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National Business Development Manager
with minimum ten years experience and
current book of business. Strategically
located throughout US in various targeted industries.
Click here for more info.

Western Finance & Lease, a subsidiary of Western State Bank
established in 1901, solicits originations throughout the US
provides funding solutions for a wide range of industries

Wednesday, January 26, 2011

Today's Equipment Leasing Headlines

  Classified Ads---Operations
   Key Leasing Charge Offs Improve
    Two More: Evergreen---ELFA Small Ticket Council
     Classified Ads---Help Wanted
John Roscoe Pleads Guilty in "Cigarettes Cheaper" fraud
 Sales Makes it Happen---by Steve Chriest
  Time and Management
    January 27 Free Webinar by IDS on Lease Accounting
     How to prepare for the new rules
      "Meet the News Media” Friday, March 18th
        Saluting Leasing News Advisor Ken Greene, Attorney
   Sequent Asset Management Launches “Repo Garage”
       Cleveland, Ohio Adopt-a-Dog
  Dog Walks Kit on a Beautiful Day in California
   (Eat your heart out those living on the East Coast)
    Classified ads—Asset Management
News Briefs---
  ELFA Reports Exclusive to Reuters on Dec. Leasing Business
   (Real story in this Friday's Leasing News edition)
     Consumer confidence jumps as job hopes rise
      Bankrate: Avg. car loan rate of 6.21% lowest in decades
       Google gears up for 6,000 hires
        Unemployment rises in 20 states
         27.6% teen jobless rate for 2010 an Illinois record
          Top Ten Worst Commercial Real Estate Busts
            Billionaire Ho Demands Return of Macau Casino Stake

Broker/Funder/Industry Lists | Features (collection)
Top Ten Stories Chosen by Readers | Top Stories last six months

 IRS: Small Business Jobs Act of 2010 Tax Provisions (Official)
   You May Have Missed--- 
     California Nuts Briefs---
      "Gimme that Wine"
    This Day in American History
       Daily Puzzle
      Weather, USA or specific area
       Traffic Live----

######## surrounding the article denotes it is a “press release” and was not written by Leasing News nor information verified, but from the source noted. When an article is signed by the writer, it is considered a “by line.” It reflects the opinion and research of the writer. It is considered “bias” as it is the writer’s viewpoint.


Leasing News Help Wanted Ad Pricing

Help Wanted Web Ad New Programs

Classified Ad Section
(rotates chronological above headlines and
also appears in Classified Ad section.) *

Design work is free. Logo is free as well as company description not to exceed the number of lines of the ad.
Also free: click to a click to a web site or a full description of the position.

15 days in a row:
$395 four lines (a space is a line)
($25 each additional line or space)

30 days in a row:
$595 four lines (a space is a line)
($40 each additional line or space)

Ads are placed in the "Help Wanted' section by category, alphabetical, with the ad with the most lines first in the group. They appear on the web site and in each news edition at the top in a rotation basis per issue.

* Help Wanted” ads  appear in each issue on a chronological basis above the top headline as a courtesy. This position is not available as a paid position, but is generally on a rotation basis.  At the same time, the ad continues in the classified help wanted section in the news edition and web site, so in effect appears twice.

Leasing News reserves the right to refuse advertising, particularly to a company that has appeared in the complaint bulletin board


Classified Ads---Operations

(These ads are “free” to those seeking employment
or looking to improve their position)

SF Bay Area
Contract Administrator. Formerly Documentation /Compliance , Pentech;
American National Leasing, VP-Operations. 30 years Experience. Available now.
Resume |

Acton, MA
Strong experience in lease accounting, operations, & systems.  
Implemented lease plus, Great Plains, networks.
Excellent financial reporting and analysis skills. Looking for new opportunity.
LinkedIn| Resume

Nampa, Idaho
30 years equipment leasing, credit, collections experience. I want to work for a funding source with the broker/lessor community.
Email - Resume
Seasoned Ops, Broker Development, Credit, Legal, Strategy, P & L Management detail oriented team player seeks position with Small ticket direct lender. Established remote office. | Resume

Willing to Relocate
Experienced Operations Manager, Broker Development – credit & documentation small ticket specialist – team leader with strong analytical, organizational & management skills – willing to relocate

Free Posting for those seeking employment in Leasing:

All “free” categories “job wanted” ads:

Why Choose Advanced Property Tax Compliance?

Dedicated to the leasing industry
click here to learn more.

Hear What Our Clients say about us
click here

Gary DiLillo, President 216-658-5618 or


Key Leasing Charge Offs Improve

Key Corp (Key Bank) (NYSE: KEY ), Cleveland, Ohio reported net income for the fourth quarter totaled $279 million, compared to fourth quarter, 2009 of a loss of loss of $265 million.

It should be noted that the Tier 1 Risk based capital ratio rose from 12.75% to 15.10%, which is a change from the FDIC Tier 1 reporting in September 30, 2010 of 11.6% (although anything over 10% is considered healthy.)

It should be pointed out that over the last two years, Key has opened 77 new branches and renovated approximately 145 others, expanding Key's 14-state branch network to 1,033 branches. The Company plans to build an additional 40 new branches in 2011. Considering its growth mode, the bank has improved its loss ratio's while maintaining a controlled growth, showing management in very good stead. The question of better income will be coming from its community involvement and expansion of branches investments.

November 18, 2010 when it was announced Beth Mooney would be the new chair, replacing Chairman and CEO Henry Meyer, retiring, she said that among her goals was to make sure that Key remains focused on being a "relationship-based, community bank." She specifically said Key wants to grow and potentially have more branches and do business in more cities.

It does appear Key Bank is changing its direction and appealing to more community markets as well as thrust toward smaller business company opportunities.

Charge offs have improved in Key Bank FDIC filings.

The FDIC December 31, 2008 shows a charge off of $62.4 million in lease finance receivables and $106.5 million year-end 2009. Total charge off for 2009 was $2.4 billion in the FDIC filing with $1.17 billion in real estate, $646.36 million in commercial and industrial loans, $234.78 million in loans to individuals, and $139.49 million in other loans.

December 31, 2010 FDIC records not available, but September 30, 2010 shows charge off of $1.4 billion with $745.32 million in real estate, $347.092 million in commercial and industrial loans, $208.18 million in loans to individuals and $50.6 million in lease financing receivables.

Looking at the last three leasing write-offs $62.45 million, $106.55 million and $50.6 million (although a three quarter, doesn’t include fourth quarter.)

Noncurrent loans and leases are $1.84 billion compared to third quarter of 2009 of $1.75 billion.

Tier 1 risk-based capital ratio: 11.60%. It is a definite improvement since year-end 2008 of 7.38% as record in FDIC filings.

From the consolidated average balance sheet, page 19, SEC filing, comparing the 2009 quarter with 2010 saw an asset decrease from $95.97 billion to $93.3 billion with a yield drop from 4.47% to 4.22%, with one of the largest drops in commercial lease financing from $7.59 billion to $6.48 billion. Commercial loans themselves fell from $43.5 billion to $35 billion.

