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Balboa Capital Survey: Small Business Owners Report
Increased Revenues, Remain Cautiously Optimistic

Four in 10 SBOs reported increased revenues during the first three quarters of 2021; 24 percent of SBOs think the national economy will achieve moderate growth in Q4 2021

COSTA MESA, CA,  – Balboa Capital, a top-rated business lender that specializes in small business loans and equipment financing, today announced the results of its Q3 2021 Small Business Owner Survey, which was sent to a sample of small business owners (SBOs) nationwide during the first two weeks of September 2021. Six in 10 survey respondents said their business is performing better in 2021 than it did in 2020, 43 percent of respondents saw increased revenues during the first three quarters of 2021, and 24 percent of respondents expect the United States economy to achieve moderate growth in Q4 2021. Additionally, 42 percent of respondents reported unfilled job openings and 55% are planning to hire workers during the final three months of 2021.

Kevin Umeda, Manager of Sales and Planning at Balboa Capital, said, “The results of our latest survey reveal that forty-three percent of small business owners saw increased revenues during the first three quarters of 2021, but there is a growing caution among SBOs when it comes to the national economy and hiring

Twenty-four percent of survey respondents think the economy will experience moderate growth in the fourth quarter of 2021, and forty-two percent think the economy will remain flat. Additionally, four in ten SBOs reported job openings they were not able to fill in Q3 2021, and more than half of SBOs will try to hire new employees in Q4 2021.”

Key takeaways from Balboa Capital’s Q3 2021
 Small Business Owner Survey:

• 62% of SBOs said their business is performing better in 2021 than it did in 2020
• 43% of SBOs reported increased revenues during the first three quarters of 2021
• 35% of SBOs reported no change in revenues during the first three quarters of 2021
• 22% of SBOs reported decreased revenues during the first three quarters of 2021
• When asked how they think the United States economy will perform in Q4 2021, 16% of SBOs said “strong growth,” 24% said “moderate growth,” 42% said “flat/no change,” and 18% said “no growth”
• 38% of SBOs plan to increase spending and/or invest in their companies in Q4 2021, up from 35% in Q4 2020
• 42% of SBOs reported unfilled job openings in Q3 2021
• 55% of SBOs expect to hire new employees in Q4 2021, up from 25% in Q4 2020

About Balboa Capital
Balboa Capital is a technology-driven business lender that provides business owners with fast, hassle-free small business funding options to fuel their growth and success. The company specializes in small business loans, equipment financing, commercial financing, equipment vendor financing, and franchise financing. Balboa Capital developed an intuitive online platform that simplifies the entire financing process. Calculators provide instant estimates, applications can be completed and submitted in a matter of minutes, and sophisticated credit scoring technology provides instant decisions. To learn more, visit https://www.balboacapital.com/ 

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North Mill Equipment Finance Sets Two Records as the
Company's Originations Reach All- time High

NORWALK, CT – North Mill Equipment Finance LLC (“North Mill”), a leading independent commercial equipment lessor located in Norwalk, Connecticut, announced today that Q3 loan and lease originations reached an all-time quarterly high of $129.1 million as September drew to a close.  Reporting a steady upsurge in volume since January, North Mill continued the trend as it surpassed high-water marks attained earlier this year with new records being set for both quarterly and monthly volume.

Contributing to the company’s meteoric growth rate is the recent joint acquisition of 100% of the stock of parent company Aztec Financial, LLC.  An equipment finance company offering specialty contractors access to competitively priced leases and loans, Aztec was purchased by North Mill in conjunction with TF Group, Inc. (“Taycor”), a technology-driven finance provider in El Segundo, California.  Aztec was previously owned by Aramsco, the largest supplier of equipment, chemicals, and consumables to specialty contractors across the US and Canada. Traditionally funded quarterly volume through North Mill’s referral network exceeded $77.0 million, in and of itself, another quarterly record for the organization
.
The number of transactions submitted by North Mill’s referral partners during Q3 of ’21 increased by almost 19% compared to the third quarter of 2020, while the number of funded deals rose by 38%.  Average deal size grew by over 8% to $85,985 while the number of larger-sized deals in excess of $150,000 also increased, motivating factors behind the company’s strategic enhancement to the Application Only and Application Plus financing arrangements.

The last month of the third quarter in and of itself represents a zenith never reached in the company’s 60-year history. September originations surpassed $29.8 million, an increase of $4.8 million from August and a 16% increase from June, the previous record-setting month for North Mill originations. Key performance indicators for September were on overdrive as the number of submitted applications, the company’s approval percentage and average deal size all trended upward.  Moreover, 62% of volume generated for the month was from customers with FICO scores of 700 and above

David C. Lee, Chairman and CEO, North Mill, said, “This has been an exceptional year!

“In addition to introducing a new category of equipment through the acquisition of Aztec, we recently purchased a $50.3 million portfolio of seasoned truck and trailer leases to help diversify our portfolio even further.  Moreover, we continue to develop programs in support of our referral partners including the lowering of our buy rates earlier this summer, increasing our Application Only program from $150,000 to $250,000, and entering a market never served by North Mill -- the mid-ticket financing space. 

“Our brokers can now obtain funding for their customers up to $1 million, allowing them to expand their own financing footprint as they serve a new segment of the market.”  North Mill will continue to develop other programs in support of the broker channel including discounting arrangements and vendor-based programs with key referral sources.”

About North Mill Equipment Finance
North Mill Equipment Finance, a Monitor 100 company, originates and services small to mid-ticket equipment leases and loans, ranging from $15,000 to $1,000,000 in value.   A broker-centric private lender, the company handles A – C credit qualities and finances transactions for a large number of asset categories including construction, transportation, vocational, medical, manufacturing, printing, franchise, and material handling equipment. North Mill is majority owned by an affiliate of WAFRA Capital Partners, Inc. (WCP).  The company’s headquarters is in Norwalk, CT, with regional offices in Irvine, CA, Dover, NH, Voorhees NJ, and Murray, UT. For more information, visit www.nmef.com

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Funders Taking "New" Broker Business Full List

BSB Leasing, Inc.
Bankers Capital
C.H. Brown Company
Forum Financial Services
TimePayment Corp.

