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Leasing News is a web site that posts information, news, and
entertainment for the commercial alternate financing,
bank
, finance and leasing industries

kitmenkin@leasingnews.org
   


Nationwide Sales Positions Available
  Medical, Commercial and Industrial
 Transportation, FF&E, Technology


Superior pricing - Superior Buying window
 - Superior back office - Superior stability

For more info click here

www.bankozarks.com/equipment

Bank of the Ozarks


Recognized as the top performing bank in the United States,
based on financial performance, five years in a row
(2011, 2012, 2013, 2014, and 2015).



Monday, July 18, 2016


Today's Equipment Leasing Headlines

Position Wanted – Asset Management
Will Work Remotely or Relocate for Right Opportunity
Top Stories: July 11 - July 13
(Opened Most by Readers)
Unlicensed Broker Subject to Cease & Desist Order
Tom McCurnin, Leasing News Legal Editor
More on Quinton P. Berry re: DOB Cease & Desist
Pioneer Capital, Irvine California
Leasing Industry Ads---Help Wanted
New Positions Available
“What Are Transferable Skills?”
Career Crossroad---By Emily Fitzpatrick/RII
“Personal Property”
Leasing 102 by Mr. Terry Winders, CLFP
Channel Partners---June's Last 20 Deals
   FICO/TIB/Annual Revenues/Term/Funding Amount
America's Biggest Bank Just Proved   
 the Economy Has Plenty of Fuel
Beige Book for July: Economic Activity Expands
"Modest Pace from mid-May through End of June"
Hill, Howe, Santo Elected to Board of Directors
  Association for Government Leasing & Finance
Chinese Shar-Pei, German Shepherd
  Toronto, Canada  Adopt-a-Dog
  Leasing News Classified Ads
Collector/Collections/Consultant/Communications
News Briefs---

Former top leader of Waupaca, Wis.  Bank Faces Charges
 Regulators what him to reimburse bank $1.5 M, pay $175,000 fine
"World's Best Bank" for 2016 by Euromoney magazine!
     BNP Paribas, Owns Bank of West Hq. in San Francisco
Retailers Lease Warehouse Space at Record Pace
  "to quickly fill online orders"
Refinancing Surges as Mortgage Rates Stay Low
  0.34 percentage points lower than the 52-week average
Why are there so many mattress stores?
  Roughly 9,000 specialty bed and mattress stores in the U.S.
ZTE Axon 7 Smartphone Grabs Attention
    With Google Dream VR Support

Broker/Funder/Industry Lists | Features (writer's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months

www.leasingcomplaints.com (Be Careful of Doing Business)
www.evergreenleasingnews.org
Leasing News Icon for Android Mobile Device

You May have Missed---
   SparkPeople--Live Healthier and Longer
   Winter Poem
    Sports Briefs---
      California Nuts Brief---
       "Gimme that Wine"    
          This Day in American History
         SuDoku
           Daily Puzzle
             GasBuddy
               Weather, USA or specific area
                 Traffic Live----

 

######## surrounding the article denotes it is a “press release” and was not written by Leasing News nor information verified, but from the source noted. When an article is signed by the writer, it is considered a “by line.” It reflects the opinion and research of the writer.





[headlines]

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Position Wanted – Asset Management
Will Work Remotely or Relocate for Right Opportunity



Each Week Leasing News is pleased, as a service to its readership, to offer completely free ads placed by candidates for jobs in the industry.  These ads also can be accessed directly on the website at:
http://www.leasingnews.org/Classified/Jwanted/Jwanted.htm

Each ad is limited to (100) words and ads repeat for up to 6 months unless the candidate tells us to stop. Your submissions should be received here by the end of each week.

Please encourage friends and colleagues to take advantage of this service, including recent graduates and others interested in leasing and related careers. 

Asset Management

Dedicated and results driven, I have 17+ years of Asset Management experience with bank-owned equipment finance organizations. Additional experience in Documentation, Collections, Technology and Pricing has equipped me with a well-rounded understanding of the full lifecycle of each new opportunity. Willing to relocate. Let’s discuss what I can offer your organization.
Email: mtrroc@gmail.com
Resume

 



[headlines]
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Top Stories: July 11 - July 13
(Opened Most by Readers)

(1) Balboa Capital Tagged for Quarterly Payment Scam
            by Tom McCurnin, Leasing News Legal Editor
http://leasingnews.org/archives/Jul2016/07_11.htm#balboa

(2) George Davis II Needs Your Prayers
   Former UAEL President/CLF Co-Founder
http://leasingnews.org/archives/Jul2016/07_13.htm#george

(3) Interim Rent
   Leasing #102 by Mr. Terry Winders, CLFP
http://leasingnews.org/archives/Jul2016/07_11.htm#interim

(4) New Hires---Promotions in the Leasing Business
    and Related Industries
http://leasingnews.org/archives/Jul2016/07_13.htm#hires

(5) Archives—July 13, 2012 -30 Days---No Response!
---re: Marlin Bulletin Board Complaint
http://leasingnews.org/archives/Jul2016/07_13.htm#archives

(6) Regions Bank Failure to Give Notice to Guarantors
      Dooms Secured Creditor’s Deficiency
By Tom McCurnin, Leasing News Legal Editor
http://leasingnews.org/archives/Jul2016/07_13.htm#regions

(7) Former Regions Bank VPs Indicted in Bribery,
           Wire Fraud Scheme, $5.1 Million
http://www.al.com/news/index.ssf/2016/07/
former_regions_bank_vps_indict.html

(8) New Lease Account Standard Impact
 on the Lease vs. Buy Decision
http://www.elfaonline.org/News/IndNews/news_report.cfm?id=23596

(9) Big Banks Lose Near Half a Trillion Dollars
   FactSet Data Chart
http://leasingnews.org/archives/Jul2016/07_11.htm#big

(10)  Nashville-based Airplane Leasing Company Sues Televangelists
  Business Aircraft Leasing says two ‘prophets’ owe thousands
http://www.nashvillepost.com/business/article/20827530/nashville-airplane-leasing-company-sues-televangelists

 




[headlines]
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Unlicensed Broker Subject to Cease & Desist Order
by State of California

Tom McCurnin
Leasing News Legal Editor

In the Matter of Financial Services Enterprises dba Pioneer Capital (California Department of Business Oversight March 10, 2016)

An unlicensed broker takes an application deposit for lease of equipment.The unlicensed broker doesn’t deliver and pockets the deposit.Does this sound familiar?Sadly, it is all too common, and the complaint board at Leasing News is full of such complaints.I’ve always questioned why someone doesn’t do anything about these guys.I get it that often the deposit is received from an applicant a thousand miles away and that the deposit doesn’t justify legal action.So more often than not, the broker gets away with this scam.But in today’s case, the California Department of Business Oversight (“DBO”) actually did something.The facts follow.

Quinton Berry is the principal of Pioneer Capital, located in Irvine, California. Since 2014, Pioneer solicits financials from possible borrowers, offering them loans at competitive rates on Pioneer’s web site.With the financials, the borrower is required to submit a deposit ranging from $2,500 to $50,000, which is fully refundable pursuant to its “term sheet.”The DBO looked at 15 borrower’s applications, and in all but one, Pioneer did not provide financing and kept the deposits. Pioneer is not licensed. According to the DBO, Pioneer represented that its “credit committee” would review applications and get funding. Of course, there is no credit committee, just Quinton Berry.

In March 2016, the DBO took action and ordered Berry and Pioneer to cease and desist (C&D) from taking loan applications or acting in the context of a financial lender or broker.

It should be noted that their web site is still up, but whether or not Pioneer is still operating is open to speculation.

What are the lessons here?

First, for those unlicensed brokers, the DBO is actively prosecuting those brokers in the context of a C&D.These C&D orders are enforceable by contempt, fine, or even criminal prosecution.

Second, the taking of deposits and not delivering financing is fraud. Representing that a one man shop has a so-called “credit committee” is dishonest.Licensed or not, no lessor should be doing these things.

The bottom line is that I am now seeing active enforcement by the DBO for failing to be licensed.You’ve been warned.

DBO Desist and Refrain Order (3 page)
http://leasingnews.org/PDF/DB0DesistRefrain2016.pdf

Tom McCurnin is a partner at Barton, Klugman & Oetting
in Los Angeles, California.

