5-attorney creditors rights law firm, in biz 25 yrs +, specialize all aspects of creditor representation. Primarily represent equipment lessors & funders,plus collection and creditor rep. in bankruptcy. Email:phemar@hemar.com

California - statewide: Encino, CA. "ELA"

24 Attorney AV-rated Law firm representing the Leasing Industry for over 25 Years. We specialize in Lease-enforcement, collection and representation in Bankruptcy Court. email:sjenkins@hemar-rousso.com

Connecticut, Southern New England: EVANS, FELDMAN & BOYER, LLC Collections, litigation, documentation, portfolio sales and financing, bankruptcy. We represent many of the national and local leasing companies doing business in this state. Past chairman EAEL legal committee. Competitive rates. email:rcfeldman@snet.net EAEL

Law Firm - Service, Dallas, TX. ELA

Mayer regularly practices in leasing, secured financing, project development and finance and corporate finance.

email: dmayer@pattonboggs.com

Los Angeles, Statewide: CA. "ELA"

Aggressive creditors rights law firm specializing in equipment leasing handling collection matters on a contingency, fixed fee or hourly basis. email:RGarwacki@prodigy.net

Los Angeles -statewide: CA "ELA "

Practice limited to collections, bankruptcy and problem accounts resolution. Decades of experience. 10-lawyer firm dedicated to serving you. Call Ronald Cohn, Esq. (818)591-2121 or email. Email: rrcohn@aol.com

National: http://www.leaselawyer.com/

Full staff of attorneys and legal assistants work with Group Leader Barry S. Marks to ensure prompt, cost-effective responses to client needs: Email:bsm@blik.com

National: Coston & Lichtman: Business attorneys serving the lease-finance industry since 1980. Transactional, documentation, corporate; workouts, litigation, bankruptcy. Chicago & Florida offices. Jim Coston, CLP (Members: ELA/UAEL/MAEL)

email: Jcoston@costonlaw.com

Northern California - Statewide: CA "EAEL" "ELA" San Francisco expertise at San Rafael,CA prices; practice limited to equipment leasing and finance with 22 years experience, testimonials. Ken Greene, Esq. 415-721-7900 kgreene100@aol.com

NY Metro and National: Hackensack, NY

Attorney specializing in equipment lease matters for at least 10 years with a 50-State operating network of attorneys experienced in leasing matters. Email:wuscher@uqur.com "ELA"

[Headlines]

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http://two.leasingnews.org/imanges_uael_wael/Monosson,Adolf.jpg

Leasing Industry Giant Sonny Monosson Passes Away

http://two.leasingnews.org/cartoons/Boston_Financial.jpg

“Boston Financial & Equity Corporation (BFEC) was established in 1968 by Adolf F. ‘Sonny’ Monosson. Its purpose was to lease high technology equipment to unconventional credits.

“Thirty years later, BFEC still focuses on leasing capital equipment to "non-traditional" credits. These are companies from development stage to large, well established companies that have sustained losses in the past. In some situations we have even leased to very large companies in Chapter 11.

“In 1986, Quantum Computer Services, now known as America Online (AOL), came to Boston Financial & Equity.

“Corporation for equipment leasing. At the time they were a small company. They had raised $1,000,000 in equity funding; however, it was needed for purposes other than equipment. Boston Financial & Equity Corporation gave them a $750,000 equipment lease line and helped solve their immediate cash flow problem.

‘The majority of our clients are in the seed or emerging growth stage, and while they may not be generating revenues, they do have access to cash! Sources of their cash may be venture capitalists, angel investors, private placements, IPOs or the principals themselves. Our clients' money is very expensive because they are giving up equity. It is usually put to work for research and development and marketing purposes. . . . . . not capital equipment.”

http://www.bfec.com/BFEC/about.html

Boston Globe News Report

Adolf Monosson Passes Away; established a market for computer leasing

By Martha Bartle

Adolf "Sonny" Monosson, who established a market for leased computers in the

United States and was known for his signature red bow ties and forward

thinking, died Friday at Beth Israel Deaconess Medical Center.

He was 76 and was managing his businesses until his death.

(Actually his daughter Deborah was managing the business.

(In a September 3,2003 interview, she said, “ Kit asked me if I miss my Father....he hasn't left. He's in work before me! He comes to the office everyday; .although I did give him Fridays off this summer!”

(In an April 2002 “Women in Leasing” for the Monitor, she named her father

as her mentor: “ Not just because he is my father, but because he’s started several successful businesses. He was not afraid to take risk, something he is still trying to teach me. He3 also was, and still is, not afraid to make changes and adapt to whatever the environment dictates. At 75, he is still looking into delving into a new business strategy for one of his companies.”

(Equipment Leasing Association President Michael Fleming said, “Sonny was truly unique and gave his company distinction. His observations of the marketplace and knowledge of business were always first rate. He could both provoke and support - he

was a leader!”)

A Boston native, Mr. Monosson graduated from Brookline High School where he

excelled in the sciences. At age 16, he enrolled at the Massachusetts

Institute of Technology. His studies were interrupted when he served in the

Navy for two years.

Mr. Monosson graduated from MIT in 1948 and earned an MBA from Harvard

Business School in 1950. The day after classes ended, he married Gloria

Haskins, the daughter of a Brookline doctor, whom he had earlier lost a

chance to ask out in a coin toss with a friend. He asked her out anyway.

