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Leasing News is a web site that posts information, news, and
entertainment for the commercial alternate financing,
bank
, finance and leasing industries

kitmenkin@leasingnews.org
   



Nationwide Sales Positions Available
  Medical, Commercial and Industrial
 Transportation, FF&E, Technology


Superior pricing - Superior Buying window
 - Superior back office - Superior stability

For more info click here

www.bankozarks.com/equipment

Bank of the Ozarks


Recognized as the top performing bank in the United States,
based on financial performance, five years in a row
(2011, 2012, 2013, 2014, and 2015).



Wednesday, August 10, 2016


Today's Equipment Leasing Headlines

Archives: August 10, 2001, Jeff Allard
Last Day at Bay View Commercial Leasing, Readers say “Goodbye”
Lending Club Mulls Committing Capital
  to Loans After Brutal 2Q
OnDeck is NOT a Marketplace Lender
  by Sean Murray, Founder, deBanked.com
Leasing Industry Ads---Help Wanted
Now is the Time to Apply
Funders Looking for New Broker Business
  Updated
Aggregate Funding Sources
(Online: connects lessees, lessors, and vendors)
Equipment Leasing Books
  Updated
Next Wednesday, ELFA Free One Hour Webinar
Results of the 2016 Survey of Equipment Finance Activity
$10,000 Available Education Grants in August
Chris Walker Education Fund
American Bully
San Francisco, California Adopt-a-Dog
News Briefs---
TIAA to buy EverBank for $2.5 billion
"EverBank focuses on online and mobile banking"
 Charles Anderson, CEO of Currency, Starts
Commercial Equipment Marketplace Council
Delta identifies cause of computer crash
  that crippled flights Monday, not power outage
The Robo-Accountants Are Coming
How professional services firms need to prepare
The QRS 50
 50 top limited-service restaurant brands in the U.S

Broker/Funder/Industry Lists | Features (writer's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months

www.leasingcomplaints.com (Be Careful of Doing Business)
www.evergreenleasingnews.org
Leasing News Icon for Android Mobile Device 

You May have Missed---
   SparkPeople--Live Healthier and Longer
   Winter Poem
    Sports Briefs---
      California Nuts Brief---
       "Gimme that Wine"
          This Day in American History
         SuDoku
           Daily Puzzle
             GasBuddy
               Weather, USA or specific area
                 Traffic Live----

######## surrounding the article denotes it is a “press release” and was not written by Leasing News nor information verified, but from the source noted. When an article is signed by the writer, it is considered a “by line.” It reflects the opinion and research of the writer.


 


[headlines]

--------------------------------------------------------------

Archives: August 10, 2001, Jeff Allard
Last Day at Bay View Commercial Leasing, Readers say “Goodbye”

 
“I will likely continue in the leasing business as a broker/consultant - I have a few offers and prospects.  However, my primary focus will be in the movie business.  My business partner (a Warner Bros. TV producer) and I have purchased the rights to remake the classic horror film - 'The Texas Chain Saw Massacre." This project will keep me quite busy.”

"Jeff - Is that to be about the Texas chainsaw massacre of the leasing industry?"
 
Paul J. Menzel, CLP
Senior Vice President / General Manager
Leasing Division
SANTA BARBARA BANK & TRUST

"Regarding Jeff Allard - great guy and a real loss to the leasing
business...but...isn't producing ‘Texas Chain Saw Massacre’ really
like producing ‘Equipment Leasing 2000-2001’ ????"
 
Rick Wilbur
Mediacap.com

--

"I think Jeff Allard should combine his leasing industry knowledge with his movie rights and do a documentary about the blood bath/massacre in the leasing industry this year. He could show the CEO's of TYCO, GE, and Citigroup carving up what's left of the leasing industry. They could bury the survivors alive in the desert around Tempe.  They could then have the killers chopping up each other’s market share until the leasing industry is totally fragmented again."
 
Bob Rodi
President
LeaseNOW, Inc.

 

TODAY


Jeff Allard
Film Producer
Indie Entertainment
2001 – Present (15 years) San Francisco Bay Area


Jeff has produced over a dozen movies including the critically acclaimed family comedy, "Ping Pong Summer" starring Academy Award winner Susan Sarandon which world premiered at the 2014 Sundance Film Festival and was released theatrically the following summer. Subsequently, Jeff produced Interwoven starring Oscar winner Mo'Nique ("Precious"), "The Night Watchmen," starring James Remar (Dexter, Warriors) and "A Beginner's Guide to Snuff" (Directed by the Butcher Bros), all scheduled to be released in 2016. Additionally, Jeff produced "Holy Ghost People" starring Emma Greenwell ("Shameless") and Brendan McCarthy ("True Blood") which world premiered at SXSW 2013 and was released in select theaters in 2014.

Jeff's other productions include the psychological thriller, "Liars All," starring Sara Paxton (The Innkeepers) and Matt Lanter (90210) which was released in June 2013 and "The Violent Kind," which he produced along with producers Malek Akkad ("Halloween") and Andy Gould ("Grindhouse") and directed by The Butcher Brothers ("The Hamiltons"), which world premiered at the Sundance Film Festival in 2011. His other productions include, Tomorrow is Today, starring Scout Taylor Compton ("Halloween"), an official selection of the Montreal World Film Festival and award winner at four international films festivals, "A Darker Reality," (starring Daniel Baldwin) and the vampire thriller "BLED."

Jeff executive produced with Michael Bay ("Transformers") "The Texas Chainsaw Massacre," one of the top grossing independent films of 2003 and "The Texas Chainsaw Massacre: The Beginning," which was released worldwide by New Line Cinema in 2006. These two films have grossed more than $250 million in worldwide sales.
https://www.linkedin.com/in/jeff-allard-a59451

 


[headlines]
--------------------------------------------------------------

Lending Club Mulls Committing Capital
to Loans After Brutal 2Q
by Philip Ryan, www.bankinnovation.net

Lending Club survived a brutal second quarter (barely) and is considering some fundamental changes to thrive going forward. Specifically, the beleaguered marketplace lender will consider funding its own loans rather than selling them off post-origination.

