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Friday, August 26, 2016

Today's Equipment Leasing Headlines

They Don’t See a Nose Dive as Does*
   as Reported by the ELFA July MLFI-25
New Hires/Promotions in the Leasing Business
 and Related Industries
Leasing Industry Ads---Help Wanted
Where Apple Holds Its Cash
  Over $214 Billion Overseas
Global Corporate Tax Rates—Chart
  US 35%  -- Ireland 12 ½%
Leasing/Finance Conferences 2016
Three Stretches for Better Posture
   YouTube  1:18
Jazz Cruise Vancouver to Anchorage on Crystal Serenity
  Book Now for Best Discount June 19-June 26, 2017
Lo and Behold/Kubo and the Two Strings
The Nice Guys/Sunset Song/Chimes at Midnight
Film/Digital Reviews by Leasing News' Fernando Croce
Dogs Rescued from Louisiana Floods
Need New Homes in Northeast Ohio
Labrador Retriever Mix
Russell Twp, Ohio  Adopt-a-Dog
Leasing News Classified Ads
   Licensed Investigators
News Briefs---
Mortgage rates could be in holding pattern for a while
  30yr fx 3.57%  15 yr fx 2.87%  5 yr ARM 3.07%
Apple given go-ahead for Cork expansion in Ireland,
1,000 jobs on way
Tim Cook Just Made More than $100M in One Day
  Fifth Anniversary Stock Bonus
Record Car Leasing Could Rise even Higher
 One of Every Three US Cars Mfg. Now Lease
Uber lost a whopping $1.27 billion
     in the first half of 2016
Sales Tax Slice: Uber's Self-Driving Cars
  Raise Lease vs. Service Issues
Is This the Top-Secret KFC Recipe?
  11 Herbs and Spices

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They Don’t See a Nose Dive as Does*
as Reported by the ELFA July MLFI-25

In Billions
(Chart: Leasing News)


 The Equipment Leasing and Finance Association reported:

“July New Business Volume Down 17 Percent Year-over-year, 30 Percent Month-to-month and 8 Percent Year-to-date

“Washington, DC, August 24, 2016— The Equipment Leasing and Finance Association’s (ELFA) Monthly Leasing and Finance Index (MLFI-25) (MLFI-25), which reports economic activity from 25 companies representing a cross section of the $1 trillion equipment finance sector, showed their overall new business volume for July was $7.0 billion, down 17 percent year-over-year from new business volume in July 2015. Volume was down 30 percent month-to-month after a spike to $10.0 billion in June. Year to date, cumulative new business volume decreased 8 percent compared to 2015.”

Mixed reaction from those who responded to Leasing News, but all were optimistic, with many finding equipment leasing and finance business growing, not in a nose dive as reported by MLFI-25 reporting
companies (not listed by ELFA).


David T. Schaefer, CLFP
Orion First

"I’m a bit surprised by the significant decrease in year over year volume of the MLFI-25.  We (Mintaka) certainly haven’t experienced a decrease and in fact our growth July over July is 36% and year over year is 35%."

John Boettigheimer
President, CEO
Centra Leasing, Inc / 4 Hour Funding LLC

"Despite new survey showing the usual end of summer slowdown was occurring, we are enjoying one of the best months of the year.  Record fundings and very strong new application volume.  We have had the strongest summer volume in my recent memory."

Allan Levine
President and COO
Madison Capital LLC

"Madison Capital continues to have a record setting year; and, July was another up month. And yup, I saw all the industry numbers where July was down over last year; and, 2016 YTD results show this year slower than last. So if the industry is down and the economy is in slow poke mode, what should one focus on. I can’t answer for others, but it is important to understand why some are up in a down year.

"Here are a few of the components that have helped Madison to this double digit growth year. We have hired new experienced originators, a Senior VP of Sales, and revamped our marketing. I mention the above as an answer to why Madison is up. I suspect the "up" companies are going to go after the business; and, the "down" companies are waiting for the business."

Kris D. Roglieri
Prime Commercial Lending

"We have seen an increase of 20% in our small business lending products which includes factoring, working capital loans, and merchant cash advances. Borrowers are starting to ramp up on inventory in preparation for the next three months leading up to the holidays. Our commercial real estate activity in July has fluctuated. Acquisition financing is down 15% whereas refinancing properties with borrowers cashing out the equity in their buildings is up 25%. They are aggressively leveraging their equity to pursue other projects."

Rosanne Wilson, CLFP, BPB (Best Practicing Broker)
1st Independent Leasing, Inc.

"I was up around 10% over July of 2015. It was a very busy July for me.  Bigger size deals too."

Others had mixed reviews, but as noted, August is doing well:

Paul J. Menzel, CLFP
Financial Pacific Leasing, Inc.
A subsidiary of Umpqua Bank

"The decline in industry activity reported by ELFA for July is a little surprising.  FinPac also experienced a decline in fundings for the month of July.  We are attributing the decline to the few working days in July and traditional "summer lull" due to vacations by TPOs and customers. We have not seen such a lull in the past three or four years but feel economic confidence is creating more comfort in taking a break.

"In the bigger picture, FinPac's approved backlog and daily application volumes are at record high levels for August.  We remain cautiously optimistic overall. "

Fred Van Etten
President, Scottrade Bank Equipment Finance

"While the entire equipment finance industry has seen a slowdown, August is shaping up to be a great month for Scottrade Bank Equipment Finance. We expect this pace to continue as we move out of the summer months."

Others are not as Optimistic:

Barbara Griffith
Southern California Leasing

"For the month of August we are seeing a slowdown.  The news just reported that barges and containers are also down meaning less imports coming in.   When looking at the market we still see companies inquiring about automation so conversations about capital expenders are still up. Let’s keep in mind we all go through this every election year."

Valerie Jester
Brandywine Capital

"We are experiencing the same trends as the ELFA reports. We saw our seasonal summer volume slowdown occur a bit earlier this year and last through July. The applications we did see tended to be more 'credit challenged' than usual. We continue to experience expansion project delays as small and midsize business owners are placing equipment acquisitions on hold - at least until the fourth quarter.

Potential customers are certainly taking their time before making plans to purchase equipment and using the longer lead times to shop finance rates aggressively. Not a time for the faint of heart in the equipment leasing and finance sector."

Others in a different niche:

Jeff Rudin
Quail Financial Solutions

Our July numbers were down over 30% from 2015, however, that is misleading as the entire difference was one large transaction that was outside our normal business. So, you could argue our numbers in July were flat. Overall, 2016 is up about 35% and we expect to end the year up 35-40% over 2015. We also anticipate 100%-150%  increase in 2017 with the continued growth and development of several of our major vendor programs.

Robert VanHellemont
Chairman of the Board

"We really only accurately track this internally on a quarterly basis.  Our transactions are often pretty large so monthly reporting is not very meaningful to us as it often is "lumpy."


Bob Rodi
VP of Credit and Risk Management
FranFund Inc.

“As you are aware, our business is centered primarily in the franchise industry. Franchising is generally more resistant to downturns than the overall economy. We also have a very diverse customer base as we serve many franchise sectors, not only those in the QSR, fast casual and full service dining segments...same store sales in the food service industry is growing only modestly and shows signs of slowing even further. New government regulations such as the 'joint employer' ruling from the NLRB as well as upward pressure on wages and benefits due to Obamacare and pressure to increase minimum wages, especially for QSR workers, is beginning to depress restaurant formation. In the short to medium term, we expect lending opportunities in that sector to come increasingly, from acquisition and refinance rather than startups."

Full Statement:

Dale R. Kluga
Cobra Capital

"So, in summary for July we see: weak demand; virtually non-existent new business creation; ultra-competitive market conditions for established businesses; tremendous opportunities for the legitimate but fewer start-up deals; more anxiety and frustration perpetuated by Washington politics and the fallacious Presidential race which will stall any real sustainable GDP growth for some time beyond the sad record over the last 8 years."

