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Leasing News is a web site that posts information, news, and
entertainment for the commercial bank, finance and leasing industry

Irvine, California

Resolve Customer Billing Issues
Reduce Receivable Delinquency

Click here for full description.
 Please send resume and cover letter to:

Senior Credit Analyst
Irvine, California

Underwrites larger, more complex transactions up to $250k in high volume, fast paced environment. Works within credit and across departments to resolve issues and improve the credit submission process

Click here for full description.
 Please send resume and cover letter to:
Quick Bridge Funding has the financial
products a business needs to grow!


Tuesday, March 17, 2015

Happy St. Patrick’s Day

Today's Equipment Leasing Headlines

Securitizations and Alternative Financing
Hot Topics at Investors’ Conference
   by Bruce Kropschot 
 Classified Ads---Legal
  Top Stories:  March 10 - March 12
   Opened Most by Readers of Leasing News
“How Long Should I Wait for an Offer?”
Career Crossroad---By Emily Fitzpatrick/RII
 Leasing Industry Ads---Help Wanted
US Banks Are Giving Guidance on Doing
  Business with Marijuana Dispensaries
 by Tom McCurnin, Leasing News Legal Editor
  Leasing 102 by Mr. Terry Winders, CLFP
   What good is lease education for the back office?
Steve Crane, CLFP, Back in Town
Retailers are loving Apple Pay
  by Steve Kovach, Business Insider
New Cease and Desist Attorney Demand
 Delete Leasing News Bulletin Board Complaints or Else!
  Marlin Business Bank Launches Funding Stream,
   an Innovative Loan Program Exclusively for Small Businesses
     Bull Terrier
      Salt Lake City, Utah  Adopt-a-Dog
    Classified ads—
News Briefs---
Opinion: Leasing Offers More Benefits to Fleets
 Practical implications of the new Leases Standard (26 pages)
  Oil Refiners Cry Foul to Railroad
   Prices Fall to a Six-Year Low for U.S. Oil
    LendingTree Joins Pack Refuting Subprime Bubble

Broker/Funder/Industry Lists | Features (writer's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months (Be Careful of Doing Business)
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Securitizations and Alternative Financing
Hot Topics at Investor’s Conference
by Bruce Kropschot 

The annual Investors’ Conference on Equipment Finance, organized by Information Management Network in partnership with the Equipment Leasing and Finance Association (ELFA), was held on March 12, 2015 in New York City. Registered attendees exceeded 350, representing a small increase from the prior year.  This conference attracts senior executives of independent equipment leasing and finance companies, major funding sources for such companies, alternative financing sources, organizations such as private equity firms, hedge funds, and insurance companies that are interested in acquiring or investing in the equity or debt of equipment leasing and finance companies, and service providers to the industry, such as law firms, rating agencies, investment banks, and lease servicing companies.

The full-day program included a variety of topics selected to appeal to most members of this diverse group of attendees. The securitization market and alternative financing sources were discussed in more than one session, and clearly these topics attracted substantial interest. 

In the capital markets session, Jeff Merchant of BMO Capital Markets indicated that equipment finance ABS issuances in 2015 would be between $13 and $14 billion, as compared to $11.8 billion in 2014 when 19 deals came to market. Already in 2015, there have been 7 equipment finance ABS deals totaling $4.5 billion. The increased acceptance of equipment finance securitizations is demonstrated by the fact that 9 new issuers have tapped the ABS market since 2012.  In another session entitled Securitization Perception vs. Reality, Moderator Matthew Perkins of Guggenheim Securities noted that this month marks the 30th anniversary of the first equipment finance securitization when Sperry Corporation issued $192.5 million of securities backed by computer lease receivables.  He also indicated that equipment finance has represented 39% of the commercial ABS market since 2009. Panel member Steven Day of GE Capital talked about his company’s experience in the equipment finance securitization market and stated that the company currently has $3.8 billion of securitized equipment finance obligations outstanding.

The morning’s keynote session was led by Angela Ceresnie of Orchard Platform, an investment and analytics platform that facilitates marketplace lending by providing systems and infrastructure where institutional investors and loan originators can connect and transact.  She was joined by Rob Snow of Mainspring Funding, which is an origination and distribution platform for small business loans. This session was of particular interest to small ticket lessors in attendance, many of whom see alternative lending sources as a potential competitive threat to a segment of their equipment financing for small businesses. There was another session on alternative financing sources, including merchant cash advances, short-term business loans, direct lending, peer-to-peer financing and shadow banking. One of the panelists for this session was Charles Wendel, who authored a recent Equipment Leasing & Finance Foundation study on alternative financing.

As usual, the conference opened with presentations by representatives of ELFA.  President & CEO William G. (“Woody”) Sutton, COO Ralph Petta and Chairman Bob Rinaldi provided an overview of the equipment finance sector and the association’s activities. Du Trieu of Fitch Ratings stated that his firm has a positive outlook for the equipment lease and loan ABS market.  Andrea Petro, who heads the Lender Finance unit of Wells Fargo Capital Finance, admitted that she is usually very conservative in her predictions, but she stated that 2015 looks like a very favorable year for the equipment finance industry.

Other sessions at the conference were directed to the transportation equipment finance segment and opportunities for entrepreneurs in start-ups.  One of the interesting observations in the capital markets segment was made by Chuck Weilarmann of DBRS, Inc., who noted that private equity has played a very important role in the evolution of equipment finance companies since the Great Recession. Based on the number of private equity firms represented at the conference, it appears that this trend is likely to continue.

This conference is an important networking opportunity for many attendees.  During some of the conference sessions, there were more attendees networking in the service provider exhibit room than in the conference meeting room. The conference concluded with a cocktail reception that was well-attended. Many of the conference attendees are present every year, indicating that the program and networking opportunities are well worth the hefty registration fee.

Bruce Kropschot, Senior Managing Director and             
Merger & Acquisition Advisory Practice Leader
The Alta Group, LLC
7448 Treeline Drive
Naples, FL 34119
(239) 260-4405



Classified Ads---Legal

(These ads are “free” to those seeking employment or looking
to improve their position)

San Diego , CA 
Experienced in-house corporate, equipment leasing and financial services attorney seeks position as managing or transactional counsel. Willing to relocate.
Cell Phone: 760-533-4058; | Resume

Free Posting for those seeking employment in Leasing

All “free” categories “job wanted” ads:


Receivables Management LLC

John Kenny

• End of Lease Negotiations & Enforcement 
• Third-Party Commercial Collections | ph 315-866-1167|

(Leasing News provides this ad as a trade for investigative
reporting provided by John Kenny)



Top Stories:  March 10 - March 12
Opened Most by Readers of Leasing News

(1) U.S. Business Funding Attorneys to Sue Leasing News
   by Christopher Menkin, Editor/Publisher

(2) Bob Jenkins Passes Away

(3) Marlin Leasing Shutout from Suing Vendor
     in New Jersey Over Fraudulent Leases
 by Tom McCurnin, Leasing News Legal Editor

(4) New Hires---Promotions in the Leasing Industry

(5) Marlin Leasing 10K December 31, 2015
         What You Miss from their Press Release

(6) Leasing 102 by Mr. Terry Winders, CLFP
          "Approaching Funding Sources"

(7) Sales Make it Happen by Christopher Menkin
       The Zen of Selling

(8) “Picture for My Resume or LinkedIn”
     Career Crossroad---By Emily Fitzpatrick/RII

(9) Ascentium Capital Announces $330 Million Securitization

(10) Leasing Conferences – Update
  Latest on NEFA, ELFA Funders List and NVLA


(Leasing News provides this ad as a trade for appraisals and equipment valuations provided by Ed Castagna)





I started interviewing for a position over a month ago; I have been told I am in the top 3. How long should I wait for an offer?

