Add me to mailing list | Change email  Search
Advertising | All Lists | Archives | Classified Ads | This Day In American History

Leasing News is a web site that posts information, news, and
entertainment for the commercial alternate financing,
bank
, finance and leasing industry

kitmenkin@leasingnews.org
   

 


Credit Analyst
Your Choice, Locate in Either Office:
Anaheim,CA; Federal Way, WA; Tigard, OR 


$150K -$500k equipment leases, financing (recourse/non-recourse lines of credit) 
Requires five or more years of credit underwriting. Work with third party originators, brokers, as well as clients & vendors of Umpqua Bank 
Please click here for more information.

www.finpac.com
A subsidiary of Umpqua Bank


 

Wednesday, January 27, 2016



Today's Equipment Leasing Headlines

Memorial for Alister McNeil, Friday
Podium Financial Group, Inc.
An Update of Leasing Companies Out of Business
No Longer Taking Broker/Discounting Business
Leasing Schools/Franchisors
  Updated
Leasing Industry Ads---Help Wanted
Positions Open
Myth Of The Sales Personality
Sales Make it Happen by Steve Chriest
Saluting Leasing News Advisor
   Dale Davis
Waiter Asks Question
  Cartoon
FinTech #102  by Christopher Menkin
“Grow, Faster” Executive Dashboard
New Study Identifies Companies Most Impacted
by New FASB and IFRS Lease Accounting Rules
Labrador Retriever/Boxer
Des Moines, Iowa  Adopt-a-Dog
Attorneys Who Specialize in
Banking, Finance, and Leasing
News Briefs---
DLL Leasing Sale/Could be Concluded After 6/16
  Rabobank Said to Hold Talks for $4.9 Billion
ELFA Report U.S. business borrowing for Equipment Double November to $12.5 Billion ($6.1 Nov), Falls YTD  (was $12.9B 2014)
Gartner Forecasts Growth in IT Spending in 2016:
   10 Key Points-Slide
Huntington to acquire FirstMerit Corp.
  in $3.4 billion deal, operate 8 states
Is there a Huntington Bank in future
  for FirstMerit's Sandy Pierce?
Are Small Business Loans the New Flavor
   of Fixed Income? Includes Video Interview

Broker/Funder/Industry Lists | Features (writer's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months

www.leasingcomplaints.com (Be Careful of Doing Business)
www.evergreenleasingnews.org
Leasing News Icon for Android Mobile Device

You May have Missed---
   SparkPeople--Live Healthier and Longer
   Poem
    Sports Briefs---
      California Nuts Brief---
       "Gimme that Wine"    
          This Day in American History
         SuDoku
           Daily Puzzle
             GasBuddy
               Weather, USA or specific area
                 Traffic Live----

######## surrounding the article denotes it is a “press release” and was not written by Leasing News nor information verified, but from the source noted. When an article is signed by the writer, it is considered a “by line.” It reflects the opinion and research of the writer.


Leasing News was designed for mobile devices to be read in
Portrait Style, with the ability to expand to create a larger font.





[headlines]

--------------------------------------------------------------

Memorial for Alister McNeil, Friday
Podium Financial Group, Inc.

His Memorial Service (3500 Pacific View Drive, Corona Del Mar, CA 92625 | 949-644-2700) will be held on Friday, January 29 at 10am at  in Newport Beach. In Lieu of flowers donations can be made to St. Jude Children's Research Hospital

Alister Hugh McNeill
Obituary

Alister McNeill was born in Stratford, New Zealand where he caused havoc for older brother Bruce McNeill and parents "Betty" and David McNeill. Following in his father’s footsteps, he became a mechanic and moved to South Africa in 1971. His next move was to London where he was introduced to the world of Formula 1. In the mid 70's, he traveled across the pond to CA while working with Mario Andretti. Here is where he fell in love with the Southern California lifestyle and a pretty little lady named Dianne, who in 1980 became his wife. They had 3 children together; twins, Kevy and Lizzy, and a son, Tristen.

Alister's love of motorsports took him to the Indy Lights series with his own team McNeill Motorsports. He left the racing industry in the 90's and became involved with the financial leasing industry up until his last days. His number one priority was always his family and friends. He was known for having "no bad days". No task was off limits and he was always up to a challenge - he enjoyed trips and vacations with his wife Dianne and globetrotting motor cycle excursions with friends. Most of all he enjoyed a cold beer, good tunes, and a friendly conversation.

On December 30th, 2015 Alister McNeill passed away in his home in Costa Mesa surrounded by his family and friends. He fought a hard 18 month battle with lung cancer. He is survived by his adoring wife Dianne, children Lizzy, Kevy and Tristen, son-in-law, Nick and Jarrett, and grand children Hart, Lakyn and Lena. Additionally, all of the loved ones whose lives he touched and impacted with his larger-then- life personality and smile.

Alister McNeill Passes Away
Southern California Broker/Lessor
http://leasingnews.org/archives/Jan2106/01_04.htm#mcneill

 


[headlines]
--------------------------------------------------------------

An Update of Leasing Companies Out of Business
No Longer Taking Broker/Discounting Business

In the last few years, there have been mergers and acquisitions of commercial equipment and finance operations, as well as changes with many companies not accepting "third party originators," meaning brokers.

The mergers are primarily by banks who want to get into the commercial equipment leasing and finance business, mostly via direct business through their own staff and/or vendors (sellers of equipment, software, personal property equipment.

Many of the changes are the result of Financial Technology, which reduces operation staff, while the means of acquiring new business have dramatically changed.  Actually, the changes have happened before banks started cutting back on branches going more mobile, as leasing and finance did not require the start-up or operating costs.
Online communication, marketing, documentation,  and funding,
can be done through the cloud while a home office as an operational branch office is no longer necessary to enter the marketplace.  To remain and to grow, that is another article.

The list was originally started to note those companies no longer accepting new brokers, then brokers period, and then, companies going out of business.  If there are entities missing from the listing or things have changed, meaning they are accepting brokers now, just as Marlin Business Services changed their position, please contact kitmenkin@leasingnews.org
  Editor

 

No Longer taking Broker/Discounting Business
plus Leasing Companies Out of Business



Companies with an * are no longer in business. The others are companies that were taking broker business, but announced that they no longer are accepting broker business. Many have also down-sized or are managing an existing portfolio.

More details are available in this list by company name:

http://www.leasingnews.org/list_alpha_new.htm

*ABCO Leasing Inc., Bothell, WA
*ACC Capital, Midvale, Utah (lenders running off portfolio residuals, Leasing News receiving Evergreen non-notification complaints, demanding 12 more monthly payments)
Advantage Business Capital, Lake Oswego, Oregon
AEL Financial, Buffalo Grove, Illinois
(No longer taking new broker business)
Allegiant Partners, San Rafael, California 
Alliance Financial, Syracuse, New York
*Alternative Capital, Apollo Beach, Florida 
*AMC Funding, Charlotte, North Carolina
American Bank Leasing, Alpharetta, Georgia
*American Equipment Finance, Warren, New Jersey
Balboa Capital, Irvine, Ca
Bank of the West Leasing Indirect, San Ramon, California
    (Require high volume, successful brokers only) 
*Bank Midwest Leasing, Overland Park, KS 
Bankers Healthcare Group, Weston, FL
*Blackstone Equipment Financing, Orange, California 
*Capital One Equipment Finance, Towson, Maryland 
*CapitalSource Healthcare Finance, Chevy Chase, Maryland
*CapNet, Los Angeles, California
*C and J Leasing Corp, Des Moines, Iowa
*Carlton Financial Corporation, Wayzata, Minnesota
*Chase Industries, Inc., Grand Rapids, Michigan 
*Chesterfield Financial, Chesterfield, Missouri
CHG-MERIDIAN U.S. Finance, Ltd, Woodland Hills, CA
(Sales Management focuses very selectively on certain brokers.) 
*Churchill Group/Churchill Leasing, Jericho, NY
CIT Group (limited)
Columbia Bank Leasing, Tacoma, WA
*Columbia Equipment Finance, Danville, California 
Commercial Equipment Lease, Eugene, Oregon 
Concord Financial Services, Long Beach, California
*Court Square, Malvern, Pennsylvania
*Creative Capital Leasing Group, LLC, San Diego, CA
Crossroads Equipment Lease & Finance, Rancho Cucamonga, Ca 
Direct Capital, Portsmouth, New Hampshire
Diversified Financial Service, Omaha, NE
* Dolsen Leasing, Bellevue/Yakima, Washington
Equipment Finance Partners, a division of Altec, Birmingham, Alabama 
Evans National Leasing, Inc., Hamburg, NY
Enterprise Funding, Grand Rapids, Michigan
* Evergreen Leasing, South Elgin, Illinois
*Excel Financial Leasing, Lubbock Texas
*First Corp.(IFC subsidiary), Morton Grove, Illinois
First Federal Financial Services, Inc., Menomonee Falls, Wisconsin
First Republic Bank, San Francisco, CA
Frontier Capital, Teaneck New Jersey 
*GCR Capital, Safety Harbor, Florida 
GE Capital, Conn (limited)
Global Funding LLC., Clearwater, FL
*Greystone, Burlington, MA
*Heritage Pacific Leasing, Fresno, CA
*Hillcrest Bank Leasing, Overland Park, KS (Parent bank sold)
Huntington Equipment Finance, Vendor Finance Group, Bellevue, Washington
*IFC Credit Corp., Morton Grove, Illinois
Irwin Financial (Irwin Union Bank), Columbus, Indiana 
Irwin Union Bank, F.S.B. (Louisville, Kentucky)
Lakeland Bank, Montville, NJ
LaSalle Systems Leasing
*Latitude Equipment Leasing, Marlton, New Jersey 
*Leaf Specialty Finance, Columbia, South Carolina
*LEAF Third Party Funding, Santa Barbara, Ca.
Lombard, part of Royal Bank of Scotland, worldwide
M&T Credit (Bank)
*MarVista Financial, Villa Park, California 
*MericapCredit, Lisle, Illinois
*Meridian Healthcare Finance, San Diego, California 
Merrill Lynch Financial
Midwest Leasing Group, Livonia, Minnesota
National City, Cleveland, Ohio
*Navigator (Pentech subsidiary) San Diego, California
OFC Capital, Roswell, Georgia
Old National Bank, Evansville, Illinois
Pentech Financial, Campbell, CA
*PFF Bancorp, Inc, Pomona, CA
Pinnacle Business Finance, Fife, Washington
*Pioneer Capital Corporation, Addison, Texas
PredictiFund, a subsidiary of Capital Access Network, Inc
*Podium Financial Group, Inc.,Costa Mesa, CA
Popular Finance, St. Louis, Missouri
Puget Sound Leasing, Seattle, Washington 
Radiance-Capital, Tacoma, WA
Rational Technology Solutions, Rolling Meadows, IL
*Reliant National Finance, Jacksonville, Florida
Sandy Springs, Olney, MD
* Securities Equipment Lsg. (SEL, Inc.), Glendora, CA 
Sovereign Bank, Melville, New York
Specialty Funding, Albuquerque, NM
*Studebaker-Worthington Leasing, Corp., Jerico, NY
(part of sale from Main Street Bank to Ascentium Capital) 
Sun Trust Equipment Finance & Leasing, Baltimore, Maryland 
*SunBridge Capital, Mission, Kansas
Suncoast Equipment Funding Corp., Tampa, Florida
TCF Equipment Finance, Minnetonka, Minnesota 
TechLease, Morgan Hill, California
*Tennessee Commerce Bank, Franklin, Tennessee 
Textron Financial
*Triad Leasing & Financial, Inc., Boise, Idaho
*TriStar Capital, Santa Ana, California 
*Union Capital Partners, Midvale, Utah
US Bank, Manifest Funding, Marshall, Minnesota
(new requirement: large yearly funding) 
US Bank, Middle-Market, Portland, Oregon 
Velocity Financial Group, Rosemont, Illinois
VenCore, Portland, Oregon (former company Len Ludwig)
*Vision Capital, San Diego, California
Wachovia Bank Leasing
*Warren Capital, Novato, California
*Washington Mutual Financial
Western Bank, Devils Lake, ND
*Westover Financial, Inc., Santa Ana, California