Full Statement:

* Equipment Financing Nosedives




New Hires/Promotions in the Leasing Business
and Related Industries

Dan Aguilar was promoted to Senior Vice President and Regional Manager in Napa by Mechanics Bank, Walnut Creek, California. "For 20 years, Mr. Aguilar was the Managing Director of Silicon Valley Bank’s Wine Division, where he gained renown as an industry expert. He served on the board of the Russian River Valley Winegrowers for nine years, and has been a sought-after speaker about wine industry profitability and performance benchmarking at industry conferences, including speaking annually at the UC Davis Extension OIV Wine Marketing Program...Prior to his position at Silicon Valley Bank, Mr. Aguilar was Vice President at Comerica Bank in San Francisco, and before that, Assistant Vice President at Bank of America. Fluent in both Portuguese and Spanish, he earned a BA in Latin American Studies at the University of California, Berkeley, and studied for a year at Universidade de Sao Paulo/ USP. He has an MBA in Finance from University of California, Berkeley’s Walter A. Haas School of Business.

Commerce Bank "Equipment Finance Specialist" Todd Gailar will be
moving to the banks new commercial office in Indianapolis as Territory
Manager. He joined the bank January, 2009. Previously, he was
Inside Sales/Territory Manager/Vice President, PNC Equipment Finance
(November, 2003 – January, 2009); Corporate Development Coordinator, Cincinnati Art Museum (October, 2002 – September, 2003); Financial Representative and Project Manager, Fidelity Investments (September, 1997 – June, 2002). Education: Wittenberg University, Bachelor of Arts (BA), Management (1992 – 1996). Terrific four years of involvement, challenges, tragedy, laughter, and learning. Activities and Societies: Phi Gamma Delta Fraternity - President, Interfraternity Council - Recruiting Chair, The Wittenberg Torch, Sports Contributor. Xavier University, Master of Business Administration (MBA), Business Administration and Management, General (2004 – 2007). Full time work while traveling in an extensive territory and attending night classes. Paul Fiorelli (Business Law / Ethics in Film) was the most interesting professor at Xavier, a passionate educator in the Jesuit tradition. Activities and Societies: Family, work, school, sleep. Indian Hill High School, Cincinnati, Ohio (1990 – 1992). Successfully adjusted to a move from San Francisco Bay Area to Cincinnati following my sophomore year of high school. Played basketball and golf. Delivered pizza. Mowed lawns. Built lifelong friendships. Monte Vista High School, Danville, CA (1988 – 1990).
Moved following sophomore year of high school due to parent's job change. Activities and Societies: Played golf and basketball for the school and played club (traveling) soccer. Involved in youth group. 

Toby Gelinas was hired as Western Regional Sales Manager, CLE Leasing, Vancouver, British Columbia, Canada.  Previously, he was National Manager, Transportation & Construction at National Leasing Vancouver, Canada (November, 2010-August, 2016); National Account Manager, Relational Technology Solutions (January, 2008 – November, 2009); Account Executive, CIT Financial Ltd. (January, 2005 – December, 2007). Languages: English, French. He won Achiever’s Gold Awards for 2012, 2013, 2015 at National Leasing. Education: Queen's University, Bachelor of Arts (B.A.), Political Science and Government (1992 – 1996). The University of Glasgow.

Paul Knowlton, CLFP, was hired as Vice President and National Program Manager for Bank of the West Equipment Finance Division, replacing Dave Johnson who is retiring this year. "In his new role, Knowlton is responsible for developing, implementing and growing vendor finance programs at the Bank, while working with manufactures and national distributors to grow sales and improve margins." September, 2015, he was hired as National Program Manager - Equipment Finance, Bank of the West, San Francisco Bay Area. Previously, he was  Vice President - Senior Client Advisor at Union Bank (February, 2013 -September, 2015); Vice-President-Principal Business Relationship Manager (August, 2009-January, 2012), Director of Commercial Finance, Clean Power Finance (November, 2008-August, 2009), Managing Director, Equipment Finance, First Republic Bank (April, 1998-June, 2008), Western Division Manager, Winthrop Resources (1994-1998), Regional Manager, LeasePartners (1992-1994), NW Regional Manager, Textron Financial, Credit Examiner, US Bank (1984-1987)University of Oregon BS, Finance (1979 – 1984) Activities and Societies: Vice President - Sigma Chi Fraternity, Lacrosse Team. Past President, National Equipment Finance Association. Member: Certified Leasing Professional Foundation.

Rah Lavingia was hired as Commercial Loan Analyst, Westlake Financial Services, Los Angeles, California.  Previously, he was at Quick Bridge Funding, where he joined the firm June, 2012 as Credit Processor; promoted November, 2012, Credit Analyst; promoted June, 2013, Lead Sr. Credit Analyst.  Prior, he was Sales Associate, Metro PCS Corporate Store (March, 2011 – November, 2011); Sales Associate, The Smoke Shop (January, 2010 – February, 2011); Intern TaylorMade Capital and Realty (August, 2009 – December, 2009); Sales Associate, Dreamers (July, 2007 – July, 2009). Education: California State University-Fullerton, Bachelors, Finance (2007 – 2011) Activities and Societies: Vice President, Delta Chi Fraternity Associate Member Councilor, Delta Chi Fraternity Member, CSUF Indian Club & Finance Association. Martin Luther King High School.



Leasing Industry Help Wanted

Nationwide Sales Positions Available
  Medical, Commercial and Industrial
 Transportation, FF&E, Technology

Superior pricing - Superior Buying window
 - Superior back office - Superior stability

For more info click here

Bank of the Ozarks

Recognized as the top performing bank in the United States,
based on financial performance, five years in a row
(2011, 2012, 2013, 2014, and 2015).



Where Apple Holds Its Cash
Over $214 Billion Overseas

by Felix Richter, Statista

The European Commission is reportedly close to come to a ruling in a two year-old case against Apple. The company, which holds large amounts of cash in its foreign subsidiaries, could be hit with a tax penalty as high as $19 billion, according to estimates by investment bank JPMorgan.

The Commission had opened investigations against Apple in June 2014, alleging the company of having been given special tax benefits for setting up shop in Ireland. Both Apple and the Irish Department of Finance have denied the existence of a special tax deal which could potentially have violated EU state aid rules. Apple isn’t the only U.S. company under scrutiny for allegedly dodging taxes in the EU, which is why the U.S. Treasury Department has now weighed in on the matter. In a report published on Wednesday, the Treasury alleges the EU’s governing arm of initiating “disproportionately more investigations against U.S. companies” and expresses “strong concerns” about the Commission’s cases against Apple, Starbucks and other U.S. companies.

As our chart illustrates, Apple is currently holding more than $200 billion in foreign profits outside of the United States. Bringing that money back to the United States would require them to pay the corporate tax rate of 35% plus state taxes which would amount to more than $80 billion. Apple CEO Tim Cook has publicly spoken out against this rule, saying that his company wouldn’t repatriate any of its foreign cash until “there‘s a fair rate.”







Leasing/Finance Conferences --- 2016


What Can You Expect in Cincinnati?
Hear from the Industries Finest!

State of the Industry Panel
Paul Cheslock, TimePayment Corporation, G. Paul Fogle, CLFP, Quality Leasing Co., Inc., Dwight Galloway, Navitas Credit Corp. and Mike Miroshnikov, SQN Investment Advisors, LLC

This panel of seasoned experts in the equipment finance industry will lead a guaranteed to be lively discussion that will focus on: Current trends in the industry; what's hot and what's not, where the industry is going; Conquering the competition - tips on how to overcome the competitive interest rate environment, analyzing and communicating effective rates vs. quoted rate, comparing contract terms and conditions; enhancing your broker skills; how to be a more savvy broker while building better local relationships; closing vs. order takng for more deals; California Finance Lenders Law - what it means to you if you do business in California.


