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What sets CoreTech apart from other equipment leasing companies is our team members and impeccable reputation. Are you unhappy with the ethics of your company and the promises made to you? Come to Newport Beach and join us.
CoreTech specializes in medium to
large size companies and firms
Over 100 law firms trust CoreTech for their leasing needs, why wouldn't you?

Friday, October 27, 2017

Today's Equipment Leasing Headlines

ELFA Conference Wrap-Up
  By Shawn Halladay, The Alta Group
New Hires/Promotions in the Leasing Business
  and Related Industries
Leasing Industry Ads
---Help Wanted
5 Reasons to hire a Baby Boomer
   By Jim Acee
Driving More Traffic to Your Blog with These
 Five Search Engine Optimization (SEO)
  FinTech #102 by Alex Vasilakos
Leasing and Finance Conferences
  Updated Information
Ascentium Capital Completes $236 Million Securitization
    Rated Aaa by Moody's and Kroll
Reid Raykovich, CLFP, Presents Cindy Spurdle Award
   to Brian Schonfeld, CLFP, Pawnee Leasing
Halloween Movies: Freaks/Black Sabbath/Martin
An American Werewolf in London/Fright Night
  Reviews and Recommendations by Fernando Croce
Beagle/German Shepherd
  Fairport, New York  Adopt-a-Dog
Website Construction
   Leasing News Classified

News Briefs---
Marlin Quarter ending 9/30/17 Origination Volume Down 4.4%
   Hilzinger says in Press Release "Quarter Results Mixed"
Tesla slapped with labor complaint by UAW
   fired several hundred workers in the last two weeks

Broker/Funder/Industry Lists | Features (writer's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months (Be Careful of Doing Business)
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You May have Missed---
 Baseball Poem
  Sports Brief----
   California Nuts Brief---
   "Gimme that Wine"
     This Day in History
       Daily Puzzle
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          Traffic Live----

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ELFA Conference Wrap-Up
By Shawn Halladay, The Alta Group

The Equipment Leasing and Finance Association with over 1,050 attending the 56th annual Convention at the JW Marriott in Orlando, Florida, moved through its final day at a strong pace, with more sessions and business meetings framed by a continuance of the themes that emerged during its initial stages. In addition to the overall concern with technology, for instance, there were discussions of specifics such as FinTech opportunities and the role of blockchain. You also could pick up on other concerns such as margin compression and the future role of managed solutions by strolling the corridors and striking up conversations.

The overall impression, however, was one of a successful gathering with many commenting on the higher quality of the breakout sessions relative to past years. There was the standard closing evening party, of course, that allowed everyone to celebrate and unwind. Unwind at a resort, you say? Yes, it was a resort setting but many of those to whom I spoke were tired, but happy, because a lot of business got done!

The final note to this series is bittersweet, as on the final night, The Alta Group hosted a retirement party for Bruce Kropschot and his wife, Barbara (officially, it was an “almost” retirement party, since with Bruce, you never know). It was a nice celebration with friends and colleagues in recognition of an industry icon. Good luck, Bruce, as you transition into a life of leisure with your wonderful bride.

Barbara Kropschot, Bruce Kropschot, John C. Dean, CEO,
 The Alta Group, who lead the toast

(About Bruce:

Shawn Halladay
Managing Director
The Alta Group

'Upbeat Mood' Continues from ELFA Attendees

'Upbeat mood' from ELFA Attendees



New Hires/Promotions in the Leasing Business
and Related Industries

Dave Arkley was hired as Chief Financial Officer, IDS, Greater Seattle Area.  Previously, he was Chief Financial Officer, Vertafore (November, 2015 - April, 2017); Chief Financial Officer, Edifecs (January, 2014 - September, 2015); Chief Financial Officer, Parelles (December, 2011 - January, 2014); Chief Financial Officer, ltron International (January, 2010 - December, 2011); Chief Financial Officer, ltron North America (June, 2007 - October, 2010); Vice President, Mergers & Acquisitions, ltron, Inc (March, 2003 - June, 2007); Vice President, Finance, Silicon Energy Corp. (August, 2000 - March, 3004).

Melissa Ann (Moore) Belkin was hired as Vice President, Element Fleet Management  She is located in Denver, Colorado. Previously, she was Vice President Financial Services, AmeriQuest Transportation Services (August, 2010 - July, 2011); Western Regional Sales Manager, TLC Companies (July, 2009 - July, 2010); District Sales Manager, Citi (2004 - 2007); Account Manager, GE Capital (1999 - 2004); District Sales Manager, ADP (1994 - 1998). Volunteer: Senior Director of Development, Junior Achievement USA (June, 2011 - October, 2017). Classroom Volunteer, Junior Achievement.  Board Chair, 2013 - 2014); Board Member (2009 - 2015), Center for the Arts Crested Butte  Education: University of Dayton, BA, Communication (1990 - 1994). Our Lady of Elms.

Kenneth Caffrey was hired as Managing Director, CIT Group, New York, New York.  Previously, he was Director, Middle Market Financial Sponsors, HSBC (February, 2015 - August, 2017); Director, Modern Bank, N.A. (April, 2012 - February, 2015). He started at Royal Bank of Scotland, February, 2005, as Vice President, Leveraged Finance; promoted February, 2009, Senior Vice President, Global Restructuring Group. Prior, Associate, Leverage Finance, Bear, Stearns & Co. (August, 2002 - February, 2005); Assistant Vice President, Deutsche Bank (August, 1998 - June, 2000); AVP, Lehman Brothers (May, 1996 - August, 1998); Economic Analysis Manager, AT&T (September, 1995 - May, 1996). Education: The University of Chicago, Booth School of Business, MBA, Finance and Economics (2000 - 2002).  Penn State University, BS, Finance and International Business (1991 - 1995). Activities and Societies: Delta Sigma Pi. Studies included a semester abroad at the University of Manchester in the UK.

Michael Cavounis was hired by CIT Bank as Managing Director, New York, New York. Previously, he was Founder & Managing Principal, Nikia Advisors, LLC (January, 2017 - September, 2017).  Principal, Capital Markets, America Capital (November, 2012 - January, 2017); Director, Leverage Finance & Capital Markets, Royal Bank of Scotland (September, 2004 - November, 2012); Vice President, Banc of America Securities (2001 - 2004); Senior Associate, J.H. Whitney & Co. (1999 - 2001); Analyst, Heller Financial (1994 - 1997); Research Assistant, Morgan Stanley (May, 1993 - September, 1994). Languages: English, Greek. Education: Duke University, The Fuqua School of Business, MBA, Finance, General (1997 - 1999). NYU Stern School of Business, BS, Finance, Economics (1989 - 1993).  Hunter College High School, 1989.

Lina Gao was hired by Santander Bank for its Equipment Finance Group as Equipment Finance Underwriter, "... responsible for underwriting corporate equipment transactions and portfolio management duties." She previously was VP, Credit Analyst, Industrial and Commercial Bank of China (2017); Consultant, Greenwich Aviation Consultants (2012 - 2016); Sr. Manager, HNA Group (International) Company Limited (2009 - 2012); Vice President, Capital Markets, CIT (January, 2007 - December, 2008); Director, Capital Markets, Pegasus Aviation Finance Company (2005 - 2006); Associate, Structured Finance, GE Capital Aviation Services (GECAS) (June, 2002 - December, 2004); Associate, Investment Bank, The Transportation Group (2002 - 2002). Volunteer: CT Committee Member, 100 Women in Hedge Funds (January, 2012 - January, 2014).  Education: Rollins College, Crummer Graduate School of business.  Master of Business Administration (MBA), Finance, 3.7.  Attended this 11-month accelerated M.B.A. program with scholarship. Dean's List. Tianjin University, Bachelor of Science (BS), Mechanical Engineering, 3.8.

