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Leasing News is a web site that posts information, news, and entertainment for the commercial leasing and finance industry. The News Edition is updated Monday, Wednesday and Friday.

High Compensation to High Achievers
Leasing Subsidiary of a National Bank Holding Company looking for experienced professionals (10+ years of experience in commercial finance industry) who can originate a volume of bank-qualified credits (primarily SEC reporting companies). Average transaction size from $1-20MM. Enjoy private
office in our Southern California location.
We offer excellent commission with a draw.
Send resume in strictest confidence to:

Wednesday, April 27, 2011

  Classified Ads---Sales
   More Layoffs reported at LEAF Financial
  Talk About Chutzpa, Fanghella has more than Trump
March Leasing Business Up!--and Trend is "Go!"
  Classified Ads---Help Wanted
    Sales makes it Happen—by Mr. Terry Winders, CLP
    “The Value of Weekly Sales Goals”
      Charlie Chan saying….
New Hires---Promotions
   Karl D'Cunha to speak Hard-to-Value Securities/Portfolios
    IDS Invite Largest Private Conference Asset Finance
     San Diego, California Adopt-a-Dog
News Briefs---
 Midsize Companies See Growth Ahead
  Consumer Confidence Index rises in April
   Starbucks spurts to No. 3 U.S. restaurant chain
    Chris Jericho voted off "Dancing with the Stars"

Broker/Funder/Industry Lists | Features (collection)
Top Ten Stories Chosen by Readers | Top Stories last six months

   Sports Briefs
    California Nuts Briefs
     "Gimme that Wine"
       This Day in American History
         Daily Puzzle
            Weather, USA or specific area
             Traffic Live----

######## surrounding the article denotes it is a “press release” and was not written by Leasing News nor information verified, but from the source noted. When an article is signed by the writer, it is considered a “by line.” It reflects the opinion and research of the writer. It is considered “bias” as it is the writer’s viewpoint.



Classified Ads---Sales

(These ads are “free” to those seeking employment or looking
to improve their position)


Cherry Hill, NJ
College grad seeking entry level sales position for equipment leasing and financing in small to mid-size ticket markets. Have 6 months experience in the industry and self-motivated. Contact Matt at 609-280-2178 or
email at

Aggressive, competitive self-starter with vendor/direct equipment
leasing and asset-based lending experience. Success in business banking sales and financial planning.
Email: | Resume

South Central, FL
Years of exp in mid-ticket niched leasing. Not currently in leasing. Seek entry or other position with direct lender.
Garfield, NJ
15 years experience small to large ticket sales exp. All types of equipment industries. Vendor & direct. Self motivated. Work with leasing company or broker.
Tony Lio
Marlton, NJ
Over 25 years successful experience, sales and sales management, equipment leasing.  Captive, vendor, bank-oriented.  Mainly mid-ticket.  Willing to travel. phone: 856.985.6400

Minneapolis, MN
16 years leasing experience from micro to large ticket market, variety of equipment. Most recently calling on vendor telecom dealers in Upper Midwest.

Montgomery, AL
Individual with 10 years advertising sales exp. & 7 years insurance sales exp. Wants independent contractor situation in Alabama.
Work with leasing company or broker. 334-590-5133

Orange County, CA
20+ years in leasing sales & sales management.
Have estab. existing remote office with Lessee /Vender following.
Looking for a partnership w/funding source.

Northeast/East Coast - Are you looking to expand into the Healthcare Industry? I will train/mentor your sales team and develop a strategy for them to follow. Extensive Healthcare and finance experience. Contact
Philadelphia, Pa
16 years small to large ticket sales exp., variety equip. w/vendor & direct. Top performer, building new and existing territories.
Email at
Pittsburgh , PA
Aggressive self starter looking for leasing position w/10 plus yrs sales exp., plus banking experience 814-227-4592

San Francisco Bay Area:
Business Development “Hunter” with transferable book of business in multiple segments: commercial construction, technology, fitness, etc. Years of managerial experience: can also be a “player/coach”.

Tampa, FL
13 years experience in all aspects of small ticket.  Interested in position with direct source or captive.  Resume and references upon request.
15 year lease vet looking for plact to take business.great references. all major equipment types. open to compensation. please contact if interested.

Free Posting for those seeking employment in Leasing:

All “free” categories “job wanted” ads:


More Layoffs Reported at LEAF Financial
by Christopher Menkin

Despite the stories elsewhere, such as about Bryan Spence, VP, Business Development at LEAF Commercial Capital, a very well informed source states there were more cuts at LEAF Financial, Philadelphia, Pennsylvania as the main leasing entity appears to be winding down. Once the darling of the leasing industry, it looks like the company is going out of existence.

As predicted, LEAF Financial will basically become the copier division operation, and a new entity is growing from LEAF Commercial Credit.

The division also may be sold, or in the process of being sold. Stay tuned.

In January, the main staff at LEAF Financial was down to about 15 in Collections and another 5 in Litigation within Jim Grant Collections and Litigation department; that’s about 1/3 of staff left, according to Leasing News sources.

The facts remain that Bob Hunter, Executive Vice President of Sales & Marketing, on the Executive Board, is gone, Bill Conway laid off, Vice-President of Credit, Colleen White, Director of Operations laid off, and a host of others, as well as the 2009 SEC LEAF filings showed 377 employees; February down to 271; reportedly to 113 in July, closes down LEAF Specialty, 80 in Missouri, and with the latest cuts, what then is really the long range plan for LEAF Financial in Philadelphia. Will the spin off then be LEAF Commercial Credit as LEAF Financial CEO Crit DeMent has done in the past?

He is in line to become chairman of the Equipment Leasing and Finance Association. He won’t be the only one in the last twenty year history who has found himself in this predicament. Maybe there is a curse on the position.

Previous Articles:


Talk About Chutzpa, Fanghella has more than Trump

Leasing News followed the uncovering of one of the biggest Ponzi schemes in California, PinnFund and PinnLeasing, under the direction of Michael Fanghella. He was quite the colorful character with Kelly Cook (pictured above with Fanghella), a "adult film" movie star as his girlfriend, all kinds of spending sprees, well-documented, and in 2003 he was sentenced to ten years in prison after pleading guilty to six felonies including money laundering, wire fraud, and tax evasion.

He was also ordered to pay $159 million in restitution to investors, the amount prosecutors believe was stolen out of the $330 million that flowed into PinnFund. The 160 investors who put money into the scheme said they lost more than the $159 million.