Consolidate Average Balance Sheet, page 19
(click image to view larger)

Loan Composition Chart, page 23
(click image to view larger)

Net Loan Charge-offs from continuing operations. Please note lease charge offs from the previous quarter came down from $39 million to $12 million. The total commercial loans charge off, less commercial leasing, dropped from $564 million to $160 million, less leasing.

Net Loan Charge-offs from continuing operations, page 6
(click image to view larger)

Nonperforming Assets from Continuing Operations page 6
(click image to view larger)

It will be interesting to compare the last three FDIC filings when the year-end 2010 is available.

Full 65 page SEC Fourth Quarter filing:

U.S. Bancorp and Leasing Still Going in Opposite Directions


Two More Comments: Evergreen---ELFA Small Ticket Council

Leasing News is aware in the past that the Equipment Leasing and Finance Small Ticket Steering Council has discussed the subject, but has never made a recommendation. To learn if the current council, Leasing News asked each of the members of the ELFA Small Ticket Council for the position of their company regarding Evergreen clauses, specifically notifying lessee regarding the termination of their initial lease term and the residual, especially when nominal.

The current ELFA policy is to oppose the notification, although being heavily abused in the small ticket marketplace.

Here are two more comments from council members, that are also added to those already received:

Terey Jennings, CLP, Financial Pacific Leasing:
“Evergreen clauses are appropriate in certain financing structures and may be inappropriate in others. If the structure returns a fair ‘money over money’ return for the lessor during its initial term, then evergreens are inappropriate. Obviously, evergreens on dollar out leases are inappropriate. Where a fair return to the lessor relies on residual value realization, then an evergreen clause may be appropriate. In any case, evergreens should be properly documented in the original agreement and, in my opinion, should include a reasonable notice provision. FinPac does not generate any evergreen income due to the nature of its financing structures. We will always strive to maintain compliance with the various State laws that pertain to this issue.”

Nancy Pistorio, Madison Capital:
“Madison Capital and its predecessor companies do not, and never have, incorporated evergreen clauses in our equipment lease contracts. Therefore, we do not have a corporate policy or position with respect to Lessee notification of automatic renewal clauses. As to my personal opinion of automatic renewal clauses without Lessee notification in the small-ticket arena, our non-utilization of them should speak for itself.”

Chairman: Chris Enbom, CEO, Allegiant Partners
Small Ticket Steering Council Chairman and President of the National Equipment Finance Association, Chris Enbom told Leasing News:
“It is just not the primary job of the business councils to propose policy to the ELFA.  The primary job of the business councils, as I stated in my earlier e-mail, is to a) promote a general exchange of ideas and information, b) recruit new membership, c) raise awareness of LeasePak, d) help with lobbying local issues, and e) make leadership aware of issues we are facing.  Automatic renewal is not a new issue and the board and staff of ELFA are very aware of it so our business council does not spend much time discussing this issue per se.”
As to Allegiant Partners position, where he serves as CEO, Enbom states:
“We never renew nominal purchase options as we believe this is not moral and an undue burden on small businesses."

Enbom also states his company notifies lessees on FMV residuals and if they don’t pay the residual, it goes month-to-month until paid.”

He also commented, “I am also on a church board and the church just had the same negative experience.  I can understand the frustrations of many lessees and we will shoot ourselves in the foot if we are not careful!”

Robert Boyer, Past Chairman, Susquehanna Commercial Finance, Inc.
(His boss Ken Collins is past chairman of ELFA. It is under his leadership and now David Merrill of Fifth-Third Bank that ELFA lobbies states to not make it mandatory to notify lessees in advance that their lease is expiring and if the lessee does not notify the lessor before 90 days, many extend the lease for another 12 months, legal in all states but six.)

James Elwood, Bank of the West
(A response from Bank of the West Leasing Divisions is forthcoming as the department heads were traveling.)

Terey Jennings, CLP, Financial Pacific Leasing
“Evergreen clauses are appropriate in certain financing structures and may be inappropriate in others. If the structure returns a fair ‘money over money’ return for the lessor during its initial term, then evergreens are inappropriate. Obviously, evergreens on dollar out leases are inappropriate. Where a fair return to the lessor relies on residual value realization, then an evergreen clause may be appropriate. In any case, evergreens should be properly documented in the original agreement and, in my opinion, should include a reasonable notice provision. FinPac does not generate any evergreen income due to the nature of its financing structures. We will always strive to maintain compliance with the various State laws that pertain to this issue.”

Kevin Clune, CLP, CLUNE:
“We always notify the lessee.”

Nancy Pistorio, Madison Capital
“Madison Capital and its predecessor companies do not, and never have, incorporated evergreen clauses in our equipment lease contracts. Therefore, we do not have a corporate policy or position with respect to Lessee notification of automatic renewal clauses. As to my personal opinion of automatic renewal clauses without Lessee notification in the small-ticket arena, our non-utilization of them should speak for itself.”

Raymond Shilling, Marlin Leasing:
((SEC—Evergreen Leases-(a))

David Verkinderen, US Bank Equipment Finance
(His boss Anthony Cracchiolo from Equipment Finance Division is on the ELFA Board of Directors. Attempts to reach both Mr. Verkinderen and Mr. Cracchiolo have been made, but no response. In the past, Manifest would split extra lease payments with leasing brokers, but may or may not be the policy today. Leasing News is attempting to reach the president of US Bank.)

Evan Iilkoff, Hembstead Capital:
“I do not have a license (as I am not engaged in that type of business) nor do I have an opinion on the Evergreen clause as I am not writing leases.”

Carl Zwilling, Summit Funding Group
(Voice mail message left, but No response)

David Schaefer, Orion:
“Orion’s funding company, Mintaka Financial, LLC, does not utilize evergreens in its leases. In fact, nearly 100% of the deals we do are EFA’s. Personally I would provide notice.”

(a) Marlin Leasing


Leasing Industry Help Wanted

Sales Manager – Houston Office
5 years+ equip fin/leasing experience
Player/Coach 3-4 Rep’s, Energy Experience+
Must have track record of overachievement

Controller – So California Office
AR, AP,Tax,Fin-Statement Prep/Internal Controls
Treasury Mgmt/Lease Acct and IT knowledge all++

Please submit resume to

FIRST NATIONAL CAPITAL CORPORATION Is the 5th Largest Privately Held Equipment Finance Company In the United States

Vehicle Lenders Group, LLC is looking for dynamic sales associate. Either work out of one of our offices in Calif. , Dayton, or Oyster Bay, NY or your own office.
Draw w/benefits after three month probation period.
Must have excellent references, honest, self motivated, able to generate $500,000 a month by the end
of 12 months of employment.
Curt Webster, CVLE 516-922-7447 ext 104


Sales Account Executives: Jacksonville, FL/Philadelphia, PA.