The following “funders” have informed Leasing News they will consider business from “new” third party originators.  Many companies require a certain length of time in business and other requirements, such as a specific volume of business.  These “funders” will consider submissions from those new in the leasing and finance business:

 

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Help Wanted Ads

Good Business Practices Matter
By Tom McCurnin

Before retiring, Tom was asked by the editor to put down in writing what he has learned being a financial services lawyer for 44 years relative to business best practices. Editor.

I don’t mean to sound preachy here but best practices and business morals matter, at least for judges. I am personal friends with a half dozen judges, federal and state, and each one of them tells me the same story.

At the inception of the case, the judge wants to figure out who the good guys are and who the bad guys are, if that is possible. Because the judge only sees the lawyers, determining white hats from black hats is very difficult when bad clients hire good, reasonable lawyers. But trust me, at some point the judge will figure it out. 

The leasing company’s business practices and morality will be assessed on some level by the judge.  This doesn’t mean that if the company has shady business practices, it will always lose. What it does mean is that if the company has fair honest, conspicuous business practices, you may catch a break. 
Also relevant to best practices is to understand the substantive law for the playing fields in which your company operates in and operate within those confines. 

So what are takeaways with good business practices? 

▪ Pigs Get Fat, Hogs Get Slaughtered. Gordon Gekko was correct that greed is good but conduct your business within the strict confines of the law and don’t do anything stupid that would embarrass your company in front of the judge or jury.

▪ Take the High Moral Road. If you are operating outside the confines of the law, or trying to cheat your customers, this will be figured out and no amount of lawyering will save you. 

▪ Why Try to Take Advantage of Customers When Repeat Business Is The Easiest Sale? The easiest sale you can make is to existing customers who were pleased with the experience. Forbes noted that selling to new customers costs 5-10 times more than selling to existing customers.  Forbes also noted that repeat customers tend to spend 67% more than new customers.  So treat existing customer with great reverence. 

▪ Contract Documents Need to be Clear and Unambiguous. It is certainly worth mentioning that a key element in transparency and good business practices is your financing documents, which should be able to be easily understood by lay people. If your lawyer’s argument is that the document was complicated enough that only the customer’s lawyer could understand it, you may risk the possibility that the judge will view your incomprehensible documents negatively. 

▪ Understand the History of Leasing. Those who do not learn history are doomed to repeat it.  Whatever crazy deal you are working on has been done before. Reach out to senior people who might better understand the risks and rewards of your proposed deal. 

▪ Understand the Substantive Law of the Commercial Code and Bankruptcy. Your company may or may not comply with every aspect of the UCC and Bankruptcy law but that should be an informed decision.  Don’t make decisions in a vacuum. Your underwriters and risk managers should attend every seminar on the subjects. This does not mean that your senior staff needs to know every nuance of Bankruptcy and the UCC but the risk manager’s ability to spot issues will make decisions much easier. 

▪ Not Every Customer Complaint is a Bad Practice. The contract documents form the basis of the deal. Assuming they are clear and unambiguous, they should be enforced without feeling guilty about it. I get that some customers don’t read the documents and other customers have issues with their vendors. These customer complaints should not translate to your company being tagged as a bad guy. As my dad liked to say, “You can’t fix stupid.”  Once the customer has admitted being stupid, you may want to consider throwing him a bone or putting some pressure on the vendor, if you can. It certainly doesn’t hurt, it may earn a repeat customer, and if the matter goes into litigation, it will make you look good. 

▪ Bad Practices Could Mean a Class Action. I’ve reported previously on a variety of financing companies which were subject to class actions, due to a pervasive practice of cheating customers.  Such class actions could result in a payout of millions of dollars, destroying the wealth and reputation of your company. 

The bottom line to business practices is that business morals matter. If the company is caught conducting inappropriate, unsavory, or sharp practices, the company may be looked on with some disfavor by the Court. 

Tom McCurnin was a partner at Barton, Klugman & Oetting in Los Angeles, California. Effective March 31, 2019, he can be found hiking the Pacific Crest Trail, making traditional furniture, or volunteering as a certified San Beradino, California, Park Ranger.

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Top Ten Leasing News Read by Readers
September 27 to October 1

(Top stories opened by readers)

(1) Effective October 1, 2021, new regulations under
the California Financing Law becomes operative
https://leasingnews.org/archives/Oct2021/10_01.htm#effective

(2) Ken Greene Leasing & Finance Observations
        New Disclosure Laws on “True Leases”
           By Ken Greene
Leasing News Legal Editor
https://leasingnews.org/archives/Sep2021/09_27.htm#greene

(3) New Hires/Promotions in the Leasing Business
and Related Industries
https://leasingnews.org/archives/Oct2021/10_01.htm#hires

(4)  North Mill Enters Mid-Ticket Financing Space to $1 Million
and Increases Application Only Program to $250K
https://leasingnews.org/archives/Sep2021/09_27.htm#north

(5) John Kenny, Lease Receivables, former General Manager
        Lease Police, Leasing News Investigator and Columnist
Now Telephones Covid-19 Patients for NY State Dept. of Health
https://leasingnews.org/archives/Sep2021/09_29.htm#tracing

(6) Complete License and Registration United States
By Kenneth C. Greene, Attorney
https://leasingnews.org/archives/Sep2021/09_29.htm#license

(7) CLFP Companies with More than 2 Members
1,066 Total CLFP's
https://leasingnews.org/archives/Sep2021/09_27.htm#clfp

(8) Brean Capital Closes $50.0 Million
Senior Note Financing
https://leasingnews.org/archives/Sep2021/09_27.htm#brean

(9) The Top-Selling Vehicles in America
2020
https://leasingnews.org/archives/Sep2021/09_29.htm#vehicles

(10)  Tandem Finance 2021 Summer Summit
Group Photo in LinkedIn
https://leasingnews.org/archives/Sep2021/09_27.htm#tandem

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Recent Proposals: California, Connecticut New Jersey,
New York with very short note on North Carolina
By Kenneth C. Greene

Examing the rules and regulations that govern closed-end commercial loans in California, New Jersey, New York and Connecticut, and North Carolina
https://leasingnews.org/Pages/revisions102021.html

PDF version

Ken Greene Leasing & Finance Observations
https://leasingnews.org/Pages/greene_observations.html

Complete License and Registration United States
https://leasingnews.org/Pages/states_license.html

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Academy for Certified Lease & Finance Professionals
All Virtual: Two in November/One in December/One in January

The Academy for Lease and Finance Professionals (ALFP) is a three-day event designed to fully prepare an individual to sit for the CLFP exam assuming the attendee has already self-studied. A trend has begun in having virtual on line sessions.