(Note: Should a company policy have changed, please contact kitmenkin@leasingnews.org)

Funders looking for new Brokers:
http://www.leasingnews.org/Funders_Only/New_Broker.htm

 

 

[headlines]
--------------------------------------------------------------

Leasing Schools/Franchisors 
(For our "Financial and Sales Training" list, please click here)

Global Leasing
NAELB
Wheeler Leasing School

 

 

[headlines]
--------------------------------------------------------------

Leasing Industry Ads---Help Wanted
This Way Up/Credit Analyst


 

Credit Analyst
Your Choice, Locate in Either Office:
Anaheim,CA; Federal Way, WA; Tigard, OR 


$150K -$500k equipment leases, financing (recourse/non-recourse lines of credit) 
Requires five or more years of credit underwriting. Work with third party originators, brokers, as well as clients & vendors of Umpqua Bank 
Please click here for more information.

www.finpac.com
A subsidiary of Umpqua Bank




[headlines]
--------------------------------------------------------------

Sales Make it Happen by Steve Chriest

Myth Of The Sales Personality

The so-called “sales personality” is a myth. Belief in this myth may be as responsible for bad hiring and disastrous promotions by employers, and poor performance by salespeople and sales managers, as anything else in the sales talent management equation.

When managers want to hire sales superstars, they tend to hire people with stereotypical sales personalities – people who are outgoing, talkative, personable and gregarious. And because sales managers – for a host of reasons – prefer this personality type for their teams, they convince themselves that customers will prefer them as well.

Unfortunately, the traits that make up the “sales personality” have little to do with success in the game of sales. It doesn’t hurt, of course, when a salesperson has a pleasant, extroverted personality, but there are lots of outgoing, talkative, personable and gregarious people in the world with pleasant, extroverted personalities. Some are teachers, some are physicians, attorneys, plumbers and circus performers. But just because these folks share some pleasing personality traits doesn’t mean they have the talent or competencies to succeed as sales professionals.

Anyone who has ever hired a salesperson can cite an example of a “sales personality” who failed. Hiring Mary, “Miss Personality Plus”, was a sure bet. Talk about quintessential sales personality traits! Mary had them all. Everyone loved her, especially her customers. Mary could stroll in to see any of her customers, almost anytime, for a casual conversation. No one would think of treating Mary unkindly.

There was only one problem with Mary – she never closed a large order. Mary was a terrific schmoozer. She talked in great detail about her company’s products with her customers, and most customers revealed valuable, “inside information” to Mary. Despite these good relations, Mary’s customers always awarded their largest orders to her biggest competitors.

Mary is a classic example of the disconnect between personality traits and success in the sales profession. Although Mary’s company believed in skills training for their salespeople, the training never helped Mary recognize sales opportunities or close those opportunities. She had a great personality, but she lacked the innate talent, competencies and tendencies to sell a warm blanket to an Eskimo who is wearing only a T shirt in an ice storm.

The manager who hired Mary, unfortunately, used an “off-the-shelf” personality test as the primary methodology for evaluating Mary as a new hire. It is rapidly becoming clear among prominent personnel psychologists that personality tests, while useful in describing personality traits or emotional intelligence, are poor predictors of job performance. These psychologists concluded that “the validities of personality measures are so low that using them for selecting employees should be questioned.”

Instead of measuring Mary’s personal characteristics, the hiring manager could have used a tool to measure the competencies, conduct, traits and temperament that predict actual job behavior. It is critical to know whether Mary can do the job, and to predict with a high degree of accuracy whether or not Mary will do the job.

A statistically validated performance assessment could have given the manager visibility into Mary’s work DNA. How is Mary wired? Does she have high potential for job success as measured against the performance of proven, successful sales professionals? Is she a potential leader? How would her strengths and weaknesses affect performance of the job? To maximize her potential, how should Mary be coached?

A statistically validated performance assessment would have revealed to the manager that Mary, a very nice person with a charming personality, did not possess the innate talent to perform the job she was hired to do. It would have revealed that Mary’s temperament and natural work conduct were incompatible with the on-the-job behavior required for success.

Mary’s failure at her job could have been predicted with 85% accuracy by a performance assessment designed to measure narrow job-related competencies. In Mary’s case, belief in the myth of the “sales personality” caused an unfortunate hire and poor job performance by someone with talents, work behaviors and temperament that were better suited to another job.

 

Steve Chriest is the CEO of Open Advance and author of Selling to the E-Suite, The Proven System for Reaching and Selling Senior Executives and Business Acumen 101. He recently re-named his company from Selling-Up.  He produces video and radio blogs, as well as continues as a columnist for Leasing News.
www.openadvance.com/contact/
925-263-2702
www.openadvance.com/

Sales Makes It Happen Articles:
http://www.leasingnews.org/Legacy/index.htm 

 

 

[headlines]
--------------------------------------------------------------

Leasing News Advisor
Dale Davis

Dale R. Davis
President
Endeavor Financial Services
DDavis@EndeavorFS.net
(877) 727-4327, ext. 207
(877) 337-3227
www.EndeavorFS.net

Dale joined the Leasing News Advisor Board on January 26, 2007. He has been active in the vehicle and equipment leasing business since 1978.

Dale was the President of the National Vehicle Leasing Association (NVLA) in 2005-2006. He was presented with the association’s Lifetime Achievement award in 2007.

Dale is a contributing author to “Foundations of Leasing", an industry publication. He is also active with local community groups and the Make-A-Wish Foundation.

Dale is married and has four children.


[headlines]
--------------------------------------------------------------


[headlines]
--------------------------------------------------------------

FinTech #102  by Christopher Menkin
“Grow, Faster” Executive Dashboard

"Grow is built for executives and teams of small to medium businesses who are frustrated by having to run time-consuming reports with scattered information that’s quickly out-of-date. With Grow’s software, you can get the information you need, how and when you need it, and share it so everyone knows the score."


Executive Dashboard

The real-time dashboard does not appear difficult to set up, and the website shows not only a video, but an ability to "request a demo," as well as a "live chat" with Grow Website Team.

This is not a "free" site, but does offer a "free trial."