Interview process times vary from company to company. Larger and/or public companies (e.g. a global finance company) tend to take much longer and often utilize a “hire by consensus” methodology. In this type of organization, you should expect at least 4 of the following:
(1) Full application process
(2) Full background/credit check process
(3) One to two phone interviews
(4) 3+ in-person interviews either in individual OR group setting and may be comprised of decision makers/c-level executives/HR and sometimes potential colleagues; there will be time involved in coordinating everyone’s busy schedules
(5) Most larger and/or public organization have a formal hiring process which requires internal posts and to make sure internal candidates are considered first. Note: if there has been a recent layoff or if there is a pending layoff in other parts of the organization, the company will try to save money by employing qualified internal individuals (to reduce costs, e.g. severance)
(6) Most larger and/or public organizations have a formal hiring process which requires a certain number of applicants to be interviewed before making an offer.

The best approach is to inquire about the historical time frame of the interview process – ask this when you begin the interview process (typically with an HR representative conducting a pre-screen).  In doing this, you can make plans accordingly. If working with a recruiter, they should have all this information for you.

Smaller organizations may or may not have a formal HR Department; regardless you will most likely encounter the following:
(1) Application process
(2) Full credit/background check (for banks, this is a requirement)
(3) Potential phone interview
(4) Two face- to-face interviews, however, if a remote situation (sales), may only be one
(5) In a smaller organization, if they do utilize a “hire by consensus” approach, typically the President/Owner of Company/Bank, and the hiring manager are the decision makers

Inquire, during the first conversation, expected length of time for the interview process so you are prepared. Again, your recruiter should have this information before you embark on this journey.

It has been my experience, as a recruiter in this industry:
(1) An offer from a large and/or public company can take anywhere from 3 weeks to 2 months from the initial submittal phase; if longer than this consider other options – this means they have a lot of Candidates or the direction/goals have changed
(2) An offer from a smaller organization (be it a bank or other) can take anywhere from 2 to 6 weeks from the initial submittal phase – if longer than this, the company may not be ready to hire.

Best approach is to work with a recruiter who can assist you in the process

Emily Fitzpatrick
Sr. Recruiter
Recruiters International, Inc.
Phone:  954-885-9241
Cell:  954-612-0567
Invite me to Connect on LinkedIn
Also follow us on Twitter #RIIINFO

Career Crossroads Previous Columns


Leasing Industry Ads---Help Wanted


Irvine, California

Resolve Customer Billing Issues
Reduce Receivable Delinquency

Click here for full description.
 Please send resume and cover letter to:

Senior Credit Analyst
Irvine, California

Underwrites larger, more complex transactions up to $250k in high volume faced paced environment. Works within credit and across departments to resolve issues and improve the credit submission process

Click here for full description.
 Please send resume and cover letter to:
Quick Bridge Funding has the financial
products a business needs to grow!


For information on placing a help wanted ad, please click here: 
Please see our Job Wanted section for possible new employees.


US Banks Are Giving Guidance on Doing
Business with Marijuana Dispensaries
by Tom McCurnin
Leasing News Legal Editor

Marijuana Dispensaries Are Cash Cows.  Can Banks or Equipment Lessors Do Business With Them in Protected States Which Have Legalized Marijuana?  Maybe Yes, Maybe No. 

Fincen Release FIN 2014-G001 (2014)

20 States have enacted some form of legalized marijuana dispensaries. This is a cash cow business, and such business require banking and equipment leasing services for POS terminals, deposits, credit cards, ACHs, scales, lights, and security measures. Old school theory is that the business is still illegal under Federal law, so banks may not take deposits, make loans, process credit cards, or lease the dispensaries equipment. However, new Federal regulations have clarified how banks can legally do business with such businesses.

On February 14, 2014, Department of Justice Deputy Attorney General James M Cole issued a memorandum (“The Cole Memo”) which supplies financial institutions with some guidance regarding banking these otherwise risky businesses.

The decision to open, close, or refuse such banking business should be made by each financial institution based on a number of factors specific to the Fincen criteria. In assessing the risk of banking marijuana dispensaries, the bank should:

•  Verify if the business is licensed
•  Develop criteria for determining whether the banking activity of such businesses are normal or expected. 
•  Determine whether the dispensary is providing medical or recreational patients with the drug
•  Monitor the account to determine whether the activity is suspicious or not
•  If the activity is suspicious, then the bank should file one of three suspicious activity reports, (i) A limited SAR which simply identifies the dispensary where it is benign; or (ii) a Marijuana Priority SAR where the dispensary is involved with organized crime, involved in money laundering, selling to minors, etc; or (iii) a Marijuana Termination SAR where the banking relationship has been terminated due to impropriety  It’s unclear how the bank or creditor would know whether it’s customer is selling to minors or is money laundering. 
•  If the bank agrees to bank the dispensary, the dispensary is not exempt from currency transaction reports for cash deposited over $10,000. 

What does this all mean for banks and equipment lessors?

First, the Fed has given the green light to bank this unique business, subject to many due diligence factors. That due diligence seems so great to me that the green light might actually be a yellow light. So if you’re prepared to dig deeper into the credit, then by all means bank or lease to a dispensary. 

Second, there is no guaranty (unless the lender can satisfy itself) that the dispensary is exempt from drug seizure laws, so in extreme cases (for money laundering or organized crime), the secured lender or lessor might have equipment seized. To avoid this scenario, the bank or lessor should do its due diligence. 

Third, if the lender or lessor is doing business with a commercial landlord (with dispensary tenants), then the risk of seizure is nevertheless still in play.  In other words, the FBI can seize the property or equipment of a dispensary which is engaging in high profile illegal activity.  How can the bank or lessor protect itself?

Fourth, for those lenders which want to avoid banking a dispensary, any loan or lease should be Quick Tracked to insure the equipment is being used for a legal purpose.  If the bank or lender wants to avoid taking the risk of dispensary lending, then at least it will know that in advance. 

Fifth, for those lenders which want to avoid banking dispensary’s, all loan documents should be modified to add, as a condition of default, the use of the premises or equipment by a marijuana dispensary.  This way, the lender or lessor can, if it ascertains that use, call the loan.  Normal loan document prohibit illegal uses, but marijuana dispensaries are legal in many States, so your standard loan documents won’t protect you. 

The bottom line to this issue is that State law is way ahead of the Federal law in this regard, and while States are making the use of marijuana legal, it is unlikely that Congress will legalize marijuana, so the banks and lessors need to manage their risk if they want to bank these types of customers.  If the bank or lessor does not want to bank these dispensaries, then loan or lease documents need to be modified as set forth above. 

Financial Crimes Enforcement Network (PDF)

Tom McCurnin is a partner at Barton, Klugman & Oetting
in Los Angeles, California.

Tom McCurnin
Barton, Klugman & Oetting
350 South Grand Ave.
Suite 2200
Los Angeles, CA 90071
Direct Phone: (213) 617-6129
Cell (213) 268-8291
Visit our web site at
Previous Tom McCurnin Articles:

Previous Tom McCurnin Articles:


(Terry retired January 1, 2015. To honor him and his many years of writing for readers of Leasing News, Leasing News is posting columns he has written that are still meaningful today. This one is from August 14, 2006.)

What good is lease education for the back office?

The back office is clearly a large expense, and to minimize it have each person good at their job and do what they are told to, to hold down costs. How many times have I heard that comment!!! Efficiently comes from people that are not only trained in their job but trained in what leasing is all about so they can detect errors and omissions. Robots can perform many tasks but you do not expect them to think. I believe that too many lessor's think the same about their staff.

On many occasions I have had to thank my lucky stars that a member of my staff questioned what was occurring and therefore saved my bacon. This would not have occurred if I had not understood how valuable education on all aspects of leasing was to my staff. They need not be lawyers but they need to understand documentation and the purpose of doing it correctly. They do not need to be accountants but they can find a problem with structuring and pricing faster than you can. A completely trained staff is the best back up in the world. If you train and respect them they become part of the team and not part of the furniture.

