Position Wanted Ads---Free
Senior Level Credit, Collections/ Risk Management

Free Positon Wanted goes into our Classified Ad section on the website: http://leasingnews.org/Classified/Jwanted/Jwanted.htm

It also runs once a week in the News Edition.

Use your personal email address only. We encourage you to add a resume, although not necessary. If you do so, please make sure your name, address and telephone number are not included. If so, we will delete them. The reason is once the resume is placed on line it remains in Google and in Leasing News Editions’ archives. A search of your name will bring up your posting, which will have your address and telephone number for years to come.

It is also a good idea to create an email for the ad specifically that you can delete after use. This is “free” to those looking for a new position. Each ad is limited to (100) words.

------

Senior level Credit, Collections and Risk Management professional with demonstrated competencies in portfolio management, credit analysis/underwriting, collections and risk management. Equally comfortable with leases and loans, detail-oriented with proven abilities to transform teams into high performance units through coaching, training and motivational techniques. My preference is to work on Long Island, NY, but everything is negotiable. jbsullivan46@gmail.com         Resume

To post your free position wanted, please email: kitmenkin@leasingnews.org

Ralph Mango Editor/writer of diverse business content: business plans, policy/process, and training. GM delivers results above plan. Associate Editor Leasing News, responsible for proofreading and editing each news edition, as well as contributing content. Available for Projects ralphmango@hotmail.com

 

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Leasing News Top Stories
September 17 - September 20

(Stories most opened by readers)

(1) Dext Capital Joins Funder List "A,"
   Funders Looking for Broker Business List
http://leasingnews.org/archives/Sep2019/09_20.htm#dext

(2) New Hires/Promotions in the Leasing Business
    and Related Industries
http://leasingnews.org/archives/Sep2019/09_20.htm#hires

(3) No Longer taking Broker/Discounting Business
plus Leasing Companies Out of Business
http://leasingnews.org/archives/Sep2019/09_17.htm#no_longer

(4)   Learn to Read and Understand Financial Statements
Sales Make it Happen Steve Chriest
http://leasingnews.org/archives/Sep2019/09_17.htm#learn

(5) My Husband is the Boss
      Placard
http://leasingnews.org/archives/Sep2019/09_17.htm#placard

(6) The World's Biggest Oil Producers - Chart
 Share of Global Oil Production in 2018
http://leasingnews.org/archives/Sep2019/09_17.htm#oil

(7) Amazon Ordered 100,000 Electric Delivery Vans from
   Rivian for 2021 to be Built in former Mitsubishi Plant
https://www.chicagobusiness.com/manufacturing/time-amazon-placed-order-big-one 

(8) Treasury, IRS final and proposed regulations
on new 100% depreciation
http://leasingnews.org/archives/Sep2019/09_20.htm#irs

(9)  Transforming Leads into Revenue
FinTech #102 by Alex Vasilakos
http://leasingnews.org/archives/Sep2019/09_20.htm#transforming

(10)  How Do I handle rejection from potential employer?
How Do I handle rejection from potential employer?
http://leasingnews.org/archivdes/Sep2019/09_17.htm#crossroad

 

 

[headlines]
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Top Six Leasing/Finance Company Websites
in North America

The top six leasing/finance companies were taken from “siteworth traffic” three Month Alexa ratings (1). The lower the number, the higher the company is on the list.  They were chosen from the Leasing News Funder List and over 100 were checked for ratings under 1,000 (2). If your company has less than a 1,000 rating, please email kitmenkin@leasingnews.org to be included in the next Leasing/Finance Company listing.

One of the purposes in the rankings is to learn how each of these companies have such high rankings. Credtcapital.com has Tax Code 186 information that leads uses to their site.  The others have techniques, as well as programs for both vendors and brokers. Their website addresses are included to learn their approach that has given them their Alexa rating. Bank subsidiary websites were not included as they included bank customer web visits.

All the traffic ranks were higher (lower is better as in golf) than June 3, 2019 (3). Positions by rankings were the same, except both Madison Capital and Pawnee are now off the list.  Pawnee was at 2,281,502 and Madison Capital fell to 1,529,232. (3)  To qualify for the list, the number had to be below 1,000.

Alexa USA Rankings

https://marlincapitalsolutions.com/
Marlin Capital Solutions
341,721

www.crestcapital.com
409,680

www.balboacapital.com
455,360

www.AscentiumCapital.com
645,026

www.greatamerica.com
739,417

www.finpac.com
971,512

1. http://www.siteworthtraffic.com/
2. Funder List "A"
   http://leasingnews.org/Funders_Only/Funders.htm
3. http://leasingnews.org/archives/Jun2019/06_03.htm#sites

Help Wanted

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Developing Strong Leaders for the
Commercial Equipment Leasing/Financing Industry
By Scott Wheeler, CLFP

 The commercial equipment leasing and finance industry is experiencing a transformation.

• Every participant is faced with the changes that are necessary to better serve vendors and end-users.

• In three to five years we will look back with amazement at the progress the industry has accomplished.

• These are exciting times for companies and professionals that are willing to embrace change.

• Every aspect of the industry will be affected; efficiencies and data will be the key to success for individuals and companies.

• The focus will be on better decisions, not faster. Working smarter, rather than harder. Companies will improve profitability by being specialists, rather than generalists. Sales professionals will be required to know more, to be consultative advisors, and will be using predictive analytics to drive their prospecting efforts.

• The transformation will benefit the value-added entrepreneur who is leading, rather than following the trends. It will benefit the non-commodity player as much as the commodity player. The transformation will reward quality assets and excellence.

Top performing originators are embracing change. They are bold, forward-thinking professionals who are excited about  new opportunities and providing superior products and services to the next generation of vendors and end-users.

