http://www.strawberrylady.com/military/raggedflag.wav Friday, September 2, 2005
Headlines--- Dire" is the condition in Gulf States ######## surrounding the article denotes it is a "press release"
CITIGROUP $3MM plus Employee Matching "I just wanted you to know that Citigroup will donate $3MM including matching all employee contributions to the American Red Cross to help in the relief efforts from Hurricane Katrina. In addition to these efforts, Citigroup is committed to working with affected customers to alleviate the temporary financial impact of this disaster through extension of grace periods, waiver of fees and other solutions as appropriate." Ross Guilford "Dire" is the condition in Gulf States
From radio and television reports, along with newspaper in depth stories, it appears it is not only the lack of provisions and safe living conditions such as water, adequate food, and sewage, but looting by those with anger, resentment, who perhaps have lost all, and want to "get even." It also appears we are worse than a third world country, similar to what happened in Rawanda. Where is government help? They tell us 40% of the National Guard in Louisiana is in Iraq. We have let these people down in the Gulf States. We should be doing a lot more. This is the United States, Not a third world country! Local fire fighter teams sent to the area from the San Francisco Bay Area report on local radio being told to "stand down" as gun shots and shooting are interrupting survivor or other rescue efforts. There is no national guard, and law enforcement is overwhelmed with all the responsibilities they have been given. Even the volunteer rescue teams are being held back in many areas not only due to the looting, but unsafe conditions. Sounds to me that they need some U.S. Nayy riverine units in the area. We can help, as CIT is doing, and others are hopefully following, to send donations. Michael Brown, head of the Federal Emergency Management Agency, urged people to make cash contributions to organizations. Cash donations "allow volunteer agencies to issue cash vouchers to victims so they can meet their needs. Cash donations also allow agencies to avoid the labor-intensive need to store, sort, pack and distribute donated goods. Donated money prevents, too, the prohibitive cost of air or sea transportation that donated goods require." FEMA listed the following agencies as needing cash to assist hurricane victims: . American Red Cross, 800-HELP NOW (435-7669) English, 800-257-7575 Spanish. Donations can be made online to most of these organizations through Network for Good. You can also go to a Petco Store and donate directly to Hurricane Katrina Emergency "Round Up" Fundraiser for animals. The web site is: The Salvation Army is asking for donations to their Thrift stores, particularly clothing, shoes, baby and children clothing, toys, and anything you would like to donate. For more information about donating directly to the Hurricane recovery efforts: http://www.salvationarmyusa.org/ ---------------------------------------------------------------- Welcome New Readers
While most who read Leasing News go to the web site first, many still join our mailing list. Our goal is to print daily from Monday to Friday, but most often it is only three or four times a week, so when you are on the mailing list, you are informed that the new edition is available. We go to "press" when we think there is enough equipment leasing news to do so. Readers on our mailing list also get notices of major events from time to time. We welcome the new readers and hope you enjoy and find informative Leasing News.
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--------------------------------------------------------------- Bulletin Board Complaint- Ramsgate Leasing Systems, Inc., Bergenfield, New Jersey Heartland Wholesale & Distribution Services signed a proposal http://leasingnews.org/PDF/Ramsgate_1st_proposal.pdf The lease did not go through, so a new proposal was made with different terms on April 21, 2005, primarily a rate change along with a down payment of $8,900. http://leasingnews.org/PDF/Ramsgate_2nd_proposal.pdf A lease was finalized on May 5, 2005 with CIT Financial, arranged by http://leasingnews.org/PDF/CIT_Agreement.pdf Heartland Wholesale & Distribution Services provided a check of $7,971.64 for the first proposal ( with a $275 documentation fee.) "...you can see that the funding amount changed from $178,000 to $169,100 (after $8900) down payment to the vendor.) And the amount of this deposit due is $4028.00. When the first payment became due from CIT "...we noticed that these two checks had never been applied to our loan. That is when Ramsgate told us that they kept $11,999.64 for themselves." Heartland Wholesale & Distribution Services never said they agreed to a commission arrangement or signed a third proposal: "This is ridiculous and we never signed anything allowing them to do this." Ramsgate Leasing Systems was contacted to learn their side "Ramsgate Leasing brokered this deal to CIT. We sold the customer a lease with a first payment required of $12,000, and 59 additional payments. The lessee gladly accepted our offer, and the lease commenced, after the lessee signed a CIT document which indicated 59 payments, as laid out clearly in our proposal. We explained to the lessee on three separate occasions that we retained the $12,000 as a fee for the transaction, and on all three