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Exp. only, 1 Southeast, 1 West Coast
Looking to Expand Your Career
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resumes to :
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Chicago suburbs

Friday, July 20, 2012

Today's Equipment Leasing Headlines

New Aggregate Funding Process---and it connects!
 by Christopher Menkin
  Classified Ads---Legal/Legal Collections
   Happy Birthday Patrick Sponsel
RLC Funding Joins
 Funders Looking for New Broker Business
  KeyCorp plans big cost cuts
   as it reports lower 2nd Q earnings
 Microfinancial Reports Business Up!
  New Hires---Promotions
   Classified Ads---Help Wanted
    Summer Special—Help Wanted Ads 25% Off
 Massachusetts Court Upholds DLL’s Forum Selection Clause
  by Tom McCurnin, Esq.
   BSB Leasing Announces New Division
    Federal Reserve Beige Book--Loan Demand Grew Modestly
     United Capital --- Two Firehouse Subs® Operators
  NY Supreme Court Rules in Favor Northern Leasing Systems
     Labrador Retriever/Shepherd Mix
     West Chicago, Illinois
  Beats of the Southern Wild/Take this Waltz
The Deep Blue sea, 4:44 Last Day of Earth, Singing in the Raid
   Movie/DVD Reviews by Fernando Croce
    Open Positions at Leasing Funders/Various Locations
News Briefs---
CIT Closes $515MM Canadian Equipment Receivables Securitization
   GATX Beats on Both Lines in 2Q
     Mortgage rates hit an even lower low
        Euro falls as Spain's bank woes, weak U.S. data haunt
          Microsoft reports first quarterly loss in history
            Drought conditions plague 64% of USA

Broker/Funder/Industry Lists | Features (collection)
Top Ten Stories Chosen by Readers | Top Stories last six months

  You May have Missed---
   SparkPeople--Live Healthier and Longer
    Sports Briefs---
     Baseball Poem
      California Nuts Brief---
       "Gimme that Wine"    
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######## surrounding the article denotes it is a “press release” and was not written by Leasing News nor information verified, but from the source noted. When an article is signed by the writer, it is considered a “by line.” It reflects the opinion and research of the writer. It is considered “bias” as it is the writer’s viewpoint.

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New Aggregate “on line” Funding Process
by Christopher Menkin

At the turn of the century, 2000, there were 30 aggregate internet websites that promised to put lessee and lessor together over the World Wide Web, some within an answer within an hour, not only with approval but all rates and terms. It never worked. Eventually, in my opinion, it whittled down to one, Ecologic Leasing Services:

"Ecologic is not a lessor, funder, or lender. Nor is Ecologic a broker (i.e. we do not get paid by lessors or lessees for transactions). We only work for you and only get paid by you through our outsourcing agreement - so there is no conflict of interest, unlike relationships with leasing companies and brokers."

While listed as an “Aggregate Funder” by Leasing News, it perhaps is more “portal” today as the company was originally purchased from the original and changed to what it does today. It is a successful company.

There are three World Wide Web leasing portals, which work in a similar way, but not providing automated approvals in our definition for the category:

As software and the internet with its algorithms have improved, there have been several who have tried to automate matching lessee and lessor on line together, but failed because they never had a program that married a funder with the lessee automatically as perhaps the way Google works: click a subject and there you are. InAjiffy may be successful, as it comes close with speed and service, but in the end, it all depends on the proposals that they received and satisfying the parties involved.

The reason that InAJiffy works on line is that they take requests for proposals, those looking for funding, and list their needs for free, lining them up with vendors, as they call them, who are funders or brokers or lessors. To qualify as a “vendor,” you go through an automated process that includes verifying address, length in business, an application procedure, which is free, then to verify, an automatic telephone call puts the site on line as the final verification, similar to how on line telephone service is verified. It is free and it is an easy process.

InAJiffy is designed for other services, not just finance and leasing, but the system works in the same manner. The vendor chooses from a list of requests for proposals (RFPs) and can view details of any RFP by clicking on it. The vendor then can offer their services by filling a form called a proposal. The step then brings buyer and seller closer.

Vendors can see how many proposals have been submitted, but they cannot see the proposals themselves or who submitted them.

There are two ways that vendors connect with the customers. One is by submitting a proposal, the other is by a click to call button by which the vendor can call the customer’s phone. At this time, there is no cost for submitting proposals and an introductory low price for calling the customer. It is an introductory phase, and fees are to be determined after the beta testing of the system. 

To see a sample of how this works, please click here:

Here is a link for lessors and brokers to learn more about how it works:

To sign up for a free introductory offer, this is the web site:




Classified Ads---Legal/Legal Collections

(These ads are “free” to those seeking employment or looking
to improve their position)

Orange County, CA
20+ years with record of success. Hands on manager that can show how its done to get great results in Legal/Collections. michaellosey@gmail.com

San Diego , CA 
Experienced in-house corporate, equipment leasing and financial services attorney seeks position as managing or transactional counsel. Willing to relocate.
Cell Phone: 760-533-4058; | Resume

Free Posting for those seeking employment in Leasing:

All “free” categories “job wanted” ads:



Happy Birthday Patrick Sponsel

Sharpe Financial Network
President, National Association of Equipment Leasing Brokers

Tomorrow, Saturday, July 21, Patrick Sponsel will be 52 years old. He is recovering from his surgery, beginning to receive further treatment toward his recovery. He received many prayers and well wishes, sent to him directly, to Leasing News, as well as on social networks.

While there are many, this one has a definite message that he would like conveyed, as he had stated in the article of July 9th:

From Bernard Whitley, President, BW Transportation Solutions Inc.
DBA: BW Capital Solutions, Irvine, California:

"Patrick, you and your family will be in my prayers and my thoughts and I wish you a speedy recovery, I have been in your shoes so please hang in there.

