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Leasing News is a website that posts information, news, and
entertainment for the commercial alternate financing,
bank, finance and leasing industries

Monday, October 21, 2019

Today's Leasing News Headlines

Temporary Administration Support Wanted
   Scottsdale, Arizona or Work Remotely
Leasing News Top Stories
  October 15 - October 17
Leasing News Bulletin Board Complaints
   By Kit Menkin, editor
Eleven Attorneys Against Evergreen Abuse
   Help in Leasing News’ Bulletin Board Complaint Issues
Leasing Industry Ads---Help Wanted
   Team Leaders/Entrepreneurs/Sr. Sales Professionals
Interviewer Had Concerns. Help!
  Career Crossroad---By Emily Fitzpatrick/RII
Classes for Lease & Finance Professionals
   Attendance Update:  Classes Scheduled plus Mentor Program
The Countries Facing the Greatest Skill Shortages
  Chart - Shares of Companies' Affected by Skill Shortages
Online Equipment Auction List
Labrador Retriever/Mixed (short coat)
  San Diego, California   Adopt-a-Dog
deBanked Connect
  San Diego, California
     October 24, 2019 – This Thursday
News Briefs---
Thousands of Volvo workers face layoffs
    as Mack Truck sees first strike in 35 years
In a Strong Economy, Why Are So Many Workers on Strike?
  they watched their employers grow flush/While their
     incomes barely budged
Read the Boeing Pilot Messages From 2016:
   ‘The Plane Is Trimming Itself Like Crazy’

Broker/Funder/Industry Lists | Features (wrilter's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months (Be Careful of Doing Business)
Leasing News Icon for Android Mobile Device

 You May have Missed---
  Sports Brief----
   California Nuts Brief---
     "Gimme that Wine"
     This Day in History
       Daily Puzzle
         Weather, USA or specific area
          Traffic Live----

######## surrounding the article denotes it is a “press release,” it was not written by Leasing News nor has the information been verified. The source noted. When an article is signed by the writer, it is considered a “byline.” It reflects the opinion and research of the writer.

Please send a colleague and ask them to subscribe. We are free
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Temporary Administration Support Wanted
Scottsdale, Arizona or Work Remotely

R. Wade Rasmussen, President, Amerifund, writes, “We have an admin team member that will be out for about three weeks. We want to bring in or have someone work remote to support our team three to four weeks."

R. Wade Rasmussen, President
Amerifund, Inc.
14550 N. Frank Lloyd Wright Blvd, #110
Scottsdale, AZ  85260
Phn. 800.211.3071, x104
Direct. 480.970.2290
Cell. 602.418.6421

Free Career Positon Wanted goes into
our Classified Ad section here

It also runs once a week in the News Edition.

To post your free position wanted, please email:


Leasing News Top Stories
October 15 - October 17

(Stories most opened by readers)

(1) Marlin Loses Another Key Executive
      By Christopher Menkin

(2) Funders Taking "New" Broker Business List
   Four Do Not Require that Brokers Be Licensed

(3) New Hires/Promotions in the Leasing Business
         and Related Industries

(4) More Banks Are Accepting Marijuana Businesses

(5) Mintaka Financial Summit Purchases One of Its Own
      Summit Commercial Finance

(6) More than 8,600 stores are closing in 2019
   as the retail apocalypse drags on — here's the full list

(7) Rob Boyer, CLFP, Receives CLFP Foundation
        Cindy Spurdle Award of Excellence

(8) Commercial Alternative Finance Company List
       Two Companies Do Not Require Brokers Be Licensed

(9) ‘Deal Maker’ Magazine Vo1. 1 No. 1 Issue
     "A Publication for Commercial Loan Brokers & Lenders"

(10) 2019-20 California Financing Law Assessment Due
    Assessment Invoice Mailed



Leasing News Bulletin Board Complaints
By Kit Menkin, editor

Leasing News is getting more complaints about interim rent charges as well as Evergreen Clause extra payments. Our role is to verify the information, go over the contracts and correspondents, often discussing with one of the attorneys listed on our "against Evergreen Clause abuse." Often they believe the salesman when he said it was a $1.00, they claim. There is no documentation, the salesman is no longer around (in the times a salesman is found, none have remembered the lease) and more importantly, on the face of the contract it says "Fair Market Value" or there is no purchase option document. What they don’t often know is whether the salesman shares in the “interim rent” and “residual” as additional commission.

Now before you say, “the lessee should have read the contract before signing it,” there are many leasing companies who have a side letter that states "fair market value" is $1.00. They say this is done for "tax reasons" as the purchase option can't appear on the contract. Or sometimes the original proposal says "fair market value" as does the contract, but the lessee says he was told by the salesman it would not be very much at the end. “This is done for tax purposes.” I have heard this from small machine shop owner to a CFO and President of a 50 truck shipping company. And then there is Shopko with 300 stores nationwide.**

Interim rents are always brought up, especially in the larger lease transactions when the CFO discovered they are not “lease payments.”

Recently, there have been complaints from brokers not being paid their commission. They are often difficult to document and lessees don't want to get involved or the broker doesn't want to get the lessee involved. We have one right now involving a bank not wanting to pay for a portfolio purchase, arranged by a broker in business for 18 years.

There are also complaints from discounters about regulations, rules, and filling out annual reports to get a license to conduct leasing and finance business in a state. “Why do I have to do this?” “We don’t need more regulations!”

* Complaints Bulletin Board

** Balboa Capital and Shopko Settle Their Much Litigated
  $1 Million Dollar Plus perhaps $300,000 Attorney Fee Case



Eleven Attorneys Against Evergreen Abuse
Help in Leasing News’ Bulletin Board Complaint Issues

The original intention of the Evergreen clause in an equipment leasing contract was to have an alternative to when the lessee did not exercise the residual at the end of the contract. Often the clause calls for an automatic additional twelve months when the residual is not resolved.

In most cases, the lessor notifies the lessee that the residual will be due, often ninety days in advance. However, often there is nothing in the contract that requires the lessor to notify the lessee regarding the expiration of the contract.

Contrarily, many small ticket lessors do not notify the lessee, and automatically continue the lease, often via an ACH or continued billing, which often goes unnoticed until many payments have already been made.

Leasing News would like to see an industry standard that lessees are notified in advance of the expiration of their contract regarding its termination. We support the clause, and the notification requirement is wide open, meaning 90, 60, even 30 days and by telephone or mail.

This list of attorneys agrees with this and will be available to lessees, sometimes able to help them without a fee, or at a reduced rate, in an effort to end the abuse of Evergreen clause leases.

Joseph G. Bonanno, Esq., CLFP
Attorney at Law, Massachusetts
Andover Landing at Brickstone
300 Brickstone Square, Ste. 201
Andover, MA 01810
Tel: (781)328-1010
Fax: (781) 827-0866
"Industry expert witness in litigation, numerous authored and
co-authored published articles and conducting educational
seminars. Very well-known in the industry."

