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Leasing News is a web site that posts information, news, and
entertainment for the commercial alternate financing,
bank, finance and leasing industries

kitmenkin@leasingnews.org
   


SALES POSITIONS AVAILABLE

We are a premier self-funded small ticket and
middle market full service equipment finance company.
Our compensation programs are aggressive and include full insurance benefits, matching 401k, etc.

Positions are available for well experienced industry
professionals with a minimum production level
of $400k per month in funded business.

Please email your resume to sschachtel@bankozarks.com
or call directly at 973-768-7501

Bank of the Ozarks was recognized as the top performing bank
in the United States, based on financial performance,
five years in a row, 2011-2015.
• Rated as “well capitalized” –
the highest available regulatory rating
• Publicly traded company on the
NASDAQ Global Select Market, symbol OZRK
• Headquartered in Little Rock, Arkansas
• Chartered in March 1903, a 111-year heritage

256 Offices, $18.5 billion in assets, second quarter
2016 net income of over $54 million

www.bankozarks.com/equipment

Bank of the Ozarks


We are an equal opportunity employer and give consideration for employment to qualified applicants without regard to race, color, religion, sex, national origin, sexual orientation, disability status, protected veteran status, or any other characteristic protected by federal, state, and local law. Member FDIC.


Monday, September 19, 2016




Today's Equipment Leasing Headlines

Windset Capital to Discontinue Funding New Business
Effective September 26, 2016
Position Wanted – Asset Management
Will Work Remotely or Relocate for Right Opportunity
Top Stories: September 12 - September 16
(Opened Most by Readers)
Funder List  “A” Up-dated
Includes Response on California Finance Lender’s License
Leasing Industry Ads---Help Wanted
Positions Available
“What is No Longer Relevant in My Resume?”
Career Crossroad---By Emily Fitzpatrick/RII
Element Financial Commercial Finance
  --- ECN Capital in Two Weeks
Lease Commitments
Leasing 102 by Mr. Terry Winders, CLFP
What Is the Best Use of My Time Now?
  Placard
ELFA's 3rd Emerging Talent Regional Networking Event
- Wrap up
Boxer Mix
Fort Collins, Colorado  Adopt-a-Dog
Leasing News Classified
Website Construction
News Briefs--- 
John Deere Incentives Scaled Back with Layoffs
 "expects farm equipment sale to be down 20% for the Year"
Heavy-Equipment Glut Weighs on Machine Makers
 Dealers are keeping smaller inventories
Financing New Equipment at End of Year
   Even Smarter in 2016
How GreatAmerica Financial Services
 Found Its "Why"

Broker/Funder/Industry Lists | Features (writer's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months

www.leasingcomplaints.com (Be Careful of Doing Business)
www.evergreenleasingnews.org
Leasing News Icon for Android Mobile Device 

You May have Missed---
  Baseball Poem
    Sports Briefs---
      California Nuts Brief---
       "Gimme that Wine"
          This Day in American History
         SuDoku
           Daily Puzzle
             GasBuddy
               Weather, USA or specific area
                 Traffic Live----

######## surrounding the article denotes it is a “press release” and was not written by Leasing News nor information verified, but from the source noted. When an article is signed by the writer, it is considered a “by line.” It reflects the opinion and research of the writer.

Working Capital from $10,0000 to $250,000                           ChannelPartnersCapital.com


Please send a colleague and ask them to subscribe. We are free.
Email kitmenkin@leasingnews.org and in subject line: subscribe


[headlines]

--------------------------------------------------------------

 

Windset Capital to Discontinue Funding New Business
Effective September 26, 2016


Barry Shafran
President/CEO
Chesswood Group

 “After three years of serving the short-term working capital market and dedicating 100% of Windset’s resources to the broker/ISO community, we have made the strategic decision to exit the working capital loan market and focus solely on our growing equipment finance businesses.” said Barry Shafran, CEO and President, Chesswood Group Limited, Parent of Windset Capital Corporation.

Windset will discontinue accepting new loan applications from its brokers and independent sales organization network effective September 26, 2016.  Windset will complete and fund all open and valid approvals and will continue to service all of the loans in its portfolio, for the entire duration of their terms. The company is based out of Salt Lake City, Utah, home to many industrial banks.

The decision flies in the face of Bizfi Business Survey reported in Leasing News Wednesday's edition that found "Small business owners are also investing in equipment to grow and improve their companies and operations: more than half (57.8 percent) are investing in vehicles, technology and industry specific equipment. Of those, 82.9 percent of business owners are opting to purchase the equipment outright, as opposed to leasing."

The Bizfi report stated: "Alternative Finance is the Most Popular Financing Option. When it comes to accessing growth or working capital, the majority (67.6 percent) of small business owners prefer alternative financing over other available options, including traditional bank loans. 20.7 percent plan to access short-term financing, less than a third (31.53 percent) borrow funds from a local bank, and 27.9 percent plan to use a credit card or line of credit." (1)


Gary Souverein
Windset/Pawnee Leasing President

“We have made the decision to focus our organization on our growing and more profitable business activities in the equipment finance market,” commented Gary Souverein, Windset, and Pawnee Leasing Corporation’s President, based in Fort Collins, Colorado.

 “While we have continued to manage Windset profitably, our longer term outlook on the changing fundamentals of the working capital loan market have made us uncomfortable with the risk-return profile." 

Pawnee Leasing Corporation, exclusively serving the equipment leasing broker and lessor channel since 1982, has expanded its product line over the last ten years and now offers financing not only for start-ups and “B” credits but also for application-only “A” credits to $150,000 to select broker and lessor partners, at competitive rates.

Chesswood Group Limited company traded on the Toronto Stock Exchange – TSX:CHW  - www.chesswoodgroup.com

(1) Bizfi Report
http://leasingnews.org/archives/Sep2016/09_14.htm#optimism

 

[headlines]
--------------------------------------------------------------

Position Wanted – Asset Management
Will Work Remotely or Relocate for Right Opportunity

Each Week Leasing News is pleased, as a service to its readership, to offer completely free ads placed by candidates for jobs in the industry.  These ads also can be accessed directly on the website at:
http://www.leasingnews.org/Classified/Jwanted/Jwanted.htm

Each ad is limited to (100) words and ads repeat for up to 6 months unless the candidate tells us to stop. Your submissions should be received here by the end of each week.

Please encourage friends and colleagues to take advantage of this service, including recent graduates and others interested in leasing and related careers. 