They state on their website, "Our pricing varies depending on the amount of data we track for your KPIs, the integrations, and features provided. In order to make sure you’re on the right plan, we usually need a little more information about your company before we can give you a quote."

www.grow.com

Previous Financial Technology Articles
http://www.leasingnews.org/Conscious-Top%20Stories/fintech.html

 


[headlines]
--------------------------------------------------------------

##### Press Release ############################

New Study Identifies Companies Most Impacted
by New FASB and IFRS Lease Accounting Rules

Report published by LeaseAccelerator highlights which companies will have the greatest dollar value of new liabilities added to their balance sheet

GREAT FALLS, Va.,  -- LeaseAccelerator, the leader in Equipment Lease Management software, published today a report listing the off-balance sheet lease obligations of the 500 largest U.S. public companies. The report, entitled "Who is Most Impacted by the New Lease Accounting Standards?" aims to provide greater awareness of the potential impact of the new lease accounting standards.

Both the recently announced IFRS 16 and the forthcoming FASB ASC 842 will require companies to transfer their operating leases, previously only disclosed in the footnotes of their financial reports, onto their balance sheets starting in 2019. They will replace IAS 17 and ASC 840 (formerly FAS 13), respectively. According to the International Accounting Standards Board, listed companies around the world have around $3.3 Trillion of leasing commitments -- over 85 percent of which do not appear on their balance sheet.

The companies who will be most impacted by the new capital lease accounting standards will be those with the largest operating lease obligations. The off-balance sheet leases for a specific company can range from a few million dollars, on the low end, to tens of billions of dollars, on the high end.

As the new standards have been developed over the past ten years, there has been much debate and analysis of how the changes will impact companies' decisions to lease versus buy and how credit ratings might change. However, there has been very little research into the additional administrative burden that will be placed on companies to re-design their lease accounting processes to comply. Specifically, to avoid a significant deficiency or material weakness, at-rlsk companies will have to adopt new management strategies, policies, and software to address the big data problem of equipment lease management: maintaining complete, accurate, and up-to-date data for leases, assets, and stakeholders distributed around the world.

"With comparative reporting requirements for the new lease accounting standards starting as early as 2017 for most firms, we believe that many Fortune 500 companies are woefully unprepared for the new lease accounting standards, especially their equipment lease portfolio," said Michael Keeler, CEO of LeaseAccelerator. "We hope the publication of this report will provide CFOs with a perspective on the relative size and significance of their operating lease obligations compared to their industry peers and prompt a proactive investigation of solutions given the 2017 income statement comparables deadline."

You can read the full report here now:
http://www.leaseaccelerator.com/off-balance-sheet-lease-study

### Press Release ############################

 


(Leasing News provides this ad as a trade for appraisals and equipment valuations provided by Ed Castagna)

[headlines]
--------------------------------------------------------------

Labrador Retriever/Boxer
Des Moines, Iowa  Adopt-a-Dog


Male
Age: 10 weeks

All adoptions are $200 per dog which include spay/neuter, micro-chipped and up-to-date on required shots.

All Dogs are in foster homes.

ForEver Home Dog Rescue
Phone: 515.270.2915

Adopt a Pe
http://www.adoptapet.com/

 

[headlines]
--------------------------------------------------------------

Attorneys Who Specialize in
Banking, Finance, and Leasing

Birmingham, Alabama
The lawyers of Marks & Associates, P.C. have over 30 years experience in dealing with virtually every type of equipment financing and are recognized throughout the industry for prompt, practical solutions and exemplary service. They offer cost-conscious, effective lease enforcement and good counsel. 
Email: Barry@leaselawyer.com
Website: www.leaselawyers.com
California, National: city: Riverside 
Ellen Stern - get results, reasonable pricing; numerous industry contacts, nearly 30 yrs exp.in SoCal, 20 yrs equip.: CFL license specialist, documentation, work-outs, litigated collections, recoveries; deal-maker. 
Email: leaselaw@msn.com

Kenneth C. Greene




California
Leasing and Financial consultant, active in several leasing
associations, as well as involved in music and film production inLA.  Mention "Leasing News" for a free consultation.
818.575.9095
Skype: 424.235.1658
ken@kengreenelaw.com
Connecticut, Southern New England: 
EVANS, FELDMAN & BOYER, LLC Collections, litigation, documentation, portfolio sales and financing, bankruptcy. We represent many of the national and local leasing companies doing business in this state. Past chairman EAEL legal committee. Competitive rates. 
email: rcfeldman@snet.net  
Los Angeles/Santa Monica
Hemar & Associates, Attorneys at Law
Specialists in legal assistance, including debt collection, equipment recovery, litigation for 35 years. Fluent in Spanish. 
Tel: 310-829-1948 
email: phemar@hemar.com
 
Los Angeles, Southern CA 
Seasoned attorney representing secured creditors in auto finance and truck/equipment lease industry.  Bankruptcy and State Court litigation.   Vincent V. Frounjian (818) 990-0605or email: vvf@pacbell.net.

Encino, California: Statewide “ELFA” 
Hemar, Rousso & Heald, LLP 30 yr excellent reputation Lessor representation commercial litigationdebt collection, and bankruptcy.
Call Stephen E. Jenkins Esq (818) 501-3800

Los Angeles, Statewide: CA.     "ELFA" Aggressive creditors rights law firm specializing in equipment leasing handling collection matters on a contingency, fixed fee or hourly cbasis. email:RGarwacki@prodigy.net 

Los Angeles, Statewide: CA      "ELFA"
Practice limited to collections, bankruptcy and problem accounts resolution. Decades of experience. 10-lawyer firm dedicated to serving you. Call Ronald Cohn, Esq. (818)591-2121 or email. Email: rrcohn@aol.com   


Los Angeles- Statewide, CA
Lawyer specializing in banking and leasing issues statewide. Documents and litigation. 
Tom McCurnin, Barton, Klugman & Oetting. Voice: (213) 617-6129 
Cell:(213) 268-8291
Email: 
tmccurnin@bkolaw.com

California & National

Paul Bent – More than 35 years experience in all forms of equipment leasing, secured lending, and asset based transactions. Financial analysis, deal structuring, contract negotiations, documentation, private dispute resolution, expert witness services. 
(562) 426-1000
www.paulbentlaw.com
pbent@paulbentlaw.com

Illinois
Trabaris, P.C.: Finance attorney with 24 years’ experience with transactional, documentation, secured financing and workouts /restructurings. 
Kevin Trabaris
Phone:(847)840-4687 
Email: kevin@trabaris.com
Website: www.trabaris.com.   
Blog: trabaris.com/info/blog/

Law Firm - Service, Dallas, TX. "ELFA"
Mayer regularly practices in leasing, secured financing, project development and finance and corporate finance. 
email: dmayer@pattonboggs.com
Website: 
www.pattonboggs.com
Massachusetts (collection/litigation coast to coast) 
Modern Law Group focuses its practice on collections, lease enforcement and asset recovery. For the past five years, our attorneys have helped clients recover millions of dollars. We are able to cover your needs coast to coast.
Email
 phone 617-855-9085www.modernlawgroup.com

Michael J. Witt, experienced bank, finance, and leasing attorney, also conducts Portfolio Audits. Previously he was Managing Counsel, Wells Fargo & Co. (May, 2003 – September, 2008); Senior Vice President & General Counsel, Advanta Business Services (May, 1988 – June, 1997) Tel: (515) 223-2352 Cell: (515) 868-1067
E-mail: MWitt@Witt-Legal.com
Web: www.witt-legal.com

National:  The OMEGA Network Group-nationwide legal representation of small and mid ticket equipment lessors-flat fee bankruptcy & replevin, contingent collection, 
billable litigation (704-969-3280)
tong_92@yahoo.com

National: Coston & Rademacher: Business attorneys serving the lease-finance industry since 1980. Transactional, documentation, corporate/finance, workouts, litigation, bankruptcy, portfolio management. Chicago-based national practice. Jim Coston, CLP (Members: ELFA, NEFA). 
email: Jcoston@costonlaw.com
Website:www.costonlaw.com

St. Louis County , MO. - statewide: 
Schultz & Associates LLP., collections, negotiation, and litigation. Also register and pursue recovery on foreign judgments. Contingency and reasonable hourly rates. 
Ronald J. Eisenberg, Esq.
(636) 537-4645 x108 
reisenberg@sl-lawyers.com
www.sl-lawyers.com
NJ,De,Pa: Specializing in leased equipment/secured transactions. Collections, replevins/workouts reasonable rates. Sergio Scuteri/Capehart & Scratchard, PAsscuteri@capehart.com / www.capehart.com
New York and New Jersey
Peretore & Peretore, P.C. documentation, portfolio purchase & sale, replevin, workouts, litigation, collection, bankruptcy.  Aggressive. Over 25 years experience.www.peretore.com

Thousand Oaks, California: 
Statewide coverage Spiwak & Iezza, LLP 20+ years experience,Representing Lessors banks in both State/ Federal Courts/ all aspects of commercial leasing litigation.
Nick Iezza 805-777-1175
niezza@spiwakandiezza.com

 



Receivables Management LLC

John Kenny

• End of Lease Negotiations & Enforcement 
• Third-Party Commercial Collections 

john@jkrmdirect.com | ph 315-866-1167| www.jkrmdirect.com


(Leasing News provides this ad as a trade for investigative
reporting provided by John Kenny)

[headlines]
--------------------------------------------------------------


News Briefs---

DLL Leasing Sale/Could be Concluded After 6/16 Rabobank Said to Hold Talks for $4.9 Billion
http://www.bloomberg.com/news/articles/2016-01-25/rabobank-said-to-hold-talks-for-4-9-billion-leasing-unit-sale

