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Friday, December 2, 2022


Today's Leasing News Headlines

Bringing in 2023 through Disclosure Laws
  Top 10 States to Watch
    By Ken Greene, Leasing News Legal Editor
Leasing and Finance Industry Help Wanted
    We Are Growing Our Senior Sales Team Now!
New Searches - November
    The Ultimate Hire by Ken Lubin, ZRG Partners
Homeowners Seek New Cities for Affordable Housing
    MReport.com
Estimated Share of Residents Living with
    at Least One Dog by Metropolitan Area, 2021
FDIC-Insured Institutions Reported Net Income
    of $71.7 Billion in Third Quarter 2022
Tandem Finance Partners with LilyPad EV
    Streamlining EV Charging Station Locations
Chris Walker Education Fund Accepting Grant Requests
  $20K available
Is That Black Enough for You?!? (Netflix), Wendell & Wild   
  (Netflix), Armageddon Time (Vudu), Rosaline (Hulu),
     Tar (Vudu, iTunes) with Reviews by Fernando Croce
American Bulldog
    Des Moines, Iowa  Adopt-a-Dog
2022 Survey for Commercial Equipment
    Leasing and Finance Originators
News Briefs ----
The 10 best states to find a job right now,
    according to new research
LastPass reveals another security breach
    The password manager was hacked  August, 2022
Hurricane Ian caused the second-largest insured
    loss on record after Hurricane Katrina
Deluge of Fraud Claims Adds to Concerns About Credit Scores
    False claims of identity theft raise questions

You May Have Missed ---
Janet Yellen blames Americans' 'splurging'
     for record-high inflation

Broker/Funder/Industry Lists | Features (wrilter's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months
Sales Make It Happen

Sports Brief----
 California Nuts Brief---
   "Gimme that wine"
    This Day in History
     SuDoku
      Daily Puzzle
       GasBuddy
        Weather, USA or specific area
         Traffic Live----
          Wordle

######## surrounding the article denotes it is a “press release,” it was not written by Leasing News nor has the information been verified. The source noted. When an article is signed by the writer, it is considered a “byline.” It reflects the opinion and research of the writer.


[headlines]
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Bringing in 2023 Through Disclosure Laws
Top 10 States to Watch
By Ken Greene, Leasing News Legal Editor

This won’t be quite as exciting as watching the Times Square ball drop at midnight on New Year’s Eve, but in keeping with the “best of 2022” lists that proliferate this time of year, this will be our list of disclosure laws that will or may drop in 2023, in chronological order, together with links to the states and, where appropriate, regulations. Note that in many, if not most of these states, the ball is still in the air.

Keep in mind that every state is different, so there is no “one size fits all” for each state, not even within the states themselves. It is definitely not so soon to get your compliance and/or legal team ready.

  1. Virginia: Became effective on July 1, 2022. Note the registration requirements. Critically, this law is only applicable to sales-based transactions (aka merchant cash advances), so it has limited applicability to the equipment finance industry. Here’s the text of the law: https://lis.virginia.gov/cgi-bin/legp604.exe?221+ful+HB1027ER

  2. California: Effective date December 9, 2022. Very labyrinthine. There is no registration requirement, but there are mandatory licensing requirements in a different set of California laws, so do not neglect them. Here are the links to the disclosure laws, regulations, and the explanatory text: The Law: https://leginfo.legislature.ca.gov/faces/billTextClient.xhtml?bill_id=201720180SB1235
    The Regulations: https://dfpi.ca.gov/wp-content/uploads/sites/337/2022/06/PRO-01-18-Commercial-Financing-Disclosure-Regulation-Final-Text.pdf?emrc=e28347
    The Statement of Reasons: https://dfpi.ca.gov/wp-content/uploads/sites/337/2022/06/PRO-01-18-Commercial-Financing-Disclosure-Regulation-Final-Text.pdf?emrc=e28347

  3. Utah: Next up, the effective date is January 1, 2023. Note the somewhat unique registration requirement. The Law: https://le.utah.gov/xcode/Title7/Chapter27/C7-27_2022050420220504.pdf

  4. New York: The proposed regulations were released on September 14, 2022 were open to comment until October 31, 2022. Although the law was signed into effect on December 23, 2020, the compliance date will not occur for six months following approval of the regulations, which has not yet occurred. Accordingly, the earliest date this law will become operational is in May of 2023, and very well might be further delayed due to lobbying and opposition to the regulations. The latest change was to broaden the jurisdictional reach of the statute from loans made in the state to include any loans made by providers located in the state no matter where the borrower is located. This is creating major pushback from the industry. The Law: https://www.nysenate.gov/legislation/bills/2019/s5470
    The Regulations (still a work in “progress”): https://www.dfs.ny.gov/system/files/documents/2022/09/rp_23nycrr600_text_20220914.pdf

  5. New Jersey: Still in the state legislature, although introduced five years ago. This one is
    having a hard time gaining traction. No way to predict if it ever will or when it might become operative.The Senate Bill: https://pub.njleg.gov/bills/2020/S0500/233_I1.HTM

  6. Connecticut: This bill stalled in the Senate back in May of 2022. We expect it to return for a third try in 2023, but we do not know if or when it will take hold.
    The General Assembly bill: https://www.cga.ct.gov/2021/TOB/S/PDF/2021SB-00745-R01-SB.PDF

  7. Missouri: The “Show Me” state ironically adopted a simpler approach in January 2022. The bill was originally intended to take effect in August 2022, but it has been stalled in the Senate, so we don’t know when it will become effective. The Senate Bill: https://www.senate.mo.gov/22info/pdf-bill/intro/SB963.pdf

  8. North Carolina: North Carolina’s “Small Truth in Financing Act” was introduced in May of 2021. It too remains in the House, so we don’t know if or when it will take effect, The House Bill: https://webservices.ncleg.gov/ViewBillDocument/2021/51680/0/DRH10488-MUf-27A

  9. Mississippi: The Magnolia State planted House Bill 1178 in July 2022, but the seeds failed to sprout and the bill died in committee. No prediction on whether that one is coming back.

  10. Maryland: This state had not one but two pending bills, one in the Senate and one in the House. The House bill has been withdrawn but the Senate Bill soldiers on, with some changes. It is very similar to New York’s law. Again, no predictions on an effective date.
    The Senate Bill: https://mgaleg.maryland.gov/2022RS/bills/sb/sb0825t.pdf 

So there’s your countdown for 2023 and beyond. Here’s hoping for a more peaceful, less tumultuous year without COVID, without serpentine disclosure laws, and whatever else you feel belongs on this wish list.



A State-by-State Analysis of License Requirements for Lenders and Brokershttps://leasingnews.org/Pages/states_license.html


Ken Greene
Tel: 818.575.9095
Fax: 805.435.7464
ken@kengreenelaw.com
Alternate: kengreenelaw@outlook.com

Ken Greene Leasing & Finance Observations
https://leasingnews.org/Pages/greene_observations.htm

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Leasing and Finance Industry Help Wanted
Excellent Compensation/Marketing Support/Work



[headlines]
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New Searches November

The Ultimate Hire by Ken Lubin, ZRG Partners

2022 is on its way out, 2023 is knocking. The holidays are here and it is time to give yourself the best gift of the year: a new Career with your dream company! Now is the best time to look ahead, get in front of your 2023 goals, and to make your next year the best yet. If you are looking to make a move and take your career to the next level, the time is now!

Below are the list of searches that we have been retained to fill. If you think you could be a fit or know anyone that could be, feel free to reach out to me at klubin@zrgpartners.com

SVP of Sales - A leading independent finance company is looking to hire the #1 Sales Leader to transform the business development team. This person will be responsible for building, developing and taking the sales team to the next level. Must have experience with both vendor and end-users, as well as the willingness to be a collaborative leader that can make an impact at the executive level.