"On a side note, if you are at the age of fifty please go and have a colonoscopy done make that a birthday present to yourself and your family, if you are African American the age, is actually 45 and not fifty.

“Last year in February at the age of 51 I had a colonoscopy done I had put it off for a year, with my wife on my case to get it done I finally caved in, when I woke up from the procedure the doctor informed me that he was sending me to a surgeon without giving me a whole lot of information, to make a long story short I had about 13 inches of my colon removed and about nine inches of my lower intestine removed, all due to a precancerous polyp that was fort anally caught early, a quote from my surgeon during my follow up visit, "I you would have waited one more year you and I would be having a different conversation." I walked out of my surgeon’s office with tears in my eyes because I knew I had dodged a bullet.

"Those words are still stuck in my head to this day, so please take a few hours and get it done the procedure is not as bad as it sounds."


Pray for Patrick Sponsel


Joins Funders Looking for New Broker Business

In Business Since
Leasing Association
RLC Funding
(A division of Navitas
Lease Corporation)
  121 Executive Center, Ste 108
Columbia, South Carolina
Dwight Galloway
(*click here for footnotes)
48 Contiguous states

B* Lessors on CA leases required to be licensed
C* May be allowed with prior approval
E* RLC is a separate division of a parent that has direct sales team

“RLC Funding is a B+ to A credit funding source with an extremely experienced, flexible staff (formerly Republic Leasing and NetBank). With “app only” to $75,000 and commercial to $125,000 we are a credit based (not asset based) lender offering a range of credit standards and commensurate rates. We do not have volume requirements for broker/lessors but expect proficiency.”

Dwight Galloway

Funders Looking for New Broker Business

Gary DiLillo, President 440.871.0555 or

Comprehensive personal property tax outsourcing services.
Click here to see what our clients say about us.



KeyCorp plans big cost cuts
as it reports lower 2nd Q earnings

The headline comes from Crain's Cleveland Business, who reported "KeyCorp (NYSE: KEY) is aiming to reduce expenses by $150 million to $200 million by December 2013, the Cleveland-based bank announced as it reported second-quarter profits this year were down 9% from the year-ago period.

"Key said its net interest income in the latest second quarter declined 4.6% from a year earlier, to $544 million from $570 million. The second quarter of 2012 included a $13 million reduction to net interest income from the write-off of fees as well as capitalized loan origination costs due to the early termination of leveraged leases. In addition, Key said the decrease in net interest income and net interest margin 'resulted from the continuation of the low-rate environment, contracting the spread between lending rates and funding costs'.”

Key’s noninterest income was $485 million for the second quarter of 2012, compared to $454 million for the year-ago quarter. Gains on leased equipment increased $31 million compared to the same period one year ago, primarily related to the early terminations of leveraged leases. Net gains (losses) from loan sales also increased $21 million from the year-ago quarter. These increases in noninterest income were partially offset by a $14 million decrease in electronic banking fees as a result of government pricing controls on debit transactions that went into effect October 1, 2011, and a $12 million decline in operating lease income.
    page 3

Six month lease operating income was $67 million June 30, 2011 compared to $42 million June 30, 2012, with the three month ending June 30, 2012 at $20 million, continuing the decline.
   page 17

Commercial Lease Financing also continues its downward trend

(dollars in millions)

Average Balances

Second Quarter, 2011 $6,094
First Quarter, 2012 $5,846
Second Quarter, 2012 $5,700
page 18

Tier 1 risk-based capital is now at 12.5%, healthy, but down from 13.29% March 31, 2012 and compared to $13.92% same period June 30, 2011.
    page 6

Full Second Quarter 2012 Earnings Review:

Mr. Terry Winders available as Expert Witness. 35 years as a professional instructor to the top equipment leasing and finance companies in the United States, author of several books, including DVD's, as well as weekly columnist to Leasing News. He also performs audits of leasing companies as an expert on documentation, and has acted as an expert witness on leasing for litigation in legal and tax disputes, including before the IRS. He also has taught the senior bank examiners, how to review a bank leasing department, for the Federal Reserve in Washington D.C. and has trained the examiners for the FDIC on how to prepare a lease portfolio for sale.

Mr. Winders received his Master of Business Administration and his Bachelor of Science degrees from the College of Notre Dame.


(This ad is a “trade” for the writing of this column. Opinions
contained in the column are those of Mr. Terry Winders, CLP)


Microfinancial Reports Business Up!

The company specializing in vendor based leasing and finance programs for microticket transactions from $500 to $10,000 going down to $500, and primarily in the under $15,000 range, reports New lease originations in the quarter increased by $5.2 million to $23.9 million as compared to the same period last year.

The Board of Directors of MicroFinancial Incorporated declared a cash dividend of $0.06 per common share payable on August 15, 2012, to holders of record of MFI common stock at the close of business on July 30, 2012. This dividend represents the same amount per common share as the last dividend paid by MFI in May of 2012.

Richard Latour, President/CEO

"We are very pleased with the continued improvement in our financial performance in the second quarter of 2012. We realized solid earnings for the quarter of approximately $2.6 million and received cash from customers of over $30 million," Richard Latour, President and Chief Executive Officer said. "Through the first six months of 2012, we have increased the number of lease applications processed by approximately 45% to 35,000 and increased our lease originations by approximately 23% to $45.5 million as compared to the same period last year."

For the six months ended June 30, 2012, net income increased by 7.9% to $4.7 million versus net income of $4.3 million for the same period last year. Net income per diluted share year to date was $0.32 based on 14,635,068 shares versus $0.30 based on 14,495,745 shares for the same period in 2011.