ELFA Report U.S. business borrowing for Equipment Double November to $12.5 Billion ($6.1 Nov), Falls YTD  (was $12.9B 2014)
http://www.thefiscaltimes.com/latestnews/2016/01/26/US-business-borrowing-equipment-falls-December-ELFA

Gartner Forecasts Growth in IT Spending in 2016: 10 Key Points-Slide
http://www.eweek.com/it-management/slideshows/gartner-forecasts-growth-in-it-spending-in-2016-10-key-points.html

Huntington to acquire FirstMerit Corp. in $3.4 billion deal, operate 8 states
http://www.crainsdetroit.com/article/20160126/NEWS/160129881/huntington-to-acquire-firstmerit-corp-in-3-4-billion-deal

Is there a Huntington Bank in future for FirstMerit's Sandy Pierce?
http://www.crainsdetroit.com/article/20160126/NEWS/160129873/is-there-a-huntington-bank-in-future-for-firstmerits-sandy-pierce

Are Small Business Loans the New Flavor of Fixed Income? Includes Video Interview
http://debanked.com/2016/01/are-small-business-loans-the-new-flavor-of-fixed-income/

 


[headlines]

--------------------------------------------------------------


--You May Have Missed It

Samsung "The Safety Truck"
Truck Experiment in Argentina
https://www.youtube.com/embed/ZetSRWchM4w?rel=0


[headlines]
--------------------------------------------------------------

SparkPeople--Live Healthier and Longer



Things Successful Dieters Have in Common
People Who Lose the Weight Have These Core Beliefs
http://www.sparkpeople.com/resource/nutrition_articles.asp?id=2000


[headlines]
--------------------------------------------------------------

Football Poem

If
If you can keep your head when all about you
Are losing theirs and blaming it on you;
If you can trust yourself when all men doubt you,
But make allowance for their doubting too:
If you can wait and not be tired by waiting,
Or, being lied about, don't deal in lies,
Or being hated don't give way to hating,
And yet don't look too good, nor talk too wise;

If you can dream -- and not make dreams your master;
If you can think -- and not make thoughts your aim,
If you can meet with Triumph and Disaster
And treat those two impostors just the same:
If you can bear to hear the truth you've spoken
Twisted by knaves to make a trap for fools,
Or watch the things you gave your life to, broken,
And stoop and build 'em up with worn-out tools;

If you can make one heap of all your winnings
And risk it on one turn of pitch-and-toss,
And lose, and start again at your beginnings,
And never breathe a word about your loss:
If you can force your heart and nerve and sinew
To serve your turn long after they are gone,
And so hold on when there is nothing in you
Except the Will which says to them: "Hold on!"

If you can talk with crowds and keep your virtue,
Or walk with Kings -- nor lose the common touch,
If neither foes nor loving friends can hurt you,
If all men count with you, but none too much:
If you can fill the unforgiving minute
With sixty seconds' worth of distance run,
Yours is the Earth and everything that's in it,
And -- which is more -- you'll be a Man, my son!

Rudyard Kipling

 


[headlines]

--------------------------------------------------------------


Sports Briefs----

NFL comes to Microsoft's defense over tablet troubles
http://www.networkworld.com/article/3026473/microsoft-subnet/nfl-comes-to-microsofts-defense-over-tablet-failure.html

Panthers owner is sending every team employee to the Super Bowl
http://www.theredzone.org/BlogDescription/tabid/61/EntryId/54468/Panthers-owner-is-sending-every-team-employee-to-the-Super-Bowl/Default.aspx

Peyton Manning to Bill Belichick: 'This might be my last rodeo'
http://espn.go.com/nfl/story/_/id/14651851/denver-broncos-peyton-manning-told-new-england-patriots-coach-bill-belichick-my-last-rodeo

Joe Montana’s Super Bowl pick:  Panthers too tough for Manning’s Broncos
http://blogs.mercurynews.com/49ers/2016/01/25/joe-montanas-super-bowl-pick/

Seifert, Mariucci approve of 49ers direction under Kelly
http://blogs.mercurynews.com/49ers/2016/01/26/23166/

49ers hire O'Neil as defensive coordinator
http://www.csnbayarea.com/49ers/source-49ers-hire-oneil-defensive-coordinator/

Owner of Alabama bloodhound that finished 7th in half marathon speaks out
http://www.foxnews.com/us/2016/01/26/owner-alabama-bloodhound-that-finished-7th-in-half-marathon-speaks-out.html

Cop Steps In To Sing National Anthem When Performer Can't Make It
http://www.huffingtonpost.com/entry/cop-steps-in-to-sing-national-anthem-after-original-performer-cant-make-it_us_56a24ac1e4b0d8cc1099bb20?cps=gravity_5060_-9044408932867152796

((Please Click on Bulletin Board to learn more information))
(Leasing News provides this ad “gratis” as a means
to help support the growth of Lease Police)


[headlines]
--------------------------------------------------------------


California Nuts Briefs---

California raises 2016 water allocation to 15%
http://www.sacbee.com/news/state/california/water-and-drought/article56656793.html

Two controversial crude oil train projects near key votes
http://www.sacbee.com/news/local/article56740478.html

 

[headlines]
--------------------------------------------------------------


“Gimme that Wine”

http://www.youtube.com/watch?v=EJnQoi8DSE8

Direct-to-Consumer Shipments Near $2 Billion
http://www.winesandvines.com/template.cfm?section
=news&content=163764

Two of America's Largest Wine Wholesalers Are Merging
 Does that Mean More Expensive Wine?
http://www.winespectator.com/webfeature/show?id=52657

California now has 4,054 wineries and North America 9,436
http://www.winesandvines.com/template.cfm?section
=news&content=163718

Top 12 B.C. wine stories of 2015
http://www.vancitybuzz.com/2015/12/bc-wine-2015/


Free Mobile Wine Program
http://leasingnews.org/archives/Feb2010/2_26.htm#mobile

Wine Prices by vintage
http://www.winezap.com
http://www.wine-searcher.com/

US/International Wine Events
http://www.localwineevents.com/

Leasing News Wine & Spirits Page
http://two.leasingnews.org/Recommendations/wnensprts.htm