Asset Management

Dedicated and results driven, I have 17+ years of Asset Management experience with bank-owned equipment finance organizations. Additional experience in Documentation, Collections, Technology and Pricing has equipped me with a well-rounded understanding of the full lifecycle of each new opportunity. Willing to relocate. Let’s discuss what I can offer your organization.
Email: mtrroc@gmail.com
Resume

 

 

[headlines]
--------------------------------------------------------------

Top Stories: September 12 - September 16
(Opened Most by Readers)

(1) Another Quarterly Interim Payment Scam
        Readers Know the Company Well
http://leasingnews.org/archives/Sep2016/09_14.htm#another

(2)  Bad Times Ahead?
  Leasing #102 by Mr. Terry Winders, CLFP
http://leasingnews.org/archives/Sep2016/09_12.htm#bad

(3) Changes at Maxim Commercial Capital
          Mae G. Philpot, CLFP, Leaves
http://leasingnews.org/archives/Sep2016/09_12.htm#changes
(She went here: hired as Senior Leasing Consultant for Quality Leasing Co., Indianapolis, Indiana. See New Hires Below for more info:)

(4) New Hires/Promotions in the Leasing Business
   and Related Industries
http://leasingnews.org/archives/Sep2016/09_16.htm#hires

(5) Pictures from the Past, 1990
   Fromm/Salge/Pryor/Geller/Wilbourne/Eidelkind
http://leasingnews.org/archives/Sep2016/09_14.htm#pics

(6) Updating Entire Leasing News Funder List "A"
   Also Focusing on Being Licensed in California
http://leasingnews.org/archives/Sep2016/09_14.htm#updating

(7) Why You Should Never Purchase Email Lists
  For Your Marketing Campaign
FinTech #102 by Brittney Holcomb
http://leasingnews.org/archives/Sep2016/09_16.htm#fintech

(8) Compensation in the Equipment Finance Industry
Shows Modest Growth, According to ELFA Survey
http://leasingnews.org/archives/Sep2016/09_16.htm#compensation

(9) Channel Partners - August's Last 20 Deals
FICO/TIB/Annual Revenues/Term/Funding Amount
http://leasingnews.org/archives/Sep2016/09_16.htm#cp_820

(10) Woman Who Seeks to Be Equal with Men…
  Placard
http://leasingnews.org/archives/Sep2016/09_16.htm#placard

 

Receivables Management LLC
John Kenny

• End of Lease Negotiations & Enforcement 
• Third-Party Commercial Collections

john@jkrmdirect.com | ph 315-866-1167
www.jkrmdirect.com

(Leasing News provides this ad as a trade for investigative
reporting provided by John Kenny)

 

[headlines]
--------------------------------------------------------------

 

Funder List “A” Up-dated
Includes Response on California Finance Lender’s License

Under a new law in California law enacted in 2016 requiring all Finance Lenders to be licensed, including leasing brokers arranging “capital leases,” receiving a commission for business in California, there reportedly was a rush across the United States to obtain a license from the Department of Business Oversight.

Attorneys reported receiving requests for help with licensing, and the
number exceeded over 3,000 California Finance Lender and/or Broker licenses.

There are two Leasing News Funder List: “A,” those who responded with information, and “B,” those that did not.  Leasing News contacted
all in Funder List “A.”  Of the 40 who responded, 4 changed their
response to “Yes,” they required Brokers in California to be license.
36 appear not to require the broker to be licensed.

Of the 36, one said they have not done a deal in California in ten years, another said they would not do business in California as they don't have a license nor intend to get one. It also should be noted many of the funders are banks who are exempt from local license requirements (although the brokers who arrange the transactions are not, under California law).

Funder List “A”
http://www.leasingnews.org/Funders_Only/Funders.htm

 


 

[headlines]
--------------------------------------------------------------

Leasing Industry Ads---Help Wanted Opportunity

SALES POSITIONS AVAILABLE

We are a premier self-funded small ticket and
middle market full service equipment finance company.
Our compensation programs are aggressive and include full insurance benefits, matching 401k, etc.

Positions are available for well experienced industry
professionals with a minimum production level
of $400k per month in funded business.

Please email your resume to sschachtel@bankozarks.com
or call directly at 973-768-7501

Bank of the Ozarks was recognized as the top performing bank
in the United States, based on financial performance,
five years in a row, 2011-2015.
• Rated as “well capitalized” –
the highest available regulatory rating
• Publicly traded company on the
NASDAQ Global Select Market, symbol OZRK
• Headquartered in Little Rock, Arkansas
• Chartered in March 1903, a 111-year heritage

256 Offices, $18.5 billion in assets, second quarter
2016 net income of over $54 million

www.bankozarks.com/equipment

Bank of the Ozarks


We are an equal opportunity employer and give consideration for employment to qualified applicants without regard to race, color, religion, sex, national origin, sexual orientation, disability status, protected veteran status, or any other characteristic protected by federal, state, and local law. Member FDIC.



 


[headlines]
--------------------------------------------------------------

 

“What is No Longer Relevant in My Resume?”
Career Crossroad---By Emily Fitzpatrick/RII

Question: I know resume preferences and expectations change throughout the years.  Can you tell me what is no longer relevant in my resume [not necessary]?

The purpose of any resume is for an employer to screen applicants with the goal of having a handful of candidates to move forward in the interview process.  In general, you will want to keep your resume focused on skills and qualifications.  Resumes these days are more concise than ever, due to our diminished attention spans.  Additionally, those with unique elements (e.g. icons, color schemes) are the ones that will stand out among the masses. 

Do Not Include

    • Long paragraphs without bullets: paragraphs jam-packed with text will be glossed over.
    • Objective or summary statements in the resume (can be a separate item, e.g. Value Statement): Focus on what you can bring to the table, not what you want.
    • Phrases like “Responsibilities or Duties Included:” state your accomplishments using action verbs.
    • Irrelevant experience or positions over ten years. You may list these items towards the end of resume (there are caveats, contact us for advice).
    • Embellished language: stick to specifics and facts.
    • Personal information: e.g. religion, political affiliation, hobbies or interests which have no bearing on your career life.
    • Insignificant academic achievements like GPAs below 3.0 (never list your high school unless you are a student or intern).
    • Photographs on a resume are no longer acceptable. It is  the norm abooad but we are in the U.S.  Your LinkIn profile will include your professional photo.
    • Space fillers, e.g. “References Available.”

According to a CareerBuilder survey, here’s what employers want to see on a resume:
1. Customized for their open position:     61%
2. Accompanied by a cover letter:           49%
3. Addressed to the hiring manager
    or recruiter by name:                          26%
4. Links to the applicant’s online                                                       
    portfolio, blog or website:                    21%

 

Emily Fitzpatrick
Sr. Recruiter
Recruiters International, Inc.
Phone:  954-885-9241
Cell:  954-612-0567
emily@riirecruit.com
www.riicareer.com
Invite me to Connect on LinkedIn
www.linkedin.com/pub/emily-fitzpatrick/4/671/76
Also follow us on Twitter #RIIINFO
https://www.pinterest.com/recruitersinter/rii-career-services/

Career Crossroads Previous Columns
http://www.leasingnews.org/Conscious-Top%20Stories/crossroad.html

 

[headlines]
--------------------------------------------------------------

 

Element Financial Commercial Finance
--- ECN Capital in Two Weeks

The separation of Element Financial Corporation into two independent public companies is expected to close in two weeks, on October 3, 2016. The commercial financial business name, encompassing rail, aviation and commercial and vendor finance, in the United States and Canada, is ECN Capital. Emphasis of the company will focus on serving the commercial finance markets with access to funding sources, leadership and specialized teams.

