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bank, finance and leasing industries


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What sets CoreTech apart from other equipment leasing companies is our team members and impeccable reputation. Are you unhappy with the ethics of your company and the promises made to you? Come to Newport Beach and join us.
CoreTech specializes in medium to
large size companies and firms
Over 100 law firms trust CoreTech for their leasing needs, why wouldn't you?


Friday, October 6, 2017

Today's Equipment Leasing Headlines

"Hewlett Packard Sabotaged My Printer"
   Requires HP Ink Only---But Can be Overcome!
New Hires/Promotions in the Leasing Business
   and Related Industries
Contract Administrator Position Wanted
  Equipment Leasing Account Executive Needed
NEFA Atlanta Conference
  292 Attendees, 86 First Timers
Leasing, Fintech, Finance Conferences
   Updated Information
Map: Economic Might by U.S. Metro Area
  10 Largest Metro Areas by GDP
Element Fleet Receives Initial BBB+
   Issuer Rating from Fitch
American Made/Battle of the Sexes
Wonder Woman/Paterson/The Long Riders
  Movie/Digital Reviews by Fernando Croce
Correction: Top Nine Leasing Company Websites
   in North America
News Briefs---
Payday Lending Faces Tough New Restrictions
     by Consumer Agency
Yellen: Fed committed to easing regulations on smaller banks
"there is room to ease regulatory burdens on smaller banks"
20 senior industry leaders explain the latest trends
  in the US Auto & Equipment Finance market. (45 pages)
The new chief of India’s largest bank spent 37 years rising to
the top/will need all his 37 years of experience for this crucial stint

Broker/Funder/Industry Lists | Features (writer's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months (Be Careful of Doing Business)
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  Sports Brief----
   California Nuts Brief---
   "Gimme that Wine"
     This Day in History
       Daily Puzzle
         Weather, USA or specific area
          Traffic Live----

######## surrounding the article denotes it is a “press release” and was not written by Leasing News nor information verified, but from the source noted. When an article is signed by the writer, it is considered a “by line.” It reflects the opinion and research of the writer.

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“Hewlett Packard Sabotaged My Printer”
Requires HP Ink Only---But Can be Overcome!


Name Withheld

“I have an HP Officejet 576dw all-purpose printer. It uses four ink cartridges whose replacements from HP cost about $95 each. Said another way, replacing the cartridges from HP costs more than the printer did two years ago. And it came with four cartridges.

“So naturally, I bought after-market cartridges at a cost closer to half what the "official" HP ones would have cost. When the black ink cartridge that came with the printer exhausted its ink supply, I installed the new aftermarket cartridge. This was about a month ago, and everything worked fine until a week ago.

“Little did I suspect that my printer had been sabotaged by its manufacturer. At some point in the past, HP had "innocently" updated the firmware in the printer as part of what I thought at the time was routine maintenance. This was corporate malfeasance at its worst.

“The insidious firmware update contained code that instructed the printer to detect any non-HP-made cartridges (and even HP cartridges that had been refilled after their first use) and report that they were "damaged". And to fail to do any more printing until the "damaged" cartridges were replaced by official HP stock.

“Of course, there was nothing wrong with the after-market cartridges. After all, the one I installed had worked just fine for over a month. But nothing I could do would convince the printer to print.
In disgust, I put the knotty problem aside for a weekend and went on a long-planned vacation to our cabin in the Sierras. My plan, after I returned, was to bite the bullet and go out and let myself be violated by my printer and buy the hugely expensive HP cartridges.

“Long story short: (too late, I know) was that an email was waiting for me when I got back. It was sent from the company from whom I had purchased the aftermarket cartridges. In it, I learned of HP's shabby sabotage scheme and that HP was now the target of a class action lawsuit from those affected by their "buy our stuff only" nonsense. HP has apparently seen the light and is now providing a patch to reinstall printer firmware that ignores aftermarket cartridges. It can be found below.

“If your HP printer suddenly began reporting cartridge issues on September 13, you are likely a victim of this dark scheme. Follow the link, as I did after verifying it was legitimate. My OfficeJet is now back to running smoothly even with non-HP cartridges installed.”

“Here's the link to the fix:

Costco refills cartridges for $7.50 or $10, depending on size. They install a new chip on the cartridges, so they appear as new to the printer, and the "ink remaining" is accurate. Refill cost ends up about 1/3 the cost of HP cartridges.





New Hires/Promotions in the Leasing Business
and Related Industries


Omar Ali was hired as Funding Manager, Anuva Capital, Orange County, California.  Previously, he was Risk Management Director, GB Lease S.A.E. (January, 2011 - July, 2017); General Manager, turn Around Consultancy, TAC (November, 2010 - April, 2014); Credit Risk Head, Al Ahly Mortgage Finance (AMF), an affiliate of National Bank of Egypt (July, 2010 - December, 2010); Senior Manager, Head of Credit Analysis Department CAD, Al Tawfeek Leasing Company, Affiliate of Dallah Al Barakah Group (July, 2006 - June, 2010); Assistant Credit Manager, Corporate Leasing Company, Corplease (August, 2006 - March, 2006); Relationship Manager, EAB Risk Management Division, Egyptian American Bank (EAB) (December, 1999 - August, 2005). Financial Analyst, Prime Research Department, Prime Securities S.A.E. (April, 1999 - November, 1999). Volunteer: Board Member, Sufara Al Hedaiaa (October, 2006 - Present).  Egyptian Leasing Association (March, 2013 - December, 2014). Education: City University of Seattle, Master of Business Administration, MBA, Finance, 3.51 (1998 - 1998).  City University of Seattle, Advanced Certificate, Financial Management, 3.4 (1997 - 1998); City University of Seattle, Bachelor of Science, BS, Accounting, 3.26 (1995 - 1998). Cairo American College (CAC) High School, 2.1 (1990 - 1995).

Marc Adelson rejoins CIT Group, New York, New York, as Managing Director and Northeast Regional Manager. "In this position, he will manage the largest region for Commercial Services business and be responsible for new business development and portfolio management. Previously, he was Chief Executive Officer, Capital Business Credit (February, 2011 - October, 2017); Managing Director, GetzlerHenrich & Associates (2009 - 2011). He original joined CIT in 2000, serving as Executive Vice President, CIT Business Capital; promoted Co-President, CIT Business Capital, 2005; promoted 2007 to Senor Managing Director and COO, Board Director, CIT Bank LTD, London, United Kingdom, leaving q the firm in 2008. He began his career in 1988 as Executive Vice President, Asset Based Lending Group, Heller Financial. Education: Brooklyn College, Bachelor's, Account.

Sarah Beard was hired as Business Development Manager, LDF Group, Bristol, United Kingdom.  Previously she was Business Development Manager, Funding Circle UK (November, 2016 - August, 2017); Hitachi Capital (UK) PLC, starting in April, 2013, as Operations Sales Support Coordinator; promoted September, 2014, Broker Manager. Prior, she was Internal Account Executive, LeasePlan (January, 2010 - April, 2013). Awards: Leaders in Leasing Award, Service Delivery.

James Beato has rejoined PLM Trailer, Leasing, Newark, New Jersey. as s Credit and Collection Manager.  He previously was Team Leader, EverBank (March, 2016 - November, 2016); Senior Financial Analyst, Planet Consulting (August, 2015 - March, 2016); Regional Credit Manager, Associated Foreign Exchange (June, 2013 - June, 2015); Regional Credit Control Manager, Misys Banking Systems (March, 2009 - May, 2013). He joined PLM Trailer Leasing, February, 2002 as Credit Manager; promoted January, 2003, Corporate Credit Manager; promoted, January, 2005, Director of Corporate Credit. He began his career at Copelco Capital, Inc. April, 1991, as Collector/Senior Collector; promoted January, 1993, Workout Manager; promoted October, 1994, Portfolio Manager; promoted October, 1996, Collection Manager.  Education: University of Pennsylvania, Bachelor of Arts (B.A.), American History (United States). Rutgers q University, Management Development Program.

