Add me to mailing list | Change email  Search
Advertising | All Lists | Archives | Classified Ads | This Day In American History

Leasing News is a web site that posts information, news, and
entertainment for the commercial alternate financing,
bank, finance and leasing industries

Thursday, January 19, 2017

Today's Equipment Leasing Headlines

Top 10 Equipment Acquisition Trends for 2017
    $1.5 Trillion to be Spent Predicts ELFA
New Hires---Promotions in the Leasing Business
   and Related Industries
Leasing Industry Ads---Help Wanted
   Join a Leading Organization
“Are You Meeting Your Career Goals or Plans?”
  Career Crossroad---By Emily Fitzpatrick/RII
“Become More Visual with Marketing On Line”
   FinTech #102 by Brittney Holcomb
Federal Reserve Notes Shift in Payments to Credit Cards
   and ACH, Away from Paying with Checks
      By Tom McCurnin, Leasing News Legal Editor
PC Sales Down 6% from 2016
   Lowest Total Since 2006
Beige Book Reports Economy Continues to Expand
  However: Little Demand Commercial/Industrial Loans
Minneapolis CLFP Academy Feb. 23 Almost Sold Out
  Three Day Event to Prepare for CLFP Exam
Trinity Expands Equipment Leasing Business
   $200 Million Available Early Stage, Venture Capital Backed Co.’s
Amembal & Halladay Announces Three Leasing Seminars
in Nairobi, Kenya / May 16 – 19, 2017
Paterson/Julieta/The BFG
Imperium/Fox and His Friends
  Film/Digital Reviews by Leasing News' Fernando Croce
Labrador Retriever
  Arlington, Virginia  Adopt-a-Dog
Leasing News Free Classified Ads
   Asset Management
News Briefs---
Dimon Says Euro Zone May Not Survive
    If Concerns Are Ignored
Banks begin moving thousands of jobs out of Britain
  On News of Complete Break with European Union

Broker/Funder/Industry Lists | Features (writer's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months (Be Careful of Doing Business)
Leasing News Icon for Android Mobile Device 

You May have Missed---
   American Football Poem--- 
    Sports Brief----
    California Nuts Brief---
     "Gimme that Wine"
       This Day in American History
           Daily Puzzle
               Weather, USA or specific area
                 Traffic Live----

######## surrounding the article denotes it is a “press release” and was not written by Leasing News nor information verified, but from the source noted. When an article is signed by the writer, it is considered a “by line.” It reflects the opinion and research of the writer.

Please send a colleague and ask them to subscribe. We are free.
Email and in subject line: subscribe



Top 10 Equipment Acquisition Trends for 2017
$1.5 Trillion to be Spent Predicts ELFA

Despite signs of Bad Moon rising, the Equipment Leasing and Finance Association predict optimism and spending by U.S. businesses, nonprofit and government agencies over $1.5 trillion in capital goods or fixed business investment. They predict "Businesses will find positive momentum for equipment investment as the changing economic and regulatory environment contributes to improved business conditions.”

ELFA President and CEO Ralph Petta said, “Equipment acquisition continues to drive the supply chains across all U.S. manufacturing and service sectors. Equipment leasing and financing provide the source of funding for a majority of U.S. businesses to acquire the productive assets they need to operate and grow. We are pleased to provide the Top 10 Equipment Acquisition Trends each year in order to assist businesses in understanding the marketplace and planning their acquisition strategies.”

ELFA forecasts the following Top 10 Equipment Acquisition Trends for 2017:

  1. Look for capital spending to pick up in 2017 after the previous year’s negative equipment and software investment growth.

After overall negative growth in 2016, equipment and software investment is on track to improve in 2017. Renewed enthusiasm by business owners to make capital investments will be driven by solid employment rates, rising incomes and higher business confidence.

  1. Expect growth of financed equipment acquisitions to outpace growth in total equipment investment.

Growth in equipment and software investment this year will be exceeded by growth in equipment financing as the propensity to finance has increased. A reduced rate of cash outlays, a greater percentage of firms financing—nearly 8 in 10 businesses—and an increase in the rate of lease financing, along with market data indicating that the equipment leasing and finance industry is emerging from a period of slow growth, all point to higher investment in 2017.

  1. More business-friendly federal policy will bolster business investment and economic growth.

Businesses will be further induced to make capital investments with promised action from the new Trump Administration and Congress for infrastructure spending, tax relief and reduced regulatory burdens and other constraints. These fiscal and regulatory policies will contribute to moderately strong growth for the U.S. economy, and somewhat higher growth for equipment and software investment in 2017. However, a tempering influence to this growth scenario is the potential curtailing or elimination of interest deductibility as part of congressional efforts to reform the tax code.

  1. Changes in trade policy will risk headwinds for equipment exports.

Businesses will also be following developments from the Trump Administration for a less-friendly trade environment. The potential for exiting the Trans-Pacific Partnership (TPP), renegotiating or withdrawing from the North American Free Trade Agreement (NAFTA), and striking a sterner stance with China could spur retaliation from trading partners that will hinder exports and greater economic growth.

  1. The oil industry drag on the U.S. economy will cease.

The oil price freefall that sent oilfield and mining investment plunging has steadied. With sector spending showing positive growth after two years and the prospect of a friendlier regulatory environment, expect increased oil industry production and investment.

  1. Many key equipment verticals will benefit from positive momentum.

Changes in market and economic conditions will be good news for a number of previously underperforming equipment verticals this year. Stabilizing oil prices will positively impact not only oilfield and mining investment, but also railroad, materials handling and industrial equipment. Look for increased construction equipment investment due to improving personal consumption and promised infrastructure spending.

  1. Businesses will need to keep abreast of interest rate increases.

A non-issue since the Great Recession, expect additional rate increases this year after the December 2016 hike. Businesses will need to assess and plan for financing options accordingly as the Fed acts to keep inflation in check.

  1. Innovations in the equipment finance industry will increase flexibility and convenience for customers.


End-users seeking value-added benefits for ease of access and process improvements will find them when financing equipment this year. The availability of “FinTech” as an alternative method of financing, managed solution transactions to realize the benefits of aligning costs with business demands and avoid obligations of ownership, and e-chattel for efficient paperless transactions are just a few of the growing trends to watch in equipment finance this year.

  1. Lease accounting changes won’t deter financed equipment acquisitions.

Changes approved by the Financial Accounting Standards Board (FASB) in 2016 to bring leases on-balance sheet weren’t as burdensome as many had anticipated, and the primary reasons to lease remain intact under the new rules. This year will see organizations preparing in earnest for the new standard to take effect beginning in 2019.

  1. Businesses will watch for potential “wild cards” when considering equipment acquisition decisions.

Despite many favorable factors for equipment spending this year, U.S. businesses will be keeping an eye on developments on numerous fronts. The impacts of geopolitical shifts such as the U.K.’s Brexit move and the prominence of the National Front in France and other groups that are contrary to the existing liberal, free-market international order could be disruptive financially, politically and even militarily. Also, the new Administration’s promised infrastructure spending will depend on the size, design and level of political support of budget-conscious Republicans to pass. Finally, the unknown and long-term economic implications of terrorism continue to loom.


New Hires---Promotions in the Leasing Business
and Related Industries

Ryan Gilbert was hired as a Credit Analyst in the Equipment Finance Department, First Foundation Bank, Irvine, California.  He previously was at Financial Pacific Leasing, starting July, 2015, as Administrative Assistant, promoted to Credit Analyst. He graduated from California State University, Fullerton, December, 2014.

Jerry Herrman was hired as Vice President, City National Capital Finance, Greater New York Area. He joined Capital One Equipment Finance, April, 2013 as Vice President; promoted, December, 2015 as Director. Prior, he was Vice-president, Webster Capital Finance (March, 2012-April, 2013); Vice President, SunTrust Equipment Finance & Leasing (January, 2004-March, 2012); Vice President, GMAC Commercial Mortgage, Asset Backed Lending (February, 2002-January, 2004); Director, Sales (Pure Markets Corporation (2000-2002); Vice President, Banc One Leasing Corporation (1997-2000); Vice President, NationsBanc Leasing Corp (1992-1997); Account Officer (1990-1992). Organizations: FAA, Private Pilot. St James Cycling Club. Associations: Association for Corporate Growth. VNESA.  Scout Master, BSA (September, 2004 - Present). Education: State University of New York College at Oneonta, Bachelor of Science, Economics & Accounting.