Current Attendee List (8/19/2016)
Associate: 3 Brokers: 14  Funders: 33

(Note: Exhibit Hall Sold Out)

Advantage Funding
American Lease Insurance Agency
Amerisource Funding
Bankers Capital
Bryn Mawr Funding
Channel Partners Capital
CLFP Foundation
Cobra Capital LLC
Financial Pacific Leasing, Inc.
First Federal Leasing
FirstLease, Inc.
Fora Financial, LLC
Marlin Business Bank
Maxim Commercial Capital
Navitas Lease Corp.
NFS Leasing
NCMIC Finance Corporation
North Mill Equipment Finance, LLC
Pawnee Leasing Corporation
Quality Leasing Co., Inc
RapidAdvance, LLC
TEAM Funding Solutions
United Financial Corporation
VFI Corporate Finance

Registration and Events

o Broker Member $125
o Additional Broker Member   $115
o Associate Member $260
o Additional Associate Member $200
o Funder Member $260
o Additional Funder Member $200

o Broker Non-Member $200
o Associate Non-Member $360
o Funder Non-Member $360

CFLA 2016 Program

Hotel Accommodations


First delegate $1,390
Second delegate $1,325
Third delegate $1,260
Fourth delegate FREE
Additional delegate $1,260
Daily rate - Wednesday $585,
Thursday $775, Friday $295
Chairman's Banquet Only $185
Companion’s registration $365

First time $1,390
Second-time + $1,810
Daily rate - Wednesday $715,
Thursday $905, Friday $425
Chairman's Banquet Only $285
Companion's registration $525
Students $25



Second Annual Conference
Announcing Our Second Annual 
October 4th - 6th, 2016
Red Rock Casino & Resort
Las Vegas, Nevada

Brokers - Get Recognized For Your Achievements
Nominate yourself today. Must be registered to 
attend conference in order to be considered

Kris D. Roglieri

National Alliance of Commercial Loan Brokers
by Kris Roglieri, Co-Founder of NACLB


Go to our website for more information:


Christopher "Kit" Menkin, Leasing News, will be speaking at the “Reporters Viewpoint” panel discussion to address the whole conference about the state of the leasing industry. He is looking forward to meeting readers as well as the Financial Technology and Business Loan Funders not familiar with Leasing News who are attending the conference.


Go to our website for more information:


October 5 – 7
Chicago Marriott Magnificent Mile
Chicago, Illinois

Attendee Registration Rate


List of Exhibitors


October 6-8, 2016
NEFA 2016 Funding Symposium
Radisson Blu Mall of America

"The Women in Leasing LinkedIn Group would like to cordially invite you to our October luncheon at Cedar + Stone, Urban Table in the JW Marriott Hotel (Bloomington, MN) on Thursday, October 6th from 12:00pm – 2:00pm. The lunch is being co-hosted by ECS Financial Services and Financial Pacific Leasing, an Umpqua Bank company.

"If you plan on attending the 2016 NEFA Funding Symposium, the restaurant is located on the opposite side of the host hotel in the Mall of America.

"Please RSVP no later than Thursday, September 22nd to Shari Lipski @"


Information on 2016 Funding Symposium

The NEFA conference hotel is just five miles from the Minneapolis-Saint Paul International Airport which has direct flights to one hundred and fifty-five other cities and connections to hundreds more. It’s also convenient to both downtown Minneapolis and downtown Saint Paul.

Chairperson for the 2016 Funding Symposium is Jim Peach, CLFP, VP/Sales Manager, Stearns Bank, in Albany, Minnesota. Working with a dedicated team of volunteers, the Chairperson pulls together the educational lineup of the conference.

Said Jim Peach, “we get great feedback from the attendees following each NEFA conference and we’ve used that to focus our educational sessions on things that are both timely and important to NEFA Members.”


Bonus Workshop, October 6, 10:00am to 3pm
Funding Symposium Lead by Scott Wheeler, CLFP
Free: $750 Values

For more information, visit: 
or call: 847-380-5050.


October 23 -25th
2016  55th Annual Conference
Palm Desert Springs
Palm Desert, California

More Information plus Register 

Monday, September 19, 2016
Last day to receive the special ELFA convention rate for your accommodations at the JW Marriott Desert Springs.

Monday, October 10, 2016
Last day for mail-in and online registrations. After this date registrations can be made on-site. Please note: There are no refunds of registration fees after this date.

Keynote speaker Joe Scarborough will provide timely analysis 
and insight into the upcoming presidential and congressional elections.


October 23 – 26
Las Vegas, Nevada
(85% of exhibit space/sponsorship booked)

October 24-26, 2016
100th Anniversary Annual Meeting
American Financial Services Association
The Breakers Palm Beach
Palm Beach, Florida

Join us for the latest on the political landscape, compliance and regulatory challenges, business trends, and enjoy plenty of networking opportunities.

Sessions will cover the overall industry challenges as well as operational issues relevant to specific market sectors. The final day of the meeting - called Spotlight Compliance - will shine light on the ever changing legal, regulatory and compliance realms that are so important in today's financial businesses.

 AFSA’s 350 members include consumer and commercial finance companies, vehicle finance/leasing companies, mortgage lenders, credit card issuers, industrial banks and industry suppliers. The association was founded in 1916 as the American Association of Small Loan Brokers. The group formed to promote state laws that would make small loans more readily available to average Americans, who had few options at the time to receive small personal loans.


November 11-12, 2016
2016 Western Regional Meeting
Doubletree by Hilton Hotel Anaheim-Orange County
Orange, CA

 (Sorry, no further information available)


(Leasing News provides this ad “gratis” as a means
to help support the growth of Lease Police)



Three Stretches for Better Posture



Jazz Cruise Vancouver to Anchorage on Crystal Serenity
Book Now for Best Discount June 19-June 26, 2017

Jeff Rudin of Quail Capital invites all his jazz aficionados to join him. On Board: Special Cruise Guest, Mark Cantor, Film Archivist & Jazz Historian. Mark Cantor is a well-known authority on the subject of jazz on film. As an Archivist, Mark’s private collection is one of the biggest worldwide, with over 5000 Jazz performance clips on a variety of media.

Musicians: Big Bad Voodoo Daddy


Sailing Crystal Serenity




Fernando's View
By Fernando F. Croce

An offbeat documentary (“Lo and Behold”) and a gorgeous animated adventure (“Kubo and the Two Strings”) come to theaters, while new DVDs offer shaggy comedy (“The Nice Guys”), heartfelt melodrama (“Sunset Song”), and a master’s Shakespeare epic (“Falstaff”).

In Theaters:

Lo and Behold (Magnolia Pictures): An irrepressibly offbeat artist with a bottomless hunger for adventure, veteran German filmmaker Werner Herzog (“Grizzly Man”) turns his gaze to the Internet in this wide-ranging documentary. Subtitled “Reveries of the Connected World,” the film is divided into various sessions, each looking at a different side of a planet where technology seems to simultaneously bring people and things closer and pull them apart. Going back to the very beginnings of the Internet and investigating its repercussions on the human race, Herzog visits people affected by online troubles and travels to isolated communities still unaware of phones. Contemplating technical advancements with eccentric humor and characteristic compassion, this is another engaging entry in the legendary director’s long oeuvre of exhilarating explorations.

Kubo and the Two Strings (Focus Features): Long a notable animation supervisor (“Coraline,” “ParaNorman”), Laika Studio chief Travis Knight moves to the director’s chair with gorgeous results in this accomplished stop-motion adventure. Set in medieval Japan, the story follows Kubo (voiced by Art Parkinson), a 12-year-old equipped with an eye-patch and magical powers inherited from his mother. When his vengeful relatives threaten his peaceful existence, the pint-sized samurai must track down the armor that could protect him, as well as unlock secrets of the past. Accompanied by Monkey (Charlize Theron) and Beetle (Matthew McConaughey), he forges ahead in his journey. With a visual vibrancy that references lush Japanese art, Knight’s film is an emotional and mature gem that respects its audience’s imagination.

Netflix Tip: Though better known for the 1970 box-office smash “Love Story,” director Arthur Hiller (1923-2016) had an eclectic career that span several decades. So check out Netflix for any gems in his filmography, which include “The Americanization of Emily” (1964), “The Hospital” (1971), “Silver Streak” (1976), “The In-Laws” (1979) and “The Lonely Guy” (1982).


The Nice Guys (Warner Bros.): A veteran of Hollywood action blockbusters since the Eighties, writer-director Shane West (“Kiss Kiss, Bang Bang”) knows a thing or two about the buddy-cop picture. He mines the genre for humor in this often uproarious noir-comedy, set in the late 1970s and featuring the crack duo of Ryan Gosling and Russell Crowe. Gosling plays Holland March, a Los Angeles private eye whose business has seen better days, while Crowe stars as a muscular enforcer named Jackson Healy. Their paths cross over the course of the search for a mysteriously vanished young woman named Amelia (Margaret Qualley), a search that takes them through the city’s seedier corners and characters. The road may be familiar, but the chance to see Crowe and Gosling explore their comic sides keeps things electric.