[headlines]
----------------------------------------------------------------

This Day in American History

     1772 - The "Washington and Jefferson Snowstorm" occurred. George Washington reported three feet of snow at Mount Vernon and Thomas Jefferson recorded about three feet at Monticello.
    1778 – Marines landed at New Providence, Bahamas and the American flag flew over foreign soil for the first time. The first American soldiers sent forth from the fledgling nation’s shores were a detachment of Marines. That amphibious raid, the first in what remains today a Marine specialty, aimed to seize guns and gunpowder from a British fort.
    1785 - The University of Georgia was founded, the first public university in the United States. 
    1805 - Southeastern New York and New England were in the middle of a 3 day snowstorm. Snow fell continuously for 48 hours in New York City where two feet reportedly accumulated.
    1810 - The third U.S. Census recorded a population of 7,239,881, an increase of 1,931,298 over the 1800 Census. The 1810 census included one new state: Ohio. Black population rose by 481,361 to 1,278,110. Of this total, 186,746 were free citizens, a group omitted in the 1800 census. The center of population moved to a point 40 miles northwest of Washington, DC.
    1825 – Congress approved Indian Territory in what is present-day Oklahoma, clearing the way for forced relocation of the Eastern Indians on the "Trail of Tears."   The Indian Removal Act of 1830 included members of the Cherokee, Muscogee, Seminole, Chickasaw, and Choctaw nations, removing them from their ancestral homelands in the Southeast to an area west of the Mississippi River.  The relocated people suffered from exposure, disease and starvation while en route, and more than ten thousand died before reaching their various destinations.
    1830 - The landmark Webster-Hayne debates took place January 19-27. They began when Senator Samuel A. Foot of Connecticut offered a resolution to restrain sale of public lands in the West. Sen. Thomas Hart Benton of Missouri replied by declaring that eastern interests were trying to check the prosperity of the West. He was supported by Sen. Robert Y. Hayne of South Carolina, who defended states’ rights. Hayne stated that “the very life of our system is the independence of the states, and that there is no evil more to be depreciated than the consolidation of this government.” Sen. Daniel Webster of Massachusetts replied by criticizing the tendency of some senators “to habitually speak of the union in terms of indifference, or even of disparagement.” The debate evolved into a discussion of the powers of the Constitution and the nature of the Union. In his speech of Jan. 26-27, Webster declared that the states were sovereign only in that area where their power is not qualified by the Constitution, and that the Constitution and the government were sovereign over the people. “Liberty and Union, now and forever, one and inseparable!” was included in the speech delivered by Daniel Webster of Massachusetts in debate with Sen. Robert Y. Hayne of South Carolina. Webster held that the union was stronger than the separate states, and that its acts could not be nullified by them.
    1832 – Lewis Carroll (d. 1898) was born Charles Lutwidge Dodgson in England.  His most famous writings are “Alice’s Adventures in Wonderland”, its sequel “Through the Looking Glass”, which includes the poem “Jabberwocky”, and the poem “The Hunting of the Snark”, all examples of the genre of literary nonsense. He is noted for his facility at word play, logic, and fantasy.
    1850 - Birthday of Samuel Gompers (d. 1924), one of the key figures of the U.S labor movement, was born in England. In 1863, Gompers emigrated to New York with his family and soon joined his father working as a cigar maker in various New York sweatshops. Although he became heavily involved in the cigar makers' union, Gompers was hardly an advocate of labor's more left-leaning tendencies. As he rose to prominence in the union, Gompers gradually articulated his belief in strikes and boycotts tempered by responsibility and reason. In addition, he focused almost solely on economic goals and hailed binding contracts as a key to improving the lives of workers. In 1886, Gompers spearheaded the formation of the American Federation of Labor (A.F. of L.) He ruled the A.F. of L. for forty years, save for 1895, when a brief burst of socialist sentiment forced him out of office. Gompers shaped the A.F. of L. into his conservative ideal, leading the organization to eschew overt political affiliations, most notably radicalism, in favor of broad patriotic values. However, as employers and politicians increasingly marshaled tough tactics to quell the rising tide of labor, Gompers was forced to choose sides, and in 1908, he supported William Jennings Bryan's failed run for the Oval Office. A few years later, Gompers became a fierce ally of President Woodrow Wilson, and Gompers used the pulpit of the A.F. of L., as well as the recently formed Pan American Labor Federation, to push the government's policy in World War I.
    1870 - At the then Indian Asbury University, Kappa Alpha Theta, the first women's Greek letter society, or sorority, was founded. The university is now called DePauw University in Greencastle, Indiana.  http://www.kappaalphatheta.org/kat_v35/home/home_body.cfm
    1870 – Virginia ratified the 15th Amendment and was readmitted to the Union.
    1880 - Thomas Alva Edison patented the electric incandescent lamp.
    1885 - Birthday of Jerome Kern (d. 1945), American composer, New York City. In addition to scores for stage and screen, Kern wrote many memorable songs, including “Ol' Man River,” “Smoke Gets in Your Eyes,” “I Won't Dance,” “The Way You Look Tonight,“ “All the Things You Are,” and “The Last Time I Saw Paris.”
    1888 - In Washington, D.C., the National Geographic Society was founded.  http://www.nationalgeographic.com/
    1894 - The University of Chicago played its first basketball game, beating the Chicago YMCA Training School 19-11. The University of Chicago became the first basketball team to play a full schedule of games, ending with a 6-1 record.
    1900 - Birthday of Hyman Rickover (d. 1986) in Russia.  American naval officer, known as the “Father of the Nuclear Navy.” Admiral Rickover directed development of nuclear reactor powered submarines, the first of which was the Nautilus, launched in 1954. Rickover was noted for his blunt remarks: “To increase the efficiency of the Department of Defense,” he said, “you must first abolish it.” The four-star admiral was forced to retire at the age of 81, after 63 years in the Navy. He is buried at Arlington National Cemetery.
    1901 – Art Rooney (d. 1988) was born in Coulterville, PA.  He founded the Pittsburgh Steelers in 1933. Since the league's inception in 1920, the NFL had wanted a team in Pittsburgh due to the city's already-long history with football and when the state of Pennsylvania relaxed its blue laws against Sunday activities, they finally awarded the franchise to Rooney.  After decades as the NFL’s doormats, they won four Super Bowls while Rooney was still CEO.
    1908 - Birthday of trumpet player Oran “Hot Lips” Page (d. 1954), Dallas.
http://legacyrecordings.com/hotlipspage/
http://music.lycos.com/artist/bio.asp?QT=A&QW=Hot+Lips+Page&AN=
Hot+Lips+Page&MID=48223&MH=
http://www.legacyrecordings.com/hotlipspage/main.html
http://www.musicweb.uk.net/encyclopaedia/p/P3.HTM
http://www.rollingstone.com/artists/recordings.asp?oid=8019
    1918 - Birthday of bandleader Lyle Russell “Skitch” Henderson (d. 2005), Halstad, MN.  Best known as the bandleader for “The Tonight Show” with Steve Allen and then Johnny Carson. 
http://www.newyorkpops.org/html/skitch_henderson.html
    1918 - The first Tarzan film, “Tarzan of the Apes”, is released. The silent movie, based on Edgar Rice Burroughs' novel, was the first in a long line of Tarzan productions. Olympic champion swimmer Johnny Weissmuller starred in 11 Tarzan movies from 1932 to 1948 and contributed Tarzan's signature yodel to the TV show, which ran from 1966 to 1969. The character was also featured in a radio show starting in 1932 and in a long-running comic strip.
    1921 - Birthday of Donna Reed (d. 1986), born Donna Belle Mullenger, Dennison, IA.   She who won an Academy Award for Best Supporting Actress in “From Here to Eternity” (1954). Also remembered for her role in "It's a Wonderful Life," but perhaps best known for her TV series "The Donna Reed Show” (1958-1966), winning 1963 Golden Globe for Best TV Star--female. http://en.wikipedia.org/wiki/Donna_Reed
    1927 - The Harlem Globetrotters opened their first tour with a game in Hinckley, IL. Founded by Abe Saperstein as a spin-off from the great Harlem Renaissance team, the Globetrotters quickly became fan favorites around the world.  http://harlemglobetrotters.com/
    1927 - Birthday of jazz pianist Don Shirley (d. 2013), Kingston, Jamaica.
http://www.donshirley.com/
http://artists.spun.com/don_shirley
http://www.donshirley.com/bio.html
    1930 – Birthday of Bobby ‘Blue' Bland was born Robert Calvin Brooks, Rosemont, TN. Rock ‘n’ Roll Hall of Fame singer: “That's the Way Love Is,” “Call on Me,” “Turn on Your Love Light,” “Ain't Nothin' You Can Do.”  Original group: The Beale Streeters with Johnny Ace. His grainy vocal style is a mixture of gospel and blues, and he had considerable influence on singers as diverse as Rod Stewart and Al Green. "Call on Me" and "That's the Way Love Is" was a double-sided million-seller for Bland in 1963. But white audiences didn't begin to buy his records until he recorded his "California Album" and "Dreamin'" in the early '70s. They proved to be the most popular LPs of his career. When I lived in New Orleans for a long summer in 1958 with my friend Warren Luening, Jr. and his family, Bobby “Blue” Bland was number one on the radio. I could do a pretty good impression of Bobby “Blue” Bland, including imitating his stand and manners. I knew most of his songs by heart. I have never missed a chance to see him when he was in the San Francisco Bay Area, including spending my birthdays after midnight, at his New Year's Eve Show, at the San Carlos Circle Star Theater. (B.B.King also shared the stage.)
http://www.rockhall.com/hof/inductee.asp?id=68
http://data.sonicnet.com/artists/news/620757/01262000/bland_bobby.jhtml
http://www.amazon.com/exec/obidos/tg/stores/artist/glance/-/101654/
002-1241397-9042458
    1931 - Birthday of Rudy Maugeri (d. 2004), baritone singer and arranger for the Crew-Cuts, in Toronto, Canada. All four members of the group were students at St. Michael's Cathedral Choir School in Toronto. They were discovered in 1954 by Mercury Records while they were singing in Cleveland under the name of the Canadaires. They became the Crew-Cuts after the popular hair style of the time. One of the first white groups to record rock 'n' roll versions of black rhythm-and-blues hits, the Crew Cuts are best known for their 1954 million-seller "Sh-Boom."
http://www.fullyalivecenter.org/morebios.htm
    1933 – Jerry Buss (d. 2013) was born in Salt Lake City.  He was the majority owner of the LA Lakers NBA championship team, winning 10 titles that were highlighted by the team's Showtime era during the 1980s. He is a member of the Naismith Memorial Basketball Hall of Fame as a contributor. Buss also owned other professional sports franchises in Southern California.
    1936 – Actor Troy Donahue (d. 2001) was born Merle Johnson, Jr. in NYC.  Donahue became a popular male sex symbol of the 1950s and 1960s.
    1939 – Birthday of Julius Lester, re-teller of legends and folklore of the American South, born St. Louis, Missouri. Since the early 1970's, Lester has served as a professor at the University of Massachusetts at Amherst.
http://www.eduplace.com/kids/hmr/mtai/lester.html
http://www.scils.rutgers.edu/~kvander/cool6.html
    1941 - Birthday of vibe player Bobby Hutcherson, Los Angeles, CA
http://www.vh1.com/artists/az/hutcherson_bobby/bio.jhtml
http://www.grunthos.demon.co.uk/dialogue.htm
        1943 - The first air attack on Germany by the Army Air Force in World War II was made by the 8th Air Force led by Brigadier General Haywood Shepherd Hansell III from bases in England. The targets were naval bases and docks at Wilhelmshaven and factories in Emden in northwest Germany. The Americans lost three planes on the mission, two Liberators and one Flying Fortress. Of 64 planes participating in the raid, 53 reached their targets. The German loss was 22 fighter airplanes and 3 bombers. The B-17 Flying Fortresses, capable of sustaining heavy damage while continuing to fly, and the B-24 Liberators, long-range bombers, became famous for precision bombing raids. The premier example was the raid on Wilhelmshaven, commanded by Brig. Gen. Newton Longfellow. The 8th Air Force was amazingly effective and accurate in bombing warehouses and factories in this first air attack against the Axis power.
    1944 - The siege of Leningrad began with German bombing of the city. The bombing continued for 430 hours. The suffering of the people of Leningrad during the 880 day siege was one of the greatest tragedies of World War II. More than half the population of Russian’s second largest city died during the winter of 1942. The siege finally ended on January 27, 1944.
    1944 - The Boston Braves fired manager Casey Stengel, who becomes the victim of an ownership change.  After Stengel achieved success at the helm of the Oakland Oaks of the Pacific Coast League, he went on to become manager of the New York Yankees in 1948. He won the World Series in each year from 1949-53, the only manager to do so in Major League history. He took the Yankees to the World Series every year but 1954 and 1959 during his tenure that ended after the 1960 Series. Famous Stengelisms include: "The Yankees don't pay me to win every day - just two out of three"; "The secret of managing a club is to keep the five guys who hate you away from the five guys who are undecided"; and "You have to draft a catcher, because if you don't have one, the ball will roll all the way back to the screen." When he was fired after losing the 1960 World Series, he quipped, “I’ll never make the mistake of being 70 again.”  He was elected to the Baseball Hall of Fame in 1966.
    1945 - The Russians liberated the Auschwitz concentration camp, where the Nazis had murdered 1.5 million men, women and children, including more than one million Jews.
    1947 - Top Hits
For Sentimental Reasons - Nat King Cole
A Gal in Calico - Johnny Mercer
Ole Buttermilk Sky - The Kay Kyser Orchestra (vocal: Mike Douglas & The Campus Kids)
Rainbow at Midnight - Ernest Tubb
    1948 - Wire Recording Corporation of America unveiled the first magnetic tape recorder, the ‘Wireway' machine containing a built-in oscillator. It sold for $149.50.
    1951 – Nuclear testing began at the Nevada Test Site with a one-kiloton bomb dropped on Frenchman Flat.
    1955 - Birthday of John G. Roberts, Jr., Chief Justice of the US, born Buffalo, NY.
    1955 - Top Hits
“Mr. Sandman” - The Chordettes
“Let Me Go, Lover!” - Teresa Brewer
“Earth Angel (Will You Be Mine)” - The Penguins
“Loose Talk” - Carl Smith
    1956 - Elvis Presley, "Heartbreak Hotel" released today.
    1958 - Birthday of country singer Tracy Lawrence, Atlanta, TX.
    1958 - Little Richard enters Oakwood College in Huntsville, Alabama. It's a school for blacks run by the Seventh Day Adventist Church. Little Richard explains while flying over the Philippines on tour, the wing on his plane caught fire and his prayers that the flames go out were answered. As a result, he says he's giving up rock and roll so he can serve God.
http://www.littlerichard.com/
    1959 - Birthday of Anthony Cris Collinsworth, sportscaster, former football player, born Dayton, OH.
    1961 - Leontyne Price debuted at New York's Metropolitan Opera House, singing the role of Leonora in "Il Trovatore". Price was the seventh black singer to make a debut at the Met, the first was Marian Anderson in 1955.