Susan Krieger was hired as Vice President, Key Equipment Finance, Superior, Colorado. She is based in the Greater Pittsburg area.  Previously, Vice President, FirstMerit Bank (December, 2011 – September, 2016); Vice President, Contractual Sales and Marketing Consulting, (Independent) (January, 2009 – December, 2011); Vice President, Citizens Bank (November, 2007 – January, 2009); Vice President, Contractual Sales and Marketing Consulting, (Independent) (April, 2003 – November, 2007); Vice President, LINC Capital, Inc. (February, 1999 – March, 2003); Lease Officer, PNC (April, 1996 – May, 1998); Sales and Operations Manager, XTRA Lease LLC (March, 1993 – April, 1996). Organizations: Sandler Sales Institute, Sales, Starting November, 2007-Ongoing formal Sales training. Volunteer: Ongoing fundraising efforts for Cancer research and support, Education: Robert Morris University, Bachelor’s Degree, Business, Management, Marketing, and Related Support Services (1992).

Joe Mancini was promoted to Assistant Vice President, Marlin Equipment Finance, Mount Laurel, New Jersey.  He joined the firm in 2003 as Sales Account Development; promoted, 2007, National Sales Manager; promoted, July, 2013, National Sales Director.  Previously, he was Sales Administration, Citi Capital (formerly Fidelity Leasing) (2002 – 2003); Sales Administrator, Fidelity Leasing (2000-2002). Organizations: NHAA, Volunteer Coach. Hunter Soccer, Volunteer Coach. Additional Organizations; Marlin Leasing Community Enrichment Guild. Honors & Awards; Admirals Club 2003, 2004, 2005, 2006, 2007, 2010, 2012, 2015. MVP Sales Management, 2015. Outstanding Achievement Award, 2009. EOM, June 2009. EOM, November 2012. Education: West Chester University.

Jake Plata was promoted to Vice President, Nations Equipment Finance, Cleveland/Akron Area. He joined the firm November, 2015, as Assistant Vice President. Previously, he was Regional Sales Manager ShurTech Brands, LLC (April, 2013 – October, 2015); Wealth Advisor, Strategic Wealth Partners (August, 2011 – April, 2013). Volunteer: Networking Board Member, The Cleveland Professional 20/30 Club (April, 2012). Education: The University of Akron, Political Science and Criminal Justice (2006 – 2011). Activities and Societies: Member of the Division 1 Baseball team at the University of Akron. Padua Franciscan High School Diploma, College Preparatory (2003 – 2006).

Burk Reynolds was hired as Chief Operations Officer, VFI Corporate Finance, Salt Lake City, Utah. Previously he was Principal, Lone Peak Valuation Group and PricewaterhouseCoopers, LLP.  He was CFO Longhorn Partners Pipeline, Flying J (2005-2008).  He is a Certified Public Accountant. Certified Insolvency and Restructuring Advisor.  Education: Brigham Young University, Bachelors and Masters of Accounting.

Eric Rodriquez was named a Direct Funder at Empire Funding, Brooklyn, New York. Education: City University of New York City College (2015 – 2017). City University of New York, Baruch College (2012 – 2015).

John Santos as hired as Vice President, Commercial & Industrial Lending, Spencer Savings Bank, Greater New York City Area. Previously, he was Senior Vice President, North Mill Capital LLC (June, 2016 – December, 20160; Senior Manager, Capital One (August, 2015 – June, 2016); Business Banking Team Leader, Santander Bank, N.A. (April, 2011 – August, 2015); Business Relationship Manager, HSBC (February, 2008 – April, 2011); Premier Relationship Manager, Bank of America (2005 – 2008); Personal Banker - Business Specialist, JP Morgan Chase (2002 – 2005); Registered Representative, New York Life Insurance Company (October, 2001 – June, 2003); Equities Trader, Self Employed (1999 – 2001). Education: Montclair State University, B.A., Business Administration, Finance. California State University, Northridge.

Howard Shiebler was hired as President, Crossroads Equipment Lease and Finance, LLC, Rancho Cucamonga, California. The company is a lender/lessor providing financing for the transportation industry.  He will continue as owner of Protector Boats (April, 2000 - Present).  Previously, he was President and CEO, GE Capital, Commercial Distribution Finance, Canada (December, 2011 – March, 20160) Mississauga, Ontario, Canada, He joined GE Capital in 2005 as Managing Director, before being named President and CEO, Commercial Distribution Finance. Prior, he was President, Protector Boats (May, 2002 - May, 2005); Executive Vice President, Pure Markets (March, 2000 – April, 20020; National Sales Manager, Mellon Bank, US Leasing (1998 – 2000).  Organizations: San Francisco Yacht Club, New York Yacht Club.

Adam Stout was hired as Director of Business Development at Northpoint Commercial Finance LLC, Salem, Oregon. Previously, he was Business Development Manager, Jacobsen, A Textron Company (January, 2015 – January, 2017); Business Development Manager, EverBank Commercial Finance (August, 2012 – November, 2014); Sales, Golf Division, TCF Equipment Finance (February, 2007 – August, 2012); Assistant Vice President, Iowa State Bank (October, 2002 – February, 2007); Loan Officer, Earlham Savings Bank (February, 2001 – October, 2002). Education: Simpson College, BA, Business Management (1998 – 2002) Quality education, quality people, great experience with tremendous personal and intellectual growth opportunities. Activities and Societies: The time spent on the football team was an outstanding experience.

Paul Tufaro was hired as Chief Compliance Officer, Executive Vice President at CIT Group, New York Citi.  He joined Citi as Associate General Counsel, September, 2010; promoted, February, 2013, Managing Director, Global Head of Corporate Compliance. Prior, he was General Counsel and Chief Compliance Officer of Evercore Wealth Management, Evercore (February, 2009 – September, 2010); First Vice President & General Counsel of Merrill Lynch Bank USA, Merrill Lynch (2004 – February, 2009); Vice President and Counsel, Royal Bank of Scotland (2001 – 2004); Associate, Mayer Brown/Brown & Wood (1997 – 2001). Education: American University Washington, College of Law, J.D., Legal (1994 – 1997). Tufts University, B.A.
(1990 – 1994).



Leasing Industry Ads---Help Wanted

For information on placing a help wanted ad, please click here:



“Are You Meeting Your Career Goals or Plans?”
Career Crossroad---By Emily Fitzpatrick/RII

Make sure the position you are interviewing for does not veer from your Career Plans.  Most individuals when beginning their education or a new career path, they often do so without a clear sense of direction, and this can lead to a waste of valuable time and effort. Laying out a CAREER PLAN can help to clarify your goals and implement how you plan to achieve them. Once this completed, make sure that future career endeavors meet these set Career Goal Plans.

HOW TO SET UP A CAREER PLAN: You will need some dedicated time to reflect and maybe conduct research, e.g. speak to others, search and review industry periodicals, ghost someone who is in a role you are considering, volunteer, and read some more.  Do not rush this is a long-term process and project that will pay dividends in the end (peace, happiness, excitement in your contributions and the benefits go on and on). 


  • Goal: Your specific, ultimate career goal.
  • Education:  Your current education.
  • Required Education:  Any education (formal or informal)                      needed to reach goal.
  • Current Skills/Experience: Any skills or experience you possess that are relevant.
  • Required Skills/Experience: Any additional skills or experience you need for your goal.
  • Target Completion Date: Write down a date for each step to prioritize and keep on track.


  • Self-Assessment:

Discover your desires and passions; if you're struggling with this, there are some free and fee-based self-assessment tests available (RII / we have some as well).

  • Career Skill Assessment:

Focusing on your core job strengths and weaknesses; again, there are free and fee-based career skill assessment tests available.

  • Setting Your Career Objective:                     

Now it's time to decide.

  • Career Development Plan:                             

Set goals and timelines based on your career objective.

  • Implement Career Development Plan:

Action time; if your plan involves a career change, utilize a Career Consultant or Recruiter to assist you with your career search, resume, cover letter and job interview questions.

  • Get the Most Out of Your Career:

Get the most out of your new career, planning strategies and learning skills will help you get to the next level.

  • Be Prepared to Answer Questions About Your Career Plan:

By planning your career, you're on your way to your ideal career. Knowing your strengths and skills, along with having a plan, will give you the confidence and motivation needed to make a positive change.

RII has numerous blueprints, plans, documents, and assessments meant to assist our Candidates in securing or moving toward their ultimate Career Goals.  Just ASK or email to make an appointment

Emily Fitzpatrick
Sr. Recruiter
Recruiters International, Inc.
Phone:  954-885-9241
Cell:  954-612-0567
Invite me to Connect on LinkedIn
Also follow us on Twitter #RIIINFO

Career Crossroads Previous Columns



“Become More Visual with Marketing On Line”
FinTech #102 by Brittney Holcomb

Some of the most vibrant things are what initially catch our eye when scrolling through news sites or social media feeds. I suppose the cliché of a picture is worth 1000 words still rings true in this day and age. Images and even auto play videos now dominate the content and social world. More social channels have completely converted to visual content, like Instagram, Snapchat, and Facebook.