Regardless of how many years someone has been in leasing, changes occur every day. New ways to offer and handle the business need constant attention and management is not always on top of every change. Sending staff to training to refine their tasks and review current changes can support your need to control costs and be on top of your market. Just staying abreast of changes in documentation can save you time and money and protect the viability of your company.

One of the cheapest ways to offer training is to have one of the many lease educators come in and do a review of your procedures by having all of the staff explain their functiona and where they fit in the chain of events. When everyone sees the correct work flow and its purpose, it gives meaning to their jobs, and once in a while suggestions surface that will improve the duplication of effort and establish a more efficient method. Current changes in the company’s business plan can also be presented that makes everyone aware of the company goals and makes sure they are all pulling the same way.

Usually an outside trainer is best because the teacher is not handicapped by the restrictions of the company's outlook and current and new approaches can be presented.

If everyone is trained to understand leasing and its benefits then they can be your ambassadors away from the office. A happy employee encourages customers to do business each day because the customers get answers instead of being past off to others. The more professional your staff looks the better it is for your company reputation.

Another suggestion I have is to prepare a test for your staff on the rules and regulations plus questions on your company policy and simple questions on types of leases you offer and the markets you prefer and then prepare yourself for the results. If you are not surprised at some of the answers you will be in the minority. If you need help preparing these tests contact me because I have a lot of such tests.

One thing is for certain "all the rules and all the competitors change every day" and staying on top of the changes is a full time job. It is difficult when you have a strong understanding of commercial leasing and an impossible job if you do not. Plus your organization, when poorly trained can destroy you. Education and training is a must to a properly run leasing company.



Previous #102 Columns: 




Steve Crane, CLFP, Back in Town

Steve, Cara, Ryan, Cheryl at Wedding

Longtime friend and Leasing News Advisor Steve Crane is back with his family from his son's wedding in Australia.

They took time to visit New Zealand, and although there were wineries recommended:

“We were in the Central Otago Wine Region on the South Island of New Zealand, and although we didn’t make it to any wineries, found an interesting wine-bar concept in Queenstown.”

Cheryl at New Zealand Wine Bar

“The way it works is, you put money on a magnetic card that will work in numerous wine vending machines around the bar – picture attached. It is all self-serve, so you choose the wine then choose the amount and presto, it fills your glass.  I have never seen this anywhere else – maybe laws against vending alcohol in the US?  Our favorite wines were the Pinots from the Marlborough Region.  Wine was fairly reasonable in NZ and Australia, but beer and hard liquor is through the roof.  Beer was $10+ for a glass, and a 750ml of Bombay Sapphire gin that goes for about $20 here was $88 in NZ – it’s enough to make you stop drinking.

“New Zealand was beautiful, and our favorite place was Milford Sound, which is where some of the spectacular scenes from Lord of the Rings were filmed. We were there on a rainy day so couldn’t see the mountains, but did see some remarkable waterfalls.

“Australia was also nice, went to Sydney and saw all the sights then went to Cairns, and The Great Barrier Reef – did some snorkeling, took a tour of the Daintree Rainforest and did a bunch of touristy stuff. We got to spend some time with our new daughter-in-law Cara and her family, and she is adorable.  The wedding was great, and it was interesting to see the customs surrounding and during the ceremony that are different from ours here in the U.S.

“The happy couple is moving in with us next Friday. Ryan will be working on a helicopter attack team for Cal Fire, stationed in your lovely town of Los Gatos. We will no doubt be visiting him over the summer, so I will give you a call one day and maybe we can meet for lunch.”

Steve Crane, CLFP
VP & Commercial Division Manager
BSB Leasing, Inc.
800-945-3372 ext. 3



Retailers are loving Apple Pay
  by Steve Kovach, Business Insider

Apple Pay isn't even six months old, but retailers are already jumping on board.

When the service launched in October 2014, fewer than 250,000 locations supported it. Now, Apple Pay is accepted at over 700,000 locations including vending machines, according to an analysis by BI Intelligence.

Apple Pay requires retailers to have special near field communication (NFC) terminals at the register in order to work. NFC hasn't been widely adopted yet, but it is growing. At the same time, Samsung is working on its own answer to Apple Pay called Samsung Pay. With the upcoming Galaxy S6 phone from Samsung, you'll be able to use Samsung Pay with normal magnetic credit card payment terminals.



New Cease and Desist Attorney Demand
Delete Leasing News Bulletin Board Complaints or Else!

A letter addressed to Leasing News by Attorney Neil S. Lerner, partner with Cox, Wootton, Lerner, Griffin, Hansen & Poulous, Los Angeles and
San Francisco, California, demanded all Leasing News Bulletin Board
Complaints regarding Blue Star Capital, conducting business under
the names Matrix Business Capital and Ability Capital Solutions, be deleted from the website as he claims they are defamatory.

Since this letter is five pages long, it is available for readers in a PDF format. (1)

First, the claim that these were unlawful acts, "at least in part, BSC's
declining to advertise in Leasing News" is easy to address, as it is
written policy in Leasing News that any company that appears in the Leasing News Bulletin Board may not advertise here. This was the case with Matrix and Ability. (2)

Second, in all instances named in the letter from Attorney Neil Lerner, Leasing News attempted to obtain a comment and/or statement from Mr. Brian Acosta, President, Blue Star Capital, by both emails and telephone calls. It is Leasing News policy to wait ten days for a response, and if none is received, to print the complaint as legitimate. It appears he did not make a statement, which will be noted in the response to each complaint if he did or did not.

Third, in an effort to answer specific claims in Mr. Lerner’s letter, I will
review each complaint, attempt to re-contact those who made the complaint, as well as give information on how information was gathered, which may explain many of the observations Mr. Lerner brought up in his letter to Leasing News. I will report each one in Leasing News in response to his letter, more likely in the order I am able to reach those who originally made the complaint, for readers to decide for themselves. I will try to address them in chronological order.  

Finally, as stated in previous news editions, as well on the website, the role as "ombudsman" is to first investigate the complaint to see if it is legitimate and then attempt to resolve it. Many newspapers have such a feature, often labeled an “Action Line.”

Christopher Menkin, Editor/Publisher

(1) Attorney Neil S. Lerner Letter

(2) "Leasing News reserves the right to refuse advertising, particularly to a company that has appeared in the complaint bulletin board."

"We have placed advertisers in our complaint bulletin board, informing them that they may no longer advertise here."

Bulletin Board Complaints

Brian Acosta/Matrix Business Capital
Bulletin Board Complaint

Bulletin Board Complaint
Matrix Business Capital, Long Beach, California

Matrix Business Capital, Long Beach, California
New Complaint -- $3,435.60 Bulletin Board

NAELB/CLP Foundation/Leasing News/John Does 1-20
Bryan Kastleman/Hill Country Hillside, LTD.
Named in Lawsuit by Brian Acosta, CLP
-Founder Blue Star Capital Inc., Ability/Matrix/

Ability Capital Solutions, Long Beach, California
$21,049 Bulletin Board Complaint
(New complaint)

Ability Capital Solutions (“ACS” formerly “Matrix”) 
Long Beach, California –Bulletin Board Complaint


##### Press Release ############################

Marlin Business Bank Launches Funding Stream,
an Innovative Loan Program Exclusively for Small Businesses

MOUNT LAUREL, N.J.,  -- Marlin Business Services Corp. (Nasdaq: MRLN), a leading national provider of commercial equipment financing products and services, today announced the launch of Funding Stream, a new, flexible loan program of Marlin Business Bank, Marlin's wholly owned, federally regulated commercial bank. Funding Stream is tailored to the small business market to provide customers a convenient, hassle-free alternative to traditional lenders and access to up to $100,000 of capital to help grow their businesses. With 18 years of experience and over $4 billion of credit provided to small businesses, Marlin's new loan product offers small businesses a reliable, trusted partner they can count on to address their financing needs.

