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Leasing News is a website that posts information, news, and
entertainment for the commercial alternate financing,
bank, finance and leasing industries

kitmenkin@leasingnews.org
   


 


Wednesday, December 11, 2019


Today's Leasing News Headlines

Salvation Army
  Kettle
Recession “more likely than not”
    in the next 12 to 24 months
"If it's a consumer-led recession,
  small businesses are the first to know."
Experienced Sales Professional Wanted
    Start 2020 Right!
Home Stretch
   
Sales Makes it Happen by Scott Wheeler, CLFP
Lion or Gazelle
   One Thing in Common – Placard
The Changing Face of the U.S. Advertising Landscape
   Estimated Advertising Revenue by Medium
GreatAmerica and Compass Sherpa
  to Expand Technology Integration
Amur Equipment Finance is a Great Place to Work-
   Certified™ Company in 2019 for the Second Year in a Row
Umpqua Bank Named Oregon’s
   Most Admired Financial Services Company
Catahoula
   Larchmont, New York  Adopt-a-Dog
Bode Turns 14 Years Old
   Vice-President, Leasing News, Inc.
News Briefs---
Federal judge blocks use of billions of dollars
  in Pentagon funds to build border wall
J.P. Grant Leasing Contracts at City Hall under investigation
  But Set to Pick up fresh $12 Million Contract in Baltimore
Former Outcome Health exec pleads guilty to fraud
   Shades of Brican Dentist Office Advertising but $1 Billion
A self-driving truck delivered butter from California
     to Pennsylvania in three days
Napa freight carrier Biagi Bros. tests all-electric heavy truck
    to haul bottled wine
Trucking giant Celadon files for bankruptcy
   after ex-officials charged with fraud-4,000 employees
Duke Energy & other utilities securing more home-grown            
   energy from poultry waste in North Carolina
Donald J. Trump Pays Court-Ordered $2 Million for
    Illegally Using Trump Foundation Funds

Broker/Funder/Industry Lists | Features (wrilter's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months

www.leasingcomplaints.com (Be Careful of Doing Business)
www.evergreenleasingnews.org
Leasing News Icon for Android Mobile Device


May Have Missed
 Poem
  Sports Brief----
   California Nuts Brief---
    "Gimme that Wine"
     This Day in History
      SuDoku
       Daily Puzzle
        GasBuddy
         Weather, USA or specific area
          Traffic Live----

######## surrounding the article denotes it is a “press release,” it was not written by Leasing News nor has the information been verified. The source noted. When an article is signed by the writer, it is considered a “byline.” It reflects the opinion and research of the writer.




Please send a colleague and ask them to subscribe. We are free
Email kitmenkin@leasingnews.org and in subject line: subscribe


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Salvation Army
  Kettle

Please help me support The Salvation Army by making a donation through my fundraising page for Fundraise For Good. Even a small donation will help me achieve my goal! The process is fast, easy, and secure. Thanks so much for your support.
- Kit

Please click on the Kettle

   
Merry Christmas/Happy New Year



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Recession "more likely than not"
in the "next 12 to 24 months"

ELFF study warns, by Miles Rogerson, Asset Finance International

A full or near recession is likely in the next 12-24 months, according to analysis of the latest "economic data by the US Equipment Leasing & Finance Foundation.

Its Recession Monitor also suggests that a recession could also happen in the next 12 months, based on “the preponderance of economic data”, although the likelihood is less than 50%.

The monitor survey is part of ELFA’s 2019 Horizon Report, which found that total equipment and software investment in 2018 stood at $1.8 trillion.

Equipment finance takes an estimated 50% of the market, valuing it at $900 billion. A record proportion of businesses (79%) relied on financing for at least part of their equipment and software acquisitions, although the overall value of the market declined amid increased use of alternatives among private businesses.


Jeffry D. Elliott , Foundation Chairman and Senior Managing Director of Huntington Equipment Finance, said: “The Horizon Report shows that while more businesses than ever are using financing, they aren’t financing as much of their acquisitions as they have in the past. With opportunities for growth in this competitive landscape, Foundation resources like the new Recession Monitor are critical for equipment finance professionals in their portfolio and strategy decision-making.”
Additional findings from the report include:

  • Leasing remains in pole position: Overall, 24% of businesses used leasing as a method of acquiring equipment and software last year, making it the most common form of finance. This was followed by lines of credit (16%), secured loans (12%), and other forms of finance (3%).
  • Investments are expected to remain steady: 56% of respondents forecast the volume of equipment and software acquisitions to remain steady over the next 12 months, with 22% of end-users expecting volume to increase, and 21% expecting it to decrease. Of those expecting acquisitions to increase, 59% expect to use finance to cover at least a portion of the cost.
  • Office equipment is most likely to be financed: An estimated 65% of office equipment acquisition is forecast to be secured through a lease, loan, or line of credit. Other verticals with high finance activity included industrial equipment (59%), agriculture equipment (59%), communications equipment (58%), medical equipment (58%), and automobiles (57%).

The 2019 Equipment Leasing & Finance Horizon Report is available to download for free here: https://www.leasefoundation.org/industry-resources/horizon-report/.

 

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"If it's a consumer-led recession,
small businesses are the first to know."
By Mary Miller, Contributing Editor, Coleman Reports

As economists and investors debate whether or not a recession looms on the horizon, small business owners remain cautiously optimistic.

The National Federation of Independent Business (NFIB) Tuesday morning reported that its small business optimism index rose from 102.4 in October to 104.7 in November. This month’s index is the highest reading since May 2018. The consensus estimate from economists had called for the November index to increase to 102.9.


Dr. William Dunkelberg, Chief Economist with National Federation of Independent Business, stated,” "The small business people are at the end of the supply chain. If it's a consumer-led recession, small businesses are the first to know.

"Owners are aggressively moving forward with their business plans, proving that when they’re given relief from the government, they put their money where their mouth is, and they invest, hire, and increase wages. Owners are most closely focused on issues that directly impact their business, including the real, significant tax relief they were given two years ago, and they’re anxious to see that relief made permanent," he added.

Some 38% of business owners reported job openings they couldn’t fill, up by four points month over month. A full 61% of business owners reported hiring or trying to hire workers last month, and 88% reported few or no qualified applicants for the available jobs.

Three other recent surveys indicate no sign of a recession. Rather, they predict a continued focus on the creation of jobs, capital spending, and inventory investment:

Additionally, the U.S. Chamber of Commerce reports that one in five small businesses surveyed say that they plan to increase hiring efforts over next year, which will keep unemployment rates at record low levels.

Of all survey results, small manufacturing businesses reported the lowest of optimism levels and future revenue projections. Independent manufacturers slipped from 48.3 in October to 48.1 in November, according to the Institute for Supply Management's Factory Activity Index. However, small business investment plans continue to be reported as strong in the small business manufacturing industry.

Reprinted from Coleman Reports:
bob@colemanreport.com
Coleman Report, 28081 Marguerite Pkwy., #4525, Mission Viejo, CA 92690


 

 

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Help Wanted


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The Home Stretch

Sales Makes it Happen by Scott Wheeler, CLFP

There is still plenty to accomplish as we enter the last stretch of 2019. Historically, the fourth quarter, and especially the last few weeks of the year, are extremely active in the commercial equipment leasing and finance industry. Top producers in the industry are busy closing transactions and working with vendors and end-users to get equipment delivered, documents signed, and invoices paid before the end of the year. It's almost funny how a date on the calendar (December 31, 2019) can motivate individuals to act, for processes to quicken, and for transactions to close.  There is a sense of urgency in the air.
 
Strong originators capitalize on this sense of urgency and instead of relying on their past activities (deals funded in the past 11 months) they push forward. They actively solicit additional business until the last possible minute. They continue to ask for additional transactions that could be closed by the end of the year. They participate in the year-end rush.

The home stretch is a perfect time to:

  • Call an end-user that you funded in the first or second quarter and ask what acquisitions they will be making before the end of the year.
  • Call a vendor and ask about the big transaction that has been hedging for weeks that you can help him close before December 31st.
  • Call an end-user that you lost a deal from in June and explain how it's not too late to start a relationship in 2019.
  • Call a past customer and ask how you can help them acquire equipment NOW.
  • Call end-users and vendors and explain that you have access to an additional $XX.0MM of capital that you have been tasked to employ before the end of the year - do they have any immediate needs.  