How are financial companies who most of the time lack ideas for visual content, supposed to thrive in a world dominated by Snapchat filters and emoji’s?

Simply using a text heavy article with no visual content just isn’t an option anymore for running a successful marketing campaign. There is a dire need to start creating more visually appealing content that will continue to help drive traffic.

The key is to think less about items and more about ideas. What type of feeling or emotion do you want your reader to have when they see your image? What type of atmosphere do you want to create for your reader? Sometimes visual content is more about creating an experience for the user rather than posting an item and assuming they will make the connection between that and your content.

Visual content is not only more exciting to look at, it also helps us portray a more personal experience with our customer. For example, if we were promoting an article about how restaurants can benefit from equipment leasing, we may pair the text with an image of a successful restaurant operating during a dinner rush or even a smiling restaurant owner to help develop a more dynamic feeling and response from the reader.  

If you compare a website from even 5 years ago to a website freshly created today, you would notice the trend of bigger images and even auto play videos are used for background on websites to entice visits and encourage immediate interaction.

Visual content practices can also be used to enhance old content on websites that never really received the attention for which it had potential for. Repurpose old content on your website by creating a short video that sums up the topic or creating an Infographic that breaks the content down into a timeline of images.

Another great visual content practice that is easily forgotten are webinars.  Webinars are great visual content tools because they allow the opportunity for educating and developing new business from that education. Not only are the attendees learning through text accompanied by images, but also live demonstrations.

Remember the internet is more a visual media than a text media.

Brittney Holcomb is the Director of Paid Search at The Finance Marketing Group. She works exclusively with finance companies and banks to help better develop their business online through digital marketing strategies. Brittney has been trained by some of the top leaders in the industry giving her a vast knowledge she is able to pass along to her client base.


Previous Financial Technology Articles



Federal Reserve Notes Shift in Payments to Credit Cards
and ACH, Away from Paying with Checks
By Tom McCurnin
Leasing News Legal Editor

Tri-Annual Study Confirms What We Already Knew That the Usage of Checks is Down and Usage of Cards Is Up, and Fraud Should Decrease

As a banking payments lawyer, the three year survey of payment systems is like the Oscars or Grammy awards.  It is eagerly anticipated and the results while generally not surprising, generally confirm what we all see in the market place.  Checks are down, credit cards and ACHs are up. 

In dollars, ACH transactions comprise the biggest dollar amount of transactions.  This is generally due to loan payments and direct deposit salaries.  But in terms of numbers, debit cards comprise the largest component of transactions—that quick cup of coffee and the debit card swipe.

•  Measured in numbers, payment transactions were up 5.3% and 3.4% in dollars
•  Off Site Remote Card Payments (where the card is not physically present) comprises a whopping 19% of all credit card transactions, and the number is up 4%
•  Prepaid Debit Card Usage is up 8%.  At least within the banking industry, this may be due to economically disadvantaged persons using such cards in lieu of checking accounts.
•  The usage of chip based credit cards grew a whopping 230%, due mainly to the handful of credit card processors and MasterCard and Visa, which have been pushing the chip based card for more than a decade.  Many retailers have resisted but even industry giant Costco has announced that its card readers have been certified by card issuers. 
•  ACH payments also grew by 4.9% by number and 4% by dollars. 
•  Check payments dropped by 4.4% in number and only .5% by dollar, a surprising number.  I would have expected a bigger drop. 

A chart demonstrating the trends in payment systems follows.

The fraud report has some special interest.  While fraud between remote and in person instances is awfully close, in person fraud is slightly ahead, a number which should dramatically decrease in the next few years as chip based cards are absorbed into the market. 

This is aptly demonstrated by the statistic that counterfeit cards constitute a whopping 44% of all credit card fraud.  This number should drop significantly as smart cards gain more use. 

The usage of checks is also interesting in that they start out as paper items but are generally converted to electronic transactions into the Federal Reserve or are converted to ACH.  The use of actual paper checks after the item is deposited is practically nil. 

A full table of all payment systems follow.


Tom McCurnin is a partner at Barton, Klugman & Oetting
in Los Angeles, California.

Tom McCurnin
Barton, Klugman & Oetting
350 South Grand Ave.
Suite 2200
Los Angeles, CA 90071
Direct Phone: (213) 617-6129
Cell (213) 268-8291
Visit our web site at
Previous Tom McCurnin Articles:

Previous Tom McCurnin Articles: 



PC Sales Down 6% from 2016
Lowest Total Since 2006



Beige Book Reports Economy Continues to Expand
However: Little Demand Commercial/Industrial Loans

"Overall Economic Activity
Reports from the twelve Federal Reserve Districts indicated that the economy continued to expand at a modest pace across most regions from late November through the end of the year. Manufacturers in most Districts reported increased sales with several citing a turnaround versus earlier in 2016. Growth in the energy industry was mixed; two Districts reported weakness in coal production but others reported improvements in coal, oil, or gas activity. Most Districts said that non-auto retail sales had expanded, but several noted that sales over the holiday season were disappointing and reports in more than one District suggested that growth in e-commerce had come at the expense of bricks-and-mortar retailers. All Districts reported varying degrees of growth in employment and a majority described their labor markets as tight. Residential construction and sales were generally mixed, although San Francisco reported strong real estate market activity throughout the 12th District. Financial conditions were stable. Firms across the country and industries were said to be optimistic about growth in 2017."

"Banking and Finance
Small- to medium-sized banks reported strengthening demand for commercial mortgages but little change in demand for consumer loans, residential mortgages, and commercial and industrial (C&I) loans. Bankers reported that credit standards were unchanged across all loan categories. No change was reported in spreads of loan rates over cost of funds across all loan categories except C&I, for which banks reported wider spreads. Bankers indicated lower delinquency rates for commercial mortgages and C&I loans but no change in delinquency rates for the remaining loan categories."



Minneapolis CLFP Academy Feb. 23 Almost Sold Out
Three Day Event to Prepare for CLFP Exam

Thursday, February 23 through Saturday February 25, 2017.
 Hosted by IDS and KLC Financial

The ALFP is a three-day event designed to fully prepare an individual to sit for the CLFP exam assuming the attendee has already self-studied. During the first two days, all of the required sections of the CLFP exam are covered in-depth and on the third day, the exam is offered, but not mandatory.

Students are strongly advised to have read and studied “The Certified Lease & Finance Professionals’ Handbook” prior to attending the class in order to ensure success.

The cost to attend the class is $600 and the cost of the exam is $695.  When purchased together, the total is discounted to $1250. Current CLFPs are offered a discounted price of $395 and class attendance satisfies the Recertification requirement.

The recommended hotel is the Crowne Plaza and registrants who will be staying in Minneapolis, should register by clicking here.

Today there are over 400 CLFPs in Good Standing.

Leasing Academy Classes Schedules

Atlanta, Georgia
March 23, 2017 through March 25, 2017

Northbrook, Illinois
May 4, 2017 through May 6, 2017

Walnut Creek, California—Sold Out!
(San Francisco Area)
June 22, 2017 through June 24, 2017

For more information, please contact Executive Director
  Reid Raykovich, CLFP at:


##### Press Release ############################

Trinity Expands Equipment Leasing Business
$200 Million Available Early Stage, Venture Capital Backed Co.’s

CHANDLER, Ariz.--Leading venture debt provider Trinity Capital Investment (Trinity) today announced the expansion of its equipment lease financing operations. The company is reserving approximately $200 million for the purpose of leasing equipment to early stage, venture capital-backed companies.

Kyle Brown
Trinity Capital Investment

“Trinity has a long history providing equipment leasing,” said Kyle Brown, a partner at Trinity Capital Investment. “In recent years, the majority of our growth has been with our venture term loan facilities. As we continue to grow our business, we want to dedicate a portion of our funding to help early stage, venture capital-backed companies finance their equipment.”

“Many early stage companies do not have the cash flow or collateral to access traditional bank financing,” commented Brown. “We give venture-backed companies the ability to purchase the mission-critical equipment they need, exactly when they need it, allowing equity financing to be used for working capital while minimizing equity dilution for all shareholders.”

Trinity Capital Investment’s equipment leasing solutions range from $2-$15 million per transaction and finance venture capital-backed companies across multiple stages and sectors.

About Trinity Capital Investment

Trinity Capital Investment (Trinity) is a venture lender and valued partner to fast-growing companies across multiple stages and sectors. Since 2008, Trinity has worked closely with leading venture capital firms and their respective portfolio companies to offer valuable support, enhanced flexibility and competitive venture debt financing solutions to customers with distinctive needs. Providing senior and subordinated venture loans and equipment lease financing solutions, Trinity Capital Investment is the partner of choice for venture-backed entrepreneurial companies wanting an experienced financial partner to strengthen their financial position while preserving equity.