Mark Clements was promoted as Head of Technical Support & Quality Assurance, Hitachi Capital Business Finance, Woodham, Surrey, United Kingdom.  He joined the firm January, 2014 and rose to Senior Operations Manager, New Business.  Previously, he was Senior Operations Manager, Asset Finance, Aldermore Bank PLC (February, 2013 - December, 2013); Senior Manager, Activations & Payouts, ING Lease (UK) Ltd (2001 - January, 2013); Business Analyst, LeasePlan (1999 - 2001); Sales Support Manager (1988 -1998). Education: Evelyns. Watford College.

Michael "Mike" Edwards has joined the CIT Group, New York, New York, based in Jacksonville, Florida, "...responsible for the new finance programs with manufacturers in the construction, agriculture, material handling, and transportation segments." He previously was Business Development Manager, EverBank (July, 2015 - February, 2017). Prior he was at Bank of the West, starting as Regional Sales Manager in June, 2011; promoted August, 2013, National Program Manager. Previously he was as Director of Business Development, Medac (May, 2010 - June, 2011); Director of Sales & Marketing,  The Interstate Title Group, Inc. (February, 2009 - May, 2010).  He began his career at Diversified Financial Services f/k/a Deutsche Financial Services, starting as an Intern, December, 1997 promoted December, 1988, Account Manager; promoted 1999 as Business Development Manager; promoted September, 2002, Sr. Business Development Manager; promoted April, 2004, Regional Sales Manager; promoted February, 2006, VP, Sales & National Accounts; promoted June, 1997, Senior VP, Sales & National Accounts. Education: University of Georgia, Terry College of Business, Bachelor of Business Administration (BBA), Marketing. 

Nick Fennel was hired as Inside Sales Manager, American Financial Partners, Gary, South Dakota. He is based in the Greater Minneapolis-St. Paul Area.  Previously, he was Vice President of Business Development, Northpoint Commercial Credit (October, 2010 - September, 2017); Equipment Finance Specialist, US Bank Business Equipment Finance Group (February, 2008 - September, 2010); Internal Sales Representative, Wells Fargo (February, 2004 – January, 2008); Senior Loan Officer, First Equity Mortgage (2002 - 2003). Education: Southwest Minnesota State University, BS, Business Management (1998 - 2002).

Gregory Guinee was hired as Commercial Business Development Manager, Wells Fargo, Boston, Massachusetts.  Previously, he was Senior Vice President, Commercial Lending, Commerce Bank & Trust Company (September 2016 - October, 2017). He began his career at GE Capital, starting in the Management Development Program, July, 1993; promoted Senior Relationship Manager, August, 1995; promoted June, 1997, Business Development Manager, Hong Kong; promoted July, 1998, Strategic Account Manager; promoted June, 1998, Glboal Sourcing Leader; promoted June, 2001, Customer Experience Leader Strategic Solutions; promoted October, 2004, Senior Account Director, promoted March, 2009, Senior Director Commercial Strategy; promoted May, 2010, Commercial Leader Strategic Solutions. Education: Babson College, BS, Accounting (1991 -1993). Activities and Societies: President of Circle K Club. Salem State University. Studied Accounting and Business Management. St. Johns Prep (1985 - 1989).  Activities and Societies: Varsity Lacrosse.

Jennifer Hauk was hired by CIT Group, New York, New York, "to originate and manager dealer and distributor relationships in the Western territory. She is based in Las Vegas, Nevada. Previously, was Finance Manager, XFS, Vendor Finance Programs, Xtreme Financial Services (December, 2014 - Present); Finance Manager, XFS, Vendor Finance Programs, Ahern Rentals (December, 2014 - January, 2017); Finance Manager,  XFS, Vendor Finance Programs, Snorkel, December, 2014 – December, 2014); Vice President, Business Development Officer, Meadows Bank ( February, 2014 - December, 2014); Vice President, Relationship Manager, Plaza Bank ( April, 2005 - February, 2014). 

Vaughan A. Marecki was hired as Managing Director, ZRG Partners, LLC, Rochelle Park, New Jersey.  He is based in Hartford, Connecticut. "(He)...specializes in the insurance and financial services sectors and will work with the international team."  Previously, he was Principal and Founder, M Consulting Group (March, 2005 - September, 2017); Regional Sales Manager, Manulife Financial (2000 - 2005); National Sales Manager, John Hancock (September, 1994 - March, 2000); Managing Director, Trust Consultants (1993 - 1994); Sales Consultant, CIGNA Group Pensions (1986 - 1993).  Volunteer Experience: Bib Brothers Big Sisters of Connecticut (January, 1987); Mercy Housing and Shelter Corporation (January, 2013); Covenant to Care for Children (January, 2010); Mentor, Bryant University (January, 2011); Veteran's Job  Placement/Consulting/Support, ACP AdvisorNet (January, 2014). Education: Bryant University, BS in BA, Business management (1982 - 1986). Activities and Societies: Division II Baseball Lacrosse Defensive Captain. University of Hartford, MSOB, Organizational Behavior (1988 - 2008); Simsbury High school (1979 - 1982).

Stewart Moore was hired as Area Manager, Corporate Equipment Finance, Senior Vice President, Santander Bank. He is based in Birmingham, Alabama.  Previously, he was Area Manager, Commerce Bank Equipment Finance (March, 2015 - January, 2017); Area Manager, U.S. Bank Equipment Finance, March, 2010 - February, 2015); Director/Territory Manager, Wachovia/Wells Fargo Equipment Finance ( April, 2006 - August, 2010); Area Manager, Key Equipment Finance (February, 2000 - April, 2006);Territory Manager, Fleet Capital Leasing (1998 - 2000); Territory Manager, GE Capital (1995 - 1998). Education: University of Alabama at Birmingham, MBA, Business (2004 – 2007); University of Alabama, B.S., Marketing (1984 - 1989). Activities and Societies: Alpha Tau Omega, VP, Rush Chairman; Emphasis Committee.

Paul Rotter was hired as Marketing Director, Oakmont Capital Services, West Chester, Pennsylvania. Previously, he was Sole Proprietor, Digital Age Real Estate Marketing (March, 2017 - October, 2017); SEO Analyst & Marketing Specialist, Fidelity Real Estate (July, 2014 - March, 2017); Marketing & Communications Specialist, RedChip (November, 2013 - July, 2014).  Volunteer: The Russell Home for Atypical Children (2015).  Construction Volunteer, Habitat for Humanity of Greater Orlando (May, 2016).  Education: University of Centra Florida, Bachelor of Arts (BA), English Language and Literature, General (2008 - 2013).

Leroy Onishi was hired as Business Development Regional Manager, Dedicated Funding, LLC, Millcreek, Utah. He is based in Orange County, California.  Previously, he was Vice President and Business Development Officer, Pacific Enterprise Bank (November, 2013 - Present); Vice President, Commercial Capital Finance Group (January, 2012 - November, 2014); EVP & Managing Director, NBF Capital (February, 2008 - January, 2013); Vice President and Senior Relationship Manager, East West Bank (February 2007 - January, 2008); Regional Finance Manager, BBH Financial Services (2002 - 2007); Vice President, ORIX USA Corporation (1997 - 2002); VP & Manager & President of subsidiaries, Union Bank of California (October, 1977 - September, 1997). Volunteer:  Middle Market Business Council, ELFA.  Government Relations Counsel, ELFA.  Education: California State University, Los Angeles, BA, Business (1966 -1970). California State University, Los Angeles. Bachelor of Science (B.S.), Business Administration.

Jennifer Villa Tennity has returned to CIT Group, New York, New York as President, Aviation Lending, CIT Group, New York, New York.  She is based in Malabar, Florida. Previously, she was Principal/Founder, Provident Aviation, LLC (July 2017 - September, 2017); Chief Risk Officer & Senior Vice President, Commercial Air, CIT (July, 1998 - June, 2017). Education: Princeton University, Bachelor's Degree, A.B. Economics & Certificate in Political Economics (1993 - 1997).  Activities and Societies: Kappa Kappa Gamma.