Year to date revenue for the six months ended June 30, 2012 increased 7.9% to $28.9 million compared to $26.8 million during the same period in 2011. Revenue from leases was $19.6 million, up $1.3 million from the same period last year and rental income was $4.7 million, up $0.6 million from the prior period. Other revenue components contributed $4.7 million for the year to date, up $0.2 million from the same period last year. New contract originations year to date were $45.5 million versus $37.1 million through the same period last year.

Total operating expenses for the six months ended June 30, 2012 increased 7.0% to $21.2 million versus $19.8 million for the same period last year. Selling, general and administrative expenses increased by 4.9% or $0.4 million to $8.4 million primarily due to increases in compensation.

Employee . Headcount at June 30, 2012 was 139 employees as of June 30, 2012 compared to 129 at the same date last year. In June of last year, MicroFinancial opened the office of their subsidiary TimePayment Corporation office at 2801 Townsgate Road, Suite 101, Westlake Village, California, on the edge of Los Angeles. The idea was to give better service to the West Coast.


• Contract Negotiations • Fraud Investigations
• Credit Investigations • Skip-tracing
• Third-party Commercial Collections
John Kenny
Receivables Management

For flat fee or commissions basis | ph 315-866-1167|




Leasing News Help Wanted

Dallas-Fort Worth
Seasoned Leasing professional in Dallas-Fort Worth area, experienced in 3rd party generated business. Must be highly ethical, self starter with a good understanding of financials and able to produce immediately and consistently. Generous commissions paid and
benefits after initial trial period.

Please submit resume to
Contact: Ron Mitchell 214-615-0667 direct


Exp. only, 1 Southeast, 1 West Coast
Looking to Expand Your Career
Base Salary & Commission
resumes to :
Stable, profitable independent lessor, 30 years in business,
Chicago suburbs


For information on placing a help wanted ad, please click here:

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All you need do is send us the copy or the position description you want to fulfill and we do the rest. We will design the ad with the idea to fit you budget best, as well as recommend a “click to a web page” or seprate full page job description. Lines and spaces determine the price of the “help wanted ad” as the Logo is free as well as company description at the bottom of the ad (not to exceed the number of lines of the ad.) Also freeclick to a click to a web site or a full description of the position.

Ads are placed in the "Help Wanted' section by category, alphabetical, with the ad with the most lines first in the group. They appear on the web site and in each news edition at the top, not in flash, but in separate news editions. (The “help wanted” top ad are changed in each news edition in sequence with other “help wanted” ads, mostly in a chronological basis.) The ad always appears in the classified help wanted section in each news edition, plus remains on the web site, even when it appears at the top of the headlines.

Most readers scroll the newsletter, or those directly interested in classified, will click on the headline and go direct to the news edition classified help wanted section, or click on the web site, and go to it at this site.

Leasing News reserves the right to refuse advertising, particularly to a company that has appeared in the complaint bulletin board



New Hires---Promotions

Jennifer Stamps named Vice President - Equipment Finance Sales at BMO Harris Equipment Finance, working out of Austin Texas. Previously she was vice-president, Siemens Financial Services, covering TX,LA,OK,AR (May, 2007-April, 2011), vice-president, CIT Equipment Finance (march, 2006-April, 2007), senior vice president, GE Commercial Finance (June, 2004-February, 2006), marketing director, Boeing Capital Corporation (July, 2000-June, 2004), principal, Creative Business Solutions (July,1994-June, 2000), Director-Business Development (GE Capital(1987-1988). The University of Texas at Austin - The Red McCombs School of Business BBA and MBA, Finance and Accounting

Bookmark Leasing News




Massachusetts Court Upholds DLL’s Forum Selection Clause

by Tom McCurnin, Esq.
Barton, Klugman & Oetting
Los Angeles, California

Everyone probably is familiar with the role of a forum selection clause in an equipment lease, as National companies do business in most of the 50 States but litigate smaller matters to judgment in their home State with local counsel. What if a lessee sits back and lets the judgment get entered, and then the lessee commences its own action in its home State?

The answer ought to be that the lessee’s second action should be dismissed—And that’s exactly what happened in Financial Planning Alternatives, Inc. v. De Lage Landen Financial, 2012 WL 2588553 (Mass. App.Div.2012). There DLL leases some copiers to Financial Planning Alternatives, a self-described “sophisticated entity in the business of financial planning for individuals.” When Financial Planning failed to pay, DLL commenced an action in Chester County, Pennsylvania to recover the balance of payments on the lease. The action was filed in Pennsylvania pursuant to a forum selection clause contained in the equipment lease. Judgment was entered in late 2010. Financial Planning filed its own suit within a few weeks of that Judgment in Massachusetts.

DLL filed a Motion to Dismiss the suit based on the forum selection clause, and should have prevailed and while the Court ultimately dismissed the action, it did so with some gratuitous comments about the propriety of such forum selection clauses. The Court stated:

“While recognizing . . . established law that compels the decision in this matter, we are not unmindful of the inequities potentially created by De Lage's use of a boilerplate forum selection clause. The standard bearer for the use of forum selection clauses in finance equipment leases with small businesses was, for many years, Leasecomm, which entered into a consent judgment with the Massachusetts Attorney General . . . abandoned its forum selection clause and agreed to institute its collection suits where the consumer resided or did business.”

But after that rant, the Court struck down the Complaint and entered Judgment for DLL.

There are few lessons here for leasing professionals, except to say that the use of a forum selection clause is advantageous for those companies located in a single State, but where they do business in multiple far-off States. It is uneconomical to litigate small dollar copier cases in other States with collection counsel that might not understand the leasing issues, and safer to use local counsel where the lessor does business. The Court got it right.

Tom McCurnin
Barton, Klugman & Oetting
Los Angeles, California
Voice:(213) 621-4000
Fax (213) 625-1832

Visit our Web Site at

Leasing Cases by Tom McCurnin



Announces New Division

BSB Leasing, Inc. is pleased to announce a new division which will provide additional financial products to the Broker Community.

