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Independent, unbiased and fair news about the Leasing Industry

Friday, August 24, 2012

Today's Equipment Leasing Headlines

Archives August 24, 2005
 Royal Links is Not
  Classified Ads---Collections
On Deck Secures Nearly $100 Million
 in Credit Facility Commitments
  New Hires---Promotions
   Classified Ads---Help Wanted
 CLP Spotlight - Shervin Rashti, CLP
  Maxim Commercial Capital, LLC
   Lessor of POS machines Snared in Class Action Suit
   by Tom McCurnin, Esq.
     Small banks continue to flee SEC following JOBS Act
     By Harish Mali, SNL Financial
ELFA MLFI-25 Reports New Business Down
  (all charts in report)
     500 Registered for ELFA October 21 Conference
      Attendee/Company List Now Available
    1st Annual Operating Lease Conference, Istanbul, Turkey
     ---In English, simultaneously translated into Turkish
      Leasing Schools/Franchisors
       Financial and Sales Training
   Yellow Labrador Retriever
    Minneapolis, Minnesota Adopt-a-Dog
Red Hook Summer/Sparkle
 The Pirates! Bank of Misfits/A New Leaf/Pursued
  Movie/DVD Reviews by Fernando Croce
   Classified Ads---Employment Web Sites
News Briefs
New home sales up 3.6% in July, match two-year high

  Mortgages keep rising despite slump fears
      'Food deserts' look ripe for Whole Foods stores

Broker/Funder/Industry Lists | Features (collection)
Top Ten Stories Chosen by Readers | Top Stories last six months

  You May have Missed---
   SparkPeople--Live Healthier and Longer
    Sports Briefs---
     Baseball Poem
      California Nuts Brief---
       "Gimme that Wine"    
          This Day in American History
           Daily Puzzle
               Weather, USA or specific area
                 Traffic Live----

######## surrounding the article denotes it is a “press release” and was not written by Leasing News nor information verified, but from the source noted. When an article is signed by the writer, it is considered a “by line.” It reflects the opinion and research of the writer. It is considered “bias” as it is the writer’s viewpoint.


Archives August 24, 2005

Royal Links is Not

In a move to beat the deadline filed by Bissell & Brook, LP, the Swanton, Ohio firm that allegedly bilked 11 leasing companies and up to 1300 golf clubs throughout the United States, paid $209 to file for Chapter 7 bankruptcy, claiming $8.1 million in debts and only $57,693 in assets. Royal Link allegedly owes approximately 1,300 golf courses millions of dollars for advertising reimbursements on leased refreshment carts. Royal Links pledged to provide the golf courses beverage carts from third-party leasing companies and to reimburse the golf courses for monthly rental fees if they kicked in free advertising.

The case was assigned case number 05-38503 to Judge RICHARD L SPEER .The first for Meeting of Creditors 341(a) meeting to be held on 10/12/2005 at 12:30 PM at Ohio Building, Toledo. Filed by United States Trustee.(ust25, United States tr)

On July 8th, Lord, Bissell & Brook LLP served interrogatories and document requests on Royal Links USA. By rule, Royal Links had 30 days to respond to these. This was the first written discovery served in the Royal Links Litigation. Lord, Bissell & Brook is also sent out subpoenas to the various leasing companies during the coming week. Service of subpoenas on the leasing companies will hopefully trigger responses from the leasing companies with respect to possible settlement discussions.

Leasing News asked both the firm and the National Golf Course Owners Association for a comment, which they say will be forthcoming...

The National Golf Course Owners Association has more than 6,000 member courses worldwide and an audience of more than 18,000 through Golf Business magazine, NGCOA, hired the Chicago-based laws firm of Lord, Bissell & Brook LLP filed a class action against the leasing companies on behalf of members who contributed funds for this.

C&J Leasing
CFC Investment
Dollar Bank Leasing
Excel Financial
Frontier Leasing
IFC Credit
Key Equipment
Landmark Financial
Pawnee Leasing
Preferred Capital
Susquehanna Patriot

Original, full stories at:




Classified Ads---Collections

(These ads are “free” to those seeking employment or looking
to improve their position)

Long Grove, Illinois

17+ years Comdisco, accounts receivable, collections, customer service, plus senior management, seeking full time or part time assignment. | Resume

Port St Lucie, FL
20+ yrs exp. commercial collection/late stage specialist. 
Prefer to work from home based office or transfer to Sarasota | Resume

Free Posting for those seeking employment in Leasing:

All “free” categories “job wanted” ads:


### Press Release ############################

On Deck Secures Nearly $100 Million
in Credit Facility Commitments

Supports Company’s Surging Demand from Small Businesses

Includes $80 MM Credit Facility Led by Goldman Sachs
and Fortress Credit Corp.

(New York, NY)–On Deck (, the technology-powered Main Street lender, announced today that is has secured nearly $100 million in new debt commitments, which includes an $80 million credit facility jointly led by Goldman Sachs and Fortress Credit Corp. and $17 million of venture debt loans from SF Capital and Lighthouse Capital Partners. This capital gives On Deck increased lending capacity to further advance its industry-leading working capital solution and empower Main Street businesses to grow their operations.

On Deck has transformed small business lending through its proprietary technology that focuses on business performance rather than personal credit scores, fundamentally changing how small businesses are evaluated and opening the door to millions of healthy small businesses that have historically been unable to access the credit they need to grow. Demand for financing through the On Deck platform has surged, with more than $100 million of loan volume delivered in the last 10 months.

Noah Breslow, CEO

“This financing represents a significant milestone for On Deck and allows us to continue to transform the way small business owners access capital,” stated Noah Breslow, chief executive officer, On Deck. “The company’s innovative technology and its disruption of traditional credit evaluation models are reshaping the lending landscape. This credit facility further supports our growth trajectory and allows us to continue to create greater access to capital and transform the way this money is deployed to Main Street.”

This new credit facility and its increased capacity will allow On Deck to continue to lead economic recovery by triggering job growth and bolstering small business health nationwide.

Howard Katzenberg, CFO

“This new financing marks yet another major milestone for On Deck and will allow us to continue opening up the extremely underserved Main Street business market segment with our proprietary lending platform,” added Howard Katzenberg, chief financial officer, On Deck.

About On Deck
Launched in 2007, On Deck Capital uses data aggregation and electronic payment technology to evaluate the financial health of small businesses and to efficiently deliver capital to a market underserved by traditional bank loans. Through the On Deck Capital platform, millions of small businesses can obtain affordable loans to meet their daily operating and long term goals. The company's proprietary platform looks deeper into the health of small businesses, focusing on the overall business performance, rather than the owner's personal credit history. The On Deck system also provides a critically needed mechanism for commercial institutions to efficiently reach and serve the historically underserved Main Street small businesses market.

On Deck Capital is financed by some of the nation's leading venture capital firms, including SAP Ventures, Contour Venture Partners, First Round Capital, Khosla Ventures, RRE Ventures and Village Ventures.

#### Press Release #############################




New Hires---Promotions

Erik Carlsen hired as a Senior Director of Cloud and IT Financing, Creekridge Capital, Minneapolis, Minnesota. "He will be responsible for originating and growing partnerships with leading technology manufacturers and distributors nationwide." Previously he was regional manager, New York, for Winthrop Resources, part of TCF Financial, Minneapolis, Minnesota (November, 2005-August, 2012), national account manager, Lemme Insurance Group, Lloyd's of London (July, 2003-November, 2004), sales manager, IKON Office Solutions (June, 2000--July, 2003).University of Minnesota - Carlson School of Management MBA (2010 – 2012), University of Illinois Urbana-Champaign BA, Communications September (1996 – June 2000). Sigma Chi

Bill Koos hired as Marketing Vice Presidents of the Bank Client Group for SunTrust Equipment Finance & Leasing. Previously he was senior vice-president, GE Technology Finance (May, 2011--July, 2012), region sales manager, GE Capital (September, 1996-March, 2012).University of Florida Master of Business Administration (MBA) (1993 – 1996), University of Florida Doctor of Law (J.D.), Banking, Corporate, Finance, and Securities Law (1993 – 1996), University of North Carolina at Chapel Hill Bachelor of Arts (BA), Economics (1986 – 1990).

