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Leasing News is a web site that posts information, news, and
entertainment for the commercial bank, finance and leasing industry

kitmenkin@leasingnews.org
   


Experienced Sales Manager
Central Region


Develop/maintain relationships with NEC Dealers and Resellers. Meet with potential large customers to
structure new lease and financial service opportunities.
Full job description and application here

www.necam.com

A leading provider of innovative IT, biometrics, network, and
communications products and solutions for service carriers and
Fortune 1000 and SMB businesses across multiple vertical industries,
including healthcare, government, education, and hospitality.


Tuesday, August 4, 2015



Today's Equipment Leasing Headlines

ELFA Webinar August 5, Noon EDT
Free, 2015 Survey of Equipment Finance Activity
Top Stories  July 27 -July 31
(Opened Most by Readers)
Marlin Business Bank Loan Website Requirements - Really?
"apply online for loans of up to $100,000 in a matter of minutes"
Cash Flow is King
  Placard
Career Crossroad---By Emily Fitzpatrick/RII
"Lied on My Resume, But Want to Become Clean About It"
Leasing Industry Ads---Help Wanted
  Now is the Time!
Leasing 102 by Mr. Terry Winders, CLFP
"What good is Lease Education for the back office?"
CLFP Academy for Lease and Finance Professionals
  Two Opportunities Left for 2015
Possession or Sue for Damages, Which Comes First?
 Feds Allow to Seize Collateral, Then Sue for Damages
    By Tom McCurnin, Leasing News Legal Editor
Top 25 Most Influential Lawyers
  in Equipment Finance and Leasing
The top 50 brands in Quick Service and Fast Casual
    Franchise Changes Noted by QSRmagazine.com
Will Voice Mail Become Part of the Past?
  Answering Machines to Become Obsolete as Fax Machines
Electronic Gift Cards (internet)
  Recommendations
Belgian Shepherd Laekenois Mix
Mount Laurel, New Jersey  Adopt-a-Dog
Accounting/Aircraft/Appraisals
  Leasing News Classified

    News Briefs---
NACM's Credit Managers' Index; a Positive Recovery
"combined index rising from 53.4 to 56"
EverBank Equipment Financing Receivables $2.1B
  Increases 36% ($1.58B) from June, 2014
Warren Capital Receiver Proposals $2.2 Million
 Settlement for Investors/28 cents on the dollar
Nearly 20,000 Drivers have Lease from Uber
  $250 Down to Lease a Used Car/Return Car-No Residual
The Disruption Uber Has Brought To The Taxi Business
  Is Coming To Trucking
Puerto Rico just defaulted for the first time
  "paid a mere $628,000 toward a $58 million debt bill"
Oregon already on the path to meet
  Obama's new clean power goals
Gartner Forecast Worldwide IT Off 4.3% Last Year
  Not Decrease Demand/It's the Rising U.S. Dollar
Ex-Im Bank faces long road to reauthorization
Area company will start losing business without help

Broker/Funder/Industry Lists | Features (writer's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months

www.leasingcomplaints.com (Be Careful of Doing Business)
www.evergreenleasingnews.org
Leasing News Icon for Android Mobile Device

You May have Missed---
   SparkPeople--Live Healthier and Longer
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                 Traffic Live----

######## surrounding the article denotes it is a “press release” and was not written by Leasing News nor information verified, but from the source noted. When an article is signed by the writer, it is considered a “by line.” It reflects the opinion and research of the writer.





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the subject line and email: kitmenkin@leasingnews.org


[headlines]

--------------------------------------------------------------


ELFA Webinar August 5, Noon EDT
Free, 2015 Survey of Equipment Finance Activity

WHAT: The Equipment Leasing and Finance Association is hosting a one-hour webinar to present findings of its 2015 Survey of Equipment Finance Activity, the largest and most important source of statistical information available on the $903 billion equipment finance industry. This special event is being held in honor of the report’s 40th anniversary.

WHEN:
 Wednesday, Aug. 5, 2015, at Noon EDT 

WHERE: Go to https://elfa.pgimeet.com/rscoggins at noon EDT on Aug. 5. Click on “Enter as a Guest” and join the meeting. You can hear the audio either by using a USB headset or having the system call you. It is recommended that participants not use the Chrome web browser to access the webinar. 

WHO: The webinar will be presented by Raymond James, Chair of the ELFA Research Committee and Senior Consultant at Ivory Consulting Corporation; Carol Ann Fisher, Consultant at PwC, which produces the report in partnership with ELFA; and Bill Choi, ELFA Vice President for Research and Industry Services. 

HIGHLIGHTS: The webinar is designed to help business leaders utilize the data in the 2015 Survey of Equipment Finance Activity to benefit their organizations. Topics will include:

Introduction to the 2015 Survey of Equipment Finance Activity
Key Findings:

  • New Business Volume
  • Yield/Cost of Funds
  • Financial Statements
  • Portfolio Performance
  • Business Processes (credit approval, remarketing/asset management and headcount
  • Tips for Using the Data Effectively
  • Q&A

 

[headlines]
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Top Stories  July 27 -July 31
(Opened Most by Readers)

 

(1) Three Years for Stealing $700,000 Lease Proceeds
          Like a Ponzi, Was Making Payments until Ran Out
http://www.nj.com/mercer/index.ssf/2015/07
/sales_rep_going_to_prison_for_2_12_years_for_steal.html

(2) New Hires---Promotions in the Leasing Business
http://leasingnews.org/archives/Jul2015/7_31.htm#hires

(Tie) (3) Archives: July 29, 2005
Controversy: IFC Credit and the word “Wallop”
http://leasingnews.org/archives/Jul2015/7_29.htm#archives

(Tie) (3) Marlin Leasing Introduces Business Loan Website
    FundingStream.com online loans up to $100,000 in minutes
http://money.cnn.com/news/newsfeeds/articles/
globenewswire/10143407.htm

(5) CIT Group Reports Drop in Profit as Revenue Declines
 cautioned that a big acquisition could be less lucrative than expected
http://www.wsj.com/articles/cit-group-reports-drop-in-profit-as-revenue-declines-1438082501

(6) FinPac, Alumni, Friends Get Together, Puget Sound
  All are Certified Leasing and Finance Professionals
http://leasingnews.org/archives/Jul2015/7_31.htm#finpac

(Tie) (7) 10 Tips to Boost Equipment Sales with Leasing
To Present to Vendor of Equipment
http://leasingnews.org/archives/Jul2015/7_31.htm#10

(Tie) (7) Archives: July 31, 2001
Marlin Celebrates 4th Anniversary
   and Continued Growth
http://leasingnews.org/archives/Jul2015/7_31.htm#archives

(9) Archives: July 29, 2002 - Anderson Joins LeaseTeam
            After Six Years with CapitalStream
http://leasingnews.org/archives/Jul2015/7_27.htm#archives

(10) Placard--Don't Have Time to See a Leasing Salesman
http://leasingnews.org/archives/Jul2015/7_31.htm#placard

(11) Leasing 102 by Mr. Terry Winders, CLFP
            Lease Format
http://leasingnews.org/archives/Jul2015/7_27.htm#format

(12) SBA 7(a) Raised from $18.75 to $23.5 Billion
Emergency Amendment Introduced by Congresswoman
         Nydia M. Velazquez
 http://leasingnews.org/archives/Jul2015/7_29.htm#sba

 

 

[headlines]
--------------------------------------------------------------



Marlin Business Bank Loan Website Requirements - Really?