The SEC also won a $109 million judgment. On the tax-evasion charges, for example, Fanghella took $14 million in income from 1996-98 – years in which he failed to file income tax returns. So his back taxes for those years total $5.56 million.

Now out "for good behavior," he has a web site:!strengths
(here is copy, if no longer "on line:" )

His Santa Fe Advisory Services web site claims:

"He fully cooperated with the Department of Justice and his integrity was never questioned. Much of what he suffered came as a result of not having the proper advisors around him that would have provided the corporate governess needed and the legal advice prior to the SEC initiated thier investigation."

"The Department of Justice thought so highly of him they filed on the largest supportive motions for his release in the history of Southern District extolling his knowledge and benefit in his case and as a result of his aide nearly all the funds were recovered."

A story below outlines Fanghella’s lifestyle. Among the bills: A $120,000 New Year's party for about 15 people at a New York restaurant, and gifts to his one-time girlfriend, former "adult movie" star Kelly Cook. The gifts included a $350,000 promise ring, a Jaguar and BMW, and a $5 million house in Laguna Niguel.

Here is the full, complete story (beats any reality TV show):


Leasing Industry Help Wanted

High Compensation to High Achievers
Leasing Subsidiary of a National Bank Holding Company looking for experienced professionals (10+ years of experience in commercial finance industry) who can originate a volume of bank-qualified credits (primarily SEC reporting companies). Average transaction size from $1-20MM. Enjoy private
office in our Southern California location.
We offer excellent commission with a draw.
Send resume in strictest confidence to:

Syndication Manager
Rancho Cucamonga, CA

Knowledge of transportation industry a plus, but not required. Compensation commensurate with experience

We can finance or lease any make or model
of truck, bus, or equipment

Please see our Job Wanted section for possible new employees.


March Leasing Business Up! ---and Trend is "Go!"

Reflecting the trend by banks hiring more business loan officers and moving to open more branches, making more small business loans, the trend in equipment financing and leasing is improving as noted in the Equipment Leasing and Finance Association MFLI-25 March report, moving from new business volume of $4.1 billion in February to $6.2 billion.

(Chart: Leasing News)

(December left out due to large surge, which seems to occur
each year and may be from one or more the reporting companies,
such as ADP where clients renew their yearly contracts.)

The extra three days in March over February contributed, but the jump was noticeable.

Perhaps more important is the quarterly trends showing the first quarter has been the lowest in the last three years and the remaining quarters are up, so if the trend continues, particularly at this change of pace, it means good news.

(Chart: Leasing News)

Perhaps the best chart in the MFLI-25 that spells out what is happening in the leasing industry:

click image for larger view

"In terms of new business volume we had a very strong first quarter and a record month of March. This is consistent with the MLFI data,” said Larry Scherzer, Chief Sales Officer for SG Equipment Finance, Jersey City, N.J.

Larry Scherzer, CSO, SG Equipment Finance

“We have seen most of our growth come out of the technology and healthcare sectors, which were resilient throughout the recent economic crisis," Scherzer observed." We are starting to see signs of recovery in the industrial sector, all of which points to a positive business outlook going into the second half of the year.”

Adam Warner, President, Key Equipment Finance

“Pent up demand for equipment is starting to show in new equipment orders, "Warner said.” Additionally, the progress made on moderating the proposed lease accounting changes is very encouraging.”

Valerie Hayes Jester, President, Brandywine Capital Associates, Inc.

“Still feeling bullish about the long run," she said. "The small business segment of the market seems slower to recover than other markets. When this segment feels more confident, the recovery will be fully underway.”

Greg Wells, President, Five Point Capital

"We have moved into a new building, growing again, and finding it difficult to hire in our area. If you hear of anyone, please let us know as we are growing again."

Another success story comes from Brian Gallo, president of Blue Bridge Financial:

"When we started Blue Bridge our concept was to offer a turnkey equipment finance solution to community banks across the country, sourcing geographic specific bank portfolios via the leasing community origination network. Our goal is to bridge the gap between small business needs and community bank red tape. Through the sales cycle into community banks we have gained firsthand experience into the internal operations of community banks and their apprehension with small business lending."

Russell Nelson, President, Farm Credit Leasing Services Corporation

“Strong first quarter results reflect growing demand/need for replacement and new equipment and improved confidence in the current economy," Russell Nelson said. Rising oil prices could impact but not significantly derail current capital spending for assets, as companies recognize the need for new equipment to support and drive new and growing business opportunities"

Here are the charts from the Equipment Leasing and Financial Association MFLI-25 with comments by Leasing News.

ELFA MFLI-25 Chart showing numbers in blue, but not the change
over the last year as indicating an upward movement.

MLFI-25 New Business Volume
(Year Over Year Comparison)

click image for larger view

Credit Approvals (no comment needed here, shows not only an increase,
but more approvals means more businesses have better credit---goes hand-in-hand)

Credit Approval Ratios As % of all Decisions Submitted
(Year Over Year Comparison)

click image for larger view

Average Losses (Charge-offs) as a % of net receivables
(Year Over Year Comparison)

click image for larger view

Aging of Receivables:

click image for larger view

Total Number of Employees (still have never understood this, as goes against ZRG Partners forecasts, results, as well as what businesses are telling Leasing News direct.
They are hiring. Doesn't show that here.)

Total Number of Employees
(Year Over Year Comparison)

click image for larger view


(note: April fundings list)


Sales Makes it Happen---by Mr. Terry Winders, CLP

“The Value of Weekly Sales Goals”

I have interviewed many successful equipment lease sales people in my over 35 years teaching leasing to those new in the business and those who wanted to brush up on the latest changes. One major observation I found: it was the more successful sales person who took the refresher courses, particularly on new changes.

I used to think it was the new or “under achieving” sales person who would be attending, but found the so called “over achievers” continued to want to learn more, go over what they had learned before, and wanted to improve their performance.

I also found the experienced sales person in a workshop not only added more creditability, but their personal experience which made learning more fun as well as added to the value of the course.

As I began to realize this doing seminars all over the United States, both small and large companies, I started to ask what they did that makes them successful. The quick number one answer was always: “organization,” followed by a “comprehensive sales goal.” They are basic.

After hearing it was “organization” so many times, I started to ask how they measured their performance. I asked them if it was gauged by their sales manager, by themselves, and more to the point, who set the goals? I found a common denominator between them, young and old, male and female

The most successful had weekly sales goals--- not monthly or yearly.

