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kitmenkin@leasingnews.org
   

 

Chris Walker Passes Away


Chris Walker, CLP
(Photo: GreatAmerica Corporate Directory)

         from Tony Golobic, GreatAmerica Leasing

It is with a heavy heart that I share the sad news of the loss of one of our long-tenured team members, Chris Walker.  We were informed today that Chris lost his valiant fight with pancreatic cancer last evening.

Most of you had the privilege of knowing Chris.  He has served in various sales and business development positions in a number of units within GreatAmerica since he joined us in June of 1997.  Many of us worked with Chris even before the days of GreatAmerica, at GE Capital (1990 – 1997), and at LeaseAmerica before that (1979-1990). 

Chris was truly an exceptional person – warm and caring, always upbeat and smiling.  Chris had an incredible passion for so many things in his life, including his customers, his team members, GreatAmerica, the leasing industry, his family, his community, his faith and church, and for good food and coffee, great music, and a healthy lifestyle.  Chris had an a network of friends who cared deeply about him, as evidenced by the outpouring of support at the Chris Walker Lovefest event in August. 

One of the things I admire about Chris is the strength and determination with which he faced his terminal illness.  Chris continued to live his life as fully as he could, despite incredible pain and other symptoms many would have found simply intolerable.  Chris made it to our GreatAmerica Awards Event in early September, despite significant pain.  It was important to him to be there!  He even attended an industry event in mid-September in Minneapolis – the NEFA (National Equipment Finance Association) Funding Symposium.  During this event, he was honored with a special “NEFA Member of the Year” award.  NEFA President, Chris Enbom, said, “We chose Chris Walker for this honor not just because of his many years of dedicated service to the industry, our association, and virtually everyone who ever met him, but also because the quiet dignity and incredible courage with which Chris has faced a life threatening illness serves as a shining example and inspiration to all of us.”  I could not have said it better myself! 

The way Chris lived his life, and the way he faced his death, is truly inspirational. 

If you are not actively on a customer call at 4:45 today, please join together for a moment of silence to remember and honor Chris.  If you would like to participate in a memorial contribution from Chris’ GreatAmerica Family, Kristi Chambers (on 6th floor) and Terri Norman (on 8th floor) will be collecting those donations, and will have cards for you to sign.  When we have information related to services, we will scroll that information on GAIN.  Those wishing to attend services which may be held during the work day are asked to coordinate coverage within your teams to ensure that we maintain “The GreatAmerica Experience” that Chris was so proud to deliver and sell to our customers during his many years with us.

Chris at the August 20, 2011 "Lovefest"
acknowledging the over 400 who attended
http://leasingnews.org/archives/Aug2011/8_24.htm#walker


#####regular edition follows#######


Tempe, Arizona
5 Independent Sales Representatives
Most Aggressive Commission Plan • Supplier Leads
From Distribution & Manufacturer Semi-Captive Programs • Fantastic Work Environment • Experienced Sales Only
Full Job Description Click Here

www.leasestation.com



Friday, November 18, 2011



Today's Equipment Leasing Headlines

Kit’s Kettle Time
  Classified Ads---Credit
   Credit Cards, Cash Advance May be Obsolete 2 years
     Long Time Lease Recruiter Helen Kugit "Retires"
      Cartoon---Watch Dog
        Classified Ads---Help Wanted
  New Hires---Promotions
    Leasing Companies Out of Business
    plus No Longer taking Broker/Discounting Business
     Masquerading Web site: Helpwithmybank.com
       Red Alert
      --California Lessors: 2011 Property Tax Appeal Deadline
       5 years+ C & J Leasing Clarence Rice for Embezzlement
        NACM Welcomes Final Approval of 3% Withholding Repeal
         Classified ads— Collector/Collections/Consultant
  J.Edgar--"Taut drama & history lesson"
   Melancholia/Super 8/Larry Crowne/Rules of the Game
   Movie/DVD Reviews by Fernando Croce
    Des Moines, Iowa Adopt-a-Dog
News Briefs---
 Will bank branches wither away?
  John Deane "bunker mentality...(now) more determined outlook"
   Small businesses still find big banks to be reluctant lenders
    GE Filed 57,000-Page Tax Return, Paid No Taxes: $14 B in Profits
     Lion Air plans order for 230 Boeing jets
      Motor Trend calls Passat Car of the Year

Broker/Funder/Industry Lists | Features (collection)
Top Ten Stories Chosen by Readers | Top Stories last six months
 

Most stressed states
  You may have missed
    Sports Briefs---
     California Nuts
     Gimme that wine---
      This Day in American History
       SuDoku
        Daily Puzzle
         GasBuddy
          Weather, USA or specific area
           Traffic Live----

######## surrounding the article denotes it is a “press release” and was not written by Leasing News nor information verified, but from the source noted. When an article is signed by the writer, it is considered a “by line.” It reflects the opinion and research of the writer. It is considered “bias” as it is the writer’s viewpoint.


[headlines]
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Kit’s Kettle Time

It’s that time of the year the Salvation Army does its only fund raising. You will start to see red kettles with bell ringers after Thanksgiving---and the digital is now under way.


(Please click on kettle to donate)

If you would like to set up your own Leasing Team, send me an email and I can help you get registered and having a kettle on your company web site, and will keep Leasing News readers informed of your progress, too.
kitmenkin@leasingnews.org

 

[headlines]
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Classified Ads---Credit

(These ads are “free” to those seeking employment
or looking to improve their position)

Credit and Collections Manager
Seasoned Small ticket Credit Manager with remote office based out of Chicago, IL willing to relocate seeks challenging high volume challenging position. Wgriffith61@yahoo.com | Resume

Free Posting for those seeking employment in Leasing:
http://www.leasingnews.org/Classified/Jwanted/Jwanted-post.htm

All “free” categories “job wanted” ads:
http://www.leasingnews.org/Classified/Jwanted/Jwanted.htm

[headlines]
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Credit Cards, Cash Advance May be Obsolete 2 years


Wednesday, November 16, 2011 Leasing News wrote about Dwolla, a relatively new company that allows payments over the internet for 25 cents and no other charge, including sign-up charge.

The company started in Des Moines, Iowa, December 1, 2009 and began it operations in 2010, getting press, and growing.

The system works between two users (you and your account or sender) need to join (no fee). In looking into this, there appears to be very little negative comments, and many satisfied users. It works basically like ACH or even a “bank wire," but the fee is only 25 cents and it is reportedly very fast.

It appears more secure than a credit card transaction or PayPal. Growing from a computer to a "tablet" and now to "digital devices" such as iPhone or Android, the advantage takes over payment by other methods.

Bank statistics show 60% of those over 55 does banking on line. The number on line is higher. Banks charge for statements as well as forwarding checks in the exact same manner, and perhaps the same system as Dwolla.

Right now the competition is not being felt, but perhaps one of the reasons banks are starting to add fee, as Dwolla is now moving $30 to $50 million a month, and expect to be moving $350 million a month in the next year.

This could be a boon for merchants with a lower processing fee, as well as customers, and certainly to the financial industry, a boon for collectors to overcome "the check is in the mail."

It could also speed up the paying from purveyors as well as sales personnel getting their commission quickly.

The slowness in the Dwolla taking off is the very little publicity, as well as each party has to have a Dwolla account. Signing up is easy, verification may take a few days, as a security process also include several processes.

Dwolla Spots allows merchants to accept cell phone payments, presently supporting the following platforms: iOS, Android, and Windows 7 Phone.

In many instances, cash may become obsolete, too. Dwolla Spots allows merchants to accept cell phone payments, as well as finds merchants that accept Dwolla near you
http://help.dwolla.com/customer/portal/articles/87196-what-is-dwolla-spots-

Dwolla Fees Compared to a bank:
http://help.dwolla.com/customer/portal/articles/86684-dwolla-fees

Main Site: www.dwolla.com

(Leasing News will be trying out this program for 30 days and give readers a report back on the experience. Editor).


-----------------------------------------

Long Time Lease Recruiter Helen Kugit "Retires"



"After a successful career in the leasing industry, and then as a recruiter in the leasing sector, I've decided to change course and pursue another area where I feel I can also make a positive difference.

"For the past twenty years I’ve been a Hospice volunteer at patient’s homes, and recently I completed the course to be a CASA (Court Appointed Special Advocate/Guardian Ad Litem) volunteer for children the court has put into protective service. In addition there is a volunteer program in Texas called CanCare which matches Cancer patients with those that had (and fortunately survived) the same exact cancer. CanCare was what made the difference when my son had kidney cancer and I had decided then that when I had the time I would bring it to where I live. So, with those three causes I’m definitely going to be busy and putting in long hours, but it will be rewarding – and I’ll be doing what I’m passionate about.

"To all the friends I've made over the past thirty years, I'd love to stay in touch. As in the past, if you need a sounding board, or would like help with your resume please do not hesitate to contact me. My husband and I are moving in December to a home we are building in South Carolina (between Hilton Head and Savannah, GA - about twenty minutes from the beach) while I don’t have a new phone number yet you can always reach me via email: helenekugit@comcast.net."

Stay well and be happy!

According to Linkedin.com: Helen was managing director, recruiter, for Executive Solutions for Leasing and Finance for over 13 years, previously regional sales manager, Norwest Financial Services for two years, vice-president, sales & operations, Western Region, Copelco, and for eight years VP, Sales, Bell Atlanta Tricon Leasing.
http://www.linkedin.com/in/helenekugit

(This ad is a “trade” for the writing of this column. Opinions
contained in the column are those of Mr. Terry Winders, CLP)

 

-----------------------------------

 


[headlines]
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Please send Leasing News and ask them to subscribe. We are Free!