occasions, the lessee indicated acceptance of this. Then, once the lease commenced, the lessee called us complaining that the $12,000 had not been applied. If it had not been applied, the CIT docs they signed would have indicated 60 payments, NOT 59. "The lessee is interested in confirming that Ramsgate did not get paid a commission for this deal - they don't care that they accepted our terms on three separate occasions, and that we delivered to them exactly what we promised and they committed to. All they care about is seeing to it that once they received the financing they so desperately needed, that we did not get paid. They apparently think that we are in business in order to provide finance services for free. "Mr. Menkin, this is no different than Ramsgate accepting first and last payment from a customer, and then invoicing our lender for the remainder in commission, which is the standard way for deals to be brokered. In this case, we put $12,000 in commissions in the deal for us, collected it from the lessee, and our invoice to CIT for brokering this deal was $0. She would have been just as upset had we collected first and last payment (instead of one larger payment ) up front and invoiced CIT for the difference, since she expects us to them forward her check to whomever is funding the deal. Would she be happier if we cut the check for $12,000 to CIT and then asked CIT to send $12,000 back to us as commission? "Norm Cohen" The Heartland Wholesale & Distribution Service states they were told the money would go to CIT as "down, that they specifically did not sign a third proposal or agreed to give this "down money"
Ramsgate's response: "The fact remains that the lessee happily accepted our offer during the first proposal, when we proposed first and last payment in advance, in which situation we were to collect the remainder of our commission from the lender. When that was not possible due to credit concerns, we opted for another method, had the lessee sign another proposal, explained very clearly that the balance of the $12,000 owed would be applied toward the first payment, and that when they signed documents, they would be signing a document that stated 59 payments, since we were retaining the $12,000, and they happily signed that as well. "Not once during the entire process did we get any complaints until after the transaction funded. They called and asked why the $12,000 was not a down payment to the vendor (which had never been anybody's understanding), and we reiterated very clearly once again exactly what the $12,000 was for, at which point they expressed acceptance once again and hung up. Then, three weeks later, I got yet another phone call asking what the $12,000 was for. "If it is your position that we are not entitled to keep this money, then it is your position that on every single lease, we are not entitled to keep the advance rentals and bill the lender for the difference either, since, according to you, this would necessitate a separate agreement with the customer. The fact is that our terms were accepted, and because of this, the lessee has their equipment. This is a decision they made at the time, and all they are trying to do at this point is have their cake and eat it too. If this is, in fact, your position as well, then go ahead and print whatever you like, and you will be contacted by our attorneys. "Norm Cohen" There was no third proposal or agreement signed by both parties It should be noted that the second proposal terms of 59 additional payments matches the CIT Financial terms; however, the proposal specifically calls money a "commitment" fee and that "Upon funding, all funds will be credited toward advancer rentals/up front fees on lease" and do not who that the money is "commission" earned for the transaction. The residual was not noted on the proposal and the CIT document is a "FINANCE" (security agreement) as noted on the face of the document and not a lease as proposed by Ramsgate Leasing. This is a legitimate complaint to the Leasing News Bulletin Board as there are no signed documents between both parties agreeing to the "use" of the money for the first and second proposal as a "commission" to Ramsgate Leasing System. If such an arrangement had been agreed upon, a third proposal should have been signed by both parties spelling out the specific use of the "deposits" and "commitment" funds. It is not Leasing News role to state who is "right" or who is "wrong," but to present both sides to the issue and to recognize that it appears to Leasing News that Heartland Wholesale & Distribution has a legitimate complaint with Ramsgate Leasing Systems, Bergenfield, New Jersey. --------------------------------------------------------------- Classified-Help Wanted Account Executives
Credit Analyst
Lease Representatives
MIS/Business Analyst
National Account Manager
Vendor Relationship
--------------------------------------------------------------- Caesar's South Lake Tahoe September 22-25, 2005 "Caesar's is reporting totally occupied for the dates of our conference. We have a few rooms left if you are told that there is no opportunity to book a room, please contact Kim at UAEL at Kim@uael.org or "We are looking forward to a fun and exciting conference at Caesar's." Joe Woodley (Note: For those who don't want to visit San Francisco, it may be easier to fly into Reno, Nevada, and take the hotel shuttle or airport shuttle, less than an hour. Rob Yohe.)