Exciting Times Ahead 

Scott A. Wheeler, CLFP
Wheeler Business Consulting
1314 Marquis Ct.
Fallston, Maryland 21047
Phone: 410 877 0428
Fax: 410 877 8161
Email: scott@wheelerbusinessconsulting.com
Web: www.wheelerbusinessconsulting.com

 

[headlines]
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Nine New CLFP’s Bring Total to 791 Members
List of New Members with Photos, Company Affiliations

The Certified Lease & Finance Professional (CLFP) Foundation announces that all nine leasing professionals from Stryker recently passed the CLFP exam after they hosted a private Academy late last month.  It brings the foundation up to 791 members.  A count by company membership follows.

The newest CLFPs and Associates are:

Geoffrey Belt, CLFP
Senior Financial Analyst, Stryker

Cassandra Blodgett, CLFP Associate
Sr. Process Specialist, Stryker

Parker Dood, CLFP Associate
Senior Finance Representative, Stryker

Caroline Johnson, CLFP
Program Manager, Flex Financial, Stryker

Wendy Locey, CLFP
Senior Financial Analyst, Stryker

Dan Mayo, Jr., CLFP
Senior Regional Finance Manager, Stryker

Kara Miyasato, CLFP
Director of Marketing, Stryker

Aaron Perry, CLFP
Regional Finance Manager, Stryker

Lee Ritter, CLFP
Regional Finance Manager, Stryker

Dan Mayo, CLFP, remarked, “Attaining the CLFP designation was part of my continuous professional development.  Every person that wants to make a career in this industry should consider making this one of their primary goals.”

The CLFP designation identifies an individual as a knowledgeable professional to employers, clients, customers, and peers in the equipment finance industry. There are currently 791 active Certified Lease & Finance Professionals and Associates in the United States, Canada and Australia. For more information, please visit: http://www.CLFPFoundation

CLFP Companies with Two or More Members
Updated

Company	Count
First American Equipment Finance, a City National Bank Company	124
Stearns Bank NA-Equipment Finance Division	39
Financial Pacific Leasing, Inc., an Umpqua Bank Company	33
Amur Equipment Finance	31
Ascentium Capital LLC	29
U.S. Bank Equipment Finance	26
AP Equipment Financing	24
ECS Financial Services, Inc.	19
BB&T	18
Oakmont Capital Services, LLC	13
Ivory Consulting Corporation	12
Stryker	12
Arvest Equipment Finance	11
Canon Financial Services, Inc.	11
KLC Financial, Inc.	11
Orion First Financial LLC	10
BMO Harris Equipment Finance Company	9
Great American Insurance	9
Northland Capital Financial Services, LLC	9
BancorpSouth Equipment Finance	8
Celtic Commercial Finance	8
Beacon Funding Corporation	7
Wintrust Specialty Finance	7
GreatAmerica Financial Services	6
The Huntington National Bank	6
Bank of the West	5
First Foundation Bank	5
Commerce Bank	4
DLL	4
Marlin Capital Solutions	4
NCMIC Finance Corporation	4
Partners Capital Group, Inc.	4
Tamarack Consulting, Inc.	4
UniFi Equipment Finance, Inc.	4
Alliance Funding Group	3
BSB Leasing, Inc.	3
First National Capital Corporation	3
FSG Capital, Inc.	3
Global Financial & Leasing Services LLC	3
Hanmi Bank	3
International Decision Systems	3
LTi Technology Solutions	3
Odessa	3
Providence Capital Funding, Inc.	3
Quality Leasing Co., Inc.	3
Western Equipment Finance	3
360 Equipment Finance	2
Alliance Capital Corporation	2
Centra Funding, LLC	2
CHG-MERIDIAN USA Corp.	2
Cisco Systems Capital Corporation	2
Clune & Company LC	2
ConnectedFi	2
Crossroads Equipment Lease & Finance LLC	2
Customers Bank Commercial Finance	2
Dakota Financial, LLC	2
Diversified Capital Credit Corporation	2
ENGS Commercial Finance Co.	2
Falcon Leasing	2
Finance Capital	2
First Utah Bank	2
Fleet Advantage, LLC	2
Innovation Finance	2
Key Equipment Finance	2
M&T Bank Corporation	2
Madison Capital, LLC	2
Maxim Commercial Capital, LLC	2
NFS Leasing, Inc.	2
OnPoint Capital, LLC	2
Pacifica Capital	2
Padco Financial Services, Inc.	2
Patriot Capital Corporation a Division of State Bank & Trust Company	2
Pinnacle Capital Partners, LLC	2
Provident Equipment Leasing	2
Taycor Financial	2
TCF Equipment Finance, a division of TCF National Bank	2
TEQLease, Inc.	2

 

 
[headlines]
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CLFP Academy Classes for Lease & Finance Professionals
Attendance Update: 4 Classes Scheduled plus “Mentor Program”

The Academy for Lease & Finance Professionals (ALFP) is a three-day event designed to fully prepare an individual to sit for the CLFP exam assuming the attendee has read and studied The Certified Lease & Finance Professionals’ Handbook prior to attending.

On the first two days, all of the required sections of the CLFP exam are covered in-depth. On the third day, the exam is offered, but not mandatory. http://www.clfpfoundation.org/alfp.php

September 26, 2019
Hosted by International
Decision Systems (IDS)
8:00AM (UTC-06:00)
Ends: Saturday, September 28
5PM (UTC-) 6:00
Location: TBD, Minneapolis, MN
Spaces Left: 2
Registered: 27 registrants
http://www.clfpfoundation.org/event-3406090

November 14, 2019
Hosted by Odessa
Start: Thursday, November 14
8:00AM (EST)
End: Saturday, November 16
4:00Pm (EST)
Location: Two Liberty Place, 50 S. 16th St., 
Suite 2300, Philadelphia, PA 19102
 (For clarity on ease of access, entrance is on 16th Street between Chestnut and Market Streets)
Spaces Left: Sold Out
Registered: 30 Registrants
http://www.clfpfoundation.org/event-3242914 