Jim Coston
Coston & Coston LLC
105 W. Adams Street
Suite 1400
Chicago, Illinois 60603
(312) 205-1010
(In 1998, he was elected to the United Association of Equipment
Leasing Board of Directors, and in 2003-04 was the first
attorney to become UAEL President, very active in his political party.)

Ronald J. Eisenberg
Schultz & Associates LLP
640 Cepi Drive, Suite A
Chesterfield, MO 63005
(636) 537-4645 x108
(636) 537-2599 (fax)
(Proven Leasing Litigator, well respected by all sides)

Marshall Goldberg, Esq.
22917 Burbank Blvd.
Woodland Hills, CA 91367-4203.
(818) 888-2220

Ronald P. Gossett
Gossett & Gossett, P.A.
400 Seridan Street, Building I
Hollywood, Florida
Fax: 954-983-2850
(Many cases including NorVergence, Brican, among others, a winner)

Ken Greene
Law Offices of Kenneth Charles Greene
5743 Corsa Avenue Suite 208
Westlake Village, California 91362
Tel: 818.575.9095
Fax: 805.435.7464
Skype: 424.235.1658
(Ken was involved in the formation of Leasing News and
represented it (pro bono) in the early days.)

Peter S. Hemar, Esq.
Hemar & Associates, Attorneys at Law
2001 Wilshire Blvd., Suite 510
Santa Monica, CA 90403
Telephone: (310) 829-1948
Fax: (310) 829-1352
(My firm supports the clause giving lessees advance 
notice of the expiration of their contract.)

Brandon J. Mark
Attorney at Law, Admitted in Utah and Oregon
Parsons Behle & Latimer
201 South Main Street, Suite 1800
Salt Lake City, UT 84111
Direct Dial 801.536.6958
Facsimile 801.536.6111
(His firm represents banks who buy leases, and his
clients refuse to buy these types of leases.)

Frank Peretore
Chiesa Shahinian & Giantomasi
West Orange, New Jersey
Phone 973-530-2058
(Experienced leasing attorney, aggressive, author, active
National Equipment Finance Association, ELFA, too)

Kevin E. Trabaris, Partner
Culhane Meadows PLLC
30 S. Wacker Drive, 22nd floor
Chicago, IL  60606
Telephone:  847-840-4687
"In my career, I’ve repeatedly seen this provision misused
by unscrupulous lessors and think it’s a bad idea for both
the lessee and the lessor."

Michael J. Witt, Esq.
4342 Oakwood Lane
West Des Moines, IA 50265
Tel: (515) 657-8706
Mobile: (515) 868-1067
Fax: (515) 223-2352
(Former Advanta Leasing
and Wells Fargo Equipment Finance attorney)



Help Wanted




Interviewer Had Concerns. Help!

Career Crossroad---By Emily Fitzpatrick/RII

Towards the close of the interview, you should have asked the interviewer if he/she had any concerns regarding your candidacy and addressed them accordingly. However, many times the interviewer does not introduce the subject and many job seekers will not touch this issue because they are not prepared.

No matter how well an interview seems to be going, the interviewer will have questions (maybe concerns) about the candidate’s skills and abilities relative to a position.  Concerns may be caused by something that was or was not discussed; there may have been a misunderstanding of a question asked or an answer given, etc.… this is normal; seldom does a candidate fill 100% of the job specs.
A concern in the mind of the interviewer can often be corrected. However, if a concern is not addressed before the end of the interview, your candidacy could be lost. The need to deal with concerns must be made clear and obvious.

Dealing with concerns or potential weakness in any form is difficult under the best of circumstances. Perhaps the best way to approach the discussion is to request a comparison between the targeted candidate and yourself. This is a very direct question that will require an open, direct response. For example, “Mrs. Fitzpatrick, now that we have had an opportunity to talk about the position, I feel more confident than ever that I can be of assistance to your organization. Do you have any concerns about my abilities to do the job?"

The candidate must now be ready for the response and know how to handle it. Since this is a direct approach, some interviewers are able to deal with the question openly, and some have problems with it. If you hear a vague response, you are probably not being given the information you requested. You might come back and say, “… I was trying to see if you had any concerns about my ability in any specific area so that we could address them now …”   If you sense the interviewer is uncomfortable, then move on.

If a concern has been raised, you do not have a lot of time to prepare your response. You should have spent time prior to the interview identifying strengths and weaknesses and preparing appropriate answers.

Bottom line, do not be afraid to ASK the interviewer their concerns AND make sure you PREPARE before the interview for every type of scenario/question/concern that may arise.

Emily Fitzpatrick
Sr. Recruiter
Recruiters International, Inc.
Phone:  954-885-9241
Cell:  954-612-0567

Invite me to connect on LinkedIn
Also follow us on Twitter #RIIINFO

Career Crossroads Previous Columns



Classes for Lease & Finance Professionals
Attendance Update: Classes Scheduled plus Mentor Program

The Academy for Lease & Finance Professionals (ALFP) is a three-day event designed to fully prepare an individual to sit for the CLFP exam assuming the attendee has read and studied The Certified Lease & Finance Professionals’ Handbook prior to attending.

On the first two days, all of the required sections of the CLFP exam are covered in-depth. On the third day, the exam is offered, but not mandatory.

November 14, 2019
Hosted by Odessa
Start: Thursday, November 14
8:00AM (EST)
End: Saturday, November 16
4:00Pm (EST)
Location: Two Liberty Place, 50 S. 16th St., 
Suite 2300, Philadelphia, PA 19102
 (For clarity on ease of access, entrance is on 16th Street between Chestnut and Market Streets)
Spaces Left: Sold Out
Registered: 30 Registrants 

January 9 - 11
Private -  Ascentium ALFP
Scottsdale, Arizona
Sold Out

February 06, 2020
Start: Thu, February 06, 2020
End: Sat, February 08, 2020
Location: Hosted by Fleet Advantage, LLC.
Class Location: 401 East Las Olas Blvd
Fort Lauderdale, FL
Registered: 14
Spaces left: 6
Recommended Hotels: THE SUPERBOWL IS IN TOWN THE PRIOR WEEKEND. MAKE SURE HOTEL RESERVATIONS ARE MADE NOW!!!!  Last-minute room availability will be very challenging.
Both hotels are within a couple of blocks. Car really isn’t necessary as there are a lot of restaurants in the area, Starbucks across the street and airport is 10 minutes away.

Riverside Hotel
620 E Las Olas Blvd., Fort Lauderdale, FL 33301
(954) 467-0671

Fairfield Inn & Suites, a Marriott Property
30 S Federal Hwy, Fort Lauderdale, FL 33301
954) 713-0400

February 11 - 13
Private - 1st Source Bank ALFP
South Bend, Indiana

February 25 -27
Private  - Key Bank ALFP
Denver, Colorado

April 23, 2020
8:00AM (CDT)
End: Sat., April 25, 2020
   4:00PM (CDT_
Location: Co-hosed by
Arvest Bank and
LTi Technology
Solutions: Class
Location: 9401 W
135th St., Overland
Park, KS (2nd
Floor). Exam
Location: 9300 W.
110th St. Suite 270,
Overland Park, KS
Spaces Left: 11
Register: 9 registrants
Available: 11

Recommended Hotels:
Townplace Suites by Marriott 
7020 W. 133rd St.
Overland Park, KS
(913) 851-3100
Holiday Inn Express
7580 W 135th St.
Overland Park, KS
(913) 681-8400

Hampton Inn and Suites
7521 W. 135th Street
Overland Park, KS
(913) 681-6600

For more information, please contact Reid Raykovich, CLFP at:

For use if you take the CLFP Exam in 2020, use sixth edition if taking the test this year).