Sunset Song (Magnolia): Aching emotions and plangent visuals are the hallmarks of the brilliant British filmmaker Terence Davies ("The Long Day Closes"), and his latest release is no exception. Based on Lewis Grassic Gibbon's novel and set in rural Scotland in the early 1900s, the story charts the thorny spiritual journey of Chris Guthrie (Agyness Deyn), a young woman living and toiling in an isolated farm presided over by her tyrannical father John (Peter Mullan). As the years pass, Chris experiences love and hope in the form of Ewan (Kevin Guthrie), the gentle bachelor who courts her. With the Great War looming nearer, however, her happiness grows more fragile by the instant. A symphonic epic about despair and joy, brutality and forgiveness, Davies' film—one of the year's very best—is a scintillating, heartfelt portrait of beauty enduring in the face of harshness.

Chimes at Midnight (Criterion): One of cinema’s undeniable geniuses, Orson Welles (“Citizen Kane”) left behind masterpiece after masterpiece that reflected his ravenous and larger-than-life personality. One of his greatest works is this 1965 adaptation of Shakespearian plays, which up to now had been largely unavailable to viewers but is finally getting the Criterion treatment it so richly deserves. Welles also stars as Falstaff, companion to Prince Hal (Keith Baxter) and one of the key observers of the War of the Roses. While Henry IV (John Gielgud) usurps the throne and faces a rebellion led by Hotspur (Norman Rodway), the friendship between Falstaff and Prince Hal heads wavers from the comic to the tragic. With a magnificently baroque visual style and a cast that also includes Jeanne Moreau and Ralph Richardson, the film’s rediscovery is cause for cinephile celebration.


Dogs Rescued from Louisiana Floods
Need New Homes in Northeast Ohio
by Matt Wright  Fox8


RUSSELL TWP., Ohio - Pulled from the floodwaters of Louisiana, dozens of dogs and puppies rescued near Baton Rouge are in need of new homes in Northeast Ohio.

The Atlanta Humane Society delivered 27 dogs and puppies to Geauga Humane Society's Rescue Village Tuesday afternoon, finishing a one thousand mile journey from the flood zone.

The animals are some of the thousands estimated to have been rescued during the historic flooding that could not be reunited with owners, according to Rescue Village Executive Director Hope Brustein. She said the dogs did not have microchips or tags, and Rescue Village would not accept them if there was any hope of reconnecting them with their owners.

"The first option is to reunite animals with their owners," Brustein said.

The animals were initially rescued by Arcadiana Animal Aid in Lafayette, Louisiana, and then transported to Atlanta Humane, which partners with Rescue Village.

"We are part of what I like to call the railroad rescue of animals moving to different parts of the country where they can be assured the kind of care they need, a second chance and good homes," Brustein said.

She said Rescue Village has the space, staff and programming to handle the additional animals. The dogs will have time to adjust to their new surroundings, then will undergo a medical exam and treatments, as well as a behavioral assessment. They will be available for adoption as early as this weekend.

"Every one of these animals that's adoptable, they're going to need really good homes. And the people who adopt them will always know they not only changed their own lives or these animals' lives, but they've helped the people of Louisiana," Brustein said.

Information about adoptions and pictures of the animals will be posted at For those who would like to help but are unable to adopt, Brustein said Rescue Village operates solely on donations. 


(Leasing News provides this ad as a trade for appraisals
and equipment valuations provided by Ed Castagna)


Labrador Retriever Mix
Russell Twp, Ohio  Adopt-a-Dog


Animal ID: 33278621
Breed Retriever, Labrador/Mix
Age: 2 years 2 days
Sex: Female
Size: Large
Color: Blond/White
Declawed: No
Housetrained: Unknown
Site: Geauga Humane Society's Rescue Village
Location:    Dog Adoption Floor
Intake Date: 8/22/2016

Geauga Humane Society's
Rescue Village
15463 Chillicothe Road
Russell Twp, Ohio 44072

Hours of Operation:
Monday          12pm - 6pm
Tuesday: CLOSED to the public
Wednesday: CLOSED to the public
Thursday: 12pm - 6pm
Friday: 12pm - 6pm
Saturday: 12pm - 5pm
Sunday: 12pm - 5pm

*adoptions stop 45 min. before  closing.

Adopt a Pet



Attorneys Who Specialize in
Banking, Finance, and Leasing

Birmingham, Alabama
The lawyers of Marks & Associates, P.C. have over 30 years experience in dealing with virtually every type of equipment financing and are recognized throughout the industry for prompt, practical solutions and exemplary service. They offer cost-conscious, effective lease enforcement and good counsel. 
California, National: city: Riverside 
Ellen Stern - get results, reasonable pricing; numerous industry contacts, nearly 30 yrs SoCal, 20 yrs equip.: CFL license specialist, documentation, work-outs, litigated collections, recoveries; deal-maker. 

Kenneth C. Greene

Leasing and Financial consultant, active in several leasing
associations, as well as involved in music and film production inLA.  Mention "Leasing News" for a free consultation.
Skype: 424.235.1658
Connecticut, Southern New England: 
EVANS, FELDMAN & BOYER, LLC Collections, litigation, documentation, portfolio sales and financing, bankruptcy. We represent many of the national and local leasing companies doing business in this state. Past chairman EAEL legal committee. Competitive rates. 
Los Angeles/Santa Monica
Hemar & Associates, Attorneys at Law
Specialists in legal assistance, including debt collection, equipment recovery, litigation for 35 years. Fluent in Spanish. 
Tel: 310-829-1948 
Los Angeles, Southern CA 
Seasoned attorney representing secured creditors in auto finance and truck/equipment lease industry.  Bankruptcy and State Court litigation.   Vincent V. Frounjian (818) 990-0605or email:

Encino, California: Statewide “ELFA” 
Hemar, Rousso & Heald, LLP 30 yr excellent reputation Lessor representation commercial litigationdebt collection, and bankruptcy.
Call Stephen E. Jenkins Esq (818) 501-3800

Los Angeles, Statewide: CA.     "ELFA" Aggressive creditors rights law firm specializing in equipment leasing handling collection matters on a contingency, fixed fee or hourly cbasis. 

Los Angeles, Statewide: CA      "ELFA"
Practice limited to collections, bankruptcy and problem accounts resolution. Decades of experience. 10-lawyer firm dedicated to serving you. Call Ronald Cohn, Esq. (818)591-2121 or email. Email:   

Los Angeles- Statewide, CA
Lawyer specializing in banking and leasing issues statewide.
Documents and litigation. 
Tom McCurnin, Barton, Klugman & Oetting. Voice: (213) 617-6129 
Cell:(213) 268-8291

California & National

Paul Bent – More than 35 years experience in all forms of equipment leasing, secured lending, and asset based transactions. Financial analysis, deal structuring, contract negotiations, documentation, private dispute resolution, expert witness services. 
(562) 426-1000

Kevin E. Trabaris: Concentrates his practice in the areas of commercial finance, corporate and business transactions. Extensive experience representing banks, financial companies, equipment lessors, insurers and other funding and intermediary entities and borrowers in connection with thousands of business financing matters. He has handled everything from small ticket transactions to billion dollar syndicated loans, real estate financing to asset-based facilities.
Work: 312.667.1354
Cell: 847.840.4687

Law Firm - Service, Dallas, TX. "ELFA"
Mayer regularly practices in leasing, secured financing, project development and finance and corporate finance. 
Massachusetts (collection/litigation coast to coast) 
Modern Law Group focuses its practice on collections, lease enforcement and asset recovery. For the past five years, our attorneys have helped clients recover millions of dollars. We are able to cover your needs coast to coast.

Michael J. Witt, experienced bank, finance, and leasing attorney, also conducts Portfolio Audits. Previously he was Managing Counsel, Wells Fargo & Co. (May, 2003 – September, 2008); Senior Vice President & General Counsel, Advanta Business Services (May, 1988 – June, 1997) Tel: (515) 223-2352 Cell: (515) 868-1067 

National:  The OMEGA Network Group-nationwide legal representation of small and mid ticket equipment lessors-flat fee bankruptcy & replevin, contingent collection, 
billable litigation (704-969-3280)

National: Coston & Rademacher: Business attorneys serving the lease-finance industry since 1980. Transactional, documentation, corporate/finance, workouts, litigation, bankruptcy, portfolio management. Chicago-based national practice. Jim Coston, CLP (Members: ELFA, NEFA). 