---------------------------------------------------------------- Summit National Requests Back on Leasing News Software List
Ken Duffy, Sr., President of Summit National, requested that we put his company back on the Leasing News list of companies that specialize in leasing software. Leasing News had listed: "Summit National, Inc. is a leading global provider of lease accounting software and services for the equipment, computer, and automobile leasing industry. Our suite of systems include: AP 2000, MILLENNIA, OPTIMA, & MAXXUM. Summit also offers Application Service Provider and Outsourcing services. "Summit's 350+ client/user base include 18 of the Monitor 100. Summit also provides software and services for leading small and mid-range banks, leasing companies, and other captives." April 5, 2005 Summit National filed for bankruptcy. http://www.leasingnews.org/Conscious-Top%20Stories/Summit_nat.htm Mr. Duffy asked us to put his company back on the list as they are still in business, and continue to be in business: "We have not sought publicity in this matter but our exclusion from the vendor list deserves a response. United Airlines (and other well known entities) are also in CH11 but they're not out of business. Nor are we. As your research of court docs should have revealed, SNI was forced to take the protective CH11 action due to an unfriendly takeover attempt. In fact the party attempting the takeover tried to have the CH11 dismissed in order to pursue their objective. The Court in Chicago(05-B15565) issued its opinion dismissing their motion on 7/19. On 8/18 the 6th Court of Appeal in Cincinnati(03-1796) affirmed SNI's summary judgment and permanent injunction for breach of contract against this same party granted by the Federal District Court in Detroit(02-71871). The jury trial for damages to SNI under the judgment is scheduled for 11/01/05 in Detroit. I think you have drawn an improper conclusion and I would like you to correct it. We have been friends for a long time and ! " I trust this exclusion was simply an innocent misunderstanding of the facts. Please restore our listing as it has been in the past." www.summitnational.com Leasing News has included the company back on the list, but footnotes its present condition. Leasing Software Companies Top eLeasing software companies, as ranked by employees.
N/R No Response (a) Products: LeaseTeam is a full service provider of software and services to assist small, middle and large ticket equipment lessors. Since our inception, LeaseTeam has been dedicated to the equipment leasing software industry. Our turnkey solutions - Lease Sales Manager and LeasePlus - are the choice of established leasing companies and banks throughout North America, making LeaseTeam a trusted leader in the equipment leasing software industry. LeasePlusTM, lease accounting and equipment asset management software. Lease Sales ManagerTM, leasing and financial services front-end system. Our Lease Sales Manager product focuses on automating and managing the front-end operations of a leasing company with functionality including pricing, quote generation, application submittal, pre-credit decisions, electronic credit report pulls, credit scoring or analysis, automated documentation and integration with your back-end system. Your front-end process(s) can be defined in the workflow so that everyone knows what they are responsible at any point in time. Lease Sales Manager workflow also provides metrics for measuring turnaround times for the entire process or for specific steps in the process. RDSTM, reporting database system. In conjunction with the aforementioned software solutions, we offer licensing options that include in-house licensing, running from the clients' hardware- at the clients' site; and ASP hosting of all LeaseTeam applications. Partnerships * Microsoft Great Plains (Financial Accounting) Onsite and Virtual Client Services: Knowledge Transfer: Application Support: Technical Support: Yearly Volume: Major Clients: Some of our key clients include: (b) WiredCapital/CapitalStream (c) Description of Services: Vision Commerce delivers unparalleled front-end e-commerce solutions to the Equipment Leasing and Finance Industries. Vision Commerce provides a front-end solution for proposal delivery, processing credit applications, status reporting and documentation via the Internet. We offer a suite of technology solutions. Vision Commerce delivers its lease origination and marketing system through an Application Service Provider (ASP) model, hosted solution or as an in-house solution. The ASP offering allows us to provide rapid and economical solutions to Subscribers. Vision Commerce has all the technical capabilities to securely support thousands of simultaneous users processing quotes and applications through the Internet. Software enhancements are applied regularly to the ASP solution at no additional cost to Subscribers. Vision provides typical origination, workflow, decisioning, and documentation capabilities. Our product is differentiated from the rest by its marketing and co-branding capabilities. Vision