----------------------------------------------------------------

New Hires---Promotions


Erik S. Cook has joined PayNet as National Sales Manager. He previously was vice-president, equipment finance, Frain Industry (January,2011-September, 2011), vice-president, Structure Finance (US Capital Corporation (2008-2010), owner/member manager, Uni-source Funding, LLC (2006-2007), Vice-President & General Manager, Systems Financial Credit (2003-2006), Vice-President, Latin America, CNH Capital, CNH Glova, NV (formerly Case Corporation (1998-2002), Vice-President and Regional Director, Merrill Lynch International Ban (1991-1998), Vice President and Senior Banker, The Chase Manhattan Bank (1983-1991), Captain, Intelligence Office, US Marine Corps (1977-1989)Battalion S-2 Staff Intelligence Officer, STA Recon Platoon Commander, H&Q Company Executive Officer,2 Navy Achievement Medals, Deployed to Caribbean, Mediterranean and North Sea, Served 4 month tour of duty in Key West (Mariel Refugee Incident),University of South Carolina - The Moore School of Business MBA, International Business Studies (MIBS) (1981 – 1983) Activities and Societies: Spanish Track, Overseas Business Internship - Santiago, Chile, University of North Carolina at Chapel Hill Bachelor of Arts, International Studies/Economics (1973 – 1977), Activities and Societies: Varsity Soccer Team (Captain/All ACC), Chi Phi Fraternity

Fred MacDonald has been hired as a sales representative for Fleetwood Industries, LLC, a medical equipment leasing financing company Sales Representative at Fleetwood Industries, LLC. Previously he was broker representative for LCA Financial (April, 2011-November, 2011), Vice-President, Unicyn Financial Services (2009-2010), vice-president, Third Party Funding, LEAF Commercial Capital (2006-2008), Senior Vice-President, Operations, Unicyn Financial Corporation, President, Unicyn Funding Group (1993-2003), Vice-President, Denrich Leasing (1997-1993).Fairleigh Dickenson University Bachelor of Science, Accounting
http://www.linkedin.com/pub/fred-macdonald/34/48/568

Lisa Gunville has joined Balboa Capital Corporation, Irvine, California as "Vendor services Team as Regional Manager of its Point-of-Of-Use Water Division;" Greater Boston area. She "...has more than 26 years of experience that includes business development, business funding, vendor sales, and financial management and consulting." Previously she was account executive at TimePayment Corp (February, 2006-November, 2011), Accounting Supervisor, Sigarms (2001-2005).Aquinas College (1983 – 1985)

Curt Newsom has joined Ascentium Capital, Kingwood, Texas as vice-president sales, Vehicle Wash and Retail Petroleum Industries. Previously for the past 18 years president of Summit Funding Group, Inc., Lee’s Summit, Missouri.
http://www.linkedin.com/pub/curt-newsom/1a/287/72

Scott Pinckard has joined Green Campus Partners as Vice-President, Director of Federal Markets. Previously he was vice-president, Equipment Leasing, Mid-America Region, Grant Capital Management (2010-October, 2011), Municipal and Commercial Financial Sales, Equipment Capital Corp. (2008-2010), State, Local and Federal Government Finance Origination, Salisbury Hill Finance (2004-2007), Vice-President, United Financial of Illinois (1994-2004), Lake Forest College, Bachelor of Arts, Business and Psychology(1985-1989).
http://www.linkedin.com/pub/scott-pinckard/7/31a/110

Dan Rubenstein hired as Senior Commercial Credit Analyst at People's United Bank. Previously he was Portfolio Analyst, Equilease Financial Services (August, 2009-November, 2011), Assistant Financial Analyst, Equilease Financial Services (March, 2007-August, 2009). New York University - Leonard N. Stern School of Business MBA, Finance ((2011 – 2013 (expected)), Carleton College BA, Philosophy (2002 – 2006)
http://www.linkedin.com/pub/dan-rubenstein/13/347/197


Nicholas (Nick) M. Small appointed Managing Director of CIT Vendor Finance, US. He served almost 12 years with CIT, including as interim Managing Director of CIT Vendor Finance, Europe and Chief Operations Officer of CIT Vendor Finance. He also served as Director of Shared Services, overseeing the consolidation of the technology and service platforms of various CIT entities into one consolidated operation. Before this, he resided in Ireland and was Controller for the European financial accounting functions. His initial years at CIT were spent as CFO of CIT Vendor Finance, US. Before CIT he was Director & Chief Financial Officer, Captive Leasing Services (February, 1997-February, 1999), Controller, Copelco Capital (November, 1995-January, 1997), Manager External reporting, Bristol-Myers Squibb (November, 1994-November, 1995), Manager Cash Operations, North America, Becton Dickinson (may, 1991-November, 1994), Audit Senior, Ernst & Young (August, 1988-May, 1991).Muhlenberg College BA, Economics and Accounting (1984 – 1988).
http://www.linkedin.com/pub/nicholas-small/17/a62/42

Gary DiLillo, President 216-658-5618 or gary@avptc.com

Comprehensive personal property tax outsourcing services.
Click here to see what our clients say about us.


Leasing Industry Help Wanted

Midwest Sales Representative
(as far east as Michigan, as far west as Colorado, as far
south as Texas, and as far north as Minnesota)

Construction, Trucking, Machine Tools, Waste Equipment
Credit application only up to $250K, vendor driven, fast approvals
Broker inquiries welcome
contact: Chris Chiappetta at chris@netlease.com 

In the last 25 years National Machine Tool Financial has evolved into the premier outsource captive finance company for many major manufacturers.
www.netlease.com


Tempe, Arizona
5 Independent Sales Representatives
Most Aggressive Commission Plan • Supplier Leads
From Distribution & Manufacturer Semi-Captive Programs • Fantastic Work Environment • Experienced Sales Only
Full Job Description Click Here

www.leasestation.com

National Sales Representative
Direct, vendor based, small ticket ($10K-150K) leasing company looking for experienced sales representatives.
If you need more support, flexibility and a
stronger source of funds call Falcon.
Want to learn more - click here

www.falconleasing.com


For information on placing a help wanted ad, please click here:
http://www.leasingnews.org/Classified/Hwanted/Hwanted-post.htm

Please see our Job Wanted section for possible new employees.

[headlines]
--------------------------------------------------------------

Leasing Companies Out of Business
plus No Longer taking Broker/Discounting Business



Companies with an * are no longer in business. The others are companies that were taking broker business, but announced that they no longer are accepting broker business. Many have also down-sized or are managing an existing portfolio.

More details are available in this list by company name:

http://www.leasingnews.org/list_alpha_new.htm

*ABCO Leasing Inc., Bothell, WA
*ACC Capital, Midvale, Utah (lenders running off portfolio residuals)
Advantage Business Capital, Lake Oswego, Oregon
AEL Financial, Buffalo Grove, Illinois
(No longer taking new broker business) 
Alliance Financial, Syracuse, New York
*AMC Funding, Charlotte, North Carolina
*American Bank Leasing, Alpharetta, Georgia
*American Equipment Finance, Warren, New Jersey
Balboa Capital, Irvine, Ca
Bankers Healthcare Group, Weston, FL.
*C and J Leasing Corp, Des Moines, Iowa
*Carlton Financial Corporation, Wayzata, Minnesota
*Chase Industries, Inc., Grand Rapids, Michigan
*Chesterfield Financial, Chesterfield, Missouri
CHG-MERIDIAN U.S. Finance, Ltd, Woodland Hills, CA
(Sales Management focuses very selectively on certain brokers.)
*Churchill Group/Churchill Leasing, Jericho, NY
CIT Group (limited)
Columbia Bank Leasing, Tacoma, WA
Commercial Equipment Lease, Eugene, Oregon 
Concord Financial Services, Long Beach, California
Court Square, Malvern, Pennsylvania
*Creative Capital Leasing Group, LLC, San Diego, CA
Direct Capital, Portsmouth, New Hampshire
Diversified Financial Service, Omaha, NE
Dolsen Leasing, Bellevue/Yakima, Washington
Equipment Finance Partners, a division of Altec, Birmingham, Alabama 
Evans National Leasing, Inc., Hamburg, NY
Enterprise Funding, Grand Rapids, Michigan 
*Excel Financial Leasing, Lubbock Texas
*First Corp.(IFC subsidiary), Morton Grove, Illinois
First Federal Financial Services, Inc., Menomonee Falls, Wisconsin
First Republic Bank, San Francisco, CA
Frontier Capital, Teaneck New Jersey 
*GCR Capital, Safety Harbor, Florida 
GE Capital, Conn (limited)
Global Funding LLC., Clearwater, FL
*Greystone, Burlington, MA
*Heritage Pacific Leasing, Fresno, CA
Hillcrest Bank Leasing, Overland Park, KS (Parent bank sold)
Huntington Equipment Finance, Vendor Finance Group, Bellevue, Washington
*IFC Credit Corp., Morton Grove, Illinois
Irwin Financial (Irwin Union Bank), Columbus, Indiana 
Irwin Union Bank, F.S.B. (Louisville, Kentucky)
Lakeland Bank, Montville, NJ
LaSalle Systems Leasing
*Latitude Equipment Leasing, Marlton, New Jersey
*Leaf Specialty Finance, Columbia, South Carolina
*LEAF Third Party Funding, Santa Barbara, Ca.
Lombard, part of Royal Bank of Scotland, worldwide
Marlin Business Services, Mount Laurel, NJ (accepting no new brokers, they may have opened for a select fee, but no more at this time, they say.)
M&T Credit (Bank)
*MericapCredit, Lisle, Illinois
Merrill Lynch Financial
Mesa Leasing, San Diego, CA
Midwest Leasing Group, Livonia, Minnesota
National City, Cleveland, Ohio
*Navigator (Pentech subsidiary) San Diego, California
OFC Capital, Roswell, Georgia
Old National Bank, Evansville, Illinois
Pentech Financial, Campbell, CA
*PFF Bancorp, Inc, Pomona, CA
Pinnacle Business Finance, Fife, Washington
*Pioneer Capital Corporation, Addison, Texas
PredictiFund, a subsidiary of Capital Access Network, Inc
Popular Finance, St. Louis, Missouri
Radiance-Capital, Tacoma, WA
Rational Technology Solutions, Rolling Meadows, IL
*Reliant National Finance, Jacksonville, Florida
Sandy Springs, Olney, MD
Sovereign Bank, Melville, New York
Specialty Funding, Albuquerque, NM
Sun Trust Equipment Finance & Leasing, Baltimore, Maryland 
*SunBridge Capital, Mission, Kansas
Suncoast Equipment Funding Corp., Tampa, Florida
TCF Equipment Finance, Minnetonka, Minnesota 
TechLease, Morgan Hill, California
Textron Financial
*Triad Leasing & Financial, Inc., Boise, Idaho
*Union Capital Partners, Midvale, Utah
US Bank, Manifest Funding, Marshall, Minnesota
(new requirement: large yearly funding) 
US Bank, Middle-Market, Portland, Oregon 
Velocity Financial Group, Rosemont, Illinois
VenCore, Portland, Oregon (former company Len Ludwig)
*Vision Capital, San Diego, California
Wachovia Bank Leasing
*Washington Mutual Financial
Western Bank, Devils Lake, ND
*Westover Financial, Inc., Santa Ana, California