"apply online for loans of up to $100,000
in a matter of minutes"

by Christopher Menkin

Marlin Business Bank, a subsidiary of Marlin Business Services Corp (NASDAQ: MRLN) announced the formation of FundingStream.com: "Customers can access the short, simple loan application via a computer, mobile device or tablet. The entire process takes less than 10 minutes on average, with loan decisions in as little as two hours…”

Here are the requirements from the Marlin Bank Website:

Product Details

    Loan amounts: from $5,000 to $100,000
    Simple one-page application
    Terms: 6 to 24 months
    Short-term, true small business loan
    Daily repayment process
    Funding in as little as 2 days

General Requirements

    Time in business of 2+ years
    Annual revenues: $200,000+
    Minimum daily bank balance of $2,500
    Underwriting based on credit strength
    of borrower AND business cash flow

Efficient Process

    Apply online in less than 10 minutes
    Reduced paperwork and expedited
    credit decision

You can use the funds for:

    Business expansion
    Purchase inventory
    Upgrade equipment or software
    Marketing
    Working capital

http://www.marlinbank.com/fundingstream/index.html

(More than likely Marlin Business Bank will also need at least three months of bank statements to verify the cash flow (their requirement is good cash flow and to see that you need the bank statements) as well as average minimum daily balance (their requirement), which may also show "credit strength," although trade references may reveal this. It should be noted their actual application has a statement section, and an upload is required, when I tried the system (1). No mention regarding personal guarantees, consumer credit scores on the website, although required on website application I submitted for a partnership, including SS#, credit card information, and partner's personal information. (1)

(There is a pretty strong Marlin Business Bank disclaimer when you get close to submitting, which may take a while to read and understand, requiring your agreement. It is also time consuming to read, as well as to fully understand. I guess this is typical bank requirements.

(My point is the exaggeration of what was needed, such as a “simple application,” and the short time needed to complete the form was “hype.” It was quite an exaggeration for a bank to put on their website, in my opinion.

  1. Application:
    https://www.fundingstream.com/loanDetails

[headlines]
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[headlines]
--------------------------------------------------------------


Career Crossroad---By Emily Fitzpatrick/RII
"Lied on My Resume, But Want to Become Clean About It"

 

 

Q: I lied on my resume, and now I am scheduled to interview with the employer. I want to come clean, and do not know how to handle. Do you have any suggestions?

A: Stick to this golden rule – be truthful and do not embellish on your resume or public profiles. A sample fib might be adding months/years of employment to minimize gaps in employment or perhaps by adding a job or two appear more suitable for a position. As a resume writer, I advise my candidates that resume integrity is critical. While a resume is meant to portray you in the best light, never under any circumstances lie or embellish.

99.9% of companies will require candidates to fill out formal applications. When completing the form, as an applicant, you are legally affirming your information, e.g. dates and employment history. Lying on a job application is grounds for termination at any point in the future even years later.

If you have submitted your resume to the potential employer, you can:
· Update Your Resume by correcting/fixing “errors” (e.g. dates), changing some of the wording, and telling the interviewer that you noticed some errors on your resume and have a revised version. By resubmitting you will be seen as proactively addressing the issue.
· Come Clean by telling the hiring manager the truth; this will probably remove you from consideration. However, you will not be hired based on a lie and will not have to worry about someone finding out after the fact.
· Withdraw Your Candidacy, thank the interviewer, and say you are not ready to make a move at this point. This is the safest option if you do not want to explain.

Rather than fudging the truth, build a resume that sells you. A qualified resume writer can structure your background to show achievements at any level. Demonstrate passion in your correspondence with the decision makers, e.g. reasons you want the role, as employers will often be swayed by determination. You can also utilize your cover letter to address any gaps in employment or other areas that may seem negative.

Your accomplishments and successes will speak for themselves in a properly developed resume and cover letter. There is no need to misrepresent yourself; it will only haunt you in the end. 

Emily Fitzpatrick
Sr. Recruiter
Recruiters International, Inc.
Phone:  954-885-9241
Cell:  954-612-0567
emily@riirecruit.com
Invite me to Connect on LinkedIn
www.linkedin.com/pub/emily-fitzpatrick/4/671/76
Also follow us on Twitter #RIIINFO

Career Crossroads Previous Columns
http://www.leasingnews.org/Conscious-Top%20Stories/crossroad.html

[headlines]
--------------------------------------------------------------

Leasing Industry Ads---Help Wanted
Ascentium Capital/NEC Equipment Finance/Umpqua Bank


Senior Credit Analyst

Choose Location
Anaheim, CA, Tigard, OR, Federal Way, WA


Middle Market Credits $500,000 to $5MM
including Equipment Leases and Financings
and Recourse and Non-recourse Lines of Credit
-Five or More Years Credit Underwriting Exp.
Some Relocation Provided
click here for more information

Financial Pacific Leasing - Commercial
A subsidiary of Umpqua Bank

  


Experienced Sales Manager
Central Region


Develop/maintain relationships with NEC Dealers and Resellers. Meet with potential large customers to
structure new lease and financial service opportunities.
Full job description and application here

www.necam.com

A leading provider of innovative IT, biometrics, network, and
communications products and solutions for service carriers and
Fortune 1000 and SMB businesses across multiple vertical industries,
including healthcare, government, education, and hospitality.

 

For information on placing a help wanted ad, please click here:
http://www.leasingnews.org/Classified/Hwanted/Hwanted-post.htm

Please see our Job Wanted section for possible new employees.

 

[headlines]
--------------------------------------------------------------

Leasing 102 by Mr. Terry Winders, CLFP

(Terry retired January 1, 2015.  To honor him and his many years of writing for readers of Leasing News, is repeating several of his columns that are still meaningful today. Here is August 14, 2006, with links updated.)

"What good is Lease Education for the back office?"


The back office is clearly a large expense, and to minimize it, have each person good at their job, do what they are supposed to do, and looking forward to coming to work each day. Efficiency comes from people that are not only trained in their job, but trained in what leasing and finance is all about so they can detect errors and omissions. Robots can perform many tasks, but you do not expect them to think. I believe that too many executives think the same about their staff.

On many occasions, I have had to thank my lucky stars that a member of my staff questioned what was occurring and therefore saved my bacon. This would not have occurred if I had not understood how valuable education on all aspects of leasing was to my staff. They need not be lawyers, but they need to understand documentation and the purpose of doing it correctly. They do not need to be accountants, but they can find a problem with structuring and pricing faster than you can. A completely trained staff is the best back up in the world. If you train and respect them, they become part of the team ---and not part of the furniture.

Regardless of how many years someone has been in leasing and finance, changes occur every day. New ways to offer and handle the business need constant attention. Management is not always on top of communicating changes. Sending staff to training to refine their tasks and review current changes can support your need to control costs and be on top of your market.

Just staying abreast of changes in documentation can save you time and money and protect the viability of your company.

If you do not belong to a leasing or finance association that offers these courses, have a finance and lease educator come in and do a review of your procedures by having all of the staff explain their function and where they fit in the chain of events. (1) When everyone sees the correct work flow and its purpose, it gives meaning to their jobs. Current changes in the company’s business plan can also be presented that makes everyone aware of the company goals and makes sure they are all pulling the same way.

Usually an outside trainer is best because the teacher is not handicapped by the restrictions of the company's outlook and current and new approaches can be presented.

If everyone is trained to understand leasing and its benefits, then they can be your ambassadors away from the office. A happy employee encourages customers to do business each day because the customers get answers instead of being past off to others. The more professional your staff looks, the better it is for your company reputation.  I applaud the companies who help their employee become a Certified Leasing and Finance Professional (2).

Another suggestion I have is to prepare a test for your staff on the rules and regulations, plus questions on your company policy, plus simple questions on types of leases you offer, the markets you prefer --- and then prepare yourself for the results. If you are not surprised at some of the answers, you will be in the minority. A good book to use is “The Certified Lease & Professionals’ Handbook” (3)

One thing is for certain "all the rules and all the competitors change every day" and staying on top of the changes is a full time job. Education and training is a must to a properly run leasing and finance company.