Contract Administrator Position Wanted
Equipment Leasing Account Executive Needed

Equipment Leasing Account Executive

To learn more, please click here

 Contract Administrator Position Available

To learn more, please click here

What sets CoreTech apart from other equipment leasing companies is our team members and impeccable reputation. Are you unhappy with the ethics of your company and the promises made to you? Come to Newport Beach and join us.
CoreTech specializes in medium to
large size companies and firms
Over 100 law firms trust CoreTech for their leasing needs, why wouldn't you?



NEFA Atlanta Conference
292 Attendees, 86 First Timers

(Photo courtesy of James R. Jackson, Jr., The Alta Group)

2017 National Equipment Finance Association Funding Symposium was held in Atlanta, Georgia at the JW Marriott Buckhead, October 4 – October 6.

Executive Director and CEO Gerry Egan announced a record 292 attendees, 86 first time attendees and 29 new member companies in attendance.

Gerry announced his is planning on stepping down from NEFA next year.



Leasing/Finance/Loan Conferences
Updated Information/Exhibitors

October 11, 2017 - October 13, 2017

Fairmont Dallas
Dallas, Texas

Registration is still open and on-site registration will be available at the Fairmont Dallas. 

LEND360 has everything you need between conference sessions, networking events and exhibitors showcasing the latest solutions on the Innovation Floor. You'll get up-to-date on the trends, regulations, and opportunities that matter most to you.

We have 100+ speakers, 45+ sessions and 30+ hours of content for you to take advantage of while in Dallas.  

Check out the LEND360 FULL agenda and list of speakers.

LendingTree's Founder and CEO, Doug Lebda, will be a keynote at LEND360, exploring what LendingTree is doing to help connect borrowers to lenders, the innovative tools they are providing consumers for loan decisioning, and where the future of the industry is heading.

Join us on Thursday, October 12 at 9:20 AM CT in the Keynote Hall.

“The 4th Annual LEND360, the go-to event for leaders in the fintech industry, has formed a Small Business Lending Advisory Committee, made up of key industry players. LEND360 has always had a strong focus on business lending, and the forming of this committee is a natural progression of its growing focus at the event.

“Small businesses are key to the economy’s growth and an important component of their success is access to capital. The Small Business Lending Advisory Committee participating companies are:

Ballard Spahr LLP
Clark Hill PLC
Divergent Capital
Evolve Capital Partners
Hudson Cook LLP
Innovative Decision Analytics
Small Business Finance Association (SBFA)
US Black Chambers, Inc

“Many of these participants have been integral in shaping the discussions for LEND360, as well as engaging in policy issues impacting the small business lending industry.”

Speakers and Information

October 17, 2017 - October 19, 2017
2017 56th Annual Convention
Gaylord Resort & Convention Center
Orlando, Florida

Gaylord Palms Resort & Convention Center, a Marriott Hotel

Kris D. Roglieri, CEO of several companies including finance, training, and marketing, co-founder of the National Alliance of Commercial Loan Brokers, said, "This is our third year and we are expecting over 600 loan brokers and over 100 lenders to attend this record breaking event."

What makes this conference difference are funders and brokers who normally do not attend conferences, but come from all parts of the United States. This is not just for members of one group, but open to all, many who do not belong to finance and leasing associations, including specialists with specific followings in business loans, equipment finance and leasing, merchant advance, working capital and other commercial financial transactions.

For more information, please go here:

October 22, 2017 - October 24, 2017
2017 56th Annual Convention
Orlando, Florida

You can't afford to miss the 56th ELFA Annual Convention, Oct. 22-24 at the JW Marriott Orlando. Over 950 industry professionals have registered to attend. As the largest annual gathering of industry professionals, it’s your best opportunity to see longtime colleagues, meet new ones, gather important information for your business and just have fun! Fifteen timely sessions have been included on the agenda. Topics are wide ranging, which should provide something of interest to everyone. The Convention is also host to 25 companies who will be exhibiting this year. More are expected to participate.

Registration and substitutions can are available on-site at the event.

October 22, 2017 -  October, 26, 2017
The Palazzo and Sands Convention Center
Venetian Hotel & Casino
Las Vegas, Nevada

Speakers and More Information

“Positioning Today’s Lessors for Tomorrow” in Dubai,
United Arab Emirates / October 30 – 31, 2017

Amembal & Halladay is pleased to announce that our Management Symposium, “Positioning Today’s Lessors for Tomorrow”, will be held in Dubai, United Arab Emirates from October 30th – 31st of 2017.

Critical operational factors such as funding, improving profitability, identifying vulnerabilities and assessing the company’s financial health are explored in depth.  The speakers, including leasing company executives, will provide insights into successfully shepherding the leasing company into the future.

All members of management will greatly benefit from attending this symposium, including CEOs, CFOs, COOs, middle managers, and those being groomed for management positions.

Contact Kelly Farnham for more information and to register:

8:00AM - 6:00PM EST


For More Information, please go here: 

November 7, 2017
The Regency Ballroom
1300 Van Ness Avenue
San Francisco, CA 94109


Asia Pacific Leasing Summit 2017
November 8-10, 2017
Sheraton Hong Kong Hotel & Towers


Western Regional Meeting
November 17 - 18, 2017
Doubletree by Hilton - Anaheim
Anaheim, California

Presentation Proposal for November 17 - 18, Orange, California

General Information

Exhibitors to Date

360 Equipment Finance
4 Hour Funding
BlackRiver Business Capital
BSB Leasing
Channel Partners Capital
Cobra Capital
Dakota Financial, LLC
CLFP Foundation
Financial Pacific Leasing, Inc.
First Federal Leasing
Global Financial & Leasing Services
Hanmi Bank
Navitas Credit Corp
Orange Commercial Credit
Paradigm Equipment Finance, Inc.
Pawnee Leasing Corporation
Quality Leasing Co., Inc.
Quiktrak, Inc.
TEAM Funding Solutions
Tetra Financial Group
VFI Corporate Finance

4th Middle East Leasing Summit
December 4 -7
Jumeirah Creekside Hotel, Dubai



Top 10 Metro Areas with the Highest GDP Output

1. New York - $1.43 Trillion
2. Los Angeles - $885 Billion
3. Chicago - $569 Billion
4. Dallas - $471 Billion
5. Washington DC - $449 Billion
6. Houston - $442 Billion
7. San Francisco - $406 Billion
8. Philadelphia - $381 Billion
9. Boston - $372 Billion
10. Atlanta - $320 Billion



##### Press Release ############################

Element Fleet Receives Initial BBB+
Issuer Rating from Fitch

Investment grade ratings of A- and BBB (high)
affirmed by Kroll and DBRS, respectively

TORONTO, Ont.,– Element Fleet Management Corp. (TSX:EFN) (“Element” or the “Company”), the global leader in fleet management services, announced today that it has received an initial issuer rating of BBB+ with stable outlook from Fitch Ratings.

The Company’s investment grade ratings from Kroll Bond Rating Agency and DBRS, Inc. were also recently affirmed at A- and BBB (high), respectively, each with a stable outlook.

Karen Martin
Executive Vice President/Treasurer
Element Fleet Management

“The solid initial credit rating from Fitch, added to the affirmation of our existing ratings, further highlights our sound business practices and prudent risk management,” said Element Fleet’s Executive Vice President and Treasurer, Karen Martin.

“These investment grade ratings reflect the overall strength of our business including a high-quality asset base, strong balance sheet and funding program, and consistently solid financial and credit performance across the cycle,” she added.

Element Fleet’s issuer ratings are summarized in the table below:
Agency                             Issuer Rating           Outlook
DBRS, Inc.                      BBB (high)               Stable
Fitch Ratings                   BBB+                      Stable
Kroll Bond Rating Agency   A-                          Stable

About Element Fleet Management
Element Fleet Management (TSX: EFN) is the world’s leading fleet management company, providing world-class management services and financing for commercial vehicle and equipment fleets. Element’s suite of fleet management services spans the total fleet lifecycle, from acquisition and financing to program management and remarketing – helping customers optimize performance and improve productivity. For more information, visit

### Press Release ############################



Fernando's View
By Fernando F. Croce

A pair of different but entertaining true-life stories (“American Made” and “Battle of the Sexes”) comes to theaters, while DVD releases offer ripping adventure (“Wonder Woman”) cinematic poetry (“Paterson”), and a flavorful Western (“The Long Riders”).

