under International Financial Reporting Standards and do not have a standard meaning. Accordingly, these
measures may not be comparable to similar measures presented by other issuers. Please refer to the Company’s Management Discussion and Analysis in Chesswood’s 2018 Annual Report and the 2019 Second Quarter Report for additional information concerning these measures and a reconciliation of these measures to the Company’s consolidated net income.

About Chesswood

Through three wholly-owned subsidiaries in the U.S. and Canada, Chesswood Group Limited is North America’s only publicly-traded commercial equipment finance company focused on small and medium-sized businesses. Our Colorado-based Pawnee Leasing Corporation, founded in 1982, finances a highly diversified portfolio of commercial equipment leases and loans through relationships with over 600 independent brokers in the U.S. In Canada, Blue Chip Leasing Corporation has been originating and servicing commercial equipment leases and loans since 1996, and today operates through a nationwide network of more than 50 independent brokers. Located in Houston, Texas, Tandem Finance Inc. provides equipment financing to small and medium sized businesses in the U.S. through the equipment vendor channel.

Based in Toronto, Canada, Chesswood’s shares trade on the Toronto Stock Exchange under the symbol CHW. Learn more at www.ChesswoodGroup.com , www.PawneeLeasing.com , www.BlueChipLeasing.com , www.TandemFinance.com .

 


[headlines]
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Mutt
Dover, New Hampshire Adopt-a-Dog


Chip

ID 1023826
Male
Adult
Neutered
House-Trained
Shots up to Date
Needs Experienced Adopter

Hello, I’m Chip, I’m a 4 year old mixed breed and I need a new owner because I lost mine. I’m a quiet pup, rarely ever bark and won’t make a mess. I can get nervous around other pets and small kids. I haven’t bitten but have nipped at them. If you can teach me not to, I’d really like to learn to get along better, but for now they make me nervous and it’s probably best if you’re someone who, like me, is alone and would love a forever friend.

Private Owner (Dover, NH)

This pet is available for adoption by a private owner. An adoption fee will be provided by the adopter and donated to help other pets in need

Pet Application:
https://rehome.adoptapet.com/adopters/application/770702/step-1

Rehoming Service Featured FAQs
https://rehome.adoptapet.com/adopter/faqs/


[headlines]
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October, 24th, 2018

 


Hard Rock Hotel
207 Fifth Avenue
San Diego, California 92101
This chic, rock 'n' roll-themed hotel is 6 minutes' walk from the lively Gaslamp Quarter, and a mile from shopping and eateries in Seaport Village
http://www.hardrockhotelsd.com/

At the Hard Rock in San Diego, deBanked will bring together brokers, funders, and folks from the MCA and small business lending industry for an evening of education, networking, and cocktails.
This is a half-day event.

These U.S. deBanked Connect events sell out in advance. Limited attendance.  Don’t wait!

General Information:
https://www.debankedsandiego.com/

Note: Hotel is Very close to the San Diego Wine Bank, where you can get wine you can't find anywhere else, also at great prices, and they ship economically:  363 Fifth Avenue (corner of 5th & J). Phone: 619-234-7487. I found Duckhorn Three Palms 2014 Merlot, Wine Spectator #1 for the 2017 year at a very good price (also PlumpJack) when I was in town for my grandson graduation in US Marine training.  www.sdwinebank.com - Kit

[headlines]
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News Briefs----

TCF, Chemical Bank finish merger with eye out for
 buying more banks and expanding TCF Equipment Finance
https://www.crainsdetroit.com/banking/tcf-chemical-bank-finish-merger-eye-out-buying-more-banks

How a shadow banking crisis sent India's autos
    sector into a tailspin
https://www.reuters.com/article/us-india-autos-financing-insight/how-a-shadow-banking-crisis-sent-indias-autos-sector-into-a-tailspin-idUSKCN1UU04U

 

[headlines]
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You May Have Missed---

America’s Favorite Quick-Service Restaurants
  Revealed in Latest Market Force Information Study
http://www.restaurantnews.com/americas-favorite-quick-service-restaurants-revealed-in-latest-market-force-information-study-072919/

 

[headlines]
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The Baseball Players
Against the bright
grass the white-knackered
players tense, seize,
and attend. A moment
ago, outfielders adjusted
their clothing, glanced
at the sun and settled
forward, hands on knees;
the catcher twitched
a forefinger; the pitcher
walked back of the hill,
established his cap
and returned; the batter
rotated his bat
in a slow circle,
But now
they pause: wary,
exact, suspended –
while abiding moonrise
lightens the angel
of the overgrown
garden, and Walter Blake
Adams, who died
at fourteen, waits
under the footbridge.