Controller - National Fintech Leasing Company is looking for a Controller that has strong leadership, lease accounting, and systems experience. This role will be among the key leadership team and will have a direct impact on the tactical day to day operations of this high growth player.

Business Development - Global Captive Healthcare (2 Roles, Southeast and NorthWest).  A large Global Captive in the Healthcare/Medical Space is looking for strong business development professionals that have sold financing into this space.  One role will be covering San Francisco to Seattle, the other, Southern Florida.

Head of Credit - Boston based Equipment finance company is looking to hire 2 new credit analysts: One Junior and one Senior.  With the significant growth of the business, they need to hire individuals who thrive in a fast paced, high growth, entrepreneurial environment.

Head of Documentation – New York/New Jersey:  A highly critical search for a high level Sr. Documentation professional for a tier one private equity owned equipment finance.  Must have experience doing mid to large ticket deals.

Business Development - Large Ticket (National). This DeNovo equipment finance company is looking to build its initial team of Business Development professionals.  They are looking to grow into the following: Sponsor Finance, PE, Hard Asset, Construction, Food and Bev, Manufacturing, Brown Water Marine, Energy, a Ground floor Opportunity.

Business Development (multiple): Equipment Finance (direct and vendor.)  A top tier storied credit player in the market. “There is no such thing as a bad credit, just a bad structure.”
If you are an expert in doing storied credits or are missing the boat on deals your company won’t do, this is the place for you. (National)

The time is now to make a change going in 2023!

If you have any questions and would like to chat, email me at klubin@zrgpartners.com


Ken Lubin
Managing Director
ZRG Partners, LLC
Americas I EMEA I Asia Pacific
C: 508-733-4789
https://www.linkedin.com/in/klubin/


"What is the Ultimate Hire? The Ultimate Hire is the professional that every business, team or leader needs in their organization. This is the high performance individual that always rises to the top, brings the team to the next level and can significantly add to the bottom line. The Ultimate Hire is the person that you can't afford to be without. Finding, Attracting, Hiring and Retaining these professionals is critical to the success of your business. We have identified these traits and can help you find these top professionals."

The Ultimate Hire Collection:
http://leasingnews.org/Conscious-Top%20Stories/ultimate.html



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Homeowners Seek New Cities for Affordable Housing
TheMReport.com

Continuing a trend that picked up three months ago, 24.1% of homebuyers are looking to move from one major metropolitan to another according to a new report from Redfin.

While this number is not the highest recorded by Redfin, it is only off 0.1% from that number of 24.2% which occurred in the third quarter of 2022. This number is also up from the 18% who wanted to move in 2019, well before the pandemic took hold of the markets.

As a whole, the housing market cooled significantly during the second half of 2022 when increasing mortgage rates—along with inflation and a stumbling economy—began to put big dents in the budgets of home seekers and mostly eliminated the refinance market as a whole.

But people are still buying homes, and when they do, according to Redfin, they are moving in “unprecedented” numbers to new metropolitan areas seeking affordable areas to maximize cost savings in a 7% mortgage-rate environment.

According to Redfin, the average 30-year-fixed mortgage rate was 6.9% in October, up 3.83 percentage points from 3.07% one year earlier—the largest year-over-year increase during any month since 1981. That has caused monthly mortgage payments for homebuyers to roughly double from a year earlier. And while rates have come down slightly in November, they’re still significantly higher than they were last year.

So where are buyers moving to? Mainly to the Sunbelt, as the data shows; the top-5 most popular destinations monitored by Redfin include: Sacramento, California (net inflow of 7,700); Las Vegas, Nevada (7,100); Miami, Florida (6,700); San Diego, California (6,500); and Tampa, Florida (5,600).

These locations are popular because of lower costs of living and cheaper real estate helps home seekers get more home for less money. In Las Vegas, for instance, the typical home cost $410,000 in October, roughly half the price of the typical home in Los Angeles ($823,000)—the most common origin for people moving there.

So where are people leaving for greener fields? The top-five metropolitan areas that saw loss were: San Francisco, California (net outflow of 35,800); Los Angeles, California (34,100); New York City, New York (22,400); Washington, D.C. (18,100); and Boston, Massachusetts (7,800).


[headlines
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Estimated Share of Residents Living with
at Least One Dog by Metropolitan Area, 2021

Source: 2021 American Housing Survey



[headlines]
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##### Press Release ############################

FDIC-Insured Institutions Reported Net Income
of $71.7 Billion in Third Quarter 2022

  • Net Income Increased Quarter Over Quarter and Year Over Year
  • Net Interest Margin Widened
  • Unrealized Losses on Securities Increased
  • Loan Growth Was Broad Based
  • Asset Quality Metrics Remained Favorable Despite Growth In Early-Stage Delinquencies
  • Community Banks Also Reported Increased Net Income


FDIC Acting Chairman Martin J. Gruenberg, said, “The banking industry reported generally positive results in the third quarter as loan balances strengthened, net interest income grew, and asset quality metrics remained favorable. Looking forward, the effects of inflation, rising market interest rates, and continuing geopolitical uncertainty will continue to challenge bank profitability, credit quality, and loan growth.”

WASHINGTON— Reports from 4,746 commercial banks and savings institutions insured by the Federal Deposit Insurance Corporation (FDIC) reflect aggregate net income of $71.7 billion in third quarter 2022, an increase of $7.3 billion (11.3 percent) from the second quarter. An increase in net interest income drove the increase in net income. These and other financial results for third quarter 2022 are included in the FDIC’s latest Quarterly Banking Profile released today.

Highlights from the Third Quarter
2022 Quarterly Banking Profile

Net Income Increased Quarter over Quarter and Year over Year: Quarterly net income totaled $71.7 billion in third quarter 2022, an increase of $7.3 billion (11.3 percent) from the second quarter. An increase in net interest income more than offset an increase in provisions for credit losses, driving the quarter-over-quarter increase in net income. Nearly three quarters of all banks (73.3 percent) reported an increase in net income from the prior quarter. Net income also grew $2.2 billion (3.2 percent) from third quarter 2021, as growth in net interest income exceeded growth in provision expense.

Community Bank Net Income Rose From a Quarter Ago and Year Ago: Community bank quarterly net income for the 4,308 community banks grew $1.0 billion (13.5 percent) from one quarter ago to $8.5 billion in third quarter 2022. Higher net interest income more than offset lower noninterest income and higher noninterest expense. Seventy-four percent of community banks reported higher net income from last quarter. Net income also increased $317.5 million (3.9 percent) from one year ago because of higher net interest income. Sixty-three percent of community banks reported higher net income than one year ago.

The Community bank Merger Activity Continued in the Third Quarter: Twenty-six institutions merged, three new banks opened, and no banks failed in third quarter 2022.unity bank pretax ROAA ratio rose 17 basis points from one quarter ago to 1.51 percent.

#### Press Release #############################


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#### Press Release #############################

Tandem Finance Partners with LilyPad EV
Streamlining EV Charging Station Locations

LilyPad EV LLC is a nationwide full-service electric vehicle charging station provider for commercial businesses; today, they have announced collaboration with Tandem Finance to streamline the financing process for auto dealerships and all small and medium-sized companies wanting to install EV charging station infrastructure.

As a ChargePoint® premier partner, LilyPad EV launched in 2009 to meet the growing demand for high-quality EV Charging solutions – at present, LilyPad EV has completed over 5000+ turn-key installations.


Frank Huerta, Product Manager at LilyPad EV said, "Our biggest takeaway from customers like new car dealers is that the responsibilities of EVs, and EV charging, have been brought upon them suddenly with scant support and quite a large learning curve. Our job as their trusted EV partner is to educate, consult, and ultimately find the right solution for their business.