Timothy Holmes was hired by ATEL Capital Corporation, San Francisco, California, as Director of Institutional Sales "to lead intuitional fund raising efforts...over the course of his successful 25-year career in the investment industry, Mr. Holmes has been responsible for the execution of over $500 million in direct equity investments in both private and public companies." Dean Cash, President & CEO of ATEL Capital Group, said, "Tim is a key hire for us as we continue to build our presence and success in the Institutional market place. Tim’s extensive experience and successful track record driving growth in the Institutional arena will enable ATEL to provide US Institutional Investors an attractive program."  Previously, Mr. Holmes was Portfolio Manager, SF Sentry (August, 2011 - October, 2017); Advisory Consultant, Ascendant Capital Partners (October, 2008 - December, 2014); Independent Director, Wells Fargo Alternative Asset Management (2008 - 2011); Managing Director, Coast Asset Management (2008 - 2010); Client Portfolio Manager, Nuveen Investments (2007 - 2009); Managing Director, Ascendant Capital Partners (September, 2004 - December, 2006); Institutional Sales Director, John A Levin & Co. (1997 - 2003); Vice President, Robertson Stephens & Company (1995 - 1997); Senior Investment Officer, Nicolas- Applegate Capital Management (1992 - 1995).   Lieutenant Commander, US Navy Reserve (August, 1986 - February, 2002). Active Duty Surface Warfare Officer - 86 to 90 - Shipboard Engineer and Missiles Officer Reserve Officer 90 - 2002 - Military Sealift Command and Intermediate Maintenance Facility Executive Officer. Volunteer: General Member, Marin County Search and Rescue (April, 2015 - Present). Education: University of California, Davis, BS, Chemistry (1980 - 1984).

Rich Johnson was hired as Senior Vice President, Capital Markets at Peapack Capital, a subsidiary of Peapack-Gladstone Bank, Bedminister, New Jersey. He is located in the Greater New York Area, " responsible for indirect originations of leasing and asset finance transactions from bank lessors, independent lessors, finance companies and intermediaries in addition to all out-bound syndications." Previously, he was Director of Syndications, Sumitomo Mitsui Finance & Leasing (August, 2015 - August, 2017); Senior Vice President, Citizens Asset Finance (July, 2012 - July, 2016); Vice President, AIG Commercial Asset Finance (2004 - July, 2012); Vice President, Siemens Financial Services (August, 1999 - December, 2004); Syndication Manager, Siemens Financial Services (August, 1999 - December, 2004); Syndication Manager, Copelco Capital (1999); Vice President, Citigroup (1996).  Education: Fordham University, Gabelli School of Business, MBA, Finance (1995 - 1997).  Fairfield University, BS, Finance (1981 - 1986). Activities and Societies: Swimming Team.  Half Hollow Hills High School West (1978 - 1982).

Jennifer Joseph was hired as Documentation Specialist, Kingwood Leasing, Inc., Dover, New Hampshire. Previously, she was Customer Care Executive, Granite Consultant (September, 2017- October, 2017). She joined Direct Capital Corporation, a CIT Company, August, 2013 as Documentation Specialist; promoted August, 2015 to Funding & Titling Administrator. Prior, she was Document Imaging Assistant & Data Entry Specialist, Recordsforce, Inc (October, 2007 - March, 2013); Front Desk Clerk, Microtel Inn & Suites (June, 2007 - October, 2007); Customers Service Rep, National Passport Information Center (September, 2006 - April, 2007).

Neddy Khouri was promoted by Santander Bank for its Equipment Finance Group as Assistant Vice President, Equipment Finance Underwriter. He joined the firm April, 2015 and "previously managed the underwriting process for a portfolio of traditional asset-based lending finance company and mortgage warehouse credit.” Previously, he was Senior Associate, Kai Capital Management (August, 2010 - April, 2015); Energy and Project Finance Analyst, Allied Irish Bank, July, 2007 - August, 2010). Education: New York University, Leonard N. Stern School of Business, Bachelor's Degree, Finance, International Business, Middle Eastern Studies (2003 - 2007).  Activities and Societies: Beta Alpha Psi, Resident Assistant at NYU - London.

Paul Knowlton was hired as National Program Manager, TCF Equipment Finance, Greater Minneapolis- St. Paul Area. He is located in the San Francisco Bay Area. Previously  he was National Program Manager, Equipment Finance, Bank of the West (September, 2015 - October, 2017); Vice President, Sales Team Leader, Equipment Finance, Union Bank (February, 2013 - September, 2015); Vice President, Senior Business Client Advisor, Union Bank (January, 2012 - February, 2013); Vice President, Principal Business Relationship Manager, Wells Fargo Bank (August, 2009 - January 2012); Director of Commercial Finance, Clean Power Finance (November,2008 - August, 2009); Managing Director, Equipment Finance, First Republic Bank (April, 1998 - June, 2008); Western Division Manager, Winthrop Resources (1994 - 1998); Regional Manager, Lease Partners (1992 - 1994); Regional Manager, American National Leasing (1988 - 1990); Credit Examiner, US Bank (1984 - 1987). Organization: Past President: United Association of Equipment Leasing. Member: CLFP Foundation (1999 - 2010). Education: University of Oregon, BS, Finance (1979 - 1984). Activities and Societies: Vice President, Sigma Chi Fraternity, Lacrosse Team.

Cecile Latouche was hired by Santander Bank for its Equipment Finance Group as Credit Manager and Team Leader, "...responsible for managing underwriting and portfolio management."  She was at Societe General Equipment Finance, starting January, 2008, as Senior Credit Officer and Portfolio Risk Manager, SGEF USA; promoted July, 2011, Director, SGEF, USA. Prior, she was Aircraft and Export Finance Portfolio Manager, BNP Paribas Corporate and Institutional Bank (July, 2006 - December, 2007); Adjunct Professor, Manhattan Institution of Management, Business School (October, 2006 - June, 2007). She started at Societe General Corporate and Investment Bank, SGCI, January, 2001; promoted, September, 2002, Export Finance Portfolio Manager; promoted, October, 2005, Collateral Manager Commodity Finance. From September, 2000 - January, 2001, she was Finance Manger Assistant, EMAP ELAN Network, London, United Kingdom.  Education: Moody's, Formal Credit Training, Credit Management (2017).  Insead, Leadership Training (2014).  Pace University, MBA, Finance, Dean's Assistant (2001 - 2002). Actives and Societies: Alpha Phi Omega. NEOMA Business School, Master, Finance (2002 - 2002).

Scot R. Lund was promoted to SVP, Small Ticket Leasing Division Manager, Crestmark Bank, Troy Michigan. He is involved with their live web application that feeds directly into their system for scoring, rendering decisions and delivering documents within hours. He joined Crestmark Bank April, 2012, as Vice President; promoted August, 2014, 1st Vice President/Director of Program Management; promoted July, 2016, 1st Vice President, Business Development. Prior, he was President & CEO, Genesis Turnaround LLC (June, 2008 - April, 2012); Area Director, Goyette Mechanical (August, 2004 - July, 2009); COO & Owner, ReGroup Advisors, Inc (March, 2003 - August, 2004); Chief Operations Officer, Ultra-Cast Inc (June, 2002 - September, 2003); President/CEO, The Robert Carter Company (March, 1997 - April, 2002); President, CEO, Midwest Process Equipment LLC (January, 1999 - March, 1997); President & CEO, Lund Dasherboards (January, 1995 - December, 1995). Volunteer: Past President, Michigan Chapter, Turnaround Management Association (June, 2015 - June, 2016). President, Turnaround Management Association (July, 2015 - July, 2016).  Member Board of Directors, Turnaround Management Association (July, 2010 - June, 2017). President, Men’s Group, Commerce United Methodist Church (2014 - 2016). Board Member, Entrepreneurs' Organization (1991 - 1995).  Class President, Leadership Oakland (1999 - Present). Education: Central Michigan University (1978 - 1982); Massachusetts Institute of Technology, Birthing of Giants Class of 99' (1996 -1999).  Villanova University, PMP Pre Certification, Project Management (2007).