The new division is BSB Capital Access and is providing B2B Working Capital Loan and Merchant Cash Advance products to the entire Broker Community. This division will be managed by Randy Propeck as General Manager. Randy has been active in the Broker Community for over 25 years in various capacities throughout his career in the equipment leasing industry.

BSB stands for "Broker Serving Broker" and we have earned the trust of our partner brokers over the last 30 plus years of serving and supporting the Broker Community. These new products will enhance and expand the outstanding equipment leasing funding services we currently offer and will allow our broker partners to earn more commissions by offering more products to their client base.

For more information about these exciting new products, please contact Randy Propeck at 800-845-3372 x 334 or direct at 303-376-4667."






Beige Book--Loan Demand Grew Modestly

Contacts in the New York, Richmond and Kansas City Districts reported that credit standards remained largely unchanged. Cleveland reported some loosening of auto lending guidelines, while San Francisco indicated credit standards were somewhat restrictive for businesses and consumer loans. Philadelphia, Kansas City, Dallas, and San Francisco noted general improvements in credit quality. Delinquency rates held steady or declined in the New York and Cleveland Districts. Banking contacts in the Cleveland, Atlanta, Dallas, and San Francisco Districts noted stiff competition for quality loan customers. The Chicago District noted uncertainty over the effects of U.S. fiscal policy actions was reducing their customers' demand for credit. Likewise, Dallas reported a slightly more pessimistic outlook than the previous Beige Book due in part to European debt issues and regulatory and political uncertainty.

Overall loan demand grew modestly in most Districts. New York indicated no change, while Richmond observed flat-to-weakening loan demand. Chicago, Kansas City, Dallas, and San Francisco noted increased commercial and industrial lending, but lending in that sector decreased somewhat in the New York District and was characterized as soft in Cleveland and Atlanta. Most Districts reported an increase in mortgage lending, with Dallas noting especially strong demand and a healthy backlog of loans. Refinancing of mortgage loans was steady or increasing in New York, Cleveland, Richmond, and Chicago, but Philadelphia noted a recent slowdown. Kansas City and Dallas noted some improvement in lending for agriculture and commercial real estate. The Atlanta, Chicago, Dallas, and San Francisco Districts observed steady-to-increasing demand for consumer credit, especially for auto loans, while consumer loan demand was somewhat weaker in Kansas City and little changed in Cleveland.


New York






St. Louis


Kansas City


San Francisco

Summary of Report:



### Press Release ###########################

United Capital --- Two Firehouse Subs® Operators

HUNT VALLEY, MD – United Capital Business Lending, a national business lender specializing in franchise finance, announced today that it provided $2,050,000 in financing to the largest Firehouse Subs® franchisee, DKSS Subs, LLC. United Capital refinanced 12 existing locations for the Florida based operator and will provide funding to open two additional restaurants.

In a separate transaction, United Capital established a development line of $900,000 for Firehouse Subs® franchisee Impact FHS Restaurants II, LLC, allowing the operator to open three new restaurants. With the additional locations, the Florida based franchisee will own and operate nine Firehouse Subs® restaurants.

Andrew Jones
VP/Business Development Officer

“United Capital recognizes the strong performance and growth of the Firehouse Subs® system,” says Andrew Jones, vice president and business development officer for United Capital. “We are committed to working closely with Firehouse Subs® franchisees to provide financing for new store development, acquisitions, remodels and debt refinancing.”

United Capital Business Lending is a subsidiary of BankUnited (NYSE: BKU), the largest bank headquartered in Florida with over $12 billion in assets.

In addition to Firehouse Subs®, the United Capital team has financed franchisees for Subway®, Popeyes®, Denny’s®, Dunkin’ Donuts® and Five Guys® Burgers and Fries among others.

For information about financing for franchise acquisition, new unit development, reimaging or debt refinancing, call United Capital at 866-218-4793 or visit the company’s website at

#### Press Release #############################

#### Press Release #############################


NY Supreme Court Rules in Favor of Northern Leasing Systems

Court Grants Motion to Decertify Class and Denies Plaintiff’s Motion
for Summary Judgment

New York, NY, – Northern Leasing Systems, Inc. (, the leading provider of third-party micro-ticket equipment leasing services in the United States, today announced the New York Supreme Court has ruled in favor of the company, granting the company’s motion to decertify a class of hundreds of thousands of merchants in a breach of contract class action brought against the company by four lessees. Judge Martin Shulman had previously certified the class in April 2009. Last week’s ruling by Judge Shulman follows a New York State Appellate Division’s September 2011 decision to reverse summary judgment as to liability on the breach of contract claim.

“Northern Leasing has always prided itself on the fairness of our business practices and the open dialogue we strive to maintain with our merchants,” said Jay Cohen, chairman and chief executive officer of Northern Leasing Systems, Inc.

“This opinion, like the Appellate Division’ decision in 2011, has vindicated our confidence in a favorable outcome to our case,” Mr. Cohen continued. “We have always felt that the plaintiffs’ claims were without merit.”

The plaintiff’s claim was essentially that the lessees thought the four-page lease in the form of a booklet was, in reality, only one page long and therefore Northern Leasing Systems’ enforcement of the terms on the other three pages constituted a breach of the contract. In March 2010 Judge Shulman granted summary judgment to the plaintiffs under that theory.

However, in September 2011 the New York State Appellate Division unanimously reversed that decision stating that “questions of fact exist that preclude granting plaintiffs summary judgment on the breach of contract claim.”

“It will now be necessary to determine what each plaintiff’s lease is comprised of and whether it was reasonable for any plaintiff to believe the document consisted of only one page,” reads the decision, handed down July 13 by Judge Martin Shulman.