Hotels (with Odessa corporate rate):
The Windsor Suite, 1700 Benjamin Franklin Pkwy, Philadelphia, PA 19103
https://www.thewindsorsuites.com/ 
Corporate Rate of $149/night
For reservations call (215) 207-9942 or email reservations@thewindsorsuites.com and let them know you would like the Odessa Technologies, Inc. rate.
Cambria Hotel & Suites - Philadelphia Downtown Center City, 219 S. Broad Street, Philadelphia, PA 19107
https://www.choicehotels.com/pennsylvania/philadelphia/cambria-hotels/pa776?source=gyxt 
Corporate Rate of $149/night
For reservations: Call the Cambria hotel and Suites at 800-4CHOICE or the hotel directly at 
215-732-5500 and ask for the Odessa Technologies, Inc. rate.
Book directly online at www.cambriaphiladelphia.com and use the code LODESS

Recommended Hotels (without corporate rate): 
The Westin, 99 South 17th Street at Liberty Place, Philadelphia, PA 19103
(215) 563-1600
http://www.starwoodhotels.com/westin/property/overview/index.html?propertyID=1231&SWAQ=958C
Club Quarters, 1628 Chestnut St (at 17th Street), Philadelphia, PA 19103
(215) 282-5000
https://clubquartershotels.com/locations/club-quarters-hotel-philadelphia

Dress code:
Business casual - jeans okay!
For more information, please contact Reid Raykovich, CLFP at: reid@CLFPFoundation.org 

February 06, 2020
Start: Thu, February 06, 2020
8:00am
End: Sat, February 08, 2020
Location: Hosted by Fleet Advantage, LLC.
Class Location: TBD, Fort Lauderdale, Fl.
Register: 2
Spaces left: 20
Registered: Be the First
Recommended Hotels: To be determined

April 23, 2020

8:00AM (CDT)
End: Sat., April 25, 2020
   4:00PM (CDT_
Location: Co-hosed by
Arvest Bank and
LTi Technology
Solutions: Class
Location: 9401 W
135th St., Overland
Park, KS (2nd
Floor). Exam
Location: 9300 W.
110th St. Suite 270,
Overland Park, KS
6620
Spaces Left: 12
Register: 8 registrants

Recommend Hotels:
townplace Suites by Marriott
7020 W. 133 St.
Overland Park, KS
(913) 851-3100

Holiday Inn Express
7580 W. 135th St.
Overland Park, KS
(913) 681-8400

Dress Code:
Business Casual (jeans are okay)

For more information, please contact Reid Raykovich, CLFP at: reid@CLFPFoundation.org

For use if you take the CLFP Exam in 2020, use sixth edition if taking the test this year)

The Handbook is available for purchase through the Foundation’s website and also through Amazon.  The 2019 CLFP Exam will continue to be based on the Sixth Edition of the Handbook, and in 2020, the Exam will be updated to reflect the new content.
www.clfpfoundation.org

MENTOR PROGRAM
The Mentor Program was created to assist candidates in preparing to take the CLFP Exam. The Program is voluntary and is offered at no additional cost to the candidate.
A candidate will be assigned a Mentor upon request following formal application and receipt of fee for the CLFP Exam. Candidates are matched with a mentor who is knowledgeable in areas of the Body of Knowledge of interest to the candidate. Or, the candidate may request a specific individual.

All Mentors hold the CLFP designation and will answer questions about the conduct of the exam, assist the candidate in understanding and interpreting areas of the Body of Knowledge, and generally provide intellectual, experiential and moral support.

Mentors are not instructors or tutors. The candidate is expected to learn the required material on his or her own by studying written materials, by taking available industry courses, and through industry work experience. Mentors will provide clarification and interpretation for subjects the candidate has already studied. For instance, the Mentor will clarify Present Value Theory, but will not teach the Theory.

 

[headlines]
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Annual average temperatures of the oceans’ surfaces have been diverging from the 20th century (1900-1999) average more and more since the 1980s. In 2018, global ocean surface temperatures were 0.66 degrees Celsius higher than that century’s average, according to the National Oceanic and Atmospheric Administration (NOAA).

While the annual divergence fluctuates (as some years happen to be hotter and others colder), there is still a definite upwards trend visible in the data. The year with the biggest divergence on record was 2016, when measured ocean temperatures were 0.79 degree Celsius higher than the stated average.

The global data for near-surface temperatures comes from ships, buoys and satellite measurements of the oceans. While fluctuations are a normal phenomenon, an increase of the number of years that are warmer on average is expected due to climate change, which is the increase of global average and mean land and ocean temperatures. According to scientific findings, the continuing global warming will lead to changes in the strength, frequency, spatial extent and duration of extreme weather events.

By Katharina Bucholz, Statista

https://www.statista.com/chart/19418/divergence-of-ocean-temperatures-from-20th-century-average/

##### Press Release ############################

SFNet Compendium of Secured Finance Law
The Most Active States Are Now

The laws governing key aspects of secured transactions vary from state to state and new financial disclosure bills are being introduced in several jurisdictions. How can you keep up?

The Secured Finance Network Compendium of Secured Finance Law is a time-saving tool that enables you to research important legal issues related to secured transactions in any U.S. state within seconds. Published for asset-based lenders, factors, banks and other institutions engaged in secured transactions, the SFNet Compendium of Secured Finance Law is designed to suggest the answer to many questions at the most important and crucial time - when the borrower's application is presented. Subscribe today to receive access to this crucial information.

The Compendium is currently being updated to bring you the most current legal information available. Updates on the following states have just been released:

    California
    Delaware
    Georgia
    Illinois
    Indiana
    Minnesota
    New York
    North Carolina
    Ohio
    Pennsylvania
    Texas
    Virginia
    Washington State
    Wisconsin

Updates on the remaining states are being released as they become available.

Subscribe today to receive access to this crucial information (non-member $595/Member $395.00):
https://www.cfa.com/eweb/

#### Press Release ###########################

 

[headlines]
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#### Press Release ###########################

Medical Marijuana Legalization Bill Introduced in Wisconsin
32 States Legally Use Marijuana/Medical or Recreational Purposes

Three legislators in Wisconsin have united to introduce a bill legalizing the use of marijuana for medicinal purposes. The legislators include two Democrats, Erpenbach and Taylor, and Testin who is a Republican.