The Handbook is available for purchase through the Foundation’s website and also through Amazon.  The 2019 CLFP Exam will continue to be based on the Sixth Edition of the Handbook, and in 2020, the Exam will be updated to reflect the new content.

The Mentor Program was created to assist candidates in preparing to take the CLFP Exam. The Program is voluntary and is offered at no additional cost to the candidate.

A candidate will be assigned a Mentor upon request following formal application and receipt of fee for the CLFP Exam. Candidates are matched with a mentor who is knowledgeable in areas of the Body of Knowledge of interest to the candidate. Or, the candidate may request a specific individual.

All Mentors hold the CLFP designation and will answer questions about the conduct of the exam, assist the candidate in understanding and interpreting areas of the Body of Knowledge, and generally provide intellectual, experiential and moral support.

Mentors are not instructors or tutors. The candidate is expected to learn the required material on his or her own by studying written materials, by taking available industry courses, and through industry work experience. Mentors will provide clarification and interpretation for subjects the candidate has already studied. For instance, the Mentor will clarify Present Value Theory, but will not teach the Theory.



As rapid globalization and technological change have shaped the world's job market, skill shortages have become a growing problem for employers. The scale of the problem varies hugely between countries and it is most pronounced in Asia. Japan was the country most severely affected, with 89 percent of companies familiar with the problem. The country has been at the top of the survey for some consecutive years, as it was one of the first industrialized nations to experience a rapidly aging population and decline of labor market participation. Having only recently opened up to more immigrants, Japan did not fight the problem for many years either.

According to the Manpower Talent Shortage Survey of 2018, more problematic job markets for employers could be found Turkey and Greece, even though these didn't come close to Japan's numbers. Out of all Western European countries surveyed, Germany has the highest rate of skill shortages with 51 percent of companies experiencing them.

China improved their supply of skilled workers significantly since 2014, with its rate dropping from 24 percent to 13 percent. Brazil's skill shortage rate almost halved from 63 percent to 34 percent.

By Niall McCarthy, Statista



Online Equipment Auction List

This is not a list of companies who hold auctions primarily, but those who conduct on line auctions.

Recovery & Remarketing Solutions
Asset IQ is designed to provide valuation, risk assessment, research, inspection, recovery, remarketing and advisory services for the leasing and finance industries. Our core business is to recover and remarket assets for our clients through a variety of solutions providing the highest return possible. Asset IQ has a broad range of experience in a variety of asset types in numerous industries. Contact us at today to learn more.

We utilize traditional sales auctions, and hybrid techniques to maximize returns.  View our online auctions and bid at your convenience. Tractor, Mower, Dump Truck, Mower, Cutter, 13 Tire Roller

“Free listing of items, which also connects to other site. Powered by,, and, brings together buyers and sellers to move equipment at auction values. Bidders pay no buyers fees whatsoever.,,“Unlike conventional auctions, bidders can discuss specifics about the auction pieces with the actual seller, or go see the actual machine themselves. Auctions come to an end each Wednesday with live bidding open every Monday at 5 pm CST and proxy bidding open 7 days prior to auction end time.” Heavy Equipment, Truck and Machinery Industry
Online Gov't Surplus Auctions - Over 1,000 Government Clients Caters to lessors, lenders, and bankruptcy trustees, conducting both virtual and live auctions of all types of assets including:  Agricultural, Medical, Industrial, Transportation, Trucks, Construction, Real Estate, etc.  Appraisals - on site and desktop. Cranes, Trailers, Equipment Trucks Construction Equipment & Trucks Municibid is an online government auctions website designed specifically for the sale of surplus and forfeited/seized goods directly by the government Salvaged equipment for both re-seller and end user. Mostly farm equipment Government Online Auctions - Servicing Government Agencies for over a Decade

List of many auction sites for consumer and vehicle:

Online auction Top Ten Most Popular Sites
(Primarily for consumers or consumer merchandise)

Auction Zip
--primarily consumer
(find auctions anywhere)


Labrador Retriever/Mixed (short coat)
San Diego, California   Adopt-a-Dog

Three Months Old
Up-to-Date with Shots
Good with Dogs

ATTENTION:  All of our dogs are in private foster homes.  We do NOT have a kennel with multiple dogs.  If you find a dog you want to meet in person, please go to and complete an application.    We will make every attempt to process all applications within 3 business days of receipt.

Meet Nicholas a 10.5 pound 3 month old lab mix puppy. He is sweet and smart. He likes to chase his toys and give kisses. He gets along well with other dogs and is a quiet boy in his pen at night. He loves everybody! His adoption fee is $300.  A refundable training deposit of $100 will be also due upon adoption. Training must be provided in a timely fashion to ensure our pups become the best canine citizens. The training deposit will be refundable within 3 months of the adoption date for pups 4 months and older. For pups younger than 4 months, proof of training is required within 4 months of the adoption date.  Nicholas will require a home visit prior to adoption.

All Second Chance Dog Rescue dogs are spayed/neutered, are up to date on vaccines and have microchips prior to adoption.   Adoption fees vary depending on age of dog. Fees help Second Chance Dog Rescue cover spay/neuter costs,   vaccinations, medical treatments, food and supplies. Please go to  and complete an application today!    All dogs live in private foster homes until they are adopted.

Second Chance Dog Rescue
4284 Cass Street
San Diego, CA 92109
619.721.3647 (DOGS)

There are no dogs at our office.  We do not have a kennel or boarding facility – all of our dogs are in private foster homes. If you are interested in meeting a dog(s) please complete an application on line or stop by an adoption event on the weekend.



October 24, 2019  - This Thursday

Broker registration Sold Out!!!
Non-Broker General Attendance Still Open

At the Hard Rock in San Diego, deBanked will bring together brokers, funders, and folks from the MCA and small business lending industry for an evening of education, networking, and cocktails; a half day event.

Hard Rock Hotel
207 Fifth Avenue
San Diego, California 92101
This chic, rock 'n' roll-themed hotel is 6 minutes' walk from the lively Gaslamp Quarter, and a mile from shopping and eateries in Seaport Village

Full Information:

Ralph Mango

Editor/writer of diverse business content: business plans, policy/process, and training. GM delivers results above plan.

Associate Editor Leasing News, responsible for proofreading and editing each news edition, as well as contributing content.