“We chose a relationship with Tandem Finance because we can trust them to have the best interest of our customers; they understand the impact EV charging opportunities bring to business owners and the communities they serve." 


Joe Galo, Tandem's Senior Sales Manager, "Tandem Finance was designed to accommodate every type of business, from a blue-chip enterprise to your average start-up. That mission extends to an emerging industry of providing EV charging equipment throughout the United States. By offering market-leading rates for LilyPad EV customers who invest in ChargePoint's best-in-class program,

“Tandem is empowering business owners to join the electric revolution."

Tandem Finance is the first and only U.S. equipment financing company to serve in the vendor channel as a direct lender that can accommodate commercial customers of all credit grades - offering full-funding equipment financing. As the only publicly traded company in the commercial lending industry, Tandem provides unmatchable leverage by offering broad and deep approval capabilities and funding designed per customer per site.

Learn more about LilyPad EV’s collaboration with Tandem at
https://lilypadev.com/

### Press Release ############################

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### Press Release ############################

Chris Walker Education Fund Accepting Grant Requests
$20K available to Support Education Initiatives


Chris Walker, CLP
(Photo: GreatAmerica Corporate Directory)

The Chris Walker Education Fund Board of Trustees is continuing its annual mission in honoring late NEFA Member and Member of NEFA’s Board of Directors, Chris Walker. The Chris Walker Education Fund focuses on an issue near and dear to Chris’s heart – education and the idea of a “lifetime of learning.”

The Board is now actively raising funds and accepting grant requests to honor Chris’s great service to the industry until the application deadline of February 28, 2023. The fund will award a total of $20,000 in grants to be distributed by the end of February 2023. The grant application process is available to individuals as well as associations, foundations, and institutions. Individual grants may be requested up to $1,500, or an amount equal to the cost of qualified industry-related education.

Funds available through the Chris Walker Education Fund may be used for any project or need that provides industry education opportunities for leasing professionals. This includes grants for industry-related education, certifications (such as the Certified Lease and Finance Professionals (CLFP) designation), educational initiatives of the NEFA, or other educational initiatives related to the equipment finance industry. Through its founding in 2011, the Chris Walker Education Fund has now funded over $100,000 in educational grants. All grant requests must be submitted online through the following link: https://www.nefassociation.org/about-us/chris-walker-education-fund/.

About the fund
Education was always important to Chris Walker, as a NEFA Member and Member of NEFA's Board of Directors. When Chris passed away in 2011, many NEFA Members and other industry professionals wanted some way they could make a donation to honor Chris and continue his great service to this industry. This resulted in the creation within NEFA of the Chris Walker Education Fund. The Board of Trustees is industry leaders who donate their time and talents to promote the mission of the Chris Walker Education Fund. For more information on the Chris Walker Education Fund, visit https://www.nefassociation.org/page/Chris_Walker_Education_Fund.

Committee Members:
                         
Laura Carini, CLFP
Financial Pacific Leasing
laurac@finpac.com

Kim King, CLFP
BankFinancial Equipment Finance
KKing@bankfinancial.com

Jaimie Haver
Happy Manufacturing, Inc.
jaimiehaver@happymfging.com

Randy Haug
LTi Technology Solutions
rhaug@ltisolutions.com

Tim McConnell
Navitas Credit Corporation
tmcconnell@navitascredit.com

Chris Lerma, CLFP
AP Equipment Financing
clearma@apfinancing.com

Kayla Perlinger, CLFP
Oakmont Capital Services, LLC
kperlinger@oakmontfinance.com

Chad Sluss
NEFA
csluss@nefassociation.org

#### Press Release #############################

 

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Watch at Home
by Fernando Croce, Leasing News Movie Reviewer

Autobiographical portraits (“Armageddon Time”), illuminating documentaries (“Is That Black Enough for You?!?”), clever adaptations (“Rosaline”), intense dramas (“Tár”) and mischievous animation (“Wendell & Wild”) make for a most diverse row of new streaming releases. Check ‘em out!

Armageddon Time (Vudu): James Gray (“Two Lovers”) adds to his collection of affecting New York dramas with this thoughtful autobiographical portrait, set during the filmmaker’s youth in the early 1980s. His stand-in is Paul Graff (Michael Banks Repeta), a Queens teenager with artistic aspirations and a troubled home. The kindness of his mother (Anne Hathaway) contrasts with the violent temper of his father (Jeremy Strong), but relief comes from his grandfather (Anthony Hopkins), whose good-humored wisdom helps him forge a close bond with the boy. Paul also learns about life from his friend Johnny (Jaylin Webb), who has his own path to struggle with. Coming-of-age stories are hardly new, but Gray and his cast sidestep easy sentimentality with shaded emotions and a robust sense of time and place.

Is That Black Enough for You?!? (Netflix): A side of the medium that’s often given short shrift, African-American cinema is examined in all its richness and complexity in this intelligent, entertaining documentary from veteran film critic Elvis Mitchell. Sprawling decades, it shines a light on such potent figures as Oscar Micheaux, a silent-era director who hoped to strike back at the racism of “Birth of a Nation.” From the mostly servile or villainous roles offered to Black actors during Hollywood’s Golden Age, the shift comes in the 1960s, when Sidney Poitier and Harry Belafonte brought activist fire both on and off the screen. Going into the 1970s and beyond, Mitchell’s film is a treasure trove of clips and illuminating anecdotes, with Whoopi Goldberg, Laurence Fishburne, and Samuel L. Jackson amid the interviewees.

Rosaline (Hulu): Shakespeare’s “Romeo and Juliet” has been done countless times, but director Karen Maine gives the famous tragedy a clever twist by comically focusing not so much on the doomed lovers as on footnote characters. Jilted by the handsome, vacuous Romeo (Kyle Allen) for her estranged cousin Juliet (Isabela Merced), Rosaline Capulet (Kaitlyn Dever) is determined to break up the legendary couple. Straining the already fragile truce between the Capulets and the Montagues, her sneaky machinations bring her instead closer to her unwanted suitor, Dario (Sean Teale). Blurring the lines between medieval Italy and modern California, Maine’s film plays briskly with shifting points of view and witty references. Holding it all together is Dever’s sparkling turn, at ease with ribald wordplay as well as romantic ardor.

Tár (Vudu, iTunes): Cate Blanchett delivers an emotionally ferocious, critically acclaimed performance in this sleek character study from director Todd Field (“In the Bedroom”). She stars as Lydia Tár, a world-renowned music composer and conductor whose life starts to spiral out of control when a former protégé (Sylvia Flote) reveals compromising emails before committing suicide. In addition to her legal problems, Tár also risks losing her ailing wife, Sharon (Nina Hoss), as she grows obsessed with a young cellist (Sophie Kauer). In this maelstrom of intrigue, the façade of art and fame cracks intriguingly under the weight of ambition and desire. Directing his first film in sixteen years, Field builds the narrative as a taut crescendo around Blanchett’s blistering energy. The results are intense, intimate, and darkly humored.

Wendell & Wild (Netflix): After over a decade away from screens, stop-motion specialist Henry Selick (“The Nightmare Before Christmas”) returns with another affectionately ghoulish fable, which also marks the reunion of “Key & Peele” creators Keegan-Michael Key and Jordan Peele (who co-wrote the film). The protagonist is Kat (voiced by Lyric Ross), an orphaned teenager who, struggling to fit in, returns to her dilapidated hometown. Her life takes a sudden, fantastical turn when she meets a pair of mischievous demon brothers, Wendell (Key) and Wild (Peele), who plan to escape their netherworld imprisonment with her help. Their offer: Release them into the human world, and they’ll bring her parents back to life. Though full of potentially gloomy themes, the film remains light and ticklish, with Selick’s artistry harmonizing with Peele’s satire.

