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Leasing News is a web site that posts information, news, and
entertainment for the commercial bank, finance and leasing industry

kitmenkin@leasingnews.org
   


Heidi Groomer passes away



################# Regular Edition Below ################

 

Credit Coordinator
11620 Wilshire Blvd
Los Angeles, CA 90025

Liaison between the Brokers/Clients and Maxim Credit Underwriters during the underwriting process. Coordinator will be responsible for managing the process of each transaction through our CRM and workflow management software. Click here for more information

www.maximcc.com
Founded 2008, Maxim Commercial Capital, LLC is a nationwide funding source for Equipment and Real Estate secured commercial transactions.




Friday, November 30, 2012


(please click kettle for more information
and also view who has donated)


Today's Equipment Leasing Headlines

Radiance Capital, Fife, Washington
 Bulletin Board Complaint---Up-Date
   Classified Ads---Legal
   Job Application Center
  added to Employment Web Sites
   Signs Say:
     “Want Alex Smith Back at 49ers”
 Bank Beat---Enforcement action nation:
  1 in 8 banks under severe EAs
   By David Hayes, SNL Financial
     Mobile Security Personal Edition
      by Trend Micro for Android & iPhone
 Leasing 102 by Mr. Terry Winders, CLP
  “Equipment Price”
    Ten Percent Late Fees
     By Tom McCurnin
  "Wants to Relocate back to United States"
     Career Crossroad---By Emily Fitzpatrick/RII
       Classified Ads---Help Wanted
        Top Stories Nov. 26--Nov. 30
      Brussels Griffon/Maltese Mix
       Tacoma, Washington Adopt-a-Dog
         Classified ads—Asset Management
News Briefs---
HP's $11 billion Autonomy fiasco preceded by many red flags
 Lines Blur as Texas Gives Industries a Bonanza
    L.A. Auto Show sees major debuts
      John McAfee Still On The Lam, Mayor Of San Pedro Says

Broker/Funder/Industry Lists | Features (collection)
Top Ten Stories Chosen by Readers | Top Stories last six months

  You May have Missed---
   SparkPeople--Live Healthier and Longer
    Sports Briefs---
     Baseball Poem
      California Nuts Brief---
       "Gimme that Wine"    
          This Day in American History
         SuDoku
           Daily Puzzle
             GasBuddy
               Weather, USA or specific area
                 Traffic Live----

######## surrounding the article denotes it is a “press release” and was not written by Leasing News nor information verified, but from the source noted. When an article is signed by the writer, it is considered a “by line.” It reflects the opinion and research of the writer.



Please send Leasing News to a colleague and ask them to subscribe.
We are free!


[headlines]
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This is an up-date of the third complaint against Mike Price and Radiance Capital, Fife, Washington, where Mr. Price claims a purchase option of $3,830 in an Equipment Finance Agreement. There is no mention of a balloon or an additional document signed by both parties.

The matter concerns a new 2008 construction trailer with half round end dump which originally cost $38,300 before tax and license. The complaint was in the October 31, 2012 edition from Gloria D. Neal of LA Trucking, Vinta, Oklahoma, and referred to Leasing News by Barry Marks, Esq., CLP.

Ms. Neal wrote the Consumer Protection Agency of the State of Washington. Here is Mike Price's response:


While the dollar amount, Ms. Neal states is hiring an attorney and considering suing for "punitive damage" as the matter has made her "so stressed and angry at this whole situation!"

Radiance Capital Equipment Finance Agreement
http://www.leasingnews.org/PDF/EFA_agreement_10312012.pdf

Third Complaint: Radiance Capital
http://leasingnews.org/archives/Oct2012/10_31.htm#bbc

 

((Please Click on Bulletin Board to learn more information))
(Leasing News provides this ad “gratis” as a means
to help support the growth of Lease Police)



[headlines]

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Classified Ads---Legal



(These ads are “free” to those seeking employment or looking
to improve their position)

San Diego , CA 
Experienced in-house corporate, equipment leasing and financial services attorney seeks position as managing or transactional counsel. Willing to relocate.
Cell Phone: 760-533-4058;
Email:marshallrosenberg@gmail.com | Resume


Free Posting for those seeking employment in Leasing:
http://www.leasingnews.org/Classified/Jwanted/Jwanted-post.htm

All “free” categories “job wanted” ads:
http://www.leasingnews.org/Classified/Jwanted/Jwanted.htm


Comprehensive personal property tax outsourcing services
We accept file exports and integrate personal property tax information with all lease management or accounting software. No other firm offers the combination of individual attention, software capabilities expertise, "full disclosure" and web port accessibility to information more than we do. 

Click here to learn what our clients say about our service
Gary DiLillo, President 440.871.0555 or gary@avptc.com




[headlines]
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Job Application Center
added to Employment Web Sites


A free online resource helping individuals find specific information and advice on how to apply online and offline to every major company in the U.S.

“All of our resource material is written by experts in that particular field and all of it is free to use, “ Diane Turner, CEO told Leasing News. “We are currently developing over 2500 pages of brand new content as we expand our site.

“If someone is looking for a specific job for instance, they can easily resource information about those companies of interest. Instead of just searching job openings, our resources allow the more aggressive job seeker to find information on applying directly to the specific company they want to target.

“Currently there are over 300 universities, libraries and government sites listing us as a job resource including The University of Southern California, The University Of North Carolina, Arizona State University, and Cornell, as well government sites in California, Michigan, Florida and New Hampshire.

“Individuals coming to our site can search a database of over 1500 articles each tailored to a specific company they may be interested in.”

www.jobapplicationcenter.com

(There are part-time jobs, some lead to full time, and also don’t be fooled, December is a good month to look for a better job than you have or for a job (period).

Full List--- Up-Dated Employment Web Sites
http://www.leasingnews.org/Classified/Posting_sites.htm




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Taken with my Droid at Winchester Blvd., near Lark Avenue,
Los Gatos, California.

Alex Smith lives in the area, seen around Los Gatos at the barbershop, Safeway, Steamers Grill, and is a family man who attends the young baseball and football league games. He is very popular. Here he is with Sue’s youngest grandson Scotty, age 2 1/2 at the time.

Kit Menkin



Scott’s older brother Justin (carrying the football)




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Bank Beat---Enforcement action nation:
1 in 8 banks under severe EAs
By David Hayes, SNL Financial


The number of new severe enforcement actions issued to banks and thrifts each quarter may be hitting multiyear lows, but the percentage of the industry operating under those actions still remains comfortably north of 10%. As of Nov. 26, 909 operating banks and thrifts were under a severe enforcement action issued after Jan. 1, 2007, equal to approximately 12.58% of the industry.

This is an improvement, though, from last year's analysis when 1,042 banks and thrifts were under severe enforcement actions, then accounting for around 13.87% of the industry. However, this decline is somewhat tempered by the fact that 56 of the 1,042 banks and thrifts in last year's analysis have since failed and mergers, internal reorganizations and other actions precluded another 61 banks and thrifts from being considered in this year's analysis due to the fact that these companies are no longer considered to be "currently operating."

Severe enforcement actions included in this analysis are prompt corrective action directives, cease and desist orders, and formal agreements/consent orders handed to a bank or thrift by a federal regulator.


Only Alaska and Vermont managed to have zero banks and thrifts under severe enforcement actions this year. Alaska's sole bank under an action in last year's analysis, Juneau, Alaska-based Alaska Pacific Bank, had its cease and desist order issued by the OTS in 2010 lifted by the OCC this August. West Virginia was the only other state besides Vermont to have zero companies on the list in the 2011 analysis, but Ronceverte, W.Va.-based First National Bank entered into a written agreement with the OCC in October and Belington, W.Va.-based Freedom Bank Inc. received a severe enforcement action from the FDIC in January.

On the other side of the spectrum, 14 states and Puerto Rico have more than 20% of their banks and thrifts under severe enforcement actions. Florida leads the list at 35.98%, followed by Hawaii at 33.33%, Nevada at 32.00%, Georgia at 31.60% and Idaho at 31.25%. Delaware; North Carolina; and Washington, D.C., all have exactly 20.00% of their headquartered banks and thrifts under severe enforcement actions.

When it comes to sheer number of institutions under severe actions, Florida stands on top with a nation-leading 77, followed by Illinois at 75, Georgia at 73, California at 51, and Texas and Minnesota tied at 45.