Available for Projects


News Briefs----

Thousands of Volvo workers face layoffs
    as Mack Truck sees first strike in 35 years

In a Strong Economy, Why Are So Many Workers on Strike?
  they watched their employers grow flush/While their
     incomes barely budged

Read the Boeing Pilot Messages From 2016:
   ‘The Plane Is Trimming Itself Like Craxy’




You May Have Missed---

The day natives showed Europeans SF Bay:
   ‘The end of their world, and they didn’t know it’


Written by Don Angel © in 08-1997

Published on: Baseball Almanac (08-2003)

The sun is shining bright
No clouds are in sight
Pitching would be the key
Innings one, two and three
Inning four
Visitors strike a 1-0 score
Inning five
Bats come alive
Eight batters would come to the plate
Three runs being the fate
Being down by four
The home team needs to score
A single to left
Eyeing a base running threat
The pitcher's attention is slow
So off to second the runner goes
On the catcher's attempted throw
Sailing into the shortstop to low
Line drive up the middle
Another run is whittled
As a result of a homerun
Now entering the sixth, down one
Visitors still winning
Sixth, seventh and eighth inning
At the start of inning nine
It is up to the relief to shine
A strikeout of the side
Brings the bottom of the ninth in stride
As the closer comes into put out the fire
Team members are asked to show their desire
The batter takes his stance
Giving the third base coach a glance
Three balls, two strikes
Hoping for one he likes
An umpire's call
"A ball"
First base on a walk
Second base on a balk
With runner intact, the crowd reacts
When a feared slugger comes to bat
Wishing for a seventh game remembrance
Broadcasters giving those not in attendance
"It's a long fly,
and Aloha, means good-bye"!


49ers overcome elements, Washington for 9-0 win

Hi, Mom! George Kittle celebrates 49ers' 6-0 start
   by crashing Jimmy G's interview

Derek Carr’s egregious turnovers foil Raiders, his cause

Junkyard dog Raiders bite themselves on the foot

Matt Moore is confident in new role as Chiefs starting quarterback

Patrick Mahomes: Chiefs Unsure How Long He Will Be Out

Zoë, the 49ers emotional support puppy, is the team's cutest MVP

The Yankees’ Decade of Almost: $2 Billion Spent, Zero Titles Won
ALCS loss to Astros caps a decade without a pennant for the 27-time world champions


California Nuts Briefs---

San Francisco Bay Area unemployment rates at record lows
    – and hiring is slowing

Top PG&E executive in ill-timed Sonoma County
     winery retreat out of job

PG&E CEO: Blackouts could last 10 years, but impact should ease

An Apple employee explains why cost of living forced
    her to leave the Bay Area

Camp crowding Santa Rosa trail is
    new flashpoint over homeless enforcement



“Gimme that Wine”

Asia's Best Food & Wine Pairings Announced

Washington reaches 1,000 active winery licenses
Major milestone for second largest wine producing state in the U.S.

Australia's wine industry recovers from decade-long grape glut,
   industry marketing group says

