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Leasing News is a web site that posts information, news, and
entertainment for the commercial alternate financing,
bank, finance and leasing industries

Friday, February 3, 2017

Today's Equipment Leasing Headlines

Bank of West Closes Indirect Lease Division
    Remains in Direct Leasing Business
California Treasurer Working to Give Cannabis Industry
  Access to Banking and Leasing Services 
New Hires---Promotions in the Leasing Business
   and Related Industries
Leasing Industry Ads---Help Wanted
   Join a Leading Organization
How Brittany Helps Her Clients Discover Leads
   FinTech #102 by Brittney Holcomb
Saluting Leasing News Advisor
   Phil Dushey
Full Evergreen Clause Disclosure
   Companies who notify lessee in advance of lease expiration
La La Land/Toni Erdmann
Jason Bourne/Deepwater Horizon/Something Wild
Film/Digital Reviews by Fernando Croce
German Shepherd Mix
Van Nuys, California  Adopt a Dog
Updated Leasing/Finance Conference Information
News Briefs---
Amazon: 43 Percent Of Online Sales In 2016
  Last Holiday Best Season So Far

Broker/Funder/Industry Lists | Features (writer's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months (Be Careful of Doing Business)
Leasing News Icon for Android Mobile Device 

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  Sports Brief----
   California Nuts Brief---
   "Gimme that Wine"
     This Day in American History
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          Traffic Live----

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Bank of West Closes Indirect Lease Division
Remains in Direct Leasing Business

Bank of the West is discontinuing its 3rd Party Origination Division in Dublin, California. It leaves their vendor direct division active under Nick Gibbens, VP Equipment Finance, San Francisco, California; working primarily with vendors as the division was originally Trinity
Capital Corporation, acquired in 2002.

From a high reliable sources: "Selected staff has been given a 30-day notice with pay to include Nick Ross and Lori Littleford, Vice Presidents,  and of course this ends our 34 year relationship with the bank. Prior to this morning, no one had a clue that this was coming. "

This appears to have been in the works since Jerry Newell retired; Steve Crane now works at BSB Leasing, and other key members have departed.

The department was cut back and another broker representative and two documentation people were let go, perhaps moved to another department.  Reportedly those who review applications  or made credit decisions were shared with other departments at the time and are still employed.

The following was sent out to Bank of West Indirect Brokers:

“Dear Valued Partner:

“Bank of the West Equipment Finance Division (EFD) has made the difficult decision to discontinue the 3rd Party Originations program, effective immediately.

“All outstanding approvals will be continued until expiration of credit approval, and progress payments or ACA transactions that remain undisbursed will continue to be supported. 

“EFD has enjoyed the positive relationships with our Brokers and Discounters and hope that your company has benefitted from our 30 year participation in this segment of the equipment finance industry.  We are grateful for your previous business and wish you the best of success in the future.

“Please do not hesitated to contact us with any questions or concerns,
Bank of the West.”

Equipment Finance Division


Leasing News is attempting to reach Russ Rickards, who was head of the program at CenVal Leasing, which was sold to Bank of the West, where he managed it for many years. He is retired in the mountains of Northern California.



California Treasurer Working to Give Cannabis Industry
Access to Banking and Leasing Services

by Marshall Goldberg, Esq.

Following the passage of Proposition 64 that legalizes marijuana for adults over 21, California State Treasurer John Chiang has formed the Cannabis Banking Working Group to develop a plan for later this year for giving the state’s cannabis industry access to banking and other financial services such as equipment leasing.

The group has been given a year to develop a solution to the conflict between state and federal laws that has made it necessary for marijuana businesses in other states where it is legal to operate on a cash basis. Federal law currently classifies marijuana as a Schedule 1 narcotic — the same as heroin — which makes most financial institutions wary of doing business with dispensaries and growers for fear they will face money laundering charges.

According to a 2015 report in American Banker, only 266 of the country’s 6,200 financial institutions serve marijuana-related businesses. California estimates that its cannabis industry will take in $7 billion in profits in 2017 and pay $1 billion in state taxes.

The OC Register reported that Chiang has reached out to the state’s congressional delegation as well as to the incoming Trump administration seeking clarification on its stance regarding making banking services available to the marijuana industry. Chiang said he does not foresee California creating a state bank specifically to serve growers and dispensaries, perhaps because Colorado tried a similar approach in 2014 but its application for a cannabis industry credit union was rejected by the Federal Reserve.

The Cannabis Banking Working Group, which consists of 16 members, will meet throughout the state to discuss banking issues.  Group member Fiona Ma, Board of Equalization Chairwoman, noted, “The cannabis industry is the largest shadow economy in California. Allowing them banking access would facilitate compliance and bring millions of dollars into our economy.”

Marshall Goldberg
21600 Oxnard Street, Suite 320
Woodland Hills, CA 91367.
(818) 888-2220



Leasing Industry Ads---Help Wanted

For information on placing a help wanted ad, please click here:


New Hires---Promotions in the Leasing Business
and Related Industries

Nick Bionda, CLFP, was hired as Vice President, Sales, Ascentium Capital, Kingwood, Texas. He based in the Greater Chicago Area. Previously, he was National Sales Director, Second City Leasing, LLC (February, 2013 – January, 2017); Sales Representative, Aetna Plywood (September, 2011 – December, 2012); Independent Business Development Consultant, Independence Energy, Inc. (March, 2009 – October, 2010); New Business Development, MG Design (July, 2008 – February, 2009); Product Manager, Jaeckle Distributors (October, 2007 – May, 2008); Senior Product Manager, Baer Supply Company
(April, 2005 – May, 2007); Product Marketing Manager, IMC Holdings
(March, 2003 – April, 2005); Independent Sales Rep., Aflac (January, 2002 – March, 2003); Associate Marketing Manager, Direct Response Marketing, WW Grainger (May, 2000 – December, 2001); Assistant Marketing Manager, Quill Corporation, A Staples Company (October, 1995 – May, 2000). Certifications: CLFP, Certified Lease & Finance Professional, CLFP Foundation, Starting July, 2015. Volunteer: Vice-Chairman, Walla-pa-looza Rasin' Cash for Cancer (January, 2009 – January, 2015). Organize fund raising events and raised over $100,000 to assist local residents dealing with Cancer. Education: Columbia College, Bachelor’s Degree, B.S, Business Administration/Marketing (1996 – 1998). McHenry High School High School, General Studies (1982 – 1986).

Steve Celardo was hired as Business Development Manager, VAR Technology Finance, Mesquite, Texas.  He is located in Scottsdale, Arizona. He joined IBM, 1998, as PC Project Manager; promoted 2002, Financial Sales Executive, PC/Intel Specialist; promoted December, 2010, Financial Channels Executive, IBM Global Finance; promoted, October, 2012, Financial Sales Executive, PC/Mobility Finance Specialist. Education: California State University-Northridge, BS, Business Management (1978 – 1982).

Kirsten Dargy was promoted to Digital Marketing Coordinator at LeaseTeam, Inc., Omaha, Nebraska. She joined the company February, 2015, as Marketing Coordinator; promoted January, 2016, Marketing Communications and Social Media Coordinator.  Previously, she Junior Varsity Softball Coach, Mercy High School (February, 2014 – April, 2015); Assistant High School Softball Coach, Papillion, La Vista School District (April, 2015 – Present); Copywriter, Venel, The Communication of Orthopedics (August, 2013 – November, 2014); Intern, Great Plains Athletic Conference (January, 2013 – May, 2013); Campus Security Supervisor, Morningside College (2009 – 2013). Volunteer: Assistant Coach, Nebraska Fury Fastpitch 18's (October, 2014 – Present); Assistant Coach, Quakes Fastpitch Softball 16's
(January, 2014 – July, 2014). Education: Morningside College Bachelor of Business Administration (BBA), Marketing, Graduate (2009 – 2013). Activities and Societies: Leadership Academy, Softball Team.

Teresa Lindskog was hired as National Account Executive, Reliant Funding, San Diego, California. Previously, she was Financial Processing Specialist, Dealstrong (January, 2016 -November, 2016); Fine Dining Server, the Main Course (August, 2015 -September, 2015); Certified Nursing Assistant, Northshore Care Center (May, 2013 - June, 2015); Server, Gunflint Tavern (November, 2012 -June, 2015); VP Marketing and Advertising, Partynitez Entertainment, LLC (September, 2006 - October, 2012); Director of Operations, Mr. Group, Inc. (December, 2011- July, 2012); Paralegal, Morris Law Group, PA (April, 2009-June, 2009); Arbitration, IDT Corporation (September, 2007-March, 2009). Education: Lake Superior College, Bachelor of Applied Science (BASc), Nursing Science (2012 – 2013); University of Phoenix (2004 – 2005). Patrick Henry High School, Diploma, General
(1996 – 1998). Activities and Societies: Debate Team, Spanish, Japanese, Track Team, Softball Team, Swim Team

Michael Lugli was named Market President and Sales Leader for Commercial Banking and Key Private Bank for Key Bank's Northern Indiana Market, Cleveland/Akron, Ohio Area. He joined KeyBank January, 1991 as Senior Vice President; promoted January, 2010, Executive Vice President, National Manager Asset Recovery Group; promoted National Manager, KeyBank Real Estate Capital, September, 2011."Prior to his time with Key, Lugli was vice president and general counsel at Ford Stanhope Development Corporation in Yarmouth, Maine. Previously, he was an associate at Black, Lambert, Coffin and Rudman law firm in Portland, Maine, and in-house counsel at Androscoggin Savings Bank in Lewiston, Maine, practicing in the fields of consumer protection, bankruptcy, loan negotiation, financing and acquisitions."  Education: University of Maine School of Law, JD, Law
(1981 – 1984). Bates College, BA, Economics (1977 – 1981). Bates College,   Political Science, Economics (1977 – 1981).