Daniel P. Dyer

"We see an opportunity to better meet the financing needs of the small and mid-size business market and the more than 65,000 businesses we serve nationwide," said Daniel P. Dyer, Marlin's co-founder and CEO. "The launch of Funding Stream capitalizes on Marlin's history of serving the small business lending market and on our proprietary operations, technology and risk management platforms. Our expanded product suite now offers customers the convenience of one-stop shopping for leases and loans backed by the personalized service they expect from us."

About Marlin Business Services Corp.

Marlin Business Services Corp. is a nationwide provider of commercial lending solutions for small and mid-size businesses. Through its wholly-owned operating subsidiary, Marlin Business Bank, Marlin provides innovative commercial financing programs. Our equipment financing and loan products are offered directly to businesses, and through third party vendor programs, which includes manufacturers, distributors, independent dealers and brokers. Since its inception in 1997, Marlin has extended credit to over a quarter of a million business customers. Our mission is to offer convenient financing products while providing the highest level of personalized customer service. Marlin is publicly traded (NASDAQ: MRLN).

For more information about Marlin, visit or call toll free at (888) 479-9111.

For more information about Funding Stream, visit or call toll free at (877) 311-6756.

### Press Release ############################


Bull Terrier
Salt Lake City, Utah  Adopt-a-Dog

Pet ID: D2014297
Current on vaccinations

Call the Utah Animal Adoption Center at (801) 355-PETS (7387) for additional information or email

Our shelter is located at 1955 N. Redwood Road in Salt Lake City. Open hours to the public are Tuesday - Saturday, 10 AM - 6 PM. Please note that we stop showing animals at 5:30 PM.

Utah Animal Adoption Center
1955 N. Redwood Road
Salt Lake City, UT 84116

Adopt a Pet



Classified ads—

Leasing Industry Outsourcing
(Providing Services and Products)

Appraisals: Boston, MA
Nationwide appraisals, remarketing, audits, inspections and more! Over 15-years industry experience and dedicated to deliver personal, prompt, professional services. 
Call Chris @ 508-785-1277. 


Appraisals: National Equipment Appraisal prepares Certified Machinery and Equipment Appraisals. IRS qualified, USPAP Compliant. Nationwide - fast turnaround.
call 714-282-1525.
Accounting: Dallas, TX
Provide cost effective Sales and Use Tax and Property Tax consulting and administration Services to the leasing industry. Many leasing industry referrals available.
Accounting: National Property Tax Compliance Services to the leasing industry. Over 80 years experience and 70 Lessors as clients. References and free quotes available
Aircraft Delivery: Seattle, WA 
Global Aircraft Delivery ferries all types of aircraft all over the world. We are a unique ferry company moving your aircraft with our expert turnkey operation.
Asset Management: Canada 
Cease Bailiff Services Incorporated:
Asset Investigation/Tracing; Asset Recoveries; Asset Protection/Security
Asset Liquidations/Sales; Ottawa, Canada;; Phone 613 898 7376 ; Fax 613 225 2452

Asset/Recovery & Collections:
Charlotte, NC
IRTC Continencies: Commercial Collections-Skip Trace- Repossessions-judgment enforcement-Investigations- Asset Re-marketing& No Cost Warehousing East Coast USA. Call 336-877-3077 ask for Robert or
E-mail to

Nationwide Seasoned anfair priced workforce is at your service for all lease collections, repossessions, and asset liquidations, appraisals.  Call Nassau Asset Management800-462-7728  

Asset/Recovery: NorthWest 
Sequent provides collateral recovery, remarketing, and storage services to lenders with assets located in the greater Pacific Northwest. Professional services at reasonable pricing.
Asset Marketing/Recovery: Remarking solutions for big rigs assets and trucking related companies including collections, recovery, repair and re-sales. North South Leasing cell #
Appraisals/Asset Recovery
Melville, New York
Auctions, Appraisals, National Repossessions.  ALL asset classes. 20+ year team works for you. Spend less, Net More… Fast!
Ed Castagna
Appraisals/Inspections – Construction & Mining Heavy Equipment, Transport, Agriculture and Manufacturing. We provide Certified Appraisal Reports, (USPAP Compliant), Inventory Inspections, Collateral Valuation, VIN and Serial Number Verification with Detailed Photos, Lessee and Vendor Site Inspections including Customized Inspections. In a Hurry? Try our Kwik-Kwote 


All "Outsourcing" Classified ads (advertisers are both requested
and responsible to keep their free ads up to date:

How to Post a free "Outsourcing" classified ad:


((Please Click on Bulletin Board to learn more information))
(Leasing News provides this ad “gratis” as a means
to help support the growth of Lease Police)


News Briefs----

Opinion: Leasing Offers More Benefits to Fleets

Practical implications of the new Leases Standard (26 pages)

Oil Refiners Cry Foul to Railroad

Prices Fall to a Six-Year Low for U.S. Oil

Boston breaks 20-year snowfall record

LendingTree Joins Pack Refuting Subprime Bubble




--You May Have Missed It

From Round To Square To Round About Again
-Trends In Gadget Designs


SparkPeople--Live Healthier and Longer

Burn It Off: St. Patrick's Day Beer Edition


Winter Poem

-- This Is Just to Say

by William Carlos Williams

I have eaten
the plums
that were in
the icebox

and which
you were probably
for breakfast

Forgive me
they were delicious
so sweet
and so cold



Sports Briefs----

Marshawn Lynch and crew brawl with Seahawks-hater
  outside San Francisco bar (video)

March Madness Predictions

Chris Borland announces retirement at age 24 due to concussion fears



California Nuts Briefs---

12 unsolved S.F. Bay Area mysteries you've never heard of


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This Day in American History