In theaters:

American Made (Universal Pictures): Tom Cruise does some of his most charged acting in years in this fleet, entertainingly cynical crime drama based on a true story. Cruise stars as Barry Seal, a former TWA pilot who became involved with smuggling for Latin American drug lords in the late 1970s. After getting caught by the CIA, he begins working with the agency as an agent in a series of increasingly dangerous missions that continue into the Reagan years. As the 1980s grow more volatile with the rise of the Medellin Cartel and Pablo Escobar, Seal’s life with his wife Lucy (Sarah Wright) turns more uncertain by the day. Directed with gusto by Doug Liman (“The Bourne Identity”), the movies gives Cruise a chance to audaciously play the desperation behind his mega-watt grin.

Battle of the Sexes (Fox Searchlight Pictures): The Oscar-nominated married filmmaking team of Valerie Faris and Jonathan Dayton (“Little Miss Sunshine”) deliver another lighthearted crowd-pleaser with this comedy-drama. Based on true-life events in 1973, the movie depicts the hugely popular tennis match between Billie Jean King (Emma Stone) and Bobby Riggs (Steve Carrell). Caught in the middle of this gargantuan media event, the sporting rivals find themselves coming to terms with their own personal dilemmas while under relentless scrutiny. King fights for gender equality and Riggs hopes to capture past glories, and the two develop a surprising bond behind the scenes. Addressing the serious issues at its core with a light hand, this genial film works best as a showcase to its leading actors—especially Stone, who vibrantly captures King’s complexities.

Netflix Tip: With “American Made” getting Tom Cruise some of his best notices in years, it’s a good time to revisit the megastar’s greatest performances. So check out Netflix for such films as “Rain Man” (1988), “Born on the Fourth of July” (1989), “Jerry McGuire” (1996), “Magnolia” (1999), and “Collateral” (2004).


Wonder Woman (Warner Bros.): After such dreary DC Comics movies as “Batman vs. Superman” and “Suicide Squad,” the screwball humor and speed of this enjoyable action-adventure are particularly welcome. Winningly portrayed by Gal Gadot, Amazon princess Diane Prince lives in an isolated island as an unbeatable warrior. Her life takes a sharp turn when she meets Steve (Chris Pine), a World War I American flier who makes her aware of the fight against evil going on in the world at large. Venturing away from home for the first time, she bursts into the battlefield as Wonder Woman—learning about her destiny while fighting the treacherous mythical fiend Ares (David Thewlis). Directed with a rousing yet light hand by Patty Jenkins (“Monster”), the movie is colorful, ripping big-screen fun.

Paterson (Bleecker Street Media): One of the guiding lights of American independent cinema in the 1980s, writer-director Jim Jarmusch (“Stranger Than Paradise”) continues his pursuit of lyrical outsiders in this casually masterful snapshot of the poetry inherent in quotidian moments. Adam Driver plays Paterson, a pensive young man who drives a bus in New Jersey. Living with his quirky wife Laura (Golshifteh Farahani) and observing a wide array of passengers, he leads an unassuming life with a quiet passion—jotting down poetic verses in a notebook, drawing on minute details and expanding them into expressive verses. Rather than plot, Jarmusch patiently focuses on the subtle and fine ways in which everyday routines, events, and objects teem with unexplored beauty. The result is one of last year’s best films, a cinematic poem at once deadpan and ardent.

The Long Riders (Kino): Action master Walter Hill (“The Warriors”) takes on the Old West with this sturdy, robust retelling of the James-Younger gang. Set in the years after the Civil War, it charts the often treacherous relationship between outlaws, focusing on the alliance between Jesse James (James Keach) and Cole Younger (David Carradine) and their siblings. Going their separate ways after a violent robbery, Cole decides to settle down with his girlfriend Belle Starr (Pamela Reed). It’s not long however before he’s back in a life of crime, while Jesse himself finds scarce chance for a peaceful life. Influenced by both the idealized classicism of John Ford and the violent revisionism of Sam Peckinpah, Hill’s superbly evocative 1980 film offers an understated yet mythical vision of the West.


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Atlanta, Georgia   Adopt-a-Dog

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Correction: Top Nine Leasing Company Websites
in North America

The list by most view websites was correct in the numerical position of the companies, but there was an actual numbers error in the early edition for Financial Pacific Leasing and Time Payment, which was corrected in the later edition:


News Briefs----

Payday Lending Faces Tough New Restrictions
     by Consumer Agency

Yellen: Fed committed to easing regulations on smaller banks
"there is room to ease regulatory burdens on smaller banks"

20 senior industry leaders explain the latest trends
  in the US Auto & Equipment Finance market. (45 pages)

The new chief of India’s largest bank spent 37 years rising to the top/will need all his 37 years of experience for this crucial stint



You May Have Missed---

Nine Charts about Wealth Inequality in America (Updated)
  "Wealth Inequality is Growing"


Baseball Poem

Baseball Canto
                by Lawrence Ferlinghetti

Watching baseball
sitting in the sun
eating popcorn
Rereading Ezra Pound

and wishing Juan Marichal
would hit a hole right through
the Anglo-Saxon tradition
in the First Canto
and demolish the barbarian invaders

When the San Francisco Giants take the field
and everybody stands up to the National Anthem
with some Irish tenor's voice
piped over the loudspeakers
with all the players stuck dead in their places
and the white umpires like Irish cops
in their black suits and little black caps
presses over their hearts
standing straight and still
like some funeral of a blarney bartender
and all facing East
as if expecting some Great White Hope
or the Founding Fathers
to appear on the horizon
like 1066 or 1776 or all that

But Willie Mays appears instead
in the bottom of the first
and a roar goes up
        as he clouts the first one into the sun
                and takes off
                        like a foot runner from Thebes
        The ball is lost in the sun
                and maidens wail after him
                        but he keeps running
                                through the Anglo-Saxon epic
And Tito Fuentes comes up
        Looking like a bullfighter
in his tight pants and small pointed shoes
                    And the right field bleachers go mad
                        With Chicanos and blacks and Brooklyn beer drinkers
                                "Sweet Tito! Sock it to heem, Sweet Tito!"
                     And Sweet Tito puts his foot in the bucket
                                 and smacks one that doesn't come back at all
                        and flees around the bases
                         like he's escaping from the United fruit Company
                        as the Gringo dollar beats out the Pound
                               and Sweet Tito beats it out
                               like he's beating out usury
                               not to mention fascism and anti-Semitism
                And Juan Marchial comes up
                    and the Chicano bleachers go loco again
                        as Juan belts the first fast ball
                               out of sight
                                  and rounds first and keeps going
                                         and rounds second and rounds third
                                                and keeps going
                                                  and hits pay-dirt    
                             to the roars of the grungy populace
                As some nut presses the backstage panic button
for the tape-recorded National anthem again
to save the situation
but he don't stop nobody this time
in their revolution round the loaded white bases
in this last of the great Anglo-Saxon epics
in the Territorio Libre of baseball


Sports Briefs----

A Hot Trevor Bauer Makes Cleveland Practically Unbeatable

Red Sox looked bad, but that doesn't mean it's over

Panthers’ Cam Newton issues apology, says ‘the joke is really on me’

With Derek Carr hurt, is it time for Raiders
     to bring in Colin Kaepernick?