The company’s president and acting CEO, Scott Sanborn, began yesterday’s earnings call by noting that the good news about the second quarter is that it is over. However, he ended the call saying Lending Club expects to resume revenue growth in 2017.

The only thing that went up for Lending Club this quarter was expenses, particularly legal. Everything else — originations, EBITDA, you name it — went down. The company originated $1.96 billion in loans this quarter, down about 29% from the quarter previous. It’s back to the levels it was about a year ago, as the graph at right, from the earnings presentation, illustrates.

Borrower response rates did not appreciably decline during the quarter, though the company had more difficulty funding their loans. As Sanborn pointed out, borrowers were not likely to be aware of the flurry of bad news that hit Lending Club.

Investors, of course, were. Returns for investors have held relatively stable, and loan performance has not degraded significantly. Lending Club’s investors in the quarter broke down as follows, Sanborn said:

  • Individual retail investors – 11%
  • Managed accounts – 35%
  • Asset managers and hedge funds – 20%
  • Banks – 34%

Of these groups, banks are the slowest to return, due to their rigorous due diligence processes, Sanborn said.

What does the future hold for Lending Club? Will it keep loans on the books to earn more revenue over the life of the loan? (94% of its revenue comes from fees at origination.) This is the model used by the soon-to-IPO subprime lender Elevate, which services riskier customers and maintains a 20% margin by keeping the loans on its books. Here’s what Sanborn had to say when asked about this:

So to your point, our immediate focus has been on re-engaging with our preexisting investors, and that’s kind of been our primary focus, and as noted, we feel like we are making very good progress there. Going forward we are exploring what — adding some additional sources and or structures of capital to increase resiliency and diversity and that would include committed capital that we think might be a beneficial addition to our overall mix.

Now that will come at a cost — having a committed capital out there. So we are being thoughtful about the size and scale of that, but that’s absolutely something we will be exploring actively once we’ve got our preexisting investors fully reengaged.

This is what alternative lending watchers have long called for: skin in the game.


(Leasing News provides this ad as a trade for appraisals
and equipment valuations provided by Ed Castagna)


[headlines]
--------------------------------------------------------------

OnDeck is NOT a Marketplace Lender
by Sean Murray, Founder, deBanked.com


Noah Breslow of OnDeck speaking at LendIt USA 2016 conference
in San Francisco, California, USA on April 12, 2016.
(photo by Gabe Palacio)

It’s finally time to stop calling OnDeck a marketplace lender.

The company only sold 15.6% of its originated loans through the OnDeck Marketplace, according to their Q2 earnings report. That’s down from 26% in the prior quarter. It’s not hard to see why that might be as the Gain on Sale Rate was only 3.5% in Q2, a significant drop from the 5.7% in Q1 and 7.8% at this time last year.

On the earnings call, OnDeck’s chief officers argued that demand for their loans remained very high but that investors are requiring more return for the same risk. With the profit incentive to sell loans severely diminished, the company plans to continue selling only 15% – 25% of their loans going forward on the basis of keeping institutional relationships and diversification.

But if not a marketplace? Then?

OnDeck is a non-bank commercial balance sheet lender. And as a result, the company’s cash dropped from $160 million on December 31, 2015 to only $78 million at the end of Q2.

OnDeck CFO Howard Katzenberg said that this wasn’t a burn, but rather cash being invested into their loans, all part of their plan of moving away from the marketplace. The company still has $300 million in GAAP equity, $100 million available to it from its warehouse lenders, and other debt facilities that it plans to increase for more leverage.

OnDeck funded a whopping $590 million in loans in Q2 but posted a net loss of $17.9 million. Origination figures include the full loan principal amount on renewals even though part of the principal may be used to pay off an existing loan.

Marketing costs remained relatively stable as did loan performance. Little was said about their relationship with JPMorgan Chase other than the fact that it’s still “early days at this point.”


[headlines]
--------------------------------------------------------------



Nationwide Sales Positions Available
  Medical, Commercial and Industrial
 Transportation, FF&E, Technology


Superior pricing - Superior Buying window
 - Superior back office - Superior stability

For more info click here

www.bankozarks.com/equipment

Bank of the Ozarks


Recognized as the top performing bank in the United States,
based on financial performance, five years in a row
(2011, 2012, 2013, 2014, and 2015).

 

For information on placing a help wanted ad, please click here:
http://www.leasingnews.org/Classified/Hwanted/Hwanted-post.htm

Please see our Job Wanted section for possible new employees.

 

[headlines]
--------------------------------------------------------------

Funders Looking for New Broker Business
Updated

To qualify for this list, the company must be a funder (as qualified by Leasing News) and on the “Funder List,” an acceptable Better Business Bureau Rating and no history of complaints at Leasing News. Also, it is their practice to notify lessees in advance when the lease will end and what the residual will be, specifically not automating extra lease payments, or insisting their discounter follow the same policy. We reserve the right to not list a company who does not meet these qualifications.

There is no advertising fee or charge for a listing. They are “free.” Leasing News makes no endorsement of any of the companies listed, except they have qualified to be on this specific list.

We encourage companies who are listed to contact us for any change or addition they would like to make. We encourage adding further information as an "attachment" or clarification of what they have to offer would be helpful to readers.