Fernando Croce is a nationally recognized film reviewer and has been contributing to Leasing News since the summer of 2008. His reviews appear each Friday.

Fernando's Reviews: https://leasingnews.org/Conscious-Top%20Stories/Fer-Review.htm

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American Bulldog
Des Moines, Iowa  Adopt-a-Dog

Apollo

ID: 214802
Male
e Years old
60.6 lbs.
Color: Brown
Neutered
Site: ARL Main

ARL Animal Rescue League
5452 NE 22nd Street
Des Moines, IA 50313
(515) 263-9503
https://www.arl-iowa.org/

Adoption Hours
Monday through Friday
12 p.m. to 7 p.m.
Saturday and Sunday
10 a.m. to 6 p.m

Adoption Process & Fees
https://www.arl-iowa.org/adopt/adoption-process/

Care After Adoption
https://www.arl-iowa.org/pet-help/

American Bulldog
The American Bulldog is a powerfully built dog whose original function was that of a farm utility dog and family companion and protector. The American Bulldog is thought to have been in the United States as early as the 1700s...
https://www.akc.org/dog-breeds/american-bulldog/

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Survey for Commercial Equipment
Leasing and Finance Originators
Scott Wheeler Business Consulting

Wheeler Business Consulting is committed to the commercial equipment leasing and finance industry. We provide a free "Sales Tip" to thousands of finance and leasing professionals on a weekly basis. Today we are asking for your assistance.

For seven years, Wheeler Business Consulting has facilitated an annual survey of originators' production numbers and incomes. The survey results are shared on the website and through a monthly newsletter.

2022 has been a dynamic and robust year for many originators and these results will be interesting to originators throughout the industry. Your participation is greatly appreciated and is needed to increase the value of the data. 

The survey requires only 2 to 5 minutes to complete.
https://www.surveymonkey.com/r/PFP8NVG

Questions and suggestions regarding the survey are welcome.

Phone: 410-877-0428
email: scott@wheelerbusinessconsulting.com

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News Briefs---

The 10 best states to find a job right now,
    according to new research
https://www.cnbc.com/2022/12/01/-the-10-best-states-to-find-a-job-right-now-according-to-new-research.html

LastPass reveals another security breach
The password manager was hacked  August, 2022
https://www.engadget.com/lastpass-reveals-another-security-breach-075158853.html

Hurricane Ian caused the second-largest insured
loss on record after Hurricane Katrina
https://www.cnbc.com/2022/12/01/hurricane-ian-was-costliest-disaster-on-record-after-katrina-in-2005.html

Deluge of Fraud Claims Adds to Concerns About Credit Scores
    False claims of identity theft raise questions
https://www.wsj.com/articles/credit-score-washing-identity-theft-11669848797?reflink=desktopwebshare_permalink



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Janet Yellen blames Americans' 'splurging'
     for record-high inflation
https://www.foxnews.com/media/yellen-blames-americans-splurging-pandemic-record-high-inflation


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Sports Briefs---

No. 4 USC hopes to break playoff dry spell for Pac-12
https://www.pressdemocrat.com/article/sports/no-4-usc-hopes-to-break-playoff-dry-spell-for-pac-12/

49ers’ Nick Bosa captures NFL award for November dominance
https://www.pressdemocrat.com/article/sports/49ers-bosa-captures-nfl-award-for-november-dominance/

49ers season rests with the health of Jimmy Garoppolo
https://49ers.pressdemocrat.com/49ers-season-rests-with-the-health-of-jimmy-garoppolo/

USA TODAY Sports' Week 13 NFL picks: NFC East rival
Giants, Commanders battle for playoff positioning
https://www.usatoday.com/story/sports/nfl-picks/2022/12/01/nfl-picks-week-13-spreads-locks-giants-commanders-bengals-chiefs/10801775002/

Aaron Rodgers returns to practice
https://www.theredzone.org/Blog-Description/EntryId/26580/Aaron-Rodgers-returns-to-practice

Antonio Brown faces battery charge
after alleged domestic incident
https://www.washingtonpost.com/sports/2022/12/01/antonio-brown-arrest-warrant/

Deshaun Watson set to make Browns debut
in Houston; accusers to attend game
https://www.washingtonpost.com/sports/2022/12/0

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California Nuts Briefs---

California set for another year of brown lawns,
    tight water restrictions
https://www.latimes.com/california/story/2022-12-01/california-to-see-more-brown-lawns-and-water-restrictions?utm_id=78066&sfmc_id=1646692

California Wines Pour Jobs and Dollars into Economy
https://wineinstitute.org/press-releases/california-wines-pour-jobs-and-dollars-into-economy/


[headlines]

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"Gimme that wine"

The Wines Actually Worth Buying from NBA Stars
https://www.wsj.com/articles/best-wines-nba-stars-11669840015

Legendary Winemaker, Paul Draper, Reflects On The
60th Anniversary of Ridge Monte Bello Vineyards
https://www.forbes.com/sites/lizthach/2022/11/30/legendary-winemaker-paul-draper-reflects-on-the-60th-anniversary-of-ridge-monte-bello-vineyards/?sh=c63ffad495b4

Sonoma County wine featured at White House state dinner
https://www.pressdemocrat.com/article/lifestyle/sonoma-county-wine-featured-at-white-house-state-dinner/

Goat cheese from North Coast to be served
     at White House state dinner
https://www.pressdemocrat.com/lifestyle/food/?ref=menu

Red, white, blue theme for French White House state dinner
https://www.pressdemocrat.com/article/news/red-white-blue-theme-for-french-white-house-state-dinner/

Local winemakers to participate in roundtable
for ‘Cab Franc Day’
https://pasoroblesdailynews.com/local-winemakers-to-participate-in-roundtable-for-cab-franc-day/154950/

Economic effects of California’s wine industry grow
27% over last 6 years, study finds
https://www.northbaybusinessjournal.com/article/industrynews/economic-effects-of-californias-wine-industry-grow-27-over-last-6-years/


“Gimme that Wine”

http://www.youtube.com/watch?v=EJnQoi8DSE8

Free Wine App
https://www.nataliemaclean.com/mobileapp/

Wine Prices by vintage
http://www.winezap.com
http://www.wine-searcher.com/

US/International Wine Events
http://www.localwineevents.com/

[headlines]
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This Day in History