  1. Financial and Sales Training
    http://www.leasingnews.org/Training/Financial_sales_trainer.htm
  2. Academy for Lease & Finance Professionals
    http://www.clfpfoundation.org/alfp.php
  3. The Certified Lease & Professionals’ Handbook
    https://www.createspace.com/5290967

Previous #102 Columns:
http://www.leasingnews.org/Conscious-Top%20Stories/Leasing_102/Index.htm



[headlines]
--------------------------------------------------------------


CLFP Academy for Lease and Finance Professionals
Two Opportunities Left for 2015

The Academy for Lease & Finance Professionals (ALFP) is a new product offered by the CLFP Foundation.  This three day event is designed to fully prepare an individual to sit for the CLFP exam assuming that the candidate has read The Certified Lease & Finance Professionals' Handbook prior to attending.  All of the mandatory sections of the exam, as well as three of the elective sections, are covered in-depth during the first two days. On the third day, the exam is offered, but is not mandatory.

New York - August 13-15 –Space is Available
Hosted by First American Equipment Finance; more information here

Midwest (Iowa) - November 5-7 
(This is almost filled up- Reserve now!)
Hosted by GreatAmerica Financial Services; more information here

Next classes will be in 2016

To register for any ALFP, please contact: Reid Raykovich, CLFP: reid@clfpfoundation.org or (206) 535-6281

 

(Leasing News provides this ad as a trade for appraisals and equipment valuations provided by Ed Castagna)

 

[headlines]
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Possession or Sue for Damages, Which Comes First?
 Feds Allow to Seize Collateral, Then Sue for Damages

By Tom McCurnin
Leasing News Legal Editor

When we repossess a medical practice we engage the services of a broker who is HIPA compliant. The seizing of the collateral before proving damages has always been a chicken and egg thing for many courts.

The court is often unwilling to order possession and damages, so the secured creditor must decide which one he wants. The secured creditor doesn’t know its damages until it liquidates the collateral, and it can’t liquidate the collateral until it knows its damages. 

In today’s case, a Federal Court allowed a secured creditor to seize the collateral of a dental practice before it established its damages. The facts follow. 

CIT Small Business Lending Group financed the acquisition of a dental practice for Advanced Dental Concepts in 2006. The borrower defaulted in 2011. CIT sued in 2012 and the borrower answered the complaint. 

CIT wisely moved for partial summary judgment, seeking only a judgment for possession of its collateral, while preserving its claim for a money judgment. The borrower opposed the motion, claiming the repossession of the collateral was premature until CIT put on some evidence of its damages.   

The Court looked at the pleadings and correctly decided that there was no dispute, that the borrower, Advanced Dental Concepts, was in default, but there was a question as to how much damage CIT suffered. The Court ordered the borrower to assemble its collateral for repossession by the secured creditor CIT. Because this was a partial summary judgment, the issue of the exact amount of damages was preserved until another day, presumably after resale of the collateral. 

What are the lessons for the equipment lessor here? 

First, although there is a chicken and egg dilemma here, this court had no problem with granting a partial summary judgment for possession. This case can be used as authority by creditor’s lawyers. 

Second, motions for possession (claim and delivery and/or replevin) are often heard by magistrates, which sometimes tend to over-analyze fundamental issues. A summary judgment is heard by the actual trial judge. The secured creditor might prefer to move for partial summary judgment in lieu of a motion for replevin. 

The bottom line is that the court got this issue right. The UCC allows the secured creditor to damages and possession of its collateral, and there is no reason why possession of the collateral cannot occur first. Indeed, it makes perfect sense.

Tom McCurnin is a partner at Barton, Klugman & Oetting
in Los Angeles, California.

Tom McCurnin
Barton, Klugman & Oetting
350 South Grand Ave.
Suite 2200
Los Angeles, CA 90071
Direct Phone: (213) 617-6129
Cell (213) 268-8291
Email: tmccurnin@bkolaw.com
Visit our web site at www.bkolaw.com

Previous Tom McCurnin Articles:
http://www.leasingnews.org/Conscious-Top%20Stories/leasing_cases.html

 


(Leasing News provides this ad as a trade for appraisals and
equipment valuations provided by Ed Castagna)

 

[headlines]
--------------------------------------------------------------


Top 25 Most Influential Lawyers
in Equipment Finance and Leasing


Leasing News is looking for nominations for the Top 25 most preeminent lawyers in the finance and leasing business who are still active. This is not a popularity contest or who was the most beneficial, but most influential. We would like a nomination and a minimum of a paragraph of the reasons you consider this person one of the top 25. 

"Influential" as "a person whose actions and opinions strongly influence the course of events." "Preeminent" is "eminent above or before others; superior; surpassing:" {Online Dictionary}

List to Date

Most Influential Lawyers
in Equipment Finance and Leasing
 
Stewart Abramson
Andrew Alper

Thomas V. Askounis

Julie Babcock
Joe Bonanno, CLFP
Bill Carey
James Coston, CLFP
Jonathan Fleisher
Kenneth Charles Greene, Esq.
Michael A. Leichtling
Malcolm C. Lindquist 
Barry Marks, Esq., CLFP
David G. Mayer
Frank Peretore
John G. Sinodis 
Ellen Michelle Stern
Mark Stout
Kevin Trabaris
Michael J. Witt
Irwin Wittlin

Our Legal Editor, Tom McCurnin, has recused himself
from any nominations.

Please email nominations to kitmenkin@leasingnews.org

[headlines]
--------------------------------------------------------------

The top 50 brands in Quick Service and Fast Casual
Franchise Changes Noted by QSRmagazine.com

The evolution of the limited-service restaurant industry continued in 2014, as traditional powerhouses faltered while fast casuals and other rising concepts asserted themselves as forces to be reckoned with. For the first time in the history of the QSR 50, a fast casual entered the top 10, as Panera Bread leapfrogged KFC to land a spot in the industry elite. Meanwhile, Subway ceded the No. 2 spot to Starbucks after an $800 million sales tumble, Chick-fil-A grew by $700 million to become larger than every pizza brand in the country, and Wingstop claimed the biggest jump of the year, with an 11-spot leap.

Complete list:
http://www.qsrmagazine.com/reports/qsr50-2015-top-50-chart?sort=2014_franchise_units&dir=asc

 

 

[headlines]
--------------------------------------------------------------

Will Voice Mail Become Part of the Past?
Answering Machines to Become Obsolete as Fax Machines

Answering Services were the first to take messages, followed by machines that answered the telephone for you that you could access as an answering service, then were part of the telephone system itself, meaning you could retrieve messages more easily. This all happened in the early 1970's.

The New York Times reports that text messaging, IMs, Twittering, WhatsApp, and other forms of instant communication, have changed the process of retrieving voice messages, now considered slow and cumbersome. Google, among other companies, is developing services that translate voice mails into texts and delivers them to e-mail boxes. Verizon offers a service of turning all voice mails on their smartphone into text, so you just bring it up without having to listen (saves time, plus is handy when you don't want it to play aloud in a room).  You also have a written record, meaning if they leave an address or another telephone number, you don’t have to write it down.

 

(Please click on ad to learn more)
(Leasing News provides this ad “gratis” as a mean
to help support the growth of Lease Police)

 

[headlines]
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Electronic Gift Cards (internet)
Recommendations

http://two.leasingnews.org/Recommendations/ecards.htm

--------------------------------------------------------------

Belgian Shepherd Laekenois Mix
Mount Laurel, New Jersey  Adopt-a-Dog


Bear
Male
Age: Five Years
75 lbs.
House Trained
Neutered
Current on Vaccinations

"Sweet perfect gentleman - beautiful handsome coat picture doesn't do him justice

"His pet parent stayed as long as she could in the house with her husband living somewhere else for work, because she didn’t want to leave Bear. She couldn’t find a place that would accept pets. We stepped in and saved him so he wouldn’t have to go to a kill overcrowded shelter. He ended up having Heartworm and was treated for it and put in a foster home.

