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Leasing News is a web site that posts information, news, and entertainment for the commercial leasing and finance industry. The News Edition is updated Monday, Wednesday and Friday.

Credit-Treasury Manager
Riverside, California
Maintain relationships w/various lending partners,
source additional funds, for captive to major
distributor of buses. Excellent writing/speaking skills
A-Z Resources captive affliate to a major business distributor founded in 1975, 150 people, generating over $120 million in combined sales.

“A-Z Resources specializes in finance or lease contracts of new and used title transportation equipment, arranging over $250MM in funding for customers over the last eight years and has a current portfolio receivable of $75MM. For the year 2009, the Company realized a 29% increase in revenue from lease and finance activities over the prior year. Transaction sizes have ranged from $20,000.00 to $4MM with the emphasis on “flow” business of $50,000.00 to $1,000,000.00.

“We operate as a boutique-style lender and focus on A and B credit quality. However, we recognize the importance of all business opportunities and will consider startups and non-traditional credit types. Generally, if we can’t provide a solution, most likely no-one else can.

“Funding up to $350,000 is available under an Application-only program, while larger transactions or certain credit types are reviewed by a full financial statement analysis. The interest rate charged to the customer and terms and conditions offered under these funding programs are adjusted to reflect the credit risk.”

Dave Reynolds
President & Chief
Operating Officer
A-Z Resources, LLC
10370 Hemet Street, Ste. 350
Riverside, Ca. 92503


Wednesday, March 16, 2011

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Today's Equipment Leasing Headlines

 Leasing Pioneer Milton Rudin Passes Away
  Classified Ads---Senior Management
   New Leasing News Masthead
 GE Built Japan's Nuclear Reactor & Who's Responsible
  by Jeffrey Taylor
   Allied Trustee sues Schwartz BK
    Warren Capital's Large Ad
 The List---February
  Classified Ads---Help Wanted
   Sales makes it Happen—by Mr. Terry Winders, CLP
   New Markets
    Placard---Gazelle and the Lion
     Back Office List
      Tiger Group/The Carlyle Group $5 Billion Maritime Assets
       Willis Lease Allies with BAE Systems Asset Mgnmt
        De Lage Landen Grows Net Profit 79%
         Banking Fees Generate Nearly $1 of $3 in Revenues
          Bridgeport, Connecticut Adopt-a-Dog
News Briefs---
 Fed sounds almost optimistic, holds rate
  Metro Atlanta Lost More than 57,000 Construction Jobs '07
   More People Get News Online than from Newspapers

Broker/Funder/Industry Lists | Features (collection)
Top Ten Stories Chosen by Readers | Top Stories last six months

Top of the morning
Is what we say
On March 17th
St. Patrick's Day.
Wear your green
And I am told,
If you catch a leprechaun
He'll give you his gold.

Best Business Schools—Best Law Schools & More
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     Sports Briefs---
      "Gimme that Wine"
       This Day in American History
       Golf Joke
         Daily Puzzle
           Weather, USA or specific area
            Traffic Live----

######## surrounding the article denotes it is a “press release” and was not written by Leasing News nor information verified, but from the source noted. When an article is signed by the writer, it is considered a “by line.” It reflects the opinion and research of the writer. It is considered “bias” as it is the writer’s viewpoint.


Leasing Pioneer Milton Rudin Passes Away

RUDIN--Milton Samuel, 94, commercial financier and leasing pioneer, passed away on March 14, 2011. His warm heart, devotion to all, honesty, integrity and dazzling fastball will never be forgotten. Son of the late Jacob and Sarah Rudin, husband of his beloved late wife, Jeanette Rudin, he is survived by sons Dr. Stephen Rudin and Dr. Richard Rudin, and three grandchildren, Gabriel, Ian and Jillian Rudin. A memorial service will be held at Gramercy Park Memorial Chapel on Wednesday, March 16, at 11:15am.

New York Times


"Milt Rudin was my boss at Tilden Financial Corp in the 1980’s. He was best known among the leasing community in the east in the 1970’s and 1980’s. In a way he was a mentor to a lot of brokers. Lived to 94 years old, God bless him."

Steve Geller, CLP
755 Route 340, Palisades, New York 10964
tel: 845-362-6106 fax: 815-642-0837
cell: 914-552-0842

(8/15/2000 Tilden Financial purchased by GE Capital. Editor)


Classified Ads---Senior Management

(These ads are “free” to those seeking employment
or looking to improve their position)

25+ yrs exper. management roles Chase, AT&T Capital, Heller Financial, SFS. Develop biz from “scratch to success”. Looking for challenging & pioneering job.

Philadelphia, PA
27 yrs. exp. sales, ops., credit, strategy, P&L mngmet. Most recently created & executed the biz plans for 2 highly successful Bank-owned small ticket leasing subsidiaries.
Philadelphia Metro Area - 30 Years experience Healthcare sales/ management- 3 years experience newly create "small-ticket" healthcare division.
Good success - Mitch Utz

Southern CA
20 years exp. as hands-on leasing CFO, managing accounting, treasury, FP&A, including securitizations, Great Plains/FRx, budgets, risk management.  MBA.  Also available as interim Controller/CFO, consultant.

Free Posting for those seeking employment in Leasing:

All “free” categories “job wanted” ads:


New Leasing News Masthead

Designed by Rick Jones, who does our entire HTML, posting Leasing News and all work on the web site, this new approach brings us into the 21st Century. The hacker who took away our portal for “Send this to a Friend” perhaps did us a favor.

Rick also changed the description of Leasing News and has contributed to the growth as he is also a person with newspaper editing, writing and advertising experience, plus is the publisher of

There may be a few “bugs” to work out in other features added, but we expect that and would like you to bear with us during this period.

Christopher Menkin, Editor/Publisher
Leasing News, Inc.


GE Built Japan's Nuclear Reactor & Who's Responsible
by Jeffrey Taylor

GE's Chief Executive Jeffrey Immelt said the U.S. conglomerate will offer technical assistance to the Japanese government as the country, ravaged by an earthquake last week, grappled with a new explosion at a nuclear power plant.

GE supplied reactor No. 1 at the Fukushima Daiichi nuclear power plant 150 miles from Tokyo, where concerns have been mounting after an explosion at the reactor following Friday's quake and tsunami.

Three days later, there was a further explosion in the building housing the plant's reactor No. 3, supplied by Toshiba.

The battle to prevent a meltdown at the plant has suppliers of nuclear technology on edge, amid industry concerns that the dramatic images could set back what it had hoped would be a new wave of nuclear plant construction. Immelt said that the steel encasement of the reactors has yet to be breached, a critical element in preventing an even worse situation.

GE defended the design of the now-stricken reactor it supplied to Japan 40 years ago, saying its containment system is safe and reliable. Fukushima-Daiichi's unit 1 is equipped with a GE boiling water reactor with a Mark 1 containment system.

GE and its joint-venture partner Hitachi have been scrambling to gain a foothold in the race to build nuclear power plants as a clean alternative to fossil fuels and a way to match growing global energy demands. While GE helped pioneer the industry, the GE-Hitachi joint venture has only won a handful of reactor deals for projects around the world.

One place the partners had hoped to win business was India. GE has been instrumental in supporting a landmark civilian nuclear energy deal between the U.S. and India, which was approved by the Indian Parliament in the summer of 2008. But the agreement became bogged down after India passed legislation that placed liability for nuclear accidents on equipment suppliers, something that nuclear-equipment suppliers and legal experts say is out of step with international conventions and other nations' laws, where operators typically are held responsible.

Japan's nuclear liability law holds the utilities that operate nuclear plants responsible for all damages. The law, however, contains an exception for cases where "the damage is caused by a grave natural disaster of an exceptional character."

Jeffrey Taylor is the founder of Jeffrey Taylor Group, a holding company for various operating businesses. Taylor is the author of two textbooks for the equipment-leasing industry and his autobiography. His most recent book, Going from W2 to 1099, offers his perspective on starting a new business.


Allied Trustee sues Schwartz BK

Eric R. Perkins, Chapter 7 Trustee for Allied Health Care Services, Inc. sued Charles K. Schwartz in his personal bankruptcy case with a pre-trial to be held on June 14, 2011. Noting the Allied Health Care Services case involves $70 million and the personal bankruptcy involves $63 million in claims (some of the leases and loans did not have a personal guarantee--De Lage Landen, for instance.) The Allied bankruptcy proceedings continue as well as the criminal proceedings.

This is a case where if there is any money left, it will go to the attorneys involved (and they may not get much, either.)

Previous articles:


Warren Capital's Large Ad

"Maybe I’m missing something, but in your opinion is Warren Capital looking to be a super broker and trying to solicit business from brokers by running a large ad on your new edition, or are they just bragging that they are still funding deals? They are great guys so if they are looking to be more active as a super broker, that would probably be a good thing."