What you do and sell in the next few weeks could be the difference between a good and a great 2019... Push to the end.

Finish Strong!

For Christmas to a Colleague (or yourself)

Order via Amazon: https://www.createspace.com/5355516  

Scott A. Wheeler, CLFP
Wheeler Business Consulting
1314 Marquis Ct.
Fallston, Maryland 21047
Phone: 410 877 0428
Fax: 410 877 8161
Email: scott@wheelerbusinessconsulting.com
Web: www.wheelerbusinessconsulting.com 


Sales Makes it Happen articles:
http://www.leasingnews.org/Legacy/index.html

 

 

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According to new estimates from GroupM, the world’s largest advertising media company, the U.S. advertising market is poised for further growth in the next few years. GroupM expects ad revenue to grow to $281 billion a year by 2024, up from $227 billion this year. Unsurprisingly, the increase will mainly be driven by a steep rise in online advertising sales, which are expected to grow by $60 billion between 2019 and 2024.

Fortunately for traditional media outlets, in this case TV and radio broadcasters, advertising is not a zero sum game and a dollar spent online is not necessarily pried away from a struggling radio station. In fact, both TV and radio advertising revenues are expected to remain more or less at the same level through 2024 with minimal ups and downs along the way. The same cannot be said of print adverts, which are expected to continue their sharp decline.

By Felix Richer, Statista
https://www.statista.com/chart/10269/us-advertising-revenue/

 

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##### Press Release ############################

GreatAmerica and Compass Sherpa
to Expand Technology Integration

BOISE, Idaho, -- GreatAmerica Financial Services Corporation and Compass Sales Solutions announced today that they expanded Compass Sherpa Lease Tracker to capture digital signatures and submit electronic documents. The two companies share a mutual interest in improving the customer experience and accelerating in-the-field sales for office equipment Dealers. Printing, manually signing, and scanning documents is now in the past. The integration streamlines the Compass users' sales process by creating quotes, submitting credit apps, receiving real-time credit status updates, generating lease docs, all without leaving the Compass Sherpa platform.

Compass Sales Solutions is the nation's leading provider of sales automation software for resellers of office technology and managed print services (MPS).


Jim McMeel, VP of Business Development at Compass Sales Solutions, said, "We are very excited about this new enhancement to the existing integration between Sherpa and GreatAmerica that will allow our current dealer partners the ability to seamlessly get credit decisions and automate document signature capture . It will bring great efficiencies to the Sherpa users and their clients."


Jennie Fisher, Senior Vice President and General Manager, Office Equipment Group at GreatAmerica, commented, "We are pleased to take our collaboration with Compass to the next level and help enhance the sales process for our mutual Dealers.

“Digital signature capabilities should help our Dealers shorten and close the sales loop, while elevating their reputation as tech-savvy solution providers," she added. 

About Compass Sales Solutions
Since 2001, Compass Sales Solutions, the leading sales force automation provider with more than 13,000 users in 8 countries, delivers a comprehensive suite that automates the sales process allowing sales professionals to manage the sales process including: prospect/client data, proposal generation, MPS analysis, ERP integration and mobile access. www.compasscontact.net

About GreatAmerica Financial Services
GreatAmerica is the largest independent, family-owned national commercial equipment finance company in the U.S. and is dedicated to helping manufacturers, vendors, and dealers be more successful and keep their customers for a lifetime. GreatAmerica was established in Cedar Rapids, Iowa in 1992 and today is organized into seven business units. It has a staff of over 600 employees with offices in Georgia, Minnesota, and Missouri. Our commitment to understand the office equipment industry has positioned us as the unparalleled leader in single invoice solutions (MPS, Managed IT, and other specialized billing options). We also offer innovative non-financial services to help our dealers evolve their businesses. www.greatamerica.com 

### Press Release ############################

 

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### Press Release ############################

Amur Equipment Finance is a Great Place to Work-
Certified™ Company in 2019 for the Second Year in a Row

GRAND ISLAND, NE – December 9th, 2019 Amur Equipment Finance (AmurEF), a nationally ranked Top Five independent equipment finance company,  announced that it is Great Place to Work-Certified™ for 2019. This certification, the second year in a row, confirms employees have a consistently positive experience at AmurEF.


Jackie Havel, AmurEF Vice President of Human Resources, said,
“The collective effort of our employees is what makes Amur Equipment Finance great, so we are thrilled to again be designated Great Place to Work-Certified™. We are committed to cultivating a great culture and workplace environment as those who we trust to deliver AmurEF’s brand deserve a work community that they themselves can trust and thrive within.”


Sarah Lewis-Kulin, Vice President and Senior Editor of Best Workplace List Research at Great Place to Work, commented, “We congratulate Amur Equipment Finance on their Certification,” said “Organizations that earn their employees’ trust create great workplace cultures that deliver outstanding business results.”

Great Place to Work® is the global authority on workplace culture. Since 1992, they have surveyed more than 100 million employees around the world and used those deep insights to define what makes a great workplace: trust. Great Place to Work helps organizations quantify their culture and produce better business results by creating a high-trust work experience for all employees. Emprising®, their culture management platform, empowers leaders with the surveys, real-time reporting, and insights they need to make data-driven people decisions. Their unparalleled benchmark data is used to recognize Great Place to Work-Certified™ companies and the Best Workplaces™ in the US and more than 60 countries, including the 100 Best Companies to Work For® and World’s Best list published annually in Fortune. Everything they do is driven by the mission to build a better world by helping every organization become a Great Place to Work For All™.

###

About Amur Equipment Finance, Inc.
Amur Equipment Finance is a Top Five nationally ranked independent commercial equipment finance provider and a certified Great Place to Work®, dedicated to ensuring that its customers and employees around the nation are equipped to grow and succeed. AmurEF offers customized capital financing programs that draw on its uniquely expansive expertise in the world’s most essential industries – from transportation and technology to manufacturing and medicine – to support its network of over 15,000 vendors and other partners.

For more information, visit amuref.com.

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Assure the quality of your communication content…grammar, spelling, syntax, punctuation…hire an expert.

Whether website content, business or technical writings, take advantage of over forty years executive writing, proofreading and editing in the EFL industry…with the reader’s time and comprehension in focus.

Ralph P. Mango
ralphmango@hotmail.com

Associate Editor Leasing News, responsible for proofreading and editing each news edition, as well as contributing content.

 

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#### Press Release #############################

Umpqua Bank Named Oregon’s
Most Admired Financial Services Company

Bank recognized by Oregon's business community
 for fifteenth year in a row

PORTLAND, Ore.,-- Umpqua Bank, a subsidiary of Umpqua Holdings Corporation (NASDAQ: UMPQ), has been named Oregon's Most Admired Financial Services Company by the Portland Business Journal. The largest bank headquartered in Oregon, Umpqua has received the recognition every year since the award was introduced 15 years ago.


Cort
O'Haver, Umpqua Bank President and CEO, said, "This recognition is truly a special honor, coming from CEOs and business leaders across Oregon. “It’s a testament to Umpqua's 4,000 associates, who go above and beyond to serve our customers and communities at the highest possible level every day."

Each year, the Portland Business Journal conducts a statewide poll of CEOs and top executives across the state to determine Oregon's most admired companies in several industry categories. Those polled select winners based on criteria including community involvement, innovation, quality of management, quality of products and services, and branding and marketing.  

2019 Umpqua Bank Highlights:

  • Umpqua earned the prestigious Celent Model Bank Award for Customer Engagement, becoming one of 22 global financial institutions recognized for outstanding technology initiatives with demonstrable business benefits, industry-forward innovation, and implementation excellence.
  • Umpqua continued strengthening its reputation and market position as a West Coast commercial bank through a number of key hires and initiatives, including original research about the critical but often overlooked middle market sector of the economy, which includes companies with annual revenue between $10M and $1B.
  • Umpqua launched Umpqua Go-To across its footprint, putting Go-To bankers in every store. Go-To is the industry's first Human Digital Banking platform, giving every customer and even non-customers the opportunity to choose their own personal banker devoted to their financial needs.
  • In March, Umpqua launched its Economic Empowerment Cohort, a multi-year collaborative partnership with four Portland Metro nonprofits that includes $1 million in funding, as well as significant investment of company resources and expertise to establish and sustain innovative economic empowerment and equality programs.
  • This summer, the bank released its first annual corporate responsibility report to reinforce its commitment to community well-being and sustainable business practices.
  • Umpqua associates also logged more than 27,000 volunteer hours in 2019 through the bank's Connect Volunteer Program, which offers associates one full week of paid time off to volunteer. Last year, Umpqua associates surpassed half a million Connect hours, representing a $12.5 million investment to support thousands of community nonprofits since the program was formed in 2004.
  • By end of year, Umpqua Bank and the Umpqua Bank Charitable Foundation will have awarded more than $3 million in funding to nonprofits committed to enhancing the quality of life in communities across the company's footprint.