Please send company name, contact/email or telephone number as well as a URL to attach or description to kitmenkin@leasingnews.org

Alphabetical list - click on company name to view more details

1st Enterprise Bank Leasing
Advantage Funding
Allegheny Valley Bank Leasing 
Allstate Leasing
American Leasefund, Inc.
Bankers Capital 
Barrett Capital Corporation
Black Rock Capital
Boston Financial & Equity Corp.
BSB Leasing, Inc.
Calfund, LLC
Chesapeake Industrial Leasing Co., Inc.
Citizens Business Bank

Cobra Capital LLC
Dakota Financial 
Exchange Bank Leasing (formerly Dumac Leasing)
FirstLease, Inc.
First Federal Leasing
First Foundation Bank
First Midwest Equipment Finance
Financial Pacific Leasing
Forum Financial Services, Inc.
Gonor Funding
Lease Corporation of America
Madison Capital
Manufacturer's Lease Plans, Inc

Maxim Commercial Capital, LLC
Mesa Leasing
National Equipment Finance
NexTier Leasing
NFS Leasing, Inc
Northwest Leasing Company, Inc
P&L Capital Corporation
Padco Financial Services
Pawnee Leasing Corporation
RLC Funding
Standard Professional Services, LLC
Summit Leasing, Inc.
TEAM Funding Solutions
TimePayment 


List:
http://www.leasingnews.org/Funders_Only/New_Broker.htm 

 

 

[headlines]
--------------------------------------------------------------

Aggregate Funding Sources
(Online: connects lessees, lessors, and vendors)

http://www.capitalrelay.com

http://www.currencycap.com


[headlines]
--------------------------------------------------------------

Equipment Leasing Books

 

Scott A. Wheeler, CLFP, a thirty-four year veteran in the commercial equipment leasing and finance industry, has compiled his favorite sales tips into an easy-to-read format for veteran and novice commercial equipment leasing and finance professionals.

"'Call to Action,' 134 pages, is designed to assist individuals to think outside of their current comfort zone, to increase their productivity, and to enhance their personal value proposition," Scott Wheeler explains. "Each chapter in this book touches upon a significant area in the finance and leasing industry. The sales tips are followed by call to action exercises to stimulate group discussions and individual reflection.

"Professionals throughout the equipment finance and leasing industry will benefit greatly from using this book as a reference guide and workbook for self-improvement."

$19.95 at Amazon

A portion of each sale will be donated to the Chris Walker Educational Fund – dedicated to the education of professionals in the commercial equipment leasing and finance industry.

Scott is a well-known author for several leasing publications, including Leasing News, plus issues a weekly newsletter as well as conducts a school for training entrepreneurs to become independent leasing brokers.

Scott A. Wheeler, CLFP
Wheeler Business Consulting
1314 Marquis Ct.
Fallston, Maryland 21047
Phone: 410 877 0428
Fax: 410 877 8161
Email: scott@wheelerbusinessconsulting.com
Web: www.wheelerbusinessconsulting.com


Unstoppable: The Story of Asset-based Finance
and Leasing in Canada

Hugh Swandel, Senior Managing Director-Canada, The Alta Group, recommends "Unstoppable: The Story of Asset-based Finance and Leasing in Canada."

Published September 9, 2014 it is available in Kindle
at CDN$9.99 or Hardcover CDN$25.99.
http://www.amazon.ca/Unstoppable-Story-Asset-Based-Leasing-Canada/dp/0991741196/

"Unstoppable tells the previously untold story of a business that has grown to be the largest source of debt financing to Canadian consumers outside of the traditional bank loan. This book covers the rollercoaster ride of asset-based finance, now a $300 billion business, through interviews with business trailblazers such as Jim Pattison and Steve Hudson, who led the industry for the past half century. It is an entertaining and personal business history that will inspire both students of business history and entrepreneurs alike. Unstoppable shows how this form of finance helped to grow Canada’s former industrial economy."

Special Study for Corporate Counsel on Equipment Leases,
2014 ed.

by Alan Gutterman  (2014)
Author | Attorney and Business Counselor
www.linkedin.com/in/alangutterman

Special Study for Corporate Counsel on Equipment Leases helps counsel negotiate and document equipment lease agreements for companies that choose to lease rather than purchase equipment.

 Book with CD-ROM  $390.00 Thomson Reuters
http://legalsolutions.thomsonreuters.com/law-products/Treatises/Special-Study-for-Corporate-Counsel-on-Equipment-Leases-2014-ed/p/100306974?trkcode=GL&trktype=external&searchid=GL&jsf=c7d0c43b-f883-4281-b52b-a6e88e6a6d26:49032

 

The Successful Equipment Lease Broker
by Joshua Fant (December, 2010)

He is a real estate broker in the Greater Seattle area.
He was a leasing broker from January, 1999 to August, 2005.
Book may be dated. 14 day return policy (also to their book store).
www.linkedin.com/in/jfant

$39.95 Barnes & Noble
http://www.barnesandnoble.com/w/the-successful-equipment-lease-broker-inc-the-leasing-expert/1029662145?ean=9780974269108

 

Start Your Own Leasing Company!
By Paul Sutton (2014)  111 pages-Fourth edition.

Company appears to have a collection of “how to”
books. They have return policy for printed books only.
Book: $44.95   Download $19.46
https://www.businessbooksource.com//books/274/start-leasing-company.cfm

 

The Certified Lease & Finance Professionals' Handbook
Authored by Certified Lease & Finance Professionals

Raising the standards of the Equipment Leasing and Financing Industry through continued education, testing and conduct.

Edition: 4 (Feb 04, 2015)  $59.96
https://www.createspace.com/5290967

 


Equipment Leasing
Publisher: Matthew Bender
Three Volume Set; loose leaf; updated with revisions
Updated Yearly
$1,333 Print
$1,177 eBook
(with yearly up-date savings plan)
http://www.lexisnexis.com/store/catalog/booktemplate
/productdetail.jsp?pageName=relatedProducts&catId=167&prodId=10538

 

[headlines]
--------------------------------------------------------------

##### Press Release ############################

Next Wednesday, ELFA Free One Hour Webinar
Results of the 2016 Survey of Equipment Finance Activity

WHAT: The Equipment Leasing and Finance Association is hosting a free one-hour webinar to present findings of its 2016 Survey of Equipment Finance Activity, the largest and most important source of statistical information on the $1 trillion equipment finance industry.

WHEN: Wednesday, Aug. 17, 2016, at Noon EDT

HIGHLIGHTS:  The webinar is designed to help business leaders use the data in the 2016 Survey of Equipment Finance Activity to benefit their organizations. Topics will include:
• Introduction to the 2016 Survey of Equipment Finance Activity
• Key Findings: New Business Volume; Yield/Cost of Funds; Financial Statements; Portfolio Performance; and Business Processes (credit approval, remarketing/asset management and headcount)
• Tips for Using the Data Effectively
•  Q&A

WHO:  The webinar will be presented by Raymond James, Chair of the ELFA Research Committee and Senior Consultant at Ivory Consulting Corporation; Carol Ann Fisher, Consultant at PwC, which produces the report in partnership with ELFA; and Bill Choi, ELFA Vice President for Research and Industry Services.