Small ticket Direct Lender with broad funding capabilities and exceptional vendor service. Join an experienced management team in a dynamic growth environment.
E-mail resume to:

Navitas Lease Corp is a top leader in the equipment financing industry. We offer solutions to small-to-medium-sized businesses looking to acquire and finance equipment.

National Business Development Manager
with minimum ten years experience and
current book of business. Strategically
located throughout US in various targeted industries.
Click here for more info.

Western Finance & Lease, a subsidiary of Western State Bank
established in 1901, solicits originations throughout the US
provides funding solutions for a wide range of industries

San Francisco
Trinity Vendor Finance--National Program Specialist
BA degree, 2+ years experience in equipment finance or lending
Visit, click ‘Careers’ and
search Under ‘National Program Specialist-San Francisco’.

Please see our Job Wanted section for possible new employees.


John Roscoe Pleads Guilty in "Cigarettes Cheaper" fraud

John Roscoe pleads guilty in the indictment regarding "Cigarettes Cheaper" that cost American Express Equipment Finance, LEAF Funding, and GE Capital a lot of money, as well as a receivable line of credit at Comerica bank. It leaves his son Ned Roscoe on trial to prove his innocence as CFO Robert Mazur, marketing director David Ballot and Steve Grazzini have been granted immunity.

According to the court document the company with stores in the San Francisco Bay Area got into financial difficulties and with their revolving line of credit with Co-America, San Jose, California allegedly first began using retail prices for whole invoices that it presented to the bank, and then started presenting invoices from the line of credit for cigarettes supposedly delivered but not yet, and then as it got worse, allegedly presented invoices for cigarettes that were never to be delivered, as well as leasing equipment twice or three times and then equipment that did not exist in a means to make payments.

“a. In 2003, the Company entered into an agreement with another tobacco company, hereinafter referred to as B.T., in which Ned Roscoe, through the Company, requested B.T. to invoice purchases of Revenge Brand cigarettes at $27.64 per carton. In truth and in fact, the Company paid B.T. $6.80 per carton of Revenge Brand cigarettes. The cost the Company later reported to Comerica on borrowing base certificates was not the actual cost of $6.80 per carton, but rather the inflated invoice cost of $27.64 per carton. These fraudulent misrepresentations accounted for more than $1 million in overstatements in the weekly borrowing base inventory reports the Company made to Comerica Bank.”

Page 8

“12. In late November 2003, Ned Roscoe instructed accountants to provide an analysis comparing figures the Company had reported to the bank in weekly reports and a strict interpretation of the loan agreement's borrowing base provisions. An accountant reported that, as of November 11, 2003, the discrepancy between the inventory figures the Company had provided to the bank and the correct figures was approximately $16.5 million dollars. After reviewing the report and discussing it with R.M., Ned and John Roscoe agreed on a fraudulent strategy that they would tell Comerica Bank officials that differences in their weekly inventory reports were the result of ‘clerical or accounting errors’."

page 11

Plea Agreement:

Previous Story:

((Please Click on Bulletin Board to learn more information))
(Leasing News provides this ad “gratis” as a means
to help support the growth of Lease Police)


Sales makes it Happen---by Steve Chriest

Time and Management

A major sales consulting firm estimates that most salespeople spend no more than six percent (6%) of their available working hours talking to prospects and customers in person or on the phone about whether the customer or prospect wants to grow their business or fix a problem in the business. Excluding telemarketers, where then do most salespeople spend their time?

Not surprisingly, effective time management is a challenge for many salespeople and sales managers. What is surprising is how much time and money is spent by sales organizations desperate to teach their sales teams how to spend their work time wisely and efficiently. Even a cursory look at the essential activities of salespeople reveals all you need to know about time management for the sales team.

For most salespeople, there are only six essential tasks for which they are responsible - prospecting, qualifying, facilitating orders, closing business, maintaining customer relationships, and reporting activities to management. With the exception of continuing education, a salesperson can plan his or her days, weeks, months and years around these essential activities. The trick is to exclude as many activities as possible that do not impact at least one of these essential tasks.

Because all companies need revenue, and salespeople are paid to close business, closing business is the number one priority for most salespeople. It seems obvious, then, that salespeople would not let anything stand in the way of closing current business with customers.

Whether a salesperson prospects as a "hunter," or is continually on the lookout for additional opportunities to do more business with existing customers, prospecting for business is the second most important activity for all salespeople.

Why? Without a constant flow of new prospects or new prospective business from existing customers, a sales pipeline or funnel quickly runs dry.

Once prospects are identified, salespeople must qualify the prospects as a fit for the products or services offered. There are few things in a salesperson's working life that are worse than spending gobs of time with prospects who cannot or will not do profitable business with the salesperson's company.

As business from a number of prospects and customers begins to move through the salesperson's pipeline, time must be spent facilitating activities that cause that business to move toward closing. It's here that salespeople waste most of their time. Whether the salesperson is at fault, or whether operational inefficiencies make it necessary for salespeople to baby-sit order processing, this activity robs many salespeople of precious selling time.

Salespeople must spend some time cultivating and growing their relationships with customers. This essential activity can take many forms, from regular visits to the customer's place of business, researching solutions to customer challenges, to arranging entertainment events like business lunches and dinners, sporting events and so on.

Finally, as bitter a pill as it is for salespeople to swallow, some time must be spent reporting activities and the results of activities to sales management. After all, if sales managers did not receive reports from their team, what on earth would they do with their time? But seriously, management should always require reports from the sales team, not for the purposes of micromanagement, but for the value of the intelligence to be gained from feedback reported by the sales team.

Keeping the main activities of sales in mind - prospecting, qualifying, facilitating orders, closing business, maintaining customer relationships, and reporting activities to management - should help salespeople and managers prioritize and allocate selling time. Does anyone really need a time management class to tell them to do essential selling activities and stop doing everything else during selling hours?

About the author: Steve Chriest is the founder of Selling UpTM (, a sales consulting firm specializing in sales improvement for organizations of all types and sizes in a variety of industries. He is also the author of Selling The E-Suite, The Proven System For Reaching and Selling Senior Executives and Five Minute Financial Analyst, Basic CREDIT & Analysis Tools for Non-Accountants. He was the CEO of a very successful leasing company and executive at a major company. You can reach Steve at

Sales Makes it Happen articles:



January 27 Free Webinar by IDS on Lease Accounting

How to prepare for the new rules

Alan Leesmith, Chair; Director of IAA – Advisory

Katie Emmel, Director of Product Management and Support, International Decisions Systems

Rodney (Rod) W. Hurd, Chief Financial Officer, Bridgeway Capital Advisors, Inc.; Chair, ELFA Financial Accounting Committee

Mark Venus, Projects Director, BNP Paribas; Chair, Leaseurope’s Accounting and Taxation Committee

Jacqueline Mills, Senior Advisor, Economic and Financial Affairs, Leaseurope

Andy Thompson, Legal and Regulatory Editor, Asset Finance International



"Meet the News Media” Friday, March 18th

This is to let readers know I will be participating in the "Meet the News Media" workshop at the National Equipment Finance Association Spring Conference in Scottsdale, Arizona.