     1662 - An act “prohibiting the entertainment of Indians without badges” was passed by the Assembly at James City, VA. Colonial badges were issued to “friendly Natives,” authorized in Virginia by the Act of 1661, which authorized “silver and plated plaques to be worn by the Indians when visiting the settlements.” One of these has a crude representation of a tobacco plant and scrolls, above which is “The King OF” on the obverse, while on the reverse is a similarly engraved plant and the word “Patomeck” with the “e” over lined. The surface edges were engraved to represent scrolls and foldings, while the medal was holed for suspension. It was also common in many Southern states to require slaves of all races and colors to wear “badges” or “medal tags” to donate their owner, plus giving the authority to be off the “premises.” There were also “slave hire badges,” worn by slaves hired out by their owners.
This site sells these pieces of history:
http://www.exonumia.com/slave.htm
here are 1834-Slave tags
http://prices4antiques.com/itemsummary/104768.htm
http://www.wakeforestcoins.com/slave%20badges/slave%20badges.htm
http://www.p4a.com/itemdetail/79637.htm
    1763 - Members of the Jewish community of Newport, Rhode Island witnessed the dedication of the Touro Synagogue, the first synagogue in what became the United States. Sephardic Jews in Jamaica, Surinam, London and Amsterdam sponsored the building of this first major center of Jewish culture in America. Designed in the Georgian style by English architect Peter Harrison, the synagogue was named for Isaac Touro, its first officiating rabbi. There were Jewish religious meetings in New York and Atlanta, Georgia, however this is considered the first building. It is considered an architectural masterpiece, and by the way, Touro Synagogue is the sole surviving synagogue built in colonial America.
(Lower half of: http://memory.loc.gov/ammem/today/dec02.html )
    1777 - Lydia Barrington Darragh (1729-89) is known as “The Spy Who Saved George Washington.” History records she hid this evening in the linen closet and listened to the British leaders discussing a surprise attack against Washington's army. The next day, she walked several miles through the snow to the American army's location at Whitemarsh to alert Washington so that when the British launched its attack, Washington and his men were ready. This was considered one of the major turning points in the war as the American army, instead of forcing the British troops back to Philadelphia, would have faced almost total destruction.
http://www.ushistory.org/march/bio/lydia.htm
http://www2.whidbey.net/jerod/lydiadarragh.htm
http://www.lexidigital.com/bcdarwomen4.htm
    1812 - James Madison was re-elected President, defeating De Witt Clinton of New York, who had been endorsed by the Federalists and by Democratic-Republicans opposed to what became the War of 1812. Elbridge Gerry, Democratic-Republican of Massachusetts, was elected Vice President. The electoral vote was Madison, 128; Clinton, 89; and Gerry, 131, Charles Jared Ingersoll, Federalist of Pennsylvania, 86.
htt  p://www.whitehouse.gov/history/presidents/jm4.html
    1816 – The first savings bank in the US opened as the Philadelphia Savings Fund Society.  In 1992, federal regulators seized the 176-year-old bank and placed it into the receivership of the FDIC. The FDIC then sold its remaining assets to Mellon Financial for $335 million. Mellon renamed the former PSFS branches Mellon PSFS, a name which lasted the end of 2001, when the branches were acquired by Citizens Financial Group.
    1823 - President James Monroe, in his annual message to Congress, enunciated the doctrine that bears his name and that was long hailed as a statement of US Policy: “...In the wars of the European powers in matters relating to themselves we have never taken any part---we should consider any attempt on their part to extend their system to any portion of this hemi-sphere as dangerous to our peace and safety.” George Washington in his farewell speech noted his policy and opinion, but obviously it was not followed as the United States continued its expansion into foreign territory owned by European countries, including Ohio, Florida, West of the Mississippi and Canada, which in part, contributed to the War of 1812 with Britain. By this year, the United States had claims on most of the territory except for that owned by Mexico and Russia, (not including islands such as Hawaii or other areas owned by Spain or lands still considered to be Indian territory) which we either traded or conquered.  Those areas are part of the South West, including California. The posturing of US, or for that fact, any foreign government official, often had little to do with “reality,” meaning the “expansion” or “acquisition.” Read your American history, not what they taught you in grammar or high school.
http://www.amazon.com/exec/obidos/tg/detail/-/0684818868/qid=1038511881/sr=2-1/
102-1682336-8966565?v=glance&s=books

    1831 - Birthday of Francis N. Peloubet (d. 1920), American Congregational clergyman. A promoter of the Sunday School, he penned 44 annual volumes of "Select Notes on the International Sunday School Lessons" between 1875 and his death in 1920. They were known afterward as "Peloubet's Notes."
    1840 - William Henry Harrison was elected President, John Tyler of Virginia was elected Vice-President in a Whig landslide, defeating incumbent President Martin Van Buren, Democrat. In 1837, the panic began. Hundreds of banks and businesses failed. Thousands lost their lands. For about five years, the United States was wracked by the worst depression thus far in its history. Programs applied decades later to alleviate economic crisis eluded both Van Buren and his opponents. Van Buren's remedy--continuing Jackson's deflationary policies--only deepened and prolonged the depression. Declaring that the panic was due to recklessness in business and over expansion of credit, Van Buren devoted himself to maintaining the solvency of the National Government. He opposed not only the creation of a new Bank of the United States but also the placing of Government funds in state banks. He fought for the establishment of an independent treasury system to handle Government transactions. As for Federal aid to internal improvements, he cut off expenditures so completely that the Government even sold the tools it had used on public works. The electoral vote was Harrison 234, Martin Van Buren, 60. The popular vote was Harrison, 1,275,017; Van Buren, 1,128,702; James G. Birney, Liberty Party, candidate, 7059. Unfortunately, William Henry Harrison, 68, caught cold at his inauguration on March 4, and died of pneumonia on April 4, 1841. For the first time, a Vice President succeed to the presidency. Tyler, although he had run on the Whig ticket, was not a Whig at heart. He had previously supported the Democrat, President Andrew Jackson in 1828 and 1832, and had major political disagreements with the northern, conservative wing of the Whig Party. His administration was characterized by bickering and frustration, as Henry Clay and Daniel Webster tried to control Tyler and shape the White Party to their own interests.
http://www.whitehouse.gov/history/presidents/mb8.html
http://www.whitehouse.gov/history/presidents/jt10.html
http://www.whitehouse.gov/history/presidents/wh9.html
    1845 - In a State of the Union address, President James K. Polk proposed that the United States should aggressively expand into the West. The territorial expansion of the US from 1812 to 1860, from the end of the War of 1812 to the beginning of the Civil War, has been called the "age of manifest destiny." During this time, the United States expanded to the Pacific Ocean, largely defining the borders of the contiguous US as they are today.
    1859 - John Brown, Abolitionist leader who is remembered for his raid on the US arsenal at Harper's Ferry, VA, was hanged for treason at Charles Town, WV. On October 16, he and 21 followers had seized the federal arsenal at Harpers Ferry (now in West Virginia) to establish an abolitionist republic in the Appalachians and to fight slavery with fugitive slaves and abolitionist whites. Groups had been raiding “free states” in retaliation for hiding slaves or helping them to escape to Haiti or Canada permanently. He had moved to Kansas to help organize resistance to these Southern raids.  It is interesting to note the men who appeared upon the scenes of these opening hostilities at Harpers Ferry, as they became famous or celebrated characters in the great drama of the civil war. Among those who became Confederate generals were: S. Cooper, R. E. Lee, J. E. B. Stuart, John B. Floyd and Henry A. Wise; and among colonels, C. J. Faulkner and A. R. Boteler. In the committee of the United States Senate, appointed by resolution of December 14, 1859, to inquire into the facts attending this invasion, were Hons. Jefferson Davis and J. M. Mason, and this committee had before it as witnesses, Hons. W. H. Seward, J. R. Giddings, Henry Wilson and Andrew Hunter. John A. Andrews, of Massachusetts, secured funds to pay Brown's counsel. In the South, John Brown was thought of as a murderer and traitor who deserved the gallows, but in the North his gibbet was described as “the cross of a martyr.” In Concord, Mass., Henry David Thoreau wrote of Brown, “When a government puts forth its strength...to kill the liberators of the slave, what a merely brute...force it is seen to be.” Longfellow wound a prophetic note: “This will be a great day in our history, the date of a new revolution...As I write, they are now leading old John Brown to execution...This is sowing the wind to reap the whirlwind, which will soon come.”
http://infoplease.com/ce6/people/A0809136.html
http://www.civilwarhome.com/johnbrown.htm
    1863 - Charles Ringling (d. 1926) was born in McGregor, IA.  As one of the Ringling Brothers, who owned the Ringling Brothers and Barnum & Bailey Circus, he was in charge of production.
    1864 - Confederate General Archibald Gracie, Jr., is killed in the trenches at Petersburg, Virginia, when an artillery shell explodes near him. Gracie was born in New York in 1832. He was educated in Germany before he attended West Point, from which he graduated in 1854. Although his family lived in the North, his father owned a business in Mobile, Alabama, and Gracie moved there upon his resignation from the army in 1856. Gracie soon became an ardent supporter of the southern cause, and he was active in the Alabama state militia. In early 1861, before Alabama seceded from the Union, Gracie was ordered by the governor to seize the federal arsenal at Mount Vernon. Gracie's command protected Richmond in the summer of 1864, and his leadership at Drewry's Bluff was instrumental in holding Union General Benjamin Butler's force at bay near the Confederate capital. Gracie fought during the siege of Petersburg for the rest of the year, and he was recommended for promotion to major general. Unfortunately, he was killed before the rank was confirmed. Most of Gracie's family remained in the North, and his relatives arranged for transfer of his body to Union lines. He was buried in The Bronx.  His grandfather built what is now Gracie Mansion, the official residence of the Mayor of New York City.
    1867 - English writer Charles Dickens gives his first public reading in the United States, at Tremont Temple in Boston. Dickens was a hit with the American public, who anxiously awaited each installment of his serialized novels. The line for his first reading in New York was more than a mile long.
    1873 - The Reformed Episcopal Church was organized in New York City when 8 clergymen and 20 laymen broke from the Protestant Episcopal Church over a debate regarding proper church ritual.
    1887 – The International League disbanded.  Syracuse, Toronto, Hamilton, and Buffalo split off to form the International Association, while Newark, Jersey City, Wilkes-Barre and Scranton became the nucleus of the Central League.  At the present time, Syracuse, Buffalo and Scranton still have minor league teams, while Toronto is now the American League East Blue Jays.  Historically significant is Jersey City, the site of Jackie Robinson’s first professional game.  Currently, the International League is a 14-team circuit of Triple-A teams aligned with a Major League team. 
    1890 - Birthday of pianist/band leader Fate Marable (d. 1947), Paducah, KY.
http://www.redhotjazz.com/fatem.html
http://www.musicweb.uk.net/encyclopaedia/m/M299.HTM
http://www.redhotjazz.com/fate.html
http://mnmn.essortment.com/louisarmstrong_rsvy.htm
    1891 - Birthday of Dr. Charles Wesley (d. 1987), Louisville, KY.  African-American educator/historian.  He was the fourth African-American to receive a Ph.D. from Harvard. An ordained minister, Wesley’s distinguished career included 40 years of leadership with the African Methodist Episcopal Church. In 1976, he served as Director of the Afro-American Historical and Cultural Museum in Philadelphia, now known as the African-American Museum in Philadelphia.
http://www.dpw-archives.org/chw.html
    1895 - Birthday of organist Jesse Crawford (d. 1962), Woodland, CA.
http://www.ohscatalog.org/ohscatalog/jescrawearye.html
http://www.amazon.com/exec/obidos/ASIN/0911572112/inktomi-bkasin-20/
002-5410374-3716044