St. Louis County , MO. - statewide: 
Schultz & Associates LLP., collections, negotiation, and litigation. Also register and pursue recovery on foreign judgments. Contingency and reasonable hourly rates. 
Ronald J. Eisenberg, Esq.
(636) 537-4645 x108
NJ, De, Pa: Specializing in leased equipment/secured transactions. Collections, replevins/workouts reasonable rates. Sergio Scuteri/Capehart & Scratchard, /
New York and New Jersey

Frank Peretore
Chiesa Shahinian & Giantomasi
West Orange, New Jersey
Phone 973-530-2058
 Documentation, portfolio purchase & sale, replevin, workouts, litigation, collection, bankruptcy. Aggressive. Over 30 years experience.

Thousand Oaks, California: 
Statewide coverage Spiwak & Iezza, LLP 20+ years experience,Representing Lessors banks in both State/ Federal Courts/ all aspects of commercial leasing litigation.
Nick Iezza 805-777-1175


Receivables Management LLC
John Kenny

• End of Lease Negotiations & Enforcement 
• Third-Party Commercial Collections | ph 315-866-1167

(Leasing News provides this ad as a trade for investigative
reporting provided by John Kenny)


News Briefs---

Mortgage rates could be in holding pattern for a while
  30yr fx 3.57%  15 yr fx 2.87%  5 yr ARM 3.07%

Apple given go-ahead for Cork expansion in Ireland,
1,000 jobs on way

Tim Cook Just Made More than $100M in One Day
  Fifth Anniversary Stock Bonus

Record Car Leasing Could Rise even Higher
 One of Every Three US Cars Mfg. Now Lease

Uber lost a whopping $1.27 billion
     in the first half of 2016

Sales Tax Slice: Uber's Self-Driving Cars
  Raise Lease vs. Service Issues

Is This the Top-Secret KFC Recipe?
  11 Herbs and Spices




--You May Have Missed It

Dogs prefer praise and affection to snacks, study shows


Baseball Poem

whiskey moon

frank says the full moon
is for whiskey,
spits tobacco to punctuate
his short sentences,
hours sipping, replaying
his career in slow motion,
oiling the first baseman's mitt,
then spreading it carefully
to catch the milky light,
frank says it softens the leather,
I say it embalms the memory.
from Tim Peeler, from his book
"Touching All the Bases." He has given us permission
to reproduce them.
These come from a soft cover 128 pages
with index published by
( they take two weeks to send, but you are helping
He is a unique American poet.
He lives in Hickory, North Carolina.




Sports Briefs----

Al Roker gets into heated argument on 'Today'
   show over Ryan Lochte


Las Vegas stadium backers down to 2 top sites for Raiders

Raiders file to trademark 'Las Vegas Raiders',
   release renderings of $1.9 billion stadium

Banc of California snags naming rights
    for L.A. Football Club soccer stadium 

Paxton Lynch still learning to call plays with Broncos

Bill Belichick may have grabbed his next sleeper Patriots star

Warriors jump from KNBR to 95.7 FM the Game:
Why they did it, what this means, what’s next for Tom Tolbert?

San Francisco 49ers' Colin Kaepernick says
  he 'most definitely' has a chance to return as a starter


California Nuts Briefs---

Lawmakers, Jerry Brown claim major political victory
    on climate change bills 

Los Gatos: C.B. Hannegan's is closing

Almost $3 million for a geodesic dome houseboat in Sausalito

Yountville estate includes Cabernet Vineyard


“Gimme that Wine”

Early results of Central Coast harvest indicate
 a modest size crop of good quality fruit