In addition, almost all of them were based not on a dollar numbers--- but the number of deals not transaction size.

What I learned was they found the true volume comes from a constant number of transactions. Activity led to more activity. You could say they got “lucky,” and many joked they made their own luck---but in reality they were increasing their luck by being active and what started off small, may have lead to a larger transaction that week or the next week or a new vendor or a repeat customer or referral. It was being active, following the weekly volume goal.

They though of each deal as one deal and did not look at dollar volume. I know that may sound odd for a sales person not to consider the dollar volume first.

Think about it. Take your best guess at your average transaction size or take the companies average transaction size and divide it by your annual volume requirement to determine how many transactions you need to have for the year. Next find out the companies turn down ratio and multiply it times the number of deals required to see how many you really need. Next divide by fifty (if you have two weeks vacation or fewer weeks if more) to determine the true number of deals required.

Each week there is a numbers game that if you want to reach your monthly goal or yearly goals, then the weekly goal has to be met. A professional takes 120% of the true yearly transaction goal and breaks them down into a weekly number. They then know where they stand to make sure they did it by Thursday.

Why Thursday? Because with all of the holidays, sick days, vacations and even weather delays you only have four productive days each week. By Friday you should be working on the next week’s transactions. The 120% requirement is because with the emphasis on transactions and not volume your average transaction size may be lower that expected.

Volume will take care of itself if the number of transactions is consistent. The average size transaction is a function of annual business and can be below or above average in the short run so it is the number of transactions that count.

Goals come in a verity of requirements, such as, current business, business one month from now and future business. Each week, sales calls should cover all three of these requirements. One half of the calls on current business to close this week, one quarter on finding deals to handle in the next few months and the rest on cold calls to find new business for the future. Let anyone of them down and business will suffer for it.

Goals can be expressed in many ways but I have found that what ever they are, the top gun looks for them in the short run, and if they don’t, they are behind and it doesn’t help them catch up.

You will never reach them if you don’t make your weekly quota.

In addition you should try and stay within 20% over or under your companies average size deal. If it is too small it will not get the attention it deserves and if it is too big it may that longer to get a decision.

Of course there is more than just planning a weekly goal volume. Reaching the end of the year successfully requires careful planning, a strong marketing plan and the wise use of your time.

The more you judge your own performance and strive to reach your own goals each week, the more successful you will be.

Mr. Terry Winders, CLP, has been a teacher, consultant, expert witness for the leasing industry for thirty-five years and can be reached at or 502-649-0448

He invites your questions and queries.

Previous Sales Makes it Happen Columns:



New Hires---Promotions

Amy M. Gross was promoted to senior vice president, municipal finance, Key Equipment Finance, Superior, Colorado. She will be responsible for directing all strategic sales efforts in state, local, educational and healthcare tax-exempt marketplaces.

She was in the municipal department since May2, 2009, joining Key Equipment Finance March, 2005. Previously, she worked for 17 years at GE Commercial Finance, VP-Inside Sales & Operations, GE Government Finance( March 2005-December, 2008) Relationship Manager, GE Commercial Finance, (January, 2004-March 2005), National Sales Manager, GE Commercial Finance (January 2000-January, 2004), Sales Representative, GE Commercial Finance (January, 1996-March 2000), Sr. Financial Analyst, GE Commercial Finance (August, 1991-December 1995). Graduated Wartburg College, BA, Business Administration, Accounting & Finance (1987-1991).

Lex Lane has joined United Capital Business Lending (formerly Butler Capital), Hunt Valley, Maryland as Business Development Officer in the company’s Franchise Finance Division. He will be responsible for loan origination and managing relationships with key franchisors.

Lane brings over 18 years of franchise lending experience to United Capital including conventional franchise loan origination, managing production (sales, underwriting and closing), loan committee membership, capital markets and loan pool securitization, new industry/concept research and development, and overall strategic direction for the company. Lane has direct-originated more than $500 million in franchise loans, and has had responsibility at varying levels for the origination of more than $2 billion.

Lane’s previous employers include National Sales Manager, Franchise Finance, Main Street Bank, Kingwood, Texas (March 2008-April, 2011), Senior Vice-President, , Pinnacle Commercial Capital, Portland, Oregon (January, 2006-January 2008), Vice-President, Citicapital Franchise Finance, Portland, Oregon (January, 2005-January,2006), Vice-President and National Account Manager, Imperial Capital Franchise Finance, Boise, Idaho, (May, 2003-January, 2005), Director-Retail Energy Finance, Amresco Commercial Finance in Boise, ID (November, 1993-December, 2001), Analyst-Financial Institutions Group, Dean Witter Reynolds (1992-1993). He has a degree from Indiana University, Bloomington with a major in Finance and minors in Economics and Spanish (1987-1992).

Fred MacDonald has joined LCA Financial, an affiliate of Lease Corporation of America, Troy, Michigan as broker representative.

Fred has over 30 years experience in the equipment leasing industry with an excellent following, from his early days at Denrich.

Prior to joining LCA, Fred was Vice President of Third Party Funding for Leaf Financial Corporation. Fred was also Senior Vice President of Credit/Operations for Unicyn Financial Corporation, a major originator of health care leases and loans, as well as President of Unicyn Funding Group, Inc. a national funding source for equipment lease Brokers and Lessors. Before Fred joined Unicyn he was Vice President of Operations for Fleet Credit Corporation/Denrich Leasing Division where he managed Broker/Lessor Development, including the credit and documentation departments, for their small ticket third party transactions.

For additional information or to explore working relationships, please contact Fred MacDonald directly at: Phone: 248.743.5233 • Email:

Matt Rogers joins Sunwest Bank as Senior Vice-President and Team Leader in the Commercial Banking Group, to work with businesses, sellers of equipment, plus both leasing and equipment finance companies, managing "...a team of lenders specializing in rediscount lines of credit for specialty finance companies, along with traditional commercial and industrial business lending. Rogers will be based in Sunwest’s Anaheim office, but will also work frequently with the Flagstaff, Ariz. branches of the bank."