In his 20s, Mr. Monosson founded American Used Computers, the first such

business in the country. The business leased high-tech computer equipment to

high-risk businesses.

His first client was NASA, which leased a DEC computer that delivered the

first pictures of Mars and Venus from space.

Mr. Monosson was always noticed for his eccentricities and intelligence,

said his daughter, Susan Kooper of Somerville. At a 1970 National Computer

Conference in Atlantic City, Mr. Monosson took an alternative approach to

sales. When most people were inside the conference, he was strolling along

the boardwalk wearing a sandwich board advertising his computers.

"I used to tell people, `I've got a great used computer for you,' and they'd

say, `A used what?' " Mr. Monosson recalled in a 1984 interview with Inc.

magazine.

"He was not a very ordinary man," said another daughter, Debbie of

Cambridge. "He was very quirky and spoke his own mind."

But he was a serious business man who ran a finance company, which eventually

y grew into Boston Financial & Equity Corp. ( He was President o American Computer Group, Boston Financial & Equity Corporation, Monosson

Zero Stage Capital, Monosson Technology Enterprises.) He wrote a column for Digital

Review for several years and published the newsletter Monosson on DEC,

becoming an authority on Digital Equipment Corp. Mr. Monosson enjoyed taking

his family skiing and hiking.

Kooper recalled a time the family had gone skiing and her aunt was

bewildered one morning to find the usually raucous children eating breakfast

in silence. She soon realized that Mr. Monosson had fed them chocolate cake,

ice cream, and ginger ale.

"He was a great father," Monosson said. "He was tough, but kind, and brought

us all up to think independently."

(Deborah Monosson said of her father, “He was a mentor to many people, his

current employees and was most proud to see former employees go on to excel

and flourish when they left his employ. He felt that he had accomplished

something when they left to move on. He never had a harsh word to say...but

he did speak his mind. If he believed in something, he had no trouble

telling you.”)

Mr. Monosson was also devoted to his Japanese rock garden, converted from a

backyard swimming pool complete with steps and a waterfall. Several years

ago, he passed a few sickly cactus plants that garden store employees were

planning to throw out. Mr. Monosson offered to take the plants home and

nurse them back to health. The plants are now alive and well in Mr.

Monosson's home, Kooper said.

In addition to his wife and two daughters, he leaves two other daughters,

Judith Scherzer of Lexington and Emily of Montague; and four grandchildren.

A memorial service was held at Levine Chapels in Brookline..

Full Story on Sonny Monosson and How He Got Into Leasing

http://www.bfec.com/BFEC/pdfs/monitor_1.pdf

[Headlines]

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Credit: Well established, highly respected funding source seeks experienced credit officer for unique broker oriented small ticket leasing operation located in San Diego,CA.
email: rwagner4@san.rr.com

About the Company: www.pentechfinancial.com

[Headlines]

Wednesday—Odds and Ends

GE Capital Buys CitiCapital---Not!!!!

“The rumor I got back was that this piece of Citi that went to GE, a portfolio Citi had acquired from the Associates, my not be the only such deal to be announced between Citi and GE. Better said, there may be more in the works.”

( name with held )

If you think that "hell is freezing over" now, just wait until the Red Sox

beat the Yankees!!!!!!!!!!!

Regards,

Joe Bonanno, Esq., CLP

151 Mystic Ave., Ste. One

Medford, MA 02155

Ph: (781) 391-7800

Fx: (781) 391-7889

Em: law@jgbesq.com

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“I think the Red Sox are going to make it this year... probably attend 25-30 games a season., even when they're losing.”

from September 3, 2003 interview with Deborah Monosson

---

Thank you for keeping me on your mailing list. I moved in a new direction

almost 3 years ago and work for Information Mapping which helps

organizations leverage knowledge to improve performance. While we are very

active in the financial services industry, we have limited work with

leasing. Therefore, please remove me from Leasing News.

You provide a great service to the leasing industry and I wish you continued

success.

Alex Riebe, Jr.

AlexR@infomap.com

---

I haven't received your news letter in a couple of days and am wondering if you decided not to send it out on Oct 2 and 3. Please let me know as I am concerned that the spam filters on our system might have been tweaked recently - to the point of inadvertently blocking delivery of your letter.

(My day isn't complete without my Menkin Times!)

Sincerely,

Richard Livingston

Leasing Technologies International, Inc.

221 Danbury Road

Wilton, CT 06897

tel: 203-563-1100, ext 220

fax: 203-563-1112

email: rlivingston@ltileasing.com

(Thank you. If there is no sufficient equipment leasing news, we don’t print

an edition. Sometimes it happens two days in a row, which it did on October 2

and 3. You are correct about filters as we are seeing more ISP and corporate mail

servers with new features of blocking e-mail by size, by being “mass mail,” or

containing certain words considered to indicate “spam.” If you don’t get an e-mail,

please go to our web site at www.leasingnews.org. We print each edition on

the web site. If there is not one there by 9am, PDT, we most likely did not

have an edition that day. Thank you again for your kind comments. editor)

[Headlines]

-- ------------------------------------------------------------------------------------------

Seeking salesperson with 1+ years experience in the Medical Equipment Leasing industry. Great opportunity for growth. Amazing compensation plan, benefits and 401K plan. Second to none work environment.
E-mail: ecarlberg@alliancefunds.com

About the Company: Anaheim, CA. www.alliancefunds.com

[Headlines]

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"DVI Aside, Equipment Churns Into 4Q03"

ABSnet.net

The fourth quarter of the year is usually a strong volume period for equipment, and issuance in the equipment sector has already neared $9 billion this year. Sources forecast that a few repeat issuers, such as the CIT Group, will close second- or third-round deals before the end of the year. Frontier Leasing has not yet acted in the market this year, and DVI will not be doing anything this quarter due to its post-bankruptcy liquidation.