Following the Separation Transaction, Element Financial Corporation, to be renamed Element Fleet Management Corp. ("Element Fleet") will be established as an approximately $18.0 billion world class fleet management company to be led by Bradley Nullmeyer as CEO, and ECN Capital Corp. ("ECN Capital") will be established as an approximately $5.9 billion North American commercial finance company to be led by Steven Hudson as CEO.

 


[headlines]
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Lease Commitments

The word commitment means that someone is bound to proceed or they may lose whatever fee or collateral they presented should they back out of the commitment. We have many types of commitments in leasing from committing to a future rate to funding commitments. Most often fees are attached.

Some sales people think that once a lease proposal is signed they have won the deal. This is not so, because the proposal is not binding and is subject to many adjustments. However, it is confirmation of a few facts that support the intent of the parties when tax or legal questions arise later on. A small Lessee commitment fee (say 2% of equipment cost or one month as a security deposit) required in your proposal is support that the Lessee will proceed with a lease in the future. If a Lessee agrees to sign your proposal without some financial commitment, they do not feel bound by the deal and may choose another Lessor who offers a better program, or cheaper rates, before you may obtain an approval or have lease documents signed.

All proposals have the basic that:
“Lessee shall remit a commitment fee equal to one percent (1%) of the equipment cost to the Lessor in good faith when this proposal is signed and accepted. This fee shall be used to reduce the first rental payment equal to the amount of the fee, if the Lessee proceeds with the lease described in this proposal.

“If, for some reason, the Lessee decides not to proceed with the lease, the fee will be considered earned by the Lessor to compensate the Lessor for the evaluation expenses. If the Lessor decides to reject the lease, then the fee will be returned to the Lessee within thirty days after said rejection.”

Many now charge a flat fee, usually for processing, in addition a commitment fee.

Another commitment is to hold a rate until delivery, usually requested  by the lessee, if there is a fear of rising rates in the future. Depending on funding capabilities, some Lessors are willing to provide rate protection but there needs to be a fee or a penalty to bind the Lessee to the agreement.

Commitments to fund equipment leases in the future bound by a lease line of credit are an excellent method to create a large deal out of many small transactions. A lease line of credit requires proper language to cover rate commitments, maximum terms and funding, plus any undesirable equipment.

Any commitment, regardless of purpose, must be spelled out so there can be no disagreements when differences arise. Without a written agreement that includes all of the contingencies, all parties believe something different and assume what serves them best at the expense of the opposing interest. Then, I get to represent you in court as an expert witness to explain why you were so vague.

Previous #102 Columns:
http://www.leasingnews.org/Conscious-Top%20Stories/Leasing_102/Index.htm

 

[headlines]
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[headlines]
--------------------------------------------------------------

 

##### Press Release ############################

ELFA's 3rd Emerging Talent Regional Networking Event
- Wrap up

The Equipment Leasing and Finance Association (ELFA) held its 3rd Emerging Talent Regional Networking Event at the Hyatt Regency Baltimore in Baltimore, MD, on Sept. 13 to help the next generation of industry professionals learn more about the equipment finance industry and network with their peers.

ELFA President and CEO Ralph Petta welcomed the attendees and introduced a panel of industry executives—Tom Jaschik, President, BB&T Equipment Finance; Nancy Pistorio, Executive Vice President, Madison Capital; and Lou Vigliotti, former Senior Managing Director, GE Capital (retired)—who spoke about their experiences in the industry and answered questions from attendees.

Reid Raykovich, Executive Director of the Certified Lease and Finance Professionals Foundation, provided an introduction to the CLFP program. Nathan Gibbons of First American Equipment Finance moderated the discussion and spoke about his personal experience and the benefits of achieving the CLFP designation.

The panel discussion was followed by an opportunity to mingle and network.

The event was sponsored by the Emerging Talent Advisory Council, Somerset Capital Group, Ltd. and GSG Financial.

### Press Release ############################

 


(Leasing News provides this ad as a trade for appraisals and equipment valuations provided by Ed Castagna)

[headlines]
--------------------------------------------------------------

Boxer Mix
Fort Collins, Colorado  Adopt-a-Dog


Rocky
Pet ID: A518200
Age: 7 years
Sex: Male
Color: Fawn / White
MYM: Busy Bee
Price: $100

Larimer Humane Society
6317 Kyle Ave.
Ft. Collins, CO 80525
(970) 226-3647

Contact:
http://www.larimerhumane.org/component/contact/contact/46-contacts/1?Itemid=144

Hours:
Mon- Fri: 11am - 7pm
Sat-Sun: 10am - 5pm


http://www.adoptapet.com/

 

[headlines]
--------------------------------------------------------------

Leasing News Classified

Complete Turnkey Blog
Generate Leads, Build Authority and Showcase your expertise with your own lease blog. Don't have the time? We do it for you. Complete turnkey blog setup and/or content only provided by leasing expert for leasing companies. 
Email for free evaluationstu@p2plendingexpert.com

 

((Please Click on Bulletin Board to learn more information))
(Leasing News provides this ad “gratis” as a means
to help support the growth of Lease Police)

[headlines]
--------------------------------------------------------------


News Briefs---

John Deere Incentives Scaled Back with Layoffs
 "expects farm equipment sale to be down 20% for the Year"
http://www.desmoinesregister.com/story/money/business/2016/09/16/john-deere-incentives-scaled-back-layoffs/90497584/

Heavy-Equipment Glut Weighs on Machine Makers
 Dealers are keeping smaller inventories
http://www.wsj.com/articles/heavy-equipment-glut-weighs-on-machine-makers-1474191001

Financing New Equipment at End of Year
      Even Smarter in 2016
http://www.rbj.net/article.asp?aID=232421

How GreatAmerica Financial Services
 Found Its "Why."
https://www.channele2e.com/2016/09/16/how-greatamerica-financial-services-found-its-why/

 


[headlines]

--------------------------------------------------------------


--You May Have Missed It

Looking for some privacy?
Island estate goes on the market for $175 million
http://www.sacbee.com/news/nation-world/national/article102331512.html


--------------------------------------------------------------

Baseball Poem

If I were the teacher


If I were the teacher
My students would confirm
I spend all day talking about
Important things to learn:


Math
    Statistics, Batting Averages and
    the confusing ERA.

History
    Who invented baseball?
    Was it really Doubleday?

Biology
    How does photosynthesis affect
    the left field grass.

Spelling
    "Nite Game" is
    close enough to pass.

English
    Never say, he slided";
    Always say, "he slid."

Geography
    Which country has a ballpark
    next to a pyramid?

If I were the teacher

My students would confirm
They spend all day hearing about
Important things to learn.