Commerce hosts hundreds of private-label or custom program leasing sites supporting more than 2000 users. With Vision, our subscribers can quickly and economically deploy solutions that meet the individual requirements of vendors, manufacturers, distributors, brokers, funding sources, and partners. We understand that each relationship is different, and we have constructed our product to adapt to changing business rules. Vision is a single solution that allows internal staff to collaboratively originate, score, price, and document in one integrated platform. Developed using the Microsoft .NET framework, Vision showcases the versatility of the latest Internet development tools. This industry leading technology is a secure and reliable solution now and a robust foundation for enhancements planned to extend support to the leasing and finance industries. Recent Enhancements: In February 2003, Vision Commerce, Inc. released its Vision Framework. The new framework supports the ASP, Hosted and In-House solutions all with the same degree of flexibility, scalability and configurability. Linda Lundergan (d) LeaseComplete© is a comprehensive lease accounting and management system for the leasing industry. A true 32-bit Windows-based product, LeaseComplete boasts a robust feature set capable of supporting both equipment leasing and vehicle leasing. This lease servicing system is able to marry complex accounting features and ease of use in a way until now not available in the software industry. A truly competitive and proven product that combines its richer features with realistic pricing to bring a superior alternative to today's marketplace. Please compare LeaseComplete to the other software systems to find out why this new alternative is the better alternative. Here is what one of our users says about LeaseComplete and the support provided by DLS: "LeaseComplete has proven to be a solid and reliable product to handle all aspects of managing and servicing our growing equipment lease portfolio. Although relatively new, it has weathered several challenges including a very aggressive conversion schedule. The support and continued additions to the system are provided by a company, DLS, who insures quality service by proven professionals in credit software development and industry knowledge. Based on my experience their support has been second to none in both turn around of issues and attention to our expanding needs. LeaseComplete will compare favorably with any product, especially when you consider cost, features, and superior support." Harry Kaplun, President, Frost Leasing Corporation, San Antonio, Texas Thank you (e) White Clark - Consulting Services (f) International Decision Systems http://www.leasingnews.org/archives/September%202003/9-16-03.htm#international (g) Cyence - ExpressOS TM is an enterprise-wide software solution based on Microsoft's .NET platform, providing end-to-end business process automation in the areas of sales force automation, deal originations, transaction structuring, credit adjudication, documentation and auditing for all types of commercial and consumer financing transactions.
(h) Summit National, Inc. is a leading global provider of lease accounting software and services for the equipment, computer, and automobile leasing industry. Our suite of systems include: AP 2000, MILLENNIA, OPTIMA, & MAXXUM. Summit also offers Application Service Provider and Outsourcing services. Summit's 350+ client/user base include 18 of the Monitor 100. Summit also provides software and services for leading small and mid-range banks, leasing companies, and other captives. April 5, 2005 Summit National filed for bankruptcy. http://www.leasingnews.org/Conscious-Top%20Stories/Summit_nat.htm Ken Duffy, Sr., President of Summit National, requested that we put his company back on the Leasing News list of companies that specialize in leasing software: "We have not sought publicity in this matter but our exclusion from the vendor list deserves a response. United Airlines (and other well known entities) are also in CH11 but they're not out of business. Nor are we. As your research of court docs should have revealed, SNI was forced to take the protective CH11 action due to an unfriendly takeover attempt. In fact the party attempting the takeover tried to have the CH11 dismissed in order to pursue their objective. The Court in Chicago(05-B15565) issued its opinion dismissing their motion on 7/19. On 8/18 the 6th Court of Appeal in Cincinnati(03-1796) affirmed SNI's summary judgment and permanent injunction for breach of contract against this same party granted by the Federal District Court in Detroit(02-71871). The jury trial for damages to SNI under the judgment is scheduled for 11/01/05 in Detroit. I think you have drawn an improper conclusion and I would like you to correct it. We have been friends for a long time and ! " I trust this exclusion was simply an innocent misunderstanding of the facts. Please restore our listing as it has been in the past." Leasing News has included the company back on the list, but footnotes its present condition.