"The foster parents just love him and say he is the perfect dog. Great with other dogs and housetrained and such a loving boy. He knows how to sit and give his paw. He is such a good boy with a gorgeous thick shiny black coat. He really loves a good rub and will la his head on your lap. He is a great boy!!"

Application:
http://www.animalsanctuarysociety.org./webform/adoption-application

email animalsanctuarys@aol.com

Animal Sanctuary Society, Inc.
PO Box 24
Mt. Laurel, NJ 08054
856-642-0004

http://www.animalsanctuarysociety.org/


Adopt a Pet
http://www.adoptapet.com/

 

 

[headlines]
--------------------------------------------------------------

Leasing News Classified

Appraisals: Boston, MA
Nationwide appraisals, remarketing, audits, inspections and more! Over 15-years industry experience and dedicated to deliver personal, prompt, professional services. 
Call Chris @ 508-785-1277. 
Email:
chris@dovermanagementgroup.com
 

   

Appraisals: National Equipment Appraisal prepares Certified Machinery and Equipment Appraisals. IRS qualified, USPAP Compliant. Nationwide - fast turnaround.
Visit 
nationalequipmentappraisal.com
 or
call 714-282-1525.
Accounting: Dallas, TX
Provide cost effective Sales and Use Tax and Property Tax consulting and administration Services to the leasing industry. Many leasing industry referrals available.
E-mail: mattm@osgsolutions.com 
Accounting: National Property Tax Compliance Services to the leasing industry. Over 80 years experience and 70 Lessors as clients. References and free quotes available
440.871.0555
E-mail gary@avptc.com 
  
Aircraft Delivery: Seattle, WA 
Global Aircraft Delivery ferries all types of aircraft all over the world. We are a unique ferry company moving your aircraft with our expert turnkey operation
globalaircraftdelivery.com 
E-mail:info@globalaircraftdelivery.com
Asset Management: Canada 
Cease Bailiff Services Incorporated:
Asset Investigation/Tracing; Asset Recoveries; Asset Protection/Security
Asset Liquidations/Sales; Ottawa, Canada;www.ceasebailiff.ca dave@ceasebailiff.ca; Phone 613 898 7376 ; Fax 613 225 2452

Asset/Recovery & Collections:
Charlotte, NC
IRTC Continencies: Commercial Collections-Skip Trace- Repossessions-judgment enforcement-Investigations- Asset Re-marketing& No Cost Warehousing East Coast USA. Call 336-877-3077 ask for Robert or
E-mail to Robert@mbsfinancial.com

Nationwide Seasoned anfair priced workforce is at your service for all lease collections, repossessions, and asset liquidations, appraisals.  Call Nassau Asset Management800-462-7728   dcastagna@nasset.com  

Asset/Recovery: NorthWest 
Sequent provides collateral recovery, remarketing, and storage services to lenders with assets located in the greater Pacific Northwest. Professional services at reasonable pricing. Contactrossr@sequentam.com
Asset Marketing/Recovery: Remarking solutions for big rigs assets and trucking related companies including collections, recovery, repair and re-sales. North South Leasing cell # 586-909-8797bob@nsleasing.com
Appraisals/Asset Recovery
Melville, New York
Auctions, Appraisals, National Repossessions.  ALL asset classes. 20+ year team works for you. Spend less, Net More… Fast!
Ed Castagna 516-229-1968ecastagna@inplaceauction.com
Appraisals/Inspections – Construction & Mining Heavy Equipment, Transport, Agriculture and Manufacturing. We provide Certified Appraisal Reports, (USPAP Compliant), Inventory Inspections, Collateral Valuation, VIN and Serial Number Verification with Detailed Photos, Lessee and Vendor Site Inspections including Customized Inspections. In a Hurry? Try our Kwik-Kwote 
Email
www.MobileEquipAppraisals.com

 

Receivables Management LLC
John Kenny

• End of Lease Negotiations & Enforcement 
• Third-Party Commercial Collections

john@jkrmdirect.com | ph 315-866-1167
www.jkrmdirect.com

(Leasing News provides this ad as a trade for investigative
reporting provided by John Kenny)

[headlines]
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News Briefs----

NACM's Credit Managers' Index; a Positive Recovery
"combined index rising from 53.4 to 56"
http://globenewswire.com/news-release/2015/07/31/756772/10144084/en/NACM-s-Credit-Managers-Index-Showing-a-Positive-Recovery.html

EverBank Equipment Financing Receivables $2.1B
  Increases 36% ($1.58B) from June, 2014
https://about.everbank/news/press-release#?reqid=2072059&categories=Financial

Warren Capital Receiver Proposals $2.2 Million
 Settlement for Investors/28 cents on the dollar
http://www.northbaybusinessjournal.com/northbay/sonomacounty/4277285-181/warren-capital-2m-settlement#gYHZ777eTRAA7do7.97

Nearly 20,000 Drivers have Lease from Uber
http://www.techtimes.com/articles/73046/20150731/uber-experiments-on-revised-leasing-program-drivers-can-lease-used-cars-for-250-deposit-plus-monthly-payment.htm  

The Disruption Uber Has Brought To The Taxi Business Is Coming To Trucking
http://www.forbes.com/sites/sarwantsingh/2015/08/03/uber-taxi-truck/

Puerto Rico just defaulted for the first time
  "paid a mere $628,000 toward a $58 million debt bill"
http://www.nytimes.com/2015/08/04/business/dealbook/puerto-rico-decides-to-skip-bond-payment.html?ref=business&_r=0

Oregon already on the path to meet Obama's new clean power goals
http://www.oregonlive.com/politics/index.ssf/2015/08/
oregon_already_on_the_path_to.html#incart_river

Gartner Forecast Worldwide IT Off 4.3% Last Year
http://www.baselinemag.com/it-management/slideshows/why-global-it-spending-is-slumping.html

Ex-Im Bank faces long road to reauthorization
http://www.southbendtribune.com/news/business/ex-im-bank-faces-long-road-to-reauthorization/article_74c5857d-8b4e-54b5-a308-8923a8d10ee4.htm

Senior Credit Analyst

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[headlines]

--------------------------------------------------------------



--You May Have Missed It

Television is still king, claiming nine out of ten video minutes viewed
http://www.rapidtvnews.com/2015080339322/television-is-still-king-claiming-nine-out-of-ten-video-minutes-viewed.html#axzz3hmZ1kFwk



[headlines]
--------------------------------------------------------------

SparkPeople--Live Healthier and Longer



Minerals and their Value
http://www.sparkpeople.com/resource/reference_minerals.asp


[headlines]
--------------------------------------------------------------

Baseball Poem

End of Millennium World Series 2000

by Mark H. Young ©

Published: Baseball Almanac (11-15-2000)

Yankee tradition, can they be beat?
Year 2000 was their latest three-peat.
Steeped in history, chalk up another
During the lifetime of your father and brother.
Many had already written them off
Said they were old, no good, no stuff.

The Yankees did win, as they should
The Metropolitans tried, as hard as they could.
It wasn't the Braves or Cardinals this time
But one giant step up, to the varsity nine.
Benny and the jets called it in five
But wrongly for his Mets, ain't no jive.

Mayor Giuliani had school kids play hooky
One day before Halloween spooky.
Rudy led them in ticker-tape glory
Fourth in five years, just standard story.
Out in front was Grand Marshall Yogi,
Fans cheered MVP Jeter and manager Torre.