During September, five transactions priced for roughly $2.5 billion through CIT and GE Capital, Great America Leasing, and CNH Global. GE's first equipment term deal, excluding aircraft, was four basis points under Libor for its money market class, and its two-year triple-As were nine over one-month Libor. Banc One Capital Markets researcher John McElravey points out that equipment ABS spreads have tightened during the past several weeks, with DVI's failure not having much impact on the sector--the company traded behind others even when healthy.

Meanwhile, investors tend to depend on a seller's name, experts note.

[Headlines]

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#### Press Release ####################################

XeC, Inc. Announces New Functional Scorecard for Evaluating Leasing Software

(Irwin, PA) XeC announces a quantitative Functionality Scorecard (FS4LS) for Leasing Systems that takes into consideration the business processes of the entire finance operation. The numerical scorecard helps measure the extent a software system supports a company's business processes enabling a more complete comparison between solutions.

"Scoring a long list of stand-alone software functions is one thing, " stated Michael Pochan CEO of XeC and an Adjunct Professor at Carnegie Mellon's Graduate Business School, "but rating how well they are put together to accomplish a business process is another. "

"Under older approaches, a software system could receive high scores during the sales process but then fall short when implemented. You need to know how the business processes work together not just by themselves."

FS4LS was developed as a tool by XeC's senior consultants who have implemented 451 lease and asset finance systems in 22 countries over the past 15 years. Their goal was to offer a consistent, business process-oriented, quantitative measure of the functionality AND usability of leasing systems.

"We have seen many unusual situations in leasing & asset finance," offered John Voytko, President of XeC, " and this cumulative knowledge is captured within the scorecard. Handling the basics is not enough, systems must support and streamline a client's specific business processes."

Companies interested in learning more about the service can contact John Voytko at 724-861-9953 or info@xec1.com.

XeC is an international leasing software support group specializing in lease/loan asset finance education, multi-national system rollouts, gap analysis, software specification, testing, and implementations.

###

Sites of Reference:

http://www.xec1.com

http://www.xec1.com/Press_Releases/NR%202003-10-%20Functional%20Scorecard%20Oct%207%2003.pdf

CONTACT:

John E. Voytko

XeC, Inc.

Phone Number: 724-861-9953

Fax Number: 603-658-4847

E-mail: info@xec1.com

[Headlines]

### Press Release #########################################

"Ready to GO: 72% of Mid-Sized Companies Will Increase Capital Spending

in Next 12 Months, a CapitalSource Finance/Gallup Poll Finds"

Middle-market companies are signaling strong optimism about their growth

and the overall economy, with a full 72 percent planning to increase

capital spending in the coming year. Larger companies are even more upbeat,

with eight in ten planning on spending, and 39 percent reporting expected

capital expenditures to exceed $5 million.

These were among the key findings from a recent CapitalSource (NYSE: CSE)

Gallup national survey of 500 top financial executives at mid-sized

companies (revenues between $25 million and $500 million). This segment of

the market includes approximately 57,000 companies that as a group employ

approximately 3 million people nationwide.

"Based on our extensive experience with companies of this size, we're not

surprised that the vast majority of them are moving ahead with growth

plans, despite the slowdown affecting some business sectors," said John

Delaney, CEO of CapitalSource Finance. "Middle-market companies tend to be

more nimble, and have seen and survived multiple economic cycles. These

businesses know how to navigate through changing conditions and often are

the first to recognize cyclical shifts and seize the opportunities they

afford."

Other key survey findings include:

-Spending priorities: Financing equipment (78%) and technology (70%) were

the top priorities named by respondents. More than 40% also indicated

plans to add to their workforce in the next 12 months.

-Economic outlook: Despite geopolitical unrest and some consumer

uncertainty, eight in 10 respondents (80%) feel the economy will strengthen

somewhat or strengthen considerably in the next 12 months, while only 4%

think the economy will weaken.

-Growth: Approximately two-thirds (68%) of chief financial officers or

senior financial executives believe their companies will grow with the

economy, with the majority predicting this growth would come sooner rather

later (fourth quarter '03, or 2004.)

-Funding sources: Although most companies (56%) plan to fund growth by

either cash or self-funding, one in three plan to raise debt (31%).

Options mentioned most often as possible sources for debt financing were

cash flow financing (55%), leasing and equipment financing (46%),

asset-based funding (34%) and commercial mortgages (21%).

-Sarbanes-Oxley Act: More than half of the mid-sized companies (59%) are

familiar with the legislation with larger companies much more familiar than

the smaller ones (74% compared to 51% of smaller companies). Of those who

knew of the legislation, nearly half (47%) felt it might encourage private

companies to remain private and some public companies to privatize.

"If midsize private companies want to become public they should adopt many

best corporate governance practices to be more appealing to lenders and the

investing community," said Delaney.