Matthew McDermott was hired as Credit and Risk Director, Asset Finance at Beyond Funding, London, United Kingdom. Previously, he was Credit and Risk Director, Asset Finance at Beyond Funding London, United Kingdom, Sanctioning Manager, Aldermore (July, 2010 – January, 2015); Credit Manager, Lombard (August, 2005 – July, 2010); Owner, Auto Finance & Leasing (April, 2002 – June, 2005); Credit Analyst, Leaseplan (January, 2000 – May, 2002); Sales, Anz Baml (1993 – 2000). Education: University of Auckland (1992 – 1995). Rosmini (1984 – 1991).

Cliff McKenzie, CLFP, was hired as Senior Vice President of Sales and Strategic Vendor Services Alliance Funding Group, Orange, California. He is based in Allen, Texas. Previously, he was Senior Vice President, Sales, Ascentium Capital (June, 2012-January, 2017). In 1988, he created and managed a captive finance organization, (Fujitsu Finance), for a subsidiary of one of the world’s largest manufacturers; President, FinanciaLogic (September, 1992- May, 2012); President, Epson Financial Services/FinanciaLogic (1996-2010), president, Intermec Finance/FinanciaLogic (1996-2006): President, Norand Finance (1992-1996), Manager, Special Business Programs, Fujitsu Systems of America (1988-1992). Certification: Certified Leasing and Finance Professional. Education: The University of Dallas MBA (1980 – 1981), University of North Texas BA, Debate - Economics (1970 – 1974). Activities and Societies: Debater, Attorney General, Delta Sigma Phi officer.

Andrew Mellon was hired as Equipment Finance, SCM Group Corporate, Duluth, Georgia. Previously he had joined Balboa Capital as Account Manager, Vendor Services, October, 2013; promoted October, 2016 as Sales Manager, Vendor Services Group. Prior, he was at Frontline Setting, starting January, 2012, as Demand Creation Executive; promoted October, 2012, as Research Market Analyst. Equipment Finance Intern, SCM Finance (May, 2009-August, 2001). Education: Georgia Perimeter College (2010 – 2012).

Linda Onestinghel was hired as Vice President, Business Development, Summit Finance Resources, Working Capital Financing, Salt Lake City, California. She is based in Orange County, California. Previously, she was Regional Market Manager, Amerisource Funding (July, 2013 – January, 2017); Vice President, Business Development, Jack Henry & Associates (ProfitStars Division) (April, 1999 – July, 2013); Relationship Manager, Dun & Bradstreet (April, 1991 – April, 1999). Education: California State University-Fullerton (1986 – 1990).

Nancy Pistorio, CLFP, was promoted to President, Madison Capital, Owens Mills, Maryland. She joined the firm in April, 1986, serving in many capacities as she worked her way up the ladder, as well as serving 11 years as Executive Vice President. Her mentor and now Past President and COO, Allan Levine, a longtime member of the Leasing News Advisory Board and contributing writer, "...will remain active as a Partner in the firm with ongoing business development and management responsibilities." She began her career in Real Estate, William E. Koons (April, 1984-April, 1986). Mrs. Pistorio is a Certified Leasing and Finance Professional, Past President, Eastern Association of Equipment Lessors (2005-2007), Past Committee Member, Equipment Leasing and Finance Association Small Ticket Steering Committee (2008-October, 2011), Past Director of the National Equipment Finance Association (2010).  Education: AA, Business Administration (1979 – 1981).

Marcos Silva started his own company, Champion Equipment Finance, Carrolton, Texas. He previously was VP of Transportation, Commercial Fleet Financing (January, 2005 – January, 2017); Customer Service Manager, Repair and Return, Nortel Networks (March, 1995 – September, 2003); Owner, M&M Roofing and Repairs (June, 1991 – February, 1995). Languages: Spanish.





How Brittany Helps Her Clients Discover Leads
FinTech #102 by Brittney Holcomb

“I asked Brittney to explain how she has helped many clients find leads, put deals together, as I saw her explain at a workshop at the National Association of Commercial Loan Brokers Conference. Editor.”

A lot of what we do is to reassure our clients “Pay Per Click” (PPC) can be a great sales pipeline filler and very profitable if done correctly. Below are just a handful of deals that have been the result of leads from PPC ads. Keep in mind an average budget for these different campaigns are anywhere from $1,500 - $5,000 each month:

    • $500,000 for capital to expand their business, purchase property & remodel.
    • $3,000,000 for loan consolidation for previous loan from Ridgestone Bank
    • $1,900,000 existing business acquisition loan
    • $25,000 revolving line of credit for lumber company in PA
    • $100,000 working capital loan for a trash collection company that was used to fix their current fleet of trucks so they could put more vehicles on the street. This loan was funded in 5 days.
    • $50,000 printing equipment

Whether a campaign is brand new or a client is bringing us a campaign they ran in the past that didn’t perform well, our ritual for optimizing them for success is the same. We are strong believers in track everything, assume nothing.

Data never lies. By using tracking through Google Analytics and A/B testing, we are able to target more effectively and test what messaging works for optimizing conversaions. We use analytics to track an array of different metrics, one of which is search volume trends throughout the calendar year. Monitoring seasonal trends allows us to study user patterns through their online behavior, so we can set budgets throughout the year according to when they are most likely to make decisions or convert.

Using accurate analytics tracking also makes remarketing campaigns possible. Analytic codes will track users who have come to your website but never converted. The remarketing ads will be presented to those users until they are lured back to your website to complete the conversion process. Especially in the B2B world, remarketing is so important for efficiently moving a user through the sales funnel and converting.

It’s important to know that selecting the right agency is going to make or break your campaign. Or if you are choosing to run your digital marketing campaign on your own, knowing the best practices are going to make or break your success and the amount you end up spending. When looking into working with an agency, make sure they are a Google certified partner agency. Being a certified agency means we have access to a dedicated Google team that exclusively works on our clients in an effort to monitor their performance, fix any issues as soon as possible, and make sure that we are always on the verge of new resources and technology available.

Having such a direct access to Google has given our agency so much insight to using data available to us for free. With access to all the betas and new resources we can optimize our client’s campaigns better so we are able to produce more for our clientele and also keep their costs down. More leads for less money, who doesn’t love that?!

We are also able to provide a transparent communication to our clientele about how we work with their campaigns and what are normal expectations to set for their campaign performance based on their industry and their budget. One of the most important expectations for every financial business to understanding about online advertising is that - not every lead is a closed deal, nor is every lead going to be a workable deal. When targeting online you must understand that there will be users who are rate shopping and just seeking free information.

We review leads each month with our clients to discuss any common obstacles they faced with the leads. If we find a common issue such as all the leads having ‘low credit scores,’ then we are able to revisit the ad copy and make adjustments to avoid leads like those in the future.  While we will make sure we are getting the right users to our client’s website through ads, it is the client’s job to work the lead and close the deal.

Reviewing data consistently not only gives you a good idea of how your ads are performing, it also allows you to see where your users are coming from geographically, what devices they are using and what time and day they are converting the most. While this may seem like too much data for some, this actually helps us gear our ad schedule and bid adjustments accordingly so we don’t waste money on non-converting territories or times, and target our budgets more where our users are converting.

As more financial companies embrace digital marketing, it’s important to remember that not all strategies work the same for every business. Some practices work better for certain products and some work better for different geographical locations. A big part of running a successful digital marketing campaign is accepting the constant trial and error period. Even successful campaigns I manage that have been performing well for years, still have trial and error periods we run consistently. Since change is a constant in the digital world, so is testing. We constantly need to test new strategies to make sure we’re adapting to all the new technology available to us.

Brittney Holcomb is the Director of Paid Search at The Finance Marketing Group. She works exclusively with finance companies and banks to help better develop their business online through digital marketing strategies. Brittney has been trained by some of the top leaders in the industry giving her a vast knowledge she is able to pass along to her client base.


Previous Financial Technology Articles




Leasing News Advisor 
Phil Dushey

Philip Dushey
Global Financial Services
1 State Street
New York NY 10004
Phone 212-480-4900

Phil is one of the original founding members of the Leasing News Advisory Board. Phil Dushey has been active in the finance and leasing industry for the over 36 years. His first company was Global Financial Services, which is still active and successful today. Global specializes in all types of financing such as equipment leasing, accounts receivable financing, debt restructuring, and establishing lines of credit. Mr. Dushey feels that to be competitive in today's expanding financial climate a company must be able to service all of his clients’ needs not just equipment leasing.

In 1989, Mr. Dushey saw a need for a company that would serve the needs of churches, synagogues, mosques, and other places of worship throughout the country for equipment Leasing. At the time, most financing sources were reticent regarding religious institutions. He then formed Global Church Financing. It continues to be the leading company in providing financing to churches and other religious institutions today.

In 2001, Mr. Dushey fulfilled one of his lifelong dreams and formed Global Financial Training Program. He believes it is the most comprehensive and successful training school in the country to train people who want to enter the finance and leasing business. The program includes everything they need to enter the business. He says he very much enjoys teaching how to make money in the finance industry based on 36 years of experience.

Mr. Dushey is a founding member of the National Association of Equipment Leasing Brokers. He has been a member and speaker at many leasing organizations for several years.

He and his wife Laurie have been married for 46 years, with six grandchildren, three boys and three girls age 8, 10, 12, 16, 18 and 20.



Full Evergreen Clause Disclosure
Companies who notify lessee in advance of lease expiration

These companies do not use language to confuse, perhaps to deceive, with the result an automatic continuation for an additional twelve months of payments. They do not invoke the twelve months on a $1.00 purchase option or an Equipment Finance Agreement.