Fourteen consecutive games in a row
Another record to post in the Show.
Piazza had Clemens too much on his mind
The Mets' All-Star catcher just cried and whined.
The Rocket threw Mike's bat in vain
But purposely missed, causing more pain.
With their $322 thousand per, winner's shares
Roger's $50 grand fine, with barrel, who cares.

The number 4 and 7 trains
Got New York fans to all the games.
The SUBWAY Series really pumped up New York
With the Bronx Bombers popping champagne cork.
As the clock chimed midnight, Piazza flied out
To Bernie in center, who then knelt about
He thanks God for victory, they all jump and shout.
New York City experienced World Series frenzy
When the Yankees clinched it a day after Wednesday.

As the 'Ol Perfessor Casey, would say in Stengeleeze,
The Metsies are Amazin'.....but against the Yankees, Puh-lease !!!!!



[headlines]

--------------------------------------------------------------


Sports Briefs----

Practice moved to training fields, giving Levi’s Stadium field a ‘maintenance day’
http://blogs.mercurynews.com/49ers/2015/08/03/practice-moved-to-training-fields-giving-levis-stadium-field-a-maintenance-day/

Grant Cohn: For 49ers, this season all about one man
http://www.pressdemocrat.com/sports/4287355-181/grant-cohn-for-49ers-this

St. Louis Stadium Moves Closer to Reality
http://www.stltoday.com/sports/columns/bernie-miklasz/bernie-stadium-moves-closer-to-reality/article_851b7043-ae02-5780-bdf8-aea50c2875ec.html

Eagles coach Chip Kelly has a growing image problem
http://www.usatoday.com/story/sports/nfl/columnist/bell/2015/08/03/bell-eagles-coach-chip-kelly-has-growing-image-problem-ex-players-sound-off/31086153/

Jim Harbaugh 'just striving to coach the football team'
http://espn.go.com/college-football/story/_/id/13352850/michigan-wolverines-coach-jim-harbaugh-says-want-popular


[headlines]
--------------------------------------------------------------


California Nuts Briefs---

Here's How Much Water Golf Courses, Ski Resorts, and Pools Are Using in California
http://www.motherjones.com/environment/2015/05/golf-pools-water-drought-california 

Apple sets stage for San Jose campus with 15,000 workers
http://www.mercurynews.com/business/ci_28578891/apple-sets-stage-san-jose-campus-15-000


[headlines]
--------------------------------------------------------------


“Gimme that Wine”

http://www.youtube.com/watch?v=EJnQoi8DSE8

Forty Years and $6 Billion of White Zin
http://www.winesandvines.com/template.cfm
?section=news&content=155384

Beyond Red, White and Rosé: Wine Color Decoded
http://www.wsj.com/articles/beyond-red-white-and-rose-wine-color-decoded-1438363423

Veseth, Money, Taste, and Wine: It’s Complicated
http://www.valuewalk.com/2015/08/veseth-money-taste-and-wine-its-complicated/

Balancing traditional vineyard management practices in the modern era
http://napavalleyregister.com/balancing-traditional-vineyard-management-practices-in-the-modern-era/article_6dfe6ea0-dc98-5191-9ccf-20ae87e97d8d.html

The new West Burgundy Wine Group:
  focusing on world-class chardonnay and pinot noir
http://napavalleyregister.com/lifestyles/food-and-cooking/wine/the-new-west-burgundy-wine-group-focusing-on-world-class/article_31dee91b-6796-542a-9472-50fd7528b7c9.html


Free Mobile Wine Program
http://leasingnews.org/archives/Feb2010/2_26.htm#mobile

Wine Prices by vintage
http://www.winezap.com
http://www.wine-searcher.com/

US/International Wine Events
http://www.localwineevents.com/

Leasing News Wine & Spirits Page
http://two.leasingnews.org/Recommendations/wnensprts.htm

[headlines]
----------------------------------------------------------------

This Day in American History

     1735 - Freedom of the press was established in the United States when John Peter Zenger, publisher of the New York Weekly Journal, won an acquittal of the libel charges placed by Gov. William Crosby. The royal governor had tried to censor Zenger's attacks on the British crown.
    1753 - George Washington became a Master Mason.
http://memory.loc.gov/ammem/today/aug04.html
    1790 - U.S. Coast Guard founded.
    1810 - Birthday of abolitionist Robert Purvis (1810-98) in Charleston, SC. He ran all the Underground Railroads from his home and was the founder of the American Leasing Anti-Slavery Society.
http://www.spartacus.schoolnet.co.uk/USASpurvis.htm
    1830 - Plans for the city of Chicago laid out.
http://www.1upinfo.com/encyclopedia/C/Chicago-history.html
http://www.aviewoncities.com/chicago/chicagohistory.htm
    1838 – The British emancipated the slaves in the Bahamas and Grenada. A rumor started in the South that slaves would try to escape to the Bahamas and fear of this lead to stricter attitudes and positions of slavery, especially by the many large slave owners who relied on the “free” labor at their farms, called plantations.
    1873 - While protecting a railroad survey party in Montana, Custer and his 7th Cavalry clash for the first time with the Sioux Indians, who will defeat them three years later at Little Big Horn. During the previous two years, Lieutenant Colonel George Armstrong Custer and his 7th Cavalry had not fought a single battle against the hostile Indians of the western Plains. Hungry for action, Custer was pleased when the 7th Cavalry was ordered to help protect a party of surveyors laying out the route for the proposed Northern Pacific Railroad. The new transcontinental railroad (the third in the United States) was to pass through territory controlled by hostile Sioux Indians. Custer was optimistic that the assignment would give him a chance to improve his reputation as an Indian fighter. Initially, the military escort saw little action. The hostile Indians seemed to be avoiding or ignoring the survey party. For Custer, the mission turned into something of a lark. He spent much of his time shooting buffalo, antelope, elk, and other animals. To find good hunting, he often led the 7th Cavalry far away from the survey party and the main body of the military escort.
On this day in 1873, Custer was far ahead of the rest of the force, camping along the Tongue River in southeastern Montana. Suddenly, a large band of Sioux warriors appeared on the horizon and attacked. The Indians were led by Crazy Horse and Sitting Bull, but the young braves seemed to have attacked impetuously and with little planning. Custer, who had been taking an afternoon nap, reacted quickly and mounted an effective defense. After a brief skirmish, the Indians withdrew. Since only one soldier and one Indian were killed in the skirmish, Custer's short battle along the Tongue River seemed relatively insignificant at the time. However, Custer's easy escape in his first encounter with Sitting Bull and Crazy Horse may have given him a dangerously scornful view of their fighting abilities. It helped to confirm his belief that the Plains warriors tended to flee rather than fight. As a result, when Custer again encountered Sitting Bull and Crazy Horse at the Little Big Horn River three years later, his greatest fear was that they would withdraw before he could attack, and he rushed in without proper reconnaissance. That time, though, the Indians stood and fought, leaving Custer and more than 200 of his men dead.
    1874 - Methodist clergyman John H. Vincent (1832-1920) and Ohio manufacturer Lewis Miller established the Chautauqua Assembly in northwest New York State, a summer retreat center combining recreational activities with the training of Sunday School teachers and other church workers.
    1875 - The first Convention of Colored Newspapermen was held in Cincinnati, Ohio. The convention's aim was to promote the establishment of United States newspapers that would focus on the African American community.
    1881 - 122ø F (50ø C), Seville, Spain (European record)
    1882 - A vivid aurora was visible from Oregon to Maine, down the east coast as far as Mayport, FL, and inland as far as Wellington KS. Observers at Louisville, KY noted "merry dancers" across the sky, and observers at Saint Vincent, MN, noted it was probably the most brilliant ever seen at that location.
    1897 – African-American Henry Rucker appointed Collector of Internal Revenue for Georgia
    1900 - Louis Armstrong (1900-71), Jazz musician extraordinaire, was born at New Orleans, LA. For years, he had told reporters that he was born on July 4th, but actual records show August 4, which he realized later in life, noting his orphan home had told him otherwise. Perhaps the greatest jazz trumpet player who ever lived. Asked to define jazz, Armstrong reportedly replied, "Man, if you gotta ask, you'll never know." The trumpet player was also known as Satchmo. He appeared in many films. Popular singles included "What a Wonderful World" and "Hello, Dolly" (with Barbra Streisand) and “High Society.”   Two of my favorite albums are “Armstrong Plays W.C. Handy” and “Ella and Louis.”
http://www.satchmo.net/
http://www.redhotjazz.com/louie.html
Best Louis Armstrong Vocal:
http://www.amazon.com/exec/obidos/ASIN/B00004RD5E/
qid=1059868750/sr=2-2/
ref=sr_2_2/103-5362656-4423850