Other participants to be named with a presentation plus question and answer format, too.

Kit Menkin, editor



All Leasing Association 2011 Conferences


Saluting Leasing News Advisor Ken Greene, Attorney

The Leasing News Advisory Board does not participate in editorial decisions, meaning reviewing or choosing stories or subjects. Their role is to participate with policy and business advice as well as contribute in discussions on matters brought up by the publisher in a private internal blog.

Ken has been representing Leasing News pro bono in several suits in our early days, including depositions and court time. He was involved in the formation of Leasing News. Ken has closed his Northern California office and moved to Southern California, although continues to represent clients throughout the state plus Nevada.

Kenneth C. Greene, Partner
Hamrick & Evans, LLP
10 Universal City Plaza, Suite 2200
Universal City California 91608
Fax: 818-763-763-2309

He began his leasing career with BankAmerilease, practiced with several firms, and served as  corporate counsel to a leasing company before joining Hamrick & Evans, LLC, a full service law firm specializing in construction defect litigation, insurance coverage litigation, equipment finance law, and entertainment law, throughout California and Nevada. He has been associated with the American Bankruptcy Institute ("ABI"), California Bankruptcy Forum ("CBF"), Eastern Association of Equipment Lessors ("EAEL"),Equipment Leasing and Finance Association ("ELFA"--formerly the Equipment Leasing Association), and United Association of Equipment Leasing ("UAEL"), California Bankruptcy Forum ("CBF"), and he has served twice on the board of directors of UAEL, and has also been its Legal Committee Chairman, Legal Line Editor, and Regional Committee Chair.

He received his B. A, at Brandeis University, located in Waltham, Massachusetts, graduating cum laude. He received his J.D. at Santa Clara University in 1980, also graduating cum laude.

Mr. Greene is a frequent writer and lecturer on matters of leasing law and other related legal issues. He is an acknowledged contributor on bankruptcy issues to Miller & Starr, California Real Estate 2d (Bancroft Whitney). He lectures on leasing law and documentation, litigation and collection matters, and has produced and presented seminars to leasing companies on enhancing the attorney-client relationship. He has taught nationally for Euromoney Lease Training.

He lives in Westlake Village with his wife and son who attends Cal Lutheran and daughter who attends UC Irvine.


### Press Release ############################

Sequent Asset Management Launches “Repo Garage”

Sequent Asset Management has launched “Repo Garage”, a dynamic new website for the listing and sale of repossessed, off-lease and surplus equipment and vehicles. Additionally the site will provide financing for qualified purchasers.

Ross Reida, Sequent President, commented “Sequent is very excited about the launch of and the positive feedback that we have received from our customers. The detailed information and pictures of the equipment will help potential purchasers to find and select the right vehicles and equipment for their needs”.

According to Gary McLeskey, Sequent Executive Vice President, “This new website enables Sequent to more effectively remarket equipment and vehicles in the national marketplace and Repo Garage will very quickly become the #1 listing site in the industry”.

Sequent Asset Management, “The Lenders Advocate”, is based in Vancouver, WA and provides collections support, collateral recovery and remarketing services to banks, credit unions, leasing companies and captive finance companies nationwide. Sequent also performs a wide range of portfolio management functions, equipment appraisals, asset liquidation services, collateral inspection services and appraisals.

Alan Zeppenfeld
Director Business Development
Sequent Asset Management

#### Press Release #############################


Cleveland, Ohio---Adopt-a-Dog


Breed: Golden Retriever Mix
Size: Med. 26-60 lbs (12-27 kg)
Color: Red/Golden/Orange/Chestnut
Age: Young
Hugo is:
already housetrained
up to date with shots

Rescue Group: GRIN - Golden Retrievers In Need Rescue Service, Inc.
Pet ID #: 2845696
Phone: (216) 556-4746
- Let 'em know you saw "Hugo" on!
Address: P.O. Box 24365
Cleveland, Ohio

Adopt-a-Pet by Leasing Co. State/City

Adopt a Pet\



Dog Walks Kit on a Beautiful Day in California
(Eat your heart out those living on the East Coast)

It was 74 degrees here in Saratoga yesterday with very little wind. In the sun, it even felt much warmer. I even opened the swimming pool cover and thought about jumping in…Walked the dog wearing a short sleeve shirt (The dog seems to always be in front, pulling me, and people who I pass often ask: “Who’s walking who?”)

While the East Coast had cold fronts, it was very different here, as this is what happens:

Air Temperature Calibrations:

60 degrees - Californians put their sweaters on.

50 degrees - Miami residents turn on the heat.

45 degrees - Oregon residents go to outdoor concert.

40 degrees - You can see your breath, Californians shiver uncontrollably, Minnesotans go swimming.

35 degrees - Italian cars don't start.

32 degrees - Water freezes.

30 degrees - You plan your vacation to Hawaii.

25 degrees – Water in Iowa freezes, Californians panic to cover their fruit trees, Minnesotans eat ice cream, Canadians go swimming.

20 degrees - Politicians begin to talk about the homeless, New York City water freezes, Miami residents plan to fly to Hawaii.

15 degrees - French cars don't start, cat insists on sleeping in your bed with you.

10 degrees - You need jumper cables to get the car going.

5 degrees - American cars don't start.

0 degrees - Alaskans put on T-shirts.

-10 degrees - German cars don't start, eyes freeze shut when you step outside.

-15 degrees - You can cut your breath and use it to build an igloo, Arkansans stick tongue to metal objects, Miami residents cease to exist.

-20 degrees - Cat insists on sleeping in pajamas with you, politicians actually do something about the homeless, Minnesotans shovel snow off roof, Japanese cars don't start.

-25 degrees - Too cold to think, you need jumper cables to get the driver going.

-30 degrees - You plan a two week hot bath, Swedish cars don't start.

-40 degrees - Californians disappear, Minnesotans button top button, Canadians put on sweater, your car helps you plan your trip to Hawaii.

-50 degrees - Congressional hot air freezes, Alaskans close the bathroom window.

-80 degrees - Polar bears move South, Green Bay Packers order hot cocoa at the game.

-90 degrees - Lawyers put their hands in their own pockets.

-100 degrees - Hell freezes over, Obama resigns.



Classified ads—Asset Management

Leasing Industry Outsourcing
(Providing Services and Products)

Asset Management: Atlanta, GA
premier provide accounts receivable management functions from 3rd Party contingency collections to Portfolio Purchasing. Contact George Elliott, National Account Manager. 678-694-9063,

Asset Management: Boston, MA
Nationwide appraisals, remarketing, audits, inspections and more! Over 15-years industry experience and dedicated to deliver personal, prompt, professional services.
Call Chris @ 508-785-1277.