Tom McCurnin
Barton, Klugman & Oetting
350 South Grand Ave.
Suite 2200
Los Angeles, CA 90071
Direct Phone: (213) 617-6129
Cell (213) 268-8291
Email: tmccurnin@bkolaw.com
Visit our web site at www.bkolaw.com
Previous Tom McCurnin Articles:
http://www.leasingnews.org

Previous Tom McCurnin Articles:
http://www.leasingnews.org/Conscious-Top%20Stories/leasing_cases.html

 

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More on Quinton P. Berry re: DOB Cease & Desist
Pioneer Capital, Irvine California

It appears Quinton P. Berry and Pioneer Capital, Irvine, California, are still active in business. The company web site is up: www.pcapinc.com  The office telephone answers. Mr. Berry was out, but an email was obtained. No response to date.

Leasing News has interviewed Mr. Berry in the past, as far back as in 2000, when he was also involved in operations at CapitalWerks, Irvine, California.  In fact, when the owners Jim Raeder and Mark McQuitty pled guilty in Lease Fleece (and were sentenced, McQuitty to Federal Pen, Raeder to never being in the finance or leasing business again, as well as probation), Berry told Leasing News his role was winding down CapitalWerks, working on receivables, including residuals.

He then joined Brian Acosta's company Ability Capital Solutions, where he then appeared in a Leasing News Bulletin Board Complaint: www.leasingnews.org/archives/Jul2013/7_24.htm#bbc and in another complaint online at Preferred Lease/CapitalWerks: http://usacomplaints.com/business-finance/131115-preferred-lease-capitalwerks-complaints-reviews.html

And more recent online complaints:
http://www.revdex.com/reviews/pioneer-capital/1025954

Pioneer Capital, Irvine, California has an "A" Better Business Bureau rating, although three complaints are noted by BBB, as well as a "pending DBO investigation."

http://www.bbb.org/sdoc/business-reviews/leasing-service/pioneer-capital-in-irvine-ca-100121488/

 

 

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Leasing Industry Ads---Help Wanted
Positions Available for the Right Person

channel partners capital top20

Channel Partners Capital was formed in 2009 by a group of leasing professionals to work exclusively in the equipment finance market helping brokers/lessors gain access to working capital solutions for their customers. As a direct lender we provide small business loans that range in size from $10,000 to $250,000.

Inc. Magazine 500/5000 fastest growing private companies for 4 consecutive years
100 Best Companies to Work for in Minnesota by Minnesota Business Magazine

channel partners capital
channel partners capital
channel partners capital
channel partners capital top20

BE A PART OF OUR GROWING TEAM

National Sales Representative
This position will be responsible for volume growth through existing and new third party relationships (TPRs). The NSR is the primary contact with TPRs actively managing customer contact, expectations, new product/program development and the sales pipeline. Nationwide scope with travel required from 25-50% of time.
More

Inside Sales Representative
This position is responsible for volume growth through existing and new third party relationships (TPRs). The ISR, supports assigned TPRs actively managing customer contact, expectations, new product/program development and the sales pipeline.
More

Please email cover letter and resume to: careers@channelpartnersllc.com

channel partners capital
channel partners capital top20 channel partners capital





Senior Credit Analyst

- Minimum 5 years of small ticket/high volume equipment finance underwriting experience preferred
- Relocation benefits available for the right candidate
- For a complete job description, please click here

Senior Credit Analyst - Transportation

- Minimum 5 years of small ticket/high volume equipment finance underwriting experience preferred
- Relocation benefits available for the right candidate
- For a complete job description, please click here

www.pawneeleasing.com
Established in 1982, Pawnee Leasing Corporation located in Fort Collins, CO specializes in commercial equipment leasing and financing up to $150,000 to smaller, closely-held business enterprises. Pawnee Leasing is a U.S. subsidiary of Chesswood Group Limited, a publicly-held specialty financial services company based in Toronto, Canada (TSX:CHW).

Nationwide Sales Positions Available
  Medical, Commercial and Industrial
 Transportation, FF&E, Technology


Superior pricing - Superior Buying window
 - Superior back office - Superior stability

For more info click here

www.bankozarks.com/equipment

Bank of the Ozarks


Recognized as the top performing bank in the United States,
based on financial performance, five years in a row
(2011, 2012, 2013, 2014, and 2015).

 

Inside Sales Manager
San Francisco

We are currently seeking qualified talent to be primarily responsible for overseeing the Inside Sales Department within the Vendor business group of the Equipment Finance Division, while developing and improving policies and procedures to properly support high production volume.

For more information
click here

www.bankofthewest.com

 

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What Are Transferable Skills?
Career Crossroad---By Emily Fitzpatrick/RII

 

Everyone possesses both transferable skills AND job-specific skills/expertise.  Transferable skills (TS) can follow you from position to position and company to company.  They are considered practical competencies, such as problem-solving and critical thinking, which can be applied to a variety of career/positions. Job-Specific Skills (JSS) are different; these are skills related to the position you are applying for and listed in a job description.  For example, a CPA needs to have specific skills such as auditing.   
Certain transferable skills are valued more highly for some occupations than others; e.g. Sales Account Managers, need strong presentation skills, and Credit Analysts need logical thinking aptitudes. These skills can be developed over time through education and activities such as volunteering and even from previous positions. 
These flexible skills should be included in your resume and cover letter so you can demonstrate and explain your ability to apply these competencies to the position. Additionally, make sure to mention these TS in interviews.

  
Sample Transferable Skills
    Analyze
    Business Storytelling
    Coaching
    Computer Skills
    Conflict Management
    Critical Thinking
    Desire to Improve
    Energetic
    Forecasting
    Logical Thinking
    Meeting Deadlines
    Microsoft Office
    Multitasking
    Negotiating
    Persuasion
    Resourceful
    Results Oriented
    Team Player
    Verbal Communication 

Whatever position you are interviewing for, emphasize the skills required for this new role. 

Career Crossroads Previous Columns
http://www.leasingnews.org/Conscious-Top%20Stories/crossroad.html


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Personal Property

Personal property is defined as property having a depreciable life of greater than one year and not real estate. Property with a life of less than one year may not be depreciated for book or tax and must be expensed. Personal property is also defined as titled or untitled. Titled property such as transportation equipment (cars, trucks, rail cars, planes, boats, etc.) must have a lien placed on the face of the title to be compliant with the prevailing jurisdiction’s laws. Untitled property (everything else) must have a lien filed by using a financing statement (UCC-I) and filing it in the State where the business has filed its business papers (charter, incorporation, partnership, LLC, etc.).
First-filed financing statements always have preference over later filings on the same equipment. Occasionally a lessor may file a UCC-1 with a limited description to be properly filed in time and then follow it up later with a UCC-3 to complete the full description. Also a vendor should file a UCC-1 upon surrendering the equipment to the potential purchaser for testing and then can assign that lien to the funding source or the lessor by using a UCC-3. Many vendors have lost their equipment when a customer files bankruptcy when in possession of unpaid for equipment, and the vendor failed to
file a UCC-1.
Please remember that if a blanket lien exists, on the customer, then a purchase money security interest (PMSI) needs to be filed within twenty days of the lessee’s “possession” of the equipment and not twenty days after they sign your documents.
Liens on personal property are required on lease transactions that are disguised conditional sales contracts that fall under Article 9 of the UCC. However many Lessors also place stickers or placards on the equipment declaring lessor ownership and telephone number. It is also wise to state that the equipment cannot be removed from its current location without lessor approval.

Previous #102 Columns:
http://www.leasingnews.org/Conscious
Top%20Stories/Leasing_102/Index.htm

 


(Leasing News provides this ad as a trade for appraisals and equipment valuations provided by Ed Castagna)

 

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America's Biggest Bank Just Proved
the Economy Has Plenty of Fuel

by Bob Bryan, Businessinsider.com

The US economy keeps chugging along, and it appears that it's adding even more fuel.

Wells Fargo, the largest US bank by market capitalization, released second-quarter earnings Friday, and while the company reported profits right in line with expectations, underneath the hood was some great news for the economy.

In nearly every category, Wells added to its loan portfolio, indicating a strong desire for credit from both businesses and households.