Oregon's Most Admired Companies is an annual event held by the Portland Business Journal. Hosted by publisher Craig Wessel, the event is one of the publication's business programs created to recognize the state's leading organizations. To see the complete list of Oregon's Most Admired Companies, visit www.bizjournals.com/portland.

About Umpqua Bank
Umpqua Bank, headquartered in Roseburg, Ore., is a subsidiary of Umpqua Holdings Corporation, and has locations across Idaho, Washington, Oregon, California and Nevada. Umpqua Bank has been recognized for its innovative customer experience and banking strategy by national publications including The Wall Street Journal, The New York Times, BusinessWeek, Fast Company and CNBC. The company has been recognized for eight years in a row on FORTUNE magazine's list of the country's "100 Best Companies to Work For," and was recently named by The Portland Business Journal the Most Admired Financial Services Company in Oregon for the fifteenth consecutive year. In addition to its retail banking presence, Umpqua Bank also owns Financial Pacific Leasing, Inc., a nationally recognized commercial finance company that provides equipment leases to businesses. A subsidiary of Umpqua Holdings Corporation, Umpqua Investments, Inc., provides retail brokerage and investment advisory services in offices hroughout Washington, Oregon, and California. 


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Catahoula
Larchmont, New York  Adopt-a-Dog

Ethel
Female
56 lbs.
Age: 2 years, 3 months

A little About Ethel...

Ethel is a beautiful two year old Catahoula pup that had a rough start to her life. While we don’t know much, we believe that she was forced to live outside and has scaring on the ridge of her back from a burn. Despite all of this, her amazing spirit shines through. Ethel is an avid cuddler and lover of toys. Ethel would make a great companion to anyone and their family.  She loves the companionship of other pups and should go to a home with another dog.

She would prefer a home with older kids as she can be frightened by loud noises and it takes her time to warm up to new people.

Once Ethel knows she can trust you, she will be your greatest friend. Ethel loves sleeping on her foster mom's bed and running in the back yard with her foster siblings. She is house broken and well-behaved Once Ethel knows she is safe, she will be the happiest dog and will give lots of love.

Pet Rescue
P. Box 393
Larchmont, New York 10538
nypetrescue@gmail.com

The Catahoula Leopard Dog (also Catahoula Cur) is an American dog breed named after Catahoula Parish, Louisiana. it became the state dog of Louisiana in 1979. The breed is sometimes mistakenly referred to as a cur, “Catahoula hound”, or “leopard hound” because of its spots. The dog is none of these, and has been recognized as an official breed by the United Kennel Club (UKC) under the name Louisiana Catahoula Leopard Dog, and Catahoula Leopard Dog in the American Kennel Club (AKC)

Application:
https://form.jotform.com/90484696691170
                     


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Bode Turns 14 Years Old
Vice-President, Leasing News, Inc.

Our Labrador retriever born December 10, 2005, Madera, California AKC.. His name is pronounced, "Bo-dee," named after Bode Miller, the US Olympic skier. The "Ace" because he is an "Ace" dog, as well as a "ace" news dog. The initials spell out BAM !!!

He is also an officer of Leasing News Inc., and therefore as Publisher can celebrate his birthday here with a few photographs.


Age one with Sue's Grandson Justin



Sue and her daughter Katie Teach Bode to Swim



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News Briefs----

Federal judge blocks use of billions of dollars
  in Pentagon funds to build border wall
https://www.cnn.com/2019/12/10/politics/federal-judge-military-construction-border/index.html

J.P. Grant Leasing Contracts at City Hall under investigation
  But Set to Pick up fresh $12 Million Contract in Baltimore
https://www.baltimorebrew.com/2019/12/10/exclusive-j-p-grant-in-line-to-get-another-big-city-contract/

Former Outcome Health exec pleads guilty to fraud
   Shades of Brican Dentist Office Advertising but $1 Billion
https://www.chicagobusiness.com/john-pletz-technology/former-outcome-health-exec-pleads-guilty-fraud

A self-driving truck delivered butter from California
     to Pennsylvania in three days
https://www.mercurynews.com/2019/12/10/a-self-driving-truck-delivered-butter-from-california-to-pennsylvania-in-three-days/

Napa freight carrier Biagi Bros. tests all-electric heavy truck
    to haul bottled wine
https://www.northbaybusinessjournal.com/northbay/sonomacounty/10415785-181/electric-freight-trucking-napa-sonoma-business

Trucking giant Celadon files for bankruptcy
   after ex-officials charged with fraud-4,000 employees
https://nypost.com/2019/12/09/trucking-giant-celadon-files-for-bankruptcy-after-ex-officials-charged-with-fraud/

Duke Energy & other utilities securing more home-grown             
energy from poultry waste in North Carolina
https://finance.yahoo.com/news/duke-energy-other-utilities-securing-132900496.html

Donald J. Trump Pays Court-Ordered $2 Million for
    Illegally Using Trump Foundation Funds
https://ag.ny.gov/press-release/2019/donald-j-trump-pays-court-ordered-2-million-illegally-using-trump-foundation

 

 
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You May Have Missed---

How Lightfoot plans to reboot Chicago’s economy
https://www.chicagobusiness.com/crains-daily-gist/crains-daily-gist-podcast-how-lightfoot-plans-reboot-chicagos-economy


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 Poems by
--Vince Lombardi
(1913-1970) US football coach


If winning isn't everything, why do they keep score?

The difference between a successful person and others is not a lack of strength, not a lack of knowledge, but rather in a lack of will.

Gentleman, this is a football.

We didn't lose the game; we just ran out of time.

Fatigue makes cowards of us all.

The harder you work, the harder it is to surrender.

If you can't accept losing, you can't win.

Winning is a habit. Unfortunately, so is losing.


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World Anti-Doping Agency imposes 4-year ban on Russia
https://economictimes.indiatimes.com/news/sports/russia-banned-from-olympics-for-four-years-over-doping-scandal-tass/articleshow/72439613.cms

NFL power rankings: Packers,
   Chiefs rejoin top five after Week 14 shuffle
https://www.usatoday.com/story/sports/nfl/columnist/nate-davis/2019/12/10/week-14-nfl-power-rankings-packers-chiefs-ravens/4382054002/

Kyle Shanahan says Weston Richburg
  is out for the season with a torn patella tendon
https://49ers.pressdemocrat.com/kyle-shanahan-says-weston-richburg-is-out-for-the-season-with-a-torn-patella-tendon/


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California Nuts Briefs---

Former Outcome Health exec pleads guilty to fraud
   Nearly $1 Billion (Similar to Brican and Dental Lease Scandal)
https://www.chicagobusiness.com/john-pletz-technology/former-outcome-health-exec-pleads-guilty-fraud

New California law redefines who gets employment benefits.
    The lawsuits are just starting
https://www.sacbee.com/news/politics-government/capitol-alert/article238049454.html?