Asset Management: Minneapolis, MN
NetSentric provides services to leasing companies: Inspection, Appraisals, Auditing, Warehousing, Repossession, Asset Management, Repairs, Remarketing and Field Service for Electronics and Computing Technology.

Asset Management: Monroe, NC
Recover a greater return on your investment.  We specialize in the woodworking, pallet, sawmill and forestry industries. Melinda Meier (704)288-1904 x103
Asset Management: Nationwide
BUYER/LENDER BEWARE. Don't sign anything until Collateral Verifications Inc. goes onsite, knocks on the door and gets the facts.

Seasoned and fair priced workforce is at your service for all lease collections, repossessions, and asset liquidations, appraisals.  Call Nassau Asset Management 800-462-7728  

Asset Management: NorthWest Sequent provides collateral recovery, remarketing, and storage services to lenders with assets located in the greater Pacific Northwest. Professional services at reasonable pricing. Contact

  Asset Management: Orange City, FL
We help Lessors Liquidate un-wanted Assets valued at $750,000+. It's an effective method of Liquidating Assets such as Jets, Planes, Helicopters, Freighters, etc.
Eric R. Sanders
Tel  386-789-9441
Asset Storage/Re-Marketing: Ohio & surrounding states. Providing no cost warehousing, condition reports, digital photos and remarketing of off-lease forklifts & industrial equipment. NAFTA wide dealer network. Email to Asset Management: Oxnard-Hollywood Beach, CA
20 Years Exp. w/Equity Analysis/Placement- Residual Forecasting Methodologies Computer Equipment Assets. Portfolio Mgr. Two Major Leasing Companies/Strong Analyst Background w/Leading Info Services Firm.
Asset Management:
South East US- AllState Asset Management
Recovery, remarketing, inspections. 25 years experience, dedicated to deliver, prompt, professional services.
Call Brian @ 704-671-2376.
Asset Management: Global
Specializing in Semiconductor and Electronic Test Equipment collateral. Lender services include Consignment Sales, Remarketing, Portfolio Purchases, Inspections, De-installation, Repairs and Warehousing.
Bulldog Asset Management provides recovery and remarketing services with a difference. Contingent repos, free storage and industry experts to remarket. Email:

All "Outsourcing" Classified ads (advertisers are both requested and responsible to keep their free ads up to date:

How to Post a free "Outsourcing" classified ad:

(This ad is a “trade” for the writing of this column. Opinions
contained in the column are those of Mr. Terry Winders, CLP)

News Briefs----

ELFA Reports Exclusive to Reuters on December Leasing Business
(Real story in Friday's Leasing News edition)

Consumer confidence jumps as job hopes rise

Bankrate: Avg. car loan rate of 6.21% lowest in decades

Google gears up for 6,000 hires

Unemployment rises in 20 states, including Washington, falls in 15

27.6% teen jobless rate for 2010 an Illinois record

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This Day in American History