During the first two days, all of the required sections of the CLFP exam are covered in-depth and on the third day, the exam is offered, but not mandatory and may be taken on another day.

Students are strongly advised to have read and studied The Certified Lease & Finance Professionals' Handbook prior to attending the class in order to ensure success.
Cisco Capital Corporation
Private ALFP
Virtual
November 2 – 5, 2021
Commercial Equipment Finance, Inc.
Virtual
November 17 - 19, 2021
This online ALFP will require attendees to have access to WebEx
(Note that times are Eastern)
Wednesday – 12:00 p.m. – 4:00 p.m.
Thursday – 12:00 p.m. – 4:00 p.m.
Friday – 12:00 p.m. – 4:00 p.m.
Exam may be taken at any time!
https://clfpfoundation.org/academy-for-lease-and-finance-professionals/2021-cefi-alfp/

2021 Smarter Equipment Finance Online
Virtual  ALFP
December 9th and 10th
(note that times are Pacific)
Thursday – 8:00 a.m. – 4:00 p.m.
Friday – 8:00 a.m. – 4:00 p.m.
Exam is proctored online, therefore, it may be taken at any time
This online ALFP will require attendees to have access to WebEx
to Register:
https://clfpfoundation.org/academy-for-lease-and-finance-professionals/2021-sef-online-alfp/
Ascentium Capital
Virtual
January 6-7, 2022
Private ALFP

About Academy
https://clfpfoundation.org/academy-for-lease-and-finance-professionals/

If you are interested in attending, please contact Reid Raykovich, Executive Director: Reid@clfpfoundation.org

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GreatAmerica Awarded Best MPS
Professional Services Provider 2021 by MPSA

Represents Uninterrupted MPSA Leadership Award
 Winning Streak for Financial Services Company

(Cedar Rapids, IA)— GreatAmerica Financial Services Corporation is pleased to announce it has been awarded the 2021 MPSA Leadership Award for Best MPS Professional Services Provider. This was one of seven awards announced at the ceremony held on September 28th via a virtual awards program and live-streamed on LinkedIn, Facebook and YouTube. Lindsay Bohon, Vice President, Corporate Sales Operations at GreatAmerica, accepted the award on behalf of the company.

Jennie Fisher, Senior Vice President and General Manager, Office Equipment Group, GreatAmerica Financial Services, said, "We are especially proud and honored to be recognized with this award because it represents our commitment to delivering the education and programs our customers needed during a very trying time for our country and economy.

 "To feel we played even a small role in our customers’ ability to pivot amidst uncertainty means we’ve done what we set out to do; help our customers achieve greater success,” she added.

 GreatAmerica shifted their offerings in response to COVID-19, designing and delivering timely education and relevant products to support the Managed Print Services market throughout the pandemic. This included the development of an integrated marketing campaign and webinar series, Build for Tomorrow, which focused on addressing current obstacles like virtual selling, business continuity, diversification, customer retention, differentiation, and operational efficiency. Several new product offerings, including 1nVOICE™ and MPSecure, aimed at helping MPS customers to improve operational efficiency, differentiate, and seize new opportunities within their markets. 

A judging panel of experienced industry leaders was selected from the MPSA membership and led by members of the MPSA Executive Committee.

The 2021 MPSA Awards winners are:

• Best MPS Professional Services Provider: GreatAmerica Financial Services
• Best MPS Industry Collaboration: West McDonald & Kenneth Edmonds – Flat Rate Certified / Flat Rate World
• Best Independent MPS Provider: QualPath
• Best MPS Infrastructure Provider: DM Supplies Network 
• Best MPS Innovation Award: DM Supplies Network 
• Best MPS Software Provider: Tigerpaw Software
• Best MPS Support by an OEM: BlueMega/ACDI
• The MPSA Awards were first held in 2010 to honor companies in our industry that have excelled in managed print related areas. GreatAmerica has been recognized with an MPSA Award each year the MPSA has held an awards event.

About GreatAmerica Financial Services Corporation
GreatAmerica is the largest independent, family-owned national commercial equipment finance company in the U.S. and is dedicated to helping manufacturers, vendors, and dealers be more successful and keep their customers for a lifetime. A $2 Billion company, GreatAmerica was established in Cedar Rapids, Iowa in 1992 and has a staff of over 600 employees with offices in Iowa, Georgia, and Minnesota. In addition to financing, GreatAmerica offers innovative non-financial services to help our customers grow. GreatAmerica is committed to the office equipment industry and is the leader in single invoice solutions (MPS, Managed IT, and other specialized billing options). GreatAmerica also offers innovative non-financial services to help dealers evolve their businesses. https://www.greatamerica.com/business-equipment-financing   

About the Managed Print Services Association
The Managed Print Services Association (MPSA) is an independent, not-for-profit organization that serves the MPS industry. Its focus is on the development of standards, education, and industry guidelines that unite the different segments of the industry and bring value to all those participating. For more information about benefits and memberships, visit http://yourmpsa.org/Membership or contact us at info@yourmpsa.org.

Josie Heskje is Director, Strategic Marketing for the Office Equipment Group at GreatAmerica Financial Services. Using over 20 years of marketing experience, she helps guide the strategic marketing direction of the Office Equipment Group, and is responsible for the marketing and public relations planning and execution for the business unit. She is the former Marketing & Communications Chair of the Managed Print Services Association (MPSA) (and current committee member) and was awarded a 2018 Global MPSA MPS Leadership Award for "Outstanding MPS Contribution" for an individual. She was also named an industry "Difference Maker" in ENX Magazine in both 2015 and 2017.