For more information, please visit or

### Press Release ############################



### Press Release ############################

Amembal & Halladay Announces Three Leasing Seminars
in Nairobi, Kenya / May 16 – 19, 2017

Amembal & Halladay is pleased to announce
the following seminar schedule:

May 16 - 17:
Operating Leases – Maximizing Benefits, Minimizing Risks
Instructor:  Sudhir Amembal

May 18:
IFRS16 – Managing the Changes to Lease Accounting
Instructor:  Shawn Halladay

May 19:
  Advanced Lease Pricing – Profitably Meeting Customer Needs
Instructor:  Shawn Halladay

Registration is now open with an early bird discount in effect until February 28, 2017.
Amembal & Halladay, formed in 1978, was the first entity to serve the global equipment leasing industry and is the world's premier service provider to its many leasing industries and companies. Amembal & Halladay has trained over 75,000 leasing professionals in 80- plus countries and has authored 16 industry bestsellers. It also has provided consultancy services to over 20 governments as well as numerous well-known, blue chip leasing companies around the globe.

#### Press Release #############################



Fernando's View
By Fernando F. Croce

Two absorbing dramas (“Paterson,” “Julieta”) make for an exceptional weekend at the movies, while new DVD releases include radiant whimsy (“The BFG”), gritty suspense (“Imperium”), and caustic drama (“Fox and His Friends”).

In theaters:

Paterson (Bleecker Street Media): One of the guiding lights of American independent cinema in the 1980s, writer-director Jim Jarmusch (“Stranger Than Paradise”) continues his pursuit of lyrical outsiders in this casually masterful snapshot of the poetry inherent in quotidian moments. Adam Driver plays Paterson, a pensive young man who drives a bus in New Jersey. Living with his quirky wife Laura (Golshifteh Farahani) and observing a wide array of passengers, he leads an unassuming life with a quiet passion—jotting down poetic verses in a notebook, drawing on minute details and expanding them into expressive verses. Rather than plot, Jarmusch patiently focuses on the subtle and fine ways in which everyday routines, events, and objects teem with unexplored beauty. The result is one of last year’s best films, a cinematic poem at once deadpan and ardent.

Julieta (Sony Pictures Classics): After forays in unsettling horror and wild farce, Spanish director Pedro Almodovar (“All About My Mother”) returns to vibrant women’s melodrama with this graceful, mature tale of love and loss. Adapting short stories from award-winning Canadian writer Alice Munro, the film follows the emotional ups and downs of Julieta (Emma Suarez), whose trip from Madrid is shaken by sudden news regarding her estranged daughter Antia. Flashing back to her younger days as a perky substitute teacher (played by Adriana Ugarte), Julieta recalls her relationship with Antia’s father (Daniel Grao), as well as the events that led her to lose the loved ones in her life. Revealing different sides to the characters’ tangled lives with seamless subtlety, Almodovar weaves a richly satisfying narrative of haunted desire. With subtitles.

Netflix Tip: Though forever remembered as the author of “The Exorcist,” author William Peter Blatty (1928-2017) showed his versatility with screenplays for a variety of genres. So check out Netflix for some of his best work, which includes “A Shot in the Dark” (1964), “What Did You Do in the War, Daddy?” (1966), and “The Ninth Configuration” (1980), which he also directed.


The BFG (Walt Disney Pictures): Two masters of wondrous whimsy, director Steven Spielberg and author Roald Dahl, team up for this special effects-laden yet hearteningly gentle tale of friendship. The Big Friendly Giant of the title (played, in a marvel of motion-capture technique, by Mark Rylance) is a benevolent behemoth who meets Sophie (Ruby Barnhill), a 10-year-old orphan who accompanies him to the mythical land of the giants. There, she learns of their capacity to capture dreams, and, while at first determined to escape, gradually develops a bond with the Giant. Together, can they stand up to the sinister, man-eating other giants? With a knack for depicting radiant fantasy that goes back decades, Spielberg works his magic and crafts a children’s tale that should charm audiences of all ages.

Imperium (Lions Gate): Still best known as Harry Potter in the phenomenally popular film adaptations of J.K. Rowlings’ fantasy novels, Daniel Radcliffe has been establishing himself as a strong actor in gritty films. Such is the case of his sharp and bold performance in this taut thriller, a true-story tale that remains chilling and relevant from beginning to end. Radcliffe plays FBI agent Nate Foster, whose newest assignment leads him undercover into dangerous hate groups in the American heartland. Disguised as a skinhead, Foster infiltrates a rabid white supremacist gang, where he learns of brutal militias and bombing plots. As the web of suspicious closes tight around him, how high a price is Foster willing to pay for the case? Tensely directed by Daniel Ragussis, this tale of ingrown bigotry benefits greatly from Radcliffe’s ace commitment.

Fox and His Friends (Criterion): The late, great German director Rainer Werner Fassbinder understood both the ecstasies and the agonies of relationships, as amply illustrated in this alternately acerbic and tender 1975 drama. Fassbinder himself stars as the eponymous protagonist, a young carnival worker whose harsh life takes a sharp turn after he wins a small fortune with a winning lottery ticket. Previously mistreated by family members and shunned by snobbish acquaintances, Fox finds himself suddenly encircled by people, including the handsome, perfidious Eugen (Peter Chatel) and an arts dealer named Max (Karlheinz Bohm). Starving for true love, the protagonist gradually realizes that the money has merely exacerbated his despair. Achingly personal even by the relentless Fassbinder’s standards, this acidic and poignant film gives sharp visual expression to the characters’ emotional turmoil. With subtitles.


Labrador Retriever
Arlington, Virginia  Adopt a Dog

1-2 years
55 lbs.
Has lived with other dogs
Currently living at Foster Home, looking for a permanent home

“Foster Update
Beau is a pretty quiet guy and VERY loving! He gets so happy to see his foster mom come home and just wants to get rubbed on!  He doesn't jump at all. He probably needs to gain a good 20+ pounds, poor fella :(. He is good in the crate. Overall, he is very chill guy. I don't think he knows what toys are, yet, so we're working on that also. Beau is still learning and getting acquainted to his environment.  He's not used to a leash and doesn't understand it quite yet, so we are taking him on frequent walks. He gets very excited while seeing other dogs while walking, so we're working on his socialization with other dogs. His forever home will need to be prepared to work on Beau's socialization skills, so he can make as many paw-friends, as possible!

“Hi, I'm Beau!  I am a good boy, who is looking for his forever home.  Could it be yours?  I am a medium guy, who would make for a great cuddle companion.  I would be perfect for any size space, since I am about done growing!  I get along well with other dogs. I have not been introduced to cats or young kids, but can be tested if needed.

“Beau would love a family that can give him the love he deserves, in return for daily kisses, tail wags and cuddles.  Of course, he is also looking to have fun with daily exercise and romps at the dog park.  He can't wait to show how smart he is at doggie school too!  Squeaky toys and treats would also be a must!

“Won't you consider giving Beau the forever home he needs and deserves? He can't wait to be part of your family.

“Like most shelter dogs, Beau may need a refresher on house training. He is likely crate trained.

“The adoption fee for this dog is $350, which includes the cost of routine vetting, including vaccinations and spay/neuter. If you are interested in adopting, please download our Adoption Questionnaire and email it to Chanell at!

“Thank you for contacting Lucky Dog Animal Rescue and helping to save a life!  Please visit us online at”

Mailing Address
Lucky Dog Animal Rescue
5159 Lee Highway
Arlington, VA 22207

Our Phone Numbers
Primary Phone Number: 202.741.5428

Adopt a Pet



Leasing News Free Classified Ads

Asset Management

Asset Management: Minneapolis, MN
NetSentric provides services to leasing companies: Inspection, Appraisals, Auditing, Warehousing, Repossession, Asset Management, Repairs, Remarketing and Field Service for Electronics and Computing Technology.

Asset Management: Boston, MA
Nationwide appraisals, remarketing, audits, inspections and more! Over 15-years industry experience and dedicated to deliver personal, prompt, professional services. 
Call Chris @ 508-785-1277 
Asset Management: Monroe, NC
Recover a greater return on your investment.  We specialize in the woodworking, pallet, sawmill and forestry industries. 

Melinda Meier (704)288-1904 x103

Seasoned and fair priced workforce is at your service for all lease collections, repossessions, and asset liquidations, appraisals.  Call Nassau Asset Management

Asset Storage/Re-Marketing: Ohio & surrounding states. Providing no cost warehousing, condition reports, digital photos and remarketing of off-lease forklifts & industrial equipment. NAFTA wide dealer network. Email to Asset Management
Melville, New York
Auctions, Appraisals, National Repossessions.  ALL asset classes. 20+ year team works for you. Spend less, Net More… Fast!
Ed Castagna 516-229-1968
Bulldog Asset Management provides recovery and remarketing services with a difference. Contingent repos, free storage and industry experts to remarket.
Asset Management: Global
Specializing in Semiconductor and Electronic Test Equipment collateral. Lender services include Consignment Sales, Remarketing, Portfolio Purchases, Inspections, De-installation, Repairs and Warehousing.