Written by Dan Zamudio,
“Catcher in the Wry,” baseball poems,
published by McFarland & Compan


[headlines]

--------------------------------------------------------------


Sports Briefs----

Vikings RB Peterson exits with knee injury
http://www.espn.com/nfl/story/_/id/17583949/minnesota-vikings-running-back-adrian-peterson-suffers-right-knee-injury

Jacoby Brissett Gets Job Done for Patriots
  After Jimmy Garoppolo Injury
http://www.nytimes.com/2016/09/19/sports/new-england-patriots-jacoby-brissett-jimmy-garoppolo-dolphins.html?_r=0

49ers' offense looks all too familiar in loss to Panthers
http://www.espn.com/blog/san-francisco-49ers/post/_/id/19619/49ers-offense-looks-all-too-familiar-in-loss-to-panthers

Cowboys hold on, put rival Redskins in 0-2 hole
http://www.usatoday.com/story/sports/nfl/cowboys/2016/09/18/dak-prescott-ezekiel-elliott-kirk-cousins-redskins/90624986/

Greg Roman says reports of discord with Bills' Rex Ryan
    are 'damnable lies'
http://www.theredzone.org/BlogDescription/tabid/61/EntryId/58698/Greg-Roman-says-reports-of-discord-with-Bills--Rex-Ryan-are--damnable-lies-/Default.aspx

Giants Beat Saints With a Field Goal That Ends a Lackluster Game
http://www.nytimes.com/2016/09/19/sports/football/ny-giants-beat-new-orleans-saints-with-a-field-goal.html?ref=sports

 


[headlines]
--------------------------------------------------------------


California Nuts Briefs---

Stephen Curry steps into wife's shadow at Sonoma Raceway
http://www.sfgate.com/living/article/Stephen-Curry-steps-into-wife-s-shadow-at-Sonoma-9230593.php

Best restaurants for foodies in the SF Bay Area, according to OpenTable
http://www.sfgate.com/food/article/Best-restaurants-for-foodies-in-the-Bay-Area-9223623.php

How a pension deal went wrong and cost California taxpayers billions
http://www.latimes.com/projects/la-me-pension-crisis-davis-deal/#nt=oft12aH-2la1


[headlines]
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“Gimme that Wine”

http://www.youtube.com/watch?v=EJnQoi8DSE8

DTC Shipments Surge, Total Wine Sales Strong
http://www.winesandvines.com/template.cfm?
section=news&content=174615

Napa’s Delicato Family Vineyards plans high-end,
    direct-sales push to 15M cases
http://www.northbaybusinessjournal.com/northbay/napacounty/6058525-181/delicato-family-vineyards-wine-dtc?artslide=0

Duckhorn Wine Company is Latest Backer
   of Global Wine Business Education Center
https://www.winebusiness.com/news/?go=getArticle&dataid=174618

Alejandro Bulgheroni Estate Acquires Notable Napa Valley Winery
https://www.winebusiness.com/news/?
go=getArticle&cms_preview=true&dataid=174496

Nevada County’s wine scene emerges
http://www.sfchronicle.com/travel/article/Nevada-County-s-wine-scene-emerges-9225080.php


Free Mobile Wine Program
http://leasingnews.org/archives/Feb2010/2_26.htm#mobile

Wine Prices by vintage
http://www.winezap.com
http://www.wine-searcher.com/

US/International Wine Events
http://www.localwineevents.com/

Leasing News Wine & Spirits Page
http://two.leasingnews.org/Recommendations/wnensprts.htm

[headlines]
----------------------------------------------------------------

This Day in American History

       1676 - Bacon's Rebellion, Jamestown, Virginia. Perhaps the first revolt against the British, who formed an alliance with the Indians, was led by Nathaniel Bacon, a colonist.  He was successful, but shortly after winning the town, he caught a disease and died (common in the day, unfortunately).  The rebellion then collapsed and his followers were hunted down, some executed and their properties confiscated. Virginia Governor Sir William Berkeley was replaced the next year and peace was restored, so says history. (Full story at the end for those interested).
    1692 – Giles Corey is pressed to death after refusing to plead in the Salem witch trials.
    1737 - Charles Carroll (d. 1832), American patriot and legislator, was born in Annapolis, Maryland colony. He was the only Roman Catholic signer of the Declaration and his signature read Charles Carroll of Carrollton. He lived in Maryland where, as a Roman Catholic, he was forbidden from voting and holding public office. However, the wealthy Carrolls moved in the highest social circle and entertained George Washington and the Marquis de Lafayette at their estate.
    1777 - Battle of Saratoga, New York. After a series of defeats, American General Horatio Gates has a major victory.
http://memory.loc.gov/ammem/today/sep19.html
    1778 – The Continental Congress passed the first federal budget.
    1796 – George Washington’s Farewell Address was printed across America as an open letter to the public.  The work was Washington's valedictory after 20 years of service to the new nation. It is a classic statement of republicanism, warning Americans of the political dangers they can and must avoid if they are to remain true to their values.  The first draft was originally prepared in 1792 with the assistance of James Madison, as Washington prepared to retire following a single term in office. However, he set aside the letter and ran for a second term after the rancor between Secretary of the Treasury Alexander Hamilton and Secretary of State Thomas Jefferson convinced him that the growing divisions between the newly formed Federalist and Republican parties, along with the current state of foreign affairs, would rip the country apart in the absence of his leadership.  Four years later, as his second term came to a close, Washington revisited the letter and, with the help of Alexander Hamilton, prepared a revision of the original draft to announce his intention to decline a third term in office.
    1849 - First commercial laundry on the West Coast established in Oakland, California. The actual world's first commercial laundry was founded by a Mrs. Steel in New York in the early 1800s, and followed by others: The Troy (New York) Laundry -first of many Troy laundries nationwide; The Cambridge (Massachusetts) Laundry in 1840; the Boston and Roxbury Laundry in 1847; and the Contra Costa Laundry (Oakland, California) in 1849, eventually one of the largest in the west.
http://www.oaklandheritage.org/oakland_laundry.htm
    1863 – The second day of the Battle of Chickamauga, TN, near Chattanooga.  They are considered the two bloodiest days of the Civil War.
    1864 - Third Battle of Winchester, Virginia: Union General Phillip Sheridan defeated Confederate General Jubal Early's forces, ending Early's raids on the North. Early's troops were again soundly beaten on September 22 at Fisher's Hill. After defeating Early, Sheridan turned his attention to destroy the food resources of the Shenandoah Valley. The strategy of the North was to cut off supplies from Europe, purchased by the Confederates, and to burn and destroy all food and manufacturing facilities thus cutting off all ammunition, clothing, food and other supplies that supported the Confederate troops. The movie "Gone with the Wind" centers on Sheridan's march through the south. A trivia fact: General George S. Patton's grandfather, who was his namesake, was killed fighting for the Confederacy in this battle. http://www.findagrave.com/cgi-bin/fg.cgi?page=gr&GRid=9077
    1865 - Atlanta University Founded. On July 1, 1988, two private historically black institutions, Atlanta University and Clark College, consolidated to form Clark Atlanta University (CAU). CAU is a comprehensive, private, urban, coeducational institution of higher education with a predominantly African American heritage.
    1873 - Black Friday: Jay Cooke & Co fails, causing a securities panic.
http://www.buyandhold.com/bh/en/education/history/2000/jay_cooke3.html
(It is said that JP Morgan pulled the country out from bankruptcy by guaranteeing loans from European banks, but I am getting ahead of this terrible day in history as perhaps the worst depression the country has ever seen followed this collapse of the stock market).
http://www.publicbookshelf.com/public_html/The_Great_Republic_By_the_
Master_Historians_Vol_III/panicof1_hd.html