(Note: Should a company policy have changed, please contact kitmenkin@leasingnews.org)

Funders looking for new Brokers:
http://www.leasingnews.org/Funders_Only/New_Broker.htm

"Broker/Lessor" looking for broker business:
http://www.leasingnews.org/Brokers/brokerlessor_bussiness.html

NAELB Broker Exchange
http://www.leasingnews.org/Pages/broker_exchange.html

 

[headlines]
--------------------------------------------------------------

*****Announcement***************************************

Masquerading Web site: Helpwithmybank.com


To: Chief Executive Officers of All National Banks and Federal Savings Associations; All State Banking Authorities; Chairman, Board of Governors of the Federal Reserve System; Chairman, Federal Deposit Insurance Corporation; Conference of State Bank Supervisors; Deputy Comptrollers (districts); Assistant Deputy Comptrollers; District Counsel and Examining Personnel

Re: Masquerading Web site: Helpwithmybank.com

The Office of the Comptroller of the Currency (OCC) has been informed that the above-mentioned Web site, “helpwithmybank.com,” is attempting to masquerade as the legitimate Web site, “helpwithmybank.gov,” and contains potentially damaging malware. The illegitimate site redirects the user to the legitimate site “helpwithmybank.gov” in an attempt to convince users that they are connecting to a legitimate site. Attempts to connect to the fake Web site could expose the user to harmful malware.

Any information that you may have concerning this matter should be brought to the attention of:

E-mail: occalertresponses@occ.treas.gov
Mail: Office of the Comptroller of the Currency
Enforcement & Compliance Division, MS 8-10
250 E St. SW, Washington, DC 20219
Fax: (202) 874-5301

Richard C. Stearns



##### Press Release ###########################


Red Alert
--California Lessors: 2011 Property Tax Appeal Deadline

SAN DIEGO — (November 16, 2011) — RPC Property Tax Advisors (RPC) is alerting California commercial property owners that November 30 is last chance to file a 2011 property tax appeal, according to Ken Sullivan, managing principal of RPC Property Tax Advisors, a San Diego-based commercial property tax refund and reduction experts.

Sullivan said that November 30 is the appeal filing deadline for the following California counties: Alpine, Amador, Butte, Calaveras, Colusa, Contra Costa, Del Norte, El Dorado, Fresno, Glenn, Humboldt, Imperial, Kern, Lake, Lassen, Los Angeles, Madera, Marin, Mariposa, Mendocino, Merced, Modoc, Mono, Monterey, Napa, Nevada, Plumas, Riverside, Sacramento, San Benito, San Bernardino, San Diego, San Joaquin, San Mateo, Santa Barbara, Santa Cruz, Shasta, Sierra, Siskiyou, Solano, Sonoma, Stanislaus, Sutter, Tehama, Trinity, Tulare, Tuolumne, Yolo and Yuba.

“We are putting out the Red Alert to commercial property owners in 49 California counties — it’s do or die time! If the deadline passes without an appeal application being filed, all tax savings and refunds for 2011 are lost forever,” Sullivan said. “To expedite the evaluation process and to determine that a property is not over assessed, we are urging our clients to complete the free online ‘No Cost Property Tax Assessment Review’. If we believe the property is over assessed, we appeal the assessed value to the county assessment appeals board and work to obtain the largest property tax refund possible.”

He said RPC must file an Application for Changed Assessment with the appropriate county clerk, the application must be complete and filed timely in order to be valid otherwise the county clerk will not schedule an appeals hearing and any tax savings are lost. “The final deadline to start the process is November 30, the sooner you start the sooner you will benefit from reduced property taxes,” said Sullivan.

In just the past two years, RPC has assisted California commercial property owners in reducing one of their largest annual expenses — property taxes. RPC reviews tax assessments at no charge and provides a professional opinion of your property tax refund opportunities. The company has provided California commercial property owners with nearly $800 million in property tax assessment reductions for the period of 2009-2011, saving them more than $8.7 million in property taxes.

About RPC Property Tax Advisors
A trusted property tax advisor since 1989, RPC adds bottom line value to an owners’ real estate investment, providing state-of-the-art property tax appeal services. RPC’s success is attributed to a blend of professional relationships with the various county assessors; extensive appeals board hearing experience, knowledge of California’s revenue and taxation codes, an experienced team of former county assessors on staff, as well as a thorough understanding of the California taxpayers’ options via the lengthy assessment appeals process.

Headquartered in San Diego, CA, with a satellite office in Oakland, CA. RPC Property Tax Advisors are the commercial property tax refund and reduction experts. RPC has completed over 1,000 assessment reduction cases representing billions of dollars in assessed values and tens of millions in property tax savings. RPC specializes in commercial property types including office, industrial, retail, apartments, land and mixed-use projects. The company handles the property tax appeal/refund from start to finish, allowing their clients to save time and money. For more information and to complete a No Cost Property Tax Review, visit or call 800-540-3900.


#### Press Release #############################


5 years+ C & J Leasing Clarence Rice for Embezzlement



Des Moines, Iowa – Clarence Allen Rice, the owner of C & J Leasing Corp., was found guilty today of wire fraud in connection with a complex $8 million scheme against a different Des Moines-area small business, announced United States Attorney Nicholas A. Klinefeldt. The jury returned guilty verdicts on all four counts against Rice.

Trial evidence showed that Rice suffered over $800,000 in day trading losses in the early 2000s using his company’s money. As a result, his company faced severe cash flow problems by early 2003. Rice addressed the cash flow problems by misappropriating millions of dollars from Frontier Leasing Corporation between 2003 and 2006 and using it to pay other debts and engage in additional day trading. He concealed his fraud by making false statements to Frontier and his auditors, including KPMG. His scheme relied heavily on the fraudulent use of the term “security deposit” on his company’s books.

Rice’s company was in the business of purchasing commercial equipment and leasing it to restaurants, tanning salons, and other small businesses in exchange for a monthly payment. Rice’s company entered thousands of lease contracts over the years. He obtained financing for his company, in part, by selling many of those leases to Frontier in exchange for a large payment. Frontier is a Des Moines-area small business that, prior to the fraud, had more than 25 employees.

As a result of the sale of the lease, all lease payments belonged to Frontier. However, as part of the agreements between the two companies, Rice’s company continued to service the leases–meaning, his company performed collection work and handled payments as they came in.

His company was required to promptly forward all the payments to Frontier and properly account for them. Frontier compensated Rice for this work by paying a higher price for each lease in the first place.

In late 2002, as his day trading losses mounted, Rice began misappropriating certain lease payments belonging to Frontier. His misappropriation arose out of situations in which a lessee decided to pay off a lease early instead of continuing to make monthly payments through the end of the lease term. This “early payoff” money belonged to Frontier, as the owner of the lease. However, on hundreds of occasions totaling millions of dollars, Rice kept the early payoff money and used it for other purposes.

Rice concealed his misappropriation by having his company make monthly payments to Frontier on the leases in question in the amount that would have been due from the lessee, had the lease remained in existence. Rice reported to Frontier that those payments had come from the lessees, thus giving Frontier the false impression that the leases remained valid and in existence.

Rice also misappropriated Frontier’s money in other situations. For example, in late 2004, he sold a lease to Frontier for nearly $200,000. However, the lease was later canceled before Rice’s company even purchased any equipment for the lessee. Nonetheless, Rice did not return Frontier’s money. Instead, he reported to Frontier that the lease was valid and in existence.

For bookkeeping purposes, Rice used his company’s “security deposit” account to conceal the fraud. Each time he received early payoff money, he recorded the payment as a customer “security deposit” on his companies’ books. When KPMG and his other auditors asked for an explanation regarding the substantial growth in the security deposit account, he falsely informed them that security deposits had increased due to an increase in business.

As a result of Rice’s fraud, Frontier suffered losses in excess of $5.5 million. In addition, lessees lost more than $2 million in security deposits that had been given to Rice’s company.

U.S. Attorney Klinefeldt praised the jury for the time and careful attention given to the often-complicated case. He said he hopes the jury’s verdict will deter other fraudulent conduct and instill confidence among small business owners in Iowa that their interests will be protected and defended. “The vast majority of small business owners in Iowa are hard-working, honest people who do the right thing, even in difficult situations,” he said. “We want them to know that we’re standing beside them and that we will do everything we can to ensure a business environment that is free from fraud.”

Klinefeldt said the Federal Bureau of Investigation investigated the offenses and provided considerable assistance in the prosecution of the case. “The FBI drives these cases,” he said. “We are lucky to have such talented, dedicated agents here in Iowa.”