In its editorial of June 30, 2011, Leasing News recommends that the equipment lessor send a certified letter with return receipt; however, at this time, the acceptance of the word of the president of the company will be accepted until proven otherwise.

Advantage Funding
Allegiant Partners
American Leasefund, Inc.
BancLease Acceptance Corporation 
Bank of Ozarks Leasing 
Bankers Capital
Bank of the West, Indirect Equipment Finance 
Black Rock Capital
BSB Leasing
Capital Technology
& Leasing, LLC
Cobra Capital, LLC
Dakota Financial, LLC
Direct Capital

Financial Pacific Leasing
Forum Financial Services, Inc.
Gonor Funding
GreatAmerica Financial

Innovative Lease Services, Inc.
Madison Capital
Macrolease Corporation 
Manufacturer's Lease Plans, Inc
Mesa Leasing
Maxim Commercial Capital
National Machine Tool Financial Corporation
Navitas Lease Corp. 
Northwest Leasing Company
P&L Capital Corporation 
Pacifica Capital 
Padco Financial Services
Park Western Leasing
Pawnee Leasing Corporation
Southern California Leasing, Inc
Specialty Funding, Albuquerque, New Mexico
Standard Professional Services, LLC
Stoddard & Associates 
TEAM Funding Solutions




Fernando's View
By Fernando F. Croce

A tuneful crowd-pleaser (“La La Land”) and a wondrous comedy-drama (“Toni Erdmann”) come to theaters, while DVD releases include a pair of action hits (“Jason Bourne,” “Deepwater Horizon”) and an offbeat discovery (“Something Wild”).

In theaters:

La La Land (Lionsgate): Writer-director Damien Chazelle (“Whiplash”) mines cinema’s melodic past for enchantment in this crowd-pleasing musical-drama, which appears poised to sweep this year’s Oscars. Taking more than a cue from the romances of French director Jacques Demy, Chazelle envisions Los Angeles as a Technicolor city teeming with dreamers, two of which are jazz-obsessed pianist Sebastian (Ryan Gosling) and aspiring playwright Mia (Emma Stone). The two meet and fall deeply in love, but soon find that the demands of their success threaten to tear them apart. Can their idyllic emotions survive the compromises of reality? Made with a canny eye for retro pastiche (including big, ambitious, 1950s-style musical numbers), Chazelle’s acclaimed film benefits greatly from the earnest performances of Gosling and Stone, who give voice and soul to their lyrically yearning characters.

Toni Erdmann (Sony Pictures Classics): Awkward laughter and heartfelt emotion mingle miraculously in this wonderful German comedy from writer-director Maren Ade (“Everyone Else”). Moving unpredictably from one memorable moment to another, the story chronicles the eccentric push-pull between Ines (Sandra Huller), a serious, hardworking businesswoman, and her father Winfred (Peter Simonischek), an aging prankster determined to get her to loosen up and appreciate the absurdity of life. A business trip brings the two together and turns increasingly zany as Winfred begins to appear in disguise as an eccentric millionaire called Toni Erdmann, gleefully unbalancing his daughter’s stuffy routines. Featuring some of the year’s most hilarious scenes as well as some of its most unexpectedly melancholy, Aden’s richly poignant film is a life-affirming gift to movie lovers. With subtitles.

Netflix Tip: Eternally associated with beloved, iconic TV shows, Mary Tyler Moore (1936-2017) also led an acclaimed film career. So in addition to “The Dick Van Dyke Show” and “The Mary Tyler Moore Show,” check out her performances in films like “Thoroughly Modern Millie” (1967), “Ordinary People” (1980), and “Flirting with Disaster” (1996).


Jason Bourne (Universal): Returning to the popular series’ original focus after 2012’s “The Bourne Legacy,” this tense thriller reteams Oscar-nominated filmmaker Paul Greengrass (“Captain Phillips”) with star Matt Damon. Damon plays the eponymous protagonist, the lethal ex-CIA operative last seen eluding the government agencies that trained him. It’s been 10 years, and Bourne finds himself a wanted man once more in an even more volatile global scenario. As the CIA director (Tommy Lee Jones) assigns a skilled computer hacker (Alicia Vikander) along with a former colleague (Julia Stiles) to track him down, he becomes entangled with a ruthless terrorist network known as Iron Hand. With the safety of the world on the balance, Bourne once more steps into the international ring. Fans of the franchise’s earlier installments will surely be pleased with the film’s balance of action and intrigue.

Deepwater Horizon (Summit Entertainment): A true tale of heroism gets a stirring big-screen treatment in this white-knuckle disaster drama, vigorously directed by Peter Berg (“Lone Survivor”). Based on the 2010 explosion and oil spill in the Mexican Gulf, the narrative centers on Mike Williams (Mark Wahlberg), an electronics technician who, along with his crew, finds himself at the center of a catastrophic mishap that turns the oil rig into a hellish pitfall. While working-class roughnecks struggle to save lives, the rich petrol executives (John Malkovich) worries mostly about money and schedules. In the middle of it all is everyman Mike, trying to stay alive long enough to see his wife (Kate Hudson) again. Often playing like a muscular retread of such ‘70s disaster films as “The Towering Inferno,” Berg’s film engrosses as a portrait of gritty action.

Something Wild (Criterion): Not to be confused with the freewheeling 1986 film of the same name, this offbeat and provocative drama from 1961 deserves to be rescued from obscurity. Shot in New York City, it stars Carroll Baker as Mary Ann Robinson, a young woman who, dealing with the traumatic aftermath of an assault, leaves home for the darker corners of the city. That’s where she meets Mike (Ralph Meeker), a mechanic who takes her into his home but whose initial kindness gives way to a seamy side. Their relationship grows volatile, building towards a bold finale. Directed by Jack Garfein at a time when censorship loosened and arthouse influence grew in American films, this is a fascinatingly symbolic fable that hinges on full-bodied performances by Carroll and Meeker.



German Shepherd Mix
Van Nuys, California  Adopt-a-Dog


"My name is Toffy and I am a spayed female, brown and black German Shepherd Dog mix.

"The shelter thinks I am about 6 years old.
I weigh approximately 66 pounds.

"I have been at the shelter since Aug 11, 2016."

For more information about this animal, call:
Los Angeles Animal Services - West Valley Shelter at (888) 452-7381
Ask for information about animal ID number A1271439

East Valley Shelter
14409 Vanowen St, Van Nuys CA 91405
888-4LAPET1 (888-452-7381

Shelter Hours
Monday & Holidays: Closed
Tuesday-Saturday: 8am-5pm
Sunday: 11am-5pm

Adopt a Pet



Leasing/Finance Conferences 2017
Save the Dates

March 6-7
LendIt USA
Javits Convention Center
New York, NY

Please use the code “Yodlee17VIP” at checkout to receive a 25% discount.


March 15, 2017 - March 17, 2017
2017 National Equipment Finance Summit
Renaissance Long Beach Hotel
Long Beach, California

Conference Chairperson: Frank Pretore, Esq.
Chiesa Shahinian & Giantomasi, PC

You'll Find Everything Your Need to Know

Electronic Docs & Implementation
Current Market Trends and Changes
Marketing -5 Need-to-Know Tips
Collections - Best Practices
Cyber Security- Prevention is Key
Top Sales Training Techniques
Backend Operations - Untapped Revenue
Transitioning from Broker to Lessor
Transportation Financing & State Regulation
T-Value Software & Capabilities

You'll Find it All at the Finance Summit

Super Saver Expires End of Month


March 22, 2017
16th Annual IMN/ELFA
Investor Conference
New York, New York



April 4 - April 6, 2017
29th Annual National Funding Conference
Chicago, Illinois

PLEASE NOTE:  As of 01-24-2017 all new registrations for Funding Source Suites will  be placed in hotel meeting rooms.  Actual hotel suites at the Swissotel for funding sources are sold out.


Funding Source Exhibitors (as of 02/02/17)

36th Street Capital
Bank of the West
BB&T Equipment Finance
BMO Harris Equipment Finance Company
Boston Financial & Equity Corporation
Bridge Funding Group, Inc.
CapitalSource, Inc.
Citizens Asset Finance, Inc.
ECS Financial Services, Inc.
EverBank Commercial Finance, Inc.
Fifth Third Equipment Finance Company
Financial Pacific Leasing, Inc., an Umpqua Bank Company
First American Equipment Finance, a City National Bank Company
First Bank of Highland Park
Flushing Bank
GE Capital Markets Group
Hanmi Bank
Huntington Equipment Finance
J.P. Morgan Equipment Finance
Key Equipment Finance
Mitsubishi UFJ Lease & Finance (U.S.A.) Inc.
Nations Equipment Finance, LLC
People's Capital and Leasing Corp.
Santander Bank Equipment Finance
Securcor Financial Group
Signature Financial
Societe Generale Equipment Finance
Stearns Bank NA-Equipment Finance Division
Sterling National Bank Equipment Finance Division
Stonebriar Commercial Finance, LLC
SunTrust Equipment Finance & Leasing Corp.
Susquehanna Commercial Finance, Inc.
TCF Equipment Finance, a division of TCF National Bank
UniFi Equipment Finance
Wells Fargo Bank Northwest-Corporate Trust Services
Wells Fargo Equipment Finance
Wintrust Commercial Finance 

April 5, 2017 – April 7, 2017
National Vehicle Leasing Association
Hilton Nashville Downtown
121 Fourth Avenue South
Nashville, Tennessee 37201