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German Shepherd
Devore (San Bernardino area), California Adopt-a-Dog

Apricot
A753334
Female
4 Years Old
Brown
Adoption Fee: $80

Devore Animal Shelter
19777 Shelter Way
Devore, California
(909-386-9820

Open 7 days a week 10:00 a.m. – 6:30 p.m.
(Wednesday until 7:00 p.m.)
Saturday & Sunday 10:00 a.m. – 5:00 p.m.

Facebook:
https://www.facebook.com/Devore-Animal-Shelter-142136632500281/

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Broker Fair New York City December 6, 2021
You Must Be Vaccinated to Attend Broker Fair 2021

Whether you're a funder, lender, broker, service provider, or FinTech company, deBanked has something for everyone in a city near you.

Broker Fair is the largest gathering of MCA and business loan brokers in the country. Focused on commercial finance and small business lending alike, this exclusive one-day event offers brokers, lenders, funders, and service providers education, inspiration, and opportunities to connect and grow their business.

Video on Vaccination Requirement
https://debanked.com/tv/?v=605833116

Or use:

Leasing News can testify the “Broker Fair” will sell out well in advance.

Registration:
https://brokerfair.org/register/

News Briefs---

PricewaterhouseCoopers tells US employees
     they can work remotely indefinitely
https://nypost.com/2021/10/01/pwc-tells-us-employees-they-can-work-remotely-indefinitely/

Tesla delivered 241,300 vehicles in the third quarter,
topping expectations
https://www.cnbc.com/2021/10/02/tesla-tsla-q3-2021-vehicle-delivery-numbers.html

Tesla Record: 100 Fast Charging Superchargers
In A Single City
https://cleantechnica.com/2021/10/02/another-tesla-record-100-fast-charging-superchargers-in-a-single-city/

Consumers Ramped Up Spending in August
as Inflation Remained Elevated
https://www.wsj.com/articles/consumer-spending-personal-income-inflation-august-2021-11633027180?mod=djem10point

Restaurant owners nationwide push to make
street-side dining permanent
https://www.cnbc.com/2021/10/03/restaurant-owners-nationwide-push-to-make-street-side-dining-permanent.htmlAnother

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You May Have Missed---

The 7 biggest megaprojects
that have broken ground this year
https://www.constructiondive.com/news/the-7-biggest-megaprojects-that-have-broken-ground-this-year/607234/


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Sports Briefs---

SF Giants clinch first NL West title since 2012,
     outlast Dodgers in greatest division race ever
https://www.eastbaytimes.com/2021/10/03/sf-giants-clinch-first-nl-west-title-since-2012-outlast-dodgers-in-greatest-division-race-ever/

Red Sox to host Yankees in Tuesday’s Wild Card Game
after Rafael Devers helps clinch sweep of Nationals
https://www.bostonglobe.com/2021/10/03/sports/rafael-devers-stamps-red-sox-hosts-al-wild-card-game-vs-yankees-tuesday-night/

Cowboys rip through Panthers' top-ranked defense,
hand Carolina first loss
https://www.usatoday.com/story/sports/nfl/cowboys/2021/10/03/dallas-cowboys-carolina-panthers-score-dak-prescott-ezekiel-elliott/5982737001/

Too many mistakes cost the 49ers
in a 28-21 loss to the Seahawks
https://www.ninersnation.com/2021/10/3/22707713/49ers-seahawks-mistakes-garoppolo-lance-wilson-metcalf

Andrew Wiggins is vaccinated
and now the Warriors have a shot
https://www.eastbaytimes.com/2021/10/03/kurtenbach-andrew-wiggins-is-vaccinated-and-now-the-warriors-have-a-shot/

Justin Fields and the Bears beat the Lions
https://profootballtalk.nbcsports.com/2021/10/03/justin-fields-and-the-bears-beat-the-lions/

Zach Wilson flashes big-play ability to get
1st win as New York Jets beat Tennessee Titans in OT
https://www.espn.com/nfl/story/_/id/32333364/zach-wilson-flashes-big-play-ability-get-1st-win-new-york-jets-beat-tennessee-titans-ot

College football stats: The 18 most interesting numbers
in Week 5, from underdog Jim Harbaugh to Georgia’s defense
https://theathletic.com/2863816/2021/10/03/college-football-stats-the-18-most-interesting-numbers-in-week-5-from-underdog-jim-harbaugh-to-georgias-defense/

Stanford shocks No. 3 Oregon, upsetting Ducks
in overtime thriller
https://www.mercurynews.com/2021/10/02/stanford-upsets-no-3-oregon-in-overtime-thriller/

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California Nuts Briefs---

Photos: Major oil spill closes Orange County beaches
https://www.latimes.com/california/story/2021-10-03/photos-major-oil-spill-closes-orange-county-beaches

Gavin Newsom orders COVID-19 vaccines
for eligible students in California schools
https://www.sacbee.com/news/politics-government/capitol-alert/article254681722.html?ac_cid=DM541529&ac_bid=1944681666

National Guard helps rural California hospitals
as locals resist ‘death dart’ vaccine
https://www.sacbee.com/news/coronavirus/article254694632.html

Napa's 1970s-era The Vineyards becomes
a million-dollar neighborhood
https://napavalleyregister.com/news/local/napas-1970s-era-the-vineyards-becomes-a-million-dollar-neighborhood/article_f978b39d-e227-5291-b79c-514e6ebd17ec.html

California new laws allow wineries more flexibility
in marketing, philanthropy
https://www.northbaybusinessjournal.com/article/industrynews/california-new-laws-allow-wineries-more-flexibility-in-marketing-philianth/

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“Gimme that Wine”

http://www.youtube.com/watch?v=EJnQoi8DSE8

California new laws allow wineries more flexibility
     in marketing, philanthropy
https://www.northbaybusinessjournal.com/article/industrynews/california-new-laws-allow-wineries-more-flexibility-in-marketing-philianth/

Nearly 160,000 bottles of wine illegally shipped
into Michigan during first quarter of 2020
https://www.wlns.com/news/michigan/nearly-160000-bottles-of-wine-illegally-shipped-into-michigan-during-first-quarter-of-2020/