Copy of Judgment Ordered
by U.S. Direct Judge James E. Gritzner:
http://leasingnews.org/PDF/Clarence%20Rice%20Judgement.pdf

Previous Story: Royal Links Golf Course Kiosks & C & J
http://leasingnews.org/archives/Jun2011/6_22.htm#cj_leasing


(Leasing News provides this ad “gratis” as a means
to help support the growth of Lease Police)

 



##### Press Release ############################

NACM Welcomes Final Approval of 3% Withholding Repeal


Congratulates House for Unanimously Approving H.R. 674

Columbia, Maryland: —Following the House’s 422-0 approval of H.R.674 last night, the National Association of Credit Management (NACM) welcomed the imminent end of the 3% withholding tax, which it has staunchly opposed since its enactment in 2006. Although the tax was originally passed to address tax compliance, the devastating effect it would’ve had on contractor cash flow would’ve easily outweighed any potential gains.

However, with the House’s unanimous approval of an amended version of H.R. 674, contractors, subcontractors and any other party involved on government projects can rest easy, knowing that their cash flow is safe from this harmful withholding requirement.

“NACM and its membership of commercial trade creditors have fought for a full repeal of the 3% withholding tax since it was enacted in Section 511 of the Tax Increase Prevention and Reconciliation Act (TIPRA),” said NACM President Robin Schauseil, CAE. “Many of them rely heavily on local, state and federal government contracts for their livelihood. While we welcomed the delays in the withholding tax’s implementation, a full repeal was the only way that our membership, and any company that has business with a governmental entity, could relax knowing that they wouldn’t have to sacrifice their cash flow to pay for crimes that the vast majority of them had never committed.”

“I’m pleased to see that Congress and the Administration have finally recognized the importance of cash flow to the nation’s businesses, and summoned the political will to repeal this dangerous tax,” she added.

NACM congratulates both the House and the Senate for working together in the spirit of bipartisanship to right a significant wrong in America’s effort to increase tax compliance. NACM also urges President Barack Obama to quickly sign this important legislation, and eliminate the 3% withholding tax once and for all.

For more information on NACM’s effort to repeal the burdensome 3% withholding tax, visit the association’s advocacy page.

About the National Association of Credit Management
NACM, headquartered in Columbia, Maryland, supports more than 15,000 business credit and financial professionals worldwide with premier industry services, tools and information. NACM and its network of affiliated associations are the leading resource for credit and financial management information, education, products and services designed to improve the management of business credit and accounts receivable. NACM’s collective voice has influenced federal legislative policy results concerning commercial business and trade credit to our nation’s policy makers for more than 100 years, and continues to play an active part in legislative issues pertaining to business credit and corporate bankruptcy. Its annual Credit Congress is the largest gathering of credit professionals in the world.

#### Press Release #############################

 

[headlines]
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Classified ads— Collector / Collections / Consultant / Communications


Leasing Industry Outsourcing
(Providing Services and Products)

Collector / Collections / Consultant / Communications

Collector: Atlanta, GA
Asset Recovery Specialist. We get your money or we get your > equipment back for you. Physical Asset Recovery Experts!
E-mail: mcrouse911@joimail.com
Collector: Cleveland, OH 
Huntley Capital & Associates is your solution to late payments, no payments, and asset recovery. Call 216-337-7075. 
Email: ghpatey@msn.com 
Collections: Dallas, Texas
Contingency Fee basis. Receivables Outsourcing. We are a fully bonded nationwide licensed agency. We collect for nationally known banks and leasing companies. 
800-886-8088.
Collector: Los Angeles, CA
Expert skiptracers covering Southern California. We locate skips, judgment debtors and collateral. When you can't get the job done in house, give us a call at
1-800-778-0794.
E-mail: ceo@interagencyLA.com
Collector: Louisville, KY
We are a full service collection agency with attorney network. 21 years experience. Please call Jon Floyd, VP at 1-800-264-6850 
email: jfloyd@collectcsg.com
Collector: Louisville, KY 
Euler Hermes/UMA 92 year old Global Receivables Outsourcing. Presence in 143 Countries. Work w/ 4 out of 5 Fortune 500 firms. Contingency Fee Structure.
20% off first time clients.!
Andrew.Newton@eulerhermes.com
1-800-237-9386 x 205.
Collector: Mandeville, MI
International commercial collection services all fees are on contingency on line access.
E-mail: rmelerine@collect-now.com 
www.drspay.com
www.collect-now.com 


Collector: Milwaukee, WI 
We specialize in ATM machine reposession and remarketing. We can get you top dollar for your inventory.
E-mail: bdperry1@yahoo.com 

Collector: Nationwide
End of lease negotiations & enforcement. Third-party collections. Skip-tracing. Background checks. Credit & asset investigations. 15+ years in leasing industry. Providing services to clients nationwide.
800-824-0234
johnkenny2@verizon.net

Collector: Saint Louis, MO
Complete commercial collection agency. Licensed bonded in all states and will out performed any other agency!
Call 1-800-659-7199 ext.315
E-mail: jfloyd@lindquistandtrudeau.com
  Consultant: Burlington, CT
We provide our clients with a full range of consulting services such as portfolio conversions, reconciliation, custom programming and leasing operations utilizing InfoLease. 
Email: info@new-millennium-assoc.com
Consultant: Europe
15 years doing deals/running own technology leasing company – looking to advise/ lead new entrants to take advantage the European market opportunity.
www.clearcape.co.uk or kevin.kennedy@clearcape.co.uk 
Consultant: Henderson, NV
Focus on new business development and process efficiencies to create incremental revenue and profitability. Executive level vendor experience, and satisfied outsourcing clients. Incredible track record.
E-mail: rbutzek@cox.net

Consultant: Sausalito, CA
Lease trainer and consultant. 38 years in equipment leasing. Expert in transaction analysis, financial statement analysis, credit, packaging, structuring. Presents highly popular classes and workshops.
E-mail:BoTei@aol.com

Consultant: North of Detroit, MI 
INFOLEASE EXPERT - 18 years experience. Since being downsized in 2002, working as a consultant for several leasing companies. Seeking consulting projects nationwide. 
E-mail: darwint@prodigy.net

Consultant: Ridgefield CT.
Lisa Lersner w/20 years exp. specializing in leasing technology now providinglessor selection andmanagement services, includingthe securing of debt and equity and acquisition guidance services.
Email: LLersner@leasefinanceconsulting.comGo to www.leasefinanceconsulting.com

Communications:Chassell, MI

Cartoons on business, finance & computers. Use for your presentations, website, newletter, direct

mail projects etc. Fees are negotiable. 
Email: dan@danscartoons.com 
Go to http://www.danscartoons.com

 


All "Outsourcing" Classified ads (advertisers are both requested and responsible to keep their free ads up to date:
http://www.leasingnews.org/Classified/Outsourcing/Outsourcing.htm

How to Post a free "Outsourcing" classified ad:
http://www.leasingnews.org/Classified/Outsourcing/Outsourcing-post.htm



[headlines]
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Fernando's View
By Fernando F. Croc

Two of the year's most engrossing and challenging films ("J. Edgar" and "Melancholia") hit theaters this week, while science-fiction ("Super 8"), romantic comedies ("Larry Crowne"), and classics ("The Rules of the Game") make for a specially varied DVD roster.

In Theaters:


J. Edgar (Warner Bros.): Clint Eastwood continues to surprise from behind the camera with this engrossing biopic on controversial political figure J. Edgar Hoover, which he directed from a screenplay by Oscar-winner Dustin Lance Black ("Milk"). Skillfully hopscotching from the 1920s to the 1960s, the movie follows Hoover (played by Leonardo DiCaprio) as he almost single-handedly founds the CIA by tenanciously going after those he felt were a threat to the nation and introducing scientific methods such as fingerprints into police investigations. Along the way, there are telling snatches of his relationships with his mother (Judi Dench), his secretary (Naomi Watts), and his best friend and co-worker (Armie Hammer). Anchored by DiCaprio's sure-to-be-Oscar-nominated performance, this is an absorbing combination of taut drama and history lesson.


Melancholia (Magnolia Pictures): Always one to rattle cinema's collective cage, veteran Danish bad-boy Lars Von Trier offers another prime slice of provocation with this challenging but deeply affecting tale about the literal end of the world. The story focuses on two sisters, Justine (Kirsten Dunst) and Claire (Charlotte Gainsbourg), and how they react as they learn that the Earth is on a collision course with another planet. Though this sounds like a science-fiction gimmick, this interplanetary apocalypse is really a jumping-off point for Von Trier to ponder human interactions through a glass darkly, composing unforgettable moments of horror and ecstasy in the process. Though it may strike some viewers as heavy going, this well-acted and visually stunning movie presents a one-of-a-kind vision that's hard to shake off.


Netflix Tip: If the end of the world makes you hungry for more Lars Von Trier, check out the Danish director's powerful and often controversial earlier works on Netflix. Check out "Zentropa" (1991), "Breaking the Waves" (1996), "Dancing in the Dark" (2000), "Dogville" (2003), and "Antichrist" (2009).

On DVD:

Super 8 (Paramount): Producer Steven Spielberg’s fingerprints are all over this highly anticipated science-fiction thriller, which bears traces of such past smashes as “Close Encounters of the Third Kind” and “E.T—The Extraterrestrial.” Set in a small Ohio town in the summer of 1979, it centers on Joe (Joel Courtney) and Alice (Elle Fanning), movie-loving kids who, along with their friends, are suddenly thrust into an adventure of cosmic proportions after accidentally filming a disastrous train crash. The strange events that take place afterwards hint at larger and darker forces at play, especially when it is revealed that something top-secret got loose after the accident. J.J. Abrams, who last directed the “Star Trek” rebook, brings enough action, humor and wonderment to this sure-to-please story to make Spielberg proud.