Contact: Elizabeth Schlicht 

April 27, 2017 - April 29, 2017
NAELB 2017 Annual Conferences
Sheraton Memphis Downtown Hotel
& Memphis Cook Convention Center
Memphis, Tennessee

Conference Information

May 3, 2017 - May 5, 2017
37th Annual AGLF Conference
Omni Interlocken Resort
Broomfield, Colorado

October 4, 2017 - October, 6
2017 Funding Symposium
JW Marriott Buckhead
Atlanta, Georgia

October 11, 2017 - October 13, 2017
Fairmount Dallas, Texas

October 17, 2017 - October 19, 2017
Third Annual Conference

October 22, 2017 - October 24, 2017
2017 56th Annual Convention
Orlando, Florida

October 22, 2017 -  October, 26, 2017
The Palazzo and Sands Convention Center
Venetian Hotel & Casino
Las Vegas, Nevada



News Briefs---

Amazon: 43 Percent Of Online Sales In 2016
  Last Holiday Best Season So Far


(Leasing News provides this ad as a trade for appraisals
and equipment valuations provided by Ed Castagna)


You May Have Missed---

Paul Ryan Says Tax Reform Won’t Happen Any Time Soon



Sports Briefs----

How the Falcons should attack Brady

Bill Belichick follows a familiar script to coaching greatness


California Nuts Briefs--- 

Sierra snow survey shows snowpack at 153 percent of average 


(Leasing News provides this ad as a trade for investigative
reporting provided by John Kenny)



“Gimme that Wine”

Stag's Leap Wine Cellars versus Treasury Wine Estates Moves Forward

Auction Napa Valley 2017 Tickets Now on Sale

Willamette Valley Vintners Expands in Walla Walla

Domaine de la Romanée-Conti's Aubert de Villaine said 2014 wines are particularly marked by terroir expression, in a tricky vintage in Burgundy

Free Mobile Wine Program

Wine Prices by vintage

US/International Wine Events

Leasing News Wine & Spirits Page


This Day in American History

        1690 - Massachusetts established a provincial bank and issued money in denominations from two shillings to five pounds to pay the soldiers who served in the war with Quebec. This was the first instance of issuing “paper money.” Until 1690, the North American colonies had dealt primarily in coinage. Silver and gold were rather rare, so colonists generally used unofficial coins, or “decrepit coppers.” Boston-based silversmiths John Hull and Robert Sanderson did operate their own mint between 1652 and 1682, issuing silver shillings and three and sixpence pieces, but save for a few ill-fated experiments, paper money was hardly tried or used. Other colonies and states soon also issued paper money without any basis, so that in 1780 the ratio of paper to silver was 40 to 1.   
    1737 - Elizabeth Graeme Ferguson birthday. Writer whose primary fame rests on being a go-between on behalf of the British with revolutionary forces at the behest (or insistence) of her husband, a loyalist. In October 1777 Ferguson's husband prevailed upon her to carry from the Reverend Jacob Duché to General George Washington a letter urging Washington to surrender. Washington chided her for her part in the episode. She later carried to Joseph Reed, Pennsylvania delegate to the Continental Congress and aide to Washington, an offer of 10,000 guineas for help in obtaining peace terms advantageous to Britain. Ferguson's role in these proceedings brought her trouble. Her husband had already been retained and proscribed, and late in the war Graeme Park was confiscated. Although it was restored to her in 1781, she lost it through financial reverses in 1791. Her last years were difficult. She died near the Graeme Park estate in Pennsylvania on February 23, 1801.
    1747 – Samuel Osgood (d. 1813), the first Postmaster General of the US, was born in Andover, MA.
    1783 – Spain recognized the independence of the US.
    1787 – Shays’ Rebellion, an uprising of Massachusetts farmers led by Daniel Shays, ended with defeat at Petersham. Starting on August 29 the previous year, Shays began building his following. On January 25, Shays led 1100 men in an attempt to seize the arsenal in Springfield, Mass. State militia commanded by Gen. William Shepherd routed the insurgents. The uprising had been caused by the harsh economic conditions faced by Massachusetts farmers, who sought reforms and the issuance of paper money. The insurgents were taken completely by surprise on the morning of February 3rd in Petersham. General Benjamin Lincoln had marched his troops through a snowstorm the previous night. The farmers scattered, and the rebellion was ended. Most of the insurgents took advantage of a general amnesty and surrendered. Shays and a few other leaders escaped for a while. The Supreme Judicial Court soon sentenced fourteen of the rebellion's leaders, including Shays, to death for treason. They were later pardoned by the newly elected Governor John Hancock. Only two men, John Bly and Charles Rose of Berkshire County, were hung for their part in the Rebellion. A new Massachusetts Legislature in Boston began to undertake the slow work of reform. On February 6, 1788, Massachusetts would become the sixth state to ratify the US Constitution and become the sixth state of the Union.
    1793 - Lucretia Mott (d. 1880) was born in Nantucket, Massachusetts. Abolitionist and feminist. One of the strongest voices for the rights of women and blacks in the US was Lucretia Coffin Mott, a birthright Quaker who lived most of her life in Philadelphia, the center of American Quakerism. The event that triggered her involvement in women's rights activity was richly ironic. She was an accredited delegate to an international anti-slavery convention in London, along with five other US women. The men in charge apparently saw nothing wrong with excluding all women from an assembly dedicated to advancing the rights of blacks. It was on the sidewalk outside the convention where Mott started her long association with Elizabeth Cady Stanton, with whom she was instrumental in establishing the basis for women's suffrage. She was a peacemaker between groups with different priorities, and campaigned (dressed in Quaker grey) for human rights into her 85th year. Her incisive, challenging mind, a clear sense of her mission, and a level-headed personality made her a natural leader and a major force in her time.
—Bleedster G. Armour Van Horn, Twisted History
    1807 - Birthday of Confederate General Joseph Johnston (d. 1891), near Farmville, VA. One of the most brilliant officers of the CSA, but known for having many differences with President Jefferson Davis who wanted to run the war from his office. Johnston's troops were never directly defeated and he holds the record of most victories when he was in command.
    1809 - Illinois Territory, including present-day Wisconsin, was established.
    1811 - Birthday of Horace Greely (d. 1872), newspaper editor, Amherst, NH. Founded of the “New York Tribune” and one of the organizers of the Republican Party. Greely was an outspoken opponent of slavery. Best remembered for his saying, “Go West, young man.”
    1821 - Elizabeth Blackwell (d. 1910), was born in Bristol, England.  She was the first woman doctor in the United States.
After her graduation in 1849, she went to Paris to study which was then the world's foremost medical center, but Paris doctors proved as intolerant as their American colleagues. They would not permit her to study as a doctor. She was forced to enter a large maternity hospital as a student midwife. Because of an infection she contracted there, she lost the sight of one eye. When she returned to New York City in 1850, no hospital would allow her to practice there. Using funds donated by women, mostly Quakers, she and her sister opened the New York Infirmary for Women and Children, the first clinic for women examined and treated by women. After the Civil War, she returned to her native Britain where she continued to practice medicine.
    1841 - Nauvoo Legion chartered: created by Illinois Charter and comprised of 5,000 Mormon men under the command of Lieutenant General Joseph Smith, the Nauvoo Legion was considered the “largest trained soldiery in the US except for the US Army.”
    1862 - Thomas Edison printed the "Weekly Herald" and distributed it to passengers on a train traveling between Port Huron and Detroit, Michigan. It was the first newspaper printed on a train. It was a single sheet of approximately seven by eight inches, printed on both sides.
    1862 – Birthday of George Tilyou (d. 1914), Brooklyn.  Creator of Steeplechase Amusement Park, Coney Island.  He grew up in a family that ran a Coney Island restaurant. While visiting the World’s Columbian Exposition in Chicago in 1893, he saw the Ferris wheel and decided to build his own on Coney Island; it immediately became the resort's biggest attraction. He added other rides and attractions, including a mechanical horse race course from which the park derived its name.  Tilyou's "Funny Face" logo on the admission tickets became the iconic symbol of Coney Island and was later copied in Asbury Park, NJ as “Tillie”, the caricature that adorned several of the amusements there.