    1962 - Elvis Presley received his 29th gold record for “Can't Help Falling in Love”, just weeks after receiving one for the soundtrack to his seventh movie, “Blue Hawaii”.
    1962 - Joey Dee and the Starliters' "Peppermint Twist" hits #1
    1962 - Benny Goodman Band enplanes for Soviet tour; first jazz band to play Russia.
    1963 - Top Hits
“Walk Right In” - The Rooftop Singers
“Hey Paula” - Paul & Paula
“Tell Him” - The Exciters
“The Ballad of Jed Clampett" - Flatt & Scruggs
    1964 - Senator Margaret Chase Smith (R-MA) announces her candidacy for President of the United States at a Women's National Press Club luncheon. In her statement, she acknowledged that many think that "No woman should ever dare to aspire to the White House - and that this is a man's world and should be kept that way." She received 27 votes at the national convention which nominated Barry Goldwater.
    1966 - Oswego, NY, was in the midst of a five day lake effect storm which left the town buried under 102 inches of snow.
    1967 - During a preflight test for what was to be the first manned Apollo mission, a fire claimed the lives of three U.S. astronauts; Gus Grissom, Ed White and Roger Chaffee. After the disaster, the mission was officially designated Apollo 1. The Apollo program was designed to land humans on the Moon and bring them safely back to Earth. Six of the missions (Apollo 11, 12, 14, 15, 16, and 17) achieved this goal. Apollo 7 and 9 were Earth orbiting missions to test the Command and Lunar Modules, and did not return lunar data. Apollo 8 and 10 tested various components while orbiting the Moon, and returned photography of the lunar surface. Apollo 13 did not land on the Moon due to a malfunction, but also returned photographs. The six missions that landed on the Moon returned a wealth of scientific data and almost 400 kilograms of lunar samples. Experiments included soil mechanics, meteoroids, seismic, heat flow, lunar ranging, magnetic fields, and solar wind experiments.
    1967 - EVANS, DONALD W., JR., Medal of Honor
Rank and organization: Specialist Fourth Class, U.S. Army, Company A, 2d Battalion, 12 Infantry, 4th Infantry Division. Place and date: Tri Tam, Republic of Vietnam, 27 January 1967. Entered service at: Covina, Calif. Born: 23 July 1943, Covina, Calif. Citation: For conspicuous gallantry and intrepidity in action at the risk of his life above and beyond the call of duty. He left his position of relative safety with his platoon which had not yet been committed to the battle to answer the calls for medical aid from the wounded men of another platoon which was heavily engaged with the enemy force. Dashing across 100 meters of open area through a withering hail of enemy fire and exploding grenades, he administered lifesaving treatment to 1 individual and continued to expose himself to the deadly enemy fire as he moved to treat each of the other wounded men and to offer them encouragement. Realizing that the wounds of 1 man required immediate attention, Sp4c. Evans dragged the injured soldier back across the dangerous fire-swept area, to a secure position from which he could be further evacuated. Miraculously escaping the enemy fusillade, Sp4c. Evans returned to the forward location. As he continued the treatment of the wounded, he was struck by fragments from an enemy grenade. Despite his serious and painful injury he succeeded in evacuating another wounded comrade, rejoined his platoon as it was committed to battle and was soon treating other wounded soldiers. As he evacuated another wounded man across the fire covered field, he was severely wounded. Continuing to refuse medical attention and ignoring advice to remain behind, he managed with his waning strength to move yet another wounded comrade across the dangerous open area to safety. Disregarding his painful wounds and seriously weakened from profuse bleeding, he continued his lifesaving medical aid and was killed while treating another wounded comrade. Sp4c. Evan’s extraordinary valor, dedication and indomitable spirit saved the lives of several of his fellow soldiers, served as an inspiration to the men of his company, were instrumental in the success of their mission, and reflect great credit upon himself and the Armed Forces of his country.
    1967 - Residents of Chicago, IL, began to dig out from a storm which produced 23 inches of snow in 29 hours. The snow paralyzed the city and suburbs for days, and business losses were enormous
    1967 - The United States, United Kingdom, and Soviet Union signed the Outer Space Treaty in Washington, DC, banning deployment of nuclear weapons in space, and limiting use of the Moon and other celestial bodies to peaceful purposes.  “Gort, Klaatu barada nikto.”
    1968 - Seven weeks after singer Otis Redding's death, his song "(Sittin' on) The Dock of the Bay" was released. It hit #1 on March 16, 1968, staying at the top for a month. In 1960, Redding began his recording career with Johnny Jenkins and The Pinetoppers on Confederate Records. He sang duet with Carla Thomas and charted 11 hits. Redding, from Dawson, Georgia, died in a plane crash at Lake Monona near Madison, Wisconsin. The crash also killed four members of the Bar-Kays. "The Dock of the Bay", Redding's only number one song, was recorded three days before his death.
    1968 - The Bee Gees gave their first American concert as a group, earning $50,000 to play at the Anaheim Convention Center in California. The Beatles were paid the same amount to perform at the Hollywood Bowl a few years prior.
    1971 - The first US postage stamp depicting a Jew was the three-cent bright red-violet postage stamp to commemorate the centenary of the birth of labor leaser Samuel Gompers, one of the founders of the American Federal of Labor. The stamps were printed by rotary press, 70 stamps to the pane.
    1971 - Top Hits
“Knock Three Times” - Dawn
“Lonely Days” - Bee Gees
“Stoney End” - Barbra Streisand
“Rose Garden” - Lynn Anderson
    1972 - The New Seekers received a gold record for “I'd Like to Teach the World to Sing” on this date. The song was an effective campaign tool for Coca-Cola television commercials.
http://www.lyricsfreak.com/t/the-new-seekers/51115.htm
    1973 - DVN Day. The US and North Vietnam, along with South Vietnam and the Viet Cong, signed the official "Agreement on ending the war and restoring peace in Vietnam." Signed at Paris, France, to take effect January 28 at 8 AM Saigon time, thus ending US combat role in a war that had involved American personnel stationed in Vietnam since defeated French forces had departed under terms in the Geneva Accords in 1954.  Thus ended the longest war in US history. This is the same agreement as was drafted the previous October.
3 million Americans were enlisted in the military
47,366 Americans died in combat in the Vietnam war
· 275,000 Americans experience a death in their family
· 1.4 million saw someone in their family wounded
· 6.5 million served in armed forces, 1 million+ saw combat
Peace negotiations between the United States and North Vietnam had been ongoing since 1968. Richard Nixon was elected President that year, largely on the basis of his promise to find a way to "peace with honor" in Vietnam. Four years later, after the deaths of thousands more American servicemen, South Vietnamese soldiers, North Vietnamese soldiers, and Viet Cong fighters, the Paris Peace Accords were signed, and America's participation in the struggle in Vietnam came to a close. Most Americans were relieved simply to be out of the Vietnam quagmire. At home, the war seriously fractured the consensus about the Cold War that had been established in the period after World War II--simple appeals to fighting the red threat of communism would no longer be sufficient to move the American nation to commit its prestige, manpower, and money to foreign conflicts. For Vietnam, the accords meant little. The cease-fire almost immediately collapsed, with recriminations and accusations flying from both sides. In 1975, the North Vietnamese launched a massive military offensive, crushed the South Vietnamese forces, and reunified Vietnam under communist rule. Contrary to popular belief, both the Korean War and Viet Nam War were bad for the economy, resulting in areas of high unemployment, high inflation, and a larger disparity in income between the wealthy and not wealthy. Richard Nixon inherited this from Lyndon Johnson who in turn took over from John F. Kennedy who inherited it from Dwight Eisenhower. Whether President Kennedy would have listened to the public, or not have been fooled by the military as history has shown Johnson was fooled, is debated by historians. It cost Johnson the election, and he shortly thereafter died a broken man. Ironically, within weeks of the departure of American troops, the war between North and South Vietnam resumed. For the Vietnamese that remained and did not flee to the United States, the war didn't end until April 30, 1975, when Saigon fell to Communist forces. Today we not only trade
with the country, but have built American industrial plants in North Viet Nam.
    1973 - The UCLA Bruins, led by center Bill Walton, beat Notre Dame, 82-63, to set an NCAA record with their 61st consecutive victory. The Bruins broke the record set by the University of San Francisco in 1956 when Bill Russell played center for the Dons.
    1976 - “Laverne and Shirley” premiered on TV. This ABC sitcom was a spin-off of the popular TV show “Happy Days” that was also set during the 50's in Milwaukee, WI. Penny Marshall, sister of series co-creator, Garry Marshall, starred as Laverne DeFazio with Cindy Williams as Shirley Feeney. The two friends worked at a brewery and shared a basement apartment. Also featured in the cast were Phil Foster as Laverne's father, Frank DeFazio; David L. Lander as co-worker Andrew ‘Squiggy” Sguiggman; Michael McKean as co-worker Lenny Kosnowski; Betty Garrett as landlady Edna Babis and Eddie Mekka as Carmine Ragusa, Shirley's sometime boyfriend.
    1979 - Top Hits
“Le Freak” - Chic
“Y.M.C.A.” - Village People
“Da Ya Think I'm Sexy?” - Rod Stewart
“Why Have You Left the One You Left Me For” - Crystal Gayle
    1979 - Rod Stewart's album "Blondes Have More Fun" became number one on the Billboard chart. Sales of the album were spurred by the single "Do Ya Think I'm Sexy?" and the success represented a comeback for Stewart.
    1980 - Through cooperation between the U.S. and Canadian governments, six American diplomats secretly escaped Iran in the culmination of the ‘Canadian Caper’.  They had evaded capture during the seizure of the United States embassy in Tehran and the taking of embassy personnel as hostages on November 4, 1979. 
    1984 - Center Wayne Gretzky of the Edmonton Oilers scored a goal against the New Jersey Devils to extend his streak of scoring either a goal or an assist to 51 games, an NHL record. The Great One was stopped by the Los Angeles Kings, a team he later played for, the next night.
    1984 – Michael Jackson suffered second degree burns to his scalp during the filming of a Pepsi commercial.
    1987 - Top Hits
“At This Moment” - Billy Vera & The Beaters
“Open Your Heart” - Madonna
“Control” - Janet Jackson
“Cry Myself to Sleep” - The Judds
    1989 - Michael Jackson gave what was billed as his last concert performance in Los Angeles. The show marked the end of Jackson's "Bad" world tour, which had begun 16 months earlier in Japan. In the audience at the LA concert were such stars as Elizabeth Taylor, Jane Fonda, Phil Collins, Tiffany and members of Motley Crue. The "Bad" tour included 123 concerts in 15 countries, with a total attendance of 4.4-million and a box office gross of over 125-million dollars, both record figures. Jackson's "Bad" LP sold more than 20-million copies worldwide.
    1989 - The last half of January was bitterly cold over most of Alaska. Nearly thirty stations established all-time record low temperatures. On this date Tanana reported a low of -76 degrees. Daily highs of -66 degrees were reported at Chandalar Lake on the 22nd, and at Ambler on the 26th.
    1990 - Another in a series of cold fronts brought high winds to the northwestern U.S., and more heavy snow to some of the higher elevations. The series of vigorous cold fronts crossing the area between the 23rd and the 27th of the month produced up to 60 inches of snow in the Cascade Mountains of Washington State.
    1991 - The New York Giants defeated the Buffalo Bills 20-19, to win Super Bowl XXV. Buffalo kicker Scott Norwood saw his 47-year field goal attempt sail wide right with eight seconds to play. It is perhaps one of the most remembered losses in NFL history.
http://images.nfl.com/history/images/0127.jpg
    1991 - Whitney Houston performed "The Star-Spangled Banner" at the Super Bowl game - sort of. What the crowd heard was a pre-recorded version while Houston and an orchestra performed on the field. A blend of Houston's live vocals and the pre-recorded version, released as a single, became a hit because of patriotism sparked by the Persian Gulf War.
    1992 - Country singer Wynonna Judd made her debut as a solo artist on the American Music Awards show on ABC TV. The Judds, the award-winning duo of Wynonna and her mother Naomi, broke up in 1991 because of Naomi's ill health.
    1993 - Warner Brothers announced it was releasing Ice-T from his recording contract. The company cited "creative differences" for the decision, which followed the previous year's controversy over Ice-T's "Cop Killer." Police and others said the track advocated the killing of police. Several of Ice-T's concerts had to be cancelled when off-duty police refused to provide security for the shows. Ironically he went from a regular detective on “Homicide,” Baltimore, MD., to a key detective on “Law and Order, Criminal Intent”, New York City.
    1993 - Fans at a Clovis, New Mexico club, expecting to see a group called Yukon Jack, got a shock when Garth Brooks and his band walked on stage. The surprise performance was arranged by Brooks' booking agent - a longtime friend of the club's owner.
    1994 - A frigid arctic air was in place over New England and New York as a massive 1052 millibar high pressure provided ideal radiational cooling. Crown Point, NY dipped to 48 degrees below zero and Shoreham, VT shivered with 46 degrees below zero. Burlington, VT broke its old record daily low by 9 degrees with a reading of 29 degrees below zero and Caribou, ME set a record low for the third day in a row with a temperature of 23 degrees below zero
    1997 - National Semiconductor agreed to sell its Fairchild Semiconductor business to the unit's management. The separation of the two companies would allow National Semi to focus on expensive custom chips instead of high-volume, low-cost chips, which Fairchild specialized in.
    1997 - Ottawa native Alanis Morissette's "Jagged Little Pill" was named favorite album at the American Music Awards in Los Angeles. Presenter Paula Abdul accepted the award for Morissette, who was on vacation in India. Morissette was also picked as favorite female artist. Timmins, Ontario, native Shania Twain captured the trophy for best female country artist.
    1998 - The Spice Girls' "Girl Power: Live in Istanbul" video was released by Virgin Music Video, and was later certified platinum.
    2005 - Month-to-date snowfall at Boston Logan International Airport totaled 43.1 inches, making January the snowiest month on record.
    2006 – Western Union discontinued its telegram and Commercial Messaging services.
    2010 – Steve Jobs CEO of Apple, unveiled a new invention, a tablet PC called the iPad, at a press conference in San Francisco.
    2014 - Edward Snowden, the former National Security Agency contractor who had been granted temporary asylum in Russia, claimed that his decision to leak classified NSA documents about mining emails and telephone call logs has resulted in several significant threats to his life.
    2014 - The U.S. Postal Service will soon implement a rate hike in postage, approved last December the price of first-class postage stamps to 49 cents from 46 cents.