Opinion: How Congress can help solve California’s housing crisis
https://www.eastbaytimes.com/2019/12/10/opinion-congress-needs-to-use-tool-to-tackle-californias-housing-crisis/

Sonoma County's Graton Resort & Casino
    picks Lana Rivera its new GM
https://www.northbaybusinessjournal.com/northbay/sonomacounty/10306245-181/graton-casino-sonoma-gm

Marin County businesses hope for higher sales from
  new SMART train service to Larkspur ferry terminal
https://www.northbaybusinessjournal.com/northbay/marincounty/10417384-181/marin-county-retail-smart-transit-business



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“Gimme that Wine”

http://www.youtube.com/watch?v=EJnQoi8DSE8

Winemakers to Watch
https://www.sfchronicle.com/wine/article/2019-Winemakers-to-Watch-The-rising-stars-of-14881633.php

Santa Rosa’s Paradise Ridge Winery reopens
    from ashes of the 2017 wildfires
https://www.pressdemocrat.com/business/10417738-181/santa-rosas-paradise-ridge-winery

Portugal the Only EU Country to See Increase
    in Wine Production This Year
http://www.portugalglobal.pt/PT/PortugalNews/Paginas/NewDetail.aspx?newId=%7BE1C54694-D209-41BA-B13C-D914087BD217%7D

Looking for the Wine List? Check Instagram
https://www.foodandwine.com/wine/wine-instagram-social-media-restaurants

Retiring after 54 years, wine legend Richard Arrowood
   details Sonoma County's rise to global excellence
https://www.northbaybusinessjournal.com/northbay/sonomacounty/10427340-181/richard-arrowood-sonoma-wine-business



Free Wine App
https://www.nataliemaclean.com/mobileapp/

Wine Prices by vintage
http://www.winezap.com
http://www.wine-searcher.com/

US/International Wine Events
http://www.localwineevents.com/

Leasing News Wine & Spirits Page
http://two.leasingnews.org/Recommendations/wnensprts.htm