       432 – St. Patrick, a bishop, was carried off to Ireland as a slave.
He was captured by Irish pirates from his home in Britain, and taken as a slave to Ireland, where he lived for six years before escaping and returning to his family. After becoming a cleric, he returned to northern and western Ireland. In later life, he served as an ordained bishop, but little is known about the places where he worked. By the seventh century, he had already come to be revered as the patron saint of Ireland. Saint Patrick's Day is observed on 17 March, which is said to be the date of his death. It is celebrated inside and outside Ireland as a religious and cultural holiday. In the dioceses of Ireland, it is both a solemnity and a holy day of obligation; it is also a celebration of Ireland itself.
    1734 - Forty-two families of German Protestant refugees landed in the American colonies. Sponsored by the British Society for the Promotion of Christian Knowledge (SPCK), the 78 religious pilgrims soon founded the town of Ebenezer, 30 miles from Savannah, Georgia.
    1753 – The first official celebration of St. Patrick’s Day.
    1755 - Transylvania Land Co buys Kentucky for $50,000 from a Cherokee chief
    1756 – NYC’s first celebration of St. Patrick’s Day was at Crown and Thistle Tavern
    1776 - Having seized Dorchester Heights, George Washington forced the British under William Howe to evacuate Boston. On a tour of the Boston area, I saw where the cannon were poised around the British. It was amazing that they were able to be put into place over such rough land, poor weather, and by an under-strength crew. The British did not know that they had little dry powder to fire the cannon, and many lacked the cannon ball, but Washington surrounded them and bluffed them into leaving Boston. I would highly recommend a visit to Boston and the surrounding area for the history, great restaurants, and people. Best is to hire a personal tour by one of the professional history storytellers who will take you to the sites, including the famous cemetery with a fabulous view of the city. I would recommend Robert of Exciting Tours of Boston, 69 Prescott Avenue, Boston, MA. 02150, Phone 617-699-6140 Fax: 617-889-3011 Four Hour Maximum is a lot. Plan it so he can drop you off to one of his favorite Italian restaurants. You will not be disappointed.
    1777 - Roger B. Taney’s birthday in Calvert County, MD.  He became the first presidential nominee to be rejected by the Senate and later became Supreme Court Justice who ruled on the Dred Scott decision. Taney served as Attorney General under President Andrew Jackson. Nominated as Secretary of the Treasury, his rejection by the Senate centered on his strong stance against the Bank of the United States as a central bank and his role in urging President Jackson to veto the congressional bill extending its charter. The states wanted to control banking, and not allow the federal government to do so. In reality, the first federal bank failed during a terrible recession and bad decisions by its then president, which ended the contest between federal and state control. A year after being rejected later as Secretary of the Treasury, he was nominated to the Supreme Court as an associate justice by Jackson, but his nomination was stalled until the death of Chief Justice John Marshall on July 6, 1835.  Taney was nominated to fill Marshall's place on the bench and after much resistance he was sworn in as the 5th Chief Justice in March, 1836. His tenure on the Supreme Court is most remembered for the Dred Scott decision that decided a Black man would not be recognized as a “free man” in U.S. territories.
    1780 - George Washington granted the Continental Army a holiday "as an act of solidarity with the Irish in their fight for independence".
    1804 - Frontiersman Jim Bridger was born at Richmond VA.  American fur trader and scout, he is believed to be the first white man to visit (in 1824) the Great Salt Lake.  He also established Fort Bridger in southwestern Wyoming as a fur-trading post and a way station for pioneers heading west on the Oregon Trail. Bridger National Forest in western Wyoming is named for him. The son of a surveyor and an innkeeper, Bridger moved with his family to St. Louis in 1818. There, Bridger apprenticed to a blacksmith, learned to handle boats, and became a good shot and skilled woodsman. When the Ashley-Henry fur trading company advertised for "enterprising young men" to travel the Missouri River to trade with the Indians, Bridger was among the first to respond, and he was hired in 1822.  Though he lacked much formal education, Bridger demonstrated a brilliant ability for finding his way and surviving in the wilderness. As part of the Ashley-Henry team, he helped construct the first fur trading post on the Yellowstone River. At the age of 21, Bridger became the first Anglo known to have seen the Great Salt Lake, though he mistakenly thought it was the Pacific Ocean at the time. He was adept at learning Indian dialects and culture, and he had a tremendous memory for geographical detail. For several years, Bridger worked as an independent trapper and, in 1830, he joined with three partners to gain control of the Rocky Mountain Fur Company. Bridger never really enjoyed the life of the businessman, though, and he sold out in 1834. That same year, he married Cora, the daughter of a Flathead Indian chief, and she accompanied him on his fur trapping expeditions. Yet by 1840, Bridger had grown tired of the nomadic trapper life. He was convinced that the emigrant traffic through the West had become heavy enough to support a trading post. He founded Fort Bridger along the Green River section of the Oregon Trail, in present-day southern Wyoming. Fort Bridger quickly became a regular stopping place for overland emigrants, and Bridger happily settled down with Cora, with whom he had three children. Bridger's idyllic life did not last, though. Cora died, Indians killed one of his daughters, and a second wife died in childbirth. Bridger retreated to the mountains to trap and hunt after each of these tragedies, often living for a time with Indians. In 1850, he married the daughter of a Shoshoni chief, and thereafter he and his bride - whom he called Mary - divided their time between summers at Fort Bridger and winters with the Shoshoni. In 1853, Mormons, resenting the competition from Bridger's fort, tried to arrest him as an outlaw. He escaped into the mountains with Mary and his children, but a band of Mormons burnt and gutted the fort, destroying all his supplies. Concerned for his family's safety, Bridger bought a farm near Westport, Missouri, where he left Mary and the children during all of his subsequent western journeys. He sold Fort Bridger in 1858, and spent the next decade working as a guide and an army scout in the early Indian wars. By 1868, Bridger's eyesight was failing, and he increasingly suffered from rheumatism. He retired to his Westport farm, where he cared for his apple trees and no doubt fondly recalled the rugged western mountains he had known so well. He died at the age of 76 on July 17, 1881.
    1811 - The first Ohio River steamboat leaves Pittsburgh for New Orleans; it arrived three months later.
    1834 – Gottlieb Daimler was born in Schorndorf, Germany.  With business partner Wilhelm Maybach, he founded Daimler-Motoren-Gesellschaft in 1890. In 1885, they designed a precursor of the modern petrol (gasoline) engine which they subsequently fitted to a two-wheeler, the first internal combustion motorcycle and, in the next year, to a stagecoach and a boat. Daimler called it the grandfather clock engine (Standuhr) because of its resemblance to a large pendulum clock.  After his death in 1900, through a management agreement, DMG combined with Benz & Cie, and merged to become Daimler Benz in 1926.
    1836 – Texas abolished slavery
    1841 - Birth of James R. Murray, American sacred music editor. A veteran of the American Civil War, Murray is better remembered today as composer of the hymn tune “MUELLER”, to which we sing the Christmas carol, "Away in a Manger."
    1842 - Female Relief: Society of Nauvoo Organized. Twenty Mormon women formally initiated this organization at Nauvoo, IL, which is now known as the Relief Society and has grown to almost four million members. Information furnished by Church of Latter-Day Saints, Public Affairs Department.
    1854 - Worcester, Massachusetts became the first US city to purchase land for a park.  
    1862 - Martha Platt Falconer was born.  One the greatest of all pioneers in changing holding area of delinquent or homeless girls from virtual jails to homes for rehabilitation, education, and social adjustments. She pioneered her work at Sleighton Farm in Pennsylvania and the idea was gradually accepted throughout the nation.