Darryl Kushner
VP Equipment Leasing
Tri Counties Bank

Clay Stevens, President/CEO, Warren Capital

Hi Kit,

Darryl’s question is logical and I appreciate his compliment for us. To answer it – we are not looking to be a super broker. Our business model is direct origination where we do the direct due diligence.

Our goal in running the ad was several:

  • To say we believe in the small business recovery and that there is a good deal of pent-up demand out there.

  • That if clients have good opportunities to use funds, it is an excellent time to do so given tax write-offs, low rates and reluctance by competitors to step out.

  • That we are funding deals and we feel we have a very competitive offering in the lower end of the mid-market.

  • Also that we believe in the equipment finance and leasing industry’s ability to help this recovery which has some momentum.

There was a time in the ‘80s and ‘90s when we had a solid and successful broker program, but the last 10 years or so it has been the direct origination model.

Thanks for your flexibility on the ad. We were happy with it and appreciate your willingness to make some space adjustments.

Clay Stephens
Warren Capital Corporation
100 Rowland Way #205
Novato, CA 94945
415.898.1875 x230
415.892.7075 fax

Gary DiLillo, President 216-658-5618 or

Comprehensive personal property tax outsourcing services.
Click here to see what our clients say about us.


The List---February

( in both "alphabetical" and "chronological order)
--- Mergers, Acquisitions & Changes
"The Good, the Bad and the Ugly"-

CHG-Meridian Group, Woodland Hills, CA (02/11) Expands in US, continues leasing in US, Europe, South America: (08/09) Purchases El Camino Leasing;

iFinancial Group, San Clemente, CA (02/11) Bulletin Board Complaint

Marquette Equipment Finance, Midvale, Utah (02/11) Continues aggressive growth in middle market with hiring of Kirstin Patterson of ACC Capital as Vice-President of Syndication. Dorran Sampson had moved up to vice-president of broker relations.

Bank of the West, San Francisco/San Ramon, Ca. (02/11) Bank posts a fourth-quarter profit that reversed the bank's losses of a year ago. All leasing divisions continue to grow and aggressively seek business.

Latitude Equipment Leasing LLC, Wayne, New Jersey (02/11) Appears out of business, no web site, telephone:

Alphabetical List

Chronological List


Leasing Industry Help Wanted

Credit-Treasury Manager
Riverside, California
Maintain relationships w/various lending partners,
source additional funds, for captive to major
distributor of buses. Excellent writing/speaking skills
A-Z Resources captive affliate to a major business distributor founded in 1975, 150 people, generating over $120 million in combined sales.

Documentation Administrator
Los Angeles, CA
Mininum two years experience, competitive salary,
plus benefits, click here for more information
Jules and Associates, Inc. has been in
business for over 20 years.

Please see our Job Wanted section for possible new employees.


Sales Makes it Happen---by Mr. Terry Winders, CLP

New Markets

“If” the economy is coming back we should see it in equipment purchases because you have to have the means to make a product before you can sell it. With the “Made in America” movement, many markets will begin to show life, however I still get feedback from sales personnel that think the standard markets are to crowded to develop any volume. So I thought I would shake your cages a little by talking about some new markets that have always been there---but may be too small for the big guys.

One of my favorites is the Marina Industry

Floating docks, dry storage racks, rental fleet s, boat lifts, repair facilities etc. In addition the boats themselves such as rental house boats, repair boats, dredges, and a host of other work boats. Usually all of these assets have an excellent residual value and are backed up my companies with strong financials.

Next is food processing

Unlike many markets the equipment in a production line is made up from different vendors and therefore a lot of manufacturers service this industry. In addition you can find food processing in almost any geographic area. It stretches from agriculture to the finished packaged goods and because a lot of it is seasonal it is a good market for leases that are structured with irregular payments to follow the cash flow of the lessee.

Small Manufactures

Each town and county has a host of small manufactures whose name does not reflect what they do. You need to get out of your car and walk all of the industrial parks in you chosen territory. Many times I got more lease business this way that I ever got arranging meetings.


I also like Fencing. Sounds strange but fencing comes in all kinds of materials and hard plastic is coming on strong. It can be removed without losing much value and it is a great market for $1 out leases. I have even leased the barbed wire for a private prison. Farms are looking to the new materials for fencing because of the lack of maintenance. It usually can amount to a good ticket size and comes with customers with good financials. Look up your local fencers and you may get a warm welcome. In Kentucky our horse farms lease a lot of fencing.

Landscapers/Large Tree Farms

In the spring I like calling on landscapers and large tree farms because they use a lot of small construction equipment from bucket trucks to dump trucks. They are a small ticket customer that can build into a sizable lessee. Occasionally if you contact the local recycler and ask who is using the recycled material it will lead you to some excellent lessees that need all kind of equipment from packaging to deliver trucks.

Municipal Leases

I also like small towns where I can talk to the mayor or the town manager. A small town has a multitude of needs from street lights to garbage trucks. I now you will say that municipal rates are to low for you but small towns without much of a rating are not called on by the usual municipal lenders and they usually pay market rates on everything from garbage trucks to ambulances. They also have lots of school needs from portable class rooms to school buses. You would be surprised at how many opportunities there is in this market.

Get Out of Your Rut

Get out of your rut or using Sales Force or New Business license leads or what is left in the yellow pages.

There still are a lot of untapped markets along with those that are making a comeback, but it is not going to come to you. Get your state’s book on manufactures and distributors and see what is available. Look for categories and sizes that are too small for the big boys to bother with. Make a list and call on at least five new manufacturers or machine vendors a week. Why only five? Do you homework. Research each vendor that you call on and have a few sample lease programs to leave behind. Brochures and business cards are easy to place in the round file but a sample lease program has promise and is usually retained for future consideration.

The best sales person is the one who seeks out new markets, researches them and develops programs that look to structure rather than rate. Someone is always cheaper, but the one with the best program and who really wants the vendors business usually wins the account.

Mr. Terry Winders, CLP, has been a teacher, consultant, expert witness for the leasing industry for thirty years and can be reached at or 502-327-8666.

He invites your questions and queries.

Previous Sales Makes it Happen Columns:



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Back Office Companies

Advance Property Tax Compliance Group 88 Systems, Inc. OutSourcing Solutions Group, LLC
Barrett Management Corp. Haws Consulting Group Phoenix Leasing Portfolio Srvcs., Inc.
Bank of the West JDR Solutions Portfolio Financial Servicing Co.
ECS Financial Services LeaseDimensions, Inc.  
  Madison Capital, LLC
  Orion First Financial, LLC


Company Name
Year Founded

Web site



Additional Services Offered

Yearly Volume


Major Clients

Portfolio Financial Servicing Company (f)
John Enyart, President
App Entry, credit scoring, Documentation, remittance processing, sales and property tax services, UCC, Titling, Collections, Cust Servic lease and loan accounting
United States
Contact us for client list
Phoenix Leasing Portfolio Services, Inc., a subsidiary of Phoenix American Inc. (d)
Gus Constantin
Documentation, remittance processing, sales and property tax services, lease and loan accounting, default management
United States
Contact us for client list
Bank of the West Equipment Finance - Managed Services Group
1989 founded as Trinity
(2002 purchased by Bank of the West)
Eric Gross
Director - Managed Services Group

Bank of the West
401 Southwest Fifth Ave
Portland, OR 97204
Office (503) 225-1607
Fax (503) 225-1751
Mobile (503) 840-5165
80 -In Servicing
Eric Gross

Complete Primary & Backup Servicing solutions for independent Lessors and captive finance companies.