    1876 - Melville Reuben Bissell of Grand Rapids, MI, obtained a patent for a “carpet sweeper.” Although the idea had been introduced earlier, none of the early sweepers worked well. Bissell devised the” broom-action” principle, by which the application of variable pressure on the handle made the sweeper responsive to different grades of floor covering. Bissell organized the Bissell Carpet Sweeper Company in Grand Rapids, MI.
    1876 - Birthday of Vera Charlotte Scott Cushman (d. 1946), Ottawa, IL.  U.S. YWCA leader who served on the board of directors 31 years. She was an amazing fund raiser under whose co-direction about $170 million was raised to finance 140 "hostess houses" to house and feed women who were involved in World War I war work. Lodgings for women without a male escort were hard to find as well as dangerous before the modern women's movement.
    1881 - Eighty days after a failed office seeker shot him in Washington, D.C., President James A. Garfield dies of complications from his wounds.  On July 2, 1881, only four months into his administration, President Garfield was shot as he walked through a railroad waiting room in Washington. His assailant, Charles J. Guiteau, was a disgruntled and possibly insane man who had unsuccessfully sought an appointment to the U.S. consul in Paris.  While Garfield was attempting to get well, Vice President Chester A. Arthur generally served as acting president, but there was confusion over whether he had the authority to do so, as the Constitution was ambiguous on the matter of presidential succession. On September 19, President Garfield died of blood poisoning. The following day, Arthur was inaugurated as the 21st President of the United States.
    1916 - Birthday of jazz singer Helen Ward (d. 1998), New York City.
http://musicfinder.yahoo.com/shop?d=hc&id=1802440129&cf=11&intl=us    
    1921 – Birthday of singer, musician Billy Ward (d. 2002) at Savannah, Ga.  He is best known as Billy Ward and the Dominoes or perhaps just, “the Dominoes,” an early rock ‘n’ roll group.  Early Dominoes included Jackie Wilson and Clyde McPhatter.  Their big hit, “Sixty Minute Man” hit #1 on the R&B charts in May, 1951 and stayed there for 14 weeks.  It has arguably been considered among the first true rock ‘n’ roll hits.
http://www.soulwalking.co.uk/Billy%20Ward%20&%20Dominoes.html
full bio: http://afgen.com/billy_ward.html
    1926 - Birthday of Brooklyn Dodger Hall of Famer centerfielder Edwin Donald “Duke” Snider (d. 2011), Los Angeles, CA.  Over his 18-year career, mostly with the Dodgers, he was an All-Star 8 times and went to eight World Series, winning two.  He was elected to the Baseball Hall of Fame in 1980. 
    1928 - Mickey Mouse's screen debut as Steamboat Willie at Colony Theater, NYC.  In 1928, Disney created the character Mickey Mouse in the silent film “Plane Crazy.”That same year, Mickey also appeared in “Steamboat Willie,”a short that initiated the concept of making a separate cartoon for each animated movement. Instantly famous, the film was also Disney's first attempt to use sound using his own voice for Mickey. He also experimented with the use of music (“The Skeleton Dance”), the portrayal of speed (“The Tortoise and the Hare”), three-dimensional effects (“The Old Mill”), and the use of color. Disney produced the first feature-length cartoon, “Snow White and the Seven Dwarfs” (1938), which took three years to complete. Additional features included Pinocchio (1939), Fantasia (1940), Dumbo (1941), and Bambi (1942). In Song of the South (1946), he merged live actors and animated figures. During World War II, Disney's studio produced cartoons for the armed services as training tools and morale builders.
    1928 - Birthday of Adam West, actor, perhaps best known for the TV
series “Batman” and “The Last Precinct,” born William West Anderson, Walla Walla, Washington.
    1931 - Birthday of singer Brook Benton, born Benjamin Franklin Peay (d. 1988), in Camden, South Carolina. Benton's baritone style showed the influences of Nat King Cole and Billy Eckstine. "It's Just a Matter of Time" and "So Many Ways," a double-sided million-seller in 1959, were the first of nearly a score of top-20 hits for him. Benton also recorded two popular 1960 duets with Dinah Washington, "Baby (You Got What It Takes)" and "A Rockin' Good Way." Benton's last big hit was "Rainy Night in Georgia," which reached number four on the Billboard Hot 100 in 1974.
    1931 – Lefty Grove became the first pitcher to win 30 games since Jim Bagby did it in 1920.  Grove’s Athletics beat the White Sox, 2-1.
    1933 - Birthday of David McCalllum, actor (“NCIS,” “The Man from U.N.C.L.E., “The Great Escape,” born Glasgow, Scotland.
    1940 - Birthday of Canadian folk singer Sylvia Tyson, born Sylvia Fricker in Chatham, Ontario. She started performing with future husband Ian Tyson in 1961. They married three years later. Ian and Sylvia were at the forefront of the '60s folk revival, and performed throughout North America at clubs, colleges and festivals. Ian and Sylvia's hits included "Four Strong Winds," "You Were On My Mind" and "Lovin' Sound." The couple made their last appearances together in 1975. Sylvia continued to perform and record on her own, and was the host for the CBC Radio folk music show "Touch the Earth."
    1934 - Bruno Hauptmann arrested for kidnapping the Lindbergh baby. Historians believe Lindbergh was covering for his sister, who was in and out of mental institutions and had a history of trying to harm her brother's child. It is said that many people were aware of this, and it one of the reasons his family moved to Europe, so authorities could not question his sister or family. It was proven through hard detective work that Hauptmann was the man who wrote the ransom and collected the money, but he maintained he was innocent of the kidnapping itself, which was based solely that he wrote a ransom note and collected the money.
    1941 - Birthday of African-American author James Haskins (d. 2005), Demopolis, AL.  A prolific and award-winning author with more than one hundred books for both adults and children, many of his books highlight the achievements of African-Americans and cover the history and culture of Africa and the African-American experience. His work also included many biographical subjects, ranging from Hank Aaron to Scatman Crothers to Malcom X.  http://www.english.ufl.edu/faculty/jhaskins/
    1941 – Birthday of "Mama" Cass Elliott, born Ellen Naomi Cohen (d. 1974), at Baltimore, MD.  American folk-pop singer with The Mamas & The Papas. 
http://www.hotshotdigital.com/WellAlwaysRemember.3/MamaCassBio.html
    1945 - Top Hits
“Till the End of Time” - Perry Como
“On the Atchison, Topeka and Santa Fe” - Johnny Mercer
“If I Loved You” - Perry Como
“You Two Timed Me One Time Too Often” - Tex Ritter
    1947 - The eye of a hurricane passed directly over New Orleans, and the barometric pressure dipped to 28.61 inches. The hurricane killed fifty-one persons, and caused $110 million damage. It produced wind gusts to 155 mph while making landfall over Fort Lauderdale FL two days earlier.
        1949 - Ralph Kiner of the Pittsburgh Pirates hit his 50th home run of the season to become the first player in National League history to reach the 50 mark twice. After hitting 51 homers in 1947, Kiner finished the year with 54.
    1950 - COLLIER, JOHN W.,  Medal of Honor
Rank and organization: Corporal, U.S. Army, Company C, 27th Infantry Regiment. Place and date: Near Chindong-ni, Korea, 19 September 1950. Entered service at: Worthington, Ky. Born: 3 April 1929, Worthington, Ky. G.O. No.: 86, 2 August 1951. Citation: Cpl. Collier, Company C, distinguished himself by conspicuous gallantry and intrepidity above and beyond the call of duty in action. While engaged in an assault on a strategic ridge strongly defended by a fanatical enemy, the leading elements of his company encountered intense automatic weapons and grenade fire. Cpl. Collier and 3 comrades volunteered and moved forward to neutralize an enemy machine gun position which was hampering the company’s advance, but they were twice repulsed. On the third attempt, Cpl. Collier, despite heavy enemy fire and grenade barrages, moved to an exposed position ahead of his comrades, assaulted and destroyed the machine gun nest, killing at least 4 enemy soldiers. As he returned down the rocky, fire-swept hill and joined his squad, an enemy grenade landed in their midst. Shouting a warning to his comrades, he, selflessly and unhesitatingly, threw himself upon the grenade and smothered its explosion with his body. This intrepid action saved his comrades from death or injury. Cpl. Collier’s supreme, personal bravery, consummate gallantry, and noble self-sacrifice reflect untold glory upon himself and uphold the honored traditions of the military service.