“Again, this necessarily entails individual inquiries into the circumstances of each plaintiff’s lease execution. Clearly, this fact-specific inquiry cannot be determined from a review of the lease’s language. And as a result of the Summary Judgment of the Appellate Division decision, individual issues now predominate over common questions of fact or law. As such, the motion to decertify the class must be granted,” he said.

The court also ruled against the plaintiff’s motion for summary judgment on a previously unpleaded unconscionability claim as to breach of contract.

“This court cannot help but conclude that this claim is ‘coming from out of nowhere’ in an attempt to prevent class decertification,” said Judge Shulman.

About Northern Leasing Systems, Inc
Northern Leasing Systems, Inc.,, founded in 1991, is an established provider of third-party equipment leasing services that enable business owners to finance point-of-sale and other key equipment components of their business operations. The company’s primary focus is to provide financing for the credit card authorization equipment market for small and medium-sized businesses by financing the leasing of equipment selected by its customers from independent equipment suppliers.

##### Press Release ############################

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Labrador Retriever/Shepherd Mix
West Chicago, Illinois

Sex: Male
Age: Puppy
Size: Medium

"I am up to date with shots and good with dogs.

Attmore's Story...

"I am a very special guy. The Tennessee folks put me along with some of my friends onto an airplane and flew us up to DuPage Airport. Why? Because they knew that my 4ever family will find me here. I was probably born around the end of April and, like most of us where I come from, I was not wanted. People don't spay and neuter and furkids like myself are the result. I am lucky though and found people who cared enough to get me out. Some are not that lucky. Well, I am very friendly and will wait until the right family comes to take me home. Please don't be long though."

Contact This Rescue Group...
Rescue Group: 4 Paws 4 U 4 Ever
Contact: John &/or Shari Casey
Phone: (630) 293-8772
Let 'em know you saw "Attmore" on!
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Adopt-a-Pet by Leasing Co. State/City

Adopt a Pet



Fernando's View
By Fernando F. Croc

A pair of affecting independent pictures ("Beasts of the Southern Wild," "Take This Waltz") come to theaters, while one of the year's best ("The Deep Blue Sea"), one of the year's most overlooked ("4:44 Last Day on Earth"), and one of the all-time favorites ("Singin' in the Rain") come to DVD.

In Theaters:

Beasts of the Southern Wild (Fox Searchlight Pictures): Fast emerging as one of the year's most beloved films, first-time director Benh Zeitlin's modern-day New Orleans fable has been enchanting critics and audiences since its debut at the Sundance Film Festival. Set in an isolated, close-knit seaside community known as "The Bathtub," the movie centers on a 6-year-old girl called Hushpuppy (captivating newcomer Quvenzhane Wallis), who spends most of her time by herself, whether caring for her alcoholic father (Dwight Henry), imagining prehistoric beasts marching on the horizon, or generally marveling at the universe around her. When the waters start rising, she and the other bayou denizens must band together to ward off tragedy. Crafted with a lush eye and a precious poetic touch, Zeitlin's film marks the beginning of several promising talents.

Take This Waltz (Magnet Releasing): Following up on her acclaimed directorial debut "Away From Her," Sarah Polley serves up another honest and affecting portrait of a couple threatened by outside forces. Her protagonist this time is Margot (Michelle Williams), a Toronto writer in her early thirties who lives happily with her husband Lou (Seth Rogen). Things start to look shaky for them, however, when she returns from a trip and meets their neighbor from across the street (Luke Kirby), a handsome rickshaw driver who seems to intuitively feel that there's something missing in her life. Will Margot opt for the security of a marriage that's no longer exciting, or leap into the unknown landscape of a new affair? Though it doesn't have the polish of her previous film, Polley's drama marvelously captures the main character's unresolved feelings, beautifully embodied in Williams' exceptional performance.

Netflix Tip: Though now an interesting director, Sarah Polley may still be more recognizable to audiences for her acting performances across a variety of genres. So check out "Take This Waltz," but also revisit her appearances in front of the camera in "The Adventures of Baron Munchausen," "The Sweet Hereafter," "eXistenZ," "Go" and "Splice."


The Deep Blue Sea (Music Box): A director of visual beauty and aching emotions, Terence Davies serves up another exceptional cinematic experience with this affecting drama set in England in the 1950s. Rachel Weisz stars as Hester, the wife of High Court Judge William (Simon Russell Beale). Though seemingly comfortable in their upper-class household, she yearns for something exciting, and hopes to find it through an affair with Freddie (Tom Hiddleston), an ex-pilot she first met during the days of World War 2. However, it's not long before problems emerge in Hester's relationship with her younger lover, and she has to face the reality behind her idealized notions of romance. Though based on a theatrical play, Davies imbues the poignant story with a purely cinematic flow, largely helped by the terrific blend of repression and abandon in Weisz's performance.

4:44 Last Day on Earth (Dark Sky): Never a director to shy away from the dark corners of human nature, Abel Ferrara offer his most literally apocalyptic vision in this strange, intimate, and ultimately moving end-of-the-world drama. We start the story near the end, as Earth is on the verge of cosmic extinction. With just one day or so before the planet is engulfed by flames, a New York City couple, actor Cisco (Willem Dafoe) and painter Skye (Shanyn Leigh), try to go about their business together. The most striking thing about Ferrara's approach, however, is how low-key things are considering the catastrophic circumstances. People try to catch up with family and friends, look at the sky as it changes colors, and just have someone to hang on to. Playing like a less sarcastic and more hopeful version of last year's "Melancholia," this is a love story that's as unlikely as it is moving.