Super Bowl Champions:
    1991 - New York Giants

 

 

 

 

 

 

 

 

 

 

-------------------------------------------------------------

SuDoku

The object is to insert the numbers in the boxes to satisfy only one condition: each row, column and 3x3 box must contain the digits 1 through 9 exactly once. What could be simpler?

http://leasingnews.org/Soduku/soduko-main.htm

[headlines]

 

 

--------------------------------------------------------------

Daily Puzzle

How to play:
http://www.setgame.com/set/puzzle_frame.htm

Refresh for current date:
http://www.setgame.com/set/puzzle_frame.htm

[headlines]

--------------------------------------------------------------

http://www.gasbuddy.com/
http://www.gasbuddy.com/GB_Map_Gas_Prices.aspx
http://www.gasbuddy.com/GB_Mobile_Instructions.aspx

[headlines]

--------------------------------------------------------------

Weather

See USA map, click to specific area, no commercials

http://www.weather.gov/

[headlines]

--------------------------------------------------------------

Traffic Live---

Real Time Traffic Information

You can save up to 20 different routes and check them out with one click,
or type in a new route to learn the traffic live

--------------------------------

[headlines]

Features

Alerts and Flags
Bank Beat
Career Crossroads-Emily Fitzpatrick/RII
Cartoons
Charlie Chan sayings
Computer Tips and Social Media
Credits and Collections 102
Employment Web Sites
Fernando's Review
Financial Technology 102
From the Desk of Michael Witt, Esq.
Leasing 102
Leasing Cases by Tom McCurnin
Online Newspapers
Placards
Sales Make it Happen
Spark PeopleŚLive Healthier and Longer
The Secret of Our Success
To Tell the Truth
View from the Top
Why I Became a CLP