John Kruse has joined Doxo, Seattle, Washington, a "cloud based application that transforms the way companies deliver documents and receive payments all via an innovative social networking model. I would invite you to check us out at, as it is a free service to consumers and provides a very automated method of receiving documents, bills, etc. as well as an online bill payment network." Previously he was director of business development at Envision (September, 2011-August, 2012), Sr. Account Manager, Varolii Corp. (January, 2009-September, 2011), sales director, Aditi Technologies Pvt Ltd. (September, 2005-January, 2009), co-founder and vp of business development, CapitalStream (March, 1995-December, 2002) |

Jamie Kurisko hired as Vice President Equipment Finance and Leasing at SunTrust Bank, Greater Atlanta, Georgia area. Previously he was vice president business development, Bulldog Asset Management (June, 2011-June, 2012), vice president sales, SL Financial Services (March, 2006-Feburary, 2011), bank officer/regional sales manager equipment finance, M&T Bank (September, 2000-March, 2006), northeast sales manager, BankVest Capital (1996-2000). Southern Connecticut State University (983 – 1987), Saint Thomas Aquinas College BS, Social Science.

Blake Macaskill joins CIT Group as Managing Director of CIT Canada. “In this role he will lead the development and execution of CIT Canada’s growth strategy and oversee the Canadian businesses of CIT Global Vendor Finance and CIT Corporate Finance. He will report to Ron Arrington, President of CIT Global Vendor Finance." Previously he was regional vice president, Canada, Rabobank-De Lage Landen (August, 2008-August, 2012), Director of Sales, Vendor Financial Services, GE Capital (January, 1996-August, 2008). He holds a Bachelor of Social Science degree in Marketing from the University of Windsor. He is a Six Sigma Green Belt.

Jennifer Poland Rosenberg, CPA/ABV, hired as senior vice president of credit, Cole Taylor Equipment Finance, Towson, Maryland. Previously she was senior manager, Tucker & Meltzer, LLC (January, 2009-July, 2012), vice-president, GE Capital (September, 2006-January, 2009), vice-president, LaSalle National Leasing Corporation (2000-2006). Certified Public Accountant AICPA. Accredited in Business Valuation AICPA. Franklin & Marshall College BA, Business Accounting (1988 – 1992) The McDonogh School (1988).




Help Wanted Classified Ads

$595 four HTML lines
(note, a space is counted as a line)
$40 for each additional line or space

The classified ad will appear for 21 days.

The idea is to attract an applicant to learn more, either to click to a full description on your web site or to a full job description attachment (free, no charge).

All Help Wanted ads appear chronologically above the headlines, as well as appear in the news edition "classified ads" and the web site, "classified ads."

Contact for more
information or to help word a classified ad.

Leasing News reserves the right to refuse advertising, particularly to a company that has appeared in the complaint bulletin board




CLP Spotlight Shervin Rashti, CLP
Maxim Commercial Capital, LLC

Shervin Rashti, CLP, with his wife Sarah
and daughter Mischa

“I was first exposed to the equipment leasing industry in 1999 when my father and I signed a lease for some computer equipment we needed for our start up business. Upon culmination of the term, we were sent a bill for the Fair Market Value (FMV) of this antiquated equipment. There was not much we could do about the residual bill, so we returned the equipment to the lessor.

“This experience motivated me to learn about FMV clauses and how they can affect their lessees. A few years later, one of the investors in our start-up happened to have a leasing portfolio that he had run for 40 years and was looking for a successor to take over. After tying up some loose ends in my venture, I decided to take advantage of the opportunity to learn everything that this experienced gentleman had to offer in the industry and find a way to expand the declining portfolio.

“I jumped in feet first, and focused on the two niches that he concentrated on, gaming and waste management. Throughout my tenure there, I was able to work in virtually all aspects of the business, from underwriting to marketing to accounting to operations. After his bank lines were not going to be renewed in 2007, the business had no room for growth, so I chose to launch a commercial finance division at CapNet Financial Services. This division focused on all full-package transactions, and I started it with the intent of eventually forming a portfolio of my own.

“After only 2 short years, and many months of planning, I was fortunate enough to connect with our now CEO, Behzad Kianmand along with Doug Houlahan, CLP, whom I had worked quite closely with as a funding source while at CapNet. Together, we founded what is now Maxim Commercial Capital, LLC.

“I really enjoy connecting with business owners and offering creative solutions to their business needs. It gives me a sense of satisfaction knowing that as an industry, we are helping people that otherwise lack the capital to take advantage of opportunities to make a better life for their families. By learning about these various businesses and getting to know and understand real peoples' needs across the country, in some way I feel like we are affecting change in the economy.”

Why I am a CLP

Five Steps to Increasing Approvals
By Shervin Rashti, CLP

((Please click on ad to learn more))
(Leasing News provides this ad “gratis” as a means
to help support the growth of Lease Police)



Lessor of POS machines Snared in Class Action Suit

by Tom McCurnin, Esq.
Barton, Klugman & Oetting
Los Angeles, California

Antiquated Liquidated Damage Clause
Traps Equipment Lessor in Class Action

I haven’t seen a good liquidated damage clause fight in years. Personally, I thought the matter was settled when all of the States adopted Article 2A which made such clauses less than attractive for lessors.

Apparently a New York equipment lessor didn’t get the memo and used an old liquidated damage clause on its 101,000 customers. The lessor now finds itself in the middle of a class action. The case is Madanat v. First Data Corp., 2012 WL 2905931 (E.D. N.Y. 2012).

First Data Corporation is a payment processing company and leases Point of Sale Terminals that enables merchants to process credit card transactions. The monthly lease payment is ACH’ed from the lessee’s bank account.

Azmie Madanat operated a Hot Wing restaurant inside a gas station, and contracted with First Data for this service. However, business was poor and that forced Madanat to close his business and terminate his contract with First Data. So far so good.

It was alleged that First Data made unauthorized ACH’s against his merchant bank account in the princely sum of $165. In addition, First Data’s contract, a contained a liquidated damages clause, which was allegedly in violation of New York law. The liquidated damages clause entitles First Data to accelerate the lease agreement and declare immediately due all remaining lease payments as well as the fair market value of the leased equipment, as determined by First Data. Under Article 2A § 102, such clauses are only enforceable “at an amount ... that is reasonable in light of the then anticipated harm caused by the default."

Madanat filed suit in District Court for a class action and sought to certify a class based on two sub-classes. The first class was comprised of those class members who had unauthorized debits from their merchant bank account. The second sub-class was comprised of those class members who signed the illegal liquidated damage clause in the lease agreement.

At the Motion to Certify a class action, the Court denied Madanat’s motion to certify the class based on unauthorized transfers, as it was unclear whether anyone other than Madanat actually suffered similar injuries. Therefore, since the damages sought by Madanat seemed unique to him, there was no commonality (a class action requirement) and therefore, the Court tossed out that aspect of the class action.

However, the lessor was not so lucky on the liquidated damage clause, because First Data conceded that 101,000 merchants signed the liquidated damage clause. The Court concluded that the clauses were probably unreasonable based on Article 2A and certified the class.

It’s surprising that any equipment lessor would continue to place onerous liquidated damage provisions in lease agreements, given the fact that they have not been well received by the Courts. Moreover, Article 2A codified the general rule that such damages must be reasonable. Most lessors simply accelerate the contract balance and apply a present value to that balance. Why risk anything more?