United States

Providing 3rd party servicing since 1989

LeaseDimensions, Inc.
Bill Allen
Third Party Back-Office Servicing
Origination Servicing
Data Conversions & Systems Consulting
ASP Lease Administration & Origination
Back-up Servicing
US / Australia
Third Party Servicing and ASP Clients include 6 Fortune 500 Companies. Other clients are bank lessors, captive finance companies and independent lessors 
Orion First Financial, LLC
David Schaefer

David T. Schaefer, President
Lease & Loan invoicing, payment processing, sales & property tax reporting, collections, workouts, repossessions & remarketing as well as credit underwriting, portfolio valuation, credit/loss analysis and due diligence procedures
United States
Contact us for client list

Madison Capital, LLC (k) 1997 (predecessor company: 1974 - same principals)

 Mark Caplan, Chairman
Property tax administration; vehicle titling; vehicle acquisition; vehicle disposition; billing & collections, UCC filings; insurance tracking
Contact Us
JDR Solutions (c)

(ASP) lease management software hosting, portfolio servicing, project management, consulting
Major manufacturing captive finance organizations, regional bank leasing company, specialty finance organization. 3,500-5,00 contracts managed.
Group 88 Systems Inc. (b)
Malcolm Tennant
IT Consulting,
Implementations, Migrations,
Data Conversions,
Custom Reporting,
Oursourced System Support
Confidentiality Agreements
Advanced Property Tax Compliance
Gary A. DiLillo,President
Phone: (216) 658-5618
Cell: (440) 724-0701 (g)
Gary A. DiLillo
Property Tax Complience
See footnote (G)
Haws Consulting Group
1901 So. Bascom Ave. Suite 1050
Campbell, CA 95008
Office: 408.369.7272
Cell: 408.375.1223
Fax: 408.369.7270 (i)
Raymond V Haws, CEO
Lance A. Hulsey, VP
Property Tax Services
Barrett Management Corporation (a)
Barry Corn
Financial Institutions; not permitted to disclose names
Lease Broker
Assistant, LLC

voice 407.964.1232
fax 386.845.0235         
Skype ID    LeaseBrokerAssistant
Yahoo ID   Lease BrokerAssistant

CEO Dee DiBenedictis

Support for independent Lease Brokers, Lessors and Captive Leasing Companies; Credit and Documentation processing, Marketing Assistance; Out of Office phone and fax support

call us for client references
ECS Financial Services (e)
(formerly Edwin C. Sigel , Ltd.)
Nancy A. Geary,
Certified Public Accountants and Portfolio Management Services
OutSourcing Solutions Group, LLC.
Matt Mcfarland
Property Tax Administration, Sales and Use Tax Administration, and Property Tax Consulting

Full list with footnotes working:


### Press Release ############################

Tiger Group Investments, The Carlyle Group, and Partners Create Fund
to Acquire More Than $5 Billion of Maritime Assets

Tiger Group Investments and The Carlyle Group Partner with Seaspan Corporation, the Washington Family, Gerry Wang and Graham Porter to Acquire More Than $5 Billion of Shipping Vessels and Capitalize on Increasing Demand in the Sector.

Hong Kong and Washington, DC – A new joint venture of global shipping and finance experts has formed a company that will work to acquire more than $5 billion in container, dry bulk, tanker vessels and other shipping assets to capitalize on increasing demand in the shipping sector. The company will commence business immediately and expects to deploy up to $900 million in equity capital during the next five years. Additional financial terms were not disclosed.

The new company is formed by The Carlyle Group and Tiger Group Investments in partnership with Seaspan Corporation, the Washington Family, Gerry Wang and Graham Porter. The company will primarily focus on bringing together Chinese shipbuilders, lenders and state-owned companies to support China’s desire to increase the amount of cargo it controls. The company will be led by Gerry Wang and Graham Porter, who together have more than 50 years experience in the shipping industry and finance, primarily in Asia.

Seaspan Corporation, along with Tiger’s long-term partners, the Washington Family, will solely invest in container vessels purchased by the newly-formed company.

Mr. Wang said, “There is increasing desire among Chinese state-owned entities to control the ships that transport their goods around the world. We are confident that our long-standing relationships amongst the world’s shipbuilders, charterers and financiers, particularly in the PRC, will allow us to continue to successfully execute our growth model. We are excited to partner with The Carlyle Group, whose remarkable global platform and relationship network adds an important means of value creation as we source and execute transactions.”

Greg Ledford, Managing Director and head of Carlyle’s Industrial and Transportation team, said, “This is a creative solution that combines Carlyle’s extensive transportation experience and established Asia business with the shipping expertise and leadership of Gerry and Graham.”

Carlyle’s equity contribution will come from Carlyle Partners V and Carlyle Asia Partners III.

Yi Luo, Managing Director of Carlyle’s Asia Buyout group, said, “We believe there is a compelling opportunity to serve Asia’s continuing growth in demand for shipping capacity and are pleased to partner with Gerry and Graham, who have a track record of success in the region.”

Deutsche Bank served as exclusive financial advisor to Carlyle and Tiger in establishing the joint venture. Latham & Watkins LLP served as counsel to Carlyle, and Shearman & Sterling LLP served as counsel to Tiger, in connection with the transaction.

About The Carlyle Group:
The Carlyle Group is a global alternative asset manager with more than $97.7 billion under management. With 76 funds across four investment disciplines (buyouts, credit alternatives, growth capital and real estate), Carlyle combines global vision with local insight, relying on a top-flight team of 400+ investment professionals operating out of offices in 19 countries to uncover superior opportunities in North America, Europe, Asia, Australia, the Middle East/North Africa and Latin America.

About Tiger Group Investments
Tiger Group Investments is an Asian based private investment firm, focused primarily on the maritime sector, with a proven track record of creating value in its businesses, throughout the business cycle, while taking advantage of considerable knowledge of the financial markets to maximize shareholder value. Tiger Group Investments has investments in Seaspan Corp, Greathorse Shipping Holdings Ltd, SeaTiger Capital, Seabridge Marine and two ship managers. As of 31 January 2011, Tiger Group Investments managed assets in excess of US$7 billion. Web:

#### Press Release #############################

Willis Lease Finance Allies with BAE Systems Asset Management

NOVATO, Calif., -- Willis Lease Finance Corporation (Nasdaq: WLFC), a leading lessor of commercial jet engines, today announced it has signed an agreement with BAE Systems Asset Management, whereby BAE Systems will provide certain aircraft acquisition and trading services to Willis Lease covering pre-owned commercial aircraft. The alliance is expected to broaden and enhance access to jet engines to further build the Willis Lease portfolio.

"As aircraft age, the primary value of the asset increasingly concentrates in the engines," said Charles F. Willis, President and CEO. "The expertise in aviation assets and leasing fundamentals that BAE Systems provides will complement our own skill sets nicely. We expect they will help broaden our abilities to capitalize on opportunities in the pre-owned aircraft space."

Initially, BAE Systems will research and identify suitable aircraft for acquisition based upon criteria provided by Willis Lease. It will then assist with commercial and technical evaluations of the aircraft. Additionally, the agreement provides Willis Lease access to other services of BAE Systems including remarketing of the aircraft along with a comprehensive range of lease management services. BAE Systems technical lease services include a wide range of offerings from delivery, refurbishment management, mid-lease and re-delivery inspections and maintenance reserve adjudication.

"This important agreement with Willis Lease will allow us to offer one of the most respected names in the commercial aviation business the wide range of our skills we have built over the past 18 years," said Paul Stirling, Executive Vice President at BAE Systems Asset Management. "We are looking forward to working with Willis Lease to assist their future growth plans."

About BAE Systems Asset Management
Founded in 1993 BAE Systems Asset Management is a world leader in lease portfolio management. With more than 1800 leases, sales and other transactions concluded to date worth more than $3.1 billion, BAE Systems is the world's second largest regional aircraft lessor. The current managed portfolio of more than 150 aircraft is operated by 34 airlines in more than 20 countries worldwide.

About Willis Lease Finance
Willis Lease Finance Corporation leases spare commercial aircraft engines and aircraft to commercial airlines, aircraft engine manufacturers, air cargo carriers and maintenance, repair and overhaul facilities worldwide. These leasing activities are integrated with the purchase and resale of used and refurbished commercial aircraft engines.

#### Press Release ###########################

De Lage Landen Grows Net Profit 79%

EINDHOVEN, The Netherlands, --

- Increases Credit Portfolio and Operating Income - Well-Positioned for the Future

De Lage Landen, a global provider of high-quality asset-based financing products to manufacturers and distributors of capital goods and end users, reported today a net profit of EUR201 million ($269 million) over 2010, an increase of 79% compared to 2009 (EUR112 million ($150 million)). The total credit portfolio increased 6% to EUR25.2 billion ($33.8 billion) from EUR23.7 billion ($31.8 billion). Operating income increased 15% to EUR1.18 billon ($1.58 billion) from EUR1.03 billion ($1.38 billion).

"We are back on track," says De Lage Landen CEO Ronald Slaats. "We started the year with ambitious targets, but we worked hard and we exceeded our expectations. Thanks to our focus on cost control and risk management, we were able to improve our profitability. I can proudly say that we have recovered from the crisis."

  • De Lage Landen now operates in 35 countries with over 5,250 FTEs. It is exploring opportunities in India.

  • The Vendor Finance division grew portfolio as well as new business volume irrespective of economic challenges, and expanded into emerging markets. Existing partnerships were extended.

  • Consumer Finance in the Netherlands increased credit volume through the Rabobank channel, and new business volume through its online label, Freo. It also signed an agreement for the acquisition of a EUR200 million consumer credit portfolio.

  • Factoring's credit portfolio grew 28%. New business volume was at an all-time high.

  • De Lage Landen's subsidiary, Athlon Car Lease, benefited from the improving market for ex-lease cars.

The aftermath of a worldwide economic crisis and a changing regulatory environment-most notably regarding lease accounting changes-combine to provide an unclear picture of the future. In the construction, transportation and industrial markets, recovery is expected to be slow. Healthcare and food and agriculture have been least impacted by the overall recession, with only modest drops in equipment sales. Office equipment, technology and car lease are expected to recover in line with the global economies.