By Donald Hall
From “Fathers Playing Catch (Essays on Sport-mostly baseball) with Sons”
North Point Press, Farrar, Straus and Giroux , New York

https://www.amazon.com/Fathers-Playing-Catch-Sons-Baseball/dp/0865471681/ref=sr_1_1


[headlines]
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Sports Briefs---

Warriors lock up Draymond Green through 2024
  with max contract extension, reports say
https://www.sfgate.com/warriors/article/Draymond-Green-contract-extension-details-NBA-Dubs-14278180.php

Bochy’s last game at Coors Field like so many others:
   Disappointing and forgettable
https://www.eastbaytimes.com/2019/08/04/bochys-last-game-at-coors-field-like-so-many-others-disappointing-and-forgettable/

Jed York gave Kyle Shanahan sarcastic praise
   for Jimmy Garoppolo trick play
https://www.yahoo.com/sports/jed-york-gave-kyle-shanahan-211054100.html


[headlines]
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California Nuts Briefs---

Puzzle Palace
https://www.sfgate.com/games/?arkpath=/



[headlines]

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“Gimme that Wine”

http://www.youtube.com/watch?v=EJnQoi8DSE8

California's Most Expensive Wines
https://www.wine-searcher.com/m/2019/08/californias-most-expensive-wines

The year that broke California win
https://www.sfchronicle.com/food/article/How-the-year-2004-changed-California-wine-and-14188620.php

Diamond Creek Owner Adelle 'Boots' Brounstein Dies at 92
https://www.winespectator.com/articles/diamond-creek-owner-adelle-boots-brounstein-dies-at-92?fbclid=IwAR0V-KFnDa6n7H-P5TzuHmnqY580QqjEeomMvX-p7MJ9Z3qqtgMv2SX2Mw8

 

Free Wine App
https://www.nataliemaclean.com/mobileapp/

Wine Prices by vintage
http://www.winezap.com
http://www.wine-searcher.com/

US/International Wine Events
http://www.localwineevents.com/

Leasing News Wine & Spirits Page
http://two.leasingnews.org/Recommendations/wnensprts.htm