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This Day in History

     1620 - The first child born of English parents in New England was Peregrine White (d. 1704), born aboard the Mayflower anchored in Cape Cod harbor. He was the son of Susanna and William White.  White was the second baby born abroad the Mayflower.  He married twice and had one son.
   1711 - The first Sperm whale captured at sea was cap­tured by a whaling vessel out of Nan­tucket, MA. This was the beginning of an in­dustry that numbered over 700 vessels by 1846.
    1715 – The first whaling expedition on record set sail from Nantucket, MA. Six sloops, of 30 to 40 tons burden each, returned with cargoes amounting to 600 barrels of oil and 11,000 pounds of bone, the total value of which was £1,100 sterling. There were whaling trips by single boats prior to this expedition.
    1726 - Birthday of Oliver Wolcott (d. 1979) at Windsor, CT. Signer of the Declaration of Independence, Doctor, sheriff, judge, soldier. Continental Congress (1776-1777); Lieutenant Governor of Connecticut (1786-1796); Governor (1797).
http://www.oliverwolcott.com/
    1775 - Forks of Tar River, North Carolina, changed its name to Washington in honor of General Washington.
    1776 - The Continental Congress authorized the building of the US
Navy first ship, America, which was to be commanded by John Paul Jones. On September 23, 1782, the America was presented to King Louis XVI of France in appreciation of his country’s assistance during the Revolutionary War.
    1776 – The Hessians captured Ft. Lee, NJ…no word on how quickly they gave it back!
http://faculty.njcu.edu/ckarnoutsos/revolutionarywar.htm
http://www.patriotresource.com/battles/trenton/page1.html
http://www.njreporter.org/NJH200204/njr_trenton_princeton1.html
    1789 - New Jersey became the first state to ratify 10 of the 12 amendments to the US Constitution proposed by Congress. These 10 amendments came to be known as the "Bill of Rights."
http://www.magnacartaplus.org/usa-rights/#billofrights
    1817 – The First Seminole War began in Florida. After the American Revolution, Spain regained control of Florida from Britain as part of the Treaty of Paris. When the British evacuated Florida, Spanish colonists as well as settlers from the newly formed United States came pouring in. Many of these new residents were lured by favorable Spanish terms for acquiring property, called land grants. Even Seminoles were encouraged to set up farms, because they provided a buffer between Spanish Florida and the United States. Escaped slaves also entered Florida, trying to reach a place where their U.S. masters had no authority over them. Instead of becoming more Spanish, Florida increasingly became more "American." The British often incited Seminoles against American settlers who were migrating south into Seminole territory. These old conflicts, combined with the safe-haven Seminoles provided black slaves, caused the U.S. army to attack the tribe in the First Seminole War (1817-1818), which took place in Florida and southern Georgia. Forces under Gen. Andrew Jackson quickly defeated the Seminoles.
    1819 - The first ship sunk by a whale was the whaler Essex, which sailed from Nantucket, MA, on August 12, 1819, headed for the whaling grounds off the coast of Chile. According to the account of first mate Owen Chase, on November 20, 1820, the Essex was hunting sperm whales at latitude 0 degrees 40 minutes 5, lon­gitude 119 degrees W, when an enraged bull whale rammed the ship twice and capsized it. The crew escaped in open boats, but only five of them survived the 4,500-mile journey to Peru, which took 83 days. The story of the Essex was one of the inspirations for Herman Melville’s novel “Moby Dick.”
    1861 - Representatives from several counties met, calling themselves the "Convention of the People of Kentucky" and passed the ordinance.  They established a Confederate government of Kentucky with its capital in Bowling Green.
    1862 - Confederate army of Tennessee, organized under Gen. Braxton Bragg, operating between the Appalachians and the Mississippi River until the end of the war, participating in most of the significant battles in the Western Theater.  Nearly two years later, Union forces captured Brown’s Ferry, which opened a supply route to Alabama.  A Confederate counterattack at Wauhatchie during the night of October 28–29 tried to recapture the ferry but failed.  Bragg, on November 5, sent Longstreet's corps and nearly all of his cavalry away to Knoxville, reducing his army's strength.  Bragg hoped that Grant would be forced to detach part of his own force to relieve the Union garrison at the city. The final Union attack on the Confederate army started November 24, when Hooker captured Lookout Mountain, threatening the Confederate left flank. The next day, William T. Sherman attacked the right flank on Missionary Ridge but was stalemated. To help Sherman and to draw Confederate units from the right, Grant ordered a demonstration against the Confederate center. This demonstration by Union Gen. Thomas turned into a full-fledged attack which broke though the Confederate line. Bragg retreated back into north Georgia, regrouping around Dalton. His request to be relieved was accepted on December 1.
http://www.civilwarhome.com/braggbio.htm
http://www.ngeorgia.com/people/braggb.html
http://www.civilwarhome.com/CHMbraggbio.htm
http://users.aol.com/cinticwrt/bragg.html
    1864 - Nearly a week into the famous March to the Sea, the army of Union General William T. Sherman moves toward central Georgia, destroying property and routing small militia units in its path. Advanced units of the army skirmished with scattered Rebel forces at Clinton, Walnut Creek, East Macon, and Griswoldville, all in the vicinity of Macon. The march began on November 15 and ended on December 21, 1864. Sherman led 62,000 troops for 285 miles across Georgia and cut a path of destruction more than fifty miles wide. He divided his force into two columns and widened the swath of destruction. The Yankees cut away from their supply lines at Atlanta and generally lived off the land. What they did not consume, they destroyed. More than 13,000 cattle fell into Union hands, as well as 90,000 bales of cotton and numerous sawmills, foundries, cotton gins, and warehouses. The March to the Sea devastated Southern morale and earned Sherman the lasting hatred of many Southerners.
    1866 - Formation of Howard University.  Shortly after the end of the Civil War, members of The First Congregational Society of Washington considered establishing a theological seminary for the education of African-American clergymen. Within a few weeks, the project expanded to include a provision for establishing a university. Within two years, the University consisted of the Colleges of Liberal Arts and Medicine. The new institution was named for General Oliver Otis Howard, a Civil War hero, who was both the founder of the University and, at the time, Commissioner of the Freedman’s Bureau. Howard later served as President of the university from 1869–74.  Congress chartered Howard on March 2, 1867, and much of its early funding came from endowment, private benefaction, and tuition. An annual congressional appropriation administered by the Department of Education funds Howard University and Howard University Hospital.  Howard is ranked among the nation's top 150 universities and second among historically black institutions.  It is the only HBCU ranked in the top 75 on the 2015 Bloomberg college rankings.  The Princeton Review ranked the school of business #1 in opportunities for minority students and in the top 5 for competitive students. The National Law Journal ranked the law school among the top 25 in the country.
http://memory.loc.gov/ammem/today/nov20.html
    1866 - The first bicycle with a rotary crank was patented by Pierre Lallemont. It was known as a “bone shaker.” He rode on it from Ansonia, CT, to New Haven, CT.  The fore wheel was axed to the jaws of a depending bar, which was pivoted in the frame, and turned by a horizontal level bar, which was revolved by a treadle crank.
    1866 – Kenesaw Mountain Landis (d. 1944), the first Commissioner of Major League Baseball, was born in Millville, OH.  A federal judge (1905-22), he received national attention in 1907 when he fined Standard Oil of Indiana more than $29 million for violating federal laws forbidding rebates on railroad freight tariffs. Though Landis was reversed on appeal, he was seen as a judge determined to rein in big business. In 1920, Judge Landis was a leading candidate when American and National League team owners, embarrassed by the Black Sox scandal and other instances of players throwing games, sought someone to rule over baseball. Landis was given full power to act in the sport's best interest, and used that power extensively over the next quarter-century. Landis was widely praised for cleaning up the game, although some of his decisions in the Black Sox matter remain controversial. Others blame Landis for, in their view, delaying the racial integration of the game. Landis was elected to the National Baseball Hall of Fame by a special vote shortly after he died in 1944.
    1884 – Norman Thomas (d. 1968) was born in Marion, OH.  He was a Presbyterian minister who achieved fame as a socialist, pacifist, and six-time presidential candidate for the Socialist Party of America.
    1889 - Birthday of Edwin Powell Hubble (d. 1953) at Marshfield, MO.  American astronomer whose discovery and development of the concept of an expanding universe has been described as the “most spectacular astronomical discovery” of the 20th century. As a tribute, the Hubble Space Telescope, deployed April 25, 1990, from US Space Shuttle Discovery, was named for him. The Hubble Space Telescope, with a 240-centimeter mirror, was to allow astronomers to see farther into space than they had ever seen from telescopes on Earth.
    1900 - A major tornado outbreak in Arkansas, Mississippi and Tennessee killed 77 people. Two F4 tornadoes accounted for most of the deaths.
    1900 – Chester Gould (d. 1985), the creator of the cartoon strip, “Dick Tracy”, was born in Pawnee, OK.
    1907 – Fran Allison (d. 1989) was born in LaPorte City, IA.  She is best known for her starring role on the weekday NBC-TV puppet show “Kukla, Fran, and Ollie”, which ran from 1947 to 1957, occasionally returning to the air until the mid-1980s. The trio also hosted “The CBS Children’s Film Festival”, introducing international children's films, from 1967 to 1977.
    1908 – Alistair Cooke (d. 2004) was born in Salford, England.  A British journalist, television personality and broadcaster, outside his journalistic output, which included “Letter from America” and “Alistair Cooke’s America”, he was well known in the United States as the host of PBS’ “Masterpiece Theatre” from 1971 to 1992. After holding the job for 22 years, and having worked in television for 42 years, Cooke retired in 1992, although he continued to present “Letter from America until shortly before his death.
    1910 - Birthday of trumpet player Franc Williams, McConnells Mills, MA.
    1914 - The high temperature of 28 degrees at Atlanta, GA, was their earliest daily high below the freezing mark.
    1917 - Robert Carlyle Byrd (d. 2010) was born Cornelius Calvin Sale, Jr. in N. Wilkesboro, NC.  He was the longest-serving US Senator and, at the time of his death, the longest-serving member in the history of the Congress.
    1919 - “Swede” Myerhofer landed his plane and christened the first airport owned by a city, Tucson Municipal Airport, located east of Tucson, Arizona.
    1920 - Birthday of trumpet player Joe Guy (d. 1982), Birmingham, AL.
    1921 – Jim Garrison (d. 1992) was born Earling Carothers Garrison in Denison, IA.  He was the District Attorney of Orleans Parish, LA, from 1962 to 1973. He is best known for his investigations into the assassination of President John F. Kennedy.
    1923 - African-American Garrett T Morgan patents the traffic signal.
Founder of the “Cleveland Call” newspaper, he became a wealthy man, and also holds many patents for many inventions.
http://education.dot.gov/aboutmorgan.html