Sen. Jon Erpenbach, Taylor and Testin in a joint statement on Friday announced that the time has come for the state of Wisconsin to lift the restrictions and legalize the use of marijuana. The bill would create a system that allows patients to be entered into a list through registration and the growers to be issued with a license permitting them to grow cannabis for medical purposes.

In the United States, there are 33 states legally using marijuana either for medical or recreational purposes. Among these are, Michigan and Minnesota. In Colorado and nearly a dozen other states, residents can use marijuana for medical and recreational purposes.

In the statement, Testin said that the government should not decide if marijuana is right for inducing treatment; doctors and patients should be given that mandate to determine if cannabis is right for treating a particular condition.

For the past decade, the Democrats have been trying to pass marijuana legalization bills with no success. However, it is still uncertain whether with the Republican support exemplified by Testin, the bill will be passed into law. Speaker of the Assembly, Robin Vos is open to passing the bill but the Senate Majority Leader, Scott Fitzgerald has openly voiced his opposition.

Tony Evers, the Democratic governor, had proposed legalization of medical marijuana, in the Winsconsin budget, but the provisions were not included in the final budget plan.

Through his spokesman, the governor did not comment on the bill. Moreover, since he is running for Congress in the year 2020 in a Wisconsin district that is traditionally conservative, his stand on the bill is unlikely to change. Supporting the bill would pose a threat for him as it would be a motivating factor for his primary challengers.

The proposed marijuana legalisation bill has the following terms that have to be met by the doctors, patients and the cannabis growers.

Persons qualifying to receive medical marijuana have to be suffering from one of the following ailments; AIDS, cancer, Alzheimer’s, PTSD (post-traumatic stress disorder), traumatic brain injury (TBI), and severe and chronic pain.

Before being registered and joining the list of people to receive medical marijuana treatment, a doctor should diagnose the patient, explain the risk factors as well as the benefits of using medical marijuana.

Patients applying to receive medical marijuana are supposed to pay $250 for registration and $250 in annual fees.

The marijuana registry is not visible to the public and people who are or have been convicted of a drug-related crime are not allowed to join the list.

The Department of Agriculture, Trade and Consumer Protection would set up a licensing system for the growers, if the bill remains as it is. The licensed growers would include persons growing a dozen-plus marijuana plants. Grower would have to pay an initial fee of $250 and an annual fee of $5000. The licensed growers would also be prohibited from growing cannabis for family or personal consumption.

On Friday, Evers tweeted his supports for the bill while pointing to a recent poll by the Marquette University Law School which showed that 83 percent supported the legalization of medical marijuana. In the tweet he wrote that now was the time for physicians to be allowed to prescribe the medication that they felt was best placed to treat their patients.

Analysts believe that the chances of this bill sailing through are too close to call, and they also believe that industry players like IONIC Brands Corp. (CSE: IONC) (OTC: IONKF) and Lexaria Bioscience Corp. (CSE: LXX) (OTCQX: LXRP) would wish that patients have the option of using medical marijuana sooner rather than later.

About CNW420
CNW420 spotlights the latest developments in the rapidly evolving cannabis industry through the release of two informative articles each business day. Our concise, informative content serves as a gateway for investors interested in the legalized cannabis sector and provides updates on how regulatory developments may impact financial markets. Articles are released each business day at 4:20 a.m. and 4:20 p.m. Eastern – our tribute to the time synonymous with cannabis culture. If marijuana and the burgeoning industry surrounding it are on your radar, CNW420 is for you! Check back daily to stay up-to-date on the latest milestones in the fast -changing world of cannabis.

### Press Release ############################

 

[headlines]
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### Press Release ############################

North Mill Capital Announces the Funding
of a $15,000,000 Total Credit Facility

North Mill Capital is pleased to announce the funding of a $15,000,000 Total Credit Facility to SPAR Group, Inc. in Auburn Hills, Michigan.

The funds were utilized to pay off the bank and provided the additional working capital the company was looking for to support their plans for growth.

SPAR Group, Inc. provides merchandising and other marketing services to manufacturers, distributors and retailers all over the world, primarily mass merchandisers, office supply, grocery, drug store, independent, convenience, toy, electronics and home improvement stores.

North Mill Capital provides asset based loans and factoring facilities from $50,000 to $30 million to businesses in the United States. NMC is headquartered in New Jersey with regional offices in Minnesota and Utah and with sales offices throughout the country. North Mill Capital LLC is a portfolio company of Solar Senior Capital Ltd.

For further information, please contact Dan Tortoriello at (609) 917-6202 or DanT@NorthMillCapital.com.

#### Press Release #############################

German Shepherd
Tustin, California  Adopt-a-Dog

Danny
Pet ID: A1649488
Sex: N
Age: 4 Years
Weight: 85.6 LBS
Color: Black - Tan
Breed: Germ Shepherd -
Kennel: 623

OC Animal Care
1630 Victory Rd,
Tustin, CA 92782
714-935-6848 Monday- Friday 8AM-5PM

Facility/Animal Visiting Hours: Open Daily 11AM-5PM
(Wednesday’s Extended Hours 11AM-7PM)

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NEFA October Conference Six Days – 51 Exhibitors
October 2, 2019 to October, 4, 2019 Funding Symposium

One Week and Counting!
Register Today!
https://www.nefassociation.org/page/19SymPricingTemp

JW Marriott Atlanta Buckhead
3300 Lenox Rd NE
Atlanta, Georgia  30326
United States

Over 300 people have already registered! See who's attending...
https://www.nefassociation.org/events/RSVPlist.aspx?id=1048791