[headlines]
----------------------------------------------------------------

This Day in History

     1693 - It is believed that a monk named Dom Perignon invented champagne at the Benedictine Abbey of Hautvillers in the region of Champagne, northern France. He made the first champagne by re-fermenting a certain wine in the spring and then placing it in strong, sealed bottles so that the wine would become sparkling. Dom Perignon was the Cellar master for 47 years until his death in 1715. The sparkling wine was crude and perhaps the first one to produce what we drink today was Mme. Nicole-Barbe Clicquot, who developed the sur pointe process that clarified the sediment out of sparkling wines. She was also an astute business person, especially in a day that women did not run business. Nicole Barbe Clinquot was the daughter of the mayor of Reims who, at 20, was widowed with a daughter after three years of marriage to a vintner. She vowed to carry on her husband's business. She developed the process of remuage (moving) in which the bottles of wine are stored upside down (on their corks or sur pointe) and then the bottles are shaken periodically and then rotated to force the sediments in the wine to settle down on the cork. After a certain period, the cork is quickly removed, the sediment is expelled by the wine gases and then the bottle is quickly re-corked. The widow Clinquot also invented pink champagne. My favorite in Louis Roederer, but a Grand Madame Clinquot, now that is a fine sparkling wine! Here is a secret. You can serve “Champagne” with everything. If you cannot match a wine to a food, serve “Champagne.” Next, a very good beer. Don’t laugh, some fine beer goes with everything (especially if it is “fresh.”) Now what does this have to do with American History? Nothing, but thought you would like to know more about sparkling beverages.
http://www.umc.fr/encyclopedie/vignes_au_plaisir/veuve_clicquot.htm
    1735 - Freedom of the press was established in the United States when John Peter Zenger, publisher of the New York Weekly Journal, won an acquittal of the libel charges placed by Gov. William Crosby. The royal governor had tried to censor Zenger's attacks on the British crown.
    1753 - George Washington became a Master Mason.
http://memory.loc.gov/ammem/today/aug04.html
    1790 - U.S. Coast Guard founded. 
    1830 - Plans for the city of Chicago laid out.
http://www.1upinfo.com/encyclopedia/C/Chicago-history.html
http://www.aviewoncities.com/chicago/chicagohistory.htm
    1838 - Emancipation of slaves in the Bahamas and Grenada by the British. A rumor started in the South that slaves would try to escape to the Bahama’s and fear of this lead to stricter attitudes and positions of slavery, especially by the many large slave owners who relied on the “free” labor at their farms, called plantations.
    1861 - In order to help pay for the Civil War effort, the US government levied the first income tax as part of the Revenue Act of 1861.  It taxed at 3% all income over $800.  The tax was rescinded in 1872.
    1867 – Jacob Ruppert (d. 1939) was born in NYC.  Known as Colonel Ruppert, he was already a well-known figure when he purchased the New York Yankees, then a perennially bad team, in January, 1915. Ruppert briefly served in the National Guard, earning the title Colonel. He also served in four terms in the United States Congress from 1899-1907.  Under his ownership the Yankees became the first part of the greatest sports dynasty in history.  In 1920, the Yankees purchased Babe Ruth from the Boston Red Sox. Ruppert also oversaw the self-financed construction of Yankee Stadium in 1923. He owned the Yankees until his death in 1939, overseeing the franchise during one of its most glorious eras, during which the team won 9 pennants and 6 World Series titles. He was inducted into the Baseball Hall of Fame in 2013.  
    1873 - While protecting a railroad survey party in Montana, Custer and his 7th Cavalry clash for the first time with the Sioux Indians, who will defeat them three years later at Little Big Horn. During the previous two years, Lieutenant Colonel George Armstrong Custer and his 7th Cavalry had not fought a single battle against the hostile Indians of the western Plains. Hungry for action, Custer was pleased when the 7th Cavalry was ordered to help protect a party of surveyors laying out the route for the proposed Northern Pacific Railroad. The new transcontinental railroad (the third in the United States) was to pass through territory controlled by hostile Sioux Indians. Custer was optimistic that the assignment would give him a chance to improve his reputation as an Indian fighter. Initially, the military escort saw little action. The hostile Indians seemed to be avoiding or ignoring the survey party. For Custer, the mission turned into something of a lark. He spent much of his time shooting buffalo, antelope, elk, and other animals. To find good hunting, he often led the 7th Cavalry far away from the survey party and the main body of the military escort.