"From our lending experiences, we have found that a sizable portion of the

middle market will always have a healthy appetite for capital throughout

the economic cycle," Delaney said. "The survey results reflect a prudent

optimism among a majority of middle-market companies that we believe could

play a key role in an economic recovery."

About CapitalSource Finance LLC

CapitalSource is a specialty finance company offering asset-based, senior,

cash flow and mezzanine financing to small and mid-sized borrowers through

three focused lending units: Corporate Finance, Healthcare Finance and

Structured Finance.

* The Healthcare Finance group provides a variety of financing products

small to mid-sized healthcare service companies,

* The Structured Finance group provides innovative debt facilities to

companies active in the real estate and finance industries, and

* The Corporate Finance group partners with private equity and leveraged

buyout firms to deliver senior and mezzanine financing to their

portfolio companies.

Headquartered in Chevy Chase, Md., CapitalSource has a national network of

offices in Atlanta, Boston, Buffalo, Chicago, Dallas, Los Angeles,

Nashville, New York, Philadelphia and San Francisco. The company has more

than 260 employees. More information is available at

www.capitalsource.com or toll free at 866-876-8723.

The Survey

This report is based on the results of a survey conducted by The Gallup

Organization on behalf of CapitalSource Finance LLC. A national

cross-section of mid-size companies, defined as those with annual sales of

$25 million to $500 million dollars, was sampled. In each company, the

chief financial officer or equivalent position was interviewed by

telephone. A total of 500 telephone interviews were completed from August

to September 2003. Results based on the entire sample have a margin of

error of plus or minus 4.4 percentage points at the 95% confidence level.

[Headlines]

### Press Release##################################

IRWIN BUSINESS FINANCE SPEEDS FUNDING WITH AMERICAN LEASE INSURANCE.

BELLEVUE, WA - Irwin Business Finance has significantly improved its funding efficiency since introducing the American Lease Insurance (ALI) program. According to Irwin Business Finance Contracts Manager Renee Harrison, "American Lease Insurance expedites transactions by effectively removing the insurance obstacle which so often holds up funding. We saw an immediate improvement in our funding process after we started with ALI."

American Lease Insurance provides a fully automated insurance program integrated with IFS LeaseWorks software, utilized by Irwin Business Finance. The ALI program includes comprehensive property and liability coverage on portfolios of equipment costing under $250,000, without requiring lessor premium advances. It also tracks insurance coverage during the terms of the leases for lessees who choose to use their own insurance. "The ALI program is streamlined," comments Harrison, "I've seen programs that are just too labor-intensive to implement and reconcile. ALI is flexible, too. They even provide tracking for us on leases they don't insure."

Customers have responded well. "After researching other options, our customers have told us ALI is a better deal - better coverage and better rates," notes Harrison, "creating a win/win situation for both our customers and Irwin Business Finance." By offering real value - superior coverage and faster replacement at competitive rates, ALI has achieved the highest acceptance rates in the industry - which ultimately delivers higher fee income to lessors. Harrison concurs. "The fee income was very attractive. But first and foremost, American Lease Insurance is an excellent sales tool - one with quantifiable benefits that enhance the service we provide."

American Lease Insurance was founded in 2000 by Steve Dinkelaker, a licensed insurance agent and broker who has been active in the equipment leasing industry since the mid 1980s. He created, implemented, and managed lease insurance programs for almost all of the major small-ticket leasing companies. ALI, located in Shelburne Falls, Massachusetts, one hour north of Hartford, Connecticut, is a member of the Equipment Leasing Association, the Eastern Association of Equipment Lessors, the United Association of Equipment Leasing, and the National Association of Equipment Leasing Brokers.

Irwin Business Finance was chartered in 1999 to fund and service small-ticket equipment leases nationwide. Irwin Business Finance is a subsidiary of Irwin Financial Corporation, a 125-year-old organization based in Columbus, Indiana. Irwin Financial Corporation is a publicly held group of interrelated, specialized financial services companies serving markets in the United States and Canada.

RENEE HARRISON 877-460-1499 x 1408
STEVE DINKELAKER 888-521-6568 x 245

American Lease Insurance
Five State Street
Shelburne Falls MA 01370

[Headlines]

### Press Release ####################################

Pioneer Capital Corporation Signs New Credit Facility

Pioneer Capital Corporation announced that it has signed a

multi-million dollar lease funding facility agreement and lease warehouse

line with two West Coast banks.

According to Pioneer Capital Corporation President, John Boettigheimer,

"These agreements provide us the ability to make quicker decisions, and to

provide a new source of lease funding to the leasing community. With so

many brokers funding deals through so few sources, many firms are

experiencing total exposure and other credit issues with their transactions.

With these agreements, we can offer a different solution to our customers."

Pioneer's Broker program offers online applications, approvals, and

documentation through their online system called <http://www.zaplease.com>

ZapLease.com ®.

8th - 11th. For more information on Pioneer Capital Corporation, go to

<http://www.PioneerFunding.com> www.PioneerFunding.com or call (800)

521-1308.

Pioneer Capital Corporation

15303 Dallas Parkway, Suite 505

Addison, Texas 75001

(800) 521-1308

ZapLease ® is a registered trademark of Pioneer Capital Corporation.