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#### Press Release ########################### NACM's Credit Manager's Index (CMI) for August 2005: Bankruptcies, Columbia, MD: -The National Association of Credit Management (NACM) Credit Manager's Index (CMI) for August 2005 finished at 54.7 percent, down 200 basis points from July 2005. Although there were many factors that contributed to the overall two percent decline, higher levels of receivables beyond terms and bankruptcies had significant impact.
The manufacturing sector finished August at its lowest level since the beginning of the year. The decline was found in nine of the ten factors. Only new credit applications exhibited positive growth, increasing 390 basis points, to end at 62.2 percent. Four of the ten factors finished slightly below the 50 percent level, indicating some erosion.
The service sector remained virtually unchanged for August, dropping a mere 10 basis points. Economic expansion was found in all four of the favorable factors, with the amount of credit extended increasing 460 basis points. Among the unfavorable factors, only one-dollar amount beyond terms-dropped below the 50 percent mark.
The CMI, a monthly survey of the business economy from the standpoint of commercial credit and collections, was launched in January 2003 to provide financial analysts with another strong economic indicator. The CMI survey asks credit managers to rate favorable and unfavorable factors in their monthly business cycle. Favorable factors include sales, new credit applications, dollar collections and amount of credit extended. Unfavorable factors include rejections of credit applications, accounts placed for collections, dollar amounts of receivables beyond terms and filings for bankruptcies. A complete index including results from the manufacturing and service sectors, along with the methodology, is attached. A complete view of the index can be viewed online at http://www.nacm.org/resource/press_release/pressAug05.html. The National Association of Credit Management (NACM), headquartered in Columbia, Maryland supports more than 25,000 business credit and financial professionals worldwide with premier industry services, tools and information. NACM and its network of Affiliated Associations are the leading resource for credit and financial management information and education, delivering products and services which improve the management of business credit and accounts receivable. NACM's collective voice has influenced legislative results concerning commercial business and trade credit to our nation's policy makers for more than 100 years, and continues to play an active part in legislative issues pertaining to business credit and corporate bankruptcy. www.nacm.org. Contact: Norma Heim, NACM
### Press Release ########################### CapQuest Moves from Manhattan to Westchester County Westchester, NY-- CapQuest Group, LLC is pleased to announce its expansion plans as it successfully completes its third year in business and relocates its headquarters from Manhattan to Westchester County, New York. The company seeks to selectively expand its sales force, and develop strategic relationships, with intelligent, honest individuals who take a consultative approach to generating business. The ideal individual will have strong origination capability and the ability to develop new opportunities by taking advantage of the expanded menu of financing products that CapQuest Group has to offer in addition to equipment leasing, including commercial real estate loans, working capital loans, factoring, SBA loans and franchise financing.