Singin' in the Rain (Warner Bros.): Although its storyline was one of the classic Hollywood elements lifted wholesale for last year's Oscar-winning hit "The Artist," this legendary 1952 musical (being released in an Ultimate collector's edition DVD) remains unmatched for sheer joy. Co-directing with Stanley Donen, Gene Kelly stars as Don Lockwood, a silent-movie star whose successful career is threatened by the advance of sound in the late 1920s. When his latest film, a romantic swashbuckler, is laughed off the screen, the production team decides to turn it into a comic musical, which is a problem since the leading lady (Jean Hagen) has the voice of a strangled cat. Enter Kathy Shelden (Debbie Reynolds), the aspiring singer who will provide the star's voice while stealing Don's heart. Filled with delectable numbers and hilarious backstage humor, this is as fresh today as the day it premiered.





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News Briefs----

CIT Closes $515MM Canadian Equipment Receivables Securitization

GATX Beats on Both Lines in 2Q

Mortgage rates hit an even lower low

Euro falls as Spain's bank woes, weak U.S. data haunt

Microsoft reports first quarterly loss in history

Drought conditions plague 64% of USA



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Sports Briefs----


Taking Stock of Jeremy Lin's Value



Baseball Poem

Stop Action

Slowly as in an underwater dance
the shortstop dips to take the ball
on a low hop, swings back his arm, balancing 
without thought, all muscles intending 
the diagonal to the first baseman's glove.

As the ball leaves his hand, the action stops — 
and, watching, we feel a curious poignancy,
a catch in the throat. It is not this play only. 
Whenever the sweet drive is stopped 
and held, our breath wells up like the rush

of sadness or longing we sometimes feel
without remembering the cause of it.
The absolute moment gathers the surge
and muscle of the past, complete, 
yet hurling itself forward — arrested 
here between its birth and perishing.

Written by Conrad Hilberry, published in 
“Line Drives,” 100 Contemporary Baseball
Poems edited by Brooke Horvath and Tim Wales,
published by Southern Illinois University Press