     1654-Jews flee to the New World: approximately 150 Jewish families of Portuguese background fled the city of Recife, in Pernambuco, Brazil. By September a number of these refugees had established the first community of Jews in the future United States.
    1695-Considered the first Workers’ compensation agreement was made by Captain William Kidd of New York City, commander of the “Adventure Galley” of 787 tons burden. He promised to distribute to the crew one-fourth of all booty captured on privateering expeditions. According to the agreement, “ If any man should Loose a Leg or Arm in the said service, he should have six hundred pieces of Eight, or six able slaves; if any man should loose a joynt on the said service, he should have a hundred pieces of eight.”
    1776-The first US Army chaplain who was Catholic was the Reverend Louis Eustace Lotbiniere, appointed by General Benedict Arnold to act as chaplain to the regiment of Colonel James Livingston in the Continental Army.
    1784-In a letter to his daughter, Benjamin Franklin expressed his unhappiness over the choice of the eagle as the symbol of America. He wrote the bald eagle was "a Bird of bad moral character" who lived "by Sharping and Robbing," expressed regret it had been selected to be the U.S. national symbol. Franklin's choice: the turkey, "a much more respectable Bird and withal a true original Native of America."
    1788-A shipload of convicts arrived briefly at Botany Bay, Australia, (which proved to be unsuitable) and then at Port Jackson (later the site of the city of Sydney). Establishment of an Australian prison colony was to relieve crowding of British prisons. A fleet of 11 ships lands in Port Jackson after sailing with the continent's first 1,030 English settlers, including 736 convicts. All told, England ships more than 160,000 men, women, & children in bondage to Australia in the largest forced exile of citizens by a European government in pre-modern history. Exiles landing today become known as the First Fleet. They are so unfit for survival in the new land that they live near starvation amid what is natural abundance to Aborigines. Most of the First Fleet convicts have never traveled more than 10 miles from their birth places. They saw the sea for the first time when they were clapped in irons & thrust onto the ships. All the convicts were transported for crimes against property. They include 70-year-old Elizabeth Beckford, who was exiled for stealing 12 pounds of Gloucester cheese. West-Indian Thomas Chaddick was sent to Australia after hunger drove him to steal cucumbers from a kitchen garden.
Australia Day, formerly known as Foundation Day or Anniversary Day, has been observed since about 1817 and has been a public holiday since 1838. Observed Jan 26 if a Monday, otherwise on the first Monday thereafter .
    1831- Mary Mapes Dodge birthday: American writer edited St. Nicholas Magazine, one of the first periodicals for children. She is best known for her classic novel Hans Brinker or The Silver Skates (1865).
    1837 -Michigan became the 26th state. Named Michigan after the American Indian word, Michigama, meaning great or large lake, Michigan borders four of the Great Lakes, and is divided into two peninsulas by the Straits of Mackinac that connect Lakes Michigan and Huron. The two peninsulas are recognized in the state motto: Si quaeris peninsulam amoenam circumspice . Michigan is nicknamed the Wolverine State and/or the Great Lake State . The state bird is the robin; the state flower: apple blossom; state tree: white pine; state fish: trout; state gem: Isle Royal Greenstone aka Chlorastrolite. This gemstone is the Petoskey stone. The state flag, which is blue charged with the arms of the state, waves over the state capital of Lansing.
( lower portion of: )
    1838-The first alcohol prohibition law enacted by a state was passed by Tennessee. The bill, an “act to repeal all laws licensing tippling houses,” provided that “all person convicted of the offense of retailing spirituous liquors shall be fined at the discretion of the court” and that the fines and forfeitures be used for the support of common good.” It appears the law did not apply to wine or beer.
    1856 -- Leschi, chief of the Nisqually & Yakama Indians, leads 1,000 warriors in an attack on the town of Seattle. The attack is repulsed by naval forces in the harbor.
    1861-Louisiana becomes the sixth state to succeed from the union. One of the growing reasons for the secession was the admittance of Kansas to the Union, which officially occurred January 29,1861,which entered as a “free state.” On February 4th, the Confederate States of America was formed at Montgomery Alabama with Jefferson Davis of Mississippi as president and Alexander H. Stephens of Georgia vice president. Both were chosen on February 9th. The Confederate constitution specifically stated the reason for succession was to continue slavery, and on February 9th the Confederate Provisional Congress asserted that all laws under the U.S. Constitution that were not inconsistent with the constitution of the Confederate states would be recognized. The main issue was the Confederate government wanted to continue the ownership of human beings ( Blacks were not the only race that were slaves or owned by others---in fact, during this period, there were many free Blacks who owned large plantations of both Creole and Black slaves. In Mississippi itself, there were many wealthy Black plantation owners.
1863-54th Regiment (Black) infantry formed.
    1863 --General Joseph Hooker replaces Burnside as head of Army of Potomac.
    1875-George F. Green, of Kalamazoo, MI, received a patent for “electro-magnetic dental tools” used for sawing, filing, dressing and polishing teeth. The patent was assigned to Samuel S. White of Philadelphia, PA. In practice, the engines were too heavy and the batteries too expensive for general use.
    1880-Douglas MacArthur, US general and supreme commander of Allied forces in Southwest Pacific during World War II. Born at Little Rock, AR, he served as commander of the Rainbow Division's 84th Infantry Brigade in World War I, leading it in the St. Mihiel, Meuse-Argonne and Sedan offensives. Remembered for his "I shall return" prediction when forced out of the Philippines by the Japanese during WW II, a promise he fulfilled. He later became involved in politics, and had set up a committee to run for president. Relieved of Far Eastern command by President Harry Truman on Apr 11, 1951, during the Korean War, after an incident regarding the landing of air craft and respect for the commander-in-chief. . MacArthur died at Washington, DC, Apr 5, 1964.
    1893-Bessie Coleman born at Atlanta, Texas: America's first celebrated Black female pilot Bessie Coleman. Because of her race and gender, she was denied admission to aviation school programs in the US. In Paris, she received an international pilot's license in 1921. Upon return, "Queen Bess" took part in numerous acrobatic air exhibitions where her daring stunt-flying won her many admirers. She perished in a plane crash during a practice session, at Jacksonville, Florida, April 30, 1926. Foul play was suspected due to both her race and gender.
    1907-Congress passed a prohibition on corporations from contributing to candidates’ campaign funds in presidential and congressional races. An act passed on March 4, 1909, further prohibiting national banks and corporations from making financial contributions to campaign funds in connection with any election to any political office.
    1893-Birthday of violinist/Cajun music player Dennis McGee, Bayour Marron,LA
He died in 1989.
    1908-Jazz violinist Stephane Grappelli born Paris, France; died Nov, 1997.,,437799,00.html?artist=Stephane+Grappelli
    1913-Jimmy Van Heusen was born Edward Chester Babcock at Syracuse, NY. He was a composer of many popular songs with his lyricist partners Johnny Burke and Sammy Cahn. One of his 76 songs that Frank Sinatra recorded was "My Kind of Town." Van Heusen won four Academy Awards for songs in movies such as Going My Way (1944). He was inducted into the Songwriters Hall of Fame when it was founded in 1971. Van Heusen died Feb 7, 1990, at Rancho Mirage, CA.
    1913 - Jim Thorpe wrote the chairman of the Amateur Athletic Union revealing he had played professional baseball in 1909 and 1910. He voluntarily returned the two gold medals for the decathlon and pentathlon he won in the 1912 Olympic games in Stockholm, Sweden. Sixty years later, twenty years after his death, the AAU restored Thorpe’s amateur standing and the Olympic medals.