While the median asset size for all banks and thrifts under severe enforcement actions was only $186.7 million at Sept. 30, the U.S.'s largest banking institutions are no stranger to severe enforcement actions. All four of the country's largest banks, JPMorgan Chase Bank NA, Bank of America NA, Citibank NA and Wells Fargo Bank NA are operating under three separate severe actions. Since last year's article, all four banks entered into written agreements in February with the OCC related to their respective consent orders received in April 2011 tied to deficiencies and unsound practices in residential mortgage servicing and foreclosures.

In addition, Citibank NA was hit with a severe action in April for deficiencies in its Bank Secrecy Act/anti-money laundering compliance. Among other items, the OCC states that the bank "has internal control weaknesses including the incomplete identification of high-risk customers in multiple areas of the bank" and that the bank "failed to adequately monitor its remote deposit capture/international cash letter instrument processing in connection with foreign correspondent banking."

Wells Fargo Bank NA entered into another written agreement with the OCC in December 2011 related to "illegal conduct and/or unsafe or unsound practices in connection with the marketing and sale of certain derivative financial products to certain municipalities and other nonprofit organizations ('counterparties') in certain competitively bid transactions, during at least 1997 through 2006." Wells Fargo stated that the business units in question stemmed from its purchase of Wachovia Corp. in 2008 and that all employees involved with the transactions were no longer with the firm.




[headlines]
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Mobile Security Personal Edition
by Trend Micro for Android & iPhone


Trend Micro™ Mobile Security Personal Edition features:

  • A free antivirus and malware scanner
  • Privacy scanner to ensure apps don’t steal your private information
  • Surf, Call, Text security that keeps your communications safe by blocking unwanted content and contact
  • Lost device protection lets you find, lock or wipe your missing mobile device

 


While the instructions said to download from "Google Play," did not find and downloaded from Chrome to my Droid Razr HD Maxx.

Recommend buy extension instead of trial, but to those seeking an extra month for a one year and want to try it, go ahead.

You are connecting to the internet as well as texting and telephone--- and contrary to what you believe, you can get hacked here, as it is "wireless" transmission.

There are also other features. And yes, while iPhone is considered more secure, your wireless connection is not as well as malware.

Android
http://www.trendmicro.com/us/home/products/mobile-solutions/androidsecurity/index.html#mobile-app-reputation

For iPhone users
http://free.antivirus.com/us/smart-surfing-for-iphone/




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Leasing 102
by Mr. Terry Winders, CLP


Equipment Price

One of the most important facts you need to check is the price of the equipment. There are many reasons for the price to be different than the recommended suggested price by the manufacture. The price may be elevated because the trade-in is not worth the payoff causing the vendor to increase the price by the amount necessary to cover the used equipment payoff. On occasion the price may seem to be lower because the equipment was placed on a short term rental prior to sale. The price needs to be checked for irregularities that may affect warranties or true value.

The internet can help check the price by checking the manufactures suggested retail price or calling other vendors of the same equipment to determine their price for the same equipment.

In addition look to the latest auction guides to determine what like equipment is selling for over the term of your proposed lease. Overpriced equipment increases the risk you take and if your residual is a percentage of the original price it increases the residual risk. The actual decision on acceptance of the transaction should be equipment values in addition to credit.

Used equipment prices require a lot of additional checking because prices may be too high or the equipment condition questionable. If the price is high enough there should be an equipment inspection by a lease employee prior to approval. A lot of fraud has existed for the leasing industry by used equipment leasing. Learn to evaluate the equipment with the same vigor you put into the credit evaluation.

If the used equipment vendor is not listed or covered by the better business bureau then you need to look very closely at the price and the title transfer. Once again there has been a lot of fraud when seller and lessee are in cahoots to lease worthless equipment.

The price paid for the equipment is one of the most important concerns a lessor should have in addition to the credit evaluation. In addition the actual use should be determined to qualify the real risk over the term. A complete evaluation of the purposed lease does take some time but it is necessary to qualify a good leasing operation.

Also don't forget to look up the vendor. I don't mean just the web site, type in the street address, city, state, then when the map comes up, note the list of companies on the left---often you can discover it is a "mail drop." Either way, then go to the satellite and view the building. If it is a house, you need to look much further into who the vendor really is.

All this can be accomplished very fast on line, so please don't look at it as "extra work."

Happy Holidays

Mr. Terry Winders, CLP, has been a teacher, consultant, expert witness for the leasing industry for thirty years and can be reached at leaseconsulting@msn.com or 502-649-0448.

He invites your questions and queries.

Previous #102 Columns:
http://www.leasingnews.org/Conscious-Top%20Stories/Leasing_102/Index.htm

 

Mr. Terry Winders available as Expert Witness. 35 years as a professional instructor to the top equipment leasing and finance companies in the United States, author of several books, including DVD's, as well as weekly columnist to Leasing News. He also performs audits of leasing companies as an expert on documentation, and has acted as an expert witness on leasing for litigation in legal and tax disputes, including before the IRS. He also has taught the senior bank examiners, how to review a bank leasing department, for the Federal Reserve in Washington D.C. and has trained the examiners for the FDIC on how to prepare a lease portfolio for sale.

Mr. Winders received his Master of Business Administration and his Bachelor of Science degrees from the College of Notre Dame.

502.649.0488/Leaseconsulting@msn.com

(This ad is a “trade” for the writing of this column. Opinions
contained in the column are those of Mr. Terry Winders, CLP)


Send Leasing News to a Colleague and ask them to subscribe.

It’s easy. Return email with subscribe in subject to:
kitmenkin@leasingnews.org


 

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Ten Percent Late Fees

By Tom McCurnin
Barton, Klugman & Oetting


Be careful if you are not licensed or expect to be paid
late fees owned in Bankruptcy Court

1. Generally, throughout the United States, late fees are an issue of contract law. If the contract is valid, then the amount of the late fees will be upheld.

2. Many lessees argue that the amount of the late fees is unfair, or "unconscionable." Decisions are all over the map on this issue. Suffice to say that I have yet to find a case which says that the typical late fee charge 5-10% of the actual late payment is unconscionable. On larger deals, we try to get an opinion of debtor's counsel and there is a plethora of law that if the borrower has advice of counsel, there can be no unconscionability claim. Two of the cases are Adams v. Adams, 603 S.E.2d 273 (Ga. 2004); Roussalis v. Wyoming Medical Center, Inc., 4 P.3d 209 (Wyo.2000).

3. One Supreme Court case holds that late charges are just another form of interest (this would be applicable only to a lease intended as security) and that if the lender is exempt from usury (National Bank or licensed lender), then any late charge is enforceable. So, in California on a lease intended as security, if the lender is licensed, it would appear that any interest rate should fly. In other states where no commercial contract is subject to usury, then any rate should also be fine.

4. There are a couple of cases out there, most notably Garcia v. Canan 851 F.Supp. 327 (ND Ill. 1994) holding that a 10% late charge on the whole of the delinquent payments (as opposed to a one-time assessment against a single discreet late payment) is a penalty.

Another case I've run into is Leasing Services v. Eastern Equipment 11 B.R. 732 (SD WVa. 1981), an awful case which hold that in bankruptcy the court can strip a lease intended as security down to its components, impute a hypothetical interest figure, back off unearned interest, and back off late charges which are accrued to the overall balance as opposed to a one-time assessment of a single discreet late payment.

The bottom line to this issue, is that while the lease or contract can say whatever you want for late charges, and it may be enforceable, I would not feel comfortable with an amount over 10% of the actual late payment, and I would not want to aggregate the late charges, e.g., 10% of the whole delinquent balance, which is essentially interest on interest.

In addition, if the lease is a loan (lease intended as security) there are very adverse consequences in bankruptcy, with the court having the authority to back off unearned interest and late charges.

Tom McCurnin is a partner at Barton, Klugman & Oetting
in Los Angeles, California.

Barton, Klugman & Oetting
350 South Grand Ave.
Suite 2200
Los Angeles, CA 90071
Tom McCurnin
Direct Phone: (213) 617-6129
Cell (213) 268-8291
Fax: (213) 625-1832
Email: tmccurnin@bkolaw.com
Visit our web site at www.bkolaw.com

Previous Tom McCurnin Articles:
http://www.leasingnews.org/Conscious-Top%20Stories/leasing_cases.html

 

Bookmark Leasing News

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Wants to Relocate back to United States
Career Crossroad---By Emily Fitzpatrick/RII


Question: I have been working in London for the past three years and am looking to relocate back the United States. I was employed by the company first in the United States and was then promoted to the London office. It’s time to move back - how should I begin my career search?