    1865 - President Abraham Lincoln and his Secretary of State, William Seward, met to discuss peace with Confederate Vice President Alexander Stephens and others at Hampton Roads, VA. The meeting, which took place on board the ship “River Queen,” lasted four hours and produced no positive results. The Confederates sought an armistice first and discussion of reunion later, while Lincoln was insistent that the recognition of Federal authority must be the first step toward peace. New York Tribune editor and abolitionist Horace Greeley provided the impetus for the conference when he contacted Francis Blair, a Maryland aristocrat and presidential adviser. Greeley suggested that Blair was the "right man" with whom to open discussions with the Confederates to end the war. Blair sought permission from Lincoln to meet with Confederate President Jefferson Davis, and he did so twice in January, 1865. Blair suggested to Davis that an armistice be forged and the two sides turn their attention to removing the French-supported regime of Maximilian in Mexico. This plan would help cool tensions between North and South by providing a common enemy, he believed. Meanwhile, the situation was becoming progressively worse for the Confederates in the winter of 1864-65. In January, Union troops captured Fort Fisher and effectively closed Wilmington, North Carolina, the last major port open to blockade runners. Davis conferred with his vice president, Alexander Stephens, and Stephens recommended that a peace commission be appointed to explore a possible armistice. Davis sent Stephens and two others to meet with Lincoln at Hampton Roads, Virginia. Stephens asked if there was any way to stop the war and Lincoln replied that the only way was "for those who were resisting the laws of the Union to cease that resistance." The delegation underestimated Lincoln's resolve to make the end of slavery a necessary condition for any peace. The President also insisted on immediate reunification and the laying down of Confederate arms before anything else was discussed. In short, the Union was in such an advantageous position that Lincoln did not need to concede any issues to the Confederates. Robert M.T. Hunter, one of the delegation, commented that Lincoln was offering little except the unconditional surrender of the South.
After less than five hours, the conference ended and the delegation left with no concessions. On April 9, at Appomattox Court House, VA., Gen. Robert E. Lee surrendered to Gen. Ulysses S. Grant. The Civil War was virtually ended.
Unfortunately President Lincoln was shot by John Wilkes Booth at Ford's Theater in Washington, DC, April 14. The war continued and on May 10, Jefferson Davis was captured at Irwinville, GA, by a contingent of Gen. James H. Wilson's cavalry, led by Lt. Col. Benjamin Pritchard. On May 29th President Andrew Johnson, Lincoln’s successor, issued a proclamation of amnesty.
    1867 - In San Francisco, California, Joshua Norton I, "Dei Gratia" Emperor of the United States & Protector of Mexico, abolishes Congress & calls out the Army to clear out the riff-raff & crooks. “WHEREAS, a body of men calling themselves the National Congress are now in session in Washington City, in violation of our Imperial edict of the 12th of October last, declaring the said Congress abolished; WHEREAS, it is necessary for the repose of our Empire that the said decree should be strictly complied with; NOW, THEREFORE, we do hereby Order & Direct Major-General Scott, the Command-in-Chief of our Armies, immediately upon receipt of this, our Decree, to proceed with a suitable force & clear the Halls of Congress.”
    1870 - The 15th Amendment granted that the right of citizens to vote shall not be denied on account of race, color or previous condition of servitude.
    1874 - Birthday of Gertrude Stein (d. 1946) at Allegheny, PA.  Avant-garde expatriate American writer, perhaps best remembered for her poetic declaration (in 1912): “Rose is a rose is a rose,” while living in Oakland, California. She lived most of her life in France with her lifelong companion Alice B. Toklas. Her word repetitions challenged readers to explore the various and deeper meanings of words such as "A rose is a rose is a rose." Coined the phrase "the lost generation” and used the word "gay” for the first time in literature. Renowned collector of modern French art.  Stein's widely known quotation, "there is no there there" is also one of her most famous. It appears in “Gertrude Stein, Everybody's Autobiography” (1937) and is often applied to the city of her childhood, Oakland, California. Defenders and critics of Oakland have debated what she really meant when she said this in 1933, after coming to San Francisco on a book tour. She took a ferry to Oakland to visit the farm on which she grew, and the house she lived in near what is now 13th Avenue and E. 25th Street in Oakland. The house had been razed, and the farmland had been developed with new housing in the three decades since her father had sold the property and moved closer to the commercial hub of the neighborhood on Washington Street (now 12th Avenue). She wrote:  “She took us to see her granddaughter who was teaching in the Dominican convent in San Raphael, we went across the bay on a ferry, that had not changed but Goat Island might just as well not have been there, anyway what was the use of my having come from Oakland? It was not natural to have come from there yes write about it if I like or anything if I like but not there, there is no there there...but not there, there is no there there.  Ah Thirteenth Avenue was the same it was shabby and overgrown. ... Not of course the house, the house the big house and the big garden and the eucalyptus trees and the rose hedge naturally were not there any longer existing, what was the use ...”
    1880 - Theodore Roosevelt declares his love for young Alice Lee of Boston, MA.
    1882 - Docking in New York, Oscar Wilde is asked by customs if he has anything to declare; he replies: "Nothing but my genius."
    1882 – P.T. Barnum bought his world famous elephant Jumbo
    1887 - To avoid disputed national elections, Congress passed the Electoral Count Act which clarified procedures for the submission and counting of electoral votes.  To avoid future repetition of the partisan methods used by Congress to deny Samuel Tilden a fair determination of electoral votes in 1876, this law gave each state sole authority to certify which presidential candidate took its electoral votes, according to the state's election statutes. If a state cannot certify a victor, or has done so improperly, both houses of Congress must agree on who has carried the state. If neither the state government nor Congress can agree on who won, then the governor shall decide who should receive the electors
    1894 - Birthday of Norman Rockwell (d. 1978), at New York, NY.  American artist and illustrator especially noted for his realistic and homey magazine covers for the “Saturday Evening Post.”
    1895 - Birthday of vocalist Frankie “Half-Pint” Jaxon (d. 1953), Montgomery, AL
    1895 - Birthday of trumpeter Thomas “Kid” Valentine (d. 1987), Reserve, LA
    1898 - Birthday of Lil Hardin Armstrong (d. 1971), in Memphis, Tennessee.  Pianist, singer, orchestra leader. She had her own band in 1920's, also played with King Oliver. Married Louis Armstrong who played in HER band in 1925 (divorced 1938). Led all-women and all-men bands, toured Europe, and was the house musician for Decca records. Lil studied music at Fisk University, the Chicago College of Music and the New York College of Music where she earned her doctorate in 1929. Lil also studied fashion and in 1942, she staged her own fashion show in New York City. Lil's first job in the music field was playing sheet music at Jones's Music Store in Chicago in 1917. In 1920, Lil formed her own band at the Dreamland Cafe and in 1921, she joined King Oliver's Creole Jazz Band where she met Louis Armstrong. Lil and Louis married on February 5, 1924.  Lil became the driving force behind Louis’ career. She taught him to read music and wrote the music for many of the tunes he composed. She was the feature singer with Louis' Hot Five and Hot Seven bands. Lil and Louis separated in 1931 and they divorced in 1938 although they remained close friends until they died.  During the 1930s, Lil led several other recording groups, including the Hot Shots and the New Orleans' Wanderers. Lil also starred in Broadway shows including "Shuffle Along" and "Hot Chocolates."  During the late 1930's, Lil recorded for Decca Records. She moved back to Chicago in the early 1940s and performed as a soloist in Chicago nightclubs including the Tin Pan Alley Club, the Mark Twain Lounge and the Garrick Stage Bar. She also made several European tours during this period. Lil continued to cut records until 1963 and stayed active in music all her life.  She died of a massive heart attack on August 27, 1971 while playing the "St. Louis Blues" during a Louis Armstrong Memorial Concert just a short two months after Louis, himself passed on. She was 73 years old.
    1899 – Louisiana state record low temperature, -16º F (-27º C), Minden.
    1903 - Jack Johnson, first Black heavyweight champion, wins the “Negro Heavyweight Title.”