Sonoma County Vintners unveils community outreach plan

What Retailers Like in Wine Packaging

The Legendary Wine Cellar Hidden Beneath Monte Carlo

One of America’s Best Sommeliers
   Blind Taste Tests Sparkling Wine Under $15

Free Mobile Wine Program

Wine Prices by vintage

US/International Wine Events

Leasing News Wine & Spirits Page


This Day in American History


    1791 - John Fitch was granted a patent for a steamboat after a dispute on the invention, but it wasn't until 1814 that Fulton and Livingston started steam boating when they began to offer regular steamboat service between New Orleans and Natchez, Mississippi. The boats traveled at the rates of eight miles per hour downstream and three miles per hour upstream. It revolutionized commerce in the area, eventually spreading up the entire Mississippi and other tributaries.
    1839 - The slave ship Amistad was captured off Long Island. The U.S.S. Washington, a U.S. Navy brig, seized the Amistad York, and escorted it to New London, Connecticut.
    1847 - Liberia was proclaimed an independent republic. Freed American slaves founded Liberia. They modeled their constitution after that of the US, copied the US flag, and named their capital Monrovia, after James Monroe, who financed early settlers. Over the decades, 16,400 former slaves made the voyage. They assumed that the 16 native tribes were there to be exploited.
    1862 - The stage is set for the Second Battle of Bull Run when Confederate cavalry under General Fitzhugh Lee enter Manassas Junction and capture the rail center. It was the culmination of an offensive campaign waged by Confederate Gen. Lee’s Army of Northern Virginia against Union Gen. Pope’s Army of Virginia of a much larger scale and numbers than the First Bull Run fought on July 21, 1861 on the same ground. Confederate Gen. Stonewall Jackson captured the Union supply depot at Manassas Jct, threatening Pope's line of communications with Washington, DC. Withdrawing a few miles to the northwest, Jackson took up defensive positions on Stony Ridge. On August 28, 1862, Jackson attacked a Union column just east of Gainesville, resulting in a stalemate. On that same day, the wing of Lee's army commanded by Maj. Gen. Longstreet broke through light Union resistance and approached the battlefield. Pope became convinced that he had trapped Jackson and concentrated the bulk of his army against him. On August 29, Pope launched a series of assaults against Jackson's position. The attacks were repulsed with heavy casualties on both sides. At noon, Longstreet arrived and took position on Jackson's right flank. On August 30, Pope renewed his attacks, seemingly unaware that Longstreet was on the field. When massed Confederate artillery devastated a Union assault by Maj. Gen. Fitz John Porter’s V Corps, Longstreet's wing of 25,000 men in five divisions counterattacked in the largest simultaneous mass assault of the war. The Union left flank was crushed and the army was driven back to Bull Run. Only an effective Union rear guard action prevented a replay of the First Bull Run defeat.  The result was a major victory for the Confederacy.
    1865 - Civil War ends with naval strength over 58,500 men and 600 ships.
    1867 - The National Teachers Association was organized at a national convention attended by representatives of state teachers' associations, who met in the Hall of the Controllers of the Public Schools in Philadelphia, PA. The organization was intended “to elevate the character and advance the interest of the profession of teaching and to promote the cause of popular education in the United States.”  John L. Enos was chairman. At the conventional held in Cleveland, OH on August 15, 1870, the name was changed to the National Education Association.
    1873 - The birthday of Lee DeForest (1873-1961) at Council Bluffs, IA.  A brilliant inventor whose inventions include the electron tube, radio knife for surgery and the photoelectric cell, he was also a pioneer in the creation of talking pictures and television. Lee was holder of hundreds of patents but perhaps is best remembered by the moniker he gave himself in the title of his autobiography, “Father of Radio,” published in 1950. So unbelievable was the idea of wireless radio broadcasting that De Forest was accused of fraud and arrested for selling stock to underwrite his invention that would become an essential part of daily life.
    1873 - The first public school kindergarten class was started by the Board of Education of St. Louis, MO, and officially opened September, 1873 in the Des Peres School, with an enrollment of 42. Susan Elizabeth Blow was the teacher. Dr. William Torrey Harris was the superintendent of schools. The concept first started in Germany, thus the name of this organized and public “pre-school” class.
    1874 - Birthday of Zona Gale (1874-1938) in Portage, WI.  She was the first woman to have a play on Broadway and the first woman to win the Pulitzer (1921) for drama. An ardent feminist and activist, her writing style evolved throughout her life and her later works appear to be the works of a different writer.
    1883 - The biggest explosion in history, the eruption of the Indonesian volcanic island, Karakatoa (Krakatau), was heard 3,000 miles away, created tidal waves 120 feet high, killed 36,000 people, hurled five cubic miles of earth fragments into the air (some to a height of 50 miles) and effected the oceans and the atmosphere for years.
    1896 - Besse Berry Cooper (1896-2012) was born in Sullivan County, TN. She was an American supercentenarian who was the world’s oldest living person from June 21, 2011, until her death. She was, at the time of her death, the 8th oldest verified person ever and one of only eight people verified to have lived to the age of 116.
    1901 - The New Testament of the ASV (American Standard Version) Bible was first published. This U.S. edition of the 1881 English Revised Version (ERV) comprised the first major American Bible translation since the King James Version of 1611.
    1901 – A major figure of the Viet Nam era, Gen. Maxwell Taylor (1901-87) was born in Keytesville, MO.
    1903 - Singer Jimmy Rushing’s (1901-72) birthday, Oklahoma City.
    1904 - Birthday of Christopher Isherwood (1904-86) at High Lane Cheshire, England.  He lived in the Pacific Palisades when I was growing up and we ran into him often in coffee shops with his close male companion. Isherwood was an author of short stories, plays and novels.  The play and motion picture “I am a Camera” and the musical “Cabaret” were based on the short story, “Sally Bowles” in his collection from the 1930's titled “Goodbye to Berlin,” which contained the line, “I am a camera with its shutter open, quite passive, recording not thinking.”
    1906 - Birthday of American medical researcher Albert Bruce Sabin (1906-71), at Bialystok, Poland. He is most noted for his oral vaccine for polio, which replaced Jonas Salk's injected vaccine because Sabin's provided lifetime protection. He was awarded the US National a Medal of Science in 1971.
    1909 – The Cuban Giants, of Trenton, NJ, were the first all-black professional baseball team and they played in the Middle States League.  2B William Bradford was killed by a bolt of lightning while playing a game, as the electricity carried through his spikes, ending his life at age 23.
    1909 – “Jock Ewing,” actor Jim Davis (1909-81) was born in Edgerton, MO.  Davis had the role as the head of the Ewing family in the CBS series “Dallas” (1978-91).  Before that, his film and TV resume includes dozens of mostly supporting roles.
    1912 – Walter Johnson’s 16-game winning streak ends under American League rules of the time. Against the St. Louis Browns, he relieved with one out and two on in the 7th inning of a tie game. The two runners scored on a single and the Nationals lost, 4-3. The two runs are charged to Johnson, not Hughes, giving him the defeat. Under the National League’s rules, and those of today, Johnson would not be charged with the loss. After the season, AL president Ban Johnson changed the rule to conform with the senior circuit but the damage was done and the streak ended.
    1920 - The 19th Amendment was certified and became part of the US Constitution. Known as the Woman's Equality Act, it prohibits discrimination on the basis of sex with regard to voting. It was a long time coming, actually submitted in 1868 to Congress and at intervals thereafter without much success. It actually passed the Congress on May 21, 1919, and by the Senate on June 4. It was ratified by Illinois, Wisconsin, and Michigan on June 10. Tennessee was the 36th state to ratify, on August 18, thus completing the necessary three-quarters of the states to put the amendment into effect. Not all the states ratified this amendment, by the way, while there were states that allowed women to vote in state and local elections, but not national elections.
    1921 – Ben Bradlee (1921-2014), former Executive Editor of The Washington Post during Watergate, was born in Boston.  He became a national figure during the presidency of Richard Nixon when he challenged the federal government over the right to publish the Pentagon Papers and oversaw the publication of Woodward’s and Bernstein’s stories documenting the scandal that eventually forced Nixon’s resignation.
    1924 - Birthday of singer Frances Wayne (1924-78) was born Clara Bertocci at Boston, MA.
    1934 – Tom Heinson was born in Jersey City, NJ.  He has been associated with the Boston Celtics for six decades as a player, coach and broadcaster. He played for the Celtics from 1956 to 1965, winning 8 NBA titles, and coached the team from 1969 to 1978, winning two NBA titles.  He is one of only four NBA Hall of Famers to be so honored as both a player and coach.
     1937 - Pumping of bay sand to build Treasure Island in San Francisco Bay is finished. The original intention was to become the city’s airport, but holding the city's third World’s Fair took precedence.   During World War II, the Navy seized the island and built a Naval Air Station that operated through 1997.
    1927 - Birthday Annie Turner Wittenmeyer (1827-1900) in Adams County, OH, who spent at least $130,000 of her own money and personally carried food and supplies to the front and to wounded soldiers in hospitals during the Civil War. She developed special diet kitchens for army hospitals because the food was so bad.
    1939 - The first Major League baseball game to be shown on television was a double-header played at Ebbetts Field between the Cincinnati Reds and the Brooklyn Dodgers. Both games were televised by station W2XBS, New York City, using two cameras that alternated according to the play. During the intermission, there were appearances by Leo Durocher, manager of the Dodgers, William McKechnie, manager of the Reds, and several players. Hall of Fame broadcaster Walter Lanier “Red” Barber was the announcer.
    1943 - Birthday of Charles Isbell, Sr., author of “This Day in Black History,” Chattanooga, Tennessee.
    1943 - William Dawson elected Black Democratic Party vice-presidential candidate.
    1946 - Birthday of composer, singer and producer Valerie Simpson Ashford in The Bronx.  With husband Nick Ashford (1941-2011) they were a husband-and-wife songwriting-production team and recording artists.  Their compositions were recorded by Ronnie Milsap, ("Never Had It So Good"), Maxine Brown ("One Step at a Time"), The Shirelles and Chuck Jackson. Another of their songs, "Let’s Go Get Stoned," gave Ray Charles a number one U.S. R&B hit in 1966. That same year, Ashford & Simpson joined Motown where their best-known songs included "Ain’t No Mountain High Enough," "You’re All I Need to Get By," "Ain’t Nothin Like the Real Thing," and "Reach Out and Touch (Somebody’s Hand)."  Ashford and Simpson wrote many other hit songs, including “I’m Every Woman” (1978) and "Is It Still Good to You?"  As performers, Ashford & Simpson's best-known duets are "Solid (As a Rock)" and "Found a Cure" (1979). They were inducted into the Songwriters Hall of Fame in 2002, recipients of The Rhythm & Blues Foundation's Pioneer Award in 1999, and ASCAP’s highest honor, the Founder's Award, which they received on March 18, 1996. 
    1947 - Don Bankhead became the first black pitcher in the Majors. The Brooklyn Dodger hurler helped his own cause by slamming a home run in his first appearance at the plate.
    1950 – Dodgers’ C Roy Campanella hit three home runs in a 7 - 5 win over the Reds at Crosley Field.
    1950 - HANDRICH, MELVIN O., Medal of Honor.
Rank and organization: Master Sergeant, U.S. Army, Company C, 5th Infantry Regiment. Place and date: Near Sobuk San Mountain, Korea, 25 and 26 August 1950. Entered service at: Manawa, Wis. Born: 26 January 1919, Manawa, Wis. G.O. No.: 60, 2 August 1951. Citation: M/Sgt. Handrich, Company C, distinguished himself by conspicuous gallantry and intrepidity above and beyond the call of duty in action. His company was engaged in repulsing an estimated 150 enemy who were threatening to overrun its position. Near midnight on 25 August, a hostile group over 100 strong attempted to infiltrate the company perimeter. M/Sgt. Handrich, despite the heavy enemy fire, voluntarily left the comparative safety of the defensive area and moved to a forward position where he could direct mortar and artillery fire upon the advancing enemy. He remained at this post for 8 hours directing fire against the enemy who often approached to within 50 feet of his position. Again, on the morning of 26 August, another strong hostile force made an attempt to overrun the company's position. With complete disregard for his safety, M/Sgt. Handrich rose to his feet and from this exposed position fired his rifle and directed mortar and artillery fire on the attackers. At the peak of this action he observed elements of his company preparing to withdraw. He perilously made his way across fire-swept terrain to the defense area where, by example and forceful leadership, he reorganized the men to continue the fight. During the action M/Sgt. Handrich was severely wounded. Refusing to take cover or be evacuated, he returned to his forward position and continued to direct the company's fire. Later a determined enemy attack overran M/Sgt. Handrich's position and he was mortally wounded. When the position was retaken, over 70 enemy dead were counted in the area he had so intrepidly defended. M/Sgt. Handrich's sustained personal bravery, consummate courage, and gallant self-sacrifice reflect untold glory upon himself and the heroic traditions of the military service.     