"Against these circumstances, we are well-positioned for growth," says De Lage Landen CEO Ronald Slaats. "In the past five years, we invested in the extension of our business model through expanded product offerings, the broadening of our geographical presence, and the enhancement of our technical infrastructure. Now, our aim is to unlock the full potential of these investments by further connecting our business lines across the globe, creating stronger connections with all stakeholders as a result."

De Lage Landen will take up Rabobank Group's strategic priorities in international food and agriculture and all-finance in The Netherlands. It will also continue to treat sustainability as a business priority, recognizing a global market place that increasingly values ethical behavior and eco-friendly, innovative products.

About De Lage Landen
De Lage Landen, a fully owned subsidiary of Rabobank Group, specializes in asset-based financing programs for equipment manufacturers, dealers and distributors all over the world. Our programs cover our customers' total distribution chain, as well as the entire lease lifecycle. We offer customers a single source for leasing, administration, risk and asset management solutions. De Lage Landen's diversified solutions include car leasing in the European market and consumer finance and factoring in the Dutch home market.

Establishing a close and long-lasting relationship with our customers is at the heart of our company culture. This requires a genuine interest in and a thorough understanding of our customers' business needs and goals. We partner with our customers to tailor solutions and develop programs that support mutual growth and profitability.

We care not only about our customers, but also about the communities in which we operate. We strive to have a positive social and environmental impact through our products and the way we conduct business.

Financial Statement Policy
De Lage Landen International B.V. is exempt from publishing its financial statements in accordance with Article 403, Section 9, Book 2 of the Dutch Civil Code. The income statements and balance sheets are based on the financial information prepared for consolidation purposes of Rabobank Nederland.


##### Press Release### ########################

Banking Fees Generate Nearly $1 of $3 in Revenues

Fees on banking services generated 30.6 percent of total banking revenues in 2010 – up from 24.3 percent in 2007 – mostly due to declining interest income from loans.

SAN ANSELMO, Calif. -- A new analysis from Market Rates Insight (MRI, reveals that various bank fees (non-interest income) now makes up nearly one-third of total income (combined interest and non-interest income) for banks - mostly as a result of declining interest revenues from loans.

From year-end 2007 to year-end 2010, interest income, as percentage of total income, declined from 75.7 percent to 69.4 percent due to soft lending market and relatively low interest rates on loans. As a result, non-interest income, which encompasses mostly fees on services, has increased as percentage of total income from 24.3 percent in year-end 2007 to 30.6 percent at year-end 2010.

In absolute figures, non-interest income increased by only $4 billion during this period, from $233 billion to $237 billion. However, since interest income decreased by $188 billion, from $725 billion in year-end 2007 to $537 billion in year-end 2010, total income (interest and non-interest income combined) declined making non-interest income a bigger piece of the revenue pie.

“This is a classic catch 22 scenario for banks,” said Dan Geller, Ph.D. Executive Vice President at Market Rates Insight, “soft lending reduces interest income, causing fee income to become a bigger part of total revenues. Increasing fees to generate revenues can drive some customers away, which reduces the number of potential customers for lending. Smaller customer base reduces interest income further, causing non-interest income to become an even bigger part of total revenues.”

You may review the complete analysis at this link:

About Market Rates Insight
Market Rates Insight (MRI, is a reputable provider of competitive-pricing information and analysis to financial institutions. MRI’s competitive data is complete, detailed and timely, which allows for the highest level of pricing precision. Therefore, the use of MRI’s competitive data ensures greater pricing optimization, and subsequently, improved profitability. In addition to competitive-pricing data, MRI also conducts pricing analysis and provides tracking of industry indexes. MRI’s indexes, published weekly in the National Pricing Indicators, are the industry standard for deposit pricing, and are viewed weekly by executives of banks and credit unions through video, audio and print channels.

#### Press Release ############################


Bridgeport, Connecticut -- Adopt-a-Dog

Labrador Retriever / Boxer Mix
Size: Med. 26-60 lbs (12-27 kg)
Color: Tan/Yellow/Fawn
Sex: Male
Age: Young
Spanks is:
already neutered
good with kids
has special needs
good with dogs
good with cats
up to date with shots

"Spanks was born on December 26, 2008. He is good with dogs, cats and kids. He is a handful, but the sweetest, most lovable dog that follows me everywhere, watches TV with me on the couch, loves yogurt and sleeps right next to me in bed like a big, soft heating blanket. He has to have a fenced in yard and a family with a sense of humor. He will grab the remote just make you chase him. He will help you bring in the firewood because he likes to chew on the logs. He likes it when you bring home fresh flowers because he really does like the way they smell. He was born with a harelip which was fixed, but his ears are closed. He has perfectly formed ears, but they never opened, so he is hard of hearing. Believe me, he hears me when I yell!"

Phone: (203) 220-8859
- Let 'em know you saw "Spanks" on!
Fax: (203) 374-7199
Address: FOBAS
P.O. BOX 5131

About Our Rescue Group...
Rescue pets from abuse and neglect. We love dogs and often live with them prior to adoption to take as much of the guesswork out of placing pets as possible. When I approached the dynamic of adopting a shelter pet, I approached the problem as an adopter and not a rescuer. I don't want to be bitten either. So, we live with them. Usually for about two weeks. If they make us nervous (we have tons of experience) chances are, the pet is not suitable for adoption. If we fall in love, we know you will! We will tell you everything we know - that may scare you off, but hopefully, it will leave you assured our pets are what we represent. We get it right far more often than not. When we get it wrong, we will take our dog back, welcome your comments, and place the pet in the best home for that pet.

If you are interested in one of our pets call me (Virginia) at 203-220-8859 or my friend Connie at (203) 373-7858 or email VMARCONI007@GMAIL.COM

Adopt-a-Pet by Leasing Co. State/City

Adopt a Pet

John Kenny Receivables Management

• End of Lease Negotiations & Enforcement
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The Solution to Your Credit & Accounts Receivable Needs
John Kenny
315-866-1167 |

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This Day in American History