Answer: I assume you already discussed with your current employer the option of returning to their offices in the U.S. and that a position stateside is not an option / available. If not, your first step is to discuss with your current employer - this would be the easiest way of transitioning back home. If this more about changing employers - I still suggest taking this course of action and ONLY consider changing employers 12 months after you relocate.

If this is not a viable option at this time (make sure your employer keeps you in mind for future openings in the U.S.), keep in mind there are many employers that will NOT pay for your relocation. If this is not an issue, schedule a “vacation” for a period of two to three weeks to your desired geography. Prior to your “vacation”, make sure you have set up interviews with a multitude of companies (or an easier option, have a recruiter assist in this task). You have to be strategic and organized in your scheduling! Note: you should have submitted your resume, followed up and conducted phone interviews with these companies prior to face-to-face interviews

Make sure these companies are aware (beforehand) that the flying back for 2nd and 3rd interviews would be difficult. Schedule all required interviews during this time period. Ideally you will have completed your interviews and received initial offer (s) before you leave.

Upon return from your “vacation” negotiate your offers and make your decision. Hopefully your new employer will assist in your relocation expenses – but again, most likely not. Good luck!

Emily Fitzpatrick
Sr. Recruiter
Recruiters International, Inc.
Phone: 954-885-9241
Cell: 954-612-0567
emily@riirecruit.com
Invite me to Connect on LinkedIn
www.linkedin.com/pub/emily-fitzpatrick/4/671/76
Also follow us on Twitter #RIIINFO

Career Crossroads Previous Columns
http://www.leasingnews.org/Conscious-Top%20Stories/crossroad.html

 

 

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Leasing Industry Help Wanted

Credit Coordinator
11620 Wilshire Blvd
Los Angeles, CA 90025

Liaison between the Brokers/Clients and Maxim Credit Underwriters during the underwriting process. Coordinator will be responsible for managing the process of each transaction through our CRM and workflow management software. Click here for more information

www.maximcc.com
Founded 2008, Maxim Commercial Capital, LLC is a nationwide funding source for Equipment and Real Estate secured commercial transactions.

 

Help Wanted Classified Ads

Cost
$595 four HTML lines
(note, a space is counted as a line)
$40 for each additional line or space

The classified ad will appear for 21 days.

The idea is to attract an applicant to learn more, either to click to a full description on your web site or to a full job description attachment (free, no charge).

All "Help Wanted" ads go into the "Help Wanted" classified ad section, which appears in each news edition, and is well read. The ad will also appear on the web site for those who go directly to the web site section.

A "Help Wanted" ad appears at the top of the headlines in each edition in a chronological basis with other help wanted ads. The position cannot be purchased. The ad also continues to appear in the classified ad section in the news edition as well as the web site in addition to appearing above the headlines. If there is only one help wanted ad, a display ad may be utilized in the rotation basis as this position, meaning the one help wanted ad is not going to be on top in every edition.

Contact kitmenkin@leasingnews.org for more
information or to help word a classified ad.

Leasing News reserves the right to refuse advertising, particularly to a company that has appeared in the complaint bulletin board


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Top Stories Nov. 26--Nov. 30


Here are the top ten stories opened by readers

(1) Newport Financial Partners, Newport Beach, California
Bulletin Board Complaint
http://leasingnews.org/archives/Nov2012/11_21.htm#bbc

(2) Integrity Financial Groups, Murray, Utah
Bulletin Board Complaint
http://leasingnews.org/archives/Nov2012/11_28.htm#bbc

(3) Alert! GreenCity Finance, Indianapolis, Indiana
http://leasingnews.org/archives/Nov2012/11_30.htm#alert

(4) Royal Links "True Lease" Court Ruling
Introduction by Christopher Menkin
http://leasingnews.org/archives/Nov2012/11_21.htm#ruling

(5) Leasing 102 by Mr. Terry Winders, CLP
Residual Protection
http://leasingnews.org/archives/Nov2012/11_21.htm#residual

(6) Marlin's CEO Dyer Joins ELFA Board Press Release
Don't look for any change in Evergreen from ELFA
by Christopher Menkin
http://leasingnews.org/archives/Nov2012/11_30.htm#marlin

(7) Reach Potential Customers and Vendors
Find Your Niche
http://leasingnews.org/archives/Nov2012/11_21.htm#niche

(8) New Hires---Promotions
http://leasingnews.org/archives/Nov2012/11_30.htm#hires

(9) Iowa Court Rules “Agency” and “Fraud” Question of Fact
While Upholding “Hell or High Water” Clause
By Tom McCurnin
http://leasingnews.org/archives/Nov2012/11_21.htm#iowa

(10) Taking Licenses for Software, Website names,
Products, et. al.
Is It Good Collateral? The Court Answers: “Yes!”
By Tom McCurnin
http://leasingnews.org/archives/Nov2012/11_28.htm#licenses

 

John Kenny Receivables Management
www.jrkrmdirect.com

• End of Lease Negotiations & Enforcement
• Fraud Investigation
• Credit Investigations
• Asset Searches
• Skip-tracing
• Third-party Commercial Collections

The Solution to Your Credit & Accounts Receivable Needs 
John Kenny
315-866-1167 |  John@jkrmdirect.com

(Leasing News provides this ad as a trade for investigations
and background information provided by John Kenny)
 

Send Leasing News to a Colleague. We are free!!!

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Brussels Griffon/Maltese Mix
Tacoma, Washington Adopt-a-Dog




Jack Sparrow
ID# 5158288
Male
4 months old
Color: white
Size: Small

"I am already neutered, up to date with shots, good with kids, good with dogs, and good with cats."

Jack Sparrow's Story...

“Jack is an adorable puppy looking for a gentle and loving family to finish growing up with. He is currently about 4 months old. Jack has a good start on his basics but is just a baby so will need some finishing. He is a soft soul who can be shy but comes around quickly to kind treatment. Recommended for an adult home. Cats and dogs are ok. Adoption fee $150"

Please contact Violet (drawsdogs@gmail.com) for more information about this pet.

Contact This Rescue Group...
Rescue Group: DRAW Dog Rescue Around Washington
Pet ID #: 5158288
E-mail: drawsdogs@gmail.com
Let 'em know you saw "Jack Sparrow" on Adopt-a-Pet.com!
Website: http://drawrescue.webs.com/
Address: drawsdogs@gmail.com
Tacoma, WA 98418


Adopt-a-Pet by Leasing Co. State/City
http://www.leasingnews.org/Conscious-Top%20Stories/Adopt_Pet.htm

Adopt a Pet
http://www.adoptapet

 

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Classified ads—Asset Management


Leasing Industry Outsourcing
(Providing Services and Products)


Asset Management: Atlanta, GA
premier provide accounts receivable management functions from 3rd Party contingency collections to Portfolio Purchasing. Contact George Elliott, National Account Manager. 678-694-9063,
www.westassetmanagement.com 

Asset Management: Boston, MA
Nationwide appraisals, remarketing, audits, inspections and more! Over 15-years industry experience and dedicated to deliver personal, prompt, professional services. 
Call Chris @ 508-785-1277. Email:
chris@dovermanagementgroup.com 

Asset Management: Minneapolis, MN
NetSentric provides services to leasing companies: Inspection, Appraisals, Auditing, Warehousing, Repossession, Asset Management, Repairs, Remarketing and Field Service for Electronics and Computing Technology.
Email: jcahill@netsentricinc.com 

Asset Management: Monroe, NC
Recover a greater return on your investment.  We specialize in the woodworking, pallet, sawmill and forestry industries.  
Carolinamachinerysales.com
Melinda Meier (704)288-1904 x103
Asset Management: Nationwide 
BUYER/LENDER BEWARE. Don't sign anything until Collateral Verifications Inc. goes onsite, knocks on the door and gets the facts.
http://www.i-collateral.com
Email: mark@i-collateral.com

Nationwide 
Seasoned and fair priced workforce is at your service for all lease collections, repossessions, and asset liquidations, appraisals.  Call Nassau Asset Management 800-462-7728  dcastagna@nasset.com   

Asset Management: NorthWest Sequent provides collateral recovery, remarketing, and storage services to lenders with assets located in the greater Pacific Northwest. Professional services at reasonable pricing. Contact rossr@sequentam.com