Prior he was Managing Director, Sunstone Commercial Financial (2010-April, 2011), Senior Vice-President, Business Development, Mutual of Omaha Bank (2005-2009), Director of Business Development, Textron Financial (February, 2004-October, 2005), VP Business Development Officer, Imperial Bank (February, 1998-June, 2000), VP Business Development/Region Manager, Bay View Business Credit (1996-1998), Business Development Officer, Silicon Valley Bank (1995-1996). He has a MBA in Business Finance from Brigham Young University-Marriott School of Management (1990-1992), BA in International Relations from Brigham Young University with a focus on East Asia Pacific, Mandarin and Korean Languages (1977-1983).

“Sunwest is a stable and growing banking institution that not only weathered, but thrived, during the recent economic downturn,” explained Rogers. “Being able to work for Sunwest at this time in its history is a wonderful opportunity, and I am looking forward to leading my team toward the bank’s future growth.”

Sunwest Bank has branch offices in Tustin, Anaheim, Newport Beach, Laguna Hills, San Clemente, Encinitas California, in addition to three branches in Flagstaff and one in Cottonwood Arizona. The bank specializes in meeting the credit and cash management needs of small and mid-size businesses.

Matt Rogers | SVP Commercial Lending
Sunwest Bank | 2400 E. Katella Ave. Suite 100, Anaheim, CA 92806-5945
714.730.4481 direct | 714.504.8500 cell
714.937.0350 fax |



Karl D'Cunha to speak Hard-to-Value Securities & Portfolios Conference

Chicago,– Madison Street Capital announced today that Karl D’Cunha will speak at the 11th Annual Valuation of Hard-To-Value Securities & Portfolios on June 28-29, 2011. The conference will be held at the Princeton Club of New York.

Karl D’Cunha is a Senior Managing Director at Madison Street Capital and oversees the firm’s Asset Manager Industry Focus Group. Mr. D’Cunha has more than 14 years of experience in the alternative investments industry, including working with some of the largest hedge funds globally on valuation, restructuring, and M&A issues. Mr. D’Cunha has been actively involved in the alternative and asset management industry related services since 1997 and has prepared, supervised, and consulted upon assignments for hedge funds, private equity, venture capital, investment advisors, mutual funds, and other entities.

MADISON STREET CAPITAL is an international investment banking firm providing corporate financial advisory services, merger and acquisition expertise, financial opinions, and valuation services. We have offices in North America, Asia, and Africa. MSC provides an integrated, full service approach to both strategic and financial advisory that delivers solutions to clients across the globe. Our industry specialists advise a wide array of financial services companies on the entire spectrum of corporate issues including M&A Advisory, Debt Placement, Portfolio Valuation (ASC 820 and IAS 39 compliant) and Restructuring.

Register to attend this event at


Gary DiLillo, President 216-658-5618 or

Comprehensive personal property tax outsourcing services.
Click here to see what our clients say about us.


### Press Release ############################

IDS Invites Industry Leaders to Attend
One of the Largest Private Conferences in the Asset Finance Industry

Minneapolis, MN — International Decision Systems® (IDS), the leading provider of asset finance software, announced today that its annual ConnectionPoint conference will be held October 11th-13th, 2011.

Traditionally one of the year’s largest gatherings of leasing and asset finance professionals, ConnectionPoint 2011 will take place at the Crowne Plaza Northstar Hotel in downtown Minneapolis, MN. New IDS CEO Mike Campbell will be on hand for the event and plans to speak at the opening session on October 12th, 2011.

ConnectionPoint 2011 is designed to give IDS customers, prospects, partners and other industry leaders the opportunity to learn more about IDS products, network and share ideas with their peers, and keep up-to-date on the latest industry trends. Specifically, attendees can:

• Choose from over 20 sessions, many of which are interactive and structured in a panel/discussion format.
• Discover key capabilities of current IDS products and find out where the future is taking the IDS product suite.
• Interact with IDS staff and get hands-on experience with the latest product features and functionality.
• Attend individual break-out sessions on key topics such as efficiency-saving product functionality, or industry-focused themes such as future changes in lease accounting.
• Come early and take advantage of InfoTrieve training hosted at IDS offices on October 10 and 11.
• Sign up for user groups and interact with others who use the same IDS products.
• Network with peers and business partners to share best practices.

“IDS is excited to welcome leaders from all across the asset finance industry to our conference,” said Terry Welty, Chief Marketing Officer at IDS. “Year after year, attendees tell us they look forward to this event as a way for them to come together with their peers, share best practices, and learn how they can maximize the benefits of their IDS products.”

Interested participants are encouraged to sign-up for ConnectionPoint 2011 quickly to take advantage of early bird registration discounts. Online registration is available now. For general information about ConnectionPoint 2011, visit the IDS website.

About International Decision Systems:
IDS is the leading provider of software and solutions for the equipment finance market. For over 30 years, the company has offered integrated solutions from origination through disposition and asset management, supported by an ongoing research and development effort unrivaled in the market space. Customers include approximately 50% of the largest leasing companies in the United States, and an increasing number of the largest global players. In addition to offering powerful, flexible software, IDS provides the industry experience and expertise to assure successful, complete solutions. Headquartered in Minneapolis, MN, the company also has offices in the United Kingdom, India, Singapore and Australia. For additional information, visit

#### Press Release #############################


San Diego-- Adopt-a-Dog

Carrot Top

Neutered male
Collie mix
1.5 years

"What a gorgeous and energetic man - are you ready for him? Get your running shoes on and have fun! Name: Carrot Top Type: dog Age: 1 1/2 years Size: 31 pounds Gender: male Breed: Border Collie/mix Ok with Dogs?: Yes Ok with Cats?: Unknown Info: Carrot Top is a super friendly, happy boy who loves everyone he meets. Border Collies are high energy and used to having a job. They love to be the center of attention and go for lots of long walks, hikes and be a part of all the family’s activities. Carrot Top likes other dogs, but really loves human company."