Ten Top Stories each week opened the most by readers
(click here)

“Complaints” Bulletin Board (click here)

Connect with Leasing News


Top Stories

(chronological order)

- Leasing News Person of the Year for 2015
   Bruce Kropschot
- Happy Mango Wants to Demystify Credit Scoring
   and Open Up Loans to More People
- Marlin Business Services Is A Buyout Target
- Shannon (Berry) Green, CLFP Celebration of Life
- Chisick Back in Business As Excel Business Funding
- Foundation Launches Equipment Finance Department
- Free State UCC Searches
- Great News! Section 179 Signed into Law
- California Sucks for Merchant Advance
   Response to Editor Sean Murray, www.debanked.com
- Each Year Poet Barry Marks, also an Attorney,
    Writes a Christmas Poem for Leasing News Readers
      “For a better economy in 2-0-1-6”
- California Concerned about Financial Technology Practices
- Confirmed—Capital One Equipment Finance Corp.
   Exiting the Marketplace  - and Why
- Alternative Ways to Score Consumer Credit
    Worthiness in the global Underbanked market
- Top Five Leasing Company Websites
- Is Fintech the Next Big Bust?
- Online Marketing for Social Media
  New Concepts to Increase Business
- Navitas Lease Corp. CA Lenders License Policy
    Issues Policy to All Third Party Originators
- US Business Did Not Fall for These Lessors
    Despite the ELFA October MLFI-25 Report
- Dealstruck and Lendio Release State of Online
   Lending Industry eBook
- Building An Alternative Lending Sales Profile
   Are You a Broker or Not?
- Alternate Finance/Cash Advance Lenders Not Regulated as Banks
- RBC Completes Acquisition of City National
   Parent of First American Equipment Finance
- Ascentium Capital Announces $281 Million Securitization
- Valerie Jester Receives 2014 Award
    Leasing Person of the Year
- ELFA San Antonio Conference Report
   Forecast Equipment Finance Market to Hit $1.045 Trillion
- VGM Group, Inc. CEO and Founder Van G. Miller
- FinTech Legend Dave Murray is Back, This Time
  as Copperline Capital, LLC, Chicago, Illinois
- A Look at Why John Thain is Retiring from CIT
- Barry Drayer Released after Serving 13 Years
- Small Business Alternative Lending Conference
- OnDeck Expands Product Set To Meet
  Full Range of Small Business Financing Needs
- In a Surprise Move, Marlin Business Co-Founder/CEO
  Daniel P. Dyer Resigns
- Hiring a Credit Analyst
- Report on the NEFA Atlanta, Georgia Conference
- NEFA Elects New Officers
- Your “Return on Investment” on eDocs
- Alert: Integrity Financial Group
 Active Again on the Internet
- Originators 89% Satisfied with Current Position
  Survey Finds: 56% Had Incomes of $125,000
- Changes in the Commercial Finance and Leasing Industry
- Insurance Certificates are Often Virtually Worthless
- Richest Man in Leasing: Steven Udvar-Hazay
- Canadian Finance and Leasing Association
   Annual Conference Report by Hugh Swandel
- The 50 Best Fintech Innovators Report
- Most Report Leasing Business Up in August
- New "Same Day ACH" Goes into Effect Sept. 23, 2016
- Light Attendance at NAELB Atlanta Conference
- Who Needs a Desk? Watch the Change
- Advice on Testifying at a Deposition
- Reader Says Too Many Telephone Calls to Client
  All Generated from UCC Filings
- Employee Exodus at Direct Capital, Portsmouth, NH
- Jeff Rudin Family Adopts Mindy
- Top Five Leasing Company Web Sites
  in North America
- Leasing News Bulletin Board Update
   Hawkins Counter Sues $50,000 Judgement
Fed Chair Asks Cobra Capital for a Survey
- Apple Moves to Direct Financing
     Leasing News Exclusive
- How Many Types of Leases?
- OnDeck Capital Hit with Several Law Suits
- President of EAR Sentenced to Five Years
- Stick Mobility--Yoga to the Next Level
  New Exercise for Individuals or Groups
- Dale Kluga Sees Alternate Finance Bubble Ahead
   Concerned History is Repeating Itself
- The top 50 brands in Quick Service and Fast Casual
- Charlie Chan on Balboa Capital
- The Volume Produced by Alternate Finance is Astounding
   Changing the Way Credit Decision Are Being Made
- NAELB Leasing School Says it is Time
- All Wireless Phones to Have Anti-Theft Devices
- Dan Baldwin Forms "Cloud Broker Association"
- CLFP Foundation Breaks Record, Plus 18 New Members
- FDIC Cases Against Failed Bank Directors & Officers 26 to Date
- Senior Vice President Sentenced to Federal Prison
    Loss to Bank was $991,680
- Web App with Calculator for Vendors- One Month Free Trial
- Equipment Finance Decision Maker Survey Results:
   Vendor & Small Biz
- Bank Officer Gets One Year/$174,000 Judgment
- 182 Bank Officers Plus Investigated by SIGTARP
- Element Financial Tearing Up the US Market
- Which States Finance the Most Equipment
- New IdentityTheft.gov Website
- Lease One Tagged for Fraud in Lease Commitment
     by Tom McCurnin, Leasing News Legal Editor
- Three New Bulletin Board Complaints
    US Business Funding, Newport Beach, California
- Verhelle Founds Harvard Partners, LLC
- Business Loans/Cash Advance Increase
- Subject: Need a corporation 3-7 years old? Reaction
- Financial Pacific Leasing Digitizes
   End-to-End Transaction Lifecycle with DocuSign & eOriginal
- "Your lease rates are too high"
- Bulletin Board Complaint
   Balboa Capital, Irvine, California
- Provide “Added Value” by Protecting Your Customer
    Get Repeat Customer/Vendor Business with These Tips
      By Christopher Menkin
- Reader Complaint About LEAF Financial Investment (Collection)
- 2015 U.S. Digital Future in Focus
     by comScore
- Report: “The Impact of Alternative Financing on the
    Equipment Leasing and Finance Industry"
- The Equipment Leasing and Finance Foundation Releases
 study "Digital Documents in the Equipment Finance Industry”
- Bulletin Board Complaint Matrix Business Capital
    First Response to Cease & Desist
- US Business Funding, Newport Beach, California
  Bulletin Board Complaint $5,915 Deposit Made in 2013
- Update--Balboa Files: "It was an Operating Lease"
   By Tom McCurnin and Frank Peretore 
- Leasing Brokers: When May You Collect a Commission?
- Bulletin Board Complaint
    Integrity Financial Groups, Alpine, Utah
- “Capital” or “Finance” in Name, Better Have a License
- Bulletin Board Complaint
  Brian Acosta/Matrix Business Capital
- Maricle Found Guilty in Not Returning Advance Fees  
- Balboa Capital Sued in Federal Court for
        Bait and Switch Sales Tactics
- Details, Details...How Important are they?
   Very, When the Lessor Sneaks in a Blanket Lien
- What is Leasing?
    Legal Definitions by Leasing News Legal Editor Tom McCurnin
- Invest in Your Country
  U.S. Savings Bonds
- How to be a “Leasing Expert Witness”
    and Make Extra Income
- 2014 Survey Reports Expert Witness Hourly Fees
    Record All-Time Highs
- Your Photograph on LinkedIn.com
Use a Password Generator
- Banks Turn Toward Leasing for More Profit
- Why Leasing News is Different
- Take Your Banker to Lunch
- Look Out!!! --Two Evergreen/PRR Clause Lessors Merge
   Onset Financial/Mazuma Capital
- Lease Police Tips on Judging Vendors
- Netiquette: Rules of Behavior For Email and the Internet
- Alert: Rudy Trebels Back Soliciting Broker Business
- HL Leasing/John Otto--Update
- NorVergence- Year end, 2013
- Twelve Lawyers Against Evergreen Clause Abuse
- Wants to Go After Lessors and Their Attorneys
   Re: Evergreen Clause Abuses
- Sample of Usury Laws in United States
- Balboa Capital Class Action Case Settled--$5 million?
- Old Cowboy On His Horse
- Leasing Brokers: When May You Collect a Commission?
- Is Long Term Leasing Dead?
- 5 Ways Women Are Better Bosses Than Men
- Balboa Capital, Irvine, California
   $20,543.22 Bulletin Board Complaint
   Alleged “Bait and Switch”
- Female Lease Finance Association Presidents
- Broker’s Responsibility to Obtain
    California Lender’s License
- The Day that Albert Einstein Feared May Have Finally Arrived
- Equipment Finance Agreements Explained/Barry S. Marks
- Royal Links "True Lease" Court Ruling
- "The Memory Shock" –New Book by Barry Reitman
- Jeff Taylor's Leasing Predictions, Spring, 2006
- New Case against Mazuma Capital and Republic Bank
  ---Automatic Evergreen Payment---PPR
- Charles Schwartz and Allied Health
- Copier Wars---It's more than the lease payment
    by Christopher Menkin
- Leasing Gypsies
- Verifying Tax Returns
- Special Report: Part I
   Could Church Kiosks, Royal Link Carts, NorVergence results been avoided?

   The use of “Equipment Finance Agreements”
- Special Report: Part II
    Bank of the West

   Equipment Lease Agreement (EFA)
- California License Web Addresses
- Settlement Costs vs. Litigation Costs