Napa Valley vintner Ann Colgin on selling the elite winery she built

In Oregon Wine Country, One Farmer’s Battle to Save the Soil

Sherry is Dying, Pass the Port

How Climate Change Impacts Wine
  By Eric Asimov

Free Wine App

Wine Prices by vintage

US/International Wine Events

Leasing News Wine & Spirits Page


This Day in History

     1520 - Magellan entered the strait which bears his name. gellan.html
    1692 - William Penn was deposed as Governor of Pennsylvania. His overtures of gratitude to James II for permitting religious freedom for dissenters of the Church of England led William and Mary to charge Penn with being a papist: A Roman Catholic who adheres to the Church of Rome and the authority of the Pope; an offensive designation applied to Roman Catholics by their opponents. He was not. .
    1751 - The first Baptist association in the South was organized at Charleston, SC. It was formed under the initiative of Oliver Hart, who had left the Philadelphia area to become pastor of the Charleston Baptist Church in 1749.
    1774 - First display of the word "Liberty" appeared on a flag, raised by colonials in Taunton, MA in defiance of British rule in colonial America.
    1797 – The 44-gun, 204-foot U.S. Navy frigate USS Constitution, also known as Old Ironsides, was launched in Boston Harbor. It was never defeated in 42 battles. Constitution was the third of six original frigates authorized for construction by the Naval Act of 1794.  Retired from active service in 1881, Constitution was designated a museum ship in 1907. In 1934, she completed a three-year, 90-port tour of the nation. Constitution sailed under her own power for her 200th birthday in 1997, and again in August, 2012, to commemorate the 200th anniversary of her victory over Guerriere.  Usually berthed at Pier 1 of the former Charlestown Navy Yard, at one end of Boston's Freedom Trail, on May 18, 2015, Constitution entered Dry Dock 1 in Charlestown Navy Yard to begin a three-year restoration program.
    1805 – Battle of Trafalgar, where Lord Nelson defeats Spain and France, establishes British naval supremacy for the next century, including trying to re-take its colonies now united in North America. 
    1808 - Birth of American Baptist clergyman Samuel Francis Smith (d. 1895) in Boston. Credited with writing over 100 hymns, Smith is best remembered as the author of "America" ("My Country, 'Tis of Thee"), written at age 23, while a student at Andover Seminary.
    1824 – Joseph Aspdin patented Portland cement, in England.
    1837 - Under a flag of truce during peace talks, U.S. troops seized the Seminole Chief Osceola in Florida. Osceola, who was sick with malaria, knew the Indians could fight no more. He went to the General's fort at St. Augustine with a white flag. When Osceola went to General Jesup, the General had his men surround Osceola. They threw the white flag to the ground and put chains on his hands and feet. The Seminoles were so angry with Osceola's capture that they continued to fight for the next five years.
    1845 - Birthday of Will Carleton (d. 1912), American poet, Hudson, Michigan. Michigan schools will honor his anniversary (by 1919 statute) by reading his poems on this day. Best known of his poems: “Over the Hill to the Poorhouse.”
    1861 - Union troops, under Gen. McClelland, suffered a devastating defeat in the second major engagement of the war. The Battle of Ball's Bluff produced the war's first martyr and led to the creation of a Congressional committee to monitor the conduct of the war. Union General Charles Stone was on watch at Leesburg, Virginia, while Union Gen. McCall's men were moving. Stone sent a detachment across the river on the night of October 20, and the inexperienced soldiers reported seeing a Rebel camp that turned out to be shadows. Stone decided to move more men over until a force of 1,600, under the command of Colonel Edward Baker, a US Senator, was poised for an attack the next morning. Baker was a close friend of President Lincoln, and Lincoln had named his second son after him. Baker placed his men in a dangerous position. They were in a clearing with their backs to the edge of Ball's Bluff, a 100-foot high cliff above the Potomac. They faced a wooded ridge that was rapidly filling with Southerners. The Confederates launched an attack at 3 p.m., and Baker's command was in trouble. Baker was killed and many of his men jumped from the bluff to their deaths or scrambled down a narrow trail only to find their boats swamped in the river. Less than half made it back to the other side of the Potomac. The Union suffered 49 killed, 158 wounded, and 714 missing and captured, while the Confederates suffered 33 killed, 115 wounded, and one missing. Lincoln was stunned by the loss of his friend Baker, who became a Northern martyr despite his ineptitude in conducting the battle. The political fallout was swift. Angry Republicans were highly suspicious of McClellan, a Democrat, and other generals. The Joint Committee on the Conduct of the War was formed in December. This group was stacked with Radical Republicans who favored tougher treatment of the South and slaveholders. The committee's first investigation was the disaster at Ball's Bluff, and General Stone became the scapegoat. He was arrested for treason soon after and was jailed for six months.
    1864 - Battle of Westport, MO (Kansas City) was a major Union victory as after the loss of this battle, the rebels were in retreat in this area until the end of the Civil War. It is called the “last great rebel raid” and a popular song to the tune of “The Yellow Rose of Texas” was often sung at Confederate camps.
    1867 – Manifest Destiny.  Near Medicine Lodge, KS, the Medicine Lodge Treaty was signed by southern Great Plains Indian leaders. The treaty requires Native American Plains tribes to relocate to a reservation in western Oklahoma.
    1868 - Magnitude 7 earthquake at 7:53 AM, centered in Hayward, Calif.
    1879 - Thomas A. Edison demonstrated the first incandescent lamp that could be used economically for domestic purposes.  The prototype, developed at his Menlo Park, NJ, laboratory, could burn for 13 ½ hours.
    1891 - Birthday of Ted Shawn (d. 1972), Kansas City, MO.  Partially paralyzed by diphtheria, Shawn was introduced to ballet for the therapeutic purposes and became a professional dancer by the age of 21. The Denishawn School of Dancing was established with the help of his wife, Ruth St. Denis, and became the epicenter of much innovation in 20th century dance and choreography. Among his many achievements is Jacob's Pillow Dance Festival, which he inaugurated and directed for the remainder of his years, and such modern ballets as “Invocation to the Thunderbird,” “Osage-Pawnee,” “Labor Symphony” and “John Brown.”    
    1892 - Birthday of James L Kelso (d. 1978), Duluth, MN.  American Presbyterian archaeologist. He participated in digs at the biblical sites of Debir, Bethel and Jericho, and authored the text "Ceramic Vocabulary of the O.T.”
    1902 – A five-month strike by the United Mine Workers ended.
    1908 - The first two-sided vinyl record was offered for sale by the Columbia label in an ad running in this week's Saturday Evening Post.
    1912 - Tenor Saxophone player Don Byas (d. 1972) was born Muskogee, OK.
    1912 - Birthday of comedian Minnie Pearl, born Sarah Ophelia Colley Cannon (d. 1996) in Centerville, TN.  Destined to become a longtime fixture of Nashville's Grand Ole Opry, Pearl was famous for her comic monologues about hillbilly life and was featured on the long-running syndicated show “Hee Haw” from 1970 to 1990.
    1916 - Birthday of Floyd Clifford “Bill” Bevens (d. 1991) at Hubbard, OR. Bevens nearly pitched the first no-hitter in World Series history, pitching for the New York Yankees against the Brooklyn Dodgers. In Game 4 of the 1947 Series, in the bottom of the 9th with two out and two on, Cookie Lavagetto pinch-hit and doubled home both runners, spoiling the no-hitter and winning the game, 3-2.  Sportscaster Red Barber’s call:  “Wait a minute...Stanky is being called back from the plate and Lavagetto goes up to hit...Gionfriddo walks off second...Miksis off first...They're both ready to go on anything...Two men out, last of the ninth...the pitch...swung on, there's a drive hit out toward the right field corner. Henrich is going back. He can't get it! It's off the wall for a base hit! Here comes the tying run, and here comes the winning run!...Friends, they're killin' Lavagetto! His own teammates, they're beatin' him to pieces! And it's taking a police escort to get Lavagetto away from the Dodgers!...Well, I'll be a suck-egg mule!”  The hit was the last of Lavagetto's career as neither he nor Bevens would play in the Majors again.
    1917 - Birthday of John Birks “Dizzy” Gillespie (d. 1993) at Cheraw, SC. Trumpet player, composer, bandleader, presidential candidate (I voted for him as “start of stage, screen, and outer space” Mad Magazine), and one of the founding fathers of modern jazz.  In the early 1940s, Gillespie and alto saxophonist Charlie (Yardbird) Parker created be-bop. In the late 40s, he created a second music revolution by incorporating Afro-Cuban music into jazz. In 1953, someone fell on Gillespie's trumpet and bent it. Finding he could hear the sound better, he kept it that way; his puffed cheeks and bent trumpet became his trademarks. He won a Grammy in 1975 for “Oscar Peterson and Dizzy Gillespie” and again in 1991 for “Live at the Royal Festival Hall.”
    1921 - President Harding delivered the first speech by a sitting U.S. President against lynching in the deep South.
    1927 – Construction began on the George Washington Bridge connecting New Jersey and New York across the Hudson River.
    1928 - Birthday of Edward Charles “Whitey” Ford, Baseball Hall of Fame pitcher, New York, NY.  “The Chairman of the Board” spent his entire 16-year career with the New York Yankees and he was voted into the Hall of Fame in 1974 with his buddy, Mickey Mantle, whose birthday is October 20!  Ford is a ten-time All-Star and six-time World Series champion. Ford won both the Cy Young Award and World Series MVP Award in 1961 when he also established, and still holds, the World Series record for consecutive scoreless innings at 33 2/3, breaking Babe Ruth’s record of 29 2/3. He led the AL in wins three times and in ERA twice.  His career ERA of 2.75 is the second lowest in history.  He remains the Yankees career wins leader and the Major League leader in World Series games won with 10. 
    1934 – In what many regard as the impetus for baseball in Japan, a Major League All-Star team led by Babe Ruth and Connie Mack sailed on tour to Hawaii and Japan. Star players with wives included Lou Gehrig, Jimmie Foxx, Charlie Gehringer, Lefty Gomez, Earl Averill, and Lefty O’Doul.
    1937 – Birthday of Norman Wright (d. 2010), lead singer with the Del-Vikings, Philadelphia, PA
    1938 - Jan Savitt records “Quaker City Jazz.”
    1940 - Birthday of Jimmy Beaumont (d. 2017), lead singer with the Skyliners, born Pittsburgh, PA.  The Skyliners were best known for their 1959 hit “Since I Don’t Have You” which remains an oldies staple at revivals.