My favorite single Armstrong Album:
http://www.amazon.com/exec/obidos/tg/detail/-/B000002ADP/qid=1059868810/sr=1-1/
ref=sr_1_1/103-5362656-4423850?v=glance&s=music

http://www.amazon.com/exec/obidos/tg/detail/-/B0000047FO/qid=1059868625/sr=10-2/
ref=sr_10_2/103-5362656-4423850?v=glance&s=books

    1904 - Trumpet player Bill Coleman (1904-81) birthday, Centreville, KY.
    1904 - Pianist/alto sax/trumpet player Kenneth Anderson born Pittsburgh, PA.
(See the list: http://jazzinstituteofchicago.org/index.asp?target=/
jazzgram/bronzeville/union/part3.asp
)
    1905 - Piano player Joseph Louis “Red” Cayou (1905-94) was born New Orleans, LA.
    1910 - Birthday of American composer William Howard Schuman (1910-92) at New York City.   He won the first Pulitzer Prize for composition and founded the Juilliard School of Music.  His compositions include “American Festival Overture”, “New England Triptych”, the baseball opera “The Mighty Casey” and “On Freedom's Ground”, written for the centennial of the Statue of Liberty in 1986. He was instrumental in the conception of the Lincoln Center for the Performing Arts and served as its first president. In 1985, he was awarded a special Pulitzer Prize for his contributions. He also received a National Medal of Arts in 1985 and a Kennedy Center Honor in 1989.
    1916 - Denmark agreed to cede the Danish West Indies, including the Virgin Islands, to the United States for $25 million. The deal took effect the following March 31.
    1919 - Birthday of Glenn Clarence Cunningham (1919-88) at Atlanta, KS.  Known as the "Kansas Ironman”, American track athlete and, from 1934-37, world record holder for the mile; member of the US Olympic teams in 1932 and 1936.  On June 16, 1934, at Princeton, NJ, Cunningham set a world record for the mile (4:06.7).
    1920 - Birthday of Helen Thomas (1920-2013) - U.S. journalist
    1921 - Guitarist Herb Ellis (1921-2010) born McKinley, Texas
http://www.arjazz.org/artists/hof/1994/94_herb_ellis.html
http://www.classicjazzguitar.com/artists/artists_page.jsp?artist=12
    1927 - The General Electric Station in Schenectady, New York, station 2XAG which was later named WGY, began experimenting with operations from a 100,000-watt transmitter. The FCC would later regulate the power of AM radio stations to not go over 50,000 watts on "clear channels" where few stations would interfere with each other.
    1927 - For Victor Records in Bristol, Tennessee, singer Jimmie Rodgers recorded his first songs. On the record he sang "Sleep Baby Sleep" and "Soldier’s Sweetheart".
    1930 - The temperature at Moorefield, WV, soared to 112 degrees to establish a state record, having reached 110 degrees the previous day. Widespread drought after April of that year caused some towns to haul water for domestic use, and many manufacturing plants were barely operational.
    1933 - Sax player Sonny Simmons born Sicily Island, Louisiana.
http://www.gallery41.com/JazzArtists/SonnySimmons.htm
http://www.vh1.com/artists/az/simmons_sonny/bio.jhtml
http://www.hollowear.com/reviews/simmons.html
http://ubl.artistdirect.com/music/artist/bio/0,,493395,00.html?
artist=Sonny+Simmons