The PlumpJack Collection of Wineries Debuts
2018 Adaptation Cabernet Sauvignon
https://www.winebusiness.com/newreleases/?go=getArticle&dataId=251833

These wineries take you to Europe
without leaving Napa Valley Wine Country
https://www.pressdemocrat.com/article/lifestyle/these-wineries-take-you-to-europe-without-leaving-wine-country/

Campbell Company makes wine barrel dreams come true
https://www.eastbaytimes.com/2021/10/03/campbell-company-makes-wine-barrel-dreams-come-true/

Free Wine App
https://www.nataliemaclean.com/mobileapp/

Wine Prices by vintage
http://www.winezap.com
http://www.wine-searcher.com/

This Day in History

     1730 – One of the signers of the Declaration of Independence, Richard Stockton (d. 1781), was born near Princeton, NJ.   His father, John Stockton, was a wealthy landowner who donated land and helped bring what is now Princeton University (then known as the College of New Jersey located in Newark) to Princeton.  He was a longtime friend of George Washington. In 1776, Stockton was elected to the Second Continental Congress, where he took a very active role. That August, when elections were held for the state governments of the new nation, Stockton and William Livingston each received the same number of votes to be the Governor of New Jersey on the first ballot. Although Livingston later won the election by one vote, Stockton was unanimously elected to serve as the Chief Justice of the New Jersey Supreme Court but he turned down that position to remain in the Congress. Stockton was the first person from New Jersey to sign the Declaration of Independence.
    1803 - The first Roman Catholic Church in Boston was formally dedicated. Catholics had not been permitted any religious freedom within this predominantly Puritan colony prior to the Massachusetts Constitution of 1780.
    1850 - Pres. Millard Fillmore named Mormon leader Brigham Young as the first governor of the Utah Territory
    1862 - Union General Jefferson C. Davis mortally wounds his commanding officer, General William Nelson, in Louisville, Kentucky. Davis had been upset by a reprimand handed down by Nelson. After quarreling in a hotel lobby, Nelson slapped Davis. Davis then chased him upstairs and shot him. Davis was never court-martialed, and it is thought that the influence of Indiana Governor Oliver Morton, who was with Davis at the time of the shooting, was instrumental in preventing a trial. Davis went on to serve with distinction at the Battles of Stones River, Chickamauga, and Chattanooga. 
    1879 - Baseball's reserve clause was created. National League owners meeting in Buffalo, seeking to limit player salaries and led by Boston’s Arthur Soden, came to a secret agreement whereby five players on each team will be "reserved" - off-limits to all other clubs, effective with the 1880 season.  The owners told the newspapers that they have agreed upon a uniform contract with no salary advances.
    1881 – William E. Boeing (d. 1956) was born in Detroit.  Boeing moved to the Pacific Northwest and purchased extensive timberlands and into lumber operations around the Olympic Peninsula.  He made a success of the venture, in part by shipping lumber to the East Coast via the new Panama Canal, generating funds that he would later apply to a very different business.  While president of Greenwood Timber Company, Boeing, who had experimented with boat design, traveled to Seattle where, during the Alaska-Yukon-Pacific Exposition in 1909, he saw a manned flying machine for the first time and became fascinated with aircraft. Boeing decided to take lessons in Los Angeles and he purchased a plane.  William Boeing became a pilot. Boeing's test pilot, Herb Munter, soon damaged the plane. When he was told that replacement parts would not become available for months, Boeing told his friend, "We could build a better plane ourselves and build it faster." Westervelt agreed. They soon built and flew the B&W Seaplane, an amphibian biplane that had outstanding performance. Boeing decided to go into the aircraft business and bought an old boat works on the river near Seattle for his factory.  In 1916, Boeing went into business with George Westervelt as "B & W" and founded the Pacific Aero Products Co. When America entered World War I, a little more than a month later, Boeing changed the name from Pacific Aero Products Co. to Boeing Airplane Company and obtained orders from the US Navy for 50 planes. At the end of the war, Boeing began to concentrate on commercial aircraft. He secured contracts to supply airmail service and built a successful airmail operation and later passenger service that evolved into United Airlines.
    1890 – Yosemite Valley and Mariposa Big Tree Grove were combined into Yosemite National Park in California.
    1893 – The Bayou Hurricane killed 2,000 in Louisiana.
    1903 - The visiting Pittsburgh Pirates beat the Boston Americans 7-3 in the first World Series game. The best-of-nine series was won by Boston, 5 games to 3.  Two of the game’s greatest stars led their respective teams:  Honus Wagner of the Pirates and Cy Young of Boston.
       1913 – Walter Johnson won his 36th game of the year as the Washington Senators defeated the Philadelphia Athletics, 1-0.
    1918 - EGGERS, ALAN LOUIS, Medal of Honor
Rank and organization: Sergeant, U.S. Army, Machine Gun Company, 107th Infantry, 27th Division. Place and date: Near Le Catelet, France, 29 September 1918. Entered service at: Summit, N.J. Birth: Saranac Lake, N.Y. G.O. No.: 20, W.D., 1919. Citation: Becoming separated from their platoon by a smoke barrage, Sgt. Eggers, Sgt. John C. Latham and Cpl. Thomas E. O'Shea took cover in a shell hole well within the enemy's lines. Upon hearing a call for help from an American tank, which had become disabled 30 yards from them, the 3 soldiers left their shelter and started toward the tank, under heavy fire from German machineguns and trench mortars. In crossing the fire-swept area Cpl. O'Shea was mortally wounded, but his companions, undeterred, proceeded to the tank, rescued a wounded officer, and assisted 2 wounded soldiers to cover in a sap of a nearby trench. Sgt. Eggers and Sgt. Latham then returned to the tank in the face of the violent fire, dismounted a Hotchkiss gun, and took it back to where the wounded men were, keeping off the enemy all day by effective use of the gun and later bringing it, with the wounded men, back to our lines under cover of darkness. 
    1918 - LEMERT, MILO, Medal of Honor
Rank and organization: First Sergeant, U.S. Army, Company G, 119th Infantry, 30th Division. Place and date: Near Bellicourt, France, 29 September 1918. Entered service at: Crossville, Tenn. Birth: Marshalltown, lowa. G.O. No.: 59, W.D., 1919. Citation: Seeing that the left flank of his company was held up, he located the enemy machinegun emplacement, which had been causing heavy casualties. In the face of heavy fire he rushed it single-handed, killing the entire crew with grenades. Continuing along the enemy trench in advance of the company, he reached another emplacement, which he also charged, silencing the gun with grenades. A third machinegun emplacement opened up on him from the left and with similar skill and bravery he destroyed this also. Later, in company with another sergeant, he attacked a fourth machinegun nest, being killed as he reached the parapet of the emplacement. His courageous action in destroying in turn 4 enemy machinegun nests prevented many casualties among his company and very materially aided in achieving the objective.
    1918 - LUKE, FRANK, JR., (Air Mission) Medal of Honor
Rank and organization: Second Lieutenant, U.S. Army Air Corps, 27th Aero Squadron, 1st Pursuit Group, Air Service. Place and date: Near Murvaux, France, 29 September 1918. Entered service at: Phoenix, Ariz. Born: 19 May 1897, Phoenix, Ariz. G.O. No.: 59, W.D., 1919. Citation: After having previously destroyed a number of enemy aircraft within 17 days he voluntarily started on a patrol after German observation balloons. Though pursued by 8 German planes which were protecting the enemy balloon line, he unhesitatingly attacked and shot down in flames 3 German balloons, being himself under heavy fire from ground batteries and the hostile planes. Severely wounded, he descended to within 50 meters of the ground, and flying at this low altitude near the town of Murvaux opened fire upon enemy troops, killing 6 and wounding as many more. Forced to make a landing and surrounded on all sides by the enemy, who called upon him to surrender, he drew his automatic pistol and defended himself gallantly until he fell dead from a wound in the chest. 
    1918 - Captain GH Wilkins, official AIF photographer, rallies United States troops at the battle of the Hindenburg Line while taking photographs for this action.  He is awarded a bar to his Military Cross, becoming the only Australian official photographer to be decorated for bravery in the field.
    1919 – Gambler Arnold Rothstein decided to finance the fix of the 1919 World Series.  The plan called for Nat Evans to give a $40,000 advance to Sport Sullivan to give to the players, with an additional $40,000 to be put in a safe at the Hotel Congress in Chicago.  Evans kept $29,000 and bet on the Cincinnati Reds, giving White Sox player Chick Gandl only $10,000.
    1920 – Babe Ruth hit his Major League record 54th home run on the last day of the season, his first with the Yankees. Only one other team in the American league hit more than 44 homers.
    1920 – Actor Walter Matthau (d. 2000) was born in NYC.  He won two Tony Awards, one for his role as Oscar Madison in “The Odd Couple.”  He won the Oscar for Best Supporting Actor in “The Fortune Cookie.” 
    1923 - On the same 1923 day as Lombard Street opened across town, the “crookedist street” in San Francisco, the Steinhart Aquarium in Golden Gate Park opened its sculpted bronze doors to the public. Ignatz Steinhart, a wealthy entrepreneur, donated the money to build the place in honor of his deceased brother Sigmund.
    1924 – Former president Jimmy Carter was born in Plains, GA.