[Headlines]

### Press Release ################################

Orion First Financial, LLC and Pioneer Capital Corporation Announce a New Joint Venture to Fund Leases

Gig Harbor, WA -- Orion First Financial, LLC and Pioneer Capital Corporation have formed a new joint venture, Pioneer Capital Funding, LLC (PCF). The joint venture has established a revolving line of credit with Kitsap Bank (Port Orchard, Washington) to warehouse leases originated by Pioneer Capital Corp. The new venture bundles the warehoused leases into portfolios and the lease receivables are sold to Union Safe Deposit Bank (Stockton, California) under a permanent funding facility. Orion First Financial, LLC will provide lease servicing and administrative services to PCF and Union Safe Deposit Bank.

"Our partnership with Orion First Financial provides us the ability to make quicker decisions, and to provide a reliable source of lease funding to our broker customers. With so many brokers funding deals through so few sources, many firms are experiencing exposure and other credit issues with their transactions. Together with Orion First Financial, we can offer an improved solution to our customers." stated John Boettigheimer, President of Pioneer Capital Corporation. Pioneer's Broker program offers online applications, approvals, and documentation through their online system called ZapLease.com ®.

David T. Schaefer of Orion First Financial stated, "We are pleased to be associated with a quality company like Pioneer Capital Corp. There desire to adopt innovative approaches to funding will immediately improve their ability to fund more transactions and improve their service levels. This is a significant event in Pioneer’s development as a funding source and we are excited to be part of their success."

The Orion First program is unique in that it provides a level of control and flexibility needed in today's leasing marketplace. As funders have made dramatic changes in underwriting standards, or exited the market altogether, originators are looking for funding alternatives that are more predictable and stable. The Orion First program allows participants to expand funding resources and build lasting value.

Orion First Financial, LLC located in Gig Harbor WA, provides primary and back up lease servicing, complete portfolio management, and advisory/consultative services to the commercial equipment leasing industry. Orion has differentiated itself from other lease servicing companies by not only offering the standard billing, accounting and tracking services, but by providing complete portfolio performance management.

Pioneer Capital Corporation is an Addison, Texas based equipment leasing company. Pioneer is a 20 year member of the United Association of Equipment Lessors and a 6 year funding source member of the NAELB. Pioneer's first credit facility was a $20 million revolving structured finance facility in 1998. Pioneer will be exhibiting at the UAEL Convention in Portland October 8th - 11th. For more information on Pioneer Capital Corporation, go to www.PioneerFunding.com or call (800) 521-1308.

CONTACT:

David T. Schaefer, CLP

Orion First Financial, LLC

PO Box 2149

Gig Harbor, WA 98335-4149

Phone: 888.705.8778 ext. 210

http://www.orionfirst.com

dtschaefer@orionfirst.com

[Headlines]

___________________________________________________________________-

UAEL, NAELB
Sales: Irvine, CA.
20-Year Lessor with excellent reputation seeking an experienced goal-oriented sales professional. Great working environment, generous commissions, benefits. E-mail: jaimek@pacifica-capital.com

[Headlines]

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LaSalle Home Mortgage to Adopt ABN AMRO Mortgage Name

LaSalle Home Mortgage, a division of ABN AMRO Mortgage Group, Inc., will adopt the name and look of its parent company, ABN AMRO. In addition to changing its name to ABN AMRO Mortgage, LaSalle Home Mortgage will also change its logo, adopting the ABN AMRO shield.

The goal is to create a greater synergy between LaSalle Home Mortgage and the reputation of ABN AMRO, a globally trusted and recognized bank, says Mark Sofyanos, LaSalle Home Mortgage svp. "LaSalle Home Mortgage's advertising of mortgage lending programs created confusion with consumers, as LaSalle Home Mortgage and LaSalle Bank had different mortgage offerings. As ABN AMRO Mortgage, products can be marketed in a way that eliminates consumer confusion with LaSalle Bank." LaSalle Bank, while changing its logo to the green-and-gold shield design, will keep its name. LaSalle Home Mortgage will now join ABN

AMRO Mortgage in Minnesota (as well as the ABN AMRO Mortgage Group-branded NLC Call Center and mortgage.com) in employing the ABN AMRO Mortgage retail brand identity.

[Headlines]

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U.S. Banker's 25 Most Powerful Women in Banking to be saluted at First Annual Black Tie

US Banker will be hosting its first annual black tie honoring the 25 Most Powerful Women in Banking, featured in this month's issue, on October 29th at The New York Palace. Space is limited.

For more information, contact editor-in-chief Holly Sraeel at holly.sraeel@thomsonmedia.com.

If you missed “The 25 Most Powerful Women in Banking,” please

go here:

preface:

http://www.us-banker.com/cgi-bin/readstory.pl?story=20031001USBO458.xml

The complete story

http://www.us-banker.com/cgi-bin/readstory.pl?story=20031001USBC467.xml

[Headlines]

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Stable funding source seeks experienced leasing representative; book of business required; remote office capability; send resume to jobs@balboacapital.com and reference leasingnews in subject line.