Asset Management: Boston, MA
Providing globally professional Equipment appraisals, remarketing, audits, and inspections. ASA/CSA certified professional appraiser specializing in truck trailer, marine, railroad, corporate aviation, construction, mining, material handling, manufacturing, machine tools, office, IT. Over 26-years industry experience and dedicated to deliver personal, prompt, professional services. 
Chris Condon @ 508-785-1277 



(Leasing News provides this ad as a trade for appraisals
and equipment valuations provided by Ed Castagna)


News Briefs----

Dimon Says Euro Zone May Not Survive
    If Concerns Are Ignored

Banks begin moving thousands of jobs out of Britain
  On News of Complete Break with European Union


California Nuts Briefs---

New Jersey Pets in Need



American Football Poem

American Football Poem & Shakespeare

The modern spelling of the word "football" is first recorded, when it was used disapprovingly by William Shakespeare. Shakespeare's play King Lear (which was first published in 1608) contains the line: "Nor tripped neither, you base football player" (Act I Scene 4). Shakespeare also mentions the game in A Comedy of Errors (Act II Scene 1):

Am I so round with you as you with me,
That like a football you do spurn me thus?

You spurn me hence, and he will spurn me hither:
If I last in this service, you must case me in leather.

("Spurn" literally means to kick away, thus implying that the game involved kicking a ball between players.)


Sports Briefs----

Kyle Shanahan is 49ers' only coaching candidate still left

Cal football fans: Put your TV contract where the sun don’t shine

Lions may get cash windfall for Chargers, Rams moves to L.A.


California Nuts Briefs--- 

Should California drought rules be lifted?
State ponders question as storms roll in 

Sometimes Growing Your Profits
Means Thinking Out of the Box

Receivables Management LLC has built their reputation spanning two decades with unmatched Professionalism, Honesty, Integrity and the ability to earn its Equipment Leasing clients an average of 30% on residual income

• End of Lease Negotiations & Enforcement
• Third-Party Commercial Collections | ph 315-866-1167



“Gimme that Wine”