51 Exhibitors

36th Street Capital Partners LLC
4 Hour Funding
American Lease Insurance
AMUR Equipment Finance
Arboretum Commercial Finance, LLC
Ascentium Capital LLC
Baystone Government Finance
BlueVine
Boston Financial & Equity Corporation
Bryn Mawr Funding
C.H. Brown Co., LLC
CAN Capital
Channel Partners Capital
CLFP Foundation
Copernicus
Crestmark Vendor Finance,
A division of  MetaBank
ECS Financial Services, Inc.
Entegra Capital LLC
Equipment Finance Advisor
Equipment Leasing Group of America, LLC
Financial Pacific Leasing, Inc.
Fleet Evaluator
Great American Insurance Group,
Specialty Equipment
Hanmi Bank
IDS
Infogroup
instaCOVER, LLC
JB&B Capital, LLC
Leasepath
LTi Technology Solutions
Macquarie Corporate & Asset Finance
Marlin Capital Solutions
Monitordaily
Navitas Credit Corp
NewLane Finance
NFS Leasing, Inc.
North Mill Equipment Finance, LLC
Orange Commercial Credit
Orion First Financial, LLC
Pawnee Leasing Corporation
Providence Equipment Finance,
A Division of Providence Bank & Trust
Quality Leasing Co., Inc.
Quiktrak, Inc.
Rapid Finance
Tamarack
TradeRiver USA, Inc.
VFI Corporate Finance
Wintrust Specialty Finance

Speakers:
https://eventmobi.com/19symposium/people/1a1da5dd-172e-4e29-8719-88262d765dd5

News Briefs----

Comscore, the internet’s traffic judge,
  settles fraud charges for $5 million
https://www.theverge.com/2019/9/24/20882240/comscore-sec-serge-matta-financial-fraud-charges-settlement

Fiat Chrysler Manager Faces U.S. Fraud Charges
    on Diesel Emissions
https://www.nytimes.com/2019/09/24/business/fiat-chrysler-diesel.html

The world's second largest IPO this year
     is coming from a beer company
https://www.cnn.com/2019/09/24/investing/ab-inbev-asia-ipo/index.html

China buys 600,000 tons of US soybeans after trade talks
soybeans will make their way to China between October & December
https://www.foxbusiness.com/industrials/china-soybeans-supply-tariff-trade

Boeing’s 737 Max Is No Closer to Flying Again
   After the FAA’s Most Recent Statement
https://www.barrons.com/articles/boeing-stock-737-max-comeback-51569332815?siteid=yhoof2&yptr=yahoo

Could Peer-to-Peer Lending Be Resurrected
   By Falling Interest Rates? At Least For Now?
https://debanked.com/2019/09/could-peer-to-peer-lending-be-resurrected-by-falling-interest-rates-at-least-for-now/

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You May Have Missed---

Billionaires that live in the smallest American towns
https://www.sfgate.com/personal-finance/article/Billionaires-that-live-in-the-smallest-American-14462099.php

[headlines]
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SHORTSTOP
by Charles Ghigna ©

Published: Boyd Mills Press (2003)

The slits of his eyes
hidden in shadows
beneath the bill of his cap,
he watches and waits
like a patient cat
to catch what comes
his way.

Crack!
and he pounces
upon the ball,
his hands flying
above the grass,
flinging his prey
on its way
across the diamond
into a double-play.

[headlines]
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Sports Briefs---

Patriots decline to pay the first installment
   of Antonio Brown’s signing bonus
https://profootballtalk.nbcsports.com/2019/09/24/patriots-decline-to-pay-the-first-installment-of-antonio-browns-signing-bonus/

On the same day New Orleans lost Drew Brees,
a significant part of the Cowboys' fan base lost something else
https://www.dallasnews.com/sports/cowboys/2019/09/24/on-the-same-day-new-orleans-lost-drew-brees-a-significant-part-of-the-cowboys-fan-base-lost-something-else/

Pro Football Hall of Famer Troy Aikman bristles
   at comparison to Chiefs QB Patrick Mahome
https://www.usatoday.com/story/sports/nfl/2019/09/24/troy-aikman-bristles-patrick-mahomes-comparison/2427885001/

Benching QB Marcus Mariota isn't right move for Titans,
     but questions linger
https://www.usatoday.com/story/sports/nfl/titans/2019/09/24/tennessee-titans-marcus-mariota-benching/2427661001/

Rodgers: Time for Packers offense to 'do our part'
http://www.theredzone.org/Blog-Description/EntryId/78393/Rodgers--Time-for-Packers-offense-to--do-our-part-

Watch 49ers star rookie Nick Bosa
     dominate Steelers' All-Pro tackle
https://www.nbcsports.com/bayarea/49ers/watch-49ers-star-rookie-nick-bosa-dominate-steelers-all-pro-tackle

PFF grades from the 49ers offense
    from the win over the Steelers
https://www.ninersnation.com/2019/9/23/20880282/49ers-pff-grades-steelers-offense-week-3-garoppolo-pettis

[headlines]
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California Nuts Briefs---

Stop vaping immediately, state of California says
https://www.sacbee.com/news/politics-government/capitol-alert/article235439762.html?

Longtime Chez Panisse chef’s new Oakland restaurant opens today
https://www.eastbaytimes.com/2019/09/23/longtime-chez-panisse-chefs-new-oakland-restaurant-opens-today/

Bank of Marin CEO Russell Colombo to retire
   once a replacement is found
https://www.northbaybusinessjournal.com/northbay/marincounty/10073744-181/bank-of-marin-ceo-retirement

Executive gets 4 months for bribing son's way into USC
https://www.sfgate.com/news/education/article/CEO-to-be-sentenced-for-role-in-admissions-14463168.php

[headlines]
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“Gimme that Wine”

http://www.youtube.com/watch?v=EJnQoi8DSE8

Oregon Wine Continues Its Ascent, Driven By Pinot Noir
https://www.shankennewsdaily.com/index.php/2019/09/23/23903/oregon-wine-continues-its-ascent-driven-by-pinot-noir/

Carmel Winery Introduces New Private Collection Series to U.S. Market
https://www.winebusiness.com/newreleases/?go=getArticle&dataId=219982

Vinexpo Paris 2020
https://www.winebusiness.com/news/?go=getArticle&dataId=219996

For California wineries during harvest,
   PG&E power outages could be disastrous
https://www.sfchronicle.com/business/article/For-California-wineries-during-harvest-PG-E-14462529.php