Stanley S. Fishbein Stanley S. Fishbein, Founder and President of CapQuest Group, LLC, has 25 years of experience in the commercial finance industry where he has held syndication positions with industry leaders including Integrated Resources, Inc., Chrysler Capital Corporation and Textron Financial Corporation. CapQuest Group, LLC is a network of banks, institutional lenders and specialty finance companies dedicated to serving the capital financing needs of private companies and nonprofits. More information is available on the company's web site at www.capquestgroup.com. Contact Information Stanley S. Fishbein --------------------------------------------------------------- National Leasing Acquires Vernon Technology Solutions Winnipeg, MB Canada - National Leasing is pleased to announce the acquisition of the Canadian operations of Vernon Technology Solutions. Established in 1984, Vernon Technology Solutions is a full-service, multi-location provider of short-term rental and long-term leasing of computer equipment, including desktop and laptop PCs, peripherals, high-end workstations, servers and other related computer equipment. "This acquisition provides numerous benefits." Said Nick Logan, President and CEO of National Leasing. "They have a strong reputation in the computer rental industry with a number of blue chip customers, and an extensive network in place to disperse large volumes of equipment - a service our customers are requesting." "Finding talented sales people with technology expertise and an understanding of lease financing is difficult," added Michael Dubowec, National Leasing's Senior Vice President of Sales & Marketing. "With Vernon's seasoned sales force and technical support, we become top to bottom experts in the computer industry which is fundamental to our success in financing these products." Established over 30 years ago, National Leasing provides innovative and flexible equipment financing solutions to businesses and organization seeking a competitive advantage. It has been named one of Canada's 50 Best Managed Private Companies for eleven consecutive years, and more recently became a member of the exclusive Platinum Club. National Leasing is a recognized leader in equipment financing in virtually every business sector. The company supplies financing products through 400 sales people across Canada servicing 50,000 businesses. Vernon Technology Solutions will operate as a wholly owned subsidiary of National Leasing. For more information, please contact: Estelle Rochon Fraser ### Press Release ############################ James Investments acquires Enterprise Funding Enterprise Funding Group, LLC, Grand Rapids, Michigan, has been acquired by James Investments, LLC. The acquisition was designed to enable Enterprise to significantly expand its operations in order to meet the needs of its recent growth. Enterprise Funding Group, a leading source of financing for small- and medium-sized companies, and James Investments, a private venture capital firm, share a common vision of the attractive opportunities in the small-ticket leasing market. "Enterprise Funding Group has built a strong business over the last 10 years, and has been growing steadily. The relationship with James Investments will enable us to undertake a number of new initiatives and expand our business at a significantly faster pace," said Mike Coon, Senior Vice President of Enterprise. "We have worked with the people at James Investments over the past several years, and we've found them to be good partners, creative and helpful. We are very excited about this opportunity." "This is a unique opportunity for us to become involved with a solid company in an exciting industry. It dovetails nicely with our experience, and I think we can be very helpful to Enterprise as it grows in the future," said Fred Croft, the Manager of James Investments. Mr. Croft will become the Chief Executive Officer of Enterprise. About Enterprise Funding Group Enterprise Funding Group, founded in 1996, is an equipment finance company that provides lending and leasing services to small and medium sized businesses across the country. Its primary focus is on income-producing capital equipment in the construction, manufacturing, healthcare and selected service industries. About James Investments James Investments, based in Grand Haven, Michigan, is a privately held venture capital firm. It couples hands-on participation in management with equity investments in small and rapidly growing companies. James Investments concentrates on the financial services, healthcare and IT markets. Mike Coon www.enterprisefundinggroup.com #### Press Release ########################### CHP Consulting Celebrates 15th Anniversary with Major Business Milestone, LONDON,- CHP Consulting Ltd., the leading provider of business process management software and consulting services to the global asset finance industry, today announced that its ALFA Systems technology platform is now used by customers to finance more than 5 million assets, worth an estimated $100 billion. This significant business milestone was reached as CHP celebrates its 15th anniversary. More than 40 leading banks, equipment manufacturers and independent leasing companies in the United Kingdom, Europe and Australia currently use ALFA Systems to automate their end-to-end lending applications. Investec, one of the largest banks in South Africa, was added to the CHP client list in late July. CHP also marked its anniversary with the official opening