     1565- Smoking of tobacco was introduced to England by John Hawkins. Hawkins was primarily a slave trader, carrying Africans to the West Indies. Most of his dealings were with the Spanish in the West Indies, but during his second trip to the region visited the small French colony in Florida and learned to smoke tobacco from the colonists, who had learned from the Indians. Hawkins returned to Eng­land with a shipload of tobacco. He described the Indian use of the plant this way: “The Floridians when they travel have a kind of herb dried, who with a cane and an earthen cap in the end, with fire, and dried herbs put together, doe sucke thorow the cane the smoke thereof, which smoke satisfieth their hun­ger, and therwith they live foure or five days without meat or drinke, and this all the Frenchmen used for this purpose.”
    1621 - The first Indian appears to colonists in Plymouth, Massachusetts. An unidentified Pilgrim had gone out fowling and, near a creek about a mile and a half from the plantation, twelve Indians passed near the place he was hiding. He rushed back to Plymouth and raised the alarm. Myles Standish and Francis Cooke, who had been working in the woods when the alarm went out, rushed back to the little community, leaving their tools behind them. The colonists armed themselves and went back to the place where the Indians had been seen, but found none. In the evening, the men built a great fire near the place where the Indians had been seen.
    1687-Father Eusebio Kino, 42, an Italian-born Jesuit in the service of Spain, began missionary labors in the American Southwest. In all, Kino established 25 Indian missions in the area now divided between northern Mexico and Arizona.
    1789-Young Enoch Brooks inscribed his name in this children's Bible in Princeton, New Jersey. Now a rare artifact of Americana, Brooks' book is one of four extant copies of A Curious Hieroglyphick Bible. With nearly five hundred woodcuts by American artists, this Bible was the most ambitious woodcut volume produced in America up to that time. He was not only a prolific printer of children’s books but at one time owned more than 20 book stores in the Boston, MA area.
    1791 - Thomas Paine's The Rights of Man was published in London.
    1794- Eli Whitney received a patent for the cotton gin, allegedly based on the ideas and concept of a Black slave on a plantation he was visiting. Whether he, the black slave, or Katherine Greene, the owner of the plantation he was visiting, came up with the concept of wire cleaning the cotton balls is a matter of historic controversy. Whitney's cotton gin was capable of maintaining a daily output of 23 kg (50 lb) of cleaned cotton, and its effect was far-reaching, making southern cotton a profitable crop for the first time. Whitney, however, failed to profit from his invention. Numerous imitations appeared, and his 1794 patent was not validated until 1807. This made cotton a major crop in the South where slaves were “imported” to meet the demand, plus could be utilized for other crops due to this invention. “By the early 1800's, more than 700,000 slaves lived in the South. They accounted for about a third of the region's people. By 1860, the slave states had about 4 million slaves. Slaves outnumbered whites in South Carolina and made up over half the population in both Maryland and Virginia. Slavery began to develop even deeper roots in the South after Eli Whitney of Massachusetts invented his cotton gin in 1793. This machine removed the seeds from cotton as fast as 50 people working by hand and probably contributed more to the growth of slavery than any other development. Whitney's gin enabled farmers to meet the rapidly rising demand for cotton. As a result, the Southern cotton industry expanded, and cotton became the chief crop in the region. The planters needed more and more workers to pick and bale the cotton, which led to large increases in the slave population. The thriving sugar cane plantations of Louisiana also used many slaves during the first half of the 1800's. By 1860, about 4 million slaves lived in the South.” It is stated that in 1860, one in three people in the South were slaves.
    1798-birthday of Abigail Fillmore, first wife of Millard Fillmore, 13th president of the US. Born at Stillwater, NY. It is said that the White House was without any books until Abigail Fillmore, formerly a teacher, made a room on the second floor into a library. Within a year, Congress appropriated $250 for the president to spend on books for the White House. Died at Washington, DC, Mar 30, 1853.
     1802 - The United States Military Academy--the first military school in the United States--is founded by Congress for the purpose of educating and training young men in the theory and practice of military science. Located at West Point, New York, the U.S. Military Academy is often simply known as West Point.
    1802- Absalom Jones ordained first Black priest in Episcopal Church
    1813-. Lorenzo Delmonico was born in Marengo, Switzerland and was invited to join his uncles in their successful pastry shop and catering business in New York in 1831. He soon transformed the business into one of the first, best, most elegant and famous restaurants in the country, Delmonico’s. Lorenzo was not a chef, but he purchased the food and created the very extensive menu. He helped make the concept of the 'restaurant' an acceptable and successful one. After many moves the final Delmonico’s restaurant was forced to close in 1923, a victim of Prohibition.
    1818- Absalom Jones ordained first Black priest in Episcopal Church
    1836- Houston retreats from Santa Anna's army. Less than a week after the disastrous defeat of Texas rebels at the Alamo, the newly commissioned Texan General Sam Houston begins a series of strategic retreats to buy time to train his ill-prepared army. Revolutionary Texans had only formally announced their independence from Mexico 11 days earlier. On March 6, 1836, the separatists chose Sam Houston to be the commander-in- chief of the revolutionary army. Houston immediately departed for Gonzales, Texas, where the main force of the revolutionary army was stationed. When he arrived, he found that the Texan army consisted of 374 poorly dressed and ill-equipped men. Most had no guns or military experience, and they had only two days of rations. Houston had little time to dwell on the situation, because he learned that the Mexican general Santa Anna was staging a siege of the Alamo in San Antonio. Before Houston could prepare his troops to rush to aid the defenders, however, word arrived that Santa Anna had wiped them out on March 6. Scouts reported that Santa Anna's troops were heading east toward Gonzales. Unprepared to confront the Mexican army with his poorly trained force, Houston began a series of strategic retreats designed to give him enough time to whip his army into fighting shape. Houston's decision to retreat won him little but scorn from the Texas rebels. His troops and officers were eager to engage the Mexicans, and they chafed at Houston's insistence on learning proper field maneuvers. Houston wisely continued to organize, train, and equip his troops so they would be prepared to meet Santa Anna's army. Finally, after nearly a month of falling back, Houston ordered his men to turn around and head south to meet Santa Anna's forces. On April 21, Houston led his 783 troops in an attack on Santa Anna's force of nearly twice that number near the confluence of Buffalo Bayou and the San Jacinto River. With the famous cry, "Remember the Alamo," the Texans stormed the surprised Mexican forces. After a brief attempt at defense, the Mexican soldiers broke into a disorganized retreat, allowing the Texans to isolate and slaughter them. In a stunning victory, Houston's army succeeded in killing or capturing nearly the entire Mexican force, including General Santa Anna, who was taken prisoner. Only two Texans were killed and 30 wounded. Fearful of execution, Santa Anna signed an order calling for the immediate withdrawal of all Mexican troops from Texas soil. The Mexicans never again seriously threatened the independence of the Lone Star Republic.
    1846---In San Francisco, Colonel Castro issued a proclamation that declared John Frémont and his party to be a band of highwaymen.
    1865—Slaves were assigned to military duty in the Confederate Army by a bill signed by President Jefferson Davis. During the Civil War, blacks not only had related jobs, but also were uniformed soldiers and officers. CSA General Patrick Cleburne had suggested enlisting slaves a year before, but few in the Confederate leadership considered the proposal, since slavery was the foundation of southern society. One politician asked, "What did we go to war for, if not to protect our property?" Another suggested, "If slaves will make good soldiers, our whole theory of slavery is wrong." General Lee weighed in on the issue and asked the Confederate government for help. "We must decide whether slavery shall be extinguished by our enemies and the slaves be used against us, or use them ourselves." Lee asked that the slaves be freed as a condition of fighting, but the bill that passed the Confederate Congress on March 13 did not stipulate freedom for those who served. The measure did nothing to stop the destruction of the Confederacy. Several thousand blacks were enlisted in the Rebel cause, but they could not begin to balance out the nearly 200,000 blacks that fought for the Union.
    1868-The US Senate began its trial to impeach President Andrew Jackson. For the first time in the nation’s history a president was impeached. Pres. Johnson was accused by Congress of having violated the Tenure of Office Act of 1867, which forbade the president to discharge any federal officer holder appointed “by and with the consent of the Senate.” Johnson tested the act by removing Secretary of War Edwin M. Stanton on February 21. The impeachment was brought largely because the radical Republicans bitterly opposed Johnson’s plans for Reconstruction. Johnson’s firing of Stanton gave them the opportunity they had been seeking. On February 24 the House of Representatives voted to impeach. The US Senate trial began this date. Sworn in as president after Lincoln's assassination in April 1865, President Johnson enacted a lenient Reconstruction policy for the defeated South, including almost total amnesty to ex-Confederates, a program of rapid restoration of U.S.