Free Wine App
https://www.nataliemaclean.com/mobileapp/

Wine Prices by vintage
http://www.winezap.com
http://www.wine-searcher.com/

US/International Wine Events
http://www.localwineevents.com/

Leasing News Wine & Spirits Page
http://two.leasingnews.org/Recommendations/wnensprts.htm

This Day in History

    1493 - Columbus' 2nd expedition to the New World
http://www.enchantedlearning.com/explorers/page/c/columbus.shtml
    1513 - Vasco Nüñez de Balboa, a Spanish conquistador, stood high atop a peak in the Darien, in present-day Panama, becoming the first European to look upon the Pacific Ocean, claiming it as the South Sea in the name of the King of Spain.
    1690 - The first American newspaper was published. "Publick Occurrences,” with sub-title, "Both Foreign and Domestick" was written, printed, and distributed by Benjamin Harris, at the London-Coffee-House, Boston, Massachusetts. British authorities considered the first newspaper published in the US offensive and ordered immediate suppression. "American Facts and dates" states "Publick Occurrences" lasted only four days. Governor Simon Bradstreet of Massachusetts said he did not like certain “reflex ions.” Harris had intended to issue its monthly “or if any Glut of Occurrences happen, oftener,” but only the one issue appeared. It was a one-sheet paper folder to present four pages, containing news in double columns. The last page was blank. There were no advertisements. France brought their war with England to the Americas, making an alliance with the Indians. The estimated colonial population was 213,500. Very few colonials could read. Town carriers were very popular and the reading of the newspaper in the pub had a very high rating with active discussions that followed.
    1775 – Ethan Allen surrendered to British forces after attempting to capture Montreal during the Battle of Longue-Pointe.  Benedict Arnold and his expeditionary company set off from Fort Western, bound for Quebec City.
    1777 - The Conway Cabal began, an alleged plot to remove George Washington as commander of the Continental Army.  This followed Washington's defeats at Brandywine and Germantown, and Gen. Horatio Gate's victory at Saratoga. The plotters wished to put Gates in Washington's place. Gen. Thomas Conway, whose promotion had been opposed by Washington, wrote an indiscreet letter to Gates. Its contents, in distorted form, were then reported to Washington. When details of the plot leaked out, public opinion was overwhelmingly on Washington's side. Actually, Conway seems to have been more the victim of the plotters than the guilty party. He resigned from the Army in 1778.
    1789 - Congress transmitted to the state legislatures twelve proposed amendments, two of which, having to do with Congressional representation and Congressional pay, were not adopted. The remaining ten amendments became the Bill of Rights. The establishment of religion on a national level was expressly prohibited in the U.S. with the adoption of the First Amendment, the opening words of which read: 'Congress shall make no law respecting an establishment of religion or prohibiting the free exercise thereof.' Final ratification of the First Amendment came in 1791.
http://www.constitutionfacts.com/amendments.shtml
    1804 - The Teton Sioux of the Lakota demanded one of the boats from the Lewis and Clark Expedition as a toll for allowing the expedition to move further upriver.
    1846 – US forces under Zachary Taylor captured Monterrey, Mexico.
    1861 - Secretary of Navy authorized enlistment of slaves as Union sailors. Eventually the Union had 18,000 black sailors.
http://usgovinfo.tqn.com/library/weekly/aa111700a.htm
Howard University has a database, stating 18,000:
http://www.itd.nps.gov/cwss/sailors.htm
This site says there were 20,000:
http://www.civilwarnews.com/archive/articles/blacksail_fitts.htm
National Park Service Complete History of Service;
http://www.itd.nps.gov/cwss/
    1890 - Polygamy was officially banned by the Mormon Church. This announcement followed on the heels of an 1890 Supreme Court ruling denying all privileges of U.S. citizenship to Mormons who practiced this outlawed form of marriage.
http://www.lds.org/media2/library/display/0,6021,184-1-314-4,00.html
    1890 - Congress establishes Sequoia National Park, California
http://jrabold.net/yosemite/
http://www.yosemite.org/
http://www.yosemitepark.net/
    1897 - Birthday of William Faulkner (1897-1962) at New Albany, MS.  American novelist and short story writer, Nobel Prize winner who changed the style and structure of the American novel. Faulkner's first novel, “Soldiers' Pay” was published in 1926. His best-known book “The Sound and the Fury,” appeared in 1929. Shunning literary circles, Faulkner moved to a pre-Civil War house on the outskirts of Oxford, MS, in 1930. From 1930 until the onset of World War II, he published an incredible body of work. The “Portable Faulkner” appeared in 1946 and “Collected Stories” in 1950. In June of 1962 Faulkner published his last novel, “The Reivers.”
http://memory.loc.gov/ammem/today/sep25.html.
    1911 – Groundbreaking for Fenway Park in Boston.
    1912 – Columbia University Graduate School of Journalism was established in NYC.
    1917 - Birthday of Philip Francis "Scooter” Rizzuto (d. 2007), in Brooklyn.  Hall of Fame shortstop for the New York Yankees (1941-1942, 1946-1956).  Member of World Series teams in 1941, 1942, 1947, 1949, 1950, 1951, 1952, 1953, 1955. 5-time All-Star and 1950 American League MVP.  Rizzuto overcame his diminutive size to anchor a Yankees dynasty, helping them win seven of nine World Series during his 13 seasons, not counting three years lost to World War II. "The Scooter" was a durable and deft shortstop, skilled bunter and enthusiastic base runner who compiled a .273 lifetime batting average. Upon retirement, he spent 40 years as a popular Yankees broadcaster, the longest tenure of any Yankees broadcaster.
    1918 - RICKENBACKER, EDWARD V., (Air Mission) Medal of Honor.