WHERE:  For instruction, see below or visit www.elfaonline.org/SEFA.
• To participate in the webinar, click here: Audio & Web Meeting
-OR-
• Dial-In: Call 800-768-2983 or 913-904-9867 and enter Access Code 2383413.
• Web Login: https://core.callinfo.com/prt?an=8007682983&ac=2383413

###

The Equipment Leasing and Finance Association (ELFA) is the trade association that represents companies in the $1 trillion equipment finance sector, which includes financial services companies and manufacturers engaged in financing capital goods. ELFA members are the driving force behind the growth in the commercial equipment finance market and contribute to capital formation in the U.S. and abroad. Its 580 members include independent and captive leasing and finance companies, banks, financial services corporations, broker/packagers and investment banks, as well as manufacturers and service providers. For more information, please visit www.elfaonline.org.

### Press Release ############################

 

 

[headlines]
--------------------------------------------------------------

### Press Release ############################

$10,000 Available Education Grants in August
Chris Walker Education Fund


Chris Walker, CLFP
(Photo: GreatAmerica Corporate Directory)

The Chris Walker Education Fund Board of Trustees is now accepting grant applications. Applications will be accepted through July 31st.  The fund will award a total of $10,000 in grants to be distributed in August.

The award will be split up into two types of designations, with $5,000 in grants being awarded to institutions, foundations, or associations, and $5,000 being dispersed for individual grants.  Individual grants are intended to support individual industry members’ educational initiatives. This includes grants for industry certifications, such as the Certified Lease and Finance Professionals (CLFP) and NEFA’s Institute for Leasing Professionals (ILP).

Individual grants can be requested up to $1,000, or an amount equal to the cost of a CLFP certification class, ILP education class, or other qualified industry related education.

Grant requests can be sent via email or US Mail (see below), and must include specific details as to how the grant would be utilized. Each grant request will be reviewed by The Chris Walker Education Fund Board of Trustees.

Grant requests should be mailed to:
NEFA's Chris Walker Education Fund
PO Box 69
Northbrook, IL 60065

For More Information:
http://www.nefassociation.org/donations/fund.asp?id=10120

 

Board of Trustees:

Chris Enbom, Allegiant Partners 
cenbom@apfinancing.com

Nancy Geary, ECS Financial Services
ngeary@ecsfinancial.com

Randy Haug, LeaseTeam, Inc. 
randy@Leaseteam.com

Hugh Swandel, The Alta Group
hswandel@thealtagroup.com

 

Story of the Award and Chris Walker
http://leasingnews.org/archives/Aug2012/8_16.htm#nefa

### Press Release ############################


[headlines]
--------------------------------------------------------------

American Bully
San Francisco, California Adopt-a-Dog

Dino
Male
2.5 years

"Woof, I’m Dino! They call me an American Bully, because I’m super short and stout.

"I am 2.5 years old and I’m cute as can be and everyone loves my cute face. Sadly, my owner passed away and I ended up in a shelter but then luckily my dad’s family members brought me to Rocket Dog!

"I’m a special boy who is looking for a special home, but I promise I’ll pay you in tons of dog kisses and snuggles. My dad and I used to hang out together A LOT so I hate being left alone and hopefully my new home could help me get more comfortable when left alone. I also would like to be an only dog in my new home too.

"I’m a mellow guy, and really just LOVE to hang out with my people… Won’t you help me find my forever home?

"Love, Dino.

Please email adopt@rocketdogrescue.org to meet him!

415-756-8188
This phone is a TEXT only – or for voicemails

Application:
https://www.rocketdogrescue.org/adopt/adoption-application/

Mobile Adoptions:

Every Sunday
Pet Food Express @ Stonestown
3160 20th Avenue
San Francisco, 1-5 pm

[headlines]
--------------------------------------------------------------


News Briefs---

TIAA to buy EverBank for $2.5 billion
"EverBank focuses on online and mobile banking"
http://www.denverpost.com/2016/08/08/tiaa-to-buy-everbank-for-2-5-billion/

Charles Anderson, CEO of Currency, Starts
Commercial Equipment Marketplace Council
https://www.entrepreneur.com/article/280260

Delta identifies cause of computer crash
  that crippled flights Monday, not power outage
https://www.washingtonpost.com/local/trafficandcommuting/delta-identifies-cause-of-computer-crash-that-crippled-flights-monday/2016/08/09/65876f92-5e66-11e6-8e45-477372e89d78_story.html

The Robo-Accountants Are Coming
How professional services firms need to prepare http://ww2.cfo.com/accounting/2016/05/robo-accountants-coming/

The QRS 50
 50 top limited-service restaurant brands in the U.S
https://www.qsrmagazine.com/QSR-50

 


[headlines]

--------------------------------------------------------------


--You May Have Missed It

Solano County begins facial recognition technology — on dogs
http://www.sfgate.com/bayarea/article/Solano-County-begins-facial-recognition-9132530.php



[headlines]
--------------------------------------------------------------

SparkPeople--Live Healthier and Longer


Eating Healthy at PF Chang's
http://www.sparkpeople.com/resource/sparkdining-eatery.asp?id=30


[headlines]
--------------------------------------------------------------

Baseball Poem

 

T   John W. Knight

The game was tied in the bottom of nine
A runner on third and two out
In the dead still air a mosquito's whine
Was all you could hear, then a shout

"Do something Ben, murder the ball,
For crying out loud get a hit."
Ben strode to the plate to answer the call
The now restless fans knew this was it

He dug in his right foot then positioned his left
And tapped the plate twice with his bat
Then he pulled it back slowly as to measure its heft
And tensed his whole frame like a cat