The most encouraging segment is probably commercial and industrial loans, or C&I, which are given to businesses that are looking to make large investments. According to Wells, its C&I loans grew by $39 billion, or 14%, from the year before. Commercial real-estate loans also increased by $10.7 billion, or 8% (which may or may not be a good thing).

Americans also increased their loans from Wells. Credit card loans grew by $3 billion, or 10%; automobile loans were up $4.1 billion, or 7%; and mortgages increased $9.3 billion, or 3%.

The growth in C&I is particularly encouraging given that recent data from the Federal Reserve's Senior Loan Officers Survey reported that loan officers who actually issue credit said their standards were tightening. Tighter standards usually presage a decline in the growth of C&I loans and eventually a slowing in investments by businesses, so the counterfactual from Wells is welcome relief.

Additionally, households have been reluctant to take on more debt since the end of the recession, which leads to lackluster consumption and suppresses GDP growth. Thus, the increasing number of people buying houses, cars, and goods on their credit cards may be a positive contribution to the economy and indicates that the households feel good about their financial situations.

Households are also able to pay back these loans. During the quarterly earnings call following earnings, Wells CEO John Stumpf said that net charge-offs for mortgages were under 2% for single family home loans and for secondary loans they were roughly 0.25%. Charge-offs measures the loans that the bank writes off as a loss during a quarter and the lows levels were "the best you can ask for" according to Stumpf. So not only are Americans taking out more loans, but they're able to pay them back.

To be fair, this is just one bank, so it's more a positive sign than the total picture, but Wells is the third-largest bank by total assets and has the second-largest loan portfolio, so growth in loans from the bank is notable.

 

((Please Click on Bulletin Board to learn more information))
(Leasing News provides this ad “gratis” as a means
to help support the growth of Lease Police)

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Beige Book for July: Economic Activity Expands
“Modest Pace from mid-May through End of June”

“Reports from the twelve Federal Reserve Districts indicate that economic activity continued to expand at a modest pace across most regions from mid-May through the end of June. Business contacts in Cleveland reported a steady level of activity, while Minneapolis reported that activity increased at a moderate pace. Labor market conditions remained stable as employment continued to grow modestly since the previous report and wage pressures remained modest to moderate. Price pressures remained slight. Consumer spending was generally positive but with some signs of softening.

Manufacturing activity was mixed but generally improved across Districts. Real estate activity continued to strengthen, and banks reported overall increases in loan demand. Agricultural activity was mixed but generally improving. The natural resources and energy sector has remained weak. The outlook was generally positive across broad segments of the economy including retail sales, manufacturing, and real estate. Districts reporting on overall growth expect it to remain modest.”

“Banking and Finance
Overall loan demand increased, although reports on the pace of growth varied from steady but slow in Cleveland to strong in St. Louis. Reports from Chicago were mixed while loan growth softened in Dallas. Residential lending increased variedly in all reporting Districts, from anemic expansion in Dallas to strong growth in St. Louis. Loan demand for commercial and industrial loans was mixed across reporting Districts, ranging from declining growth in Dallas to strong growth in St. Louis. Demand increased for commercial real estate loans in New York, Philadelphia, Richmond, and Kansas City and plateaued in Dallas. Consumer lending was unchanged or improved in all reporting Districts, except for declines in auto lending in Cleveland and revolving credit in San Francisco. Asset quality improved across reporting Districts, except in Chicago and Kansas City where it was mostly unchanged. Lending standards were unchanged in New York, Cleveland, and Kansas City. Dallas reported relaxed standards for all sectors except energy.”

 

 

 

[headlines]
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##### Press Release ############################

Hill, Howe, Santo Elected to Board of Directors
Association for Government Leasing & Finance

Mt Royal, NJ – The Association for Governmental Leasing & Finance elected three new members to its Board of Directors at their annual business meeting at the AGLF's Conference in Charlotte, North Carolina.  

The newly elected directors serving three year terms are:


Frank Hill
Senior Vice President
Commerce Bancshares

Evan Howe
President
Baystone Government Finance

Maryann Santos
Capital One Public Funding

Art Hyman, Senior Vice President, Key Government Finance was appointed by the Board of Directors to fill an open vacancy.

AGLF’s 2016-2017 Officers are:

Mark Skochdopole, Chair
Kansas State Bank/Baystone Government Financial Group
Chris Jones, President
U.S. Bancorp Government Leasing & Finance
Linda Terrizzi, Treasurer
MicroTech
Beth Gilbert, Asst. Treasurer
Dell, Inc.
David Roeder, Secretary
Sterling National
Joe O’Brien, Immediate Past Chair
Municipal Capital Corporation

The Association for Governmental Leasing & Finance is a nonprofit association whose membership is comprised of companies actively engaged in governmental and non-profit leasing and finance. AGLF was founded in 1981 to provide an educational forum and industry oversight among issuers, leasing companies, investment banking firms, banks, and third-party lease brokers who participate in the lease-purchase financing of real and personal property to state and local governments. Law firms, municipal bond insurers and rating agencies complement the membership, as do equipment vendors.

### Press Release ############################

 


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Chinese Shar-Pei, German Shepherd
Toronto, Canada  Adopt-a-Dog



Pilsner
ID: 21501474
Sex: Female
Size Medium
Colour: Brown/Black
Age: 7 years, 8 months
Spayed: Yes
Declawed: no
Location: Fosters
Intake Date: 10/3/2015

"Pilsner is a quiet, smart, reserved dog. It takes time to earn her trust but once she bonds with you she will wag her tail and run to greet you when you come home. When we go for walks she will happily greet other dogs and people. Pilsner enjoys her morning walks the most, where she lets her nose guide her along her route and she lets you know when it's time to head back home.

"She is also friendly and playful with both dogs and cats! Pilsner's favorite thing to do is cuddle on the couch with a blanket and pillows. She also loves to stick close to you during a thunderstorm because she is not a fan of the dark. She really needs a family who will be around most of the time. She isn't really clingy; she just needs to have people around to make her the most comfortable. She thrives on consistent routine and company. Pilsner does not like change and does get stressed with a change in her routine." - Foster Parent

"If you have been looking for a beautiful, friendly dog to call your new best friend look no further than Pilsner. She has a few special needs, but that does not stop her from enjoying life to the fullest. If you have a flexible schedule and enjoys a calm, relaxed lifestyle Pilsner could be the dog of your dreams!

"For more info on Pilsner, contact a Canine Adoption agent at adoptionk9@torontohumanesociety.com.

"Pilsner is a part of our Adopt-from-Foster program.

My adoption fee is $80.00

"Please note: In order to ensure a smooth and successful adoption, please remember to check all the basic requirements for adopting before coming in to the shelter at http://www.torontohumanesociety.com/adopt-a-pet/adoption-process.

Toronto Humane Society
11 River Street,
Toronto, Ontario, M5A 4C2
Phone: 416.392.2273
Fax: 416.392.9978

Hours:
Monday to Friday11am - 6pm
(Animal viewing until 7pm)
Saturday and Sunday10am - 5pm
(Animal viewing until 6pm)

Adopt a Pet
http://www.adoptapet.com/

 

[headlines]
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Asset Management

Asset Management: Minneapolis, MN
NetSentric provides services to leasing companies: Inspection, Appraisals, Auditing, Warehousing, Repossession, Asset Management, Repairs, Remarketing and Field Service for Electronics and Computing Technology.
Email: jcahill@netsentricinc.com 

Asset Management: Boston, MA
Nationwide appraisals, remarketing, audits, inspections and more! Over 15-years industry experience and dedicated to deliver personal, prompt, professional services. 
Call Chris @ 508-785-1277 
Email:
 
Asset Management: Monroe, NC
Recover a greater return on your investment.  We specialize in the woodworking, pallet, sawmill and forestry industries.
Carolinamachinerysales.com
Melinda Meier (704)288-1904 x103

Nationwide 
Seasoned and fair priced workforce is at your service for all lease collections, repossessions, and asset liquidations, appraisals.  Call Nassau Asset Management 800-462-7728  
dcastagna@nasset.com 
  