    1863 - Battle of Kelly's Ford, Virginia. Union cavalry attack Confederate cavalry at Kelly's Ford, Virginia. Although the Yankees were pushed back and failed to take any ground, the engagement proved that the Federal troopers could hold their own against their Rebel counterparts. In the war's first two years, Union cavalry fared poorly in combat. This was especially true in the eastern theater, where Confederate General J.E.B. Stuart boasted an outstanding force comprised of excellent horsemen. On several occasions, Stuart embarrassed the Union cavalry with his daring exploits. During the Peninsular Campaign of 1862, Stuart rode around the entire 100,000-man Union army in four days. Later that year, he made a daring raid to Chambersburg, Pennsylvania, and returned unmolested to Virginia after inflicting significant damage and capturing tons of supplies. In February 1863, a raid by General Fitzhugh Lee (son of Confederate commander Robert E. Lee) left the Federals running in circles in search of the enemy force. Now, General Joseph Hooker assumed command of the Federal Army of the Potomac. He sought to bring an end to the Confederate raids by stopping Stuart's cavalry. Hooker assigned General William Averell to attack the Rebel cavalry near Culpeper Court House. Averell assembled 3,000 men for the mission, but he left 900 behind to protect against a rumored Confederate presence near Catlett's Station. Averell led the rest of his men towards Kelly's Ford, a crossing of the Rappahannock River east of Culpeper Court House. Fitzhugh Lee learned of the advance and positioned his cavalry brigade, which was part of Stuart's corps, to block the ford and dig rifle pits above the river. On the morning of March 17, Averell's men reached Kelly's Ford and were welcomed by fire from 60 Confederate sharpshooters. It took four attacks for Averell's men to capture the rifle pits and by noon the entire force was across the Rappahannock. Now, Fitzhugh Lee arrived with 800 troopers and two pieces of artillery. As the Confederates approached, the cautious Averell ordered his men to form a defensive line, thus giving the initiative to the Confederates. Lee arrived and ordered his men to attack, but Yankee fire drove them back. He attacked again and was again repulsed. Averell had a chance to score a major rout with a counterattack, but he instead withdrew across the Rappahannock River. He later said that the arrival of Stuart on the battlefield signaled the possible approach of additional Confederate cavalry. Averell lost 78 men killed, wounded, and captured during the day's fighting. The Confederates lost a total of 133 men. Among the Rebel dead was Major John Pelham, perhaps the best artillery officer in the Confederate army. He happened to be visiting Stuart when the battle began, and he rode forward to see the action. Pelham was mortally wounded by a shell splinter as he observed the Confederate attacks in the afternoon. Although Kelly's Ford was a Union defeat, it signaled a new phase of the cavalry war in the east. The Yankees were closing the gap with the Confederate horsemen. In the next four months, the Union cavalry fought their Confederate counterparts to a standstill at Brandy Station, and then scored a major victory at the Battle of Gettysburg.
    1868 - Postage stamp canceling machine patent issued but it had nothing to do with Pitney or Bowes.
    1870 - Massachusetts legislature authorizes incorporation of Wellesley Female Seminary
    1871 – The National Association of Professional Base-Ball Players organized.  It was the first professional league and played from 1871-75.  A weak central structure meant that the Association had no power to police its members.  In 1876, the stronger teams revolted and broke off to form their own National League that would avoid the Association's worst problems. NL membership would be by invitation only. Teams were required to pay substantial dues and were subject to League discipline including the possibility of expulsion for severe misbehavior. Six of the strongest NA teams, the Boston Red Stockings, Philadelphia Athletics, Hartford Dark Blues, St. Louis Brown Stockings, Chicago White Stockings, and New York Mutuals joined the new league, together with the Louisville Grays and the Cincinnati Red Stockings. With the loss of its strongest teams, the NA was finished. 
    1876 - The Battle of Powder River--In the first of a series of battles over the Black Hills, Colonel Joseph Reynolds leads troops in an attack on a peaceful camp of Northern Cheyenne and Oglala Sioux near the Powder River. From positions on ledges and behind rocks, the Indians hold the soldiers at bay until women and children can escape across the river. Then the soldiers burn the tepees and everything inside, including the winter food supply, and drive away all the Indians' ponies. After dark, however, the Indians raid the Army encampment and recover their stolen horses.  This lead to a court martial of Colonel Reynolds. The fighting near the Powder River culminates at the Little Big Horn and the ultimate destruction of freedom for the northern plains Indians.
    1876 - BRYAN, WILLIAM C., Medal of Honor
Rank and organization: Hospital Steward, U.S. Army. Place and date: At Powder River, Wyo., 17 March 1876. Entered service at: St. Louis, Mo. Born: 9 September 1850, Zanesville, Ohio. Date of issue: 15 June 1899. Citation: Accompanied a detachment of cavalry in a charge on a village of hostile Indians and fought through the engagements, having his horse killed under him. He continued to fight on foot, and under severe fire and without assistance conveyed 2 wounded comrades to places of safety, saving them from capture.
    1884 - John Joseph Montgomery made the first glider flight, in Otay, California
1886 - First Issue of “The Sporting News”, published in St. Louis at a price of two cents per copy by Alfred H. Spink, a director of the St. Louis Browns. The Sporting News, long known as “The Bible of Baseball” and a multi-sport magazine since 1942, is the oldest continuously published sports publication in the country.  After 122 years as a weekly publication, the magazine switched to a biweekly publishing schedule in 2008 and to a monthly schedule in 2011. In December 2012, the magazine announced it would go digital-only starting in 2013.
   1892 - A winter storm in southwestern and central Tennessee produced 26 inches of snow at Riddleton, and 18.5 inches at Memphis. It was the deepest snow of record for those areas.
    1894 - Novelist and playwright Paul Green is born. He won the 1927 Pulitzer Prize for his play “In Abraham's Bosom.” Although Green was white, his work examined the problems of blacks in the South, based on his observations of his native state, North Carolina. Green studied at the University of North Carolina at Chapel Hill. He began writing plays for the theater group Carolina Playmakers in 1919, drawing on Southern folklore for his themes. During the Depression, his work took on a tone of social protest and included plays like “Hymn to the Rising Sun” (1936), about a chain gang. In 1941, he worked with novelist Richard Wright to dramatize Wright's book “Native Son”. Interested in the interplay of words and music, he wrote a series of symphonic dramas, including “The Stephen Foster Story” (1959) and “The Lone Star” (1977). He died in Chapel Hill in 1981.
    1894 - U.S. and China signed a treaty preventing Chinese laborers from entering U.S.    
    1897 - For the first time, motion pictures were shot of a championship prize fight, as ‘Sunny' Bob Fitzsimmons knocked out ‘Gentleman' Jim Corbett to win the world heavyweight title. Many of these films are available on line from the Library of Congress for free. With fast connections today, they are fascinating to view.
    1897 - Emilie Grace Briggs became the first woman in America to graduate from a Presbyterian theological school, when she received her Bachelor of Divinity degree from Union Theological Seminary, in New York City.
    1898 – The first practical submarine submerged, New York City, for 1 hour 40 minutes.
    1902 - Golfer Bobby Jones’ birthday in Atlanta, GA. Robert Tyre Jones, Jr., was the first golfer to win the Grand Slam - the four major British and American tournaments - in the same year.   Jones founded and helped design the Augusta National Golf Club, and co-founded the Masters Tournament.  Jones was the most successful amateur golfer ever to compete on a national and international level. During his peak as a golfer from 1923 to 1930, he dominated top-level amateur competition, and competed very successfully against the world's best professional golfers. Jones often beat stars such as Walter Hagen and Gene Sarazen, the era's top pros. Jones earned his living mainly as a lawyer, and competed in golf only as an amateur, primarily on a part-time basis, and chose to retire from competition at age 28, though he earned significant money from golf after that, as an instructor and equipment designer.  He is unrelated to the course designer Robert Trent Jones.  He died in Atlanta on December 18, 1971.
    1903 - Radie Britain, composer, writer, teacher born near Amarillo, TX.  She won more than 50 national and international awards for her more than 150 classical compositions, trained at the American Conservatory in piano, organ, and composition, with advanced work and master classes in Germany. She taught at the Chicago Conservatory. Her daughter Lerae taught anthropology in Hawaii.
    1905 – Eleanor and Franklin Roosevelt married in New York.
    1906 - In a speech given to the Gridiron Club in Washington, DC, President Theodore Roosevelt coined the word ‘muckrake'.