The pitcher glared in, the Ump hunkered down
Then the ball on its way like a shot
Ben pulled the trigger, his body unwound
And the ball hit the bat with a "Thock"

This is the sum that the game's all about
This instant is not just a dream
The split second physics, a hit or an out?
Each player and fan poised to scream


[headlines]

--------------------------------------------------------------


Sports Briefs----

Michael Phelps extends his legacy with two more gold medals at Rio Olympics
https://www.washingtonpost.com/sports/olympics/at-rio-games-ryan-lochte-sports-silver-hair-and-an-familiar-title-underdog/2016/08/09/4fa73f04-5e25-11e6-af8e-54aa2e849447_story.html?tid=pm_sports_pop_b

How one adjustment helped USA Gymnastics become a power and led to Rio gold
http://www.si.com/olympics/2016/08/09/usa-womens-gymnastics-system-rio-olympics-martha-karolyi

Tim Tebow, Major League Baseball player:
    The long road to making it happen
http://www.usatoday.com/story/sports/mlb/2016/08/09/tim-tebow-major-league-baseball-player/88449696/

Eli Manning is getting older,
   and it’s only making him better
http://nypost.com/2016/08/09/eli-manning-is-getting-older-and-its-only-making-him-better/


[headlines]
--------------------------------------------------------------


California Nuts Briefs---

UC Davis Chancellor Linda Katehi steps down
http://www.sacbee.com/news/local/education/article94627837.html

PG&E convicted of obstructing blast probe, breaking safety laws
http://www.sfgate.com/crime/article/PG-E-convicted-of-obstruction-pipeline-safety-9132493.php

Antioch: Roddy Ranch Golf Course to shut down
http://www.eastbaytimes.com/breaking-news/ci_30221603/antioch-roddy-ranch-golf-course-shut-down

San Jose's Google Fiber rollout is delayed
 while tech giant explores alternatives
http://www.mercurynews.com/bay-area-news/ci_30221848/google-fibers-silicon-valley-rollout-is-delayed-while

Flight path noise: Residents fight changes in SFO approach
http://www.mercurynews.com/bay-area-news/ci_30221198/noise-rattled-communities-fight-fix-flight-path-woes

San Francisco's Lombard Street: It's twisty, crooked, and it almost didn't happen
http://www.sfgate.com/bayarea/article/worlds-crookedest-Lombard-Street-san-francisco-9125265.php

 

Report: California Has the 12th Worst School System in America
http://patch.com/california/losgatos/s/fufna/california-has-the-12th-worst-school-system-in-america-report-claims

 


(Leasing News provides this ad as a trade for investigative
reporting provided by John Kenny)


[headlines]
--------------------------------------------------------------




“Gimme that Wine”

http://www.youtube.com/watch?v=EJnQoi8DSE8

Carmel Wineries Watch Grape Crop Exposed To Soberanes Fire Smoke
http://sanfrancisco.cbslocal.com/2016/08/08/soberanes-fire-big-sur-monterey-wine-grapes/

Napa County Planners grant quick approval to Taylor Family Vineyards
http://napavalleyregister.com/news/local/napa-county-planners-grant-quick-approval-to-taylor-family-vineyards/article_1390cc4a-ba08-59d7-b9cc-4698ebc83012.html

Williams Selyem buys 121-year-old Russian River Valley vineyard
http://www.northbaybusinessjournal.com/industrynews/wineindustry/5
949336-181/williams-selyem-saitone-vineyard-zinfandel-wine?artslide=0

Washington on track for record wine grape harvest
http://www.greatnorthwestwine.com/2016/08/09/washington-wine-record-harvest/

Sonoma Wine Country Weekend To Welcome
 2016 Sonoma Sommelier Stars http://www.winebusiness.com/news/?go=getArticle&dataid=172735

Illinois Small wine importers take off
   —and that's good news for drinkers
http://www.chicagobusiness.com/article/20160806/ISSUE01ers


Free Mobile Wine Program
http://leasingnews.org/archives/Feb2010/2_26.htm#mobile

Wine Prices by vintage
http://www.winezap.com
http://www.wine-searcher.com/

US/International Wine Events
http://www.localwineevents.com/

Leasing News Wine & Spirits Page
http://two.leasingnews.org/Recommendations/wnensprts.htm

[headlines]
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This Day in American History