    1907 - Birthday of James Michener (d. 1997), American author, born at New York, NY. Best known for massive, detailed novels, many of which were born in his workshop with assistants and researchers. His “Tales of the South Pacific” was the basis for the popular film and play “South Pacific.” A prolific author, his other works include “Sayonara”, “Iberia”, “Hawaii”, “Centennial”, “Alaska”, “Chesapeake”, and “Texas”.
    1910 - Mary Harris "Mother" Jones addresses Milwaukee brewery workers. Mother Jones spent two months working alongside women bottle-washers in one of the breweries during a period when she was not on the United Mine Workers payroll. Her report on their working conditions went like this: "Condemned to slave daily in the wash-room in wet shoes and wet clothes, surrounded with foul-mouthed, brutal foremen . . . the poor girls work in the vile smell of sour beer, lifting cases of empty and full bottles weighing from 100 to 150 pounds, in their wet shoes and rags, for they cannot buy clothes on the pittance doled out to them. . . . Rheumatism is one of the chronic ailments and is closely followed by consumption . . . An illustration of what these girls must submit to, one about to become a mother told me with tears in her eyes that every other day a depraved specimen of mankind took delight in measuring her girth and passing comments."
    1912 - 32,000 textile mill workers were now involved in the "Bread and Roses" strike in Lawrence, Massachusetts. The Bread and Roses strike began last month and lasted for over nine weeks. Despite collusion by government and mill owners and their goons, strikers will not waver, even when 18-year-old Syrian worker John Rami is killed, when Annie Welzenbach and her two teenage sisters are arrested and dragged from their beds in the middle of the night, or when 200 police draw their clubs on February 19th and go after 100 women pickets, knocking them to the ground and beating them.
    1913 - The 16th amendment was ratified, granting Congress the authority to levy taxes on income.
    1917 - Downtown Miami, FL, reported an all-time record low of 27 degrees.
    1917 - Tom Mooney trial begins in San Francisco. Martin Swanson, a detective with a long involvement in strikes, & various labor confrontations in San Francisco , spent a couple of months trying to frame Mooney for an earlier bombing of PG&E power lines by offering bribes of $5,000 to several of Mooney's allies. He also maintained constant surveillance and harassment of Mooney, Billings, and the anarchists Alexander Berkman & Emma Goldman, who were living at 569 Dolores in the Mission District. Over the next two years it was gradually revealed that Swanson was primarily responsible for finding and coaching false witnesses for the District Attorney. In spite of revelations showing all the evidence against them was faked, and a convincing demolition of the state's case in each of the trials, Warren Billings & Tom Mooney were both convicted of first degree murder.
America free Tom Mooney
America save the Spanish Loyalists
America Sacco & Vanzetti must not die...
— Allen Ginsberg
    1917 - The United States broke off diplomatic relations with Germany a day after the latter announced a new policy of unrestricted submarine warfare.
    1918 - Birthday of comedian Joey Bishop (d. 2007), born Joseph Abraham Gottlieb, The Bronx.  Perhaps best known as a member of the Frank Sinatra “Rat Pack”. He was also a favorite of the “Jack Paar Show,” Bishop later became of several who sought to take on the King of Late Night, Johnny Carson, and actually had a solid following for several years. He also starred in “The Joey Bishop Show” with Abby Dalton.
    1918 - The Twin Peaks tunnel in San Francisco began service as the longest streetcar tunnel in the world at 11,920 feet.
    1919 - The first meeting of the League of Nations took place in Paris.
    1919 - Birthday of trumpet player Eugene “Snooky” Young (d. 2011), Dayton, Ohio
    1922 – Comic actor and director Roscoe "Fatty" Arbuckle's trial ended in a hung jury. Arbuckle, who worked with Charlie Chaplin and launched Buster Keaton's career, was accused of manslaughter after the death of starlet Virginia Rappe. Rappe died of a ruptured bladder several days after the 350-pound Arbuckle allegedly sexually assaulted her at a wild drinking party in San Francisco. After two hung juries, Arbuckle was acquitted, but his films were banned and withdrawn from circulation. He directed two features and several short films under the pseudonym William Goodrich. Arbuckle died in 1933 at the age of 46.
    1926 - Birthday of great comedian Shelly Berman, born Chicago, Illinois
    1927 - Bix Beiderbecke and Tram record “Singin' the Blues,” Okeh 40772.
    1927 - President Calvin Coolidge signed a bill creating the Federal Radio Commission, "to bring order out of this terrible chaos." The President was speaking about the nation's then unregulated radio stations.
    1928 – Birthday of Frankie Vaughn (Abelson) (singer: “Garden of Eden”, “Tower of Strength”)
    1929 – Birthday of Russell Arms (d. 2012), Berkeley, CA.  Singer on “Your Hit Parade.”
    1930 - President Herbert Hoover appointed Charles Evans Hughes to be the Chief Justice of the United States Supreme Court.
    1931 - The Arkansas state legislature passes a motion to pray for the soul of H. L. Mencken after he calls the state "the apex of moronia."
    1933 - Birthday of alto sax player John Handy, Dallas, TX. My late father's favorite sax player. He and violinist Mike White would visit my late father often. He helped them get jobs on TV and for events early in their career.
1934 - The St. Louis Cardinals and the St. Louis Browns decided to cease broadcasting home games. The teams hope the move will result in better attendance at their ballparks.
1935 - Birthday of guitarist Johnny “Guitar” Watson, Houston, TX, died May 18, 1996.
    1935 - Birthday of singer Jody ‘Sugar Boy’ Williams, Chicago.
    1939 - The Baltimore Museum of Art exhibit Contemporary Negro Art opens. The exhibit, which will run for 16 days, will feature works by Richmond Barth, Aaron Douglas, Archibald Motley, Jr., and Jacob Lawrence's Toussaint L'Ouverture series.
    1940 - Birthday of Pro Football Hall of Fame quarterback Francis Asbury “Fran” Tarkenton, Richmond, VA.
    1941 - Jimmy Dorsey Band records, “Amapola,” Decca 3692.
    1941 - Birthday of Hall of Fame golfer Carol Mann, born Buffalo, NY.
    1942 - BIANCHI, WILLIBALD C., Medal of Honor
Rank and organization: First Lieutenant, U.S. Army, 45th Infantry, Philippine Scouts. Place and date: Near Bagac, Bataan Province, Philippine Islands, 3 February 1942. Entered service at: New Ulm, Minn. Birth: New Ulm, Minn. G.O. No.: 11, 5 March 1942. Citation: For conspicuous gallantry and intrepidity above and beyond the call of duty in action with the enemy on 3 February 1942, near Bagac, Province of Bataan, Philippine Islands. When the rifle platoon of another company was ordered to wipe out 2 strong enemy machinegun nests, 1st Lt. Bianchi voluntarily and of his own initiative, advanced with the platoon leading part of the men. When wounded early in the action by 2 bullets through the left hand, he did not stop for first aid but discarded his rifle and began firing a pistol. He located a machinegun nest and personally silenced it with grenades. When wounded the second time by 2 machinegun bullets through the chest muscles, 1st Lt. Bianchi climbed to the top of an American tank, manned its antiaircraft machinegun, and fired into strongly held enemy position until knocked completely off the tank by a third severe wound.
    1943 - The Allied troopship S.S. Dorchester was torpedoed by a German sub and went down with a loss of 600 lives. As it sank, four chaplains gave up their lifejackets to shipmates, thereby also perishing in the icy waters. The bravery of Rev. Clark Poling (Dutch Reformed), Rev. George Lansing Fox (Methodist), Father John Washington (a Catholic priest) and Alexander David Goode (a Jewish rabbi) led Congress afterward to mark February 3rd as "Four Chaplains Day."
    1944 - POWERS, LEO J., Medal of Honor
Rank and organization: Private First Class, U.S. Army, 133d Infantry, 34th Infantry Division. Place and date: Northwest of Cassino, Italy, 3 February 1944. Entered service at: Alder Gulch, Mont. Birth: Anselmo, Nebr. G.O. No.: 5, 15 January 1945. Citation: For conspicuous gallantry and intrepidity at risk of life above and beyond the call of duty. On 3 February 1944, this soldier's company was assigned the mission of capturing Hill 175, the key enemy strong point northwest of Cassino, Italy. The enemy, estimated to be at least 50 in strength, supported by machineguns emplaced in 3 pillboxes and mortar fire from behind the hill, was able to pin the attackers down and inflict 8 casualties. The company was unable to advance, but Pfc. Powers, a rifleman in 1 of the assault platoons, on his own initiative and in the face of the terrific fire, crawled forward to assault 1 of the enemy pillboxes which he had spotted. Armed with 2 hand grenades and well aware that if the enemy should see him it would mean almost certain death, Pfc. Powers crawled up the hill to within 15 yards of the enemy pillbox. Then standing upright in full view of the enemy gunners in order to throw his grenade into the small opening in the roof, he tossed a grenade into the pillbox. At this close, the grenade entered the pillbox, killed 2 of the occupants and 3 or 4 more fled the position, probably wounded. This enemy gun silenced, the center of the line was able to move forward again, but almost immediately came under machinegun fire from a second enemy pillbox on the left flank. Pfc. Powers, however, had located this pillbox, and crawled toward it with absolutely no cover if the enemy should see him. Raising himself in full view of the enemy gunners about 15 feet from the pillbox, Pfc. Powers threw his grenade into the pillbox, silencing this gun, killing another German and probably wounding 3 or 4 more who fled. Pfc. Powers, still acting on his own initiative, commenced crawling toward the third enemy pillbox in the face of heavy machine-pistol and machinegun fire. Skillfully availing himself of the meager cover and concealment, Pfc. Powers crawled up to within 10 yards of this pillbox fully exposed himself to the enemy gunners, stood upright and tossed the 2 grenades into the small opening in the roof of the pillbox. His grenades killed 2 of the enemy and 4 more, all wounded, came out and surrendered to Pfc. Powers, who was now unarmed. Pfc. Powers had worked his way over the entire company front, and against tremendous odds had single-handedly broken the backbone of this heavily defended and strategic enemy position, and enabled his regiment to advance into the city of Cassino. Pfc. Powers' fighting determination and intrepidity in battle exemplify the highest traditions of the U.S. Armed Forces.
    1945 - PEDEN, FORREST E., Medal of Honor