Larry Crowne (Universal Pictures): Tom Hanks not only stars in, but also directs this gentle and crowd-pleasing romantic comedy. Hanks plays the titular Larry, an amiable, divorced ex-marine who lives a simple life as the much-beloved main shift leader at a box company. When he finds himself suddenly unemployed, however, Larry decides to better himself for future opportunities by heading over to the local college and updating his education. There he meets a group of recession-weary colleagues, and develops a crush on Mercedes (Julia Roberts), a teacher who’s lost her passion for both teaching and romance. A tale of personal rejuvenation in hard times, the movie (co-written by “My Big Fat Greek Wedding” star Nia Vardalos) is a warm-hearted fable that should be a hit with fans of the two megastars.

The Rules of the Game (Criterion): Considered by many movie lovers to be the greatest film by one of the greatest filmmakers ever, French master Jean Renoir's 1939 classic shimmers again in this deluxe DVD transfer by Criterion. Taking place in a luxurious country estate on the eve of World War II, it weaves a tragicomic tapestry as several characters, from rich aristocrats to lowly servants, showcase their many foibles. Among them is world-famous aviator Andre (Roland Toutain), who's in love with the wife (Nora Gregor) of the millionaire (Marcel Dalio) who's hosting the event. And there's Marcel (Julien Carette), a cheery poacher who finds himself chased by the estate's strict gameskeeper (Gaston Modot). Balancing humor and tragedy with breathtaking delicacy, Renoir's masterpiece is a cinematic treasure to savor again and again. (subtitles)

[headlines]
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Des Moines, Iowa -- Adopt-a-Dog


Sofie

Animal ID 14302766
Breed: Retriever, Labrador/Purebred
Age: 5 years
Sex: Female
Size: Large
Color: Black/White
Spayed
Declawed: No
Housetrained: Unknown

Site: Animal Rescue League of Iowa
Location: ARL Main
Intake Date: 10/16/2011
Adoption Price $125.00

Video:
http://www.petango.com/webservices/adoptablesearch/wsYouTubeVideo.aspx?videoid=XfeJn0bRO7E

"Sofie is a beautiful, friendly girl who loves meeting new people. She already knows sit, down, stay and come -- and probably a lot of other things we haven't figured out yet! She is very smart and eager to learn. She is a strong dog, too, and will need a home with teens and adults, preferably with dog experience. She'd love to do a meet-and-greet with any dogs in your home before adoption to make sure they're well-matched. Sofie has dysplasia in one hip, but the other one appears normal.

"We will provide X-rays for her new vet. Sofie will go home with a care package of items to help her settle into her new home. This dog will automatically be enrolled in our Black Dog Club! Membership is a perk for people who adopt dogs with 50 percent or more black fur. Adopters will receive a Black Dog Club T-shirt and VIP pricing for the Angie Anderson Memorial Dog Walk and Fido Fest, our annual dog walk and celebration of our canine friends. Black dogs are the most commonly overlooked type of dog in shelters, even though color has no bearing on a dog's personality.

As an adopter, you have the power to make a real difference in the life of a black shelter dog.

This pet also is eligible for 30 days of pre-paid pet health insurance. For more information please visit www.sheltercare.com or call 1-866-375-PETS.

Adoption Procedure:
http://www.arl-iowa.org/index.php?option=com_content&task=view&id=92&Itemid=129

Animal Rescue League of Iowa — Main Shelter/Administration
5452 N.E. 22nd St.
Des Moines, IA 50313
Phone: 515/262-9503
Fax: 515/262-2612
Adoption Hours:
Monday through Friday from 11 a.m. to 7 p.m.
Saturday and Sunday from 11 a.m. to 6 p.m.

Adopt-a-Pet by Leasing Co. State/City
http://www.leasingnews.org/Conscious-Top%20Stories/Adopt_Pet.htm

Adopt a Pet
http://www.adoptapet.com/


 

John Kenny Receivables Management
www.jrkrmdirect.com

• End of Lease Negotiations & Enforcement
• Fraud Investigation
• Credit Investigations
• Asset Searches
• Skip-tracing
• Third-party Commercial Collections

The Solution to Your Credit & Accounts Receivable Needs
John Kenny
315-866-1167 |  John@jkrmdirect.com

 


News Briefs---

Will bank branches wither away?
http://www.usatoday.com/money/perfi/basics/story/2011-11-16/bank-branches/51244020/1

John Deane "bunker mentality...(now) more determined outlook"
http://www.worldleasingnews.com/articles/lessors-show-determination-to-prosper-despite-uncertainties/

Small businesses still find big banks to be reluctant lenders
http://www.latimes.com/business/la-fi-bankloans-20111116,0,7829683.story

GE Filed 57,000-Page Tax Return, Paid No Taxes on $14 Billion in Profits
http://www.weeklystandard.com/blogs/ge-filed-57000-page-tax-return-paid-no-taxes-14-billion-profits_609137.html

Lion Air plans order for 230 Boeing jets
http://seattletimes.nwsource.com/html/localnews/2016786041_apusboeingbiggestorder.html

Motor Trend calls Passat Car of the Year
http://www.upi.com/Business_News/2011/11/17/Motor-Trend-calls-Passat-Car-of-the-Year/UPI-50011321556102/

 

 

-----------------------------------------

 


You may have missed---

Most stressed states
1. Nevada
2. Mississippi
3. Michigan
4. Georgia
5. Alabama
http://www.ajc.com/business/georgia-ranked-among-highest-1230396.html


---------------------------------------

 


Sports Briefs----

In the End, the Jets Can’t Stop Tebow
http://www.nytimes.com/2011/11/18/sports/football/in-the-end-the-jets-cant-stop-tebow.html?_r=1&ref=sports

Syracuse basketball coach Jim Boeheim supports assistant, saying molestation allegations unfounded
http://www.syracuse.com/news/index.ssf/2011/11/assistant_syracuse_university.html

 

-----------------------------------------------

 


California Nuts Briefs---

Grim California budget forecast means more cuts to schools, social services
http://www.sacbee.com/2011/11/17/4060870/grim-california-budget-forecast.html

Many residents cry foul over San Jose's plan to give A's owner Lew Wolff option to buy land at greatly reduced price
http://www.mercurynews.com/san-jose-neighborhoods/ci_19361737

San Jose again wins title for Thanksgiving holiday's loneliest airport
http://www.mercurynews.com/bay-area-news/ci_19359801

 

-------------------------------------------------


“Gimme that Wine”




Wine Spectator has named Kosta Browne Pinot Noir Sonoma Coast 2009 as its 2011 Wine of the Year. Retailing at $52 a bottle, the wine rated 95 points on Wine Spectator’s 100-point scale. It comprises fruit from three vineyards—Gap’s Crown, Terra de Promissio, and a new site, Walala Vineyard—and spent about a year in new oak. 5,818 cases were made. Founded by Dan Kosta and Michael Browne, former waiters who pooled their tips to begin making wine together in 1997, Kosta Browne is now backed by Sonoma-based investment firm Vincraft, which took a controlling stake for close to $40 million in September 2009. For a list of Wine Spectator’s top 10 Wines of 2011: http://www.winespectator.com/display/show?id=top100-2011

What Can I Drink at Thanksgiving Besides Wine?
http://dinersjournal.blogs.nytimes.com/2011/11/15/what-can-i-drink-at-thanksgiving-besides-wine/?ref=dining

Is Beaujolais Nouveau making a comeback?
http://insidescoopsf.sfgate.com/blog/2011/11/17/is-beaujolais-nouveau-making-a-comeback/

Napa Valley harvest - "tears to glory"
http://www.harpers.co.uk/news/news-headlines/11344-napa-valley-harvest-from-qtears-to-gloryq.html

Penfolds releases Bin 620 after 40 year wait
http://www.harpers.co.uk/news/news-headlines/11341-penfolds-releases-bin-620-after-40-year-wait.html

Sonoma's Simi Winery uncorks 76-year-old wine
http://www.mercurynews.com/libations/ci_19317822


Free Mobile Wine Program
http://leasingnews.org/archives/Feb2010/2_26.htm#mobile

Wine Prices by vintage
http://www.winezap.com
http://www.wine-searcher.com/

US/International Wine Events
http://www.localwineevents.com/

Winery Atlas
http://www.carterhouse.com/atlas/\

Leasing News Wine & Spirits Page
http://two.leasingnews.org/Recommendations/wnensprts.htm