    1934 - Mel Ott became the first Major League baseball player to score 6 runs in one game.
    1936 - "Long" John Woodruff wins an Olympic gold medal in the 800-meter run
http://www.fay-west.com/connellsville/historic/woodruff.php
http://www.greaterconnellsville.org/woodruff/commemorativeprintform.htm
    1940 - "Crime Doctor" introduced a new radio hero. CBS radio presented Dr. Benjamin Ordway, the show’s main character, as an amnesia victim. A former criminal, he got hit on the head, and began to work as a crime fighter.
    1944 - Nazi police found Anne Frank and her family, hiding in secret rooms above her father’s factory in Amsterdam, Holland. Anne was 15 years old at this time and had kept a diary during the two years of hiding from the Nazis. After the arrest, Anne and her sister were taken to a concentration camp. Anne Frank would die at Bergen-Belsen. Later, Anne's diary was found and has since been translated into 30 languages and was adapted as both a play and a Hollywood film.
    1944 - No. 1 Billboard Pop Hit: "Swinging on a Star," Bing Crosby.
    1947 - Top Hits
“Peg o’ My Heart” - The Harmonicats
“That’s My Desire” - The Sammy Kaye Orchestra (vocal: Don Cornell)
“I Wonder, I Wonder, I Wonder” - Eddy Howard
“Smoke! Smoke! Smoke! (That Cigarette)” - Tex Williams
    1953 - Drummer Jeff Hamilton born Richmond, Indiana
http://www.hamiltonjazz.com/hamiltonbio.html
    1954 - In Saskatchewan, Canada, the uranium rush began.
    1954 - Alfred Hitchcock's “Rear Window” had its world premiere at New York's Rivoli Theater.
    1954 - No. 1 Billboard Pop Hit: "Sh-Boom," The Crew-Cuts.
    1955 - Top Hits
“Rock Around the Clock” - Bill Haley & His Comets
“Ain’t That a Shame” - Fats Domino
“Learnin’ the Blues” - Frank Sinatra
“I Don’t Care” - Webb Pierce
    1955 – “To Catch a Thief”, starring Cary Grant and Grace Kelly and directed by Alfred Hitchcock, debuted in New York. The film later received an Oscar for Best Color Cinematography.
    1956 - At Wendover, Utah, Wilhelm Herz was clocked at 210 miles per hour, making him the first person to race a motorcycle over 200 miles-per-hour.
    1956 - Elvis Presley record "Hound Dog" b/w "Don't Be Cruel" is released.
    1956 - The Platters' "My Prayer" hits #1
    1957 - A world record was set by Florence Chadwick who swam the English Channel in 6 hours, 7 minutes.
    1957 - Juan Fangio won his last car race, winning the world auto driving championship for the fifth consecutive year.
    1957 - The Everly Brothers make their second appearance on the Ed Sullivan Show and introduce their upcoming single, "Wake Up Little Susie," a song which would go on to cause some major controversy and be banned from some radio stations
    1958 - Billboard magazine introduces its "Hot 100" chart, a list of the 100 best-selling pop singles in the country. This list replaced multiple charts the magazine had previously published, including Best Sellers in Stores and Most Played in Juke Boxes. The first song to top the Hot 100 list was "Poor Little Fool" by Ricky Nelson.
    1958 - Dumont TV Network crumbles. My father was a producer/writer/director for the Dumont network, creating shows such as “Harlem Detective,” “Captain Video,” “Hands of Murder.” He met often with Dr. Dumont, who he once gave one of the exploding cigars I put in his pocket as a kid. Dumont was a scientist and not a “showman,” losing Jackie Gleason among others. My father worked right under Ted Bergman, who I remember my father respected, but Dr. Dumont was not a businessman, nor was my father.
http://members.aol.com/cingram/television/dumont2.htm
http://www.museum.tv/archives/etv/D/htmlD/DuMont/DuMont.htm
    1961 - 108ø F, Spokane, WA (record)
    1961 – President Barack Obama was born in Honolulu.
    1963 - The Beatles appear on the US record charts for the first time as "From Me to You" debuts at #116 in Billboard. Unfortunately, it stays there, due to problems with its American label (Vee Jay) and a cover version by Del Shannon that got the jump on it. It would take a massive promotional blitz by Capitol over the next five months to ensure a Beatles hit in America with the single "I Want to Hold Your Hand" b/w "I Saw Her Standing There" (Capitol 5112).
    1963 - Top Hits
“So Much in Love” - The Tymes
“Fingertips” - Pt 2 - Little Stevie Wonder
“(You’re the) Devil in Disguise” - Elvis Presley
“Ring of Fire” - Johnny Cash
    1963 - In his first at-bat in two months after breaking his left foot, Mickey Mantle slams a pinch-hit home run in the ninth inning to beat the Orioles, 11-10.
    1964 - After disappearing on June 21, three civil rights workers were found murdered and buried in an earthen dam outside Philadelphia, MS. The three young men were workers on the Mississippi Summer Project organized by the Student Nonviolent Coordinating Committee (SNCC) to increase black voter registration. Prior to their disappearance, James Chaney, Andrew Goodman and Michael Schwerner were detained by Neshoba County police on charges of speeding. When their car was found, burned, on June 23, President Johnson ordered an FBI search for the men.
    1964 - No. 1 Billboard Pop Hit: "A Hard Day's Night," The Beatles.
    1966 - John Lennon's comment that the Beatles were "more popular than Jesus Christ" was re-printed in an American teen magazine called Datebook and was widely reported in North America. The statement, made to London Evening Standard journalist Maureen Cleave several months earlier, caused a public outcry in the US and led to mass destruction of Beatle records. Thirty five radio stations banned all Beatles songs and even the Ku Klux Klan made threats against the group. What Lennon actually said was "Christianity will go. It will go. It will vanish and shrink. I needn't argue about that, I'm right and I will be proved right. We're more popular than Jesus Christ now; I don't know which will go first - rock 'n roll or Christianity. Jesus was all right, but his disciples were thick and ordinary. It's them twisting it that ruins it for me."
    1968 - The Newport Pop Festival begins in Costa Mesa, California. 100,000 fans come out to hear Sonny & Cher, Tiny Tim, Jefferson Airplane, Steppenwolf, the Grateful Dead, the Byrds, Iron Butterfly and Eric Burdon and The Animals.
    1971 - Top Hits
“You’ve Got a Friend” - James Taylor
“Mr. Big Stuff” - Jean Knight
“Draggin’ the Line” - Tommy James
“I’m Just Me” - Charley Pride
    1972 – “Superfly”, starring Ron O'Neal, opened in theaters. Directed by Gordon Parks, Jr., “Superfly's” success at the box office and unexpected acclaim prompted two sequels. The plot centers on a Harlem drug dealer who wants to retire. Curtis Mayfield's dynamic soundtrack set it apart from similar low-budget films.
    1973 - Maureen McGovern's "The Morning After (The Song from the Poseidon Adventure)" hits #1
    1974 - Paul Simon's "Love Me like a Rock" is released.
    1974 - No. 1 Billboard Pop Hit: "Feel Like Makin' Love," Roberta Flack.
    1979 - Top Hits
“Bad Girls” - Donna Summer
“Good Times” - Chic
“Ring My Bell” - Anita Ward
“You’re the Only One” - Dolly Parton
    1980 - A record forty-two consecutive days of 100 degree heat finally came to an end at the Dallas-Fort Worth Airport. July, 1980 proved to be the hottest month of record with a mean temperature of 92 degrees. There was just one day of rain in July, and there was no measurable rain in August. There were 18 more days of 100 degree heat in August, and four in September. Hot weather that summer contributed to the deaths of 1200 people nationally, and losses from the heat across the country were estimated at twenty billion dollars.
    1980 - After a five year hiatus, John Lennon and Yoko Ono begin recording their album "Double Fantasy" at New York's Hit Factory Studio. The LP would go to number one in the US after its release in November, less than a month before Lennon was gunned down outside his New York apartment. "Double Fantasy" received the 1981 Grammy Award for Album of the Year.
    1981 - A United States court ordered striking air traffic controllers back to work and fined their union $2.4 million a day for the duration of the strike.    
    1983 - During warm-ups, New York Yankee outfielder Dave Winfield threw a baseball and accidentally killed a seagull. When the game was over, Toronto police surrounded the batter and arrested him for "causing unnecessary suffering to an animal."
    1987 - Top Hits
“Shakedown” - Bob Seger
“I Still Haven’t Found What I’m Looking For” - U2
“I Want Your Sex” - George Michael
“Snap Your Fingers” - Ronnie Milsap
    1988 - Congress votes $20,000 to each Japanese-American interned in WW II.  Still waiting are the Italian-Americans who were similarly interned during the war.
    1989 - Thunderstorms produced severe weather from eastern Nebraska and northeastern Kansas to the Great Lakes Region, with 150 reports of large hail or damaging winds during the afternoon, evening, and nighttime hours. Thunderstorms produced tennis ball size hail at Claremont, MN, and wind gusts to 75 mph at Milwaukee, WI. Thunderstorms representing what once was Hurricane Chantal produced five inches of rain at Grant, MI, and deluged Chicago, IL, with more than three inches of rain in three hours
    1995 – Long-time coach, the late Jimmie Reese (1901-94), whose 23 years in an Angels uniform equals longest in club history, is inducted into the Angels' Hall of Fame. The former roommate of Babe Ruth began his career as a batboy for the Pacific Coast League's Los Angeles Angels in 1917.
    1995 – “Babe”, the charming sleeper hit about a pig that learns to be a sheep dog, debuted in United States movie theaters. The gentle film, with state-of-the-art computer technology, thrilled audiences young and old, and the film garnered many awards and nominations, including the Golden Globe for Best Motion Picture - Comedy/ Musical, and it was nominated for a Best Picture Oscar. Veteran actor James Cromwell received an Oscar nomination for Best Supporting Actor for his role as Farmer Hoggett, and director Chris Noonan received the New York Film Critics Circle Awards for Best New Director. The National Society of Film Critics declared it Best Film of the Year. Christine Cavanaugh supplied the voice of the hero pig, and Roscoe Lee Browne was a moving narrator. “Babe” was based on the book "The Sheep-Pig" by Dick King- Smith.
    1997 - The world's oldest person, Jeanne Calment (1875-1997), died aged 122 years and 164 days in Arles, France.
    1998 - Yankees' slugger Darryl Strawberry hits a game-tying pinch-hit grand slam in the ninth inning of New York's 10-5 win becoming the second major leaguer to hit two pinch-hit grand slams in one season.
    2000 - With 32 home games remaining, the Astros, who moved from the pitcher-friendly Astrodome to homer-haven Enron Field this season, set a franchise-record by already hitting 83 homers at home this season.
    2001 - Top Hits
“Bootylicious” -Destiny's Child
“Loverboy” -Mariah Carey Featuring Cameo
“Let Me Blow Ya Mind” -Eve Featuring Gwen Stefani
“Hit 'Em Up Style (Oops!)” -Blu Cantrell
   2009 - A Federal jury ruled that a 25-year-old Boston University graduate student must pay $675,000 to four music companies for illegally downloading and distributing more than two dozen songs. The man said that he would file for bankruptcy protection.
    2011 - The Southern United States experiences a heat alert for fourteen states; several dozen heat-related deaths occurred since July 
   2014 - Medical worker Nancy Writebol, the second of two Americans to contract the Ebola virus in Liberia, joins Dr. Kent Brantly at Emory University Hospital for treatment; both patients are receiving an experimental drug that has not been tested on humans