  Asset Management: Orange City, FL
We help Lessors Liquidate un-wanted Assets valued at $750,000+. It's an effective method of Liquidating Assets such as Jets, Planes, Helicopters, Freighters, etc. 
Eric R. Sanders 
Tel  386-789-9441 
www.ValuedAssetSales.com 
www.The-RandolphCapital.com 
EQPMNTLEASING@aol.com
Asset Storage/Re-Marketing: Ohio & surrounding states. Providing no cost warehousing, condition reports, digital photos and remarketing of off-lease forklifts & industrial equipment. NAFTA wide dealer network. Email to GCochran@OhioLift.com Asset Management
Melville, New York
Auctions, Appraisals, National Repossessions.  ALL asset classes. 20+ year team works for you. Spend less, Net More… Fast!
Ed Castagna 516-229-1968
ecastagna@inplaceauction.com
Asset Management:
South East US- AllState Asset Management 
Recovery, remarketing, inspections. 25 years experience, dedicated to deliver, prompt, professional services. 
Call Brian @ 704-671-2376.
brian.buchanan@
allstateassetmgmt.com
Asset Management: Global
Specializing in Semiconductor and Electronic Test Equipment collateral. Lender services include Consignment Sales, Remarketing, Portfolio Purchases, Inspections, De-installation, Repairs and Warehousing. 
www.testequipmentconnection.com
mnovello@testequipmentconnection
Bulldog Asset Management provides recovery and remarketing services with a difference. Contingent repos, free storage and industry experts to remarket. Email:Jamie@bulldogasset.com 
www.bulldogasset.com

Asset Management: Portsmouth, NH
Unique approach improves results, keeps costs down. Repossession, Storage, Inspection, Legal, Appraisal, Transport, Remarketing. Free advice and resources.Call 855.EE
lendersolutions.equipmentengine.com

All "Outsourcing" Classified ads (advertisers are both requested
and responsible to keep their free ads up to date:
http://www.leasingnews.org/Classified/Outsourcing/Outsourcing.htm

How to Post a free "Outsourcing" classified ad:
http://www.leasingnews.org/Classified/Outsourcing/Outsourcing-post.htm

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News Briefs----

Hewlett-Packard's $11 billion Autonomy fiasco was preceded by many red flags
http://www.mercurynews.com/business/ci_22102226/hewlett-packard-hp-11-billion-autonomy-fiasco-was-preceded-ref-flags

Lines Blur as Texas Gives Industries a Bonanza
http://www.nytimes.com/2012/12/03/us/winners-and-losers-in-texas.html?hp&_r=0

L.A. Auto Show sees major debuts
http://seattletimes.com/html/businesstechnology/

John McAfee Still On The Lam, Mayor Of San Pedro Says
http://www.siliconbeat.com/2012/12/01/john-mcafee-still-on-the-lam-mayor-of-san-pedro-says/

 

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Spending up a $30B storm
http://www.nypost.com/p/news/business/spending_up_storm


[headlines]

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SparkPeople--Live Healthier and Longer


SparkPeople--Live Healthier and Longer

For Your Kids at College--Health Dining in the Dorms
http://www.sparkpeople.com/resource/nutrition_articles.asp?



[headlines]

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Sports Briefs----


Harbaugh says “no change” at QB – right decision?
http://blog.sfgate.com/49ers/2012/12/02/jim-harbaugh-says-no-change-at-quarterback-right-decision/

Tony Romo breaks Cowboys franchise record for TD passes in 38-33 win
http://www.dallasnews.com/sports/college-sports/oklahoma-sooners/20121202-dream-matchup-am-oklahoma-set-for-cotton-bowl-at-cowboys-stadium.ece

Detroit Lions receiver Calvin Johnson is great
http://sports.yahoo.com/blogs/nfl-shutdown-corner/megatron-continues-historic-pace-last-second-loss-colts-005403976--nfl.html

Mark Sanchez helps make Jets-Cardinals totally unwatchable, then mercifully gets benched
http://sports.yahoo.com/blogs/nfl-shutdown-corner/mark-sanchez-helps-jets-cardinals-totally-unwatchable-then-201947913--nfl.html

Atlanta Falcons clinch NFC South title, get closer to top playoff seed
http://blogs.ajc.com/atlanta-falcons-blog/2012/12/02/atlanta-falcons-clinch-nfc-south-title-get-closer-to-top-playoff-seed/

Chargers don't have the pieces to pick up
http://www.utsandiego.com/news/2012/dec/02/canepa-chargers-dont-have-pieces-pick/

A Feisty Start-Up Is Met With Regulatory Snarl
http://www.nytimes.com/2012/12/03/technology/app-maker-uber-hits-regulatory-snarl.html?ref=business

Seahawks stun Bears 23-17 in OT
http://www.chicagotribune.com/sports/football/bears/ct-spt-1203-bears-seahawks-chicago--20121203,0,3499500.story

Oakland Raiders lose to Cleveland Browns 20-17
http://www.contracostatimes.com/raiders/ci_22111645/oakland-raiders-lose-cleveland-browns-20-17

Americans Daniel Tapia, Alisha Williams win California International Marathon
http://www.sacbee.com/2012/12/02/5024961/california-international-marathon.html

 

[headlines]
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American Football Poem

Lines

by Martha Collins

Draw a line. Write a line. There.
Stay in line, hold the line, a glance
between the lines is fine but don't
turn corners, cross, cut in, go over
or out, between two points of no
return's a line of flight, between
two points of view's a line of vision.
But a line of thought is rarely
straight, an open line's no party
line, however fine your point.
A line of fire communicates, but drop
your weapons and drop your line,
consider the shortest distance from x
to y, let x be me, let y be you.

from Some Things Words Can Do, 1998
The Sheep Meadows Press, Riverdale-on-Hudson, N.Y.


[headlines]
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California Nuts Briefs---

Crashes, flooding, power outages as nasty storm rolls into SF Bay Area
http://www.mercurynews.com/breaking-news/ci_22110587/nasty-storm-rolls-into-bay-area
http://www.sfgate.com/bayarea/article/Storm-comes-and-goes-leaving-soggy-mess-4085163.php

Ouch! Bay Area has six of top 10 priciest cities for homes
http://www.bizjournals.com/sanjose/news/2012/11/30/san-jose-leads-nation-in-high-end.html


[headlines]
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“Gimme that Wine”

http://www.youtube.com/watch?v=EJnQoi8DSE8

Highlights From the 2012 Vintage in Wine Publishing
http://www.nytimes.com/2012/12/05/dining/reviews/for-wine-enthusiasts-a-few-new-reference-books.html?ref=dining

Economic Impact of Napa’s Wine Industry More Than $13 Billion to Napa County
http://www.heraldonline.com/2012/11/29/4449026/economic-impact-of-napas-wine.html

Chinese industrialist buys top wine estate in landmark deal
http://www.indianexpress.com/news/chinese-industrialist-buys-top-wine-estate-in-landmark-deal/1038155/

Foley Family Wines does new flurry of Wine Country deals
http://www.bizjournals.com/sanfrancisco/blog/2012/11/foley-family-wines-does-new-flurry-of.html

Virginia Black Friday wine and spirits sale brings in $5.9 million
http://www.insidenova.com/news/business/article_da38c226-3a4a-11e2-bf0f-001a4bcf6878.html


Free Mobile Wine Program
http://leasingnews.org/archives/Feb2010/2_26.htm#mobile

Wine Prices by vintage
http://www.winezap.com
http://www.wine-searcher.com/

US/International Wine Events
http://www.localwineevents.com/

Winery Atlas
http://www.carterhouse.com/atlas/\

Leasing News Wine & Spirits Page
http://two.leasingnews.org/Recommendations/wnensprts.htm


[headlines]
----------------------------------------------------------------

This Day in History

 