    1915-Rocky Mountain National Park was established. Under President Woodrow Wilson, the area covering more than 1,000 square miles in Colorado became a national park.
    1918-Birthday of science fiction writer Philip Jose Farmer, born Peoria, IL.
    1921-Birthday of Betty Hutton, brash actor/singer best known for her role in the movie Annie Get Your Gun (1950).
    1924-Birthday of Calvin Ross(Cal)Abrams, baseball player born at Philadelphia, PA. Abrams played eight years in the major leagues and hit .269. He is most famous for this incident that I remember
this day from when I was eight years old, for being thrown out at the plate by Richie Ashburn of the Philadelphia Phillies in the ninth inning of the final game of the 1950 season, thereby depriving his team, the Brooklyn Dodgers, of a shot at the pennant. Died at Ft. Lauderdale, FL, January 26,1997.
    1925-Birthday of Paul Newman of “Newman’s Own,” actor (Oscar for The Color of Money; Cat on a Hot Tin Roof, Butch Cassidy and the Sundance Kid), director (Rachel, Rachel, The Glass Menagerie), born Cleveland, OH.
    1928-Birthday of vocalist Eartha Kitt, North, South Carolina.
    1929-Jules Feiffer, cartoonist, writer, born New York, NY.
    1934 - The famous Apollo theatre in New York City's Harlem district opened as a showcase for black artists. The theatre had begun as an all-white music hall and burlesque house, and in the 1920's and early '30s was famous as Hurtig and Seamon's Burlesque. The Apollo's opening-night show featured Harlem showman Ralph Cooper, Aida Ward, Benny Carter and his orchestra and 16 dancers billed as "Gorgeous Hot-Steppers." For more than 50 years, the Apollo has been a launching pad for some of the century's greatest talent, including Duke Ellington, Ella Fitzgerald, James Brown, Aretha Franklin and Dionne Warwick. The Apollo Theatre was declared a cultural landmark in 1983, and two years later reopened as the Apollo Theatre Television Centre. There are still live shows, but the primary purpose of the centre is to produce these shows for TV.
    1934-Jimmy Lunceford Band records, “WhiteHeat,”
    1934-- '50's rock 'n' roller Huey (Piano) Smith was born in New Orleans. His playing incorporated the earlier boogie style of such pianists as Albert Ammons and Pete Johnson with the New Orleans rhythm-and-blues of Fats Domino. He and his band, the Clowns, had two million-sellers in 1957 - "Rockin' Pneumonia and the Boogie Woogie Flu" and "Don't You Just Know It."
    1939 - Producer David O. Selznick began filming Gone With the Wind. Numerous problems with the script, several directors, and a soaring budget plagued the project. After he turned down the role of Rhett Butler, Gary Cooper remarked, "Gone With the Wind is going to be the biggest flop in the history of Hollywood. I'm just glad it'll be Clark Gable who's falling flat on his face and not Gary Cooper".
    1942-The first American expeditionary force to land in Europe in World War II arrived in Ireland and was greeted by Sir Archibald Sinclair, the British air minister. The first officer to land was Major General Russell Peter Hartle. The first enlisted man to land was Private Milburn Henke of Hutchinson, MN.
    1942-West Coast Hearst newspapers engage in a vilifying attack on Japanese-Americans and begin the public outcry for mass exclusion.
    1944--- Liberty Field, Camp Stewart, the Women of the Air Service Pilots (WASPS) who flew military aircraft during World War II, were ordered out on ground maneuvers with the regular male Army troops. Although the women were not military (without military benefits such as insurance, housing, free meals, health care, or uniforms, etc.), they were often ordered by misogynistic C.O.'s to perform as if they were military personnel. Out in the field without military equipment (the women often didn't even get shoe rations!) the men were busily showing the women up when the officers rang an alarm. The WASPs had no idea what the alarm meant until GI's whipped out gas masks and put them on. Not the WASPs. They had no gas masks! As the acrid smoke drifts over everyone, the women gag and cough while the men laughed and the officers smirked.
From Byrd Howell Granger's On Final Approach, The Women Air force Service Pilots of W.W.II. Scottsdale, AZ.: Falconer Publishing Company, 1991. ISBN: 0-9626267-0-8.
    1944-Esquire All-Stars ( Armstrong, Eldridge, Teagarden, Hawkins) cut Basin St. Blues, Mop Mop for V-Disc._
    1945 - For $3 million, a syndicate headed by Dan Topping and Larry McPhail bought the New York Yankees baseball team.
    1945 -- MURPHY, AUDIE L. "Medal of Honor"
Rank and organization: Second Lieutenant, U.S. Army, Company B 1 5th Infantry, 3d Infantry Division. Place and date: Near Holtzwihr France, 26 January 1945. Entered service at: Dallas, Tex. Birth: Hunt County, near Kingston, Tex. G.O. No.. 65, 9 August 1945. Citation 2d Lt. Murphy commanded Company B, which was attacked by 6 tanks and waves of infantry. 2d Lt. Murphy ordered his men to withdraw to prepared positions in a woods, while he remained forward at his command post and continued to give fire directions to the artillery by telephone. Behind him, to his right, 1 of our tank destroyers received a direct hit and began to burn. Its crew withdrew to the woods. 2d Lt. Murphy continued to direct artillery fire which killed large numbers of the advancing enemy infantry. With the enemy tanks abreast of his position, 2d Lt. Murphy climbed on the burning tank destroyer, which was in danger of blowing up at any moment, and employed its .50 caliber machinegun against the enemy. He was alone and exposed to German fire from 3 sides, but his deadly fire killed dozens of Germans and caused their infantry attack to waver. The enemy tanks, losing infantry support, began to fall back. For an hour the Germans tried every available weapon to eliminate 2d Lt. Murphy, but he continued to hold his position and wiped out a squad which was trying to creep up unnoticed on his right flank. Germans reached as close as 10 yards, only to be mowed down by his fire. He received a leg wound, but ignored it and continued the single-handed fight until his ammunition was exhausted. He then made his way to his company, refused medical attention, and organized the company in a counterattack which forced the Germans to withdraw. His directing of artillery fire wiped out many of the enemy; he killed or wounded about 50. 2d Lt. Murphy's indomitable courage and his refusal to give an inch of ground saved his company from possible encirclement and destruction, and enabled it to hold the woods which had been the enemy's objective. He later went on to become a major movie star in the last 294
    1946-Birthday of jazz author/researcher Lee Hildebrand, Williamsport, PA
    1947 - On ABC radio, "The Greatest Story Ever Told" was first heard, making it the first radio series to portray Jesus Christ's voice.
    1948- President Truman decides to end segregation in the armed forces and the civil service through administrative action (executive order) rather than through legislation.
He signs on July 26,1948: Executive Order 9981, to end segregation in US Armed Forces signed by President Harry Truman.
    1949-The first tape-recording machine for mass production of tapes was announced by the Minnesota Mining and Manufacturing Company(3M), St. Paul, MN. The machine tape 48 hours of recorded music in one hour.
    1951-The first Rabbi in the Reform movement who was a woman was Paula Ackerman of Meridian, MS, who was appointed to serve in the place of her late husband as rabbi of Temple Beth Israel.
    1951 - Elizabeth Taylor divorced her first husband, Nicky Hilton, on the grounds of mental cruelty. It was less than a year after their highly publicized wedding.
    1953 - Film actress, dancer, and sex symbol Rita Hayworth divorced Prince Aly Khan in Reno, Nevada on this date. Hayworth once said, "Every man I knew had fallen in love with Gilda and wakened with me," referring to her most successful film role in Gilda and her less-than-successful track record in marriage.
    1954---Top Hits
Stranger in Paradise - Tony Bennett
Oh! My Pa-Pa - Eddie Fisher
At the Darktown Strutters’ Ball - Lou Monte
Bimbo - Jim Reeves
    1955-- Bill Haley's "Dim, Dim the Lights (I Want Some Atmosphere)" enters the R&B charts
    1956 -- Martin Luther King, Jr. arrested for the first time for driving 30 mph in a 25mph zone; his home will be bombed on January 30th.