Asset Storage/Re-Marketing: Ohio & surrounding states. Providing no cost warehousing, condition reports, digital photos and remarketing of off-lease forklifts & industrial equipment. NAFTA wide dealer network. Email to GCochran@OhioLift.com Asset Management
Melville, New York
Auctions, Appraisals, National Repossessions.ALL asset classes. 20+ year team works for you. Spend less, Net More… Fast!
Ed Castagna 516-229-1968ecastagna@inplaceauction.com
Bulldog Asset Management provides recovery and remarketing services with a difference. Contingent repos, free storage and industry experts to remarket.
http://bulldogasset.com/contact
www.bulldogasset.com
Asset Management: Global
Specializing in Semiconductor and Electronic Test Equipment collateral. Lender services include Consignment Sales, Remarketing, Portfolio Purchases, Inspections, De-installation, Repairs and Warehousing. 
testequipmentconnection.com
Email

 

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News Briefs---

Former top leader of Waupaca, Wis.  Bank Faces Charges
 Regulators what him to reimburse bank $1.5 M, pay $175,000 fine
http://www.postcrescent.com/story/news/2016/07/16/former-top-leader-waupaca-bank-faces-charges/87170300/

"World's Best Bank" for 2016 by Euromoney magazine!
     BNP Paribas, Owns Bank of West Hq. in San Francisco
http://www.euromoney.com/Article/3566961/Worlds-best-bank-2016-BNP-Paribas.html

Retailers Lease Warehouse Space at Record Pace "to quickly fill online orders"
http://www.wsj.com/articles/retailers-lease-warehouse-space-at-record-pace-1468352243

Refinancing Surges as Mortgage Rates Stay Low
0.34 percentage points lower than the 52-week average
http://www.bankrate.com/finance/mortgages/mortgage-analysis-071416.aspx?ic_id=Top_Financial%20News%20Center_link_1

Why are there so many mattress stores?
Roughly 9,000 specialty bed and mattress stores in the U.S.
http://www.chicagotribune.com/business/ct-chicago-mattress-stores-0717-biz-20160715-story.html

ZTE Axon 7 Smartphone Grabs Attention
    With Google Dream VR Support
http://www.eweek.com/mobile/slideshows/zte-axon-7-smartphone-grabs-attention-with-google-dream-vr-support.html

 

Senior Credit Analyst

- Minimum 5 years of small ticket/high volume equipment finance underwriting experience preferred
- Relocation benefits available for the right candidate
- For a complete job description, please click here

Senior Credit Analyst - Transportation

- Minimum 5 years of small ticket/high volume equipment finance underwriting experience preferred
- Relocation benefits available for the right candidate
- For a complete job description, please click here

www.pawneeleasing.com
Established in 1982, Pawnee Leasing Corporation located in Fort Collins, CO specializes in commercial equipment leasing and financing up to $150,000 to smaller, closely-held business enterprises. Pawnee Leasing is a U.S. subsidiary of Chesswood Group Limited, a publicly-held specialty financial services company based in Toronto, Canada (TSX:CHW).



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--You May Have Missed It

This startup is taking on Airbnb and Hotel Tonight
  by letting you find a place to crash at the last minute
http://www.businessinsider.com/overnight-app-takes-on-airbnb-and-hotel-tonight-in-new-york-2016-7


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SparkPeople--Live Healthier and Longer


How to Keep Fruits and Veggies Fresh
Proper Storage Prevents Spoilage, Saving You Hundreds
http://www.sparkpeople.com/resource/nutrition_articles.asp?id=1103


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Baseball Poem

Love of the Game
by David Michael Chambers

Crack of the bat
Love of the game
This is a picture
That needs no frame

From the pitcher’s stance
High atop of the mound
To the cheer of the crowd
What a terrific sound

The ball flies high
Up into the air
When it comes down
Will it be fowl or fair?

The outfielder runs hard
Attempting to catch the ball
But into fowl territory
Alas does it fall

Once again
The pitcher comes set
Letting go with a fastball
His fastest yet

The batter then swings
With all his mustered might
Hoping to hit the ball
Clean out of sight

Clearing that outfield fence
Is what he longs to see!
Trotting around the bags
Crossing that plate with glee

A pop the batter does hear
As the ball shoots into the glove like a spike
Followed by the umpire’s ringing up
The batter’s third and final strike

On his way to the dugout
Smiling without shame
With a heart that’s full of love
For this Baseball game


[headlines]

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Sports Briefs----

British Open: Henrik Stenson edges Phil Mickelson
http://www.eastbaytimes.com/sports/ci_30137373/british-open-phil-mickelson-henrik-stenson-wage-two

Von Miller’s agent reportedly requested permission to seek trade
http://www.theredzone.org/BlogDescription/tabid/61/EntryId/57432/Von-Miller-s-agent-reportedly-requested-permission-to-seek-trade/Default.aspx

Warriors, Cavs share this loss of Nate Thurmond
http://registerguard.com/rg/sports/34583529-81/warriors-cavs-share-this-loss.html.cs

49er Aaron Lynch Suspended: Latest Details,
   Comments and Reaction to 49ers LB
http://bleacherreport.com/articles/2652330-aaron-lynch-suspended-latest-details-comments-and-reaction-to-49ers-lb


[headlines]
--------------------------------------------------------------


California Nuts Briefs---

California’s biggest utilities break own record for solar power
http://www.sacbee.com/news/local/article89965022.html

Amazon bringing 1,000 warehouse jobs to Sacramento
http://www.sacbee.com/news/business/article89828607.html

Associa to Build 1,995 Homes In Dublin, SF Bay Area
http://www.globest.com/nasdaq/news-release/2016/07/15/856504/10164117/en/Associa-Celebrates-Groundbreaking-of-2-000-Home-Brookfield-CalAtlantic-Community?slreturn=20160617144125


[headlines]
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“Gimme that Wine”

http://www.youtube.com/watch?v=EJnQoi8DSE8

Robert Mondavi Winery Milestone 50th Anniversary
     Celebration Slated for July 16
http://www.prnewswire.com/news-releases/robert-mondavi-winery-milestone-50th-anniversary-celebration-slated-for-july-16-300299293.html

Record high for Australian wine exports
http://theshout.com.au/2016/07/15/article/Record-high-for-Australian-wine-exports/SRMRLHAMHX.html

Justin Vineyards' Clearcutting Not a One-off
http://www.wine-searcher.com/m/2016/07/justin-vineyards-clearcutting-not-a-one-off

Beer to Get Nutritional Labels in the US
https://www.thedrinksbusiness.com/2016/07/beer-to-get-nutritional-labels-in-the-us/

Winemaker Paul Hobbs Buys a Prized Piece of Sonoma Coast
http://www.winespectator.com/webfeature/show/id/Paul-Hobbs-Buys-Goldrock-Ridge

Baja becomes a wine destination
http://napavalleyregister.com/wine/baja-becomes-a-wine-destination/article_1e5b2c6c-71bc-5de0-a0ad-a97d2070473c.html


Free Mobile Wine Program
http://leasingnews.org/archives/Feb2010/2_26.htm#mobile

Wine Prices by vintage
http://www.winezap.com
http://www.wine-searcher.com/

US/International Wine Events
http://www.localwineevents.com/

Leasing News Wine & Spirits Page
http://two.leasingnews.org/Recommendations/wnensprts.htm