    1755-Birthday of Gilbert Charles Stuart, American portrait painter whose most famous painting is that of George Washington. He also painted portraits of Madison, Monroe, Jefferson and other important Americans. Stuart was born near Narragansett, RI, and died July 9, 1828 at Boston, MA.
    1762 - France ceded to Spain all lands west of the Mississippi- the territory known as Upper Louisiana. 
    1775 - Lt. John Paul Jones raises the Grand Union flag on Alfred. First American flag raised over American naval vessel. 
    1799-Margaret O'Neale Eaton birthday. Her marriage to the man who would become a cabinet officer resulted in a scandal that caused Andrew Jackson to dismiss his entire cabinet. It led to a permanent breach between Jackson and John C. Calhoun which resulted in Martin Van Buren becoming president rather than Calhoun and Calhoun backing the South Carolina resolution on tariffs, which many believe hastened the civil war between the states. Living well is said to be the best revenge and the Eatons lived well, in fact said to have had a brilliant social life when he served as governor of Florida and U.S. minister to Spain. She lived until she was eighty years old; marrying her grandchildren’s dance teacher after her husband died.
http://www.floridamemory.com/OnlineClassroom/Governors/Eaton.cfm
http://www.benet.org/teachers/lbrown/WebSites/TheEatons
/Newsletter_2/newsletter_2.html

http://www.booknotes.org/Program/?ProgramID=1403
http://www.army.mil/cmh-pg/books/sw-sa/Eaton.htm
    1800 - US state electors met and cast their ballots for the presidency. A tie resulted between Thomas Jefferson and Aaron Burr.
    1818-Illinois became the 21st state. The strange but beautiful prairie lands east of the Mississippi and north of Lake Michigan presented a difficult challenge to the tide of westward-moving immigrants. Accustomed to the heavily forested lands of states like Kentucky and Tennessee, the early immigrants to Illinois did not know what to make of the vast treeless stretches of the prairie. Most pioneers believed that the fertility of soil revealed itself by the abundance of vegetation it supported, so they assumed that the lack of trees on the prairie signaled inferior farmland. Those brave souls who did try to farm the prairie found that their flimsy plows were inadequate to cut through prairie sod thickly knotted with deep roots. In an "age of wood," farmers also felt helpless without ready access to the trees they needed for their tools, homes, furniture, fences, and fuel. For all these reasons, most of the early Illinois settlers remained in the southern part of the state, where they built homes and farms near the trees that grew along the many creek and river bottoms. The development of heavy prairie plows and improved access to wood and other supplies through new shipping routes encouraged even more farmers to head out into the vast northern prairie lands of Illinois. By 1840, the center of population in Illinois had shifted decisively to the north, and the once insignificant hamlet of Chicago rapidly became a bustling city. The four giant prairie counties of northern Illinois, which were the last to be settled, boasted population densities of 18 people per square mile. Increasingly recognized as one of the nation's most fertile agricultural areas, the vast emptiness of the Illinois prairie was eagerly conquered by both pioneers and plows. The Railroad and Great Lakes made Chicago a significant center of transportation.
http://memory.loc.gov/ammem/today/dec03.html
    1826-Birthday of Union General George McClellan, born in Philadelphia. Although McClellan emerged early in the war as a Union hero, he failed to effectively prosecute the war in the East. McClellan graduated from West Point in 1846, second in his class. He served with distinction in the Mexican War under General Winfield Scott, and continued in the military until 1857. After retiring from the service, McClellan served as president of the Illinois Central Railroad, where he became acquainted with Abraham Lincoln, who was then an attorney for the company. When the war began, McClellan was appointed major general in charge of the Ohio volunteers. In 1861, he command Union forces in western Virginia, where his reputation grew as the Yankees won many small battles and secured control of the region. Although many historians have argued that it was McClellan's subordinates who deserved most of the credit, McClellan was elevated to commander of the main Union army in the east, the Army of the Potomac, following that army's humiliating defeat at the First Battle of Bull Run. 1979-. McClellan was beloved by his soldiers but was arrogant and contemptuous of Lincoln and the Republican leaders in Congress. A staunch Democrat, he was opposed to attacking the institution of slavery as a war measure. While his work as an administrator earned high marks, his weakness was revealed when he took the field with his army in the spring of 1862. He lost to Robert E. Lee during the Seven Days' battles, and as a field commander he was sluggish, hesitant, and timid. President Lincoln then moved most of McClellan's command to John Pope, but Pope was beaten badly by Lee at the Second Battle of Bull Run. When Lee invaded Maryland in September 1862, Lincoln restored McClellan's command. McClellan pursued Lee into western Maryland, and on September 17 the two armies fought to a standstill along Antietam Creek. Heavy loses forced Lee to return to Virginia, providing McClellan with a nominal victory. Shortly after the battle, Lincoln declared the Emancipation Proclamation, which converted the war into a crusade against slavery, a measure bitterly criticized by McClellan. The general's failure to pursue Lee into Virginia led Lincoln to order McClellan's permanent removal in November. The Democrats nominated McClellan for president in 1864. He ran against his old boss, but managed to garner only 21 of 233 electoral votes. After the war, he served as governor of New Jersey. He died on October 29, 1885, in Orange, New Jersey.
    1828-Andrew Jackson was elected seventh president of the United States. Jackson, a senator from Tennessee until his nomination, received 647,231 popular votes and 178 electoral votes against 509,097 popular votes and 83 electoral votes for John Quincy Adams, candidate of the National Republican Party. John C. Calhoun was reelected vice president, receiving 171 electoral votes. Martin Van Buren of New York swung the election on the understanding that he would continue to exercise power in the state through the spoils system. Jackson was reelected in 1832. by 687,502 popular votes and 219 electoral votes, against 530,189 popular votes and 49 electoral votes for Henry Clay. Martin Van Buren was elected vice-president.
    1833- the first college to enroll women and men on equal terms was Oberlin Collegiate Institute, Oberlin, OH, with 44 students, 29 men and 15 women. March 21, 1930, the name of the school was changed to Oberlin College. It was the first school to advocate the abolition of slavery and to accept African-American men and women on equal terms with white students.
    1842- Phoebe Apperson Hearst birthday - renowned philanthropist whose contributions - based on her husband's gold and silver mining fortune - put a lot of the gold in the reputation of California. Her donations to the University of California that she served as a regent from 1897 to her death in 1919 helped make it a major institution. She endowed nurseries and kindergartens, helped rebuild many institutions after the San Francisco earthquake/fire, and later her financial aid to numerous archaeological expeditions carried the stipulation that the finds go to the UC and thus came about the University Museum. Later she endowed UC's department of anthropology. She also set up the first refuge for redwood trees. When her husband George was appointed to the U.S. senate, she turned her philanthropy to that area's institutions and was, among other things, a major contributor to the National Cathedral and the restoration of Mount Vernon. Her son was William Randolph Hearst, the newspaper publisher. She died April 13,1919, a victim of the worldwide influenza epidemic of 1918-1919.
http://www.hearstcastle.org/history/phoebe_hearst.asp
http://www.pleasantonweekly.com/morgue/2001/2001_04_13.phoebe13.html
http://www.findagrave.com/cgi-bin/fg.cgi?page=gr&GRid=2345
    1847-Frederick Douglass, along with Martin R Delaney, start The North Start, an anti-slavery paper.
http://www.famousamericans.net/frederickdouglass/
http://www.us-civilwar.com/douglass.htm
http://www.lib.rochester.edu/rbk/douglass/thompson.stm
http://itech.fgcu.edu/faculty/wohlpart/alra/douglass.htm
http://www.jameslandrith.com/freebies/fdouglass.html
        1864- Salmon P. Chase was appointed chief justice of the Supreme Court. His most significant achievements came when he held the office of secretary of the treasury under Lincoln. He was partly responsible for saving the country from financial ruin with the Legal Tender Act, which he sponsored in 1862. The act allowed 150,000,000 greenbacks to be issued. The phrase “In God We Trust” was put on national coins by order of Chase.     1868- Trial of Jefferson Davis starts; first blacks on US trial jury. He refused to honor the trial and sat in jail for two years. Horace Greely, democratic candidate for President of the United States, 1872. Founder and editor of the New York Tribune,became advocateof universal amnesty for Confederates, and in May 1867 offered bail for Jefferson Davis. He was pardoned by President Johnson under the influence of Southern Democrats who had swung the electoral vote in an alleged backroom deal. Some other “trivia,” Davis was the son-in-law of former president Zachary Taylor (who was prepared to hold the Union together by armed force rather than by compromise) and US Secretary of War (53-57).
(see Horace Greely:http://politicalgraveyard.com/bio/graybill-greely.html)
http://www.ngeorgia.com/people/davisj.html
http://www.whitehouse.gov/history/presidents/zt12.html
    1878- Settlers arrive at Petach Tikvah Israel from various parts of the world, including America.
    1879-Thomas Edison said he could invent a safe electric light bulb. Although electric arc lights had existed for more than ten years, their high intensity made them a fire hazard Financiers, including J.P. Morgan and the Vanderbilt family, took Edison at his word and established the Edison Electric Light Company later that year. After more than a year of experiments, Edison and his young assistant, Francis Upton, finally developed a carbon filament that would burn in a vacuum in a glass bulb for forty hours. They demonstrated the light bulb to their backers on Dec. 3, 1879, and by the end of the month, were exhibiting the invention to the public. On December 31, 1879, the Pennsylvania Railroad ran special trains to Edison's Menlo Park laboratory to let the public witness a demonstration of the invention.
    1892- Harriet Stratemeyer Adams birthday, claimed to be the author of all 55 of the Nancy Drew mysteries and most of the Hardy Boys and Toms Swift Jr., series as well as numerous books in the Bobbsey Twins and other books in the Stratemeyer publishing empire. Took over the organization in 1930 when her father died. Most of the books were ghosted by writers she hired, but the fable that she both created the series and write the stories still lives on.
http://www.fantasticfiction.co.uk/authors/Harriet_Stratemeyer_Adams.htm
http://www.hindu.com/thehindu/yw/2002/03/30/stories/2002033000130300.htm
    1896-Hermann Hollerith incorporated the Tabulating Machine Company. At age twenty-nine, Hollerith, who had worked at the Census Bureau in 1880, won a competition to develop the most efficient counting system for the 1890 census. His tabulating machine counted punched cards, inspired by a card system developed by Joseph Jacquard of France to program patterns into textile looms. Through a series of mergers and reorganizations, the Tabulating Machine Company eventually became IBM.
    1897-Birthday of social artist William Gropper. Died 1977.
http://www.gropper.com/
http://www.artcyclopedia.com/artists/gropper_william.html
    1902- Birthday of Mitsuo Fuchida, the pilot who flew the lead plane in Japan's air attack on Pearl Harbor (12/7/1941). Following WWII, through representatives of the Pocket Testament League, Fuchida was converted to Christianity in 1950.
    1902-Birthday of clarinet player Joe “Brother Cornbread” Thomas, New Orleans, LA
http://jazz-band.net/band.php?id=8d057992joethom4fe214b32a67f640d
    1903-Birthday of trombone player Brad Gowans , Billerica, MA,
    1907-singer Connie Boswell birthday, perhaps best known as part of the Boswell Sisters singing group. After her sisters married, she continued as a solo performing mostly from a wheelchair. She'd been a victim of polio as a child and then had a fall that aggravated the situation. She played a number of instruments and was a gifted arranger.
http://www.otrcat.com/connieboswell.htm
http://www.amazon.com/exec/obidos/tg/guides/guide-display/-/
2GC0M8R0CLCO5/104-3191958-8595946