Rancho Coastal Humane Society
Rancho Coastal
Humane Society
389 Requeza Street
Encinitas, CA 92024
11am-5pm, Tues-Sun
11:30am to 5pm, Mondays

Adopt-a-Pet by Leasing Co. State/City

Adopt a Pet

--- News Briefs

Midsize Companies See Growth Ahead

Consumer Confidence Index rises in April

Starbucks spurts to No. 3 U.S. restaurant chain

Chris Jericho voted off "Dancing with the Stars"

John Kenny Receivables Management

• End of Lease Negotiations & Enforcement
• Fraud Investigation
• Credit Investigations
• Asset Searches
• Skip-tracing
• Third-party Commercial Collections

The Solution to Your Credit & Accounts Receivable Needs
John Kenny
315-866-1167 |

(Leasing News provides this ad as a trade for investigations
and background information provided by John Kenny)

Sports Briefs----

Sharks win another tough one in OT, 4-3, to clinch series against Kings

Rose takes over as Bulls advance,0,3631725.story

SF Giants' Darren Ford steals win in Pittsburgh

The Huddle

((Please click on ad to learn more))
(Leasing News provides this ad “gratis” as a means
to help support the growth of Lease Police)

California Nuts Briefs---

Jerry Brown bans 'non-essential' travel for state employees

Veteran cop Greg Suhr named new S.F. police chief

“Gimme that Wine”