For examples of Courts disapproving of such clauses, look no further than TAL Financial Corp. v. CSC Consulting, Inc., 446 Mass. 422, 844 N.E.2d 1085 (Mass. 2006) [liquidated damage clause struck down due to an evergreen clause]; S & B Const., LLC v. Old Fort, LLC, 826 N.E.2d 32 (Ind.App. 2005) [liquidated damage clause struck down as being 10 times the principal balance]; Copelco Capital Inc. v. Lighthouse Tabernacle Church, 6 Misc.3d 134(A), 800 N.Y.S.2d 344 (N.Y.Sup. App. 2005) [liquidated damage clause struck down as being duplicative of actual damages].

Lessors should think twice before putting that type of liquidated damage provision in their lease agreement, lest they end up in a class action like this.

Tom McCurnin
Barton, Klugman & Oetting
Los Angeles, California
Voice: (213) 621-4000
Fax (213) 625-1832

Visit our Web Site at

Court Case:

Previous Tom McCurnin Articles:




Small banks continue to flee SEC following JOBS Act
By Harish Mali, SNL Financial

Twenty-five more community banks have deregistered their common stock with the SEC in the last three months, increasing the total number of deregistration filings to 87 since the JOBS Act was signed into law April 5.

The Jumpstart Our Business Startups Act increased the threshold under which a bank or bank holding company may terminate registration of a security to 1,200 shareholders of record from 300. It also raised the threshold requiring companies to register under the Exchange Act to 2,000 shareholders from 500.

Soon after the enactment, many community banks queued up to gain freedom from reporting to regulators and to cut down compliance costs. A total of 87 banks have filed for deregistration after the JOBS Act. That is greater than the total number of banks that deregistered in the last 18 quarters before the JOBS Act, excluding the banks that deregistered because of merger or bankruptcy.

All of these recent filers had more than 300 shareholders on record, which was the old threshold. That implies that none of them would have qualified to exit in the absence of the JOBS Act. Of these, 70 are small community banks with less than $500 million in assets and only seven had more than $1 billion in assets.

Most of the deregistering banks have plans to continue to trade on the OTC Bulletin Board, and they assured investors that financial information will continue to be available on a timely basis through company websites and regulatory filings like call reports.

Raleigh, N.C.-based North State Bancorp was one such company to file a Form 15 on Aug. 1. Larry Barbour, the company's CEO, said in a press release dated July 24, "The decision to deregister from the SEC was driven by a desire to achieve substantial annual savings by reducing the accounting, legal and administrative costs associated with being an SEC registrant. Annual savings are estimated to be approximately $150,000 to $200,000 per year. We believe deregistration will not affect trading in our common stock, which we expect will continue to be quoted on the Over the Counter Bulletin Board."

Anchorage, Alaska-based First National Bank Alaska is the largest bank in the herd to file for deregistration, with total assets of $2.9 billion at June 30. The bank expects to generate annual savings by reducing accounting, legal and administrative costs.

Another recent volunteer to apply is Oak Creek, Wis.-based Tri City Bankshares Corp., which filed Aug. 8. The company described the regulatory change as a big win for community banks as eliminating the SEC reporting requirements would result in significant savings in professional fees for auditing and legal services, and it would reduce time spent by management and staff to prepare, review and file reports.

According to SNL data, there are 213 major-exchange traded banks and thrifts in U.S. with fewer than 1,200 shareholders at a record date later than June 30, 2011, and that filed their securities with a filing agency. These banks have median assets of $831.6 million, and more than half of them have less than $1 billion in assets.


ELFA MLFI-25 Reports New Business Down
(All charts in report)

(Chart: Leasing News)

According to the 31 members of the Equipment Leasing and Finance Association who report monthly new business, July was down, perhaps due to July 4th falling during the middle of the week resulting in more vacations; August usually is the slower summer month.

Here are the ELFA MLFI-25 charts:

click to make larger

Aging of Receivables:

click to make larger

Average Losses (Charge-offs) as a % of net receivables
(Year Over Year Comparison)

click image to make larger

Credit Approval Ratios As % of all Decisions Submitted
(Year Over Year Comparison)

click image to make larger

Total Number of Employees
(Year Over Year Comparison)

click image to make larger 



500 Registered for ELFA October 21 Conference
Attendee/Company List Now Available

The Equipment Leasing and Finance Association reports 500 have registered to date for the 51st Annual Convention scheduled October 21 to 23 at the JW Marriott Desert Springs in Palm Desert, California.

To see who is attending, please go here:

"New this year! Photos have been added to the full list of attendees.

“You can add a photo to your ELFA profile easily. Log in to the ELFA website with your username and password, then click on "Account Tools.’ Upload a photo by clicking on ‘Add/Edit Photo.’

“If you are already registered to attend the annual convention, your photo will appear on the list of attendees. If you plan to register to attend the convention, it is suggested that you upload a photo beforehand."

Complete details at:

Attendees by name/by company

(Other associations were contacted to learn their registration to date, but not response was received by press deadline. editor)

Why Choose Advanced Property Tax Compliance?

Dedicated to the leasing industry
click here to learn more.

Hear What Our Clients say about us
click here

Gary DiLillo, President 440.871.0555 or





Leasing Schools/Franchisors 
(For our "Financial and Sales Training" list, please click here)

Global Leasing
Lease One
Wheeler Leasing School

  (does not include those specifically employed in training or education, but who have a similar program as the following entities:)




Global Leasing

Program  cost: $19,950.00

In 2003, broker/lessor Global Leasing founder Phil Dushey created a new division to train independent salesmen in all the aspects of finance, including leasing ,accounts receivable financing, business acquisitions, debt restructuring, working  and venture capital. His students have found great success and he spends most of his time now developing entrepreneurs, who also utilize his knowledge and sources of funds.“

" We are not superbrokers and have never been one. Occasionally we will co-broker a transaction ,but generally we function as a lessor for our own accounts. 2. Our website address for our training is   3 When we train our students we do not have them send transactions through Global. We set them up to deal directly with the lenders. We also require that all lenders who work with our students will automatically approve them to do business with them.  Also our current price for the program is $24,950  We also model our training program from the experience we have from being in the business for about 25 years that a broker needs to serve all of the financial needs of their clients ,whether it be equipment leasing ,factoring,acquisitions,SBA Loans or debt restructuring, we do it all."  

Philip Dushey

Global Financial Services 
17 State Street 
New York NY 10004 
Phone 212-480-4900 

Mr. Dushay is also on the Leasing News Advisory Board


Lease One, Lynnfield, Massachusetts

Program Cost: $19,900.00

Since 1989 Lease One has been providing superior training along with unprecedented ongoing support to our broker network. With offices from coast to coast we proudly exhibit the foremost training experience available. Our one time initial investment will provide you with the training and support for the lifetime of your venture with no on-going fees (Hotel/Airfare/Materials/Leads are all included in this price).

“The Lease One Opportunity is the only turn key business opportunity that allows you to devote the time necessary to building a business, no need to worry about processing or underwriting your deals; we do it for you, forever! Our unique program is the only one that offers free marketing assistance along with a devoted graphics design department to enable you to creatively attract new customers to your business. Call us today or visit our website ( ) to learn more about this exciting opportunity. We are Lease One; It's the Lease we can do!”

Joseph L. Angelo Jr. 
Lease One Corp.
220 Broadway, Suite 102
Lynnfield , MA 01940


Wheeler Leasing School

Program Cost: $14,500

The training and support provided will allow individuals to establish their own independent brokering businesses. This program is not a franchise operation and therefore has no future royalty payments due. There is a one time upfront investment. The ongoing business expenses are determined by you.

A five day course taught by Scott Wheeler, CLP. There is no financial requirement or obligation with the application. Upon completing the pre-screening process and being accepted into the program you will be asked to sign an agreement with Wheeler Business Consulting LLC.

With over twenty-six years of leasing experience and an Executive Masters in Business Administration, Scott is an accomplished senior leasing executive with leadership qualities in marketing and operations. His extensive experience will benefit organizations looking to reach a higher level of profitability and corporate development. 