Colts Honor Peyton Manning with Ring of Honor Wine


California Nuts Briefs---

Delta tunnels consultant was paid millions,
  but auditor says the firm wasn’t qualified

Too late for Coldplay to fret about curfew in Levi’s Stadium concert


“Gimme that Wine”

Don Carano, 85, founder of Ferrari-Carano Vineyards
   and Winery in Healdsburg, has died

Santa Lucia Highlands Winegrape Harvest Winds Down
 After Record Heat Makes for a "Fast and Furious" Season

From the Vine: A year of trials for grape growers  in Lodi

Wine Prices by vintage

US/International Wine Events

Leasing News Wine & Spirits Page



This Day in History

      1683 - The first Mennonites debarked for America on the Concord: 13 German and Dutch families from Krefeld, Germany, led by Francis Daniel Pastorius. They were induced to come to American through the generosity of William Penn, who offered them 5,000 acres of land in Pennsylvania and freedom from religious persecution. Their settlement, called Germantown, is now a neighborhood in Philadelphia.
    1723 – Benjamin Franklin arrives in Philadelphia at age 17, from Boston.
    1777 – In the Battle of Germantown in the American Revolution, Gen. Washington was defeated by the British.
    1780 - Henry Laurens of Charlestown, SC, president of the Continental Congress from 1777 to 1778, was imprisoned as an enemy agent in the Tower of London. On August 13, 1780, Laurens sailed from Philadelphia, PA, on the brigantine Mercury en route to Holland, where he was to negotiate a loan and treaty. Three weeks later, he was captured by the British off Newfoundland. He threw his papers overboard, but they were recovered and led to the British declaration of war against Holland. From October 6, 1780 to December 31, 1791, he was imprisoned in the Tower on suspicion of high treason, and was forced to pay for his room, board, and guard.  He was released in exchange for the British army leader Lord Cornwallis, who had surrendered to General George Washington at Yorktown, VA. Laurens, with Benjamin Franklin and John Jay, drew up the preliminary treaty of peace with Great Britain on November 30, 1782, to terminate the Revolutionary War.
    1781 - Americans and French began the siege of Cornwallis at Yorktown, the last battle of Revolutionary War. They began digging the first parallel trenches, a distance of 500 to 600 yards from the enemy's works. A French wagon train arrived at the siege site. 
    1783 - Benjamin Hanks patents self-winding clock 
     1825 - The first giant exhibited as a theatrical attraction was Patrick Magee, “just arrived from Ireland,” who went on exhibition on October 26, 1825 at 13 Park Exchange, New York City, from 7am until 10 pm. A charge of 25 cents was made to see the giant, “conspicuous for the masculine beauty of his form and his surprising strength.”
    1836 - Second early season snowstorm produced 25 inches of wet snow at Auburn, NY and 11 inches at Wilkes-Barre, PA. All the mountains in the northeast were whitened.
    1846 - George Westinghouse birthday at Central Bridge, NY.  Engineer and inventor of the air brake for trains. He was the first employer to give his employees paid vacations. Westinghouse died at New York, NY, March 12, 1914.
    1848 - The S.S. California, 10,105 tons, left New York City to establish steamboat service to California around Cape Horn. She was built as the first of three steamboats specified in a government mail contract to provide mail, passenger, and freight service from Panama to and from San Francisco and Oregon. She stopped at Rio de Janeiro, Brazil, Valparaiso, Chile, and Callao and Paita, Peru. On February 28, 1949, the ship reached San Francisco, where most of the crew deserted to work the gold fields.
    1857 - The first chess tournament of importance was held this day to November 10, by the American Chess Congress in New York City under the sponsorship of the New York Chess Club. The victor of the grand Tournament was Paul Charles Murphy, who received the first prize, a silver service consisting of a pitcher, four goblets, and a salver. Murphy was 20 years old and from New Orleans, LA.   Between 1857-59, he played 95 games, including 68 victories, 14 draws, and 13 losses. He won the Grand Tournament of the First National Chess Association in England and France, held from July 19 to August 22, 1858.
    1863 - Dr. Charles H Sheppard opens 1st public bath, in Brooklyn, NY. 
    1863 -POND, JAMES B.  Medal of Honor
Rank and organization: First Lieutenant, Company C, 3d Wisconsin Cavalry. Place and date: At Baxter Springs, Kans., 6 October 1863. Entered service at: Janesville, Rock County, Wis. Birth: Allegany, N.Y. Date of issue: 30 March 1898. Citation: While in command of 2 companies of Cavalry, was surprised and attacked by several times his own number of guerrillas, but gallantly rallied his men, and after a severe struggle drove the enemy outside the fortifications. 1st Lt. Pond then went outside the works and, alone and unaided, fired a howitzer 3 times, throwing the enemy into confusion and causing him to retire.
     1867 - Frank Sparks, John Reno, and Simeon Reno boarded an Ohio and Mississippi Railroad baggage and express car while it was getting into motion and threw off two safes, one containing $15,000 and the other $30,000.  This event is considered the first train robbery in the US. The second safe was recovered. The bandits were arrested, freed on bail, and never tried, although they were later convicted of other crimes. Robbing trains became common.  While it is doubtful there is a connection, there are towns in Nevada named Reno and Sparks.
    1884 - Department of the Navy establishes the Naval War College at Newport, RI. Secretary of the Navy William E. Chandler signed General Order 325, which began by simply stating: “A college is hereby established for an advanced course of professional study for naval officers, to be known as the Naval War College.” The order went on to assign “the principal building on Coaster's Harbor Island, Newport, R.I., the Newport Asylum for the Poor, built in 1820, to its use and Commodore Stephen B. Luce . . . to duty as president of the college.” Such were the humble beginnings of what is now the oldest continuing institution of its kind in the world. 
    1889 – Thomas Edison shows a motion picture on his invention for the first time.
    1893 - Nabisco Foods invents Cream of Wheat 
    1897 –American physician Florence B. Seibert was born at Easton, PA. She developed the test for tuberculosis that as adopted by the US and used worldwide by the World Health Organization. She died August 23, 1991, at St. Petersberg, FL.
     1905 - Helen Wills Moody (Roark) birthday, tennis player born at Centerville, CA. Perhaps the greatest American tennis player, Wills Moody won 31 major titles, including Wimbledon eight times and the US championship seven times. From August, 1926, through 1935, she did not lose a match or even a single set. She led a reclusive life after retiring, but she painted and wrote mystery novels and her autobiography, Died at Carmel, CA, 1998.
    1906 - Birthday of Janet Gaynor, born Laura Gainor at Philadelphia, PA. She became the first winner of the Academy Award for Best Actress for her cumulative work in two 1927 films, “Sunrise and Seventh Heaven”, and for 1928's “Street Angel”. Gaynor died September 14, 1984 in Palm Springs, Ca.
    1908 – Carole Lombard birthday.
    1911 - Cy Young's farewell appearance in a Major League game is a letdown as he loses to Brooklyn, 13-3, in a Boston Braves uniform in his 906th game. 
     1914 – World explorer Thor Heyerdahl born.
     1916 - American mystery writer Stanley Ellin born Brooklyn, NY.  One of the modern masters of the genre, he is best known for his short stories. Received Edgar Allan Poe Award from the Mystery Writers of America in 1954 (for the short story “The House Party”), 1956 (short story “The Blessington Method”) and 1958 (novel “The Eighth Circle”).  In 1975 he won Le Grand Prix de Littérature Policière for the novel “Mirror, Mirror on the Wall”.
    1917 - African-American civil rights activist Fannie Lou Hamer’s birthday. She led the Mississippi Freedom Democratic Party and risked her life to register voters in Mississippi. She became active with the Student Nonviolent Coordinating Committee (SNCC) although she only had a sixth-grade education. The group successfully challenged the various laws that excluded most blacks from voting. It was dangerous as bigoted whites sometimes resorted to violence to keep blacks from exercising their constitutional rights. Fannie Lou Hamer was the youngest of 20 children of a sharecropper family and worked the fields at a very young age. She spent most of her adult life working to improve the economic conditions of blacks in the south. As a newsman, I interviewed her in person, and many times by telephone during the Democratic Convention. Died March 14, 1977.