[headlines]
----------------------------------------------------------------

This Day in American History

          1753 - Birthday of Lemuel Haynes (1753 – 1833), West Hartford, CT.  Colonial American Congregational clergyman. In 1785, Haynes, 32, was ordained to a church in Torrington, Connecticut, making him the first African-American to pastor a white church. 
http://www.hartford-hwp.com/HBHP/exhibit/04/
    1768 - “Liberty Song,” also known as “In Freedom We’re Born,” was published by John Mein and John Fleming in the Boston Gazette and became the first popular American patriotic song.
    1775 - The first Revolutionary War volunteer detachment to arrive in Cambridge, MA, to fight the British was the Reading Rifleman of Reading, PA. On my mother’s side of the family, her great-great grandfather was in this unit. The Riflemen of York, PA, arrived on July 25.
    1792 - Today in History salutes John Paul Jones who died in Paris, France.  A Scottish-American sailor and the United States' first well-known naval fighter in the Revolutionary War, his actions in British waters during the Revolution earned him an international reputation which persists to this day. As such, he is sometimes referred to as the "Father of the American Navy" (an epithet he shares with John Barry).
(lower half of: http://memory.loc.gov/ammem/today/jul18.html)
    1890 - Birthday of Charles (Chick) Evans, Jr., (d. 1979), golfer born at Indianapolis, IN. Evans competed as an amateur against the best professionals in the early 20th century, winning the US Open in 1916. In the 1920s, he established the Chick Evans Caddie Foundation, later called the Evans Scholarship Fund, that has helped send more than 4,000 people to college.
    1863 - In a second attempt to capture Fort Wagner, outside Charleston, SC, Federal troops were repulsed after losing 1,515 men as opposed to Southern losses of only 174. The attack was led by the 54th Massachusetts Colored Infantry, commanded by Colonel Robert Gould Shaw, who was killed in the action. This was the first use of black troops in the war. The film “Glory” was based on the Massachusetts 54th and this was the attack featured in the film. Fort Wagner was never taken by the Union. The 54th Massachusetts Infantry was, perhaps, the most famous regiment of African-American troops during the war. Fort Wagner stood on Morris Island, guarding the approach to Charleston Harbor. It was a massive earthwork, 600 feet wide and made from sand piled 30 feet high. The only approach to the fort was across a narrow stretch of beach bounded by the Atlantic on one side and a swampy marshland on the other. Yankee troops had to march 1,200 yards down the beach to the stronghold, facing a hail of bullets from the Confederates. Shaw's troops and other Union regiments penetrated the walls at two points but did not have sufficient numbers to take the fort. Despite the failure, the battle proved that African-American forces could not only hold their own but also excel in battle.
http://www.us-civilwar.com/shaw.htm
    1893 - The first 18-hole golf course in America, the Chicago Gold Club, laid out by Charles Blair MacDonald, was incorporated at Wheaton, IL. MacDonald was the architect of many of the early US courses which he attempted to model on the best in Scotland and England. It was his belief that at each tee a golfer should face a hazard at the average distance of his shot.
    1896 - John M. Shippen, a caddie, age 16, played in a tournament held at the Shinnecock Hills Golf Club, Southampton, NY, becoming the first African-American to play in an official amateur tournament. His score was 159 (78 and 81). First prize of $200 went to James Foulis of Chicago, IL, with a score of 152 (78 and 74).
    1905 - Birthday of Greta Garbo, born Greta Lovisa Gustafsson (d. 1990) in Stockholm, Sweden.  Swedish-American actor of the almost perfect face, and one of the great stars of cinema. She made 24 films in Hollywood and was nominated for Academy Awards four times. She was finally awarded a special Academy award in 1954 "for her unforgettable screen performances." Although she retired in 1941 to live in seclusion in New York, the paparazzi continued to chase her and the gossip newspapers printed photos of her when she was in her 70s and 80s - even while swimming. 
      She hated making movies and condemned their superficialities as well as the burden of being portrayed a beautiful thing rather than a human being. 
      She left school at 14 to work after her father died. A film director saw her, admired her beauty and gave her a small part in a movie. She then studied at the Royal Dramatic Theater School in Stockholm for two years where she met Mauritz Stiller, the foremost Swedish film director of his time who renamed her Garbo. When he went to the United States to work for MGM, he took her along. Garbo's fame soon eclipsed his. 
      One of the few stars who were able to move from silent films to talkies, she made “The Torrent” (1926), “Flesh and the Devil” (1927), “Love” (1927), “A Woman of Affairs” (1929), and “Wild Orchids” (1929). Garbo starred in "talkies" for the next 14 years before walking away from movies, some say because her box office draw was dwindling, others because she was aging and didn't want the world to watch the process. Others noted her hatred of the Hollywood superficiality. 
      The Hollywood publicists blared "Garbo Talks!" as she starred in her first talkie, “Anna Christie” (1930), followed by “Mata Hari” (1932), “Grand Hotel” (1932), “Queen Christina” (1933), “Anna Karenina” (1935), “Camille” (1936), and “Ninotchka” (1939). "I said I wanted to be left alone, not I want to be alone. There is a great difference," Garbo explained about the misquote that is universally attributed to her.
    1905 - Birthday of Agnes DeMille (d. 1993), NYC, as part of a well-connected and celebrated family of theater professionals.  She was a major U.S. ballet choreographer whose ballet “Rodeo” (1942) for the Ballet Russe de Monte Carlo, revolutionized ballet by using modern dance techniques and movements from life rather than just the standard ballet movements. As an honored Broadway and screen choreographer of legendary proportions, she created ballets seen in such plays and movies as “Oklahoma,” “Carousel,” “Fall River Legend,” and “Brigadoon.” Her greatest contributions that revolutionized musical drama were to use American themes and folk dancing and gestures an integral part of her choreographing, and to incorporate dance as a part of the action, not just a diversion. Her dance routines moved the action along and developed the story line rather than being pleasant interruptions.
    1906 - Clifford Odets (1906-63) began his writing career as a poet before turning to acting. He helped found the Group Theatre in 1931. In 1935, he returned to writing with works for the Group Theatre such as “Waiting for Lefty,” “Awake and Sing!” and “Golden Boy.” His proletarian views helped make him a popular playwright during the Depression years. He spent his later years in Hollywood as a “script doctor.”
http://www.colonytheatre.org/bios/OdetsClifford.html
http://lead.csustan.edu/english/reuben/pal/chap8/odets.html
    1906 – S.I. Hayakawa (d. 1992) was born in Vancouver, BC.  He was an English professor, and served as president of San Francisco State and then as US Senator from California from 1977 to 1983. In 1968–69, there was a bitter student and Black Panthers strike at San Francisco State in order to establish an ethnic studies program. The strike proposed fifteen "non-negotiable demands", including a Black Studies department chaired by sociologist Nathan Hare independent of the university administration and open admission to all black students to "put an end to racism", and the unconditional, immediate end to the War in Vietnam and the university's involvement. It was threatened that if these demands were not immediately and completely satisfied the entire campus was to be forcibly shut down.  Hayakawa became popular with conservative voters in this period after he pulled the wires out from the loud speakers on a protesters' van at an outdoor rally.  Hayakawa relented on December 6, 1968, and created the first-in-the-nation College of Ethnic Studies.
    1909 – Harriet Nelson was born Peggy Lou Snyder in Des Moines, IA.  She frequented the Cotton Club in Harlem, was briefly married to an abusive comedian, then joined the Corps de Ballet at the Capitol Theater, later dancing and working as a straight woman for comedians.  By 1932, she was still performing in vaudeville when she met the saxophone-playing bandleader Ozzie Nelson who hired her to sing with the band, under the name Harriet Hilliard. They married three years later. In 1944, the Nelsons began a domestic-comedy series for radio, “The Adventures of Ozzie and Harriet.”   It was highly popular and made a successful transition to television. It was one of the stalwarts of the ABC-TV schedule from 1952 to 1966. The Nelsons' two sons, Ricky and David, were featured continuously on the show. She was included in Yahoo’s Top 10 TV Moms from Six Decades of Television for the time period 1952-1966. 
    1913 – Comedian Red Skelton (d. 1997) was born Richard Bernard Skelton in Vincennes, IN.  He was best known for his national radio and television acts between 1937 and 1971, and as host of the television program “The Red Skelton Show.”. Skelton, who has multiple stars on the Hollywood Walk of Fame for his work in radio and television, also appeared in vaudeville, films, nightclubs, and casinos, all while he pursued an entirely separate career as an artist.
    1913 - At the Polo Grounds, Christy Mathewson finally yielded a base on balls, ending a record string of 68 innings pitched without a walk. The record stood until 1962.
    1914 – Congress formed the Aviation Section, US Signal Corps, giving official status to aircraft within the US Army for the first time.
    1918 - KOCAK, MATEJ, (Army Medal) Medal of Honor
Rank and organization: Sergeant, U.S. Marine Corps, 66th Company, 5th Regiment, 2d Division. Place and date: Near Soissons, France, 18 July 1918. Entered service at: New York, N.Y. Born: 31 December 1882, Gbely (Slovakia), Austria. G.O. No.: 34, W.D., 1919. (Also received Navy Medal of Honor.) Citation: When the advance of his battalion was checked by a hidden machinegun nest, he went forward alone, unprotected by covering fire from his own men, and worked in between the German positions in the face of fire from enemy covering detachments. Locating the machinegun nest, he rushed it and with his bayonet drove off the crew. Shortly after this he organized 25 French colonial soldiers who had become separated from their company and led them in attacking another machinegun nest, which was also put out of action.
    1918 – Although not American, Nelson Mandela (d. 2013) was born in Mvezo, South Africa.
    1921 – The trial of the Black Sox began in Chicago.  On the field, Babe Ruth became the Majors’ career home run leader, hitting his 139th.  The blast off the Tigers’ Bert Cole at Navin Field in Detroit, was estimated by some to have traveled upwards of 575 feet, the longest in Major League history.  Ruth would hold this distinction until 1974 when he was passed by the Braves’ Hank Aaron.
    1921 – Astronaut and former senator John Glenn was born in Cambridge, OH.  He was selected as one of the "Mercury Seven" group of military test pilots selected in 1959 by Nasa to become America's first astronauts. On February 20, 1962, Glenn flew the Friendship 7 mission and became the first American to orbit the Earth and the fifth person in space. He won election to the Senate in 1974 and served through January 3, 1999. With the death of Edward Brooke, Glenn became the oldest living former United States Senator.
    1927 - Ty Cobb records his 4,000 hit.  Research later revealed that he had two fewer hits than was thought at the time, and that number 4,000 actually three days later, on July 21.  At the time, Cobb was the only batter to pass 4000 hits.