    1924 – Former Chief Justice William Rehnquist (d. 2005) was born in Milwaukee, WI.  He wrote the dissenting opinion in Roe v Wade, d over the impeachment trial of President Clinton, and ruled on the outcome of the 2000 election in Bush v Gore.
    1927 - An outbreak of tornadoes from Oklahoma to Indiana caused 81 deaths and $25 million damage. A tornado (possibly two tornadoes) cut an eight-mile-long path across Saint Louis, MO, to Granite City, IL, killing 79 persons. The damage path at times was a mile and a quarter in width. The storm followed a similar path to tornadoes which struck in 1871, 1896, and 1959.
    1932 – In the fifth inning of game 3 of the World Series, Chicago Cubs fans were mercilessly riding Babe Ruth with epithets.  Ruth then pointed to the center field bleachers in Wrigley Field and hit the next pitch from Cubs pitcher Charley Root to that very spot.  It has forever more been known as “The Called Shot.”  The Yankees went on to win the game and swept the Cubs in four games.  Considerably skepticism abounds regarding one of the game’s most storied players and events.  Root, when asked about it said to the effect, “if he had pointed like that, I’d have knocked him on his fat ass with the next pitch.”  Several papers the next day confirmed the extraordinary gesture while others made no mention at all.
    1932 – Blues guitarist Albert Collins (d. 1993) was born in Leona, TX.    He won a Grammy for “Showdown” in 1985 which he recorded with Robert Cray and Johnny Copeland.  He was inducted into the Blues Hall of Fame in 1989.       
    1938 - Charleston, SC was hit with 5 tornadoes, which killed 32 people and did $2 million in damage
    1939 - Germany and the Soviet Union agree to divide control of occupied Poland roughly along the Bug River--the Germans taking everything west, the Soviets taking everything east.
    1942 - Hugh Mulzac, first Black captain of a US merchant ship, launches with the Booker T Washington,
    1942 – Satchel Paige, believed to be 36, of the Kansas City Monarchs, pitched 5 2/3 innings of hitless relief against the Homestead Grays, winning 9 - 5 in Philadelphia in the 1942 Colored World Series, finishing a four-game sweep of the Grays.    1949 - Mao Zedong proclaimed the People's Republic of China, a single-party state controlled by the Communist Party of China, during a ceremony in Beijing.  In the following years, he solidified his control through land reforms and through a psychological victory in the Korean War.  His reforms also included campaigns against landlords, people he termed “counter-revolutionaries," and other perceived enemies of the state. In 1957 he launched the Great Leap Forward that aimed to rapidly transform China's economy from agrarian to industrial. This campaign led to the deadliest famine and the deaths of an estimated minimum of 45 million people between 1958 and 1962. In 1966, Mao initiated the Cultural Revolution, a program to remove "counter-revolutionary" elements in Chinese society that lasted 10 years and was marked by violent class struggle, widespread destruction of cultural artifacts, and an unprecedented elevation of Mao's personality cult. It is now officially regarded as a "severe setback" for the PRC.  A controversial figure, Mao is regarded as one of the most important and influential individuals in modern world history.  He is also known as a political intellect, theorist, military strategist, poet, and visionary.  Supporters credit him with driving imperialism out of China, modernizing the nation and building it into a world power, promoting the status of women, improving education and health care, as well as increasing life expectancy as China's population grew from around 550 million to over 900 million under his leadership.  Conversely, his regime has been called autocratic and totalitarian, and condemned for bringing about mass repression and destroying religious and cultural artifacts and sites. It was additionally responsible for vast numbers of deaths with estimates ranging from 30 to 70 million victims.
    1950 - CHRISTIANSON, STANLEY R., Medal of Honor
Rank and organization: Private First Class, U.S. Marine Corps, Company E, 2d Battalion, 1st Marines, 1st Marine Division (Rein.). Place and date: Seoul, Korea, 29 September 1950. Entered service at: Mindoro, Wis. Born: 24 January 1925, Mindoro, Wis. Citation: For conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty while serving with Company E, in action against enemy aggressor forces at Hill 132, in the early morning hours. Manning 1 of the several listening posts covering approaches to the platoon area when the enemy commenced the attack, Pfc. Christianson quickly sent another marine to alert the rest of the platoon. Without orders, he remained in his position and, with full knowledge that he would have slight chance of escape, fired relentlessly at oncoming hostile troops attacking furiously with rifles, automatic weapons, and incendiary grenades. Accounting for 7 enemy dead in the immediate vicinity before his position was overrun and he himself fatally struck down, Pfc. Christianson, by his superb courage, valiant fighting spirit, and devotion to duty, was responsible for allowing the rest of the platoon time to man positions, build up a stronger defense on that flank, and repel the attack with 41 of the enemy destroyed, many more wounded, and 3 taken prisoner. His self-sacrificing actions in the face of overwhelming odds sustain and enhance the finest traditions of the U.S. Naval Service. Pfc. Christianson gallantly gave his life for his country.     1953 - The American League announced that Bill Veeck's controlling interest in the St. Louis Browns has been sold to a Baltimore group headed by mayor Tom D’Alesandro (Nancy Pelosi’s father). The new owners got immediate approval to move the team to Baltimore, something Veeck had been trying in vain to get approved. The team took the name Orioles and began play for the 1954 season in Memorial Stadium.   
    1955 - Top Hits
“The Yellow Rose of Texas” - Mitch Miller
“Love is a Many-Splendored Thing” - The Four Aces
“Tina Marie” - Perry Como
“I Don't Care” - Webb Pierce
    1955 - Arthur Miller's play, “A View from the Bridge,” opened on Broadway on this date, and received mixed reviews from critics.
    1956 - So far, RCA Victor has received over 856,327 advance orders for Elvis Presley's "Love Me Tender."
             1961 – One of baseball’s most revered records was broken when the Yankees’ Roger Maris hit his 61st HR, breaking the record of Babe Ruth set in 1927.  Maris hit his fourth-inning homer in his second time at bat, off Tracy Stallard, a 24-year-old Boston rookie right-hander.  The Yankees won the game, 1-0.
    1962 - President John F. Kennedy authorized use of federal troops in integration of University of Mississippi. James H. Meredith, an Air Force veteran, was escorted onto the University of Mississippi campus by U.S. marshals. Two men were killed in the ensuing mob violence, which was quelled with the aid of 3000 federal soldiers. The next day, Meredith was enrolled and began to attend classes amid continuing disruption by protestors. On June 6, 1966, James Meredith was shot and wounded while on a lone march from Memphis, Tenn. to Jackson, Miss. to encourage black voter registration. On June 26, 26 groups from across the country joined with Meredith to complete the march. From 1989 to 1991, Meredith served as a policy advisor to conservative Republican Senator Jesse Helms, who only ten years earlier had opposed the establishment of Martin Luther King, Jr. Day. He is an author and businessman today.
http://www.africanamericans.com/JamesMeredith.htm    1962 – Johnny Carson debuted as regular host of NBC's "Tonight" show.  Carson is the longest-serving host to date although not the host with the most episodes.  The show aired for 30 seasons between October, 1962 and May, 1992.
    1963 - Top Hits
“Blue Velvet” - Bobby Vinton
“Sally, Go 'Round the Roses” - The Jaynetts
“Be My Baby” - The Ronettes
“Abilene” - George Hamilton IV
    1965 - Hanoi publishes the text of a letter it has written to the Red Cross claiming that since there is no formal state of war, U.S. pilots shot down over the North will not receive the rights of prisoners of war (POWs) and will be treated as war criminals.
    1967 - ”Alice” premiers on TV. Linda Lavin played the title role in this CBS comedy that was based on the 1975 film “Alice Doesn't Live Here Anymore.” Alice Hyatt was the new girl in town, a widow raising her son while trying to make ends meet by waitressing at a diner. She also had dreams of making it big as a singer. Nine years later, Alice was able to leave her "temp" job for a gig. Lavin's co-stars were: Vic Tayback as diner owner Mel Sharples, Philip McKeon as Alice's son, Tommy, Beth Howland as waitress Vera Gorman, Polly Holliday as sassy waitress Flo Castleberry, Diane Ladd as Flo's replacement Belle Dupree, Celia Weston as waitress Jolene Hunnicut, Martha Raye as Mel's mother, Carrie and Marvin Kaplan as customer Henry Beesmyer. The last episode was on August 31, 1976.
http://www.tv.com/alice/show/612/summary.html&full_summary=1 
http://web.triton.net/o/ochs/guides/wherearetheynow.html
    1967 - Motown's Soul label released Gladys Knight and the Pips' “I Heard It Through the Grapevine.” It ultimately reached Number 2 on the pop charts and Number 1 on the rhythm and blues charts.
    1967 - Mickey Hart joins the Grateful Dead.
    1970 - The New American Bible was published by the St. Anthony Guild Press. It represented the first English version Roman Catholic Bible to be translated from the original Biblical Greek and Hebrew languages. (The Rheims-Douai Version of 1610 had been based on Jerome's Latin Vulgate.)
    1971 - Top Hits
“Go Away Little Girl” - Donny Osmond
“Maggie Mae/Reason to Believe” - Rod Stewart
“The Night They Drove Old Dixie Down” - Joan Baez
“The Year That Clayton Delaney Died” - Tom T. Hall
    1973 - "We're an American Band" by the Grand Funk Railroad topped the charts and stayed there for a week.    1975 - WGPR-TV Detroit, first Black-owned station in US, begins broadcasting.