    1950 - JECELIN, WILLIAM R.,  Medal of Honor
Rank and organization: Sergeant, U.S. Army, Company C, 35th Infantry Regiment, 25th Infantry Division. Place and date: Near Saga, Korea, 19 September 1950. Entered service at: Baltimore, Md. Birth: Baltimore, Md. G.O. No.: 24, 25 April 1951. Citation: Sgt. Jecelin, Company C, distinguished himself by conspicuous gallantry and Intrepidity above and beyond the call of duty in action against the enemy. His company was ordered to secure a prominent, saw-toothed ridge from a well-entrenched and heavily armed enemy. Unable to capture the objective in the first attempt, a frontal and flanking assault was launched. He led his platoon through heavy enemy fire and bursting shells, across rice fields and rocky terrain, in direct frontal attack on the ridge in order to draw fire away from the flanks. The unit advanced to the base of the cliff, where intense, accurate hostile fire stopped the attack. Realizing that an assault was the only solution, Sgt. Jecelin rose from his position firing his rifle and throwing grenades as he called on his men to follow him. Despite the intense enemy fire this attack carried to the crest of the ridge where the men were forced to take cover. Again he rallied his men and stormed the enemy strongpoint. With fixed bayonets they charged into the face of antitank fire and engaged the enemy in hand-to-hand combat. After clubbing and slashing this force into submission the platoon was forced to take cover from direct frontal fire of a self-propelled gun. Refusing to be stopped he leaped to his feet and through sheer personal courage and fierce determination led his men in a new attack. At this instant a well-camouflaged enemy soldier threw a grenade at the remaining members of the platoon. He immediately lunged and covered the grenade with his body, absorbing the full force of the explosion to save those around him. This incredible courage and willingness to sacrifice himself for his comrades so imbued them with fury that they completely eliminated the enemy force. Sgt. Jecelin’s heroic leadership and outstanding gallantry reflect the highest credit upon himself and uphold the esteemed traditions of the military service.
    1953 - Top Hits
“You, You, You” - The Ames Brothers
“Vaya Con Dios” - Les Paul & Mary Ford
“Crying in the Chapel” - June Valli
“A Dear John Letter” - Jean Shepard & Ferlin Husky
    1953 - Singer Gisele MacKenzie took over as host on NBC-TV's “Your Hit Parade.” Her biggest hit during that stint, 1953 to 1957, was “Hard to Get” in June of 1955. Ironically, the song was first sung by Gisele in an episode of the NBC-TV show, “Justice.” It became a hit and she performed it again on “Your Hit Parade.” Born Gisele Marie-Louise Marguerite LaFleche, she studied piano and violin at the Royal Conservatory in Toronto. For appearing on her own CBC radio show, ''Meet Gisele,'' she became known as Canada's first lady of song. Died September 5, 2003 of colon cancer.
http://www.biographybase.com/biography/MacKenzie_Gisele.html
http://www.vh1.com/artists/az/mackenzie_gisele/235253/album.jhtml
    1954 - “People are Funny” premiered on television. This half-hour show combined audience participation and stunts. One feature was a Univac computer that played matchmaker for eligible men and women. Art Linkletter hosted the show until 1958; reruns were shown for the next few seasons. The show was revived for a short time in 1984; Flip Wilson was the host.
    1955 - Pat Boone gains everlasting notoriety when his cleaned-up version of Fats Domino's "Ain't That a Shame" goes to the top of the charts, kicking off a string of bland copies of rock and roll hits that will deprive black artists of exposure in the still-segregated world of radio. It was his first US #1 hit with a cover version of Fats Domino's "Ain't It A Shame", re-named "Ain't That A Shame." Boone would continue recording cleaned-up versions of R&B hits and would enjoy a string of five US chart toppers over the next two years.
    1955 - Errol Garner records “Concert by the Sea,” Carmel, CA.
    1955 - Stan Kenton Bank satirizes blues idiom with “Blues in Burlesque,” a two-sided record with drummer Shelly Mann doing one of his rare vocals. The record is quite a jazz collector's item.
    1955 - Eva Marie Saint, Frank Sinatra and Paul Newman starred in the Producer's Showcase presentation of “Our Town” on NBC-TV.
    1955 - Hurricane Ione made landfall near Morehead City, NC with winds over 100 mph. 16.63 inches of rain fell at Maysville, NC. 40 blocks of New Bern, NC were underwater at one point. 7 people lost their lives and total damage was $88 million. This was the third hurricane to cross eastern North Carolina in 5 weeks.
    1956 – The Dodgers’ pitcher Don Newcombe hit 2 HRs for the third time in his career.  For the year he won both the NL MVP and NL Cy Young Award after a 27-7 season with a 3.09 ERA.     1960 - "The Twist" by Chubby Checker topped given more exposure by Chubby Checker's hit version.
    1961 - Top Hits
“Take Good Care of My Baby” - Bobby Vee
“My True Story” - The Jive Five
“(Marie's the Name) His Latest Flame” - Elvis Presley
“Walk on By” - Leroy Van Dyke
    1962 - “The Virginian” premiered on television. My father Lawrence Menkin wrote several episodes. It was TV's first 90-minute western and starred James Drury as The Virginian, a foreman trying to come to terms with the westward expansion of technology and civilization. It was set on the Shiloh Ranch, in Wyoming. Key players included Doug McClure (with Drury, the only cast members to stay for the entire run), Lee J. Cobb, Roberta Shore, Pippa Scott, Gary Clarke, David Hartman and Tim Matheson.  In the last season, the title was changed to “The Men from Shiloh,” and Stewart Granger and Lee Majors joined the cast.
    1964 – “A Summer Song" by the British duo of Chad and Jeremy enters the Billboard chart, on its way to #7. Although they would place a total of seven hits in the Top 40, this will be their only Top 10 hit.
    1964 - “Flipper” premiered. An adventure series starring Flipper, the intelligent, communicative and helpful dolphin. The human cast members included Brian Kelly as Chief Ranger Porter Ricks, Luke Halpin as his son Sandy, Tommy Norden as his son Bud and Ulla Stromstedt as biochemist Ulla Norstrand. Although the last telecast of this series was Sept 1, 1968, the series was recreated under the same title in the ‘90's.
    1966 – At the height of their popularity, Herb Alpert and The Tijuana Brass perform for Princess Grace (Kelly) at her Monaco palace.
    1966 – Co-owner Dan Topping sold his 10% ownership of the Yankees to CBS.    1967 - The beleaguered Beatles search desperately for a place in which to wrap filming on their trouble-plagued Magical Mystery Tour film. Having forgotten to book their primary choice, Surrey's Shepperton Film Studios, in advance, the band settles on an abandoned US Air Force station in Kent, filming most of the uncompleted movie on and around the grounds over the next week.
    1967 - Hurricane Beulah deluged Brownsville, TX, with 12.19 inches of rain in 24 hours, to establish a record for that location. Hurricane Beulah made landfall on the 20th near the mouth of the Rio Grande River, where a wind gust to 135 mph was reported by a ship in the port.
    1968 – Denny McLain’s 31st win was overshadowed by Mickey Mantle’s 535th homer. McLain allegedly calls C Jim Price out and tells him to inform Mantle he's throwing the slugger nothing but fastballs. The home run gives Mantle undisputed hold of 3rd place on the all-time list. Mantle tips his cap to Denny as he rounds third base. Joe Pepitone, the next batter, signals where he would like the ball, and McLain dusts him. The Tigers win the game, 6-2, the 12th straight complete game for the Tigers staff.
    1969 - President Nixon announces the cancellation of the draft calls for November and December. He reduced the draft call by 50,000 (32,000 in November and 18,000 in December). This move accompanied his twin program of turning the war over to the South Vietnamese concurrent with U.S. troop withdrawals and was calculated to quell antiwar protests by students returning to college campuses after the summer.