http://memory.loc.gov/ammem/today/jul18.html 
    1928 – Jazz trombonist Carl Fontana was born in Monroe, LA. 
http://www.ita-web.org/news/fontana.asp
http://www.jazzprofessional.com/interviews/carl%20fontana.htm
    1929 - Birthday of eccentric rock 'n' roller Screamin' Jay Hawkins, born Jalacy Hawkins (d. 2000) in Cleveland. Hawkins, more renowned for his stage antics than his music, had such 1950's hits as "I Put a Spell on You" and "Feast of the Mau Mau." Anticipating such later rock theatrics as those of Arthur Brown and Alice Cooper, Hawkins used to be carried on stage in a flaming coffin.
    1932 - Louis Armstrong opened at London Palladium, first time.
    1932 – The US and Canada signed an agreement to build the St. Lawrence Seaway.  The first proposals for a bi-national comprehensive deep waterway along the St. Lawrence were made in the 1890s.  In the following decades, developers proposed a hydropower project as inseparable from the seaway; the various governments and seaway supporters believed that the deeper water to be created by the hydro project was necessary to make the seaway channels feasible for ocean-going ships. United States proposals for development up to and including the First World War met with little interest from the Canadian federal government.  Although the Liberal Prime Minister William L.M. King was reluctant to proceed, in part because of opposition to the project in Quebec, in 1932 he and the United States representative signed a treaty of intent. This treaty was submitted to the United States Senate in November 1932 and hearings continued until a vote was taken on March 14, 1934. The majority voted in favor of the treaty, but it failed to gain the necessary two-thirds vote for ratification. By 1941, President Roosevelt and Prime Minister Mackenzie King made an executive agreement to build the joint hydro and navigation works, but this failed to receive the assent of the U.S. Congress. Proposals for the seaway were met with resistance; primary opposition came from interests representing existing harbors on the Atlantic and Gulf coasts and internal waterways, and from the railroads associations. The railroads carried freight and goods between the coastal ports and the Great Lakes cities.  Canadian Prime Minister Louis St. Laurent advised U.S. President Harry Truman on September 28, 1951 that Canada was unwilling to wait for the United States and would build a seaway alone; the Canadian Legislature authorized the founding of the St. Lawrence Seaway Authority on December 21 of that year.  U.S. Senate debate on the bill began on January 12, 1953, the bill emerged from Committee February 22, 1954, and received approval by the Senate and the House by May, 1954.  The seaway opened in 1959 and cost C$470 million, C$336.2 million of which was paid by the Canadian government. 
    1935 - Birthday of Tenley Albright, Newton Centre, MA.   U.S. figure skater who won the figure skating gold medal at the 1956 Olympics, won the world amateur figure skating championship in 1953, and won the U.S. championships, 1951-1956. Harvard Medical School required she retire from competition before she could attend classes. She received her M.D. in 1961 and became a surgeon. She had a mild form of polio when she was 11 and exercised to strengthen her body. In 1979, she became the first woman officer of the U.S. Olympic Committee.
    1936 - The Spanish Civil War begins as a revolt by right-wing Spanish military officers in Spanish Morocco and spreads to mainland Spain. From the Canary Islands, General Francisco Franco broadcasts a message calling for all army officers to join the uprising and overthrow Spain's leftist Republican government. Within three days, the rebels captured Morocco, much of northern Spain, and several key cities in the south. The Republicans succeeded in putting down the uprising in other areas, including Madrid, Spain's capital. The Republicans and the Nationalists, as the rebels were called, then proceeded to secure their respective territories by executing thousands of suspected political opponents. In 1931, Spanish King Alfonso XIII authorized elections to decide the government of Spain, and voters overwhelmingly chose to abolish the monarchy in favor of a liberal republic. Civil war broke out. General Franco crushed the so-called October Revolution on behalf of the conservative government, and in 1935, he was appointed army chief of staff. In February 1936, new elections brought the Popular Front, a leftist coalition, to power, and Franco, a strict monarchist, was sent to an obscure command in the Canary Islands off Africa. Fearing that the liberal government would give way to Marxist revolution, army officers conspired to seize power. After a period of hesitation, Franco agreed to join the military conspiracy. Up to a million lives were lost in the conflict, the most devastating in Spanish history. Franco subsequently served as dictator of Spain until his death in 1975.
    1936 - Carl Mayer, nephew of Oscar Mayer, invented a quaint entry into Americana: the Oscar Mayer Wienermobile. The first Wienermobile rolled out of General Body Company's factory in Chicago on this day. The Wienermobile tours around the U.S., fascinating children of all ages as it promotes the famous Oscar Mayer wiener.
http://www.carnut.com/mobilia/mobilp15.html
    1939 - Birthday of Dion Francis DiMucci, The Bronx, NY.  Singer-songwriter whose work has incorporated elements of doo-wop, rock and R&B styles—and, most recently, straight blues, he was one of the most popular early rock and roll performers of the pre-British Invasion era. He, both as the lead singer of Dion and The Belmonts and as a solo act, had more than a dozen Top 40 hits in the late 1950s and early 60s. Dion was inducted into the Rock & Roll Hall of Fame in 1989.
    1939 - Erskine Hawkins records “Tuxedo Junction,” (Bluebird 10409)
http://www.alamhof.org/hawkinse.htm
    1940 - Former manager and player, Joe Torre, was born in Brooklyn.  Since 2011, he has been Major League Baseball’s Chief Baseball Officer.  Torre ranks fifth all-time in MLB history with 2,326 wins as a manager. With 2,342 hits as a player, Torre is the only Major Leaguer to achieve both 2,000 hits and 2,000 wins as a manager. Torre won the NL MVP in 1971 as a St. Louis Cardinal C/3B.  From 1996 to 2007, he managed the New York Yankees, whom he guided to four World Series championships and 10 post-season appearances including six World Series.  Oddly enough, when he took over as manager of the Yanks, he held the distinction of having been involved in more games, whether as a player and/or manager, without having been to the Series.  It was on this success that he was inducted into the Baseball Hall of Fame with colleagues Tony LaRussa and Bobby Cox in 2014.
http://www.sportsstarsusa.com/baseball/torre_joe.html
    1941 - Birthday of Martha Reeves, of the Motown group Martha and the Vandellas, born in Eufaula, AL.  She was raised in Detroit. The trio - sort of a harder-sounding Supremes - had a series of hit dance records in the 1960's, including "Heat Wave," "Quicksand" and their biggest, "Dancing in the Streets," which went to number two on the Billboard Hot 100 in 1964. "Dancing in the Streets" was revived in 1985 as a duet for Mick Jagger and David Bowie. By 1967, when they hit the charts with "Honey Chile" and "Jimmy Mack," the group was being billed as Martha Reeves and the Vandellas. The trio broke up in 1973 and Martha Reeves went on to a solo career. 
http://members.aol.com/mreeves653/martha.html
    1942 - A record deluge occurred at Smethport in northern Pennsylvania, with 30.7 inches in just six hours. The downpours and resultant flooding in Pennsylvania were devastating.
    1944 – Hideki Tojo was removed as Prime Minister of Japan, citing numerous military setbacks in World War II.
    1947 - President Harry S Truman signed an Executive Order determining the line of succession should the President be temporarily incapacitated or die in office. The Speaker of the House and President Pro-Tempore of the Senate are next in succession after the Vice President. This line of succession became the 25th Amendment to the Constitution, which was ratified Feb 10, 1967.
    1951 - Top Hits
“Too Young” - Nat King Cole
“Mister and Mississippi” - Patti Page
“The Loveliest Night of the Year” - Mario Lanza
“I Wanna Play House with You” - Eddy Arnold
    1951 - Jersey Joe Walcott won the heavyweight championship of the world when he knocked out Ezzard Charles in the seventh round of a fight at Forbes Field in Pittsburgh. Walcott, at 37, the oldest fighter to win the crown, kept the title until he was knocked out by Rocky Marciano on September 23, 1952.
http://www.ibhof.com/walcott.htm
    1953 - An eighteen-year-old truck driver from Memphis, Elvis Presley, visits the Memphis Recording Service at 706 Union Avenue, later to be known as Sun Studios, in order to record a novelty 45 for his mother's birthday. The two recordings, "My Happiness" and "That's When Your Heartaches Begin," were thought to be lost for decades; Elvis later admits that he made the records to see "what I sounded like," since his mother's birthday was actually in April. Presley pays $3.98 for the privilege. Marion Keisker, assistant to label head Sam Phillips, likes what she hears; she takes down Presley's information and notes that he is a "good ballad singer." As she recalled years later: "I said, 'What kind of singer are you?' He said, 'I sing all kinds.' I said, 'Who do you sound like?' He said, 'I don't sound like nobody.'"
    1954 - Birthday of country singer Ricky Skaggs, born in Cordell, Kentucky. Skaggs' success heralded a revival of traditional country music in the early 1980's. His first solo LP on a major label, 1981's "Waitin' For the Sun to Shine," produced two number-one singles, "I Don't Care" and "Cryin' My Heart Out Over You." Skaggs was recognized by the Nashville music establishment in 1982 when he won Country Music Association awards for male vocalist and newcomer of the year. His chart-topping singles since then have included "Heartbroke," "Honey (Open That Door)" and "Country Boy."
http://www.skaggsfamilyrecords.com/
    1957 – Giants’ owner Horace Stoneham announced that this is the team’s last season in New York.  Mentioning nothing about San Francisco nor the Dodgers’ move to LA, he cited a new stadium or joint occupancy with the Yankees as the only solution that could convince the Giants to stay in New York.
    1959 - Top Hits
“Lonely Boy” - Paul Anka
“Waterloo” - Stonewall Jackson
“Tiger” - Fabian
“The Battle of New Orleans” - Johnny Horton
    1960 - Elvis Presley releases "It's Now or Never."
    1960 - Brenda Lee's "I'm Sorry" hits #1
    1964 - Pete Rose of the Cincinnati Reds connected for the only grand-slam home run of his career. It came against the team he would later play for -- the Philadelphia Phillies. Rose had been in the major leagues for only two years and was just 22 at the time. Dallas Green (later to become manager of the Phillies) gave up the gopher ball to Rose. 
    1964 - The Four Seasons reached the top spot on the record charts with "Rag Doll", the group’s fourth hit to climb to the #1 position. The song stayed on top for two weeks. Other #1 hits by Frankie Valli and company include, "Big Girls Don’t Cry", "Walk Like a Man", and "December, 1963 (Oh, What a Night)".
    1964 - The Rolling Stones make their first hit on the American charts with their cover of Buddy Holly's "Not Fade Away." 
    1966 - McGINTY, JOHN J. III, Medal of Honor