    1977 - No. 1 Billboard Pop Hit: "Star Wars Theme/Cantina Band," Meco. The 15-minute song is a disco version of several themes from the top movie of 1977.
    1979 - Cheap Trick's "Ain't That A Shame" peaks at #35 on the singles chart, while Robert Palmer's "Bad Case Of Loving You" peaks at #14, Nick Lowe's "Cruel To Be Kind" peaks at #12 and Dave Edmunds' "Girls Talk" peaks at #65.
    1979 - Gold hits record $400.20 an ounce in Hong Kong.
    1979 - Top Hits
“My Sharona” - The Knack
“Sad Eyes” - Robert John
“Rise” - Herb Alpert
“It Must Be Love” - Don Williams
        1983 - Heavy rains began in central and eastern Arizona which culminated in the worst flood in the history of the state. Eight-to-ten-inch rains across the area caused severe flooding in southeastern Arizona which resulted in thirteen deaths and $178 million damage. President Reagan declared eight counties of Arizona to be disaster areas.    1984 - "Let's Go Crazy" by Prince & the Revolution topped the charts and stayed there for 2 weeks.
    1984 - The Cars' "Drive" peaks at #3 on the pop singles chart.
    1985 – “MacGyver,” starring Richard Dean Anderson, debuted on ABC.  Fortunately, the last detail is unimportant when compared to his astounding mind. Drawing on a vast practical knowledge of science, Macgyver is able to make use of any mundane materials around him to create unorthodox solutions to any problem he faces. The enemies of world peace and justice continually learn that underestimating this man is a fatal mistake for their plans. The popular series lasted seven years, perhaps making MacGyver a verb in our language for turning something simple into a major tool.
http://www.tv.com/macgyver/show/706/summary.html&full_summary=1
http://www.imdb.com/title/tt0088559/
    