    1901 - King Camp Gillette designed the first razor with disposable blades. Up until this time, men shaved with a straight edge razor that they sharpened on a leather strap.  To sell the product, Gillette founded the American Safety Razor Company on September 28, 1901, changing the company's name to Gillette Safety Razor Company in July, 1902. Gillette obtained a trademark registration for his portrait and signature on the packaging. Production began in 1903, when he sold a total of 51 razors and 168 blades.  The Gillette brand is now owned by Proctor & Gamble, the result of their 2005 acquisition of The Gillette Company.
    1905 - Birthday of Moses Asch (d. 1986), founder of Folkways Records, Warsaw, Poland. 
http://www.folklife.si.edu/CFCH/coll.htm#asch
http://www.folkways.si.edu/
    1906 - Birthday of TV pioneer Peter Goldmark (d. 1977), born Budapest, Hungary. As an engineer at Columbia Broadcasting Systems Laboratory, he devised a color television system and later the LP (long playing) record album, which transformed the recording industry. Goldmark's color television, first demonstrated in 1940 and approved for commercial use after World War II, used a rotating, three-color disk to project color images. Although all-electronic color television quickly replaced Goldmark's mechanical system, closed-circuit television manufacturers continued to use Goldmark's design. In 1948, Goldmark developed the LP, which could carry as much music as six 78-rpm records. Later, as vice president of CBS, Goldmark developed a system that allowed the U.S. Lunar Orbiter to transmit photographs from the Moon to the Earth.
    1908 - The Federal Council of Churches of Christ in America was founded in Philadelphia. In 1950, this ecumenical organization was replaced by the National Council of Churches.
    1914 - Birthday of arranger/composer Eddie Sauter (d. 1981), Brooklyn, NY.
http://www.musicweb.uk.net/encyclopaedia/s/S25.HTM
http://shopping.yahoo.com/shop?d=product&id=1927179025
& clink=dmmu.artist&a=b

http://www.amazon.com/exec/obidos/ASIN/B0000507YK/
avsearch-df1-9-20/
002-5410374-3716044

    1916 - Birthday of tenor saxophone player Charlie Ventura (d. 1992), Philadelphia.
http://www.gkrp.net/charliebio.html 
http://www.amazon.com/exec/obidos/ASIN/B00005ARFW/avsearch-df1-9-20/
002-5410374-3716044

    1917 - Birthday of American singer Sylvia Syms (d. 1992), born Sylvia Blagman, Brooklyn. She was called the “world's greatest saloon singer” by Frank Sinatra and recorded 15 albums.
http://artists.spun.com/sylvia_syms
http://music.zodchiy.com/S/Sylvia_Syms.html
    1918 – Birthday of Milton DeLugg (d. 2015), Los Angeles.  A musician, composer and arranger, he was also a bandleader of Milton DeLugg and His Orchestra and The Tonight Show Orchestra.  Played on “Abe Burrows' Almanac,” “The Chuck Barris Rah Rah Show,” “Dagmar's Canteen,” “Doodles Weaver,” “The Newlywed Game,” “The Gong Show,” “Judge for Yourself,” “Your Hit Parade,” “Broadway Open House;” songwriter: “Orange Colored Sky.”  In 1958, he produced “Rave On” for Buddy Holly.
http://us.imdb.com/Bio?Delugg,%20Milton
http://www.spaceagepop.com/delugg.htm http://www.tvparty.com/lostmahoney.html
    1923 - Opera soprano Maria Callas (d. 1977) was born in New York City. Her appearances in public had to be protected by guards. She was swarmed by fans and the press: the new sleek Callas was too photogenic with her strongly defined facial features and huge eyes. Her open affair with one of the world's richest men, Greek shipping giant Aristotle Onassis, fanned the flames of the tabloids even higher keeping her personal life in headlines.... including the humiliating end of the affair as her former lover declined to marry her, then wooed and married Jacqueline Kennedy, the widow of President John Kennedy. Her last operatic performance was in 1965 in a career that had been marked by retirement from the high society life with Onassis before returning to the States, and quarrels with the managers of LaScala and the Metropolitan, and cancellations of performances. http://www.callas.it/framehome-e.html
    1927 - The first Ford Model A was unveiled in New York City's Waldorf Hotel and in 35 other cities around the U.S., Canada and Europe. The car was priced affordably: the Phaeton sold for $395.00 and the Tudor Sedan for $495.00. The lag between cars available and orders on hand had mounted to 800,000 by the spring of 1928. Ford made almost two million Model A cars in 1929 alone.  Model A production ended in March, 1932, after 4,858,644 had been made in all body styles.
http://www.mafca.com/
http://s1.amazon.com/exec/varzea/ts/exchange-glance/Y02Y2585701Y3188484/
002-5410374-3716044