Rank and organization: First Lieutenant, U.S. Army Air Corps, 94th Aero Squadron, Air Service. Place and date: Near Billy, France, 25 September 1918. Entered service at: Columbus, Ohio. Born: 8 October 1890, Columbus, Ohio. G.O. No.: 2, W.D., 1931. Citation: For conspicuous gallantry and intrepidity above and beyond the call of duty in action against the enemy near Billy, France, 25 September 1918. While on a voluntary patrol over the lines, 1st Lt. Rickenbacker attacked 7 enemy planes (5 type Fokker, protecting two type Halberstadt). Disregarding the odds against him, he dived on them and shot down one of the Fokkers out of control. He then attacked one of the Halberstadts and sent it down also.
    1919 - President Woodrow Wilson becomes seriously ill and collapses after a speech in Pueblo, Colorado.  The next day they diagnosis it as a stroke. It is said that he was incapacitated and Mrs. Wilson and a “cabal” began to run the United States (more on this tomorrow. Yes, the press was controlled about presidential cancer operations, infirmities and other “goings on.”) This event brought about a major change in American history, studied by students in high school to college.
    1919 - Drummer Rossiere “Shadow” Wilson (1919-59) birthday, Yonkers, NY.  Much of Wilson's early work was with swing jazz orchestras, including Count Basie, 1944-46.
http://music.barnesandnoble.com/search/artistbio.asp?user
Id=&mscssid=&pCount=
& sRefer=&sourceid=&ctr=181092
    1926 - Henry Ford announces the 8 hour, 5-day work week. Ford was the first to grant a ten-hour week, paid vacations, paid sick days, all before union organization. He worried about safety, boredom, and knew his “modernization” may eliminate jobs, even started company schools for employees. He was quite liberal for his day, a leader among inventors and scientists, and unfortunately most uninformed people remember him as an industrialist who took advantage of his workers.  While he did have his prejudices and faults, he looked at his employees as part of his “family.”
    1926 - NHL grants franchises to Chicago Black Hawks and Detroit Red Wings
    1929 – Testing skills that would serve him well in World War II, Jimmy Doolittle performed the first blind flight from Mitchell Field in Brooklyn, proving that full instrument flying from take-off to landing is possible.
    1934 - Lou Gehrig plays in his 1500th consecutive game
    1934 - Rainbow (US) beats Endeavor (England) in 16th America's Cup.
    1936 - Bluesman Roosevelt "Booba" Barnes (1939-96) is born in Longwood, MS.
    1939 - A west coast hurricane moved onshore south of Los Angeles bringing unprecedented rains along the southern coast of California. Nearly five and a half inches of rain drenched Los Angeles during a 24-hour period. The hurricane caused $2 million damage, mostly to structures along the coast and to crops, and claimed 45 lives at sea. "El Cordonazo" produced 5.66 inches of rain at Los Angeles and 11.6 inches of rain at Mount Wilson, both records for the month of September.
    1944 - Birthday of actor/director Michael Douglas, New York, NY.
(it is also his wife's birthday, see 1969)
    1945 - New York City, pianist Errol Garner records for Savoy his famous version of “Laura.”
    1950 - “The Kate Smith Hour” premiered. Kate Smith was a talented singer who hosted a radio show before beginning a successful but short TV career. This late afternoon show was the most successful among two other prime-time shows, “The Kate Smith Evening Hour” (September 1951—June 1952) and “The Kate Smith Show” (January—July 1960). It included interviews, musical numbers and comedy or drama sketches. The sketches spun off many series, including “The World of Mr. Sweeney” and “Ethel and Albert.' She was a very popular singer on the radio, best known for “God Bless America,” but she could not make the transition to the small screen.  Smith's rendition of "God Bless America" was played during the 7th inning stretch of New York Yankees home games from 2009 until April 2019, when the practice was discontinued amid controversy surrounding her 1931 recordings of “That’s Why Darkies Were Born" and "Pickaninny Heaven.” The following day, the Philadelphia Flyers followed suit. The statue of Smith was removed on April 21, 2019.  Her family responded by denying the racism allegations. Those against the discontinuation of using Kate Smith's works have cited the satirical nature of the song "That's Why Darkies Were Born." and the fact that it was also popularized by Paul Robeson. Smith called for racial tolerance in 1945 in an address on CBS Radio, saying, "Race hatreds, social prejudices, religious bigotry, they are the diseases that eat away the fibers of peace." She went on to say that it is up to us to tolerate one another in order to achieve peace.
    1951 - Top Hits
“Because of You” - Tony Bennett
“I Get Ideas” - Tony Martin
“Come on-a My House” - Rosemary Clooney
“Always Late (With Your Kisses)” - Lefty Frizzell
    1952 - Perhaps one of television’s finest drama series, “Four Start Playhouse” premiered. The actors who founded Four Star Films—Dick Powell, Charles Boyer, Joel McCrea and Rosalind Russell—starred in this dramatic anthology series. David Niven and Ida Lupino replaced McCrea and Russell, who left shortly after the series began. Other guest actors included Ronald Colman in his first TV dramatic appearance (“The Lost Silk Hat,” 1952) and Joan Fontaine in her first major dramatic TV role (“The Girl on the Park Bench,” 1953).
    1954 - Elvis Presley performs live on "Grand Ole Opry," singing "Blue Moon of Kentucky."
    1955 – Detroit’s Al Kaline became the youngest ever to win a batting title, at age 20.
    1956 - “Broken Arrow” premiered. My father, Lawrence Menkin, wrote many of the episodes. This half-hour western was one of the few to portray Native Americans in a positive light. It starred Michael Ansara as Cochise, Apache chief, and John Lupton as Indian Agent Tom Jeffords, Cochise's blood brother. The show was syndicated under the name “Cochise.”