    1919-Birthday of piano player/composer Herbie Nichols, New York City, NY,died 1963.
http://ourworld.compuserve.com/homepages/damonshort/nichols.htm
http://www.amazon.com/exec/obidos/ASIN/193008000X/inktomi-
bkasin-20/002-5410374-3716044

    1922-The first movie in Technicolor that was considered released for commercial purpose plus was “really successful” was “ The Toll of the Sea,” released this day at the Rialto Theater, New York City. The process was developed by Dr. Herbert Thomas Kalmus, president and general manager of the Technicolor Motion Picture Corporation form its inception until 1959.
    1922-Birthday of Joseph Edward “Joe” Collins, baseball player born at Stanton, PA. As a first baseman for the New York Yankees, Collins played in seven World Series. He hit tow home runs off Don Newcome in Game 1of the 1955 series (I was there and remember it, too). August 30, 1989.
    1925 - The first jazz concerto for piano and orchestra was presented at Carnegie Hall in NYC. Commissioned by Walter Damrosch, American composer George Gershwin presented "Concerto In F", and was also the featured soloist playing a flugelhorn in a slow, bluesy style as one of his numbers.
    1929-Birthday of sax/clarinet player Clarence Ford, New Orleans, LA 
http://www.artistdirect.com/music/artist/card/0,,431599,00.html
http://www.rasputinmusic.com/albumpage.cfm?sku_num=7464663392
    1929-Birthday of trombone player Fred Assunto , New Orleans, played with the Dukes of Dixieland
http://www.jazzbymail.com/artists/dod.html
    1929- Showing extreme optimism, if not foresight, President Herbert Hoover declared to Congress that the nation had shaken off the impact of the recent stock market crash and regained its faith in the economy. “Happy Days Were Here Again,” he tried to make his theme song( Ironically, it became FDR’s theme song, along with “Brother Can You Spare a Dim.” ). The Teapot Dome scandal and trial under undermined his leadership, but it was his lack of understanding the economy that did him in. In the 1930, he called a special session of Congress to take up tariff revisions, which he had promised in his presidential campaign the previous fall. Hoover primarily wanted to have tariff rates raised on agricultural products. By the time it was over, the Smooth-Hawley Act also included some of the highest rates in history on manufactured products. Hoover signed the act into law on June 17 despite the fact that on May 4 a petition singed by 1028 economists had been sent to Washington urging defeat of the proposed legislation. Within two years, 25 nations retaliated by raising duties on US Goods. The economic nationalism triggered by this legislation had been blamed for deepening the worldwide depression. A report in 1931 recommended repealing the anti-probation law, however, Hoover opposed it. In the 1932 election, Hoover received a popular vote of 15,761,841 with 59 electoral votes to Roosevelt’s 22,821,857 and 472 electoral vote. The democrats also gained 13 senate seats and 90 house seats.
http://www.utu.fi/hum/historia/yh/scarry/USDocuments/HappyDays.htm
    1930-Birthday of singer Andy Williams, born Walt Lake, IA. Platinum album: Love Story, 13 gold albums.
http://www.andywilliams.com/
    1931 -- Unemployment in American reaches 13.5 million — almost 1/3 of the American work force. In Los Angeles alone, shelters give asylum to over 200,000 persons. Many choose instead to hit the road — another 200,000 become freight car migrants on the Missouri Pacific Line. Severe drought hits the midwestern and southern plains. As the crops die, the 'black blizzards" begin. Dust from the over-plowed and over-grazed land begins to blow.
    1932-Birthday of singer/actress Jaye P. Morgan, ( Mary Morgan )New York, NY, 1932.
http://us.imdb.com/Name?Morgan,+Jaye+P.
http://www.darkpeak.freeserve.co.uk/forfemmes/page43.html
http://www.amazon.com/exec/obidos/ASIN/B0000036LU/
avsearch-df1-9-20/002-5410374-3716044