Darron Markwood was hired as Vice President of Marketing, Americorp Financial, LLC, Birmingham, Michigan.  Previously, he was Marketing Manager, AIP Marketing Alliance (AIPMA) (March, 2016 - October, 2017); Officer, Senior Marketing Specialist, Crestmark Bank (July, 2015 - March, 2016); Director of Marketing, TIP Capital (February, 2012 - July, 2015); Director of Marketing, Proctor Financial, Inc. (October, 2009 - February, 2012); Marketing Coordinator, Huffmaster (June, 2007 - March, 2009); Marketing Manager, Lease Corporation of America (February, 2005 - March, 2007); Marketing/Communications Specialist, Bank of America (October, 1997 - February, 2005); Technical Writer, The Paslin Company (April, 1995 - October, 1997); Sports Editor, The Advisor & The Source Newspapers (May, 1993 - April, 1995); Intern, Mount Clemens General Hospital (May, 1993 - August, 1993).  Volunteer: President of Volunteer Group, Team Bank of America (2002 - 2005). Vice President/Player Agent, Board Member, Macomb Township Little League Board of Directors (September, 2008 - September, 2012), Assistant Instructor, Master Tong's Martial Arts (March, 2012 - Present) Certified, July, 2103. Education:  Central Michigan University, Bachelor's, Journalism. I served as News Editor at CM Life my senior year.  Chippewa Valley High School, High School Diploma, Journalist, 3.4 GPA (1985 - 1988). Activities and Society: National Honor Society, Varsity Football.

Mathew Mosely was hired as Vice President, Broker Relations, Centra/, Plano, Texas.  He is located in Woodstock Georgia.  Previously, he was Relationship Officer, Metro Business Banking, SunTrust (November, 2016 - November, 2017); Vice President & National Account Manager, Crest Capital (April, 2016 - November, 2016); Broker Relations Manager, Financial Pacific Leasing (February, 2004 - March, 2016); Broker Relationship Manager, Premier Funding Group (October, 1998 - February, 2004).  Education: North Georgia College and State University, BBA, Accounting. Activities and Societies: Member of Corp of Cadets (ROTC).

Nancy Mullen was hired by Santander Bank for its Equipment Finance Group as Leasing Portfolio Management Associate. She is located in Boston, Massachusetts. She began her career at BTMUC Capital Corporation, 1991, as Transaction Administrator; promoted, 1997, Marketing Coordinator; promoted, 2003, Senior Marketing & Transaction Administrator; promoted, 2008, Vice President, Portfolio Servicing Manager; promoted, 2012, Vice President, Portfolio Serving.

Stephanie Mruczek was hired as Sales and Marketing Representative, Hamister Group, LLC, Buffalo/Niagara, New York Area.  Previously, she was Customer Partner Program Manager, Blue Bridge Financial, LLC (April, 2014 - October, 2017); Administrator/Territorial Sales Coordinator, BidURenergy, Inc. (May, 2012 - April, 2014); Sales Representative, Altitude Marketing (August, 2011 - May, 2012). Volunteer: Ronald McDonald House Charities (December, 2015). Volunteer Staff, Ride for Roswell (June, 2016) (June, 2017).  Education: SUNY Fredonia, B.S., Marketing (2008 - 2011). Genesee Community College. Activities and Societies: Active member of CEO Club; Development and marketed new products. 

Steve Nitzsche was hired as SVP, Equipment Finance Manager, CF Bank, Cleveland/Akron, Ohio Area.  Previously, he was Vice President, Equipment Finance, US Bank (April, 2007 - July, 2017); Equipment Finance, CIT (2003 - 2005); Vice President, Equipment Finance, National City Bank (1997 - 2003); Vice President, Manager, Equipment Finance, First Merit Bank (1992 - 1997). Education: Ohio Wesleyan University, BA, Economics/Management (1975 - 1979). Grosse Point South High School.

Valerie Pagliaro was hired as Director of the Alta Group Consultancy "... with expertise in pricing analytics and financial planning in the equipment leasing industry." She is based in the Greater New York City area. She began her career with E Capital in 1991, starting as Financial Analyst, Retail Financial Services; promoted 1993, Project Leader, Financial Systems;  promoted, 1994, Financial Planning and Analysis Manager, Vendor Finance; promoted 1996, Senior Business Analyst; promoted, 1998, Manager Finance/Financial Structuring, Mergers and Acquisitions; promoted, 2003, Chief Financial Officer, Trade Payables; promoted, 2004, Chief Financial Officer, Access Distribution; promoted, 2006, Chief Financial Officer, Vendor Finance; promoted, 2008, Chief Financial Officer, CE Financing Solutions; promoted, Finance Director, Strategic Pricing. Volunteer: Treasurer (Board Members) TBICO (2011 - Present). Economic Empowerment. Coordinate with agency's CEO and bookkeeper to monitor financial status, make recommendations, and present financial results and analysis at monthly board meetings.

Rob Selway was hired as Vice President, Pacific Western Bank, Orange County, California.  Previously, he was Vice President, California United Bank (September, 2016 - October, 2017); Assistant Vice President, Relationship Manager, Citizens Business Bank (April, 2013 - September, 2016); Relationship Manager, 1st Enterprise Bank (November, 2011 - March, 2013); Sales Manager, Balboa Capital (May, 2007 - November, 2011); Consultant, Historic Site Management (May, 1999 - November, 2011); Summer Youth Basketball Camp Coordinator, Rose Drive Friends Christian School (May, 2003 - May, 2007); Project Manager, Waltmar Foundation, Chapman University (April, 2006 - October, 2006).  Volunteer: Entrepreneur in Residence/Lead Mentor, Chapman University (January, 2013 - Present).  OC-II Executive Committee, Athletes Touch (April, 2013 - Present); Alumni Board of Directors, Chapman University (February, 2014 - Present); Board of Governors, Center Club Orange County. Member, Lincoln Club of Orange County. Chair of Membership Operations, Chapman60 (January, 2016 - Present). Mentor, Plant A Seed Inspire a Dream Foundation (February, 2016 - Present). Education: Chapman University, The George L. Argyros School of Business and Economics, Masters of Business Administration, Finance (2007 - 2009). Activities and Societies: George L. Argyros Graduate Fellowship, American Marketing Association National Chapter, American Accounting Society National Chapter, the 1861 Club.  Completed degree while working full time. Chapman University, B.S., Business Administration, Marketing and Management Emphasis (2003 – 2007).  Activities and Societies: Center of Chapman University Men's Basketball Team (4 years), Student Athletic Advisory Council (SAAC). Provost’s List, Academic All-American Honorable Mention, Team Captain of Chapman's Basketball Team. 





Equipment Leasing Account Executive

To learn more, please click here

 Contract Administrator Position Available

To learn more, please click here

What sets CoreTech apart from other equipment leasing companies is our team members and impeccable reputation. Are you unhappy with the ethics of your company and the promises made to you? Come to Newport Beach and join us.
CoreTech specializes in medium to
large size companies and firms
Over 100 law firms trust CoreTech for their leasing needs, why wouldn't you?



5 Reasons to hire a Baby Boomer
By Jim Acee

I have been searching for a new job for the last year without much success. I don’t know if companies are afraid to hire me because of my age (let’s just say that I am a Baby Boomer) or because they perceive that I am over qualified for the position. Maybe it’s because they are afraid I will retire early (not very likely in my case).

After a very frustrating year of a seemingly fruitless job search, I put together a short list of reasons to hire Baby Boomers like me:

We are not over qualified we are fully qualified. I struggle to understand why companies would not want to hire someone with 30 years of experience in their industry. Is it that you are afraid that we will leave for a higher paying job down the road? In my case, I’ve only had 3 jobs in the last 28 years. Wherever I land next will be my last job. A study, released by the Bureau of Labor Statistics, shows that workers ages 55 to 64 have been with their current employers a median of 9.3 years, while workers ages 25 to 34 have a median tenure of only 2.9 years.

You are afraid we will retire. While that is always a possibility, chances are we will be on the job longer than the Gen Xer you are considering that has had 4 jobs in the last 7 years. It doesn’t take a rocket scientist to figure out our approximate age and number of years until we a 65 ½ (actual age to receive full retirement). Yes, I know you can’t legally ask us our age in an interview, but most companies ask the year of our college graduation….figure it out!