Link to articles written by Scott Wheeler:

Contact Information: 
Wheeler Business Consulting LLC 1314 Marquis Ct.
Fallston, Maryland 21047

Phone: 410-877-0428
Fax: 410-877-8161





Financial and Sales Training 
(For our "Lease School/Franchisors" list, please click here)

These individuals act as a consultant in 75% or more of their main business, actually training staff or individuals of a leasing company. These are not schools or franchisors, which can be viewed 
by clicking here.

Winders Consulting Co., Inc.
Adrian Miller Wheeler Business Consulting, LLC

Several hold classes, and most will travel to their client's premise.

To qualify for this page, they must be an active member in an equipment leasing association.

Please fax our request form back to 408-317-2066 or you
may e-mail to:

Second Column: YCS - Year Company Started | YELB - Years in equipment Leasing Business

City, State 
Leasing Association
(see above for meaning)
Geographic Area
Institute For Personal Development
Vourhees, NJ
Linda P. Kester
National Speakers Association
United States
Motivating, Educating and empowering leasing sales reps to top performance. Practical ideas for success using the telephone and internet.
Adrian Miller 
Port Washington, NY 
Adrian Miller 
Highly results-driven, informative and enjoyable sales skills training programs  that will leave participants empowered for bottom-line success.  AMST guarantees a positive return on training time and investment.  

Selling Up TM     
San Francisco, CA
Stephen Chriest
800-745-8075 (A)

By leveraging people, process and technology, Selling Up guides the next step in revenue generation and elevates sales organizations into appreciating corporate assets.
Teichman Financial Training
Sausalito, California
Bob Teichman, CLP

"We specialize in the technical side of leasing, offering comprehensive training in packaging, credit, pricing, structuring, financial analysis and operations. Our clients include lessors, lessees, lenders, associations, and government agencies."

Wheeler Business Consulting, LLC
Fallstow, Maryland
Scott Wheeler, CLP

Provide multiple educational products to individuals and companies engaged in the leasing/financing industry. Encourage & facilitate personal and corporate strategy building to promote efficiencies, increase productivity & future success.

Winders Consulting Co., Inc.
Louisville, KY
Terry Winders, CLP

Lease seminars and training on rules & regulations pricing, documentation, sales. Also procedure audits, and help to establish a leasing activity or company for brokers, bankers, and captives.. Expert witness on legal & tax.

(A) Selling Up's Sales Management Operating System™ SMOS™) provides companies and business units of all sizes with a proven methodology and unique tools offering a comprehensive, flexible, scalable approach to managing all elements of the organizational sales process.

Send Leasing News to a Colleague. We are free!!!


Yellow Labrador Retriever
Minneapolis, Minnesota Adopt-a-Dog


Age: 9 months old (estimate)
Good with dogs: yes
Good with cats: unknown, but had no reaction during cat testing
Good with kids: yes
Weight: 45lbs
Up-to-date with routine shots
House trained
Primary colors: Golden, White or Cream
Coat length: Short
Name/Nicknames: Buddy

My Story: Buddy's owner surrendered him to the Martin County Humane Society in Fairmont, MN because of "personal problems." We are unsure what the circumstances were but do know the individual spend little time training Buddy. That is all changing in his new foster home though! Buddy made the ride up to the Twin Cities with his pal Carter, for additional chances at adoption.

Hobbies: Buddy is full of puppy power; he likes to run and play. Outdoors he will run longer than the rest of the dogs, and then try to get them to play some more!

Commands/Tricks: Sit and working on more basic commands in his foster home.

Crate / Potty Trained: Buddy is 100% crate trained and 95% house trained.

Activity Level: High. Buddy likes to try to get the older dogs to play, but he is learning that "inside" equals relaxing time. He loves to have a chew bone or toy.

Fun things I do: Buddy is a very smart dog, and needs some sort of mental stimulation each day. His foster dad has been hiding his toys, or creating puzzles for him to figure out, and he loves it. After some mental workouts he is ready for a nap

Socialization/who I currently live with: Buddy currently lives with two adult humans (male and female), their two year old daughter, and their two medium sized dogs. Buddy also has two Bichons for neighbors. He does well in a house with dogs, but would likely do well in a home without other dogs too as long as his humans kept him physically and mentally stimulated.

My Ideal Family: Although another energetic dog is not a requirement for adoption, it is highly preferred for this guy, as he loves to play with the other pooches! He also needs a family that will continue the obedience training that his foster family has started, as a lot of the basic commands are still very new for him. A family who has time and attention to devote is really all this guy needs!

Buddy is attending Pet Haven's medium/large dog adoption events and his adoption fee is $300 (cash or check only) and includes spay/neuter, heartworm check, current vaccinations, and microchip and registration.

Due to post-adoption services provided, it is Pet Haven's policy to only place dogs into homes within a 60-mile radius of the Twin Cities area.

Please request an online application at

Buddy (Lab)'s Contact Info
Pet Haven Inc. of Minnesota, Minneapolis, MN

Adopt-a-Pet by Leasing Co. State/City

Adopt a Pet


Fernando's View
By Fernando F. Croc

Spike Lee returns to Brooklyn ("Red Hook Summer") and Whitney Houston gets one final show ("Sparkle"), while an animated delight ("The Pirates! Band of Misfits") and a pair of prime-for-discovery gems ("A New Leaf," "Pursued") come to DVD.

In Theaters:

Red Hook Summer (Valance Films): Though always a provocateur, Spike Lee as a filmmaker also has a humanistic side which too often gets overlooked in the controversies of his movies. That side is deeply felt in this bustling, invigorating drama, the director's first fictional project in close to five years. The story centers on Silas Royale (Jules Brown), a middle-class teenager from Atlanta who comes to live in Brooklyn with his mom and quickly is taken under the wing of his charismatic grandfather (Clarke Peters), the passionate local bishop. Thought at first dismissive of his new home, Silas gradually learns about the folks in the neighborhood, until an unexpected event threatens to turn his world upside down. Offering a wide variety of moods ranging from gentle coming-of-age comedy to urban intensity, Lee's film marks a successful return to his gritty and generous filmmaking roots.

Sparkle (TriStar Pictures): Though she passed away earlier this year, Whitney Houston continues her megastar legacy in this energetic musical, set in Detroit in the 1960s during the rise of Motown music. Houston plays Emma, the mother of young, aspiring songwriter Sparkle (Jordin Sparks), who along with Dolores (Tika Sumpter) and Sister (Carmen Ejogo) hopes to be part of a musical group. Success may be just around the corner for the three talented songbirds, but heartbreak is even nearer as the years pass and their close bond is tested by the pitfalls of show business. Directed by Salim Akil, the movie makes up for its clichéd, melodramatic situations with tuneful vigor and splashy, big-hearted performances, with Ejogo in particular burning up the screen as Sister.

Netflix Tip: With the sudden death of Tony Scott (1943-2012), films have lost one of its most kinetic action specialists. As a tribute, we'd like to recommend some of his most interesting and iconic movies, which range from "Top Gun" (1986) and "True Romance" (1993) to "Deja Vu" (2006) and "Unstoppable" (2010).


The Pirates! Band of Misfits (Sony): Aardman, Britain’s answer to Pixar and the animation studio responsible for "Chicken Run" and "Wallace & Gromit," serves up another inspired bit of eccentricity in this delightful parody of swashbuckling adventures. The plot takes off as the Pirate Captain (voiced by Hugh Grant) and his ragtag bunch of bandits search the high seas, hoping to steal from enough ships to win the Pirate of the Year Award. Instead, what they find none other than legendary scientist Charles Darwin (David Tennant), whose fascination with the Captain’s parrot leads them to Victorian London for an audience with the Queen herself (Imelda Stanton). Though primarily marketed for kids, adults are such to appreciate the deadpan humor in this irreverent romp, which marks another Aardman triumph.