[headlines]
----------------------------------------------------------------

This Day in History

     1787- Birthday of Sojourner Truth, abolitionist and orator, born up-state New York. Born into slavery as Isabella Baumfree
http://myhero.com/myhero/hero.asp?hero=sojournerTruth
    1803- Battle of Vertieres, in which Haitians defeat French. In the battle for independence, a fierce fight took place in the town of Vertieres, where the French army led by Napoleon, was defeated by Haitians. This huge defeat of Napoleon's army led to the end of the war, and to Haiti's eventual march towards independence on 1st January, 45 days later. American Black slaves escape to Haiti for freedom. Southern states introduce legislation for "runaway slaves."
http://www.windowsonhaiti.com/windowsonhaiti/heroes.shtml
    1820- American Captain Nathaniel Brown Palmer in the "Hero, a sloop of 44 tons, with a crew of six including the captain and the mate, discover Antarctica. His discovery of the Antarctic peninsula is now called Palmer's Peninsula. The first American to set foot on Antarctica was probably John Davis, a seal hunter, who went ashore at Hughes Bay on February 7m, 1821. Antarctica had already been seen from a distance by the English explorer James Cook and the crew of his ship, The Endeavor, which circumnavigated the continent between 1773 and 1775.
    1825- Birthday of Susan Lincoln Tolman Mills, educated at Mount Holyoke College, she used the training methods in a school in Hawaii where she taught with her husband. Back in California, the couple opened a school that became Mills College, again using the Mount Holyoke philosophy as well as several of its teachers. At her husband's death in 1884 she was principal and for a time acting president. She was finally named president (after two male presidents) in 1890. Mills was the first woman's college on the west coast and under her guidance it became one of the major colleges of the nation. In 1991 an effort to convert it to admit men was defeated by the students and it continues to be an all-woman college.
    1848- Edward Cleveland Kemble resumed publishing the combined "California Star" and the "Californian" in San Francisco as the "Star and Californian"; both closed when employees quit to rush to the gold fields.
    1849- John and Amanda Pelton open first tuition-free public school in San Francisco.
    1850- Col. Charles L. Wilson granted concession to build a planked toll road from San Francisco to Mission Dolores.
    1857- Birthday of Rose M. Knox, within seven years of taking over the management of the Knox Gelatine Company, developed it into a multi-million-dollar firm. On the first day of her management following her husband's death, she locked the back door and ordered everyone from president to janitor to use the front door. She managed the business for more than 40 years, changed its emphasis to nutrition, and made it a thriving business. Her management style was pro- worker and layoffs were unheard of with a five-day work week with vacations and sick pay. She stepped aside as the company's president only when she reached her 90th birthday, retaining her position as chairperson. She was recognized as one of the nation's outstanding businesswomen.
    1861- Poet and abolitionist Julia Ward Howe writes the lyrics for the Battle Hymn of the Republic. She had accompanied her husband, Dr. Samuel Howe, to Fort Griffin, Virginia, to review Union troops defending the capital. The ceremony was cut short when the Federals were forced to give chase to a nearby party of Confederates. Dr. and Mrs. Howe returned to their Washington hotel, but Mrs. Howe awoke in the early morning hours with "long lines" of a poem in her mind. She rose in darkness and wrote six stanzas of The Battle Hymn of the Republic on her husband's stationery based on chapter 63 of the Old Testament's Book of Isaiah. In February 1862, The Atlantic Monthly printed the poem for a $5 payment. Soon troops all over the North were singing the stirring words to the popular tune of John Brown's Body, which had been composed in 1852.
    1863- President Lincoln boards a train for Gettysburg, Pennsylvania, to deliver a short speech at the dedication for the cemetery of soldiers killed during the battle there on July 1 to 3, 1863. While he did not know it at time, the battle was the turning point of the Civil War. He also was not aware that the address he was about to give became perhaps the most famous speech in American history. Lincoln had thought about what he wanted to say, but he nearly missed his chance to say it. On November 18, Lincoln's son, Tad, became ill with a fever. Abraham and Mary Lincoln were, sadly, no strangers to juvenile illness: they had already lost two sons. Prone to fits of hysteria, Mary Lincoln panicked when the president prepared to leave for Pennsylvania. Lincoln felt that the opportunity to speak at Gettysburg and present his defense of the war was too important to miss, though. He had a great sense that there was a turning point in the long, deadly war about to be made. He was accompanied by an entourage that included Secretary of State William Seward, Postmaster General Montgomery Blair, Interior Secretary John Usher, Lincoln's personal secretaries John Hay and John Nicolay, several members of the diplomat corps, some foreign visitors, a Marine band, and a military escort. A reporter wrote during one stop, a young girl lifted a bouquet of flowers to his window. Lincoln kissed her and said, "You're a sweet little rose-bud yourself. I hope your life will open into perpetual beauty and goodness." When Lincoln arrived in Gettysburg, he was handed a telegram that lifted his spirits: Tad was feeling much better. Lincoln enjoyed an evening dinner and a serenade by Fifth New York Artillery Band before he retired to finalize his famous Gettysburg Address.
    1865- Mark Twain has instant success with his first fictional piece, "The Celebrated Jumping Frog of Calaveras County" (New York Saturday Press).
    1883- Charles Ferdinand Dowd, a Connecticut school teacher, and one of the early advocates of uniform time, proposed a time zone plan of the US ( four zones of 15 degrees), which he and others persuaded the railroads to adopt and place in operation. It did not become law until March 19,1918, when Congress passed the Standard Time Act, which authorized the Interstate Commerce Commission to establish time zones. It also established "Daylight Savings Time" to save fuel.
http://memory.loc.gov/ammem/today/nov18.html
    1888-The great baseball promoter Albert G. Spalding began his world tour to introduce baseball to the enter world. He, the Chicago White Stockings and a group of all-star players set sail from San Francisco for Honolulu, the first stop on their round-the-world tour.
    1888- Birthday of Frances Marion, screenwriter, novelist, director who at her peak earned $17,000 a week as a Hollywood screen writer, writing the original Stella Dallas and winning academy awards for The Big House (1930) and The Champ (1931). In all she wrote more than a hundred film scripts.
    1909-Birthday of John Herndon "Johnny" Mercer, American songwriter, singer, radio performer and actor, bon at Savannah, GA. Johnny Mercer wrote lyrics ( and often the music ) for some of the great American popular music from the 1930's through the 1960's, including "Autumn Leaves, " "One for My Baby, " Satin Doll," "On the Atchison, Topeka, and the Santa Fe," "You mush Have Been a Beautiful Baby," "Come Rain or Come Shine," Hooray for Hollywood," "Jeepers Creepers," and countless more. Mercer died June 25, 1976 at Bel Air, CA.
    1916- Birthday of the late Jimmy Lyons, born Peking, China; jazz disc jockey, founder of the Monterey Jazz Festival, who I worked with at KFRC in the early 1970's.
http://www.amazon.com/exec/obidos/ASIN/0893950068/inktomi-bkasin-20/
104-6368463-9838304China

    1923- Fifty-four inches of snow and sleet blocked the Columbia River Highway in the Dalles, Oregon. Railroads were stopped for days in both Washington and Oregon
    1923- Birthday of Alan Shepard, former astronaut and the first American in space (in 1961). Shepard was born at East Derry, NY. He was one of the only 12 Americans who have walked on the moon and was America's only lunar golfer, practicing his drive in space with a six iron. He was awarded the Medal of Honor in 1979. Shepard died near Monterey, CA, July 21, 1998.
    1927- Bix Biederbecke cuts first date with Paul Whiteman Orchestra, " Washboard Blues," with Hoagy Carmichael, vocal. Victor.
    1928- The comical activity of squeaky-voiced Mickey Mouse first appeared on the screen of Colony Theater at New York City. The film Walt Disney's "Steamboat Willie" was the first animated cartoon talking picture.
    1928- Birthday of singer Sheila Jordan, Detroit, MI
http://www.npr.org/programs/btaylor/pastprograms/sheilajordan.html
    1932- For the first time, a tie occurred for the Best Actor Academy Award. Wallace Beery and Fredric March were only one vote apart so the Academy of Motion Picture Arts and Sciences ruled it a tie. Both received an Oscar at the Fifth Annual Academy Awards, March for his performance in "Dr. Jekyll and Mr. Hyde" and Beery for his role in "The Champ". March thought it rather funny that the two were honored for "best male performance of the year" when they each had adopted a child that year. "The Champ" also was honored when Frances Marion received the Writing/Original Story Academy Award for the film. There was only one Best Actress Award and it was presented to Helen Hayes for her performance in "The Sin of Madelon Claudet". Host Lionel Barrymore greeted the film industry this night in the Fiesta Room at LA's grand hotel, The Ambassador. The movie, "Grand Hotel" (Metro-Goldwyn-Mayer), earned the top honors as Outstanding Production. It was also a grand night for the film, "Bad Girl". Its director, Frank Borzage, and its writer (adaptation), Edwin Burke, were both presented with Academy Awards. Walt Disney also received two awards: an honorary award for the creation of Mickey Mouse and for the cartoon short subject "Flowers and Trees". Short Subject awards were presented to two other well-known Hollywood talents on this evening. Hal Roach won his prize for the comedy, "The Music Box" and Mack Sennett for the novelty short, "Wrestling Swordfish". Both were first-time Academy Award winners as were Gordon Wiles for Art Direction ("Transatlantic") and Lee Garmes for Cinematography ("Shanghai Express").
http://www.infoplease.com/ipa/A0147959.html
    1936-Ella Fitzgerald,18, cuts first disc, " My Last Affair." Decca.
1936 Birthday of Trumpet Player Don Cherry
http://www.wnur.org/jazz/artists/cherry.don/
    1939- Artie Shaw, at the peak of success, disbands, splits for Mexico.
    1942- Thornton Wilder's play, "The Skin of Our Teeth", opened in New York City. The play was Wilder's sequel to "Our Town". "The Skin of Our Teeth" starred Tallulah Bankhead, Fredric March, Montgomery Clift and E.G. Marshall. One critic wrote, "As of last evening, the theatre was looking up."
    1943- Two days after the American raid on the power station in Vermork, Norway, 440 British bombers swooped down on Berlin at night. The raid was not overly successful. Though 131 Berliners were killed, the Royal Air Force struck very few of the industrial areas they intended to hit. Even worse, nine British bombers were shot down, and fifty-three aircrew members killed. One of the victims was Wing Commander John White, who had played a significant role in the successful bombing of Peenemunde.
    1946- Birthday of sax player Bennie Wallace, Chattanooga, TN,
http://www.amazon.com/exec/obidos/ASIN/B00000AEC2/avsearch-musicasin-20/
104-6368463-9838304