On this day in 1873, Custer was far ahead of the rest of the force, camping along the Tongue River in southeastern Montana. Suddenly, a large band of Sioux warriors appeared on the horizon and attacked. The Indians were led by Crazy Horse and Sitting Bull, but the young braves seemed to have attacked impetuously and with little planning. Custer, who had been taking an afternoon nap, reacted quickly and mounted an effective defense. After a brief skirmish, the Indians withdrew. Since only one soldier and one Indian were killed in the skirmish, Custer's short battle along the Tongue River seemed relatively insignificant at the time. However, Custer's easy escape in his first encounter with Sitting Bull and Crazy Horse may have given him a dangerously scornful view of their fighting abilities. It helped to confirm his belief that the Plains warriors tended to flee rather than fight. As a result, when Custer again encountered Sitting Bull and Crazy Horse at the Little Big Horn River three years later, his greatest fear was that they would withdraw before he could attack, and he rushed in without proper reconnaissance. That time, though, the Indians stood and fought, leaving Custer and more than 200 of his men dead.
    1874 - Methodist clergyman John H. Vincent (1832-1920) and Ohio manufacturer Lewis Miller established the Chautauqua Assembly in northwest New York state a summer retreat center combining recreational activities with the training of Sunday School teachers and other church workers.
    1875 - The first Convention of Colored Newspapermen was held in Cincinnati, Ohio. The convention's aim was to promote the establishment of United States newspapers that would focus on the African American community.
    1881 - 122ø F (50ø C), Seville, Spain (European record)
    1882 - A vivid aurora was visible from Oregon to Maine, down the east coast as far as Mayport, FL, and inland as far as Wellington KS. Observers at Louisville KY noted "merry dancers" across the sky, and observers at Saint Vincent, MN, noted it was probably the most brilliant ever seen at that location.
    1885 – Standard Oil of New Jersey was founded.  Established in 1870 by John D. Rockefeller as a corporation in Ohio, it was the largest oil refiner in the world of its time.  In 1885, Standard Oil of Ohio moved its headquarters from Cleveland to its permanent headquarters at 26 Broadway in NYC. Concurrently, the trustees of Standard Oil of Ohio chartered the Standard Oil Co. of New Jersey (SOCNJ) to take advantages of New Jersey's more lenient corporate stock ownership laws. These are the forerunners of today’s Exxon-Mobil.
    1897 – African American Henry Rucker appointed Collector of Internal Revenue for Georgia
    1904 - Pianist/alto sax/trumpet player Kenneth Anderson born Pittsburgh, PA. (see the list: 
http://jazzinstituteofchicago.org/index.asp?
target=/jazzgram/bronzeville/union/part3.asp
 )
    1905 - Piano player Joseph Louis “Red” Cayou (d. 1994) born New Orleans, LA.  
    1909 - The Washington Nationals completed a marathon run of eight straight doubleheaders, a Major League record until the Boston Braves topped it in 1928. 
    1921 - Radio station KDKA provided its listeners with the first-ever broadcast of a Major League game. Harold Arlin was the first play-by-play announcer as he detailed the action of the Pittsburgh Pirates win over the Philadelphia Phillies, 8-5.  This trend grew slowly as owners feared drops in gate admissions to those listening on the radio.  The last holdouts were the New York teams - the Giants, Dodgers and Yankees - who combined to block radio broadcasts of their games until 1938.  The Golden Age of Radio is generally acknowledged as the 1920s into the 1950s, when television took hold as the broadcast medium.  Despite that, radio remains a favorite listening medium as every team has a radio network and several have multi-lingual stations as well.  During that period, many notable broadcasters, such as Mel Allen, Red Barber, Harry Caray, Russ Hodges, Ernie Harwell and Vin Scully, began their careers.
    1927 - The General Electric Station in Schenectady, New York, station 2XAG which was later named WGY, began experimenting with operations from a 100,000-watt transmitter. The FCC would later regulate the power of AM radio stations to not go over 50,000 watts on "clear channels" where few stations would interfere with each other. 
    1927 - For Victor Records in Bristol, Tennessee, singer Jimmie Rodgers recorded his first songs. On the record he sang "Sleep Baby Sleep" and "Soldier’s Sweetheart."   Not to be confused with rock ‘n’ roller of the same name.
    1930 - The temperature at Moorefield, WV, soared to 112 degrees to establish a state record, having reached 110 degrees the previous day. Widespread drought after April of that year caused some towns to haul water for domestic use, and many manufacturing plants were barely operational.