A New Leaf (Olive Films): Though her career as a writer-director has always been eclipsed by that of former comedy routine partner Mike Nichols ("The Graduate"), Elaine May has over the decades proven to be the more trenchant artist. This 1971 comedy, finally being released on DVD, is a gem that deserves to be rediscoved by movie lovers all over again. In one of his best roles, Walter Matthau stars as Henry Graham, an aging New York playboy who suddenly finds himself penniless and must find a way to continue his idle lifestyle. The solution to his problem lies in Henrietta (played by May herself), a clumsy and painfully shy heiress. But will Henry go through with his plans of marriage and murder? Full of droll humor and unexpected poignancy, May's movie is an unfairly forgotten classic that's only gotten richer with the passing decades.

Pursued (Olive Films): One of cinema's most iconic actors and its perennial Mr. Cool, Robert Mitchum gave one of his strongest performances in this 1947 sleeper, which combines elements from westerns and film noir with arresting results. Mitchum plays Jeb, a brooding orphan who was raised in the Callum family's horse farm in the late 19th-century. Traumatic dreams continue to haunt him, perhaps giving a glimpse into the mysterious fate of his real parents. As the years pass, his relationship with Thor (Theresa Wright) and other members of the Callum clan grow thorny with accusations of murder and plans of vengeance. Directed with muscular verve by genre veteran Raoul Walsh ("White Heat") and with a supporting cast which includes Judith Anderson and Dean Jagger, this is a powerful, moody drama that should be better known than it is.





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News Briefs----


New home sales up 3.6% in July, match two-year high

Mortgages keep rising despite slump fears

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USADA says it will ban Lance Armstrong, strip 7 Tour title





Baseball Poem

The Batter


From the book

That Sweet Diamond

by Paul B. Janeczko, Carole Katchen (Illustrator)

He approaches the plate,
swinging smoothly
in slow motion
knowing his choice is simple:
swing or not.

As he paws
the back line of the batter's box,
matching concentration and stare
with the pitcher,
he knows
makes failure likely.

Pitcher rocks.

Batter waits.

Then, in the time it takes
a happy heart to beat,




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This Day in History

     1675-Catholic holy orders were conferred by Gabriel Diaz Vara Calderon, Bishop of Santiago de Cuba, on a visit to St. Augustine, FL. Minor orders were conferred on seven candidates.
(see age of missions: )
    1676-The first court-martial in a colony was held in Newport, RI, by Governor Walter Clarke, Deputy Governor John Crayton and their assistants, Edmund Calvary, who was the attorney general. Quanpen, a Native American sachem, also known as Sowagonish, was found guilty of participation in King Philip’s War against the colonists and ordered shot on August 26. Others who had participated in the war were sentenced to various penalties.
    1682 - Duke James of York gave Delaware to William Penn.
    1682- The Duke of York awarded Englishman William Penn the three "lower counties" in the American colonies which later became the state of Delaware.
( lower half of: )
    1718- New Orleans was founded by French settlers from Canada and France. The Canadians, generally brought their wives and families with them. French officers, however, usually younger sons of nobility, refused to marry below their rank, inspiring the plea of one of the early governors to France: “Send me wives for my Canadians, they are running in the woods after Indian girls.” Thus Cajuns were born. By the way, Creole meant “native”, born in Louisiana and has nothing to do with race.
    1814-British forces invaded and raided Washington, DC, for two days, burning the Capital, the president’s house and most other public buildings. President James Madison and other high US government officials fled to safety until British troops (not knowing the strength of their position as military is in disarray) departed the city two days later. They set on fire in retaliation for the American burning of the parliament building in York (Toronto), the capital of Upper Canada.
    1851-The San Francisco Committee of Vigilance broke down the jailhouse doors, kidnapped the prisoners, and hanged Whittaker and McKenzie from the second story of the Committee's rooms. Sam Brannan addressed the crowd after the hangings.
    1853 -- First potato chips prepared by Chef George Crum, Saratoga Springs, NY. Crum was a Native American/African American chef at the Moon Lake Lodge resort in Saratoga Springs, New York, USA. French fries were popular at the restaurant and one day a diner complained that the fries were too thick. Although Crum made a thinner batch, the customer was sill unsatisfied. Crum finally made fries that were too thin to eat with a fork, hoping to annoy the extremely fussy customer. The customer, surprisingly enough, was happy - and potato chips were invented! Crum's chips were originally called Saratoga Chips and potato crunches. They were soon packaged and sold in New England - Crum later opened his own restaurant. William Tappendon manufactured and marketed the chips in Cleveland, Ohio, in 1895. In the 1920s, the salesman Herman Lay sold potato chips to the southern USA (selling the chips from the trunk of his car). In 1926, Laura Scudder (who owned a potato chip factory in Monterey Park, California) invented a wax paper potato chip bag to keep the chips fresh and crunchy - this made potato chips even more popular.
    1857—Major economic panic hits the United States.
    1862 - The C.S.S. Alabama was commissioned at sea off Portugal's Azore Islands, beginning a career that would see over 60 Union merchant vessels sunk or destroyed by the Confederate raider. The ship was built in secret in the in Liverpool shipyards, and a diplomatic crisis between the US government and Britain ensued when the Union uncovered the ship's birth place.
    1869- Cornelius Swarthout of Troy, NY, was issued a patent for a “waffle iron.”
    1893 - Fire in the south of Chicago left 5,000 people homeless.
    1895-Birthday of Carol Weiss King, attorney who specialized in outstanding legal briefs. Primarily a researcher, her briefs were argued by other attorneys before the U.S. Supreme Court in at least a dozen major cases that changed immigration laws and deportation regulations as well as the civil rights of those accused of criminal acts, such as the right of a fair trial before a fair jury in one of the Scottsboro Boys appeals.
    1897--birthday of Charles Dudley Warner, American newspaper editor for the Hartford Courant, published this now-famous and oft-quoted sentence, "Everybody talks about the weather, but nobody does anything about it. " The quotation is often mistakenly attributed to his friend a colleague Mark Twain. Warner and Twain were part of the most notable American literary circle during the late 19th century. Warner was a journalist, essayist, novelist, biographer and author who collaborated with Mark Twain in writing "The Gilded Age" in 1873.
    1906 - A cloudburst deluged Guinea, VA, with more than nine inches of rain in just forty minutes.
    1909- Sax player Paul Webster birthday (Jazz Trumpeter, in Jimmy Lunceford's orchestra 35-43 and with Cab Calloway 44-52)
    1912- parcel post service was authorized. Previously the weight limit of mail had been four pounds. The rates of the parcel post service depended upon the weight of the package and the distance traveled. This was a boon to mail order catalogues and
to people living in the rural area.
    1925-Birthday of pianist Louis Teicher (Ferrante and Teicher,) composer, born Wilkes-Barre, Pa.
    1932 - Amelia Earhart became the first woman to fly across the U.S. non-stop.
    1932- Charles H. Calhoun, Sr. and Jr., at the third hole of the Washington Golf Club, Washington, GA, while playing with a foursome, both shot a hole in     1939 - Louis "Lepke" Buchalter, leader of Murder, Incorporated, turned himself in to New York City columnist Walter Winchell; who turned the underworld leader in to FBI Director J. Edgar Hoover.
    1943 - No. 1 Billboard Pop Hit: ``In the Blue of the Evening,'' Tommy Dorsey Orchestra/Frank Sinatra.
    1944--- Germany Army by now has sustained 400,000 men killed, wounded or captured, plus 1,300 tanks, 1,500 artillery, and 3,500 aircraft destroyed.
    1945-BACON, NICKY DANIEL Medal of Honor
Rank and organization: Staff Sergeant, U.S. Army, Company B, 4th Battalion, 21st Infantry, 11th Infantry Brigade, Americal Division. Place and date: West of Tam Ky, Republic of Vietnam, 26 August 1968. Entered service at: Phoenix, Ariz. Born: 25 November 1945, Caraway, Ark. Citation: For conspicuous gallantry and intrepidity in action at the risk of his life above and beyond the call of duty. S/Sgt. Bacon distinguished himself while serving as a squad leader with the 1st Platoon, Company B, during an operation west of Tam Ky. When Company B came under fire from an enemy bunker line to the front, S/Sgt. Bacon quickly organized his men and led them forward in an assault. He advanced on a hostile bunker and destroyed it with grenades. As he did so, several fellow soldiers including the 1st Platoon leader, were struck by machine gun fire and fell wounded in an exposed position forward of the rest of the platoon. S/Sgt. Bacon immediately assumed command of the platoon and assaulted the hostile gun position, finally killing the enemy gun crew in a single-handed effort. When the 3d Platoon moved to S/Sgt. Bacon's location, its leader was also wounded. Without hesitation S/Sgt. Bacon took charge of the additional platoon and continued the fight. In the ensuing action he personally killed 4 more enemy soldiers and silenced an antitank weapon. Under his leadership and example, the members of both platoons accepted his authority without question. Continuing to ignore the intense hostile fire, he climbed up on the exposed deck of a tank and directed fire into the enemy position while several wounded men were evacuated. As a result of S/Sgt. Bacon's extraordinary efforts, his company was able to move forward, eliminate the enemy positions, and rescue the men trapped to the front. S/Sgt. Bacon's bravery at the risk of his life was in the highest traditions of the military service and reflects great credit upon himself, his unit, and the U.S. Army.
    1947-- Margaret Truman, daughter of U.S. President Harry S Truman, presented her first public concert. Margaret sang before 15,000 people at the Hollywood Bowl. The concert did not get great reviews. In fact, the critics didn’t like Margaret’s singing at all. And Margaret’s dad didn’t like the critics, and said so, from the White House.
    1949--Birthday of American composer Stephen Paulus, St. Paul, MINN.
    1950-- US President Harry Truman orders the Army to take over the railroads to stop a possible strike.
    1950- Edith Spurlock Sampson, the first African-American delegate to the United Nations when she was appointed alternate delegate to the fifth General Assembly. Her first assignment, on September 28, 1950, was to the Social, Humanitarian and Cultural Committee.