We bring a level of maturity and stability to the team. Experience has shown me that Gen Xers and Millennials struggle more with their marriages, kids and balancing a busy personal life than Boomers. The personal problems they bring to work create more issues than the challenges of their actual job.  Most Boomers’  kids are out of house. Our divorces, remarriages and problems with teenagers are all behind us. We don’t schlepp a lot of unneeded drama to work each day.

We produce revenue faster and our lower turnover saves the company money. There is always the concern that more experienced employees cost more on the front end. Sure, we may, but factor in the cost of training, ramp up time and the risk associated with a person with less experience and we are a bargain.  In an Inc. 500 article published in 2006, Leslie Taylor says: The expenses associated with employee turnover cost companies an estimated 25% to 150% of an individual's annual compensation. Aside from the actual cost of hiring and training new employees, turnover can also contribute to customer-service disruption, declines in morale among remaining employees, and loss of "corporate memory."

We bring a depth of knowledge and experience. There is nothing I can do if you just happen to be an insecure manager that will be intimidated by my level of experience. Get over it, if I wanted your job I wouldn’t be interviewing for a lower level position.  Believe it or not, some of us that have been at more senior levels don’t think that it’s all that special. Sometimes we are just as comfortable being a single contributor, not having to wade through the hassles of corporate BS that managers have to deal with on a daily basis.

So, there you have it, 5 good reasons to hire a Baby Boomer. I’ll be waiting for your call.

Jim Acee  
(m) 484-883-9618
He has a rich background, serving as
DLL Country Sales Manager;
Vice President, Syndication Buy Desk; 
Vice President, Field Sales, Wells Fargo Capital Finance;
Managing Director, Vendor Leasing, US Bank;
Director of Sales, US Bancorp (formerly BCL).

Previous Jim Acee columns plus Sales Makes it Happen  



Driving More Traffic to Your Blog with These
Five Search Engine Optimization (SEO)

FinTech #102 by Alex Vasilakos

You’ve written a blog and are now ready to share it with the world. All you need to do now is just cut and paste into your website backend – right? Don’t put the cart before the horse! Make sure that you now take the time and optimize your blog piece you just spent time developing before hitting the publish button.

There are five simple steps that we use as an agency to ensure that your content can get to the right target market, drive traffic, and make people want to explore other articles on your website. The basic idea behind SEO (search engine optimization) is to get your high-quality content in front of the right audiences and get them to engage.

Create an Engaging Title
We are not saying that the old standard titles like “How To…” or “The Top 5 Things…” are bad. They certainly have a place in the content marketing sphere, especially when they engage your audiences. This doesn’t always mean that you need to come up with the most creative titles. We are simply saying that the title should be engaging.

Put yourself in your audience’s shoes. Would you click on your title and want to read more if you saw it floating on the Internet or social platform?

Keywords and Keyword Phrases (don’t stuff)
Do not overuse keywords. Those days are gone and search engines do not like keyword stuffing anymore. A better strategy is to focus on one keyword or phrase. Other keywords will naturally occur in the text if it is well-written, so don’t get hung up on including all of your key terms.

If the opportunity arises, make sure that the keyword is in the title, but if it sounds too contrived it’s fine to remove them. Try to include keywords in at least a few blog titles or subheadings throughout your articles.

Visual Elements or High-Quality Photos
We all love to read, but our eyes want some visual play to help break up text on a page. Visual elements are a great way to support the ideas presented in your blog. Remember, images will not show up in search results, but when you share them on social platforms, they do. Research has shown that visuals help increase a user’s willingness to read a piece of content by 80% (Source: HubSpot). If you want people to read your blog post, include images.

Make sure you are not using images without permission. Spend the few bucks and purchase the images so that you save yourself headaches down the road from a lawsuit or a large monetary fine by stock photo companies.

Link to Relevant Content and Websites
If you’ve been writing blogs for a few months or longer, you likely will have a range of content that might be relevant to the piece you are developing. Make it easy for the user to find other information they might be looking for by linking to other relevant blog posts. As a goal, you should include three links in each blog post, to another article or relevant page on your website.

Internal linking helps to build a network of similar pages on your websites, and visitors will increase the time on your site. Linking also ups the visitor views and pages views. The more time someone spends on your site, the more relevant your site is in the eyes of search engines.

Develop a Creative and Enticing Meta Description
When you search for something on the Internet you always see a title, a link, and a description of the page. If you do not add a Meta Description, the search engines will pull the first couple of lines of the article. Why not take control of that and make it more engaging and enticing for the user?

This is your two-line elevator pitch to get your target audience to click on your blog post opposed to your competition.

Alex Vasilakos
Director of Marketing
The Finance Marketing Group 
Office: 518-591-4645x102 / Fax: 518-677-1071
90 State Street, Suite 1500, Albany, NY 12207
Currently, Alex works exclusively with financial services companies but his depth of knowledge and experience can help design and implement long-reaching strategies for businesses across all industries.

Previous Financial Technology Articles



Leasing/Finance/Loan Conferences
Updated Information/Exhibitors

“Positioning Today’s Lessors for Tomorrow” in Dubai,
United Arab Emirates / October 30 – 31, 2017

Amembal & Halladay is pleased to announce that our Management Symposium, “Positioning Today’s Lessors for Tomorrow”, will be held in Dubai, United Arab Emirates from October 30th – 31st of 2017.

Critical operational factors such as funding, improving profitability, identifying vulnerabilities and assessing the company’s financial health are explored in depth.  The speakers, including leasing company executives, will provide insights into successfully shepherding the leasing company into the future.

All members of management will greatly benefit from attending this symposium, including CEOs, CFOs, COOs, middle managers, and those being groomed for management positions.

Contact Kelly Farnham for more information and to register:

8:00AM - 6:00PM EST


For More Information, please go here: 

November 7, 2017
The Regency Ballroom
1300 Van Ness Avenue
San Francisco, CA 94109


Asia Pacific Leasing Summit 2017
November 8-10, 2017
Sheraton Hong Kong Hotel & Towers


November 12 to November 13, 2017
EXPO Super Regional Conference
Hyatt Regency Jersey City
2 Exchange Place
Jersey City, New Jersey 07302

The Hyatt Regency Jersey City is beautifully situated on the Hudson River with fabulous views of the New York City Skyline.  And all the action of New York City is just 7 minutes away on the PATH train, which is just outside the door of this year's Expo, with trains running every 10 minutes!

EXPO Co-Chairmen, Frank Peretore and Robert Hornby, assisted by a team of member volunteers will be putting a top-notch, timely education program together to compliment all the great networking EXPO is famous for.

4 Hour Funding
Advantage Funding
American Lease Insurance
Amur Equipment Finance
Beneficil Equipment Finance Corp.
Bryn Mawr Funding
Business Credit Reports
Channel Partners Capital
ECS Financial Services, Inc.
Financial Pacific Leasing, Inc.
LeaseTeam, Inc.
Marlin Business Bank
North Mill Equipment Finance, LLC
Pawnee Leasing Corporation
Quality Leasing Co., Inc.
VFI Corporate Finance


Registered to Date:

Western Regional Meeting
November 17 - 18, 2017
Doubletree by Hilton - Anaheim
Anaheim, California

Exhibitors to Date
360 Equipment Finance
4 Hour Funding
American Lease Insurance
Amur Equipment Finance
Ascentium Capital LLC
Beneficial Equipment Finance Corporation
BlackRiver Business Capital
Blue Bridge Financial, LLC
BSB Leasing
Channel Partners Capital
CLFP Foundation
Cobra Capital
Dakota Financial, LLC
Financial Pacific Leasing, Inc.
First Federal Leasing
FORA Financial
Global Financial & Leasing Services
Hanmi Bank
Marlin Equipment Finance
Maxim Commercial Capital, LLC
Navitas Credit Corp
Orange Commercial Credit
Paradigm Equipment Finance, Inc.
Pawnee Leasing Corporation
Quality Leasing Co., Inc.
Quiktrak, Inc.
TEAM Funding Solutions
Tetra Financial Group
TimePayment Corporation
VFI Corporate Finance

General Information


4th Middle East Leasing Summit
December 4 -7
Jumeirah Creekside Hotel, Dubai





#### Press Release #############################

Ascentium Capital Completes $236 Million Securitization
Rated Aaa by Moody's and Kroll

Ascentium Capital LLC, the nation’s largest private-independent finance company, announced closing the Company’s eighth small ticket equipment securitization.