http://www.enchantedlearning.com/inventors/page/m/morgan.shtml
    1925 - Birthday of Robert Kennedy (d. 1968), Brookline, MA.  He was the former Attorney General, US Senator and younger brother of President John F. Kennedy.  History shows him as the only US Senator to have had a brother who was President.   Robert Kennedy was killed in 1968 in Los Angeles by Sirhan Sirhan moments following his primary victory in California. When I worked at ABC-TV West Coast News, I covered the afternoon Sirhan trial, seated only a few feet from him. I had interviewed both Kennedy brothers as a newsman.
    1925 - June Christy (d. 1990) was born Shirley Luster, Springfield, IL.  Known for her work in the cool jazz genre and for her silky smooth vocals, her success as a singer began with The Stan Kenton Orchestra.
http://www.belten.freeserve.co.uk/misty/june.htm
    1931 - The American Telegraph and Telephone Company introduced the first teletype commercial service. Messages were typed on tape and transmitted automatically to a central office and retransmitted to their destinations. The charges were based on the time required to transmit each message rather than the number of words.
    1939 – Dick Smothers was born in NYC.  He is best known for being half of the musical comedy team the Smothers Brothers, with his older brother Tom.
    1942 – Vice President Joe Biden was born in Scranton, PA.
    1943 - The US Marines landed during the night, attacking the Gilbert Islands, particularly the islets of Betio and Makin. The American invasion force to the Gilberts was the largest yet assembled for a single operation in the Pacific.  The Japanese had heavily fortified the Tarawa chain of atolls, especially Tarawa, with pillboxes, blockhouses and ferroconcrete bombproof structures. In the eight days it took the 5th Amphibious Corps, 2nd Marine Division and the 27th Infantry Division to take the Tarawa and Makin Islands, 1,000 US soldiers were killed and 2,311 wounded. The Japanese loss was tallied at 4,700 men killed, 17 wounded captured and 129 Koreans surrendered. The US public, who through censorship previously had been kept in the dark about the human cost of the war, was appalled by casualty figures and photographs from the battle offensive against Japan in the Central Pacific (Operation Galvanic).
     1943 - BORDELON, WILLIAM JAMES, Medal of Honor
Rank and organization: Staff Sergeant, U.S. Marine Corps. Born: 25 December 1920, San Antonio, Tex. Accredited to: Texas. Citation: For valorous and gallant conduct above and beyond the call of duty as a member of an assault engineer platoon of the 1st Battalion, 18th Marines, tactically attached to the 2d Marine Division, in action against the Japanese-held atoll of Tarawa in the Gilbert Islands on 20 November 1943. Landing in the assault waves under withering enemy fire which killed all but 4 of the men in his tractor, S/Sgt. Bordelon hurriedly made demolition charges and personally put 2 pillboxes out of action. Hit by enemy machinegun fire just as a charge exploded in his hand while assaulting a third position, he courageously remained in action and, although out of demolition, provided himself with a rifle and furnished fire coverage for a group of men scaling the seawall. Disregarding his own serious condition, he unhesitatingly went to the aid of one of his demolition men, wounded and calling for help in the water, rescuing this man and another who had been hit by enemy fire while attempting to make the rescue. Still refusing first aid for himself, he again made up demolition charges and single-handedly assaulted a fourth Japanese machinegun position but was instantly killed when caught in a final burst of fire from the enemy. S/Sgt. Bordelon's great personal valor during a critical phase of securing the limited beachhead was a contributing factor in the ultimate occupation of the island, and his heroic determination throughout 3 days of violent battle reflects the highest credit upon the U.S. Naval Service. He gallantly gave his life for his country.
    1944 - Les Brown, with Doris Day, records “Sentimental Journey.”
    1944 - The first Japanese suicide submarine attack was at Ulithi Atoll, Carolines. A Japanese Kaiten attack sinks the US naval tanker Mississinewa. The kaiten was aptly described by Theodore Cook as "not so much a ship as an insertion of a human being into a very large torpedo." The gut of the beast was a standard Type-93 24" torpedo, with the mid-section elongated to create the pilot's space. He sat in a canvas chair practically on the deck of the kaiten, a crude periscope directly in front of him, and the necessary controls close to hand in the cockpit. Access to the kaiten was through hatches leading up from the sub and into the belly of the weapon. The nose assembly was packed with 3000+ pounds of high explosive; the tail section contained the propulsion unit.
    1945 - The International Military Tribunal begins trying German war criminals at Nuremberg. The trial, which lasted 78 days, attempted to hold Nazi and German military officials accountable for atrocities including the massacre of 30,000 Russians during the German invasion and the massacre of at least 50,000 people in the Warsaw Ghetto. Twenty-four defendants were tried, including Hermann Goering, the designated successor to Hitler, and Rudolf Hess, Hitler's personal secretary. All defendants pleaded not guilty to the charges. When one of the defendants demanded that an anti-Semitic lawyer represent him, an ex-Nazi was assigned to his defense. Because of the mountains of evidence and the many languages spoken by the defendants and prosecutors, the trial was beset with logistical problems. During the proceedings, Rudolf Hess feigned amnesia to escape responsibility. Though many expected the most excitement to arise from the cross-examination of Hermann Goering, his testimony was a letdown: he was even attacked by his fellow defendants for refusing to take responsibility for anything. Twenty-one defendants were convicted: 12 were sentenced to hang, and the rest were sent to prison. One man escaped the hanging by remaining at large while Goering escaped by committing suicide first. On October 16, 1946, 10 Nazi officials were hanged.
    1945 - BRILES, HERSCHEL F., Medal of Honor
Rank and organization: Staff Sergeant, U.S. Army, Co. C, 899th Tank Destroyer Battalion. Place and date: Near Scherpenseel, Germany, 20 November 1944. Entered service at: Fort Des Moines, lowa. Birth: Colfax, lowa. G.O. No.: 77, 10 September 1945. Citation: He was leading a platoon of destroyers across an exposed slope near Scherpenseel, Germany, on 20 November 1944, when they came under heavy enemy artillery fire. A direct hit was scored on 1 of the vehicles, killing 1 man, seriously wounding 2 others, and setting the destroyer afire. With a comrade, S/Sgt. Briles left the cover of his own armor and raced across ground raked by artillery and small-arms fire to the rescue of the men in the shattered destroyer. Without hesitation, he lowered himself into the burning turret, removed the wounded and then extinguished the fire. From a position he assumed the next morning, he observed hostile infantrymen advancing. With his machinegun, he poured such deadly fire into the enemy ranks that an entire pocket of 55 Germans surrendered, clearing the way for a junction between American units which had been held up for 2 days. Later that day, when another of his destroyers was hit by a concealed enemy tank, he again left protection to give assistance. With the help of another soldier, he evacuated two wounded under heavy fire and, returning to the burning vehicle, braved death from exploding ammunition to put out the flames. By his heroic initiative and complete disregard for personal safety, S/Sgt. Briles was largely responsible for causing heavy enemy casualties, forcing the surrender of 55 Germans, making possible the salvage of our vehicles, and saving the lives of wounded comrades.
    1945 – Rick Monday was born in Batesville, AR.  In the inaugural MLB First-Year Player Draft in 1965, Monday was selected with the first overall selection by the Kansas City A’s.  Over a 19-tyear Major League career he also played for the Chicago Cubs and the LA Dodgers.  On April 25, 1976, two protesters, William Thomas and his 11-year-old son, ran into left-center field and tried to set fire to an American flag after the start of the bottom of the 4th inning at Dodger Stadium.  After Steve Stone of the Cubs got Ted Sizemore to pop out, Monday dashed over and grabbed the flag to thunderous cheers. Monday ran through the infield with the flag and while walking towards the Dodgers dugout met and handed the flag over to Dodgers pitcher Doug Rau. The ballpark police officers arrested and escorted the two intruders off the field and afterwards the father of the boy was fined, charged with trespassing, and put on probation.
    1947 – Guitarist Joe Walsh, of The Eagles, was born in Wichita, KS.  
    1950 - U.S. troops push to the Yalu River, within five miles of Manchuria.
    1951 - Top Hits
“Because of You” - Tony Bennett
“Down Yonder” - Del Wood
“Slow Poke” - Pee Wee King
“Sin (It’s No)” - Eddy Howard
    1952 - A struggling Frank Sinatra agrees to a screen test for a role in “From Here to Eternity”, a film adaptation of the James Jones novel of the same name.  The movie won him an Academy Award for Best Supporting Actor and revived his flagging career. Sinatra was born in New Jersey in 1915. He formed a singing quartet in his teens; the group won a popular radio talent show in 1935 and began touring small nightclubs. In 1940, Sinatra joined the Tommy Dorsey Orchestra and began topping the charts. Sinatra soon became a popular screen actor, but after his vocal chords suffered damage in 1952 and his philandering became quite public, his career took a drastic downturn. His talent agency dropped him, and he had to plead with movie producers to cast him, agreeing to do screen tests despite the fact that he was already a well-known performer. He won the role in “From Here to Eternity” (1953) with help from girlfriend Ava Gardner, but was paid only $8,000. However, the role and the Academy Award helped bring him back into the limelight, which he never relinquished, even after his retirement in 1973, until his death in 1998.   
    1955 - The Maryland National Guard is ordered desegregated.
    1955 - After telling Ed Sullivan that he would perform a song called "Sixteen Tons", Bo Diddley sings "Bo Diddley" live on CBS-TV's Ed Sullivan Show. He would never be invited back.
    1955 - RCA Victor buys Elvis Presley's contract from Sun Records for $40,000. The deal was inked at New York's Warwick Hotel and gives Elvis $13,500 for signing.
    1956 – Mary Cathleen Collins was born in Long Beach, CA.  She is better known as actress Bo Derek, star of the film “10” (1979).  For grins and giggles, what was the name of her role in the film?
    1959 - Top Hits
“Mr. Blue” - The Fleetwoods
“Don’t You Know” - Della Reese
“Heartaches by the Number” - Guy Mitchell
“Country Girl” - Faron Young
    1961 - Billboard reports on the global Twist Craze: WOR-TV, New York, has shot a series of one and five minute "Twist Lessons" with Chubby Checker to be shown hourly every day. Checker had also been inked for a British-American film production; Joey Dee & the Starlighters, whose album, "Doin' the Twist at the Peppermint Lounge" was released this week, signed for the Paramount film, "Hey, Let's Twist"; Dion has signed to star in Columbia's "Twist Around the Clock"; and in France there are 45 different "Twist" records on the market.
    1962 - Lifting of the naval blockade of Cuba was announced by President Kennedy, following assurances by Premier Khrushchev that all Soviet jet bombers in Cuba would be removed within 30 days.
    1962 - An executive order prohibiting racial discrimination in housing built or purchased with federal funds was signed by President Kennedy.
    1962 - The Four Seasons' "Big Girls Don't Cry" is released on Vee Jay Records. It goes up to Number One, as does their first (and current) hit, "Sherry." Both songs feature lead singer Frankie Valli's falsetto.