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This Day in History

      1591- Anne Marbury was baptized in Alford, England. America's first female religious leader, Anne Marbury Hutchinson was the daughter of an outspoken clergyman silenced for criticizing the Church of England. Better educated than most men of the day, she spent her youth immersed in her father's library. At twenty-one, Anne Marbury married Will Hutchinson and began bearing the first of their fifteen children. She became an adherent of the preaching and teachings of John Cotton, a Puritan minister who left England for America.
    1848- the Seneca Falls Convention convened for a second day. On the previous day, convention organizer Elizabeth Cady Stanton had read the "Declaration of Sentiments and Grievances." In the process of reviewing a list of attached resolutions, a group united across the boundaries of gender and race to demand women's right to vote in the United States.
(second part of: )
    1858- Approximately 1,500 baseball fans were charged 50 cents each to watch a baseball game between the New York All-Stars and a Brooklyn team at Fashion Race Course on Long Island.  This is the first record “commercial” game of baseball. In a preclude to the next century, New York beat Brooklyn 22-18.
    1864 - General John Bell Hood's Confederate force attack William T. Sherman's troops outside of Atlanta, Georgia, but are repulsed with heavy losses. Twenty thousand Rebels assaulted the same number of Yankees, but the delay proved costly. The Confederates achieved some success, but could not drive the Union troops back into Peachtree Creek. After three hours, Hood ordered a halt to the advance. Hood was not deterred. Two days later, he attacked Sherman's forces again at the Battle of Atlanta. 
    1874 --  General  George Custer and first official exploring expedition enters Black Hills with 110 wagons and 1,000 men, in direct violation of treaty of 1868 that barred whites from sacred hills.  He was out to make a name for himself in history.
    1881 - Five years after General George A. Custer's infamous defeat at the Battle of Little Bighorn, Hunkpapa Teton Sioux leader Sitting Bull surrenders to the U.S. Army, which promises amnesty for him and his followers.
Sitting Bull was fatally shot and died within hours. The Indian police hastily buried his body at Fort Yates within the Standing Rock Reservation. In 1953, his remains were moved into Mobridge, South Dakota, where a granite shaft marks his resting place. 
    1885-Birthday of Theda Bara, early Hollywood star whose blatant sexuality (for the time) as a "vamp" (a woman who uses men and throws them away instead of being used and thrown away) was the subject of many a Sunday church sermon. She made more than 40 silent films.
    1894 - 2000 federal troops were recalled from Chicago with the end of the Pullman strike. Pullman and his cronies convinced the government that the strikes and boycotts were inhibiting the delivery of America's mail. Though Pullman's cars didn't carry any mail, the scheme proved effective: in early July, the government banned the boycotts and swiftly shipped troops to Chicago. Fighting broke out shortly after the government forces hit the scene; by the time the militia left Chicago on July 20, the "war" between the troops and the strikers had left thirty-four men dead. But, the damage had already been done to the Pullman strikers: their ranks and clout had been depleted, and, when American Federation of Labor chief Samuel Gompers' refusal to lend them any substantial support, the rail workers were forced to capitulate to management. In the wake of the settlement, many of the strikers were barred from working in the rail industry. 
    1922---Alto/tenor sax player/arranger Ernie Wilkins born St. Louis, Mo., perhaps best known for his Count Basie arrangementsDied June 5, 1999
    1930 - The temperature at Washington D.C. soared to an all-time record of 106 degrees. The next day Millsboro reached 110 degrees to set a record for the state of Delaware. July 1930 was one of the hottest and driest summers in the U.S., particularly in the Missouri Valley where severe drought conditions developed. Toward the end of the month state records were set for Kentucky with 114 degrees, and Mississippi with 115 degrees.
    1934--- 118ø F (48ø C), Keokuk, Iowa (state record)
    1939-Birthday of  Judy Chicago, artist who encourages women to do what she did, assimilate female imagery into their art work. She established educational programs for women, was one of the founders of the Los Angeles Feminist Studio Workshop which, among other things, opened the Woman's Building, and creator of a number of exciting woman-related images and sculptures.
    1940-The first pop music record charts for single songs were published by the music grade newspaper “Billboard.”  The first Number on was Tommy Dorsey's “ I'll Never Smile Again,” sung by Frank Sinatra.
    1944 President Franklin D. Roosevelt nominated for an unprecedented 4th term at the Democratic convention. Harry S. Truman of Missouri was nominated for
vice-president. In June the allied landed in Normandy and the Russian front was
in full battle, but in mid-June the Germans introduced a new weapon, the V-1 pilot less bombs;  they launched it against London and other British cities.  In September they followed it with the V-2, a supersonic rocket causing great destruction.  The end of June the Republican National Convention nominated
Thomas E. Dewey, governor of New York for the presidency, and Gov. John W. Bricker of Ohio for the vice-presidency.
    1945---Top Hits Dream - The Pied Pipers
The More I See You - Dick Haymes
Sentimental Journey - The Les Brown Orchestra (vocal: Doris Day)
Stars and Stripes on Iwo Jima - Bob Wills
    1946-13 year old Petula Clark made her first appearance on British TV
    1947 Carlos Santana  born Autlan, Mexico
    1947--Guitarist/songwriter, Carlos Augusto Santana Alves born Autlán de Navarro, Jalisco, Mexico;best known as the leader of the band called Santana.
    1948 - President Harry S. Truman institutes a military draft with a proclamation calling for nearly 10 million men to register for military service within the next two months. Truman's action came during increasing Cold War tensions with the Soviet Union. 
    1950--LIBBY, GEORGE D. Medal of Honor Rank and organization: Sergeant, U.S. Army, Company C, 3d Engineer Combat Battalion, 24th Infantry Division. Place and date: Near Taejon, Korea, 20 July 1950. Entered service at: Waterbury, Conn. Birth: Bridgton, Maine. G.O. No.: 62, 2 August 1951. Citation: Sgt. Libby distinguished himself by conspicuous gallantry and intrepidity above and beyond the call of duty in action. While breaking through an enemy encirclement, the vehicle in which he was riding approached an enemy roadblock and encountered devastating fire which disabled the truck, killing or wounding all the passengers except Sgt. Libby. Taking cover in a ditch Sgt. Libby engaged the enemy and despite the heavy fire crossed the road twice to administer aid to his wounded comrades. He then hailed a passing M-5 artillery tractor and helped the wounded aboard. The enemy directed intense small-arms fire at the driver, and Sgt. Libby, realizing that no one else could operate the vehicle, placed himself between the driver and the enemy thereby shielding him while he returned the fire. During this action he received several wounds in the arms and body. Continuing through the town the tractor made frequent stops and Sgt. Libby helped more wounded aboard. Refusing first aid, he continued to shield the driver and return the fire of the enemy when another roadblock was encountered. Sgt. Libby received additional wounds but held his position until he lost consciousness. Sgt. Libby's sustained, heroic actions enabled his comrades to reach friendly lines. His dauntless courage and gallant self-sacrifice reflect the highest credit upon himself and uphold the esteemed traditions of the U.S. Army. 
    1950- the “Arthur Murray Party” premiered on television. This ballroom dancing show appeared on all four networks (ABC, Dumont, CBS and NBC) and was hosted by Kathryn Murray, wife of famed dance school founder Arthur Murray. “Arthur Murray taught me to dance in a hurry. “ He is the uncle of
our good friend Bob Teichman  (Murray dropped his middle name for
as Teichman did not rhyme with very many things.)
    1953---Top Hits
Song from Moulin Rouge - The Percy Faith Orchestra