The $236,000,000 securitization of Ascentium Equipment Receivables LLC, Series 2017-2 was rated by Moody’s and Kroll and achieved a Aaa rating for the senior notes.

Tom Depping, Chief Executive Officer at Ascentium Capital, commented, “Our continued success with securitizations represents Ascentium’s strong underwriting practices complemented by our award-winning technology platform and servicing of contracts,” comments

Evan Wilkoff, Executive Vice President of Capital Markets remarks, “Our repeat bond investors keep driving demand for our offerings, validating our 13 years of consistent asset performance. This securitization continues to provide us diversified liquidity to help enable us to meet the increasing demand for our financial products.”

As a direct lender, Ascentium Capital LLC specializes in providing a broad range of financing, leasing and small business loans. The company’s offering benefits equipment manufacturers and distributors as well as direct to businesses nationwide. Ascentium Capital is backed by the strength of leading investment firm Warburg Pincus LLC. For more information, please visit

#### Press Release #############################





#### Press Release #############################

Reid Raykovich, CLFP, Presents Cindy Spurdle Award
to Brian Schonfeld, CLFP, Pawnee Leasing

The Certified Lease & Finance Professional (CLFP) Foundation presented the 2017 Cindy Spurdle Award of Excellence to Brian Schonfeld, CLFP at the National Equipment Financing Association Fall Funding Symposium in Atlanta, Georgia.  The award was created to acknowledge the CLFP who has contributed the most to the industry and best represents the CLFP ideals for the year.

Mr. Schonfeld is currently the Manager of Information Systems and Analytics at Pawnee Leasing Corporation and served five years on the CLFP Board including one year as President in 2015. 

Reid Raykovich, CLFP Executive Director states, “Brian was on the Board for several years and was the go-to person for every project. He assisted in every Foundation initiative and never complained about the workload. Even after serving the Board, he worked on the exam rewrite; sharing his time and knowledge and has never received the proper recognition. He is the true embodiment of a CLFP and is very deserving of this award.”

Upon receipt of the award, Mr. Schonfeld added, “I am humbled and grateful to be selected by my fellow CLFPs to be this year’s recipient of the Cindy Spurdle Award of Excellence. The CLFP Community is truly some of the best and brightest our industry has to offer, and to not only be included among them but recognized as well is a great honor. I would be remiss if I did not thank those with whom I worked closely with during my tenure on the Board of Directors; and I hope in some small way I was able to help the Foundation grow and mature to its present form.”

The CLFP designation identifies you as a knowledgeable professional to employers, clients, customer, and peers in the leasing industry. There are currently 497 Certified Lease & Finance Professionals throughout the world. For more information, call (206) 535-6281 or visit

#### Press Release #############################


Leasing News: Halloween Special Part 2
By Fernando Croce

With Halloween just around the corner, we’ve put together a list of movie recommendations that ranges from classics to obscurities, from the subtle to the gruesome. So check out Netflix for a frightful good time, and don’t forget the trick-or-treat candy!

Freaks (Tod Browning, 1932): One of the most controversial movies of its time, this drama from director Tod Browning (“Dracula”) continues to weave a shocking and compassionate spell on modern audiences. Unfolding in the seedy netherworld of carnival performers, the story follows a circus troupe whose members live together as a community of outsiders. One of them, a dwarf named Hans (Harry Earles), falls in love with a beautiful trapeze artist named Cleopatra (Olga Baclanova). Though she has nothing but disdain for him, she agrees to marry him after learning that he’s about to inherit a fortune. When her plan is discovered, Hans’ friends band to enact a terrible revenge on her. Though it ends on an unforgettable fright, its most remarkable aspect is the tenderness it shows for the world’s so-called “freaks.”

Black Sabbath(Mario Bava, 1963): A master of stylish horror much loved by movie buffs, Italian director Mario Bava serves up a series of delectable frights in this atmospheric tree-part thriller. In the first segment, "The Telephone," a beautiful young French woman (Michele Mercier) is slowly driven mad by mysterious phone calls which seem to be coming from some other, less human place. In "The Drop of Water," a British nurse learns the real meaning of "scared to death" when she has to prepare the corpse of an elderly fortune teller. Finally, in "The Wurdalak," horror legend Boris Karloff stars in a tale of haunted past catching up with characters in 19th-century Russia. Featuring tons of the director's characteristic voluptuous camerawork and impish sense of humor, this is an underappreciated gem which confirms Bava's status as a one-of-a-kind stylist.

Martin (George A. Romero, 1977): Though forever associated with his such cult zombie classics, director George A. Romero (“Night of the Living Dead”) also made many underrated horror gems that blur genre lines. That’s the case with this remarkable, low-budget drama, which uses vampire tropes to explore the painful solitude of its characters. The eponymous protagonist (played by John Amplas) is a disturbed young man who, convinced that he’s a bloodsucker, attacks people with razors. After he moves to a small town with his superstitious uncle (Lincoln Maazel), Martin becomes friends with Mrs. Santini (Elyane Nadeau), a fellow lost soul. Can their bond shine a light on their dark lives? Taking a disturbing and surprisingly tender look at alienated people, old myths and new horrors, Romero’s film is a little-known masterwork.

An American Werewolf in London (John Landis, 1981): A diligent movie-buff turned filmmaker, John Landis (“Animal House”) brings just the right blend of cinephile appreciation and irreverence to this mischievous horror-comedy. David (David Naughton) and Jack (Griffin Dunne) are two American students who, while backpacking through the fog-filled roads of England, get a first-hand brush with local mythology. David survives a brutal werewolf attack, but soon finds that he’s cursed to himself turn into a beast during full-moon nights. Helped by a nurse (Jenny Agutter) and Jack’s wisecracking ghost, he must come to terms with the terrible truth. Blending gruesome attacks and special effects with darkly comic moments (including a delightfully lunar soundtrack), the movie is a deft balancing act that delivers bloody fine entertainment decades after its original release.

Fright Night (Craig Gillespie, 2011): For horror aficionados who wouldn't dream of going to the "Twilight" movies, this darkly humored, entertaining vampire chiller goes straight for the jugular. Unfolding in a quiet suburban area near Las Vegas, it kicks off as teenager Charley (Anton Yelchin) becomes suspicious of his new neighbor Jerry (Colin Farrell), a handsome bachelor who charms his mother (Toni Collette) and girlfriend (Imogen Poots). As Charley learns more about him, however, Jerry comes to reveal a dangerous, literally bloodthirsty side that puts everyone in danger. Can the youngster turn himself into a modern-day vampire hunter? Directed with 3-D panache by Craig Gillespie and played by Farrell with a great sense of insinuating mischief, this remake of the 1985 horror favorite displays a gruesome charm of its own.


Beagle/German Shepherd
Fairport, New York  Adopt-a-Dog


3 Years, 20 days
Size: Medium
Color: Brown/Tan
Declawed: No
Site: Lollypop Farm
Location: Dog Adoption Center Suite 7

Lollypop Farm
The Humane Society of Greater Rochester
99 Victor Road
Fairport, NY 14450

Adoption Center
Tues. – Fri.
11:00 a.m. – 6:30 p.m.
Sat., Sun., & Mon.
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Adopt a Pet



Complete Turnkey Blog
Generate Leads, Build Authority and Showcase your expertise with your own lease blog. Don't have the time? We do it for you. Complete turnkey blog setup and/or content only provided by leasing expert for leasing companies. 
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News Briefs----

Marlin Quarter ending 9/30/17 Origination Volume Down 4.4%
Hilzinger says in Press Release "Quarter Results Mixed:

Tesla slapped with labor complaint by UAW
fired several hundred workers in the last two weeks


You May Have Missed---

All of the World’s Money and Markets
   in One Visualization


Baseball Poem

That Home Run Feeling
by Tim Peeler
tired and poisoned by yellow jacket stings,
go for a hard run through the ripe dark July night,
strides shortened, quickened,
lap by ill-lit lap
in rain-plowed sand
that tightens a muscle against the pull of a worn shoe,
circling the pale glow of Little League baseball field,
enamored by the plink of metal bats,
the hearty high-pitched cheers,
circling as they circle a tauter diamond 
in a high geometry of runs;
eighteen-fifteen the park announcer drawls
and I am drawn to the memory of my own Little League experience playing that 60's cinema
as I suck humidity by the round ball court
where rapper wannabes
work their slant rhymes and turnover dribbles, 
and a tired backboard shivers.