    1917 – The word "jazz" first used in print. The "Literary Digest" described jazz as music that caused people to, "shake, jump & writhe in ways to suggest a return to the medieval jumping mania."
   1918 - BLECKLEY, ERWIN R. (Air Mission)  Medal of Honor
Rank and organization: Second Lieutenant, U.S. Army Air Corps, 130th Field Artillery, observer 50th Aero Squadron, Air Service. Place and date. Near Binarville, France, 6 October 1918. Entered service at: Wichita, Kans. Birth: Wichita, Kans. G.O. No.: 56, W.D., 1922. Citation: 2d Lt. Bleckley, with his pilot, 1st Lt. Harold E. Goettler, Air Service, left the airdrome late in the afternoon on their second trip to drop supplies to a battalion of the 77th Division, which had been cut off by the enemy in the Argonne Forest. Having been subjected on the first trip to violent fire from the enemy, they attempted on the second trip to come still lower in order to get the packages even more precisely on the designated spot. In the course of his mission the plane was brought down by enemy rifle and machinegun fire from the ground, resulting in fatal wounds to 2d Lt. Bleckley, who died before he could be taken to a hospital. In attempting and performing this mission 2d Lt. Bleckley showed the highest possible contempt of personal danger, devotion to duty, courage, and valor.
    1918 -GOETTLER, HAROLD ERNEST (Air Mission)  Medal of Honor
Rank and organization: First Lieutenant, pilot, U.S. Army Air Corps, 50th Aero Squadron, Air Service. Place and date: Near Binarville, France, 6 October 1918. Entered service at: Chicago, Ill. Born: 21 July 1890, Chicago, Ill. G.O. No.: 56, W.D., 1922. Citation: 1st. Lt. Goettler, with his observer, 2d Lt. Erwin R. Bleckley, 130th Field Artillery, left the airdrome late in the afternoon on their second trip to drop supplies to a battalion of the 77th Division which had been cut off by the enemy in the Argonne Forest. Having been subjected on the first trip to violent fire from the enemy, they attempted on the second trip to come still lower in order to get the packages even more precisely on the designated spot. In the course of this mission the plane was brought down by enemy rifle and machinegun fire from the ground, resulting in the instant death of 1st. Lt. Goettler. In attempting and performing this mission 1st. Lt. Goettler showed the highest possible contempt of personal danger, devotion to duty, courage and valor.
     1918 - PECK, ARCHIE A.  Medal of Honor
Rank and organization: Private, U.S. Army, Company A, 307th Infantry, 77th Division. Place and date: In the Argonne Forest, France, 6 October 1918. Entered service at: Hornell, N.Y. Birth: Tyrone, N.Y. G.O. No.: 16, W.D., 1919. Citation: While engaged with 2 other soldiers on patrol duty, he and his comrades were subjected to the direct fire of an enemy machinegun, at which time both his companions were wounded. Returning to his company, he obtained another soldier to accompany him to assist in bringing in the wounded men. His assistant was killed in the exploit, but he continued on, twice returning safely bringing in both men, being under terrific machinegun fire during the entire Journey.
    1920 – Brothers faced each other for the first time in a World Series.  Cleveland's Wheeler Johnston pinch-hits as brother Jimmy plays 3rd base for Brooklyn. 
    1921 – The fewest hits in a World Series game as the Yankees, in Babe Ruth’s first Series with them, defeated the New York Giants, 3-0.  The Yanks had 3 hits, the Giants, 2.  All the games were played in the Polo Grounds in Harlem which was shared by these teams until John McGraw of the Giants told the Yanks to leave.  Yankee Stadium opened with the 1923 season.
    1923 – The Majors’ first unassisted triple play was turned by Ernie Padgett of the Boston Braves against the Phillies.
     1926 – Babe Ruth hit three HRs in a World Series game for the Yankees against the St. Louis Cardinals, the first time this had been done.  This was the game sensationalized by Ruth’s supposed promise to a sick boy, Johnny Sylvester, that he would hit two HRs for him, after which the boy miraculously recovered.  The Yankees won the game, 10-5, but the Cardinals won the Series in seven games.
    1927 - The film "The Jazz Singer" starring Al Jolson opened in New York City. It was the first full-length feature film to include spoken dialogue and is regarded as the first "talkie." The film was based on the short story "The Day of Atonement" by Sampson Raphaelson. In reality, “The Jazz Singer” was not a true talkie. There were only 291 spoken words in the landmark film; however, it was the first to integrate sound and this small amount of dialogue into a story through the Vitaphone disk process, and the first to entertain a large audience. The talking part was mostly singing, and it was Al Jolson who made the flick a success, proving to the critics that an all-talking film could work. Because he didn't think the pioneer of talkies would be all the rage, George Jessel actually turned down the starring role; as did Eddie Cantor.  A silent version of the film was released to movie theaters that had not yet popped for the $20,000 or so it cost to rewire their venue. The audience was thrilled with Jolson's sound performance as a cantor's son, Jake Rabinowitz, rejecting the world he came from to become a singer of popular music while changing his name to Jack Robin in the process. Although not jazz as we know it, the songs Jolson sang became part of American music culture: “Toot Toot Tootsie (Goodbye)”, “Blue Skies”, “Waiting for the Robert E. Lee” and, of course, “My Mammy”. For those truly with a need to know, Neil Diamond did not audition for Jolson's part when finding out that Jessel had turned it down. Diamond performed in a remake of “The Jazz Singer” in 1980. As Jolson said, "Wait a minute, wait a minute, you ain't heard nothin' yet!" Maybe, through the wonders of modern technology, we could hear Jolson and Diamond together, in concert. That would be the Mammy of all jazz singin': "Mammy, how I love you, how I love you, my dear old mammy!"
    1927 – “Holy Toledo!”  Long-time A’s and Raiders broadcaster Bill king was born in Bloomington, IL.  King passed in 2005.
    1930 - William Faulkner's novel “As I Lay Dying” is published.
    1938 – The Yankees’ Lefty Gomez sets a World Series record of winning six games without a loss.  A seven-time All-Star and member of 5 World Series champs, Gomez was elected to Baseball’s Hall of Fame in 1972.
    1941 - On Columbia Records, Claude Thornhill and his orchestra recorded "Autumn Serenade".
    1941 - A tornado hit Kansas City, MO leaving 4 dead and causing $250,000 damage.
    1943 – An original Bond girl, actress Britt Ekland was born.
    1945 - Major General Keller E. Rockey, Commanding General, III Amphibious Corps, accepted the surrender of 50,000 Japanese troops in North China on behalf of the Chinese Nationalist government. 
    1945 – Chicago tavern owner "Billy Goat" Sianis buys a seat for his goat for Game 4 of the World Series between the Cubs and Tigers.  He was escorted out, casting the goat curse on Cubs.  As of 2014, this is the last appearance for the Chicago Cubs in the Fall Classic. Having last won the Series in 1908, the Cubs own the dubious record of both the longest league pennant drought and the longest World Series drought in history. 
     1947 - Bob Weir (Robert Hall) of the Grateful Dead is born in San Francisco.
    1948 - In Game 1 of the Fall Classic at Braves Field, Boston manages only two hits, but Johnny Sain beats Bob Feller and the Cleveland Indians, 1-0. 'Rapid Robert' appears to have picked off Phil Masi at second but umpire Bill Stewart says safe, and Tommy Holmes follows with a single which scores the game's only run.
    1949 - American-born Iva Toguri D'Aquino, convicted of being Japanese wartime broadcaster Tokyo Rose, was sentenced in San Francisco to 10 years in prison and fined $10,000. Though forced to broadcast to the troops, she claimed that she, with the help of American POWs assigned to the radio broadcasts, made herself and her words purposefully ridiculous. She had refused to give up her American citizenship, despite pressure and even punishment from the Japanese who forced her into the broadcasting role. In the 1970s, a public campaign brought to light the testimony of the POWs who worked with her and supported her story. The testimony of the witnesses against her was questioned. Eventually she was pardoned by President Gerald Ford. After her imprisonment, she returned to Chicago where her family owned a store. She continued to work at the store into her eighties. 
    1949 – CBS CEO Les Moonves born in NYC.
    1951 – In a night assault, Hill 931, the highest peak at Heartbreak Ridge, was secured by troops of the 2nd Infantry Division's 23rd Infantry Regiment after bitter fighting.
    1952 - The battle for White Horse Mountain in the Chorwon Valley took place. The defending Republic of Korea 9th Infantry Division inflicted 10,000 casualties in fierce combat with the attacking Chinese 38th Army at a cost 3,500 ROK casualties. During the battle, the ROK forces launched nine separate attacks against the communists. 
    1954 - Top Hits
“Hey There” - Rosemary Clooney (George’s aunt)
“I Need You Now” - Eddie Fisher
“If I Give My Heart to You” - Doris Day
“I Don't Hurt Anymore” - Hank Snow
    1955 - Billboard reports major Hollywood studios are getting into the rock ‘n’ roll film biz. Twentieth Century-Fox with "Do Re Mi," starring Fats Domino, Jayne Mansfield and Little Richard and another project called "Cool it, Baby." Paramount has "Lonesome Cowboy," with Elvis Presley as the star. (The film is never made.)
    1955 – LSD is legalized in the US.
    1956 - "Love Me Tender" sung by Elvis Presley is released. 
    1956 – Dr. Albert Sabin discovers the oral vaccine for polio.  Before this, we all lined up in the nurse’s office to get our polio shots.
    1958 - Billboard story claims that "payola, that under-the-turntable device whereby record companies win plugs and influence disc jockeys, is fast growing into a monster that may yet destroy its creators. According to key record execs, jockey payola is so widespread that it's no longer possible to measure its effectiveness." There is no mention of Alan Freed, whose career…and life…will shortly be killed by payola scandal.  Remarkably, Dick Clark and others skated.