    1940 – The first edition of Hemingway’s “For Whom the Bell Tolls” was published.
    1941 - Benny Goodman, the “King of Swing,” cuts “Clarinet Ala King.”
    1942 - Birthday of guitarist Elvin Bishop, Glendale, CA.
    1943 - Birthday of Brian Piccolo (d. 1970), Pittsfield, MA. He played running back at Wake Forest and with the Chicago Bears. His interracial friendship with Gale Sayers earned him certain fame, but at age 26, he was stricken with embryonal cell carcinoma, a virulent form of cancer that took his life seven months later.  His life became the subject of a book, “Brian Piccolo: A Short Season,” and a made-for television movie, “Brian's Song.”
    1944 - Organized Japanese resistance on Angaur, Palau Islands ends. A total of 1300 Japanese are killed and 45 are captured. American forces have suffered 265 dead and 1335 wounded. US heavy bombers are operating from the airfield. The Japanese garrisons on the remaining islands in the group are left isolated.  Also, the first kamikaze attacks occurred as a Japanese fighter plane carrying a 440 lb. bomb attacked an Australian ship off Leyte Island as the Battle of Leyte Gulf began in the Philippines.
    1944 – The first German city to fall to the Americans was Aachen after three weeks of battle.
    1944 - MOON, HAROLD H., JR., Medal of Honor.
Rank and organization: Private, U.S. Army, Company G, 34th Infantry, 24th Infantry Division. Place and date: Pawig, Leyte, Philippine Islands, 21 October 1944. Entered service at: Gardena, Calif. Birth: Albuquerque, N. Mex. G.O. No.: 104, 15 November 1945. Citation: He fought with conspicuous gallantry and intrepidity when powerful Japanese counterblows were being struck in a desperate effort to annihilate a newly won beachhead. In a forward position, armed with a submachinegun, he met the brunt of a strong, well-supported night attack which quickly enveloped his platoon's flanks. Many men in nearby positions were killed or injured, and Pvt. Moon was wounded as his foxhole became the immediate object of a concentration of mortar and machinegun fire. Nevertheless, he maintained his stand, poured deadly fire into the enemy, daringly exposed himself to hostile fire time after time to exhort and inspire what American troops were left in the immediate area. A Japanese officer, covered by machinegun fire and hidden by an embankment, attempted to knock out his position with grenades, but Pvt. Moon, after protracted and skillful maneuvering, killed him. When the enemy advanced a light machinegun to within 20 yards of the shattered perimeter and fired with telling effects on the remnants of the platoon, he stood up to locate the gun and remained exposed while calling back range corrections to friendly mortars which knocked out the weapon. A little later he killed 2 Japanese as they charged an aid man. By dawn his position, the focal point of the attack for more than 4 hours, was virtually surrounded. In a fanatical effort to reduce it and kill its defender, an entire platoon charged with fixed bayonets. Firing from a sitting position, Pvt. Moon calmly emptied his magazine into the advancing horde, killing 18 and repulsing the attack. In a final display of bravery, he stood up to throw a grenade at a machinegun which had opened fire on the right flank. He was hit and instantly killed, falling in the position from which he had not been driven by the fiercest enemy action. Nearly 200 dead Japanese were found within 100 yards of his foxhole. The continued tenacity, combat sagacity, and magnificent heroism with which Pvt. Moon fought on against overwhelming odds contributed in a large measure to breaking up a powerful enemy threat and did much to insure our initial successes during a most important operation. 
    1945 - Top Hits 
“I'll Buy That Dream” - The Pied Pipers 
“Till the End of Time” - Perry Como 
“On the Atchison, Topeka and Santa Fe” - Johnny Mercer 
“You Two Timed Me One Time Too Often” - Tex Ritter
    1948 - Birthday of William Ellis “Bill” Russell, former Dodgers manager and player, Pittsburg, KS.  Russell played his entire 18-year, 2,181-game career with the LA Dodgers as the starting shortstop for four NL pennant winners and one World Series champion. Russell was the shortstop for eleven years, anchoring an infield that included 3B Ron Cey, 2B Davey Lopes and 1B Steve Garvey. This infield has the distinction of being the longest intact unit in baseball history with eight and a half seasons together. He also served as the team's manager from 1996 to 1998.
    1950 - WILSON, RICHARD G., Medal of Honor.
Rank and organization: Private First Class, U.S. Army, Co. 1, Medical Company, 187th Airborne Infantry Regiment. Place and date: Opari, Korea, 21 October 1950. Entered service at: Cape Girardeau Mo. Born: 19 August 1931, Marion, Ill. G.O. No.: 64, 2 August 1951. Citation: Pfc. Wilson distinguished himself by conspicuous gallantry and intrepidity above and beyond the call of duty in action. As medical aid man attached to Company I, he accompanied the unit during a reconnaissance in force through the hilly country near Opari. The main body of the company was passing through a narrow valley flanked on 3 sides by high hills when the enemy laid down a barrage of mortar, automatic-weapons and small-arms fire. The company suffered a large number of casualties from the intense hostile fire while fighting its way out of the ambush. Pfc. Wilson proceeded at once to move among the wounded and administered aid to them oblivious of the danger to himself, constantly exposing himself to hostile fire. The company commander ordered a withdrawal as the enemy threatened to encircle and isolate the company. As his unit withdrew Private Wilson assisted wounded men to safety and assured himself that none were left behind. After the company had pulled back he learned that a comrade previously thought dead had been seen to be moving and attempting to crawl to safety. Despite the protests of his comrades, unarmed and facing a merciless enemy, Pfc. Wilson returned to the dangerous position in search of his comrade. Two days later a patrol found him lying beside the man he returned to aid. He had been shot several times while trying to shield and administer aid to the wounded man. Pfc. Wilson's superb personal bravery, consummate courage and willing self-sacrifice for his comrades reflect untold glory upon himself and uphold the esteemed traditions of the military service. 
    1950 - Earl Lloyd, first NBA Black Assistant Coach and the first Black chief scout, becomes the first Black person to play in an NBA game, a day before Charles Cooper and Nat “Sweetwater” Clifton.
    1950 - “The Stu Erwin Show.” This often-imitated sitcom was one of the first of its kind and immensely popular. Stu Erwin starred as himself, a bumbling high school principal; June Collyer (his real-life wife) as his level-headed wife, June; Ann Todd and Merry Anders as their daughter, Joyce; Shelia James Kuehl as younger daughter, Jackie; Martin Milner as Joyce's boyfriend and alter husband, Jimmy Clark; and Willie Best as Willie, the handyman. The show was also called, “Life with the Erwins,” “The New Stu Erwin Show,” and “The Trouble with Father.”
    1953 - Top Hits 
“Vaya Con Dios” - Les Paul & Mary Ford 
“You, You, You” - The Ames Brothers 
“Crying in the Chapel” - June Valli 
“I Forgot More Than You'll Ever Know “- The Davis Sisters
    1954 - Ian Fleming's aristocratic spy, James Bond, made his film debut when first portrayed by actor Barry Nelson in an episode of the television series “Climax,” titled "Casino Royale" in 1954. Peter Sellers and David Niven played the role in the 1967 movie, and David Craig, the current Bond, in the 2006 remake. 
    1956 - Quarterback and place-kicker George Blanda of the Chicago Bears missed his first extra-point attempt after a record-setting 156 in a row. His kick sailed off to the left, but it hardly mattered as the Bears defeated the Baltimore Colts, 58-27.
    1956 - Elvis Presley visits his favorite local movie theater, the Memphian, and is beset by an adoring crowd who, in the ensuing melee, scratch his new Cadillac. Thus begins Elvis' new habit of renting the entire theater whenever he wants to watch a movie.
    1957 - "Jailhouse Rock" becomes Elvis Presley's ninth Billboard chart topper in the last year and a half.  The movie of the same title opened in U.S. theatres. The flick also starred Judy Tyler, Mickey Shaughnessy, Vaughn Taylor, Jennifer Holden, Dean Jones and Anne Neyland. Elvis Presley fans consider it to be his favorite. It was not Elvis's favorite, as he wanted to do “serious acting,” rather than just appear in “costumes and sing,” he said often.
    1957 – The first overture of the city of Minneapolis was rejected by Calvin Griffith, owner of the Washington Senators.  The team eventually moved there in 1960 and became the Minnesota Twins.
    1958 - Orchestral strings were used for the first time in a rock and roll tune. Buddy Holly recorded "It Doesn't Matter Anymore," written by Paul Anka. Sadly, it would be Holly's last studio session. The song wasn't released until after his death in February of 1959.
    1959 - President Eisenhower signed an executive order transferring Dr. Werner von Braun and other German scientists from the United States Army to NASA. By the late 1960s, his rockets were taking men to the moon. At age 25, he had masterminded the V-2 rocket for Nazi Germany.
    1959 - The Solomon R. Guggenheim Museum of modern and contemporary art, designed by Frank Lloyd Wright, opened in New York City.
(lower half of: )
    1959 – Branch Rickey, the man who signed Jackie Robinson to a Brooklyn Dodger contract, launched a third professional baseball league, the Continental League.  Rickey had resigned from the Pittsburgh Pirates to become league president. The five founding cities were New York, Houston, Minneapolis-St. Paul, Toronto, and Denver, then Atlanta, Buffalo, and Dallas.  When the National League expanded to include New York Metropolitans and Houston Colt 45s, and the Washington Senators agreed to move to Minneapolis, the Continental League folded.