Rank and organization: Technician 5th Grade, U.S. Army, Battery C, 10th Field Artillery Battalion, 3d Infantry Division. Place and date: Near Biesheim, France, 3 February 1945. Entered service at: Wathena, Kans. Birth: St. Joseph, Mo. G.O. No.: 18, 13 February 1946. Citation: He was a forward artillery observer when the group of about 45 infantrymen with whom he was advancing was ambushed in the uncertain light of a waning moon. Enemy forces outnumbering the Americans by 4 to 1 poured withering artillery, mortar, machinegun, and small-arms fire into the stricken unit from the flanks, forcing our men to seek the cover of a ditch which they found already occupied by enemy foot troops. As the opposing infantrymen struggled in hand-to-hand combat, Technician Peden courageously went to the assistance of 2 wounded soldiers and rendered first aid under heavy fire. With radio communications inoperative, he realized that the unit would be wiped out unless help could be secured from the rear. On his own initiative, he ran 800 yards to the battalion command post through a hail of bullets which pierced his jacket and there secured 2 light tanks to go to the relief of his hard-pressed comrades. Knowing the terrible risk involved, he climbed upon the hull of the lead tank and guided it into battle. Through a murderous concentration of fire the tank lumbered onward, bullets and shell fragments ricocheting from its steel armor within inches of the completely exposed rider, until it reached the ditch. As it was about to go into action it was turned into a flaming pyre by a direct hit which killed Technician Peden. However, his intrepidity and gallant sacrifice was not in vain. Attracted by the light from the burning tank, reinforcements found the beleaguered Americans and drove off the enemy.
    1945 - Birthday of broadcaster and Pro Football Hall of Fame quarterback Robert Allen “Bob” Griese, Evansville, IN.
    1945 - Birthday of tuba player Bob Stewart, Sioux Falls, SD
    1945 - The United States and the Philippine Commonwealth began a month-long battle to retake Manila from Japan.
    1946 - Top Hits
“Symphony” - The Freddy Martin Orchestra (vocal: Clyde Rogers)
“I Can't Begin to Tell You” - Bing Crosby with the Carmen Cavallaro Orchestra
“Let It Snow” - Vaughn Monroe
“Guitar Polka” - Al Dexter
    1947 - North America's Coldest Record Temperature: at Snag, in Canada's Yukon Territory, a temperature of 81 degrees below zero (Fahrenheit).
    1947 - The temperature at Tanacross, AK, plunged to a record 75 degrees below zero.
    1947 – Birthday of American author Paul Auster, born Newark, New Jersey.
    1950 - The Ames Brothers, Ed, Gene, Joe and Vic, reached #1 on the pop music charts for the first time, with "Rag Mop". The brothers had many successes in their recording career: "You You You" [1953], "The Man with the Banjo" and "The Naughty Lady of Shady Lane" [1954], "Tammy" and "Melody d'Amour" [1957]. Ed Ames was formerly with the Russ Morgan band, after the brothers broke up in the late 1950s, he went on to have a successful television and recording career. In the 1960s, he recorded the hits "My Cup Runneth Over" and "Who Will Answer". On television, he played Mingo on "Daniel Boone". Ed is remembered for one of the "Tonight Show's" funniest moments when he competed with host, Johnny Carson, in a hand axe-tossing contest. Mingo won with hilarious consequences still shown in every celebration of "The Tonight Show".
    1951 - For the sixth time, Dick Button won the United States figure skating title.
    1951 - Tennessee Williams' play, "The Rose Tattoo", opened on Broadway.
    1953 - Marine archeologist Jacques Cousteau became renowned worldwide for documenting his deep sea explorations. His first and most-lasting work, “The Silent World”, was published on this date. He attracted world attention when he salvaged a 1,000-pound Roman freighter near Marseilles. While in the French navy, he and engineer Emil Gargon invented the aqualung. However, Cousteau is best known for his television documentaries and book.
    1953 - MURPHY, RAYMOND G., Medal of Honor
Rank and organization: Second Lieutenant, U.S. Marine Corps Reserve, Company A, 1st Battalion, 5th Marines, 1st Marine Division (Rein.). Place and date: Korea, 3 February 1953. Entered service at: Pueblo, Colo. Born: 14 January 1930, Pueblo, Colo. Citation: For conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty as a platoon commander of Company A, in action against enemy aggressor forces. Although painfully wounded by fragments from an enemy mortar shell while leading his evacuation platoon in support of assault units attacking a cleverly concealed and well-entrenched hostile force occupying commanding ground, 2d Lt. Murphy steadfastly refused medical aid and continued to lead his men up a hill through a withering barrage of hostile mortar and small-arms fire, skillfully maneuvering his force from one position to the next and shouting words of encouragement. Undeterred by the increasing intense enemy fire, he immediately located casualties as they fell and made several trips up and down the fire-swept hill to direct evacuation teams to the wounded, personally carrying many of the stricken marines to safety. When reinforcements were needed by the assaulting elements, 2d Lt. Murphy employed part of his unit as support and, during the ensuing battle, personally killed 2 of the enemy with his pistol. With all the wounded evacuated and the assaulting units beginning to disengage, he remained behind with a carbine to cover the movement of friendly forces off the hill and, though suffering intense pain from his previous wounds, seized an automatic rifle to provide more firepower when the enemy reappeared in the trenches. After reaching the base of the hill, he organized a search party and again ascended the slope for a final check on missing marines, locating and carrying the bodies of a machine gun crew back down the hill. Wounded a second time while conducting the entire force to the line of departure through a continuing barrage of enemy small-arms, artillery, and mortar fire, he again refused medical assistance until assured that every one of his men, including all casualties, had preceded him to the main lines. His resolute and inspiring leadership, exceptional fortitude, and great personal valor reflect the highest credit upon 2d Lt. Murphy and enhance the finest traditions of the U.S. Naval Service.
    1954 - Top Hits
“Oh! My Pa-Pa” - Eddie Fisher
“Secret Love” - Doris Day
“Make Love to Me” - Jo Stafford
“Bimbo” - Jim Reeves
    1956 - Autherine Lucy becomes the first Black student at the University of Alabama. She was suspended four days later following a riot and expelled on February 29.
    1956 - Elvis Presley, Jerry Lee Lewis, Carl Perkins and Johnny Cash hold a recording session at Sun Studios in Memphis. The sessions are later named the "Million Dollar Quartet.”
    1957 - Birthday of Marlon Riggs, Fort Worth, Texas, Fearless American filmmaker, black activist, AIDS martyr, died 1964.
    1958 - The Royal Teens' biggest hit, "Short Shorts" enters the US record charts on its way to number 3. The song was originally an instrumental warm up number that the group added silly lyrics to. The tune was recorded in about twenty minutes of left over studio time and released after a record label executive took a liking to it. I can still remember the lyrics and sing the song.
    1959 - “The Day the Music Died:” The sudden death of rock-and-roll legends Charles Hardin “Buddy” Holly, age 22; Ritchie Valens, age 17; and JP “The Big Bopper” Richardson, age 24. Many of Holly’s songs came from a wire recording he made in his apartment that were put onto records after his death. “The Day the Music Died” is the theme of singer Don McLean's song, “American Pie,“ and is the date on which they were killed in a plane crash in a cornfield near Mason City, IA, in a driving snowstorm. Earlier that day, they had completed a concert with Dion & The Belmonts at the Surf Ballroom in Clear Lake, IA. Valenz had just recorded two back-to-back hits, “Donna” and “La Bamba”. The plane's pilot was not certified to fly by instruments, which was what he attempted to do in a driving snowstorm. It was determined that he could not see the stars nor the lights below because of the visual obstruction of falling snow, and he misread the instrument panel. When the artists failed to arrive in Fargo for the concert, the then-unknown Bobby Vee took Buddy Holly's place. Holly greatly influenced rock groups and singers that came later, such as The Beatles, The Rolling Stones, and Bob Dylan.  The tragic news of the three young entertainers' deaths devastated the world. Holly was buried in his home town of Lubbock, Texas, and more than 1,000 people attended the funeral. Holly had started singing country music with high school friends but switched to rock and roll after opening for various rock singers, including Elvis Presley. By the mid-1950s, Holly and his band had a regular radio show and had toured internationally, playing hits like "Peggy Sue," "Oh, Boy!," "Maybe Baby," and "Early in the Morning." Holly wrote all his own songs, and much of his work was released after his death, influencing such artists as Bob Dylan and Paul McCartney. Another crash victim, J.P. "The Big Bopper" Richardson, 28, had started out as a disk jockey in his native Texas but began writing songs during his two years in the army. He wrote songs for other artists, including "Running Bear," a chart-climbing song recorded by singer Johnny Preston. The most famous work performed by Richardson himself was the rockabilly "Chantilly Lace," which made the Top 10. He developed a stage show based on his radio persona, "The Big Bopper." The third crash victim was Ritchie Valens, born Richard Valenzuela who had already scored a No. 2 hit with the ballad "Donna." He had also hit No. 22 with "La Bamba," an upbeat number based on a traditional Mexican wedding song. In 1987, Valens' life was portrayed in the movie “La Bamba”, and the title song, performed by Los Lobos, became a No. 1 hit again.  Singer Don McLean memorialized Holly, Valens, and Richardson in the 1972 No. 1 hit "American Pie," which was re-recorded by Madonna in 2000
    1960 - Frank Sinatra forms his own label, Reprise Records.
    1961 - Bob Dylan makes his first recordings, versions of "San Francisco Bay Blues" and "Jesus Met the Woman at the Well," at the home of friends Sid and Bob Gleason in East Orange, NJ.
    1962 - Top Hits
“Peppermint Twist” - Joey Dee & The Starliters
“Can't Help Falling in Love” - Elvis Presley
“Norman” - Sue Thompson
“Walk on By” - Leroy Van Dyke
    1962 - Gene Chandler's "The Duke of Earl" tops the Cashbox Best Sellers chart for the first of a five week stay.
    1964 - The Beatles' "I Want to Hold Your Hand" b/w "I Saw Her Standing There" and their “Meet the Beatles!” album are all certified gold
    1966 - In San Francisco, The Psychedelic Shop Grand Opening (Haight Street)
    1967 - The Beatles record "A Day In The Life"
    1968 - The Beatles record Paul McCartney's song "Lady Madonna" at EMI's Abbey Road studios. They accomplished this in just three takes.
    1968 - An Oxford, Ohio group called the Lemon Pipers saw their only Billboard chart-maker, "Green Tambourine", reach #1.
     1969 - John Lennon, George Harrison and Ringo Starr hire Allen Klein as the Beatles' business manager. Paul McCartney dissents and the hiring is contributing factor to the group's breakup.
    1969 - The Steve Miller Band records "My Dark Hour"
    1970 - Top Hits
“I Want You Back” - The Jackson 5
“Venus” - The Shocking Blue
“Whole Lotta Love” - Led Zeppelin
“A Week in a Country Jail” - Tom T. Hall
    1971 - Country singer Lynn Anderson was awarded a gold record for her recording of Joe South's "Rose Garden," which topped both the country and pop charts.
    1971 - New York City Police Officer Frank Serpico was shot during a drug bust and survived to later testify against police corruption. Many believe the incident proves that NYPD officers tried to kill him.
    1973 - Elton John's "Crocodile Rock" hits #1.
    1973 - President Richard Nixon signed the Endangered Species Act into law.
    1973 - Convicted mass-murderer Juan V. Corona sentenced to 25 consecutive terms of life imprisonment.