    1987 - No. 1 Billboard Pop Hit: "Didn't We Almost Have It All," Whitney Houston.
    1987 - Top Hits
“Didn't We Almost Have It All” - Whitney Houston
“Here I Go Again” - Whitesnake
“Lost in Emotion” - Lisa Lisa & Cult Jam
“Three Time Loser” - Dan Seals
        1987 - A slow moving cold front produced rain from the Great Lakes Region to the Central Gulf Coast Region. A late afternoon thunderstorm produced wind gusts to 62 mph at Buffalo, NY. Warm weather continued in the western U.S. In Oregon, the afternoon high of 96 degrees at Medford was a record for the date.
    1989 - Seven cities reported record high temperatures for the date, as readings soared into the 80s and low 90s in the Northern Plateau and Northern Plains Region. Record highs included 91 degrees at Boise, ID, and 92 degrees at Sheridan, WY. The high of 100 degrees at Tucson, AZ marked their 51st record high of the year, and their 92nd day of 100-degree weather.
    1990 - In Washington, DC, the National Cathedral (officially, the Cathedral Church of St. Peter and St. Paul) was completed after 83 years of construction. Begun in 1907, the Gothic edifice had been used in its incomplete form since 1912.
    1991 - Snow began in Caribou, ME at 8:35 p.m. on the29th and ending at 2 am on the 30th with 2.5 inches accumulating.
    1994 - The Pointer Sisters receive a star on the Hollywood Walk of Fame. The star on Hollywood Boulevard was originally set to be unveiled in January, but an earthquake struck Los Angeles three days before the scheduled ceremony. The Pointers are the first African-American female music group to receive the honor.
    1996 - Astros Retire Ryan's Number. The Houston Astros retired uniform number 34 in honor of their former pitcher, Nolan Ryan, who played for Houston for nine seasons.
The ceremony made Ryan the only player to have his number retired by three teams, the California Angeles and the Texas Rangers having previously accorded him the honor.
    2001 - Some 7,000 people marched for peace in Washington, DC while an estimated 7-10,000 marched in San Francisco. They marched to mourn terrorist victims and to urge the nation to heal poverty and injustice that fuels global violence instead of focusing on military revenge.
    2001 - The Supreme Court suspended former President Bill Clinton from practicing before the high court.  On January 19, 2001, Clinton's law license was suspended after he acknowledged to an Arkansas circuit court that he had engaged in conduct prejudicial to the administration of justice in the Paula Jones Case.
    2002 - Barry Bonds sets a new season mark for on-base percentage with a .582 OBP. The 38-year-old Giant left fielder, who became the oldest first-time winner of a batting title hitting .370, easily surpassed the 1941 mark established by Ted Williams with a .553 OBP.
    2004 - Major League Baseball announces Washington D.C. will become the new home of the Montreal Expos in time for the 2005 season. The nation's capital, which was chosen over finalists including Las Vegas and Northern Virginia, will have baseball first time in 33 years since the expansion Senators left in 1971 to become the Texas Rangers.
    2005 - John G. Roberts is confirmed as the Chief Justice of the Supreme Court.
    2008 – At the outset of the Great Recession, a $700 billion financial industry bailout won lopsided passage in the Senate, 74-25, after it was loaded with tax breaks and other sweeteners.
    2014 - eBay Inc. announced that it will split its PayPal unit into a separate company, raising the possibility of a PayPal buyout by mobile payment operators such as Google.  The spin-off was completed in 2015.
    2017 – 64-year-old Steven Paddock opened fire on 22,000 country music fans at an open-air festival in Las Vegas, NV from a 32d-floor suite at the Mandalay Bay Hotel before taking his own life. 58 people died and 700 more were inured in the deadliest such massacre in US history.   The cause was never determined.