    1930 – As the Great Depression took hold of the US a year after the crash in 1929, President Herbert Hoover proposed a $150 million public works program to help generate jobs and stimulate the economy.
    1931 - Birthday of pianist Wynton Kelly (d. 1971), Brooklyn, of Jamaican parents.
These are the best: 
http://www.fantasyjazz.com/catalog/kelly_w_cat.html
http://members.aol.com/jazz2312/profiles.html/kelly.html
http://www.amazon.com/exec/obidos/search-handle-url/index=music-artist&field-artist=
Kelly%2C%20Wynton/002-5410374-3716044

    1932 - "The Adventures of Charlie Chan" was first heard on the NBC Blue radio network. The Chinese detective became even more popular on the movie screen in the 1930s and 1940s.
(I have them all: http://www.mgm.com/chan/ )
DVD: http://members.tripod.com/classic-movies/ )
    1932 - Bing Crosby and Bob Hope appeared together for the first time onstage in a show at the Paramount Theater, where “The Mask of Fu Manchu”opened. The duo would become two of Hollywood's best-paid actors thanks to their comic rapport
    1935 - Birthday of pianist Ronnie Matthews (d. 2008), Brooklyn, NY. 
http://www.jazzpianists.com/RonnieMathews/
http://www.hitadesign.com/posters/jazz/jazzposters23.html
    1939 – LaGuardia Airport opened in NYC.  The site of the airport was originally used by the Gala Amusement Park, razed and transformed in 1929 into a 105-acre private flying field named Glenn Curtiss Airport after the pioneer Long Island aviator, later called North Beach Airport.  The initiative to develop the airport for commercial flights began with an outburst by New York Mayor Fiorello LaGuardia (in office from 1934 to 1945) upon the arrival of his flight at Newark Airport – the only commercial airport serving the New York City region at the time – as his ticket said "New York." He demanded to be taken to New York, and ordered the plane to be flown to Floyd Bennett Field in Brooklyn, giving an impromptu press conference to reporters along the way. He urged New Yorkers to support a new airport within their city.   
    1940 - Billy Eckstine records “Jelly, Jell” with Earl Hines' Band.
    1941 – On the day the US ceased it surveillance of the Japanese consulate, Admiral Yamamoto sent the Japanese fleet to Pearl Harbor.
    1942 - The first nuclear chain reaction was engineered by scientists lead by Enrico Fermi at University of Chicago’s Stagg Field.
http://memory.loc.gov/ammem/today/dec02.html
    1943 – Birthday of William Wegman, Holyoke, MA.  Photographer: photographs, videotapes, paintings and drawings exhibited in museums and galleries internationally; film and video works for “Saturday Night Live,” “Sesame Street” and “Nickelodeon;” works for children: “Cinderella,” “Little Red Riding Hood” and “Mother Goose,” “Alphabet Soup;” “The Hardy Boys in Hardy Gold” [screened at 1996 Sundance Film Festival].
    1947 - Top Hits 
“Near You” - The Francis Craig Orchestra (vocal: Bob Lamm) 
“You Do” - Dinah Shore 
“And Mimi” - Art Lund 
“I'll Hold You in My Heart (Till I Can Hold You in My Arms)” - Eddy Arnold
    1950 - A late season tornado killed four persons in Madison County and Bond County, east of St Louis, MO. Three tornadoes touched down in Illinois that afternoon, compared to just half a dozen tornadoes in the month of December in 115 years of records up until that time. Thunderstorms also produced hail which caused more than four million dollars damage in the St Louis area; it was the most damaging hailstorm of record for Missouri.
    1950 - "The Thing" by Phil Harris topped the charts and stayed there for 5 weeks.
    1952 - Keeping his campaign promise, President-elect Dwight D. Eisenhower arrived in Korea to promote a settlement to end hostilities in that war-ravaged country.
    1952 - George Jorgensen, a former G.I. who had gone to Denmark in 1950, prepared to return to the U.S. this day -- as Christine Jorgensen. She/he had undergone 2,000 hormone injections and six operations performed by sex change surgeons.
    1952 - Commissioner Ford Frick has no plans to take action against Jackie Robinson. Two days earlier, Robinson had called the Yankees a racist organization for its failure to promote a black to the parent club.
    1954 - The U.S. Senate votes 65 to 22 to condemn Senator Joseph R. McCarthy for conduct unbecoming a senator. The condemnation, which was equivalent to a censure, related to McCarthy's controversial investigation of suspected communists in the U.S. government, military, and civilian society. In the early months of 1954, McCarthy, who had already lost the support of much of his party because of his controversial tactics, finally overreached himself when he accused several U.S. Army officers of communist subversion. Republican President Dwight D. Eisenhower pushed for an investigation of McCarthy's charges, and the televised hearings exposed the senator as a reckless and excessive tyrant who never produced proper documentation for any of his claims. A climax of the hearings came on June 9, when Joseph N. Welch, special attorney for the army, responded to a McCarthy attack on a member of his law firm by facing the senator and tearfully declaring, "Until this moment, senator, I think I never really gauged your cruelty or your recklessness. Let us not assassinate this lad further, senator. You have done enough. Have you no sense of decency, sir? At long last, have you no sense of decency?" The crowded hearing room burst into spontaneous applause. On December 2, after a heated debate, the Senate voted to condemn McCarthy for conduct "contrary to senatorial traditions." By the time of his death from alcoholism in 1957, the influence of Senator Joseph McCarthy in Congress was negligible.
    1955 - Top Hits 
“Sixteen Tons” - Tennessee Ernie Ford 
“I Hear You Knocking” - Gale Storm 
“Memories are Made of This” - Dean Martin 
“Love, Love, Love” - Webb Pierce
    1956 - The Granma, a yacht purchased by a straw buyer, reached Cuba’s shores after leaving Mexico on November 25. Fidel Castro, Raul Castro, Che Guevara, and 80 other members of the 26th of July Movement disembarked to begin planning the Cuban Revolution.  Since 1976, the yacht has been on permanent display in a glass enclosure at the Granma Memorial adjacent to the Museum of the Revolution in Havana. Cuba celebrates 2 December as the "Day of the Cuban Armed Forces.”
    1957 - "You Send Me" by Sam Cooke topped the charts and stayed there for 3 weeks. 
    1957 - In the Pacific Coast League, some franchises relocated when the Dodgers and Giants confirmed their long-rumored move to California for the 1958 season. The Hollywood Stars moved to Salt Lake City; the Los Angeles Angels moved to Spokane; and the San Francisco Seals moved to Phoenix.
    1961 - In a nationally broadcast speech, Castro declared that he is a Marxist-Leninist and that Cuba is going to adopt Communism.
    1961 - Major League clubs voted to curb bonuses. All first-year players not on Major League rosters, except one minor leaguer, can be drafted by any other club for $8,000. Clubs are expected to be unwilling to pay large bonuses for players who will be subject to a draft for just $8,000.
    1962 - After a trip to Vietnam at the request of President Kennedy, Senate Majority Leader Mike Mansfield became the first American official to comment adversely on the war's progress.
    1963 - Top Hits 
“I'm Leaving It Up to You” - Dale & Grace 
“Dominique” - The Singing Nun 
“Everybody” - Tommy Roe 
“Love's Gonna Live Here” - Buck Owens
    1967 - "Daydream Believer" by the Monkees topped the charts and stayed there for 4 weeks.
    1969 - Cindy Birdsong of the Supremes is kidnapped by the caretaker of her Hollywood apartment, who, while holding a knife to her throat, forces her to tie up her two visiting friends. He then forces her into a car and drives toward Long Beach, but the singer jumps from the car and escapes.  The kidnapper was arrested in Las Vegas four days later.
    1969 – A patent was granted to Marie Van Brittan Brown with her husband, Albert Brown, for the home security system (U.S. Patent 3,482,037).