    1951 - At the Polo Grounds, Chuck Connors, later TV’s “The Rifleman”, clubbed his 2nd and last major league homer, a three-run shot off the Giants’ Sal Maglie in the 9th to give the visiting Cubs a temporary 4-4 tie. The Giants took the nightcap, 5-1, to run their victory streak to 14 games. Willie Mays electrified the crowd in the 6th by singling, advancing on a balk and a short fly, and stealing home. The Giants now trail the Dodgers by six games a week after trailing by 13.5 games.
    1957 - The theme from the movie “Tammy and the Bachelor,” called simply "Tammy" by Debbie Reynolds sat at the top of both the Billboard record chart and Cashbox Magazine's best sellers list. Debbie was accompanied by only a piano on the single release, but the movie version included a full orchestra.
    1957 - The Ford Motor Company rolled out the first Edsel automobile. 110,847 of the cars were built before Ford pulled the plug due to lack of sales. The car was named Edsel for the company founder's son, Edsel Bryant Ford.
    1960 - Birthday of musician Branford Marsalis, Breaux Bridge, LA.
    1961 - The NHL Hockey Hall of Fame opened in Toronto, Canada.
    1961 – Roger Maris, on the way to a record 61, hit his 51st HR, the most homers in Major League history at this point in the season.
    1964 - Lyndon Baines Johnson was nominated at Democratic convention in Atlantic City, NJ, after assuming the presidency upon the death of John F. Kennedy in 1963.  Senator Hubert Humphrey of Minnesota was nominated for the vice-presidency. The Gulf of Tonkin Resolution, a joint resolution approving US action in Southeast Asia, was passed by Congress less than twenty days earlier. In September, the Warren Commission would report the assassination of John F. Kennedy was by one lone person, Lee Harvey Oswald, and that Jack Ruby, convicted murdered of Oswald, had had no prior contact with Oswald. In November, Johnson would gain 486 electoral votes over Sen. Barry M. Goldwater, 52, with a popular vote split of 43,126,506 to 27,176,799. The Democrats would gain one senate seat for a 68-32 majority, and 37 House seats for a 296-140 majority. Johnson would think it was his “hawk” stand and being a “leader” that got him the position, not the television ads of the atomic bomb explosions that told this would happen if Goldwater were chosen. The death of JFK was still in everyone's mind, and Johnson being sworn in with Jackie Kennedy on the airplane was vivid.
    1966 - 13th Floor Elevator, Grace Slick and the Great Society, and Sopwith Camel at the San Francisco Fillmore Auditorium.
    1966 - After seeing a caricature of himself on the scoreboard, an angry Leo Durocher calls the Astrodome's press box to have it removed. When nothing is done, the enraged Cubs manager rips the phone out of the dugout wall and tosses it onto the infield.
    1967 - The Beatles followed their favorite new lecturer, the Maharishi Mahesh Yogi, to University College in Bangor, North Wales, along with Mick Jagger and his girlfriend, Marianne Faithfull. After his lecture the group, he held a press conference to announce that they've become his disciples in the "Spiritual Regeneration Movement" and officially renounced the use of all drugs.
    1967 - DAY, GEORGE E., Medal of Honor.
Rank and organization: Colonel (then Major), U.S. Air Force, Forward Air Controller Pilot of an F-100 aircraft. Place and date: North Vietnam, 26 August 1967. Entered service at: Sioux City, Iowa. Born: 24 February 1925, Sioux City, Iowa. Citation: On 26 August 1967, Col. Day was forced to eject from his aircraft over North Vietnam when it was hit by ground fire. His right arm was broken in 3 places, and his left knee was badly sprained. He was immediately captured by hostile forces and taken to a prison camp where he was interrogated and severely tortured. After causing the guards to relax their vigilance, Col. Day escaped into the jungle and began the trek toward South Vietnam. Despite injuries inflicted by fragments of a bomb or rocket, he continued southward surviving only on a few berries and uncooked frogs. He successfully evaded enemy patrols and reached the Ben Hai River, where he encountered U.S. artillery barrages. With the aid of a bamboo log float, Col. Day swam across the river and entered the demilitarized zone. Due to delirium, he lost his sense of direction and wandered aimlessly for several days. After several unsuccessful attempts to signal U.S. aircraft, he was ambushed and recaptured by the Viet Cong, sustaining gunshot wounds to his left hand and thigh. He was returned to the prison from which he had escaped and later was moved to Hanoi after giving his captors false information to questions put before him. Physically, Col. Day was totally debilitated and unable to perform even the simplest task for himself. Despite his many injuries, he continued to offer maximum resistance. His personal bravery in the face of deadly enemy pressure was significant in saving the lives of fellow aviators who were still flying against the enemy. Col. Day's conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty are in keeping with the highest traditions of the U.S. Air Force and reflect great credit upon himself and the U.S. Armed Forces.
    1967 - Jimi Hendrix's “Purple Haze” was released. “Are You Experienced?” (1968) is the greatest psychedelic blues ever conceived. Classic Albums:  “The Jimi Hendrix Experience” - Electric Ladyland DVD. Great footage of Hendrix and The Experience. This DVD is a rare insight into one of the truest musical genius of the 20th century.
    1968 - The first national political convention to propose African-Americans for the offices of President and Vice-President took place at the Democratic convention in Chicago.  Rev. Channing Emery Phillips of Washington, DC received 67.5 of the 2,622 votes. Julian Bond of Atlanta was nominated on August 29, but declined, as he did not fulfill the necessary age requirement. Once considered the rising star on the political arena, he all but disappeared from national view and died Aug. 15, 2015.
    1968 - Jeannie C. Riley's "Harper Valley P.T.A." is certified Gold.
    1968 - Democratic Party Convention in Chicago: Yippie activist Abbie Hoffman protested a decision to forcibly drive people out of the park. Tom Hayden was arrested in the afternoon for a certain squad car incident. Hoffman and Jerry Rubin allegedly urged demonstrators to hold Lincoln Park. Rennie Davis urged demonstrators "Don't let the pigs take the hill (high ground near a statue in the park)." About 3,000 demonstrators gathered chanting, singing songs, and talking and were attacked by police with clubs and tear gas after the 11 pm curfew.  Meanwhile, Mayor Richard Daley opened the Democratic National Convention.
    1968 - The Beatles releases "Hey Jude" b/w "Revolution."
    1969 - Although Elvis Presley has written a soprano part for backup singer Cissy Houston during "Are You Lonesome Tonight?," her actual live performance of it tonight at the International Hotel in Vegas strikes Elvis as amazingly funny for some reason, leading to a collector's classic: a performance where the King cannot stop laughing. "That's it, man, fourteen years right down the drain," he jokes as the song ends.
    1970 - In San Francisco, the Isle of Wight Pop Festival was underway.  Jimi Hendrix made his last public appearance. Other Isle of Wight artists included The Who, John Sebastian, Donovan, Ten Years After, The Doors, Moody Blues, Kris Kristofferson, Miles Davis, Leonard Cohen, Tiny Tim, Emerson, Lake and Palmer, Joan Baez and Jethro Tull.
    1970 - Jimi Hendrix opened his recording studio in New York City. Because of its state-of-the-art 36-track recording capability, it attracted many top rock groups.
    1970 - After an all-night jam, the Allman Brothers' Duane Allman asks Eric Clapton if he can attend the recording sessions for his new group, Derek and the Dominoes. Clapton agrees, only on the condition that Allman also play on the sessions.
    1970 – Betty Friedan (1921-2006) led the feminist movement to a nationwide Women’s Strike for Equality.  Her 1963 book, “The Feminist Mystique” is often credited with sparking the second wave of American feminism in the 20th century. In 1966, Friedan co-founded and was elected the first president of the National Organization for Women (NOW), which aimed to bring women "into the mainstream of American society now [in] fully equal partnership with men".  In 1970, after stepping down as NOW's first president, Friedan organized the nationwide Women’s Strike for Equality on the 50th anniversary of the Nineteenth Amendment granting women the right to vote. The national strike was successful beyond expectations in broadening the feminist movement; the march led by Friedan in New York City alone attracted over 50,000 women and men. In 1971, Friedan joined other leading feminists to establish the National Women’s Political Caucus. Friedan was also a strong supporter of the proposed Equal Rights Amendment to the United States Constitution that passed the United States House of Representatives (by a vote of 354–24) and Senate (84–8) following intense pressure by women's groups led by NOW in the early 1970s. Following Congressional passage of the amendment, Friedan advocated for ratification of the amendment in the states and supported other women's rights reforms: she founded the National Association for the Repeal of Abortion Laws but was later critical of the abortion-centered positions of many liberal feminists.     
    1978 - Italian Cardinal Albino Luciani, 65, was elevated to the papacy as John Paul I. His unexpected, and to some, suspicious, death only 34 days later left a profound sadness for millions of people who had been drawn to him by his warm personality.
    1978 - Nearly sixteen years after he topped the US record charts with "Sherry," Frankie Valli had the number one song again, with the title track from the musical “Grease.” It went on to sell over 2 million in the States and was also a #3 hit in the UK.
    1980 - Kansas City Royals 3B George Brett raised his batting average to .407 with four singles and a double in 5 at-bats.
    1981 - The Mayor of Ottawa, Ontario, Canada, Marion Dewar, declared today "Paul Anka Day" in honor of its native son.
    1987 - The Fuller Brush Company announced plans to open two retail stores in Dallas, TX. This was a first for the company that had sold its products door to door for 81 years.
    1987 - Sonny Bono (1935-98), who once said that he never voted until age 53, announced that he was running for Mayor of Palm Springs, California. Sonny said he was frustrated over the red tape he faced for a remodeling project at his Italian restaurant. He would win the election in 1988 and serve until 1992. He failed in a Senate race later that year, but won a seat in Congress in 1996. Bono died in a skiing accident on January 6th, 1998, at the age of 62.
    1988 - A dozen cities in Texas, Colorado and California reported record high temperatures for the date, including readings of 100 degrees at Pueblo, CO, 106 degrees at Wichita Falls, TX, and 109 degrees at Redding, CA. Afternoon thunderstorms in Utah deluged the town of Beaver with more than an inch of rain in twenty minutes.
    1990 – In his first game after six weeks on the DL, Kansas City’s Bo Jackson homered in his first at bat, off later Hall of Famer Randy Johnson, to tie a Major League record with four consecutive homers. Bo added a single and double as KC rolled by Seattle, 8-2.
    1992 - A no-fly zone was imposed on southern Iraq. Operation Southern Watch was orchestrated by the United States, France and Britain. The campaign supported U.N. Security Council resolutions containing Iraq, protecting Kuwait, and keeping pressure on Saddam Hussein's Iraqi regime.
    1996 - With ten year, $20 million deal, Pro Player, the sports apparel division of Fruit of the Loom, becomes the first sports marketing and products company to have its name used as the moniker for a stadium. The renaming of Joe Robbie Stadium, the home of the Florida Marlins, to Pro Player Stadium sparks controversy as many Miamians believe the name of the benefactor, whose name will be removed, should still be included due to his generosity and efforts to fund the original project.
    2002 - The first video streaming coverage of a Major League baseball game takes place on the internet. Approximately 30,000 fans visit to see the Yankees defeat the Rangers, 10-3.
    2002 - Derek Jeter becomes only the third player to score at least 100 runs in his first seven major league seasons. The Yankees' shortstop joins Hall of Fame outfielders Ted Williams (Red Sox, 1939-49) and Earle Combs (Yankees, 1925-32) as the only big leaguers to accomplish the feat.
    2003 - Rolling Stone Magazine named Jimi Hendrix as the greatest guitarist in Rock history. Eric Clapton, Jimmy Page, Keith Richards, Chuck Berry, Stevie Ray Vaughan and Ry Cooder also made the top 10.
    2005 - A post office in Los Angeles was renamed after singer Ray Charles due to its close proximity to the studio where he recorded later in life.
    2014 - Burger King Worldwide Inc. acquired Canadian restaurant chain Tim Hortons Inc. for US$11B and moved its headquarters to Canada. The merger created the third-largest global fast food company, Restaurant Brands International.