    1949- Jackie Robinson because the first baseball player who was African-American to win the "Most Valuable Player Award" in the major leases as second baseman of the National League's Brooklyn Dodgers, New York City. He won the Kenesaw Mountain Landis Memorial plaque from the Baseball Writers Association. The first African-American player in the American League to win the award was Elston Howard, catcher for the New York Yankees, on November 7, 1963.
    1949---Top Hits
That Lucky Old Sun - Frankie Laine
Don't Cry, Joe - The Gordon Jenkins Orchestra (vocal: Betty Brewer)
I Can Dream, Can't I? - The Tommy Dorsey Orchestra (vocal: Jack Leonard)
Slipping Around - Margaret Whiting & Jimmy Wakely
    1950- "Harbor Lights" by Sammy Kaye topped the charts and stayed there for 4 weeks.
    1950- Marine Corp jet Captain Major John F. Bolt of Sanford, Florida, became a double ace. He led a four-plane Saber flight in an attack on four enemy fighters east of Sinuiju, Korea, on his 37 th mission, and downed his fifth and six MIG-15s. He first qualified as an ace in world War II, when he shot down six Zekers between September 23, 1943 and January 4, 1944, while serving with Boyington's Black Sheep Squadron. John Bolt was the only Marine to become an ace in WWII and Korea. In WWII, he flew with 'The Black Sheep', VMF-214, best known for its CO, Pappy Boyington.
http://www.acepilots.com/usmc_bolt.html
    1951- The television show "See It Now" premiered, doing unrehearsed interviews, covering relevant and newsworthy stories of its time, including desecration, lung cancer and anti-Communist fervor. One of the most notable shows focused on Senator Joseph McCarthy, leading to McCarthy's appearance on the show which damaged his creditability. The show was hosted by Edward R. Murrow, who also produced it jointly with Fred W. Friendly. Its premiere was the first live commercial coast-to-coast broadcast.
    1951- Wanting to stay in California, PCL Los Angeles Angels first baseman Chuck Connors becomes the first player to refuse to participate in the major league draft. The former Cub first baseman and future star of the TV series The Rifleman refusal allows the minor leagues to ask for more money for big league talent.
    1952-Bill Haley marries his pregnant girlfriend just four days after he divorces his first wife. In all, Bill would marry three times and have eight children.
    1954--ABC Radio stations ban Rosemary Clooney's "Mambo Italiano" due to what it considers "offensive lyrics," more than likely the exaggerated Italian patois and words "goombah" and "gidrool."
    1955- An early season cold snap finally came to an end. Helena, MT, experienced 138 consecutive hours of subzero temperatures, including a reading of 29 below zero, which surpassed by seven degrees their previous record for the month of November. Missoula MT broke their November record by 12 degrees with a reading of 23 below zero, and Salt Lake City UT smashed their previous November record of zero with a reading of 14 below. Heavy snow in the Great Basin closed Donner Pass CA, and total crop damage from the cold wave amounted to eleven million dollars
    1955- Carl Perkins recorded "Blue Suede Shoes" at Sun Studios in Memphis. It became his biggest Pop hit, reaching #2 on the Billboard chart. Elvis Presley's version, which gets more air-play these days, only managed to get to #20.
    1956- Birthday of football player Harold Warren Moon, born Los Angeles, CA.
    1956- Fats Domino appears on the Ed Sullivan show singing his hit "Blueberry Hill."
    1957---Top Hits
Jailhouse Rock - Elvis Presley
You Send Me - Sam Cooke
Little Bitty Pretty One - Thurston Harris
Wake Up Little Susie - The Everly Brothers
    1957- Ricky Nelson records "Stood Up", which will reach #2 early the following year.
    1957 - A tornado, 100 yards in width, travelled a nearly straight as an arrow 27-mile path from near Rosa AL to near Albertville AL, killing three persons. A home in the Susan Moore community in Blount County was picked up and dropped 500 feet away killing one person.
    1958 - DALLAS, Texas - Former city councilwoman Laura Miller easily won the hotly contested race for mayor of the nation's ninth largest city Saturday night.
    1963- Push-button telephones went into service as alternative to rotary-dial phones. touch-tone service was available as an option at an extra charge. this option was only available in two Pennsylvania cities.
    1963-- Beatles manager Brian Epstein asks the group's fans to please refrain from pelting the group with "jellybabies" (jellybeans) at their concerts. (The Beatles had made the mistake of remarking how much they liked them.) On the same day, the newspapers reveal that the head of the Church of England has requested that the group write a Christmas song.
    1964- J Edgar Hoover describes Martin Luther King as "most notorious liar"
    1964- The Supremes appear on "Shindig!" singing "Baby Love" and "Come See About Me." The Righteous Brothers are also on the show and perform "Little Latin Lupe Lu."
    1965---Top Hits
Get Off of My Cloud - The Rolling Stones
1-2-3 - Len Barry
You're the One - The Vogues
Hello Vietnam - Johnny Wright
    1966- This was the last required meatless Friday for American Roman Catholics, in accordance with a decree made by Pope Paul VI earlier this year.
    1967- DAVIS, SAMMY L. Medal of Honor
Rank and organization: Sergeant, U.S. Army, Battery C, 2nd Battalion, 4th Artillery, 9th Infantry Division. Place and date: West of Cai Lay, Republic of Vietnam, 18 November 1967. Entered service at: Indianapolis, Ind. Born: 1 November 1946, Dayton, Ohio. Citation: For conspicuous gallantry and intrepidity in action at the risk of his life and beyond the call of duty. Sgt. Davis (then Pfc.) distinguished himself during the early morning hours while serving as a cannoneer with Battery C, at a remote fire support base. At approximately 0200 hours, the fire support base was under heavy enemy mortar attack. Simultaneously, an estimated reinforced Viet Cong battalion launched a fierce ground assault upon the fire support base. The attacking enemy drove to within 25 meters of the friendly positions. Only a river separated the Viet Cong from the fire support base. Detecting a nearby enemy position, Sgt. Davis seized a machine gun and provided covering fire for his gun crew, as they attempted to bring direct artillery fire on the enemy. Despite his efforts, an enemy recoilless rifle round scored a direct hit upon the artillery piece. The resultant blast hurled the gun crew from their weapon and blew Sgt. Davis into a foxhole. He struggled to his feet and returned to the howitzer, which was burning furiously. Ignoring repeated warnings to seek cover, Sgt. Davis rammed a shell into the gun. Disregarding a withering hail of enemy fire directed against his position, he aimed and fired the howitzer, which rolled backward, knocking Sgt. Davis violently to the ground. Undaunted, he returned to the weapon to fire again when an enemy mortar round exploded within 20 meters of his position, injuring him painfully. Nevertheless, Sgt. Davis loaded the artillery piece, aimed and fired. Again he was knocked down by the recoil. In complete disregard for his safety, Sgt. Davis loaded and fired 3 more shells into the enemy. Disregarding his extensive injuries and his inability to swim, Sgt. Davis picked up an air mattress and struck out across the deep river to rescue 3 wounded comrades on the far side. Upon reaching the 3 wounded men, he stood upright and fired into the dense vegetation to prevent the Viet Cong from advancing. While the most seriously wounded soldier was helped across the river, Sgt. Davis protected the 2 remaining casualties until he could pull them across the river to the fire support base. Though suffering from painful wounds, he refused medical attention, joining another howitzer crew, which fired at the large Viet Cong force until it broke contact and fled. Sgt. Davis' extraordinary heroism, at the risk of his life, is in keeping with the highest traditions of the military service and reflects great credit upon himself and the U.S. Army.
    1968- Glen Campbell, a former session musician for Frank Sinatra, Nat "King" Cole and the Beach Boys, receives two gold records - one for "By The Time I Get To Phoenix" and one for "Gentle On My Mind."
    1968- The Jimi Hendrix Experience's third album, "Electric Ladyland," earns the group its third gold LP. "Crosstown Traffic," a version of Bob Dylan's "All Along the Watchtower" and "Voodoo Chile" are the two-record set's highlights.
    1968- The Spiral Staircase record "More Today than Yesterday", which will reach #12 in the US the following spring.
    1973---Top Hits
Keep on Truckin' - Eddie Kendricks
Heartbeat - It's a Lovebeat - The DeFranco Family
Photograph - Ringo Starr
Paper Roses - Marie Osmond
    1974- Frank Sinatra emerged from retirement to do a TV special with dancer Gene Kelly. The show was a smash hit and revived Sinatra's career.
    1975- John Denver received a gold record for "I'm Sorry".
    1978- Congressman Leo J Ryan of Burlingame, California was killed along with four others in his group in Jonestown, Guyana by members of Peoples Temple, followed by ritual mass suicide of 913 members. (I served as his first state assembly administrative assistant and legislative aide in the late 1960's. His personal secretary of many years was murdered in her house during a robbery of the family's coin collection). People's Temple leader Jim Jones led hundreds of his followers in a mass murder-suicide at their agricultural commune in remote northwestern Guyana. The few cult members who refused to take the cyanide-laced fruit-flavored concoction were either forced to do so at gunpoint or shot as they fled. The final death toll was 913, including 276 children. Jim Jones was a charismatic churchman who founded the People's Temple, a Christian sect, in Indianapolis in the 1950s. He preached against racism, and his integrated congregation attracted mostly African Americans. In 1965, he moved the group to northern California, settling in Ukiah and after 1971 in San Francisco. In the 1970s, his church was accused by the press of financial fraud, physical abuse of its members, and mistreatment of children. In response to the mounting criticism, Jones led several hundred of his followers to South America in 1977 and set up a utopian agricultural settlement called Jonestown in the jungle of Guyana. A year later, a group of ex-members convinced U.S. Congressman Leo Ryan, a Democrat of California, to travel to Jonestown and investigate the commune. On November 17, 1978, Ryan arrived in Jonestown with a group of journalists and other observers. At first the visit went well, but the next day, as Ryan's group was about to leave, several People's Church members approached members of the group and asked them for passage out of Guyana. Jones became distressed at the defection of his members, and one of Jones' lieutenants attacked Ryan with a knife. Ryan escaped from the incident unharmed, but Jones then ordered Ryan and his companions ambushed and killed at the airstrip as they attempted to leave. The congressman and four others were murdered as they attempted to board their charter planes. Back in Jonestown, Jones directed his followers in a mass suicide in a clearing in the town. With Jones exhorting the "beauty of dying" over a loudspeaker, hundreds drank a lethal cyanide and Kool-Aid drink. Those who tried to escape were chased down and shot by Jones' lieutenants. Jones died of a gunshot wound in the head, probably self-inflicted. Guyanese troops, alerted by a cult member who escaped, reached Jonestown the next day. Only a dozen or so followers survived, hidden in the jungle. Most of the 913 dead were lying side by side in the clearing where Jones had preached to them for the last time.
http://www.lermanet.com/house/destructive.htm
    1978-Billy Joel topped the Billboard Hot 200 album chart with "52nd Street", his first US #1 LP. In 1982, it would become the first commercial album to be released on compact disc (by Sony Music Entertainment).
    1979- Paul McCartney releases "Wonderful Christmastime", a tune on which he plays all the instruments himself.
    1981---Top Hits
Private Eyes - Daryl Hall & John Oates
Start Me Up - The Rolling Stones
Physical - Olivia Newton-John
My Baby Thinks He's a Train - Rosanne Cash
    1986- The Roseland Ballroom reopened in New York City. The 67-year-old home for those wanting to dance cheek to cheek featured America's dean of society music, Lester Lanin. He played for patrons who wanted to cut a rug on the 112-by-55-foot, maple wood dance floor.
    1986- For the first time since his departure from his own late-night TV show, Jack Paar was a guest of Johnny Carson on "The Tonight Show". One of TV's great lines came from the show, when Carson quipped (after one of Paar's long, long spiels), "Why is it that I feel I'm guesting on your show?"
    1986 - The first of two successive snowstorms struck the northeastern U.S. The storm produced up to 20 inches of snow in southern New Hampshire. Two days later a second storm produced up to 30 inches of snow in northern Maine.
    1986- Roger Clemens was named the American League's Most Valuable Player. He was the first American League starter to be so named in 15 years. The Boston Red Sox hurler won the honor one week after earning the Cy Young Award1997 - The Arizona Diamondbacks and Tampa Bay Devil Rays begin taking shape with 35 selections apiece in baseball's expansion draft. Both the Diamondbacks and Devil Rays began their baseball lives with sufficient funds to contend quickly.
    1986- "Amanda" by Boston topped the charts and stayed there for 2 weeks.
    1987- Cub outfielder Andre Dawson (.287, 49, 137) becomes the first player to win the MVP award as a member of a last place club.
    1987- After nearly a year of hearings into the Iran-Contra scandal, the joint Congressional investigating committee issues its final report. It concluded that the scandal, involving a complicated plan whereby some of the funds from secret weapons sales to Iran were used to finance the Contra war against the Sandinista government in Nicaragua, was one in which the administration of Ronald Reagan exhibited "secrecy, deception, and disdain for the law." Naming several members of the Reagan administration as having been directly involved in the scheme (including National Security Advisor John Poindexter and deceased CIA Director William Casey), the report stated that Reagan must bear "ultimate responsibility." A number of government officials were charged and convicted of various crimes associated with the scandal.
    1988-An Anti-Drug bill of large scope was signed into law by President Ronald Reagan. It called for the death penalty for drug-related murders, a $10,000 fine for the possession of even small amounts of controlled substances and provided for the expansion of treat facilities. A cabinet-level office was established for a drug "czar" to oversee the nation's fight on drugs.
    1989---Top Hits
When I See You Smile - Bad English
Blame It on the Rain - Milli Vanilli
Love Shack - The B-52's
Bayou Boys - Eddy Raven
    1989- A second surge of arctic air brought record cold to parts of the north central U.S. Eleven cities in the Upper Midwest reported record low temperatures for the date, including Rochester MN with a reading of 4 degrees below zero. Strong winds ushering the arctic air into the north central U.S. produced squalls in the Lower Great Lakes Region. Snowfall totals in northern Ohio ranged up to twenty inches in Ashatabula County and Geauga County
    1990- The Righteous Brothers saw their popularity surge when the movie, Ghost, (starring Patrick Swayze and Demi Moore) featured their 1965 hit, "Unchained Melody." Their original version and a re-recorded cut both made it into the US top 20, while three Greatest Hits albums made the Billboard chart.
    1990- Art Monk becomes only the third player in NFL history to amass 700 career receptions when he makes four catches against the Saints.
    1995- The Rolling Stones become the first act to broadcast a concert on the Internet.
    1995- "Goldeneye" the latest James Bond movie, opens, featuring a title song by Tina Turner.
    1996- Four hardware makers unveiled hand-held computers at an electronics show on this day in 1996. The computers were all designed to run Microsoft Windows CE, an operating system introduced at the show the previous day. The machines offered remote and wireless connections for checking e-mail and surfing the Web and allowed users to synchronize data with Windows programs. By 1999, the market for hand-held computers had grown to an estimated 5.7 million units, nearly fifty percent greater than 1998 sales, according to the research firm Dataquest. Today they are incorporated into wireless telephones the size of a pack of cigarettes that also include the ability to take pictures.
    1997-- John Denver's last recordings are released as The Unplugged Collection, a selection of stripped-down acoustic performances of his hits.
    2008- Joining Cal Ripken Jr. (Orioles - 1983) and Ryan Howard, (Phillies - 2006 ), Dustin Pedroia (.326,17,83) becomes the third player in major league history to win the Most Valuable Player award a season after being selected as the Rookie of the Year. The scrappy Gold Glove second baseman, the 10th Red Sox player to earn the American League honor, received 16 of the 28 first-place votes to easily outdistance heavy-hitting Twins first baseman Justin Morneau (.300, 23, 129).
    2008- Secretary of State Condoleezza Rice introduces Ken Griffey, Jr. as an American Public Diplomacy Envoy, a position in which the future Hall of Famer will represent the "values of the United States, not the government of the United States." The free-agent outfielder, who played for the Reds and White Sox last season, joins Cal Ripken Jr. as a major leaguer serving his country in the U.S. State Department's Bureau of Educational and Cultural Affairs.