    1970 - A rare December tornado touched down in the Timpanogos Divide in Utah. It tracked across a 38 inch snow cover, spewing snow 1000 feet into the air.
    1970 – The EPA began operating but it would be decades before they aggravated anyone.
    1971 - Top Hits 
“Theme from Shaft” - Isaac Hayes 
“Baby I'm-A Want You” - Bread 
“Have You Seen Her” - Chi-Lites 
“Daddy Frank” (“The Guitar Man”) - Merle Haggard
    1972 - Motown's Temptations reached the #1 spot on the top 40 charts with "Papa Was a Rollin' Stone." It was the fourth #1 hit for the Temptations, joining "My Girl" (1965), "I Can't Get Next to You" (1969) and "Just My Imagination" (1971).
    1974 - A big snowstorm over the Ohio Valley and lower Great Lakes came to an end. Detroit measured 19.5 inches, Toledo 15.9 inches, Cleveland 17.8 inches and Akron 24.3 inches
    1975 - Disco group Silver Convention earns a Gold record for "Fly, Robin, Fly," #1 on the Billboard Pop chart. 
    1977 - Joan S. Wallace is sworn in as assistant secretary of the U.S. Department of Agriculture. She is the first black woman to hold the post. The first woman appointed was Dorothy H. Jacobsen in 1964.
http://www.fiu.edu/~socialwk/wallace.htm
   1978 - "You Don't Bring Me Flowers" by Barbra Streisand & Neil Diamond topped the Billboard Hot 100 and stayed there for 2 weeks.  A radio station engineer had spliced together Neil's version, from his 1997 album, with Barbra's rendition and got such good response, the station added it to their play list. When Neil got wind of it, he decided to re-record the song with Streisand herself, and within weeks of its release, the single went to number one in the US and number five in the UK.  Coincidentally, both attended high school at Brooklyn’s Erasmus Hall in the mid 1950’s.
    1979 - Top Hits 
“No More Tears” (“Enough is Enough”) - Barbra Streisand/Donna Summer 
“Babe” - Styx 
“Please Don't Go” - K.C. & The Sunshine Band 
“Broken Hearted Me” - Anne Murray
    1980 – The following National Parks and Preserves were established in Alaska:  Denali, Gates of the Arctic, Glacier Bay, Katami, Kenai Fjords, Lake Clark, Wbuk Valley, Wrangell-Saint Elias.
    1980 - "Kenny Roger's Greatest Hits" is certified Platinum by the Recording Industry Association of America. Kenny's latest single, "Lady" is currently #1 on the Billboard Pop chart. 
    1981 – Birthday of Britney Spears, Kentwood, LA.   Dance-pop singer: albums: “Baby… One More Time,” “Oops!…Did It Again,” TV performer: “The Mickey Mouse Club,” “Time Out with Britney Spears,” “Britney in Hawaii.”
    1982 - Barney C. Clark, 61, became the first recipient of a permanent artificial heart. The operation was performed at the University of Utah Medical Center at Salt Lake City. Near death at the time of the operations, Clark survived almost 112 days after the implantation. He died March 23, 1983.
    1983 – Packers QB Aaron Rodgers was born in Chico, CA.  He took the Pack to the Super Bowl XLV championship with a 31-25 win over Pittsburgh.  Rodgers is the NFL's all-time career leader in passer rating during the regular season with a rating of 106.4 and third all-time in the postseason with a rating of 101.0 (among passers with at least 1,500 yards and 150 pass attempts, respectively).  He currently is the only quarterback to have a career passer rating of over 100.0 in the regular season as well as having the best touchdown-to-interception ratio in NFL history at 4.05 touchdowns per interception.
    1984 - Dan Marino connected for four touchdown passes and set an NFL record for TD passes in a season (40). Miami's Dolphins lost the game, however, to the Los Angeles Rams, 45-34. It marked the Dolphins' first home loss of the season following six wins.
    1985 - The highest-rated "Monday Night Football" telecast was seen this night on ABC-TV. The game drew an audience share of 46.0 and a rating of 29.6. The Miami Dolphins beat the Chicago Bears, 38-25. The Miami win snapped the Bears' 12-game winning streak. The Miami Dolphins scored on their first five possessions. The Bears thus finished the regular season with a 15-1 record, and the Dolphins preserved their unique status as the only NFL to go undefeated in an entire season, a feat they accomplished in 1972.  During the game, Bears head coach Mike Ditka and defensive coordinator Buddy Ryan fought for reasons still unknown.
    1985 - Organized crime bosses Paul Castellano and Thomas Bilotti were gunned down as they exited Sparks Steak House in New York City, making John Gotti, the organizer of the hit, head of the notorious Gambino crime family, the most powerful Mafia operation in New York. In 1968, Gotti was convicted of hijacking a truck and was sentenced to three years in prison. But his real Mafia ascension began when he killed one of the Gambino family's enemies in May, 1973. Despite concerted efforts by New York law enforcement to crush the Gambino family operation, Gotti continued to climb up the ladder. Wearing flashy, expensive suits, Gotti became something of a local hero in his Howard Beach neighborhood for his connection to organized crime. His unparalleled success at escaping conviction at trial earned him the nickname "Teflon Don." He was even acquitted of racketeering charges in 1986, despite the fact that the prosecution presented thousands of taped conversations in which Gotti was acknowledged as the head of the crime family. Gotti's streak of luck with the law ended in 1992, when he was convicted of murder and racketeering and sentenced to life in prison without the possibility of parole.  He died June 10, 2002 while serving a life sentence without the possibility of parole.  Since being incarcerated in December of 1990, he spent twenty-three hours a day alone in a small cell and was not allowed any contact with the rest of the prison population.  When doctors diagnosed Gotti with throat cancer in September of 1998, he was brought to the United States Medical Center for Federal Prisoners in Springfield, Missouri.  Following surgery and thirty-six radiation treatments, he was transferred back to solitary lockup in Marion, Illinois.
http://www.geocities.com/carmine_scalia/books.html
    1991 – The Supreme Court ruled that the Shirelles, Gene Pitney and B.J. Thomas are owed $1.2 million in unpaid royalties.
    1992 - Two F1 tornadoes touched down near Santa Rosa, CA and Mount Lemmon, AZ was drenched with 2.95 inches of rain in 24 hours. 
    1993 – NASA launched the Space Shuttle Endeavour on a mission to repair the Hubble Space Telescope.
    1995 - R. Kelly's "R. Kelly" was the #1 album in the U.S for one week.
    1995 - "One Sweet Day" by Mariah Carey & Boyz II Men topped the charts and stayed there for 16 weeks.
    1997 - "Diana, Princess of Wales: Tribute" double album was released. The collection included songs from Sinead O'Connor, Rod Stewart, Eric Clapton, Mariah Carey, Queen, George Michael, U2, Paul McCartney, REM, Bruce Springsteen, Michael Jackson, Whitney Houston and many others.
    2001 – Enron, once the 7th largest in the Fortune 500, filed for bankruptcy.
    2008 - In a ceremony at the home of Consul General of Japan, former Dodger skipper Tommy Lasorda is honored for his contributions to Japanese baseball. The Hall of Famer receives the Rising Sun, Gold Rays with Rosette medal on behalf of the emperor for his work with players and teams in this Asian nation since 1965.
    2015 – Syed Rizwan Farook and Tashfeen Malik killed 14 people and wounded 22 at the Inland Regional Center in San Bernardino, CA.  A married couple, they targeted a County Department of Public Health training event and Christmas party, of about 80 employees, in a rented banquet room. Farook was an American-born US citizen who worked as a health department employee. Malik was a Pakistani-born lawfully permanent resident of the US.  After the shooting, the couple fled in a rented vehicle. Four hours later, police pursued their vehicle and killed them in a shootout.

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