Vouvrays with an Element of Surprise

Interest in Wine Investing Grows as China Drinks More

Free Mobile Wine Program

Wine Prices by vintage

US/International Wine Events

Winery Atlas\

Leasing News Wine & Spirits Page


This Day in American History


    1773-The British Parliament passes the Tea Act, a bill designed to save the faltering East India Company by greatly lowering its tea tax and thus granting it a monopoly on the American tea trade. The low tax allows the East India Company to undercut even tea smuggled out of America, and many colonists view the act as another example of taxation without representation. When three tea ships, the Dartmouth, the Eleanor, and the Beaver, arrived in Boston Harbor, the colonists demanded that the tea be returned to England. After Massachusetts Governor Thomas Hutchinson refused, Patriot leader Samuel Adams organized the so-called "Boston Tea Party" with about sixty members of the "Sons of Liberty." On December 16, 1773, the Patriots boarded the three British ships disguised as Mohawk Indians, and dumped 342 chests of tea into Boston Harbor. The destroyed tea was valued at approximately ten thousand pounds. Parliament, outraged by the Boston Tea Party and other blatant destruction of British property, enacted the Coercive Acts, also known as the Intolerable Acts, in the following year. The colonists in turn responded by calling the first Continental Congress to consider a united American resistance against the British
    1791-Birthday of American artist and inventor, Samuel Finley Breese Morse, after whom the Morse code is named, born at Charleston, MA, and died at New York ,NY, April 2, 1872. Graduating from Yale University in 1810, he went to the Royal Academy of London to study painting. After returning to America he achieved success as a portraitist. Morse conceived the head of an electromagnetic telegraph while on shipboard, returning from art instruction in Europe in 1832, and he proceeded to develop his idea. With financial assistance approved by Congress, the first telegraph line in the US was constructed between Washington, DC and Baltimore, MD. The first message tapped out by Morse form the Supreme Court Chamber of the US Capitol building on May 24, 1844, was, ‘What hath God wrought?”
    1805-The first American flag flown over a fortress of the Old World
was flown when Lieutenant Presley Neville O’Bannon of the Marines raised the colors over the Tripolitan fortress at Dama, on the north coast of Africa (now in Libya). After marching 800 km from Egypt, US agent William Eaton leads a small force of US Marines and Berber mercenaries against the Tripolitan port city of Derna. Lieutenant Presely O’ Bannon, commanding the Marines, performed so heroically in the battle that Hamet Karamanli presented him with an elaborately designed sword that now serves as the pattern for the swords carried by Marine officers. The phrase "to the shores of Tripoli" from the official song of the US Marine Corps also has its origins in the Derna campaign.
    1810 -- Ludwig van Beethoven gives the world a romantic piece for piano, with the dedication, "For Therese, as a remembrance." Nowadys nobody remembers Therese. The publisher couldn't read Beethoven's handwriting & to this day the piece is known as "Fur Elise." 
While Beethoven never married, he came very close several times, and had many loves of his life as a musician and composer. "We can only speculate upon whether it was Beethoven's intention to write the piece in the letters of the name of his beloved. The famous melody starts with the tones E - D# - E, or enharmonically E - Eb - E, which in German languages equivalents E - Es - E, the "tuneable" letters in the name ThErESE or EliSE.
    1813 -- US burns captures York (today called Toronto) and then
proceeds to burn it to the ground in an unsuccessful attempt to gain control of Lake Ontario. There is the fight regarding boundaries, fishing, and as important, over 300,000 loyalist left after the revolutionary war, many to Canada where England granted land to those who opposed the revolution and assisted the British. There were still hard feelings between the two groups, as Canada was a province
of England and many believed the colonist here were still a threat.
    1816-The first tariff passed by Congress for protection rather than primarily for revenue was the “act to regulate the duties on imports and tonnage.”
    1822-Birthday of Ulysses S. Grant, 18th president of the US (Mar 4, 1869—Mar 3, 1877)., President Lincoln promoted Grant to lieutenant general in command of all the Union armies Mar 9,1864, changing the direction of the war effort.. On April 9, 1865, Grant received General Robert F. Lees surrender, at Appomattox Court House, VA, which he announced to the Secretary of War as follows: “General Lee surrendered the Army of Northern Virginia this afternoon on terms proposed by myself. The accompanying additional correspondence will show the conditions fully.” Nicknamed Unconditional Surrender Grant,” Grant was a brilliant, inventive, creative General, who did like to drink, but a controversial president, who failed in his second attempt for the presidency and reported died he died at Mount McGregor, NY, July 23, 1885,a “broken man,” four days after completing his memoirs. He was buried at Riverside Park, New York, NY, following a huge parade. Grant’s Tomb was dedicated in 1897. So now you know who is buried at Grant’s Tomb.
    1825 The industrialist Robert Owen sets up Utopian Socialist Colony at New Harmony, Indiana. About 1,000 settlers were attracted to the 20,000acres made available. Dissension arose and there waas lack of dirction among those who were supposed to cooperate. Owen left in 1827. In 1828 the community ceased to exist as a Utopian enterpise.
    1825 -- The first strike for the 10-hour work-day, by carpenters in Boston.
1848 Slavery abolished in all French territories.
    1864--On his birthday, Grant officially issued orders to his armies that would lead to the end of the American Civil War. The plan called for Sherman to advance on Confederate forces through Georgia, Siegal to move through the Shenandoah Valley, Butler to advance up the James River toward Richmond and Meade to follow and engage the Army of Northern Virginia under Robert E. Lee.
    1865- The Sultana, heavily overloaded with an estimated 2,300 passengers, exploded in the Mississippi River, just north of Memphis, en route to Cairo, Illinois. Most of the passengers were Union soldiers who had been prisoners of war and were eagerly returning to their homes. Although there was never an accurate accounting of the dead, estimates range from 1,450 to nearly 2,000. Cause of the explosion was not determined, but the little-known event is unparalleled in US history.
    1865 - Actor John Wilkes Booth, the assassin of President Lincoln, was shot and killed in a barn near Port Royal, Virginia, by federal cavalrymen after they set the barn on fire. 
    1875-John McClosey was the first Catholic priest from the United States to be made a cardinal, under the title of Santa Maria supra Minervam by Pope Pius IX. The investiture was made in the cathedral on Mott street, New York City.
    1880 –Francis D. Clarke and M.G. Fooster secured a patent on a “device for aiding the deaf to hear” that made its own electricity and operated by bone conduction. The first electrical hearing aid produced commercially was the Acousticon, invenented by Miller Reese Hutchinson of New York City in 1901. The first hearing aid using transistors was manufactured by Sonotone Corporation, Elmsford, NY, and offered for sale on December 29,1942. It weighted 3.5 ounces and was three inches long.
    1892-Birthday of composer and conductor Howard Fogg, a pioneer in the composition and synchronization of film soundtracks, was born in Lewiston, Maine. Fogg spent much of his life in Montreal. In 1934, he wrote what is considered the first original composition for a Canadian film - the music for a documentary called "Rhapsody in Two Languages." Fogg died in 1953.
    1899 - In Chicago, Illinois, the Western Golf Association was founded. 
    1899 - A tornado struck Kirksville, MO, killing 34 persons and destroying 300 buildings.
    1900-Birthday of Walter Lantz, originator of Universal Studios’ animated opening sequence fro their first major musical film, The King of Jazz. Walter Lantz is best remembered as the creator of Woody Woodpecker, the bird with the wacky laugh and the taunting ways. Lantz received a lifetime achievement Academy Award for his animation in 1979. He was born at New Rochelle, NY, and died March 22, 1994, at Burbank, California.
    1903 - In Long Island, New York, Jamaica Race Track opened. Spectators included Lillian Russell and Diamond Jim Brady. 
    1904 -- Congress extends the Chinese Exclusion Act indefinitely (first passed in 1882; again in 1902 extending the act for 10 years), making it unlawful for Chinese laborers to enter the US & denying naturalized citizenship to the Chinese already here. 
    1912 -one of the worst tornado outbreaks in Oklahoma's history occurred. 16 tornadoes rated F2 or greater touched down in the state with 6 of them rated F4. 29 people were killed.
    1915-the temperature at Washington, DC hit 92 degrees, the highest ever in April. New York City hit 92 degrees as well.
    1931--- 100ºF (38ºC), Pahala, Hawaii (state record)
    1932--Birthday of Casey Kasem, famous countdown disc jockey.
    1932-Birthday of Maxine Brown of the country trio, the Browns, born in Samti, Louisiana. Their recordings of "The Three Bells," "Scarlet Ribbons" and "The Old Lamplighter" were big hits on both the country and pop charts in 1959 and '60. Maxine tried a solo career after the Browns broke up in 1967, but had only one minor hit.
    1938 - On Victor Records, Tommy Dorsey and his orchestra recorded "I Hadn’t Anyone ’til You", featuring Jack Leonard on vocals. 
    1939-- drummer Jerry Mercer of the Montreal-based rock group April Wine was born. Mercer replaced April Wine's original drummer, Richie Henman, in 1974. April Wine was Canada's leading touring band of the '70s, and among their hits were 1972's "You Could Have Been a Lady" and "Roller" from 1979. Their biggest international success came in the following decade when "Just Between You and Me" made number 21 on the Billboard Hot 100 in 1981. April Wine also appeared with the Rolling Stones at a Toronto night club in March 1977. 
    1942 -a destructive tornado, rated F4, tracked through Rogers and Mayes counties in Oklahoma. The town of Pryor was hit squarely. 52 people were killed and damage amounted to $2.5 million.
    1944- Cuba Gooding of the '70s soul group the Main Ingredient born. Perhaps his son Cuba Gooding, Jr., is better known as an actor; Early on, he landed guest starring roles on shows like "Hill Street Blues" (1981) and "MacGyver" (1985). His first major role was in the 1991 box office surprise Boyz n the Hood (1991). He followed this success with supporting roles in major films like A Few Good Men (1992), Lightning Jack (1994) and Outbreak (1995).