 Bank Predicts Strong Wine Market in 2017

A Tour Through Putin's Wine Cellar

Meritage – Death of a Marketing Label

Free Mobile Wine Program

Wine Prices by vintage

US/International Wine Events

Leasing News Wine & Spirits Page


This Day in American History

    1770 - Battle of Golden Hill in Lower Manhattan. Although no one was killed, the Battle of Golden Hill was the first significant clash between citizens and British troops as the colonies moved toward revolution. Several New Yorkers had been wounded in a similar confrontation three years earlier, but Golden Hill was a more direct challenge to the British and the wounds suffered by the patriots were more severe.
    1807 - Confederate General Robert E. Lee's (d. 1870) birthday, Stratford Hall, VA.  He was considered the greatest military leader of the Confederacy, son of Revolutionary War General Henry “Light Horse Harry” Lee, George Washington’s best friend. His most daring plan was to turn the war by directly attacking Washington, DC, although his troops were discovered quite by accident in Gettysburg, Pa, resulting in one of the bloodiest battles of the Civil War. His surrender April 9, 1865, to Union General Ulysses S. Grant, brought an end to the Civil War.  His birthday is an official state holiday for the State of Texas. His birthday is also observed in Florida, Kentucky, Louisiana, and Tennessee. It is also observed the third Monday in January in Alabama, Arkansas and Mississippi.
    1809 - American poet and story writer Edgar Allan Poe (d. 1849) was born at Boston, MA. He was orphaned in dire poverty in 1811 and was raised by Virginia merchant John Allen. In 1846, he married his 13-year old cousin, Virginia Clemm. A magazine editor of note, he is best remembered for his poetry, especially “The Raven.” and for his tales of suspense. The NFL Baltimore Ravens are named in honor of the poem.
    1810 - The famous "cold day" in New England. Gale force winds wrecked homes, and accompanied a sudden overnight drop in temperature of 50 degrees. Tragedy struck Sanbornton, NH where three children froze to death.
    1825 - Ezra Daggett and Thomas Kensett obtained a patent for a process for storing food in a can.
    1846 - The first military prison on an island was Fort Jefferson, Monroe County, FL. Construction began in 1846 on an island in the Gulf of Mexico, 60 miles from Key West. It was garrisoned by Brevet Major Lewis Golding Arnold, 2nd U.S. Artillery, with four officers and 62 men. The fort had not been completed and was barely defensible. A prison for the confinement of U.S. Military prisoners was established in 1863. The prison was often called Dry Tortugas. During the Civil War, the fort was a military prison for captured deserters. It also held the 4 men convicted of complicity in President Abraham Lincoln’s assassination in 1865, the most famous being Dr. Samuel Mudd. The Fort was plagued with construction problems and Yellow Fever epidemics. The invention of the rifled cannon made the Fort obsolete, as its thick walls could now be penetrated. The Army finally abandoned Fort Jefferson in 1874. Today it is a national park.
    1847 - After killing the sheriff and a prefect, Native American Indians force their way into the house of New Mexico's first American Territorial Governor, Charles Bent, and scalped him and three others in Taos.
    1857 - A great cold storm swept across the Atlantic Seaboard. Snowfall totals of 12 inches were common, whole gales caused shipwrecks and damage property on islands, and temperatures near zero prevailed from Virginia northward. Great drifts of snow blocked transportation. Richmond, VA was cut off from Washington, DC for a week.
    1861 - Georgia becomes 5th state to secede.
    1862 - Laws were passed in the State of New York granting equal guardianship of children to mothers. Up to that point, fathers had EXCLUSIVE rights to the children as they did in England and could will the children to anyone they wanted at their deaths or could give them away during their lifetime.
    1863 - The founder of the Goodwill Industries, Edgar J. Helms (d. 1942), was born near Malone, NY. Reverend Dr. Helms became a minister to a parish of poor immigrants in Boston’s South End. In that capacity, he developed the philosophy and organization that eventually became Goodwill Industries.
    1865 - Union occupies Fort Anderson NC
    1871 - First Negro lodge of US Masons approved, New Jersey.
    1881 - Western Union buys rival telegraph company, in vain. Jay Gould, the ravenous financier and archetypal robber baron, used his wiles and ways to seize control of Western Union, William Vanderbilt's mighty telegraph company. Gould mounted an elaborate campaign to drive down the company's stock, using his newspaper, as well as his influence on Wall Street, to raise doubts about Western Union's leadership and hefty stock price. He also started a rival telegraph concern, the Atlantic and Pacific Company, in hopes of raising doubts about Western Union’s dominance over the industry. The gambits worked and Western Union's stock swooned.  In a desperate attempt to staunch the bleeding, Western Union snapped up the Atlantic and Pacific Company on this day in 1881. Far from staving off the competition, the deal further fattened Gould's pocketbook and, more importantly, primed him for the final phase of his takeover scheme. Gould convinced his Wall Street associates to start another raid on Western Union. However, as the traders were busy driving down Western Union’s asking price, Gould, in the guise of an "anonymous" investor, started gobbling up the company’s suddenly cheap stock. When the dust settled, Gould’s cronies were left counting their losses; meanwhile, the devious financier had successfully wrested control of Western Union.
    1887 - Birthday of Alexander Woolcott (d. 1943), in Phalanx, (now Colts Neck) New Jersey. The model for the egotistical Sheridan Whiteside in Kaufman & Hart's “The Man Who Came to Dinner” will be "the smartest of Alecs" to Heywood Broun and "Old Vitriol & Violets" to James Thurber.
    1898 - The first college ice hockey game ever played saw Brown University defeat Harvard University 6-0. Fifty years later, the NCAA staged its first college hockey championships.
    1905 - Birthday of Oveta Culp Hobby (d. 1995), Killeen, TX.  U.S. newspaper executive and the first U.S. Secretary of Health, Education, and Welfare, director of the Woman's Army Corps (1942-1945). She was noted for her organizational abilities before marrying into the family which owned the Houston Post newspaper. She ran it as executive vice president and later chaired the board for 19 years.
    1915 - World famous labor organizer and songster Joe Hill is arrested in Salt Lake City, Utah. He is convicted on trumped-up murder charges and was executed 21 months later despite worldwide protests and two attempts to intervene by Beloved & Respected Comrade Liberal, President Woodrow Wilson. In a letter to Bill Haywood shortly before his death, he penned the famous words, "Don't mourn - organize
I dreamed I saw Joe Hill last night,
Alive as you and me.
Says I "But Joe, you're ten years dead"
"I never died" said he,
"I never died" said he.”
Also, 20 rioting strikers are shot by factory guards at Roosevelt, New Jersey.
    1915 - Isadora Duncan dance "Dionysion" premiers at the NY Met.
    1920 – US voted against joining the League of Nations.
    1925 – Maine state record low temperature, -48ºF (-44ºC), Van Buren, ME.
    1933 - Giant Forest, CA received 60 inches of snow in just 24 hours, a state record, and the second highest 24 hour total of record for the U.S.
    1934 – The appeal for reinstatement by Shoeless Joe Jackson was rejected by Commissioner Landis.  Jackson was one of eight Chicago White Sox players banned for their part in throwing the 1919 World Series.
    1937 – Howard Hughes set a transcontinental air record, when he flew from Los Angeles, California to New York City in 7 hours, 28 minutes and 25 seconds.
    1937 - The second annual Baseball Hall of Fame election saw second baseman Nap Lajoie, center fielder Tris Speaker, and pitcher Cy Young elected to the shrine.  The trio was honored at the Hall's first induction ceremony in 1939.
    1943 – Birthday of singer Janis Joplin (d. 1970), Port Arthur, Texas.  Possibly the most highly regarded white female blues singers of our time, Joplin’s appearance with Big Brother and the Holding Company at the Monterey International Pop Festival in August, 1967, launched her superstar status.
I was there and she was quite loaded, but then again, most of the audience was either drunk or high and the music very loud and emotion high. Among her recordings hits were “Get it While You Can,” “Piece of My Heart,” “Ball and Chain” and “The Windshield Song.” She died of a heroin overdose October 4, 1970 at Hollywood, CA, age 27.
    1944 – Pop singer and actress Shelley Fabares was born in Santa Monica, California. On her 18th birthday, in 1962, Fabares’ recording of “Johnny Angel” hit number one on the Billboard chart. A year later, she retired when she married record producer Lou Adler.
    1946 – Country star Dolly Parton was born in Sevierville, Tennessee. She gained wide exposure as part of Porter Wagoner’s TV and road show from 1967 to 1974. And Parton did even better on her own. Hits such as “Nine to Five,” from the movie in which she starred, and “Heartbreak Express” brought her a wider audience than most country artists enjoy.
    1947 – Top Hits
“For Sentimental Reasons” – Nat King Cole
“Ole Buttermilk Sky” – The Kay Kyser Orchestra (vocal: Mike Douglas & The Campus Kids)
“A Gal in Calico” – Johnny Mercer
“Rainbow at Midnight” – Ernest Tubb
    1949 – Birthday of rock singer Robert Palmer, West Yorkshire, England.  Best known for his song, “Addicted to Love”.
    1949 - The salary of the President of the United States was increased from $75,000 to $100,000, with an extra $50,000 expense allowance for each year in office. As of 2001, the President makes $1,000,000 a year.
    1952 - PGA Admits Blacks: The Professional Golfers Association of America amended its rules to allow black golfers to participate in tournaments.
    1953 - Sixty-eight percent of televisions in the United States tuned to CBS-TV, to see Lucy Ricardo, of "I Love Lucy", give birth to a baby boy, as she actually did in real life. The program's audience was larger than that watching the inauguration of President Dwight D. Eisenhower next day. In fact, in many papers, the Lucille Ball baby story kicked the inauguration off the front page.
    1953 - Marty Robbins made his debut on the Grand Ole Opry. His first big hit, "Singin' the Blues," was at the top of the country charts at the time.
    1954 – Former NFL QB Steven L. “Steve” DeBerg, born Oakland, Ca.  Although he is remembered as a journeyman QB, DeBerg passed for over 34,000 career yards, and ranks in the top 20 all-time for attempts, completions, and yards passing.  He is also credited with mentoring, as a teammate or backup, some of the game’s greatest QBs, including Joe Montana, John Elway, and Steve Young, all Hall of Famers.
    1955 - Top Hits
“Mr. Sandman” - The Chordettes
“Hearts of Stone” - The Fontane Sisters
“Make Yourself Comfortable” - Sarah Vaughan
“Loose Talk” - Carl Smith
    1955 - "The Millionaire" premiered on television. The CBS drama that had all of America hoping to find Michael Anthony on their doorstep. Mr. John Beresford Tipton was a millionaire who made a hobby of giving away million dollar checks anonymously to unknown people to see how they handled the sudden wealth. Michael Anthony, played by Marvin Miller, was Mr. Tipton's personal secretary and the star of "The Millionaire.”  No one ever saw Mr. Tipton but his voice would greet Anthony at the opening of each show and issue instructions for delivery of the next check. Anthony would then find the recipient and give him or her the check, explaining that the recipient had to agree never to divulge the amount or how it was acquired.
    1955 - The first Presidential news conference filmed for television and newsreels was held in the treaty room of the State Department building, Washington, DC, where President Dwight David Eisenhower held a 33-minute conference. The film was cut to 28 minutes, 25 seconds, plus introduction and closing remarks, to fit television time formats.
    1957 – Hoboken, NJ dedicated a plaque honoring the achievements of Alexander Cartwright in organizing early baseball at Elysian Fields in Jersey City.  Why Jersey City did not recognize this is unknown.
    1957 - Philadelphia comedian, Ernie Kovacs, became a star, when he successfully completed a challenge to do a half-hour television show without saying a single word of dialogue.
    1957 - Elvis Presley records: "It Is No Secret,” "Blueberry Hill,” "Have I Told You Lately That I Love You,” "Is It So Strange."
    1957 - Pat Boone performs at the inaugural ball for President Dwight D. Eisenhower.