of a new office in Sydney, Australia, to house the firm's growing Australian operation and support the ALFA implementation at the Commonwealth Bank of Australia. More than 30 sales, project management and technical support staff are located there. In addition, CHP is building a growing presence in North America to support U.S. and Canadian clients. The company recently established an initial presence in Chicago, Ill., a central location for servicing both countries. "We are very pleased with the growth of the company since its inception 15 years ago and want to thank our clients for their support and confidence," said CHP Director Andrew Denton. "Our successes in Australia and growing presence in North America illustrate the strong demand for a complete asset finance solution. Financial organizations have become frustrated with piecing together point solutions. They're looking for a comprehensive alternative that can handle their requirements and grow with them. " ALFA Systems offers multi-product lease to loan capabilities, plus an end-to-end system that meets the entire asset and agreement lifecycle. This improves the efficiency of the asset finance process, enabling CHP clients to conduct more business than ever before with lower costs, while managing their customer relationships more effectively. About CHP Consulting CHP Consulting has been delivering system solutions to the leasing and asset finance industry since 1990. With more than 140 employees worldwide, CHP has great expertise in the industry and a 100 percent on-time and on-budget delivery record. Its flagship product, ALFA Systems, provides dedicated support for equipment finance, consumer finance, asset management, vehicle finance and structured finance. It is used by clients in the United Kingdom, Europe and Australia. These include RBS Lombard, HSBC, Nissan Finance, Lloyds TSB, Royal Bank of Scotland, Société Générale, ING Lease, Investec and Commonwealth Bank of Australia. For more information, visit www.chpconsulting.com. #### Press Release ###########################
News Briefs---- Rescuers 'had to push the bodies back with sticks' New Orleans in Anarchy With Fights, Rapes http://www.ajc.com/news/content/shared-gen/ap/National/Hurricane_Katrina.html Local Officials Criticize Federal Government Over Response A City of Despair and Lawlessness http://www.washingtonpost.com/wp-dyn/content/article/2005/09/01/AR2005090100533.html Economic fallout will be massive http://www.usatoday.com/money/economy/2005-09-01-katrina-econ-fallout-usat_x.htm ----------------------------------------------------------------
You May Have Missed New Orleans - The Natural History" Artist / Source A Film by Walter Williams Copyright 2003 File Name http://www.mrbill.com/NONatural.wmv ----------------------------------------------------------------
Baseball Poem
- from: Songs Of The Out-o'-doors If you've never sat in the blazing sun But if the sound of the ball that's hit Chuck-full of glamour, In every city or country spot, And if you're watching the players sweat, Calling for muscle, Oh, the silence tense and the hush of doubt Oh, the jeers, the cheers, an the throbbing thrill, Free of the grafter, Published in: The Popular Magazine - April 7, 1912
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| - It's harder to find work after 50, but not imposible. - HP Leasing Team Reunion - Leasing Veteran Leon Frick Passes Away - R.W. Professional Cannot Suppress Evidence - Popular Leasing/California - Bill Hanson-Conrad & Associates/CMC Up-Date - John Semmon's other top hits - NorVergence Settlements Being Accepted Breaking Record Numbers - Alexa Ranks Leasing Association Web Site - PinnFund money raiser pleads guilty to wire fraud - "Funders Only" List - Baby Boomers Affect Employment - Gordon R. Roberts Convicted of Theft - FTC Wins $47 MM NorVergence Lease Judgement - Jim Lahti Follows His Heart - Jury Waiver Ruling in California - ELA Report-Leasing Popular Statistics - One World Leasing New Officers/Board Members - Super Brokers' List - Leasing Schools/Franchisors - Unicyn Team Signs Major League Hitters - Our "On Line" Anniversary - Story Credit Lessors' List - Tipping for Wine - CIT to cut 200 jobs in North America - Latin America's Top 100 Leasing Companies - The List is Up-dated - Commercial Money Center Latest News - Leasing Association Meetings Open to Non-Members - Leasing Association Conferences-Fall, 2005 - W.R. Johnnie Johnson, CLP in Kuwait - Streamline Sales Tax Changes as of October 1, 2006 - To Fax or Not to Fax - Leaseurope Ranking : Top European Leasing Companies - Leasing in the Ukraine--Bob Teichman - FBI Investigating DVI Officers - EFG Gets Hit for 300 Lap tops - Settlement Costs Vs. Litigation Costs - Summit National Files Chapter 11 Bankruptcy - LeaseNOW Releases RAPIDTrack - Lease Securitization: New challenges for issues - "Cash Flow is King" Placard - CyberNet Latest News - 11 Lessors in the rough on Golf Cart Leases - Tommy Larsen Passed Away in Jail - Preferred Capital, Brecksville, Ohio - CapitalWerks Alabama Jury $9M Award Tossed Out - Karl Probst at Radiance Capital - New Classified Section---Legal Expert - Kit's New Office - Lease Broker Arrested Again - Alert--Sale/Leaseback as New Equipment - Stress Relief - $1.6M Nigerian Scam-Penske Leasing - Lease Administrators UCC Warnings to Lessees - 8 Simple Ways to Control Stress! - California License Web Addresses / Loan/Lease Broker Statutes - Nigeria eMail |
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