In 1996, Cuba was cast as an arrogant but loyal football player in the Tom Cruise-Cameron Crowe film Jerry Maguire (1996). The film became a huge box office smash and earned Cuba an Academy Award for Best Supporting Actor. His "Show Me The Money" line in the movie became a nationwide catchphrase. The role elevated him to superstar status, as many of Hollywood's top producers began to "show him the money" to appear in their films.
    1947-Peter Ham of Badfinger is born. One of rock music's true talents who died way to soon.
    1948 - Kate Pierson of The B-52s is born in Weehawken, N.J. The group's biggest hits are the 1989 songs ``Love Shack'' and ``Roam,'' both of which reach No. 3 on Billboard's Hot 100. Pierson also sings backup on R.E.M.'s top 10 hit ``Shiny Happy People.'' Both bands are based in Athens, Ga.
    1949---Top Hits
Cruising Down the River - The Blue Barron Orchestra (vocal: ensemble)
Forever and Ever - Perry Como
"A" You’re Adorable - Perry Como
Candy Kisses - George Morgan
    1950 --The modern state of Israel is officially recognized by the British government.
    1951-Birthday of Ace Frehley, former lead guitarist with the theatrical rock group Kiss, was born in New York. Kiss, known for their painted faces and extravagant on-stage antics, was one of the biggest-selling acts of the 1970's. Frehley was recruited for the band through an ad in The Village Voice. The critics almost unanimously panned Kiss's heavy-metal thudding, but their albums sold in the millions. Frehley left Kiss in 1983.
    1956 - At age 31, Rocky Marciano, undefeated in 49 professional bouts (43 knockouts and six title defense), announced his retirement as World Heavyweight Boxing Champion.
    1956- Capitol Records signs Gene Vincent, intending to market him as the next Elvis; "Be-Bop-a-lula."
    1957-- Elvis makes his second and last appearance outside of the US, wearing his classic gold lame suit for the last time as he plays Toronto's Maple Leaf Gardens.
    1957---Top Hits
Little Darlin’ - The Diamonds
All Shook Up - Elvis Presley
Mama Look at Bubu - Harry Belafonte
Gone - Ferlin Husky
    1959 - "Personality", by Lloyd Price was released. From the 1950s to the early 1960s, Price had 10 songs on the nation’s pop music charts.
    1959 - Sheena Easton is born in Bellshill, Scotland. Her biggest hit is ``Morning Train (Nine to Five),'' which tops Billboard's Hot 100 for two weeks in 1981.
    1959-- Lloyd Price single "Personality" is released.
    1963-- Martha and the Vandellas had their first entry on the Billboard rhythm-and-blues chart, "Come and Get These Memories." Three months later, the Motown group would have its biggest hit, "Heat Wave."
    1963-- Little Peggy March's "I Will Follow Him" hits #1
    1964-John Lennon's "In His Own Write," a collection of funny poems and drawings, is published in the U.S.
    1965---Top Hits
Game of Love - Wayne Fontana & The Mindbenders
Mrs. Brown You’ve Got a Lovely Daughter - Herman’s Hermits
I Know a Place - Petula Clark
This is It - Jim Reeves
    1968-US Vice President Hubert announces his candidacy for the Democratic presidential nomination. In an interview, he said he supported the current US policy of sending troops "where required by our own national security." On 31 March 1968, President Lyndon B. Johnson, frustrated with his inability to reach a solution in Vietnam, announced that he would neither seek nor accept the nomination of his party for re-election. This set up a contest for the Democratic nomination. Humphrey's main competition was Senator Eugene McCarthy [ (D-Minnesota), who had come within a few hundred votes of beating Lyndon Johnson in the New Hampshire primary. Robert Kennedy had entered the race and won most of the Democratic primaries until he was assassinated in June. When the Democratic National Convention opened in Chicago in August, a conflict immediately erupted over the party's Vietnam platform. While demonstrations against the war took place in the streets outside the convention hall, Humphrey won the party nomination. He was ultimately defeated in the general election by Republican Richard Nixon, who criticized the Johnson's handling of the war and ran on a platform of achieving "peace with honor" in Vietnam.
    1968-Jimmy Ellis won a 15-round decision over Jerry Quarry to capture the heavyweight championship. This fight at Oakland, CA, was the final in an eight-man elimination tournament to select a champion to replace Muhammad Ali, form whom the title was stripped.
    1968-Simon & Garfunkel's "Mrs. Robinson" is released. It is from
the soundtrack of “The Graduate.”
    1969-Joe Cocker makes his American debut on the "Ed Sullivan Show" before embarking on a tour.
    1970-The Civic Center branch of Surety National Bank became the first bank to be fully automated opened in Los Angeles, CA. It contained six telestations equipped with closed-circuit television and monitored by a teller. A “validator” provided instant validation of checks by code rather than by signature. A money machine dispensed cash in an envelope. This was well before ATM’s. Not known what
happened to Surety National Bank. 
    1973---Top Hits
Tie a Yellow Ribbon Round the Ole Oak Tree - Dawn featuring Tony Orlando
Sing - Carpenters
The Cisco Kid - War
Superman - Donna Fargo
    1974- Waylon Jennings's first number-one single, "This Time," entered the country charts in the US.
    1975-Saigon is encircled by North Vietnamese troops.
    1976 - Maxine Nightingale was awarded a gold record for the single, "Right Back Where We Started From", which spent 2 weeks at #2. In the early 1970s, Nightingale was in the productions of "Hair", "Jesus Christ Superstar", "Godspell" and "Savages". 
    1979-Stevie Wonder makes a surprise appearance at a Duke Ellington tribute concert at UCLA's Royce Hall. He performs "Sir Duke and Ellington's "C-Jam Blues." 
    1980-Three years and a day after opening its doors, New York's legendary disco, Studio 54 shuts down due to numerous questionable activities. Several movies about the club and its attendees will make it appears the club was open for longer, but it was not.
    1981---Top Hits
Kiss on My List - Daryl Hall & John Oates
Morning Train (Nine to Five) - Sheena Easton
Being with You - Smokey Robinson
A Headache Tomorrow (Or a Heartache Tonight) - Mickey Gilley
    1981-Xerox introduces its STAR 8010 information system, the first computer on the market to boast a mouse and a point-and-click interface. The STAR was based on cutting-edge work at Xerox's Palo Alto Research Center, which had developed a graphic user interface using a mouse for a machine called the Alto. The mouse, first demonstrated in 1968 by Douglas Engelbart of the Stanford Research Institute, would not catch on until the Apple Macintosh was introduced in 1984. Xerox devoted nine years and some $50 million to developing the STAR, but the product failed, partly because of its high price of $16,500, It had no easy language to learn and no spreadsheet capabilities, and one of the major developers Alan Kay went on to Atari and then to Apple, to help in development of its computer.
384 KB (expandable to 1.5MB) of real memory 
10, 29 or 40 MB hard drive 
17-inch display 
8" floppy drive 
Ethernet connection
    1986 - No. 1 Billboard Pop Hit: ``Addicted to Love,'' Robert Palmer. This is Palmer's first No. 1 single.
    1987 - Forty-two cities in the western and south central U.S. reported record high temperatures for the date. The afternoon high of 87 degrees at Olympia WA was an April record, and highs of 92 degrees at Boise ID, 95 degrees at Monroe LA, and 96 degrees at Sacramento CA tied April records. (The National Weather Summary) More than 300 daily temperature records fell by the wayside during a two week long heat wave across thirty-four states in the southern and western U.S. Thirteen cities established records for the month of April.
    1988 - observers at the Mount Washington Observatory in New Hampshire reported over 7 feet of snowfall in a 10 day period, bringing their total for April to 89.9 inches. This set a new record for April snowfall on the mountain breaking the old standard of 89.3 inches set in 1975. Records have been kept on the summit since December of 1932.
    1989 -severe thunderstorms struck Omaha, Nebraska. Hail up to 4.5 inches in diameter fell. 3 inches of rain in a relatively short period of time caused flooding of streets with 3 feet of water reported at some intersections.
    1989---Top Hits
Like a Prayer - Madonna
Funky Cold Medina - Tone Loc
I’ll Be There for You - Bon Jovi
The Church on Cumberland Road - Shenandoah
    1990 - Thunderstorms produced severe weather in eastern Texas and the Lower Mississippi Valley. Severe thunderstorms spawned thirteen tornadoes in Texas and twelve in Louisiana. A tornado southwest of Coolidge TX injured eight persons and caused more than five million dollars damage. There were also eighty-five reports of large hail and damaging winds, with baseball size hail reported at Mexia TX and Shreveport LA. Forty-three cities in the eastern U.S. reported record high temperatures for the date. Records highs included 94 degrees at Charleston WV, 95 degrees at Baltimore MD and96 degrees at Richmond VA.
    1994-The first criminal convicted on the evidence of DNA matching was Timothy W. Spencer, who died in the electric chair in Greensville Correctional Center, Greensville, VA. Spencer was convicted of murdering four women in Richmond, VA, in 1987. DNA from his cells were matched with DNA found in evidence at the scene of the crime, a process also known as genetic fingerprinting.
    1995- The US Justice Department files an antitrust suit to block Microsoft from buying Intuit, makers of the popular Quicken financial software, for $2.1 billion. The suit argued that financial software was one of the only remaining software sectors not dominated by Microsoft. Intuit dominated about 70% of the personal finance software segment, while Microsoft Money held only 22%. Microsoft voluntarily abandoned the merger in May.Of all the products developed by Microsoft to date, Microsoft Money never took off compared to Quicken.
    1995- Ross Glatzer, president of Prodigy Services Co., the leader of the pack on the Internet, quits amid tension between parent companies IBM and Sears. IBM reportedly wanted more power over the online venture, which had just started showing signs of profitability. The two companies had invested $1 billion in the venture since 1985. In March, Prodigy's second-in-command, Scott Kurnit, left the company to join MCI's new Internet venture. The company continued to struggle after Glatzer's departure. In 1996, Prodigy's management purchased the company and began transforming it into an Internet service provider.
    1996-- Barry Bonds, joins his father and godfather, becoming only the fourth major leaguer to hit 300 homers and swipe 300 bases as he homers for the Giants' in a 6-3 victory over the Marlins. Bobby Bonds, Willie Mays and Andre Dawson are the only other 300-300 players. 
    2000 ---Sixteen players of the Tigers and White Sox are suspended for a total of 82 games for participating in two brawls at Comiskey Park five days ago making it the most severe punishment ever given for a bench-clearing incident. Both managers, Phil Garner and Jerry Manuel, are suspended for eight games each.