-state status for the seceded states, and the approval of new, local Southern governments, which were able to legislate "black codes" that preserved the system of slavery in all but name. The Republican-dominated Congress greatly opposed Johnson's Reconstruction program and passed the "Radical Reconstruction" by repeatedly overriding the president's vetoes. Under the Radical Reconstruction, local Southern governments gave way to federal military rule, and African-American men in the South were granted the constitutional right to vote. In March 1867, in order further to weaken Johnson's authority, Congress passed the Tenure of Office Act over his veto. The act prohibited the president from removing federal office holders, including Cabinet members, who had been confirmed by the Senate, without the consent of the Senate. It was designed to shield members of Johnson's Cabinet like Secretary of War Edwin M. Stanton, who was appointed during the Lincoln administration and was a leading ally of the so-called Radical Republicans in Congress. In the fall of 1867, Johnson attempted to test the constitutionality of the act by replacing Stanton with General Ulysses S. Grant. However, the U.S. Supreme Court refused to rule on the case, and Grant turned the office back to Stanton after the Senate passed a measure in protest of the dismissal. On February 21, 1868, Johnson decided to rid himself of Stanton once and for all and appointed General Lorenzo Thomas, an individual far less favorable to the Congress than Grant, as secretary of war. Stanton refused to yield, barricading himself in his office, and the House of Representatives, which had already discussed impeachment after Johnson's first dismissal of Stanton, initiated formal impeachment proceedings against the president. On February 24, the House voted 11 impeachment articles against President Johnson. Nine of the articles cited his violations of the Tenure of Office Act; one cited his opposition to the Army Appropriations Act of 1867 (designed to deprive the president of his constitutional position as commander in chief of the U.S. Army); and one accused Johnson of bringing "into disgrace, ridicule, hatred, contempt, and reproach the Congress of the United States" through certain controversial speeches. On March 13, according to the rules set out in Section 3 of Article I of the U.S. Constitution, the impeachment trial of President Johnson began in the Senate. U.S. Supreme Court Chief Justice Salmon P. Chase presided over the proceedings, which were described as theatrical. On May 16 and again on May 26, the Senate voted on the charges brought against President Johnson. Both times the vote was 35 for conviction and 19 for acquittal, with seven moderate Republicans joining 12 Democrats in voting against what was a weak case for impeachment. Because both votes fell short--by one vote--of the two- thirds majority needed to convict Johnson, he was judged not guilty and remained in office. Nevertheless, he chose not to actively seek reelection on the Democratic ticket. In November, Ulysses S. Grant, who supported the Republicans' Radical Reconstruction policies, was elected president of the United States. In 1875, after two failed bids, Johnson won reelection to Congress as a U.S. senator from Tennessee. He died less than four months after taking office at the age of 66. Fifty-one years later, the U.S. Supreme Court declared the Tenure of Office Act unconstitutional in its ruling in Myers v. United States.
    1868- Birth of Charles E. Cowman, American missionary pioneer. In 1901 he sailed to Japan with his wife Lettie (who later authored "Streams in the Desert"), where in 1910 they founded the Oriental Missionary Society.
March 13, 1873-PBS Pinchback, first Black state governor, is denied his senate seat by the Senate, 1873. Senators were elected at this time by the state legislature. In January 1873, the Louisiana legislature elected Pinchback to the U.S. Senate, which was also contested by another rival W.L. McMillen. Though McMillen eventually acknowledged Pinchback's claim to the seat, Senators uncovered evidence that Pinchback had paid $10,000 to obtain it. On March 13, 1875, the Senate denied Pinchback his seat by a vote of 32 to 29.
    1882 - US Senate ratified a treaty establishing the Red Cross.
    1887- Chester Greenwood of Maine received a patent for earmuffs.
    1906-clarinet/sax player Frank Teschemacher born Kansas City MO, Died, 1932 Chicago
    1911- Lafayette Ronald Hubbard, science fiction writer, recluse and founder of the Church of Scientology, born at Tilden, NE. His best-known book was Dianetics: The Modern Science of Mental Health. Died at San Luis Obispo County, CA, Jan 24, 1986.
    1912- the Chamber of Commerce of the United Sates was founded by approximately 500 representatives of commercial organizations, trade associations, and individual establishments, who were invited to participate in a series of discussions by President William Howard Taft and Secretary of Commerce and Labor Charles Nagel. The headquarters of the chamber of Commerce of the Untied States was dedicated on May 20, 1925.
    1912 – Mystery writer Bill S. Ballinger (1912-1980), aka Frederic Freyer, B.X. Sanborn, born, Oskaloosa, Iowa. American thriller writer, who specialized from the early 1950's in a multi-level kind of narration or divided narration. Received Edgar Allan Poe Award from Mystery Writers of America in 1960 for his TV work.
    1913---guitarist Lightin’ Slim (Otis V. Hicks) born St. Louis, Mo.
    1913- Sammy Kaye, one of the most successful bandleaders of all time, was born in Rocky River, Ohio. Although the syrupy sweet romantic sounds were denounced by critics and music purists, the "Swing and Sway with Sammy Kaye" formula was so successful that his orchestra stayed together long after the big band era had ended. His hit records in the 1940's included "Daddy," "Harbor Lights" and "It Isn't Fair." Kaye died on June 2nd, 1987.
    1913-guitarist Slim Lightin’ (Otis V. Hicks) born St. Louis, Mo, Died July 27, 1994
    1914-base player Bob Haggart bass born New York City /Died December 2, 1999
    1914-bassist Bob Haggart born New York City.
    1922-drummer Willie “Rough Dried” Williams born Lake Village, AR
    1923 - A great improvement in radio receivers was advertised. The new models had a concealed speaker and eliminated the need for headphones, which were considered a nuisance because they were so heavy to wear and messed up hairdos. The new radios were also said to have a ‘foolproof’ design.
    1924-pianist Dick Katz born Baltimore MD
    1925- Legislation prohibiting the teaching of evolution within the state's public school system was passed by Tennessee State Assembly. A celebrated violation of this law led to the famous July Scopes Monkey Trial
    1925-guitarist Bob “Poor” Woodfork born Lake Village, AR
    1926 Roy Haynes Birthday
    1929- Helen Candaele Saint Aubin, known as Helen Callaghan during her baseball days, was born at Vancouver, British Columbia, Canada. Saint Aubin and her sister, Margaret Maxwell, were recruited for the All-American Girls Professional Baseball League, which flourished in the 1940s when many major league players were off fighting WWII. She first played at age 15 for the Minneapolis Millerettes, an expansion team that moved to Indiana and became the Fort Wayne Daisies. For the 1945 season the left-handed outfielder led the league with a .299 average and 24 extra base hits. In 1946 she stole 114 bases in 111 games. Her son Kelly Candaele's documentary on the women's baseball league inspired the film A League of Their Own. Saint Aubin, who was known as the "Ted Williams of women's baseball," died Dec 8, 1992, at Santa Barbara, CA
    1930-trumpterer Blue Mitchell born Miami, FL Died May 21, 1929
    1932- country singer Jan Howard was born in West Plains, Missouri. Howard first hit the charts in 1960 with "The One You Slip Around With." She is best known for her duets with Bill Anderson, which included "For Loving You," a country chart-topper from 1967. Howard was also successful on her own, with such country hits as "Evil on Your Mind" and "My Son," a tribute to her son, Jim, who died in Vietnam two weeks after the song was recorded in 1968.
    1932 -- With six million unemployed, chaos in Berlin, starvation & ruin, the threat of Marxism, & a very uncertain future, the German people turn to Hitler by the millions. In the presidential election, Hitler receives over eleven million votes (11,339,446) or 30% of the total. Hindenburg receives 18,651,497 votes or 49%. Since Hindenburg does not get the majority, a run-off election is held. In the campaign that follows, Hitler crisscrosses Germany in an airplane, descending from the clouds into the arms of growing numbers of fanatics, at ever larger rallies. He gives them a positive message, promising something for everyone, then ascends back into the clouds. "In the Third Reich every German girl will find a husband!" - Hitler once promises.
    1932 – Hunger marches were taking place throughout the country; the Bonus marchers are expelled from Washington. This day Herbert Hoover sends a secret message to Congress advising it not to cut the pay of Army or Navy personnel because they may be need to put down the marchers, who’s numbers seem to be growing. He believes they are communist inspired as are the hunger marches in England and Germany. The economy is not in that bad of shape as the newspapers report, he adds.
    1939- Singer and songwriter Neil Sedaka was born in Brooklyn, New York. Sedaka began writing songs with his lifelong musical partner, Howard Greenfield, at age 13, and in 1958 sold his first song, "Stupid Cupid," which became a hit for Connie Francis. The following year, Sedaka began his own recording career, scoring hits with such songs as "Oh Carol," written for Carole King, "Calendar Girl" and "Breaking Up is Hard to Do," which went to number one in 1962.
For much of the 1960's, Sedaka concentrated on songwriting, composing chart successes such as "Working on a Groovy Thing" for the Fifth Dimension and "Puppet Man" for Tom Jones. In 1975, Elton John helped Sedaka get back on the charts by having him record an LP for his Rocket label. From "The Hungry Years" came the number-one hit single "Laughter in the Rain." Sedaka topped the charts for a second time that year with "Bad Blood."
    1940-“The Road to Singapore,” starring Bob Hope, Bing Crosby, and Dorothy Lamour, opened. The comedy was the first of seven Road pictures, which brought fame and fortune to its actors.
    1941-the Benny Goodman Sextet cuts “Air Mail Special”
    1942 - Two tornadoes, 24 minutes apart, struck Baldwin, MS, resulting in 65 deaths.
    1944---Top Hits
Mairzy Doats - The Merry Macs
Besame Mucho - The Jimmy Dorsey Orchestra (vocal: Bob Eberly & Kitty Kallen
No Love, No Nothin’ - Ella Mae Morse
Rosalita - Al Dexter
    1945--PIERCE, FRANCIS JUNIOR Medal of Honor
Rank and organization: Pharmacist's Mate First Class, U.S. Navy serving with 2d Battalion, 24th Marines, 4th Marine Division. Place and date: Iwo Jima, 15 and 16 March 1945. Entered service at lowa Born: 7 December 1924, Earlville, lowa. Citation: For conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty while attached to the 2d Battalion, 24th Marines, 4th Marine Division, during the Iwo Jima campaign, 15 and 16 March 1945. Almost continuously under fire while carrying out the most dangerous volunteer assignments, Pierce gained valuable knowledge of the terrain and disposition of troops. Caught in heavy enemy rifle and machinegun fire which wounded a corpsman and 2 of the 8 stretcher bearers who were carrying 2 wounded marines to a forward aid station on 15 March, Pierce quickly took charge of the party, carried the newly wounded men to a sheltered position, and rendered first aid. After directing the evacuation of 3 of the casualties, he stood in the open to draw the enemy's fire and, with his weapon blasting, enabled the litter bearers to reach cover. Turning his attention to the other 2 casualties he was attempting to stop the profuse bleeding of 1 man when Japanese fired from a cave less than 20 yards away and wounded his patient again. Risking his own life to save his patient, Pierce deliberately exposed himself to draw the attacker from the cave and destroyed him with the last of his ammunition then lifting the wounded man to his back, he advanced unarmed through deadly rifle fire across 200 feet of open terrain. Despite exhaustion and in the face of warnings against such a suicidal mission, he again traversed the same fire-swept path to rescue the remaining marine. On the following morning, he led a combat patrol to the sniper nest and, while aiding a stricken marine, was seriously wounded. Refusing aid for himself, he directed treatment for the casualty, at the same time maintaining protective fire for his comrades. Completely fearless, completely devoted to the care of his patients, Pierce inspired the entire battalion. His valor in the face of extreme peril sustains and enhances the finest traditions of the U.S. Naval Service.