    1958 - Conway Twitty's "It's Only Make Believe" enters the pop charts at #47. It will be Number One in both the U.S. and U.K.
    1958 – US nuclear submarine Seawolfe remains a record 60 days under the North Pole.
     1959 - The largest crowd ever to attend a major league game, 92,706 fans at the LA Memorial Coliseum, watch a nail biter as White Sox hurler Bob Shaw beats Sandy Koufax and the Dodgers, 1-0 in Game 5 of the Fall Classic.
    1959 – One of sports’ best nicknames was born.  Dennis “Oil Can” Boyd was born in Meridian, MS where beer is referred to as oil.  He pitched for several teams, mostly with the Red Sox.  
    1961 - JFK advised Americans to build fallout shelters from atomic fallout in the event of a nuclear exchange with the Soviet Union. 
    1962 - Robert Goulet stepped out of the role of Sir Lancelot after singing/acting the part since 1960. The fabulously successful Broadway musical, “Camelot”, also starred Richard Burton as King Arthur and Julie Andrews as Queen Guinevere.
    1962 - Top Hits
“Sherry” - The 4 Seasons
Monster Mash - Bobby “Boris” Picket
“Let's Dance” - Chris Montez
“Devil Woman” - Marty Robbins
    1963 - The Dodgers complete a four-game World Series sweep of the Yankees as Sandy Koufax wins his second game, 2-1. Frank Howard leads the offense with a home run and a single and New York's first baseman Joe Pepitone's error (loses a thrown ball in white-shirted crowd) leads to the decisive run in the seventh inning. 
    1963 – Actress Elizabeth Shue (”Adventures in Babysitting”, “Cocktail”, “CSI”) was born in Wilmington, DE.
    1965 - Gary Lewis and the Playboys enter the studio to record two of their biggest hits, "She's Just My Style" and "Sure Gonna Miss Her". 
    1965 - Sandy Koufax declines to pitch the first game of the World Series against the Twins because game is scheduled on Yom Kippur, the most sacred of the Jewish holidays. As the Dodgers’ southpaw attended shul and fasted on the Day of Atonement, his teammates lose to Minnesota, 8-2.  The Dodgers came back to take the Series in seven games.  After Koufax was beaten in game 2, giving the Twins a 2-0 lead, Claude Osteen brought the Dodgers back by winning game 3 and turning the Series around.  Koufax shut out the Twins in game 5, then returned on two days’ rest to three-hit and shut out the Twins in the deciding game 7.  This remains as an historic pitching feat in World Series history.
    1966 - At the age of 20, Jim Palmer becomes the youngest player to pitch shutout in World Series as the young Oriole hurler blanks Sandy Koufax and Dodgers, 6-0. It will be Koufax's last major league appearance.
    1966 - The state of California declared LSD a controlled substance, which made the drug illegal. In response to the criminalization of psychedelics, San Francisco hippies staged a gathering in the Golden Gate Park panhandle, called the Love Pageant Rally. As explained by Allan Cohen, co-founder of the San Francisco Oracle, the purpose of the rally was twofold:  to draw attention to the fact that LSD had just been made illegal, and to demonstrate that people who used LSD were not criminals, nor were they mentally ill. The Grateful Dead played, and some sources claim that LSD was consumed at the rally. According to Cohen, those who took LSD "were not guilty of using illegal substances...We were celebrating transcendental consciousness, the beauty of the universe, the beauty of being.”
    1966 – Detroit’s Fermi 1 nuclear reactor partially melts down.
    1967 - Hippies blocked the intersection of Haight and Ashbury streets to celebrate the "Death of Hip," another in the series of Digger pageants that played out on the streets of the Haight Ashbury and the City. This one occurred one year to the day from that of the Love Pageant Rally…from The Diggers
    1969 - For the first time in Beatles history, a George Harrison song gets the A side of a 45. "Something" backed with Lennon and McCartney's "Come Together" will reach Number One next month.
    1970 - Top Hits
"Cracklin' Rosie," Neil Diamond.#1
“Ain't No Mountain High Enough” - Diana Ross
“Lookin' Out My Back Door/Long as I Can See the Light” - Creedence Clearwater Revival
“Candida” - Dawn
“There Must Be More to Love Than This” - Jerry Lee Lewis
    1973 - Rebecca Lobo’s birthday in Hartford.  U.S. basketball player and ESPN host.  She led her University of Connecticut team to a perfect 35-0 record and the NCAA title while she was winning a Phi Beta Kappa key for herself with a 3.6 grade average.   She was an outstanding center-forward for the New York Liberty pro women's basketball team. Unfortunately, her career was shortened because of an injury. She stands 6'4" and usually weighs about 180.
    1973 - The Doobie Brothers' "China Grove" peaks at #15 on the singles chart while Paul Simon's "Loves Me Like A Rock" peaks at #2.
    1973 - Cher's "Half-Breed" hits #1
    1976 - Rick Dees and His Cast of Idiots receive a gold record for one of the more bizarre novelty hits of the decade, "Disco Duck." In December, it will become only the fourth single ever to be certified platinum.
    1976 – President Gerald Ford declares that there is no Soviet domination of Eastern Europe.
    1978 - Top Hits
“Kiss You All Over” - Exile
“Hopelessly Devoted to You” - Olivia Newton-John
“Summer Nights” - John Travolta & Olivia Newton-John & Cast
“Heartbreaker” - Dolly Parton
    1978 - The Rolling Stones' Mick Jagger apologizes to activist Jesse Jackson, who raised a public outcry over the lyrics of the Stones' recent song "Some Girls," specifically the line "black girls just want to get ------ all night." Jagger refuses calls to change the lyrics.
     1979 - Robert John's "Sad Eyes" hits #1
    1979 - The Eagles' "Heartache Tonight" is released.
    1979 - Fleetwood Mac's "Tusk" is released.
    1979 - Van Halen's "Beautiful Girls" peaks at #84 on the singles chart.
    1979 – Pope John Paul II is the first Pope to visit the White House.
    1980 - In the 163rd game of the season, the Astros beat the Dodgers, 7-1, to capture the National League West division as Houston wins its first title in the franchise's 19-year history. The Dodgers had swept a season-ending three game series with the 'Stros (3-2, 2-1, and 4- 3) making the one-game play-off necessary.
    1984 - The temperature at Honolulu, Hawaii, reached 94 degrees to establish an all-time record at that location.
    1984 - David Bowie's "Tonight" album hits #11 on the chart.
    1985 - Pitcher Phil Niekro of the New York Yankees won the 300th game of his career, shutting out the Toronto Blue Jays, 8-0, on the last day of the regular season. The knuckleballing Niekro, nicknamed “Nucksie” finished his career in 1987 with 318 wins, and he is the only knuckleballer to win at least 300 games.  Niekro was elected to Baseball’s hall of Fame in 1997.
    1985 - A tropical wave, later to become Tropical Storm Isabel, struck Puerto Rico. As much as 24 inches of rain fell in 24 hours, and the severe flooding and numerous landslides resulting from the rain claimed about 180 lives. 
    1986 - Top Hits
“Stuck with You” - Huey Lewis & The News
“Friends and Lovers” - Gloria Loring & Carl Anderson
“When I Think of You” - Janet Jackson
“Always Have Always Will” - Janie Frickie
    1987 - The heat continued in the west with highs of 85 at Astoria, OR, 102 at Sacramento, CA. Temperatures at Tucson reach 101 equaling the all-time October high.
    1989 - Temperatures soared into the 90s across southern Texas. Afternoon highs of 93 degrees at Houston, and 96 degrees at Austin and Corpus Christi, were records for the date. Beeville was the hot spot in the nation with an afternoon high of 101 degrees.
    1990 - Neil Young and Crazy Horse's reunion album "Ragged Glory" LP peaks at #31.
    1991 - Elizabeth Taylor married for the 8th time to a construction worker named Larry Fortensky. The wedding was held at Michael Jackson's estate in California.
    1991 - University of Oklahoma professor Anita F. Hill, former aide to U.S. Supreme Court nominee Clarence Thomas, testified before a Senate committee that Thomas sexually harassed her and the allegations nearly undid Thomas' nomination to the High Court.
    1991 – The Baltimore Orioles played their last game at Memorial Stadium, against the Detroit Tigers.  Their new and current home, Oriole Park at Camden Yards, opened for the 1992 season.
   1996 – The New York Jets’ Nick Lowery tied the NFL record of Jan Stenerud by kicking 6 field goals in one game.
   1996 – Bob Dole and Bill Clinton engage in the first Presidential Debate.  Clinton won re-election in November, 1996.
   2000 – “CSI: Crime Scene Investigations” premiers on TV. CBS's consistently top-rated mystery drama focuses on the Las Vegas Police forensics team lead by preternaturally calm Gil Grissom (William Petersen). “CSI” bring science to the foreground with close-up looks at technology and lab techniques. Opening theme: "Who Are You" by The Who. In Season 10, D.B.Russell, played by Ted Danson, comes to the team after heading the Seattle Crime Lab. The show spawned equally successful spin-offs: “CSI: Miami” and “CSI: New York.”
    2001 - With the club's 116th win, the Seattle Mariners tie 1906 Cubs as the winningest team in major league history. Bret Boone's 37th home run of the season and the shut out pitching of five Seattle pitchers proves to be the difference in the 1-0 historic wins over the Rangers.
    2001 - At Camden Yards in front of a full house including Orioles notables Frank Robinson, Jim Palmer and Earl Weaver as well as Commissioner Bud Selig and former President Bill Clinton, Cal Ripken plays his 3,001st and final game. After a hitless night for 41-year-old, the final out of the 5-1 loss to Red Sox is made as Cal watches from the on deck circle.
    2003 - Defeating the A's, 5-4, the Red Sox become the seventh team to win the last three games to win a best-of-five playoff series. Other teams to overcome an 0-2 deficit include the 1981 Dodgers (Astros-NLDS), 1982 Brewers (Angels-1982), 1984 Padres (Cubs-NLCS), 1995 Mariners (Yankees-ALDS), 1999 Red Sox (Indians-ALDS), and the 2001 Yankees (A's-ALDS).
    2005 - Reds' outfielder Ken Griffey Jr. (.301, 35 HR, 92 RBI) and Yankee first baseman/DH Jason Giambi (.271, 32, 87) are voted the Comeback Players of the Year in their respective leagues. For the first time, the winners of the award are determined by the fans voting on
    2007 – Jacob Lewis completes the first human-powered circumnavigation of the globe.