    1960 - The fourth and last debate preceding the presidential election between Senator John F. Kennedy and Vice President Richard M. Nixon was televised from New York City. Kennedy would go on to win with an electoral vote of 303; Nixon 219, and Sen. Harry F. Byrd, 15. Kennedy won 49.7% and Nixon 49.6% of the popular vote, making the election one of the closest in U.S. history at the time. In congressional elections, the Democrats took a 65-35 majority in the Senate. In the House, they lost 20 seats but kept a majority of 263-174. 
    1960 - The Accutron, the world's first electronic watch, went on sale. The watch, produced by Bulova Watch Company in Jackson Heights, New York, used transistorized electronic circuits and a miniature power cell, instead of a spring and gears, to move the watch's hands.
    1961 - Top Hits 
“Hit the Road Jack” - Ray Charles 
“Runaround Sue” - Dion 
“Bristol Stomp” - The Dovells 
“Walk on By” - Leroy Van Dyke.
    1961 - Bob Dylan records his first album, "Bob Dylan," for Columbia Records. The album presents the 20-year old singer accompanied by his guitar and harmonica. The recording is done in a day and productions costs run $400. Filling out his income-tax form, Dylan gives his name as Blind Boy Grunt.
    1963 - Michigan Bell Telephone placed into service the first “trimline telephone.” The dial was mounted in the receiver midway between the mouth and the ear pierces, eliminating the need to reach for the base when dialing. It introduced the telephone to its entire territory on learning its popularly on August 2, 1965, at a monthly charge of $1.00.
    1964 - The Rolling Stones appear on Ed Sullivan's TV variety show. It was the first time American audiences had seen the Stones. Founding Stones Mick Jagger and Keith Richards met during grade school and ran into each other when Jagger was studying at the London School of Economics and Richards was at art school. They formed the Rolling Stones in 1962 and were soon playing a steady series of nightclubs and bars in London. They released their first single in Britain in 1963. Before long, the Stones became known as the anti-Beatles: They were long-haired, grungy, and wild, while the Beatles seemed wholesome and safe. A string of drug-related arrests plagued various band members--Brian Jones' drug problems probably led to his death in 1969, and Keith Richards struggled with heroin addiction before getting clean in 1977. They are on another tour. I can personally testify they are still quite the performers. “I Can't Get No Satisfaction” has been voted by Billboard magazine as still the most popular rock and roll song.
    1966 - Grateful Dead, Lightnin' Hopkins & Loading Zone at the Fillmore, with dancing & strobe light show, San Francisco
    1967 - Over 250 protestors were arrested when thousands of the 50,000 participants in a rally against the Vietnam War at Washington, DC crossed the Potomac River and stormed the Pentagon. No shots were fired, but many demonstrators were struck with nightsticks and rifle butts.  Similar demonstrations occurred simultaneously in Japan and Western Europe.
    1969 - Top Hits 
“I Can't Get Next to You” - The Temptations 
“Hot Fun in the Summertime” - Sly & The Family Stone 
“Suspicious Minds” - Elvis Presley 
“Since I Met You, Baby” - Sonny James
    1972 - John H. Conyers becomes the first African-American to enter the US Naval Academy.
    1972 - Chuck Berry's "My Ding-a-Ling" hit #1 in the U.S. It was number one for two weeks.
    1973 – The Oakland A’s clinched their second consecutive World Series with a 5-2 win over the New York Mets.
    1973 - Fred Dryer, defensive end for the Los Angeles Rams, and later, TV’s “Hunter,” became the first player in NFL history to score two safeties in the same game in the Rams' 24-7 victory over the Green Bay Packers.
    1975 - Catcher Carlton Fisk of the Boston Red Sox hit a home run in the 12th inning to defeat the Cincinnati Reds, 7-6, in the sixth game of the World Series. Fisk's dramatic homer forced a seventh game in what is generally considered one of the best World Series ever and Fisk’s HR is among the greatest World Series moments.
    1975 - The city of Los Angeles declares this "Elton John Week" and awards the musician his own star on the Hollywood Walk of Fame at 6915 Hollywood Blvd.
    1976 - The Cincinnati Reds sweep the New York Yankees in the World Series. In game four, played this day, with Johnny Bench slugging two home runs for five RBIs, the Reds rang up a 7-2 victory. It was the Big Red Machine's second straight World Series championship.
    1977 - Top Hits 
“You Light Up My Life” - Debby Boone 
“Nobody Does It Better” - Carly Simon 
“That's Rock 'n' Roll” - Shaun Cassidy 
“Heaven's Just a Sin Away” - The Kendalls
    1980 - After failing short in 1915 and 1950, the Phillies won their first World Series title. Mike Schmidt knocked in two runs and Tug McGraw stopped Kansas City's hitters, 4-1, in Philadelphia. The Phils won the Series, 4 games to 2.
    1983 - The United States sent a ten-ship task force to Grenada, one of the smallest independent nations in the Western Hemisphere and one of the southernmost Caribbean islands in the Windward chain. The Cuban government had decided to utilize the former British colony as a holding place for arms and military equipment, complete with a major airport. Eastern Caribbean nations fully understood the implication of the communist threat and called upon the United States for help. The response was Operation Urgent Fury, a multinational, multiservice effort. Commanding officers of the US Navy ships have not yet been told what the mission in Grenada--to evacuate U.S. citizens, neutralize any resistance, stabilize the situation and maintain the peace.
    1985 - William ‘The Refrigerator' Perry of the Chicago Bears led his team to a 23-7 win over the Green Bay Packers. Perry, weighing in at 325 pounds (more than some Frigidaires), became a folk hero as he cut a path for Walter Payton's two TDs. He then plodded over the goal line himself for another score.
    1985 - A television special called “The Carl Perkins and Friends Show,” marked the 30th anniversary of the song "Blue Suede Shoes." The event featured Carl Perkins, the song's writer, along with Dave Edmunds, Eric Clapton, George Harrison and Ringo Starr.
    1985 - Top Hits 
“Take on Me” - a-ha 
“Saving All My Love for You” - Whitney Houston 
“Part-Time Lover” - Stevie Wonder 
“You Make Me Want to Make You Mine” - Juice Newton
    1988 - Joan, the last hurricane of the season, neared the coast of Nicaragua packing 125 mph winds. Joan claimed more than 200 lives as she moved over Central America, and total damage approached 1.5 billion dollars. Crossing more than 40 degrees of longitude, Hurricane Joan never strayed even one degree from the 12 degree north parallel. 
    1989 - First black owners (Bertram Lee and Peter Bynoe) to own a major sports team, purchased the Denver Nuggets for $65 million.
    1989 - Unseasonably cold weather continued to grip the south central and southeastern U.S. Twenty cities reported record low temperatures for the date, including Calico, AR with a reading of 26 degrees, and Daytona Beach, FL with a low of 41 degrees. Squalls in the Great Lakes Region finally came to an end, but not before leaving Marquette, MI buried under 12.7 inches of snow, a record 24 hour total for October. 
    1994 – Déjà vu all over again?  North Korea and the Clinton administration signed an agreement that required North Korea to stop its nuclear weapons program and agree to inspections.
    1995 - Mariah Carey's "Daydream" was the number one album in the U.S. The album featured the smash hits "Fantasy" and "One Sweet Day" (both debuted on the singles chart at #1).
    1997 - The Guinness Book of Records announced that Elton John's "Candle in the Wind" (Princess Diana version) was now the biggest selling single record of all time, with 31.8 million sales in the first 40 days after its release, eclipsing the previous record held by Bing Crosby's "White Christmas." The Crosby song sold an estimated 30 million copies worldwide -- in 55 years.
    1998 – “Patch Adams,” starring Robin Williams, opened in the United States. The film was based on the '70s true story of a man who wanted desperately to be a doctor and help people, but spurned the melancholy protocol of medical school in favor of clowning and making a personal connection with patients. Williams and the film were both nominated for Golden Globes.
    1998 - The invincible New York Yankees won their 24th World Series. They beat the San Diego Padres, 3-0, to sweep the Series. It was New York's second title in three years and its first sweep since 1950. Scott Brosius was MVP after finishing with a .471 batting average, eight hits, two home runs and six runs batted in. Mariano Rivera and Jeff Nelson both pitched in three Yankee games and both finished with a 0.00 ERA.  The Game 4 victory gives the Yankees 125 wins against 50 losses for a .714 winning percentage, the best in the Majors since their Murderers’ Row champions of 1927, as their AL record of 114 regular-season victories were the most ever.
    2000 - In the longest World Series game ever played, the Yankees take Game 1 of the Subway Series, thanks to Jose Vizcaino's 12th inning two-out single, defeating the Mets, 4-3 in four hours and fifty-one minutes. The victory surpasses the streak established by the Murderers' Row clubs as the present Bronx Bombers win their 13th consecutive World Series game.
    2002 - Florida team president David Samson, in an effort to get fans "falling back in love with the Marlins,'' announces plans which includes free hot dogs and a cozier atmosphere at Pro Player Stadium. The average crowd of 10,038 per home game, more than a third less than the previous season, was next-to-last in the Majors in attendance this year.
    2003 - Elton John signs the deal for the first of his famous "Red Piano" concerts at Las Vegas' Caesar’s Palace.
    2005 - Bob Seger sings the US national anthem before today's World Series game between the Detroit Tigers and the visiting St. Louis Cardinals.
    2006 - After hosting Super Bowl XL at Ford Field in February, Detroit becomes just the second city to host both a Super Bowl and a World Series in the same calendar year. San Diego was the site of the NFL Championship game and Fall Classic in 1998.
    2013 – New Jersey became the 14th state to recognize same-sex marriages.
    2014 - Jeffrey Fowle, one of three Americans held in North Korea for crimes against the state, has been released.  Fowle was accused of leaving a Bible in a club for mariners.