    1956 – TAT-1, the first submarine transatlantic telephone cable system, is inaugurated. It was laid between Scotland and Newfoundland.  The agreement to make the connection was announced by the Postmaster General on December 1, 1953. The project was a joint one between the General Post Office of the UK, AT&T, and the Canadian Overseas Telecommunication Corporation. The share split in the scheme was 40% British, 50% American, and 10% Canadian. The total cost was about £120 million.
    1959 - Top Hits
“Sleep Walk” - Santo & Johnny
“('Til) I Kissed You” - The Everly Brothers
“Mack the Knife” - Bobby Darin
“The Three Bells” - The Browns
    1960 - Sam Cooke's "Chain Gang" peaks at Number Two on both the R&B and pop charts at the same time. It's his biggest hit since "You Send Me."
    1962 - Charles “Sonny” Liston won the heavyweight championship by knocking out Floyd Patterson at 2:06 of the first round at Comiskey Park, Chicago. Liston defeated Patterson in a rematch and then lost to Cassius Clay in Feb, 1964.
    1964 - No. 1 Billboard Pop Hit: "Oh, Pretty Woman," Roy Orbison.
    1965 - Willie Mays hit his fiftieth home run of the baseball season, making him the oldest player to accomplish this. He was 34 years old. Ten years before, at the age of 24, he was the youngest man to accomplish the same feat, marking the longest span between 50 HR seasons in MLB history.
    1965 - Satchel Paige, the oldest player in Major League history at an estimated 59 years, 8 months, 5 days, pitched the last game of his career. He hurled three scoreless innings for the Kansas City Athletics against the Boston Red Sox. Paige gave up only one hit, to Carl Yastrzemski.
    1965 - Birthday of Scottie Pippen, basketball player, born Hamburg, AR.
    1965 - “Eve of Destruction,” sung by S/Sgt. Barry McGuire, moved to the top of the charts.
    1967 - Top Hits
“The Letter” - The Box Tops
“Never My Love” - The Association
“Apples, Peaches, Pumpkin Pie” - Jay & The Techniques
“My Elusive Dreams” - David Houston
    1967 - Paul Butterfield Blues Band at the S.F. Fillmore.
    1968 - Rap/television/film star Will Smith (a.k.a. the Fresh Prince) was born in Philadelphia.
    1969 - Catherine Zeta-Jones, Academy Award-winning actress, wife of Michael Douglas, was born Wansea, Glamorgan, Wales (see 1944 for his birthday.)
    1974 - No. 1 Billboard Pop Hit: "Rock Me Gently," Andy Kim. He wrote the 1969 No.1 song "Sugar, Sugar" with Jeff Barry for the Archies.
    1974 - The first ulnar collateral ligament replacement surgery (Tommy John surgery) was performed, on pitcher Tommy John by orthopedic surgeon Dr. Frank Jobe, then a Dodger team physician who served as a special advisor to the team.
    1975 - Top Hits
“Fame” - David Bowie
“I'm Sorry” - John Denver
“Fight the Power” - The Isley Brothers
“Daydreams About Night Things” - Ronnie Milsap
    1976 - Blue Oyster Cult's "Agents of Fortune" LP enters the chart.
    1979 - The third musical resulting from the collaboration of Tim Rice and Andrew Lloyd Weber lit up the Great White Way. "Evita" opened on Broadway to rave reviews.
    1979 - The Eagles LP, "The Long Run" is released.
    1979 - Joe Jackson releases his "I'm The Man" single.
    1981 - Rolling Stones begin their 6th US tour (JFK Stadium, Philadelphia, PA)
    1981 - Sandra Day O'Connor was sworn in as the first woman associate justice on the US Supreme Court on this date. She had been nominated by President Ronald Reagan in July 1981.
    1983 - Top Hits
“Tell Her About It” - Billy Joel
“Total Eclipse of the Heart” - Bonnie Tyler
“The Safety Dance” - Men Without Hats
“Baby, What About You” - Crystal Gayle
    1987 - Hurricane Emily crossed the island of Bermuda during the early morning. Emily, moving northeast at 45 mph, produced wind gusts to 115 mph at Kindley Field. The $35 million damage inflicted by Emily made it the worst hurricane to strike Bermuda since 1948. Parts of Michigan and Wisconsin experienced their first freeze of the autumn. Snow and sleet were reported in the Sheffield and Sutton areas of northeastern Vermont at midday.
    1988 - Florence Griffith Joyner runs Olympic record 100m in 10.54s
    1989 - Twenty-three cities in the south central U.S. reported record low temperatures for the date, including Topeka, KS with a reading of 33 degrees, and Binghamton, NY with a low of 25 degrees. Showers and thunderstorms in the southeastern U.S. drenched Atlanta, GA with 4.87 inches of rain, their sixth highest total of record for any given day.
    1991 - Top Hits
“I Adore Mi Amor” - Color Me Badd
“Good Vibrations” - Marky Mark & The Funky Bunch/Loleatta Holloway
“Emotions” - Mariah Carey
“Leap of Faith” - Lionel Cartwright
    1993 - A Florida judge ruled that it was legal for a child to divorce biological parents. The court case involved twelve-year-old Gregory Kingsley who didn't want his parents anymore.
    1998 - Hurricane Georges crossed the Florida Straits, passed over Key West and took aim on the northern Gulf coast. On September 26, hurricane warnings went up from Panama City to Morgan City, Louisiana.
    1998 - By hitting a 462-foot blast at the Astrodome, Sammy Sosa hits #66 (and his final homer) of the season to take the lead in the HR race. Less than an hour later, however, Mark McGwire also hits his 66th in the Cardinals' 6-5 victory over the Expos to tie the Cub outfielder in the historic home run race, on the way to 70.
    2003 - Sammy Sosa becomes the first National Leaguer to have at least 100-RBIs nine seasons in a row. The Cubs' right fielder surpasses Mel Ott and Willie Mays who had accomplished the feat eight straight seasons, and joins Rafael Palmeiro and Jimmie Foxx as the only players in major league history to hit 35 home runs and 100 RBI for nine consecutive seasons.
    2009 - President Obama, British Prime Minister Brown and French President Sarkozy, in a joint TV appearance for a G-20 summit, accuse Iran of building a secret nuclear enrichment facility.
    2014 – In his final Yankee Stadium at bat, Derek Jeter knocked in the winning run in the bottom of the 9th to defeat the Baltimore Orioles, 6-5, after the Yanks blew a 5-2 lead in the top of the inning.  Jeter retired at season’s end after 20 years as the Yanks’ SS, with 5 World Series rings and 3465 hits, the most of any Yankee and 6th most in history.