    1934 - Mel Ott became the first Major Leaguer to score 6 runs in one game.
    1936 - "Long" John Woodruff wins an Olympic gold medal in the 800-meter run.
http://www.fay-west.com/connellsville/historic/woodruff.php
http://www.greaterconnellsville.org/woodruff/commemorativeprintform.htm
    1940 - "Crime Doctor" introduced a new radio hero. CBS radio presented Dr. Benjamin Ordway, the show’s main character, as an amnesia victim. A former criminal, he got hit on the head, and began to work as a crime fighter.
    1944 - Nazi police found Anne Frank and her family, hiding in secret rooms above her father’s factory in Amsterdam, Holland. Anne was 15 years old at this time and had kept a diary during the two years of hiding from the Nazis. After the arrest, Anne and her sister were taken to a concentration camp. Anne Frank would die at Bergen-Belsen. Later Anne's diary was found and has since been translated into 30 languages, and adapted as both a play and a Hollywood film. 
    1944 - No. 1 Billboard Pop Hit: "Swinging on a Star," Bing Crosby.
    1947 - Top Hits
“Peg o’ My Heart” - The Harmonicats
“That’s My Desire” - The Sammy Kaye Orchestra (vocal: Don Cornell)
“I Wonder, I Wonder, I Wonder” - Eddy Howard
“Smoke! Smoke! Smoke! (That Cigarette)” - Tex Williams
    1953 – Don Larsen of the St. Louis Browns – later of World Series perfect game fame, went 3 for 3 and established a record for consecutive hits by a pitcher with 7. The rookie hurler will hit .284 in 81 at bats this season. 
    1954 - In Saskatchewan, Canada, the uranium rush began. 
    1954 - Alfred Hitchcock's “Rear Window” had its world premiere at New York's Rivoli Theater. 
    1954 - No. 1 Billboard Pop Hit: "Sh-Boom," The Crew-Cuts.
    1955 - Top Hits
“Rock Around the Clock” - Bill Haley & His Comets
“Ain’t That a Shame” - Fats Domino
“Learnin’ the Blues” - Frank Sinatra
“I Don’t Care” - Webb Pierce
    1955 – “To Catch a Thief,” starring Cary Grant and Grace Kelly and directed by Alfred Hitchcock, debuted in New York on this date. The film later received an Oscar for Best Color Cinematography. 
    1956 - At Wendover, Utah, Wilhelm Herz was clocked at 210 miles per hour, making him the first person to race a motorcycle over 200 miles-per-hour.
    1956 - Elvis Presley record "Hound Dog" b/w "Don't Be Cruel" is released.
    1956 - The Platters' "My Prayer" hits #1
    1957 - A world record was set by Florence Chadwick who swam the English Channel in 6 hours, 7 minutes. 
    1957 - Juan Fangio won his last car race, winning the world auto driving championship for the fifth consecutive year.
    1957 - The Everly Brothers make their second appearance on the Ed Sullivan Show and introduce their upcoming single, "Wake Up Little Susie," a song which would go on to cause some major controversy and be banned from some radio stations.  
    1957 - The Brooklyn Sports Authority, seeking a way to keep the Dodgers in Brooklyn, received an engineering report on a 50,000-seat stadium in the downtown area. It will cost an estimated $20.7 million, including the land site. Indications are that there will be trouble finding a market for the bond issue, particularly since the city was pushing for them to move to a new site in Flushing Meadows, Queens – the eventual site of Shea Stadium.  Dodgers’ owner Walter O’Malley responded, “we’re not the Queens Dodgers, we’re the Brooklyn Dodgers.”
    1958 - Billboard magazine introduces its "Hot 100" chart, a list of the 100 best-selling pop singles in the country. This list replaced multiple charts the magazine had previously published, including Best Sellers in Stores and Most Played in Juke Boxes. The first song to top the Hot 100 list was "Poor Little Fool" by Ricky Nelson.
    1958 - Dumont TV Network crumbles. My father was a producer/writer/director for the Dumont network, creating among shows such as “Harlem Detective,” “Captain Video,” “Hands of Murder.” He met often with Dr. DuMont, who he once gave one of the exploding cigars I put in his pocket as a kid. Dumont was a scientist and not a “showman,” losing Jackie Gleason among others. My father worked right under Ted Bergman, who I remember my father respected.  Dr. DuMont is best known for improvements to the cathode ray tube in 1931 for use in television receivers. Seven years later, he manufactured and sold the first commercially practical television set to the public. In June 1938, his Model 180 television receiver was the first all-electronic television set ever sold to the public, a few months prior to RCA’s first set in April 1939. In 1946, DuMont founded the first television network to be licensed, the DuMont Television Network, initially by linking station WABD (named for DuMont) in New York City to station W3XWT, which later became WTTG, in Washington, DC (WTTG was named for Dr. Thomas G. Goldsmith, DuMont's Vice President of Research, and his best friend.) DuMont's successes in television picture tubes, TV sets and components and his involvement in commercial TV broadcasting made him the first millionaire in the business.