    1965 - "I Hear A Symphony" becomes The Supremes' sixth US number one single. The trio had their streak of five chart toppers in a row interrupted by "Nothing But Heartaches", which stalled at number 11.
    1966 - "Cabaret" opened on Broadway for the first of 1,166 stellar performances. Joel Grey starred in the hugely successful musical that is an adaptation of both the play, "I Am a Camera", and the novel, "Goodbye to Berlin".
    1967 - U.S. census reports the population at 200 million.
    1967 - Top Hits
“To Sir with Love” - Lulu
“Soul Man” - Sam & Dave
“Incense and Peppermints” - Strawberry Alarm Clock
“It’s the Little Things” - Sonny James
    1967 - LOZADA, CARLOS JAMES,  Medal of Honor
Rank and organization: Private First Class, U.S. Army, Company A, 2d Battalion, 503d Infantry, 173d Airborne Brigade. place and date: Dak To, Republic of Vietnam, 20 November 1967. Entered service at: New York, N.Y. Born: 6 September 1946, Caguas, Puerto Rico. Citation: For conspicuous gallantry and intrepidity in action at the risk of his life above and beyond the call of duty. Pfc. Lozada, U.S. Army, distinguished himself at the risk of his life above and beyond the call of duty in the battle of Dak To. While serving as a machine gunner with 1st platoon, Company A, Pfc. Lozada was part of a 4-man early warning outpost, located 35 meters from his company's lines. At 1400 hours a North Vietnamese Army company rapidly approached the outpost along a well-defined trail. Pfc. Lozada alerted his comrades and commenced firing at the enemy who were within 10 meters of the outpost. His heavy and accurate machine gun fire killed at least 20 North Vietnamese soldiers and completely disrupted their initial attack. Pfc. Lozada remained in an exposed position and continued to pour deadly fire upon the enemy despite the urgent pleas of his comrades to withdraw. The enemy continued their assault, attempting to envelop the outpost. At the same time enemy forces launched a heavy attack on the forward west flank of Company A with the intent to cut them off from their battalion. Company A was given the order to withdraw. Pfc. Lozada apparently realized that if he abandoned his position there would be nothing to hold back the surging North Vietnamese soldiers and that the entire company withdrawal would be jeopardized. He called for his comrades to move back and that he would stay and provide cover for them. He made this decision realizing that the enemy was converging on 3 sides of his position and only meters away, and a delay in withdrawal meant almost certain death. Pfc. Lozada continued to deliver a heavy, accurate volume of suppressive fire against the enemy until he was mortally wounded and had to be carried during the withdrawal. His heroic deed served as an example and an inspiration to his comrades throughout the ensuing 4-day battle. Pfc. Lozada's actions are in the highest traditions of the U.S. Army and reflect great credit upon himself, his unit, and the U.S. Army.
    1967 - 19 year old Arlo Guthrie released an album called "Alice's Restaurant". When the eighteen minute long title song premiered at the Newport Folk Festival, it helped foster a new commitment among the '60s generation to social consciousness and activism. Arlo went on to star in the 1969 Hollywood film version of “Alice's Restaurant”, directed by Arthur Penn.
    1968 - 78 miners were killed in an explosion at the Consolidated Coal Company’s No. 9 mine in Farmington, WV.  The cause of the explosion was never determined, but the accident served as the catalyst for several new laws that were passed to protect miners.
    1969 - Seymour Hersh, an independent investigative journalist, files a second My Lai story based on interviews with Michael Terry and Michael Bernhardt, who served under 1st Lt. William Calley during the action that was later dubbed the My Lai massacre. Also on this day, the Cleveland Plain Dealer published explicit photos of the dead at My Lai. The American public was stunned. Hersh broke the story earlier in the month, describing how soldiers from the American Division, conducting a sweep of My Lai, indiscriminately shot people as they ran from their huts, and then systematically rounded up the survivors, allegedly leading them to a ditch where they were executed per Calley's orders.
Despite the fact that an Army board of inquiry found that 30 persons either participated in the atrocity or knew of it and failed to do anything, only 14 were charged with crimes. All eventually had their charges dismissed or were acquitted, except Calley, who was found guilty of murdering 22 civilians and was sentenced to life imprisonment. His sentence was reduced twice and he was paroled in November, 1974.
    1969 - American Indians seized and occupied Alcatraz Island in San Francisco Bay.  79 American Indians, including students, married couples and six children, landed on the island, despite an attempted Coast Guard blockade, and began their occupation which lasted for 19 months.
    1971 - Isaac Hayes hit number 1 in the US with the "Theme from Shaft", a mostly instrumental track used in the “Shaft” movie, starring Richard Roundtree. It was Hayes' only million-selling single, although he did place seven other songs in the US Top 40, only one of which cracked the top 20.
    1971 - "Inner City Blues" becomes the third R&B Number One single from Marvin Gaye's, "What's Goin' On" album. The others are the title track and "Mercy, Mercy Me." The LP represents the first time a major Motown artist has taken a public stand on controversial social issues.
    1974 - The Justice Department filed suit against AT&T that later leads to the breakup of AT&T and its Bell System in 1984.
    1975 - Top Hits
“Island Girl” - Elton John
“Who Loves You” - Four Seasons
“That’s the Way (I like It)” - KC & The Sunshine Band
“Are You Sure Hank Done It This Way” - Waylon Jennings
    1976 - Woody Herman Band plus alumni play Carnegie Hall on their 40th anniversary (RCA BGL2-2203)
    1976 - Paul Simon hosts NBC's Saturday Night Live where he duets with George Harrison on "Here Comes The Sun" and "Homeward Bound". Paul McCartney and John Lennon are both in New York and watching the show on TV.
    1979 - The first transfusion of artificial blood took place at the University of Minnesota Hospital, Minneapolis, MN. The patient was a Jehovah’s Witness who, on religious grounds, refused a transfusion of real blood. Dr. Robert Anderson injected the patient with Fluosol, an artificial blood substitute developed in Japan.
    1982 - The University of California football team defeated Stanford University, 25-20, on a most unusual last play. Stanford was ahead, 20-19, and had to kick off with only a few seconds left. The Cal players knew that if any of them were tackled, the game would be over. They began an unscripted series of five laterals that landed them in the end zone after they dodged all the Stanford players and the Stanford band which had rushed onto the field prematurely. The Stanford band today is quite unique and iconoclast, it is said, having contributed to the lost game because they came on the field too early in celebration of the “victory”, and prevented the Stanford players from tackling the Bears running loose toward the end zone.
    1983 – The Washington Redskins’ John Riggins sets an NFL record by rushing for a touchdown in his 12th straight game. The score is his record-tying 19th rushing touchdown of the year. The streak ended at 13 consecutive games while Riggins went on to establish an NFL record with 24 touchdowns for the year.
    1983 - Top Hits
“All Night Long (All Night)” - Lionel Richie
“Say Say Say” - Paul McCartney & Michael Jackson
“Uptown Girl” - Billy Joel
“One of a Kind Pair of Fools” - Barbara Mandrell
    1984 - The largest crowd to see the unveiling of a Hollywood Walk-of-Fame star turned out as Michael Jackson got his piece of the sidewalk right in front of Mann’s Chinese Theatre in Los Angeles. ‘The Gloved One’ became star number 1,793 on the famed walk.
    1985 – Microsoft Windows 1.0 was released to the public.  Microsoft founder, Bill Gates, had worked with Apple Computer founder Steve Jobs to develop applications for Apple's January 1984 original Macintosh, the first mass-produced personal computer with a graphical user interface.  Windows 1.0 was released as the first version of the Windows line. It runs as a graphical, 16-bit, multi-tasking shell on top of an existing MS-DOS installation, providing an environment which can run graphical programs designed for Windows, as well as existing MS-DOS software. Gates was motivated after seeing a demo of a similar software suite known as Visi On at COMDEX.
    1988 - Thunderstorms developing ahead of a fast moving cold front produced severe weather in the Upper Ohio Valley and the Middle Atlantic Coast Region during the afternoon and early evening. Thunderstorm winds gusted to 69 mph at Kennedy Airport in New York City, and winds along the cold front itself gusted to 56 mph at Cincinnati, OH. The same storm produced snow in Kansas, Missouri and Illinois, with eight inches reported at Rolla, MO.
    1989 - An unusual out-of-season severe outbreak occurred across the northeast with 193 reports of damaging winds in New York, Pennsylvania and New Jersey. Winds gusted to 94 mph at Newburgh, NY, 86 at Harrisburg, PA and Hammonton, NJ. Tornadoes touched down at McAlveys, NY and Seaside Park, NJ
    1990 - Due to his unruly behavior toward the umpires in Game 4 of the ALCS, Roger 'the Rocket' Clemens is suspended for the first five games of the 1991 season and is fined $10,000.
    1991 - Top Hits
“Cream” - Prince & The N.P.G.
“Can’t Stop This Thing We Started” - Bryan Adams
“When a Man Loves a Woman” - Michael Bolton
“Shameless” - Garth Brooks
    1993 - The Senate Ethics committee issued a stern censure of California senator Alan Cranston for his "dealings" with savings-and-loan executive Charles Keating.
    1997 - A.C. Green of the Dallas Mavericks set an NBA record for consecutive games played, 907, when he took the floor for the Mavericks’ game against the Golden State Warriors. Green began his streak on November 19, 1986, when he played for the Los Angeles Lakers. It continued as he moved to the Phoenix Suns and then to the Mavericks.  His accomplishment was noted with an elaborate halftime ceremony that included appearances by Randy Smith, the man whose record Green broke, and baseball’s iron man, Cal Ripken.
    2000 - The landmark 1915 Albert S. Samuels clock at 856 Market Street, San Francisco, was restored following a 10-year respite.
    2001 - Ichiro Suzuki becomes only the second player in Major League history to win the Most Valuable Player Award and Rookie of the Year in the same year. The 28-year- old Mariner outfielder joins Red Sox freshman outfielder Fred Lynn, who accomplished the feat in 1975, as the only other rookie to win the MVP.
    2008 - The 35-year reign of George Steinbrenner as the Yankees boss officially ends when the MLB owners unanimously approve of his son taking control of the franchise. Hal Steinbrenner was appointed co-chairmen of the team along with his brother Hank at the start of last season when it became evident their 78-year old dad has was gradually reducing his role as the owner of the storied franchise.
    2008 - After critical failures in the US financial system began to build up after mid-September, the Dow reached its lowest level since 1997.  These were the first consequences of what would become the Great Recession, so-called only because The Great Depression already occurred in the 1930s.
    2010 - NATO nations reached an agreement to begin handing over Afghanistan's security to the Afghanistan military by 2014.
    2014 - North Korea threatened nuclear tests, and activity has been detected at one of the nation's nuclear facilities; the threat was made after the U.N. recommended trying North Korean officials in the International Criminal Court for human rights crimes.
    2014 - President Barack Obama announced plans to delay deportation of about 4 million undocumented immigrants who have lived in the country for at least 5 years and have children who are legal residents or U.S. citizens.  In October, 2015, a federal appeals judge ruled this to be unconstitutional.