    1950-HANDRICH, MELVIN O. Medal of Honor
Rank and organization: Master Sergeant, U.S. Army, Company C, 5th Infantry Regiment. Place and date: Near Sobuk San Mountain, Korea, 25 and 26 August 1950. Entered service at: Manawa, Wis. Born: 26 January 1919, Manawa, Wis. G.O. No.: 60, 2 August 1951. Citation: M/Sgt. Handrich, Company C, distinguished himself by conspicuous gallantry and intrepidity above and beyond the call of duty in action. His company was engaged in repulsing an estimated 150 enemy who were threatening to overrun its position. Near midnight on 25 August, a hostile group over 100 strong attempted to infiltrate the company perimeter. M/Sgt. Handrich, despite the heavy enemy fire, voluntarily left the comparative safety of the defensive area and moved to a forward position where he could direct mortar and artillery fire upon the advancing enemy. He remained at this post for 8 hours directing fire against the enemy who often approached to within 50 feet of his position. Again, on the morning of 26 August, another strong hostile force made an attempt to overrun the company's position. With complete disregard for his safety, M/Sgt. Handrich rose to his feet and from this exposed position fired his rifle and directed mortar and artillery fire on the attackers. At the peak of this action he observed elements of his company preparing to withdraw. He perilously made his way across fire-swept terrain to the defense area where, by example and forceful leadership, he reorganized the men to continue the fight. During the action M/Sgt. Handrich was severely wounded. Refusing to take cover or be evacuated, he returned to his forward position and continued to direct the company's fire. Later a determined enemy attack overran M/Sgt. Handrich's position and he was mortally wounded. When the position was retaken, over 70 enemy dead were counted in the area he had so intrepidly defended. M/Sgt. Handrich's sustained personal bravery, consummate courage, and gallant self-sacrifice reflect untold glory upon himself and the heroic traditions of the military service. 
    1951---Top Hits
Too Young - Nat King Cole
Because of You - Tony Bennett
My Truly, Truly Fair - Guy Mitchell
Hey, Good Lookin’ - Hank Williams
    1951- St. Louis Browns owner Bill Veeck, one of baseball’s greatest showmen, allowed fans attending a game against the Philadelphia Athletics to participate in the strategy decisions normally made by the team’s manager. More than 1,000 fans were given cards reading ”YES” and “NO: and were asked to vote on what the Browns should do at various point sin the tame. It worked; St. Louis won, 5-3. With the advent of Palm Pilots, Blackberry, and the internet, guess what Bill Veeck could do today.
    1956--- Little Richard plays the Cotton Club in Lubbock, TX, making an indelible impression on audience member Buddy Holly.
    1957- The Dodgers use eight pitchers in one game tying a major league record. Johnny Podres gives up three home runs in the third including Hank Aaron's first grand slam.
    1957 - No. 1 Billboard Pop Hit: ``Tammy,'' Debbie Reynolds. The song is featured in the film ``Tammy and the Bachelor'' and is nominated for an Academy Award.
    1959- A headline in Billboard reads, "Rock and Roll Ain't Ready For The Ol' Rockin' Chair Yet." The story says rock & roll was losing popularity a year ago, but the record buyers now like Elvis Presley, Fats Domino and Lloyd Price along with newcomers, the Drifters, Everly Brothers and Ricky Nelson.
    1959- Phil Phillips' "Sea Of Love" hits #2 on the pop charts.
    1959---Top Hits
The Three Bells - The Browns
Sea of Love - Phil Phillips
Lavender-Blue - Sammy Turner
Waterloo - Stonewall Jackson
    1959-The Browns, who were Jim Brown and his sisters Maxine and Bonnie, had the top tune in the US with "The Three Bells". The record is an English version of a French song originally titled "Les Trois Cloches", written in 1945. 
    1960-Birthday of Calvin Edward “Cal” Ripken,Jr., former baseball player, born Havre de Grace, MD. 
    1961 - No. 1 Billboard Pop Hit: ``Wooden Heart (Muss I Denn),'' Joe Dowell. The song is a cover of a song Elvis Presley sang in the film ``G.I. Blues.''
    1963- Little Stevie Wonder is the first artist to make the Number One position on the pop single chart, the pop albums chart and the R&B singles chart all at one time. In fact, nobody had made the pop single and album charts at the same time. The music from "Wonder World" is the album, "The Twelve Year- Old-Genius" and the single, "Fingertips, Part Two."
    1963 -The Little League World Series is televised for the first time . With ABC's Wide World of Sports providing coverage of the championship game, Grenada Hills (CA) beats Stratford (CT), 2-1.
    1963-After a couple of flop singles for smaller record companies, The Ronettes scored their only Top Ten hit with their first effort for Phil Spector, "Be My Baby". None of their other records, including "Baby I Love You", "The Best Part of Breaking Up", "Walking In the Rain" and "Is This What I Get for Loving You?" could crack the US Top 20. 
    1963-Darlene Love's biggest solo hit, "Wait Til' My Bobby Gets Home" enters the Billboard chart, where it will top out at #26. She had greater success when she sang for The Crystals, The Blossoms and Bob B. Soxx And The Blue Jeans. 
   1963-Stevie Wonder became the first artist ever to score a US #1 album and single in the same week. Wonder was at the top of the album chart with "Little Stevie Wonder / The 12 Year Old Genius" and had the #1 single with "Fingertips part 2", which was also the first ever live recording to lead the hit parade.
    1964-- Taking him up on his telegram invitation to help out in any way he can in America, Beatles manager Brian Epstein meets Elvis Presley manager "Colonel" Tom Parker for the first time when they have lunch at the Beverly Hills Hotel.
    1964- "Where Did Our Love Go?" by the Supremes topped the charts and stayed there for 2 weeks.
    1966 - The U.S. premiere of the motion picture Help!, starring The Beatles, was held for thousands of moviegoers wanting to see the group’s first, color, motion picture. Their first film, A Hard Day’s Night, had been produced in black and white. 
    1967- Patti Harrison convinces her husband George and the rest of the Beatles to attend a lecture at the Park Lane Hilton given by Maharishi Mahesh Yogi. They go and send a note to him requesting a private audience. In the meeting, the Beatles offer themselves as disciples. He accepts and invites them to an indoctrination course for spiritual regeneration two days later. They attend along with Mick Jagger and his girlfriend Marianne Faithfull. Brian Epstein is invited but declines. Afterwards, John Lennon compares the experience as "going somewhere without your trousers."
    1967---Top Hits
All You Need is Love - The Beatles
Pleasant Valley Sunday - The Monkees
Baby I Love You - Aretha Franklin
I’ll Never Find Another You - Sonny James
    1967-Big Brother and the Holding Company, Bo Diddley,Bukka White, and Salvation Army Banned @ The SF Avalon Ballroom
Original Poster by Bob Fried
    1967-Keith Moon, drummer for the Who, drives his Lincoln Continental (not a Rolls Royce, as is often thought), into the swimming pool at the Holiday Inn in Flint, MI to celebrate his 21st birthday, earning the entire band a lifetime ban from the chain.
    1967-DAY, GEORGE E. Medal of Honor
Rank and organization: Colonel (then Major), U.S. Air Force, Forward Air Controller Pilot of an F-100 aircraft. Place and date: North Vietnam, 26 August 1967. Entered service at: Sioux City, Iowa. Born: 24 February 1925, Sioux City, Iowa. Citation: On 26 August 1967, Col. Day was forced to eject from his aircraft over North Vietnam when it was hit by ground fire. His right arm was broken in 3 places, and his left knee was badly sprained. He was immediately captured by hostile forces and taken to a prison camp where he was interrogated and severely tortured. After causing the guards to relax their vigilance, Col. Day escaped into the jungle and began the trek toward South Vietnam. Despite injuries inflicted by fragments of a bomb or rocket, he continued southward surviving only on a few berries and uncooked frogs. He successfully evaded enemy patrols and reached the Ben Hai River, where he encountered U.S. artillery barrages. With the aid of a bamboo log float, Col. Day swam across the river and entered the demilitarized zone. Due to delirium, he lost his sense of direction and wandered aimlessly for several days. After several unsuccessful attempts to signal U.S. aircraft, he was ambushed and recaptured by the Viet Cong, sustaining gunshot wounds to his left hand and thigh. He was returned to the prison from which he had escaped and later was moved to Hanoi after giving his captors false information to questions put before him. Physically, Col. Day was totally debilitated and unable to perform even the simplest task for himself. Despite his many injuries, he continued to offer maximum resistance. His personal bravery in the face of deadly enemy pressure was significant in saving the lives of fellow aviators who were still flying against the enemy. Col. Day's conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty are in keeping with the highest traditions of the U.S. Air Force and reflect great credit upon himself and the U.S. Armed Forces.