Leaving now, I consider
the perfect orange moon
hanging for a moment on the light pole 
above silent horseshoe pits,
and just for one splendid moment
I have that home run feeling again.

Touching All Bases
Poems from Baseball
Tim Peeler


With Joe Girardi out, Yankees take foolish risk they can do a little better

Aston Martin selling Tom Brady Signature Edition cars for $360K

Cardinals put Palmer on IR, out at least 8 weeks

Aaron Rodgers had screws inserted to repair broken collarbone

Beathard's first start was a learning experience,
   has plenty of work in front of him

What Colin Kaepernick must prove in collusion suit vs. NFL

Marshawn Lynch showed up to Oakland Tech's football practice
   and predictably bulldozed the team




California Nuts Briefs---

Palo Alto apartment project: Developer gets OK to build 50 units

SF Bay Area rents rising fastest in Mountain View,
     Petaluma and Walnut Creek

Rents rise after Sonoma County fires
   as luxury vacation homes come on the market

RVs impounded in Palo Alto


“Gimme that Wine”

Calistoga Going Strong with Wine Visitors

Oregon Wineries Grapple with Big Harvest

Mechanics Bank plans to lend $250 million
   to rebuild after Wine Country fires

Wine Prices by vintage

US/International Wine Events

Leasing News Wine & Spirits Page


This Day in History

     1659 - William Robinson and Marmadue Stevenson, English Quakers who had come to America in 1656, were executed for their religious beliefs, hanged from an elm tree on Boston Common, Boston MA. They were condemned by the Massachusetts General Court under a law passed on October 19, 1658 that banished Quakers from the colony under pain of death. Also condemned, but reprieved at the last moment, was Mary Dyer, who returned to Boston the following year and was hanged on June 1, 1660.
    1771 - Landing at Philadelphia, pioneer bishop Francis Asbury, 26, first arrived in America. He had been sent from England by John Wesley to oversee Methodism in the American colonies and stayed all of his remaining 45 years until his death in 1816.
    1787 - The first of the 85 "Federalist" papers appeared in print in a New York City newspaper. These essays, written by Alexander Hamilton, James Madison and John Jay, argued in favor of adoption of the new Constitution and the new form of federal government. The last of the essays was completed Apr 4, 1788.
    1795 - Pinckney's Treaty between Spain and the United States was signed. It established the former southern boundary of the United States at the 31st parallel and gave Americans the right to send goods down the Mississippi without paying duty to Spain.
    1810 - US annexes West Florida from Spain
    1811 - Isaac Merrit Singer (d. 1875) was born in Pittstown, NY  He made important improvements in the design of the sewing machine and was the founder of the Singer Sewing Machine Company. Many had patented sewing machines before Singer, but his success was based on the practicality of his machine, the ease with which it could be adapted to home use, and its availability on an installment payment basis.
    1812 - The first naval vessel to display the American flag around Cape Horn was the Essex, a frigate commanded by Captain David Porte which left the Delaware capes with a crew of 287 and 32 marines, and arrived at Valparasio, Chile, on March 14, 1813. The ship had been launched on September 30, 1799, by Enos Briggs, Salem, MA. The flag was presented to the United States and on December 17, 1799, accepted by Captain Edward Preble (my son Dash serves on the ship named after this American hero.) The flag was sold at public auction on June 6, 1837, according to naval records.  
    1858 - Birthday of Theodore Roosevelt (d. 1919), New York City.  Twenty-sixth president of the US, succeeded to the presidency on the assassination of William McKinley. His term of office: Sept 14, 1901-Mar 3, 1909. Roosevelt was the first president to ride in an automobile (1902), to submerge in a submarine (1905) and to fly in an airplane (1910). Although his best-remembered quote was perhaps, "Speak softly and carry a big stick," he also said: "The first requisite of a good citizen in this Republic of ours is that he shall be able and willing to pull his weight." His last words: "Put out the light."
    1858 - RH Macy and Co opens first store, at 6th Ave in NYC.  Gross receipts: $1106.
    1862 - In an attempt to reinforce and re-supply the besieged Union troops at Chattanooga, TN, General Ulysses S. Grant ordered that a river route to Bridgeport, AL be opened. In the early morning of Oct 27, Federal troops drifted down the Tennessee River on pontoons to Brown's Ferry. The troops reached their destination and reinforcements and supplies crossed the bridge formed by the pontoons, opening "The Cracker Line," into Chattanooga, negating some of the Southern army's advantage in the siege. It was a very important battle as the Union Army had been living on hard tack, or what they were known in those days as “crackers” and this opened the supply lines to feed the troops and allowed them to continue their campaign.
    1865 - It is estimated 65,000 Blacks served in the Confederate army, with an estimated 13,000 actually facing the Union Army in combat.
    1867 - Maimondies College, Philadelphia, PA became the first theological college for Jews. It was sponsored by the Hebrew Education Society of Philadelphia and the Board of Delegates of American Israelites. The founder and first president was Rabbi Isaac Leeser, who also served as professor of homiletics, belles letters, and comparative theology. It offered a five-year course leading to the Bachelor's and Doctor of Divinity degrees. Tuition was $100 and board and lodging $200 per year. Dr. Marcus Jastrow was provost. The college closed in 1873.
    1871 - Boss Tweed (William Macy Tweed), Democratic leader of Tammany Hall, arrested after NY Times exposed his corruption
    1872 – Emily Post (d. 1960) was born in Baltimore, MD.  She was famous for writing about etiquette. She published her first etiquette book, “Etiquette in Society, in Business, in Politics, and at Home” (1922, frequently referenced as Etiquette) when she was 50.  It became a best-seller, with updated versions continuing to be popular for decades, and it made her career.
    1878 - Mabel Wheeler Daniels (d. 1971) was born in Swampscott, Massachusetts. She graduated from Radcliffe College, magna cum laude, in 1900. She studied composition with George Chadwick of Boston, and with Ludwig Thuille in Munich, where she was the first woman ever to enroll in the conservatory's score reading class. She wrote a lively memoir of her studies abroad, “An American Girl in Munich” (Boston: Little, Brown and Co., 1905), and was director of music at Simmons College from 1913 to 1918. Her larger choral and orchestral works were performed by the Harvard Glee Club and the Radcliffe Choral Society with the Boston Symphony, at the Worcester Festival, and by orchestras and choruses throughout the United States. American composer, specialized in choral music, the only American composer played at the Carnegie Hall Festival in 1939, the only woman to have three works played by the Boston Symphony 1929, 1934, and 1954.
    1904 - Running from City Hall to West 145th Street, the New York City subway began operation. It was privately operated by the Interborough Rapid Transit Company and later became part of the system operated by the New York City Transit Authority.
(second part: )
    1909 - Blues guitarist/pianist, Henry Townsend (d. 2006) born Shelby, MS.
    1913 - Last great bandleader of the era: Boyd Raeburn (d. 1966) born Faith, SD.
    1917 - Jascha Heifetz made his debut at Carnegie Hall in New York City. Heifetz was a 16-year-old sensation who had played the violin since age 5.
    1918 - *PERKINS, MICHAEL J., Medal of Honor
Rank and organization: Private First Class, U.S. Army, Company D, 101st Infantry, 26th Division. Place and date: At Belieu Bois, France, 27 October 1918. Entered service at: Boston, Mass. Birth: Boston, Mass. G.O. No.: 34, W.D. 1919. Citation: He, voluntarily and alone, crawled to a German "pill box" machinegun emplacement, from which grenades were being thrown at his platoon. Awaiting his opportunity, when the door was again opened and another grenade thrown, he threw a bomb inside, bursting the door open, and then, drawing his trench knife, rushed into the emplacement. In a hand-to-hand struggle, he killed or wounded several of the occupants and captured about 25 prisoners, at the same time silencing 7 machineguns.