    1946-The first Medal of Honor awarded to a soldier of Japanese ancestry was conferred upon Private First Class Sadao S. Munemori of Company A,100th Infantry Battalion, 442dn Combat Team, for action near Seravezza, Italy, on April 5, 1945, when he knocked out two machine guns with grenades and saved the livers of two of his companions by diving on an exploding grenade. The medal was presented posthumously this day to his mother, Mrs. Nawa Munemori.
    1947 - "The Best Years of Our Lives", produced by Samuel Goldwyn, was a big favorite winning the Best Picture prize at the 19th Academy Awards held at the Shrine Auditorium in Los Angeles. Actor/producer/comedian Jack Benny hosted the glittering gala. "The Best Years of Our Lives" won Oscars for Best Director (William Wyler); Actor (Fredric March); Supporting Actor (Harold Russell); Film Editing (Daniel Mandell); Screenplay (Robert E. Sherwood); and a shared award with "The Jolson Story" for Best Score. Other awards for the best of 1946: Actress: Olivia de Havilland in "To Each His Own", and Actress in a Supporting Role: Anne Baxter in "The Razor’s Edge". The Best Song was "On the Atchison, Topeka and the Santa Fe" (from "The Harvey Girls") by Johnny Mercer and Harry Warren. Foreign-made films showed up in these Oscars, bringing an end to Hollywood’s then exclusive rights to the coveted awards. Of the foreign movies nominated, three were British ("Henry V" - producer, Laurence Olivier; "Brief Encounter" starring Celia Johnson; "Perfect Strangers" which won the Oscar for Best Writing/Original Story [Clemence Dane]), one was French ("Les Enfants du paradis", an original screenplay by Jacques Prévert) and one Italian ("Roma, città aperta", screenplay written by Sergio Amidei, Federico Fellini).
    1951 - ” The comic strip, "Dennis the Menace", appeared for the first time in 18 newspapers across the U.S. The strip became an international favorite in thousands of newspapers and spawned a CBS-TV program that starred Jay North as Dennis. The series lasted for several seasons and is still seen in syndicated re-runs. A somewhat popular movie starring Walter Matthau as Mr. Wilson and Christopher Lloyd as the bad guy was released in 1993.
    1952---Top Hits
Slowpoke - Pee Wee King
Tell Me Why - The Four Aces
Please, Mr. Sun - Johnnie Ray
Wondering - Webb Pierce
    1955-The Ballad of Davy Crockett" by Bill Hayes reached the number one spot on the US Pop music charts, where it would stay for five weeks. The song sold more than 7,000,000 records on more than 20 different labels worldwide.
    1955-Epic Records releases Roy Hamilton's "Unchained Melody", which will climb to #6. The Righteous Brothers would update the song ten years later and take it to #4.
    1956 - In a rally in Birmingham, Alabama, Asa Carter, the executive secretary of the north Alabama White Citizen's Council, charged that rock and roll was introduced to white teenagers by the N.A.A.C.P. and other pro-integration forces. He initiated a campaign to pressure radio stations to bar what he termed "immoral music".
    1956-Elvis Presley's first album is released by RCA. The self-titled disc would sell over a million copies and become The King's first Gold record.
    1958-“The Long Hot Summer,” starring Paul Newman, Joanne Woodward, and Orson Welles, opens in Baton Rouge, Louisiana. Newman, who won the Cannes Film Festival award as Best Actor for his performance in the film, married Woodward the same year-the pairing is one of Hollywood's longest lasting marriages.
    1958-The Quarry Men, with both John Lennon and Paul McCartney playing guitar, perform at the Morgue Skiffle Cellar in Oakhill Park.
    1960---Top Hits
The Theme from "A Summer Place" - Percy Faith
Wild One - Bobby Rydell
Baby (You’ve Got What It Takes) - Dinah Washington & Brook Benton
He’ll Have to Go - Jim Reeves
    1960 National Football League owners voted to allow the Chicago Cardinals to move to St. Louis. The Cardinals are generally regarded as the oldest continuing operation in pro football, having been founded as the Morgan Athletic Club, a neighborhood team in 1899. The Cardinals remained in St. Louis through the 1987 season after which owner Bill Bidwill transferred the team to Phoenix, AZ.
    1961-President John F. Kennedy sets up the Alliance for Progress.
    1962- trumpeter Terence Blanchard born New Orleans LA|BLANCHARD
    1962 -- Wing Luke becomes the first non-white to be elected to the Seattle City Council, and the highest Asian-American elected official in the continental US
at the time.
    1962--Although he is about to be dropped by Columbia because his Big Band style records weren't selling, Bobby Vinton is allowed to lay down a couple of vocal efforts. The results would produce the first of his thirty, US Top 40 hits, "Roses Are Red", which would top the Billboard chart by next June.
    1963-Peter, Paul and Mary's "Puff The Magic Dragon" is released in the US, where it will reach #2. Although banned by some radio stations who thought the song was about drugs, it is really just a story about a little boy growing up, according to its writer, Peter Yarrow.
    1964- Motown Records released Mary Wells's "My Guy," written and produced by Smokey Robinson. It was the Supreme’s co-founder only number-one hit as a single.
    1965-The Rolling Stones were at #1 on the UK singles chart with "The Last Time", the band's third UK #1.
    1966--RASCON, ALFRED V. Medal of Honor
Rank and organization: Specialist Fourth Class, U.S. Army, Reconnaissance Platoon, Headquarters Company, 1st Battalion (Airborne), 503rd Infantry,173d Airborne Brigade (Separate) Place and date: Republic of Vietnam, 16 March 1966 Born: 1945, Chihuahua, Mexico Citation: Specialist Four Alfred Rascon, distinguished himself by a series of extraordinarily courageous acts on 16 March 1966, while assigned as a medic to the Reconnaissance Platoon, Headquarters Company, 1st Battalion (Airborne), 503rd Infantry, 173d Airborne Brigade (Separate). While moving to reinforce its sister battalion under intense enemy attack, the Reconnaissance Platoon came under heavy fire from a numerically superior enemy force. The intense enemy fire from crew-served weapons and grenades severely wounded several point squad soldiers. Specialist Rascon, ignoring directions to stay behind shelter until covering fire could be provided, made his way forward. He repeatedly tried to reach the severely wounded point machine-gunner laying on an open enemy trail, but was driven back each time by the withering fire. Disregarding his personal safety, he jumped to his feet, ignoring flying bullets and exploding grenades to reach his comrade. To protect him from further wounds, he intentionally placed his body between the soldier and enemy machine guns, sustaining numerous shrapnel injuries and a serious wound to the hip. Disregarding his serious wounds he dragged the larger soldier from the fire-raked trail. Hearing the second machine-gunner yell that he was running out of ammunition, Specialist Rascon, under heavy enemy fire crawled back to the wounded machine-gunner stripping him of his bandoleers of ammunition, giving them to the machine-gunner who continued his suppressive fire. Specialist Rascon fearing the abandoned machine gun, its ammunition and spare barrel could fall into enemy hands made his way to retrieve them. On the way, he was wounded in the face and torso by grenade fragments, but disregarded these wounds to recover the abandoned machine gun, ammunition and spare barrel items, enabling another soldier to provide added suppressive fire to the pinned-down squad. In searching for the wounded, he saw the point grenadier being wounded by small arms fire and grenades being thrown at him. Disregarding his own life and his numerous wounds, Specialist Rascon reached and covered him with his body absorbing the blasts from the exploding grenades, and saving the soldier's life, but sustaining additional wounds to his body. While making his way to the wounded point squad leader, grenades were hurled at the sergeant. Again, in complete disregard for his own life, he reached and covered the sergeant with his body, absorbing the full force of the grenade explosions. Once more Specialist Rascon was critically wounded by shrapnel, but disregarded his own wounds to continue to search and aid the wounded. Severely wounded, he remained on the battlefield, inspiring his fellow soldiers to continue the battle. After the enemy broke contact, he disregarded aid for himself, instead treating the wounded and directing their evacuation. Only after being placed on the evacuation helicopter did he allow aid to be given to him. Specialist Rascon's extraordinary valor in the face of deadly enemy fire, his heroism in rescuing the wounded, and his gallantry by repeatedly risking his own life for his fellow soldiers are in keeping with the highest traditions of military service and reflect great credit upon himself, his unit, and the United States Army.
    1968 - The Byrds received a gold record for the album, "Greatest Hits", which featured "Turn! Turn! Turn!", written by Pete Seeger (excerpted from the Book of Ecclesiastes in the Bible); "Eight Miles High"; "Mr. Spaceman"; "Mr. Tambourine Man"; "All I Really Want To Do"; and "My Back Pages". The group consisted of Jim McGuinn, David Crosby, Gene Clark, Chris Hillman and Mike Clarke. Kevin Kelly, Gram Parsons, Clarence White, John York and Gene Parsons were also members of the group through the years. The Byrds were inducted into the Rock and Roll Hall of Fame in 1991.
    1969-“ The Love Bug” released by Walt Disney studio. Directed by Robert Stevenson, the film starred "Herbie," a loveable Volkswagen bug with a personality. Abused by the evil racecar driver "Thorndyke" (David Thomlinson), Herbie is rescued by the young good-guy racecar driver "Jim" (Dean Jones). Grateful for his rescue, Herbie rewards the hapless Jim by winning one race after another on his driver’s behalf. The excitement begins when the ruthless Thorndyke plots to get Herbie back by any means necessary. Based on a story by Gordon Buford, The Love Bug inspired two sequels, Herbie Rides Again and Herbie Goes To Monte Carlo.
    1968---Top Hits
Love is Blue - Paul Mauriat
(Theme From) Valley of the Dolls - Dionne Warwick
(Sittin’ On) The Dock of the Bay - Otis Redding
Take Me to Your World - Tammy Wynette
    1970 - An extremely popular cover of "LIFE" magazine was issued, showing the current fashion battle over long versus mini skirts.
    1971--At the 13th Annual Grammy Awards, Simon and Garfunkel's "Bridge Over Troubled Water" wins Record of the Year, Album of the Year, Song of the Year, Best Arrangement Accompanying Vocalists, Best Engineered Record and Best Contemporary Song.
    1971 -- The Allman Brothers Band records its breakthrough album, "Live at the Fillmore East."