    1968 - Lightning struck the Crawford County fairgrounds in northwest Pennsylvania killing two persons and injuring 72 others. 
    1968-Steppenwolf's "Born To Be Wild" hits #2 on the pop chart.
    1969--ANDERSON, RICHARD A. Medal of Honor Rank and organization: Lance Corporal, U.S. Marine Corps, Company E, 3d Reconnaissance Battalion, 3d Marine Division. Place and date: Quang Tri Province, Republic of Vietnam, 24 August 1969. Entered service at: Houston, Tex. Born: 16 April 1948, Washington, D.C. Citation: For conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty while serving as an assistant team leader with Company E, in connection with combat operations against an armed enemy. While conducting a patrol during the early morning hours L/Cpl. Anderson's reconnaissance team came under a heavy volume of automatic weapons and machine gun fire from a numerically superior and well concealed enemy force. Although painfully wounded in both legs and knocked to the ground during the initial moments of the fierce fire fight, L/Cpl. Anderson assumed a prone position and continued to deliver intense suppressive fire in an attempt to repulse the attackers. Moments later he was wounded a second time by an enemy soldier who had approached to within 8 feet of the team's position. Undaunted, he continued to pour a relentless stream of fire at the assaulting unit, even while a companion was treating his leg wounds. Observing an enemy grenade land between himself and the other marine, L/Cpl. Anderson immediately rolled over and covered the lethal weapon with his body, absorbing the full effects of the detonation. By his indomitable courage, inspiring initiative, and selfless devotion to duty, L/Cpl. Anderson was instrumental in saving several marines from serious injury or possible death. His actions were in keeping with the highest traditions of the Marine Corps and of the U.S. Naval Service. He gallantly gave his life in the service of his country. 
By virtue of an act of Congress approved 24 August 1921, the Medal of Honor, emblem of highest ideals and virtues is bestowed in the name of the Congress of the United States upon the unknown American, typifying the gallantry and intrepidity, at the risk of life above and beyond the call of duty, of our beloved heroes who made the supreme sacrifice in the World War. They died in order that others might live (293.8, A.G:O.) (War Department General Orders, No. 59, 13 Dec. 1921, sec. I).     1969-Three-day Wild West Festival at Kezar Stadium with Janis Joplin, Turk Murphy, Jefferson Airplane, the Dead, Country Joe, Santana, Sly and the Family Stone and the Youngbloods.
   1969-Arlo Guthrie's movie, Alice's Restaurant opens in New York and Los Angeles. 
   1969-John Lennon writes "Cold Turkey", a song about kicking his heroin addiction. He rehearsed the song all afternoon and recorded it that evening with the help of Ringo Starr and Klaus Voorman. When it was released, critics hated it and the BBC refused to play it, yet somehow it still made the UK Top 20 and the US Top 30.
    1970- "Make It with You" by Bread topped the charts and stayed there for a week.
    1971- Ernie Banks hits his final home run of his career as the Cubs beat the Reds, 5-4. Mr. Cub's 512th home run comes in the first inning off Jim McGlothin. 
    1971 -- Illinois State Attorney Edward Hanrahan and 13 police officers and police officials are indicted on charges of conspiring to obstruct justice by attempting to thwart criminal prosecution of 8 Chicago patrolmen who raided the apartment of Fred Hampton. This follows August 21 when Panther George Jackson is killed in San Quentin prison during an abortive breakout attempt (three prisoners and three guards are killed in the attempt. Six prisoners are subsequently put on trial for the incident (Fleeta Drumgo, David Johnson, Hugo L.A. Pinell (Yogi), Luis Talamantez, Johnny Spain, and Willie Sundiata Tate). Spain was convicted of murder. The others were either acquitted or convicted of assault. In a side to this story: white attorney Stephen M. Bingham is officially charged with murder in deaths of 2 convicts and 3 guards at San Quentin. Bingham is charged with smuggling guns to George Jackson used in a August 21, 1971 San Quentin breakout attempt. Bingham subsequently flees the country, returning in 1984 to face charges. He was acquitted of murder and conspiracy in 1986.
    1973 - No. 1 Billboard Pop Hit: ``Brother Louie,'' Stories.
    1974- Santana's "Greatest Hits" LP enters the charts.
    1975---Top Hits
Fallin’ in Love - Hamilton, Joe Frank & Reynolds
One of These Nights - Eagles
Get Down Tonight - K.C. & The Sunshine Band
Rhinestone Cowboy - Glen Campbell
    1975 - Los Angeles Dodger Davey Lopes set a major league baseball record when he stole his 38th consecutive base. It was in the 12th inning of a game against the Montreal Expos that Lopes got his famous steal. The Dodgers still lost in 14 innings, 5- 3.
    1978- Bruce Springsteen appears on the cover of "Rolling Stone."
    1979- The Cars perform at New York's Central Park for an audience of a half million people
    1981 - Mark David Chapman was sentenced from 20 years to life imprisonment for his self-admitted murder of former Beatle John Lennon. 
    1985 - Huey Lewis and The News reached the top of the charts with "The Power of Love". The song spent 2 weeks at #1 on the "Billboard Hot 100".
    1983---Top Hits
Every Breath You Take - The Police
Sweet Dreams (Are Made of This) - Eurythmics
She Works Hard for the Money - Donna Summer
Love Song - The Oak Ridge Boys
    1985-Dwight Gooden of the New York Mets became the youngest pitcher to win 20 games in a season. Gooden defeated the san Diego Padres, 9-3. He was 20 years, nine months and nine days old.
    1987 - Autumn-like weather prevailed across the north central and northeastern U.S. Seven cities reported record low temperatures for the date, including Saint Cloud MN with a low of 37 degrees. Temperatures in Florida soared to 98 degrees at Pensacola and 99 degrees at Jacksonville. Thunderstorms produced heavy rain in the Southern High Plains Region, with 5.40 inches at Union NM, and 7.25 inches reported west of Anthony NM
    1987- "Who's That Girl" by Madonna topped the charts and stayed there for a week
    1987-Donny Osmond released "I'm In It For Love", his first single in 10 years. The record did not crack the Billboard Top 40, but Donny would be back with "Soldier Of Love", which reached #2 in 1989. 
   1987 - Autumn-like weather prevailed across the north central and northeastern U.S. seven cities reported record low temperatures for the date, including Saint Cloud MN with a low of 37 degrees. Temperatures in Florida soared to 98 degrees at Pensacola and 99 degrees at Jacksonville. Thunderstorms produced heavy rain in the Southern High Plains Region, with 5.40 inches at Union NM, and 7.25 inches reported west of Anthony NM. 
    1989-Pete Rose is banned from baseball for life by Commissioner Giamatti for gambling. The Reds' manager signs a five-page agreement with Giamatti in which he agrees to a lifetime penalty but does not admit to gambling on the national pastime.
    1991- Tom Petty and the Heartbreakers' "Learning To Fly" hits #28 on the pop singles chart.
    1991---Top Hits
(Everything I Do) I Do It for You - Bryan Adams
It Ain’t Over ’Til It’s Over - Lanny Kravitz
Fading Like a Flower (Every Time You Leave) - Roxette
You Know Me Better Than That - George Strait
    1992- "End of the Road (From Boomerang)" by Boyz II Men topped the charts and stayed there for 13 weeks.
    1996-The New York Yankees dedicated a monument to the late Mickey Mantle at Monument Park in Yankee Stadium. The new monument joined three others honoring Babe Ruth, Lou Gehrig and Miller Huggins. Mantle died August 13,1995.
    1999- Mariner Ken Griffey Jr. joins Babe Ruth, Ralph Kiner, Duke Snider, Ernie Banks, Harmon Killebrew and Mark McGwire as the only players to hit 40 homers in four consecutive seasons.
    2007-- Mark Lindsay of Paul Revere and the Raiders opens Mark Lindsay's Rock And Roll Cafe in his native Portland, OR. 
    2008-- Scoring at least one run in every inning, Hawaii wins the Little League World Series beating Mexico, 12-3. To advance to the championship game, Waipahu scored six runs in the last inning (sixth), overcoming a four-run deficit, to beat Lake Charles, Louisiana in the semi-finals, 7-5.