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Top Stories

(chronological order)

- Leasing Hiring Surprise: Increase in Q3
- Results Are In---
   "Application Only" versus Financial Statements?
- Customer Complaints Filed
  against Select Group of Equipment Leasing Companies
- Three More Sentenced in "Operation Lease Fleece"
- Puget Sound Leasing has Packed Up & Moved
- Are They Licensed in California to Dispense Cash
- SBA Major Revisions
- Rosanne Wilson, CLP, Final Cancer Test
- Top 50 Banks
- AT&T Capital to Double 18 months, Triple Capacity 3 years
- FASB Delay Not New Alert
  by Shawn Halladay, The Alta Group
- Chris Walker Chicago Marathon Results--“Thank You, Industry”
 Hugh Swandel Raised Most Funds as Individual in Marathon
- Swandel Elected President of NEFA
  To Lead Association Out of Credit-Crisis Era
- Vendor Bruce Donner Pleads Guilty in Allied Health Care Scheme
- A California Leasing Gypsy Arrested by Costa Mesa Police
- ABCO Leasing Calls it Quits
- Survey of Evergreen Clauses
- Responses to Working with a Smaller Bank Question
- Leasing Gypsies
- NorVergence’s Tom Salzano on Trial in Louisiana
- Responses to Working with a Smaller Bank Question
- Sheldon Player et. al. Back to the IRS
- More on Chase Industries Embezzlement
- New Jersey Bankruptcy Court Slams Lender for Usury

     by Thomas E. McCurnin & Frank Peretore
- Ed Castagna's InPlaceAuction joins
     On Line Equipment Auction List
- President and CFO of HL Leasing Found Liable Ponzi scheme
- Steve Hudson Back on the Lease Hunt
  Is He Coming to the United States?
- President and CFO of HL Leasing Found Liable Ponzi scheme
- Where in the World is Loni Lowder of ACC Capital?
- Leasing hiring index falls in Q2 after six straight quarters of growth
- Tom Price/Hyun Um $200/$400 Million BK
   with charges of Scam
- Somehow I missed our “On Line” Anniversary
- Shawn Halladay Explains More on Ending of Leverage Leasing
- IASB 'on way' to being global accounting standard
- Menzel in his own words admits policy on Evergreen Clauses
- Companies who notify lessee in advance of lease expiration
  and require their discounter to also notify lessee in advance
- "The courts define what is fraud, not you or anyone else”
   by Bernie Boettigheimer, CLP
- Marlin with 97 Salesmen Still Relies on Evergreen for Profit
- Add Wisconsin to Notification Requirement Evergreen
- Crit DeMent---May Be Turning a New Leaf
- California Licenses and Checking Them
- Automatic Renewals: The States Respond
  by Barry Marks, Esq.
- C&J Leasing Convicted $8 million Lease Discount Scheme
  Day Trading Lead to his Demise
- Unlicensed Lender & Securitization Partners get tagged for Usury
- Direct Capital Releases FinanceQuote App to Simplify Vendor Finance
- More Top Leasing Web Sites
- Top Ten Cities with the Highest Credit Scores
- OneSource Develops Business License Software
- Talk About Chutzpa, Fanghella has more than Trump
- Richest Man in Leasing: Steven Udvar-Hazay
- License Up-Date for Leasing in United States
- Loan/Lease Statute Up-Date
- Church Kiosk Fray---Comes back to bite Balboa on the...
- Brican America---Update
- Vaughn Indicted for defrauding banks, leasing companies
- Wildwood employees get prison for Leasing Ponzi scheme
- IFC Credit Corporation BK—Up-date
- De Lage Landen: A Teachable Moment by Bernie Boettingheimer, CLP
- Leasing News Position on Evergreen and Winter Green Leases
- I should have called Lease Police!
   by Christopher Menkin
- PinnFund/PinnLeasing Michael Fanghella Out of Jail Seeks $150,000 Job
- Three Class Action Suits re: Brican America
- Verifying Tax Returns
- Starting a Leasing Company-Four Parts
   by Mr. Terry Winders, CLP
- Free Mobile Wine Program
- Special Report: Part I
   Could Church Kiosks, Royal Link Carts, NorVergence results been avoided?

   The use of “Equipment Finance Agreements”
- Special Report: Part II
    Bank of the West

   Equipment Lease Agreement (EFA)
- California License Web Addresses