    1957 - Johnny Cash makes his first national television appearance on CBS' “Jackie Gleason Show.”
    1959 - Dick Clark's "American Bandstand" was rated the number-one daytime television program.
    1959 - The Platters' "Smoke Gets in Your Eyes" hits #1.
    1963 - Top Hits
“Go Away Little Girl” - Steve Lawrence
“Hotel Happiness” - Brook Benton
“Tell Him” - The Exciters
“The Ballad of Jed Clampett” - Flatt & Scruggs
    1966 - Robert Montgomery, actor-producer and White House advisor on Presidential telecasts, testified on this date to the FCC that the reports of quiz-show fixing and payola were widespread within the broadcasting industry long before the charges were made public.
    1966 - Ken Kesey is arrested in San Francisco a second time for the possession of marijuana. He subsequently jumps bail and flees to Mexico, trying to mislead law enforcement authorities with a faked suicide note.
    1968 - YNTEMA, GORDON DOUGLAS, Medal of Honor
Rank and organization: Sergeant, U.S. Army, Company D, 5th Special Forces Group (Airborne). Place and date: Near Thong Binh, Republic of Vietnam, 16-18 January 1968. Entered service at: Detroit, Mich. Born: 26 June 1945, Bethesda, Md. Citation: For conspicuous gallantry and intrepidity in action at the risk of his life and above and beyond the call of duty. Sgt. Yntema, U.S. Army, distinguished himself while assigned to Detachment A-431, Company D. As part of a larger force of civilian irregulars from Camp Cai Cai, he accompanied 2 platoons to a blocking position east of the village of Thong Binh, where they became heavily engaged in a small-arms fire fight with the Viet Cong. Assuming control of the force when the Vietnamese commander was seriously wounded, he advanced his troops to within 50 meters of the enemy bunkers. After a fierce 30 minute fire fight, the enemy forced Sgt. Yntema to withdraw his men to a trench in order to afford them protection and still perform their assigned blocking mission. Under cover of machinegun fire, approximately 1 company of Viet Cong maneuvered into a position which pinned down the friendly platoons from 3 sides. A dwindling ammunition supply, coupled with a Viet Cong mortar barrage which inflicted heavy losses on the exposed friendly troops, caused many of the irregulars to withdraw. Seriously wounded and ordered to withdraw himself, Sgt. Yntema refused to leave his fallen comrades. Under withering small arms and machinegun fire, he carried the wounded Vietnamese commander and a mortally wounded American Special Forces advisor to a small gully 50 meters away in order to shield them from the enemy fire. Sgt. Yntema then continued to repulse the attacking Viet Cong attempting to overrun his position until, out of ammunition and surrounded, he was offered the opportunity to surrender. Refusing, Sgt. Yntema stood his ground, using his rifle as a club to fight the approximately 15 Viet Cong attempting his capture. His resistance was so fierce that the Viet Cong were forced to shoot in order to overcome him. Sgt. Yntema's personal bravery in the face of insurmountable odds and supreme self-sacrifice were in keeping with the highest traditions of the military service and reflect the utmost credit upon himself, the 1st Special Forces, and the U.S. Army.
    1969 - The West is best, topping the East 38-25 in the AFL Pro Bowl and 10-7 in the NFL Pro Bowl.
    1969 - Football player Tiaina “Junior” Seau, Jr. birthday, born San Diego, CA.  A 12-time Pro Bowler and 10-time All-Pro, Seau was inducted into the Pro Football Hall of Fame in 2015, three years after his suicide.  Later studies by the National Institutes of health concluded that Seau suffered from chronic traumatic encephalopathy (CTE), a type of chronic brain damage that has also been found in other deceased former NFL players.
    1970 - The soundtrack to the film, "Easy Rider" earned a gold record, making it the first pop-culture, film soundtrack to earn the award.
    1971 - Top Hits
“My Sweet Lord/Isn’t It a Pity” - George Harrison
“Knock Three Times” - Dawn
“Lonely Days” - Bee Gees
“Rose Garden” - Lynn Anderson.
    1971 - Houston safety Ken Houston returns two interceptions for touchdowns in the Oilers' 49-33 victory over San Diego to set the NFL career record with nine touchdowns on interception returns. He also sets the single-season record with four interception return touchdowns.
    1971 - Ruby Keeler had her comeback in the play, "No, No Nanette", opening at the 46th Street Theatre in New York City. Keeler played Sue Smith in the revival of the 1925 musical. The show played for 861 performances.
    1972 – The Baseball hall of Fame elected Sandy Koufax, Yogi Berra, and Early Wynn. Koufax made it in his first try and, at 36 years of age, is the youngest honoree in history.
    1973 - Yuba City, California labor contractor Juan V. Corona found guilty of murdering 25 itinerant farm workers he employed South Bend, Indiana, Notre Dame ended UCLA’s 88-game winning streak. The Fighting Irish enjoyed a 71-70 basketball win over the Bruins of the University of California at Los Angeles.    1974 - Al Wilson's "Show and Tell" hits #1.
    1975 - Minnie Ripperton "Lovin' You" released.
    1977 – Ernie Banks was elected to the Baseball Hall of Fame in his first year of eligibility. In a 19-season career, Banks hit 512 HRs, had 11 All-Star selections, and won back-to-back NL MVP Awards.
    1977 – President Gerald Ford pardoned Iva Ikuko Toguri D'Aquino…Tokyo Rose.   She was born in Los Angeles.  She participated in English-language propaganda broadcasts transmitted by Radio Tokyo to Allied soldiers in the South Pacific during World War II. After the Japanese defeat, Toguri was detained for a year by the US military before being released for lack of evidence. Department of Justice officials agreed that her broadcasts were "innocuous". But when Toguri tried to return to the US, a popular uproar ensued, prompting the FBI to renew its investigation of Toguri's wartime activities. She was subsequently charged with eight counts of treason. Her 1949 trial resulted in a conviction on one count, making her the seventh American to be convicted on that charge, for which she spent more than six years out of a ten-year sentence in prison. Journalistic and governmental investigators years later pieced together the history of irregularities with the indictment, trial, and conviction, including the allegation that key witnesses had perjured themselves at the various stages of their testimonies.
    1977 – Snow fell in Miami for the only time in the city’s history.
    1978 - Johnny Paycheck's cover of David Allan Coe's ode to workplace frustrations, "Take This Job and Shove It", reached during 1970 - 1971.
    1974 - At the top spot on the Billboard Country chart. Although the song failed to crack the Pop chart Top 40, it still seems to be one that we all know and can relate to.
    1978 – Eddie Mathews was elected the Baseball Hall of Fame.  A six-time All-Star, he hit 512 HRs in his career, leading the NL twice in HRs.  He hit over 30 HRs ten times and over 40 twice.
    1979 - Top Hits
“Too Much Heaven” - Bee Gees
“Le Freak” - Chic
“My Life” - Billy Joel
“Lady Lay Down” - John Conlee
    1983 - Apple Chairman Steve Jobs and President John Sculley announced the Apple Lisa, slated for release in the spring of 1983. The Apple Lisa was a major milestone in user-friendly computing. Unfortunately, Lisa's $12,000 price tag placed it out of the consumer market. Lisa's most successful graphical features were handed down to a new Apple computer in 1984, nicknamed "Lisa's Little Brother" — the Macintosh. The Mac, though not immediately successful, eventually changed user expectations about computing, prompting Microsoft to develop its own graphic user interface, Windows.
    1985 - Lenny Wilkens became the first person in NBA history to play and coach in 1,000 games as his Seattle SuperSonics defeated the Cleveland Cavaliers, 106-105. Wilkens had played in 1,077 games in a career that ended in 1975.
    1987 - A storm tracking toward the northeastern U.S. produced up to 14 inches of snow in northern Indiana. Peru, IN reported a foot of snow. Six cities in Florida reported new record high temperatures for the date. The afternoon high of 88 degrees at Miami equaled their record for the month of January.
    1987 - Top Hits
“Shake You Down” - Gregory Abbott
“C’est La Vie” - Robbie Nevil
“Open Your Heart” - Madonna
“What Am I Gonna Do About You” - Reba McEntire
    1988 - A powerful storm hit the central U.S. producing blizzard conditions in the Central High Plains, and severe thunderstorms in the Lower Mississippi Valley. Snowfall totals ranged up to 36 inches at Wolf Creek Pass, CO, with 31 inches at Elsmere, NE. Tornadoes claimed five lives in Tennessee, and a tornado at Cullman, AL injured 35 persons.
    1989 - The high temperature for the day at Fairbanks, AK, was a frigid 41 degrees below zero, and the morning low of 24 degrees below zero at Anchorage AK was their coldest reading in fourteen years.
    1990 - Elizabeth M. Watson, became the first woman to head the police force of a major American city. Houston Mayor Kathryn Whitmire named Watson, who wore maternity "uniforms" and also became the first police chief to birth a baby while on active duty.
    1993 - Robert M Gates, ends term as 15th director of CIA.
    1993 - A pre-inaugural gala in Landover, Md., toasting incoming president Bill Clinton features a reunion of Fleetwood Mac performing “Don't Stop (Thinking About Tomorrow),” the unofficial campaign song for Clinton and his running mate, Al Gore. Other performers included Aretha Franklin, Barbra Streisand, Michael Jackson, Little Richard and Chuck Berry.
    1994 - The Ninth Annual Rock and Roll Hall of Fame induction ceremonies are held in New York City. Inductees include The Animals, The Band, Duane Eddy, The Grateful Dead, Elton John, John Lennon, Bob Marley, and Rod Stewart.
    1994 - Coldest day ever recorded in Cleveland, OH: -20ºF (-29ºC) at 5:32 AM.
    1994 – Indiana state record low temperature, -36ºF (-38ºC) in New Whiteland.
    1996 - Top Hits
“On Bended Knee” - Boyz II Men
“Another Night” - Real McCoy
“Always” - Bon Jovi
“Take a Bow” - Madonna
    1996 – The NHL approved the move of the Winnipeg Jets to that world hockey hotbed, Phoenix.
    1998 - Hearn Broadcasts 3,000th Straight Game: Francis Dayle “Chick” Hearn, the only play-by-play announcer the Los Angeles Lakers have ever had, broadcast his 3,000th consecutive game when the Lakers hosted the Orlando Magic. Hearn’s streak began after he missed a game on November 20, 1965, because bad weather kept him from making an airplane flight.
    1999 - In methodical, sometimes blunt fashion, White House Counsel Charles Ruff opens the defense case in President Bill Clinton's impeachment trial, saying there is no factual or constitutional basis to remove Clinton from office for his alleged misdeeds in the Monica Lewinsky affair.
    2000 - Top Hits
“What A Girl Wants” - Christina Aguilera
“I Knew I Loved You” - Savage Garden
“Smooth” - Santana Featuring Rob Thomas
“Back At One” - Brian McKnight
    2001 - President Clinton admits wrongdoing, will not be indicted. The Whitewater special prosecutor closes down his investigations in a deal in which Clinton admitted make false testimony under oath about Monica Lewinsky, is barred from law practice for 5 years, and pays a $25,000 fine in return for being freed from the threat of being indicted.
    2006 - Major League Baseball owners unanimously approve the November transaction in which Bob Castellini and two other Cincinnati businessmen bought control of the Reds from previous owner Carl Lindner. It is reported the trio, which includes investors Thomas Williams and William Williams Jr., acquired approximately 70 percent ownership of the oldest franchise in baseball history, believed to be valued at an estimated $270 million.
    2010 - United States Navy troops landed near the Haitian presidential palace, bringing food, water, and equipment to aid victims of the earthquake.
    2012 – Kodak filed for bankruptcy protection.
    2012 – Ryan Braun, Milwaukee Brewers LF, facing a 50-game suspension for showing abnormally high levels of testosterone in a PED test last season, pleads his case before a three-member MLB panel.  He strongly denied knowingly taking a banned substance (the Barry Bonds defense). Ironically, Braun is in the "Big Apple" to receive his MVP Award at the annual dinner, where he made his first statement since news of his positive test became public.  Later, he was implicated in the Biogensis scandal that also snared Alex Rodriguez, costing Braun the entire 2013 season due to suspension.
    2013 - Calcium deposits found on Mars by NASA's Curiosity rover are similar to deposits formed on Earth when water circulates in cracks and rock fractures.
    2015 - American skier Lindsey Vonn won her 63rd World Cup, setting a new record after 35 years.  The previous record of 62 wins was held by Austrian skier Annemarie Moser-Proell.