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Top Stories

(chronological order)

- Lessor Escapes NY Evergreen Clause Class Action
- Proposed Changes in Lease Accounting
   Lease Project Pain Part of Larger Frustrations
- Largest remaining TARP investments in banks & thrifts
   By Aarti Kanjani, SNL Financial
- New Aggregate Funding Process---and it connects!
- KeyCorp plans big cost cuts
    as it reports lower 2nd Q earnings
- 10 Places to Look for Leasing Business
- New Bank Leasing Companies and others, too
- Quest for Volume and Market Perceptions
   Driving Up Leasing Hiring Demand in Q2
- 30 Days---No Response!
   ---re: Marlin Bulletin Board Complaint
- "Pre-Funding of Leasing" ruling
   By Scott D. Chait, Esq.
- Bulletin Board Complaint
   Integrity Financial Groups, Murray, Utah
- Exchange Bank Not for Sale
   ---but their TARP loan is
- Ten Lawyers Against Evergreen Clause Abuse
- Republic Bank out of leasing?
Hudson Juggles Original Investment to $1B in Assets
- 2012's Best Franchise Deals
BBB Ratings, July, 2012
Alexa Rating---Leasing News #1
Dan McKew to head up Capital One Commercial Lending
Ladco Leasing/Elavon Fined $418,601
- Top Leasing Web Sites---Updated
- Leasing Icon Sudhir Amembal Gets Award
   --Since 1993, Chairman World Leasing Convention
- Paul Weiss, Back in the Saddle
   Re-Joins Leasing News Advisory Board
FinPac expands its "App Only" Program to $75k
- Fin Pac Now Accepting Leases in Canada
Marlin Amends Wells Fargo Capital Line
- John Otto's HL Leasing Ponzi Scheme Update
- IFC Credit--Rudy Trebels June 2012 Update
- Sheldon Player June, 2012 Up-Date

- Operation Lease Fleece--Up-Date June 2012
- Banks Continuing to Lend and also Improve Net income
- Costco to Compete with Community Banks
- Ten Most Expensive Cars Driven by Top Leasing Execs
- Doing Business with Different Generations
- Yes, Virginia, Leasing is Regulated!
- Leasing News Complaint Bulletin Board
   Newport Financial Partners, Newport Beach, California
- Founder of Chase Industries Files Bankruptcy
- Nine Lawyers Against Evergreen Clause Abuse
- Why Leasing News is Different
- Resource America/LEAF Moving in Different Directions

Marlin Business Services, Mount Laurel, New Jersey
  Bulletin Board Complaint
- 15 Hottest Leasing Equipment Sectors
- Future of Mobile Devices
Where Millionaires Live in America
- Robert Fine of NorVergence Fame at Signature Bank
- What Happened to Hillcrest Bank Leasing?
- SBA Loans to Franchises
- 10th Anniversary-Two Buck Chuck Still Selling 5 Million Cases
- Charles Schwartz and Allied Health
- "Cigarettes Cheaper" Fraud Sentencing
- Mass Fax Class Action Case against Balboa Capita
- Why I became a CLP
- Puget Sound Leasing/First Sound Bank--It's a Go!
- Brican America---End of the Year 2011 Update
- Copier Wars---It's more than the lease payment
    by Christopher Menkin
- The Non-Broker Trend and Growth of "Lease Portals"
- 5 years+ C & J Leasing Clarence Rice for Embezzlement"
- Results Are In---
   "Application Only" versus Financial Statements?
- A California Leasing Gypsy Arrested by Costa Mesa Police
- Survey of Evergreen Clauses
- Responses to Working with a Smaller Bank Question
- Leasing Gypsies
- Top Ten Cities with the Highest Credit Scores
- OneSource Develops Business License Software
- Talk About Chutzpa, Fanghella has more than Trump
- License Up-Date for Leasing in United States
- Loan/Lease Statute Up-Date
- Three Class Action Suits re: Brican America
- Verifying Tax Returns
- Starting a Leasing Company-Four Parts
   by Mr. Terry Winders, CLP
- Free Mobile Wine Program
- Special Report: Part I
   Could Church Kiosks, Royal Link Carts, NorVergence results been avoided?

   The use of “Equipment Finance Agreements”
- Special Report: Part II
    Bank of the West

   Equipment Lease Agreement (EFA)
- California License Web Addresses
- Settlement Costs Vs. Litigation Costs