Rank and organization: Second Lieutenant (then S/Sgt.), U.S. Marine Corps, Company K, 3d Battalion, 4th Marines, 3d Marine Division, Fleet Marine Force. place and date: Republic of Vietnam, 18 July 1966. Entered service at: Laurel Bay, S.C. Born: 2 1 January 1940, Boston, Mass. Citation: For conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty. 2d Lt. McGinty's platoon, which was providing rear security to protect the withdrawal of the battalion from a position which had been under attack for 3 days, came under heavy small arms, automatic weapons and mortar fire from an estimated enemy regiment. With each successive human wave which assaulted his 32-man platoon during the 4-hour battle, 2d Lt. McGinty rallied his men to beat off the enemy. In 1 bitter assault, 2 of the squads became separated from the remainder of the platoon. With complete disregard for his safety, 2d Lt. McGinty charged through intense automatic weapons and mortar fire to their position. Finding 20 men wounded and the medical corpsman killed, he quickly reloaded ammunition magazines and weapons for the wounded men and directed their fire upon the enemy. Although he was painfully wounded as he moved to care for the disabled men, he continued to shout encouragement to his troops and to direct their fire so effectively that the attacking hordes were beaten off. When the enemy tried to out-flank his position, he killed 5 of them at point-blank range with his pistol. When they again seemed on the verge of overrunning the small force, he skillfully adjusted artillery and air strikes within 50 yards of his position. This destructive firepower routed the enemy, who left an estimated 500 bodies on the battlefield. 2d Lt. McGinty's personal heroism, indomitable leadership, selfless devotion to duty, and bold fighting spirit inspired his men to resist the repeated attacks by a fanatical enemy, reflected great credit upon himself, and upheld the highest traditions of the Marine Corps and the U.S. Naval Service.
    1966 - MODRZEJEWSKI, ROBERT J., Medal of Honor
Rank and organization: Major (then Capt.), U.S. Marine Corps, Company K, 3d Battalion, 4th Marines, 3d Marine Division, FMF. place and date: Republic of Vietnam, 15 to 18 July 1966. Entered service at: Milwaukee, Wis. Born: 3 July 1934, Milwaukee, Wis. Citation: For conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty. On 15 July, during Operation HASTINGS, Company K was landed in an enemy-infested jungle area to establish a blocking position at a major enemy trail network. Shortly after landing, the company encountered a reinforced enemy platoon in a well-organized, defensive position. Maj. Modrzejewski led his men in the successful seizure of the enemy redoubt, which contained large quantities of ammunition and supplies. That evening, a numerically superior enemy force counterattacked in an effort to retake the vital supply area, thus setting the pattern of activity for the next 2 1/2 days. In the first series of attacks, the enemy assaulted repeatedly in overwhelming numbers but each time was repulsed by the gallant marines. The second night, the enemy struck in battalion strength, and Maj. Modrzejewski was wounded in this intensive action which was fought at close quarters. Although exposed to enemy fire, and despite his painful wounds, he crawled 200 meters to provide critically needed ammunition to an exposed element of his command and was constantly present wherever the fighting was heaviest, despite numerous casualties, a dwindling supply of ammunition and the knowledge that they were surrounded, he skillfully directed artillery fire to within a few meter* of his position and courageously inspired the efforts of his company in repelling the aggressive enemy attack. On 18 July, Company K was attacked by a regimental-size enemy force. Although his unit was vastly outnumbered and weakened by the previous fighting, Maj. Modrzejewski reorganized his men and calmly moved among them to encourage and direct their efforts to heroic limits as they fought to overcome the vicious enemy onslaught. Again he called in air and artillery strikes at close range with devastating effect on the enemy, which together with the bold and determined fighting of the men of Company K, repulsed the fanatical attack of the larger North Vietnamese force. His unparalleled personal heroism and indomitable leadership inspired his men to a significant victory over the enemy force and reflected great credit upon himself, the Marine Corps, and the U.S. Naval Service.
    1966 - Bobby Fuller, leader of the rock group The Bobby Fuller Four, was found dead in his car outside his Hollywood apartment. The Los Angeles deputy medical examiner performed the autopsy. According to the report, "…Bobby's face, chest, and side were covered in ‘petechial hemorrhages’ probably caused by gasoline vapors and the summer heat. He found no bruises, no broken bones, no cuts. No evidence of beating." Some commentators believe Fuller was murdered. A small cult follows this singer, best known for his 1966 hit song “I Fought the Law,” which was written by Sonny Curtis, a member of Buddy Holly’s Crickets.
http://www.rockabillyhall.com/BobbyFuller.html
    1967 - Top Hits
“Windy” - The Association
“Little Bit o’ Soul” - The Music Explosion
“Can’t Take My Eyes Off You” - Frankie Valli
“All the Time” - Jack Greene
    1968 - Hugh Masekela struck gold with the breezy, Latin-soul instrumental "Grazing in the Grass," while Gary Puckett and The Union Gap received a similar honor for the hit, "Lady Willpower." Masekela, a trumpeter since age 14, saw "Grazing in the Grass" go to number one for two weeks (July 20/27). "Grazing" was his only entry on the pop music charts. The Union Gap scored three more million-sellers in the late 1960s: "Woman, Woman," "Young Girl" and "Over You." The Union Gap was formed in 1967 and named after the town of Union Gap, Washington.
    1968 - Intel was founded in Mountain View, CA by semiconductor pioneers Robert Noyce and Gordon Moore.  Intel was an early developer of SRAM and DRAM memory chips, which represented the majority of its business until 1981. Although Intel created the world's first commercial microprocessor chip in 1971, it was not until the success of the PC that this became its primary business. During the 1990s, Intel invested heavily in new microprocessor designs fostering the rapid growth of the computer industry. Intel is one of the world’s largest and highest-valued semiconductor chip makers, based on revenue.
    1969 - After a party on Chappaquiddick Island, Massachusetts Sen. Ted Kennedy drove his car off a bridge and his passenger, Mary Jo Kopechne, died.
    1969 - ‘Broadway’ Joe Namath got out of the restaurant/nightclub business after agreeing to terms suggested by then NFL commissioner Pete Rozelle. Namath owned half of Bachelors III in New York City.
http://sportsline.com/u/fans/celebrity/namath/
    1970 - Willie Mays of the San Francisco Giants got the 3,000th hit of his career, a single off pitcher Mike Wegener of the Montreal Expos in a 10-1 Giants’ victory. Mays played in the Majors from 1951 through 1973 and finished with 3,283 hits. 
    1972 - Thanks to the efforts of Kevin White, then-mayor of Boston, the Rolling Stones' Mick Jagger and Keith Richards are freed from their Warwick, RI jail cell in time for their Boston show. (The pair had been held for assault on a photographer from Providence.) 
    1975 - Top Hits
Love Will Keep Us Together - The Captain & Tennille
The Hustle - Van McCoy & The Soul City Symphony
Listen to What the Man Said - Wings
Movin’ On - Merle Haggard
    1975 - The trial of Boston Bruins hockey player Dave Forbes, indicted for excessive force during a game on January 4 when he hit Henry Boucha of the Detroit Red Wings with his stick, ended in a hung jury. The prosecution decided not to seek a retrial.
    1976 - Nadia Comaneci, the 14-year-old star gymnast from Romania, stunned those watching the Olympic Games by executing perfect form to collect a perfect score of ‘10’ from the judges. This was the first perfect score ever recorded on the uneven parallel bars. Nadia went on to collect seven perfect scores, three gold medals, a silver and a bronze. She also won two gold and two silver medals in the 1980 Olympics. 
    1977 - No. 1 Billboard Pop Hit: "Looks Like We Made It," Barry Manilow.
    1978 - John Travolta and Olivia Newton-John's "You're The One That I Want" is certified platinum 
    1980 - Billy Joel's “Glass Houses” album tops charts
    1983 - Top Hits
“Every Breath You Take” - The Police
“Electric Avenue” - Eddy Grant
“Never Gonna Let You Go” - Sergio Mendez
“The Closer You Get” - Alabama
    1983 - Paul Simon and Art Garfunkel took to the road to begin a 19-city tour beginning in Akron, OH. It was the first tour by the popular singing duo since their success in the 1960s.
http://www.cosmopolis.ch/english/cosmo14/paulsimon.htm
http://www.cableregina.com/users/seanb/simon.htm
    1985 - Jack Nicklaus II, son of the legendary ‘Golden Bear’, made his playing debut on the pro golf tour at the Quad Cities Open in Coal Valley, IL. The 23-year-old golfer played as an amateur while his father was playing in the British Open. 
    1986 - One of the most "photogenic" tornadoes touched down in the northern suburbs of Minneapolis, MN, during the late afternoon. The very slow moving tornado actually appeared live on the evening news by way of an aerial video taken by the KARE-TV helicopter crew. The tornado, unlike most, was quite the prima donna, staying visible to tens of thousands of persons for thirty minutes. It was moderate in intensity, with winds of 113-157 mph, and caused $650 thousand damage.
    1986 - Videotapes released showing Titanic's sunken remains.
http://www.titanic1.org/
    1987 - First baseman Don Mattingly of the New York Yankees hit a home run in his eight consecutive game, thereby tying the Major League record set in 1956 by first baseman Dale Long of the Pittsburgh Pirates. 
    1988 - No. 1 Billboard Pop Hit: "Hold on to the Nights," Richard Marx.
    1988 - Sweltering heat continued in California, with record highs of 111 degrees at Redding and 112 degrees at Sacramento. Death Valley, CA, hit 127 degrees. Late afternoon and evening thunderstorms in the Central Plains Region produced baseball size hail at Kimball, NE, wind gusts to 79 mph at Colby, KS, and six inches of rain near Lexington, NE.
    1990 - Arbitrator George Nicolau ruled in favor of the MLB Players Association saying that the 26 Major League owners colluded and were aware of a databank that detailed 1987 salary offers. The owners will be forced to pay significant damages to the affected players.
    1991 - Top Hits
“Rush, Rush” - Paula Abdul
“Unbelievable” - EMF
“Right Here, Right Now” - Jesus Jones
“Don’t Rock the Jukebox” - Alan Jackson
    1992 - Singers Whitney Houston and Bobby Brown were married at Houston's estate in Mendham, New Jersey. Among the guests - Dionne Warwick, Patti LaBelle, Gloria Estefan and Donald Trump.
    1999 - David Cone pitched a perfect game for the New York Yankees on Yogi Berra Day. Cone befuddled the Montreal Expos, throwing the 16th perfect game in baseball history, while leading the Yankees to a 6-0 victory. In pre-game ceremonies, Don Larsen threw out the ceremonial first pitch to Yogi commemorating his 1956 World Series perfect game, still the only one in World Series play. 
    2000 - The City and County of San Francisco issued its first anonymous medical marijuana ID cards.
    2001 - A 60-car train derailed in a Baltimore train tunnel. The fire that resulted lasted for six days and virtually closed downtown Baltimore for several days.
    2008 - Billy Joel, in the last concert to be hosted at Shea Stadium, gets a little help from his friends as Paul McCartney joins him on stage and sings “I Saw Her Standing There,” to a tremendous ovation from the sold-out crowd of 55,000 very surprised fans. 'Sir Paul' tells the crowd the 'Beatles’ had a 'blast' playing at Shea that night in 1965, the year after the Mets home ballpark opened.
    2013 – Detroit, with up to $20 billion in debt, filed for the largest municipal bankruptcy in U.S. history.