-------------------------------------------------------------

SuDoku

The object is to insert the numbers in the boxes to satisfy only one condition: each row, column and 3x3 box must contain the digits 1 through 9 exactly once. What could be simpler?

http://leasingnews.org/Soduku/soduko-main.htm

[headlines]

 

 

--------------------------------------------------------------

Daily Puzzle

How to play:
http://www.setgame.com/set/puzzle_frame.htm

Refresh for current date:
http://www.setgame.com/set/puzzle_frame.htm

[headlines]

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http://www.gasbuddy.com/GB_Map_Gas_Prices.aspx
http://www.gasbuddy.com/GB_Mobile_Instructions.aspx

[headlines]

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Weather

See USA map, click to specific area, no commercials

http://www.weather.gov/

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Traffic Live---

Real Time Traffic Information

You can save up to 20 different routes and check them out with one click,
or type in a new route to learn the traffic live

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  "Call to Action"
- Charlie Chan on Balboa Capital
- The Volume Produced by Alternate Finance is Astounding
   Changing the Way Credit Decision Are Being Made
- NAELB Leasing School Says it is Time
- All Wireless Phones to Have Anti-Theft Devices
- Dan Baldwin Forms "Cloud Broker Association"
- CLFP Foundation Breaks Record, Plus 18 New Members
- FDIC Cases Against Failed Bank Directors & Officers 26 to Date
- Senior Vice President Sentenced to Federal Prison
    Loss to Bank was $991,680
- Web App with Calculator for Vendors- One Month Free Trial
- Equipment Finance Decision Maker Survey Results:
   Vendor & Small Biz
- California Proposed Law Update:
    Third Party Originators: No License Needed
- Bank Officer Gets One Year/$174,000 Judgment
- Bank of America to close drive-up tellers at 12 branches
- First American Equipment Makes it 40 CLFP's
- Ironic that Peek is at Bank of America and Thain is at CIT
- 182 Bank Officers Plus Investigated by SIGTARP
- Element Financial Tearing Up the US Market
- Stick Mobility--Yoga to the Next Level
  New Exercise for Individuals or Groups
- Which States Finance the Most Equipment
- New IdentityTheft.gov Website
- Lease One Tagged for Fraud in Lease Commitment
     by Tom McCurnin, Leasing News Legal Editor
- Three New Bulletin Board Complaints
    US Business Funding, Newport Beach, California
- Verhelle Founds Harvard Partners, LLC
- Business Loans/Cash Advance Increase
- Subject: Need a corporation 3-7 years old? Reaction
- Financial Pacific Leasing Digitizes
   End-to-End Transaction Lifecycle with DocuSign & eOriginal
- What You Didn’t See in the Marlin Leasing Press Release
- Directions to Stop Unwanted Calls and Texts to Your Mobile Phone
- "Your lease rates are too high"
- Bulletin Board Complaint
   Balboa Capital, Irvine, California
- Provide “Added Value” by Protecting Your Customer
    Get Repeat Customer/Vendor Business with These Tips
      By Christopher Menkin
- Reader Complaint About LEAF Financial Investment (Collection)
- 2015 U.S. Digital Future in Focus
     by comScore
- Report: “The Impact of Alternative Financing on the
    Equipment Leasing and Finance Industry"
- The Equipment Leasing and Finance Foundation Releases
 study "Digital Documents in the Equipment Finance Industry”
- Top Five Leasing Company Web Sites—
  in North America
- Bulletin Board Complaint Matrix Business Capital
    First Response to Cease & Desist
- US Business Funding, Newport Beach, California
  Bulletin Board Complaint $5,915 Deposit Made in 2013
- EAR President Mark Anstett Pleads Guilty
- Loan/Lease Regulations --- Update
   Don’t Have a License? Not Caught, You’re Lucky, so Far
- Update--Balboa Files: "It was an Operating Lease"
   By Tom McCurnin and Frank Peretore 
- Leasing Brokers: When May You Collect a Commission?
- Bulletin Board Complaint
    Integrity Financial Groups, Alpine, Utah
- “Capital” or “Finance” in Name, Better Have a License
- Bulletin Board Complaint
  Brian Acosta/Matrix Business Capital
- Maricle Found Guilty in Not Returning Advance Fees  
- Balboa Capital Sued in Federal Court for
        Bait and Switch Sales Tactics
- Details, Details...How Important are they?
   Very, When the Lessor Sneaks in a Blanket Lien
- What is Leasing?
    Legal Definitions by Leasing News Legal Editor Tom McCurnin
- Invest in Your Country
  U.S. Savings Bonds
- How to be a “Leasing Expert Witness”
    and Make Extra Income
- 2014 Survey Reports Expert Witness Hourly Fees
    Record All-Time Highs
- Your Photograph on LinkedIn.com
Use a Password Generator
- Banks Turn Toward Leasing for More Profit
- Why Leasing News is Different
- Take Your Banker to Lunch
- Look Out!!! --Two Evergreen/PRR Clause Lessors Merge
   Onset Financial/Mazuma Capital
- Lease Police Tips on Judging Vendors
- Netiquette: Rules of Behavior For Email and the Internet
- Alert: Rudy Trebels Back Soliciting Broker Business
- HL Leasing/John Otto--Update
- NorVergence- Year end, 2013
- Twelve Lawyers Against Evergreen Clause Abuse
- Wants to Go After Lessors and Their Attorneys
   Re: Evergreen Clause Abuses
- Sample of Usury Laws in United States
- Balboa Capital Class Action Case Settled--$5 million?
- Old Cowboy On His Horse
- Leasing Brokers: When May You Collect a Commission?
- Is Long Term Leasing Dead?
- 5 Ways Women Are Better Bosses Than Men
- Balboa Capital, Irvine, California
   $20,543.22 Bulletin Board Complaint
   Alleged “Bait and Switch”
- Female Lease Finance Association Presidents
- Broker’s Responsibility to Obtain
    California Lender’s License
- The Day that Albert Einstein Feared May Have Finally Arrived
- Equipment Finance Agreements Explained/Barry S. Marks
- Royal Links "True Lease" Court Ruling
- "The Memory Shock" –New Book by Barry Reitman
- Mazuma and Republic Bank Get Snared on PRR Provision
   by Tom McCurnin, Esq.
- Jeff Taylor's Leasing Predictions, Spring, 2006
- Radiance Capital, Tacoma, Washington
   Bulletin Board Complaint 
   Purchase Option on EFA, Won’t Return $5,000 S.D.
- New Case against Mazuma Capital and Republic Bank
  ---Automatic Evergreen Payment---PPR
- Republic Bank out of leasing?
- Charles Schwartz and Allied Health
- Copier Wars---It's more than the lease payment
    by Christopher Menkin
- Leasing Gypsies
- Verifying Tax Returns
- Special Report: Part I
   Could Church Kiosks, Royal Link Carts, NorVergence results been avoided?

   The use of “Equipment Finance Agreements”
- Special Report: Part II
    Bank of the West

   Equipment Lease Agreement (EFA)
- California License Web Addresses
- Settlement Costs vs. Litigation Costs