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- BBB: Rating Leasing Companies
- Despite Marketplace Losses, Pawnee Year-End $12.4MM Profit
- State of the Leasing Industry
   by Christopher Menkin
- Alexa Report: Who’s on top in Leasing News Media
- Richest Man in Leasing: Steven Udvar-Hazay
- Lease Company vs. Commercial Equipment Finance Company?
- Evergreen Leasing Continue Marlin's Sole Net Profit by Christopher Menkin
- Leasing Gypsies Strike Again in Southern California
  Bulletin Board Complaint
- High Risk Lenders Use Native American tribes by Jeffrey Taylor
- Snowflake Financial---A new angle
  Bulletin Board Complaint
- From Zero to over $450 Million in One Year
- The State of Municipal Finance
  (And how we can take advantage of it!)
- Lobbyists Getting their way on proposed FASB Lease Changes
   by Christopher Menkin
- License Up-Date for Leasing in United States
- Loan/Lease Statute Up-Date
- Church Kiosk Fray---Comes back to bite Balboa on the...
- Ned Roscoe of “Cigarettes Cheaper!” Convicted 28 Counts
- Tyco Kozlowski Mansion Sold to Direct Capital CEO & Wife
- Business Leasing Northwest, Seattle, Washington
   Bulletin Board Complaint
- NAELB Announces a New Member Benefit -
- Alert Up-Date--AMC Funding, Charlotte, North Carolina
- Salvex Introduces Global Online Auction “Off lease” Items
- 2011 World Leasing Yearbook Released
- Growth of Large Banks
- How is it? Don’t Ask! by Christopher Menkin
- Store/Restaurant Credit Card Devices Now Obsolete?
- Latest on Sheldon Player and E.A.R.
- Brican America---Update
- Latitude Equipment Leasing Closed?
- American Screw…and they really did!
- Jim Merrilees Brings Site Inspection Up & Running
- Bulletin Board Complaint---ACC Capital
- Charles K.Schwartz/Allied Health Care Service Up-date
- $87 Million & Criminal Case continued against Schwartz
- Leasing Brings Resource America to a serious loss by Christopher Menkin
- Key Leasing Charge Offs Improve
- Fifth-Third Bank Leasing Charge Offs
- U.S. Bancorp and Leasing Still Going in Opposite Directions
- Brad Peterson on "Real U.S.Bank Equipment Finance" letter
- Two More Comments: Evergreen---ELFA Small Ticket Council
- Evergreen and the ELFA MFLI-25
- “Stuck at the Desk Exercises”
- Hotline for Small Businesses Regarding Availability of Credit
- Six Years to Name Final Royal Links Scam Principal
- Good News: Leasing Association Membership Count
- Benchmark Financial Bulletin Board Complaint Update
- Bonus depreciation and AMT depreciation relief explained by Shawn Halladay
- Impact New Federal Tax on Your Personal Taxes by Jeffrey Taylor
- Vaughn Indicted for defrauding banks, leasing companies
- Wildwood employees get prison for Leasing Ponzi scheme
- Operation Lease Fleece---2011 Update
- First Premier loses "Reps and Warrants" Case: $5.62 Million
- Evans and Leases vs. FDIC Report by Christopher Menkin
- Four Prominent Attorneys on "Reps and Warrants"
- HL Leasing alleged $132 million fraud---update
- IFC Credit Corporation BK—Up-date
- De Lage Landen: A Teachable Moment by Bernie Boettingheimer, CLP
- Leasing News Position on Evergreen and Winter Green Leases
- I should have called Lease Police!
   by Christopher Menkin
- PinnFund/PinnLeasing Michael Fanghella Out of Jail Seeks $150,000 Job
- Three Class Action Suits re: Brican America
- Verifying Tax Returns
- NorVergence---still going
- Starting a Leasing Company-Four Parts
   by Mr. Terry Winders, CLP
- Free Mobile Wine Program
- Special Report: Part I
   Could Church Kiosks, Royal Link Carts, NorVergence results been avoided?

   The use of “Equipment Finance Agreements”
- Special Report: Part II
    Bank of the West

   Equipment Lease Agreement (EFA)
- California License Web Addresses