World Series Champions This Date 
    1936 New York Yankees
    1941 New York Yankees
    1947 New York Yankees
    1963 Los Angeles Dodgers



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- The Long Drought in Small Business Lending
Not Brought Forward in Marlin Press Release
- LEAF "All-Cash Acquisition"
- Violating California Lender’s License Law?
   This May Prevent You from Being Licensed in the Future
- New Jersey Appeals Court Vacates $1.5 Million
  Attorneys’ Fees Award in Equipment Leasing Dispute
- National Do Not Call Registry
- California Senate Bill 297 is Dead
- Top Nine Leasing Company Websites
- Solar Financing Firms
   Working with Third Party Originators
- Referral, Recommendations, Questions, Complaints
- Filing a Complaint Against a Finance or Leasing Company
   in the State of California
- Credit Bureaus Erasing Negative Info
- ELFA Credit & Collections Management Conference
- Commercial Loan Broker Conference & Expo
  600 Brokers Expected to Attend
- "They're Back!"
   Yells John Kenny, Lease Police
- Ed Kaye Sells Access Commercial Capital
- Is There a Further Divide in Leasing and Financing
- Is This a Forecast of Things to Come?
- DocuSign Breached, Malware To Blame
- ELFA Legal Forum Recap--Tips and News
- “On Deck Goes from Hot Tech Startup
   to Dull Lender,” reports Wall Street Journal
- Lending Club May Have Hit a Dead End
- NAELB Annual Conference – Memphis, Tennessee  
- Vermont Strengthens Lending Laws
- Community Banks, Credit Unions, Shine –
    Not Online Lenders in Small Biz Loan Customer Satisfaction
- Hawkins Bankruptcy Complete
- CLFP Foundation Grows to 410 Active Professionals/Associates
- Time Payment Committed to 70% Headquarters Increase
- ELFA 29th Annual National Funding Conference
- Updates on Equipment Finance Agreements
- Report on the ELFA
   29th Annual National Funding Conference
- Updates on Equipment Finance Agreements
- 2017 Auto Leasing Conference report
   “On the Road Ahead”
- Univest piles it on Ascentium
- Shopko vs. Balboa Quarterly Interim Case Continues
   One Side Never Caught the Mistake or Was it?
- Financial Pacific Passes $1 Billion Milestone
- AP Hires Senior Vice President of Vendor Finance
    Nick Gibbens, CLFP, from Bank of the West
- LendIt 2017 Conference Report – 5,800 in Attendance
- Major Change in Consumer Credit Reporting
- Oracle Loans, Fort Lee, New Jersey
- Equipment Purchases: Cash or Financing?
- What can you learn from GreatAmerica Financial Services?
- Balboa Capital Forced to Disclose List
   of Disgruntled Customers
- Broker/Lessor Receives Early Payoff from Lessee
   But Doesn't Pay Funder for Three Months
- Five Biggest Small Business Loan Mistakes
- DealSafe---Control of Contractual Rights
- Balboa Capital Tagged for Quarterly Payment Scam
- It's Not the United States with Highest Income Tax
- California Department of Business Oversight Confirms
that Brokers Need Licenses and Lessors Can’t Pay Unlicensed Brokers
- Signs of a Chill in Fintech Funding?
- FinTech #102  by Christopher Menkin
   Menkin has an Epiphany
- Alternate Finance Companies - Subprime
- FICO Score: Excellent to Bad
- Charlie Chan on Balboa Capital
- Reader Complaint About LEAF Financial Investment (Collection)
- How to be a “Leasing Expert Witness”
    and Make Extra Income
- 2014 Survey Reports Expert Witness Hourly Fees
    Record All-Time Highs
- Your Photograph on
Use a Password Generator
- Banks Turn Toward Leasing for More Profit
- Why Leasing News is Different
- Take Your Banker to Lunch
- Lease Police Tips on Judging Vendors
- Alert: Rudy Trebels Back Soliciting Broker Business
- HL Leasing/John Otto--Update
- "The real U.S. Bank Equipment Finance story"
- The Day that Albert Einstein Feared May Have Finally Arrived
- Equipment Finance Agreements Explained/Barry S. Marks
- California License Web Addresses
- Settlement Costs vs. Litigation Costs