http://members.aol.com/cingram/television/dumont2.htm
http://www.museum.tv/archives/etv/D/htmlD/DuMont/DuMont.htm
    1961 - 108ø F, Spokane, WA (record)
    1962 - Jamaica Independence Day. National holiday observing achievement of Jamaican independence from Britain. Annually the first Monday in August.
    1963 - The Beatles appear on the US record charts for the first time as "From Me to You" debuts at #116 in Billboard. Unfortunately, it stays there, due to problems with its American label (Vee Jay) and a cover version by Del Shannon that got the jump on it. It would take a massive promotional blitz by Capitol over the next five months to ensure a Beatles hit in America with the single "I Want to Hold Your Hand" b/w "I Saw Her Standing There" (Capitol 5112).
    1963 - Top Hits
“So Much in Love” - The Tymes
“Fingertips - Pt 2” - Little Stevie Wonder
“(You’re the) Devil in Disguise” - Elvis Presley
“Ring of Fire” - Johnny Cash
    1963 - In his first at-bat in two months after breaking his left foot, Mickey Mantle slams a pinch-hit home run in the ninth inning to beat the Orioles, 11-10.
    1964 - After disappearing on June 21, three civil rights workers were found murdered and buried in an earthen dam outside Philadelphia, MS. The three young men were workers on the Mississippi Summer Project organized by the Student Nonviolent Coordinating Committee (SNCC) to increase black voter registration. Prior to their disappearance, James Chaney, Andrew Goodman and Michael Schwerner were detained by Neshoba County police on charges of speeding. When their car was found, burned, on June 23, President Johnson ordered an FBI search for the men.
    1964 - No. 1 Billboard Pop Hit: "A Hard Day's Night," The Beatles.
    1966 - John Lennon's comment that the Beatles were "more popular than Jesus Christ" was re-printed in an American teen magazine called Datebook and was widely reported in North America. The statement, made to London Evening Standard journalist Maureen Cleave several months earlier, caused a public outcry in the US and led to mass destruction of Beatle records. Thirty-five radio stations banned all Beatles songs and even the Ku Klux Klan made threats against the group. What Lennon actually said was "Christianity will go. It will go. It will vanish and shrink. I needn't argue about that, I'm right and I will be proved right. We're more popular than Jesus Christ now; I don't know which will go first - rock 'n roll or Christianity. Jesus was all right, but his disciples were thick and ordinary. It's them twisting it that ruins it for me."
    1968 - The Newport Pop Festival begins in Costa Mesa, California. 100,000 fans come out to hear Sonny & Cher, Tiny Tim, Jefferson Airplane, Steppenwolf, the Grateful Dead, the Byrds, Iron Butterfly and Eric Burdon and The Animals.
    1969 – The Pirates’ Willie Stargell became the first player to hit a home run completely out of Dodger Stadium. The 512-foot, 7th-inning, bases-empty blast breaks a 3-3 tie, on the way to the Pirates’ 11-3 win.  It was the last appearance of Don Drysdale's career, as in 6 days, he will make his retirement official.
    1971 - Top Hits
“You’ve Got a Friend” - James Taylor
“Mr. Big Stuff” - Jean Knight
“Draggin’ the Line” - Tommy James
“I’m Just Me” - Charley Pride
    1972 – “Superfly,” starring Ron O'Neal, opened in theaters. Directed by Gordon Parks, Jr., “Superfly's” success at the box office and unexpected acclaim prompted two sequels. The plot centers on a Harlem drug dealer who wants to retire. Curtis Mayfield's dynamic soundtrack set it apart from similar low-budget films. 
    1973 - Maureen McGovern's "The Morning After (The Song from the Poseidon Adventure)" hits #1 
    1974 - Paul Simon's "Love Me Like A Rock" is released.
    1974 - No. 1 Billboard Pop Hit: "Feel Like Makin' Love," Roberta Flack.
    1979 - Top Hits
“Bad Girls” - Donna Summer
“Good Times” - Chic
“Ring My Bell” - Anita Ward
“You’re the Only One” - Dolly Parton
    1979 – The incomparable Willie Mays was inducted into the Baseball Hall of Fame along with Hack Wilson and Warren Giles.
    1980 - A record forty-two consecutive days of 100 degree heat finally came to an end at the Dallas-Fort Worth Airport. July, 1980 proved to be the hottest month of record with a mean temperature of 92 degrees. There was just one day of rain in July, and there was no measurable rain in August. There were 18 more days of 100 degree heat in August, and four in September. Hot weather that summer contributed to the deaths of 1200 people nationally and losses from the heat across the country were estimated at $20 billion.
    1980 - After a five-year hiatus, John Lennon and Yoko Ono begin recording their album "Double Fantasy" at New York's Hit Factory Studio. The LP would go to number one in the US after its release in November, less than a month before Lennon was gunned down outside his New York apartment. "Double Fantasy" received the 1981 Grammy Award for Album of the Year. 