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News Briefs---

Hispanics Hit Hard by 'Jobless Recovery'

http://www.washingtonpost.com/wp-dyn/articles/A59023-2003Oct7.html

Former Tyco Officials' Lavish Spending Detailed

http://www.washingtonpost.com/wp-dyn/articles/A58841-2003Oct7.html

http://www.nytimes.com/2003/10/08/business/08TYCO.html

HP cuts 200 jobs at facility in Houston

http://www.sfgate.com/cgi-bin/article.cgi?file=/chronicle/archive/2003/10/07
/BUGSQ26HUL1.DTL&type=business

[Headlines]

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Sports Briefs---

Marlins take opener http://www.stltoday.com/stltoday/sports/stories.nsf/Sports/Cardinals
/DBCD239A9833588F86256DB9001E2675?OpenDocument&Headline=Marlins+take+opener

As if you didn’t know---

8:20 p.m,EDT today at Yankee Stadium

Pitchers: BOS - T. Wakefield / NYY - M. Mussina

Bucs Lose Alstott For The Season

http://www.theredzone.org/news/showarticle.asp?ArticleID=418

NFL: Leaping penalty on Rice was correct

http://www.theredzone.org/news/showarticle.asp?ArticleID=412

[Headlines]

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http://www.utdallas.edu/police/wavs/hstlavsta.wav

California Nuts Briefs---

Voters Oust Davis; Schwarzenegger to Become Calif. Governor

http://www.washingtonpost.com/wp-dyn/articles/A55221-2003Oct7.html

http://www.signonsandiego.com/news/politics/recall/20031007-2258-davisrecall.html http://www.bayarea.com/mld/mercurynews/news/local/states/california/northern_california/6959199.htm

http://www.bayarea.com/mld/mercurynews/6959199.htm

World Marvels at Schwarzenegger's Victory

http://www.nytimes.com/aponline/international/AP-Schwarzenegger-World.html

Schwarzenegger Extends Olive Branch to California

http://www.nytimes.com/reuters/politics/politics-politics-california-winner.html

Voters Voice Deep Dissatisfaction With Governor's Record

http://www.nytimes.com/2003/10/08/national/nationalspecial3/08CALI.html

Voters Turn Davis Into the Fall Guy

http://www.washingtonpost.com/wp-dyn/articles/A59434-2003Oct7.html

Dismal day as Davis sees his dreams vanish Democrats in shock at election outcome

http://www.sfgate.com/cgi-bin/article.cgi?f=/c/a/2003/10/08/DAVIS.TMP

Other candidates may not have won but made inroads with voters

http://www.sfgate.com/cgi-bin/article.cgi?f=/c/a/2003/10/08/OTHERS.TMP

Hispanics, unions lean away from Davis, toward Schwarzenegger

http://www.sfgate.com/cgi-bin/article.cgi?f=/news/archive/2003/10/07/state0019EDT0247.DTL

Californians Find Actor Believable in Role of Politician

http://www.washingtonpost.com/wp-dyn/articles/A58966-2003Oct7.html

Now that Issa has helped the recall, how will recall help Issa?

http://www.signonsandiego.com/news/politics/recall/20031007-2103-cnsissa.html

S.F. Bay Area doesn't follow the state trend

Recall of governor losing by wide margin as 8 of 9 counties vote to keep Democrat

http://www.sfgate.com/cgi-bin/article.cgi?f=/c/a/2003/10/08/REGION.TMP

(Common saying in Southern California, “ I would rather have Arnold

groping me than Davis screwing me.” )

California Statewide map of election returns:
http://vote2003.ss.ca.gov/Returns/recall/mapN4.htm

NBC Plans for Maria Shriver

http://www.nytimes.com/2003/10/08/national/08SHRI.html?ex=1066190400&
en=5281fed95d433bc2&ei=5062&partner=GOOGLE

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E-mail: ecarlberg@alliancefunds.com

About the Company: Anaheim, CA. www.alliancefunds.com

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This Day in American History

1775 –General George Washington, a slave owner himself in Virginia, convinces the Continental Army to bar slaves and free blacks from Continental Army

as regular soldiers. As the Revolutionary War spread through every region, those in bondage sided with whichever army promised them personal liberty. The British actively recruited slaves belonging to Patriot masters and, consequently, more blacks fought for the Crown. In 1777, with the war going badly and so many blacks joining the British, General Washington allowed blacks to fight, but not become regular soldiers. During the Revolution many African Americans also sided with the British. Particularly for enslaved blacks in the South, there was little guarantee that they would have any more freedom under the rule of the colonists than they did under the rule of the British. Indeed, in November 1775 Lord Dunmore, the royal governor of Virginia, issued a proclamation that any slaves who fled to his lines and assisted in suppressing the revolt would be given their freedom. This was a more enticing offer than the colonists made, as the Southern colonies generally would not recruit slaves to fight. Over 2,000 slaves joined Dunmore and became his Ethiopian Regiment. When the fighting moved South in 1779, thousands of slaves ran away from their masters and fled to the British lines. There they were often pressed into service as laborers, building fortifications around Charleston and Savannah.

By the end of the war many blacks had served in some capacity. Many slaves who served in the military in Northern colonies were immediately freed. Many who had fled to the British or served with them were removed to Nova Scotia, and these Black Loyalists, finding Nova Scotia inhospitable, emigrated to Sierra Leone. In the South some slaves who had served with a verbal promise of freedom were later freed, while others were returned to slavery. The American Revolution raised a fundamental contradiction that America's founding fathers could not seem to reconcile. The foundational principles of the Revolution were life, liberty, property, and equality; yet in the colonies nearly one-fifth of the population was denied these rights. Most Northern colonies ended slavery soon after the Revolution. Vermont banned slavery in 1777, and a Massachusetts judge declared slavery unconstitutional in 1783. However, in the South, agriculture was far more dependent on slave labor. A few plantation owners, imbued with the revolutionary spirit, freed their slaves and resettled them in the Northwest Territory either upon the war's end or upon the owners' deaths. For the most part, however, Southern plantation owners simply imported more slaves to replace those who ran away, and slavery continued as America's basic contradiction.

http://memory.loc.gov/ammem/aaohtml/exhibit/aopart2b.html

http://www.pbs.org/wgbh/aia/part2/2narr4.html

http://www.africana.com/Utilities/Content.html?&../cgi-bin/banner.pl?banner=Education&../Articles/tt_972.htm

http://www.nyfreedom.com/blacks.htm

1728- birthday of Rodney Caesar,(OS). Signer of the Declaration of Independence who cast a tie-breaking vote. Born near Dover, DE, he died June 26, 1784. Rodney is on a quarter issued by the US Mint in 1999, the first in a series of quarters that will commemorate each of the 50 states.