National Baseball Hall of Fame Electees:

    1937 – Cy Young, Tris Speaker, Nap Lajoie
    1972 – Sandy Koufax, Yogi Berra, Early Wynn
    1977 – Ernie Banks
    1978 – Eddie Mathews



The object is to insert the numbers in the boxes to satisfy only one condition: each row, column and 3x3 box must contain the digits 1 through 9 exactly once. What could be simpler?





Daily Puzzle

How to play:

Refresh for current date:






See USA map, click to specific area, no commercials



Traffic Live---

Real Time Traffic Information

You can save up to 20 different routes and check them out with one click,
or type in a new route to learn the traffic live




Alerts and Flags
Bank Beat
Career Crossroads-Emily Fitzpatrick/RII
Charlie Chan sayings
Computer Tips and Social Media
Credits and Collections 102
Employment Web Sites
Fernando's Review
Financial Technology 102
From the Desk of Michael Witt, Esq.
Leasing 102
Leasing Cases by Tom McCurnin
Online Newspapers
Sales Make it Happen
Spark PeopleŚLive Healthier and Longer
The Secret of Our Success
To Tell the Truth
View from the Top
Why I Became a CLP

Ten Top Stories each week opened the most by readers
(click here)

“Complaints” Bulletin Board (click here)

Connect with Leasing News

Top Stories

(chronological order)

- California DBO Cracking Down on Unlicensed Companies
   December Bulletin States the Charge
- 2016 CLFP Accomplishment Report
- Best Financial Technology Advance I Have Seen
- The IRS Will Remove a Tax Lien
  from borrowers credit reports for free
- Election Over, Confidence Rebounds to Leasing Industry
- Shake-Up at North Mill Equipment Finance
  Co-founder, President & CEO Gary Silverhardt is Out
- Christmas Bonuses
  by Allan Levine, President and COO, MADI$ON CAPITAL
- No Confirmation of Denial from Direct Capital or CIT
- Jim & Chris Broom of Direct Capital
   Reportedly Resigned Today from CIT
- Looks Like Some Alternate Finance Companies Changing
   to Special Banks, But Some May Not Want to be Regulated
- More Machines to be Leased or Financed
- Inside Direct Capital and CIT Group
- Axis Capital Rebrands as “AMUR Equipment Finance”
- Equipment Purchases: Cash or Financing?
- What can you learn from GreatAmerica Financial Services?
- Marlin 59 Page September 30, 2017 10Q Highlights
- CV Holdings Acquires Centra Leasing/4Hour Funding
- Dallin Hawkins Chapter 7 Bankruptcy Update
- National Assoc. Equipment Leasing Broker Conference
- DealStruck Reportedly Abandoned Ship
- Alert: Dallin Hawkins Files Chapter 7
- Top Ten Leasing Company Websites in North America
- Alternate Financing Websites
- ELFA Meets With California Officials
  To Discuss Lenders License Concerns
- Dallin Hawkins Served with $53,000 Default Judgement
   Leasing News Bulletin Board Complaint Update
- DocuSign Introduces Payment at Signing
- The Issue of the Balboa Legal Case Not the BBB Rating
   But the Actual BBB Complaints
- Hanmi Bank Purchases Banc of California
   Commercial Equipment Finance Division
- Highlights on Marlin Business Telephone Conference Call
- Balboa Capital Forced to Disclose List
   of Disgruntled Customers
- ELFA 55th Annual Convention Report
- CLFP Foundation Adds 25 CLFPs
- Work Together for More Business
- Commitment to Lease or Make Loan Agreements
- FinTech Comes to UCC Filing Information
   For Mail or Telephone Marketing
- Working Capital Loans
     and the Working Capital Cycle
- National Alliance Commercial Loan Brokers Conference
- Loan/Lease Regulations --- Updated
- Trends in Leasing
   by Barry S. Marks, Esq., CLFP
- Cross Section of Leasing Executives
  on Month of August Business plus 4th Quarter Prediction
- Canadian Leasing Conference Draws Record Attendance
   Annual Conference Report by Hugh Swandel
- Are You Taking Advantage of The Section 179 Deduction?
- Another Quarterly Interim Payment Scam
- Over 80% of Business Owners Are Opting to Purchase
  As Opposed to Leasing--BizFi Report
- Vehicle Leasing Volume Surges Past 31% in Q2
- U.S. Alternate Finance Web Sites: Alexa Report
- Broker/Lessor Receives Early Payoff from Lessee
   But Doesn't Pay Funder for Three Months
- Bank Net Income Rises to $43.6 Billion
- Balboa Capital Gets Win in Bait and Switch
    Purchase Option Case
- Alexa Report U.S. Leasing/Finance Media
- PayNet Reports Soft July Business
   Echoing the ELFA MFLI-25 July Report
- Photos from CLFP Celebration Day
- Broker/Lessor Receives Early Payoff from Lessee
   But Doesn't Pay Funder for Three Months
- “To Do Broker or Not to Do Broker Business,”
   that is the Question?”
- Credit Signs by dun & bradstreet - Free Service
- They Don’t See a Nose Dive as Does
   as Reported by the ELFA July MLFI-25
- Kyle Gilliam, CLFP, Appointed President
  BancorpSouth Equipment Finance
- Five Biggest Small Business Loan Mistakes
- DealSafe---Control of Contractual Rights
- Big Banks Lose Near Half a Trillion Dollars
- Madison Capital eDoc Experience
- Ascentium Capital Reports Strong 2nd Quarter Growth
- Axis Capital Subject to Possible Receivership
- Balboa Capital Tagged for Quarterly Payment Scam
- It's Not the United States with Highest Income Tax
- California Department of Business Oversight Confirms
that Brokers Need Licenses and Lessors Can’t Pay Unlicensed Brokers
- Signs of a Chill in Fintech Funding?
- What Happened to the $11.4 Million
   in the IFC Credit Bankruptcy “Approved Disbursements?”
- Balboa Capital Tagged for Bait and Switch
  on Lease Payoff Quote
- Alert: Dallin Hawkins Making Rounds Again
   Bulletin Board Complaints
- FinTech #102  by Christopher Menkin
   Menkin has an Epiphany
- Alternate Finance Companies - Subprime
- FICO Score: Excellent to Bad
- Charlie Chan on Balboa Capital
- Reader Complaint About LEAF Financial Investment (Collection)
- How to be a “Leasing Expert Witness”
    and Make Extra Income
- 2014 Survey Reports Expert Witness Hourly Fees
    Record All-Time Highs
- Your Photograph on
Use a Password Generator
- Banks Turn Toward Leasing for More Profit
- Why Leasing News is Different
- Take Your Banker to Lunch
- Lease Police Tips on Judging Vendors
- Alert: Rudy Trebels Back Soliciting Broker Business
- HL Leasing/John Otto--Update
- NorVergence- Year end, 2013
- Twelve Lawyers Against Evergreen Clause Abuse
- Wants to Go After Lessors and Their Attorneys
   Re: Evergreen Clause Abuses
- Sample of Usury Laws in United States
- Balboa Capital Class Action Case Settled--$5 million?
- Old Cowboy On His Horse
- Leasing Brokers: When May You Collect a Commission?
- Balboa Capital, Irvine, California
   $20,543.22 Bulletin Board Complaint
   Alleged “Bait and Switch”
- Female Lease Finance Association Presidents
- Broker’s Responsibility to Obtain
    California Lender’s License
- The Day that Albert Einstein Feared May Have Finally Arrived
- Equipment Finance Agreements Explained/Barry S. Marks
- Royal Links "True Lease" Court Ruling
- "The Memory Shock" –New Book by Barry Reitman
- Jeff Taylor's Leasing Predictions, Spring, 2006
- New Case against Mazuma Capital and Republic Bank
  ---Automatic Evergreen Payment---PPR
- Charles Schwartz and Allied Health
- Copier Wars---It's more than the lease payment
    by Christopher Menkin
- Leasing Gypsies
- Verifying Tax Returns
- Special Report: Part I
   Could Church Kiosks, Royal Link Carts, NorVergence results been avoided?
   The use of “Equipment Finance Agreements”
- Special Report: Part II
    Bank of the West
   Equipment Lease Agreement (EFA)
- California License Web Addresses
- Settlement Costs vs. Litigation Costs