    1981 - A United States court ordered striking air traffic controllers back to work and fined their union $2.4 million a day for the duration of the strike.    
    1983 - During warm-ups, New York Yankee outfielder Dave Winfield threw a baseball and accidentally killed a seagull. When the game was over, Toronto police surrounded the batter and arrested him for "causing unnecessary suffering to an animal."
    1986 – Lefty Steve Carlton, nearing the end of his career and now pitching for the SF Giants, recorded his 4,000th strikeout, fanning Reds CF Eric Davis at Candlestick Park.  He finished his career with 4,136, second all-time to Nolan Ryan.
    1987 - Top Hits
“Shakedown” - Bob Seger
“I Still Haven’t Found What I’m Looking For” - U2
“I Want Your Sex” - George Michael
“Snap Your Fingers” - Ronnie Milsap
    1988 - Congress votes $20,000 to each Japanese-American interned in World War II.  President Franklin Roosevelt ordered the incarceration shortly after Japan attacked Pearl Harbor.  He ordered the forced relocation and incarceration in camps in the interior of the country of between 110,000 and 120,000 people of Japanese ancestry who had lived on the Pacific coast. Sixty-two percent of the internees were US citizens. 
    1989 - Thunderstorms produced severe weather from eastern Nebraska and northeastern Kansas to the Great Lakes Region, with 150 reports of large hail or damaging winds during the afternoon, evening, and nighttime hours. Thunderstorms produced tennis ball size hail at Claremont, MN, and wind gusts to 75 mph at Milwaukee, WI. Thunderstorms representing what once was Hurricane Chantal produced five inches of rain at Grant, MI, and deluged Chicago, IL, with more than three inches of rain in three hours
    1995 – Long-time coach Jimmie Reese, whose 23 years in an Angels uniform equals longest in club history, is inducted into the Angels' Hall of Fame. The former roommate of Babe Ruth began his career as a batboy for the Pacific Coast League's Los Angeles Angels in 1917.
    1995 – “Babe,” the charming sleeper hit about a pig who learns to be a sheep dog, debuted in United States movie theaters. The gentle film, with state-of-the-art computer technology, thrilled audiences young and old, and the film garnered many awards and nominations, including the Golden Globe for Best Motion Picture - Comedy/ Musical, and it was nominated for a Best Picture Oscar. Veteran actor James Cromwell received an Oscar nomination for Best Supporting Actor for his role as Farmer Hoggett, and director Chris Noonan received the New York Film Critics Circle Awards for Best New Director. The National Society of Film Critics declared it Best Film of the Year. Christine Cavanaugh supplied the voice of the hero pig, and Roscoe Lee Browne was a moving narrator. Babe was based on the book "The Sheep-Pig" by Dick King- Smith. 
    1997 - The world's oldest person, Jeanne Calment, died aged 122 years and 164 days in Arles, France.
    1998 - Yankees' slugger Darryl Strawberry hits a game-tying pinch-hit grand slam in the ninth inning of New York's 10-5 win becoming the second Major Leaguer to hit two pinch-hit grand slams in one season.
    2000 - With 32 home games remaining, the Astros, who moved from the pitcher-friendly Astrodome to homer-haven Enron Field this season, set a franchise-record by already hitting 83 homers at home this season.
    2001 - Top Hits
“Bootylicious” - Destiny's Child 
“Loverboy” - Mariah Carey Featuring Cameo
“Let Me Blow Ya Mind” - Eve Featuring Gwen Stefani
“Hit 'Em Up Style (Oops!)” - Blu Cantrell
    2009 - A Federal jury ruled that a 25-year-old Boston University graduate student must pay $675,000 to four music companies for illegally downloading and distributing more than two dozen songs. The man said that he would file for bankruptcy protection. 
    2010 - The group led by Nolan Ryan and Chuck Greenberg was confirmed as the winning bidder in the court-ordered auction of the Texas rangers, part of the bankruptcy proceedings for owner Tom Hicks’ sports properties group. The winning bid, valued at $385 million in cash, beat one from Mark Cuban, owner of the Dallas Mavericks of the National Basketball Association; its total value reaches $593 million when the portion of Hicks's debts assumed by the new owners is taken into account.
    2013 – Major League Baseball handed out 13 suspensions in the Biogenesis scandal, in one of the largest disciplinary actions in history. Alex Rodriguez was suspended for 211 games - through the end of the 2014 season - but decided to appeal, the only one of the 13 to do so. Seven Major Leaguers were handed 50-game suspensions that effectively ended their seasons, while five minor leaguers were also disciplined. Ironically, Rodriguez played his first game of the season for the Yankees and was mercilessly booed at home.

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