    1906 - The temperature at Snake River, Wyoming dipped to 50 degrees below zero -- a record for the US for the month of March.
    1908 – In the quickest knockout in heavyweight boxing history, 88 seconds, Tommy Burns KO’d Jem Roche
    1910 - Luther and Charlotte Gulick founded the Camp Fire Girls organization at Lake Sebago, Maine. The group's catch phrase is “Wohelo”, an acronym of the words: WOrk, HEalth and LOve. It continues today, though the name has been changed to Camp Fire Boys and Girls, when boys began being accepted into the organization.
    1910 – David A. “Sonny as in Money” Werblin was born in Flatbush, Brooklyn.  After graduating from Rutgers, he went to work for Music Corporation of America (MCA) in 1932 and was so successful that in 1951 he was made president of M.C.A.'s television division.  At M.C.A., Werblin made a considerable name at identifying and managing talent. His managed a list of major stars, a who's who in not only music, but also movies and television.  Werblin left M.C.A. and found a new business vehicle soon after, The American Football League, which he revolutionized. His impact on professional sports is still well-felt today. His M.C.A. connections at NBC allowed him to singlehandedly negotiate the AFL's contract there, quickly elevating the league to near-parity with the rival senior NFL, and leading to the development of The Super Bowl as a television event. The concept of The Sport Star as known today was first largely developed by Werblin, whose first developed “star " was New York Jets quarterback Joe Namath, whom he signed in 1964 for the then ridiculous contract of $427,000.  Namath became the greatest star athlete in America under Werblin's guidance in the mid and late 1960s. It was also Werblin who signed for his Jets, the team he named and colored, football talent scout and Coach Weeb Ewbank.  When the Jets won the 1969 Super Bowl against the heavily-favored Baltimore Colts, it precipitated discussions that ultimately led to the merger of the AFL into the NFL, changing pro football forever.  Werblin died in 1991.
    1914 – Slingin’ Sammy Baugh was born Samuel Adrian Baugh in Temple, TX.  Arguably one of the NFL’s greatest ever players, Baugh spent his entire career with the Washington Redskins.  He was the league’s best QB and also played DB and punted.  By the time he retired, Baugh set 13 NFL records in those three positions.  He was the first to play the position of quarterback as it is played today, the first to make the forward pass an effective weapon rather than an "act of desperation”.  Baugh died in 2008.
    1917 - In St. Louis, Missouri, America's first bowling tournament for women began with almost 100 women participating in the event.
    1919 - Pianist Leroy Lovett piano born Philadelphia PA
    1919 - Nat “King” Cole was born in Montgomery, AL.  Cole was one of the first African Americans to host a television variety show, “The Nat King Cole Show,” (1956-7).  Beginning in the late 1940s, Cole began recording and performing pop-oriented material for mainstream audiences, in which he was often accompanied by a string quartet. His stature as a popular icon was cemented during this period by hits such as "The Christmas Song" (Cole recorded the song four times: on June 14, 1946, as a Trio recording, on August 19, 1946, with an added string section, on August 24, 1953, and in 1961 for the double album “The Nat King Cole Story”; this final version, recorded in stereo, is the one most often heard today); "(Get Your Kicks on) Route 66" (1946), "Nature Boy" (1948), "Mona Lisa" (1950), "Too Young" (the #1 song in 1951), and his signature tune “Unforgettable” (1951). While this shift to pop music led some jazz critics and fans to accuse Cole of selling out, he never completely abandoned his jazz roots; as late as 1956 he recorded an all-jazz album “After Midnight” . Cole had one of his last major hits in 1963, two years before his death, with "Those Lazy-Hazy-Crazy Days of Summer", which reached #6 on the Pop chart. "Unforgettable” was made famous again in 1991 by Cole's daughter Natalie when modern recording technology was used to reunite father and daughter in a duet. The duet version rose to the top of the Pop charts, almost forty years after its original popularity.  The Capitol Records Building in Hollywood, shaped like a stack of 45s, is known as "The House That Nat Built".  He died in 1965.  "The greatest thing you'll ever learn is just to love, & be loved in return."
— from the song "Nature Boy"
    1926 - In New York City, the musical "The Girl Friend" for a run of 409 performances.
    1927 – The US declined to sign the League of Nations disarmament treaty
    1930 - Composer/flutist Paul Horn born, New York, New York.
    1930 - Trombone player Grover Mitchell born Whatley AL, now directs the Count Basie Band, who play all the old charts with enthusiasm.
    1932 – German police stormed the Nazi headquarters of Adolph Hitler.
    1935 – Singer Adam Wade was born Patrick Henry Wade in Pittsburgh.  He is noted for his stint as the host of the 1975 CBS game show, “Musical Chairs”, which made him the first African - American game show host.  Wade worked for a time as a lab assistant to Dr. Jonas Salk on the polio research team. He wanted to pursue a recording career and signed with Coed Records in late 1959. He had his first major hit with a song called "Ruby" in early 1960. Wade was popular in the early 1960s with vocal styling similar to that of Johnny Mathis.   In 1961, three of Wade's recordings ("Take Good Care of Her" (#7), "As If I Didn't Know" (#10) and "The Writing on the Wall" (#5) made the Billboard Top Ten..
    1938 - Guitarist Eddie Giles born Shreveport, LA
    1938 – Singer Zola Taylor of The Platters was born in LA.  She was their original female member from 1954 to 1962, when the group produced most of their popular singles.  Taylor died in 2007.
    1939 - Dean Mathis of the 1960's rock group the Newbeats, was born in Hahira, Georgia. Dean and his brother, Mark, along with Larry Henley, formed the trio in 1964. The Newbeats first record, "Bread and Butter," went to number two on the Billboard Hot 100 in 1964 and was the biggest of their half dozen hits.
    1940 - Vito Picone, lead singer with the Elegants, was born in Staten Island, New York. The Elegants took their recording of "Little Star" to number one on the Billboard chart in 1958.
    1941 - In Washington, D.C., the National Gallery of Art was officially opened by United States President Franklin D. Roosevelt.
    1941 - Paul Kantner was born in San Francisco.  Guitarist with Jefferson Airplane: Somebody to Love, White Rabbit, LP: Crown, Wooden Ships; Starship: LPs: Dragonfly, Red Octopus, Spitfire, Earth; KBC Band; solo LP: Blows Against the Empire, Planet Earth Rock and Roll Orchestra)
    1942 – General Douglas MacArthur arrived in Australia to become Supreme Commander.
    1942 – Mass murderer John Wayne Gacy was born in Chicago.
    1944 - Singer and songwriter John Sebastien, founder of the Lovin' Spoonful, was born in Greenwich Village, New York City. Sebastien formed the Spoonful in 1964, and they had seven successive top-ten singles in 1965 and '66. The Lovin' Spoonful hit number one with "Summer in the City." After the group broke up at the end of the '60s, Sebastien began a moderately successful solo career in 1970 with an appearance at Woodstock. In 1976, he had a number-one record with "Welcome Back," the theme from the TV show "Welcome Back, Kotter."
    1948 - Top Hits
“Now is the Hour” - Bing Crosby
“I'm Looking Over a Four Leaf Clover” - The Art Moonie Orchestra
“Beg Your Pardon” - Francis Craig
“I'll Hold You in My Heart (Till I Can Hold You in My Arms)” - Eddy Arnold
    1948 - Science Fiction author William Gibson born, Conway, South Carolina. He is credited with having coined the term 'Cyberspace' and with having envisioned both the Internet and virtual reality before most people had even heard of them. An early notable book by Gibson is Count Zero, whose characters are a mixture of eccentric low-lifes and nonconformists who find themselves confronting representatives of vast egomaniacal individuals whose wealth and power result directly from their ability to control information.
    1949 – Actor Patrick Duffy was born in Townsend, MT. He is best known for his role on the CBS primetime soap opera “Dallas”, where he played Bobby Ewing from 1978 to 1985 and from 1986 to 1991. Duffy returned to reprise his role as Bobby in a continuation of “Dallas”, which aired on TNT from 2012 to 2014.
    1953 – Bill Veeck offered to sell 80% of the St. Louis Browns for $2.5 MM.  They would move later to Baltimore to become the Orioles for the 1954 season.
    1956 – Carl Perkins made his television debut on the ABC variety show Ozark Jamboree”. No word on the color of the shoes he wore that night.
    1956 – Rock Around The Clock”, starring Little Richard, The Platters, and Bill Haley and his Comets (of course), premiered in Washington DC.
    1956 – “St. Patrick's big snow" fell at Boston, Massachusetts. Nearby Blue Hill observatory recorded 12.6 inches.
    1956 - Top Hits
“Lisbon Antigua” - Nelson Riddle