          1680 – The Pueblo Revolt began, an uprising of most of the Pueblo Indians against the Spanish Colonizers in the province of Santa Fe in what is now New Mexico.   The Pueblo Revolt killed 400 Spanish and drove the remaining 2,000 settlers out of the province. Twelve years later the Spanish returned and were able to reoccupy New Mexico with little opposition.
    1755 - Under the orders of Governor Charles Lawrence, the British Army begins to forcibly deport the Acadians from Nova Scotia to the American Colonies.  
    1776 – Word of the Declaration of Independence reached London.    1821 – Missouri became the 24th state.  The land that is now Missouri was acquired from France as part of the Louisiana Purchase and became known as the Missouri Territory.  The state lies at the intersection of the three greatest rivers of the US, with the confluence of the Mississippi and Missouri Rivers near St. Louis, and the confluence of the Ohio River with the Mississippi north of the Bootheel. The starting points for the Pony Express, Santa Fe Trail and Oregon Trail were all located in Missouri as well.
    1821 – Jay Cooke (d. 1905) was born in Sandusky, OH.  He was a financier who helped finance the Union war effort during the Civil War and the postwar development of railroads in the northwestern United States. He is generally acknowledged as the first major investment banker in the United States and creator of the first wire house firm.
    1844 - Brigham Young was chosen as Mormon Church head following Joseph Smith’s death.
    1846 - Congress chartered the Smithsonian Institution, named after English scientist James Smithson, whose bequest of $500,000 made it possible.
    1861 – At The Battle of Wilson’s Creek, the Civil War entered Missouri when a band of raw Missouri State Guard troops defeated Union forces in the southwestern part of the state.  it is sometimes called the "Bull Run of the West."    1874 – Herbert Hoover (1874-1964), 31st president of the United States, was born in West Branch, IA.  His parents were poor and he was orphaned at 9, but he amassed a fortune as a mine engineer and owner.  With the start of World War I, he directed the evacuation of 200,000 Americans from Europe. It was the first of a series of massive economic, evacuation and food relief activities that spanned half a century. He was Secretary of Commerce in the Administrations of Harding and Coolidge and was elected President on the Republican ticket in 1928.  The crash of the stock market on Oct. 29, 1929, plunged the nation into its worst economic crisis in history. His policies were attacked as insufficient to spur economic revival. He was voted out of office in 1932 under the cloud of the Great Depression, called the "Hoover Depression" by his opponents.
    1876 - Thomas Alva Edison of Menlo Park, NJ, obtained a patent for a “method of preparing autographic stencils for printing”. He went on to improve the “mimeograph,” which, until the advent of the photocopier, was the most widespread method of paper communication and duplication.
    1878 - The temperature at Denver, CO, soars to an all-time record high of 105 degrees.
    1885 - America's first commercially operated electric streetcar began operation in Baltimore.    1897- Actor Jack Haley (1897-1979), the Tin Man in “The Wizard of Oz,” was born in in Boston.
    1899 – Charles Darrow (1899-1967), one of the creators of Monopoly, was born in Philadelphia.   
       1899 - A.T. Marshall of Brockton, MA patented the refrigerator. It was not practical in cost for many households and “ice” refrigerators were common until perhaps World War II.
    1901 – The US Steel Recognition Strike by the Amalgamated Association of Iron and Steel Workers began.  The formation of the US Steel trust in 1901 threatened the AA with ruin. The AA was confronted with a crisis: It had to organize the plants of U.S. Steel before the corporation, with its relatively infinite resources, could stop the union drives. But the executive committee of U.S. Steel was equally aware of the threat the AA posed and the company's board of directors secretly adopted a resolution on June 17, 1901, opposing any unionization attempt. At a meeting on August 3, 1901, US Steel refused to renegotiate a wage agreement that had been agreed to by the AA leadership and considered it binding. The AA executive board ordered a strike, to begin on August 10. The strike was crushed. At several plants, workers refused to turn out at all. Union members in Illinois and Pennsylvania turned out in small numbers but the overall effect on U.S. Steel was too weak. Strikebreakers were pouring into plants by the thousands, and shuttered works were reopening. The AA appealed to Samuel Gompers, asking for AFL support and the calling of a national labor conference to make the strike the federation's main issue. Gompers refused.  The strike against U.S. Steel ended on September 14, 1901. The AA settled for terms far worse than those offered in August. Only plants which had started and ended the strike were covered, which meant that the union lost recognition at 15 plants. The company even won a pledge from the union not to organize any plant not already unionized.
    1904 – Jack Chesbro was knocked out by the White Sox after pitching 30 complete games in a row. For the year, he will win 41 games, pitching 48 complete games out of 51 starts for the New York Highlanders. All are post-1900 Major League records. His 455 innings pitched has been topped only by Ed Walsh’s 464 in 1908.  For perspective, in today’s game, pitchers are considered a workhorse if they pitch 200 innings and a complete game is a rarity.
    1905 – With President Theodore Roosevelt leading the way, peace negotiations to end the Russo-Japanese War began in Portsmouth, NH.
    1909 – Leo Fender (1909-91) inventor and manufacturer of musical instruments, including the electric guitar, was born Clarence Leonidas Fender in Anaheim, CA.
    1911 - Membership in the U.S. House of Representatives was established at 435. At the time, every 211,877 residents of the U.S. were represented by one member of Congress.  As of Apr 30, 2016, that has increased to 744, 207.
    1913 – Noah Beery, Jr, (1913-94) was born in NYC.  A veteran bit part actor in early films and TV, he is best known as Rocky, Jim Rockford’s dad in “The Rockford Files” that ran 1974-80.
    1918 - MESTROVITCH, JAMES I., Medal of Honor
Rank and organization: Sergeant, U.S. Army, Company C, 111th Infantry, 28th Division. Place and date: At Fismette, France, 10 August 1918. Entered service at: Pittsburgh, Pa. Birth: Montenegro. G.O. No.: 20, W.D., 1919. Citation: Seeing his company commander lying wounded 30 yards in front of the line after his company had withdrawn to a sheltered position behind a stone wall, Sgt. Mestrovitch voluntarily left cover and crawled through heavy machinegun and shell fire to where the officer lay. He took the officer upon his back and crawled to a place of safety, where he administered first-aid treatment, his exceptional heroism saving the officer's life.
    1921 - Franklin D. Roosevelt was stricken with polio at his summer home on the Canadian island of Campobello.