    1920 - Westinghouse received a license to broadcast its radio station.  While Marconi, Fessenden, and De Forest were the pioneers of this medium, it was an engineer for Westinghouse Electric who, in 1916, was broadcasting music from his garage (in Wilkinsburg, PA, a suburb of Pittsburgh) over a wireless -- amateur radio station 8XK -- that really got the whole thing started. A newspaper article about the broadcasts caused such interest that the head honchos at Westinghouse decided to build a real radio station. It took until this day in 1920 for the Westinghouse radio station to receive a license to broadcast. The license for KDKA, Pittsburgh, came from the U.S. Department of Commerce. KDKA did not start their broadcast operations for a week (they had to wait until the license was posted in the station). On November 2, 1920, the station aired the returns of the Harding/Cox election ... the first radio programming to reach an audience of any size ... approximately 1,000 people. We salute this day as the official birthday of mass appeal radio.
    1922 - Navy Day was first celebrated, the anniversary of the birth of President Roosevelt. Celebrations were held in various parts of the United States. The idea was suggested by Mrs. William Hamilton to the Secretary of the Navy.
    1923 - Roy Lichenstien (d. 1997) was born at New York City.  Pop artist who used comic strips and other elements of pop culture in his paintings.
    1927 - Bix Biederbecke and Frankie Trumbauer join the Paul Whiteman Band in Indianapolis, IN.
    1932 - Only days after the debut of the short-lived 1932 musical, “Americana,” Bing Crosby was in a NY studio to record the show's outstanding song, "Brother, Can You Spare A Dime?" Two days later, rival crooner Rudy Vallee waxed his version and both 1932 recordings enjoyed considerable popularity in a year when few Americans were buying records.
    1932 - American poet Sylvia Plath (d. 1963) was born in Boston.
    1944 - October 27-30, 1944: The 442nd Regimental Combat Team (mostly Japanese-Americans from Hawaii) rescues an American battalion which had been cut off and surrounded by the enemy. Eight hundred casualties are suffered to rescue 211 men at Biffontaine against the German Army. After this rescue, the 442nd is ordered to keep advancing in the forest; they would push ahead without relief or rest until November 9. The Unit was the most decorated in US military history.  The 4,000 men who initially made up the unit in April, 1943 had to be replaced nearly 2.5 times. In total, about 14,000 men served, earning 9,486 Purple Hearts. The unit was awarded eight Presidential Unit Citations (five earned in one month).  Twenty-one of its members were awarded Medals of Honor.
    1944 - COOLIDGE, CHARLES H., Medal of Honor
Rank and organization: Technical Sergeant, U.S. Army, Company M, 141st Infantry, 36th Infantry Division. Place and date: East of Belmont sur Buttant, France, 2427 October 1944. Entered service at: Signal Mountain, Tenn. Birth: Signal Mountain, Tenn. G.O. No.: 53, July 1945. Citation: Leading a section of heavy machineguns supported by 1 platoon of Company K, he took a position near Hill 623, east of Belmont sur Buttant, France, on 24 October 1944, with the mission of covering the right flank of the 3d Battalion and supporting its action. T/Sgt. Coolidge went forward with a sergeant of Company K to reconnoiter positions for coordinating the fires of the light and heavy machineguns. They ran into an enemy force in the woods estimated to be an infantry company. T/Sgt. Coolidge, attempting to bluff the Germans by a show of assurance and boldness called upon them to surrender, whereupon the enemy opened fire. With his carbine, T/Sgt. Coolidge wounded 2 of them. There being no officer present with the force, T/Sgt. Coolidge at once assumed command. Many of the men were replacements recently arrived; this was their first experience under fire. T/Sgt. Coolidge, unmindful of the enemy fire delivered at close range, walked along the position, calming and encouraging his men and directing their fire. The attack was thrown back. Through 25 and 26 October the enemy launched repeated attacks against the position of this combat group but each was repulsed due to T/Sgt. Coolidge's able leadership. On 27 October, German infantry, supported by 2 tanks, made a determined attack on the position. The area was swept by enemy small arms, machinegun, and tank fire. T/Sgt. Coolidge armed himself with a bazooka and advanced to within 25 yards of the tanks. His bazooka failed to function and he threw it aside. Securing all the hand grenades he could carry, he crawled forward and inflicted heavy casualties on the advancing enemy. Finally it became apparent that the enemy, in greatly superior force, supported by tanks, would overrun the position. T/Sgt. Coolidge, displaying great coolness and courage, directed and conducted an orderly withdrawal, being himself the last to leave the position. As a result of T/Sgt. Coolidge's heroic and superior leadership, the mission of this combat group was accomplished throughout 4 days of continuous fighting against numerically superior enemy troops in rain and cold and amid dense woods.
    1947 - On ABC radio, Groucho Marx made his first appearance as quizmaster on "You Bet Your Life" with George Fenneman as his eternal straight man. Fenneman stayed with Marx during both the program's run on radio from 1948 to 1959 and on television from 1950 to 1961.
    1951 - Top Hits
“Because of You” - Tony Bennett
“I Get Ideas” - Tony Martin
“The World is Waiting for the Sunrise” - Les Paul and Mary Ford
“Always Late (With Your Kisses)” - Lefty Frizzell
    1954 - “The Walt Disney Show” premiered on TV. This highly successful and long-running show appeared on different networks under different names but was essentially the same show. It was the first ABC series to break the Nielsen's Top Twenty and the first prime-time anthology series for kids. "Walt Disney" was originally titled "Disneyland" to promote the park and upcoming Disney releases. Later the title was changed to "Walt Disney Presents."  When it switched networks, it was called "Walt Disney's Wonderful World of Color" to highlight its being broadcast in color. Later titles included "The Wonderful World of Disney," "Disney's Wonderful World," "The Disney Sunday Movie" and "The Magical World of Disney." Presentations included edited versions of previously released Disney films and original productions (including natural history documentaries, behind-the-scenes at Disney shows and dramatic shows, including the popular Davy Crockett segments that were the first TV.
    1954 - Benjamin Oliver, Davis, Jr., of Washington, DC, a pioneering military officer who was the leader of the fabled Tuskegee Airmen during World War II, who became director of operations and training of the Far East Air Force, was named brigadier general, becoming the first African-American US Air Force general. In 1970, after retiring from the Air Force, he supervised the federal sky marshal program that was designed to quell a rash of airliner hijackings. In 1971, he was named an assistant secretary of transportation. At the time he left the Air Force as a Lieutenant General, wearing three stars, he was the senior black officer in the armed forces. In 1998, President Bill Clinton awarded General Davis his fourth star, advancing him to full general. He was the son of Brigadier General Benjamin Oliver Davis of the US Army. Died July 4, 2002
    1955 - Miles Davis Quintet cuts first session.    
    1955 - An R&B group called The Famous Flames, led by singer James Brown, cut their first demo of "Please, Please, Please" at a radio station in Macon Georgia. It will lead to their signing with King Records.    1956 - Clarence Henry's "Ain't Got No Home" is released by Argo Records. Because he sings like a frog on the record, further releases would be credited to Clarence "Frogman" Henry. This is one of my favorite songs from the 1950's that we used to sing all the time.
    1957 - Police in Oakland, CA inform Elvis Presley that he is not allowed to swivel his hips onstage in tonight's performance at the Oakland Auditorium; Elvis responds by sarcastically wiggling only his little finger while singing. The cops film the show anyway, just in case.
    1959 - Top Hits
“Mack the Knife” - Bobby Darin