1777-After the second Battle of Bemis Heights, near Saratoga, NY where the Americans routed a force of some 1500 British, Gen. Bourgoyne retreated to Saratoga.

1862- Union and Confederate forces fought at Perryville, Kentucky in a one-day battle that repulsed the South's attempt to bring that border state into the Confederacy.

(lower half of: http://memory.loc.gov/ammem/today/oct08.html )

1865- Earthquake in Santa Cruz Mountains (6.5 to 7.5, various ratings)

http://www.sfmuseum.org/hist4/68inter.html

http://www.eqe.com/publications/lomaprie/seismici.htm

http://pangea.stanford.edu/~segall/1868_abs.html

http://www.fostertravel.com/CACRUZ.html

http://www.santacruzpl.org/history/tourism/convent.shtml

http://www.insurance.ca.gov/EXECUTIVE/CatSeries/Earthquake/Earthquake6.htm

1871-The great fire of Chicago began, according to legend, when Mrs. O’Leary’s cow kicked over the lantern in her barn on DeKoven Street. The fire leveled 3 ½ square miles destroying 17,450 buildings and leaving 98,500 people homeless and about 250 people dead. Financially, the loss was $200 million. ON the same day a fire destroyed the entire town of Peshitigo, WI, north of Green Bay killing more than 1,100 people. The fire, which was eight to 10 miles wide, destroyed 128 acres of timberland. The forests were dry, since there had been no rain for three months

.http://memory.loc.gov/ammem/today/oct08.html

1890-Birthday of Edward V. Rickenbacker, American aviator, auto race and hero, born at Columbus, OH. Died July 23, 1973 at Surich Switzerland.

1893- birthday of Clarence Williams, Plaquemine, LA, penned Royal Garden Blues, Gulf Coast Blues, I Aint’ Gonna Give Nobody None of my Jellyroll.

1896.- Dow Jones began reporting an average of the prices of 12 industrial stocks in the Wall Street Journal on this day. In the early years, these were largely railroad stocks. In 1928 Mr. Dow expanded the number of stocks to 30, where it remains today. Today, the large, frequently-traded stocks in the DJIA represent about a fifth of the market value of all US stocks. 1904-Birthday of great song writer W. C. Handy, Jr.,Clarksdale, MS.

1917 –Drummer J.C. Heard birthday http://www.harlem.org/people/heard.html

1918-Sergeant Alvin C. York, while in the Argonne Forest, France, and separated from his patrol, killed 20 enemy soldiers and captured a bill. 132 enemy soldiers and 35 machine guns. He was awarded the US Medal of Honor and French Crois de Guerra. Ironically, York had petitioned for exemption from the draft as a conscientious objector, but was turned down by his local draft board. A movie was made of this event starring Gary Cooper.

1924- In New York City, the National Lutheran Conference banned the playing of jazz music in the local churches.

1930-Birthday of baritone sax player Pepper Adams, Highland Park, IL

1933-Coit Tower dedicated in SF, a monument to firefighters .

http://www.guide-to-san-francisco-hotels.com/attractions/coit-tower.html

http://www.danheller.com/sf-coittower.html

http://www.talamasca.com/~cuccia/photos/coit/index.html

1934- Faith Riaggold birthday, Afro-American artist. Much of her art combines the feminist viewpoint and the black liberation movement. She changed her style from being based on white male European to African influences. She also started to work in fabric and soft sculptures, sometimes depicting women from Harlem with open mouths because black women need to find their voices. She has been criticized by some white critics and especially by black male artists who claim her work should be classified as crafts, not art. In 1984, she became professor of art at the University of California, San Diego.

1938-For the Saturday evening Post cover for this date, Norman Rockwell chose to portray himself in quandary he frequently had to grapple with---trying to come up with a cover for the Post on deadline.

1941 - The Benny Goodman Orchestra recorded "Buckle Down Winsocki", with Tom Dix as featured vocalist, on the Columbia label.

1948-Winchell’s Donut House Established. Since the grand opening of its first donut house in Temple City, CA, Winchell’s has offered warm and fresh donuts from it sown specialty mixes featuring the finest ingredients. Winchell’s even invented the apple fritter in 1964! For more than 50 years, Winchells donuts have been an American favorite,

although Krystal Kreme Donuts are their main competitor today.

1948- Facing only thirty batters, Indian rookie pitching sensation Gene Bearden five-hits the Braves for a 2-0 victory in front of 70,000 fans in Cleveland. The Tribe takes a 2-1 World Series game lead.