    1969 - Top Hits
“Honky Tonk Women” - The Rolling Stones
“Sugar, Sugar” - The Archies
“I'll Never Fall in Love Again” - Tom Jones
“A Boy Named Sue” - Johnny Cash
    1969 - Creedence Clearwater Revival scored their only UK #1 single with "Bad Moon Rising.”
    1970 - "Ain't No Mountain High Enough" by Diana Ross topped the charts and stayed there for 3 weeks.
    1970 - She could turn the world on with her smile. "The Mary Tyler Moore Show" was seen for the first time on CBS-TV. It was the first of a new wave of contemporary sitcoms, combining good writing, an effective supporting cast and contemporary attitudes. It was also television’s first sitcom about a single woman.  The show centered on the two most important places in Mary Richard's (Mary Tyler Moore) life—the WJM-TV newsroom and her apartment at Minneapolis. At home, she shared the ups and downs of life with her friend Rhoda Morgenstern (Valerie Harper) and the manager of her apartment building, Phyllis Lynstrom (Cloris Leachman). At work, as the associate producer (later producer) for the “Six O'clock News,” Mary struggled to function in a man's world. Figuring in her professional life were her irascible boss Lou Grant (Ed Asner), levelheaded and softhearted news writer Murray Slaughter (Gavin MacLeod) and self-obsessed, narcissist anchorman Ted Baxter (Ted Knight). In the last episode, the unthinkable happened:  everyone in the WJM newsroom except the inept Ted was fired.  The show ran for 168 episodes with the finale show on March 19, 1977.
    1974 - Eric Clapton received a gold record for "I Shot the Sheriff". The song reached #1 on the pop charts on September 14th
    1974 - Birthday of Jimmy Fallon, talk show host, comedian, actor, born Brooklyn, New York.
    1977 - Top Hits
“I Just Want to Be Your Everything” - Andy Gibb
“Float On” - The Floaters
“Don't Stop” - Fleetwood Mac
“Don't It Make My Brown Eyes Blue” - Crystal Gayle
    1978 - Linda Ronstadt's latest release, "Living in the U.S.A." is issued with advance orders of two million units, making it a double platinum LP before it even hit the stores.
    1979 - Singer Elton John, accompanied only by percussionist Ray Cooper, began his first US tour in four years. John had just completed a similar tour of the Soviet Union - the first Western pop star to visit that country.     
    1981 - Singers Paul Simon and Art Garfunkel reunited for a free concert in New York's Central Park. More than 400,000 people gathered to hear Simon and Garfunkel's first full concert in 11 years, although Garfunkel had joined Simon for occasional guest numbers since the duo's breakup in 1970. A double LP, "The Concert in Central Park," and a video of the event were issued. Simon and Garfunkel then launched a six-week European tour. Both Simon and Garfunkel received much-needed exposure at a time when their solo careers seemed to have stalled.
    1982 - Streetcars stop running on Market St in San Francisco after 122 years of service to make way for Bay Area Rapid Transit, which now runs as a subway beneath Market Street.
    1983 - New York City had a record 92 degrees while snows fell out west.
    1983 - 14 inches of snow fell just south of Great falls, MT. Temperatures fall to 6 degrees below zero at West Yellowstone, MT following the snow.
    1985 - Top Hits
“St. Elmo's Fire (Man in Motion)” - John Parr
“We Don't Need Another Hero” (Thunderdome) - Tina Turner
“Money for Nothing” - Dire Straits
“Modern Day Romance” - Nitty Gritty Dirt Band
    1985 - In Mexico City, Mexico, our neighbors, this day will forever be remembered. The first of two killer earthquakes hit the city. This one, 8.1 on the Richter scale, followed the next day by a 7.5er, crumbled buildings (damages were estimated at more than one billion dollars) and killed almost 10,000 people.
    1986 – The Franchise, Tom Seaver, pitched the final game of his Hall of Fame career, for the Red Sox against the Blue Jays, a four-inning effort resulting in a loss.  One of the greatest pitchers of the 20th century, he won 311 games and three Cy Young Awards.  He was elected to the Hall of Fame in 1992 with the highest votes percentage in history, 98.8%.
    1987 - Michael Jackson's "I Just Can't Stop Loving You" rose to #1 in the U.S. on the "Billboard Hot 100." The single, from Jackson's "Bad" LP, stayed at the top of the hit heap for one week.
    1987 - Dick Clark's "American Bandstand" left the ABC TV network after more than 30 years and went into first-run syndication. ABC had cut the show to half an hour and Clark wanted to return to the program's original hour-long format. "Bandstand" began as a local show in Philadelphia in 1952 before going national five years later.
    1988 - U.S. diver Greg Louganis struck and injured his head on the board in a preliminary round of springboard diving at the Summer Olympics in Seoul, South Korea. Days later, however, Louganis won the gold medal in springboard diving.
    1989 - Showers and thunderstorms produced heavy rain in the Middle and Northern Atlantic Coast Region. Cape Hatteras, NC was deluged with nearly 3.50 inches of rain in three hours. Syracuse, NY reported 1.77 inches of rain, a record for the date, and Chatham, NJ reported an all-time record of 3.45 inches in one day. Hurricane Hugo headed for the Bahamas, and Tropical Storm Iris, following close on its heels, strengthened to near hurricane force.
    1991 - Michael Jackson performed an unaccredited voice-over on "The Simpsons" animated series on the Fox network. He provided the voice for a white mental patient who thinks he's Michael Jackson.
    1991 – While not found in America, perhaps the oldest archeological event, the Iceman, named Ötzi by scientists, was found by a German tourist, Helmut Simon, on the Similaun Glacier in the Tirolean Ötztal Alps on the Italian-Austrian border. The body is that of a man aged 25 to 35 who had been about 5 feet 2 inches (1.6 meters) tall and had weighed about 50 kg (110 pounds).  It is the oldest mummified human body ever found intact -- some 5000 years old. And his few remaining scalp hairs provided the earliest archaeological evidence of haircutting. And, if that's not enough, Ötzi was found to have a number of ‘points' tattooed on his body, 80% of which are considered valid modern acupuncture points and dates acupuncture back to at least 3300 B.C.
    1991 - In Pasadena, an all-star benefit concert honoring Ray Charles features performances of Ray songs by Stevie Wonder, Willie Nelson, Michael McDonald and more. Entitled “Ray Charles: 50 Years in Music, Uh-Huh!,” the concert (and accompanying TV show) benefits the Starlight and Starbright Pavilion Foundations for terminally ill children.
    1994 - “ER” premiered. This medical drama takes place in the emergency room of the fictional County General Hospital in Chicago. Doctors and nurses take care of life and death patients while conducting their personal traumas as well. Cast includes Anthony Edwards, George Clooney, Sherry Stringfield, Noah Wylie, Laura lnnes, Gloria Reubens, Eriq La Salle and Alex Kingston.
    1995 - The Washington Post publishes the "Unabomber's Manifesto." It leads the brother to realize the bomber is his brother and he notifies authorities.
    1999 - On a warm September afternoon at Wrigley Field, Chicago, Sammy Sosa hit the 60 home-run mark for the second year in row, setting himself above all others in baseball's history books. “A lot of people said at the beginning of the year it would be impossible to hit 60 two years in a row,” Sosa said. “Here I am.”
    2004 - With their latest hit, "You'll Come Around," Status Quo become the artists with the most all-time chart hits in the UK, an amazing 61 charted singles from 1968's "Pictures of Matchstick Men" (their only US hit).
    2011 – The Yankees’ Mariano Rivera recorded his 602d save to pass Trevor Hoffman for the all-time Major League mark.  Rivera finished his career in 2013 with 652 plus another 42 in postseason.
    2012 - Randy Bachman, of Bachman-Turner Overdrive, was named to Canada's Walk of Fame for the second time. He was also inducted in 2001 as a member of The Guess Who.
    2013 - The Recording Academy named Carole King as the MusiCares person of the year. The presentation would be made during the 2014 Grammy Awards week.