    1922 - Louis Armstrong, 22 years old, leaves for the Windy City. His autobiography is fascinating to read about his version of the beginnings of jazz. He perhaps is not only the best known jazz musicians, but considered even today to have been quite ahead of his time. On old records, it is easy to pick him out playing the trumpet. He had tone, melody and rhythm that still wants you to sing, dance, or tap your foot.
    1923 – Actress Rhonda Fleming was born Marilyn Louis in Hollywood.  She acted in more than forty films, mostly in the 1940s and 1950s, and was one of the most glamorous actresses of her day. She was nicknamed the "Queen of Technicolor" because her fair complexion and flaming red hair photographed exceptionally well in Technicolor.
    1923 - Benny Goodman was 14 years old as he began his professional career as a clarinet player. He took a job in a band on a Chicago-based excursion boat on Lake Michigan.
    1928 – Jimmy Dean (1928-2010), the founder of Jimmy Dean’s Sausage, was born in Plainview, TX.  He was also a country music singer, television host, and actor. Although he may be best known today as the creator of the sausage brand, he became a national television personality starting on CBS in 1957. He rose to fame for his 1961 country crossover hit "Big Bad John” (“...stood six foot six and weighed 245, kinda broad at the shoulder and narr’ at the hip, and everybody knew you didn’t give no lip to Big John…”  His 1963 ABC Television series, “The Jimmy Dean Show” gave puppeteer Jim Henson his first national media exposure. He was formally inducted posthumously into the Country Music Hall of Fame in 2010.
    1928 – Eddie Fisher (1928-2010) was born in Philadelphia.  He was the most successful pop singles artist of the first half of the 1950s, “Any Time” (#2 in 1951), “Lady of Spain” (#6 in 1952), “Oh, My Papa” (#1 in 1953), “I Need You Now” (#1 in 1954) and “Dungaree Doll (#7 in 1955), selling millions of records and hosting his own TV show.  Fisher left his first wife, actress Debbie Reynolds, to marry Reynolds' best friend, actress Elizabeth Taylor, when Taylor's husband, film producer Mike Todd, died. This event garnered scandalous and unwelcome publicity for Fisher and contributed to his box office demise. He later married Connie Stevens. Fisher is the father of actresses Carrie Fisher (with Reynolds) and Joely Fisher (with Stevens).
    1929 – Grover Cleveland Alexander pitched and won his final Major League game.  His 373rd and last NL victory, at the time, tied Christy Mathewson for the most NL wins.
    1933 - Louisiana Governor O.K. Allen pardoned Huddie William Ledbetter, better known as the folksinger “Leadbelly”.  He got the name while in prison in Texas for being very strong. He was a very big man with an explosive temper, and was in for murder. He was pardoned by Texas Governor Pat Neff from a thirty-year sentence, something that was unheard of in Texas and from the very conservative Neff, but it is said, he sang a song of why he should be released that so affect the warden, and then Neff, that they released him. Leadbelly was one of my father’s favorite folksingers, that he played all the time, and my first memories of my father are listening to this music in the forties. I remember sitting on his knee, perhaps the earliest recollection of my father, who I miss more and more as each year goes by.
http://www.nashvillesongwritersfoundation.com/fame/ledbet.html
http://www.blueflamecafe.com/index.html
http://members.fortunecity.com/kgerald/personel/LedbetterHuddie.htm
http://www.cycad.com/cgi-bin/Leadbelly/biog.html
http://www.mala.bc.ca/~mcneil/cit/citlcleadbelly.htm
    [Aug 8]1933 - The first savings and loan association established by the federal government was the first Federal Savings and Loan Association of Miami, Florida. The creation of savings and loan institutions had been authorized by the Home Owners Loan Act of June 13, 1933, to provide a convenient place for the investment of small and large sums and to lend money to local applicants for first mortgages.
    1934 – Babe Ruth announced that this is his final season as a regular player. He says he will seek a managerial role and will pinch-hit, but will then go back on his decision and play with the Boston Braves in 1935.
    1940 – Bobby Hatfield (1940-2003) of The Righteous Brothers was born in Beaver Dam, WI.  Hatfield and Bill Medley began singing as a duo in 1962 in the Los Angeles area as part of a five-member group called the Paramours.  They were often told they sounded like African-American gospel singers and named their singing act "The Righteous Brothers" after a fan remarked of their singing, "that's righteous, brothers."  They were part of a sliver of rock ‘n’ roll genre known as Blue-Eyed Soul, distinctive in that these were white singers who many thought sounded like black performers.  Their first charted single as the Righteous Brothers was "Little Latin Lupe Lu” and their first #1 was "You’ve Lost That Lovin’ Feelin’,” produced by Phil Spector in 1964. Follow-up hits included the #1 "(You're My) Soul and Inspiration" and "Unchained Melody," and the latter song was actually a Hatfield solo performance later re-recorded after the success of the 1990 film “Ghost,“ and Hatfield remarked to friends that he had not lost any of the high notes in his tenor range since the original recording, but had actually gained one note. The duo broke up in 1968, but returned with another hit in 1974, the #3 "Rock and Roll Heaven." The Righteous Brothers were inducted into the Rock and Roll Hall of Fame in 2003 by Billy Joel.
    1942 - Adding to the fear of the times from both the war in the Pacific and Atlantic, this event is forgotten by many today. Six Germans were electrocuted in Washington, DC. They were part of a group of eight who were tried by a military commission of seven generals. One saboteur, George John Dasch, was sentenced to 30 years in prison, and another Ernest Peter Bruger, received a life sentence. All eight were found guilty of landing in rubber boats from enemy submarines, carrying explosives, incendiaries, fuses, detonators timing devices, acids, and similar material. Four of them landed on June 13, 1942, at Amagansett, NY, on Long Island, and were discovered by Seamen Second Class John C. Cullen of the Amagansett Coast Guard Station. Four others landed on June 17, 1942, at Ponte Vedra Beach near Jacksonville, FL.
    1943 – Ronnie Spector was born Veronica Yvette Bennett in E. Harlem, NYC.  She was the lead singer of The Ronettes, a trio including her sister, Estelle and cousin Nedra Talley.  The Ronettes were a popular attraction around the greater NYC area in the early 1960s. After releasing a few singles on Colpix Records without success, they were signed by Phil Spector to Philles Records. Their relationship with Spector brought chart success with "Be My Baby," "Baby, I Love You," "The Best Part of Breakin’ Up," "Do I Love You?," and "Walking in the Rain." The group broke up in early 1967, following a European concert tour that included their appearance at the Moonlight Lounge, in Gelnhausen, Germany, where they entertained American military personnel.  Spector was a mainstay on the Oldies circuit in the late 90s and early 2000s.  In 2007, The Ronettes were inducted into the Rock and Roll Hall of Fame.