    1976 - Elvis Presley records "Solitaire"
    1978 - Top Hits
“Baby Come Back” - Player
“Short People” - Randy Newman
“Stayin' Alive” - Bee Gees
“Out of My Head and Back in My Bed” - Loretta Lynn
    1978 - It's the 19th anniversary of Buddy Holly's death. It's also the day on which his birthplace in Lubbock, Texas had been scheduled for demolition by the Lubbock Building Department. The Department had no idea the house had any association with the town's most famous son. However a few days ago, a man bought the place, moved it intact, outside the city limits and fixed it up so his family could move in. He too, did not know the significance of the house and became the man who save Buddy Holly's birthplace by accident.
    1978 - "Dead Man's Curve," a made-for-TV-movie about surf-rock singers Jan & Dean, airs on ABC-TV. Jan and Dean were classmates at University High School, West Los Angeles, California. It is the dramatization of the real-life accident wherein Dean Torrance, upon learning he had been drafted, crashed his Corvette at a high speed, leaving him partially paralyzed.
    1979 - The Blues Brothers' album “Briefcase Full of Blues” hits #1.
    1979 - The Minnesota Twins traded star first baseman Rod Carew to the California Angels for outfielder Ken Landreaux and three others.  Carew hit .333 for the Twins in 1978 but had vowed never to play again for owner Calvin Griffith after he made disparaging remarks against black players a few months earlier.  He went on to hit .318 for the Angels in 1979. He was inducted into the Hall of Fame in 1991.
    1982 - The city of Memphis declared "Bar-Kays Day" in honor of the band that began as Otis Redding's backup group. Several members of the Bar-Kays died in the 1967 plane crash that killed Redding, but the group survived to have such hits as "Soul Finger" and "Shake Your Rump to the Funk."
    1984 – John Buster and the research team at Harbor-UCLA Medical Center announced history's first embryo transfer, from one woman to another, resulting in a live birth.
    1986 - The United States Weather Bureau officially named January of 1986 the warmest January since 1953. The average temperature in United States for that month was 38 degrees.
    1986 - Top Hits
“That's What Friends are For” - Dionne Warwick & Friends
“Burning Heart” - Survivor
“I'm Your Man” - Wham!
“Just in Case” - The Forester Sisters
    1988 - Arctic air continued to invade the central U.S. The temperature at Midland, TX plunged from a record high of 80 degrees to 37 degrees in just three hours. Morning lows in the higher elevations of Wyoming were as cold as 38 degrees below zero. Heavy snow blanketed southwestern Colorado, with 16 inches reported at Steamboat Springs.
    1989 - On the 30th anniversary of Buddy Holly's death, Bobby Vee and the Crickets played a memorial concert before 1,700 fans in Fargo, North Dakota. Holly, Ritchie Valens, and the Big Bopper were on their way to Fargo when their plane crashed this date in 1959. It was Vee who took Holly's place in Fargo the night after the tragedy. It was the beginning of his career, and Vee went on to place 38 hits on Billboard's Hot 100 chart.
    1989 - A winter storm brought heavy snow and high winds to the western U.S. Up to three feet of snow blanketed the Sierra Nevada of California, and buried parts of northeastern Washington State under three feet of snow in five days. High winds across Washington State reached 75 mph, with gusts to 105 mph. The morning low of 29 degrees below zero at Casper, WY was a record for the month of February. Wisdom, MT hit 53 degrees below zero. Missoula, MT reported a wind chill reading of 85 degrees below zero.
    1990 - Thunderstorms developing ahead of a cold front produced severe weather over the central Gulf coast states during the afternoon and evening hours. Thunderstorms spawned seven tornadoes in Alabama, including one which touched down north of Birmingham injuring fifteen people and causing nearly three million dollars damage. A tornado at Margaret injured eleven persons and caused a million dollars damage
    1990 - Quebec teen heartthrob Roch Voisine (ROCK VWAH-ZINN') won the best international French-language album award at a ceremony in Paris. His album "Helene" was at the top of the French chart at the time.
    1990 - Jockey Willie Shoemaker (d. 2003) raced for the 40,352d and last time. He finished fourth at the Santa Anita Racetrack aboard 7-10 favorite "Patchy Groundfog". Shoemaker won 1100 stakes and 8,833 wins (a world record that stood until Laffite Pincay Jr. topped it in 1999) in 40,350 races. In 42 years, Shoemaker won 11 Triple Crown races, including four Kentucky Derbies, five Belmont Stakes, and three Preakness Stakes; 1,009 stakes races; and 10 national money titles. He earned more than $123 million in purses, about $10 million of which went into his pocket. (Shoemaker's life took a tragic turn on April 8, 1991, when he was left paralyzed from the neck down after an auto accident.)
    1995 - Air Force Lt. Col. Eileen Collins became the first woman space-shuttle pilot as the space shuttle "Discovery" (STS-63) blasted off from Cape Kennedy, Florida. She was wearing a scarf that belonged to Amelia Earhart, and carried the pilot's license of early endurance flight champion Bobbi Trout, as well as items belonging to members of the Women Air Force Service Pilots who ferried military aircraft in the U.S. during WWII (and died) and from the women who applied and passed initial tests in NASA's Mercury program in the 1950's, but were turned down because of their gender. An Air Force test pilot, she was selected for the NASA space program in 1990, the first woman chosen as a space shuttle pilot. In December 1994, two more women were chosen.
    1996 - Rap artist Queen Latifah was stopped by a California Highway Patrol officer and arrested for reportedly possession of a concealed, loaded handgun, possession of marijuana, and speeding as she was traveling west on Interstate 10. Pending the results of a sobriety test, she could also face DUI charges. The Grammy-winning singer was known for her anti-drug and anti-violent messages in her music, and was a popular actress on the television sitcom “Living Single”. She is perhaps best known now for her role in the movie “Chicago,” and now has her own talk show.
    1996 - The first American serviceman killed during the Bosnia conflict was Sergeant First Class Donald Allen Dugan of Ridgeway, OH, a member of the peacekeeping force organized by the North Atlantic Treaty Organization that entered Bosnia-Hercegovina in December, 1995. Dugan was killed in an explosion in Sarajevo, Bosnia. The cause of the explosion was not determined.
    1996 - Blues Traveler's "Run-Around" was on Billboard's Hot 100 singles chart for the 46th straight week, breaking the record held by Tag Team's "Whoomp! (There It Is)" and Crystal Waters' "100 Per Cent Pure Love."
    1998 - Winger Dino Ciccarelli of the Florida Panthers became the ninth player in NHL history to score 600 regular-season goals. Ciccarelli tallied in the third period of a game against the Detroit Red Wings. The power-play goal earned Florida a 1-1 tie.
    1998 - Attorneys General subpoena Microsoft. The antitrust suit against Microsoft expanded as attorneys general from several states issued new subpoenas regarding Microsoft's business practices in the pending launch of Windows 98. Microsoft's battle with the government during the next year would reveal secret deals with online providers, hardball tactics for promoting Internet Explorer, and other questionable practices. The government claimed such practices were ruthless and anticompetitive, but Microsoft called them just plain good business. However, Microsoft won on one point this day: An appeals judge agreed to suspend the investigation of a "special master", an expert on Internet law to whom Microsoft objected.
    2001 - The XFL (Xtreme Football League) debuted. The league was created by Vince McMahon, mastermind behind the WWF (World Wrestling Federation). What was promoted as “Football the Way It Was Meant to Be Played” soon faded into painful memories for TV viewers and fans. The WWF apparently thought that it could pull in millions of wrestling fans to support the league, but was shocked when it discovered that actual football fans were the major supporters of the XFL, and these football fans were turned off by the wrestling-show influence on the games.
    2002 - Super Bowl XXXVI:  Among the biggest underdogs in Super Bowl history (14 points), the Patriots won the hearts of much of America by shutting down the "greatest show on turf" St. Louis Rams before Adam Vinatieri kicked a field goal on the final play of the game to win 20-17. After struggling to a 5-11 record in 2000, they began this season 1-3 and lost their starting quarterback, Drew Bledsoe, to injury. But backup Tom Brady replaced him and eventually led the team to nine straight wins, including the Super Bowl.
    2008 - The Giants (14–6) won 17–14 over the previously undefeated Patriots (18–1). In doing so, the Giants became the first NFC wild card team to win a Super Bowl. They also became the sixth wild card seed from either conference, the fifth in eleven years, and second in three years, to earn an NFL championship. The first three quarters of Super Bowl XLII were largely a defensive battle, as both teams combined for only 10 points entering into the final quarter, with the Patriots leading 7–3. New York finally scored their first touchdown with 11:05 left in the game to take a 10–7 lead. Faced with third down and five yards to go from his own 44-yard line with 1:15 remaining, Giants quarterback Eli Manning avoided what looked like a sack, completed a 32-yard pass to wide receiver David Tyree, who made a leaping catch by pinning the ball on his helmet, which put them at New England's 24-yard-line. Four plays later, New York wide receiver Plaxico Burress caught the winning touchdown with 0:35 left. Manning, who threw both of his touchdown passes in the fourth quarter, was named the Most Valuable Player
    2013 - Baltimore Ravens win Super Bowl XLVII. The Ravens defeated the 49ers, 34–31, handing the 49ers their first Super Bowl loss in franchise history after they became the first NFL team to win 5, in 1995.  For the first time in Super Bowl history, the game featured two brothers coaching against each other – Jim and John Harbaugh - of the 49ers and Ravens, respectively.  Baltimore built a 28–6 lead early in the third quarter before a partial power outage in the Superdome suspended play for 34 minutes.  After play resumed, San Francisco scored 17 unanswered third-quarter points to cut the Ravens' lead, 28–23, and continued to chip away in the fourth quarter. With the Ravens leading late in the game, 34–29, the 49ers advanced to the Baltimore 7-yard line just before the two-minute warning but could not score. The Ravens then took an intentional safety in the waning moments of the game to preserve the victory. Baltimore quarterback Joe Flacco, who completed 22 of 33 passes for 287 yards and three touchdowns, was named Super Bowl MVP.
    2014 - Peyton Manning, Denver Broncos QB, won a record fifth Associated Press MVP award.  The award has never been won more than three times by a single NFL player.
    2015 - A collision between a Metro North commuter train and a passenger vehicle killed six and injured 15 in Valhalla, NY. 

Super Bowl Champions:
    2002 - New England Patriots
    2008 - New York Giants
    2013 - Baltimore Ravens



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