    1932-Birthday of trumpet player Webster Young, Columbia, SC
http://www.fantasyjazz.com/catalog/young_w_cat.html
    1942- Frank Sinatra’s first solo engagement, Paramount Theater, New York City.
    1945--*HENRY, ROBERT T. Medal of Honor
Rank and organization: Private, U.S. Army, 16th Infantry, 1st Infantry Division. Place and date: Luchem, Germany, 3 December 1944. Entered service at: Greenville, Miss. Birth: Greenville, Miss. G.O. No.: 45, 12 June 1945. Citation: Near Luchem, Germany, he volunteered to attempt the destruction of a nest of 5 enemy machineguns located in a bunker 150 yards to the flank which had stopped the advance of his platoon. Stripping off his pack, overshoes, helmet, and overcoat, he sprinted alone with his rifle and hand grenades across the open terrain toward the enemy emplacement. Before he had gone half the distance he was hit by a burst of machinegun fire. Dropping his rifle, he continued to stagger forward until he fell mortally wounded only 10 yards from the enemy emplacement. His single-handed attack forced the enemy to leave the machineguns. During this break in hostile fire the platoon moved forward and overran the position. Pvt. Henry, by his gallantry and intrepidity and utter disregard for his own life, enabled his company to reach its objective, capturing this key defense and 70 German prisoners. 
    1946 -- General Strike in Oakland, California. 100,000 workers from 142 AFL unions — including workers from factories, industries, services, retail stores, transportation systems and more — declare a "work holiday" and walked off their jobs. The three-day General Strike of more than 130,000 workers in Alameda County (Oakland) CA, opposed police brutality and supported striking Oakland department store workers. It lasted until city and labor leaders settled on a compromise agreement, returning workers to their jobs on Dec. 5. In following months, the populist Oakland Voters League brought together progressive factions in the city to elect four out of five labor candidates to the city council.
    1947 -- Tennessee Williams' A Streetcar Named Desire, opens today at New York's Ethel Barrymore Theater and runs for 855 performances. Jessica Tandy, Marlon Brando, Kim Hunter, & Karl Malden star.
    1948—Top Hits
Buttons and Bows - Dinah Shore
On a Slow Boat to China - The Kay Kaiser Orchestra (vocal: Harry Babbitt & Gloria Wood
You Were Only Fooling - Kay Starr
One Has My Name (The Other Has My Heart) - Jimmy Wakely
    1950 — Los Angeles wide receiver Tom Fears celebrates his 27th birthday by making an NFL record 18 receptions for 189 yards and two touchdowns in the Rams' 51-14 victory over Green Bay.
    1950--PAGE, JOHN U. D. Medal of Honor
Rank and organization: Lieutenant Colonel, U.S. Army, X Corps Artillery, while attached to the 52d Transportation Truck Battalion. Place and date: Near Chosin Reservoir, Korea, 29 November to 10 December 1950. Entered service at: St. Paul, Minn. Born: 8 February 1904, Malahi Island, Luzon, Philippine Islands. G.O. No.: 21, 25 April 1957. Citation: Lt. Col. Page, a member of X Corps Artillery, distinguished himself by conspicuous gallantry and intrepidity in action above and beyond the call of duty in a series of exploits. On 29 November, Lt. Col. Page left X Corps Headquarters at Hamhung with the mission of establishing traffic control on the main supply route to 1st Marine Division positions and those of some Army elements on the Chosin Reservoir plateau. Having completed his mission Lt. Col. Page was free to return to the safety of Hamhung but chose to remain on the plateau to aid an isolated signal station, thus being cut off with elements of the marine division. After rescuing his jeep driver by breaking up an ambush near a destroyed bridge Lt. Col. Page reached the lines of a surrounded marine garrison at Koto-ri. He then voluntarily developed and trained a reserve force of assorted army troops trapped with the marines. By exemplary leadership and tireless devotion he made an effective tactical unit available. In order that casualties might be evacuated, an airstrip was improvised on frozen ground partly outside of the Koto-ri defense perimeter which was continually under enemy attack. During 2 such attacks, Lt. Col. Page exposed himself on the airstrip to direct fire on the enemy, and twice mounted the rear deck of a tank, manning the machine gun on the turret to drive the enemy back into a no man's land. On 3 December while being flown low over enemy lines in a light observation plane, Lt. Col. Page dropped hand grenades on Chinese positions and sprayed foxholes with automatic fire from his carbine. After 10 days of constant fighting the marine and army units in the vicinity of the Chosin Reservoir had succeeded in gathering at the edge of the plateau and Lt. Col. Page was flown to Hamhung to arrange for artillery support of the beleaguered troops attempting to break out. Again Lt. Col. Page refused an opportunity to remain in safety and returned to give every assistance to his comrades. As the column slowly moved south Lt. Col. Page joined the rear guard. When it neared the entrance to a narrow pass it came under frequent attacks on both flanks. Mounting an abandoned tank Lt. Col. Page manned the machine gun, braved heavy return fire, and covered the passing vehicles until the danger diminished. Later when another attack threatened his section of the convoy, then in the middle of the pass, Lt. Col. Page took a machine gun to the hillside and delivered effective counterfire, remaining exposed while men and vehicles passed through the ambuscade. On the night of 10 December the convoy reached the bottom of the pass but was halted by a strong enemy force at the front and on both flanks. Deadly small-arms fire poured into the column. Realizing the danger to the column as it lay motionless, Lt. Col. Page fought his way to the head of the column and plunged forward into the heart of the hostile position. His intrepid action so surprised the enemy that their ranks became disordered and suffered heavy casualties. Heedless of his safety, as he had been throughout the preceding 10 days, Lt. Col. Page remained forward, fiercely engaging the enemy single-handed until mortally wounded. By his valiant and aggressive spirit Lt. Col. Page enabled friendly forces to stand off the enemy. His outstanding courage, unswerving devotion to duty, and supreme self-sacrifice reflect great credit upon Lt. Col. Page and are in the highest tradition of the military service. 
    1951- Paul Harvey begins his national radio broadcast.
http://www.paulharvey.com/
http://www.610wtvn.com/staff/paulharvey/
http://www.klmj.com/harvey.htm
    1953-President Eisenhower criticizes McCarthy for saying communists are in Republican party.
    1953 - "Kismet" opened on Broadway in New York. The show ran for 583 performances.
    1955 - Elvis Presley’s first release on RCA Victor Records was announced. No, it wasn’t "Hound Dog" or "Heartbreak Hotel". The first two sides were actually purchased from Sam Phillips of Sun Records: "Mystery Train" and "I Forgot to Remember to Forget". Elvis was described by his new record company as “The most talked about personality in recorded music in the last 10 years.”
    1956- Wilt Chamberlain's 1st collegiate basketball game (scores 52).
http://www.nba.com/history/chamberlain_bio.html
    1956—Top Hits
Singing the Blues - Guy Mitchell
Blueberry Hill - Fats Domino
True Love - Bing Crosby & Grace Kelly
Singing the Blues - Marty Robbins
    1960 - "Camelot" opened at the Majestic Theatre in New York City. Richard Burton and Julie Andrews played the leading roles in the musical written by Lerner and Loewe. Robert Goulet also got rave reviews. "Camelot" had a run of 873 performances. Broadway went Hollywood in the 1967 film version of "Camelot". Its run was not quite as successful.
    1962- Roger Hilsman, director of the State Department Bureau of Intelligence and Research, sends a memorandum to Secretary of State Dean Rusk pointing out that the communist Viet Cong fighters are obviously prepared for a long struggle. Hilsman felt that a noncommunist coup against Diem "could occur at any time," and would seriously disrupt or reverse counterinsurgency momentum. As it turned out, Hilsman was eventually proven correct. On November 1, 1963, dissident South Vietnamese generals led a coup resulting in the murder of Diem. His death marked the end of civilian authority and political stability in South Vietnam. The succession of military juntas, coups, and attempted coups in 1964 and early 1965 weakened the government severely and disrupted the momentum of the counterinsurgency effort against the Viet Cong. While the administration had accurate intelligence reports, they ignored them as Lyndon B. Johnson feared being perceived as weak against communist expansion in the far east.
    1964- Police arrests 733 sit-in students at University of California at Berkeley ( I helped cover this for KFRC radio, San Francisco, stringing also for UPI audio/AP.
http://www.fsmitha.com/h2/ch28.htm
    1964—Top Hits
Leader of the Pack - The Shangri-Las
She’s Not There - The Zombies
Mr. Lonely - Bobby Vinton
Once a Day - Connie Smith
    1965-Birthday of Olympic gold medal figure skater Katrina Witt, born Karl-Marx-Stadt, East Germany.
    1966--At a time when the airwaves and record charts where dominated by Rock and Roll, a most unusual song called "Winchester Cathedral" by The New Vaudeville Band became the number one tune in the US. 
    1967- Dr. Christian Bernard, a South African surgeon, performed the world's first successful heart transplantation at Cape Town, South Africa.
    1968--HOLCOMB, JOHN NOBLE Medal of Honor
Rank and organization: Sergeant, U.S. Army, Company D, 2d Battalion, 7th Cavalry, 1st Cavalry Division. Place and date: Near Quan Loi, Republic of Vietnam, 3 December 1968. Entered service at: Corvallis, Oregon. Born: 11 June 1946, Baker, Oregon. Citation: For conspicuous gallantry and intrepidity in action at the risk of his life above and beyond the call of duty. Sgt. Holcomb distinguished himself while serving as a squad leader in Company D during a combat assault mission. Sgt. Holcomb's company assault had landed by helicopter and deployed into a hasty defensive position to organize for a reconnaissance-in-force mission when it was attacked from 3 sides by an estimated battalion-size enemy force. Sgt. Holcomb's squad was directly in the path of the main enemy attack. With complete disregard for the heavy fire, Sgt. Holcomb moved among his men giving encouragement and directing fire on the assaulting enemy. When his machine gunner was knocked out, Sgt. Holcomb seized the weapon, ran to a forward edge of the position, and placed withering fire on the enemy. His gallant actions caused the enemy to withdraw. Sgt. Holcomb treated and carried his wounded to a position of safety and reorganized his defensive sector despite a raging grass fire ignited by the incoming enemy mortar and rocket rounds. When the enemy assaulted the position a second time, Sgt. Holcomb again manned the forward machine gun, devastating the enemy attack and forcing the enemy to again break contact and withdraw. During the enemy withdrawal an enemy rocket hit Sgt. Holcomb's position, destroying his machine gun and severely wounding him. Despite his painful wounds, Sgt. Holcomb crawled through the grass fire and exploding mortar and rocket rounds to move the members of his squad, everyone of whom had been wounded, to more secure positions. Although grievously wounded and sustained solely by his indomitable will and courage, Sgt. Holcomb as the last surviving leader of his platoon organized his men to repel the enemy, crawled to the platoon radio and reported the third enemy assault on his position. His report brought friendly supporting fires on the charging enemy and broke the enemy attack. Sgt. Holcomb's inspiring leadership, fighting spirit, in action at the cost of his life were in keeping with the highest traditions of the military service and reflect great credit on himself, his unit, and the U.S. Army.
    1969 -- John Lennon is offered role of Jesus Christ in "Jesus Christ Superstar."
    1971-The Montreaux Casino caught fire and burned during a show by Frank Zappa and the Mothers of Invention. The incident was later immortalized by Deep Purple's 1973 hit, "Smoke on the Water". (some stupid with a flare gun, burned the place to the ground...") 
    1972—Top Hits
Papa Was a Rollin’ Stone - The Temptations
I Am Woman - Helen Reddy
If You Don’t Know Me by Now - Harold Melvin & The Bluenotes
She’s Too Good to Be True - Charley Pride
    1977--After eight straight weeks at the top of the Cashbox Magazine Best Sellers chart, Debby Boone's "You Light Up My Life" finally gives way to "Don't It Make My Brown Eyes Blue" by Crystal Gayle. 
    1977 - After 29 weeks in the #1 position on the album charts (a record, literally...), "Rumours", by Fleetwood Mac, was replaced at the top spot by the album "Simple Dreams", sung by Linda Ronstadt.
    1979- Nearly a dozen young people are killed at concert of the rock band The Who in Cincinnati, Ohio. Eleven victims were trampled to death during a stampede for seats at the Riverfront Coliseum. The band was not informed of the deaths until after the show.
    1980—Top Hits
Woman in Love - Barbra Streisand
Another One Bites the Dust - Queen
He’s So Shy - Pointer Sisters
If You Ever Change Your Mind - Crystal Gayle
    1984 - Miss America 1971, Phyllis George, wife of the Governor of Kentucky and an heiress to the Kentucky Fried Chicken fortune, signed a multiyear contract with CBS-TV. Her work as co-anchor of the "CBS Morning News" began in January 1985.
    1986 - Bobby Knight led the Indiana Hoosiers past Notre Dame 67-62. For only the second time in his 22-year basketball-coaching career, Knight relied on a zone defense. He also threatened to throw 20 chairs onto the floor to trip Fighting Irish players, so maybe that had something to do with it, too.
    1988—Top Hits
Baby, I Love Your Way/Freebird Medley (Free Baby) - Will To Power
Look Away - Chicago
How Can I Fail? - Breathe
I Know How He Feels - Reba McEntire
    1989 - Heavy snow and high winds created blizzard conditions in northern New England. Snowfall totals in Maine ranged up to 31 inches, at Limestone. Presque Isle ME reported a record 30 inches of snow in 24 hours, along with wind gusts to 46 mph. 
    1994 - "On Bended Knee", by Boyz II Men, hit number one on the "Billboard" "Hot 100". The smash was #1, off and on, thru January 1995. 
    2001- Although Enron has filed for Chapter 11 bankruptcy, the corporation is current on its payments and plans to keep the company's name on Astros' new ballpark, according to Astro officials.. The downtown stadium will stay Enron Field as long as Enron continues to exist and makes regular payments on its 30-year, $100 million commitment they stated.