“Mr. Blue” - The Fleetwoods
“Don't You Know” - Della Reese
“The Three Bells” - The Browns
    1960 - Ben E. King was at Atlantic Records, laying down his first solo efforts since leaving The Drifters. During the session, King recorded "Spanish Harlem" which would reach #10 in the US and "Stand By Me" which would go to #4.
    1962 - The Rolling Stones, consisting of Keith Richard, Mick Jagger, Brian Jones, pianist Ian Stewart and drummer Tony Chapman record their first demo tape at Curly Clayton Studios in Highbury, London. Although Charlie Watts is being courted, he chooses to remain at his Regent Street advertising job.
    1962 - An early season winter storm over New England blanketed northern Maine with 7 to 16 inches of snow, and southeastern New England with up to 3 inches of snow. Worcester, MA received a record 4.7 inches of snow.
    1963 - Peter, Paul and Mary, the folk singing trio who along with Joan Baez, have introduced songwriters like Bob Dylan to mainstream audiences, hold the top two positions on the pop album chart with "In the Wind" and "Don't Think Twice, It's Alright.
    1964 – 31-year-old Salvatore Philip Bono marries 18-year-old Cherilyn Sarkisian La Piere. For a time, they performed together as Caesar and Cleo before changing the name of their act to Sonny and Cher. Their union lasted 12 years.
    1966 - New San Francisco "alternative" weekly newspaper, "The Guardian," debuts. Edited and published by Bruce Brugman. Editors at the Chronicle, Examiner and News-Call-Bulletin give it little chance for survival, Guess what? It still publishes.
    1967 - Top Hits
“To Sir with Love” - Lulu
“How Can I Be Sure” - The Young Rascals
“Expressway to Your Heart” - Soul Survivors
“I Don't Wanna Play House” - Tammy Wynette
    1973 - Although they enjoyed a long string of hit records, Gladys Knight and The Pips had their only US number one song when "Midnight Train to Georgia" hit the top.
    1975 - Top Hits
“Bad Blood” - Neil Sedaka
“Calypso/I'm Sorry” - John Denver
“Miracles” - Jefferson Starship
“San Antonio Stroll” - Tanya Tucker
    1975 - Bruce Springsteen simultaneously makes the cover of Time and Newsweek, a move which reportedly embarrasses the two news weeklies.
    1983 - Top Hits
“Total Eclipse of the Heart” - Bonnie Tyler
“Islands in the Stream” - Kenny Rogers and Dolly Parton
“All Night Long (All Night)” - Lionel Richie
“Lady Down on Love” – Alabama
    1985 - Kansas City Royals beat the St. Louis Cardinals in Game 7 to win the World Series.
    1986 - The "Mighty" New York Mets became world champions of baseball again when they defeated the Boston Red Sox in game seven of the World Series, 8-5.
    1989 - After a ten-day delay due to the earthquake, the World Series resumes with the A's beating the Giants in Game 3, 13-7. Oakland used the long ball, hitting five HRs in securing the victory.
    1989 - Wintry weather invaded the northwestern U.S. A storm crossing the Central Rockies produced up to 23 inches of snow in the mountains east of Salt Lake City, UT. "Indian Summer" continued in the Lower Ohio Valley and the Upper Great Lakes Region. Afternoon highs of 71 degrees at Marquette, MI and 72 degrees at Sault Ste Marie, MI were records for the date.
    1991 - In what is considered by the experts (Bob and Jim down at the bar), the seventh game of the World Series was one of the greatest ever. Minnesota Twins' pinch-hitter Gene Larkin's tenth-inning bases-loaded single beat the Atlanta Braves 1-0. Twins starter Jack Morris, making his third start of the Series, held the Braves to seven hits in what many consider among the greatest game 7 pitching performances in history.  The Twins captured their second World Championship in five years during a tight series that included three extra-inning games and five one-run games. And, for only the second time in history, the home team won all seven games (the first time it happened was 1987, a series that also featured the Twins.)
    1991 - Top Hits
“Emotions” - Mariah Carey
“Do Anything” - Natural Selection
“Romantic” - Karyn White
“Anymore” - Travis Tritt
    1992 – Navy radioman Allen R. Schindler was murdered by shipmate Terry M. Helvey for being gay, precipitating debate about gays in the military.  This resulted in the United States "don’t ask, don’t tell" military policy.
    1993 - Top Hits
“Dreamlover” - Mariah Carey
“I’d Do Anything For Love (But I Won’t Do That)” - Meat Loaf
“All That She Wants” - Ace Of Base
“Just Kickin It” - Xscape
“The River Of Dreams” - Billy Joel
   1993-The NFL awarded the 29th franchise to the Carolina Panthers, who began play in the 1995 season.    
    1994 -The prison population exceeded 1 million, according to an announcement made by the Justice Department. The increase in prisoners made the United States second in the world to Russia with regard to incarceration rates.
    1995 – The move of the Cleveland Browns to Baltimore was finalized.  After threats of legal action from the city of Cleveland and fans, a compromise was reached in early 1996 that allowed Modell to establish the Baltimore Ravens as a new franchise while retaining the contracts of all Browns personnel. The Browns' intellectual property, including team name, logos, training facility, and history, were kept in trust and the franchise was regarded by the NFL as suspended. A new team would be established by 1999 either by expansion or relocation. The Browns were announced as an expansion team in 1998 and resumed play in 1999. 
    1998 - Top Hits
“The First Night” - Monica
“One Week” - Barenaked Ladies
“How Deep Is Your Love” - Dru Hill Featuring Redman
“Crush” - Jennifer Paige
    1999 - Roger Clemens pitched the New York Yankees to their second straight World Series sweep, shutting down the Atlanta Braves, 4-1. This ended Clemens' quest for the prize that had eluded him. Clemens and the Yankees shut out Atlanta into the eighth out dueling John Smoltz. Closer Mariano Rivera, who had two saves and a win in the Series, was selected as MVP.
    2000 - New York City Mayor Rudolph Giuliani thinks it is okay for children to take a day off from school to watch the Yankees' ticker-tape parade. His Honor, believing baseball can be an educational experience, has allowed his own kids, Andrew and Caroline, to miss classes in the past to watch the Bronx Bombers' post-season celebrations.
    2002 - In the team's 42nd season, the Angels finally win a World Series title by beating the Giants, 4-1, in Game 7 at Edison Field. Garret Anderson's three-run double provides enough offense for John Lackey to become the first rookie to win a seventh game since 1909 when Babe Adams accomplished the feat for the Pirates.
    2002 – Dallas Cowboys Hall of Fame RB Emmitt Smith, broke the league’s all-time rushing record of Walter Payton.  Smith currently holds the NFL record in career rushing yards with 18,355.
    2002 - Top Hits
“Lose Yourself” - Eminem
“Hey Ma” - Cam'ron Featuring Juelz Santana, Freekey Zekey and Toya
“Work It” - Missy "Misdemeanor" Elliott
“A Moment Like This” - Kelly Clarkson
    2004 – In the 100th World Series, they broke the Curse of the Bambino. The Boston Red Sox won the Series for the first time since 1918, sweeping the St. Louis Cardinals.
    2006 - After leading the Padres to two consecutive NL West titles, Bruce Bochy, with a year left on his contract leaves San Diego, to become the manager of the division rival, San Francisco Giants. The 51-year-old skipper, who compiled a 951-975 (.494) during his 12 seasons in the Friars dugout, signs a three-year deal worth approximately $6 million. Bochy went on to win three World Series with the Giants.
    2008 - After playing in drenching steady rain until the middle of the sixth inning at Citizens Bank Park, Game 5 of the World Series is suspended making it the first Fall Classic contest to start and not be played to completion. The 2-2 tied game between the Rays and hometown Phillies, who are one victory away from a world championship, will resume tomorrow at the point the rain delay stopped play.
    2010 - In a BBC interview, former Soviet leader Mikhail Gorbachev said it was 'impossible' for coalition forces to secure victory in Afghanistan. The US is still there.

World Series Champions:
    1985 - Kansas City Royals
    1986 - New York Mets
    1991 - Minnesota Twins
    1999 – New York Yankees
    2002 - Anaheim Angels
    2004 – Boston Red Sox

    2003 – Florida Marlins



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