    1956 - Buddy Holly had his first of three recording sessions in 1956 for Decca Records in Nashville, Tennessee with Owne Bradley as producer. Nothing much came out of those sessions. He formed the group, The Three Tunes (changed later to The Crickets), and went on to find fame and fortune when he hooked up with producer Norman Petty in New Mexico. Holly died in a plane crash near Mason City, IA, February 3, 1959 (“the day the music died”). He was 22. Holly was inducted into the Rock and Roll Hall of Fame in 1986.
    1957---Birthday of Eddie Van Halen (Van Halen)
    1957-- Buddy Holly and the Crickets make their second appearance on CBS' Ed Sullivan Show. Before the show Sullivan, who considered Holly's hit "Oh, Boy!" too "raunchy," forbids him from singing it on tonight's show. Holly refuses, causing Sullivan to limit Buddy to one song instead of two, sabotage him with bad lighting and sound, and mispronounce his name. Holly is visibly upset on the stage.
    1958-Ellen DeGeneres, comedienne, actress ("Ellen"), born New Orleans, LA.
    1959 - "Alcoa Presents" was first seen on ABC-TV. Later, the show was renamed "One Step Beyond". It was based on "true events that are strange, frightening and unexplainable in terms of normal human experience."
    1960 - Burnsville, West Virginia beat Widen, West Virginia in basketball, 173-43. Danny Heater starred by getting in 135 points.
    1960 - Pete Rozelle was elected commissioner of the National Football League, a position he held for over 25 years.
    1961 - President John F. Kennedy chose Dr. Janet G. Travell (Mrs. John Powell) to be the first woman to hold the position of ‘personal physician to the President’.
    1961-Wayne Gretzy, former hockey player, Hockey Hall of Famer, born Brantford, Ontario, Canada.
    1962---Top Hits
The Twist - Chubby Checker
Peppermint Twist - Joey Dee & The Starliters
Can’t Help Falling in Love - Elvis Presley
Walk on By - Leroy Van Dyke
    1963-- The Rooftop Singers' "Walk Right In" hits #1
    1964-- The Four Seasons' "Walk Like a Man" enters the pop charts.
    1969 --California is declared a disaster area after two days of flooding and mud slides.
    1970 - NFL Commissioner, Pete Rozelle, the three major television networks, NBC, CBS and ABC, agreed to pay a total of $124,000,000 over four years to broadcast National Football League games. CBS carried the NFC games and NBC the AFC. ABC had the idea to broadcast, "Monday Night Football".
    1970---Top Hits
Raindrop Keep Fallin’ on My Head - B.J. Thomas
Venus - The Shocking Blue
I Want You Back - The Jackson 5
Baby, Baby (I Know You’re a Lady) - David Houston
    1972--- Elvis Presley begins wearing one-piece jumpsuits during his gigs at the International Hotel, Las Vegas.
    1974-- Ringo Starr's "You're Sixteen" hits #1
    1977--- After removing the diamond from his famous "TCB" ring, Elvis Presley has it placed in an engagement ring for girlfriend Ginger Alden. Elvis proposes to her in the bathroom at Graceland.
    1978---Top Hits
Baby Come Back - Player
Here You Come Again - Dolly Parton
You’re in My Heart (The Final Acclaim) - Rod Stewart
What a Difference You’ve Made in My Life - Ronnie Milsap
    1978 - A paralyzing blizzard struck the Midwest. One to three feet of snow fell in Michigan, and 20 to 40 inches was reported across Indiana. Winds reached 70 mph in Michigan, and gusted above 100 mph in Ohio. The high winds produced snow drifts twenty feet high in Michigan and Indiana stranding thousands on the interstate highways. Temperatures in Ohio dropped from the 40s to near zero during the storm.
    1979 - The guitar synthesizer was first demonstrated.
    1979-“The Dukes of Hazzard” premiered on TV. This comedy/action show ran for seven seasons and featured car chases. Brothers Bo Kuke(John Schneider) and Luke Duke ( Tom Wopat) were the good guys, fighting crooked law enforcement in their rural southern community. Other characters included Daisy Duke (Catherine Bach), Uncle Jesse Duke(Denver Pyle), Sheriff Roscoe P. Coltrane (James Best), Deputy Enos Strate(Sonny Shroyer) and Boss Hogg ( Sorrell Books)
    1984- "Mike Hammer" re-appeared on TV. Mike Hammer was a gritty, urban detective created by writer Mickey Spillane, very popular in both hard back and pocket book “hard boiled dick” writer, considered still a classic, definitely ahead of his time. Originally a TV series in the 50s with Darren McGavin, CBS revived the series with Stacy Keach as the hard-boiled detective. Production was stopped while Keach was briefly imprisoned for a drug charge in 1984 but the series returned in 1986. Darrin McGavin, who most likely is best remembered as Kolchak: The Night Stalker", was the originally Mike Hammer on television and one of my favorite shows. As a teenager, I never missed it and consequently read all Spillane's books, along with Dashiell Hammett, Raymond Chandler, Kenneth Millar aka Ross McDonald. Spillane is one of America's greatest authors and his works should be studied in colleges and universities as there are many levels and messages in his observations of good versus evil.
    1985 - With a 66-65 win, St. Johns University ended Georgetown’s 29-game winning streak. Chris Mullin, now an NBA star, scored 20 points for St. Johns. Patrick Ewing, also an NBA star, lead Georgetown with 9 points, in this the Big East Conference basketball game.
    1986-Chicago Wins Super Bowl XX: In their first Super Bowl outing, the Chicago Bears romped over the New England Patriots to win Super Bowl XX, 46-10. Chicago spotted the Patriots a 3-0 lead but then scored the next 44 points while holding New England to seven yards rushing.
    1986---Top Hits
That’s What Friends are For - Dionne & Friends
Burning Heart - Survivor
Talk to Me - Stevie Nicks
Never Be You - Rosanne Cash
    1986--- Corey Hart's "Boy in the Box" album reached the million mark in sales in Canada. Hart was the second Canadian artist to reach the figure, which qualified him for a diamond award. The first Canadian artist to sell a million copies of an album was Bryan Adams, whose "Reckless" album reached that mark in December 1985.
    1987 - Coca-Cola was officially named the #1 soft drink in the United States. Pepsi- Cola was at #2.
    1988 - The incoming hit musical from London, The Phantom of The Opera, set a Broadway record in advance sales of over $12 million before its grand opening on Broadway on this date. Phantom took in a record-setting amount of $920,272 in seventeen hours when tickets went on sale the previous November.
    1988 - A snowstorm in the northeastern U.S. produced 19 inches at Austerlitz NY and Stillwater NY. A storm in the Great Lakes Region left 16.5 inches at Marquette MI, for a total of 43 inches in six days.
    1992 - Super Bowl XXVI (at Minneapolis): Washington Redskins 37, Buffalo Bills 24. Washington led 37-10 before Buffalo scored a pair of TDs in the final six minutes. Bills’ QB Jim Kelly threw the football a record 58 times (with 4 interceptions) in the losing effort. MVP: Redskins’ QB Mark Rypien. Tickets: $150.00
    1994—Top Hits
All For Love- Bryan Adams/Rod Stewart/Sting
Hero- Mariah Carey
Breathe Again- Toni Braxton
The Power Of Love- Celine Dion
    1995- For a price-tag of $1.7 billion, Cadbury Schweppes, whose arsenal of products already included A&W root beer, Canada Dry, and Crush and Sunkist fruit colas, buyn the United States' third-biggest soft drink concern, the Dr. Pepper / Seven-Up Company. The acquisition left Cadbury Schweppes with 17% of America's $49 billion soda market, putting it just behind Coca-Cola and Pepsico in the field.
    1997 - Super Bowl XXXI (at New Orleans): ZZ Top, James Brown, and the "Blues Brothers" perform at the Super Bowl XXXI halftime show. Green Bay 35, New England 21. A classic team effort: QB Brett Favre passed for two TDs and Desmond Howard (MVP) returned a kickoff 99 yards for a score as the Packers won their 12th NFL championship and the first since Super Bowl II in 1968. Tickets: $275.00.
    1998 - Compaq Computer Corp. and Digital Equipment Corp. announced plans to merge. In the largest computer biz acquisition to that time, the deal was worth $9.6 billion. March 20, 2002 the stock holders approved the company’s merger with Hewlett-Packard.
    1999--- The National Transportation Safety Board determines the cause of John Denver's fatal 1997 airplane crash: Denver neglected to fill his main tank with enough fuel, and in the process of switching over to his backup tank inadvertently put the plane into a deadly roll.

Super Bowl Champions This Date

    1986 Chicago Bears
    1992-Washington Redskins
    1997-Green Bay Packers




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