World Series Champions
    1973 - Oakland Athletics
    1976 - Cincinnati Reds
    1980 - Philadelphia Phillies
    1998 – New York Yankees



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  Now "Rebranding" as Marlin Capital Solutions
- Reactions: Gerald "Jerry" Parrotto
- Gerald "Jerry" Parrotto
   2018 Leasing News Person of the Year
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- Ten Ways to Reduce Attorney Fees for Outside Counsel
- Marshall Goldberg Reports California Senate Bill 1235
   Will Not Become Effective Before Year End 2019
- Mazuma Up to Old Tricks, Been Following for Years
- Day in the Life" from Chris Enbom, CLFP
- Top Ten Business Challenges to Finance/Leasing
- Balboa Capital Gets Slammed for Lessee’s Attorney Fees
   for $429,000 as a Result of Lying to Lessee
- Top Six Leasing Company Websites
- 63 Banks, Finance, and Leasing Companies Hit
   With Losses over $7 Million after Some Recoveries
- How Fraud Worked in 63 Banks, Finance, Leasing Companies
  Losses over $7 Million after Some Recoveries
He’s Back! Trebels Says He Has Completed More than $1 billion
    in Transactions Service More than 100 lenders and Investors
- Merchant Advance, Factor, Leasing, Loans Merchant Database
- Menzel on Bob Fisher July 18, 2000 Capital Stream
- Don't Get Fooled by these Common UCC Filing Myths
- The 1 networking rule 99% of people are afraid to follow, but should!
- Equipment Finance Merger & Acquisition Interest Strong
- The Growth of Commercial Loan Brokers
   Goodbye “Lease Consultant” Title
- Leasing Broker in Massachusetts Sentenced
- Types of Fraud
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- Vendors’ Number One Problem, Not the Applicant
- Advanced Execution of Acceptance Certificates
- Are you an Equipment Leasing’s version of Blockbuster Video?
- Tips for Obtaining Financing - Despite Challenged Credit
- Four Types of Interim Rent
- FinTech #102  by Christopher Menkin
   Menkin has an Epiphany
- Alternate Finance Companies - Subprime
- FICO Score: Excellent to Bad
- Charlie Chan on Balboa Capital
- Reader Complaint About LEAF Financial Investment (Collection)
- How to be a “Leasing Expert Witness”
    and Make Extra Income
- Your Photograph on
Use a Password Generator
- Banks Turn Toward Leasing for More Profit
- Why Leasing News is Different
- Take Your Banker to Lunch
- Lease Police Tips on Judging Vendors
- Alert: Rudy Trebels Back Soliciting Broker Business
- "The real U.S. Bank Equipment Finance story"
- The Day that Albert Einstein Feared May Have Finally Arrived
- Equipment Finance Agreements Explained/Barry S. Marks
- California License Web Addresses
- Settlement Costs vs. Litigation Costs