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(chronological order)

- George Davis Passes Away
- Top Five Leasing Company Websites
  in North America
- Alternate Finance Association Membership
- Dan Lee (1953- 2016) Obituary
   Response from Friends in Leasing & Finance
- Too Many Complaints about Leasing Companies
- National Funding Deploys $1.5 Billion
- Introducing Jeff Hilzinger, President and CEO/His Plans
- DealSafe---Control of Contractual Rights
- Big Banks Lose Near Half a Trillion Dollars
- Madison Capital eDoc Experience
- Ascentium Capital Reports Strong 2nd Quarter Growth
- Axis Capital Subject to Possible Receivership
- Bob New Passes Away
   Ran His Company 56 Years While Blind
- British Exit (or Better Known as "Brexit")
  U.S. Finance/Leasing Executive Reactions
- Balboa Capital Tagged for Quarterly Payment Scam
- Ascentium Capital Reaches Out for Growth
   Hires Goldman Sachs
- Learn Why First American Equipment Finance Has
  55 CLFPs, the Company with the Most in the Industry
- Confusion Regarding California Lender’s License Law
- New Funder Doing 12-Month Deals With Weekly Payments
- Auto Leasing to Grow by Allan Levine
- Loan Brokers Unite! Support the Industry
- Why Operating Leases Will Come Back - Explained
- Good Times Are Ahead for Equipment Leasing
CLFP Foundation Adds 36 New CLFP's
- Chart - Three US Companies Hoarding the Most Cash
- California Licensed Brokers CAN Send Deal to Banks
- The Housing Crisis Is Great News for America
- Major Changes Coming in Bank, Finance, Leasing Regulations
- It's Not the United States with Highest Income Tax
- California Department of Business Oversight Confirms
that Brokers Need Licenses and Lessors Can’t Pay Unlicensed Brokers
- Signs of a Chill in Fintech Funding?
- What Happened to the $11.4 Million
   in the IFC Credit Bankruptcy “Approved Disbursements?”
- Balboa Capital Tagged for Bait and Switch
  on Lease Payoff Quote
- Alert: Dallin Hawkins Making Rounds Again
   Bulletin Board Complaints
- FinTech #102  by Christopher Menkin
   Menkin has an Epiphany
- Alternate Finance Companies - Subprime
- FICO Score: Excellent to Bad
- Nearly a Third of Lending Club Borrowers’ Income Is ‘Not Verified’
- “Lending Club Sends up a Red Flare”
- Reaction to "Lending Club Sends up a Red Flare"
- OnDeck Crashes As Online Lending Sector Struggles
- Is DLL Leasing Really Up for Sale?"
- Year-End Leasing and Finance Association Membership
- Equipment Leasing and Finance Association and
   CLFP Foundation Announce Collaboration
- New Study Identifies Companies Most Impacted
   by New FASB and IFRS Lease Accounting Rules
- The top 50 brands in Quick Service and Fast Casual
- Charlie Chan on Balboa Capital
- Reader Complaint About LEAF Financial Investment (Collection)
- How to be a “Leasing Expert Witness”
    and Make Extra Income
- 2014 Survey Reports Expert Witness Hourly Fees
    Record All-Time Highs
- Your Photograph on
Use a Password Generator
- Banks Turn Toward Leasing for More Profit
- Why Leasing News is Different
- Take Your Banker to Lunch
- Lease Police Tips on Judging Vendors
- Alert: Rudy Trebels Back Soliciting Broker Business
- HL Leasing/John Otto--Update
- NorVergence- Year end, 2013
- Twelve Lawyers Against Evergreen Clause Abuse
- Wants to Go After Lessors and Their Attorneys
   Re: Evergreen Clause Abuses
- Sample of Usury Laws in United States
- Balboa Capital Class Action Case Settled--$5 million?
- Old Cowboy On His Horse
- Leasing Brokers: When May You Collect a Commission?
- Balboa Capital, Irvine, California
   $20,543.22 Bulletin Board Complaint
   Alleged “Bait and Switch”
- Female Lease Finance Association Presidents
- Broker’s Responsibility to Obtain
    California Lender’s License
- The Day that Albert Einstein Feared May Have Finally Arrived
- Equipment Finance Agreements Explained/Barry S. Marks
- Royal Links "True Lease" Court Ruling
- "The Memory Shock" –New Book by Barry Reitman
- Jeff Taylor's Leasing Predictions, Spring, 2006
- New Case against Mazuma Capital and Republic Bank
  ---Automatic Evergreen Payment---PPR
- Charles Schwartz and Allied Health
- Copier Wars---It's more than the lease payment
    by Christopher Menkin
- Leasing Gypsies
- Verifying Tax Returns
- Special Report: Part I
   Could Church Kiosks, Royal Link Carts, NorVergence results been avoided?

   The use of “Equipment Finance Agreements”
- Special Report: Part II
    Bank of the West

   Equipment Lease Agreement (EFA)
- California License Web Addresses
- Settlement Costs vs. Litigation Costs