    1944 – Red Barrett of the Boston Braves threw only 58 pitches and shut out the Reds, 2-0. This is the major-league record for fewest pitches in a nine-inning game. The game takes one hour, 15 minutes, the shortest night game ever.
    1944 - American forces overcame Japanese resistance on Guam during World War II.
    1948 – Smile!  “Candid Camera” made its TV debut after being on radio for a year as “Candid Microphone.
    1949 – President Truman signed the National Security Act Amendment, streamlining the defense agencies and replacing the Department of War with the Department of Defense.   
    1951 - Top Hits
“Too Young” - Nat King Cole
“Mister and Mississippi” - Patti Page
“Because of You” - Tony Bennett
“I Wanna Play House with You” - Eddy Arnold
    1954 – At Massena, NY, groundbreaking for the St. Lawrence Seaway began.
    1955 - Two weeks after it cracks the R&B Top Ten, Chuck Berry's "Maybellene" enters the Pop chart at #23.
    1957 – Mickey Mantle blasted a 460’ HR over the center field hedge at Baltimore’s Memorial Stadium, still the longest HR ever it there.
    1959 - Top Hits
“Lonely Boy” - Paul Anka
“A Big Hunk o’ Love” - Elvis Presley
“My Heart is an Open Book” - Carl Dobkins, Jr.
“Waterloo” - Stonewall Jackson
    1960 - British Decca destroyed 25,000 copies of Ray Peterson's death-rock song, "Tell Laura I Love Her." The company refused to release a song which it said was "too tasteless and vulgar for the English sensibility." A rival firm, however, had no such compunction, recording a cover version by a singer named Ricky Valance, which went to number one on the British chart. In the US, Ray Peterson's recording of "Tell Laura I Love Her" reached number seven on the Billboard pop chart.
    1960 – Ted Williams hit two HRs in the Red Sox’ 6-1 win over the Indians.  The first gave him 512 for his career that tied him with Mel Ott for 4th all-time.  He also announced that he will retire after the season.
    1962 - Spider-Man made his debut in issue 15 of Marvel Comics’ "Amazing Fantasy."
    1963 - Little Stevie Wonder had the number 1 song in America this week with "Fingertips - Pt. 2." Stevie was just 13 years old when the song was recorded.
    1967 - Top Hits
“Light My Fire” - The Doors
“All You Need is Love” - The Beatles
“A Whiter Shade of Pale” - Procol Harum
“I’ll Never Find Another You” - Sonny James
    1968 - Race riot in Miami Florida.
    1968 – The Bubblegum Music craze was in full gear when a group from Linden, New Jersey, who went by the unusual name of The 1910 Fruitgum Co. cracked the Hot 100 with their second hit, "123 Red Light." The record would climb to number five in the US.
    1969 - Photographer Iain Macmillan took six pictures of the Beatles crossing the street outside their Abbey Road studio in London. A police officer held up traffic while the band walked back and forth several times. Paul McCartney chose one of the pictures for the cover of the "Abbey Road" album.
    1969 – “Helter Skelter” - Leno and Rosemary LaBianca were murdered in their Los Angeles home by members of Charles Manson's cult, one day after pregnant actress Sharon Tate and four other people were slain.
    1970 - CCR's "Looking Out My Back Door" is released.
    1970 - Janis Joplin bought a tombstone for blues singer Bessie Smith's unmarked grave in a Philadelphia cemetery. Less than two months later, Joplin herself was dead of a drug overdose. Smith had died following an auto accident in 1942 at the age of 37.
    1973 - Vice-President Spiro T Agnew brands them "damned lies" regarding reports he took kickbacks from government contracts in Maryland. He vowed not to resign; that he was innocent.    1975 - Top Hits
“One of These Nights” - Eagles
“Jive Talkin’” - Bee Gees
“Please Mr. Please” - Olivia Newton-John
“Just Get Up and Close the Door” - Johnny Rodriguez    1977 – David Berkowitz, a 24-year-old postal employee said by the police to be the "Son of Sam," the .44-caliber killer who took the lives of six young people and wounded seven others in a year-long reign of terror in New York City, was taken into custody late last night in Yonkers.
    1978 – The Ulrich family of three was killed in their Ford Pinto, the event that triggered the massive litigation of the Ford Motor Company’s negligence in the safety design of the car’s fuel tank that was vulnerable to explosion when the car was rear-ended.  Approximately 117 lawsuits were brought against Ford in connection with rear-end accidents in the Pinto.  Ford had sent the Urlichs a recall notice for the Pinto in 1979. A grand jury indicted Ford on three counts of reckless homicide. Indiana v. Ford was a landmark in product liability law as the first time a corporation faced criminal charges for a defective product and the first time a corporation was charged with murder.  If convicted, Ford faced a maximum fine of $30,000 under Indiana's 1978 reckless homicide statute.  A former head of the NHTSA, testifying on Ford's behalf, said the Pinto’s design was no more or less safe than that of any other car in its class.  In 1980 Ford was found not guilty.  In 1980 a civil suit was settled for $7500 to each plaintiff.   According to Automotive News in 2003, the indictment was a low point in Ford's reputation.  Some saw the suit as a landmark for taking a corporation to task for their actions while others saw the case as frivolous.  Time said "The Ford Pinto was a famously bad automobile, but worse still might be Ford's handling of the safety concerns."  According to the Los Angeles Times in 2010, the award "signaled to the auto industry that it would be harshly sanctioned for ignoring known defects."
    1981 - The head of John Walsh’s son Adam was found in a canal near Vero Beach, FL. This inspired the creation of the television series “America’s Most Wanted” and Walsh’s activism for child safety.
    1981 - Shiaway St. Pat, driven by Ray Remmen, won the Hambletonian, the most important race for three-year-old trotters, contested for the first time at the Meadowlands in New Jersey.
    1983 - Top Hits
“Every Breath You Take” - The Police
“Sweet Dreams (Are Made of This)” - Eurythmics
“She Works Hard for the Money” - Donna Summer
“Your Love’s on the Line” - Earl Thomas Conley
    1984 - Carl Lewis won his third gold medal at the Los Angeles Olympics. He won the 200-meter sprint. At the same time, Greg Louganis received his first gold medal in diving in the springboard competition.
        2006 - British authorities announced they had thwarted a terrorist plot to simultaneously blow up 10 aircraft heading to the United States.
    2008 - American swimmer Michael Phelps won the first of a record eight gold medals at the Beijing Olympics by smashing his own world record in the 400-meter individual medley.
    2013 - President Barack Obama announced a series of NSA reforms aimed at minimizing criticism over the NSA's electronic surveillance program.
     2015 - Google, Inc. restructured, placing its search business and its various research ventures into a holding company called Alphabet; Google will begin reporting under the new company with the fourth quarter of this year.

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