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Top Stories

(chronological order)


- Colford Capital Acquires Equilease Financial Services
- Element Acquires CoActive Capital from Marubeni
- What You Missed in Marlin Leasing’s Last Press Release
- Alexa Rates Web News Standings
- Third-IFC Credit Trustee, Northfield, Illinois
   Bulletin Board Complaint
- Hitachi Capital America Corp. Acquires Hennessey Capital
- Radiance Capital, Tacoma, Washington
   Bulletin Board Complaint
- Clean Energy Lease Gets $32 Million Dirty
- East West Bank to cut back Healthcare Leases/Loans?
- Four Software Solutions
    re: Digital device/Laptop Lost or Stolen!
- Excellent Tips by Warren Buffet
- Take Your Banker to Lunch
- Bulletin Board Complaint
    Truck Lenders Group/TruckLendersUSA
- GE Falls as Sales Forecast Cut on Shrinking Finance Unit
- Three Year Audit---and yes, Leasing is Regulated!
- U.S. Bancorp Lease Financing Receivables Charge Off
- Meridian Finance Group Looking Brokers for Europe Biz
- Is Leasing Securitization Dead or Alive?
- "My Three Years with Sheldon Player"
- Why Leasing News is Different
- Nine Month BBB Leasing Company Ratings
  Changes since July 6, 2012
- Bulletin Board Complaints by Kit Menkin
- Operation Lease Fleece--Up-Date October 2012
- Now is the Time! Go for it!!!
   by Christopher Menkin, Editor
- America’s Most Wealthy States
- America’s Poorest States
- New ---IFC Credit BK Trustee Complaint
   Bulletin Board Complaint ---From Bob Robichaud, CLP
- IFC Credit Trustee, Northfield, Illinois
   Bulletin Board Complaint
- Mazuma and Republic Bank Get Snared on PRR Provision
   by Tom McCurnin, Esq.
- Companies who utilize Evergreen Clauses for Extra Lease Payments
- "The Memory Shock"
   by Barry Reitman
- Brican America---September 2012 Update
- Jeff Taylor's Leasing Predictions, Spring, 2006
- Exchange Bank Misses TARP payment
- The Top 50 Restaurant Franchise Brands
- Radiance Capital, Tacoma, Washington
   Bulletin Board Complaint
   Purchase Option on EFA, Won’t Return $5,000 S.D.
- New Case against Mazuma Capital and Republic Bank
  ---Automatic Evergreen Payment---PPR
- Marlin 1st Time Net Income Exceeds Evergreen Income
- Lessor Escapes NY Evergreen Clause Class Action
- Proposed Changes in Lease Accounting
   Lease Project Pain Part of Larger Frustrations
- Largest remaining TARP investments in banks & thrifts
   By Aarti Kanjani, SNL Financial
- New Aggregate Funding Process---and it connects!
- KeyCorp plans big cost cuts
    as it reports lower 2nd Q earnings
- 10 Places to Look for Leasing Business
- New Bank Leasing Companies and others, too
- Quest for Volume and Market Perceptions
   Driving Up Leasing Hiring Demand in Q2
- 30 Days---No Response!
   ---re: Marlin Bulletin Board Complaint
- "Pre-Funding of Leasing" ruling
   By Scott D. Chait, Esq.
- Bulletin Board Complaint
   Integrity Financial Groups, Murray, Utah
- Ten Lawyers Against Evergreen Clause Abuse
- Republic Bank out of leasing?
- 2012's Best Franchise Deals
    QSRmagazine.com
BBB Ratings, July, 2012
Alexa Rating---Leasing News #1
Ladco Leasing/Elavon Fined $418,601
- Top Leasing Web Sites---Updated
- John Otto's HL Leasing Ponzi Scheme Update
- IFC Credit--Rudy Trebels June 2012 Update

- Future of Mobile Devices
- Charles Schwartz and Allied Health
- Why I became a CLP
- Copier Wars---It's more than the lease payment
    by Christopher Menkin
- Results Are In---
   "Application Only" versus Financial Statements?
- A California Leasing Gypsy Arrested by Costa Mesa Police
- Survey of Evergreen Clauses
- Responses to Working with a Smaller Bank Question
- Leasing Gypsies
- OneSource Develops Business License Software
- Talk About Chutzpa, Fanghella has more than Trump
- License Up-Date for Leasing in United States
- Loan/Lease Statute Up-Date
- Three Class Action Suits re: Brican America
- Verifying Tax Returns
- Starting a Leasing Company-Four Parts
   by Mr. Terry Winders, CLP
- Free Mobile Wine Program
- Special Report: Part I
   Could Church Kiosks, Royal Link Carts, NorVergence results been avoided?

   The use of “Equipment Finance Agreements”
- Special Report: Part II
    Bank of the West

   Equipment Lease Agreement (EFA)
- California License Web Addresses
- Settlement Costs Vs. Litigation Costs