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Top Stories

(chronological order)

- California DBO Proposes Moving Financing Law Licensees
    onto NMLS Licensing Platform
- Under all the positive news, why is Amur Equipment
     Finance quiet about a relationship with PIMCO?
- Fees in Leasing Explained
- Further Confirmation PIMCO Purchased Amur But Company Continues to Deny
- CLFP Foundation Adds 53 New CLFPs
    824 Active Professionals and Associates
- Marlin Business Services Corp. Earnings Call Transcript
    Key Highlights 3rd Quarter plus 10Q Evergreen Excerpt
- New Hard Lending Association Forming
   The National Private Lenders Association
- Money Anxiety Index Goes Against Recession Warnings
   Increase 2.9% Annualized Real Personal Consumption
- Leasing News Advisory Board Announces New Member
  David C. Lee, North Mill Equipment Finance
- Thirteen Entrepreneurial Lessons for Credit Execs
   By Rob Lawson, Credit Today Publisher
- Lightning Never Strikes Twice in the Same Place Or Does it?!
- Marlin Loses Another Key Executive By Christopher Menkin
- Sloan Schickler, Esq. Joins Attorneys Who Specialize
   in Banking, Finance, and Leasing -- New York
- Amembal & Halladay Announce the Release of Two New Publications
- De Lage Landen: A Teachable Moment By Bernie Boettigheimer, CLFP
- California Financing Law: New Rules Not Expect to Start End of Year
- Lease Police Tips on Judging Vendors
   By Bernie Boettigheimer, CLFP
- Medical Practice Closing Doors Permanently After Ransomware
- AACFB Reports Record Attendance at 251
   56 More than Last Year
- Nine New CLFP’s Bring Total to 791 Members
- Developing Strong Leaders
   By Scott Wheeler, CLFP
- Top Six Leasing/Finance Company Websites
    in North America
- Dext Capital
 Joins Funder List A, Funders Looking for Broker Business List
- Types of Fraud
   By Bernie Boettigheimer, CLFP
- Close the Sale This Year with Section 179
    increased to $1,000,000 for 2019
- Meridian Credit Union Appoints Hugh Swandel President
    for Meridian OneCap Credit Corporation
- Lessors.com Offline; Last Post April 10
- Scott Wheeler, CLFP, Compensation Survey Results
   Originator's Incomes/Production/Full Report
- NewLane Finance Joins Funder List A
    Funders Looking for Broker Business
- Cannabis Equipment Leasing Joins Financing Cannabis Funding Sources
- Lease Police Changes Address
- Why I Became a CLFP
   Bernie Boettigheimer, CLFP, Lease Police
- John Torbenson: The Reason for His Company’s Longevity
- Madison Capital Offers Numerous Resources You May Not Know We Offer
Highlights Marlin Business Services Earnings Call Q2 2019 Results
- California DBO Questionnaire: Major Change Finance/Leasing Business
- Reaction to SB 1235 Requirements for Doing Business in California
- Seeking Comments on SB 1235 - Deadline 9/9/19
- Zelle Network Q2 transactions rise 56% Y/Y
   Very Popular Online Transfer of Money
- Fire and fraud: The mystery of a small Texas bank
     that became the nation's first failure in years
- DBO Licensee Notifications Required by Law
- California Financing Law: Main Page for CFL License
- Don’t Get Caught Doing Business in California
   If You Are Required to Have a License or Don’t File Annual Report
- Amur Equipment Finance Acquired by Pimco’s Private Equity Group?
- NewLane Finance Takes a New Lane
   By Christopher Menkin, Editor
- 5 Things the Finance World Can Learn From Marketers
- "We’re still getting residuals from a company 14 years later.”
     Phil Dushey, President, Global Financial Services
- 2018 Leasing News Person of the Year Award
   Presentation to Jerry Parrotto
- Semi-Confirmed: Amur Equipment Finance
   Acquired by PIMCO’s Private Equity Group
- Merchant Cash Advance APR Calculator
- Terry Jennings, CLFP, Promoted to President
- SpamArrest Recommended by Kit Menkin
- Not Many Franchise Funders Work with Brokers
- Top Four Leasing Company Websites in North America
- Marlin Business Services Changes Name and Logo
  Now "Rebranding" as Marlin Capital Solutions
- Reactions: Gerald "Jerry" Parrotto
- Gerald "Jerry" Parrotto
   2018 Leasing News Person of the Year
- Secured Lending Confidence Index: Strong Optimism
- OnDeck To Enter Equipment Financing Market
- Ten Ways to Reduce Attorney Fees for Outside Counsel
- Marshall Goldberg Reports California Senate Bill 1235
   Will Not Become Effective Before Year End 2019
- Mazuma Up to Old Tricks, Been Following for Years
- Day in the Life" from Chris Enbom, CLFP
- Top Ten Business Challenges to Finance/Leasing
- Balboa Capital Gets Slammed for Lessee’s Attorney Fees
   for $429,000 as a Result of Lying to Lessee
- Top Six Leasing Company Websites
- 63 Banks, Finance, and Leasing Companies Hit
   With Losses over $7 Million after Some Recoveries
- How Fraud Worked in 63 Banks, Finance, Leasing Companies
  Losses over $7 Million after Some Recoveries
He’s Back! Trebels Says He Has Completed More than $1 billion
    in Transactions Service More than 100 lenders and Investors
- Merchant Advance, Factor, Leasing, Loans Merchant Database
- Menzel on Bob Fisher July 18, 2000 Capital Stream
- Don't Get Fooled by these Common UCC Filing Myths
- The 1 networking rule 99% of people are afraid to follow, but should!
- Equipment Finance Merger & Acquisition Interest Strong
- The Growth of Commercial Loan Brokers
   Goodbye “Lease Consultant” Title
- Leasing Broker in Massachusetts Sentenced
- Types of Fraud
-The Necessity of Landlord Waivers
- Vendors’ Number One Problem, Not the Applicant
- Advanced Execution of Acceptance Certificates
- Are you an Equipment Leasing’s version of Blockbuster Video?
- Tips for Obtaining Financing - Despite Challenged Credit
- Four Types of Interim Rent
- FinTech #102  by Christopher Menkin
   Menkin has an Epiphany
- Alternate Finance Companies - Subprime
- FICO Score: Excellent to Bad
- Charlie Chan on Balboa Capital
- Reader Complaint About LEAF Financial Investment (Collection)
- How to be a “Leasing Expert Witness”
    and Make Extra Income
- Your Photograph on LinkedIn.com
Use a Password Generator
- Banks Turn Toward Leasing for More Profit
- Why Leasing News is Different
- Take Your Banker to Lunch
- Lease Police Tips on Judging Vendors
- Alert: Rudy Trebels Back Soliciting Broker Business
- "The real U.S. Bank Equipment Finance story"
- The Day that Albert Einstein Feared May Have Finally Arrived
- Equipment Finance Agreements Explained/Barry S. Marks
- California License Web Addresses
- Settlement Costs vs. Litigation Costs