April in Portugal - The Les Baxter Orchestra
I'm Walking Behind You - Eddie Fisher
It's Been So Long - Webb Pierce
    1953 - COLLIER, GILBERT G. Medal of Honor
Rank and organization: Sergeant (then Cpl.), U.S. Army, Company F, 223d Infantry Regiment, 40th Infantry Division. Place and date: Near Tutayon, Korea, 19-20 July 1953. Entered service at: Tichnor Ark. Born: 30 December 1930, Hunter, Ark. G.O. No.: 3, 12 January 1955. Citation: Sgt. Collier, a member of Company F, distinguished himself by conspicuous gallantry and indomitable courage above and beyond the call of duty in action against the enemy. Sgt. Collier was point man and assistant leader of a combat patrol committed to make contact with the enemy. As the patrol moved forward through the darkness, he and his commanding officer slipped and fell from a steep, 60-foot cliff and were injured. Incapacitated by a badly sprained ankle which prevented immediate movement, the officer ordered the patrol to return to the safety of friendly lines. Although suffering from a painful back injury, Sgt. Collier elected to remain with his leader, and before daylight they managed to crawl back up and over the mountainous terrain to the opposite valley where they concealed themselves in the brush until nightfall, then edged toward their company positions. Shortly after leaving the daylight retreat they were ambushed and, in the ensuing fire fight, Sgt. Collier killed 2 hostile soldiers, received painful wounds, and was separated from his companion. Then, ammunition expended, he closed in hand-to-hand combat with 4 attacking hostile infantrymen, killing, wounding, and routing the foe with his bayonet. He was mortally wounded during this action, but made a valiant attempt to reach and assist his leader in a desperate effort to save his comrade's life without regard for his own personal safety. Sgt. Collier's unflinching courage, consummate devotion to duty, and gallant self-sacrifice reflect lasting glory upon himself and uphold the noble traditions of the military service.
    1954-Elvis Presley performed on one what was probably the smallest stage of his career when he appeared on the back of a flatbed truck outside a Memphis drugstore for its grand opening. Elvis was then a member of The Blue Moon Boys trio with Bill Black and Scotty Moore, who took their name from a song they had recorded just two weeks previously, "Blue Moon of Kentucky". 
    1958- During the first game of a doubleheader Tiger Jim Bunning no-hits the Red Sox, 3-0. The future Hall of Famer will become the first modern pitcher to toss a no-hitter in both leagues when throws a perfect against the Mets in 1964.
    1961---Top Hits
Tossin' and Turnin' - Bobby Lewis
The Boll Weevil Song - Brook Benton
Yellow Bird - Arthur Lyman Group
Heartbreak U.S.A. - Kitty Wells
    1963-- Jan and Dean's "Surf City" hits #1
    1963-Lesley Gore released "Judy's Turn To Cry", the follow up to her number one hit, "It's My Party". The record was a continuation of the original story and it too became a Top 5 hit in the US. 
    1965-Bob Dylan's "Like a Rolling Stone" is released by Columbia records. The disc turns out to be his biggest hit ever climbing to number two on the U.S. pop chart and number four in the U.K.
    1965-Kama Sutra Records releases the Lovin' Spoonful's first record, "Do You Believe in Magic." It will reach #9 on the pop chart.
    1965- Yankee pitcher Mel Stottlemyre hits an inside the park grand slam against the Red Sox en route to a 6-3 victory.
    1967-The City and County of San Francisco put up $200,000 to create a free medical clinic. Dr. Frederick Meyers (d.1998 at 80) helped found the Haight-Ashbury Free Medical Clinic 
    1968-One thousand mentally retarded athletes competed in the first Special Olympics at Solider Field, Chicago, Il.  Today more than one million athletes from 156 countries compete at the local, national and international level.   
    1968 - Iron Butterfly's album, In-a-Gadda-da-Vida, debuted on the United States pop charts. It featured its now-famous 17-minute title track, which in turn contained one of the longest drum solos in the history of rock music.     
     1968- Cream's "Wheels Of Fire" LP enters the chart. It hits #1 and features the single "White Room."     
     1968-Hugh Masakela's instrumental rendition of "Grazing in the Grass" reached the top of the Billboard Hot 100. A year later, The Friends of Distinction would take a vocal version of the song to number 3. 
    1969---Top Hits
In the Year 2525 - Zager and Evans
Spinning Wheel - Blood, Sweat and Tears
Good Morning Starshine - Oliver
I Love You More Today - Conway Twitty
    1969 - American astronaut Neil Armstrong, nearly 240,000 miles from earth, spoke these words to millions listening at home: "That's one small step for a man, one giant leap for mankind." A moment later, he stepped of the lunar module Eagle, becoming the first human to walk on the surface of the moon. That first step was taken with Armstrong's left foot.     
     1973- White Sox pitcher Wilbur Wood loses both ends of a doubleheader to the Yankees.    
     1973- Kunckleballer Wilbur Wood of the Chicago White Sox pitched both games of a doubleheader against the New York Yankees. No pitcher has done this since, but Wood lost both games.
     1975-Miami" Steve Van Zandt performs for the first time in concert as a member of Bruce Springsteen's E Street Band in Providence, Rhode Island.     1977---Top Hits
Da Doo Ron Ron - Shaun Cassidy
Looks like We Made It - Barry Manilow
I Just Want to Be Your Everything - Andy Gibb
It was Almost like a Song - Ronnie Milsap
        1978-Steve Martin's novelty tune "King Tut" became a Top Ten hit in the US. Some of the musicians on the track were members of The Nitty Gritty Dirt Band.
     1984 - Ty Cobb's record was broken by baseball great Hank Aaron when Aaron appeared in game number 3,034 of his career. At age 40, Aaron, was already playing in his 20th major-league baseball season.    
     1985 - Treasure hunters began removing $400 million in coins and silver ingots from the ocean floor in the biggest underwater treasure hunt in history. The money came from the Spanish galleon, "Nuestra Senora de Atocha," which sunk in 1622, 40 miles off the coast of Key West, Florida.     
     1985-Sting's solo debut, "The Dream of the Blue Turtles" enters the album charts. The LP features the hits, "If You Love Somebody Set Them Free" and "Fortress Around Your Heart."     1985---Top Hits
A View to a Kill - Duran Duran
Raspberry Beret - Prince and The Revolution
Everytime You Go Away - Paul Young
Dixie Road - Lee Greenwood
    1986 - The temperature at Charleston, SC, hit 104 degrees for the second day in a row to tie their all-time record high.
    1986- Carlos Santana celebrates his 39th birthday, as well as the 20th anniversary of his band, by playing a concert in San Francisco featuring all living members of Santana -- 17, to be exact. 
    1987- Yankee first baseman Don Mattingly ties a major league mark as he is credited with 22 putouts in one game matching Hal Chase's feat of 1906.     1988—The Democratic National Convention nominated Gov. Michael S. Dukakis of Massachusetts for president and Sen. Lloyd M. Bensten,Jr., of Texas for Vice-President.
    1988 - The temperature at Redding, CA, soared to an all-time record high of 118 degrees. Showers and thunderstorms produced much needed rains from New England to southern Texas. Salem, IN, was deluged with 7.2 inches of rain resulting in flash flooding.
    1989 - Showers and thunderstorms in the Middle Atlantic Coast Region soaked Wilmington, DE, with 2.28 inches of rain, pushing their total for the period May through July past the previous record of 22.43 inches. Heavy rain over that three month period virtually wiped out a 16.82 inch deficit which had been building since drought conditions began in 1985. Thunderstorms in central Indiana deluged Lebanon with 6.50 inches of rain in twelve hours, and thunderstorms over Florida produced wind gusts to 84 mph at Flagler Beach.     
    1991-Tom Petty and The Heartbreakers' "Into The Great Wide Open" LP enters the chart.
    2011--Pictures of The Beatles' first US concert in Washington DC on February 11th, 1964, taken by a then 18-year-old Mike Mitchell, sold at Christie's auction house for $361,938. Security in those days was very casual and Mitchell was just feet from the band as he snapped the black and white photos which he stored for years in a box in his basement.




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