    1972- "The Merv Griffin Show", starring game show and late-night television host, Merv Griffin, started its syndicated debut for Metromedia Television. Joining Merv were Arthur Treacher, and Mort Lindsey and his orchestra. In the 1940s, Griffin had a number one song with the Freddy Martin Orchestra, "I’ve Got a Lovely Bunch of Cocoanuts", which launched him to fame. He had his own radio show at KFRC in San Francisco in the late 1940’s, branching into early local television. Griffin battled Johnny Carson on CBS-TV late night, and lost. He also fought ABC-TV's Joey Bishop, and again lost. He did win in the Metro media show; and in ownership of stations such as WPIX-TV 11 in New York, WPOP Radio in Hartford, Connecticut. Later, he came up with "Wheel of Fortune" and the formula for "Jeopardy", which he also owns; making him one of the world's richest entertainment moguls. Griffin also owns several hotels in Atlantic City, New Jersey and Beverly Hills.
    1972 -- Author Clifford Irving pleads guilty to a charge that the "autobiography" of Howard Hughes on which he supposedly collaborated was a hoax.
    1974-The Arab Oil Embargo was lifted. It would take several weeks before long gasoline lines disappeared here. The oil-producing Arab countries agreed to lift their five-month embargo on petroleum sales to the US. During the embargo prices went up 330 percent and a ban was imposed on Sunday gasoline sales. The embargo was in retaliation for US support of Israel during the October 1973 Middle-East War.
    1975 - A single storm brought 119 inches of snow to Crater Lake, Oregon, establishing a state record.
    1976---Top Hits
December 1963 (Oh, What a Night) - The Four Seasons
All by Myself - Eric Carmen
Take It to the Limit - Eagles
The Roots of My Raising - Merle Haggard
    1976 - The Four Seasons, featuring Frankie Valli, returned to the pop charts after an absence of 10 years. The group's "December, 1963 (Oh, What a Night)", became the top song in the United States. Valli’s real name is Castelluccio and with him were Bob Gaudio, Nick Massi and Tommy DeVito. Joe Long and Charlie Callelo were members in the 1960s, when Gaudio focused on producing for the group and DeVito left. The original producer was Bob Crewe. The name, The Four Seasons, was taken from a bowling alley in New Jersey. The group charted a total of 30 songs, plus Valli had nine solo hits. In 1990, they were inducted into the Rock and Roll Hall of Fame.
    1976-Johnny Taylor's "Disco Lady" begins a six week stay at the top of the Billboard R&B chart. It is the first number one song to contain the word "disco" in the title.
    1980 -- Pink Floyd's "The Wall" goes platinum a few weeks into its 15 week stay at Number One. The two-record set is largely the brainchild of bass player Roger Waters, who now emerges as the group's creative head.
    1983- Radio talk show host Larry King brought his topical interview program to syndicated TV.. Using a telephone hook-up, viewers called in to speak to particular guests. King has been appearing on CNN since 1985 interviewing a variety of newsmakers and celebrities.
    1983 Randy Smith’s NBA consecutive-game streak came to an end as he played in his 906th straight game. Smith played for Buffalo, San Diego, Cleveland, New York, and San Diego (again.)
    1984---Top Hits
Jump - Van Halen
Girls Just Want to Have Fun - Cyndi Lauper
Somebody’s Watching Me - Rockwell
Going, Going, Gone - Lee Greenwood
    1985 - National Football League owners met in Phoenix, AZ and tabled a proposal that would have allowed transmitters and receivers in football helmets. The idea was to allow quarterbacks to talk with players in noisy stadiums. The idea did become a reality, but a minor one. Players complained of too much interference and static.
    1986- Susan Butcher wins the Iditarod dogsled race from Anchorage to Nome, Alaska, in the record time of 11 days, 15 hours, almost seven days faster than the time in 1985 when Libby Riddles was the first woman to win the race. Butcher again wins the race in 1987 in what is called a new era in the dogsled competition
    1989--The Rolling Stones signed a $70 million contract to play 50 North American dates. At that point, it was the largest contract in Rock history.
    1989 - A winter storm brought heavy snow and high winds to the southwestern U.S. Winds gusted to 60 mph at Lovelock NV, Salt Lake City UT, and Fort Carson CO. Snow fell at a rate of three inches per hour in the Lake Tahoe area of Nevada.
    1990 - Thunderstorms developing ahead of a cold front produced large hail and damaging winds from northwest Florida to western South Carolina. Thunderstorm winds gusted to 75 mph at Floridatown FL. Sixteen cities across the northeastern quarter of the nation reported record high temperatures for the date. The afternoon high of 78 degrees at Burlington VT smashed their previous record for the date by 23 degrees. New York City reported a record high of 82 degrees.
    1993- "Informer" by Toronto rapper Snow reached number-one on the Billboard Hot 100. It would remain in the top spot for seven weeks, making it one of the most successful Canadian songs ever on the US chart. Snow's debut album, "12 Inches of Snow," also was a million-seller.
    1994- Prodigy puts newspaper online--the Atlanta Journal- Constitution. One of the earliest online newspapers, the Journal-Constitution listed local information, including Little League scores, lunch menus, and crime reports, as well as local advertising. The news service was available as a subscription service, with additional fees for bulletin board usage. Other early online newspapers included the St. Louis Dispatch and Florida Today.
    1998 - Candice Bergen and the cast of Murphy Brown filmed the 245th and final episode of the award-winning and sometimes controversial CBS sitcom. The hour-long finale featured appearances by Julia Roberts, Bette Midler, and George Clooney, as well as Bergen's real mother, Frances.
    1999-The Recording Industry Association of America (RIAA) gave out its first set of Diamond Awards for sales over 10 million units in the US. Sixty-one albums and one single qualified. At the top of the list was The Eagles' Greatest Hits, with over 25 million copies (it would sell another million by the end of the year).
    2003--Over 5,000 coordinated candlelight vigils take place, in more than 125
countries, in a last-ditch protest against a U.S. invasion of Iraq.
    2009-The Weinstein Co. acquired the rights to produce Nowhere Boy, the story of John Lennon's tumultuous childhood. The script focuses on the battle between Lennon's aunt Mimi and his mother Julia for custody and the affections of the young musician as well as his friendship with Paul McCartney. The film was released at the 2010 Sundance Film Festival on January 27th, 2010.


Golf Joke

Arthur is 75 years old.

He's played golf every day since his retirement 25 years ago.
One day he arrives home looking downcast.

"That's it," he tells his wife.

"I'm giving up golf. My eyesight has got so bad. Once I've hit the ball, I can't see where it went."

His wife sympathizes. As they sit down, she has a suggestion:

"Why don't you take my brother with you, and give it one more try."

"That's no good," sighs Arthur. "Your brother is a hundred and three. He can't help."

"He may be a hundred and three," says the wife, "but his eyesight is perfect."

So the next day, Arthur heads off to the golf course with his brother-in-law.

He tees up, takes an almighty swing, and squints down the fairway.

He turns to the brother-in-law. "Did you see the ball?"

"Of course I did!", says the brother-in-law. "I have perfect eyesight

"Where did it go?" asks Arthur.

"Can't remember."




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   The use of “Equipment Finance Agreements”
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