1950-. “Your Hit Parade” premiered on TV. It began as a radio show in 1935. When it finally made it to TV, the format was simple: the show’s cast performed the week’s top musical hits. To keep viewers interest, since many of the same songs appeared wieldy, eye-catching production sequences were created. “YHP” was the starting point for many famous choreographers and dancers, including Tony Charmoli, Ernie Flatt, Peter Gennaro and Bob Fosse. Regulars included Dorothy Collins, Eileen Wilson, Snooky Lanson and Sue Bennett. The show was overhauled many times and switched networks before leaving the air in 1959. A summer revival in 1974 was short-lived. The original sponsor was a cigarette company.

1950- “Frank Sinatra Show” premiered on television. Mr.. Sinatra’s first series was a musical variety show featuring regulars Erin O’Brien and comic Ben Blue. However, during its last season this show was cut from an hour to 30 minutes as it could not compete with “The Texaco Star Theater,” the most popular show of the time. This was during the period of his decline as a singer and personality.

1953- Birmingham bans Jackie Robinson's Negro-White All-Stars from playing in the city. The white players are dropped from the team as Robinson gives in to city officials.

1956- Don Larsen of the New York Yankees pitched the only perfect game in a World Series history. He defeated the Brooklyn Dodgers, 2-0, in Game 5. Larson threw 97 pitches, faced 27 batters, struck out 11 and lead the Bronx Bombers to a 2-0 shutout of the Brooklyn Dodgers in Game 5 of the Fall Classic. Pinch hitter Dale Mitchell, batting for Dodgers pitcher Sal Maglie, was called out on strikes for the last out. Game 6 Brooklyn beat the Yankees, 1-0 at Brooklyn, and the series was tied. Game 7, also at Brooklyn,

the Yankees won 9-0.

Game 7 at Brooklyn October 10, 1956

Team 1 2 3 4 5 6 7 8 9 R H E

NY 2 0 2 1 0 0 4 0 0 9 10 0

BRO 0 0 0 0 0 0 0 0 0 0 3 1

1956—Top Hits
Honky Tonk (Parts 1 & 2) - Bill Doggett
Canadian Sunset - Hugo Winterhalter & Eddie Heywood
The Green Door - Jim Lowe
Hound Dog/Don’t Be Cruel - Elvis Presley

1959- In Game 6, the Dodgers defeat the Go-Go Sox, 9-3, to win the World Series. Chicago's speed and quickness weren't enough to overcome Los Angeles hitting and pitching.

1961 - New York Yankees’ pitcher Whitey Ford set the World Series record for consecutive scoreless innings, while extending his streak to 32 in a 7-0 shutout of the Cincinnati Reds in Game 4. Ford added one more scoreless inning in the 1962 World Series to bring that consecutive scoreless inning total to 33. The previous record was 29-2/3 innings, held by Babe Ruth.

1961 - Green Bay Packer’s running back/kicker Paul Hornung set a Packer records for points scored in a game: 33. Hornung scored 33 points: four touchdowns, six extra points and one field goal. (The Packers beat the Baltimore Colts to, 45-7.)

1964—Top Hits
Oh, Pretty Woman - Roy Orbison
Do Wah Diddy Diddy - Manfred Mann
Dancing in the Street - Martha & The Vandellas
I Guess I’m Crazy - Jim Reeves

1974 - "Then Came You", by Dionne Warwicke and The Spinners, went solid gold this day. While the editors are poring over the proper spelling of her name, might we add that due to some superstitious feeling having to do with astrology, the former Ms. Warwick changed her name for good luck to Warwicke. It apparently worked. When she went on her own, she changed her name back to the original spelling. Tunes like, "I’ll Never Love This Way Again", "Deja Vu" and hits with Johnny Mathis, Luther Vandross and some friends made it OK to be just Dionne Warwick again.

1975-In the first basketball game played at the Louisiana Superdome in New Orleans, the San Antonio Spurs of the American Basketball Association defeated the Atlanta Hawks of the National Basketball Association, 109-107, in an exhibition.

1979 - "Sugar Babies" opened at the Mark Hellinger Theatre on Broadway. The star of the hit show was also making his debut on the Great White Way. Mickey Rooney, who had been acting since the 1930s, once again delighted one and all with his performance.

1984 - Anne Murray won the Country Music Association’s Album of the Year Award this day for "A Little Good News". Murray was the first woman to win this award.

1986- The first North American Congress on the Holy Spirit and World Evangelization opened in New Orleans. It drew 7,000 leaders from 40 denominations, and stressed the part which the charismatic experience plays in evangelization.

1990-Native American Day was celebrated in South Dakota in place of Columbus Day.

1991 - A U.S. District Court in Anchorage, Alaska, approved a $900-million settlement (annual payments stretched over ten years) with Exxon Shipping Company (Exxon Oil Corporation) for the Valdez oil spill. Exxon also agreed to pay a $250-million fine, which would reimburse the state of Alaska and the U.S. for the costs of cleanup, damage assessment and litigation.

1997-Center Adam Oats of the Washington Capitals scored three goals and two assists to move past the 1,000 mark in career NHL points. Oates finished the night with 1,004 points as Washington defeated the New York Islanders, 6-3.

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World Series Champions This Date

1919--Cincinnati Reds

1922---New York Giants

1927-- New York Yankees

1930 - Philadelphia Athletics

1939 - New York Yankees

1940 - Cincinnati Reds

1959 - Los Angeles Dodgers

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[Headlines]