“Why Do Fools Fall in Love” - Frankie Lymon and The Teenagers
“Hot Diggity (Dog Ziggity Boom)” - Perry Como
“Heartbreak Hotel” - Elvis Presley
    1957 – Elvis purchased Graceland, featuring 23 rooms and 10,000 square feet of space on 13.8 acres, for $102,500.
    1960 – President Eisenhower signed the National Security Council directive on the anti-Cuban covert action program that will ultimately lead to the doomed Bay of Pigs Invasion.
    1961 – The man who was drafted ahead of Michael Jordan, Sam Bowie, was born.
    1962 - The Shirelles' "Soldier Boy" is released on Sceptor Records. The tune became the girl group's biggest hit, climbing to Number One, selling over a million copies and earning a gold record.
    1963 - The Boston Celtics' Bob Cousy, played his last regular season basketball game after spending 13 years in the National Basketball Association.  Cousy played with the Celtics from 1950 to 1963 and briefly with the Cincinnati Royals in the 1969–70 season.  Cousy had a very successful career with the Celtics, playing on six championship teams, being voted into 13 All-Star games and 12 All-NBA First and Second Teams and winning the NBA MVP Award in 1957.
    1964 - Top Hits
“I Want to Hold Your Hand” - The Beatles
“She Loves You” - The Beatles
“Please Please Me” - The Beatles
“Saginaw, Michigan” - Lefty Frizzell
    1965 - 1,600 demonstrate at Montgomery, Alabama courthouse.
    1966 - César Chávez and the National Farm Workers Association march from Delano to Sacramento, California, from March 17 to April 11, arriving on Easter Sunday.
    1967 - "Peanuts" comic strip characters, Snoopy and Charlie Brown, were on the cover of "LIFE" magazine.
    1967 - Billy Corgan of the Smashing Pumkins is born.
    1968 - DEVORE, EDWARD A., Jr., Medal of Honor
Rank and organization: Specialist Fourth Class, U.S. Army, Company B, 4th Battalion, 39th Infantry, 9th Infantry Division. Place and date: Near Saigon, Republic of Vietnam, 17 March 1968. Entered service at: Harbor City, Calif. Born: 15 June 1947, Torrance, Calif. Citation: For conspicuous gallantry and intrepidity in action at the risk of his life above and beyond the call of duty. Sp4c. DeVore, distinguished himself by exceptionally valorous actions on the afternoon of 17 March 1968, while serving as a machine gunner with Company B, on a reconnaissance-in-force mission approximately 5 kilometers south of Saigon. Sp4c. DeVore's platoon, the company's lead element, abruptly came under intense fire from automatic weapons, Claymore mines, rockets and grenades from well-concealed bunkers in a nipa palm swamp. One man was killed and 3 wounded about 20 meters from the bunker complex. Sp4c. DeVore raced through a hail of fire to provide a base of fire with his machine gun, enabling the point element to move the wounded back to friendly lines. After supporting artillery, gunships and air strikes had been employed on the enemy positions, a squad was sent forward to retrieve their fallen comrades. Intense enemy frontal and enfilading automatic weapons fire pinned down this element in the kill zone. With complete disregard for his personal safety, Sp4c. DeVore assaulted the enemy positions. Hit in the shoulder and knocked down about 35 meters short of his objectives, Sp4c. DeVore, ignoring his pain and the warnings of his fellow soldiers, jumped to his feet and continued his assault under intense hostile fire. Although mortally wounded during this advance, he continued to place highly accurate suppressive fire upon the entrenched insurgents. By drawing the enemy fire upon himself, Sp4c. DeVore enabled the trapped squad to rejoin the platoon in safety. Sp4c. DeVore's extraordinary heroism and devotion to duty in close combat were in keeping with the highest traditions of the military service and reflect great credit upon himself, the 39th Infantry, and the U.S. Army.
    1968 - The Bee Gees make their U.S. television debut on the "Ed Sullivan Show." They perform "To Love Somebody" and "Words."
    1969 - Cardinal first baseman Orlando Cepeda is traded to the Braves for catcher/first baseman Joe Torre.
    1970 - Eddie Holman was awarded a gold record for the single, "Hey There Lonely Girl", which was originally a hit for Ruby and the Romantics titled, "Hey There Lonely Boy" in the 1960s. While singing this song, dedicated to his daughter, Holman died on stage at a New Jersey performance in the mid-1970s.
    1972 - Top Hits
“Without You” - Nilsson
“Heart of Gold” - Neil Young
“The Lion Sleeps Tonight” - Robert John
“My Hang-Up is You” - Freddie Hart
    1976 - Boxer Rubin "Hurricane" Carter's murder case was reopened, largely due to the attention brought upon it by Bob Dylan's recent hit song, “Hurricane”.
    1978 – Perhaps the greatest film about the 50's rock and roll scene, “American Hot Wax”, a film based on the story of Cleveland disc jockey Alan Freed, who introduced rock 'n' roll to teenage American radio audiences in the 1950's, opened in Cleveland. The film featured featuring performances by Chuck Berry, Jerry Lee Lewis, Screamin' Jay Hawkins, and Frankie Ford, a young Fran Drescher as Sheryl and Jay Leno as Mookie in one of their early film roles.
    1980 - Top Hits
“Crazy Little Thing Called Love” - Queen
“Longer” - Dan Fogelberg
“Another Brick in the Wall” - Pink Floyd
“My Heroes Have Always Been Cowboys” - Willie Nelson
    1985 - A strong (F3) tornado tore through Venice, Florida during the early morning hours. 55 homes were destroyed and 220 were damaged. 2 people were killed and 45 were injured.
    1985 – Serial killer Richard Ramirez, aka the "Night Stalker", committed the first two murders in his Los Angeles murder spree.
    1988 - Top Hits
“Never Gonna Give You Up” - Rick Astley
“I Get Weak” - Belinda Carlisle
“Man in the Mirror” - Michael Jackson
“Too Gone Too Long” - Randy Travis
    1989 - Strong northerly winds ushered snow and arctic cold into the north central U.S. Winds gusted to 58 mph at Sydney, NE and Scottsbluff, NE, Cadillac, MI received 12 inches of snow, and International Falls, MN reported a record low of 22 degrees below zero.
    1990 - Showers and thunderstorms associated with a slow moving cold front produced torrential rains across parts of the southeastern U.S. over a two day period. Flooding claimed the lives of at least 22 persons, including thirteen in Alabama. Up to 16 inches of rain deluged southern Alabama, with 10.63 inches reported at Mobile, AL in 24 hours. The town of Elba, AL was flooded with 6 to 12 feet of water causing more than 25 million dollars damage, and total flood damage across Alabama exceeded 100 million dollars. Twenty-six counties in the state were declared disaster areas.
    1990 - Carly Simon, Whitney Houston, Air Supply, Dionne Warwick and Milli Vanilli were among those who turned out in New York for a benefit billed as the single largest fund-raising event for AIDS. About two million dollars was raised. The concert was sponsored by Arista Records, which was celebrating its 15th anniversary.
    1994 – Smoking in the ballpark is banned by the Cleveland Indians…ironic, isn’t it?
    1995 - Chicken Pox vaccine was approved for public use. Marketed by Merck and Company, Whitehouse Station, NJ, under the trade name Variva, the vaccine was believed to be 70 to 90 percent effective.
    1995 - Madonna holds the "world's biggest pajama party" as 1500 guests gather with pj's and teddy bears. This was all for the premiere of her new "Bedtime Stories" video.
    1997 - The US Supreme Court declined to hear the San Francisco's argument that the cross on Mt. Davidson is a cultural landmark. The cross was purchased for $26,000 by The Council of Armenian American Organizations of Northern California.  Mount Davidson is the highest natural point in The City with an elevation of 928 feet, near the geographical center,
    1997 - The Recording Industry Association of America announced that the Eagles "Greatest Hits" album had tied Michael Jackson's "Thriller" as the all-time best-selling album in the US. Each had sold more than 24 million copies. "Thriller" was still the top-seller worldwide, with estimated sales of 46 million copies.
    1998 - USA Women's Hockey Team beats Canada for 1st Olympics Gold medal
    1998 - Van Halen releases their latest album, "Van Halen 3," which is their first album with new lead singer Gary Cherone. That night they hold a record signing for fans at the Virgin Megastore in Times Square.
    2008 - Eight years to the day that their romance became public, model and activist Heather Mills was awarded $48.6 million in her divorce settlement from Paul McCartney.
    2012 - An internal investigation launched by Pope Benedict XVI revealed leaks of confidential documents that allege corruption, financial mismanagement and power struggles among senior church officials.
    2013 - The largest meteorite since NASA started observing the moon in 2005 hit the moon.



The object is to insert the numbers in the boxes to satisfy only one condition: each row, column and 3x3 box must contain the digits 1 through 9 exactly once. What could be simpler?





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