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- Balboa Capital Tagged for Quarterly Payment Scam
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   Hires Goldman Sachs
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CLFP Foundation Adds 36 New CLFP's
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that Brokers Need Licenses and Lessors Can’t Pay Unlicensed Brokers
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   in the IFC Credit Bankruptcy “Approved Disbursements?”
- Balboa Capital Tagged for Bait and Switch
  on Lease Payoff Quote
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   Bulletin Board Complaints
- FinTech #102  by Christopher Menkin
   Menkin has an Epiphany
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   at Huntington Technology Finance
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   CLFP Foundation Announce Collaboration
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   by New FASB and IFRS Lease Accounting Rules
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    and Make Extra Income
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    Record All-Time Highs
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Use a Password Generator
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   Onset Financial/Mazuma Capital
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- HL Leasing/John Otto--Update
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   Re: Evergreen Clause Abuses
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- Old Cowboy On His Horse
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- Balboa Capital, Irvine, California
   $20,543.22 Bulletin Board Complaint
   Alleged “Bait and Switch”
- Female Lease Finance Association Presidents
- Broker’s Responsibility to Obtain
    California Lender’s License
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  ---Automatic Evergreen Payment---PPR
- Charles Schwartz and Allied Health
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    by Christopher Menkin
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- Verifying Tax Returns
- Special Report: Part I
   Could Church Kiosks, Royal Link Carts, NorVergence results been avoided?

   The use of “Equipment Finance Agreements”
- Special Report: Part II
    Bank of the West

   Equipment Lease Agreement (EFA)
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