***Bacon's Rebellion: In the Virginia colony every adult male could vote. When Charles II was restored to the English throne, he sought to exploit the colony to the fullest. Virginia Governor Sir William Berkeley, supporting the king, adopted new laws to facilitate these efforts including measures allowing only property holders to vote, raising taxes to build up the town of Jamestown and raising the cost of shipping while lowering the price for tobacco. The resulting discontent exploded when the frontier of the colony was attacked by Indians and the governor refused to defend the settlers. Nathaniel Bacon, a colonist on the governor's council, was made leader by the frontier farmers, and his troops successfully defeated the Indians. Denounced by Berkeley as rebels, Bacon and his men occupied Jamestown, forcing the governor to call an election, the first in 15 years. The Berkeley laws were repealed and election and tax reforms were instituted. While Bacon and his troops were gone on a raiding party against the Indians, Berkeley again denounced them. They returned and attacked Berkeley's forces, defeating them and burning Jamestown on Sept 19, 1676. Berkeley again fled and Bacon became ruler of Virginia. When he died suddenly a short time later, the rebellion collapsed. Berkeley returned to power and Bacon's followers were hunted down, some executed and their property confiscated. Berkeley was replaced the next year and peace was restored.

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- Year-End Leasing and Finance Association Membership
- Equipment Leasing and Finance Association and
   CLFP Foundation Announce Collaboration
- New Study Identifies Companies Most Impacted
   by New FASB and IFRS Lease Accounting Rules
- The top 50 brands in Quick Service and Fast Casual
- Charlie Chan on Balboa Capital
- Reader Complaint About LEAF Financial Investment (Collection)
- How to be a “Leasing Expert Witness”
    and Make Extra Income
- 2014 Survey Reports Expert Witness Hourly Fees
    Record All-Time Highs
- Your Photograph on LinkedIn.com
Use a Password Generator
- Banks Turn Toward Leasing for More Profit
- Why Leasing News is Different
- Take Your Banker to Lunch
- Lease Police Tips on Judging Vendors
- Alert: Rudy Trebels Back Soliciting Broker Business
- HL Leasing/John Otto--Update
- NorVergence- Year end, 2013
- Twelve Lawyers Against Evergreen Clause Abuse
- Wants to Go After Lessors and Their Attorneys
   Re: Evergreen Clause Abuses
- Sample of Usury Laws in United States
- Balboa Capital Class Action Case Settled--$5 million?
- Old Cowboy On His Horse
- Leasing Brokers: When May You Collect a Commission?
- Balboa Capital, Irvine, California
   $20,543.22 Bulletin Board Complaint
   Alleged “Bait and Switch”
- Female Lease Finance Association Presidents
- Broker’s Responsibility to Obtain
    California Lender’s License
- The Day that Albert Einstein Feared May Have Finally Arrived
- Equipment Finance Agreements Explained/Barry S. Marks
- Royal Links "True Lease" Court Ruling
- "The Memory Shock" –New Book by Barry Reitman
- Jeff Taylor's Leasing Predictions, Spring, 2006
- New Case against Mazuma Capital and Republic Bank
  ---Automatic Evergreen Payment---PPR
- Charles Schwartz and Allied Health
- Copier Wars---It's more than the lease payment
    by Christopher Menkin
- Leasing Gypsies
- Verifying Tax Returns
- Special Report: Part I
   Could Church Kiosks, Royal Link Carts, NorVergence results been avoided?
   The use of “Equipment Finance Agreements”
- Special Report: Part II
    Bank of the West
   Equipment Lease Agreement (EFA)
- California License Web Addresses
- Settlement Costs vs. Litigation Costs